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    <title>Your Week In Money with Caleb Hammer</title>
    <language>en</language>
    <copyright></copyright>
    <description>A round-up news show focusing on finances, business, and economics. Check out our latest upload for the most up-to-date news!
Sponsorship and business inquiries: business@calebhammer.com</description>
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      <title>Your Week In Money with Caleb Hammer</title>
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    <itunes:type>episodic</itunes:type>
    <itunes:subtitle></itunes:subtitle>
    <itunes:author>Caleb Hammer</itunes:author>
    <itunes:summary>A round-up news show focusing on finances, business, and economics. Check out our latest upload for the most up-to-date news!
Sponsorship and business inquiries: business@calebhammer.com</itunes:summary>
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      <![CDATA[<p>A round-up news show focusing on finances, business, and economics. Check out our latest upload for the most up-to-date news!</p><p>Sponsorship and business inquiries: <a href="mailto:business@calebhammer.com">business@calebhammer.com</a></p>]]>
    </content:encoded>
    <itunes:owner>
      <itunes:name>Caleb Hammer</itunes:name>
      <itunes:email>calebhammer@creatorsagency.co</itunes:email>
    </itunes:owner>
    <itunes:image href="https://megaphone.imgix.net/podcasts/c2771b14-d035-11ee-91a1-639ee4657098/image/45c052ffcc1912949b6fec109c54bb3f.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
    <itunes:category text="Business">
      <itunes:category text="Investing"/>
    </itunes:category>
    <itunes:category text="News">
    </itunes:category>
    <item>
      <title>The Real Reason Trump Wants Greenland</title>
      <link>https://youtu.be/FqC-goehwQ8</link>
      <description>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child today!

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 18 Jan 2025 14:00:00 -0000</pubDate>
      <itunes:title>The Real Reason Trump Wants Greenland</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>53</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child today!

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child today!</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title>The Real Reason TikTok Is Being Banned</title>
      <link>https://youtu.be/JLmS7s6Tzzo</link>
      <description>Roll over your 401(k) at https://hicapitalize.com/ywim and see site for full terms. This video is sponsored by Capitalize! #sponsored  @hiCapitalize  


▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 16 Jan 2025 14:00:00 -0000</pubDate>
      <itunes:title>The Real Reason TikTok Is Being Banned</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>52</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Roll over your 401(k) at https://hicapitalize.com/ywim and see site for full terms. This video is sponsored by Capitalize! #sponsored  @hiCapitalize  


▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Roll over your 401(k) at https://hicapitalize.com/ywim and see site for full terms. This video is sponsored by Capitalize! #sponsored <a href="https://studio.youtube.com/channel/UCcLL2vcczjSPr0_8bFUua9w"> @hiCapitalize </a> </p><p><br></p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Why Canada's Economy Is Drastically Failing</title>
      <link>https://youtu.be/gg8WPSxIzWg</link>
      <description>v
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 11 Jan 2025 14:00:00 -0000</pubDate>
      <itunes:title>Why Canada's Economy Is Drastically Failing</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>51</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>v
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>v</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1149</itunes:duration>
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      <enclosure url="https://traffic.megaphone.fm/HML7751234803.mp3?updated=1736561634" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Trump Is About To Destroy China’s Economy</title>
      <link>https://youtu.be/qmOR6GI4l9g</link>
      <description>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child today!

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 14 Dec 2024 16:00:00 -0000</pubDate>
      <itunes:title>Trump Is About To Destroy China’s Economy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>49</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child today!

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child today!</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
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    <item>
      <title>U.S National Debt Is Spiraling Toward Disaster</title>
      <link>https://youtu.be/GDDG-ufq9JE</link>
      <description>▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

CHAPTERS

00:00 INTRO
00:40 U.S Gross Federal Debt
01:00 U.S Entitlement Programs
03:00 What do we do?
06:54 Additional Repercussions
08:30 Potential Positives
10:40 Potential Negatives 
12:30 Outro

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 07 Dec 2024 14:00:00 -0000</pubDate>
      <itunes:title>U.S National Debt Is Spiraling Toward Disaster</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>48</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/941c6386-b460-11ef-9a46-9f99a02e3b46/image/6f174f156913627277bd350ecf25c86d.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

CHAPTERS

00:00 INTRO
00:40 U.S Gross Federal Debt
01:00 U.S Entitlement Programs
03:00 What do we do?
06:54 Additional Repercussions
08:30 Potential Positives
10:40 Potential Negatives 
12:30 Outro

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>CHAPTERS</p><p><br></p><p>00:00 INTRO</p><p>00:40 U.S Gross Federal Debt</p><p>01:00 U.S Entitlement Programs</p><p>03:00 What do we do?</p><p>06:54 Additional Repercussions</p><p>08:30 Potential Positives</p><p>10:40 Potential Negatives </p><p>12:30 Outro</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>896</itunes:duration>
      <guid isPermaLink="false"><![CDATA[941c6386-b460-11ef-9a46-9f99a02e3b46]]></guid>
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    </item>
    <item>
      <title>American Debt Is Out Of Control</title>
      <link>https://youtu.be/r-PdeVQRzi8</link>
      <description>Your financial goals matter. Good credit can make them real.
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getKikoff.com/ywim for promotion to apply.

Users under 600 can grow +28 points in their 1st month.

No credit checks, hidden fees, or interest. Ever.

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 23 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>American Debt Is Out Of Control</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>47</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Your financial goals matter. Good credit can make them real.
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getKikoff.com/ywim for promotion to apply.

Users under 600 can grow +28 points in their 1st month.

No credit checks, hidden fees, or interest. Ever.

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Your financial goals matter. Good credit can make them real.</p><p>Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getKikoff.com/ywim for promotion to apply.</p><p><br></p><p>Users under 600 can grow +28 points in their 1st month.</p><p><br></p><p>No credit checks, hidden fees, or interest. Ever.</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1024</itunes:duration>
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    </item>
    <item>
      <title>Donald Trump And The War With The Federal Reserve</title>
      <link>https://youtu.be/1w-kZ3ZJg-o</link>
      <description>🌎 Get an exclusive 15% discount on Saily data plans! Use code weekinmoney at checkout. Download Saily app or go to https://saily.com/weekinmoney

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 14 Nov 2024 14:00:00 -0000</pubDate>
      <itunes:title>YWIM Donald Trump And The War With The Federal Reserve</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>46</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>🌎 Get an exclusive 15% discount on Saily data plans! Use code weekinmoney at checkout. Download Saily app or go to https://saily.com/weekinmoney

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🌎 Get an exclusive 15% discount on Saily data plans! Use code weekinmoney at checkout. Download Saily app or go to https://saily.com/weekinmoney</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1037</itunes:duration>
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    </item>
    <item>
      <title>China Is Done: What's Actually Happening</title>
      <link>https://youtu.be/PVD0uPU8_1U</link>
      <description>Your financial goals matter. Good credit can make them real.
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getKikoff.com/ywim for promotion to apply.

Users under 600 can grow +28 points in their 1st month.

No credit checks, hidden fees, or interest. Ever.

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

CHAPTERS

00:00 Preview
00:24 China Is STROUGLING
00:42 China's Real Estate Crisis
03:03 Importance To China's Economy
06:46 China's Potential Fiscal Stimulus
08:53 Key Components of the China's Expected Stimulus Package
09:19 Impact Of The Chinese Housing Market Collapse
10:13 China Consumption &amp; Welfare Measures
10:47 China's Debt &amp; Fiscal Constraints
11:13 China's Overall Economic Outlook
12:10 China's Key Trading Partners &amp; Export Growth
12:54 China's Import Decline &amp; Trade Surplus
13:25 China's Expected Impact On Imports
14:28 China's Longterm Outlook


_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________


▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 09 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>China Is Done: What's Actually Happening</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>45</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/323f2e08-9e23-11ef-8524-b76b5517d4ab/image/caec37d56308b9e154d23ce7e698bb16.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Your financial goals matter. Good credit can make them real.
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getKikoff.com/ywim for promotion to apply.

Users under 600 can grow +28 points in their 1st month.

No credit checks, hidden fees, or interest. Ever.

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

CHAPTERS

00:00 Preview
00:24 China Is STROUGLING
00:42 China's Real Estate Crisis
03:03 Importance To China's Economy
06:46 China's Potential Fiscal Stimulus
08:53 Key Components of the China's Expected Stimulus Package
09:19 Impact Of The Chinese Housing Market Collapse
10:13 China Consumption &amp; Welfare Measures
10:47 China's Debt &amp; Fiscal Constraints
11:13 China's Overall Economic Outlook
12:10 China's Key Trading Partners &amp; Export Growth
12:54 China's Import Decline &amp; Trade Surplus
13:25 China's Expected Impact On Imports
14:28 China's Longterm Outlook


_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________


▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Your financial goals matter. Good credit can make them real.</p><p>Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getKikoff.com/ywim for promotion to apply.</p><p><br></p><p>Users under 600 can grow +28 points in their 1st month.</p><p><br></p><p>No credit checks, hidden fees, or interest. Ever.</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>CHAPTERS</p><p><br></p><p>00:00 Preview</p><p>00:24 China Is STROUGLING</p><p>00:42 China's Real Estate Crisis</p><p>03:03 Importance To China's Economy</p><p>06:46 China's Potential Fiscal Stimulus</p><p>08:53 Key Components of the China's Expected Stimulus Package</p><p>09:19 Impact Of The Chinese Housing Market Collapse</p><p>10:13 China Consumption &amp; Welfare Measures</p><p>10:47 China's Debt &amp; Fiscal Constraints</p><p>11:13 China's Overall Economic Outlook</p><p>12:10 China's Key Trading Partners &amp; Export Growth</p><p>12:54 China's Import Decline &amp; Trade Surplus</p><p>13:25 China's Expected Impact On Imports</p><p>14:28 China's Longterm Outlook</p><p><br></p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1276</itunes:duration>
      <guid isPermaLink="false"><![CDATA[323f2e08-9e23-11ef-8524-b76b5517d4ab]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML2790200985.mp3?updated=1732376023" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>This Just Ruined Kamala's Chances At Winning</title>
      <link>https://youtu.be/70npziMD0zo</link>
      <description>▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 05 Nov 2024 14:00:00 -0000</pubDate>
      <itunes:title>This Just Ruined Kamala's Chances At Winning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>44</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6f9cb036-9b03-11ef-8ff0-23735fd850f3/image/409543336f9eaee238fde70b166c3cca.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>720</itunes:duration>
      <guid isPermaLink="false"><![CDATA[6f9cb036-9b03-11ef-8ff0-23735fd850f3]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML8575390989.mp3?updated=1730935299" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>KEEP DAYLIGHT SAVINGS TIME; End Standard Time</title>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
▶ CHAPTERS

00:00 Intro
00:25 Why To Get Rid Of Standard Time
00:38 Reason 1
02:26 Reason 2
04:47 Reason 3
08:14 Reason 4
09:41 Reason 5
11:10 Why To Get Rid Of Daylight Savings Time
11:20 Reason 1
12:07 Reason 2
12:41 Reason 3
13:35 Reason 4
14:06 Anyways...

_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com

_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 03 Nov 2024 14:00:00 -0000</pubDate>
      <itunes:title>KEEP DAYLIGHT SAVINGS TIME; End Standard Time</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>43</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2940bb10-9896-11ef-b3c5-8fd4d199afae/image/a920e6cadc48f94909d4d464fc8bfb48.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
▶ CHAPTERS

00:00 Intro
00:25 Why To Get Rid Of Standard Time
00:38 Reason 1
02:26 Reason 2
04:47 Reason 3
08:14 Reason 4
09:41 Reason 5
11:10 Why To Get Rid Of Daylight Savings Time
11:20 Reason 1
12:07 Reason 2
12:41 Reason 3
13:35 Reason 4
14:06 Anyways...

_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com

_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p>▶ CHAPTERS</p><p><br></p><p>00:00 Intro</p><p>00:25 Why To Get Rid Of Standard Time</p><p>00:38 Reason 1</p><p>02:26 Reason 2</p><p>04:47 Reason 3</p><p>08:14 Reason 4</p><p>09:41 Reason 5</p><p>11:10 Why To Get Rid Of Daylight Savings Time</p><p>11:20 Reason 1</p><p>12:07 Reason 2</p><p>12:41 Reason 3</p><p>13:35 Reason 4</p><p>14:06 Anyways...</p><p><br></p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1070</itunes:duration>
      <guid isPermaLink="false"><![CDATA[2940bb10-9896-11ef-b3c5-8fd4d199afae]]></guid>
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    </item>
    <item>
      <title>Breaking Down Trump VS Kamala Economics</title>
      <link>https://youtu.be/vMvoVUERpMA</link>
      <description>Your financial goals matter. Good credit can make them real. 
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getKikoff.com/ywim for promotion to apply.

Users under 600 can grow +28 points in their 1st month.

No credit checks, hidden fees, or interest. Ever.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:33 Donald Trump's Tax Policy &amp; Social Security
01:50 Donald Trump Tariffs &amp; Trade
03:32 Donald Trump Spending Cuts &amp; Regulatory Rollbacks
06:55 Donald Trump Immigration (The Effect On The Labor Market)
07:13 Donald Trump Infrastructure &amp; Domestic Investment
07:48. Donald Trump Healthcare &amp; Social Programs
08:20 Kamala Harris Economic Policies
08:37 Kamala Harris Tax Policies for Low and Middle-Income Families
09:02 Kamala Harris Corporate &amp; Wealth Tax Reforms
09:18 Kamala Harris Healthcare Expansion
09:43 Kamala Harris Housing Initiatives
10:06 Kamala Harris Education &amp; Workforce Development
10:24 Kamala Harris Environmental &amp; Climate Policies
10:41 Kamala Harris Pharmaceutical Reform and Healthcare Affordability
11:00 Kamala Harris Economic Equity &amp; Labor Rights
11:10 Kamala Harris Justice &amp; Civil Rights Initiatives
11:25 Kamala Harris Food Security &amp; Inflation Management
11:44 Kamala Harris Debt Relief &amp; Consumer Protection
11:59 Kamala Harris Support For Small Businesses
12:50 Kamala Harris Insulin Cap
13:17 Kamala Harris Conclusion
13:35 Its just the facts
13:46 Donald Trump's Critiques Regarding Kamala Harris' Economic Policies
16:04 Kamala Harris' Critiques Regarding Donald Trump's Economic Policies

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 29 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>42</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a056a6cc-95af-11ef-b2e7-9f15c031c4d2/image/157e155250e2e1cced6ecf4df9b446b2.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Your financial goals matter. Good credit can make them real. 
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getKikoff.com/ywim for promotion to apply.

Users under 600 can grow +28 points in their 1st month.

No credit checks, hidden fees, or interest. Ever.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:33 Donald Trump's Tax Policy &amp; Social Security
01:50 Donald Trump Tariffs &amp; Trade
03:32 Donald Trump Spending Cuts &amp; Regulatory Rollbacks
06:55 Donald Trump Immigration (The Effect On The Labor Market)
07:13 Donald Trump Infrastructure &amp; Domestic Investment
07:48. Donald Trump Healthcare &amp; Social Programs
08:20 Kamala Harris Economic Policies
08:37 Kamala Harris Tax Policies for Low and Middle-Income Families
09:02 Kamala Harris Corporate &amp; Wealth Tax Reforms
09:18 Kamala Harris Healthcare Expansion
09:43 Kamala Harris Housing Initiatives
10:06 Kamala Harris Education &amp; Workforce Development
10:24 Kamala Harris Environmental &amp; Climate Policies
10:41 Kamala Harris Pharmaceutical Reform and Healthcare Affordability
11:00 Kamala Harris Economic Equity &amp; Labor Rights
11:10 Kamala Harris Justice &amp; Civil Rights Initiatives
11:25 Kamala Harris Food Security &amp; Inflation Management
11:44 Kamala Harris Debt Relief &amp; Consumer Protection
11:59 Kamala Harris Support For Small Businesses
12:50 Kamala Harris Insulin Cap
13:17 Kamala Harris Conclusion
13:35 Its just the facts
13:46 Donald Trump's Critiques Regarding Kamala Harris' Economic Policies
16:04 Kamala Harris' Critiques Regarding Donald Trump's Economic Policies

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Your financial goals matter. Good credit can make them real. </p><p>Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getKikoff.com/ywim for promotion to apply.</p><p><br></p><p>Users under 600 can grow +28 points in their 1st month.</p><p><br></p><p>No credit checks, hidden fees, or interest. Ever.</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Intro</p><p>00:33 Donald Trump's Tax Policy &amp; Social Security</p><p>01:50 Donald Trump Tariffs &amp; Trade</p><p>03:32 Donald Trump Spending Cuts &amp; Regulatory Rollbacks</p><p>06:55 Donald Trump Immigration (The Effect On The Labor Market)</p><p>07:13 Donald Trump Infrastructure &amp; Domestic Investment</p><p>07:48. Donald Trump Healthcare &amp; Social Programs</p><p>08:20 Kamala Harris Economic Policies</p><p>08:37 Kamala Harris Tax Policies for Low and Middle-Income Families</p><p>09:02 Kamala Harris Corporate &amp; Wealth Tax Reforms</p><p>09:18 Kamala Harris Healthcare Expansion</p><p>09:43 Kamala Harris Housing Initiatives</p><p>10:06 Kamala Harris Education &amp; Workforce Development</p><p>10:24 Kamala Harris Environmental &amp; Climate Policies</p><p>10:41 Kamala Harris Pharmaceutical Reform and Healthcare Affordability</p><p>11:00 Kamala Harris Economic Equity &amp; Labor Rights</p><p>11:10 Kamala Harris Justice &amp; Civil Rights Initiatives</p><p>11:25 Kamala Harris Food Security &amp; Inflation Management</p><p>11:44 Kamala Harris Debt Relief &amp; Consumer Protection</p><p>11:59 Kamala Harris Support For Small Businesses</p><p>12:50 Kamala Harris Insulin Cap</p><p>13:17 Kamala Harris Conclusion</p><p>13:35 Its just the facts</p><p>13:46 Donald Trump's Critiques Regarding Kamala Harris' Economic Policies</p><p>16:04 Kamala Harris' Critiques Regarding Donald Trump's Economic Policies</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1360</itunes:duration>
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    </item>
    <item>
      <title>This Is The Worst Housing Crisis Since 1995</title>
      <link>https://youtu.be/ABk6flvmhB0</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 24 Oct 2024 13:00:00 -0000</pubDate>
      <itunes:title>This Is The Worst Housing Crisis Since 1995</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>41</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ae6e9cce-91c7-11ef-9605-67fa58b6cc8a/image/060f1a3119b71ec08ce2e022406d06ca.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>975</itunes:duration>
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    </item>
    <item>
      <title>The Crisis NOBODY Is Talking About</title>
      <link>https://youtu.be/LLGEqbMCKug</link>
      <description>1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:20 Worldwide Fertility Rate
03:48 Fertility Rate Economic Pressure &amp; Job Market
04:58 Fertility Rate Social &amp; Cultural Shifts
06:00 Fertility Rate Aging Population &amp; Dependency Ratios
08:05 Fertility Rate Shift In Global Economic Power
09:04 Fertility Rate Economic Solutions &amp; Immigration
09:37 Fertility Rate Pronatalist Policies in Europe
10:08 Fertility Declines Across the Developed World
10:43 Fertility Rate Cultural Shift vs. Financial Incentives
11:24 Fertility Rate Progress

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 17 Oct 2024 13:00:00 -0000</pubDate>
      <itunes:title>The Crisis NOBODY Is Talking About</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>40</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/174c556a-8c23-11ef-bbdb-430cfe5450b2/image/3ab2b9af9bc98527364056d42852344e.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:20 Worldwide Fertility Rate
03:48 Fertility Rate Economic Pressure &amp; Job Market
04:58 Fertility Rate Social &amp; Cultural Shifts
06:00 Fertility Rate Aging Population &amp; Dependency Ratios
08:05 Fertility Rate Shift In Global Economic Power
09:04 Fertility Rate Economic Solutions &amp; Immigration
09:37 Fertility Rate Pronatalist Policies in Europe
10:08 Fertility Declines Across the Developed World
10:43 Fertility Rate Cultural Shift vs. Financial Incentives
11:24 Fertility Rate Progress

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Intro</p><p>00:20 Worldwide Fertility Rate</p><p>03:48 Fertility Rate Economic Pressure &amp; Job Market</p><p>04:58 Fertility Rate Social &amp; Cultural Shifts</p><p>06:00 Fertility Rate Aging Population &amp; Dependency Ratios</p><p>08:05 Fertility Rate Shift In Global Economic Power</p><p>09:04 Fertility Rate Economic Solutions &amp; Immigration</p><p>09:37 Fertility Rate Pronatalist Policies in Europe</p><p>10:08 Fertility Declines Across the Developed World</p><p>10:43 Fertility Rate Cultural Shift vs. Financial Incentives</p><p>11:24 Fertility Rate Progress</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1095</itunes:duration>
      <guid isPermaLink="false"><![CDATA[174c556a-8c23-11ef-bbdb-430cfe5450b2]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML5202712517.mp3?updated=1729174157" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Weird. The U.S Economy Just Got Really, Really Weird.</title>
      <link>https://youtu.be/JgvpFsxiWeI</link>
      <description>Sign up with my link, and try out Moby Premium (Save $100 and try it for just $99) for yourself → https://www.moby.co/try-moby-caleb-hammer?uid=121&amp;oid=1&amp;affid=105  

Real-time stock alerts, straight to your phone (only takes 3-5 minutes to read): w/ an average return of 43.65%, the past four years.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:12 Inflation Trends &amp; Core Prices
00:48 Political &amp; Economic Context
01:23 Notable Price Changes
01:50 Federal Reserve Outlook
02:13 Social Security Benefits Adjustment
02:42 Investor Reactions
03:11 World Trade Forecast &amp; Economic Outlook
04:53 Effects Of Monetary Policies
05:23 Regional &amp; Sector-Specific Insights
05:39 Global Trade Flows
06:01 Key Statistics &amp; Numbers
06:29 United States Labor Market Trends (September)
07:55 Context &amp; Election Impact
08:15 October Jobs Outlook

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 12 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>Weird. The U.S Economy Just Got Really, Really Weird.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>39</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/477e54b2-880a-11ef-800c-1fabdce3cc7a/image/1751342b0b3e5f58346a361e49fb91f9.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Sign up with my link, and try out Moby Premium (Save $100 and try it for just $99) for yourself → https://www.moby.co/try-moby-caleb-hammer?uid=121&amp;oid=1&amp;affid=105  

Real-time stock alerts, straight to your phone (only takes 3-5 minutes to read): w/ an average return of 43.65%, the past four years.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:12 Inflation Trends &amp; Core Prices
00:48 Political &amp; Economic Context
01:23 Notable Price Changes
01:50 Federal Reserve Outlook
02:13 Social Security Benefits Adjustment
02:42 Investor Reactions
03:11 World Trade Forecast &amp; Economic Outlook
04:53 Effects Of Monetary Policies
05:23 Regional &amp; Sector-Specific Insights
05:39 Global Trade Flows
06:01 Key Statistics &amp; Numbers
06:29 United States Labor Market Trends (September)
07:55 Context &amp; Election Impact
08:15 October Jobs Outlook

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sign up with my link, and try out Moby Premium (Save $100 and try it for just $99) for yourself → https://www.moby.co/try-moby-caleb-hammer?uid=121&amp;oid=1&amp;affid=105  </p><p><br></p><p>Real-time stock alerts, straight to your phone (only takes 3-5 minutes to read): w/ an average return of 43.65%, the past four years.</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Intro</p><p>00:12 Inflation Trends &amp; Core Prices</p><p>00:48 Political &amp; Economic Context</p><p>01:23 Notable Price Changes</p><p>01:50 Federal Reserve Outlook</p><p>02:13 Social Security Benefits Adjustment</p><p>02:42 Investor Reactions</p><p>03:11 World Trade Forecast &amp; Economic Outlook</p><p>04:53 Effects Of Monetary Policies</p><p>05:23 Regional &amp; Sector-Specific Insights</p><p>05:39 Global Trade Flows</p><p>06:01 Key Statistics &amp; Numbers</p><p>06:29 United States Labor Market Trends (September)</p><p>07:55 Context &amp; Election Impact</p><p>08:15 October Jobs Outlook</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
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    <item>
      <title>The Longshoremen Union Is About To Destroy Your Life</title>
      <link>https://youtu.be/5Rl36GdFXc4</link>
      <description>Ready to take charge? Get DownPay for iphone free on the App Store here: https://apps.apple.com/app/apple-store/id6474574024?pt=126403444&amp;ct=Caleb&amp;mt=8

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
12:15 What Are The Demands
01:15 Job Automation Is Taking Away Jobs!
02:16 White House Involvement
02:23 Effects On Imports And Supply Chains
05:36 Long-Term Concerns
06:30 Federal Reserve's Recent Moves and Future Outlook

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 03 Oct 2024 13:00:00 -0000</pubDate>
      <itunes:title>The Longshoremen Union Is About To Destroy Your Life</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>38</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/80ed1424-80fb-11ef-9c29-5fac3f543424/image/d8e758b3f204953ee8e6626b873be4be.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ready to take charge? Get DownPay for iphone free on the App Store here: https://apps.apple.com/app/apple-store/id6474574024?pt=126403444&amp;ct=Caleb&amp;mt=8

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
12:15 What Are The Demands
01:15 Job Automation Is Taking Away Jobs!
02:16 White House Involvement
02:23 Effects On Imports And Supply Chains
05:36 Long-Term Concerns
06:30 Federal Reserve's Recent Moves and Future Outlook

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ready to take charge? Get DownPay for iphone free on the App Store here: https://apps.apple.com/app/apple-store/id6474574024?pt=126403444&amp;ct=Caleb&amp;mt=8</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@CalebHammer</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Intro</p><p>12:15 What Are The Demands</p><p>01:15 Job Automation Is Taking Away Jobs!</p><p>02:16 White House Involvement</p><p>02:23 Effects On Imports And Supply Chains</p><p>05:36 Long-Term Concerns</p><p>06:30 Federal Reserve's Recent Moves and Future Outlook</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>864</itunes:duration>
      <guid isPermaLink="false"><![CDATA[80ed1424-80fb-11ef-9c29-5fac3f543424]]></guid>
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    </item>
    <item>
      <title>They Lied... What The Rate Cuts ACTUALLY Mean For You</title>
      <link>https://youtu.be/4fSUyCkYrRE</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:19 September Federal Reserve Rate Cut
01:16 Decreases In Mortgage Rates
03:47 Reduced Credit Card Interest Rates
04:37 Impact On Personal Loans
06:51 Lower Auto Loan Interest Rates
08:58 Longer Loan Terms
10:55 Federal Student Loans
11:45 Private Student Loans
15:35 Savings Account Interest Rates
17:15 What's Really Going On
18:04 Outro
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 24 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>They Lied... What The Rate Cuts ACTUALLY Mean For You</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>37</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/44ed7f66-79ff-11ef-8c6e-6b6c20a52a0d/image/59606374bec2104b391d96e11d64935c.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:19 September Federal Reserve Rate Cut
01:16 Decreases In Mortgage Rates
03:47 Reduced Credit Card Interest Rates
04:37 Impact On Personal Loans
06:51 Lower Auto Loan Interest Rates
08:58 Longer Loan Terms
10:55 Federal Student Loans
11:45 Private Student Loans
15:35 Savings Account Interest Rates
17:15 What's Really Going On
18:04 Outro
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Intro</p><p>00:19 September Federal Reserve Rate Cut</p><p>01:16 Decreases In Mortgage Rates</p><p>03:47 Reduced Credit Card Interest Rates</p><p>04:37 Impact On Personal Loans</p><p>06:51 Lower Auto Loan Interest Rates</p><p>08:58 Longer Loan Terms</p><p>10:55 Federal Student Loans</p><p>11:45 Private Student Loans</p><p>15:35 Savings Account Interest Rates</p><p>17:15 What's Really Going On</p><p>18:04 Outro</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1390</itunes:duration>
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    <item>
      <title>Get Ready. The Fed Just Changed EVERYTHING</title>
      <link>https://youtu.be/nxg-r_B7ZPk</link>
      <description>1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:15 Federal Reserve Rate Cut
00:31 Federal Reserve Quarterly Projections
00:50 U.S Inflation &amp; Economic Outlook
01:10 Labor Market Conditions (U.S Unemployment)
01:19 U.S Stock Market &amp; Treasury Yields
01:41 U.S Mortgage Rates
1:53 Federal Reserve Rationale
02:22 Dissenting Views \ Michelle Bowman
02:59 Global Context
03:17 U.S Market Reactions &amp; Future Outlook
05:58 Impact of Gradual VS Rapid Rate Cuts
07:07 Addressing Housing Affordability
08:47 U.S Inflation Risks
09:19 Market Confidence
10:27 Outro

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 19 Sep 2024 13:00:00 -0000</pubDate>
      <itunes:title>Get Ready. The Fed Just Changed EVERYTHING</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>36</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/34560db6-7622-11ef-9843-5f1e7e37b1f5/image/788ef2ad7bf209311f6f1e355aca7a6d.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:15 Federal Reserve Rate Cut
00:31 Federal Reserve Quarterly Projections
00:50 U.S Inflation &amp; Economic Outlook
01:10 Labor Market Conditions (U.S Unemployment)
01:19 U.S Stock Market &amp; Treasury Yields
01:41 U.S Mortgage Rates
1:53 Federal Reserve Rationale
02:22 Dissenting Views \ Michelle Bowman
02:59 Global Context
03:17 U.S Market Reactions &amp; Future Outlook
05:58 Impact of Gradual VS Rapid Rate Cuts
07:07 Addressing Housing Affordability
08:47 U.S Inflation Risks
09:19 Market Confidence
10:27 Outro

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Intro</p><p>00:15 Federal Reserve Rate Cut</p><p>00:31 Federal Reserve Quarterly Projections</p><p>00:50 U.S Inflation &amp; Economic Outlook</p><p>01:10 Labor Market Conditions (U.S Unemployment)</p><p>01:19 U.S Stock Market &amp; Treasury Yields</p><p>01:41 U.S Mortgage Rates</p><p>1:53 Federal Reserve Rationale</p><p>02:22 Dissenting Views \ Michelle Bowman</p><p>02:59 Global Context</p><p>03:17 U.S Market Reactions &amp; Future Outlook</p><p>05:58 Impact of Gradual VS Rapid Rate Cuts</p><p>07:07 Addressing Housing Affordability</p><p>08:47 U.S Inflation Risks</p><p>09:19 Market Confidence</p><p>10:27 Outro</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>889</itunes:duration>
      <guid isPermaLink="false"><![CDATA[34560db6-7622-11ef-9843-5f1e7e37b1f5]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML4766505026.mp3?updated=1726711490" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>I Think The Recession Just Started...</title>
      <link>https://youtu.be/JPdvB9jfYtI</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:10 U.S Inflation Extends Cooling Streak in August
01:48 Energy, housing &amp; consumer spending
02:46 U.S Labor Market
03:23 Market Reaction To Fed Signals
03:46 ECB Rate Cut
04:11 Federal Reserve Rate Cut Projections &amp; ECB Rate Cut Projections
05:11 Economic Challenges In The U.S &amp; Europe
08:06 Yield Curve Inversion &amp; Normalization
08:32 U.S Market Expectations
08:59 Historical Context
09:15 Yield Curves To Watch
09:34 Market Misjudgment and Investor Overreaction
09:54 Inflation Stabilization Possibility
10:39 Uncertainty In Recession Predictions

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 14 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>I Think The Recession Just Started...</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>35</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/44bec5fa-720b-11ef-b3ad-73a9120e81ba/image/3ec897066a4fa9c567d40945e8b6a44c.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:10 U.S Inflation Extends Cooling Streak in August
01:48 Energy, housing &amp; consumer spending
02:46 U.S Labor Market
03:23 Market Reaction To Fed Signals
03:46 ECB Rate Cut
04:11 Federal Reserve Rate Cut Projections &amp; ECB Rate Cut Projections
05:11 Economic Challenges In The U.S &amp; Europe
08:06 Yield Curve Inversion &amp; Normalization
08:32 U.S Market Expectations
08:59 Historical Context
09:15 Yield Curves To Watch
09:34 Market Misjudgment and Investor Overreaction
09:54 Inflation Stabilization Possibility
10:39 Uncertainty In Recession Predictions

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Intro</p><p>00:10 U.S Inflation Extends Cooling Streak in August</p><p>01:48 Energy, housing &amp; consumer spending</p><p>02:46 U.S Labor Market</p><p>03:23 Market Reaction To Fed Signals</p><p>03:46 ECB Rate Cut</p><p>04:11 Federal Reserve Rate Cut Projections &amp; ECB Rate Cut Projections</p><p>05:11 Economic Challenges In The U.S &amp; Europe</p><p>08:06 Yield Curve Inversion &amp; Normalization</p><p>08:32 U.S Market Expectations</p><p>08:59 Historical Context</p><p>09:15 Yield Curves To Watch</p><p>09:34 Market Misjudgment and Investor Overreaction</p><p>09:54 Inflation Stabilization Possibility</p><p>10:39 Uncertainty In Recession Predictions</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
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    <item>
      <title>Breaking Down The Trump VS Kamala Debate</title>
      <link>https://youtu.be/6PbVD5pDzu4</link>
      <description>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/ywim. See site for full terms. This video is sponsored by Capitalize!

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:48 Let me be clear
01:12 Trump VS Kamala: Economy
05:15 Trump VS Kamala: Tariffs
10:26 Trump VS Kamala: Taxes
11:17 Trump VS Kamala: Housing
12:04  Trump VS Kamala: Healthcare
14:40 Trump VS Kamala: Student Loans
15:45 Outro

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Sep 2024 23:20:00 -0000</pubDate>
      <itunes:title>Breaking Down The Trump VS Kamala Debate</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>34</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/45748cfc-7092-11ef-9bab-471552f856ee/image/9ee12ba0b690165586a7420b370fefef.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/ywim. See site for full terms. This video is sponsored by Capitalize!

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:48 Let me be clear
01:12 Trump VS Kamala: Economy
05:15 Trump VS Kamala: Tariffs
10:26 Trump VS Kamala: Taxes
11:17 Trump VS Kamala: Housing
12:04  Trump VS Kamala: Healthcare
14:40 Trump VS Kamala: Student Loans
15:45 Outro

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/ywim. See site for full terms. This video is sponsored by Capitalize!</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Intro</p><p>00:48 Let me be clear</p><p>01:12 Trump VS Kamala: Economy</p><p>05:15 Trump VS Kamala: Tariffs</p><p>10:26 Trump VS Kamala: Taxes</p><p>11:17 Trump VS Kamala: Housing</p><p>12:04  Trump VS Kamala: Healthcare</p><p>14:40 Trump VS Kamala: Student Loans</p><p>15:45 Outro</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1251</itunes:duration>
      <guid isPermaLink="false"><![CDATA[45748cfc-7092-11ef-9bab-471552f856ee]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML5816900704.mp3?updated=1726152171" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Weird. The U.S Economy Just Got Really, Really Weird.</title>
      <link>https://youtu.be/76WmcyWw5jY</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:16 United States Job Growth and Unemployment
01:54 Federal Reserve Rate Cuts
02:38 United States Economic Sectors Leading Job Growth
02:57 United States Economic Outlook &amp; Market Reactions
04:07 Donald Trump VS Kamala Harris
04:37 United States Job Numbers and the Federal Reserve’s Reactions
05:17 Inflation VS Employment
06:19 United States Unemployment Rate August
07:19 U.S. Manufacturing Activity August
08:25 Federal Reserve Rate Cut Speculation
11:42 Broader Economic Outlook
11:57 Outro
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 07 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>Weird. The U.S Economy Just Got Really, Really Weird.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>33</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c4af921a-6ca9-11ef-849e-b35671d23dff/image/e5a2783c91910634f65338c70550d447.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:16 United States Job Growth and Unemployment
01:54 Federal Reserve Rate Cuts
02:38 United States Economic Sectors Leading Job Growth
02:57 United States Economic Outlook &amp; Market Reactions
04:07 Donald Trump VS Kamala Harris
04:37 United States Job Numbers and the Federal Reserve’s Reactions
05:17 Inflation VS Employment
06:19 United States Unemployment Rate August
07:19 U.S. Manufacturing Activity August
08:25 Federal Reserve Rate Cut Speculation
11:42 Broader Economic Outlook
11:57 Outro
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Intro</p><p>00:16 United States Job Growth and Unemployment</p><p>01:54 Federal Reserve Rate Cuts</p><p>02:38 United States Economic Sectors Leading Job Growth</p><p>02:57 United States Economic Outlook &amp; Market Reactions</p><p>04:07 Donald Trump VS Kamala Harris</p><p>04:37 United States Job Numbers and the Federal Reserve’s Reactions</p><p>05:17 Inflation VS Employment</p><p>06:19 United States Unemployment Rate August</p><p>07:19 U.S. Manufacturing Activity August</p><p>08:25 Federal Reserve Rate Cut Speculation</p><p>11:42 Broader Economic Outlook</p><p>11:57 Outro</p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1032</itunes:duration>
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    <item>
      <title>Breaking Down The Trump VS Kamala Business Tax</title>
      <link>https://youtu.be/8HuLUvKLANE</link>
      <description>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child’s future today.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:39 Let me be clear
01:15 Kamala Harris Small Business Tax Proposals
05:11 Kamala Harris Business Regulations
05:36 Donald Trump Business &amp; Tax Proposals
07:36 Kamala Harris VS Donald Trump
07:51 Joe Biden Administration Policies On Small Businesses &amp; Taxes
10:04 Donald Trump VS Joe Biden
10:32 Small Business Matter.. A LOT
12:24 Will They Walk The Walk?

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 05 Sep 2024 13:00:00 -0000</pubDate>
      <itunes:title>Breaking Down The Trump VS Kamala Business Tax</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>32</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e3cc10a6-6b14-11ef-9186-7b5915faca0c/image/69e7b1847c8f3c1df80f024eabe70981.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child’s future today.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:39 Let me be clear
01:15 Kamala Harris Small Business Tax Proposals
05:11 Kamala Harris Business Regulations
05:36 Donald Trump Business &amp; Tax Proposals
07:36 Kamala Harris VS Donald Trump
07:51 Joe Biden Administration Policies On Small Businesses &amp; Taxes
10:04 Donald Trump VS Joe Biden
10:32 Small Business Matter.. A LOT
12:24 Will They Walk The Walk?

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child’s future today.</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶CHAPTERS:</p><p><br></p><p>00:00 Intro</p><p>00:39 Let me be clear</p><p>01:15 Kamala Harris Small Business Tax Proposals</p><p>05:11 Kamala Harris Business Regulations</p><p>05:36 Donald Trump Business &amp; Tax Proposals</p><p>07:36 Kamala Harris VS Donald Trump</p><p>07:51 Joe Biden Administration Policies On Small Businesses &amp; Taxes</p><p>10:04 Donald Trump VS Joe Biden</p><p>10:32 Small Business Matter.. A LOT</p><p>12:24 Will They Walk The Walk?</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>965</itunes:duration>
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      <enclosure url="https://traffic.megaphone.fm/HML5531144170.mp3?updated=1725493661" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Weird. The Housing Market Just Got Really, Really Weird</title>
      <link>https://youtu.be/nCMjnjhug_I</link>
      <description>Join now at https://freecash.com/r/YourWeekinMoney to start earning extra cash! Sign up using my link and enjoy a $5 bonus on your first offer.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Chapters:

00:00 Intro
00:19 U.S. Home Sales Edged Up in July, Prices Still Near Record Highs
01:21 How Will This Impact Everything?
02:59 Are Home Prices Going To Rise With A Rate Cut?
03:52 American Zoning Laws Are F*cked
04:28 History Tells Us..?
05:14 American Home Prices TODAY
07:10 FreeCash!
08:33 Facts Come First
10:57 New Real Estate Rules

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 29 Aug 2024 13:00:00 -0000</pubDate>
      <itunes:title>Weird. The Housing Market Just Got Really, Really Weird</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>31</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/75d5ebf4-6573-11ef-85f8-abea0e07720b/image/605569c0ebdb0e06088c852cf5e4e4b9.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Join now at https://freecash.com/r/YourWeekinMoney to start earning extra cash! Sign up using my link and enjoy a $5 bonus on your first offer.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Chapters:

00:00 Intro
00:19 U.S. Home Sales Edged Up in July, Prices Still Near Record Highs
01:21 How Will This Impact Everything?
02:59 Are Home Prices Going To Rise With A Rate Cut?
03:52 American Zoning Laws Are F*cked
04:28 History Tells Us..?
05:14 American Home Prices TODAY
07:10 FreeCash!
08:33 Facts Come First
10:57 New Real Estate Rules

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Join now at https://freecash.com/r/YourWeekinMoney to start earning extra cash! Sign up using my link and enjoy a $5 bonus on your first offer.</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Chapters:</p><p><br></p><p>00:00 Intro</p><p>00:19 U.S. Home Sales Edged Up in July, Prices Still Near Record Highs</p><p>01:21 How Will This Impact Everything?</p><p>02:59 Are Home Prices Going To Rise With A Rate Cut?</p><p>03:52 American Zoning Laws Are F*cked</p><p>04:28 History Tells Us..?</p><p>05:14 American Home Prices TODAY</p><p>07:10 FreeCash!</p><p>08:33 Facts Come First</p><p>10:57 New Real Estate Rules</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
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      <title>New 25% Wealth Tax Will DESTROY America</title>
      <link>https://youtu.be/Rc-wlX9uD54</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:19 Kamala Harris' New Proposed Tax Plan
00:35 Capital Gains Tax Details
01:17 Unrealized Gains Tax Details
01:44 Wealth Tax Details
02:15 Potential Criticisms
02:24 How This Could Impact You
03:32 Let's Talk Potential Consequences
06:16 Let's Talk Potential Positives
08:45 The Harsh Reality Of Taxes In The United States RIGHT NOW
10:53 The History Of Taxes In The United States
12:14 "Just The Tip"
12:58 Capital Gains Taxes Today &amp; The Impact On The Economy
18:11 Final Thoughts

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 24 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>New 25% Wealth Tax Will DESTROY America</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>30</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/db009446-6188-11ef-9724-1787dc7bd280/image/11eb583ff7a3c1e2c7f91df2bd5668f6.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:19 Kamala Harris' New Proposed Tax Plan
00:35 Capital Gains Tax Details
01:17 Unrealized Gains Tax Details
01:44 Wealth Tax Details
02:15 Potential Criticisms
02:24 How This Could Impact You
03:32 Let's Talk Potential Consequences
06:16 Let's Talk Potential Positives
08:45 The Harsh Reality Of Taxes In The United States RIGHT NOW
10:53 The History Of Taxes In The United States
12:14 "Just The Tip"
12:58 Capital Gains Taxes Today &amp; The Impact On The Economy
18:11 Final Thoughts

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:19 Kamala Harris' New Proposed Tax Plan</p><p>00:35 Capital Gains Tax Details</p><p>01:17 Unrealized Gains Tax Details</p><p>01:44 Wealth Tax Details</p><p>02:15 Potential Criticisms</p><p>02:24 How This Could Impact You</p><p>03:32 Let's Talk Potential Consequences</p><p>06:16 Let's Talk Potential Positives</p><p>08:45 The Harsh Reality Of Taxes In The United States RIGHT NOW</p><p>10:53 The History Of Taxes In The United States</p><p>12:14 "Just The Tip"</p><p>12:58 Capital Gains Taxes Today &amp; The Impact On The Economy</p><p>18:11 Final Thoughts</p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1456</itunes:duration>
      <guid isPermaLink="false"><![CDATA[db009446-6188-11ef-9724-1787dc7bd280]]></guid>
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    <item>
      <title>$25,000 Downpayment Assistance: The Horrible Truth</title>
      <link>https://youtu.be/1FQeWlE2KZg</link>
      <description>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child’s future today.

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 20 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>$25,000 Downpayment Assistance: The Horrible Truth</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>29</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/d3dcb0ea-5e96-11ef-876e-8bfc1a037b0a/image/de6e6d5b3f51e17dfb1c4a582bf1252e.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child’s future today.

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child’s future today.</p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p><br></p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1334</itunes:duration>
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    <item>
      <title>Inflation Numbers Are A LIE: Why America Is Doomed</title>
      <link>https://youtu.be/X0S5U0o1Org</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:14 September Rate Cut Inbound?
01:14 United States Inflation Data Report
14:09 InVideo
16:09 United States Inflation Data Report Continued
18:48 Dirty Money 2!
_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 15 Aug 2024 13:00:00 -0000</pubDate>
      <itunes:title>Inflation Numbers Are A LIE: Why America Is Doomed</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>28</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:14 September Rate Cut Inbound?
01:14 United States Inflation Data Report
14:09 InVideo
16:09 United States Inflation Data Report Continued
18:48 Dirty Money 2!
_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:14 September Rate Cut Inbound?</p><p>01:14 United States Inflation Data Report</p><p>14:09 InVideo</p><p>16:09 United States Inflation Data Report Continued</p><p>18:48 Dirty Money 2!</p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1438</itunes:duration>
      <guid isPermaLink="false"><![CDATA[05a002bc-5a9b-11ef-b789-976ffb61f4b0]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML7272348888.mp3?updated=1723823861" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Stock Market JUST Flipped</title>
      <link>https://youtu.be/5X7txt9KMbE</link>
      <description>Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
11:19 United States Stock Market... Is It Over?
03:25 Japanese Stock Market Crash
03:59 Is The United States Due For A Recession?
_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 06 Aug 2024 13:00:00 -0000</pubDate>
      <itunes:title>The Stock Market JUST Flipped</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>27</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8abb10c8-5379-11ef-8c34-e743cbb6d8aa/image/2cd63aa621e18f498041a3f1346721f7.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
11:19 United States Stock Market... Is It Over?
03:25 Japanese Stock Market Crash
03:59 Is The United States Due For A Recession?
_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>11:19 United States Stock Market... Is It Over?</p><p>03:25 Japanese Stock Market Crash</p><p>03:59 Is The United States Due For A Recession?</p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>878</itunes:duration>
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    <item>
      <title>The Job Market Just Got Way Worse</title>
      <link>https://youtu.be/ayv0FrQFvdM</link>
      <description>Go to https://SAN.com/Caleb to stay fully informed. Visit through my link and/or download the app by searching “Straight Arrow News

Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
07:06 U.S Job Growth In July
03:20 StraightArrow News
04:18 U.S Job Growth In July Continued
12L07 Dirty Money

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 03 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>The Job Market Just Got Way Worse</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>26</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c3d6f77c-513b-11ef-b298-d78f431adc27/image/475514eb45064ec7654808b19838e011.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to https://SAN.com/Caleb to stay fully informed. Visit through my link and/or download the app by searching “Straight Arrow News

Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
07:06 U.S Job Growth In July
03:20 StraightArrow News
04:18 U.S Job Growth In July Continued
12L07 Dirty Money

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://SAN.com/Caleb to stay fully informed. Visit through my link and/or download the app by searching “Straight Arrow News</p><p><br></p><p>Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>07:06 U.S Job Growth In July</p><p>03:20 StraightArrow News</p><p>04:18 U.S Job Growth In July Continued</p><p>12L07 Dirty Money</p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>916</itunes:duration>
      <guid isPermaLink="false"><![CDATA[c3d6f77c-513b-11ef-b298-d78f431adc27]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML5797532254.mp3?updated=1723823639" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>American Jobs Situation Is Scary</title>
      <link>https://youtu.be/dJfrwUuI08k</link>
      <description>Try Rocket Money for free: https://RocketMoney.com/yourweek

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:14 Economic Growth Quickens, Rising  in Second Quarter
04:58 Rocket Money!
06:05 U.S. Home Prices Hit Record in June for Second Consecutive Month
09:39 Tesla’s Profit Falls for Second Straight Quarter
13:14 The Hottest Job Market in a Generation Is Over

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 27 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>American Jobs Situation Is Scary</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>25</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e6cf232e-4bbb-11ef-869d-1bdff9cb0838/image/f8be2262eee52bf0460bb7ec01043633.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Try Rocket Money for free: https://RocketMoney.com/yourweek

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:14 Economic Growth Quickens, Rising  in Second Quarter
04:58 Rocket Money!
06:05 U.S. Home Prices Hit Record in June for Second Consecutive Month
09:39 Tesla’s Profit Falls for Second Straight Quarter
13:14 The Hottest Job Market in a Generation Is Over

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Rocket Money for free: https://RocketMoney.com/yourweek</p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:14 Economic Growth Quickens, Rising  in Second Quarter</p><p>04:58 Rocket Money!</p><p>06:05 U.S. Home Prices Hit Record in June for Second Consecutive Month</p><p>09:39 Tesla’s Profit Falls for Second Straight Quarter</p><p>13:14 The Hottest Job Market in a Generation Is Over</p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1572</itunes:duration>
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    <item>
      <title>The Truth Of Kamala Harris VS Joe Biden</title>
      <link>https://youtu.be/-pZaJp_iD7c</link>
      <description>▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
02:05 Joe Biden's Economic Opinions
06:54 Kamala Harris' Economic Opinions
09:38 Kamala Harris VS Joe Biden
19:55 Summary
_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 23 Jul 2024 21:30:00 -0000</pubDate>
      <itunes:title>The Truth Of Kamala Harris VS Joe Biden</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>24</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c7b60572-4939-11ef-ae37-ab2de84cd118/image/2d5948358c0290a55c1bc32360f24dde.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
02:05 Joe Biden's Economic Opinions
06:54 Kamala Harris' Economic Opinions
09:38 Kamala Harris VS Joe Biden
19:55 Summary
_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>02:05 Joe Biden's Economic Opinions</p><p>06:54 Kamala Harris' Economic Opinions</p><p>09:38 Kamala Harris VS Joe Biden</p><p>19:55 Summary</p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1438</itunes:duration>
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      <enclosure url="https://traffic.megaphone.fm/HML4194925291.mp3?updated=1722046426" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>CrowdStrike Blew Up The Internet</title>
      <link>https://youtu.be/PSpm3Rbz1Gs</link>
      <description>▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:14 CrowdStrike outage affects Microsoft systems worldwide
03:28 Elon Musk to move SpaceX and X from California to Texas
08:15 The End Of The Zyndemic (New Zyn factory planned in Aurora)


_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 20 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>CrowdStrike Blew Up The Internet</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>23</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/df35c3fe-461e-11ef-a0d0-a3b1da1fe946/image/9f75b77a4e1c002bacda51cb61df359d.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:14 CrowdStrike outage affects Microsoft systems worldwide
03:28 Elon Musk to move SpaceX and X from California to Texas
08:15 The End Of The Zyndemic (New Zyn factory planned in Aurora)


_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:14 CrowdStrike outage affects Microsoft systems worldwide</p><p>03:28 Elon Musk to move SpaceX and X from California to Texas</p><p>08:15 The End Of The Zyndemic (New Zyn factory planned in Aurora)</p><p><br></p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>846</itunes:duration>
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    <item>
      <title>IT'S STARTING; Why China's Downfall Has Begun</title>
      <link>https://youtu.be/crOD5HHsyNQ</link>
      <description>▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:04 China’s Economy Is in Trouble. Xi Jinping Has Other Priorities
03:42 Trump Media shares close up more than 30% after assassination attempt
05:23 Apple, Samsung Phone Shipments Rose in Second Quarter
06:57 Milder Inflation Opens Door Wider to September Rate Cut
09:19 As inflation cools, estimate for 2025 Social Security cost-of-living adjustment goes down
_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 16 Jul 2024 13:00:00 -0000</pubDate>
      <itunes:title>IT'S STARTING; Why China's Downfall Has Begun</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>23</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ff0d499a-42f4-11ef-9d6a-df5571d0a113/image/ea53bc8b7a95c65cba39cc3e5364945e.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:04 China’s Economy Is in Trouble. Xi Jinping Has Other Priorities
03:42 Trump Media shares close up more than 30% after assassination attempt
05:23 Apple, Samsung Phone Shipments Rose in Second Quarter
06:57 Milder Inflation Opens Door Wider to September Rate Cut
09:19 As inflation cools, estimate for 2025 Social Security cost-of-living adjustment goes down
_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:04 China’s Economy Is in Trouble. Xi Jinping Has Other Priorities</p><p>03:42 Trump Media shares close up more than 30% after assassination attempt</p><p>05:23 Apple, Samsung Phone Shipments Rose in Second Quarter</p><p>06:57 Milder Inflation Opens Door Wider to September Rate Cut</p><p>09:19 As inflation cools, estimate for 2025 Social Security cost-of-living adjustment goes down</p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>781</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ff0d499a-42f4-11ef-9d6a-df5571d0a113]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML6430139166.mp3?updated=1721099738" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Economy Is About To Turnover</title>
      <link>https://youtu.be/xcF_R68V9qQ</link>
      <description>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:04 Jerome Powell Inches the Fed Closer to Cutting Rates
02:31 Case for September Rate Cut Builds After Slower Jobs Data
05:23 FTC to Sue Drug Managers Over Insulin Prices
07:14 Biden Prods Mexico to Better Police Evasion of Tariffs
09:12 Boeing agrees to plea deal to avoid criminal trial over deadly 737 Max crashes

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 11 Jul 2024 13:00:00 -0000</pubDate>
      <itunes:title>The Economy Is About To Turnover</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>22</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/22796768-3f14-11ef-ab60-db90e5290729/image/ead5c3723822dc61ac89d5b946af2994.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:04 Jerome Powell Inches the Fed Closer to Cutting Rates
02:31 Case for September Rate Cut Builds After Slower Jobs Data
05:23 FTC to Sue Drug Managers Over Insulin Prices
07:14 Biden Prods Mexico to Better Police Evasion of Tariffs
09:12 Boeing agrees to plea deal to avoid criminal trial over deadly 737 Max crashes

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:04 Jerome Powell Inches the Fed Closer to Cutting Rates</p><p>02:31 Case for September Rate Cut Builds After Slower Jobs Data</p><p>05:23 FTC to Sue Drug Managers Over Insulin Prices</p><p>07:14 Biden Prods Mexico to Better Police Evasion of Tariffs</p><p>09:12 Boeing agrees to plea deal to avoid criminal trial over deadly 737 Max crashes</p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>839</itunes:duration>
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    <item>
      <title>I Confronted Boogie2988 About Crypto Scam</title>
      <link>https://youtu.be/cr3DqDl15Pc</link>
      <description>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:53 Boogie2988 Crypto Scam Interview
20:36 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 04 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>VI Confronted Boogie2988 About Crypto Scam</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>21</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/456382f0-3982-11ef-bdd1-7b4c5d64ac45/image/ee49de94cf097c3dcbac9e614beef1c6.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:53 Boogie2988 Crypto Scam Interview
20:36 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo </p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:53 Boogie2988 Crypto Scam Interview</p><p>20:36 Outro</p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1450</itunes:duration>
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      <enclosure url="https://traffic.megaphone.fm/HML1750061309.mp3?updated=1720057102" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Supreme Court Just Changed Everything</title>
      <link>https://youtu.be/3BZnZNIjViQ</link>
      <description>Use code CALEB at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/caleb

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:04 Supreme Court Goes BRRR
02:39 Incogni 
04:01 Inflation Are Getting TOO D*MN HIGH
07:12 Sackler Family.. Gotta Hate Them
10:32 Tractor Supply Eliminates Pride Support, DEI Roles &amp; Carbon Emissions
12:53 NFL Class Action Lawsuit

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 29 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>The Supreme Court Just Changed Everything</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>20</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Use code CALEB at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/caleb

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:04 Supreme Court Goes BRRR
02:39 Incogni 
04:01 Inflation Are Getting TOO D*MN HIGH
07:12 Sackler Family.. Gotta Hate Them
10:32 Tractor Supply Eliminates Pride Support, DEI Roles &amp; Carbon Emissions
12:53 NFL Class Action Lawsuit

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Use code CALEB at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/caleb</p><p><br></p><p>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:04 Supreme Court Goes BRRR</p><p>02:39 Incogni </p><p>04:01 Inflation Are Getting TOO D*MN HIGH</p><p>07:12 Sackler Family.. Gotta Hate Them</p><p>10:32 Tractor Supply Eliminates Pride Support, DEI Roles &amp; Carbon Emissions</p><p>12:53 NFL Class Action Lawsuit</p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1048</itunes:duration>
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    <item>
      <title>WARNING!! American Retirement Is F*cked</title>
      <link>https://youtu.be/kkVNvT0VnVY</link>
      <description>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:04 No Retirement For You
02:46 Social Media BAD 
05:40 Investment Class
06:06 Volkswagen &amp; Rivian UNITE
08:13 Student Loan Fogiveness? HAHAHHA
10:16 Affordable Housing.. YAY

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 27 Jun 2024 13:00:00 -0000</pubDate>
      <itunes:title>WARNING!! American Retirement Is F*cked</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>19</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b59da2fe-340e-11ef-88b6-57404c926cb8/image/fed66d9a32d31f0061c5da5621153e12.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:04 No Retirement For You
02:46 Social Media BAD 
05:40 Investment Class
06:06 Volkswagen &amp; Rivian UNITE
08:13 Student Loan Fogiveness? HAHAHHA
10:16 Affordable Housing.. YAY

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:04 No Retirement For You</p><p>02:46 Social Media BAD </p><p>05:40 Investment Class</p><p>06:06 Volkswagen &amp; Rivian UNITE</p><p>08:13 Student Loan Fogiveness? HAHAHHA</p><p>10:16 Affordable Housing.. YAY</p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>932</itunes:duration>
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    </item>
    <item>
      <title>I'm Sorry, I Was Wrong</title>
      <link>https://youtu.be/hq8oinsKLCI</link>
      <description>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:05 We were wrong..
02:15 U.S Business Activity Is BOOMING
05:08 The Brits Hate Rate Cuts
08:25 Weekly Market Update
09:26 Supreme Court VS Overseas Income
10:56 A NEW Challenger Approaches.. Paradromics
13:09 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 22 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>I'm Sorry, I Was Wrong</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>18</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/abd69db8-3029-11ef-ad55-eb64ef25d336/image/0db9e85fed72806d46ae6e7dabd3f46b.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:05 We were wrong..
02:15 U.S Business Activity Is BOOMING
05:08 The Brits Hate Rate Cuts
08:25 Weekly Market Update
09:26 Supreme Court VS Overseas Income
10:56 A NEW Challenger Approaches.. Paradromics
13:09 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! </p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:05 We were wrong..</p><p>02:15 U.S Business Activity Is BOOMING</p><p>05:08 The Brits Hate Rate Cuts</p><p>08:25 Weekly Market Update</p><p>09:26 Supreme Court VS Overseas Income</p><p>10:56 A NEW Challenger Approaches.. Paradromics</p><p>13:09 Outro</p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>928</itunes:duration>
      <guid isPermaLink="false"><![CDATA[abd69db8-3029-11ef-ad55-eb64ef25d336]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML8136583719.mp3?updated=1719022895" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>WARNING: The Housing Market Collapse Has Begun</title>
      <link>https://youtu.be/BXaczeG7kKw</link>
      <description>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:04 Homebuilder Confidence Falls
02:29 MKBHD VS Fisker Finale
05:19 FTC Dookies On Adobe Greed
07:06 Social Media Is Ruining The Future Generation
08:57 Apple Pay Later Is Over
9:57 Apple Vision Pro Successor In The Works
_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 20 Jun 2024 13:00:00 -0000</pubDate>
      <itunes:title>WARNING: The Housing Market Collapse Has Begun</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>17</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/60a04dc2-2e7a-11ef-9740-cf07f6bcae69/image/d9c773054624f2c6a3029a3c2fb4bd61.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:04 Homebuilder Confidence Falls
02:29 MKBHD VS Fisker Finale
05:19 FTC Dookies On Adobe Greed
07:06 Social Media Is Ruining The Future Generation
08:57 Apple Pay Later Is Over
9:57 Apple Vision Pro Successor In The Works
_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! </p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:04 Homebuilder Confidence Falls</p><p>02:29 MKBHD VS Fisker Finale</p><p>05:19 FTC Dookies On Adobe Greed</p><p>07:06 Social Media Is Ruining The Future Generation</p><p>08:57 Apple Pay Later Is Over</p><p>9:57 Apple Vision Pro Successor In The Works</p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>829</itunes:duration>
      <guid isPermaLink="false"><![CDATA[60a04dc2-2e7a-11ef-9740-cf07f6bcae69]]></guid>
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    </item>
    <item>
      <title>WARNING: U.S. Taxes Are About To Go Up (How This Affects You)</title>
      <description>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child’s future today.

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:03 United States Taxes Are Going UP?!
02:15 Elon Musk Really Wants That Paycheck
04:08 Fabric!
05:36 Weekly Market Update
06:39 The End Of Alamo Drafthouse Cinema
08:41 The Future Of Alex Jones 
10:44 New Set!
_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 15 Jun 2024 13:00:00 -0000</pubDate>
      <itunes:title>WARNING: U.S. Taxes Are About To Go Up (How This Affects You)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>16</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/d4a8a1f8-2a9a-11ef-9b5e-83d50afc1d80/image/00a1afbd4488aae6d339236857e9342c.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>https://youtu.be/waTx7I0TFFE</itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child’s future today.

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:03 United States Taxes Are Going UP?!
02:15 Elon Musk Really Wants That Paycheck
04:08 Fabric!
05:36 Weekly Market Update
06:39 The End Of Alamo Drafthouse Cinema
08:41 The Future Of Alex Jones 
10:44 New Set!
_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p><strong><em>Go to </em></strong><a href="https://meetfabric.com/CALEBHAMMER"><strong><em>https://meetfabric.com/CALEBHAMMER</em></strong></a><strong><em> and start investing in your child’s future today.</em></strong></p><p><br></p><p>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! </p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:03 United States Taxes Are Going UP?!</p><p>02:15 Elon Musk Really Wants That Paycheck</p><p>04:08 Fabric!</p><p>05:36 Weekly Market Update</p><p>06:39 The End Of Alamo Drafthouse Cinema</p><p>08:41 The Future Of Alex Jones </p><p>10:44 New Set!</p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>795</itunes:duration>
      <guid isPermaLink="false"><![CDATA[d4a8a1f8-2a9a-11ef-9b5e-83d50afc1d80]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML9717678819.mp3?updated=1719417229" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>WARNING: The U.S Economy Is About To Change</title>
      <link>https://youtu.be/yT-LankOhy4</link>
      <description>Thanks again to Morning Brew for giving me my daily dose of news! Sign up today at https://morningbrewdaily.com/caleb

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:03 Inflation BAAABY
02:06 Apple And Affirm Join Forces
03:55 Morning Brew!
04:59 The Zynpocalypse  Is HERE
07:11 Elon Musk VS OpenAI
08:37 GM Stock Buyback
10:10 Amazon.. Is Trying To Be The Good Guy?!
_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 13 Jun 2024 13:00:00 -0000</pubDate>
      <itunes:title>WARNING: The U.S Economy Is About To Change</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>15</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7982e164-2921-11ef-83af-cbafda8bc43b/image/ae3b1a0530a885d90e5f6375087fa92c.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Thanks again to Morning Brew for giving me my daily dose of news! Sign up today at https://morningbrewdaily.com/caleb

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:03 Inflation BAAABY
02:06 Apple And Affirm Join Forces
03:55 Morning Brew!
04:59 The Zynpocalypse  Is HERE
07:11 Elon Musk VS OpenAI
08:37 GM Stock Buyback
10:10 Amazon.. Is Trying To Be The Good Guy?!
_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Thanks again to Morning Brew for giving me my daily dose of news! Sign up today at https://morningbrewdaily.com/caleb</p><p><br></p><p>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! </p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:03 Inflation BAAABY</p><p>02:06 Apple And Affirm Join Forces</p><p>03:55 Morning Brew!</p><p>04:59 The Zynpocalypse  Is HERE</p><p>07:11 Elon Musk VS OpenAI</p><p>08:37 GM Stock Buyback</p><p>10:10 Amazon.. Is Trying To Be The Good Guy?!</p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>865</itunes:duration>
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    </item>
    <item>
      <title>Adobe Is Scamming You</title>
      <link>https://youtu.be/xxwlOJEA5lA</link>
      <description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:06 Adobe Bad, Big Naughty Naughty
02:41 Apple WWDC
05:11 Why Are Movie Theaters SO EMPTY??
07:48 Nvidia Stock Split
10:19 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 11 Jun 2024 13:00:00 -0000</pubDate>
      <itunes:title>Adobe Is Scamming You</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>14</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/21ded424-278a-11ef-b87d-8f3508736336/image/d235ac8d187dabbc3f01774ff9d0de5b.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:06 Adobe Bad, Big Naughty Naughty
02:41 Apple WWDC
05:11 Why Are Movie Theaters SO EMPTY??
07:48 Nvidia Stock Split
10:19 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:06 Adobe Bad, Big Naughty Naughty</p><p>02:41 Apple WWDC</p><p>05:11 Why Are Movie Theaters SO EMPTY??</p><p>07:48 Nvidia Stock Split</p><p>10:19 Outro</p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>699</itunes:duration>
      <guid isPermaLink="false"><![CDATA[21ded424-278a-11ef-b87d-8f3508736336]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HML2071693548.mp3?updated=1719417273" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>This Is INSANE: Elon Musk Just DESTROYED Boeing</title>
      <link>https://youtu.be/Aq0wUIxskDk</link>
      <description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:07 Jobs Thing
02:15 SpaceX
04:12 Dr Pepper
06:55 GME
09:12 Investing Class
11:31 Stock Market Update
12:24 ECB Cuts Interest Rates
14:40 Investigation
16:05 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 08 Jun 2024 13:00:00 -0000</pubDate>
      <itunes:title>This Is INSANE: Elon Musk Just DESTROYED Boeing</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>13</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/012918a8-252c-11ef-922d-6f95de49aaca/image/8446a3c7b00f5875b566934a7fa1c883.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:07 Jobs Thing
02:15 SpaceX
04:12 Dr Pepper
06:55 GME
09:12 Investing Class
11:31 Stock Market Update
12:24 ECB Cuts Interest Rates
14:40 Investigation
16:05 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:07 Jobs Thing</p><p>02:15 SpaceX</p><p>04:12 Dr Pepper</p><p>06:55 GME</p><p>09:12 Investing Class</p><p>11:31 Stock Market Update</p><p>12:24 ECB Cuts Interest Rates</p><p>14:40 Investigation</p><p>16:05 Outro</p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1046</itunes:duration>
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    <item>
      <title>IT'S OVER: The Job Market Has Collapsed</title>
      <link>https://youtu.be/6y9J10cTUDM</link>
      <description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:06 Job Openings Fell HARD
02:03 RoaringKitty Is Getting Banned?
03:32 Investing Class
05:17 3... 2... 1... BLAST OFF! (Boeing Staliner)
07:38 Prior OpenAI Employees Snitching
10:24 Canada's Inflation Is OVER

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 06 Jun 2024 13:00:00 -0000</pubDate>
      <itunes:title>IT'S OVER: The Job Market Has Collapsed</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>12</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/cb74e630-2385-11ef-bb69-1b8f8ccd15f2/image/7d1dff3d68e54abe823d63fb0b265a8d.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:06 Job Openings Fell HARD
02:03 RoaringKitty Is Getting Banned?
03:32 Investing Class
05:17 3... 2... 1... BLAST OFF! (Boeing Staliner)
07:38 Prior OpenAI Employees Snitching
10:24 Canada's Inflation Is OVER

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:06 Job Openings Fell HARD</p><p>02:03 RoaringKitty Is Getting Banned?</p><p>03:32 Investing Class</p><p>05:17 3... 2... 1... BLAST OFF! (Boeing Staliner)</p><p>07:38 Prior OpenAI Employees Snitching</p><p>10:24 Canada's Inflation Is OVER</p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>852</itunes:duration>
      <guid isPermaLink="false"><![CDATA[cb74e630-2385-11ef-bb69-1b8f8ccd15f2]]></guid>
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    </item>
    <item>
      <title>The Truth: Will Roaring Kitty Go To Jail For GME? Spotify Steals Your Money &amp; More News</title>
      <link>https://youtu.be/P9KYuiyAbXo</link>
      <description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:07 Spotify Is Taking Your Money
02:24 RoaringKitty Strikes Again
06:28 Turkeys Inflation Is Too Damn High!

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 04 Jun 2024 13:00:00 -0000</pubDate>
      <itunes:title>The Truth: Will Roaring Kitty Go To Jail For GME? Spotify Steals Your Money &amp; More News</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>11</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/3d132aa4-2200-11ef-833c-2ff574b67fdd/image/cf8da226220b6e2f890b8514f1d697e5.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:07 Spotify Is Taking Your Money
02:24 RoaringKitty Strikes Again
06:28 Turkeys Inflation Is Too Damn High!

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:07 Spotify Is Taking Your Money</p><p>02:24 RoaringKitty Strikes Again</p><p>06:28 Turkeys Inflation Is Too Damn High!</p><p><br></p><p>_______________________</p><p><br></p><p>▶My socials: https://linktr.ee/calebhammer</p><p><br></p><p>▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p>_______________________</p><p><br></p><p>These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>640</itunes:duration>
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    <item>
      <title>IT’S OVER: The US Economy Is Finally Slowing, Home Sales COLLAPSING, Nike Layoffs, &amp; More News</title>
      <link>https://youtu.be/noMPZOwsy5c</link>
      <description>Stop data brokers from exposing your personal information. Go to my sponsor https://aura.com/yourweekinmoney to get a 14-day free trial and see how much of yours is being sold.

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/


Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 02 Jun 2024 13:00:00 -0000</pubDate>
      <itunes:title>IT’S OVER: The US Economy Is Finally Slowing, Home Sales COLLAPSING, Nike Layoffs, &amp; More News</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>10</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f2dffeba-2107-11ef-b746-9fadc3d11056/image/5b9cb7cbdaa62cd23de8b24c054d9efd.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Stop data brokers from exposing your personal information. Go to my sponsor https://aura.com/yourweekinmoney to get a 14-day free trial and see how much of yours is being sold.

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/


Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Stop data brokers from exposing your personal information. Go to my sponsor https://aura.com/yourweekinmoney to get a 14-day free trial and see how much of yours is being sold.</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>936</itunes:duration>
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    <item>
      <title>MrBeast Is Ruining My Life, The Truth About Buy Now Pay Later, Furiosa Flopped At The Box Office, &amp; More News</title>
      <link>https://youtu.be/rlOrulgt_Hs</link>
      <description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 30 May 2024 13:00:00 -0000</pubDate>
      <itunes:title>MrBeast Is Ruining My Life, The Truth About Buy Now Pay Later, Furiosa Flopped At The Box Office, &amp; More News</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>9</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e2bc222c-1e2b-11ef-8eaa-0b6fba124312/image/f8c4c55381fd47fb1ed2047ea67c4d8a.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>967</itunes:duration>
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    <item>
      <title>NVDA Going CRAZY, NCAA To Pay Students, Debt For Groceries, New Northfolk Southern Settlement</title>
      <link>https://youtu.be/IO1eoXx0MhA</link>
      <description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 25 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>NVDA Going CRAZY, NCAA To Pay Students, Debt For Groceries, New Northfolk Southern Settlement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>8</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/62fe2d88-1a33-11ef-ba76-53c96465e163/image/191c4f8fb390b2fc0aa91c39c07b13f3.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1272</itunes:duration>
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    <item>
      <title>Scarlett Johansson VS OpenAi, Home Sales Falling, Pixar Collapsing, And New Microsoft AI Controversy</title>
      <link>https://youtu.be/k1_Pr93xtgE</link>
      <description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 23 May 2024 00:12:00 -0000</pubDate>
      <itunes:title>Scarlett Johansson VS OpenAi, Home Sales Falling, Pixar Collapsing, And New Microsoft AI Controversy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>7</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2948fc12-1899-11ef-9166-cbb6a882383e/image/b228b9bb2673ccc3a2d243299b279a3a.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1362</itunes:duration>
      <guid isPermaLink="false"><![CDATA[2948fc12-1899-11ef-9166-cbb6a882383e]]></guid>
      <enclosure url="https://traffic.megaphone.fm/ROOSTER3547912132.mp3?updated=1719418010" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Fed Cancelled The Recession, Biden Tariffs To Drive Prices, GME Going To The Moon, And McDonalds</title>
      <link>https://youtu.be/pDFpyizFdYw</link>
      <description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:06 New inflation report
01:58 Dating AI
03:31 GME surge
06:12 New Biden tarrifs
09:10 McDonalds new affordable items
11:37 Weekly Market Update
12:48 The new cable
15:28 YouTube beats all others
16:51 TikTok creators sue the US
18:35 CFPB Supreme Court ruling
19:46 Twitter is now X
20:24 Outro
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 18 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>The Fed Cancelled The Recession, Biden Tariffs To Drive Prices, GME Going To The Moon, And McDonalds</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>6</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/5f26bb70-157a-11ef-a917-3be55381d931/image/6e4b292957643b2d304efc0953bfe47d.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:06 New inflation report
01:58 Dating AI
03:31 GME surge
06:12 New Biden tarrifs
09:10 McDonalds new affordable items
11:37 Weekly Market Update
12:48 The new cable
15:28 YouTube beats all others
16:51 TikTok creators sue the US
18:35 CFPB Supreme Court ruling
19:46 Twitter is now X
20:24 Outro
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:06 New inflation report</p><p>01:58 Dating AI</p><p>03:31 GME surge</p><p>06:12 New Biden tarrifs</p><p>09:10 McDonalds new affordable items</p><p>11:37 Weekly Market Update</p><p>12:48 The new cable</p><p>15:28 YouTube beats all others</p><p>16:51 TikTok creators sue the US</p><p>18:35 CFPB Supreme Court ruling</p><p>19:46 Twitter is now X</p><p>20:24 Outro</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1371</itunes:duration>
      <guid isPermaLink="false"><![CDATA[5f26bb70-157a-11ef-a917-3be55381d931]]></guid>
      <enclosure url="https://traffic.megaphone.fm/ROOSTER8051929734.mp3?updated=1719417959" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Mr Beast Fires Agent, Massive FTX Update, iPad Drama, And Helldivers 2 Insanity</title>
      <link>https://youtu.be/fWV1-fj44io</link>
      <description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 11 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Mr Beast Fires Agent, Massive FTX Update, iPad Drama, And Helldivers 2 Insanity</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>5</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e2c43cf4-0f3b-11ef-a749-7339e90a5441/image/9b171722572f8c949d364a272d362b64.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1286</itunes:duration>
      <guid isPermaLink="false"><![CDATA[e2c43cf4-0f3b-11ef-a749-7339e90a5441]]></guid>
      <enclosure url="https://traffic.megaphone.fm/ROOSTER7375496336.mp3?updated=1719417656" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Fed Cancels Recession, Crypto Drama, IRS Coming For You, And Banks Failing</title>
      <link>https://youtu.be/rcsYeXuL4_I</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 04 May 2024 14:12:00 -0000</pubDate>
      <itunes:title>Fed Cancels Recession, Crypto Drama, IRS Coming For You, And Banks Failing</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>4</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/864f02a4-0b41-11ef-bebd-43fc9942b209/image/4cb2107d9a7b359faaee13f10ef8f6ad.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1272</itunes:duration>
      <guid isPermaLink="false"><![CDATA[864f02a4-0b41-11ef-bebd-43fc9942b209]]></guid>
      <enclosure url="https://traffic.megaphone.fm/ROOSTER6481639630.mp3?updated=1719418306" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Goodbye YouTube, Biden Bans TikTok, And Tesla Continues To Fail</title>
      <link>https://youtu.be/GQBAlrnAP2Q</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:05 FTC Bans Non-Competes
03:38 YouTube business drama
14:16 Congress passes TikTok ban
18:39 Weekly Market Update
20:06 Tesla’s earnings
22:40 US GDP Growth
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 29 Apr 2024 15:56:00 -0000</pubDate>
      <itunes:title>Goodbye YouTube, Biden Bans TikTok, And Tesla Continues To Fail</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>3</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/5aeef4dc-0634-11ef-9814-7f21aca4b35a/image/36d790e84b411cdfbc769f486c7b2920.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:05 FTC Bans Non-Competes
03:38 YouTube business drama
14:16 Congress passes TikTok ban
18:39 Weekly Market Update
20:06 Tesla’s earnings
22:40 US GDP Growth
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer</p><p><br></p><p>2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p>00:00 Intro</p><p>00:05 FTC Bans Non-Competes</p><p>03:38 YouTube business drama</p><p>14:16 Congress passes TikTok ban</p><p>18:39 Weekly Market Update</p><p>20:06 Tesla’s earnings</p><p>22:40 US GDP Growth</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1613</itunes:duration>
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    <item>
      <title>Tesla Is Failing, MKBHD Destroys A Company, And Mortgages Are Now Impossible To Afford | 4/20/2024</title>
      <link>https://youtu.be/Q0rBazBWyEM</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer/videos

2) Hammer Productions mini-documentaries: https://www.youtube.com/@hammerprod/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:

00:00 Intro
00:07 Tesla cutting 10% of workforce
05:05 MKBH Destroys a company overnight
09:21 iPhone shipments fall 9.6%
11:31 Weekly Market Update
12:34 Mortgage rates top 7.1%
14:41 Home sales fall month over month
17:01 Canada capital gains tax rate increase
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 29 Apr 2024 15:25:00 -0000</pubDate>
      <itunes:title>Tesla Is Failing, MKBHD Destroys A Company, And Mortgages Are Now Impossible To Afford | 4/20/2024</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>2</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/9c33f884-024c-11ef-afdd-5f6aa345e30a/image/ba8fb29d4c67f67c29d1b3ea15d68e98.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer/videos

2) Hammer Productions mini-documentaries: https://www.youtube.com/@hammerprod/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:

00:00 Intro
00:07 Tesla cutting 10% of workforce
05:05 MKBH Destroys a company overnight
09:21 iPhone shipments fall 9.6%
11:31 Weekly Market Update
12:34 Mortgage rates top 7.1%
14:41 Home sales fall month over month
17:01 Canada capital gains tax rate increase
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer/videos</p><p><br></p><p>2) Hammer Productions mini-documentaries: https://www.youtube.com/@hammerprod/videos</p><p><br></p><p>3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>Chapters:</p><p><br></p><p>00:00 Intro</p><p>00:07 Tesla cutting 10% of workforce</p><p>05:05 MKBH Destroys a company overnight</p><p>09:21 iPhone shipments fall 9.6%</p><p>11:31 Weekly Market Update</p><p>12:34 Mortgage rates top 7.1%</p><p>14:41 Home sales fall month over month</p><p>17:01 Canada capital gains tax rate increase</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1141</itunes:duration>
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    <item>
      <title>Inflation Rising, New Biden Student Loan Forgiveness, and NCAA Women's Basketball BREAKING Records | 4/13/2024</title>
      <link>https://youtu.be/p_WaWsig4Mk</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer/videos

2) Hammer Productions mini-documentaries: https://www.youtube.com/@hammerprod/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________

Chapters:

00:00 Intro
00:05 Inflation is back, baby!
04:04 Student loan forgiveness... again?
07:43 Northfolk Southern settlement agreement
09:37 Weekly Market Update
10:08 Cruise is cruising them streets once more
12:45 Blackstone ruining your chance to ever buy a home
15:08 NCAA Womens basketball dominating records
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 29 Apr 2024 14:14:00 -0000</pubDate>
      <itunes:title>Inflation Rising, New Biden Student Loan Forgiveness, and NCAA Women's Basketball BREAKING Records | 4/13/2024</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>1</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/647be140-024c-11ef-a736-57f0c097929a/image/b8055f10417e7151b30f7e3153337884.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer/videos

2) Hammer Productions mini-documentaries: https://www.youtube.com/@hammerprod/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________

Chapters:

00:00 Intro
00:05 Inflation is back, baby!
04:04 Student loan forgiveness... again?
07:43 Northfolk Southern settlement agreement
09:37 Weekly Market Update
10:08 Cruise is cruising them streets once more
12:45 Blackstone ruining your chance to ever buy a home
15:08 NCAA Womens basketball dominating records
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Financial Audit: https://www.youtube.com/@calebhammer/videos</p><p><br></p><p>2) Hammer Productions mini-documentaries: https://www.youtube.com/@hammerprod/videos</p><p><br></p><p>3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p>_______________________</p><p><br></p><p>Chapters:</p><p><br></p><p>00:00 Intro</p><p>00:05 Inflation is back, baby!</p><p>04:04 Student loan forgiveness... again?</p><p>07:43 Northfolk Southern settlement agreement</p><p>09:37 Weekly Market Update</p><p>10:08 Cruise is cruising them streets once more</p><p>12:45 Blackstone ruining your chance to ever buy a home</p><p>15:08 NCAA Womens basketball dominating records</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1161</itunes:duration>
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