Tae Kim - Financial Tortoise

10 Things To Cut From Your Budget Today

Sun, 01 Nov 2026 17:21:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!

Timecodes:

0:00 - Intro
0:21 - Underutilized Streaming Service
1:33 - Underutilized Gym Membership
2:34 - Try Fabric
5:00 - Multiple Premium Apps
6:29 - Excessive Food Delivery
8:00 - Excessive Dining Out
9:14 - Name Brand Household Items
10:12 - High Investment Fees
11:12 - Bank Fees
12:22 - Credit Cards With Annual Fees
13:27 - Unnecessary Insurance Coverage

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

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FAVORITE TOOLS:
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► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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3-Fund Portfolio (The Ultimate Guide)

Sun, 01 Nov 2026 09:21:00 -0000

In this video, I'm going to show you how to build your ultimate 3-fund portfolio. This is an extremely effective way to invest in the stock market and I'll walk you through each step so that you can easily follow along.

Timecodes:

0:00 - Intro
0:30 - Fund Selection
6:56 - Asset Allocation
11:31 - Tax Optimization
15:41 - Summary

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Top 10% Problem—Why $150K Feels Like Poverty

Sun, 01 Nov 2026 01:21:00 -0000

► Get Your Free Customized Financial Plan: https://financialtortoise.com/quiz-financialhealth
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:40 - Sobering High Income Statistics
2:10 - Trap 1: The Lifestyle Inflation Trap
3:41 - Financial Health Quiz
4:24 - Trap 2: The Hedonic Treadmill Trap
6:15 - Trap 3: The Economic Reality Trap
8:08 - Strategy 1: Master the Psychology of Wealth
9:26 - Strategy 2: Redefine Your Relationship with Money
10:45 - Strategy 3: Implement Anti-Lifestyle Inflation Systems
12:21 - Strategy 4: Practice Intentional Spending
13:38 - Strategy 5: Build Long-Term Wealth Perspective

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Dollar Cost Averaging vs. Lump Sum | Practical Advice

Sat, 31 Oct 2026 17:21:00 -0000

Making an investment is a big decision. You want to make sure you're doing what's best for you and your money. In this video, we'll compare dollar cost averaging vs lump sum investing and give you some practical advice on which might be the better option for you.

Timecodes:

0:00 - Intro
0:30 - What is dollar cost averaging
3:03 - What is lump sum investing
3:58 - What does the research say is better?
6:07 - Practical advice

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Over Savers vs. Smart Savers—Know the Difference

Sat, 31 Oct 2026 09:21:00 -0000

► Take This FREE Quiz & Discover Your Money Superpower!: https://financialtortoise.com/quiz-moneysuperpower
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:10 - Sign #1: Neglecting Your Current Life
1:59 - Sign #2: Extreme Frugality Fatigue
3:12 - Money Superpower Quiz
3:47 - Sign #3: Social Life is Suffering
5:01 - Sign #4: Hoarding Cash
5:44 - Sign #5: Low-Value Activities
6:39 - Difference #1: Focus on Balance
7:21 - Difference #2: High-Impact Financial Decisions
8:05 - Difference #3: Understand Opportunity Cost
8:44 - Difference #4: Present and Future
9:35 - Difference #5: They Use Data
10:41 - 5-Question Smart Saver Assessment

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► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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VFIAX | Vanguard SandP500 Index Fund Explained

Sat, 31 Oct 2026 01:21:00 -0000

Looking for a way to invest in the stock market but don't know where to start? Check out this video which explains Vanguard's S&P500 Index Fund. I explain the basics of the fund, including how it works and why it might be a good fit for your financial plan.

Timecodes:

0:00 - Intro
0:43 - What Is S&P 500 Index?
2:22 - Why Index Fund?
7:06 - VFIAX Deep Dive

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How Rich People Think Differently About Money

Fri, 30 Oct 2026 17:21:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:35 - Lives Beyond vs. Live Below
1:49 - Spending vs. Investing
2:45 - Waiting Mentality vs. Action-Oriented
4:14 - Join The Financial Tortoise Community!
6:28 - Degrees vs. Learning
8:09 - Labor vs. Thought
9:14 - Hard Work vs. Leverage
10:42 - Complicated vs. Money
11:57 - Emotional vs. Logical
13:16 - Status vs. Freedom
14:15 - Cynical vs. Optimistic

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► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Cash Is King | Why I Keep So Much Cash

Fri, 30 Oct 2026 09:21:00 -0000

In this video, I'm going to talk about the importance of cash and why I like to keep a lot of it on hand. It's a strategy that a lot of investors use, and it can be really effective in protecting your portfolio during tough times.

Timecodes:

0:00 - Intro
0:33 - Cash Keeps You In The Game
1:50 - Cash Buys Opportunities
2:54 - Where to Hold Cash?
5:03 - Cash Gives You Peace
6:14 - Cash Keeps You Out of Debt
7:44 - Cash Gives You Time...To Think

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FAVORITE TOOLS:
► Mint Mobile - Check Out My Partner Mint Mobile, Affordable Phone Service - https://trymintmobile.com/financialtortoise
► SoFi - Checking & High-Yield Savings Account (Terms Apply) - https://sofi.com/tae (Affiliate Link)
► Shortform - More Than Book Summaries - https://shortform.com/taekim

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Luxury Cars—The Fastest Way To Sabotage Your Future

Fri, 30 Oct 2026 01:21:00 -0000

► Get Your Free Next Financial Move Plan!: https://financialtortoise.com/quiz-nextfinancialmove

Timecodes:

0:00 - Intro
0:34 - Brain Science Behind Luxury Car
4:53 - Next Financial Move Quiz
6:12 - Data Behind Luxury Cars
8:58 - Depreciation Cost
10:38 - Opportunity Cost
14:11 - What Actually Wealthy People Drive
15:40 - Recommendation

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Where Prices Are Actually Dropping (CPI 2022)

Thu, 29 Oct 2026 17:21:00 -0000

In this video, we take a look at the latest CPI data released by the government and show you where prices are actually dropping in 2022.

Timecodes:

0:00 - Intro
0:39 - Where Prices Are Dropping #1
1:45 - Where Prices Are Dropping #2
2:44 - Where Prices Are Dropping #3
3:26 - Where Prices Are Dropping #4
4:04 - Where Prices Are Dropping #5
4:42 - Where Prices Are Dropping #6
5:41 - Where Prices Are Dropping #7
6:21 - Where Prices Are Dropping #8
6:59 - Where Prices Are Dropping #9
7:58 - Where Prices Are Dropping #10

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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From Earner To Owner—Make The Wealth Transition

Thu, 29 Oct 2026 09:21:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:44 - Earner vs Owner
1:50 - Reason #1: Tax System Is Rigged
5:40 - The Financial Tortoise Community
7:42 - Reason #2: Policies Favor Owners
9:40 - Reason #3: Scalability Limits
11:59 - Step 1: The Mindset Shift
13:04 - Step 2: Understand Different Assets
14:27 - Step 3: Make The Transition

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Berkshire Hathaway | 7 Timeless Investing Lessons

Thu, 29 Oct 2026 01:21:00 -0000

Warren Buffett is one of the most successful and well-known investors in the world. In this video, we take a look at seven investing lessons from Berkshire Hathaway.

Timecodes:

0:00 - Intro
2:06 - Strong Cash Position
3:39 - Conservative Debt
5:04 - Control
6:43 - Long Term Mindset
8:09 - Diversity of Investment
9:39 - Minimal Overhead
10:42 - Not Dependent Upon Kindness of Strangers

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Truth About Retirement Planning—5 Myths Busted

Wed, 28 Oct 2026 17:21:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!

Timecodes:

0:00 - Myth #1: Over 40, It's Too Late
2:29 - Fabric by Gerber Life
4:51 - Myth #2: More Conservative as You Age
7:07 - Myth #3: 401(k)'s Default Settings
10:21 - Myth #4: Can't Touch Retirement Money
12:13 - Myth #5: Social Security Will Disappear

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Where Inflation Is Hitting The Hardest (CPI 2022)

Wed, 28 Oct 2026 09:21:00 -0000

The Consumer Price Index (CPI) is a measure of the average change over time in the prices paid by urban consumers for a market basket of consumer goods and services. The Bureau of Labor Statistics releases CPI data every month. In this video, we take a look at where inflation is hitting hardest across the United States in 2022.

▶︎ Frugal Minimalist Kitchen (https://frugalminimalistkitchen.com/)
▶︎ Consumer Price Index (https://www.bls.gov/news.release/cpi.t02.htm)

Timecodes:

0:00 - Intro
0:35 - Where Inflation Is Hitting Hardest #1
2:15 - Where Inflation Is Hitting Hardest #2
3:18 - Where Inflation Is Hitting Hardest #3
4:52 - Where Inflation Is Hitting Hardest #4
6:01 - Where Inflation Is Hitting Hardest #5
6:49 - Where Inflation Is Hitting Hardest #6
8:03 - Where Inflation Is Hitting Hardest #7

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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7 Signs You're Actually Doing Great With Money

Wed, 28 Oct 2026 01:21:00 -0000

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World of Hyatt Credit Card | #1 Hotel Credit Card

Tue, 27 Oct 2026 17:21:00 -0000

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Why Your First 5 Years of Retirement Matter Most

Tue, 27 Oct 2026 09:21:00 -0000

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VTSAX and VBTLX | #1 Investment Duo

Tue, 27 Oct 2026 01:21:00 -0000

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High Earners vs High Net Worth—The Six-Figure Illusion

Mon, 26 Oct 2026 17:21:00 -0000

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7 Best and Highest Paying Graduate Degrees (2022 and Beyond)

Mon, 26 Oct 2026 09:21:00 -0000

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Investment Mistakes That Cost My Coaching Clients $100K+

Mon, 26 Oct 2026 01:21:00 -0000

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2022 High Inflation | What Should We Do?

Sun, 25 Oct 2026 17:21:00 -0000

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8 Worst Money Beliefs That Are Ruining Your Life

Sun, 25 Oct 2026 09:21:00 -0000

► Get Your Free Next Financial Move Plan!: https://financialtortoise.com/quiz-nextfinancialmove
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - Money Is Life’s Scorecard
1:42 - #2 - Wealthy People Are Wise
3:51 - #3 - Copy Exactly What Rich People Do
5:41 - #4 - More Money = Less Problems
7:06 - Next Financial Move Quiz
8:25 - #5 - Investing Is Just Like Gambling
10:20 - #6 - Trust Based On Follower Count
12:18 - #7 - Trust Based On Fancy Credentials
13:41 - #8 - View Patience As Laziness

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Envelope System | Guaranteed Way To Save More

Sun, 25 Oct 2026 01:21:00 -0000

Are you looking for ways to save more money? The envelope system is a great way to make sure you're not overspending on a monthly basis. In this video, I'll show you how it works and give you some tips on how to make the most of it.

Timecodes:

0:00 - Intro
1:09 - Envelope System 101
4:48 - Envelope System Best Practice
7:24 - Advanced Envelope System - Going Digital

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Horrible Truth About 'Buy Now, Pay Later'

Sat, 24 Oct 2026 17:21:00 -0000

► Take This FREE Quiz & Discover Your Money Superpower!: https://financialtortoise.com/quiz-moneysuperpower
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:47 - Defined - Buy Now, Pay Later
4:34 - Trick #1 - Price Focalism
6:18 - Trick #2 - Payment Deferral
7:14 - Money Superpower Quiz
8:22 - Trick #3 - Transparency
9:13 - The Hidden Costs Nobody Talks About
11:07 - BNPL - Nothing Compared To Credit Cards

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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2022 Market Crash | What Should We Do?

Sat, 24 Oct 2026 09:21:00 -0000

There's been a lot of talk about the market crashing in 2022. What does that mean for you and your investments? In this video, we take a closer look at what could happen and what you can do to protect yourself.

Timecodes:

0:00 - Intro
0:52 - Why Is The Market Down?
3:20 - What Does It All Mean & Should We Be Worried?
6:13 - What Should You Do? - 3 Recommendations

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Get Off The Status Treadmill—It Never Stops

Sat, 24 Oct 2026 01:21:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!

Timecodes:

0:00 - Intro
0:46 - What Is The Status Treadmill?
2:23 - Evolutionarily Wired For Status
6:37 - Try Fabric by Gerber Life
9:03 - The Real Cost Of Playing The Status Game
12:09 - How to Get Off The Status Treadmill

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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529 College Savings Plan | The Ultimate Guide

Fri, 23 Oct 2026 17:21:00 -0000

529 College Savings Plans are a great way to save for your child's college education. In this video, we'll discuss what they are, how they work, and some of the benefits of using them.

▶︎ https://investor.vanguard.com/accounts-plans/529-plans

Timecodes:

0:00 - Intro
1:01 - 529 College Savings Plan 101
3:50 - Vanguard 529 Investment Options
6:45 - 529 Frequently Asked Questions

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Why Your 40s Are Your Best Wealth-Building Decade

Fri, 23 Oct 2026 09:21:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:21 - Reason #1 - Peak Performance Years
3:03 - Reason #2 - Peak Earning Years
4:58 - Reason #3 - The Math Still Works Beautifully
7:23 - Join The Financial Tortoise Community
10:00 - Reason #4 - Wiser Life & Money Decisions
12:32 - Reason #5 - Greater Clarity About Your Life

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Best Fidelity Funds to Buy and Hold Forever

Fri, 23 Oct 2026 01:21:00 -0000

When choosing the best Fidelity funds to buy and hold forever, there are a few key factors you'll want to keep in mind. In this video, we'll walk you through five of our favorite options and explain why they might be perfect for your portfolio.

Timecodes:

0:00 - Intro
0:32 - Fidelity U.S. Bond Index Fund (FXNAX)
2:12 - Fidelity Total International Index Fund (FTIHX)
4:04 - Fidelity Zero Total Market Index Fund (FZROX)
6:05 - Fidelity Total Market Index Fund (FSKAX)
7:36 - Fidelity 500 Index Fund (FXAIX)

------------

FAVORITE TOOLS:
► Mint Mobile - Check Out My Partner Mint Mobile, Affordable Phone Service - https://trymintmobile.com/financialtortoise
► SoFi - Checking & High-Yield Savings Account (Terms Apply) - https://sofi.com/tae (Affiliate Link)
► Shortform - More Than Book Summaries - https://shortform.com/taekim

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Cash vs. Bonds—The 3-Step Decision Framework

Thu, 22 Oct 2026 17:21:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:01 - The Investment Spectrum
3:17 - The “In-Between Money” Problem: Cash vs Bonds
6:29 - Step 1: Determine Your Time Horizon & Purpose
7:26 - Step 2: Assess Your Risk Capacity & Risk Tolerance
9:12 - Join The Financial Tortoise Community!
11:09 - Step 3: Calculate Your Simple Allocation

------------

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► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Vanguard Backdoor Roth IRA 2022 | Step By Step Guide

Thu, 22 Oct 2026 09:21:00 -0000

In this video, I walk you through the Vanguard backdoor Roth IRA contribution process for tax year 2022. This is a great way to save money on your taxes and grow your retirement savings. The contribution process can be a little confusing, but I break it down step-by-step in this video so that you can make the most of it.

Timecodes:

0:00 - Intro
1:28 - Backdoor Roth IRA 101
3:33 - Step by Step Walkthrough
8:02 - Most Common Backdoor Roth IRA Errors To Avoid

▶︎ https://www.whitecoatinvestor.com/17-ways-to-screw-up-a-backdoor-roth-ira/
▶︎ https://www.physicianonfire.com/backdoor/

------------

FAVORITE TOOLS:
► Mint Mobile - Check Out My Partner Mint Mobile, Affordable Phone Service - https://trymintmobile.com/financialtortoise
► SoFi - Checking & High-Yield Savings Account (Terms Apply) - https://sofi.com/tae (Affiliate Link)
► Shortform - More Than Book Summaries - https://shortform.com/taekim

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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7 Boring Money Habits Quietly Making You Rich

Thu, 22 Oct 2026 01:21:00 -0000

► Take This FREE Quiz & Discover Your Money Superpower!: https://financialtortoise.com/quiz-moneysuperpower
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - You're Happy Living Last Year's Lifestyle
2:27 - #2 - You Are "Selectively Cheap"
4:42 - Money Superpower Quiz
6:00 - #3 - You Actually Track Your Money
8:32 - #4 - You Embrace Automation
10:29 - #5 - You Embrace "Basic" Investment Strategy
12:10 - #6 - You Do Nothing
14:11 - #7 - You Play Decades, Not Days

------------

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Vanguard Target Retirement Fund | Best Investment Decision

Wed, 21 Oct 2026 17:21:00 -0000

Looking for a solid investment option? Check out the Vanguard Target Retirement Fund! In this video, I'll break down what it is, how it works and why it might be the best decision you make with your money.

Timecodes:

0:00 - Intro
1:38 - Target Retirement Fund 101 - Why You Should Invest In Them
6:22 - Why You Should NOT Invest In Target Retirement Fund
9:12 - Investing In Vanguard Target Retirement Funds - Find Your Fund

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Only 3 Financial Numbers That Actually Matter

Wed, 21 Oct 2026 09:21:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:59 - #1 - Savings Rate
5:06 - Join The Financial Tortoise Community
7:33 - #2 - Net Worth
10:57 - #3 - Investment Fees

------------

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Single Most Important Skill To Investing

Wed, 21 Oct 2026 01:21:00 -0000

There is one skill that separates successful investors from everyone else. In this video, I'm going to share with you what that skill is and how you can develop it.

Timecodes:

0:00 - Intro
0:45 - Patience - The Most Underrated Investing Skill
3:00 - Why is Patience So Important in Investing?
4:21 - Warren Buffet on Patience
5:47 - Selling During Market Downturn
7:22 - Build Your Patience Muscle

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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High Income, Low Returns—Why High Earners Suck At Investing

Tue, 20 Oct 2026 17:21:00 -0000

► Get Your Free Customized Investing Plan: https://financialtortoise.com/quiz-investortype

Timecodes:

0:00 - Intro
0:34 - The High Income Irony
1:52 - Reason #1 - The Complexity Addiction
4:09 - Investor Type Quiz
5:25 - Reason #2 - Outsourcing To Expensive "Professionals"
6:43 - Reason #3 - The High Income Cushion
8:30 - Reason #4 - The Action Bias
10:07 - Reason #5 - The Social Proof Trap
11:38 - Step One - Reframe Your "Investor" Identity
12:36 - Step Two - Simple One-Decision Portfolio
13:55 - Step Three - Automate & Focus On What Matters

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

------------

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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2-Fund Portfolio - Warren Buffet Recommends

Tue, 20 Oct 2026 09:21:00 -0000

Warren Buffet made billions by picking stocks. Yet in his 2013 Berkshire Hathaway letter to investors, he recommended a 2-fund portfolio for investing in stocks. Find out why.

Timecodes:

0:00 - Intro
0:51 - 2013 Berkshire Hathaway Letter
2:04 - The Warren Buffett 2-Fund Portfolio
3:12 - JL Collins 2-Fund Portfolio
4:05 - Is This A Sound Portfolio Approach?
7:33 - Compared to 3-Fund Portfolio
11:48 - When Would A 2-Fund Portfolio Make Sense For You?

------------

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► Shortform - More Than Book Summaries - https://shortform.com/taekim

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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From 40 Funds to 1—My Simple Portfolio Cleanup Strategy

Tue, 20 Oct 2026 01:21:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:24 - The Problem With Complex Portfolios
4:20 - Why Smart People Overcomplicate
6:14 - Why Simple Wins Every Time
8:05 - Join The Financial Tortoise Community
10:45 - Step 1 - Inventory & Analysis
11:57 - Step 2 - Choose Your One-Fund Solution
14:04 - Step 3 - Consolidate & Clean Up

------------

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Vanguard Index Funds For Beginners In 2022

Mon, 19 Oct 2026 17:21:00 -0000

Looking to invest but don't know where to start? Check out this video. Vanguard is one of the largest and most respected investment management companies in the world, and their index funds are a great way for individual investors to get started in the market. In this video I'll explain what Vanguard is, how their index funds work, and why they're a great option for anyone looking to get into investing.

Timecodes:

00:00 - Intro
01:05 - 1) What Is An Index Fund?
02:40 - 2) 4 Reasons To Invest In Index Funds
07:22 - 3) Why Invest With Vanguard
10:56 - 4) Most Popular Vanguard Index Funds
18:50 - 5) How To Purchase Vanguard Index Funds
20:27 - 6) Tae’s Approach To Vanguard Index Fund Investing

https://support.vanguard.com/tutorials/buy-funds

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Money Moves to Make at 45—The $5 Million Difference

Mon, 19 Oct 2026 09:21:00 -0000

► Get Your Free Customized Financial Plan: https://financialtortoise.com/quiz-financialhealth
► Join The Financial Tortoise Community!: https://financialtortoise.com/community
► Monarch Money - https://financialtortoise.com/monarch

Timecodes:

0:00 - Intro
0:26 - Move #1 - Fire Your Financial Advisor
2:58 - Move #2 - Simplify Your Finances
5:24 - Financial Health Awareness Quiz
6:32 - Move #3 - Create Your "Money Operating System"
8:46 - Move #4 - Max Out Everything Tax-Advantaged
11:15 - Move #5 - Invest In Preventative Health

------------

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► SoFi - https://sofi.com/tae
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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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9 Best Jobs For The Future (2022 and Beyond)

Mon, 19 Oct 2026 01:21:00 -0000

What are the best jobs for the future? In this video, we'll take a look at nine great careers that are expected to grow over the next decade. So whether you're just starting out in your career or you're looking to make a change, these nine jobs should be on your radar.

Timecodes:

0:00 - Intro
1:10 - Selection Criteria
3:13 - Job #1 For The Future
4:26 - Job #2 For The Future
5:47 - Job #3 For The Future
6:59 - Job #4 For The Future
8:37 - Job #5 For The Future
9:52 - Job #6 For The Future
11:10 - Job #7 For The Future
12:35 - Job #8 For The Future
13:42 - Job #9 For The Future

Data Source - U.S. BUREAU OF LABOR STATISTICS (https://www.bls.gov/ooh/)

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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7 Dead Giveaways Someone Is Secretly Wealthy

Sun, 18 Oct 2026 17:21:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!

Timecodes:

0:00 - Intro
1:16 - #1 - Fully Paid Off "Boring" Car
3:31 - #2 - Live In A “Functional” Home
5:09 - #3 - Splurge Where No One's Looking
6:15 - Try Fabric by Gerber Life
8:42 - #4 - Know Their Net Worth
10:11 - #5 - Knowledgeable About Specific Costs
11:22 - #6 - Excited About Boring Investments
12:25 - #7 - Ultimate Time Freedom

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

------------

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► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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9 Financial Goals To Achieve Before 40

Sun, 18 Oct 2026 09:21:00 -0000

In this video we're going to talk about 9 financial goals you should be working on before the age of 40. You might not know it, but these things can have a huge impact on your future wealth.

Timecodes:

0:00 - Intro
0:53 - #1 Financial Goal Before 40
2:09 - #2 Financial Goal Before 40
3:32 - #3 Financial Goal Before 40
4:45 - #4 Financial Goal Before 40
6:12 - #5 Financial Goal Before 40
7:18 - #6 Financial Goal Before 40
8:21 - #7 Financial Goal Before 40
9:28 - #8 Financial Goal Before 40
10:33 - #9 Financial Goal Before 40

------------

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► Mint Mobile - Check Out My Partner Mint Mobile, Affordable Phone Service - https://trymintmobile.com/financialtortoise
► SoFi - Checking & High-Yield Savings Account (Terms Apply) - https://sofi.com/tae (Affiliate Link)
► Shortform - More Than Book Summaries - https://shortform.com/taekim

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How To Build Your Safe Withdrawal Strategy—5 Simple Steps

Sun, 18 Oct 2026 01:21:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:38 - Step 1 - Lay the Groundwork Early
3:28 - Step 2 - Choose a Sustainable Withdrawal Rate
6:27 - Join The Financial Tortoise Community
8:29 - Step 3 - Create Buffers to Manage Risk
10:57 - Step 4 - Sequence Your Withdrawals Tax-Efficiently
14:54 - Step 5 - Review & Adjust Every Year

------------

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► SoFi - https://sofi.com/tae
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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Risk Tolerance and Asset Allocation | Determine Your Fit

Sat, 17 Oct 2026 17:21:00 -0000

Do you know which type of investor you are? The most important thing to understand when investing is your risk tolerance. This video will help you figure out what kind of investor, and asset allocation fits best with your personal situation.

Timecodes:

0:00 - Intro
0:33 - Importance of Understanding Your Risk Tolerance
1:24 - The Market Dip
2:32 - Asset Allocation Imposes Discipline
3:12 - Subjective Method to Risk Tolerance - Sleep Test
3:48 - Objective Method to Risk Tolerance - 5 Factors
8:10 - Building Your Asset Allocation
9:15 - Stocks & Bonds
10:18 - Asset Allocation Examples

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Golden Credit Card Rules You Should Never Break

Sat, 17 Oct 2026 09:21:00 -0000

► Take This Free Quiz & Discover Your Money Superpower!: https://financialtortoise.com/quiz-moneysuperpower

Timecodes:

0:00 - Intro
1:05 - Rule #1 - Never, Ever Carry A Balance
3:33 - Rule #2 - Never Let Card Benefits Go To Waste
6:43 - Money Superpower Quiz
7:46 - Rule #3 - Never Let Rewards Control Your Spending
9:52 - Rule #4 - Never Overcomplicate Your Card System
12:08 - Rule #5 - Never Rely On Memory For Payments

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

------------

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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7 "Silent" Money Traps to Avoid In Your 30s

Sat, 17 Oct 2026 01:21:00 -0000

In your 30s, you're starting to make more money than ever before. But it's also the time to watch out for some of the biggest financial mistakes that can come with a bigger paycheck. We'll talk about 7 traps that start in your 20s and then get worse as you age, plus how to avoid them!

Timecodes:

0:00 - Intro
1:04 - #1 Silent Money Trap
2:52 - #2 Silent Money Trap
3:53 - #3 Silent Money Trap
5:07 - #4 Silent Money Trap
6:39 - #5 Silent Money Trap
7:50 - #6 Silent Money Trap
9:41 - #7 Silent Money Trap

► "The Bogleheads' Guide to Investing" (https://amzn.to/3MIfPb2)
► "The Simple Path to Wealth" (https://amzn.to/3q4vKGX)
► "I Will Teach You To Be Rich" (https://amzn.to/3CIReP3)
► "So Good They Can’t Ignore You" (https://amzn.to/3xI7yyL)

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Stop Chasing Dividends—Total Return Is All That Matters

Fri, 16 Oct 2026 17:21:00 -0000

► Manage Your Money With Empower's FREE Financial Dashboard: https://empower.sjv.io/financialtortoise

Timecodes:

0:00 - Intro
0:53 - Dividend 101
7:36 - Empower’s Free Personal Dashboard
9:05 - Investor Dividend Obsession
11:44 - The Real Cost Of Chasing Dividends
15:52 - Three Simple Recommendations

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

------------

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► SoFi - https://sofi.com/tae
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► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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VTSAX vs SWTSX vs FZROX | Total Market Index Standoff

Fri, 16 Oct 2026 09:21:00 -0000

Looking for a total market index fund? VTSAX, SWTSX, and FZROX are all great options, but which one is the best for you? In this video I compare and contrast the three funds to help you decide.

Timecodes:

0:00 - Intro
1:16 - Total Market Index Fund 101
1:50 - Benefits of Total Market Index Fund
5:39 - Best Total Stock Market Index Fund
6:08 - Fund History
6:41 - Assets Under Management
7:40 - Expense Ratio
8:54 - Minimum Investment
9:13 - Fund Composition
13:16 - Firm Overview
16:47 - Bottom Line

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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7 'Rich' Purchases That Actually Signal Financial Struggle

Fri, 16 Oct 2026 01:21:00 -0000

► Try Monarch—Get 50% Off 'TORT50' - https://financialtortoise.com/monarch
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:50 - #1 - Extravagant, Over-The-Top Gifts
2:55 - #2 - Extravagant Life Events
4:33 - Try Monarch Money
6:04 - #3 - “Exclusive” Investing Opportunities
7;29 - #4 - Luxury Car (7-Year Loan)
8:43 - #5 - Perfect Instagram Home
10:31 - #6 - Chasing “Limited Edition”
11:51 - #7 - Timeshares

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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7 Things I STOPPED Spending Money On

Thu, 15 Oct 2026 17:21:00 -0000

In this video, I talk about the seven things I stopped spending money on when I became serious about my finances. Let me know if you can relate to at least a few of these things.

Timecodes:

0:00 - Intro
0:39 - #1 Thing I Stopped Spending Money On
1:38 - #2 Thing I Stopped Spending Money On
2:38 - #3 Thing I Stopped Spending Money On
3:31 - #4 Thing I Stopped Spending Money On
5:09 - #5 Thing I Stopped Spending Money On
5:45 - #6 Thing I Stopped Spending Money On
7:15 - #7 Thing I Stopped Spending Money On

▶ Favorite Travel Credit Card - Chase Sapphire Preferred. https://www.referyourchasecard.com/6/AGFE69IJZ3

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The $300K Trap—Why High Earners Struggle To Get Ahead

Thu, 15 Oct 2026 09:21:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:20 - #1 - Education Tax
4:23 - #2 - Geography Trap
7:35 - The Financial Tortoise Community
9:24 - #3 - Peer Pressure Ecosystem
12:05 - #4 - Financial Complexity

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Fund Portfolio - The #1 Investment Portfolio

Thu, 15 Oct 2026 01:21:00 -0000

The 3-fund portfolio is a simple, low-cost way to invest your money. In this video, I'll share the basics of how this investment strategy works and why it's so effective.

Timecodes:

0:00 - Intro
1:13 - Introducing The Three Fund Portfolio
2:19 - Why Total Market Index Fund
3:25 - Mitigate Individual Stock Risk
4:28 - Cuts Out Unhelpful Advisors
5:53 - Low Costs
7:21 - Simple
8:32 - Building Your 3-Fund Portfolio
10:10 - Asset Allocation

------------

FAVORITE TOOLS:
► Mint Mobile - Check Out My Partner Mint Mobile, Affordable Phone Service - https://trymintmobile.com/financialtortoise
► SoFi - Checking & High-Yield Savings Account (Terms Apply) - https://sofi.com/tae (Affiliate Link)
► Shortform - More Than Book Summaries - https://shortform.com/taekim

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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7 Signs You're Actually A True Long-Term Investor

Wed, 14 Oct 2026 17:21:00 -0000

► Get Your Free Customized Investing Plan: https://financialtortoise.com/quiz-investortype
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:59 - #1 - No Overconfidence Bias
2:18 - #2 - Resist Herding Behavior
3:52 - #3 - Don't Fixate On Purchase Price
5:13 - Investor Assessment Quiz
6:14 - #4 - Separate Emotions From Investments
7:49 - #5 - Accept You'll Miss Some "Best Days"
9:06 - #6 - View Volatility As A Feature
11:50 - #7 - Money Is Freedom, Not Status

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 WEIRD Things I LOVE Spending Money On

Wed, 14 Oct 2026 09:21:00 -0000

There are some things in life that we all love spending our money on. In this video I share 5 of my favorite weird things that I love spending my money on.

Timecodes:

0:00 - Intro
1:48 - #1 Weird Thing I Love Spending Money On
2:39 - #2 Weird Thing I Love Spending Money On
3:58 - #3 Weird Thing I Love Spending Money On
5:15 - #4 Weird Thing I Love Spending Money On
6:51 - #5 Weird Thing I Love Spending Money On

▶ Favorite Travel Hacking Podcast - https://frequentmiler.com/
▶ Favorite Travel Hacking YouTube Channel - https://www.youtube.com/c/AskSebby
▶ Favorite Travel Credit Card - Chase Sapphire Preferred. https://www.referyourchasecard.com/6/AGFE69IJZ3

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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10 Clear Signs You're Destined For Greatness

Wed, 14 Oct 2026 01:21:00 -0000

► Discover Your Money Superpower!: https://financialtortoise.com/quiz-moneysuperpower
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - Action Oriented
1:40 - #2 - Wildly Optimistic
2:49 - #3 - Calculated Experiments
4:21 - Money Superpower Quiz
5:35 - #4 - Cherish Solitude
6:55 - #5 - Let Things Go
8:35 - #6 - Extreme Ownership
9:47 - #7 - Embrace Failure
10:45 - #8 - Embrace Change
12:06 - #9 - Celebrate Others
13:23 - #10 - Generous

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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VTIAX - The ONLY International Fund You Need

Tue, 13 Oct 2026 17:21:00 -0000

Have you thought about investing internationally? In this video, I'll show you why VTIAX is the only international fund you need. VTIAX invests in a mix of 8,000 international companies from around the world, giving you broad exposure to global markets.

Timecodes:

0:00 - Intro
1:20 - Why Invest Internationally
2:43 - Different School of Thoughts
6:10 - On Investing Internationally
8:41 - Simple Takeaway
9:42 - How Much To Invest?

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Embrace Simplicity—Your Ultimate Super Power

Tue, 13 Oct 2026 09:21:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!

Timecodes:

0:00 - Intro
0:30 - #1 - Simplicity Forces Clarity
3:05 - #2 - Simplicity Drives Action
6:07 - Fabric by Gerber Life
8:37 - #3 - Simplicity Compounds
11:10 - #4 - Simplicity Is Timeless
13:36 - #5 - Simplicity Creates Peace

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How To Time The Market

Tue, 13 Oct 2026 01:21:00 -0000

Do you want to time the market and buy low and sell high? In this video I talk about market timing. We’ll see if there are real opportunities to make money here, or if it is a fool’s errand.

Timecodes:

0:00 - Intro
1:28 - Market Timing 101
2:11 - News Headlines
2:53 - Financial TV Shows
4:32 - Financial Magazines & Websites
6:50 - Stay The Course

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How To Eliminate Financial Stress—The 5-Step Process

Mon, 12 Oct 2026 17:21:00 -0000

► Try Monarch—Get 50% Off 'TORT50' - https://financialtortoise.com/monarch
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:07 - Step 1 - More Isn't The Answer
3:21 - Step 2 - Your Money System
6:46 - Step 3 - Cash Reserve
9:27 - Step 4 - Simplify Your Investment
12:27 - Step 5 - Count Your Blessings

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Be Frugal. Not Cheap.

Mon, 12 Oct 2026 09:21:00 -0000

When it comes to spending our hard earned money, we often use the words "frugal" and "cheap" interchangeably. But there's a big difference between the two! In this video, I'll explain the difference and why being frugal is so important in today's economy.

Timecodes:

0:00 - Intro
1:20 - So, How Are Being Frugal & Being Cheap Different?
4:44 - Frugality Will Turn You Into a Millionaire One Day
5:55 - Why Being Cheap Is Bad
7:10 - So, How Can I Become More Frugal, Without Being Cheap?

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Complete Cash Management Framework—3 Bucket System

Mon, 12 Oct 2026 01:21:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:24 - Bucket #1 - Day-to-Day Spending
5:45 - Bucket #2 - Emergency Fund
9:08 - The Financial Tortoise Community
11:21 - Bucket #3 - Big Ticket Goals

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Index Investing Is For Losers

Sun, 11 Oct 2026 17:21:00 -0000

Index investing is for losers. Or are they? Let’s find out!

Timecodes:

0:00 - Intro
3:13 - Index Investing - It Pays To Be A Loser
4:13 - What Is Index Investing?
5:00 - Why Is Indexing Effective?
5:12 - Higher Diversification and Less Risk
6:03 - Low Operating Expenses
7:17 - No Need to Hire a Investment Manager

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Stop Asking $3 Questions and Start Asking $30,000 Questions

Sun, 11 Oct 2026 09:21:00 -0000

► Join the Free Newsletter!: https://financialtortoise.com/newsletter
► Join the Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:03 - #1 - What Should I Drive?
4:01 - Subscribe to the Newsletter!
4:37 - #2 - Should I Buy A House?
7:56 - #3 - What Are My Investment Fees?
11:21 - #4 - How Can I Increase My Income?
14:14 - #5 - Where Should I Live?

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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7 Stages of Financial Freedom

Sun, 11 Oct 2026 01:21:00 -0000

Financial freedom isn't a destination. It's a journey. And in this video, I'll take you through the seven stages of financial freedom so you can start your own journey today.

Timecodes:

0:00 - Intro
1:19 - Stage 1
2:14 - Stage 2
3:20 - Stage 3
4:08 - Stage 4
5:30 - Stage 5
6:55 - Stage 6
8:18 - Stage 7

► https://www.latestarterfire.com/

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The 3-Fund Portfolio Blueprint—Investing Made Simple

Sat, 10 Oct 2026 17:21:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:02 - 3-Fund Portfolio 101
3:25 - Advantage #1 - Index Funds
4:28 - Advantage #2 - Self-Cleansing
5:45 - Advantage #3 - Global Diversification
7:04 - Financial Tortoise Community!
8:33 - Advantage #4 - Includes Bonds
10:31 - Advantage #5 - Rock Bottom Costs
11:10 - Advantage #6 - Simple
11:59 - Advantage #7 - Fully Customizable
12:45 - How To Build Your 3-Fund Portfolio
14:52 - Asset Allocation
16:10 - Notable Alternatives

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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VBTLX - The Only Bond Fund You Need in Your Portfolio

Sat, 10 Oct 2026 09:21:00 -0000

Bond is one the most important asset classes to understand in your portfolio. Unfortunately, it's also one of the most complicated and least understood. In this video I'll explain what bonds are and how they work, why you need them in your portfolio, and why Vanguard Total Bond Market Index Fund, VBTLX, is the only bond fund you need.

Timecodes:

0:00 - Intro
1:49 - What Are Bonds Anyway?
2:21 - So, Why Do We Need Bonds?
4:09 - Bonds Risks
4:26 - Default Risk
5:43 - Interest Risk
6:37 - Inflation Risk
7:49 - VBTLX

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Fake Rich vs Real Rich—The Signs Are Obvious

Sat, 10 Oct 2026 01:21:00 -0000

► Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/financialtortoise to get a 14-day free trial and see if any of your data has been exposed.
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
12:12 - #1 - Need You To Know They're Rich
4:58 - Try Aura
6:23 - #2 - Obsess Over Shortcuts
8:13 - #3 - Obsess Over Income, Not Net Worth
11:06 - #4 - Limited Transparency
13:41 - Avoid “Fake Rich” Trappings

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Is Your INNER CIRCLE Holding You Back From Achieving Wealth?

Fri, 09 Oct 2026 17:21:00 -0000

INNER CIRCLE: The people you spend most of your time with. The ones who are closest to you, and the ones who have the power to affect your life in a major way. This video will help you identify whether or not your INNER CIRCLE is holding you back from achieving wealth!

Timecodes

0:00 - Intro
1:36 - Inner Circle | Don’t Wants
2:52 - Importance of Protecting Your Mind
4:43 - Inner Circle | Wants
6:02 - Finding Your Inner Circle | My Secret

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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A Simple Money Rule for Guilt-Free Spending

Fri, 09 Oct 2026 09:21:00 -0000

► Join the Free Newsletter!: https://financialtortoise.com/newsletter
► Join the Financial Tortoise Community!: https://financialtortoise.com/community
► The Wealth Ladder by Nick Maggiulli: https://amzn.to/4pnkNfN

Timecodes:

0:00 - Intro
0:40 - 0.01% Rule 101
4:19 - #1 - Objective Framework
7:13 - #2 - Conserves Mental Energy
8;55 - #3 - Breaks the "Tightwad Trap”
11:09 - Important Guardrails
12:51 - Practical Steps

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Do NOT Hire Investment Advisors | Here's Why

Fri, 09 Oct 2026 01:21:00 -0000

Investment Advisors make a lot of money. But what do they do for you? In this video, I explain why I really don't like investment advisors and why you may not need them either.

Timecodes:

0:00 - Intro
1:27 - How Investment Advisors Make Money
1:43 - Commissions
3:21 - The AUM (Assets Under Management) Model
5:32 - Fee Only
6:18 - Bottom Line
7:05 - You Don’t Need a Investment Advisor

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Lessons From The 2008-09 Financial Crisis

Thu, 08 Oct 2026 17:21:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:58 - #1 - We Overestimate Our Courage
5:18 - Join The Financial Tortoise Community
7:14 - #2 - An Emergency Fund Isn't Optional
9:14 - #3 - Debt Magnifies Everything
12:17 - #4 - No One Can Predict The Future
14:21 - #5 - Beware of Complexity

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Money Problems BILLIONAIRES Struggle With

Thu, 08 Oct 2026 09:21:00 -0000

We may thing only poor people have money problems, but that is not the case. Rich people have money problems too, they are just different problems. In this video, we explore the different money problems that rich people and poor people face.

Timecodes

0:00 - Intro
1:13 - Money Problems of the Poor
1:17 - 1) Problem of Scarcity
2:27 - 2) Fear of Emergencies
3:31 - 3) Bad Financial Advice
4:25 - Money Problems of the Rich
5:11 - 1) Keeping Money Safe and Invested
6:37 - 2) Authentic Relationships
7:38 - 3) Raising Spoiled Kids

------------

LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Ultimate Wealth Trifecta | Health, Money and Time

Thu, 08 Oct 2026 01:21:00 -0000

What is the ultimate wealth trifecta? Health, money, and time. In this video I break down what each of these mean and why they are so important for creating true wealth.

Timecodes

0:00 - Intro
1:01 - Invest in Health
4:41 - Master Money
6:58 - Buy Back Time

► https://frugalminimalistkitchen.com/ (https://transactions.sendowl.com/stores/15293/227370)
► "The Simple Path to Wealth" by JL Collins (https://amzn.to/3q4vKGX)

------------

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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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What Are You Really Optimizing For?

Wed, 07 Oct 2026 17:21:00 -0000

Timecodes:

0:00 - Intro
2:00 - The Psychology Behind the Problem
4:52 - #1 - Time Reclaimed
6:38 - #2 - Cognitive Bandwidth
8:25 - #3 - Peace of Mind
10:34 - #4 - Transferability
12:31 - #5 - Flexibility

------------

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LINKS:
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► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Best Vanguard Funds to Buy and Hold Forever

Wed, 07 Oct 2026 09:21:00 -0000

Looking for the best Vanguard funds to buy and hold forever? Look no further! In this video, I'll share with you my top five picks for long-term investors. Thanks for watching!

Timecodes

0:00 - Intro
0:30 - 1) Vanguard Target Retirement Funds
3:04 - 2) VTSAX - Vanguard Total Stock Market Index Fund
5:19 - 3) VBTLX - Vanguard Total Bond Market Index Fund
6:46 - 4) VTIAX - Vanguard Total International Stock Index Fund
8:38 - 5) 3-in-1: VFIAX / VSMAX / VIMAX

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Most Common Tax Mistakes High-Income Earners Make

Wed, 07 Oct 2026 01:21:00 -0000

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► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - Failing to Max Out Tax-Advantaged Accounts
3:58 - #2 - Mismanaging Equity Compensation
7:12 - #3 - Ignoring Capital Gains Timing
9:27 - #4 - Not Having a Charitable Giving Strategy
12:04 - #5 - Neglecting Strategic Roth Conversions

------------

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LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Real Wealth Is Actually INVISIBLE

Tue, 06 Oct 2026 17:21:00 -0000

The idea that "real wealth is invisible" may seem like a paradox, but it's actually true. Watch this video to find out what I mean and why it's important for you to understand the difference between real wealth and material possessions.

Timecodes

0:00 - Intro
0:58 - True Wealth Is What You Don’t See
2:35 - Looking Wealthy vs. Actually Being Wealthy
4:27 - Let’s Be Careful Who We Imitate

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Contentment Equation—Win at Life

Tue, 06 Oct 2026 09:21:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!
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Timecodes:

0:00 - Intro
0:57 - Why Winning The Lottery Doesn’t Work
3:32 - Try Fabric by Gerber Life
5:52 - The Contentment Equation
8:15 - Warren Buffett
11:21 - The Choice
13:41 - The Contentment Framework
17:18 - Final Question

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Should You Buy Individual Stocks?

Tue, 06 Oct 2026 01:21:00 -0000

Should you invest in individual stocks? Watch this video to find out!
Timecodes

0:00 - Intro
1:05 - Individuals Are Just Not Good Stock Traders
2:47 - No One In The Media Knows A Stock’s Future
4:06 - And If Someone Knew For Some Reason, What Do You Think They Would Do?
4:57 - So, When Is it Ok To Buy Individual Stocks?

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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What's Really Driving the Stock Market's Concentration?

Mon, 05 Oct 2026 17:21:00 -0000

► Download Your FREE 1-Page Infographic: https://financial-tortoise.ck.page/d0a4467029
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:39 - Concentration Is Not New
5:16 - Mathematical Reality of Concentration
7:30 - The Industry That Profits
11:41 - What Diversification Actually Means
14:02 - What Should You Actually Do
16:16 - Major Takeaways

------------

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► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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When Should You Buy A Home? | Follow This Checklist

Mon, 05 Oct 2026 09:21:00 -0000

Finding the right home is one of life's most exciting adventures. But it can be difficult to know when you're ready to take the leap and buy a house. Follow this checklist before you decide to dive in, and see if buying a home is right for you!

Timecodes

0:00 - Intro
0:48 - Home Ownership Wasn’t Always The American Dream
2:16 - Home Prices Don’t Always Go Up
3:30 - US Real Estate History Takeaways
4:13 - Pre-Home Buying Checklist
4:16 - 1) Get Your Debt Under Control.
5:10 - 2) Fund Your Emergency Account
5:58 - 3) Know How Much You Can Afford
7:18 - 4) 20 Percent Down Is Best
8:12 - 5) Stick to Fixed 15 or 30 Year Mortgage
9:06 - 6) Shop Around For Mortgage

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Biggest Ways People Are Wasting Their Money

Mon, 05 Oct 2026 01:21:00 -0000

► Download Your FREE 1-Page Infographic: https://financialtortoise.kit.com/df040ef9c2
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - Convenience Spending
3:36 - #2 - Forgotten Spending
6:31 - #3 - Social Spending
9:24 - #4 - Status Spending
12:33 - #5 - Emotional Spending

------------

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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24 Things To Never Waste Your Hard Earned Money On

Sun, 04 Oct 2026 17:21:00 -0000

► If you’re ready to level up your AI leadership skills, head to https://masterclass.yt.link/qzwMkPy to get 15% off the Lead with AI Certificate from MasterClass and Microsoft.

Timecodes:

0:00 - 1% Financial Advisor Fee
0:59 - Whole Life Insurance
1:33 - Leasing A Car
2:13 - Dealer Add-Ons
2:44 - Timeshares
3:44 - MasterClass Certificate
5:26 - Extended Warranties On Electronics
5:44 - Premature Spending
6:14 - Products You Don't Understand
6:43 - Renovating To Impress
7:05 - Subscription Creep
7:43 - Over-Gifting Out Of Obligation
8:11 - Competitive Parenting Spending
8:55 - Retail Therapy
9:33 - Investment Newsletter
10:07 - Expensive Solutions To Everything
10:49 - Trying To Time The Market
11:25 - Chasing Last Year's Winner
11:53 - Home Equity For Lifestyle Spending
12:21 - Buying Premium For Everything
12:55 - Financial Complexity
13:31 - Paying For Advice They Never Act On
14:08 - Financing Things That Should Be Paid In Cash
14:50 - Guilt-Driven Financial Decisions
15:16 - Waiting To Start

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Millionaire Next Door | 5 Key Takeaways For The Sandwich Generation

Sun, 04 Oct 2026 09:21:00 -0000

The Millionaire Next Door is a book that has been out for more than two decades and still provides great advice to the average person. In this video, we'll look at some of my favorite takeaways from the book!

Timecodes

0:00 - Intro
0:40 - Millionaires Are Frugal
2:03 - Millionaires Are Planners
3:33 - Millionaires Value Financial Independence Over High Social Status
5:04 - Their Parents Did Not Provide Economic Outpatient Care (EOC)
6:40 - They Chose The Right Occupation

PURCHASE YOUR BOOKS HERE:
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------------
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Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Why 40s Are Your Most Financially Dangerous Decade

Sun, 04 Oct 2026 01:21:00 -0000

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Timecodes:

0:00 - Intro
0:39 - The Upgrade Temptation
3:45 - Career Complacency
6:07 - MasterClass Executive
7:35 - Sandwich Generation Squeeze
10:10 - Investment Complexity Creep
12:49 - The Health Neglect

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

------------

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How To Pay Off Debt Quickly And Efficiently

Sat, 03 Oct 2026 17:21:00 -0000

How to pay off debt quickly and efficiently. Tired of the stress that comes with having a lot of debt? You're not alone. Millions of people are in your boat, but it doesn't have to be like this forever! Watch this video for some helpful tips on how you can start paying off your debts now, without feeling like you're drowning!

Timecodes

0:00 - Intro
0:59 - Step One: Understand What You Owe And How Much You Owe
2:00 - Step Two: Track Your Expenses
3:48 - Step Three: Cut Back To Your Minimal Living Expense
4:58 - Step Four: Pay Off Debt
6:13 - Step Five: Make More Money

------------
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Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

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How To Talk To Your Aging Parents About Money (5 Proven Methods!)

Sat, 03 Oct 2026 09:21:00 -0000

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Aging Parents & Money: the topic that nobody wants to discuss. But one of the most important conversations you can have with your aging parents is about their finances.

In this video I share five tried and tested methods on how to talk to your aging parents about their finances, and also give a few warnings for what not to say!

Timecodes

0:00 - Intro
0:53 - #1 Ask For Advice
1:52 - #2 Use A Story
2:40 - #3 Share Your Own Financial Experience
4:08 - #4 Don't Start the Conversation With Money
5:05 - #5 Anchor Off Current Events

------------

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

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Bonds — The Most Misunderstood Asset in Investing

Sat, 03 Oct 2026 01:21:00 -0000

► Download Your FREE PDF Guide: https://financialtortoise.kit.com/bondsmisunderstoodasset
► Financial Tortoise Community — Join the Waitlist: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:51 - Bond 101
3:39 - Bond Mechanics
7:25 - Many Types of Bonds
11:58 - How to Hold Bonds
13:52 - When to Hold Bonds

------------

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LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How We Paid Off $105,000 Of Student Loans In 3.5 Years

Fri, 02 Oct 2026 17:21:00 -0000

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We paid off $105,000 of student loans in 3.5 years. In this video I'll share the 7 steps that we took to pay off our debt. It's not easy paying off student loans, but it is possible. Let me show you what you can do.

Timecodes

0:00 - Intro
1:20 - #1 We Organized Our Finances
2:29 - #2 We Invested In Our Financial Education
3:49 - #3 We Cut Back Our Expenses
5:26 - #4 We Implemented Dave Ramsey's Debt Snowball Method
6:49 - #5 We Grew Our Careers and Our Income
8:22 - #6 We Remained Committed To The Vision
10:36 - #7 Don't Underestimate What You Can Achieve

------------

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

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The Only Investment Portfolio You'll Ever Need

Fri, 02 Oct 2026 09:21:00 -0000

► Download Your FREE Three-Fund Portfolio Visualizer: https://financialtortoise.kit.com/3fundportfoliovisualizer
► Financial Tortoise Community — Join the Waitlist: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:25 - Enemy Across the Table
4:48 - Key Portfolio Characteristics
6:10 - #1 - Target Date Fund
8:48 - #2 - Total Market Index Fund
11:52 - #3 - 3-Fund Portfolio
15:30 - What Determines Your Outcome

------------

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Only 5 Money Decisions That Actually Matter

Fri, 02 Oct 2026 01:21:00 -0000

► Download Your FREE PDF Guide: https://financialtortoise.kit.com/only5moneydecisionsthatmatter
► Financial Tortoise Community — Join the Waitlist: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - Your Savings Rate
3:42 - #2 - Your Enough
7:59 - #3 - Your Earning Power
11:34 - #4 - Your Life Partner
14:12 - #5 - Your Financial Manager

------------

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Millionaire Habits that Changed My Life

Thu, 01 Oct 2026 17:21:00 -0000

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If you're looking to become a millionaire, then this video is for you. In this video I share 5 Millionaire Habits that Changed my life and how they can help you achieve your goals and live the life of your dreams!

Timecodes:

0:00 - Intro
1:51 - Don't Care What Other People Think
3:34 - Master Money
4:56 - Cultivate a Love of Reading
6:12 - Learn to Rest
8:37 - Prioritize Quality Time With People You Love

PURCHASE YOUR BOOKS HERE:
► "The Millionaire Next Door" (https://amzn.to/3w5TEWB)
► "Top Five Regrets of the Dying" (https://amzn.to/3tevRC4)
► "The Power of Full Engagement" (https://amzn.to/3COPuDY)

------------

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

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Why $2.5 Million Is The Perfect Sweet Spot

Thu, 01 Oct 2026 09:21:00 -0000

► Download Your FREE Compound Interest Calculator: https://financialtortoise.kit.com/compoundinterestcalculator
► Financial Tortoise Community — Join the Waitlist: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - Your Fortress of Solitude
3:01 - #2 - More Most, It’s Enough
6:49 - #3 - Actually Reachable
10:55 - #4 - It’s Only The Beginning
13:26 - #5 - More ≠ More Happiness

► The Gambler Monologue: https://youtu.be/XamC7-Pt8N0?si=EXflCB6uous641df
► JL Collins Reenactment: https://youtu.be/eikbQPldhPY?si=sPLmjbe_tphi18I0

------------

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Why $2.5 Million Is The Perfect Sweet Spot

Thu, 01 Oct 2026 09:21:00 -0000

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How to Master Your Credit Card! (5 Best Tips)

Thu, 01 Oct 2026 01:21:00 -0000

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It's true that credit cards can be dangerous, but they can also be a powerful financial tool if used wisely. Here are the five best tips for mastering your credit card!

Timecodes:

0:00 - Intro
1:36 - Never Carry a Credit Card Balance
3:06 - Always Pay on Time
4:01 - Never Use Credit Card Cash Advance
5:16 - Evaluate Rewards Carefully
6:36 - Monitor Credit Report Regularly

------------

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

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5 Core Investment Principles To Maximize Returns

Wed, 30 Sep 2026 17:21:00 -0000

► Download Your FREE PDF Guide: https://financialtortoise.kit.com/5coreinvestmentprinciplesmaximizereturns
► Financial Tortoise Community: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - Diversify
3:45 - #2 - Ruthlessly Simplify
7:49 - #3 - Keep Costs Low
10:24 - #4 - Minimize Taxes
13:06 - #5 - Play Long

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch
► ProjectionLab - https://projectionlab.com?ref=financialtortoise
► Boldin - https://go.boldin.com/financialtortoise

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Term Vs. Whole Life Insurance | The Best Option For The Sandwich Generation

Wed, 30 Sep 2026 17:21:00 -0000

What type of life insurance should the "Sandwich Generation" buy? In this video, I break down the difference between term and whole life insurance. And I'll show you how to determine which one is going to work best for your specific situation.

Timecodes

0:00 - Intro
0:45 - Why Do You Need Life Insurance?
1:44 - Where to Start
2:26 - Term vs. Whole Life Insurance
3:41 - Don’t Get Hung Up On The Expiration Date
4:14 - How Much To Get?
4:28 - Make Sure To Shop Around
4:55 - Permanent Life Insurance - Whole Life or Universal Life Insurance
6:12 - Insurance Broker Commission
6:40 - Insurance Shouldn’t Be Investments
7:18 - This Gets Me Real Boiling
7:50 - Sales Pitch #1
8:43 - Sales Pitch #2
9:19 - Sales Pitch #3
10:18 - My Recommendation

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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2 Laws That Drive Everything — Money, Life, Success

Wed, 30 Sep 2026 16:12:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community
► Check out Peter Kaufman's original speech: https://fs.blog/great-talks/multidisciplinary-approach-thinking-peter-kaufman/

Timecodes:

0:00 - Intro
0:46 - First Law - Mirror
7:04 - Second Law - Multiply
11:16 - Einstein's Hierarchy of Cognitive Prowess

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Give Like A Billionaire | Donor-Advised Fund (DAF) Explained

Wed, 30 Sep 2026 15:03:00 -0000

Donor-advised funds are an easy way to give like a billionaire. This video explains what donor-advised funds are, how they work, and why you should use them!

Timecodes

0:00 - Intro
0:55 - Why Donor Advised Fund?
1:23 - The North Korean Defector Story
2:54 - Why I Give
3:36 - What is Donor-Advised Fund
3:56 - Where to Open a Donor-Advised Fund?
4:32 - 5 Benefits Of Using DAF For Your Giving
4:41 - 1) Name Your Foundation Like A Billionaire
4:52 - 2) Flexibility In Tax Deduction Timing
5:21 - 3) Contribute Assets
5:53 - 4) Invest Your DAF For Growth
6:41 - 5) Give Today & Also In The Future

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LINKS:
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► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Why The Smartest People Are The Worst With Money

Wed, 30 Sep 2026 13:54:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:22 - The Nobel Disease
4:03 - #1 - Overconfidence
6:04 - #2 - Impatience
9:44 - #3 - Shiny New Object Syndrome
11:40 - #4 - Overcomplication
13:48 - #5 - Too Smart For The Basics

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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401(k), 403(b), IRA, Roth | Retirement Savings Plans Explained (For 2022)

Wed, 30 Sep 2026 12:45:00 -0000

What are the different types of retirement savings? Which one should I choose? Let's answer these questions with our video about 401(k), 403(b)s, IRAs and Roths.

IRS Website 2022 Retirement Plan Change https://www.irs.gov/newsroom/irs-announces-changes-to-retirement-plans-for-2022

Timecodes

0:00 - Intro
1:21 - Retirement Savings Plan Fundamentals
2:06 - Employer-Based Tax-Advantaged Buckets
2:45 - 401(k)
6:26 - Roth 401(k)
7:11 - Individual-Based Tax-Advantaged Buckets
7:42 - Traditional IRA
8:47 - Roth IRA
9:45 - Summary Of Retirement Savings Plans
10:20 - My Recommendation For Order Of Filling These Buckets

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LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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One Global Fund (VTWAX) or Two Funds (VTSAX + VTIAX)

Wed, 30 Sep 2026 11:36:00 -0000

► Download Your FREE Global Exposure Cheatsheet: https://financialtortoise.kit.com/oneglobalfundvstwofunds
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:42 - The Case for International Exposure
4:44 - The Two Approaches
6:23 - What Are These Funds Exactly?
8:59 - The Key Differences
13:33 - The Behavioral Factor
14:59 - So Which Should You Choose?

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► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Making Money vs. Making It Last | How To STAY Wealthy

Wed, 30 Sep 2026 10:27:00 -0000

A lot of people ask me, "Hey I want to make money. What should I do?" But the question they should be asking is, "How can I make it last? How can I STAY wealthy?" In this video we'll look at some big ways you can keep your wealth secure and make it last!

Timecodes

0:00 - Intro
0:39 - Making Money vs. Making It Last
1:10 - Making Money vs. Making It Last In Media
2:16 - Warren Buffet Not Only Got Rich, But Kept Getting Richier.
3:33 - Be Financially Bulletproof. Hold Enough Cash.
4:36 - Understand, No Plan Survives First Contact
6:09 - Be Optimistic, But Also Be Little Paranoid | Practice Pragmatic Optimism

PURCHASE YOUR BOOKS HERE:
► "Man's Search for Meaning" by Viktor Frankl (https://amzn.to/320MRAh)

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Sandwich Generation: What It Means and How to Deal With It

Wed, 30 Sep 2026 09:21:00 -0000

The Sandwich Generation is a term used to describe the generation that takes care of their aging parents while also raising kids. This video will help you understand what it means and how to deal with it!

1 - The emotional & time challenge as the Sandwich Generation
2 - The importance of having a strong financial foundation
3 - We want to not just survive, but thrive as the Sandwich Generation

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Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

-------------

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop Believing These Gold Myths

Wed, 30 Sep 2026 09:18:00 -0000

► Download Your FREE 1-Page Infographic: https://financialtortoise.kit.com/0dfda90d2b
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:38 - The Current Gold Rally
4:12 - Myth #1 - Inflation Hedge
6:51 - Myth #2 - Safe Haven
8:59 - Myth #3 - Improved Portfolio Returns
12:07 - Myth #4 - Reliable Store Of Value
14:38 - Actionable Takeaways

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► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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HSA - The Ultimate Investment Account | Never Pay Taxes!

Wed, 30 Sep 2026 08:09:00 -0000

The Health Savings Account is the ultimate investment account. The IRS has been very generous with HSA holders, and it's time for you to take advantage of these benefits! In this video I'll discuss why an HSA can be a great tool for your retirement.

Timecodes

0:00 - Intro
0:42 - What Is A HSA?
2:06 - Caveat - HSA is Not FSA
3:21 - This Is Where It Gets Awesome
3:46 - Isn’t HSA For Medical Expenses?
5:00 - So, What Should You Do To Maximize HSA?
6:04 - Bottom Line

Healthcare.gov & HSA (https://www.healthcare.gov/glossary/health-savings-account-hsa/)
Mad Fientist & HSA (https://www.madfientist.com/ultimate-retirement-account/)

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► Mint Mobile - Check Out My Partner Mint Mobile, Affordable Phone Service - https://trymintmobile.com/financialtortoise
► SoFi - Checking & High-Yield Savings Account (Terms Apply) - https://sofi.com/tae (Affiliate Link)
► Shortform - More Than Book Summaries - https://shortform.com/taekim

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The 5 Best Fidelity Funds for 2026 and Beyond

Wed, 30 Sep 2026 07:00:00 -0000

► Download Your FREE PDF Summary: https://financialtortoise.kit.com/5bestfidelityfunds2026
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:03 - #1 FSKAX
5:26 - #2 FTIHX
9:56 - #3 - FXNAX
12:18 - #4 - SPAXX
14:29 - #5 - Freedom Index Funds

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Secret To Wealth Is...TIME? | Compound Interest Explained

Wed, 30 Sep 2026 05:51:00 -0000

This video will explain how compounding interest works and why it is the secret to building wealth. It may sound like a simple concept, but in reality compounding interest is one of the most powerful forces in the universe! It's just math, you say? Well yes...sort of. But what about when your money makes more money without any work on your part? This is where things get really interesting.

Timecodes

0:00 - Intro
0:36 - 99% of Warren Buffet’s $100.5 billion net worth came after his 56th Birthday
1:59 - Compounding Is Not Intuitive
3:51 - Double Edged Sword
4:46 - Resist The Urge To Beat The Market

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LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Last Words You Don't Want to Say

Wed, 30 Sep 2026 04:42:00 -0000

► Download Your FREE 1-Page Infographic: https://financialtortoise.kit.com/lastwordsyoudontwanttosay
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:42 - #1 - Never Spend to Impress
3:50 - #2 - Never Trade Health for Wealth
6:47 - #3 - Never Waste Time
9:24 - #4 - Never Neglect People
11:46 - #5 - Never Take Foolish Risks

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Is Index Investing For Lazy People?

Wed, 30 Sep 2026 03:33:00 -0000

Is index investing for lazy people? Some people think that because you're not picking stocks, you're just sitting on your hands. But this couldn't be further from the truth! Index investing is a great way to get exposure to different kinds of investments without having to spend hours researching individual stocks.

Timecodes

0:00 - Intro
0:47 - Index Investing 101
2:36 - Why People Believe Index Investing Is Lazy Investing
3:01 - Hard to Accept “Average”
4:25 - Banks & Financial Media Make You Believe You Can Beat The Market
5:31 - People Underestimate The Hidden Cost Of Investing
6:12 - We Can’t Pick Winning Stocks
6:40 - Wise Words

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LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How to Declutter Your Investment Portfolio

Wed, 30 Sep 2026 02:24:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community
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Timecodes:

0:00 - Intro
2:09 - Why Portfolios Get Cluttered
4:58 - Cost of a Cluttered Portfolio
7:01 - Step #1 - Declutter Diagnostic Audit
9:02 - Step #2 - Define Target Portfolio
10:08 - Step #3 - Consolidate Redundant Accounts
11:14 - Step #4 - Simplify Your Tax-Advantaged Accounts
11:57 - Step #5 - Simplify Your Taxable Accounts
13:27 - The Permission to Let Go

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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4 Skills Every Successful Investor Needs

Wed, 30 Sep 2026 01:21:00 -0000

► Join The Waitlist! — Financial Tortoise Community: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:13 - #1 - Interest
5:52 - #2 - Math Horsepower
9:44 - #3 - Financial History
13:19 - #4 - Emotional Discipline

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► Empower - https://empower.sjv.io/financialtortoise
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► ProjectionLab - https://projectionlab.com?ref=financialtortoise
► Boldin - https://go.boldin.com/financialtortoise

LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Money CAN Buy Happiness | Here's How

Wed, 30 Sep 2026 01:15:00 -0000

Money can buy you happiness. This is a fact that many people are happy to acknowledge, but it's also one of the most misunderstood truisms in all of personal finance. In this video, I'll explain how money can actually make you happier and what you should be doing with your money!

Timecodes

0:00 - Intro
0:22 - United States - A Nation Of Rich, Unhappy People
3:05 - What Brings “Happiness”
4:01 - Use Money To Buy “Happiness” - Time

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Why You'll Never Feel Rich

Wed, 30 Sep 2026 00:06:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:00 - Reason #1 - The Goalpost Always Moves
1:38 - Try Fabric by Gerber Life
3:56 - Reason #2 - The Hedonic Treadmill
5:33 - Reason #3 - The Comparison Trap
7:48 - The Hidden Cost of Chasing a Number
9:03 - True Wealth Isn't a Number
10:39 - What You Can Actually Do

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► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Beware Of These "GOOD" Debt

Tue, 29 Sep 2026 22:57:00 -0000

There is no "GOOD" Debt. I'm sure you've heard this before, but it bears repeating: there's no such thing as good debt. It may feel like borrowing money to buy a house or send your kids to college is worth it because houses and education are investments that will increase in value over time. But the reality is that all debt - whether it's for a car, clothes, education or anything else - has an interest rate attached to it which means that you're paying more for something than what you paid for originally. In this video, I share four types of debt and why there is no such thing as "good" debt.

Alan Donegan, Rebel Business School - https://therebelschool.com/

Timecodes:

0:00 - Intro
0:35 - Home Mortgage Loan
3:49 - Student Loans
5:42 - Home Equity Loan
6:55 - Business Loans

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How to Invest During a War

Tue, 29 Sep 2026 21:48:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
2:35 - What Many Are Doing
5:45 - The Financial Industry Problem
7:16 - What Historical Data Actually Shows
9:48 - Keep An Eye On
12:04 - What "Do Nothing" Actually Looks Like

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How To Increase Your Credit Score | 5 Simple Ways

Tue, 29 Sep 2026 20:39:00 -0000

Credit is important in today's society. If you don't have good credit, it can be difficult to get a loan for a house or even buy a car. In this video I share five easy ways to increase your score and how to stay on top of your finances!

Timecodes:

0:00 - Intro
0:37 - Why do you want to pay attention to your credit score?
2:21 - What Is a Credit Score, aka FICO Score?
3:29 - Ways To Increase Your Credit Score
3:46 - First Way - Automate Your Payments
4:11 - Second Way - Keep Your Credit Utilization Ratio Below 20%
4:42 - Way Number Three - Not to Open Too Many Accounts
5:19 - Way Number Four - Once You Open Accounts, Don’t Close Your Accounts
5:44 - Way Number Five - Keep An Eye Out For Any Errors Or Mistakes On Your Credit Report and Dispute Them If Necessary

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JOIN MY MAILING LIST: https://financialtortoise.com/

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Breaking Down Ray Dalio's All Weather Portfolio

Tue, 29 Sep 2026 19:30:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
2:42 - Ray Dalio
3:44 - The Four Seasons
4:43 - The Portfolio Breakdown
6:19 - The Secret Sauce - Risk Parity
8:50 - Long-Term Performance
11:52 - 2022 — The Year It Was Supposed to Shine
12:41 - The 40-Year Tailwind Nobody Talks About
14:38 - The Simpler Alternatives
15:32 - The Final Verdict

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Quietly Wealthy — America's Most Ignored Success Story

Tue, 29 Sep 2026 17:21:00 -0000

► Download Your FREE Best Funds Identifier: https://financialtortoise.kit.com/bestfundsidentifier
► Financial Tortoise Community: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:31 - The Loud Wealthy
4:30 - #1 - Boring Income
6:23 - #2 - Modest Lifestyle
8:17 - #3 - Diversified Ownership
11:19 - #4 - Minimal Debt
12:49 - #5 - Long Time Horizon

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch
► ProjectionLab - https://projectionlab.com?ref=financialtortoise
► Boldin - https://go.boldin.com/financialtortoise

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Index Fund vs Mutual Fund vs ETF | The Difference and The Best Option

Tue, 29 Sep 2026 17:21:00 -0000

What's the difference between a mutual fund, an ETF and an index fund? In this video I break down all of the different types of funds so that you can understand which one is best for you.

Timecodes

0:00 - Intro
0:37 - Mutual Fund
3:57 - Index Fund
6:01 - ETFs

------------
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Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

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The Legal Way To Pay 0% Tax On Your Investments

Tue, 29 Sep 2026 16:12:00 -0000

► Download FREE Capital Gains Tax Calculator: https://financialtortoise.kit.com/capitalgainstaxcalculator
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:43 - Capital Gains Tax Bracket
3:26 - Opportunistic Windows
5:32 - Tax Gain Harvesting
8:33 - Strategy Limitations
12:02 - The Double-Barrel Move
14:18 - Zero Tax Blueprint

------------

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► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Are You Ready For The Silver Tsunami?

Tue, 29 Sep 2026 15:03:00 -0000

Are you ready for the silver tsunami? The Silver Tsunami, also known as the Gray Tsunami, is all about the aging population. There's a huge wave of them coming, and honestly, I don't think we are ready. In this video I want to talk to you about the Silver Tsunami. What it is, why we should care and what can be done about it.

Timecodes

0:00 - Intro
0:52 - What Is The Silver Tsunami?
2:02 - Why Should I Care?
2:07 - Shrinking Workforce
2:39 - Social Security
3:36 - Impact on Healthcare
4:26 - Impact On The Sandwich Generation
4:52 - What Can We Do?
5:17 - Multigenerational Homes
6:09 - Turn To Robots?
6:45 - Recognize We Are All In This Together

------------
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Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Worst "Money Advice" You Should Completely Ignore

Tue, 29 Sep 2026 13:54:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - Savers Are Losers
2:48 - #2 - Debt Is Your Friend
5:38 - Fabric by Gerber Life
7:45 - #3 - Paying Taxes Is For Suckers
10:17 - #4 - You Can Beat The Market
12:07 - #5 - Your 9-5 Is Killing Your Dreams

------------

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► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Hustle Culture Is Overrated (It's Destroying Your Family and Your Financial Security)

Tue, 29 Sep 2026 12:45:00 -0000

The hustle culture is overrated. The idea that you should work 24/7 to make it in this world has led many people into a place of burnout, stress and isolation. In this video I share my thoughts on what led us to believe the hustle culture was necessary, why we need to rethink our values, and how we can create a better life for ourselves.

Timecodes

0:00 - Intro
1:02 - What Is The Hustle Culture?
2:05 - Why The Hustle Culture Is Overrated
2:34 - You Are Actually Less Productive Working Longer Hours
3:36 - Hustle Culture Can Destroy Your Health
4:25 - You Lose Sight Of The Most Important Things
5:49 - There Is A Better Way
5:56 - Focusing On Few Key Activities Is Actually More Effective
6:50 - Manage Your Energy, Not Your Time
7:52 - Don't Lose Sight Of The Most Important Things In Your Life

PURCHASE YOUR BOOKS HERE:
► "Deep Work" by Cal Newport (https://amzn.to/3oMVI0d)
► "The One Thing" by Gary Keller (https://amzn.to/3FBQ87Z)
► "Top Five Regrets of the Dying" by Bronnie Ware (https://amzn.to/3oN3QOw)

------------

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Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Optimal Order To Withdraw Money In Retirement

Tue, 29 Sep 2026 11:36:00 -0000

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Timecodes:

0:00 - Intro
1:10 - Three Investment Buckets
4:13 - Order of Withdrawal
7:57 - Mitigating RMD Time Bomb
10:39 - Unique Scenarios
12:26 - Bring It All Together

------------

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► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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A Delightful Little Book On Aging | 5 Key Takeaways For The Sandwich Generation

Tue, 29 Sep 2026 10:27:00 -0000

A Delightful Little Book on Aging by Stephanie Raffelock is a thoughtful and insightful look at what it means to age. In a world where we celebrate youth and dismiss the elderly, Stephanie's book is a refreshing perspective that sheds a positive light to the whole concept of aging. Here are my 5 key takeaways.

Timecodes

0:00 - Intro
0:45 - 1) Attitude Towards Aging is Our Choice
1:59 - 2) Importance of Relationships as We Age
3:35 - 3) Never Stop Reading!
4:12 - 4) It's Never Too Late To START Something, or STOP Something
5:12 - 5) Old People are Not Frail!

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► "A Delightful Little Book On Aging" by Stephanie Raffelock (https://amzn.to/3IlGMyc)

------------

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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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3 Insurances You DON'T NEED and I'll Show You Why

Tue, 29 Sep 2026 09:21:00 -0000

I'll show you three of the most expensive "insurances" that are more often than not, a complete waste of money.

1 - Extended warranties or service contracts
2 - Rental car collision protection
3 - Smartphone insurance

------------

Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

-------------

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The 5 Best Charles Schwab Funds for 2026 and Beyond

Tue, 29 Sep 2026 09:18:00 -0000

► Download Your FREE PDF Summary: https://financialtortoise.kit.com/5bestschwabfunds2026
► Financial Tortoise Community — Join the Waitlist!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
X:XX - XXX

------------

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► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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Why Most People Lose Money In The Stock Market

Tue, 29 Sep 2026 08:09:00 -0000

Most people start investing with the best of intentions. But, despite their best efforts, most people end up losing money in the stock market. In this video I'll share three reasons why most people lose money and how you can avoid them!

Timecodes

0:00 - Intro
0:41 - Most People Think They Can Time The Market
2:27 - Most People Think They Can Beat The Market
4:17 - Most People Think They Understand The Market

------------

Welcome to the Financial Tortoise Channel!

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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

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My Life Is Ridiculously Boring — By Design

Tue, 29 Sep 2026 07:00:00 -0000

► MasterClass Executive is designed to help professionals build real skills, demonstrate their thinking, and develop work that shows what they’re capable of. Sign up today for free at https://masterclass.yt.link/LrVSncZ. Limited spots are available and enrollment ends May 25th.

► Financial Tortoise Community — Join the Waitlist!: https://financialtortoise.com/community
► Sleep Mask - https://amzn.to/498AlPh
► Ear Plugs - https://amzn.to/4cYBvz6
► Kindle Paperwhite - https://amzn.to/48Nju4c

Timecodes:

0:00 - Intro
0:47 - #1 - Sleep Like A Grandpa
3:17 - #2 - Eat Like A Robot
4:58 - MasterClass Executive
6:23 - #3 - Build Wealth Like A Tortoise
9:56 - #4 - Organize For Fun
12:28 - #5 - No Physical Gifts

------------

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► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Case For A Multigenerational Household (It's Not As Bad As You Think!)

Tue, 29 Sep 2026 05:51:00 -0000

We're all hearing about the benefits of living in a multigenerational household. But is it really worth it? Check out this video for five reasons why you should consider making your home a multigenerational one!

Timecodes

0:00 - Intro
1:03 - 1) Kids Are Exposed to Grandparents Wisdom
2:19 - 2) Allow Young Parents To Focus On Their Careers
3:40 - 3) Aging Parents Feel Young Again
4:45 - 4) Financial Benefit of Multigenerational Household
5:52 - 5) Increases Tolerance

------------

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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

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The Whole Life Insurance Trap — The Ugly Truth

Tue, 29 Sep 2026 04:42:00 -0000

► Download Your FREE Compound Interest Calculator: https://financialtortoise.kit.com/compoundinterestcalculator
► Financial Tortoise Community — Join the Waitlist!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:36 - What Whole Life Insurance Actually Is
2:55 - Real Numbers
7:07 - Follow the Money
9:07 - Sales Tactics
12:20 - Term Life + Index Fund Strategy
13:13 - What to Do If You're Already in One

------------

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► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How You Are Conditioned To Be Poor (And How You Can STOP)

Tue, 29 Sep 2026 03:33:00 -0000

You're conditioned to be poor. In this video, I'll show you how this conditioning works and what causes us to be poorer than we need to be. If you want to get out of the rat race and into a new way of living then watch this video!

Timecodes

0:00 - Intro
0:42 - Conditioned to Believe Wealth Comes From Luck, Born Talent Or Brilliant Ideas
1:51 - Conditioned to Chase After The Joneses
3:05 - Conditioned to Think Like Employees, Not Employers
4:58 - Understand Wealth Takes Time
6:10 - Build The Knowledge That I Have Enough
7:17 - Think Like An Entrepreneur

------------

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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

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7 Financial Milestones to Hit By 45

Tue, 29 Sep 2026 02:24:00 -0000

► Download Your FREE PDF Summary Guide: https://financialtortoise.kit.com/7financialmilestonesby45
► Financial Tortoise Community — Join the Waitlist!: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - $0 Debt Except The Mortgage
1:38 - #2 - Net Worth: PAW Target
5:50 - #3 - Clear Investment Strategy
7:55 - #4 - 12 Months Emergency Fund
10:18 - #5 - 800+ Credit Score
11:57 - #6 - Essential Insurance Coverage
13:56 - #7 - Complete Estate Plan

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Greatest Inventions in Personal Finance

Tue, 29 Sep 2026 01:21:00 -0000

► Download Your FREE Best Funds Identifier: https://financialtortoise.kit.com/bestfundsidentifier
► Financial Tortoise Community: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - Index Fund
4:02 - #2 - Roth IRA
7:40 - #3 - Social Security
10:04 - #4 - Fixed-Rate Mortgage
13:16 - #5 - Target Date Fund

------------

FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch
► ProjectionLab - https://projectionlab.com?ref=financialtortoise
► Boldin - https://go.boldin.com/financialtortoise

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Should Your Aging Parent Live Alone (5 WARNING Signs)

Tue, 29 Sep 2026 01:15:00 -0000

Aging parents living alone? There are some things you can do to help your aging parent stay safe at home. Watch this video and learn the five most important things to know about caring for an aging parent who lives on their own.

Timecodes

0:00 - Intro
1:19 - 5 Warning Signs That Your Aging Parent Shouldn’t Be Living Alone
1:23 - 1. Your Parent Frequently Falls
1:54 - 2. Your Parent Has Become A Hermit
2:21 - 3. Your Parent's Home Is Messy And Unclean
2:59 - 4. You Parent Is Missing Payments and Bills
3:27 - 5. You Parent Is Not Attending To His or Her Medical Care
3:56 - Now What?
4:52 - So Few Options to Consider and Discuss With Your Parents

------------

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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

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Confessions of an Accidental Minimalist

Tue, 29 Sep 2026 00:06:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!
► Financial Tortoise Community — Join the Waitlist: https://financialtortoise.com/community
Timecodes:

0:00 - Intro
1:05 - #1 - Constraint Forces Decision
4:07 - #2 - Accumulation Is the Default
6:09 - Fabric by Gerber Life
8:04 - #3 - Buy Once, Buy Right
9:40 - #4 - Experiences Beats Things
11:52 - #5 - Things Can Be Replaced

------------

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► Shortform - https://shortform.com/taekim
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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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I Will Teach You To Be Rich | 5 Key Takeaways For The Sandwich Generation

Mon, 28 Sep 2026 22:57:00 -0000

This is an honest book review of the best-selling personal finance book, I Will Teach You to Be Rich by Ramit Sethi. In this video, I share what I believe to be the 5 most important takeaways from the book to help you become rich.

Timecodes

0:00 - Intro
0:44 - #1 Define What Rich Means To You
2:26 - #2 Overcome Analysis Paralysis
3:52 - #3 Go For Big Wins, Not The $5 Lattes
5:19 - #4 Automate Your Money System
7:51 - #5 Simplify Investing

PURCHASE YOUR BOOKS HERE:
► "I Will Teach You To Be Rich" (https://amzn.to/3CIReP3)

------------

Welcome to the Financial Tortoise Channel!

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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

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Why So Many Retirees Go Broke in the First 5 Years

Mon, 28 Sep 2026 21:48:00 -0000

► Download Your Social Security Timing Analyzer: https://financialtortoise.kit.com/socialsecuritytiminganalyzer
► Financial Tortoise Community — Join the Waitlist: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:56 - #1 - Sequence of Return Risk
4:52 - #2 - Spending Too Much Too Soon
6:54 - #3 - Not Enough Cash
9:02 - #4 - Claiming Social Security Too Early
12:12 - #5 - Supporting Adult Children

------------

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► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How To Talk To Your Kids About Money (7 HONEST Tips From A Struggling Dad)

Mon, 28 Sep 2026 20:39:00 -0000

Talking to children about money is often a difficult task. Parents can feel like they don't know what to say or how much information should be shared with their child. This video offers 7 tips for talking to your kids about money, so you can start having the money conversation today!

Timecodes:

0:00 - Intro
0:59 - Tip #1 | Start Earlier Than You Think You Should
2:26 - Tip #2 | Use Stories
3:12 - Tip #3 | Use Numbers, Even If You Are Mathphobic
4:10 - Tip #4 | Don't Lie About Your Money Past, But Don't Overshare, Either
5:09 - Tip #5 | Never Lie About How Much You Have On You
6:02 - Tip #6 | Keep Money Fights Behind Closed Doors
6:44 - Tip #7 | Don't Try to Keep Up With The Joneses, Because You Will Teach Your Kids To Do The Same

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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Concentrated Stock Is More Dangerous Than You Think

Mon, 28 Sep 2026 19:30:00 -0000

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Timecodes:

0:00 - Intro
1:35 - What Research Shows
4:03 - We Remember the Winners
6:27 - Companies That Felt Permanent
9:50 - Dual Risks, One Company
11:19 - Why More People Don't Act
12:59 - What To Actually Do

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Money Lessons From SQUID GAME | 7 Key Takeaways For The Sandwich Generation

Mon, 28 Sep 2026 17:21:00 -0000

What happens when cash-strapped people gamble for a chance to win a large sum of money in deadly children's games? That’s basically the premise of the latest Netflix hit, Squid Game. In a show about the consequences of poor financial decisions, we learn invaluable money lessons that we can use in our personal lives | Money Lessons from Squid Game.

Timecodes

0:00 - Intro
1:08 - #01 | Practice Good Information Security
2:12 - #02 | Avoid Risky Debt At All Cost
3:12 - #03 | Don't Neglect Insurance
3:58 - #04 | Don't Gamble
5:00 - #05 | If It's Too Good To Be True, Then It Probably Is
6:11 - #06 | It's Ok To Ask For Help
7:23 - #07 | Money Is Not Everything

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Financial Decisions You'll Regret in 10 Years

Mon, 28 Sep 2026 16:12:00 -0000

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Timecodes:

0:00 - Intro
0:00 - #1 - Not Investing Sooner
2:45 - #2 - Buying Too Much House
6:12 - #3 - Identity Driving Spending
9:04 - #4 - Outsourcing Financial Management
12:01 - #5 - Not investing in Your Health

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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Why You Need An Emergency Fund

Mon, 28 Sep 2026 15:03:00 -0000

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I didn't have an emergency fund. That was a huge mistake. In this video I share the importance of emergency funds and what to do if you don't have one. Learn how to protect yourself from unexpected expenses, no matter who you are.

Timecodes

0:00 - Intro
0:44 - What is An Emergency Fund and What Does It Do?
3:24 - How Much Do I Need?
5:20 - Where to Save an Emergency Fund?
7:15 - I Want To Be Ready When…

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5 Money Systems Every 40-Year-Old Must Have

Mon, 28 Sep 2026 13:54:00 -0000

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Timecodes:

0:00 - Intro
0:00 - #1 - Auto Investment System
3:11 - #2 - Net Worth Tracking System
7:45 - #3 - Tax Optimization System
10:20 - #4 - Protection System
12:22 - #5 - Financial Review System

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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Habits Keeping You POOR (And Stressed!)

Mon, 28 Sep 2026 12:45:00 -0000

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Money habits can be tough to change and the wrong ones can keep you poor, stressed, and unhappy. Watch this video for 5 bad money habits that are keeping you from reaching your fullest potential.

Timecodes:

0:00 - Intro
0:47 - #1 Accepting Debt as a Normal Way of Life
2:21 - #2 Not Paying Yourself First
3:42 - #3 Trying to Keep Up With The Joneses
5:32 - #4 Not Tracking Your Expenses
7:00 - #5 Putting Off Investing

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Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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VTSAX — The Only Fund Most People Will Ever Need

Mon, 28 Sep 2026 11:36:00 -0000

► Download Your FREE PDF Guide: https://financialtortoise.kit.com/vtsaxonlyfundpeopleneed
► Financial Tortoise Community — Join the Waitlist: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:09 - VTSAX 101
9:50 - #1 - Maximum Diversification
10:34 - #2 - Self Cleansing
11:20 - #3 - Rock Bottom Cost
12:02 - #4 - Performance
13:09 - #5 - Vanguard’s Unique Structure
15:12 - The Rest of Your Portfolio
17”29 - VTSAX Alternatives

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► Monarch - https://financialtortoise.com/monarch

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VTSAX – The #1 Investment For Growing Your Wealth

Mon, 28 Sep 2026 10:27:00 -0000

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The #1 investment for growing your wealth is the Vanguard Total Stock Market Index Fund (VTSAX). In this video, I show you why VTSAX is a great place to invest and how it can help grow your net worth.

Timecodes

0:00 - Intro
1:29 - Who is Vanguard?
3:58 - What is VTSAX Index Fund?
5:39 - Is VTSAX Index Fund Better Than Buying Single Stocks?
6:40 - Is VTSAX Index Fund Better Than Actively Managed Mutual Funds?

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------------

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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3 Personal Finance Books That Changed My Life

Mon, 28 Sep 2026 09:18:00 -0000

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I read a lot of personal finance books. And because I want to save you time, I’ve narrowed it down to three that had the most impact on my life and finances. These are all excellent reads and will help you change your mindset for better money habits!

Timecodes

0:00 - Intro
1:04 - The Total Money Makeover by Dave Ramsey
1:49 - Traditional Path to Success
3:26 - Main Takeaways from The Total Money Makeover
5:20 - I Will Teach You To Be Rich by Ramit Sethi
6:50 - The Simple Path to Wealth by JL Collins
8:36 - Books Are Gateway to Success

PURCHASE YOUR BOOKS HERE:
► "The Total Money Makeover" by Dave Ramsey (https://amzn.to/3w5TEWB)
► "I Will Teach You To Be Rich" by Ramit Sethi (https://amzn.to/3CIReP3)
► "The Simple Path to Wealth" by JL Collins (https://amzn.to/3q4vKGX)

------------

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How to Feel Ridiculously Rich Today

Mon, 28 Sep 2026 08:09:00 -0000

► FREE PDF Guide: https://financialtortoise.kit.com/feelridiculouslyrichtoday
► Financial Tortoise Community: https://financialtortoise.com/community
► How Rich Am I: https://www.givingwhatwecan.org/how-rich-am-i

Timecodes:

0:00 - #1 - Stop Comparing Up
3:05 - #2 - Know Where You Actually Stand
6:20 - #3 - Own Your Time
9:09 - #4 - Spend on What Lasts
11:49 - #5 - Give

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LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Why A Multigenerational Household Is NOT For Everyone

Mon, 28 Sep 2026 07:00:00 -0000

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I'm normally a huge advocate for multigenerational living, however I know it isn't for everyone. If you're considering moving in with your parents or grandparents, watch this video to find out all the reasons why that might not be such a good idea.

Timecodes

0:00 - Intro
0:59 - Lots of people under one roof means less privacy
2:13 - Communication is difficult between generations
3:59 - Grandparents can't do things they enjoy as they may need to care for kids
4:44 - Parents have less time to spend with their children due to having extra responsibilities
5:41 - You and your spouse might get into arguments more often because of the extra people in the house
6:38 - It can be hard on your mental health

------------

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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VT — The One Fund To Rule Them All

Mon, 28 Sep 2026 05:51:00 -0000

► Download Your FREE PDF Guide: https://financialtortoise.kit.com/vtonefundtorulethemall
► Financial Tortoise Community: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:17 - Vanguard Total World Stock ETF 101
6:39 - VT vs. Two-Fund Strategy
10:26 - The Fund That Almost Nobody Owns
13:14 - History Doesn't Respect Permanent Winners
16:01 - Who VT Is Great For

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► Boldin - https://go.boldin.com/financialtortoise

LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Awesome Reasons You DON'T NEED A Financial Advisor

Mon, 28 Sep 2026 04:42:00 -0000

We've all been told that we need a financial advisor, but what if you don't? Here are five awesome reasons why you might be just fine without one.

Timecodes

0:00 - Intro
0:30 - 01 | Most Financial Advisors Can't Beat the Market
1:53 - 02 | You Pay Even When Financial Advisors Lose Money
3:01 - 03 | Investing in Low Cost Index Funds Will Make You More Money
4:45 - 04 | No One Cares More About Your Money Than You
5:54 - 05 | You Can Learn to Manage Your Own Money

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► Shortform - More Than Book Summaries - https://shortform.com/taekim

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Hidden Price of Being Too Good With Money

Mon, 28 Sep 2026 03:33:00 -0000

► Discover Your Money Superpower: https://financialtortoise.com/quiz-moneysuperpower
► Financial Tortoise Community: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:24 - Rate Chaser
2:20 - Perfect Purchase Researcher
3:58 - Obsessive Budgeter
4:54 - Extreme Frugalist
5:52 - Portfolio Perfectionist
8:28 - #1 - Your Hours
9:37 - #2 - Your Wealth
11:53 - #3 - Your Presence
13:42 - What We Can Do

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► Boldin - https://go.boldin.com/financialtortoise

LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How You Can Save Money by Moving into a Multigenerational Household: We Got Out of Debt

Mon, 28 Sep 2026 02:24:00 -0000

When you think of multigenerational living, you might picture a large family crowded into one house. But this type of housing arrangement is becoming increasingly popular with single people and couples who want to save money. In this video I share some tips for how you can save money by moving into a multigenerational household.

Timecodes

0:00 - Intro
1:20 - Save on Childcare Cost
2:25 - Save on Housing and Utility Cost
3:30 - Split the Cost of Groceries and Other Household Necessities
4:17 - Share Household Chores with Other Family Members
5:06 - Parents Are There to Help You Take Care of Your Kids When When Needed
6:22 - Allow You to Focus on Growing Your Career and Your Income

------------

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Social Security: 62, 67, or 70? The Complete Framework

Mon, 28 Sep 2026 01:15:00 -0000

► Download Social Security Timing Analyzer: https://financialtortoise.kit.com/socialsecuritytiminganalyzer
► Financial Tortoise Community: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:53 - Social Security Machine
2:52 - Social Security Window
5:18 - Break-Even Analysis
7:47 - Layer #1 - Affordability
10:48 - Layer #2 - Health
12:15 - Layer #3 - Marital Status
14:48 - The Framework

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► Boldin - https://go.boldin.com/financialtortoise

LINKS:
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SAVE MONEY on your CAR EXPENSES: Five Hacks

Mon, 28 Sep 2026 00:06:00 -0000

What if I told you that your car is costing you more money than it should?

I'll show you how to save on gas, insurance, and repairs just by following these five simple life hacks. And the best part is - they're easy!

Timecodes

0:00 - Intro
0:21 - Understand Depreciation
2:08 - Be Fuel Conscious
3:18 - Regular Maintenance
4:21 - Review Your Insurance Policy
5:33 - Carpool
6:22 - Drive Your Car Until It Dies

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Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Tax-Loss Harvesting Is Overrated

Sun, 27 Sep 2026 22:57:00 -0000

► Download Investment Fee Analyzer: https://financialtortoise.kit.com/investmentfeeanalyzer
► Financial Tortoise Community: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:32 - Tax-Loss Harvesting 101
4:26 - #1 - Modest Reward
6:03 - #2 - Execution Is Complex
8:50 - #3 - Outsourcing ≠ Automatic Solution
11:50 - #4 - Delay, Not Eliminate
13:20 - #5 - A Messier Portfolio
15:11 - In Conclusion

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► Boldin - https://go.boldin.com/financialtortoise

LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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3 Ways to Prevent Scammers from Taking Advantage of Aging Parents

Sun, 27 Sep 2026 21:48:00 -0000

Aging parents are often vulnerable to scammers and other dangers that can lead to financial loss or even emotional abuse. So, how do you protect your aging parent from these threats? Watch this video for the three most important ways to prevent scams from taking advantage of your aging parents.

1) Educate them about potential scams
2) Help your parents monitor their financial accounts
3) Help them monitor their credit report

------------

Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

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Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Mega Backdoor Roth 101 — Step By Step Guide

Sun, 27 Sep 2026 20:39:00 -0000

► Download Your FREE PDF Guide: https://financialtortoise.kit.com/megabackdoor101
► Financial Tortoise Community: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:35 - Regular Backdoor Roth IRA
2:03 - Two Contribution Limits Stacked
4:42 - Check Your 401k Plan
7:33 - Execution Step by Step
12:43 - Is It Worth It?

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LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Your Parents Didn't Save For Retirement...Could You Help Them Out?

Sun, 27 Sep 2026 19:30:00 -0000

If you're a millennial, then chances are your parents never saved for retirement. So what happens when they get older? You can't rely on the government to save them from their financial problems. They need to know how to take care of themselves and make smart decisions now!

In this video I'll share key steps you need to take immediately.

- Start having conversation early
- Get access to information
- Get yourself into a strong financial position

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Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

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Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Dumb Things Smart People Do With Money

Tue, 22 Sep 2026 20:42:00 -0000

There are a lot of "smart" people out there who make dumb choices with their money. In this video, we'll explore some of the most common mistakes that people make and offer tips on how to avoid them.

Timecodes:

0:00 - Intro
1:32 - Take Money Advice From The Wrong People
3:30 - Too Much Student Debt
5:50 - Make Really Risky Bets
7:22 - Try “Timing” The Market
9:25 - Not To Plan For Your Aging Parents

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LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Life Starts At 40—Why Your Best Years Are Ahead

Tue, 22 Sep 2026 12:42:00 -0000

Financial planning for older adults creates a scenario of many families not being sure where to start. In partnership with Brookdale Senior Living, I’m breaking down the most common planning practices, how to set up for success, and simple steps you can take today to assist aging parents or relatives.

Thanks for watching. Brookdale Senior Living knows how important financial planning is for you and your aging loved ones. You can check out their communities here: http://bkd.co/FinancialTopics.

#Sponsored @brookdaleliving #brookdaleseniorliving #brookdaleliving

Timecodes:

0:00 - Intro
0:56 - #1 - You Know Yourself Better
3:45 - Free Resource by Brookdale Senior Living
5:18 - #2 - You Make Better Decisions
7:28 - #3 - You Stop Performing
9:24 - #4 - Your Relationships Deepen
11:20 - #5 - You Pursue Meaning Over Success

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► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Best Investing Books for Beginners

Sun, 20 Sep 2026 20:42:00 -0000

Investing can seem like a daunting task, but with the right tools it can be easy to get started. In this video we share our top five investing books for beginners. These books will help you understand the basics of investing and give you the tools you need to start growing your wealth.

Timecodes:

0:00 - Intro
1:29 - The Little Book of Common Sense Investing
2:28 - The Bogleheads' Guide to Investing
3:39 - The Simple Path to Wealth
4:48 - A Random Walk Down Wall Street
5:57 - I Will Teach You to Be Rich

Purchase Your Books Here:

► "The Little Book of Common Sense Investing" (https://amzn.to/3pPIn8X)
► "The Bogleheads' Guide to Investing" (https://amzn.to/3MIfPb2)
► "The Simple Path to Wealth" (https://amzn.to/3q4vKGX)
► "A Random Walk Down Wall Street" (https://amzn.to/37lyqK0)
► "I Will Teach You To Be Rich" (https://amzn.to/3CIReP3)

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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4 Priorities Worth Spending More Money On

Sun, 20 Sep 2026 12:42:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:00 - #1 - Your Health
3:41 - Fabric by Gerber Life
6:08 - #2 - Your Time
8:35 - #3 - Your Education
12:05 - #4 - Experiences

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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INFLATION CRISIS | Best Prepare For 2022 and Beyond

Sun, 20 Sep 2026 04:42:00 -0000

What's going on with the economy? Is there an inflation crisis? How will it affect your life? In this video, I'll share my thoughts on what's happening and how you can best prepare for the future.

Timecodes:

0:00 - Intro
2:20 - What is Inflation?
3:30 - Is Inflation Bad?
4:30 - When is Inflation Bad?
5:32 - What’s Causing Inflation Right Now?
6:53 - Where is it Headed?
7:53 - So, What Can We Do?
8:28 - Defense - Manage Your Expense
9:56 - Offense - Purchase Appreciating Assets

► https://frugalminimalistkitchen.com/ (https://transactions.sendowl.com/stores/15293/227370)

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5-Step Roth Conversion Blueprint—Build Tax Free Wealth

Sat, 19 Sep 2026 20:42:00 -0000

► Manage Your Money With Empower's FREE Financial Dashboard: https://empower.sjv.io/financialtortoise
► Boldin: https://go.boldin.com/financialtortoise
► ProjectionLab: https://projectionlab.com?ref=financialtortoise
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
2:03 - Roth Conversion 101
4:17 - Try Empower
5:40 - Step 1 - Understand Your Current Tax Bracket
6:42 - Step 2 - Identify Your Conversion Window
9:00 - Step 3 - Decide How Much to Convert
11:51 - Step 4 - Plan for the Tax Bill
12:41 - Step 5 - Execute The Transfer
13:54 - Common Mistakes

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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6 LEGAL Secrets to Reducing Your Taxes

Sat, 19 Sep 2026 12:42:00 -0000

You don't have to be a tax expert to reduce your taxable income. In this video, I'm going to share with you six secrets that are completely legal and will help you reduce your taxes.

Timecodes

0:00 - Intro
0:32 - #1 Secret To Reducing Your Taxes
1:42 - #2 Secret To Reducing Your Taxes
3:02 - #3 Secret To Reducing Your Taxes
4:20 - #4 Secret To Reducing Your Taxes
5:18 - #5 Secret To Reducing Your Taxes
5:58 - #6 Secret To Reducing Your Taxes

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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10 Money Lessons for a Wealthier 2026

Sat, 19 Sep 2026 04:42:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro

0:45 - #1 - No One Cares What You Drive
2:07 - #2 - The Rich Don't Look Rich
3:49 - #3 - Your Circle Is Your Ceiling
5:09 - The Financial Tortoise Community
6:27 - #4 - Marry For Money
7:47 - #5 - Cash Is King
9:29 - #6 - Keep Investing Boring
10:48 - #7 - Keep Investing Simple
12:22 - #8 - Keep Investing Long
13:56 - #9 - Spend Extravagantly
15:31 - #10 - Money Buys Freedom

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Personal Finance KPIs You NEED To Be Tracking

Fri, 18 Sep 2026 20:42:00 -0000

In order to make the most of your money, you need to track your Personal Finance Key Performance Indicators (KPIs). In this video, we'll go over five important KPIs that will help you stay on top of your finances.

Timecodes

0:00 - Intro
1:28 - Personal Finance KPI #1
3:45 - Personal Finance KPI #2
5:21 - Personal Finance KPI #3
6:20 - Personal Finance KPI #4
7:23 - Personal Finance KPI #5

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Wealth Killers Crushing The Middle Class

Fri, 18 Sep 2026 12:42:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - Rising Costs
2:58 - Fabric by Gerber Life
5:13 - #2 - Unaffordable Housing
9:15 - #3 - Social Pressure
12:06 - #4 - Debt Normalization
14:40 - #5 - Financial Illiteracy

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► Aura - https://aura.com/financialtortoise
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► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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What to Finally Let Go of in Your 40s

Wed, 16 Sep 2026 12:42:00 -0000

► Join the Free Newsletter!: https://financialtortoise.com/newsletter
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:09 - #1 - Low-Quality Relationships
3:12 - #2 - The Belief Your Body Can Handle It
5:38 - #3 - The Need For Approval
7:40 - #4 - Grudges
9:13 - #5 - Guilt
10:33 - #6 - Your Old Identity
12:05 - #7 - Debt

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Vanguard | What You Should Know

Wed, 16 Sep 2026 04:42:00 -0000

In this video, we'll go over who Vanguard is, how it's different from other investment companies and why you should care.

Timecodes

0:00 - Intro
1:11 - Mr. Jack Bogle
1:51 - Unique Company Structure - Client Owned & Operated At Cost
3:54 - Apple
4:53 - Other Investment Firms
5:24 - Vanguard is Unique
5:59 - Mr. Jack Bogle Himself
6:21 - Vanguard - My Kind Of An Investment Company

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Things You Should Only Buy Once In Your Life

Tue, 15 Sep 2026 20:42:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!

► Japanese Nail Clipper: https://amzn.to/45FMklp
► Hydroflask Water Bottle: https://amzn.to/454iHKk
► North Face Backpack: https://amzn.to/45B5tow

Timecodes:

0:00 - Intro
1:40 - #1 - Water Bottle
3:17 - #2 - Favorite Movies & Shows
5:00 - Fabric by Gerber Life
7:01 - #3 - Everyday Bag
8:32 - #4 - Kitchenware
10:22 - #5 - Furniture
11:41 - #6 - House
13:24 - #7 - Investment Products

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

------------

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► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Tulip-Bulb Craze | What 17th Century Get-Rich Madness Can Teach Us Today

Mon, 14 Sep 2026 04:42:00 -0000

The tulip-bulb craze of the 17th century is one of the most famous examples of speculative investing. People were getting rich overnight by buying and selling tulip bulbs, without any real understanding of what they were doing. Sound familiar? In this video, I'll show you how to learn from history and avoid making the same mistakes today.

Timecodes

0:00 - Intro
0:57 - The Beginning
2:00 - Tulipmania
3:16 - Fear Of Missing Out
3:38 - Call Option
5:08 - The Collapse
6:24 - Takeaway

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Why You Can’t Save Like Your Parents Did

Sun, 13 Sep 2026 20:42:00 -0000

► Try Monarch—Get 50% Off 'TORT50' - https://financialtortoise.com/monarch
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:19 - #1 - Unaffordable Housing
3:29 - #2 - Exploding Healthcare Costs
5:42 - #3 - Ridiculous Childcare Cost
8:16 - #4 - Compressed Timeline
10:47 - #5 - Supercharged Consumer Culture
13:38 - Smarter Strategy

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► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Asset Allocation | What You Need To Know

Sun, 13 Sep 2026 12:42:00 -0000

Asset allocation is one of the most important concepts in investing. In this video, we'll define asset allocation, discuss the benefits and risks of various asset classes, and provide some tips on how to create an effective asset allocation for your portfolio.

Timecodes

0:00 - Intro
0:31 - Diversification vs. Asset Allocation
1:46 - Why Is Asset Category Important?
3:11 - Real World Consequences
3:39 - Age & Risk
4:02 - Bonds - Counterweight to Stocks
4:37 - Who Needs Bonds?
5:29 - Typical Asset Allocations By Age
6:30 - Some Examples for Different Asset Allocation
8:20 - We Change, So Will Our Asset Allocation

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Why "More" Is Making You Poor

Sun, 13 Sep 2026 04:42:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!

Timecodes:

0:00 - Intro
1:23 - Arrival Fallacy
3:16 - Poverty #1 - Time
4:39 - Try Fabric
6:43 - Poverty #2 - Relationships
8:22 - Poverty #3 - The Present
9:21 - Deathbed Test
10:20 - Comparison Engine
12:42 - Wealth Reframe
14:44 - Joseph Heller Punchline

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

------------

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► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
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► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Index Fund vs. ETF | VTSAX vs. VTI

Sat, 12 Sep 2026 20:42:00 -0000

In this video we are going to compare the Vanguard Total Stock Market Index Fund (VTSAX) to the Vanguard Total Stock Market ETF (VTI). Both of these investment vehicles track the Total Stock Market, but there are some key differences. We will go over what those differences are and which one might be a better fit for your portfolio.

Timecodes

0:00 - Intro
1:13 - ETF vs. Index
2:04 - 5 Key Difference:
2:10 - 1) Timing of Share Price
3:21 - 2) Fractional Shares
4:47 - 3) Automatic Investing
5:17 - 4) Minimum
5:39 - 5) Cost
6:02 - So What To Consider When Deciding Between VTSAX & VTI
6:12 - Worried About Price
6:59 - Prefer Automation
7:58 - Worried About Minimum
8:30 - What I Invest In

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Rent or Buy — Complete 5-Step Framework

Sat, 12 Sep 2026 12:42:00 -0000

► Download Your FREE Rent or Buy PDF Guide: https://financialtortoise.kit.com/b1941e8086
► Ben Felix's YT Channel: https://www.youtube.com/@BenFelixCSI
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:56 - Step 1 - Run the 5% Rule
4:12 - Step 2 - Check Price-to-Rent Ratio
5:56 - Step 3 - Assess Your Timeline
7:50 - Step 4 - Account for Hidden Costs
12:12 - Step 5 - Ask the Lifestyle Questions
14:33 - Putting It All Together

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► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Total Stock Market vs. SandP 500 | VTSAX vs. VFIAX

Sat, 12 Sep 2026 04:42:00 -0000

What's the difference between VTSAX and VFIAX? In this video, I compare and contrast the two most popular stock market indexes: The Total Stock Market Index (VTSAX) and the S&P 500 Index (VFIAX).

Timecodes:

0:00 - Intro
1:27 - S&P 500
2:23 - Total Stock Market
3:01 - Comparison | 4 Areas
3:20 - 1) Cost
3:49 - 2) Minimum Investment
4:10 - 3) Composition
6:16 - 4) Returns
8:52 - When is S&P 500 Better For You?
10:33 - What I Prefer

------------

LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Bubble Warning Signs — How to Be Fully Prepared

Fri, 11 Sep 2026 20:42:00 -0000

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
2:15 - #1 - Speculation Disguised as Investing
5:21 - #2 - Super High Valuations
9:47 - #3 - Complex Financial Innovation
12:05 - #4 - Leverage Is Everywhere
14:00- #5 - Vanishing Market Skepticism

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► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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How To Protect Yourself From Identity Theft | 10 Simple Tips

Fri, 11 Sep 2026 12:42:00 -0000

Identity theft is a serious issue. And unfortunately, it's becoming more and more common. In this video I share 10 simple tips to help you protect yourself from identity theft!

Timecodes

0:00 - Intro
1:30 - The Dark Web
2:25 - Scamming Methods Are Constantly Evolving
3:02 - We Are Simply Lazy
3:52 - 10 Simple Tips To Protect Yourself From Identity Theft

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The 5 Best Vanguard Funds for 2026 and Beyond

Fri, 11 Sep 2026 04:42:00 -0000

► Download Your FREE Best Vanguard Fund Cheatsheet: https://financialtortoise.kit.com/5bestvanguardfunds2026
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
0:35 - #1 VTSAX / VTI - Total Stock Market
3:22 - #2 VTIAX / VXUS - Total International Stock
6:21 - #3 VBTLX / BND - Total Bond Market
8:29 - #4 VMFXX - Federal Money Market
10:31 - #5 Vanguard Target Retirement Funds
13:24 - Summary

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► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Target Date Funds | Should You Invest In Them?

Thu, 10 Sep 2026 20:42:00 -0000

Target date funds are a popular way to invest. But, should you invest in them? In this video I cover the pros and cons of target date funds as well as how they work, so that you can make an informed decision about whether or not these investments are right for you!

Timecodes

0:00 - Intro
0:53 - Target Date Fund 101
1:49 - Different From Simple Index Fund, like VTSAX
2:34 - Introduction To Asset Allocation
3:18 - How Target Date Fund Shines
3:45 - Deep Dive Into Vanguard’s Target Date Fund, aka Target Retirement Funds
5:51 - Cons of Target Date Funds
6:44 - So Are Target Date Funds For You?
7:10 - My Recommendation

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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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5 Money Experts, 5 Money Lessons

Thu, 10 Sep 2026 12:42:00 -0000

► Go to https://meetfabric.com/TAE and apply today, risk-free!

Timecodes:

0:00 - Intro
0:00 - Dave Ramsey - Debt Is Stupid
3:26 - Try Fabric by Gerber Life
5:20 - JL Collins - VTSAX & Chill
8:23 - Cal Newport - Be So Good
10:53 - Ramit Sethi - Spend Extravagantly
13:55 - Morgan Housel - Wealth Is What You Don’t See

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LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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