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    <title>The Plain Bagel</title>
    <language>en</language>
    <copyright></copyright>
    <description>Investing and personal finance educational videos with a hint of economics, posted regularly.I'm a CFA charterholder and CFP professional working as an analyst for an investment management company in Ottawa. I'm a huge finance nerd and am passionate about the field - I think people lack the resources they need to make educated financial decisions, and hopefully this channel helps with that!For collaboration/other inquiries: richard@theplainbagel.comFor sponsorships:sponsorships@theplainbagel.comDISCLAIMER:The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades.Links:Facebook: https://www.facebook.com/ThePlainBagel/Twitter: https://twitter.com/the_plain_bagelPatreon: https://www.patreon.com/ThePlainBagel</description>
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      <title>The Plain Bagel</title>
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    <itunes:author>The Plain Bagel</itunes:author>
    <itunes:summary>Investing and personal finance educational videos with a hint of economics, posted regularly.I'm a CFA charterholder and CFP professional working as an analyst for an investment management company in Ottawa. I'm a huge finance nerd and am passionate about the field - I think people lack the resources they need to make educated financial decisions, and hopefully this channel helps with that!For collaboration/other inquiries: richard@theplainbagel.comFor sponsorships:sponsorships@theplainbagel.comDISCLAIMER:The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades.Links:Facebook: https://www.facebook.com/ThePlainBagel/Twitter: https://twitter.com/the_plain_bagelPatreon: https://www.patreon.com/ThePlainBagel</itunes:summary>
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      <![CDATA[<p>Investing and personal finance educational videos with a hint of economics, posted regularly.<br><br>I'm a CFA charterholder and CFP professional working as an analyst for an investment management company in Ottawa. I'm a huge finance nerd and am passionate about the field - I think people lack the resources they need to make educated financial decisions, and hopefully this channel helps with that!<br><br>For collaboration/other inquiries: richard@theplainbagel.com<br><br>For sponsorships:<br>sponsorships@theplainbagel.com<br><br>DISCLAIMER:<br>The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades.<br><br>Links:<br>Facebook: <a href="https://www.facebook.com/ThePlainBagel/">https://www.facebook.com/ThePlainBagel/</a><br>Twitter: <a href="https://twitter.com/the_plain_bagel">https://twitter.com/the_plain_bagel</a><br>Patreon: <a href="https://www.patreon.com/ThePlainBagel">https://www.patreon.com/ThePlainBagel</a></p>]]>
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    <itunes:owner>
      <itunes:name>The Plain Bagel</itunes:name>
      <itunes:email>lenfrfr@gmail.com</itunes:email>
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    <itunes:category text="Business">
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    <itunes:category text="Education">
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    <item>
      <title>Managed Solutions | ETFs and Robo Advisors</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 12:45:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
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      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>693</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Prediction Markets Are Ruining the Finance Industry</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 11:47:30 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
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      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2084</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Investment Analyst Reacts to Finance TikToks - Naughty and Nice Edition</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 10:50:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
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      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1845</itunes:duration>
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    <item>
      <title>Behavioral Finance | Investor Irrationality</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 09:52:30 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e3ce519a-acb7-11f1-89fd-a7ab09aac75d/image/35a09449537360beecec216e2064d925.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>681</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>The Dangers of Bitcoin - My Thoughts</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 08:55:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/53afbbcc-acb6-11f1-aad8-2f8f853af959/image/cfbd034057fce24ecadad63384bcdbf4.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1322</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Welcome To The Plain Bagel</title>
      <description>Welcome to The Plain Bagel! If you are looking to expand your knowledge in the areas of finance and investing, than you've come to the right place!Music:https://www.bensound.com/royalty-free-music Citations:https://beta.theglobeandmail.com/report-on-business/rob-commentary/how-should-canada-teach-financial-literacy-in-schools/article27265820/?ref=http://www.theglobeandmail.com&amp;
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 07:57:30 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c94e4f16-ac56-11f1-9834-4f0acaaeac66/image/44268e443739899f7cabdfefc2bcaf98.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Welcome to The Plain Bagel! If you are looking to expand your knowledge in the areas of finance and investing, than you've come to the right place!Music:https://www.bensound.com/royalty-free-music Citations:https://beta.theglobeandmail.com/report-on-business/rob-commentary/how-should-canada-teach-financial-literacy-in-schools/article27265820/?ref=http://www.theglobeandmail.com&amp;
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Welcome to The Plain Bagel! If you are looking to expand your knowledge in the areas of finance and investing, than you've come to the right place!<br><br>Music:<br><a href="https://www.bensound.com/royalty-free-music">https://www.bensound.com/royalty-free-music</a> <br><br>Citations:<br><a href="https://beta.theglobeandmail.com/report-on-business/rob-commentary/how-should-canada-teach-financial-literacy-in-schools/article27265820/?ref=http://www.theglobeandmail.com&amp;">https://beta.theglobeandmail.com/report-on-business/rob-commentary/how-should-canada-teach-financial-literacy-in-schools/article27265820/?ref=http://www.theglobeandmail.com&amp;</a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>228</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Managed Solutions | Mutual Funds and More</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 07:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a78ccf66-acb4-11f1-9f7e-bb2fc737e7bc/image/5d162e5db77178c07b5d1682789b183b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>733</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <enclosure url="https://traffic.megaphone.fm/HD1382314377.mp3" length="0" type="audio/mpeg"/>
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    <item>
      <title>Risk - Understanding Investment Uncertainty</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 06:02:30 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/81679836-acb7-11f1-8c12-8fbca82b353e/image/53e3be4e308b3359f5d296048c7a351e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>755</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Private Credit Panic - Why Investors Are Rushing For the Exits</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 05:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/79fcaee8-acb6-11f1-b4d4-b3713f734daa/image/d291c3bfe974d6e83d9bef399d2415e7.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1579</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Here We Go Again</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 04:07:30 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/64c86bc8-acb3-11f1-8a34-d3edbe722b35/image/5b1a6443cffd81214515a30441faf9a3.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1442</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Investment Analyst Reacts to Finance TikToks - Prediction Markets and More</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 03:10:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/9eb5f52e-acb5-11f1-8333-d79d638ab79e/image/68443f11840fe4c9952117d950fa0dcd.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1836</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9eb5f52e-acb5-11f1-8333-d79d638ab79e]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HD3582766876.mp3" length="0" type="audio/mpeg"/>
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    <item>
      <title>Canada's Exit Tax Explained</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 02:12:30 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/053e1422-acd2-11f1-abbb-bf97208e79ac/image/e96a78d0d972e7b079f2ffa2c4b2c564.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1616</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[053e1422-acd2-11f1-abbb-bf97208e79ac]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HD2743031827.mp3" length="0" type="audio/mpeg"/>
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    <item>
      <title>The Bitcoin Treasury Reckoning - Why People Are Blaming JPMorgan</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 01:51:22 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8dcaafe0-acb8-11f1-acdc-7b4dda200113/image/5c2530ec0869e597703cb2135fe4c41d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1575</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8dcaafe0-acb8-11f1-acdc-7b4dda200113]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HD8776193311.mp3" length="0" type="audio/mpeg"/>
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    <item>
      <title>AI Is Giving Financial Advice Now</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 01:15:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6fca97d4-acb4-11f1-9ec9-ff82dfe91794/image/93e2a033bfa67b5b83a1486a84f816eb.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1540</itunes:duration>
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    <item>
      <title>The Venezuela Oil Grab - What it Means for Oil Markets (and Canada)</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 11 Oct 2026 00:17:30 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f02e7b04-acb7-11f1-b511-f3b13dadeb21/image/7e33e7c3b59e44e2268b672febfc0a09.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1388</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Fees | How Investments Cost You</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 23:20:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/898a05e0-acb6-11f1-b010-43a00cd53f89/image/0b12bc0d7c29da1c6a63760d1586a5a4.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>694</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[898a05e0-acb6-11f1-b010-43a00cd53f89]]></guid>
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    <item>
      <title>Canada's Condo Conundrum</title>
      <description>00:00 - Introduction02:57 - Context04:12 - Regional Issues05:54 - Factor: Population Decline08:25 - Factor: Interest Rates10:19 - Factor: Economic Slowdown11:00 - The Condo Factor13:06 - Condo Investors15:16 - The Condo Fallout17:43 - Government Intervention18:42 - The Supply Problem22:13 - ConclusionCanada's condo market has experienced a record-breaking downturn. Today, we dive into what's driving the sell off, and what it means for the market.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 22:22:30 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/36a7da90-ac5d-11f1-bb31-cfbb7501fd76/image/94f26c5cb65992d1d9b5dfa2c5f4f278.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>00:00 - Introduction02:57 - Context04:12 - Regional Issues05:54 - Factor: Population Decline08:25 - Factor: Interest Rates10:19 - Factor: Economic Slowdown11:00 - The Condo Factor13:06 - Condo Investors15:16 - The Condo Fallout17:43 - Government Intervention18:42 - The Supply Problem22:13 - ConclusionCanada's condo market has experienced a record-breaking downturn. Today, we dive into what's driving the sell off, and what it means for the market.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>00:00 - Introduction<br>02:57 - Context<br>04:12 - Regional Issues<br>05:54 - Factor: Population Decline<br>08:25 - Factor: Interest Rates<br>10:19 - Factor: Economic Slowdown<br>11:00 - The Condo Factor<br>13:06 - Condo Investors<br>15:16 - The Condo Fallout<br>17:43 - Government Intervention<br>18:42 - The Supply Problem<br>22:13 - Conclusion<br><br>Canada's condo market has experienced a record-breaking downturn. Today, we dive into what's driving the sell off, and what it means for the market.<br><br>DISCLAIMER:<br>This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1889</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Plain Bagel QandA 4 | P/E, QE, and Short-Term Needs</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 21:25:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
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      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>496</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Plain Bagel QandA 3 | Greek Debt and Robinhood App</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 20:27:30 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1fd6c6e6-acb7-11f1-9490-47c341747041/image/5276876472b089428ba20a252304728c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>636</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Bonds | Using Debt to Invest</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 19:30:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/9583cc58-acb3-11f1-8365-1bd8f113477d/image/67a7a7ef097ea1c6aecfdae8984ff7fb.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>619</itunes:duration>
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    <item>
      <title>Stocks | How Equity Earns You Money</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 18:19:05 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f0d98c00-acb3-11f1-9c4c-4bcf28b33848/image/0ddd0ef06bbb13a50ce2fd4519b77fc3.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>665</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Investing | 5 Steps for Getting Started</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 18:08:10 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0f7dd81e-acd2-11f1-853c-bfa564458030/image/e3f4c86c64a38faa7ed7186cc5f80167.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>723</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Canada's Getting a Sovereign Wealth Fund</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 17:57:16 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/eaaccc38-acb4-11f1-b8f8-cf505192b2ae/image/46a4f7fd40b3cbeba9fb634453a83466.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1387</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Plain Bagel QandA 2 | Income and Wolf Mugs</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 17:46:21 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/cd625138-acb5-11f1-9a20-17952a7ee9de/image/ebd49e732f4415a585a0c9d71b1358af.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>444</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[cd625138-acb5-11f1-9a20-17952a7ee9de]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HD1868563562.mp3" length="0" type="audio/mpeg"/>
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    <item>
      <title>The Canada-China Trade Deal</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 17:35:27 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a5f8109a-acb7-11f1-bbde-bf0383d9b9e1/image/ff9f547602cad5d60c5301d569ed9271.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1398</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a5f8109a-acb7-11f1-bbde-bf0383d9b9e1]]></guid>
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    <item>
      <title>Plain Bagel QandA 1 | Good Reads and Rolled Sleeves</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 17:32:30 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/23ecc7f6-acb4-11f1-aa84-af7b87f4536d/image/3b9c37ae96045fa7a6dc7b39c3b54bca.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>517</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[23ecc7f6-acb4-11f1-aa84-af7b87f4536d]]></guid>
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    <item>
      <title>The Risk the War in Iran Poses to the Global Economy</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 17:24:32 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b2d4bf12-acb6-11f1-9432-830a622d7755/image/3347a6fd0a140dc2aac163f70183a253.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1140</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Cash Equivalents and Alternatives | Non Traditional Investments</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 17:13:38 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4874e2de-acb4-11f1-b1e5-bb5367dfe1dd/image/93c5e3edc9a53956f7c59fdcaac7df6b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>733</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[4874e2de-acb4-11f1-b1e5-bb5367dfe1dd]]></guid>
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    <item>
      <title>Styles of Investing | Active, Passive, and More</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 17:02:43 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>The Plain Bagel</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/03084df6-acb6-11f1-9061-6373ee7a17dc/image/2f2f06a613b97c6647536b070e159040.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>707</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[03084df6-acb6-11f1-9061-6373ee7a17dc]]></guid>
      <enclosure url="https://traffic.megaphone.fm/HD6853615474.mp3" length="0" type="audio/mpeg"/>
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    <item>
      <title>Canada-US Trade Deal Falls Apart</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 10 Oct 2026 16:51:49 -0000</pubDate>
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