Toby Newbatt https://www.youtube.com/channel/UC2DCjFH0taLx6MB4a3pbLmQ en Hi, I'm Toby, I make personal finance, investing and stock market videos. I'm doing this to share what I've learnt over the past few years and what I wish I knew back then when I started. Be sure to subscribe to the channel for further updates and join me on the journey!Business Enquiries and Partnerships ONLY:tobynewbatt@icloud.comLinks:Instagram: https://www.instagram.com/tobynewbatt/Twitter: https://twitter.com/NewbattToby Unofficial fan audio feed — not affiliated with or endorsed by the original creator. All content belongs to its respective owner. https://megaphone.imgix.net/podcasts/72ef58b4-c78f-11f1-86f1-ebae045de876/image/3c2005a48e7b330fb86882f561c1f12d.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress Toby Newbatt https://www.youtube.com/channel/UC2DCjFH0taLx6MB4a3pbLmQ no episodic Toby Newbatt Hi, I'm Toby, I make personal finance, investing and stock market videos. I'm doing this to share what I've learnt over the past few years and what I wish I knew back then when I started. Be sure to subscribe to the channel for further updates and join me on the journey!Business Enquiries and Partnerships ONLY:tobynewbatt@icloud.comLinks:Instagram: https://www.instagram.com/tobynewbatt/Twitter: https://twitter.com/NewbattToby Unofficial fan audio feed — not affiliated with or endorsed by the original creator. All content belongs to its respective owner. Hi, I'm Toby, I make personal finance, investing and stock market videos. I'm doing this to share what I've learnt over the past few years and what I wish I knew back then when I started. Be sure to subscribe to the channel for further updates and join me on the journey!

Business Enquiries and Partnerships ONLY:
tobynewbatt@icloud.com

Links:
Instagram: https://www.instagram.com/tobynewbatt/
Twitter: https://twitter.com/NewbattToby

Unofficial fan audio feed — not affiliated with or endorsed by the original creator. All content belongs to its respective owner.

]]> Toby Newbatt rogue007c@gmail.com This One Chart Will Change How You Invest Forever Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Nov 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1178 no How Much Do You Need To Invest? (here's what the data says) *//Investing Apps and Platforms I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear - Free Stock (Deposit £50)https://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Credit Card for Points*💸 - American Express Gold Rewards Card - Get 30,000 Points - £0 First Yearhttps://bit.ly/Toby-Amex Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.If you enable interest, Trading 212 will hold your cash in qualifying money market funds and banks.Otherwise, your cash will be held only in banks. Interest applies on cash in an investment account.Rates are subject to change, see the Terms and Fees page for live rates(https://www.trading212.com/en/terms/invest).*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Nov 2026 08:05:00 -0000 full Toby Newbatt *//Investing Apps and Platforms I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear - Free Stock (Deposit £50)https://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Credit Card for Points*💸 - American Express Gold Rewards Card - Get 30,000 Points - £0 First Yearhttps://bit.ly/Toby-Amex Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.If you enable interest, Trading 212 will hold your cash in qualifying money market funds and banks.Otherwise, your cash will be held only in banks. Interest applies on cash in an investment account.Rates are subject to change, see the Terms and Fees page for live rates(https://www.trading212.com/en/terms/invest).*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices *//Investing Apps and Platforms I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear - Free Stock (Deposit £50)
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Credit Card for Points*

💸 - American Express Gold Rewards Card - Get 30,000 Points - £0 First Year
https://bit.ly/Toby-Amex

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

If you enable interest, Trading 212 will hold your cash in qualifying money market funds and banks.
Otherwise, your cash will be held only in banks. Interest applies on cash in an investment account.
Rates are subject to change, see the Terms and Fees page for live rates
(https://www.trading212.com/en/terms/invest).

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 827 no Vanguard Portfolio Update - March 2026 Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Timestamps:0:00 Latest Market News and Updates11:17 Portfolio Update + Lessons on Pensions Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Nov 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Timestamps:0:00 Latest Market News and Updates11:17 Portfolio Update + Lessons on Pensions Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Timestamps:
0:00 Latest Market News and Updates
11:17 Portfolio Update + Lessons on Pensions

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1522 no Should UK Investors Buy Bitcoin? Ledger Hardware Wallet I Use to Store my Bitcoin:https://bit.ly/Toby-Ledger Some offers only valid until April 16th 2024:Ledger Nano X + $30 of BTCLedger Nano SP + $20 of BTCThe Ledger Duo + $50 of BTCLedger Nano X + Ledger Recover + $40 of BTCCryptoTag + $10 of BTC*//Investing Apps and Platforms I Use💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Nov 2026 08:05:00 -0000 full Toby Newbatt Ledger Hardware Wallet I Use to Store my Bitcoin:https://bit.ly/Toby-Ledger Some offers only valid until April 16th 2024:Ledger Nano X + $30 of BTCLedger Nano SP + $20 of BTCThe Ledger Duo + $50 of BTCLedger Nano X + Ledger Recover + $40 of BTCCryptoTag + $10 of BTC*//Investing Apps and Platforms I Use💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Ledger Hardware Wallet I Use to Store my Bitcoin:
https://bit.ly/Toby-Ledger

Some offers only valid until April 16th 2024:
Ledger Nano X + $30 of BTC
Ledger Nano SP + $20 of BTC
The Ledger Duo + $50 of BTC
Ledger Nano X + Ledger Recover + $40 of BTC
CryptoTag + $10 of BTC

*//Investing Apps and Platforms I Use

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1029 no Everything You Need to Do Before April 6th Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheethttps://www.gov.uk/guidance/claim-tax-relief-on-your-private-pension-paymentshttps://www.gov.uk/check-national-insurance-record*Note on Dividends taxes - I realise that just the Basic Rate and Higher Rate are being added by 2% and NOT the additional rate which remains the same - I blurred this in the video, sorry for any confusion!**The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Timestamps:0:00 £90,000 worth of allowances are at stake0:19 Individual Savings Accounts (ISAs) Allowances + Cash ISA Changes4:50 Pension Allowance and Tax Relief8:21 National Insurance Record (State Pension Eligibility)9:45 Check your Tax Code (HMRC)12:18 Capital Gains Tax Allowances (CGT)14:38 Dividends tax Allowances16:12 Savings Interest Allowance (Starting Rate) Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 01 Nov 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheethttps://www.gov.uk/guidance/claim-tax-relief-on-your-private-pension-paymentshttps://www.gov.uk/check-national-insurance-record*Note on Dividends taxes - I realise that just the Basic Rate and Higher Rate are being added by 2% and NOT the additional rate which remains the same - I blurred this in the video, sorry for any confusion!**The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Timestamps:0:00 £90,000 worth of allowances are at stake0:19 Individual Savings Accounts (ISAs) Allowances + Cash ISA Changes4:50 Pension Allowance and Tax Relief8:21 National Insurance Record (State Pension Eligibility)9:45 Check your Tax Code (HMRC)12:18 Capital Gains Tax Allowances (CGT)14:38 Dividends tax Allowances16:12 Savings Interest Allowance (Starting Rate) Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

https://www.gov.uk/guidance/claim-tax-relief-on-your-private-pension-payments
https://www.gov.uk/check-national-insurance-record

*Note on Dividends taxes - I realise that just the Basic Rate and Higher Rate are being added by 2% and NOT the additional rate which remains the same - I blurred this in the video, sorry for any confusion!*

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Timestamps:

0:00 £90,000 worth of allowances are at stake
0:19 Individual Savings Accounts (ISAs) Allowances + Cash ISA Changes
4:50 Pension Allowance and Tax Relief
8:21 National Insurance Record (State Pension Eligibility)
9:45 Check your Tax Code (HMRC)
12:18 Capital Gains Tax Allowances (CGT)
14:38 Dividends tax Allowances
16:12 Savings Interest Allowance (Starting Rate)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1327 no The Best Junior Stocks and Shares ISA 2024 - Invest for Free? Platforms in this video:1. Vanguard - https://bit.ly/Vanguard-Toby2. Hargreaves Lansdown - https://bit.ly/HL-Toby3. Fidelity - https://bit.ly/Fidelity-Toby4. AJ Bell - https://bit.ly/AJBell-Toby5. Interactive Investor - https://bit.ly/II-Toby*//Investing Apps and Platforms I Use💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps0:00 - Junior ISA Rules UK1:02 - Vanguard UK4:07 - Hargreaves Lansdown6:21 - Fidelity UK8:36 - AJ Bell10:15 - Interactive Investor11:19 - Summary and What's my BEST reccomendations Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 01 Nov 2026 08:05:00 -0000 full Toby Newbatt Platforms in this video:1. Vanguard - https://bit.ly/Vanguard-Toby2. Hargreaves Lansdown - https://bit.ly/HL-Toby3. Fidelity - https://bit.ly/Fidelity-Toby4. AJ Bell - https://bit.ly/AJBell-Toby5. Interactive Investor - https://bit.ly/II-Toby*//Investing Apps and Platforms I Use💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps0:00 - Junior ISA Rules UK1:02 - Vanguard UK4:07 - Hargreaves Lansdown6:21 - Fidelity UK8:36 - AJ Bell10:15 - Interactive Investor11:19 - Summary and What's my BEST reccomendations Learn more about your ad choices. Visit megaphone.fm/adchoices Platforms in this video:

1. Vanguard - https://bit.ly/Vanguard-Toby
2. Hargreaves Lansdown - https://bit.ly/HL-Toby
3. Fidelity - https://bit.ly/Fidelity-Toby
4. AJ Bell - https://bit.ly/AJBell-Toby
5. Interactive Investor - https://bit.ly/II-Toby

*//Investing Apps and Platforms I Use

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Timestamps

0:00 - Junior ISA Rules UK
1:02 - Vanguard UK
4:07 - Hargreaves Lansdown
6:21 - Fidelity UK
8:36 - AJ Bell
10:15 - Interactive Investor
11:19 - Summary and What's my BEST reccomendations

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 965 no The One Trap That Ruins Investor Returns Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 31 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 973 no How Many Index Funds Do You Really Need? *//Investing Apps and Platforms I Use💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 31 Oct 2026 08:05:00 -0000 full Toby Newbatt *//Investing Apps and Platforms I Use💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices *//Investing Apps and Platforms I Use

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 823 no Vanguard Portfolio Update - April 2026 Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Timestamps:0:00 Stock Market Update and Latest News12:37 Investing Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Timestamps:0:00 Stock Market Update and Latest News12:37 Investing Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Timestamps:

0:00 Stock Market Update and Latest News
12:37 Investing Portfolio Update

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1420 no Vanguard Portfolio Update - Stocks and Shares ISA (March 2024) *//Investing Apps and Platforms I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:00 - Market Updates9:14 - Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Oct 2026 08:05:00 -0000 full Toby Newbatt *//Investing Apps and Platforms I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:00 - Market Updates9:14 - Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices *//Investing Apps and Platforms I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Timestamps:
0:00 - Market Updates
9:14 - Portfolio Update

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1362 no Stocks and Shares ISA - Beginners Guide (Updated for 2026) Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 780 no I Would Stop Investing If This Happens *//Investing Apps and Platforms I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Oct 2026 08:05:00 -0000 full Toby Newbatt *//Investing Apps and Platforms I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices *//Investing Apps and Platforms I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 810 no The Best Stocks and Shares ISA 2026 - I'd Choose These Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps In This Video*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.InvestEnginewww.InvestEngine.comThis is not an affiliate linkVanguardwww.vanguardinvestor.co.ukThis is not an affiliate link*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Trading 212 Pies are an execution-only service. Not an investment advice or portfolio management.Timestamps:0:00 The Best ISA 2026 - How to Get my Spreadsheet1:23 Trading 2125:00 Lightyear8:04 Freetrade11:34 InvestEngine14:23 Vanguard16:12 My final thoughts + Spreadsheet reminder Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps In This Video*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.InvestEnginewww.InvestEngine.comThis is not an affiliate linkVanguardwww.vanguardinvestor.co.ukThis is not an affiliate link*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Trading 212 Pies are an execution-only service. Not an investment advice or portfolio management.Timestamps:0:00 The Best ISA 2026 - How to Get my Spreadsheet1:23 Trading 2125:00 Lightyear8:04 Freetrade11:34 InvestEngine14:23 Vanguard16:12 My final thoughts + Spreadsheet reminder Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps In This Video*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

InvestEngine
www.InvestEngine.com
This is not an affiliate link

Vanguard
www.vanguardinvestor.co.uk
This is not an affiliate link

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Trading 212 Pies are an execution-only service. Not an investment advice or portfolio management.

Timestamps:
0:00 The Best ISA 2026 - How to Get my Spreadsheet
1:23 Trading 212
5:00 Lightyear
8:04 Freetrade
11:34 InvestEngine
14:23 Vanguard
16:12 My final thoughts + Spreadsheet reminder

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1314 no Too Old To Start Investing? Not If You Do This *//Investing Apps and Platforms I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Oct 2026 08:05:00 -0000 full Toby Newbatt *//Investing Apps and Platforms I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices *//Investing Apps and Platforms I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1140 no The Secret ISA that can pay 10%+ (What’s the catch) Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1006 no The Best Stocks and Shares ISA 2024 - Choose the Right One Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*Investing platform links from this video:*2. Trading 212 - Get a free fractional share worth up to £100 - use code TOBY. Capital At Risk.https://www.trading212.com/promocodes/TOBY 3. Vanguard UK - where I hold my SIPP and an old ISAhttps://bit.ly/Vanguard-Toby4. Hargreaves Lansdown - Free Junior ISA/ Biggest Platform in the UKhttps://bit.ly/HL-Toby5. Freetrade - Free shares and Offers available for transfershttps://bit.ly/Toby-Freetrade6. AJ Bell - Another option for a premium broker/ cheaper than HL on most thingshttps://bit.ly/AJBell-Toby*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Timestamps:0:00 - Bonus and welcome0:47 - Important Rule changes on ISAs this Tax year1:40 - FCA regulations - and Disclaimer - IMPORTANT2:30 - InvestEngine6:51 - Trading21211:29 - Vanguard14:55 - Hargreaves Lansdown18:42 - Freetrade21:15 - AJ Bell23:56 - Who am I using? Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*Investing platform links from this video:*2. Trading 212 - Get a free fractional share worth up to £100 - use code TOBY. Capital At Risk.https://www.trading212.com/promocodes/TOBY 3. Vanguard UK - where I hold my SIPP and an old ISAhttps://bit.ly/Vanguard-Toby4. Hargreaves Lansdown - Free Junior ISA/ Biggest Platform in the UKhttps://bit.ly/HL-Toby5. Freetrade - Free shares and Offers available for transfershttps://bit.ly/Toby-Freetrade6. AJ Bell - Another option for a premium broker/ cheaper than HL on most thingshttps://bit.ly/AJBell-Toby*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Timestamps:0:00 - Bonus and welcome0:47 - Important Rule changes on ISAs this Tax year1:40 - FCA regulations - and Disclaimer - IMPORTANT2:30 - InvestEngine6:51 - Trading21211:29 - Vanguard14:55 - Hargreaves Lansdown18:42 - Freetrade21:15 - AJ Bell23:56 - Who am I using? Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*Investing platform links from this video:*

2. Trading 212 - Get a free fractional share worth up to £100 - use code TOBY. Capital At Risk.
https://www.trading212.com/promocodes/TOBY

3. Vanguard UK - where I hold my SIPP and an old ISA
https://bit.ly/Vanguard-Toby

4. Hargreaves Lansdown - Free Junior ISA/ Biggest Platform in the UK
https://bit.ly/HL-Toby

5. Freetrade - Free shares and Offers available for transfers
https://bit.ly/Toby-Freetrade

6. AJ Bell - Another option for a premium broker/ cheaper than HL on most things
https://bit.ly/AJBell-Toby

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Timestamps:

0:00 - Bonus and welcome
0:47 - Important Rule changes on ISAs this Tax year
1:40 - FCA regulations - and Disclaimer - IMPORTANT
2:30 - InvestEngine
6:51 - Trading212
11:29 - Vanguard
14:55 - Hargreaves Lansdown
18:42 - Freetrade
21:15 - AJ Bell
23:56 - Who am I using?

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1805 no The 3 Decisions That Actually Matter in Investing Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 979 no Stocks and Shares ISA Guide for Beginners - (Updated for 2025) Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheetNew version of this video here (Updated for 2026) : https://youtu.be/6RWdHoWsm8k *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEnginehttps://investengine.pxf.io/GmLgEBGet up to £100 (T and Cs Apply). Capital at risk. Min deposit of £100, must stay invested for 12 months.💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)0:00 - What's in this video?0:14 - Who Can Open a Stocks and Shares ISA?0:27 - Why Would you open one and How does it work?1:29 - Investing Example inside a S and S ISA2:38 - What are the rules?3:52 - First 2 changes in the 2024 Tax year5:26 - Can you withdraw money? And put it back in?6:19 - Final change to Stocks and shares ISAs6:42 - What can you invest in? Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheetNew version of this video here (Updated for 2026) : https://youtu.be/6RWdHoWsm8k *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEnginehttps://investengine.pxf.io/GmLgEBGet up to £100 (T and Cs Apply). Capital at risk. Min deposit of £100, must stay invested for 12 months.💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)0:00 - What's in this video?0:14 - Who Can Open a Stocks and Shares ISA?0:27 - Why Would you open one and How does it work?1:29 - Investing Example inside a S and S ISA2:38 - What are the rules?3:52 - First 2 changes in the 2024 Tax year5:26 - Can you withdraw money? And put it back in?6:19 - Final change to Stocks and shares ISAs6:42 - What can you invest in? Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

New version of this video here (Updated for 2026) : https://youtu.be/6RWdHoWsm8k

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine
https://investengine.pxf.io/GmLgEB
Get up to £100 (T and Cs Apply). Capital at risk. Min deposit of £100, must stay invested for 12 months.

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

0:00 - What's in this video?
0:14 - Who Can Open a Stocks and Shares ISA?
0:27 - Why Would you open one and How does it work?
1:29 - Investing Example inside a S and S ISA
2:38 - What are the rules?
3:52 - First 2 changes in the 2024 Tax year
5:26 - Can you withdraw money? And put it back in?
6:19 - Final change to Stocks and shares ISAs
6:42 - What can you invest in?

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 660 no Vanguard Portfolio Update - May 2026 Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Timestamps:0:00 Markets, S and P 500, Global, FTSE 1001:41 Latest Market News7:25 Portfolio Update + Lesson of the month Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 25 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Timestamps:0:00 Markets, S and P 500, Global, FTSE 1001:41 Latest Market News7:25 Portfolio Update + Lesson of the month Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Timestamps:

0:00 Markets, S and P 500, Global, FTSE 100
1:41 Latest Market News
7:25 Portfolio Update + Lesson of the month

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1079 no Now Is The Best Time To Start Investing - Here's Why Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 25 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1045 no How To Invest During the Next Stock Market Crash Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 24 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1044 no The Trading 212 Card - Everything You Need to Know (Initial Review) Get the Trading 212 Card + Free Share worth up to £100https://www.trading212.com/promocodes/TOBY Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:16 - What is the Trading 212 Card?1:10 - Details about the card2:12 - Cashback details 0.5%3:22 - Multi-currency support details4:27 - Interest on cash5:59 - How does it compare to the competition?8:02 - Who is this for?9:12 - Pros and Cons Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 24 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Trading 212 Card + Free Share worth up to £100https://www.trading212.com/promocodes/TOBY Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:16 - What is the Trading 212 Card?1:10 - Details about the card2:12 - Cashback details 0.5%3:22 - Multi-currency support details4:27 - Interest on cash5:59 - How does it compare to the competition?8:02 - Who is this for?9:12 - Pros and Cons Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Trading 212 Card + Free Share worth up to £100
https://www.trading212.com/promocodes/TOBY

Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Timestamps:

0:16 - What is the Trading 212 Card?
1:10 - Details about the card
2:12 - Cashback details 0.5%
3:22 - Multi-currency support details
4:27 - Interest on cash
5:59 - How does it compare to the competition?
8:02 - Who is this for?
9:12 - Pros and Cons

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 852 no I Opened a New ISA… Here’s What I’m Buying with £200 A Month Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 725 no Do You Have Too Many Investing Accounts? Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.Other fees may apply💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.Other fees may apply💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.
Other fees may apply

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 811 no What Just Happened to the Stock Market? Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 766 no Vanguard Portfolio Update - April 2024 Get the Best Stocks and Shares ISA 2024 Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:00 - US Market Update4:10 - UK Market Update8:10 - Vanguard Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA 2024 Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:00 - US Market Update4:10 - UK Market Update8:10 - Vanguard Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA 2024 Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Timestamps:

0:00 - US Market Update
4:10 - UK Market Update
8:10 - Vanguard Portfolio Update

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1082 no Why I'm Still Adding to My £90k Portfolio 💸 - InvestEnginehttps://investengine.pxf.io/TobysPortfolioUpdate or use code TOBYGet a welcome bonus of up to £200 when you start investing with InvestEngine. Minimum investment of £100 applies and must stay invested for at least 12 months to qualify for the bonus. T and Cs apply. Capital at risk.This is an affiliate link, I may earn a commissionSign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheetDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Oct 2026 20:05:00 -0000 full Toby Newbatt 💸 - InvestEnginehttps://investengine.pxf.io/TobysPortfolioUpdate or use code TOBYGet a welcome bonus of up to £200 when you start investing with InvestEngine. Minimum investment of £100 applies and must stay invested for at least 12 months to qualify for the bonus. T and Cs apply. Capital at risk.This is an affiliate link, I may earn a commissionSign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheetDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices 💸 - InvestEngine
https://investengine.pxf.io/TobysPortfolioUpdate or use code TOBY
Get a welcome bonus of up to £200 when you start investing with InvestEngine. Minimum investment of £100 applies and must stay invested for at least 12 months to qualify for the bonus. T and Cs apply. Capital at risk.
This is an affiliate link, I may earn a commission

Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 963 no 5 ISA Mistakes You Must Avoid in 2024 Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 981 no How I'd Invest £100 if I Had to Start Again Today Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*Other fees may apply💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*Other fees may apply💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*
Other fees may apply

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1101 no The True Cost Of Dividend Investing Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1005 no The SandP 500 Sell Off Begins - Portfolio Update June 2026 Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.0:00 Markets Update (S and P 500, Nasdaq, FTSE 100)1:48 Market News9:18 Vanguard Portfolio Update (SIPP) Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.0:00 Markets Update (S and P 500, Nasdaq, FTSE 100)1:48 Market News9:18 Vanguard Portfolio Update (SIPP) Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

0:00 Markets Update (S and P 500, Nasdaq, FTSE 100)
1:48 Market News
9:18 Vanguard Portfolio Update (SIPP)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1182 no Should You Save or Invest Your Money in 2024? Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 868 no Should You Buy the SpaceX IPO? You Don't Have A Choice. Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 18 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1471 no Vanguard Portfolio Update - May 2024 Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:00 - Market Update and News7:39 - Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 18 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:00 - Market Update and News7:39 - Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Timestamps:

0:00 - Market Update and News
7:39 - Portfolio Update

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1145 no Investing £200 a Month into my ISA - Month 2 Update Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 17 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 630 no What Happens If Everyone Buys Index Funds? Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)0:00 - What are Index Funds and How are They Priced?3:28 - Every Buyer Needs A Seller..4:41 - Are Index Funds Causing a Bubble?7:15 - What Really Moves the Stock Market10:26 - Active Managers Performance vs Passive - Why People are choosing Index Funds12:42 - The Biggest Reason That Index Funds are NOT the problem Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 17 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)0:00 - What are Index Funds and How are They Priced?3:28 - Every Buyer Needs A Seller..4:41 - Are Index Funds Causing a Bubble?7:15 - What Really Moves the Stock Market10:26 - Active Managers Performance vs Passive - Why People are choosing Index Funds12:42 - The Biggest Reason That Index Funds are NOT the problem Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

0:00 - What are Index Funds and How are They Priced?
3:28 - Every Buyer Needs A Seller..
4:41 - Are Index Funds Causing a Bubble?
7:15 - What Really Moves the Stock Market
10:26 - Active Managers Performance vs Passive - Why People are choosing Index Funds
12:42 - The Biggest Reason That Index Funds are NOT the problem

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1170 no A New Tax on ISAs? What's Actually Happening Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 779 no Are Cash ISAs a Waste of Money? Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 - Get a Free share up to £100. Use Code: TOBY in your app if you do not receive your free share.https://www.trading212.com/promocodes/TOBY💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 - Get a Free share up to £100. Use Code: TOBY in your app if you do not receive your free share.https://www.trading212.com/promocodes/TOBY💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212 - Get a Free share up to £100. Use Code: TOBY in your app if you do not receive your free share.
https://www.trading212.com/promocodes/TOBY

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 841 no InvestEngine Portfolio Update - May 2026 Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 741 no Here's How To Find The Cheapest Index Funds To Buy Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 989 no How Much Should You Invest Every Month? Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*Other fees may apply💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*Other fees may apply💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*
Other fees may apply

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1024 no Vanguard Thinks This Will Happen to the Stock Market Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheetReferences:Vanguard Report for 2024:https://www.vanguard.co.uk/content/dam/intl/europe/documents/en/gbp-vemo-2024-eu-en-pro.pdf Vanguard Report for 2014: https://static.fmgsuite.com/media/documents/7087448e-64fa-4478-a561-2a5e57b23cb3.pdf *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheetReferences:Vanguard Report for 2024:https://www.vanguard.co.uk/content/dam/intl/europe/documents/en/gbp-vemo-2024-eu-en-pro.pdf Vanguard Report for 2014: https://static.fmgsuite.com/media/documents/7087448e-64fa-4478-a561-2a5e57b23cb3.pdf *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

References:
Vanguard Report for 2024:https://www.vanguard.co.uk/content/dam/intl/europe/documents/en/gbp-vemo-2024-eu-en-pro.pdf
Vanguard Report for 2014: https://static.fmgsuite.com/media/documents/7087448e-64fa-4478-a561-2a5e57b23cb3.pdf

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1108 no Will the Iran War Kill my Investments - Portfolio Update July 2026 Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.0:00 Markets (S and P 500, FTSE 100 etc)1:37 Stock Market News11:51 Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.0:00 Markets (S and P 500, FTSE 100 etc)1:37 Stock Market News11:51 Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

0:00 Markets (S and P 500, FTSE 100 etc)
1:37 Stock Market News
11:51 Portfolio Update

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1386 no 5 Things I Wish I Knew Before I Started Investing Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/x9YoO1💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/x9YoO1

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 831 no Investing £200 a Month Into my ISA - Month 3 Update Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 642 no Is The SandP 500 All You Really Need? Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 852 no The New ISA Tax Rules - They Just Changed This Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 11 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 669 no The Only Portfolio You'll Ever Need? InvestEngine Shared Portfolios:Best Global?https://investengine.com/share/portfolio/b282b1e75bc47566c0a34f0b29039dadc4733818/ Best Global with S and P 500https://investengine.com/share/portfolio/9f2a8a153120c6b45dd2057749b9b84ba9bd9b69/2 Fund Simplehttps://investengine.com/share/portfolio/d3e1d5040910f4562fcb1f83b4374dd7d63d8624/ Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 11 Oct 2026 08:05:00 -0000 full Toby Newbatt InvestEngine Shared Portfolios:Best Global?https://investengine.com/share/portfolio/b282b1e75bc47566c0a34f0b29039dadc4733818/ Best Global with S and P 500https://investengine.com/share/portfolio/9f2a8a153120c6b45dd2057749b9b84ba9bd9b69/2 Fund Simplehttps://investengine.com/share/portfolio/d3e1d5040910f4562fcb1f83b4374dd7d63d8624/ Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices InvestEngine Shared Portfolios:

Best Global?
https://investengine.com/share/portfolio/b282b1e75bc47566c0a34f0b29039dadc4733818/

Best Global with S and P 500
https://investengine.com/share/portfolio/9f2a8a153120c6b45dd2057749b9b84ba9bd9b69/

2 Fund Simple
https://investengine.com/share/portfolio/d3e1d5040910f4562fcb1f83b4374dd7d63d8624/

Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 851 no How much do people earn in the UK? (From average to rich) Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 10 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1112 no What's Going On at Hargreaves Lansdown? Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 10 Oct 2026 08:05:00 -0000 full Toby Newbatt Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Get the Best Stocks and Shares ISA Spreadsheet here: https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 671 no Has the Stock Market Peaked? - Portfolio Update August 2026 Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Timestamps:0:00 Market Updates (S and P 500, FTSE 100 etc.)1:26 Stock Market News10:05 Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Timestamps:0:00 Market Updates (S and P 500, FTSE 100 etc.)1:26 Stock Market News10:05 Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Timestamps:

0:00 Market Updates (S and P 500, FTSE 100 etc.)
1:26 Stock Market News
10:05 Portfolio Update

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1217 no Vanguard Portfolio Update - June 2024 Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:Market Updates - 0:00Portfolio Updates - 5:40 Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Oct 2026 08:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:Market Updates - 0:00Portfolio Updates - 5:40 Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Timestamps:

Market Updates - 0:00
Portfolio Updates - 5:40

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 860 no What Nobody Tells You About Index Funds Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1102 no Everything you Need to Know About ESG Investing Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Oct 2026 08:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1130 no The Biggest Investing Myths Everyone Believes (Avoid These) Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*Other fees may apply💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*Other fees may apply💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*
Other fees may apply

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1030 no The Worst Investing Advice You Must Avoid Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Oct 2026 08:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1097 no How To Survive the Coming Stock Market Crash Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1080 no InvestEngine Portfolio Update - Stocks and Shares ISA - July 2024 Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*My Portfolios (My Personal Portfolio)*https://investengine.com/share/portfolio/9148b98f582df6c3d3c98b91726549e3173b8f87/ *Index and Chill (Simple One Fund)*https://investengine.com/share/portfolio/476e419f6783408f6f3d2f0315ae718ae6104fca/💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* Personal Accounts: https://investengine.pxf.io/GmLgEB Business Accounts: https://investengine.pxf.io/2ajzXQ *The Investing Apps I Use*💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Oct 2026 08:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*My Portfolios (My Personal Portfolio)*https://investengine.com/share/portfolio/9148b98f582df6c3d3c98b91726549e3173b8f87/ *Index and Chill (Simple One Fund)*https://investengine.com/share/portfolio/476e419f6783408f6f3d2f0315ae718ae6104fca/💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* Personal Accounts: https://investengine.pxf.io/GmLgEB Business Accounts: https://investengine.pxf.io/2ajzXQ *The Investing Apps I Use*💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*My Portfolios (My Personal Portfolio)*
https://investengine.com/share/portfolio/9148b98f582df6c3d3c98b91726549e3173b8f87/
*Index and Chill (Simple One Fund)*
https://investengine.com/share/portfolio/476e419f6783408f6f3d2f0315ae718ae6104fca/

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*

Personal Accounts: https://investengine.pxf.io/GmLgEB
Business Accounts: https://investengine.pxf.io/2ajzXQ

*The Investing Apps I Use*

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1011 no I'm Changing My Investments - Vanguard Portfolio Update (September 2026) Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Timestamps:0:00 Market Updates - S and P 500, FTSE 100 etc.2:20 Stock Market and Finance News11:23 Vanguard Portfolio Update - New Changes Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Timestamps:0:00 Market Updates - S and P 500, FTSE 100 etc.2:20 Stock Market and Finance News11:23 Vanguard Portfolio Update - New Changes Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Timestamps:

0:00 Market Updates - S and P 500, FTSE 100 etc.
2:20 Stock Market and Finance News
11:23 Vanguard Portfolio Update - New Changes

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]]> 1406 no Stop Falling Into This Investing Trap Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Oct 2026 08:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
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*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
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*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
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Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

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]]> 944 no Vanguard Broke my InvestEngine Portfolio - September 2026 Update 💸 - InvestEnginehttp://Investengine.pxf.io/zz5K7G or use code TOBYGet a welcome bonus of up to £200 when you start investing with InvestEngine. Minimum investment of £100 applies and must stay invested for at least 12 months to qualify for the bonus. T and Cs apply. Capital at risk.This is an affiliate link, I may earn a commissionSign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Data correct as of 04/09/2026 when video was produced Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 04 Oct 2026 20:05:00 -0000 full Toby Newbatt 💸 - InvestEnginehttp://Investengine.pxf.io/zz5K7G or use code TOBYGet a welcome bonus of up to £200 when you start investing with InvestEngine. Minimum investment of £100 applies and must stay invested for at least 12 months to qualify for the bonus. T and Cs apply. Capital at risk.This is an affiliate link, I may earn a commissionSign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.Data correct as of 04/09/2026 when video was produced Learn more about your ad choices. Visit megaphone.fm/adchoices 💸 - InvestEngine
http://Investengine.pxf.io/zz5K7G or use code TOBY
Get a welcome bonus of up to £200 when you start investing with InvestEngine. Minimum investment of £100 applies and must stay invested for at least 12 months to qualify for the bonus. T and Cs apply. Capital at risk.
This is an affiliate link, I may earn a commission

Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
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*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Data correct as of 04/09/2026 when video was produced

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]]> 773 no The Most Important Investment Of Your Life - (Beginners Guide To Pensions) Sources and Links:https://www.gov.uk/workplace-pensions/what-you-your-employer-and-the-government-pay https://www.moneyhelper.org.uk/en/pensions-and-retirement/auto-enrolment/use-our-workplace-pension-calculatorhttps://getpenfold.com/news/claim-higher-rate-pension-tax-relief https://www.gov.uk/find-pension-contact-details Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:00 - The Most Important Investment of Your Life0:35 - The Basics About Pensions2:28 - How Do They Work? the Danger of Default5:13 - Where Does the Money Go?9:35 - Higher Rate/ Additional Rate Taxpayers Relief11:34 - What are the Limits?13:39 - Self Employed Pensions?15:55 - When Can You Get Access?17:14 - BONUS - Example of Pension vs Non-Pension Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 04 Oct 2026 08:05:00 -0000 full Toby Newbatt Sources and Links:https://www.gov.uk/workplace-pensions/what-you-your-employer-and-the-government-pay https://www.moneyhelper.org.uk/en/pensions-and-retirement/auto-enrolment/use-our-workplace-pension-calculatorhttps://getpenfold.com/news/claim-higher-rate-pension-tax-relief https://www.gov.uk/find-pension-contact-details Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:00 - The Most Important Investment of Your Life0:35 - The Basics About Pensions2:28 - How Do They Work? the Danger of Default5:13 - Where Does the Money Go?9:35 - Higher Rate/ Additional Rate Taxpayers Relief11:34 - What are the Limits?13:39 - Self Employed Pensions?15:55 - When Can You Get Access?17:14 - BONUS - Example of Pension vs Non-Pension Learn more about your ad choices. Visit megaphone.fm/adchoices Sources and Links:
https://www.gov.uk/workplace-pensions/what-you-your-employer-and-the-government-pay
https://www.moneyhelper.org.uk/en/pensions-and-retirement/auto-enrolment/use-our-workplace-pension-calculator
https://getpenfold.com/news/claim-higher-rate-pension-tax-relief
https://www.gov.uk/find-pension-contact-details

Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Timestamps:
0:00 - The Most Important Investment of Your Life
0:35 - The Basics About Pensions
2:28 - How Do They Work? the Danger of Default
5:13 - Where Does the Money Go?
9:35 - Higher Rate/ Additional Rate Taxpayers Relief
11:34 - What are the Limits?
13:39 - Self Employed Pensions?
15:55 - When Can You Get Access?
17:14 - BONUS - Example of Pension vs Non-Pension

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1360 no 5 Reasons why you shouldn’t switch to Vanguards new Fund Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 03 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 989 no Why Does Investing Feel So Hard Right Now? Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 03 Oct 2026 08:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1652 no Vanguards New UK ETFs Just Destroyed the Competition Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - InvestEnginehttps://investengine.pxf.io/TobyNewbattVALL or use code TOBYGet a welcome bonus of up to £200 when you sign up to InvestEngine. T and Cs apply. Minimum deposit of £100, must stay invested for at least 12 months to qualify for the bonus. This is an affiliate link. Capital at risk. ETF costs apply. Information correct as of August 2026💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Oct 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - InvestEnginehttps://investengine.pxf.io/TobyNewbattVALL or use code TOBYGet a welcome bonus of up to £200 when you sign up to InvestEngine. T and Cs apply. Minimum deposit of £100, must stay invested for at least 12 months to qualify for the bonus. This is an affiliate link. Capital at risk. ETF costs apply. Information correct as of August 2026💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - InvestEngine
https://investengine.pxf.io/TobyNewbattVALL or use code TOBY
Get a welcome bonus of up to £200 when you sign up to InvestEngine. T and Cs apply. Minimum deposit of £100, must stay invested for at least 12 months to qualify for the bonus. This is an affiliate link. Capital at risk. ETF costs apply. Information correct as of August 2026

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1085 no Big Changes to UK ISA Accounts? Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply. 💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Oct 2026 08:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply. 💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 809 no I Looked at Every Reason to Be Bearish - (One Scares Me) Video idea Inspired by @jacob-builds-wealth Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Oct 2026 20:05:00 -0000 full Toby Newbatt Video idea Inspired by @jacob-builds-wealth Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Video idea Inspired by @jacob-builds-wealth

Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1732 no Vanguard Portfolio Update - July 2024 Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps0:00 - Market Update3:18 - Tech Earnings7:59 - Earnings from the future10:56 - McDonalds and Inflation16:41 - UK Update, Interest Rates and Inflation20:04 - Vanguard Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Oct 2026 08:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Lightyear (EU and UK)- Free Stockhttps://bit.ly/TobyNewbatt-LightYear*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps0:00 - Market Update3:18 - Tech Earnings7:59 - Earnings from the future10:56 - McDonalds and Inflation16:41 - UK Update, Interest Rates and Inflation20:04 - Vanguard Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Lightyear (EU and UK)- Free Stock
https://bit.ly/TobyNewbatt-LightYear

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Timestamps

0:00 - Market Update
3:18 - Tech Earnings
7:59 - Earnings from the future
10:56 - McDonalds and Inflation
16:41 - UK Update, Interest Rates and Inflation
20:04 - Vanguard Portfolio Update

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1850 no Investing £200 a Month into my ISA - 4 Months Later Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Sep 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.


💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 770 no Stock Market Crash - What You Need To Know Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Sep 2026 08:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://www.tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 823 no I’ve Been Investing for 15 years - Here’s Everything I’ve Learned Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Sep 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1168 no 100k Subs Channel Update - Was it Worth it? *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Sep 2026 08:05:00 -0000 full Toby Newbatt *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices *The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1303 no How to Invest as a Ltd Company - Here's What I Do InvestEnginehttps://investengine.pxf.io/TobyNewbattBusinessSept26 or use code TOBYGet a welcome bonus of up to £400 when you start investing with InvestEngine. Minimum investment of £100 applies and must stay invested for at least 12 months. T and Cs apply. Capital at risk. Information correct as of September 2026.This is an affiliate link, I may earn a commissionLightyearhttp://lightyear.com/tobynewbattbiz or use code TOBYBIZClaim between £30 and £300 in a money market fund or share of choice in your business account. See full T and Cs through https://lightyear.com/tobynewbattbiz. Investing involves risk. Terms apply. Only invest excess capital.Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Sep 2026 20:05:00 -0000 full Toby Newbatt InvestEnginehttps://investengine.pxf.io/TobyNewbattBusinessSept26 or use code TOBYGet a welcome bonus of up to £400 when you start investing with InvestEngine. Minimum investment of £100 applies and must stay invested for at least 12 months. T and Cs apply. Capital at risk. Information correct as of September 2026.This is an affiliate link, I may earn a commissionLightyearhttp://lightyear.com/tobynewbattbiz or use code TOBYBIZClaim between £30 and £300 in a money market fund or share of choice in your business account. See full T and Cs through https://lightyear.com/tobynewbattbiz. Investing involves risk. Terms apply. Only invest excess capital.Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices InvestEngine
https://investengine.pxf.io/TobyNewbattBusinessSept26 or use code TOBY
Get a welcome bonus of up to £400 when you start investing with InvestEngine. Minimum investment of £100 applies and must stay invested for at least 12 months. T and Cs apply. Capital at risk. Information correct as of September 2026.
This is an affiliate link, I may earn a commission

Lightyear
http://lightyear.com/tobynewbattbiz or use code TOBYBIZ
Claim between £30 and £300 in a money market fund or share of choice in your business account. See full T and Cs through https://lightyear.com/tobynewbattbiz. Investing involves risk. Terms apply. Only invest excess capital.

Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1074 no Vanguard Portfolio Update - September 2024 *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:00 - US Market Update6:06 - Nvidia Earnings and most traded stocks8:42 - US PMI Data and Beige Book12:17 - UK and Europe Update16:56 - Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Sep 2026 08:05:00 -0000 full Toby Newbatt *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:00 - US Market Update6:06 - Nvidia Earnings and most traded stocks8:42 - US PMI Data and Beige Book12:17 - UK and Europe Update16:56 - Portfolio Update Learn more about your ad choices. Visit megaphone.fm/adchoices *The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Timestamps:
0:00 - US Market Update
6:06 - Nvidia Earnings and most traded stocks
8:42 - US PMI Data and Beige Book
12:17 - UK and Europe Update
16:56 - Portfolio Update

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1773 no When Should You Quit Index Funds? (The Truth) Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 27 Sep 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1367 no How to Invest In The Next Stock Market Crash Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sun, 27 Sep 2026 08:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 732 no The Mortgage Crisis of 2026 is Now Here Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 26 Sep 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1103 no Interest Rate Cuts - Does This Change Everything? Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 26 Sep 2026 08:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1047 no I Invested £200 A Month for 6 Months - Here's What I made 💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Sep 2026 20:05:00 -0000 full Toby Newbatt 💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices 💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 749 no Save or Invest - Don't Make the Wrong Choice *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Sep 2026 08:05:00 -0000 full Toby Newbatt *The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) Learn more about your ad choices. Visit megaphone.fm/adchoices *The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1012 no When Is The Best Time To Invest? (According to Science) Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Sep 2026 20:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - Trading 212 https://www.trading212.com/join/TOBYTo get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .*Terms Apply. Capital at risk. Affiliate Link.*💸 - Lightyearhttp://lightyear.com/tobynewbattUse TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply. 💸 - Freetradehttps://bit.ly/Freetrade-Toby Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.*//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyy*//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.comDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
*Terms Apply. Capital at risk. Affiliate Link.*

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T and Cs at lightyear.com/tobynewbatt. Capital at risk. ISA rules and promotional terms apply.

💸 - Freetrade
https://bit.ly/Freetrade-Toby
Get a free share worth between £10-£100 for signing up and depositing at least £50. Terms Apply. Capital At Risk.

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1360 no Investing Secrets from 400 Years Ago That Will SHOCK You! Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:00 - The oldest book about the stock market (a brief history)2:12 - Lesson 14:05 - Lesson 26:54 - Lesson 39:45 - Lesson 411:57 - Lesson 5 Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Sep 2026 08:05:00 -0000 full Toby Newbatt Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet*The Investing Apps I Use*💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)* https://investengine.pxf.io/GmLgEB💸 - Trading 212 https://www.trading212.com/join/TOBYGet a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.*Investing for your Business?*💸 - InvestEngine - get up to £100 in cashback after you deposit £100https://investengine.pxf.io/2ajzXQ *//Want to speak with me 1:1?*Email me here with your needs and we can book a 1hr 1:1 call.toby@tobynewbatt.com*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*https://bit.ly/Wifi-Ticker *//My Favourite Bank Account for Personal and Business*💸 - Join Monzo and get up to £50 freehttps://join.monzo.com/c/th4zbyyDisclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)Timestamps:0:00 - The oldest book about the stock market (a brief history)2:12 - Lesson 14:05 - Lesson 26:54 - Lesson 39:45 - Lesson 411:57 - Lesson 5 Learn more about your ad choices. Visit megaphone.fm/adchoices Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-shares-isa-spreadsheet

*The Investing Apps I Use*

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T and Cs Apply)*
https://investengine.pxf.io/GmLgEB

💸 - Trading 212
https://www.trading212.com/join/TOBY
Get a free fractional share up to £100. Use Code: TOBY in your app if you do not receive your free share. Terms Apply.

*Investing for your Business?*

💸 - InvestEngine - get up to £100 in cashback after you deposit £100
https://investengine.pxf.io/2ajzXQ

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.
toby@tobynewbatt.com

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*
https://bit.ly/Wifi-Ticker

*//My Favourite Bank Account for Personal and Business*
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Timestamps:

0:00 - The oldest book about the stock market (a brief history)
2:12 - Lesson 1
4:05 - Lesson 2
6:54 - Lesson 3
9:45 - Lesson 4
11:57 - Lesson 5

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1040 no