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    <title>Money, Well Said</title>
    <language>en</language>
    <copyright></copyright>
    <description>Money&amp;nbsp;doesn’t have to be complicated. 

Join Andrew Sullivan, Emily Morgan, and Calvin Meeks for thoughtful conversations and practical insights on investing, retirement, wealth planning, and the financial topics that affect everyday life. 

Along the way, you’ll hear a few “Andrewisms,” Andrew’s memorable and often entertaining way of putting complex financial concepts into terms that just make sense.

This podcast is presented by Sullivan &amp; Schlieman Wealth Management. Visit Sullivan &amp; Schlieman online at https://www.sswmllc.com/</description>
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      <title>Money, Well Said</title>
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    <itunes:type>episodic</itunes:type>
    <itunes:subtitle></itunes:subtitle>
    <itunes:author>Sullivan &amp; Schlieman Wealth Management</itunes:author>
    <itunes:summary>Money&amp;nbsp;doesn’t have to be complicated. 

Join Andrew Sullivan, Emily Morgan, and Calvin Meeks for thoughtful conversations and practical insights on investing, retirement, wealth planning, and the financial topics that affect everyday life. 

Along the way, you’ll hear a few “Andrewisms,” Andrew’s memorable and often entertaining way of putting complex financial concepts into terms that just make sense.

This podcast is presented by Sullivan &amp; Schlieman Wealth Management. Visit Sullivan &amp; Schlieman online at https://www.sswmllc.com/</itunes:summary>
    <content:encoded>
      <![CDATA[<p>Money&nbsp;doesn’t have to be complicated. </p>
<p>Join Andrew Sullivan, Emily Morgan, and Calvin Meeks for thoughtful conversations and practical insights on investing, retirement, wealth planning, and the financial topics that affect everyday life. </p>
<p>Along the way, you’ll hear a few “Andrewisms,” Andrew’s memorable and often entertaining way of putting complex financial concepts into terms that just make sense.</p>
<p>This podcast is presented by Sullivan &amp; Schlieman Wealth Management. Visit Sullivan &amp; Schlieman online at <a href="https://www.sswmllc.com/">https://www.sswmllc.com/</a>

</p>]]>
    </content:encoded>
    <itunes:owner>
      <itunes:name>Sullivan &amp; Schlieman Wealth Management</itunes:name>
      <itunes:email>jeff@tentwentytwo.com</itunes:email>
    </itunes:owner>
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    <itunes:category text="Business">
      <itunes:category text="Investing"/>
    </itunes:category>
    <itunes:category text="Education">
      <itunes:category text="How To"/>
      <itunes:category text="Self-Improvement"/>
    </itunes:category>
    <item>
      <title>The Money Conversations Every Couple Should Have Before Marriage</title>
      <description>A spouse is not a financial plan, and avoiding money conversations before marriage can create problems later.


Andrew and Emily walk through the financial issues couples should discuss, including debt, housing, children, estate planning, saving, and spending. They also explore financial infidelity and why honest conversations and shared goals matter when two financial lives become one.</description>
      <pubDate>Tue, 01 Sep 2026 16:25:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Sullivan &amp; Schlieman Wealth Management</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>A spouse is not a financial plan, and avoiding money conversations before marriage can create problems later.


Andrew and Emily walk through the financial issues couples should discuss, including debt, housing, children, estate planning, saving, and spending. They also explore financial infidelity and why honest conversations and shared goals matter when two financial lives become one.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A spouse is not a financial plan, and avoiding money conversations before marriage can create problems later.
</p>
<p>Andrew and Emily walk through the financial issues couples should discuss, including debt, housing, children, estate planning, saving, and spending. They also explore financial infidelity and why honest conversations and shared goals matter when two financial lives become one.</p>]]>
      </content:encoded>
      <itunes:duration>1593</itunes:duration>
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    <item>
      <title>Divorce and Your Finances: Why Equal Doesn’t Mean Equitable</title>
      <description>Divorce decisions made during an emotional moment can shape your finances for years. 

Andrew and Emily discuss why equal does not always mean equitable, the financial details people often overlook, and why slowing down before signing an agreement matters. 

They also explore the family home, retirement assets, alimony, remarriage, and the value of having financial guidance alongside legal advice.</description>
      <pubDate>Tue, 01 Sep 2026 16:20:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Sullivan &amp; Schlieman Wealth Management</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Divorce decisions made during an emotional moment can shape your finances for years. 

Andrew and Emily discuss why equal does not always mean equitable, the financial details people often overlook, and why slowing down before signing an agreement matters. 

They also explore the family home, retirement assets, alimony, remarriage, and the value of having financial guidance alongside legal advice.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Divorce decisions made during an emotional moment can shape your finances for years. </p>
<p>Andrew and Emily discuss why equal does not always mean equitable, the financial details people often overlook, and why slowing down before signing an agreement matters. </p>
<p>They also explore the family home, retirement assets, alimony, remarriage, and the value of having financial guidance alongside legal advice.</p>]]>
      </content:encoded>
      <itunes:duration>1239</itunes:duration>
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      <title>Fire Your Adult Children Before They Derail Your Retirement</title>
      <description>Supporting your adult children may feel generous, but at what point does helping them begin to hurt their independence and your own financial future? 

Andrew and Calvin discuss why parents can struggle to take their kids off the payroll, how that support can affect retirement, and practical ways to set limits, encourage financial independence, and have the difficult conversations that may be long overdue.</description>
      <pubDate>Tue, 01 Sep 2026 16:15:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Sullivan &amp; Schlieman Wealth Management</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Supporting your adult children may feel generous, but at what point does helping them begin to hurt their independence and your own financial future? 

Andrew and Calvin discuss why parents can struggle to take their kids off the payroll, how that support can affect retirement, and practical ways to set limits, encourage financial independence, and have the difficult conversations that may be long overdue.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Supporting your adult children may feel generous, but at what point does helping them begin to hurt their independence and your own financial future? </p>
<p>Andrew and Calvin discuss why parents can struggle to take their kids off the payroll, how that support can affect retirement, and practical ways to set limits, encourage financial independence, and have the difficult conversations that may be long overdue.</p>]]>
      </content:encoded>
      <itunes:duration>1016</itunes:duration>
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    <item>
      <title>How to Teach Your Kids About Money</title>
      <description>Financial independence starts long before a child gets their first full-time job. 

Andrew and Emily discuss how parents can teach kids to build credit, protect their identity, budget, save, invest, and understand debt. They also share practical ways to make money lessons tangible early so young people can build habits that serve them well into adulthood.</description>
      <pubDate>Tue, 01 Sep 2026 16:10:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Sullivan &amp; Schlieman Wealth Management</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Financial independence starts long before a child gets their first full-time job. 

Andrew and Emily discuss how parents can teach kids to build credit, protect their identity, budget, save, invest, and understand debt. They also share practical ways to make money lessons tangible early so young people can build habits that serve them well into adulthood.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Financial independence starts long before a child gets their first full-time job. </p>
<p>Andrew and Emily discuss how parents can teach kids to build credit, protect their identity, budget, save, invest, and understand debt. They also share practical ways to make money lessons tangible early so young people can build habits that serve them well into adulthood.</p>
<p>




</p>]]>
      </content:encoded>
      <itunes:duration>1032</itunes:duration>
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    <item>
      <title>Why You Still Feel Broke Even When You Make More Money</title>
      <description>Making more money does not automatically make you feel more financially secure. 

Andrew and Calvin discuss lifestyle creep, why many people underestimate what they actually spend, and how a realistic budget can help balance saving for the future with enjoying life today. 

They also explore spending in retirement, zero-based budgeting, and
getting couples on the same financial page.</description>
      <pubDate>Tue, 01 Sep 2026 16:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Sullivan &amp; Schlieman Wealth Management</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Making more money does not automatically make you feel more financially secure. 

Andrew and Calvin discuss lifestyle creep, why many people underestimate what they actually spend, and how a realistic budget can help balance saving for the future with enjoying life today. 

They also explore spending in retirement, zero-based budgeting, and
getting couples on the same financial page.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Making more money does not automatically make you feel more financially secure. </p>
<p>Andrew and Calvin discuss lifestyle creep, why many people underestimate what they actually spend, and how a realistic budget can help balance saving for the future with enjoying life today. </p>
<p>They also explore spending in retirement, zero-based budgeting, and
getting couples on the same financial page.


</p>]]>
      </content:encoded>
      <itunes:duration>1021</itunes:duration>
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    <item>
      <title>Retirement Isn’t the Finish Line: Planning for the Next 30 Years</title>
      <description>Retirement is about more than having enough money saved. It also means knowing what you want your next chapter to look like. 

Andrew and Emily discuss how planning early, building strong saving habits, preparing for unexpected expenses, and creating purpose beyond work can help you approach retirement with greater confidence and flexibility.</description>
      <pubDate>Tue, 01 Sep 2026 15:21:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Sullivan &amp; Schlieman Wealth Management</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Retirement is about more than having enough money saved. It also means knowing what you want your next chapter to look like. 

Andrew and Emily discuss how planning early, building strong saving habits, preparing for unexpected expenses, and creating purpose beyond work can help you approach retirement with greater confidence and flexibility.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Retirement is about more than having enough money saved. It also means knowing what you want your next chapter to look like. </p>
<p>Andrew and Emily discuss how planning early, building strong saving habits, preparing for unexpected expenses, and creating purpose beyond work can help you approach retirement with greater confidence and flexibility.</p>]]>
      </content:encoded>
      <itunes:duration>1228</itunes:duration>
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