Zac Rios

Why People CAN'T STOP Overspending and Ruining Finances in 2026

Tue, 03 Nov 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:52 Spending Wrapped
2:26 Chick fil A
3:42 Total Spent
5:31 Comment
5:49 Mustang
7:44 Spent At Work
9:37 Yearly spending
11:45 Comment
12:12 Food
12:55 Groceries
13:42 Concert
14:01 Disney
14:32 Justifying Spending
15:20 "Relatable"
17:18 Just Buy More
18:05 Comment
18:19 Hobbies
19:32 Christmas
19:48 Debt

#money #finance #debt

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American Dream Isn't Over, We Just Can't AFFORD It...

Tue, 03 Nov 2026 10:29:00 -0000

2nd Channel @ZacV2
HowMoneyWorks @HowMoneyWorks

Chapters
0:00 Subscribe!
0:44 $10 Million For The American Dream
1:54 Different Lifestyles
3:25 Global
4:42 Market Gains
6:10 Traditional Lifestyle
7:50 Cost of Kids
9:32 Digital Nomads
11:10 Job Security
12:56 Luxury and Spending
14:22 Taxes
15:52 Pay Cuts
17:12 Video Comments
18:26 Comment
18:48 American Dream Is Dead
20:41 Comment
21:11 Inflated American Dream

#money #finance #debt

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24 Minutes of INSANE Job Listings and Demands in 2026

Mon, 02 Nov 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:42 Listings
1:40 Automate
2:42 Your Comments
4:04 Worst Interview
5:09 MLM
6:41 Comment
6:54 Skit
7:42 Low Pay
8:30 Over The Top
9:45 Did Not Get The Job
11:19 Comment
11:37 Indeed Comments Section
13:16 Comment
14:13 Recruiter
17:34 Comment
17:53 More Recruiters
20:39 Comment
21:01 Jobs
21:50 Comment
23:00 Scams

#money #finance #debt

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Auto Industry CRISIS, THOUSANDS of Jobs Vanishing Overnight!

Mon, 02 Nov 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:49 Stellantis Plants
3:23 Ford EV
4:55 Tesla
6:20 Zoom Firings
7:37 Volkswagon
9:15 Auto Worker Layoff
10:51 Nissan
12:24 Cybertruck
13:30 Trucking Industry
15:38 Dealerships
17:55 Mass Layoffs

#money #finance #debt

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Why Home Buyer Remorse is SKYROCKETING in 2026…Are You NEXT?

Sun, 01 Nov 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:37 Moving Back In With Parents
2:39 $4,100 Mortgage
4:20 Regret
5:55 Comment
6:05 Extra Costs
7:12 HOA
8:34 Townhouse
9:57 Flipped Home
12:39 New Build
13:35 Repairs
14:34 Not Worth It
15:28 Extra Costs
17:22 Starter Home
18:03 Comment
18:23 $7,000 Mortgage
19:12 Things To Know
20:19 Water
21:22 Property Taxes
22:11 Comment
22:19 Rental Properties

#money #finance #debt

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27 Minutes of People Making Bad Financial Decisions in 2025

Sun, 01 Nov 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow

Chapters
0:00 Subscribe!
0:55 Car Payment
2:28 Comment
3:15 Doordash
5:24 Comments
6:46 Youtuber
8:55 Comment
9:28 Lifestyle Creep
11:24 Comment
11:49 Pokemon
12:57 Worst Mistakes
14:56 AirBnb Sink
16:07 Comment
16:24 Student Debt
18:22 Worst Mistakes
19:21 Loan For PC
20:17 Worst Mistakes
20:59 Lying
21:55 Spending
23:30 Skit
25:19 Not Tracking
26:55 Courses

#money #finance #debt

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Why People REGRET Buying Their Vehicle in 2026

Sat, 31 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:52 $2,000 Tires
2:48 Ford Maverick
4:57 Comment
5:11 Hellcat
6:19 Comment
6:27 Audi SQ5
8:15 Regret
9:39 Hummer EV
11:04 Comment
11:12 New Vehicles
12:57 Hyundai
14:24 Comment
15:03 New Car
15:27 "Dream Car"
16:57 Escalade
18:44 Rav 4
19:30 New 4Runner
20:01 Old Tech
21:00 25% APR
22:42 Nissan
23:30 Range Rover
24:37 Jeep
25:59 Wrangler
26:32 Least Reliable

#money #finance #debt

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Why People REFUSE to Pay Off Student Loan DEBT in 2025

Sat, 31 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:16 May 5th
2:36 Clarification
4:08 Not Paying
5:55 Loan Length
6:45 Comment
9:03 Worthless Degrees
9:42 Forever Student
11:17 Won't Work
12:19 Comment
12:36 Not Paying
14:28 Told To Do
16:23 Comment
17:04 No Escape
17:37 Hide From Gov
18:39 Not Paying
19:53 Influencers
22:05 Accountability
22:45 News
23:35 Comment
23:54 Just Pay It Off

#money #finance #debt

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Why Disney Vacations Are Destroying People's Finances

Fri, 30 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:53 In Debt
2:40 Your Comments
3:19 How Much Debt Do You Have?
5:00 Disney Credit Card
6:03 Comment
6:19 Spent At Disney
7:49 Disney Spending
8:42 "Relatable"
9:24 Overspending
10:41 Rip Off
11:22 Merch Prices
12:50 Comment
12:56 Disney Adults
14:32 Comment
15:00 Disney Park Price Increases
15:40 Peak Times
16:15 Parking
16:42 All Out
18:14 $42,000 Water Bottle
18:31 Disney Wedding
19:25 Incentives
20:13 Over Budget
21:16 Comment
21:46 Tokyo Disney
22:47 Comment
22:53 Klarna

#money #finance #debt

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30 Minutes of DEBT Problems So Bad They Will Leave You SPEECHLESS

Fri, 30 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:02 1st
3:17 Comment
4:12 2nd
6:26 Comment
7:32 3rd
9:30 4th
11:45 5th
13:21 6th
14:48 7th
17:05 8th
18:25 9th
20:20 10th
22:27 11th
23:25 Comment
24:18 12th
25:23 13th
28:10 14th

#money #finance #debt

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THIS Is Why Mortgages Payments Are INSANE and People Regret Buying A Home

Thu, 29 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:47 $4,800 Mortgage
2:31 Your Comments
3:10 Went Up $1,000 a Month
5:16 Comment
5:31 Didn't Know
6:42 Comment
7:00 Property Taxes
7:45 Comment
8:11 HOA
9:10 $450 HOA a Month
10:41 Foreclosure
11:53 Comment
12:03 Increases
13:47 No Option
15:07 Everything Going Up
16:16 Gambling
17:40 $500 Increase
18:54 Term Lengths
20:24 Canadian Rates
22:00 Not Worth It
22:31 ARM

#money #finance #debt

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Modern Cars Are Getting WORSE And Here's Why

Thu, 29 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow

Chapters
0:00 Subscribe!
1:10 Plastic
2:12 Breakdowns
3:47 Electronics
5:09 Glitches
6:47 More Breakdowns
7:48 Comment
8:40 Horror Stories
10:01 Comment
10:58 New Car Dealership
13:02 Too Much Tech
14:16 Recalls
17:05 Anti Repair
18:35 Prices
19:59 Comment
20:31 $140,000 Quality
21:55 Comment
22:24 Repos
23:18 Payments
25:11 Depreciation
26:22 Out of Touch

#money #finance #debt

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Why Wedding DEBT is Getting WORSE in 2026

Wed, 28 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:42 Average 2026 Prices
1:58 Your Comments
2:50 Taking Out Loans
4:11 Comment
4:23 Lost The Plot
6:05 Comment
6:26 Prices
9:05 Advice
9:38 Bills
11:33 Quotes
12:58 Comment
13:19 Engagement Rings
14:16 Ring
16:21 Comment
16:35 Destination Wedding
17:18 Italy
18:19 Photographer
18:59 "I Have No Choice"
20:22 Expensive Taste
22:31 Going Broke
24:05 Not Worth It
25:50 Divorce
26:56 Comments
27:14 Small Wedding

#money #finance #debt

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Mass Layoffs Are Getting WORSE, Job Market Collapse in 2025

Wed, 28 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:42 Interviews
2:37 Comment
3:03 Her Own Job
4:03 Comment
4:39 Lying Job Listing
6:39 Comment
6:51 Layoffs
9:00 Job Market
10:12 CS Degree
10:58 Residency
13:45 Comment
14:03 Filming Layoffs
16:17 Comment
16:38 Quitting
17:33 Worst Thing You've Done
19:30 Office Siren
21:28 Trades
22:35 Getting Into Trades
25:01 Comment
25:47 Step Up
27:13 Fraud
28:54 Selling Studio

#money #finance #debt

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Scams Got WAY Worse in 2026! You NEED To See This

Tue, 27 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:43 $400k Gone
2:15 Comment
2:43 Fine Dining
4:14 Phone Number Scam
5:32 Comment
5:53 Took Everything
6:57 Comment
7:25 Fake Stories
8:37 Hidden Ads
9:39 Fake Engagement Online
10:51 Facebook
12:03 Comment
12:15 AI Video
13:12 Tricked
14:44 Salvage Truck
15:38 Vin
16:10 Fraud
17:40 Crypto ATM
19:31 Gurus
20:49 AG1
22:12 Jobs
23:15 Apartments
23:58 Comment
24:27 Dentist
25:22 Hidden Charges

#money #finance #debt

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Why People CAN'T STOP Spending Money, Ruining Finances in 2025

Tue, 27 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:15 "Relatable"
3:06 Consumerism
5:29 "Entertainment"
5:47 Comment
6:25 Avoiding Stores
7:41 Spending Game
8:24 Video Games
11:05 Comment
11:39 Shopping Addiction
12:49 Comment
13:40 Comment
14:03 Labubu
16:09 Sports Gambling
18:35 $150k Paycheck To Paycheck
20:15 Quality
21:46 Comment
22:07 Bait
22:42 Disney
23:17 Prices
24:45 CC Companies
25:20 Credit Limit
26:44 Materialism
27:54 Selling Studios

#money #finance #debt

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Let's Watch 28 Minutes of The WORST Car Deals

Mon, 26 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
1:06 1st
3:29 Your Comments
4:21 2nd
6:24 3rd
8:07 4th
10:29 5th
12:42 6th
14:19 Comment
15:00 7th
16:53 8th
18:42 9th
19:55 10th
21:59 11th
24:16 12th
25:35 Comment
25:51 13th
27:23 14th

#money #finance #debt

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28 Minutes of Bad Financial Advice That Could DESTROY Your Wealth

Mon, 26 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:05 1st
2:08 Comment
2:55 2nd
4:46 Comment
5:57 3rd
7:40 Comment
8:19 4th
9:53 5th
11:25 Comment
11:43 6th
12:50 Comment
13:25 7th
15:19 8th
16:59 9th
18:06 10th
19:52 11th
20:55 Comment
21:44 12th
23:02 13th
24:45 14th
26:15 Skit
26:53 Avoid

#money #finance #debt

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Restaurants Got Greedy… Now They're Paying The Price

Sun, 25 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:52 Frozen Meat
2:31 Your Comments
3:26 Restaurants Are Disappearing
4:47 Comment
4:53 Empty
5:30 Pity Marketing
5:51 Comment
6:12 Hidden Fees
7:07 Not Worth It
8:32 Fast Food
9:26 NYC Applebee's
10:27 Not Impressed
12:31 Comment
13:03 Insane Fees
14:07 Takeout Fees
15:17 Rolled Into Price
16:30 Comment
17:01 Walked Out
18:00 Tipping
18:58 Comment
19:19 Fees On Tips
20:07 Outsourcing
20:25 Virginia Food Tax
22:03 TGI Fridays
23:58 Comment

#money #finance #debt

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My College Degree is USELESS! People Regret Paying For School

Sun, 25 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:15 Fashion Degree
2:54 Change Degree
5:32 Teacher Doesn't Want To Teach
6:58 Highest Unemployment Rates
8:28 Comment
9:34 Networking
11:27 Useless Degree
13:25 Comment
13:48 Dance Degree
15:22 What We Were Told
17:13 Comment
17:47 Unnecessary Classes
18:55 Non Traditional
20:37 Regret Now?
22:16 Med Degree

#money #finance #debt

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30 Minutes of The BEST Financial Decisions for 2026 (Prepare Now!)

Sat, 24 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:37 Trends
2:30 Your Comments
3:18 Christmas Spending
5:10 Klarna "Glitch"
6:56 Comment
7:15 Social Media
8:26 Comment
8:56 Trucks
10:20 Family Car
11:24 Comment
11:53 Not Buying
13:20 Comment
13:44 Asking For Money
15:43 De-influencing
17:23 Good Purchases
18:36 Lifestyle Creep
20:50 Comment
20:59 Living With Parents
21:51 Good Financial Audit Guest
23:01 Partner
23:44 Comment
23:57 Collecting Degrees
26:17 Not Showing Off

#money #finance #debt

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Why Are So Many People Going Into Debt For Vacations?

Sat, 24 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:52 48% In Debt
3:17 Comment
3:51 Taking Out Loan
5:24 Jokes
6:50 Comment
7:31 Tired of It
8:22 10 Vacations a Year
9:40 Comment
10:37 BNPL For Flights
13:33 Comment
13:55 Paying Off Airbnb
15:17 Added Costs
16:44 Disney Debt
18:25 Comment
18:46 Disney Fraud
20:25 More Fraud
22:24 Comment
23:05 Course Sellers

#money #finance #debt

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New Construction Homes Are FALLING APART and Builders Don't Care

Fri, 23 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
1:01 Walkthroughs
2:37 3rd Time At The Home
4:14 Comment
4:24 DO NOT BUY
6:08 Comment
6:25 More Problems
7:30 Endless Issues
9:13 5 Reasons
11:37 Comment
11:53 Sales Down
13:03 Incentives
14:35 Selling a New Build
15:45 Comment
16:05 No Room
17:08 Constant Building
18:17 Heat Breaking
19:17 Comment
20:00 $900,000 Home
21:11 How They Are Built
22:21 Comment

#money #finance #debt

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29 Minutes of INSANE Car Payments and Prices in 2025

Fri, 23 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow

Chapters
0:00 Subscribe!
0:59 Monthly Payments
2:53 Double Mortgage
3:32 Can't Afford
5:29 Mom Car
6:58 Comment
7:09 Delinquencies
8:37 "Affordable" Truck
10:14 Want A New Car
11:27 Salesman
12:23 Comment
12:49 Dealership Stories
14:13 $100K Depreciation
16:07 4Runner
17:35 Leasing
20:31 Leasing Prices
21:56 Impressing People
24:04 Car Market Cooked
25:44 Car Market Booming
26:41 Co Signers
27:57 Lamborghini Ad

#money #finance #debt

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Let's Watch 24 Minutes of The WORST Car Deals

Thu, 22 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:45 1st
2:18 Your Comments
3:22 2nd
4:36 Comment
4:42 3rd
6:32 4th
8:05 Comment
8:17 5th
9:01 6th
10:21 7th
11:59 8th
13:24 9th
14:56 Comment
15:05 10th
17:03 11th
18:06 12th
19:35 13th
21:55 14th

#money #finance #debt

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28 Minutes of The BEST Financial Advice and Decisions in 2025...

Thu, 22 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:32 1st
2:15 2nd
4:15 Comments
5:27 3rd
7:50 Comment
8:35 4th
9:48 Comment
10:42 5th
11:36 Comment
12:15 6th
14:01 7th
14:52 8th
16:46 9th
18:02 Comment
18:12 10th
19:57 11th
20:48 12th
21:41 13th
24:04 14th
24:49 15th
26:21 16th

#money #finance #debt

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This Is Why Older Workers Are Getting LAID OFF and Can't Retire

Wed, 21 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:49 Aged Out
1:26 Your Comments
2:37 Fired
3:20 Comment
3:50 Ramping Up
5:34 Older Workers
6:40 UK
7:23 Comment
7:50 Jobs Reports
9:43 No Choice
11:04 Pay Cut
11:43 No Longer Needed
12:09 Comment
12:39 Companies Don't Care
13:12 Both Fired
15:05 Comment
15:26 What To Do
16:59 Course Sellers
18:43 Retirement
19:33 Savings
20:10 No Money Fore Retirement
21:18 Roommates

#money #finance #debt

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Section 8 Fraud Costs Taxpayers BILLIONS, Government Ending Section 8 in 2025

Wed, 21 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:11 People Are Tired
2:59 Comment
3:23 Finesse The System
4:35 Housing Scam
6:40 Comment
7:08 Seeing It In Public
9:50 Generational Section 8
11:01 Comment
11:12 2 Years
12:21 Comment
12:48 Scammers
13:26 Comment
13:52 Subletting Section 8 House
15:58 Comment
16:09 Lying About Fraud
17:19 Comment
17:37 Mad
18:48 Comfortable

#money #finance #debt

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21 Minutes of INSANE Car Payments and Prices in 2026

Tue, 20 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:49 Payments
1:53 Comment
2:09 Increases
2:59 Comment
3:09 $60,000 Rav4
5:15 Comment
5:27 FOR LIFE
5:54 21% APR
6:16 Humiliation Ritual
7:03 Mom Car
7:56 Trends
9:28 Regret
10:40 Depreciation
11:45 Comment
12:03 Repairs
12:34 "Luxury"
14:14 Tahoe
15:20 Comment
15:32 $100,000 Jeep
16:28 Bronco
17:26 Prelude
19:07 "Dirt Cheap"
20:15 Boat

#money #finance #debt

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Why People Are Getting SUED For Their Credit Card DEBT

Tue, 20 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow

Chapters
0:00 Subscribe!

#money #finance #debt

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This Is Why Nobody Can Afford A Home in 2026

Mon, 19 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:53 "Getting Better"
2:24 Comment
2:35 Real Estate Agents
3:39 Not Wanting To Put An Offer
5:07 Housing Market Crash 2026
6:27 Comment
6:58 Bait And Switch
8:29 Scam Listings
10:10 New Jersey Real Estate
12:47 Mold
13:15 Kensington
14:07 New Builds
15:34 Silencing Inspectors
17:08 Terrible Work
17:45 Comment
15:32 Insane Market
18:49 Comment
19:10 Renting
20:21 Blackstone
20:49 Corporations Buying Up Homes
21:58 Terrible Real Estate Investing
22:41 Foreclosures

#money #finance #debt

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Why We Are OVERRUN By “Luxury” Homes In A Housing Crisis

Mon, 19 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:41 New Construction
1:53 Next Gen Housing
3:39 increasing Price
5:13 Shotty Work
6:44 Investments
7:40 Comment
8:45 Marketing
10:11 "Ultra Luxury"
11:37 Homes Collapse
12:30 Comment
12:50 New Builds Spreading
14:07 All The Same Quality
15:27 $800,000 Home
16:51 Comment
17:04 Nobody's Moving In
18:20 Incentives
19:16 All For ROI
20:33 Don't Fall For It

#money #finance #debt

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27 Minutes of People REGRETTING Their INSANE Purchases

Sun, 18 Oct 2026 22:29:00 -0000

Compilation Channel @TheZacRiosShow
2nd Channel @ZacV2
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
1:11 Insane Superbowl Prices
2:16 Your Comments
3:47 Designer Items
4:56 Comment
5:24 Lasik Eye Surgery
6:56 Pity Marketing Victim
8:01 Comment
8:14 Hypebeast Fashion
9:08 Insane Online Shopping
10:30 Bad Quality
11:19 Comment
11:37 Scam "Nutritionist"
13:22 TikTok Shop Products
14:47 Temu
15:49 Remember your Mistakes
17:17 Comment
18:00 Corvette
19:25 $1,000 A Month
20:41 $4,000 Car Solar Panel
21:51 Mistakes
23:20 Instant Regret
24:39 More Mistakes
26:05 Comment
26:15 My Home

#money #finance #debt

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28 Minutes of Job Listings and Demands That Will Make Your Jaw DROP!

Sun, 18 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:45 1st
2:25 2nd
3:47 Comment
5:04 3rd
5:59 Comment
6:23 4th
8:09 5th
9:29 Comment
9:51 6th
11:23 Comment
12:24 7th
14:02 8th
15:17 9th
16:16 10th
17:10 11th
18:01 Comment
18:25 12th
19:34 13th
20:26 14th
21:59 Comment
22:16 15th
23:17 16th
23:34 17th
24:48 18th
26:14 19th
26:56 20th

#money #finance #debt

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The Car Repossession Crisis is Getting WORSE in 2026

Sat, 17 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:47 Stats
2:11 BMW Repo
3:16 Awful Deal
4:09 Future Repo
4:43 Examples
6:26 Course Seller
6:57 Couldn't Afford It
7:30 Comment
7:49 They Don't Care
8:47 Repo Man
9:35 Comment
10:04 GTA
11:26 Comment
11:49 15 Year Car Loan
13:20 Comment
13:46 Not Paying Anything
15:18 Car Repo
16:26 "God" Got Her A Car
17:46 3 Million Repos
18:36 Comment
18:54 "Fraud"
20:32 Gig Work
21:48 Stolen
23:06 Comment
23:22 Scam Accounts
24:10 It Will Get Much Worse

#money #finance #debt

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30 Minutes of INSANE Car Buying Fails You Can Learn From!

Sat, 17 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:38 Worst Depreciation
1:59 Most Negative Equity Ever?
4:36 Comment
5:25 List of Vehicles
7:48 $70K Lost
9:42 Comment
10:07 How To Lost Money
11:33 Comment
11:56 Bedazzled Car
12:31 $30K Lost
13:31 Turo
15:38 Comment
15:54 Top 10
17:26 Economy Car
18:40 "Reliable" Cars
20:08 Interior
20:48 Quality
21:45 Materialistic Ad
23:26 $1,000 Headlight
24:51 Repos
26:00 $30K Lost
27:00 Advice
28:38 Advice

#money #finance #debt

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Why Overconsumption Is Making People GO BROKE in 2026

Fri, 16 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:42 Cups
1:54 Comment
2:25 Fad
3:05 Comment
3:17 Chic fila
3:53 Your Comments
7:21 Comment
7:28 Fixation
8:53 Justification
9:50 Designer
11:09 Comment
11:15 Quality
13:08 Comment
13:13 Material
13:56 Obsession
15:03 Addiction
17:01 Fraud
18:25 Spending
19:11 All The same
20:19 Brands
22:31 Realization
23:00 Bad Products

#money #finance #debt

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Why Home Buyer Remorse Is Getting WORSE in 2025

Fri, 16 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
Caryn's Channel! https://youtube.com/@CarynGardiner?si=-EjysUvSuYTRFpDl

Chapters
0:00 Subscribe!
1:00 82%
2:11 $15,000 Bill
4:31 Comment
4:59 Lazy
6:40 Hidden Costs
8:08 Mortgage Increase
8:54 What To Look Out For
10:18 Comment
10:57 What You Can "Afford"
14:33 2025 Listings
15:47 Comment
16:22 Bought Home
17:52 Regret
19:11 NJ Homes
21:06 Comment
21:37 Business
23:27 Comment
23:58 $4,000,000 Home
25:31 Lazy Listing
26:06 Flooding
26:44 More Regret

#money #finance #debt

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Let's Watch 24 Minutes of People Living Above Their Means and Going BROKE

Thu, 15 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:53 Buy Whatever I Want
1:51 Your Comments
2:32 Spending $140,000 A Year
4:24 Lottery Winner Goes Broke
6:19 Buying A Porsche
8:35 Buying New Cars After Bankruptcy
10:09 Comment
10:32 Influencers Spending
11:32 Influencer Broke
13:11 Banned From Affirm
14:10 Comment
14:43 Spending Internet Trend
16:54 Comment
17:05 No Savings
18:42 Parents Spending With No Money
20:21 Story
21:46 $13 Million Lottery Winner
23:06 Wall Street

#money #finance #debt

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Shrinkflation: The Sneaky Way Grocery Prices Are Rising

Thu, 15 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:37 Shrinkflation Examples
2:05 Comment
2:18 Chips
4:29 Digital Price Tags
5:39 Comment
5:57 Deceptive
6:21 More Examples
7:52 Comment
8:10 Stealing
9:48 Locked Up
11:12 Hawaii
13:09 Myrtle Beach
14:45 Chipotle
15:44 Moe's
16:11 Canes
17:37 Lawsuit
19:27 Recalls
21:02 Comment
21:17 Farmers Market

#money #finance #debt

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Small Business Owners Are Struggling and Here's Why

Wed, 14 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:57 Coffee Prices
2:02 Out of Business
4:10 $80 Cake
5:13 Small Business Is A Luxury
6:04 Comment
6:20 Empty
6:48 Your Comments
8:11 Prices
8:47 Comments
9:08 Fake Homemade Items
20:52 Comment
11:29 Returns
12:25 Coffee Shops
13:52 Raise Your Prices?
14:52 Empty
15:11 Taste
15:52 Barber
16:47 Comment
17:04 Store Closing
19:18 Working For Small Business
20:30 Hours Open
21:36 Comment
22:05 Doomed Stores
23:57 DKOldies
25:00 Food Waste
26:43 Losing Money
26:58 Taxes
27:43 Benefits Cost

#money #finance #debt

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27 Minutes of AWFUL Credit Card Debt in 2025

Wed, 14 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
Chapters
0:00 Subscribe!
0:51 We Are Cooked
1:25 Impulse Buying Jewelry
2:11 Comment
2:24 How Much Debt
3:38 Comment
4:17 Minimum Payments
4:47 Klarna
5:57 Comment
6:08 "Need" New Vehicle
9:17 Comment
9:32 Fishy Account
12:56 Comment
13:37 Upside Down On Car
14:40 Comment
15:08 Paying For "Nothing"
16:07 Insane Mortgage
17:46 Comment
18:14 How Much Debt
18:55 Terrible Car Deal
19:55 Comment
20:19 Money In vs Money Out
21:03 No More Saving
22:47 How Much Debt
23:46 Comment
24:09 $600,000 Debt
25:18 Deinfluence
26:42 Jones's

#money #finance #debt

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20 Minutes of The Most INSANE Financial Decisions Ever Made

Tue, 13 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:37 Comment
0:44 1st
2:12 2nd
3:31 3rd
5:05 4th
5:50 5th
6:55 Comment
7:15 6th
8:56 Comment
9:07 7th
9:59 8th
10:56 9th
11:20 10th
12:19 12th
13:44 13th
14:51 14th
15:56 15th
17:31 16th
18:12 17th
18:55 18th

#money #finance #debt

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Why People REGRET Buying an Electric Vehicle in 2025

Tue, 13 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:47 Stats
2:58 Regret
5:12 Insane Loss
6:23 Comment
6:51 Instant Regret
8:16 Bought EV To Save On Gas?
9:51 Charging Stations
11:40 Charging Time
12:07 Problems
13:45 More Problems
14:49 Comment
15:21 Don't Buy An EV
16:56 $70K To $37K Instantly
18:30 Depreciation
18:58 Range
20:25 Not Buying
21:07 Comment
21:32 "FOMO"
22:09 EV Truck
23:24 Electric G Wagon
24:23 Salesman
26:07 Depreciation

#money #finance #debt

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The Job Market Just Got WORSE and Here's Why

Mon, 12 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:36 Company Layoffs
2:45 Your Comments
4:06 Fired
5:22 Jobs Report
6:50 New Graduates
8:10 Job Fairs
9:54 Comment
10:25 Identity
11:23 Not Safe
12:29 Comment
12:35 Coworkers Are Not Friends
14:11 Quiet Firing
15:44 Comment
15:56 RPE
17:12 Degree
18:07 Comment
18:21 No Backup Plan
21:09 Fired For Being Late

#money #finance #debt

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Why Wedding DEBT is Getting WORSE in 2025

Mon, 12 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:59 $60,000 Debt
3:30 Comment
4:00 Parent Debt
5:43 Price Breakdown
8:05 Comment
8:24 Over Spending
9:54 Comment
10:58 "Needs To Be Special"
12:17 Comment
12:34 Costs
13:50 Wedding Industry "Prices"
16:07 Debt
17:54 Comment
18:17 Cost For Others
18:45 Cost Breakdown
19:41 Wedding Venue
21:06 Comment
21:37 Scams
23:12 Comment
23:47 Marriage With Debt
24:53 Delayed Gratification
26:32 Social Media

#money #finance #debt

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30 Minutes of DEBT So Bad They Will Leave You SPEECHLESS

Sun, 11 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:54 1st
2:32 2nd
4:51 3rd
6:04 4th
7:30 Comment
7:45 5th
9:24 6th
11:22 7th
12:55 Comment
13:24 8th
15:04 9th
16:36 10th
18:21 Comment
18:39 11th
20:38 12th
21:55 13th
23:45 14th
25:10 15th
26:43 16th
28:22 17th

#money #finance #debt

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Your Home WILL NOT SELL At That Price, DELUSIONAL SELLERS in 2026

Sun, 11 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:48 Price Cuts
2:21 $150,000 Loss
3:42 Can't Sell Home
4:29 Delusional
5:53 Your Comments
6:55 Offers
8:26 Comment
8:39 Canada
9:41 Real Estate Agents Stats
10:14 Sitting For Years
12:30 Comment
12:46 Same Price
13:51 It's The Price
14:41 Delisting And Relisting
15:38 Not Going To Happen
16:29 HOA
17:35 Vegas
18:37 Rent vs Mortgage
20:04 Hidden Costs
21:12 Interest
22:43 Can't Sell Homes
23:35 Don't Want Homes

#money #finance #debt

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Why Overconsumption is DESTROYING Your Finances in 2025

Sat, 10 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:45 Fragrances
2:08 Shopping Problem
3:19 Finances Hoodies
4:44 OBSESSED
6:02 Hygiene Influencers
7:08 Overpriced
7:57 $800 Dress
9:56 Food
11:03 Comment
11:12 Food Stools
12:47 Fads
14:09 Not Worth It
15:13 Restock
17:06 ASMR
17:57 More Examples
18:42 Comment
18:52 End up In Debt
21:56 "Girl Math"
22:35 Bad Products

#money #finance #debt

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Why Dealerships CAN'T SELL CARS in 2026

Sat, 10 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:43 Shady Dealership Tactics
2:25 Comment
2:36 "Hot Take"
3:54 Salesmen
4:32 Comment
5:22 Why Isn't This Selling?
7:00 Comment
7:05 Playing Dumb
8:00 Mad
8:54 $80,000 Tacoma
10:00 Dealership Fraud
11:11 Tired Of it
11:45 Carvana
12:48 Red Flags
13:39 More Salesmen Videos
14:15 Car Prices
14:59 Comment
15:16 Dealership Lying
16:22 Frustrating
17:05 Everyone Quit
18:03 Volkswagen Sinking
19:52 Harley Davidson

#money #finance #debt

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Why Older Workers Are Facing LAYOFFS and Can't RETIRE!

Fri, 09 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:54 Over 50?
2:33 Laid Off
3:24 Comment
4:22 Boomer Job Hunt
5:20 25 Years
6:18 Comment
6:32 Overqualified
8:01 Grandma
9:33 1,000 Applications
11:19 No Savings
12:11 No Retirement
13:39 Financial Literacy
14:21 Comment
15:02 Up The Retirement Age
15:57 Comment
16:06 Wells Fargo Worker
17:18 "Act Younger"
18:28 AI
19:42 Grifters

#money #finance #debt

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The Gig Economy Collapse Nobody's Talking About

Fri, 09 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:54 Instacart Problems
2:37 Uber Money Not Worth It
3:19 Instacart Work
4:31 Terrible Pay
5:22 Companies Pulling Back
6:04 Example
6:31 Get A Normal 9 To 5
7:52 No Savings
8:34 More People = Less Money
9:43 12 Hours Uber Driving
11:22 Doordash Peaked
12:43 More Gig Workers = Bad Job Market
13:24 Uber Algorithm
14:51 Why You Shouldn't Do it
15:37 The Math
17:08 Sitting Waiting
17:49 Uber Pay

#money #finance #debt

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Why The Cost of Living CRISIS is Making People GIVE UP in 2025

Thu, 08 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:41 Cost Of Living
2:07 Income Needed
2:48 Comment
3:43 Child Cost
4:41 Daycare Prices
6:10 Comment
6:51 Living At Home
7:32 Homeowner Age
8:16 Rent Vs Buy
9:30 $1,000,000 Home
11:03 $5,500 rent
11:36 Insurance
13:14 Subscriptions
15:27 Monthly Payments
17:53 Comment
18:21 NY Prices
19:29 AUS Prices
19:47 Comment
20:06 Dynamic Pricing
21:08 My Experience
23:47 Disney
24:55 Retirement

#money #finance #debt

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Let's Watch 25 Minutes of The Most INSANE Credit Card Debt

Thu, 08 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:50 Going Through Each Card
2:18 Your Comments
3:33 $1,000,000 Million In Debt
5:40 Comment
5:50 Things That Got Me Into Debt
7:28 Comment
7:49 $30,000 In Debt
9:25 Not Paying Debt Off
11:34 Selling You Something
12:19 Comment
12:30 Worst Decision
13:18 How Much Debt Do You Have?
14:54 Interest
15:44 Minimum Payments
17:17 Credit Card Scheme
19:09 Not Taking This Seriously
20:10 Lost Cause
21:43 What I Was Buying
23:15 Not Checking Your Transactions
24:38 Comment

#money #finance #debt

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Why Homeowners Are FED UP with HOA's Increasing Costs

Wed, 07 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:43 $2,000 HOA
3:05 Comment
3:31 $700 HOA
5:08 Comment
5:25 HOA Increases
6:07 Comments
7:10 Florida
8:39 Comment
8:56 55% Increase
9:40 Embezzlement
11:07 HOA Karen
12:45 Rules
14:35 Comment
15:29 "Weeds"
16:30 $1,500 Fine
18:02 Pickup Truck
19:06 Above The Law
20:22 Sued By HOA
23:19 Fines
24:17 Selling Home
25:13 Skit
26:33 Lien For Ramp

#money #finance #debt

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HELP! My College Degree is USELESS! People Regret Paying For School

Wed, 07 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:45 Didn't Translate
1:59 Your Comments
3:06 Drop In Enrollment
4:37 Regret
5:16 Comment
5:29 Worst Unemployment
6:57 Comment
7:33 Update
8:31 Debt
9:35 Hidden Ads
11:00 Marketing
12:02 Fashion
12:26 What Do You Think Is A Pointless Major?
13:39 Not Worth It
15:01 Competitiveness
15:44 Tricked
16:30 Comment
16:55 Biggest College Regret
17:59 I Don't Like My Major
18:59 Future

#money #finance #debt

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Scams Are Getting WORSE in 2025 What You Need to Know NOW

Tue, 06 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:40 Denny Hamlin
2:38 Comment
2:49 Tow Truck
4:41 My Experience
5:48 Comment
6:07 Restaurant
7:46 Comment
7:59 Facebook Tickets
9:59 Comment
10:33 Online Personalities
12:36 Faking Experience
13:28 Influencer
14:22 Temu
15:18 $75,000 Scam
16:43 Comment
17:09 USAA
18:34 Comment
18:49 680% Interest
20:34 AI Videos
22:37 MLM
24:09 Vacation
26:07 Captcha
27:24 QR Code
28:52 Too Good To Be True

#money #finance #debt

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23 Minutes of AWFUL Car Buying Fails You Can Learn From!

Tue, 06 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:49 Stats
2:09 Comment
2:54 $2,000 A Month For Hondas
4:14 Comment
4:26 4xE
6:00 Expedition
7:05 Comment
7:20 Escalade
8:37 BMW XM
9:43 Prius
10:26 Mods
10:54 Wrangler
11:58 Audi Etron
12:47 Audi SUV
14:02 Range Rover Into A G Wagon
15:25 Hyundai Tucson
16:56 Traverse
18:07 Taycan
18:42 350,000 Mile F350
20:18 BMW M8
2:136 In and Out Of Vehicles

#money #finance #debt

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Why Are So Many Cars Getting Repossessed in 2025?

Mon, 05 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:42 1.8 Million Repos
2:38 Comment
3:10 Season Peak
4:54 Missed First Payment
5:53 Comment
6:09 BMW
7:21 Comment
8:01 Crazy Repos
9:05 Jokes
10:35 4 Repos
12:22 Comment
12:53 Repair Costs
14:47 $1,000 A Month Civic
16:15 Comment
16:39 Repo Man
17:19 Dangerous
18:13 Luxury Cars
19:26 Comment
20:20 Future Repo
22:00 Cost of Living

#money #finance #debt

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Why The Cost of Living Has Become UNBEARABLE in 2026

Mon, 05 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:49 Middle Class
1:51 Comment
2:00 Financial Advisor
2:57 Comment
3:16 Americans Are Broke
4:21 Stats
6:11 Comment
6:22 Electric Bill
7:41 Rent
7:57 Comment
8:11 Groceries
9:52 Night Clubs
11:04 Beer
12:38 Government Intervention
13:59 Child Cost
14:54 Health Insurance
16:02 2055
17:28 Paying For Emergencies
19:10 Terrible Product Standards
20:44 Narrative

#money #finance #debt

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Why is The Cost of Raising Children INSANE in 2025?

Sun, 04 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:59 Yearly Income Loss
2:34 Comment
2:47 $2,400 a month
4:13 Comment
4:40 Childcare Average
5:43 Child Birth Breakdown
8:36 1980s vs 2024
10:01 Comment
10:18 Not Having Kids
11:28 Comment
11:42 $300,000 Each
13:07 Incentives
14:29 1 Week Breakdown
17:39 Insurance
18:51 Backpack
19:38 $738,000
20:42 Child Birth No Insurance
22:03 Full Daycare

Business inquiries zacriosbusiness@gmail.com

#money #finance #debt

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Let's Watch 30 Minutes of People Losing MILLIONS On Meme Coins and Cryptocurrency

Sun, 04 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:35 $250,000 Take Out OF Home
2:06 Your Comments
3:10 Rug Pulls
4:59 Comment
5:06 Losing Money
6:06 Comment
6:16 Bad Decisions
7:32 Scams
8:13 They Don't Care
9:45 Influencers
10:33 Comment
10:51 Influencer Rug Pull
12:10 Fake Video
13:20 More Course Sellers
14:30 Comment
16:08 Lost $50,000
17:51 Boogie2988
19:22 Comment
19:37 Get Rich Quick
20:12 Comment
20:19 Financial Advisor
21:20 Crypto Stolen
22:14 Coinbase Scam
23:05 Husband Lost All The Money
23:55 Lost Cause
25:34 Never Ending Examples

#money #finance #debt

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27 Minutes of DEBT Problems So Bad They Will Leave You SPEECHLESS

Sat, 03 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:47 1st
2:26 2nd
3:54 3rd
5:54 4th
7:12 Comment
7:40 5th
9:48 Comment
10:21 6th
11:58 Comment
12:17 7th
14:04 Comment
14:31 8th
16:11 9th
17:29 10th
19:06 11th
20:51 12th
22:20 13th
23:44 14th
25:15 Comment
25:47 15th

#money #finance #debt

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Why People REGRET Buying an Electric Vehicle in 2026

Sat, 03 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:42 Instant Regret
2:46 Your Comments
3:10 Worst Financial Decision
4:39 Comment
5:11 Time To Charge
7:06 Comment
7:18 Charging
8:19 Comment
8:30 Tesla Depreciation
9:55 Charging Station Problems
11:22 Comment
11:46 Discontinued EV's
13:39 Lemon
14:44 Cyber Truck
15:51 No Research
17:17 Comment
17:31 Less Incentives
19:42 Hummer EV
20:44 Taycan
22:33 ID Buzz
23:52 Lease Returns
25:01 Won't Sell
25:56 Future Depreciation PRoblem

#money #finance #debt

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Don't QUIT Your Job! Why Mass Layoffs Are Getting WORSE in 2025

Fri, 02 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow

Chapters
0:00 Subscribe!
0:54 Recent News
3:10 Fired
5:16 Comments
5:33 Market
7:01 Comment
7:46 Schooling
9:00 Comment
9:24 Online Job Search
11:21 AI Ads
12:37 Replacing
13:51 Recording
15:16 Social Media Presence
16:16 Just Quit
17:09 Convince Me To Quit
18:03 Looking For A Job
19:17 Comment
19:29 Retail
20:18 Tech
20:55 Comment
21:49 Degrees
22:42 Older Workers
24:04 Company Breaking Rules
25:10 What's The Point?

#money #finance #debt

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This Is Why People Are Getting SUED For Their Credit Card DEBT

Fri, 02 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow

My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:49 Not Paying
2:27 Comment
2:45 "I Didn't Know You Can Be Sued"
3:20 Comment
3:51 Sued
5:47 "Relatable" TikToks
7:19 Student Loans
8:16 Awful Advice
9:59 Comment
10:07 More Awful Advice
11:26 Sued For $10,000
13:25 Comment
13:54 Garnished Check
15:02 Comment
15:17 "Don't Pay"
15:53 Debt Collectors
17:41 Looking For TikTok Advice
18:31 Using AI
19:22 Not The Full Story
20:54 End

#money #finance #debt

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How Predatory Loans RUIN Your Finances in 2025

Thu, 01 Oct 2026 22:29:00 -0000

2nd Channel @ZacV2
Chapters
0:00 Subscribe!
0:53 Payday Loan Cycle
3:01 Stores
4:14 Comment
4:39 792% Interest Rate
5:46 Comment
6:49 BNPL Loans
10:01 Comment
10:38 Targeted Ads
11:37 Comment
12:24 Comment
12:50 Loan Brokers
14:08 4 Payday Loans
15:08 Paying Loan off With Tiktok?
15:50 Comment
16:39 Buy Here Pay Here
17:29 167% Interest Rate
19:11 Comment
19:50 Salesmen
21:40 Comment
22:07 Buy Here Pay Here Salesmen
23:06 Comment
23:23 Car Reliability
25:07 Comment
25:46 Comment
26:55 Dealer

#money #finance #debt

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This Is Why People REGRET Quitting Their Job in This TERRIBLE Market

Thu, 01 Oct 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:41 Instant Regret
2:19 Not The Time
3:49 Comment
4:01 No Backup Plan
5:37 Comment
5:52 Posts
8:56 No Job In NYC
10:34 Comment
11:14 Asking For Old Job Back
12:16 Quitting To Travel
13:24 Comment
13:50 Jobs Available Vs Job Postings
15:37 Job Market
16:40 Bad Idea
18:13 Comment
18:38 "I'm Just Going To Be Famous"
19:46 Comment
20:01 Wrong Reasons
21:23 Comment
21:48 TikTok Pay
22:35 Don't Quit
24:10 Starting A Business

#money #finance #debt

#money #finance #debt

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Why The Airbnb Market is FAILING in 2025

Wed, 30 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow

Chapters
0:00 Subscribe!
1:01 Customer Stories
2:43 Comment
3:00 Declining Stock
4:11 So Many Problems
5:47 Airbnb Listings
6:47 Banned
8:06 Comment
8:34 Not Worth
9:48 Comment
10:25 Don't Buy an Airbnb
11:18 Destroyed
12:26 Courses
14:06 "Passive Income"
14:44 Comment
15:08 More Destroyed Homes
15:53 Airbnb "Results"
17:19 Realistic Airbnb Results
18:51 More Work Than You Think
20:08 Market Tanking
21:25 Comment
21:39 Fake Gurus

#money #finance #debt

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Gambling Addiction Has RUINED People’s Finances and Lives in 2026

Wed, 30 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:58 Reality For Americans
3:36 Comment
3:54 Not Taken Seriously
4:45 ESPN
6:38 Comment
6:50 Addict Story
9:31 Michael Jordan
10:32 Comment
10:53 Advertisement
11:38 Bet On Anything
12:42 Bending The Rules
14:26 Shady Payouts
15:43 Comment
16:23 Sports Betting Gurus
17:53 Silencing Creators
18:43 Comment
19:14 Influencers
19:40 Comment
19:46 Crashout
20:22 Comment
20:49 Influencer Acting Dumb
21:25 Celebrities

#money #finance #debt

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How Are Modern Cars Getting EVEN WORSE in 2025?

Tue, 29 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow

Chapters
0:00 Subscribe!
0:56 Smoking Infotainment
2:35 Instant Breakdown
4:18 Comment
5:04 Avoid
6:03 Recall
7:25 Comment
7:52 New Cars
9:07 Infotainment Problems
11:04 Comment
11:40 Lawsuit
12:41 $133,000 Wrangler
13:39 BMW Repair Cost
14:23 Mercedes Repair Cost
17:07 Marketing
18:26 Comment
18:33 $40k Off
20:06 Brand Marketing
20:50 Dealerships
22:04 Similar interiors
22:52 New Tech Problems
24:10 Comment
24:20 Seat Tech
25:17 "Reliable Brands"
26:01 Old Vehicles
26:47 Comment
27:24 Regret

#money #finance #debt

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Let’s Watch 20 Minutes of People Making Bad Financial Decisions

Tue, 29 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok

Chapters
00:00 Subscribe!
0:47 Flop Burger
1:59 Your Comments
3:57 Klarna Method
5:28 Stimulus Check
6:33 Comment
6:57 Meme Coins
8:02 Crypto
9:04 Not Paying Off Student Loans
10:26 The Wolf of Wallstreet
12:21 Mentality
13:47 Car
15:50 Worst Mistakes
17:13 Drain 401k
18:32 Comment
18:40 Cosigning
19:23 Regrets
20:32 $2,000 Luggage

#money #finance #debt

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Why People REGRET Quitting Their 9 To 5 Job in 2025

Mon, 28 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:07 Regret Quitting
3:03 Comment
4:20 Debt
5:27 Comment
5:58 Quit For Easier Job
7:32 Comment
8:04 Great Resignation
9:38 Comment
10:28 Don't Quit Without Plan
11:43 No Backup
12:11 No Jobs
12:55 Need Plan
14:57 "No Plan"
15:50 Product Seller
17:25 "Content Creator Coach"
18:50 Influencer With 9 To 5
20:09 Regret Being Influencer
21:18 Lost

#money #finance #debt

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This is Why Homeowners Are FED UP with HOA's Increasing Costs

Mon, 28 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:56 HOA Problems
2:17 Comment
2:33 Paying For A Lawsuit
4:08 Comment
5:00 Not My House
5:51 Comment
6:04 Examples
7:05 Lien On Home
8:17 Comment
8:43 HOA Karen
10:04 Fighting Back
10:53 Comment
11:09 Nothing You Can Do
12:10 Comment
12:30 Foreclosure
14:17 $1,200 HOA
15:23 Will Not Sell
16:26 3 HOA Fees
17:41 HOA Scam
18:25 Playing Outside
19:17 Window
20:29 Garage
21:23 Insane
22:32 AI

#money #finance #debt

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Why Mortgages Payments Are INSANE and People Regret Buying A Home

Sun, 27 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!

#money #finance #debt

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People Can't AFFORD To Buy Groceries in 2026

Sun, 27 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:39 Beef Prices
1:28 Comment
1:45 Product Weight
3:33 Comment
3:40 "King Size"
4:58 Shrinkflation
6:13 Protein
7:48 Comment
7:58 Recalls
8:36 Rising Prices
10:09 Digital Prices
11:23 Too Much Money
12:23 Comment
12:29 Locked Up
13:34 INSANE
15:01 Still Buying It
15:37 Erewhon
16:10 $108
16:51 Dollar Tree
17:54 Trader Joes
18:26 My Prices

#money #finance #debt

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30 Minutes of People Making Bad Financial Decisions

Sat, 26 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:43 1st
2:16 Comments
2:41 2nd
4:29 Your Comments
5:16 3rd
6:55 4th
8:27 5th
10:04 Comment
10:48 6th
12:43 7th
14:09 8th
16:08 9th
17:36 10th
18:15 11th
19:47 12th
20:48 13th
21:38 14th
22:57 15th
24:34 16th
25:43 Comment
25:53 17th
27:09 18th
27:55 19th
28:56 20th

#money #finance #debt

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This is Why People REGRET Buying Their Vehicle in 2026

Sat, 26 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:50 Instant Buyers Remorse
1:58 Comment
2:18 What Cars People Regret
3:06 2 BMW's
4:02 CPO BMW
5:34 Comment
5:44 Mercedes
6:52 Maserati
7:28 Comment
7:34 Old Mercedes
8:18 Wrangler Death Wobble
9:46 Comment
10:01 Grand Wagoneer
12:10 Bronco
13:33 $1,700 Expedition
15:21 Honda Civic
16:20 Underwater
17:59 Giving Car Back
18:42 DO NOT BUY IT
20:21 The Future of The Car Market
21:30 Modern Vehicles
22:33 MG

#money #finance #debt

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28 Minutes of The BEST Financial Advice and Decisions

Fri, 25 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:34 1st
2:31 2nd
3:19 Your Comments
4:38 3rd
5:12 4th
7:15 Comment
7:40 5th
9:56 Comment
10:25 6th
11:59 Comment
12:08 7th
15:12 8th
16:11 Comment
16:46 9th
17:32 10th
18:54 11th
20:12 12th
20:50 Comment
21:19 13th
22:23 Comment
23:01 14th
23:44 15th
25:27 16th
26:42 17th

#money #finance #debt

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Restaurants Got TOO EXPENSIVE | Here's What's Happening

Fri, 25 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
2:16 Your Comments
2:59 Not Worth It
3:41 Comment
3:49 Bag
4:39 Comment
4:47 Sysco
6:07 Appetizers
6:31 Comment
6:42 Drinks
7:20 Comment
7:35 Fees
9:55 Comment
10:19 Customer Service
11:16 Cava
13:06 Starbucks
13:34 Comment
13:52 Subway
14:52 More Examples
15:28 Pizza
16:24 Prices
16:46 The Food
17:33 Restaurants Closing
18:09 BBQ Prices

#money #finance #debt

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Why People Can't AFFORD To Buy Groceries in 2025

Thu, 24 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:50 Price Increase
2:11 How Much Are You Paying?
3:37 Your Comments
4:52 $700
5:42 Comment
5:58 Weight
7:12 Comment
7:41 Dynamic Pricing
9:11 Self Checkout
11:39 Comment
11:57 Theft
12:50 Locked Up
13:33 Comment
13:51 Split Payments
15:21 Prices
16:09 Comment
16:34 Junk Food
17:40 Comparing
18:07 Comment
18:34 Aldi
20:38 Comment
21:10 Deception
22:57 More Profit
23:56 Comment
24:10 Recalls

#money #finance #debt

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26 Minutes of The Most INSANE Financial Decisions Ever Made

Thu, 24 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:43 1st
2:34 2nd
3:44 3rd
5:32 4th
6:57 5th
8:12 6th
8:58 Comment
9:24 7th
10:42 8th
11:40 9th
12:38 10th
13:55 11th
15:48 12th
16:34 13th
17:39 14th
18:55 15th
20:26 Comment
20:34 16th
21:43 17th
22:22 18th
23:36 19th
24:39 20th

#money #finance #debt

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Why People REGRET Buying Their Vehicle in 2025

Wed, 23 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow

Chapters
0:00 Subscribe!
0:45 Even The Loaner Car Broke
2:14 Comment
2:51 $70,000 Explorer
4:00 $1,300/Month Kia
5:32 Telluride
6:55 New Car
8:58 Comment
9:37 3rd Car This Year
10:19 EV Remorse
11:15 Charging Isn't free?
11:59 Range
12:47 Macan Remorse
15:20 $1,000 a Month
17:25 Comment
17:34 BMW Bill
18:36 Lemon Ram
20:08 $5,000 A Month
21:55 Repo Fraud
23:41 Cybertruck Depreciation

#money #finance #debt

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Disney Vacations Are Destroying People's Finances in 2026

Wed, 23 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:44 Cost For 1 Week
2:03 Comment
2:20 Cost For 1 Day
3:44 Comment
4:13 "Just Put It On Affirm"
4:49 Comment
5:04 Disney Credit Card Debt
5:40 Comment
5:56 Disney Vacation Price in The Past
7:43 Increased Prices
9:02 Disney Adults
11:18 How Much Did You Spend?
13:00 Comment
13:14 DVC Debt
14:28 Comment
14:43 Not Taken Seriously
16:18 Comment
16:28 Merchandise
18:20 Over Budget
19:15 $200 An Hour

#money #finance #debt

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Rent Prices are SKYROCKETING in 2025 What's NEXT?

Tue, 22 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:55 NJ Rent
2:41 Condos Coming Soon!
3:27 My Experience
4:12 Comment
4:40 $3,700 A Month
6:39 Comment
7:00 $1,400 Increase
8:07 Comment
8:20 50% Can't Afford Rent
9:49 Australia
10:31 Canada
12:05 Comment
12:15 New All Time High
14:07 Waiting
15:35 Comment
16:32 10% Increase
17:53 $4,000 A Month
19:27 Comment
20:14 Bait?
21:49 Scams
22:28 Comment
22:42 Japan
23:35 NYC Apartment

#money #finance #debt

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Let's Watch 26 Minutes of People Living Above Their Means and Going BROKE

Tue, 22 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:49 Trying To Buy A House
3:03 Your Comments
4:49 I Don't Want To Save Money
6:12 Not Enough In The Account
7:24 No Budget Shopping
8:27 Nobody Knows How
9:44 Comment
10:02 Money Gone
10:52 Comment
11:28 Paycheck To Paycheck
12:32 Lottery
12:57 $500,000 In Debt
14:20 Gambling Picks Seller
15:27 Didn't Run The Numbers
16:05 Comment
16:18 Doesn't Care
17:10 CC Debt
18:33 Bad Advice
20:25 Insane Car Choices
21:57 More Examples
25:20 Comment
25:26 Cruise Fraud

#money #finance #debt

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Why Are People Spending Money They Don’t Have?

Mon, 21 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:50 Revenge spending
2:25 Tax Return
4:03 Give Up
4:43 Comment
5:59 Revenge Travel
7:53 Comment
8:45 Wishing For Money
9:29 Bait Influencers
11:05 Debt
11:57 Bills Are NOT Getting Paid
13:53 Escalade
14:51 Comment
15:27 Nothing Matters
16:43 Draining Bank Account
17:24 Comment
18:10 Spending Too Much
18:51 Comment
19:12 Shopping Addiction
20:31 Emotional Response
21:28 Revenge Saving

#money #finance #debt

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DO NOT QUIT Your Job! Layoffs Are Getting WORSE in 2026

Mon, 21 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
1:02 Oracle
2:08 Your Comments
2:56 15 Minute Meetings
4:26 Recent Layoffs
5:36 Comment
6:09 No One Is Safe
7:29 Laid Off Again
8:18 Comment
8:31 Disney
9:46 Comment
10:08 Searching
11:02 Damage
12:11 College
12:46 Younger Workers
14:05 Stuck
14:56 Out of Touch
16:42 60%
17:38 AI?
19:03 Comment
19:41 Regret
21:11 Comment
21:29 Undisclosed Ads

#money #finance #debt

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I GOT FIRED! Job Market TANKS and People Are Getting Laid Off

Sun, 20 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
Chapters
0:00 Subscribe!
0:36 Job Report
2:15 Fired By Text
3:02 Comment
3:23 Job Rescinded
4:10 Left Stable Job
6:06 Comment
6:17 Unemployment Rate
8:20 MIT
9:33 Job Fair
11:34 Applications
12:30 Outsourced Jobs
13:40 Comment
14:00 Fired
14:41 Comment
15:01 Worst Market
16:45 WFH?
18:26 Oversharing
19:18 Bait?
20:06 Degree
21:41 3 Weeks
22:13 9 Months
22:30 Scams

#money #finance #debt

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Why Predatory Car Loans Are Destroying Lives! Buy Here Pay Here

Sun, 20 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapter
0:00 Subscribe!
0:51 Dealer
1:40 Warning
3:06 Example
4:19 Comment
4:46 Total Payments
6:30 Comment
6:58 Don't Do It
7:59 Comment
8:12 Predatory Loans
9:39 Comment
10:08 Dealer Ads
10:46 Types Of Vehicles
12:22 Overcharging
13:26 "Not My Fault"
14:19 Traps
15:44 Scam
16:31 $14,000 Underwater
17:39 Dealer Videos
19:09 Comment
19:31 Cons
20:32 Comment
20:47 Tracker
21:38 Renting

#money #finance #debt

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This AWFUL TikTok Money Advice Needs A Reality Check

Sat, 19 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:42 1st
2:07 2nd
3:31 Comment
4:11 3rd
5:23 Comment
6:04 4th
7:10 5th
8:13 Comment
8:54 6th
10:35 7th
11:33 8th
12:55 9th
14:08 10th
15:14 11th
17:28 12th
20:07 13th
21:44 14th

#money #finance #debt

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Youth Sports Got Too Expensive and Parents Are GOING BROKE

Sat, 19 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:56 $732
2:21 Baseball Bat Prices
3:00 Parents
3:39 Getting Out Of Hand
4:56 Ruining Families
6:16 Going Pro
8:23 Holding Kids Back
9:22 Private Equity
10:28 Dance Prices
12:29 Can't Record Your Own Kid
14:06 $16,000 A Year
15:50 $82,000
17:22 $50,000 In Debt
18:41 Barrier To Entry
19:48 Youth Soccer

#money #finance #debt

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Why People REFUSE To Pay Their Debt in 2025

Fri, 18 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:35 Non American Companies
1:38 Not Banks Money?
2:51 Comment
3:01 Student Loans
4:22 Not Paying $300k Back
5:02 Comment
6:20 Clips
9:38 Comment
10:26 Don't Pay Because of A Recession
11:23 Comment
11:47 "Use My Business"
13:54 Comment
14:29 Don't Pay Debt Collector
16:35 Comment
16:56 "Status Symbol"
17:47 Comment
18:12 Debt Strike
18:54 Comment
19:17 Don't Care
19:47 Comment
20:04 Relationships
20:44 Long Term Thinking

#money #finance #debt

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Scams Are Getting WORSE in 2026 What You Need to Know NOW

Fri, 18 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:40 Celebrity Scam
2:24 Giving Out Info
2:50 Meta Scam Ads
3:25 Lobster Bag Scam
4:56 Odometer Rollback
6:45 Truman Show
7:54 Comment
8:07 Amway
9:50 Secret MLM
11:13 Experience
13:11 Selling Fake Items
14:38 PPP Loan
15:52 Comment
16:00 $800,000 Gone
17:28 Fake Clothing Drop
18:30 Basketball Signed By "Michael Jordan"
19:18 Car Transport
21:12 Tourist Scams

#money #finance #debt

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25 Minutes of INSANE Car Payments and Prices in 2025

Thu, 17 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:07 Salesmen Payments
3:17 Comment
3:42 Mom Car
5:15 Your Comments
5:57 SUV
7:53 Car Knowledge
9:10 VW Bus
10:22 Future Repo
11:23 $1,100 Nissan
11:49 $160,000 RAM
12:30 Interest Rates
13:38 Comment
13:47 Average New Car Payment
14:35 Impress Other People
16:31 Comment
17:20 Subscriptions
19"31 Recalls
20:49 $1,500 Payments
22:10 Fisker
23:34 Cancelled
24:22 Not Paying

#money #finance #debt

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Why The Airbnb Market Has COLLAPSED in 2026

Thu, 17 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:47 Pool
1:42 Your Comments
2:10 Not Worth It
3:22 Comment
3:44 $25,000 A Year Airbnb Loss
5:29 Comment
5:55 Listings
7:02 Airbnb Banned
7:57 Squatter
9:57 Scam
11:17 VRBO
12:02 Comment
12:26 Price Increases
13:00 Comment
13:32 Terrible Listing
14:57 More Bad Listings
16:22 Collapse
17:47 Paid Videos
18:18 Course Sellers
19:32 Not Passive Income
20:34 Selling Airbnb
2:144 More Selling
22:42 Losing Money
23:12 Comment

#money #finance #debt

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26 Minutes of People Living Above Their Means and Going BROKE

Wed, 16 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:40 Voice Over
2:10 Cars
3:26 Faking It
4:19 Expenses
6:01 Comment
6:36 $170k Debt
7:26 Rationalizing
9:17 Can't Afford It
10:28 Comment
11:09 Paycheck To Paycheck
12:32 Expenses
13:43 Comment
14:16 Traveling
15:58 Deinfluencing
17:29 20 Years
19:06 BNPL
19:21 "Dream Car"
20:24 Fraud
21:44 20K A Month
22:50 Pro Athlete
24:27 T Pain

#money #finance #debt

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Why Car Quality Has Completely Collapsed in 2026

Wed, 16 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:47 Traverse
1:46 $100,000 Pickup Trucks
2:15 More Examples
3:23 Prices
4:55 Comment
5:02 Escalade V
6:06 Stop Sale
7:14 Example
7:52 Hyundai
8:55 Repairs
10:09 Audi Lemons
10:52 Selling Your Data
11:35 Comment
11:43 Screens
12:56 Comment
13:01 Not Surprising
14:29 McLaren
15:21 All The Same Interiors
16:48 Dealers
17:31 Not Worth The Price
18:14 Comment
18:26 Where Are The Buttons
19:21 Least Reliable Vehicles
19:52 Comment

#money #finance #debt

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25 Minutes of SHOCKING Student Loan Debt in 2025

Tue, 15 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:51 17% Interest
2:28 Comment
3:12 How Much Debt Are You In?
4:28 1 Year of College
6:07 Film Degree
8:35 Sally Mae
9:27 Comment
9:50 Worst Decision
10:56 $600k of Debt
12:13 Acting Degree
14:45 For The Experience
15:42 Social Worker
17:20 Comment
18:01 Debt Collectors
19:55 Comment
20:23 Gurus
21:03 Not Using Degree
22:17 Comment
22:30 Not Paying It Back
23:50 165 Payments
25:24 $300K Debt
26:28 Consequences

#money #finance #debt

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Let's Watch The Most Financially Irresponsible People on The Internet

Tue, 15 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Chanel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:46 Uber Eats
1:31 Door Dash
2:50 Your Comments
4:38 Bad Choices
5:40 Loans
6:55 Streaming
8:33 Overconsumption For Videos
10:20 Comments
11:28 Mobile Games
13:30 House Flipper
15:00 Car
16:27 Spending
17:35 XRP
18:53 Comments
20:11 Collectibles
22:13 Mistakes
23:31 Comment
23:52 "Marry Rich"
25:50 Payday Loan

#money #finance #debt

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25 Minutes of INSANE Job Listings and Demands in 2025

Mon, 14 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:33 1st
1:49 2nd
3:52 Comment
4:15 3rd
5:14 4th
6:32 5th
6:56 6th
8:51 Comment
9:08 7th
9:38 8th
9:55 9th
10:45 10th
11:56 Comment
12:11 11th
13:20 12th
14:41 Comment
15:04 13th
15:40 14th
16:29 Comment
16:55 15th
17:47 16th
19:15 Comment
19:38 17th
20:15 18th
21:09 19th
22:18 20th
23:16 21st
24:35 22nd
25:50 23rd

#money #finance #debt

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25 Minutes of INSANE Car Payments and Prices in 2026

Mon, 14 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:40 Highest Payments
2:18 "Normal" Payments
2:58 Average Monthly Payments
4:06 Comment
4:30 $1,700 Highlander
6:02 Comment
7:16 Can't Afford Car
8:24 Examples
10:36 Underwater
11:46 Depreciation
12:42 Nissan Kicks
13:13 Comment
13:21 Yukon
14:02 Genesis
15:21 Payments
16:05 Debt
17:34 Watching You
19:05 Used Prices
20:09 Destroyed Cars
20:55 Mistake
22:09 Bad Decisions
23:46 Jeep

#money #finance #debt

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Why Tipping Culture is Out of Control in 2025...

Sun, 13 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:56 Stats
1:52 Self Checkout Tips
2:39 Social Pressure
3:25 Comment
3:41 5 Guys
5:09 Comment
5:42 Tipping Down
6:18 Comment
6:31 Ipad
7:38 Comment
8:03 Waiters
9:49 Passed To The Customer
10:26 Comment
10:58 Customer Service
12:24 Comment
12:42 NYC
13:23 Comment
13:50 Abroad
14:45 Comment
15:05 UK
16:01 Tattoos
16:58 Skits
17:21 Getting My Own Food
18:11 Mandatory

#money #finance #debt

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The Retirement Crisis Nobody's Talking About in 2026

Sun, 13 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:50 I'll Never Retire
2:07 Your Comments
2:47 Saving
3:49 Debt
5:18 Older Workers
6:09 Roommates
6:46 Social Security
7:38 Comment
8:01 Stats
8:35 Most People Won't Retire
9:59 No Savings
12:23 Comment
13:15 Not Enough
15:11 Wasting Money
16:11 Regret
16:53 Parents
18:19 I Never Saved
19:48 How Much Do You Need?
21:08 Course Sellers
22:27 Comment
22:32 Just Start

#money #finance #debt

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Why Overconsumption is NOT Worth The Cost To Your Wallet

Sat, 12 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:38 Beaded Bags
2:35 Back To school Haul
3:57 Dorm Haul
5:27 Comments
7:13 Halloween
8:54 No Cash
9:33 Spending
11:33 TJ Maxx
12:23 Comment
12:37 Haul
13:38 Lifestyle
15:07 Lying
15:49 Stealing
17:40 I want To Afford My Spending
18:52 Comment
19:20 Weck Jars
19:59 Owala
21:14 Used To Be Money
22:14 Landfillcore
23:01 Plastic
23:47 "Mind Your Business"

#money #finance #debt

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Your New House is Falling Apart | Here's Why Builders Don't Care

Sat, 12 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @ZacV2
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:45 House Falling Apart
2:50 Comment
3:02 Inspection
4:20 Your Comments
5:01 Not Allowing Inspections
6:07 Comment
6:27 New Builds
7:27 Comment
7:45 1 Room
8:49 Comment
8:59 Even Lower Quality
10:06 Comment
10:19 Scammed
11:57 Prices
13:00 Downsides
14:25 Price Increases
15:55 Trying To Sell Home
16:53 Building Your Own Home
18:21 $1,800,000 Home
19:49 Insane
20:37 Comment
20:48 Cardboard
21:44 $830,000 New Construction

#money #finance #debt

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Why Credit Card Debt Has Gotten SO BAD in 2025

Fri, 11 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:37 $170,000 Debt
1:36 Tiktok Trend
2:49 How Much Debt Do You Have?
4:18 Dealership Propaganda
6:18 Comment
6:33 Everyone Has Debt
7:54 Comment
8:38 Couples
9:37 Comment
10:06 How Much Debt?
11:10 Government Debt
12:22 In Debt After Bankruptcy
13:43 Comment
14:09 Caleb Origin Story
15:46 CC Company Tactics
17:22 Course Seller
19:13 Taxes
21:53 Debt By Income
23:46 Lifestyle Creep

#money #finance #debt

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How Vacations Are Destroying People's Finances

Fri, 11 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:51 Record Breaking MDW
2:20 Taking Kids Savings For Trip
3:30 Your Comments
5:10 Rising Prices
6:16 Still Selling Out
7:15 Comment
7:42 Just GO Into Debt
8:37 Comment
8:45 Not Taking It Serious
9:51 Planning Trip While In Debt
11:22 Comment
11:30 Timeshare Regret
12:53 Insane
14:04 Disney
14:34 Comment
14:51 Pricing
17:33 Comment
17:46 Worst Debt Story
18:49 Not Paying Off Credit Card
20:16 Fraud
21:25 Caught

#money #finance #debt

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Why People REGRET Buying Solar Panels in 2025

Thu, 10 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:02 $90,000 Solar Panels
2:42 Comment
3:01 $80,000 Solar
4:34 Comment
5:11 $67,000 Scam
7:58 Comment
8:40 Not Worth It
11:25 Comment
12:08 20 Years
13:25 Comment
14:17 Leased
15:34 Comment
15:53 MLM
17:19 Comment
17:49 Texas
19:20 Contract
20:35 Selling Home
21:31 Real Estate Agent
22:33 Someone Else's Debt
24:15 Common Sense

#money #finance #debt

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Why The Car Repossession Crisis is Getting WORSE in 2026

Thu, 10 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
1:00 Tahoe
2:39 Comment
2:46 Examples
3:45 Your Comments
5:03 3 Million Repos
5:39 Repo Lots
6:58 Lost My Car
8:30 It's Funny Apparently
9:40 Comment
9:52 Bad Decisions
11:29 Repo Rims
12:27 Comment
13:00 Trying To Escape
14:20 Repo Men
15:23 Mistake
16:42 Buy Here Pay Here Dealer
19:38 Comment
19:46 Still On The Hook For The Car
21:05 Terrible Interest Rate
22:24 Reposed Guru's Car

#money #finance #debt

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How Scams Are Getting WORSE in 2025, What You Need to Know NOW

Wed, 09 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:44 Job
2:06 Gift Card
3:15 My Experience
4:20 Comment
4:37 Unsubscribe
5:43 Comment
5:55 Bait
7:28 Comment
7:38 Elon
8:48 Comment
9:15 AI Videos
10:25 Influencer AI
11:25 Fake Videos
12:53 Fake Products
13:32 Airbnb
14:18 Scam Accounts
16:06 Investing in Influencers
17:08 Course Seller
18:45 Paris Scam
19:52 Doordash
21:00 Comment
21:23 $106,000
22:27 Singapore
23:28 Grandparent Scam
24:44 Facebook Marketplace

#money #finance #debt

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30 Minutes of INSANE Job Listings and Demands in 2026

Wed, 09 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:42 Interview
2:11 Listings
3:36 Your Comments
5:05 Pay
5:39 Comment
5:51 Job Market
6:50 New Interviews
7:37 Listings
8:30 Comment
8:43 Unpaid
10:07 Listings
11:44 Comment
12:18 Not Worth It
13:51 Listings
16:06 Job Sites
17:12 Listings
17:45 Insane
19:09 Listings
20:18 Comment
20:29 Impossible Requirements
22:08 Listings
23:05 Comment
23:15 Nothing Available
24:05 NYC Job
25:17 Not Worth It

#money #finance #debt

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28 Minutes of AWFUL Car Buying Fails You Can Learn From!

Tue, 08 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:45 $72K Nissan
2:42 $46K Upside Down
4:22 Comment
4:37 Mercedes EV
5:48 Comment
7:05 Buying New Car
9:00 Can't Afford It
10:45 Comment
10:53 $400,000 Loss
12:16 Insane Decision
13:28 Comment
13:45 Escalade For Uber
15:46 84 Months
17:42 Top 10
19:19 Interest Rate
20:31 Money Spent
22:06 Worst Payment
22:57 $90k Loss
24:25 Insurance
25:08 Can't Afford It Again
26:55 New Cars

#money #finance #debt

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25 Minutes of Celebrities and Influencers Going BROKE in 2026

Tue, 08 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:47 Examples
2:17 Not Saving Money
3:23 Comment
3:31 Going Broke
5:36 Comment
5:44 $100 Million Dollar Contract
7:12 Comment
7:41 Lamelo Ball
8:59 NFL
10:27 Rookie Contract
11:26 Olympians
12:32 $50,000 A Month
13:29 Washed Up Influencers
14:33 Losing Their Income
15:53 Not Normal
17:05 Child Actors
18:10 Music Industry
19:23 Wesley Snipes
20:34 Music Managers
21:43 Warning

#money #finance #debt

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Why New Construction Homes Are FALLING APART in 2025

Mon, 07 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow

Chapters
0:00 Subscribe!
0:40 Home Inspection
2:17 Comment
2:32 3rd time
3:46 Comment
4:01 Trash
6:13 Comment
6:24 Awful Layouts
8:12 New Build Prices
9:06 Incentives
10:24 DR Horton
11:49 Worst Builders
13:10 Losing Money
14:34 Styrofoam
15:16 Comment
15:40 Lawn
16:23 Problems
17:56 Pests
19:18 Mold
20:23 Comment
20:35 Expensive Homes
22:26 Comment
22:38 Older Homes

#money #finance #debt

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26 Minutes of People REGRETTING Their INSANE Purchases

Mon, 07 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:44 Worst Purchases
1:49 Your Comments
2:43 More Examples
4:41 Comment
4:54 Designer Items
6:39 Comment
6:54 Things You Wanted As A Kid
7:32 Nintendo Switch 2
8:43 Collecting Dust
9:53 Mercedes At 19
10:52 Impulse Purchase
11:38 Regret
12:36 Vehicles
13:15 Metaverse
14:42 Rolex Watch
16:00 More Regrets
17:45 Content Creator
19:02 Long Time Collector
20:16 Not Worth Anything
21:25 Comment
21:31 TikTok Products
22:42 Comment
22:54 Hypebeast Items
23:44 Insane Lunchbox
24:41 Purses
25:14 So Many Regrets

#money #finance #debt

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27 Minutes of The Most INSANE Financial Decisions Ever Made

Sun, 06 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:32 Affirm Doordash
2:39 Comment
3:05 $12k Vegan
4:17 Comment
4:33 Rent
5:45 Comment
6:22 Gold Mine
9:04 Breakup
10:02 OF
11:34 Sued
12:53 Influencer
14:05 $15k a Year
15:36 $210K Debt
16:23 Comment
16:54 Bankruptcy
17:39 Comment
18:02 Divorce
19:32 Not Paying Taxes
20:58 Comment
21:09 900% Interest Rate
22:30 Baby
23:28 Debt Cycle
24:20 14 Years
24:53 Student Loans
25:41 Run
26:25 Labubu

#money #finance #debt

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Why Overconsumption is DESTROYING Your Finances in 2026

Sun, 06 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:41 Need More Room
2:05 Comment
2:21 "Successful"
3:08 Comment
3:58 Billie Eilish
5:39 Overconsumption Girl
7:10 Lucky Charms
8:32 Dumplings
9:55 More Gambling
10:35 Buy More
11:15 Needoh
13:02 Labubu
13:29 Squishmallow
13:45 Comment
14:04 Addiction
14:32 Comment
15:25 More Examples
16:46 Hypebeast Clothes
17:36 Losing Money
18:02 Corporations
18:32 Jewelry
19:40 Fake Items
21:37 Impulse Buy
22:20 Not Worth It
22:55 Collaborations
24:14 Deinfluence

#money #finance #debt

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Why Welfare Fraud Costs Taxpayers BILLIONS, Food Stamp Scam

Sat, 05 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:03 Son Can't Work
2:13 Comment
2:31 EBT Vacation
3:44 Comment
3:54 Fraud
4:42 Rage Bait Accounts
7:26 Comment
7:56 Food Stamp Fraud
10:12 Caught Lying
11:30 comment
11:56 EBT Grocery Haul
13:23 Comment
13:29 More Bait
15:11 Comment
15:44 Banning Foods
16:10 People Angry
18:32 More Than Just Food
20:10 Comment
20:36 Paying It Back

#money #finance #debt

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Let's Watch 30 Minutes of The WORST Car Deals

Sat, 05 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:44 1st
2:49 Your Comments
3:50 2nd
5:21 Comment
5:46 3rd
6:52 4th
7:30 5th
9:12 6th
10:25 7th
11:56 8th
13:33 9th
14:38 Comment
14:55 10th
16:32 11th
18:06 Comment
18:22 12th
19:34 Comment
20:01 13th
21:26 14th
22:43 15th
24:33 16th
25:59 17th
26:47 18th
27:53 19th
29:15 20th

#money #finance #debt

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Why Homes ARE NOT SELLING in 2025

Fri, 04 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:43 $20,000 Loss
2:16 Comment
2:37 Colorado
3:35 Dallas
4:57 Listed For 10 Months
6:26 $40,000 Loss
8:12 Buying During Peak
8:58 Comment
9:19 $2,500,000 Loss
10:52 $200,000 Price Cut
11:32 Your Home Costs Too Much
12:39 Sales Volume
13:38 Comment
13:59 Solar
15:48 Comment
16:12 Comment
16:39 Influencer
18:09 Condo
19:16 Insurance
20:52 Not Selling
22:19 Email
23:16 Buyer Back Out

#money #finance #debt

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25 Minutes of People’s BEST Financial Decisions in 2026 (Prepare Now!)

Fri, 04 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:45 1st
1:44 2nd
3:15 Your Comments
4:29 3rd
5:24 4th
6:30 Comment
7:07 5th
8:11 Comment
8:22 6th
9:25 Comment
9:47 7th
11:16 Comment
11:44 8th
12:41 9th
14:13 10th
15:08 Comment
15:34 11th
16:57 12th
18:29 13th
19:38 14th
20:11 15th
21:05 16th
21:56 17th

#money #finance #debt

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Cost of Living Crisis is WORSE Than You Think in 2025

Thu, 03 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2
My TikTok https://www.tiktok.com/@zacrios
Chapters
0:00 Subscribe!
0:55 Bills
2:14 Comment
2:46 Salaries
3:19 Comment
3:40 New Zealand
5:06 Paycheck to Paycheck
6:58 Clothing
8:43 Homes
9:46 Older Generation
10:43 Comment
11:07 Rent
11:50 Comment
12:08 Car
13:15 Comment
14:03 Stores
14:44 Comment
15:23 Restaurants
16:19 Cost of Living Breakdown
20:23 Over The Top
22:22 Comment
22:36 Affecting All Industries
24:01 Current Generation
24:44 1995 vs 2025
25:44 Hope For Future

#money #finance #debt

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Why Dealerships CAN'T SELL CARS in 2025

Thu, 03 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios
Chapters
0:00 Subscribe!
0:45 "Can't Give This Away"
2:15 It's Going To Get Worse
3:41 Overpriced
5:14 Car Lots
6:35 Slowest Selling Trucks
8:28 G Wagon Sitting
10:04 Salesmen
12:06 Dealership Tactics
13:11 Scam
14:43 Fired
16:07 Toyota
17:12 Comment
17:42 Lease "Deal"
18:44 Advertisement
19:41 Cars That Don't Sell
21:23 Highest Payments
22:24 Comment
22:29 Cadillac MSRP
24:03 Dealership Shut Down
25:30 Losing Money

#money #finance #debt

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Let's Watch 25 Minutes of DEBT So Bad They Will Leave You SPEECHLESS

Wed, 02 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @ZacV2
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:51 1st
2:29 2nd
3:59 Comment
4:17 3rd
5:14 Comment
5:26 4th
6:37 Comment
6:46 5th
9:02 6th
10:07 7th
12:07 Comment
12:15 8th
14:06 9th
15:54 10th
17:08 11th
18:40 12th
20:04 13th
21:57 14th
23:37 15th
24:35 Comment

#money #finance #debt

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DO NOT QUIT Your Job! Layoffs Are Getting WORSE in 2025

Wed, 02 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
My TikTok https://www.tiktok.com/@zacrios
Chapters
0:00 Subscribe!
0:47 Salesforce
2:00 Comment
2:12 Jobs Report
3:15 1,000,000 Jobs
4:00 Layoffs
5:25 Comment
6:03 800,000 Jobs
6:57 Comment
7:32 Update Video
8:58 Comment
9:31 Fired By Algorithm
11:03 Comment
11:28 Degrees
13:27 Regrets
14:53 Interview
16:05 Intel
17:13 Skit
18:48 Benefits
20:46 Comment

#money #finance #debt

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Car Dealerships Can't Sell Cars and Now They're PANICKING

Tue, 01 Sep 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:49 "Why Won't This Sell?"
2:25 Comment
2:44 Prices
4:05 Comment
4:12 Direct To Consumer
5:17 Salesmen
6:34 Ad
7:09 AI Dealership
7:47 Yukon
8:57 TLX
9:47 Ugly Mercedes
10:56 Mitsubishi
11:43 Rude
13:03 Lying About Price
14:39 Comment
14:59 Why Won't This Sell?
15:59 Volkswagen
17:18 Recalls
18:19 Bait
19:49 Delivrd
21:40 Add On
23:25 Comment
23:55 Facebook Marketplace

#money #finance #debt

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Why My College Degree is USELESS! People Regret Paying For School

Tue, 01 Sep 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios
Chapters
0:00 Subscribe!
1:11 Soil Biology PHD
2:44 Comment
3:11 Fashion Degree
3:42 Comments
4:30 Chicano Studies
5:58 Film Degree
7:48 Comment
8:21 Gender Studies
9:40 Highest Unemployment
11:09 Not Using Degree
12:45 Bad Choices
14:01 Comment
14:31 Partying
15:43 Monthly Bills
16:37 $180,000 Student Debt
17:28 Useless Degrees
18:52 Fraud
20:40 College Advisors
22:25 Comment
22:43 Good Career

#money #finance #debt

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Why The Gig Economy Has COLLAPSED in 2026

Mon, 31 Aug 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:50 DoorDash LA
2:25 Comment
2:39 Uber NYC
3:39 Your Comments
4:41 Struggling
5:25 Comment
5:39 Weird AI Video
6:09 Benefits
6:59 Comment
7:09 Not Your Friend
8:16 Sponsored Post
8:45 Comment
9:01 Course Seller
9:33 Not Worth It
10:31 Delayed
11:14 Bad Drivers
12:44 Examples
14:25 AI Scam
14:59 Accounts
16:19 Workers Eating Customers Food
17:04 Bait
19:11 Bad Pay
19:19 Comment
19:25 No Rights
20:24 Won't Get Ahead
21:37 Comment
21:53 $34 in 8 Hours
22:52 Penalized

#money #finance #debt

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29 Minutes of DEBT So Bad They Will Leave You SPEECHLESS

Mon, 31 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
My TikTok https://www.tiktok.com/@zacrios
Chapters
0:00 Subscribe!
0:45 1st
2:31 Comment
2:47 2nd
5:10 3rd
6:41 4th
8:47 5th
11:12 6th
11:48 Comment
12:14 7th
14:28 8th
15:46 9th
17:17 10th
18:53 11th
20:10 12th
21:33 Comment
22:04 13th
23:54 14th
25:40 15th
27:33 16th
29:13 Comment

#money #finance #debt

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These Scams in 2026 Are Getting Out Of Control

Sun, 30 Aug 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:45 World Cup
2:16 Your Comments
3:59 $70,000
5:35 Clever Phishing Email
7:01 Comment
7:33 TikTok Scam
9:06 Auctions
11:26 Amazon Products
12:51 Comment
12:59 Fake Videos
14:07 AI Crochet
14:41 Facebook Marketplace
16:14 Someone's Life
17:10 Fell For It
18:46 Comment
18:53 Airpods
20:13 Mileage Blocker
21:33 $10,000
22:45 Crypto

#money #finance #debt

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Small Business Prices Are INSANE—Here's What's Happening

Sun, 30 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
1:08 Coffee Shop
2:27 Price Differences
3:50 Comment
4:15 Overcharging
5:15 Inflation
6:40 Insane Prices
7:20 Small Business Closes
8:41 Vintage Store
9:12 Comment
9:30 Sweatshirt
10:58 Comment
11:07 Art
13:01 Begging
14:06 Owners
15:20 Fake AI Videos
16:40 Shops
17:46 Comment
18:41 Hard To Support
19:57 Examples
20:29 Comment
20:35 Farmers Market
21:57 Reality
22:47 Businesses Closing

#money #finance #debt

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Let’s Watch 25 Minutes of INSANE Credit Card Debt in 2026

Sat, 29 Aug 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
1:07 $60,000 Debt
2:27 Your Comments
2:59 Just File Bankruptcy
4:21 $220,000 Pool
5:38 Comment
6:03 $25,000
7:05 Not Caring
8:50 Examples
11:19 Comment
11:41 $170,000
12:25 Afterpay
13:00 Living My Best Life
14:26 Optimal Credit Card Customer
15:40 Comment
15:53 Debt
18:04 Influencer
19:14 Sports
20:15 Shopping
21:47 Store Credit Cards
23:13 Gen X Course Sellers

#money #finance #debt

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How Are Modern Cars Getting THIS BAD in 2025?

Sat, 29 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
My TikTok https://www.tiktok.com/@zacrios
Chapters
0:00 Subscribe!
0:47 Breakdowns
3:14 Worst New Cars
4:46 Comment
5:03 Audi
6:37 Comment
6:55 New Tech
8:20 Mazda
9:07 Comment
9:37 New Rav4
10:34 Comment
10:51 Volkswagen Subscription
11:55 Fixing A Problem That Didn't Exist
13:26 Comment
13:46 Escalade
14:29 Ford Maverick
15:23 $90,000 Bait
16:10 Sequoia Payments
17:05 Auto Debt
18:12 $1,200 Lease
20:06 Average Car Price
20:55 Recalls
22:52 Not Selling
24:22 $90,000 Jeep
25:18 Comment

#money #finance #debt

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25 Minutes of AWFUL Car Buying Fails You Can Learn From!

Fri, 28 Aug 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:45 $30,000 Underwater
1:49 Comment
2:05 2 Cars Underwater
1:51 Comment
3:18 Insane
4:04 Comment
4:15 New Truck
5:59 More Cars
7:34 Crazy MSRP
8:58 Jeep
10:09 Bad Decisions
11:17 Finance Everything
12:31 $1,400 A Month For A Nissan
14:11 BMW Depreciation
14:59 Comment
15:28 Audi EV
16:29 Top 10
17:56 Buying Cars For Attention
19:40 Credit Card Interest Rate
21:01 Examples
22:11 Customer
23:26 Older Cars

#money #finance #debt

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29 Minutes of The Most Embarrassing Financial Decisions of 2025

Fri, 28 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
My TikTok https://www.tiktok.com/@zacrios
Chapters
0:00 Subscribe!
0:52 1st
2:10 2nd
4:18 Comments
5:59 3rd
7:24 4th
9:23 Comment
9:59 5th
12:16 Comment
13:19 6th
15:19 7th
16:22 8th
17:14 9th
17:49 10th
19:13 11th
20:53 Comment
21:27 12th
23:52 13th
25:21 14th
27:00 15th

#money #finance #debt

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Why More People Are REGRETTING Buying Their Homes, House Poor in 2026

Thu, 27 Aug 2026 22:29:00 -0000

2nd Channel@ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:52 Going Back To Renting
2:37 Your Comments
3:55 Following The Path To "Success"
5:11 Over It
6:44 Weight Off My Shoulders
7:33 Extra Costs
8:27 House Poor
9:30 Mortgage Payment
10:47 Property Tax
11:46 Research
12:50 Time Sink
13:25 New and Old Homes
15:05 Examples
16:49 Comment
17:22 Pool
18:00 Flips
18:43 Comment
19:12 Cracks
20:58 Regret
22:18 Underwater

#money #finance #debt

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Why Older Workers Are Getting LAID OFF and Can't Retire

Thu, 27 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios
Chapters
0:00 Subscribe!
1:13 58yr Old Layoff
2:50 Comment
3:26 20 Years
4:29 Fired Before Retirement
6:35 Leaked Messages
7:47 They Want Cheaper Workers
8:32 Comment
9:05 Jobless After 50
10:05 Comment
10:32 Interesting Story
13:40 Recruiter
14:36 Comment
15:03 Laid Off At 50
18:14 Checking Out
19:38 New Career
21:03 No Retirement
22:06 Gurus

#money #finance #debt

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Cost of Living Crisis is WORSE Than You Think in 2026

Wed, 26 Aug 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:46 Food Costs
1:32 Your Comments
2:10 Savings Rate
3:15 Comment
3:21 Cost of Living
4:01 Comment
4:21 Inflation
5:13 401K Withdrawals
6:23 Not Money Left
7:21 Homes
8:05 People Leaving
8:53 Living With Parents
10:09 Comment
10:26 Staying Home Longer
11:25 Norway
12:19 UK
13:27 It's Getting Worse Everywhere
14:36 Car Prices
16:00 Data Center
16:43 Comment
16:49 How Are You Surviving?
18:10 Things Will Change
19:08 Child Prices

#money #finance #debt

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The End of Fast Food in America...

Wed, 26 Aug 2026 10:29:00 -0000

Let me know your thoughts down below!
#fastfood #inflation #finance

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Why Modern 'Luxury' Apartments Are A JOKE in 2026

Tue, 25 Aug 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:50 Air Conditioning "Fix"
1:27 Comment
1:45 "Luxury"
2:37 Agent
4:20 Your Comments
5:05 Terrible Locations
5:28 Everything is Luxury Now
6:30 Comment
6:47 Build Quality
8:12 Stuck
9:28 Elevator
10:01 Is It Worth It?
11:11 Examples
11:45 Comment
12:00 Insane
12:45 Scam
13:31 Black Mirror
14:21 "Amenities"
14:58 Not Selling
16:43 Prices
17:48 $5,000 A Month
18:58 $4,000 A Month
19:39 $6,000 A Month

#money #finance #debt

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Why is Everyone Gambling in 2024…

Tue, 25 Aug 2026 10:29:00 -0000

#gambling #gamblingaddiction #finance

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Why People REGRET Buying LUXURY Vehicles in 2026

Mon, 24 Aug 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:38 G Wagon Maintenance
1:36 Comment
1:50 Audi Mistake
3:04 Carvana
4:12 I Just Don't Like It
5:29 Research
6:44 Escalade
7:26 Not Worth It
8:25 Comment
8:48 Biggest Regret
9:10 Comment
9:40 Most Expensive
11:16 Range Rover
12:36 Comment
13:09 Best Day Of My Life
14:57 Mercedes
16:09 Interior Quality
16:56 Luxury Cars Peaked
18:08 Running Out Of Ideas
18:47 Mistake Waiting To Happen
19:48 Maintenance Prices
21:15 G Wagon Prices
22:35 Screen Problems
23:10 Recall
24:17 How Much You Actually Need To Make

#money #finance #debt

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Cost of Living is Too Much in 2024...

Mon, 24 Aug 2026 10:29:00 -0000

#costofliving #debt #finance

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The Job Market Is HORRENDOUS in 2026 and Here's Why

Sun, 23 Aug 2026 22:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:41 Market
1:57 Applications
3:08 Comment
3:40 News
5:25 Open AI
6:46 Crashout
8:10 Examples
10:03 Comment
10:26 Kids
11:59 Update
13:43 Applying For Job
15:03 Spam
15:49 Comment
16:04 Taking Your Job
16:55 Comment
17:09 Work From Home
18:36 Physics Degree
19:50 All Over The World

#money #finance #debt

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Car Repo’s are Getting Out of Control in 2024...

Sun, 23 Aug 2026 10:29:00 -0000

#car #debt #reposession

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Everyone's Living at Home in Their 30s/40s in 2024...

Sat, 22 Aug 2026 22:29:00 -0000

#finance #money #costofliving

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People CAN'T STOP Overspending and Ruining Their Finances in 2026

Sat, 22 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:41 Card Shop
1:45 Comment
1:55 Spent It All
3:11 Comment
3:31 Makeup Expo
4:19 Don't Save Anything
5:31 Reality
6:22 Not Taken Seriously
8:27 Comment
8:47 Never Be Rich
9:50 Hustle Influencers
10:30 Addiction
11:46 Spent On More Cards
12:41 Underwater On Truck
13:59 What I Spent
15:44 Comment
15:49 Friend
16:14 Real Estate
17:17 Inheritance
18:32 Small Things Add Up
19:10 Reality
19:31 Deinfluencing

#money #finance #debt

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Fast Food Prices are Out of Control in 2024...

Fri, 21 Aug 2026 22:29:00 -0000

Let me know your thoughts down below!
#fastfood #inflation #finance

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Cars Are Now Impossible to Fix, Mechanics Are QUITTING

Fri, 21 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:54 Don't Do It
2:35 Not Worth It
4:07 How Much Would It Take For You To Leave?
5:08 Tired
6:09 Can't Fix It
7:50 Dealership Pay
8:19 Pay
9:543 Complex
10:19 Difficult Cars
11:27 Leaving
12:27 Ford CEO
14:08 Bill
15:49 Cannot Fix Yourself
17:31 Not Built To Last
18:33 Lose Your Passion

#money #finance #debt

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Gen Z Doesn’t Want to Work? Is it Actually True in 2024...

Thu, 20 Aug 2026 22:29:00 -0000

#work #costofliving #money

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This Is How Timeshares RUINED Their Lives | INSTANT Regret in 2026

Thu, 20 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:44 Bought One Anyway
1:57 Comment
2:19 Salespeople Lie
3:42 Older Couple Stuck
5:29 Stalked By Timeshare People
6:51 Comment
7:02 Avoid
8:11 Can't Give Them Away
9:19 Comment
9:46 Not Worth It
11:19 Comment
12:01 Tricked
13:11 Regret
14:16 Mistake
15:35 Insane Prices
19:06 Getting Out Of A Timeshare
19:48 TikTok Sellers

#money #finance #debt

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You Will Own Nothing and Be Happy…the World is Changing

Wed, 19 Aug 2026 22:29:00 -0000

#worldorder #subscriptions #debt

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This Is Why More People REGRET Buying Their Electric Vehicle Than Ever Before

Wed, 19 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:41 Examples
1:50 Comments
2:22 Tesla In An Apartment
4:01 Your Comments
4:56 More Examples
6:17 Comments
6:42 GM
8:00 Lucid
9:00 Stellantis
10:01 Why The EV Hate?
11:30 EV Van
12:45 Ferrari
14:15 $52,000 CLA
16:04 Tech Problems
17:09 Tesla Stranded
18:19 Worst EV's To Buy
19:50 Fiat
20:23 Mini
21:49 Road Trip
22:14 $1,000/Month Tesla
23:46 Buy More
24:46 Cheaper and Cheaper

#money #finance #debt

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Inflation in America is Out of Control in 2024…

Tue, 18 Aug 2026 22:29:00 -0000

#inflation #money #debt
Chapters:
0:00 Subscribe!
0:35 $35 Ramen
2:40 Make 5X More Money
4:10 Inflation Percentages
6:08 $70 Fruits
7:25 $6 Toothbrush
9:30 President on inflation
12:15 Pulling Back on Spending

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This Is Why My College Degree is USELESS! People Regret Paying For School in 2026

Tue, 18 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:48 No Job
2:51 Comment
3:03 Don't Use Degree
4:15 Your Comments
4:55 Not Worth It
6:00 Student Loans
7:10 Changing Majors
8:39 Comment
8:49 "Just Go To College"
9:51 Regret
11:07 More Regret
12:20 Jobs
14:15 College
14:53 Comment
15:13 Donations
16:09 Regret Majors
17:07 Less People Going To College
18:39 Masters
19:50 Teacher
20:58 Different Majors
22:35 Comment
22:50 Less Hiring

#money #finance #debt

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Job Market is COOKED in 2024...Will it Ever Get Better?

Mon, 17 Aug 2026 22:29:00 -0000

#job #jobmarket #debt

CHAPTERS:
0:00 Subscribe!
0:50 Job Market Statistics
4:00 Job Loss Breakdown
5:45 Applied to over 100 Jobs
8:09 Recruiter Speaking on Job Market
11:32 1,800 Job Applications
14:55 Guy Snaps from Job Market
17:35 False Promises from influencers

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25 Minutes of People EXPOSING Their Paychecks, Salary Breakdown in 2026

Mon, 17 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:43 Oil Field Worker
2:29 Examples
3:35 McDonalds Manager
5:00 TikTok
6:38 Amazon Warehouse
7:57 FedEx Driver
9:09 Business Owners
10:26 $100,000
11:46 Walmart Vision Center
13:37 Server
15:20 Nurse
16:16 Truck Driver
18:25 Tech
19:47 Teacher
21:06 Post Office
22:38 Costco

#money #finance #debt

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These Rich People are So Out of Touch with Reality...

Sun, 16 Aug 2026 22:29:00 -0000

#rich #money #finance
Chapters:
0:00 Subscribe!
0:52 Whoopi Goldberg
3:30 Insane Influencer
5:00 GaryVee
7:15 Out of Touch Story
8:42 Oprah and the Rock
11:50 Cringe Celeb Covid Song
12:35 Wannabe Wolf of Wallstreet

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Let's Watch 25 Minutes of People Living Above Their Means and Going BROKE

Sun, 16 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:42 Buying A House
1:59 179%
3:34 Comment
4:10 Don't Save Money
5:02 Live Above Your Means
6:05 Examples
7:28 Comment
8:00 Klarna
9:29 Buying Everything
10:32 Shopping While Broke
12:41 Pets
14:37 Comment
14:45 Vacation While In Debt
16:06 Constant Looking To Get Away
16:54 Prices Go Up
18:22 $1,600
19:27 Mods
20:36 Upbadging
21:57 Future Divorce

#money #finance #debt

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24 Minutes of People Making Bad Financial Decisions...

Sat, 15 Aug 2026 22:29:00 -0000

#finance #debt #money
Chapters:
0:00 Subscribe!
0:35 1st
2:18 2nd
4:04 3rd
5:35 4th
6:40 5th
8:10 6th
8:50 7th
10:40 8th
12:45 9th
14:35 10th
16:00 11th
18:35 12th
21:38 13th

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Carvana and CarMax Customers Are FURIOUS | Here's Why

Sat, 15 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:38 Examples
2:20 Rod Knock
3:30 So Many Problems
5:16 High Prices
6:14 BMW
7:16 Audi
8:48 "Didn't Buy a GM"
9:34 Experience
11:25 No Idea What They're Doing
13:02 Don't Buy From Carvana
14:06 High Performance Car
15:12 Repair Costs
16:39 Possible Track Car
18:00 Not Doing Well
19:32 Warranty

#money #finance #debt

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Middle Class is Disappearing in 2024...

Fri, 14 Aug 2026 22:29:00 -0000

#debt #money #finance
Chapters:
0:00 Subscribe!
0:38 $100K Salary
3:09 $120k Middle Class
6:45 $100K Not a Lot of Money
8:35 "Income Bracket"
10:00 Dave Ramsey
11:00 $250K Salary
11:20 Middle Class Shrink

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25 Minutes of The Most INSANE Financial Decisions Ever Made

Fri, 14 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:47 1st
1:56 2nd
2:43 Comment
3:07 3rd
3:58 Comment
4:15 4th
5:28 5th
6:39 6th
7:47 Comment
8:06 7th
9:51 8th
11:12 9th
12:32 10th
13:43 11th
14:42 12th
16:04 13th
17:03 14th
18:23 15th
19:51 16th
20:37 Comment
20:53 17th
21:58 18th
23:15 19th

#money #finance #debt

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Home Prices are STILL SURGING in 2024...Who Can Afford Real Estate Anymore?

Thu, 13 Aug 2026 22:29:00 -0000

#realestate #finance #money
Chapters:
0:00 Subscribe!
1:20 Real Estate Peaking
4:35 Comment
5:20 Income to Buy a Home
8:40 Tiktok House
11:25 Videos Lying
13:25 Comment
14:45 Can't Afford a House
18:20 Salaries Fall Due To Inflation

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Why Mass Layoffs Are About to Destroy the Job Market in 2026

Thu, 13 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:42 News
2:00 Your Comments
3:20 Fried
4:43 Secret Layoffs
6:26 Comment
6:42 Laid Off
7:49 Identity
9:06 Justification
10:59 Volkswagen
12:24 Robots
13:33 Comment
13:49 No Loyalty
14:46 Job Market
15:41 Data
17:02 How Long Have You Been Unemployed?
18:21 AI
19:08 Salary Reset
20:04 Comment

#money #finance #debt

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28 Minutes of INSANE Financial Decisions...

Wed, 12 Aug 2026 22:29:00 -0000

#finance #debt #money
Chapters
0:00 Subscribe!
1:30 1st
2:50 Comments
3:18 2nd
5:10 Comments
5:45 3rd
7:55 Comments
8:32 4th
12:08 Comments
13:00 5th
16:15 6th
17:09 Comments
17:35 7th
19:18 Comments
21:15 8th
25:30 9th

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People REFUSE to Pay Off Their DEBT in 2026

Wed, 12 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:40 Don't Pay Your Credit Cards
2:54 Comment
3:09 Not Paying Car Note
3:48 Repo
4:38 Not Paying Taxes
6:39 Comment
6:49 BNPL Fraud
8:36 Comment
9:11 Not Paying Family Back
10:44 Friends
13:17 Student Loans
14:09 Comment
14:56 Forever Student
15:54 Vacation Fraud
17:27 CC Debt
18:14 I Don't Want To Pay Back My Debts
19:02 Collections
20:12 Bankruptcy

#money #finance #debt

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Retail Apocalypse...Stores Closing From Theft and Inflation in 2024

Tue, 11 Aug 2026 22:29:00 -0000

2nd Channel @ZacV2
0:00 Subscribe!
1:20 Retail Closings
2:32 "Job Creation"
3:45 2024 Store Closings
5:50 No More Hooters
6:40 Shopping Mall Closings
11:00 Theft

#retail #bankrupt #finance

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Why Your Home WILL NOT SELL At That Price, DELUSIONAL SELLERS in 2026

Tue, 11 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Complitation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:46 $1,000,000 Starter Homes
2:14 Your Comments
3:02 Price
4:15 Comment
4:42 Housing Market
6:20 Why Won't This Sell
8:10 Comment
8:47 Log Cabin
9:34 Flip
11:06 Comment
11:18 New Build
12:59 Incentives
14:12 Inventory
15:51 Comment
16:05 Selling Process
17:45 Appraisal
19:29 Bad Market
21:00 Comment
21:17 Realtor
22:21 Sellers can't Sell
24:05 Comment
24:19 Summer
25:16 Endgame

#money #finance #debt

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Inflation Around The World is Out of Control in 2024…

Mon, 10 Aug 2026 22:29:00 -0000

#inflation #money #debt
Chapters:
0:00 Subscribe!
0:45 Conversion Rates
1:37 England Inflation
4:25 Comments
5:25 Canada Food Inflation
6:10 Comments
8:17 Canada Economy
9:54 Comments
11:15 Australia Rent
14:25 Canada Food Prices
15:40 Inflation Charts
17:50 Live Comfortably in US

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THIS Is Why Modern Cars Are Getting EVEN WORSE in 2026

Mon, 10 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:49 Broke Down
2:20 Comment
2:35 Examples
3:45 Comment
3:59 Spying On You
5:23 Comment
5:34 Even More Intrusive
6:34 Taking Features Away From You
7:22 Jailbreak Car
9:10 Growing Community
11:08 Useless Feature
13:03 Even More Pointless Features
14:33 Comment
14:54 Really?
15:30 Insane Pricing
16:07 Examples
17:19 Touch Screens
18:28 Comment
18:42 Embarrassing Quality
20:25 Modern Car Value
21:31 Cancelled
22:33 Big SUV's
23:53 New Models

#money #finance #debt

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Doom Spending and Credit Card Debt is Out of Control…

Sun, 09 Aug 2026 22:29:00 -0000

My 2nd Channel @ZacRiosV2
Chapters
0:00 Subscribe!
1:15 Impulse Buying
2:55 Hopeless Doom Spending
4:00 Doesn't Know What Debt is
5:00 Doom Scrolling
7:58 30K in Debt
9:45 71K in Debt
11:55 Buy Now Pay Later
14:00 210K in Debt
16:35 People Trying To Scam Tiktok

#debt #finance #money

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Let's Watch 25 Minutes of People Being Financially ILLITERATE

Sun, 09 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:50 Car Payment
2:13 Write Off
3:21 Klarna
3:56 Apple Pay
4:45 Interest Rate
6:10 $1,900,000 Gone
8:06 Overspending
9:10 In Game Purchases
10:07 Comment
10:30 Girl Math
11:32 Comment
12:16 Bad Deal
14:04 "Research"
14:43 Course Seller
16:05 No Plan
18:02 "Financially Literate"
19:17 Bad Choices
20:16 Comment
20:39 Student Loans
22:02 Mystery Boxes
23:34 Mods On Cars
24:55 Free Money

#money #finance #debt

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26 Minutes of INSANE Car Payments and Prices...

Sat, 08 Aug 2026 22:29:00 -0000

#car #debt #money
Chapters
0:00 Subscribe!
0:44 1st
1:50 Comments
2:45 2nd
4:35 Comments
7:30 3rd
9:25 Comments
10:40 4th
13:12 Comments
14:40 5th
17:00 6th
17:50 7th
20:45 Graph
21:30 8th
23:55 Comments
24:30 9th

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The Housing Market Is Broken: Why You Can't Buy a Home

Sat, 08 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:45 Home Affordability
2:02 Your Comments
2:34 North Jersey
3:51 Comment
4:06 Endgame
4:43 Comparison
7:31 Million Dollar Home
8:19 Flippers
9:54 Examples
10:41 "Cheaper" House
11:44 Comment
11:54 Tiny House
13:03 HOA
14:24 Maintenance
15:36 First Time Homebuyer Age
16:30 Pre vs Post Covid
17:37 Less Homebuyers
19:00 Sponsored Post

#money #finance #debt

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Influence of "Luxury" in Society is Out of Control in 2024...

Fri, 07 Aug 2026 22:29:00 -0000

0:00 Subscribe!
1:25 Dior Bags
6:06 Kid "Steals" to buy a Purse
9:30 LV Believes Authentic Item is Fake
12:05 Payless Prank
13:40 My Experience
15:00 Replica Items
16:00 Stockx Sued By Nike
18:20 Faking Wealth

#luxury #money #debt

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Small Business Prices Are Getting Out Of Control

Fri, 07 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:54 Price
2:30 Your Comments
3:34 Bakery
5:13 Another Example
5:34 $10 Fruit Cup
6:51 Ice Cream Shop
8:52 Split Cup
10:17 Coffee Shop
10:54 Hours Open
11:49 Comment
12:07 Clothing Brands
13:17 Comment
13:29 Side Hustles
14:42 Comment
14:47 Fake Account
15:40 AI Store
16:27 Temu Items
17:38 Comment
17:45 Working For Small Business
18:36 Dry Begging
19:40 Overpriced
20:55 Losing Money

#money #finance #debt

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Shrinkflation in America is Out of Control in 2024…

Thu, 06 Aug 2026 22:29:00 -0000

Chapters
0:00 Subscribe!
0:45 Shrinkflation Rage
2:38 Comments
3:25 Shrinkflation Proof
5:45 Comments
7:05 Shinkflation 2
8:43 Doritos Bag
10:05 Grocery Price Double in 2024
11:45 Shrinking Mcdonalds Sandwiches
13:10 Small Chipotle Bowls
16:18 Tim Horton Wrap
17:00 Comments

#inflation #money #debt

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The Job Market Just Got Worse (And It's Not Stopping)

Thu, 06 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:51 Jobs Report
2:13 Clips
3:23 Entry Level Jobs
5:43 Can't Find Work
7:13 Comment
7:37 Work From Home Fees
8:57 Computer Science
10:38 Robot Barista
11:42 Self Driving Truck
12:59 Robot Cleaner
13:22 Comment
13:39 All Companies in 2026
14:44 Comments
15:01 Teen Jobs
15:45 Job Listings
16:48 Comment
16:55 Don't Quit Your Job
17:54 Recruiter
18:43 College

#money #finance #debt

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Predatory Practices of Gambling Companies Are Out of Control in 2024...

Wed, 05 Aug 2026 22:29:00 -0000

Chapters
0:00 Subscribe!
1:07 Gambling Insider Tells All
4:00 CSGO Youtuber Shows How Lucrative Gambling is
6:30 Gambling Streamers
10:40 "Consequences" for loot boxes
11:50 Michael Jordan
13:45 Comments
15:00 Vegas Matt

#gambling #addiction #debt

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Let's Watch 25 Minutes of People REGRETTING Buying Their Vehicle in 2026

Wed, 05 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:48 Alfa Romeo
2:27 Comment
2:36 Regret
3:57 Sequoia
6:02 RAM
7:04 Audi
8:52 Quality
9:38 Comment
9:55 Bad Choices
11:06 Comment
11:12 Regret
14:09 Don't Do It
15:24 Range Rover
16:27 Examples
18:23 Real Cost
19:51 Influencer Car
21:16 Mazda
22:19 Buying Car Young
23:31 Insane

#money #finance #debt

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21 Minutes of TERRIBLE Job Listing Demands and Incompetence...

Tue, 04 Aug 2026 22:29:00 -0000

Chapters
0:00 Subscribe!
1:15 2024 Job Listings
3:10 $350 A Month
4:10 Nanny
6:10 LA Entertainment Company
9:00 Comments
9:50 4 Month Internship
10:29 Comments
10:50 More Nannies
11:40 Paid in Exposure
12:45 Circus Monkey Resume
13:15 Interview Process
14:24 Comments
14:50 Not Stable Job
15:13 10 Jobs at Once
16:30 Internship Needs Experience
17:05 You Have To Pay THEM
18:00 20 Years of Experience
18:30 Is This Illegal?
19:11 I am Not Your Mother
20:00 Employee Already Works There
20:35 Comments

#job #jobmarket #debt

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Let's Watch 25 Minutes of The Most Financially Irresponsible People on The Internet

Tue, 04 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:46 Comment
0:57 Door Dash
2:34 Your Comments
4:11 Bad Decisions
5:10 Videogames
6:24 Designer
7:29 Biggest Mistake
8:45 "Coach"
10:14 Comment
10:27 Driving
11:23 Car
12:35 Christmas Lights
13:03 Comment
13:23 Buying A Business
14:43 Comments
16:44 Gambling
18:00 Stockx
19:20 Streamer
19:48 Moving
21:03 Moving To Korea
22:03 Examples
23:42 Buying A House Without Seeing It
24:25 Mistakes

#money #finance #debt

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Car Repo’s are SURGING in 2024… It’s Out of Control

Mon, 03 Aug 2026 22:29:00 -0000

Chapters
0:00 Subscribe!
1:00 How We Got Here
4:00 Comments
5:25 Increase Repo's
7:30 Comments
8:00 Insane Stats
10:20 Comments
11:10 Repo Drivers
12:10 The Tow Goat
13:25 People Not Taking Repo's Seriously
14:15 Repo'd Drivers

#car #debt #reposession

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Why People REGRET Buying RV'S and VANS in 2026

Mon, 03 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:53 Negatives
2:42 Space
3:13 Prices
4:50 Not Worth It Anymore
5:44 Price Breakdown
8:08 Ran Out Of Money
9:30 Stories
10:45 Depreciation
11:44 More Depreciation
13:24 Insane
14:01 $450,000 Gone
15:32 Repo
16:34 Gas
17:43 Falling Apart
19:54 Bad Quality
20:40 RV

#money #finance #debt

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Rich People are So Out of Touch with Reality… v2

Sun, 02 Aug 2026 22:29:00 -0000

My 2nd Channel @ZacRiosV2

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Why Disney Vacations Are Destroying People's Finances in 2026

Sun, 02 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:59 Debt
3:04 Your Comments
4:28 Cost Per Ride
5:15 Price increase
6:27 Crowds
7:20 Overspending
7:42 Comment
7:51 Joke
8:12 CC Debt
9:28 Disney VIP Tour
11:24 Comment
11:29 18 Months of Savings
12:27 Comment
13:25 "Off Day" Spending
14:49 Disney Vacation
16:33 CC Debt
17:11 Disney Adults
17:59 Comment
18:17 Disney Experience
19:42 $300,000
21:33 Tokyo Disney

#money #finance #debt

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28 Minutes of TERRIBLE Credit Card Debt in 2024...

Sat, 01 Aug 2026 22:29:00 -0000

Chapters
0:00 Subscribe!
0:55 1st
2:40 Comment
3:55 2nd
4:25 3rd
6:35 4th
7:40 5th
9:00 Comment
10:05 6th
12:20 7th
14:30 Comment
15:00 8th
16:15 9th
18:25 10th
21:00 11th
24:15 12th
26:00 13th

#debt #finance #money

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25 Minutes of People REGRETTING Their INSANE Purchases

Sat, 01 Aug 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:45 $2,000 Shoes
1:55 Your Comments
4:05 Regrets
5:34 Laptop
8:14 Comment
8:26 Purse
10:16 Comment
10:51 Fake items
12:28 Comment
12:38 Real Estate
14:07 Courses
14:51 Trends
15:57 Comment
16:16 Insane
18:09 EV
19:40 Luxury Car
20:30 No Research
22:11 Comment
22:33 No What You Thought
23:50 Spending

#money #finance #debt

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26 Minutes of the WORST Financial Decisions...

Fri, 31 Jul 2026 22:29:00 -0000

Chapters:
0:00 Subscribe!
1:00 1st
3:20 2nd
5:00 Comment
6:40 3rd
8:20 Comments
9:40 4th
12:00 5th
13:30 6th
14:50 Comment
15:25 7th
16:30 Comment
17:20 8th
18:40 9th
20:30 10th
21:48 11th
24:00 12th

#finance #debt #money

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Why Overconsumption is NOT Worth The Cost To Your Wallet in 2026

Fri, 31 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:50 Back To School
2:37 Comment
2:55 Cups
3:52 Comment
4:011 Selling
5:27 Mirumi
6:29 Future
7:47 Comment
8:36 Pokemon
9:56 Buy More
13:34 Filling A Void
14:42 Comment
15:11 Quality
17:27 Halloween
18:05 AP Swatch
19:13 Insane
20:05 Pool Float
20:50 Luxury
21:54 TikTok Sellers
22:37 Not Worth It

#money #finance #debt

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Economy is FAILING in 2024... When Will it Get Better?

Thu, 30 Jul 2026 22:29:00 -0000

Chapters
0:00 Subscribe!
1:05 Spirit Airlines
2:55 Not Paying Bills
4:20 Whoopi
6:20 Job Market
9:00 Children
10:00 Comment
10:55 Emergency Rate Cut
12:55 Comment
13:35 Stockx
14:35 Walmart
15:28 Malls
17:00 Weed and Alcohol
18:20 Gambling
19:30 Politics
21:20 Comment

#economy #recession #debt

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Let's Watch 25 Minutes of The WORST Car Deals

Thu, 30 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:36 1st
2:00 Comment
2:26 2nd
3:51 3rd
4:41 Comment
4:51 4th
6:36 Comment
6:59 5th
8:21 6th
9:35 7th
10:53 8th
11:44 9th
12:24 10th
14:40 11th
15:54 12th
17:14 13th
18:55 14th
20:21 15th
21:43 16th
23:10 17th

#money #finance #debt

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Scams are EXPLODING in 2024...What You NEED to Know About

Wed, 29 Jul 2026 22:29:00 -0000

MLM Video https://www.youtube.com/watch?v=QzWEIwBP68o
Meet Kevin https://www.youtube.com/watch?v=OP0kWPpg1_4
Iman Video https://www.youtube.com/watch?v=squUjE75foY

Chapters
0:00 Subscribe!
1:30 Predatory MLM's
4:10 Meet Kevin
7:20 Iman
9:50 Affiliate Marketing Influencers
12:00 Family Scam
14:05 Sponsorship Scams
20:05 My Expierience

#Scam #money #finance

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Why People REGRET Buying Tiny Homes in 2026

Wed, 29 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:40 Things I Hate About My Tiny Home
2:17 More Problems
3:58 Deinfluencing
5:25 Price
7:26 Regret
8:50 Cons
11:23 Scams
12:38 More Scams
14:11 Videos Advertised To Me
15:55 $125,000
18:29 $330,000
20:07 Prices
21:57 Pros and Cons

#money #finance #debt

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Job Security Does NOT EXIST in 2024...

Tue, 28 Jul 2026 22:29:00 -0000

Chapters
0:00 Subscribe!
0:55 Job Security Doesn't Exist
2:40 20 Years of Work
4:30 Comment
5:58 Google
7:17 Self Automated Out of a Job
8:15 Layoffs
10:45 Comment
11:35 Entrepreneurship
13:18 Comment
14:23 CEO Layoffs
15:12 Comment
15:54 4 Million Bonus for CEO
18:25 Phone Call Layoff
19:11 Remote Job Instability
20:10 Zoom Call Layoff
22:09 Crowdstrike

#job #finance #security

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Why The Airbnb Market is FAILING in 2026

Tue, 28 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:47 What Are You Doing?
1:38 Your Comments
2:31 Airbnb Hosts
3:59 Comment
4:09 Rules
5:24 Comment
5:49 Amenities
6:19 I Am Done
7:19 Comment
7:31 Why Am I Not Booked?
9:27 Too Much
10:21 Coachella
11:25 Cleaning
13:07 More Cleaning
14:17 Comment
14:23 More Fees
15:49 Not Worth It
16:27 Comment
17:05 It's Over
17:54 Trashed
19:55 Ads

#money #finance #debt

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The Cost of Living Epidemic is Out of Control in 2024...

Mon, 27 Jul 2026 22:29:00 -0000

Chapters
0:00 Subscribe!
0:49 Inflation Graph
1:33 Basic Stats
3:39 1980 vs 2024
6:48 Comment
7:39 Food Stats
11:04 Comment
11:40 Grocery Cost
12:55 Extreme Couponing
14:47 Home Stats
18:04 Comment
18:45 Car Stats
22:33 19% APR
23:46 40K Accord
27:05 Living in Vietnam
29:09 Comment

#Debt #money #finance

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Restaurants Are TOO EXPENSIVE | Here's What's Happening

Mon, 27 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:46 Too Much
2:11 Not For You Anymore
3:34 Comment
4:50 Prices
5:19 Comment
5:30 Bad Food
6:51 Comment
6:57 Cleanliness
8:14 Not Doing well
9:58 Comment
10:11 AI Menu
11:39 Examples
12:39 Expensive Pizza
14:28 Fancy Restaurants Closing
16:44 Scam
18:07 Appetizers
19:18 AI
20:10 Tipping

#money #finance #debt

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25 Minutes of Influencers Being Out of Touch...

Sun, 26 Jul 2026 22:29:00 -0000

Chapters
0:00 Subscribe!
1:25 Beauty Gurus
6:50 Youtuber Doesn't Tip
7:53 Jason Nash
12:30 Erewhon?
13:00 Relatable???
14:30 Marina Saavedra
16:15 Madison Lewis
19:27 Charlie and Dixie With Walmart
21:05 Boogie2988
#Influencer #Wealth #Rich

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20 Minutes of INSANE Car Payments and Prices in 2026

Sun, 26 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:46 Highest Payments
1:59 Comment
2:13 More Examples
3:07 Comment
3:10 Repos
3:54 Rolls Royce
5:01 Comment
5:06 Examples
7:12 Comment
7:21 Crazy Loans
7:59 Comment
8:06 Insane Payments
10:07 $1,200
10:40 Bought A Car For Lights
12:00 How Can People Afford This?
12:54 High Prices
13:55 Mom Car
15:27 More Insane Payments
17:12 Comment
17:20 Don't Want Old Car Anymore
18:57 Backfire

#money #finance #debt

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27 Minutes of the BEST Financial Advice and Decisions in 2024...

Sat, 25 Jul 2026 22:29:00 -0000

Chapters
0:00 Subscribe!
0:55 1st
2:40 2nd
4:45 Comment
5:15 3rd
7:56 Comment
8:30 4th
13:52 Comment
15:38 5th
19:54 6th
21:42 Comment
22:09 7th
23:40 8th
26:00 9th

#finance #debt #money

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These Are The BEST Financial Decisions People Make in 2026 (Prepare Now!)

Sat, 25 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:33 1st
1:11 2nd
2:27 3rd
4:15 4th
4:43 Your Comments
5:36 5th
6:23 6th
7:29 7th
8:52 Comment
9:06 8th
10:49 9th
12:29 10th
13:33 11th
14:41 14th
16:13 15th
17:54 16th
19:57 17th

#money #finance #debt

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32 Minutes of AWFUL Credit Card Debt in 2024...

Fri, 24 Jul 2026 22:29:00 -0000

Chapter
0:00 Subscribe!
0:54 1st
6:50 Comment
7:13 2nd
9:18 Comment
10:00 3rd
10:40 4th
12:23 5th
14:39 6th
15:50 7th
17:23 8th
20:08 9th
22:33 10th
24:06 11th
26:59 12th
28:29 13th
29:30 14th

#debt #finance #money

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New Construction Homes Are FALLING APART and Builders Just Don't Care

Fri, 24 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:52 Cardboard
1:45 Comment
2:05 Walkthrough
2:50 Comment
4:01 Get An Inspection
4:44 Comment
4:54 Suing Builders
6:16 Mold In Home
7:25 Comment
7:41 New Build
8:46 Comment
8:55 Examples
9:53 Comment
10:14 2015 Home
11:49 New Construction Will Lie To You
13:26 Comment
13:36 Bad Quality
15:34 Comment
15:47 TikTok Accounts
16:57 HOA
18:38 Low Sales
19:19 Roped in

#money #finance #debt

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Job Market is TERRIBLE and People are DONE in 2024...

Thu, 23 Jul 2026 22:29:00 -0000

Chapters
0:00 Subscribe!
1:18 Indeed Scams
3:37 Comment
5:00 Job Hopping
9:16 CEO Pay
10:20 Rat Race
11:52 Influencer
15:24 Comment
15:58 Trades
19:21 100k a year
20:20 More To Life
22:31 Comment
23:15 Producer
25:40 Motivation

The job market is tough, and people are feeling the pressure in 2024. Learn more about the current state of the job market, recession, and unemployment in this video.

#job #jobmarket #debt

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Why People Can't AFFORD To Buy Groceries in 2026

Thu, 23 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:53 Credit cards For Groceries
2:04 Your Comments
2:42 Can't Afford it
4:00 Price Difference
5:43 Buying Less
7:23 Canada and US
8:43 Comment
9:02 Australia
10:32 Comment
10:47 Why Everyone's Mad
11:57 Increasing Faster
13:42 Worse Products
14:57 Shopping Carts
16:28 Comment
16:42 Amazon
17:56 Whole Foods
19:02 Walmart
19:57 Comment
20:10 Dynamic Pricing
21:55 Lidl

#money #finance #debt

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26 Minutes of TERRIBLE TikTok Financial Advice...

Wed, 22 Jul 2026 22:29:00 -0000

Chapters
0:00 Subscribe!
0:55 Tax Dodging
5:15 Diamond Hands
6:45 Free Food
8:43 Free Money
10:46 Astrology Trader
12:55 "Free" Master Class
16:35 Grant Cardone
18:34 Insurance Fraud
19:36 Equity Company
21:37 Day Traders
22:27 65K in Debt
24:38 GME Holders

#Invest #money #Debt

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THIS Is Why People REGRET Buying Their Home in 2026

Wed, 22 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:38 Selling My House
3:28 Road Noise
4:23 Regret
5:32 Home Inspector
7:18 Payments Increase
8:28 Insurance Increase
10:15 Mortgage Payments
11:05 Interest Rates
12:06 HOA Fee
14:12 Solar
15:19 Everything That Went Wrong
17:04 Overrated
18:47 Regret
20:39 Mistakes

#money #finance #debt

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Doom Spending and Consumerism is Getting Ridiculous in 2024...

Tue, 21 Jul 2026 22:29:00 -0000

My 2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:12 GDP and Consumer Spending
3:10 Jobs
4:08 1st Doom Spender
5:40 Comment
6:40 Sausage
7:32 2nd Doom Spender
13:23 Comment
15:00 Shopper
16:48 3rd Doom Spender
18:15 Comment
18:40 Affordable House
20:22 4th Doom Spender
21:02 Comment
22:08 5th Doom Spender
24:15 Warren Buffett

#debt #finance #money

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This Is Why People REGRET Buying LUXURY Vehicles in 2026

Tue, 21 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:34 Part 1
1:06 Part 2
2:27 Comment
2:42 G Wagon
4:11 Comment
4:33 Electric Escalade
6:44 Escalade
8:13 Jaguar
9:22 Comment
9:29 Maintenance
10:23 Australia
11:08 UK
12:03 Working On Cars
12:43 Comment
12:59 $3,000 Headlight
13:43 BMW
14:43 Comment
14:50 C43
16:04 Comment
16:12 For The Rich
17:46 LARPing
18:07 Problems
19:25 Lemon
21:17 Comment

#money #finance #debt

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Shrinkflation Around The World is Out of Control in 2024…

Mon, 20 Jul 2026 22:29:00 -0000

My 2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:43 Examples
3:00 Comment
3:35 Global Shrinkflation
5:22 Comment
5:55 Price Gauging
7:37 Trickflation
9:55 Comment
10:25 Theft
13:02 More Examples
13:30 Comment
13:40 Farmers Markets
15:46 Comment
16:10 Lululemon
18:22 Polyester
21:30 No Going Back

#inflation #money #debt

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25 Minutes of INSANE Job Listings and Demands in 2026

Mon, 20 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:41 Listing
2:45 Comment
4:03 Your Comments
5:17 Trauma Dump
6:58 Comment
8:42 Comment
8:54 $13 An Hour
9:43 Comment
11:26 Comment
11:39 Watching You
12:58 Comment
14:53 Comment
15:02 Do Everything
16:35 Comment
18:34 Comment
19:19 Video Editor
20:25 Comment
21:07 Comment
21:18 Interview Process

#money #finance #debt

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The Car Market is COOKED in 2024...

Sun, 19 Jul 2026 22:29:00 -0000

My 2nd Channel @ZacV2
Chapters
0:00 Subscribe!
0:32 Car Payments
2:00 Comment
2:36 Car Payment
4:22 Comment
4:48 "Reliable" Car
8:53 Subscriptions
12:34 Comments
14:02 $3,000 a Month
16:06 Comment
16:39 Used Cars
20:17 Trolling
24:16 Comment

#car #debt #money

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I Can't Believe People Actually Do This With Their Credit Cards

Sun, 19 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:35 Insane
1:29 Comment
1:38 In Charge of Family Finances
3:49 $20K Debt
5:13 Comment
5:34 Gamble Cards
7:10 Debt
8:07 Interest
9:08 More Interest
10:10 AMEX
11:06 $100k Credit Card Debt
11:47 Debt Payoff Creators
12:16 $107K Debt
13:47 Keeps Taking Out Loans
14:22 Comment
14:29 Falling Off Wagon
16:02 Comment
16:24 Even Worse Debt Than Before
17:48 Buying Car
19:41 Comment
19:54 Even Worse Debt Than Before... Again
21:20 So Many Examples
21:50 Reckless
22:21 Worst debt
23:48 Klarna Fraud
25:02 Get More Credit Cards

#money #finance #debt

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Tipping Culture is Out of Control in 2024...

Sat, 18 Jul 2026 22:29:00 -0000

2nd Channel @ZacV2
Chapters
0:00 Subscribe!
0:52 1st
1:50 2nd
5:12 3rd
6:23 4th
8:12 5th
8:53 6th
10:31 7th
13:02 8th
15:51 9th
17:24 No Taxes on Tipping
20:54 10th
21:39 11th

#tippingculture #tipping #money

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How These SCAMS Just Keep Getting Worse in 2026

Sat, 18 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:46 "Warrant"
1:56 Comment
2:06 AI
2:38 Comment
2:47 $900,000 Gone
3:59 Facebook Ads
5:03 They Profit Off Of It
5:35 Comment
5:44 relationship Scam
7:15 $40,000 Gone
8:55 Comment
9:10 New Anchor Scam
10:46 Comment
10:57 Ramsey Network
11:50 Comment
12:03 Venmo
13:40 Everything Feels Like A Scam
15:31 "Coupons"
16:45 Selling You A Dream
18:15 Polymarket
19:43 Fake Review
21:05 Beggar
21:48 Nails
22:28 Travel Scam
23:40 Comment

#money #finance #debt

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29 Minutes of INSANE Financial Decisions...

Fri, 17 Jul 2026 22:29:00 -0000

2nd Channel @ZacV2
Chapters
0:00 Subscribe!
0:37 1st
2:37 2nd
3:54 3rd
5:25 4th
7:30 5th
8:38 6th
10:27 7th
11:29 8th
12:28 9th
14:38 10th
16:45 11th
18:20 12th
19:48 13th
21:25 14th
22:49 15th
25:09 16th
26:54 17th
29:38 18th

#finance #debt #money

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Why People Are Living in Sheds, Cars, Hotels, and Storage Units in 2026

Fri, 17 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:41 Living In Hotel
2:51 Costs
4:34 Reasons Why People Live In Hotels
6:11 Living In Sheds
7:44 Shed Costs
9:52 Legal?
11:08 Living in Storage Unit
12:44 Not Allowed
13:38 Living In Car
14:44 Heat
15:41 Long Island
16:52 Cost Breakdown

#money #finance #debt

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29 Minutes of INSANE Job Demands and Postings...

Thu, 16 Jul 2026 22:29:00 -0000

2nd Channel @ZacV2

#job #jobmarket #debt

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25 Minutes of AWFUL Car Buying Fails You Can Learn From in 2026

Thu, 16 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @ZacV2
My TikTok https://www.tiktok.com/@zacrios

Chapters
00:00 Subscribe!
0:47 GLS
2:00 Your Comments
3:03 2 Volkswagens
4:23 Comment
4:49 C300
6:24 Comment
6:53 M8
7:41 $50,000 Gone
9:33 Why So Cheap?
10:06 EV's
11:23 Bankrupt Company
12:42 Honda Prologue
13:22 Audi Etron
14:22 Concept Car?
15:39 Insane Toyota Camry
17:20 Jeep
18:14 Comment
18:23 Bronco
19:58 Comment
20:12 Highest Depreciating Vehicles
21:42 Sentra

#money #finance #debt

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27 Minutes of AWFUL TikTok Financial Advice... v2

Wed, 15 Jul 2026 22:29:00 -0000

2nd Channel @ZacV2
Chapters
0:00 Subscribe!
0:48 Chase Bank
2:32 AMC Holder
4:08 Comment
5:28 2% Daily
7:05 Salesman
8:10 Comment
8:32 Authorized Users
11:07 "Mentor"
12:35 Comment
13:29 PPP Loans
15:35 Sports Betting
18:34 Child Day Trader
19:21 Network
20:48 Called Out
21:47 Masterclass Seller
23:01 Immoral
24:31 Grant
25:47 Comment
26:27 OOF

#Invest #money #debt

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The Gig Economy Collapse: What You Need To Know

Wed, 15 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:50 Pay
2:04 Your Comments
3:39 Shift Breakdown
4:50 Comment
5:00 Examples
6:05 Comment
6:39 Is It Worth It?
7:50 Comment
8:02 Insurance
9:092 Disney Pay
10:11 Long Trips
11:26 Losing Money
12:41 CyberCab
13:19 DoorDash Robot
13:51 Bankrupt
14:53 Comment
15:08 Dirty Drivers
16:47 Comments
16:59 Amazon Flex
17:53 Uber Drivers
19:06 Delays
20:46 No Long Term Plan
22:15 Ad?
22:54 Not Worth It

#money #finance #debt

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Quality Control has TANKED in 2024...When Will This Get Better?

Tue, 14 Jul 2026 22:29:00 -0000

2nd Channel @ZacV2

Mechanic Video: https://www.youtube.com/watch?v=DC8g8f635i8&ab_channel=GinoAMazzengaJr.
Chapters
0:00 Subscribe!
1:01 Car Quality
7:29 Clothing Quality
13:58 Comment
15:54 Amazon
18:16 Watches
18:50 Playstation
19:25 Streaming
20:00 Technology
21:02 Comment
22:11 Homes
24:24 Food

#qualitycontrol #automobile #amazon

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Why House Flippers Are Losing Money, Crashing Out in 2026

Tue, 14 Jul 2026 10:29:00 -0000

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios

Chapters
0:00 Subscribe!
0:55 Losing Money
2:28 Flipped House
3:25 No Permits
4:13 Should Be Illegal
5:39 Doesn't Work Anymore
6:49 $160,000 To $1,600,000
8:28 Losing $70,000
10:19 Terrible Flipped House
11:59 Not Making Money
14:21 Lost $16,000
15:47 Lost $6,000
17:33 Insane
18:41 All The Money Is Gone

#money #finance #debt

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Student Loan Debt Crisis in 2024…What's the Solution?

Mon, 13 Jul 2026 22:29:00 -0000

2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:19 Tuition
5:16 Loan Debt
15:38 My Conspiracy
20:26 Job Market
22:56 Gen Ed
25:13 Advice

#debt #money #finance

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