<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:media="http://search.yahoo.com/mrss/" xmlns:content="http://purl.org/rss/1.0/modules/content/">
  <channel>
    <atom:link href="https://feeds.megaphone.fm/spencer-cornelia" rel="self" type="application/rss+xml"/>
    <title>Spencer Cornelia</title>
    <link>https://www.youtube.com/channel/UCV0OPCa5_LS8SWp118FRHIA</link>
    <language>en</language>
    <copyright></copyright>
    <description>We expose influencers involved in frauds, scams, or litigation from them breaking the law.   "Whether you think you can or you think you can’t, you’re right." –Henry FordVIDEO TOPICS EMAILspencer0cornelia@gmail.comINSTAGRAMhttps://www.instagram.com/spencercornelia1Links:Instagram: https://www.instagram.com/spencercornelia1/LinkedIn: https://www.linkedin.com/in/spencercornelia/Unofficial fan audio feed — not affiliated with or endorsed by the original creator. All content belongs to its respective owner.</description>
    <image>
      <url>https://megaphone.imgix.net/podcasts/df4ba9c2-d838-11f1-8601-bbe3599e078e/image/3e75ebf90c17abca0caa0eb918b3f41c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress</url>
      <title>Spencer Cornelia</title>
      <link>https://www.youtube.com/channel/UCV0OPCa5_LS8SWp118FRHIA</link>
    </image>
    <itunes:explicit>no</itunes:explicit>
    <itunes:type>episodic</itunes:type>
    <itunes:subtitle></itunes:subtitle>
    <itunes:author>Spencer Cornelia</itunes:author>
    <itunes:summary>We expose influencers involved in frauds, scams, or litigation from them breaking the law.   "Whether you think you can or you think you can’t, you’re right." –Henry FordVIDEO TOPICS EMAILspencer0cornelia@gmail.comINSTAGRAMhttps://www.instagram.com/spencercornelia1Links:Instagram: https://www.instagram.com/spencercornelia1/LinkedIn: https://www.linkedin.com/in/spencercornelia/Unofficial fan audio feed — not affiliated with or endorsed by the original creator. All content belongs to its respective owner.</itunes:summary>
    <content:encoded>
      <![CDATA[<p>We expose influencers involved in frauds, scams, or litigation from them breaking the law.   <br><br>"Whether you think you can or you think you can’t, you’re right." –Henry Ford<br><br>VIDEO TOPICS EMAIL<br>spencer0cornelia@gmail.com<br><br>INSTAGRAM<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>Links:<br>Instagram: <a href="https://www.instagram.com/spencercornelia1/">https://www.instagram.com/spencercornelia1/</a><br>LinkedIn: <a href="https://www.linkedin.com/in/spencercornelia/">https://www.linkedin.com/in/spencercornelia/</a><br><br>Unofficial fan audio feed — not affiliated with or endorsed by the original creator. All content belongs to its respective owner.</p>]]>
    </content:encoded>
    <itunes:owner>
      <itunes:name>Spencer Cornelia</itunes:name>
      <itunes:email>rogue007c@gmail.com</itunes:email>
    </itunes:owner>
    <itunes:image href="https://megaphone.imgix.net/podcasts/df4ba9c2-d838-11f1-8601-bbe3599e078e/image/3e75ebf90c17abca0caa0eb918b3f41c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
    <itunes:category text="Business">
      <itunes:category text="Investing"/>
      <itunes:category text="Entrepreneurship"/>
    </itunes:category>
    <item>
      <title>Fraudster Tries to Buy a Bugatti with Victim's Money</title>
      <description>🔒 Get 20% off DeleteMe by going to https://joindeleteme.com/spencer and use code SPENCER to protect your privacy! 🙌*PART 1 - Fraudster Hilariously Gets Exposed on Livestream*https://youtu.be/CHRojF9GICAMo Karney is still on the loose.  This is part 2 of our video series on Mo.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com*TIMESTAMPS*0:00 - INTRO1:03 - Laughing at Mo Getting Exposed1:44 - Mo lied about "buying" his house2:39 - Mo has been scamming since childhood3:10 - Mo living with friends and family3:39 - Mo wrecking every exotic sports car5:06 - The Den of Thieves6:57 - Exposing Mo's real estate fraud - Brookside Apartments9:06 - Exposing Mo's real estate fraud - 40D10:27 - Exposing Mo's real estate fraud - Maryville 9612:22 - Exposing Mo's real estate fraud - Kensington Tower13:14 - Exposing Mo's real estate fraud - Clarinda West15:47 - Mo is facing foreclosure16:07 - Does Mo sell a course?16:58 - Lawyer says Mo is defrauding18:32 - Massive complaint alleging fraud19:29 - Fight outside AshStreet Apartments20:48 - Mo's lie about me
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 08 Nov 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1aa2b826-d852-11f1-b615-7701cef846d3/image/aeeac0b231e2ec0d34a52bc300e4350f.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🔒 Get 20% off DeleteMe by going to https://joindeleteme.com/spencer and use code SPENCER to protect your privacy! 🙌*PART 1 - Fraudster Hilariously Gets Exposed on Livestream*https://youtu.be/CHRojF9GICAMo Karney is still on the loose.  This is part 2 of our video series on Mo.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com*TIMESTAMPS*0:00 - INTRO1:03 - Laughing at Mo Getting Exposed1:44 - Mo lied about "buying" his house2:39 - Mo has been scamming since childhood3:10 - Mo living with friends and family3:39 - Mo wrecking every exotic sports car5:06 - The Den of Thieves6:57 - Exposing Mo's real estate fraud - Brookside Apartments9:06 - Exposing Mo's real estate fraud - 40D10:27 - Exposing Mo's real estate fraud - Maryville 9612:22 - Exposing Mo's real estate fraud - Kensington Tower13:14 - Exposing Mo's real estate fraud - Clarinda West15:47 - Mo is facing foreclosure16:07 - Does Mo sell a course?16:58 - Lawyer says Mo is defrauding18:32 - Massive complaint alleging fraud19:29 - Fight outside AshStreet Apartments20:48 - Mo's lie about me
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🔒 Get 20% off DeleteMe by going to <a href="https://joindeleteme.com/spencer">https://joindeleteme.com/spencer</a> and use code SPENCER to protect your privacy! 🙌<br><br>*PART 1 - Fraudster Hilariously Gets Exposed on Livestream*<br><a href="https://youtu.be/CHRojF9GICA">https://youtu.be/CHRojF9GICA</a><br><br>Mo Karney is still on the loose.  This is part 2 of our video series on Mo.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer0cornelia@gmail.com<br><br>*TIMESTAMPS*<br>0:00 - INTRO<br>1:03 - Laughing at Mo Getting Exposed<br>1:44 - Mo lied about "buying" his house<br>2:39 - Mo has been scamming since childhood<br>3:10 - Mo living with friends and family<br>3:39 - Mo wrecking every exotic sports car<br>5:06 - The Den of Thieves<br>6:57 - Exposing Mo's real estate fraud - Brookside Apartments<br>9:06 - Exposing Mo's real estate fraud - 40D<br>10:27 - Exposing Mo's real estate fraud - Maryville 96<br>12:22 - Exposing Mo's real estate fraud - Kensington Tower<br>13:14 - Exposing Mo's real estate fraud - Clarinda West<br>15:47 - Mo is facing foreclosure<br>16:07 - Does Mo sell a course?<br>16:58 - Lawyer says Mo is defrauding<br>18:32 - Massive complaint alleging fraud<br>19:29 - Fight outside AshStreet Apartments<br>20:48 - Mo's lie about me</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1663</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1aa2b826-d852-11f1-b615-7701cef846d3]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN4133675418.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Quit Your 9 to 5 Job NOW</title>
      <description>Over the last few years, you’ve probably had to hear from these fake entrepreneurs about why nine to five jobs are the worst thing in the world and why you need to leave immediately.This is a response video to that rhetoric.Fake gurus preach that everyone should quit their 9-to-5 because they want everyone to buy into their guru course.  The main point of this video is to hopefully convey the idea of becoming detached from certain messaging that exists in advertising, marketing, and on social media.---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:entrepreneurship,quit your job,how to quit your job,quit your job motivation,quit job,i hate my job,quitting my job,how to quit your job like a boss,i quit my job,start a business,financial freedom,how to quit a job,how to quit my job,business,9 to 5,nine to five,gary vaynerchuck,gary vaynerchuk motivation,garyvee,gary vee,entrepreneur,entrepreneur advice,motivation,entrepreneur life,small business owner,small business,starting a business,fake guru
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 08 Nov 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c7b084d6-d851-11f1-b83e-37b0d4a1d839/image/ef22c8623a59fa50fc24b73d1974824b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Over the last few years, you’ve probably had to hear from these fake entrepreneurs about why nine to five jobs are the worst thing in the world and why you need to leave immediately.This is a response video to that rhetoric.Fake gurus preach that everyone should quit their 9-to-5 because they want everyone to buy into their guru course.  The main point of this video is to hopefully convey the idea of becoming detached from certain messaging that exists in advertising, marketing, and on social media.---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:entrepreneurship,quit your job,how to quit your job,quit your job motivation,quit job,i hate my job,quitting my job,how to quit your job like a boss,i quit my job,start a business,financial freedom,how to quit a job,how to quit my job,business,9 to 5,nine to five,gary vaynerchuck,gary vaynerchuk motivation,garyvee,gary vee,entrepreneur,entrepreneur advice,motivation,entrepreneur life,small business owner,small business,starting a business,fake guru
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Over the last few years, you’ve probably had to hear from these fake entrepreneurs about why nine to five jobs are the worst thing in the world and why you need to leave immediately.<br><br>This is a response video to that rhetoric.<br><br>Fake gurus preach that everyone should quit their 9-to-5 because they want everyone to buy into their guru course.  The main point of this video is to hopefully convey the idea of becoming detached from certain messaging that exists in advertising, marketing, and on social media.<br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>entrepreneurship,quit your job,how to quit your job,quit your job motivation,quit job,i hate my job,quitting my job,how to quit your job like a boss,i quit my job,start a business,financial freedom,how to quit a job,how to quit my job,business,9 to 5,nine to five,gary vaynerchuck,gary vaynerchuk motivation,garyvee,gary vee,entrepreneur,entrepreneur advice,motivation,entrepreneur life,small business owner,small business,starting a business,fake guru</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>644</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c7b084d6-d851-11f1-b83e-37b0d4a1d839]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN3386799989.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Exposing TikTok's Youngest Billionaire</title>
      <description>Head to https://betterhelp.com/spencercornelia to get 10% off your first month with our sponsor, BetterHelp. Therapy can be a meaningful space to reflect, grow, and create positive change in your life.Gavin Teague claims to be a 20 year old billionaire but he's still pulling low level scams for money.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com*TIMESTAMPS*0:00 - Intro0:19 - Gavin claims to have $50m+ in his bank account1:06 - Gavin's fake bank account1:45 - Real estate mogul?2:22 - Gavin's first victim contacts me3:52 - Using an influencer to scam5:36 - Gavin's BMW (important)6:33 - The Santa Monica, CA car wreck8:07 - Gavin goes to jail10:05 - Gavin claims to be wealthy from oil11:18 - Deep dive into Gavin's fake check11:57 - Gavin's new scam: car giveaways14:58 - Gavin's lawsuits16:51 - Website for Gavin's company calls him a fraud17:46 - Gavin claims to be the owner of Netflix competitor
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 07 Nov 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7361016c-d851-11f1-92c0-0751a00de5b0/image/59bdac1c1aa4328924ec69785fd5b984.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Head to https://betterhelp.com/spencercornelia to get 10% off your first month with our sponsor, BetterHelp. Therapy can be a meaningful space to reflect, grow, and create positive change in your life.Gavin Teague claims to be a 20 year old billionaire but he's still pulling low level scams for money.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com*TIMESTAMPS*0:00 - Intro0:19 - Gavin claims to have $50m+ in his bank account1:06 - Gavin's fake bank account1:45 - Real estate mogul?2:22 - Gavin's first victim contacts me3:52 - Using an influencer to scam5:36 - Gavin's BMW (important)6:33 - The Santa Monica, CA car wreck8:07 - Gavin goes to jail10:05 - Gavin claims to be wealthy from oil11:18 - Deep dive into Gavin's fake check11:57 - Gavin's new scam: car giveaways14:58 - Gavin's lawsuits16:51 - Website for Gavin's company calls him a fraud17:46 - Gavin claims to be the owner of Netflix competitor
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Head to <a href="https://betterhelp.com/spencercornelia">https://betterhelp.com/spencercornelia</a> to get 10% off your first month with our sponsor, BetterHelp. Therapy can be a meaningful space to reflect, grow, and create positive change in your life.<br><br>Gavin Teague claims to be a 20 year old billionaire but he's still pulling low level scams for money.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer0cornelia@gmail.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:19 - Gavin claims to have $50m+ in his bank account<br>1:06 - Gavin's fake bank account<br>1:45 - Real estate mogul?<br>2:22 - Gavin's first victim contacts me<br>3:52 - Using an influencer to scam<br>5:36 - Gavin's BMW (important)<br>6:33 - The Santa Monica, CA car wreck<br>8:07 - Gavin goes to jail<br>10:05 - Gavin claims to be wealthy from oil<br>11:18 - Deep dive into Gavin's fake check<br>11:57 - Gavin's new scam: car giveaways<br>14:58 - Gavin's lawsuits<br>16:51 - Website for Gavin's company calls him a fraud<br>17:46 - Gavin claims to be the owner of Netflix competitor</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1388</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7361016c-d851-11f1-92c0-0751a00de5b0]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN1935999980.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>V-Shred Ad Critique: "GRAB THE FAT!!"</title>
      <description>V-Shred is a fitness influencer on social media and runs huge ad campaigns for his training programs.  His biggest ad campaign has over 20 million views.  I invited a YouTube ad expert for influencers on today's video to help breakdown how to run YouTube ads.If you're interested in working with Jacob, here is a link to contact him:https://www.petronum.io/contact-usThe script for V-Shred's ad:Pizza or salad?  Which one do you think I’m having for dinner tonight?Well, it’s not this.  It’s definitely not this rabbit food, why?  Because this is going to nothing but leave me craving this.All you have to do to lose weight and have the perfect body is to eat less.  How many times have you heard that tired old lie?  Want to lose weight?  Go on an extremely low calorie diet.  Simple, right?Wrong.  Losing weight does not mean always being hungry.  Losing weight does not mean salads three times a day.  And before you slam me with the whole “that’s easy for you to say.”  This isn’t about me.  This is about the thousands of people worldwide that I’ve been fortunate enough to be able to help with their weight loss goals allowing you to eat real food all day long, yet lose weight faster than you ever have.Now, you can think I’m being a little too harsh.  But, please know that I need to break through to you because I want to help you.Okay quick exercise.  Place your hands on your stomach right now.  C,mon let’s do this.  Place your hands on your stomach.  Now, where is most of the fat located?  Is it on your front, is it on the side, maybe your back?  Grab the belly fat.  Is it a pinch or can you grab some fat?  Perhaps you can get a full handful.  Now how long have you been struggling with everything in your hands right now?  And why haven’t you taken care of this before?There is a simple way to completely transform your physique in as little as 12 weeks like say Hugh Jackman did for the Wolverine movie.  But to transform him into the superhero Jackman followed some of the secrets I’ll reveal to you.  Chris Pratt went from the chubby lovable Andy on Parks and Rec to the cover of Men’s Fitness sporting a killer set of abs.What’s their secret?  They ruthlessly cut through the fluff and the B.S.  They have zero time to waste because their next film role is starting in just a few weeks so they can’t waste time on the wrong program.Is fruit bad for your diet?  You should know that the advice to eat plenty of fruits and vegetables is gravely flawed.  This is exactly where many diet books and trainers and dieticians run into trouble.  They recommend eating fruit because of the high vitamin content, but they completely ignore fructose.  Is fructose good for you?  That answer is unfortunately complicated.There’s no doubt that fruits offer a slew of health benefits.  Vitamins, minerals, fiber, phytonutrients.  But the fructose complicates the issue for most people, especially women.Well guess what?  These same rules apply to a lot of vegetables as well.  And I know it’s enough to make your head spin.How can you possibly know which fruits to eat, how often and how much?What’s the fastest way from where you’re at right now to your dream body?  It’s a straight line, but the issue is when people try to get in shape, they follow the fad diets.  They try low-carb, they try low-fat, they try the Atkins diet, and they do a bunch of cardio, steady state cardio 7 days a week.  And what happens is instead of going in a straight line, they jump back and forth on this diagonal line and get mediocre results so that they end up quitting.And they just think that nothing works for them.  When really, they have a very specific body type.  One of three body types actually, and unless they understand what that body type is and what to do for that body type, you’re always going to struggle to get in shape.  And that’s why I made a free body t
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 07 Nov 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/34254e90-d851-11f1-85af-ef083473e6d6/image/a0911ccf4b5a2b2ed350c50f32a7c70a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>V-Shred is a fitness influencer on social media and runs huge ad campaigns for his training programs.  His biggest ad campaign has over 20 million views.  I invited a YouTube ad expert for influencers on today's video to help breakdown how to run YouTube ads.If you're interested in working with Jacob, here is a link to contact him:https://www.petronum.io/contact-usThe script for V-Shred's ad:Pizza or salad?  Which one do you think I’m having for dinner tonight?Well, it’s not this.  It’s definitely not this rabbit food, why?  Because this is going to nothing but leave me craving this.All you have to do to lose weight and have the perfect body is to eat less.  How many times have you heard that tired old lie?  Want to lose weight?  Go on an extremely low calorie diet.  Simple, right?Wrong.  Losing weight does not mean always being hungry.  Losing weight does not mean salads three times a day.  And before you slam me with the whole “that’s easy for you to say.”  This isn’t about me.  This is about the thousands of people worldwide that I’ve been fortunate enough to be able to help with their weight loss goals allowing you to eat real food all day long, yet lose weight faster than you ever have.Now, you can think I’m being a little too harsh.  But, please know that I need to break through to you because I want to help you.Okay quick exercise.  Place your hands on your stomach right now.  C,mon let’s do this.  Place your hands on your stomach.  Now, where is most of the fat located?  Is it on your front, is it on the side, maybe your back?  Grab the belly fat.  Is it a pinch or can you grab some fat?  Perhaps you can get a full handful.  Now how long have you been struggling with everything in your hands right now?  And why haven’t you taken care of this before?There is a simple way to completely transform your physique in as little as 12 weeks like say Hugh Jackman did for the Wolverine movie.  But to transform him into the superhero Jackman followed some of the secrets I’ll reveal to you.  Chris Pratt went from the chubby lovable Andy on Parks and Rec to the cover of Men’s Fitness sporting a killer set of abs.What’s their secret?  They ruthlessly cut through the fluff and the B.S.  They have zero time to waste because their next film role is starting in just a few weeks so they can’t waste time on the wrong program.Is fruit bad for your diet?  You should know that the advice to eat plenty of fruits and vegetables is gravely flawed.  This is exactly where many diet books and trainers and dieticians run into trouble.  They recommend eating fruit because of the high vitamin content, but they completely ignore fructose.  Is fructose good for you?  That answer is unfortunately complicated.There’s no doubt that fruits offer a slew of health benefits.  Vitamins, minerals, fiber, phytonutrients.  But the fructose complicates the issue for most people, especially women.Well guess what?  These same rules apply to a lot of vegetables as well.  And I know it’s enough to make your head spin.How can you possibly know which fruits to eat, how often and how much?What’s the fastest way from where you’re at right now to your dream body?  It’s a straight line, but the issue is when people try to get in shape, they follow the fad diets.  They try low-carb, they try low-fat, they try the Atkins diet, and they do a bunch of cardio, steady state cardio 7 days a week.  And what happens is instead of going in a straight line, they jump back and forth on this diagonal line and get mediocre results so that they end up quitting.And they just think that nothing works for them.  When really, they have a very specific body type.  One of three body types actually, and unless they understand what that body type is and what to do for that body type, you’re always going to struggle to get in shape.  And that’s why I made a free body t
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>V-Shred is a fitness influencer on social media and runs huge ad campaigns for his training programs.  His biggest ad campaign has over 20 million views.  I invited a YouTube ad expert for influencers on today's video to help breakdown how to run YouTube ads.<br><br>If you're interested in working with Jacob, here is a link to contact him:<br><a href="https://www.petronum.io/contact-us">https://www.petronum.io/contact-us</a><br><br>The script for V-Shred's ad:<br>Pizza or salad?  Which one do you think I’m having for dinner tonight?<br><br>Well, it’s not this.  It’s definitely not this rabbit food, why?  Because this is going to nothing but leave me craving this.<br><br>All you have to do to lose weight and have the perfect body is to eat less.  How many times have you heard that tired old lie?  Want to lose weight?  Go on an extremely low calorie diet.  Simple, right?<br><br>Wrong.  Losing weight does not mean always being hungry.  Losing weight does not mean salads three times a day.  And before you slam me with the whole “that’s easy for you to say.”  This isn’t about me.  This is about the thousands of people worldwide that I’ve been fortunate enough to be able to help with their weight loss goals allowing you to eat real food all day long, yet lose weight faster than you ever have.<br><br>Now, you can think I’m being a little too harsh.  But, please know that I need to break through to you because I want to help you.<br><br>Okay quick exercise.  Place your hands on your stomach right now.  C,mon let’s do this.  Place your hands on your stomach.  Now, where is most of the fat located?  Is it on your front, is it on the side, maybe your back?  Grab the belly fat.  Is it a pinch or can you grab some fat?  Perhaps you can get a full handful.  Now how long have you been struggling with everything in your hands right now?  And why haven’t you taken care of this before?<br><br>There is a simple way to completely transform your physique in as little as 12 weeks like say Hugh Jackman did for the Wolverine movie.  But to transform him into the superhero Jackman followed some of the secrets I’ll reveal to you.  Chris Pratt went from the chubby lovable Andy on Parks and Rec to the cover of Men’s Fitness sporting a killer set of abs.<br><br>What’s their secret?  They ruthlessly cut through the fluff and the B.S.  They have zero time to waste because their next film role is starting in just a few weeks so they can’t waste time on the wrong program.<br><br>Is fruit bad for your diet?  You should know that the advice to eat plenty of fruits and vegetables is gravely flawed.  This is exactly where many diet books and trainers and dieticians run into trouble.  They recommend eating fruit because of the high vitamin content, but they completely ignore fructose.  Is fructose good for you?  That answer is unfortunately complicated.<br><br>There’s no doubt that fruits offer a slew of health benefits.  Vitamins, minerals, fiber, phytonutrients.  But the fructose complicates the issue for most people, especially women.<br><br>Well guess what?  These same rules apply to a lot of vegetables as well.  And I know it’s enough to make your head spin.<br><br>How can you possibly know which fruits to eat, how often and how much?<br><br>What’s the fastest way from where you’re at right now to your dream body?  It’s a straight line, but the issue is when people try to get in shape, they follow the fad diets.  They try low-carb, they try low-fat, they try the Atkins diet, and they do a bunch of cardio, steady state cardio 7 days a week.  And what happens is instead of going in a straight line, they jump back and forth on this diagonal line and get mediocre results so that they end up quitting.<br><br>And they just think that nothing works for them.  When really, they have a very specific body type.  One of three body types actually, and unless they understand what that body type is and what to do for that body type, you’re always going to struggle to get in shape.  <br><br>And that’s why I made a free body t</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2584</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[34254e90-d851-11f1-85af-ef083473e6d6]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN9866311074.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The WORST Rapper in America Just Tried to SCAM Me</title>
      <description>Go to https://piavpn.com/SpencerC to get 83% off Private Internet Access with 4 months free!Hustleman the Rapper has a "large" following on Instagram and portrays himself as a legitimate rapper.  He tried to scam me.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 07 Nov 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ea67078a-d850-11f1-83f7-c3cb036bfcb5/image/095a73998cd71e17b4e5df90097f2c6b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Go to https://piavpn.com/SpencerC to get 83% off Private Internet Access with 4 months free!Hustleman the Rapper has a "large" following on Instagram and portrays himself as a legitimate rapper.  He tried to scam me.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to <a href="https://piavpn.com/SpencerC">https://piavpn.com/SpencerC</a> to get 83% off Private Internet Access with 4 months free!<br><br>Hustleman the Rapper has a "large" following on Instagram and portrays himself as a legitimate rapper.  He tried to scam me.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer0cornelia@gmail.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1390</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ea67078a-d850-11f1-83f7-c3cb036bfcb5]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN8819932865.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Why PassionPreneur Is Dumb | Dev Gadhvi</title>
      <description>Dev Gadhvi claims to be India's first Passionpreneur mentor, best-selling author, social media expert, and sales trainer.Let's find out if any of these claims are true, but more importantly, I'll be discussing how to see behind the curtain when gurus make these kinds of claims.Dev Gadhvi was highly influenced by Grant Cardone and Dan Lok as seen by his constant mention of them and also by his participation of attending their sales training courses.Dev is one of Dan Lok's proteges.  He runs a similar business to Dan Lok.  Dev makes a lot of YouTube videos about growing a social media following and running a business that you are passionate about.He wants people to become passionpreneur's._ _ _ _ _ _ _ _ _ _ _Why PassionPreneur Is Dumb | Dev Gadhvi---------- POPULAR VIDEOS ----------★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=eSSTKmv6YPA★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=rsrLAkpPuCk★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=9cDCksYQtYI★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=oPRkWlS0Uos★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★↪ https://youtu.be/6JiIRce9iaM★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★↪ https://youtu.be/zv2VcEQhTXY---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Dev Gadhvi,how to monetize your passion,how to earn money,entrepreneur,business,dev gadhvi tedx,dev gadhvi passionpreneur,dev gadhvi dan lok,dev gadhvi passive income,business mentor coaching,business coaching training,online coaching business,online coaching business in india,dan lok,exposing internet marketers,internet marketing,internet marketing for beginners,internet marketing strategies,video marketing,social media marketing,marketing strategies
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Nov 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a10632c8-d850-11f1-88f2-730bce2988e5/image/b09ae32127cab6590a12ae5480d3a801.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Dev Gadhvi claims to be India's first Passionpreneur mentor, best-selling author, social media expert, and sales trainer.Let's find out if any of these claims are true, but more importantly, I'll be discussing how to see behind the curtain when gurus make these kinds of claims.Dev Gadhvi was highly influenced by Grant Cardone and Dan Lok as seen by his constant mention of them and also by his participation of attending their sales training courses.Dev is one of Dan Lok's proteges.  He runs a similar business to Dan Lok.  Dev makes a lot of YouTube videos about growing a social media following and running a business that you are passionate about.He wants people to become passionpreneur's._ _ _ _ _ _ _ _ _ _ _Why PassionPreneur Is Dumb | Dev Gadhvi---------- POPULAR VIDEOS ----------★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=eSSTKmv6YPA★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=rsrLAkpPuCk★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=9cDCksYQtYI★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=oPRkWlS0Uos★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★↪ https://youtu.be/6JiIRce9iaM★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★↪ https://youtu.be/zv2VcEQhTXY---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Dev Gadhvi,how to monetize your passion,how to earn money,entrepreneur,business,dev gadhvi tedx,dev gadhvi passionpreneur,dev gadhvi dan lok,dev gadhvi passive income,business mentor coaching,business coaching training,online coaching business,online coaching business in india,dan lok,exposing internet marketers,internet marketing,internet marketing for beginners,internet marketing strategies,video marketing,social media marketing,marketing strategies
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Dev Gadhvi claims to be India's first Passionpreneur mentor, best-selling author, social media expert, and sales trainer.<br><br>Let's find out if any of these claims are true, but more importantly, I'll be discussing how to see behind the curtain when gurus make these kinds of claims.<br><br>Dev Gadhvi was highly influenced by Grant Cardone and Dan Lok as seen by his constant mention of them and also by his participation of attending their sales training courses.<br><br>Dev is one of Dan Lok's proteges.  He runs a similar business to Dan Lok.  Dev makes a lot of YouTube videos about growing a social media following and running a business that you are passionate about.<br><br>He wants people to become passionpreneur's.<br><br>_ _ _ _ _ _ _ _ _ _ _<br><br>Why PassionPreneur Is Dumb | Dev Gadhvi<br><br>---------- POPULAR VIDEOS ----------<br><br>★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=eSSTKmv6YPA">https://www.youtube.com/watch?v=eSSTKmv6YPA</a><br><br>★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=rsrLAkpPuCk">https://www.youtube.com/watch?v=rsrLAkpPuCk</a><br><br>★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=9cDCksYQtYI">https://www.youtube.com/watch?v=9cDCksYQtYI</a><br><br>★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=oPRkWlS0Uos">https://www.youtube.com/watch?v=oPRkWlS0Uos</a><br><br>★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★<br>↪ <a href="https://youtu.be/6JiIRce9iaM">https://youtu.be/6JiIRce9iaM</a><br><br>★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★<br>↪ <a href="https://youtu.be/zv2VcEQhTXY">https://youtu.be/zv2VcEQhTXY</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>Dev Gadhvi,how to monetize your passion,how to earn money,entrepreneur,business,dev gadhvi tedx,dev gadhvi passionpreneur,dev gadhvi dan lok,dev gadhvi passive income,business mentor coaching,business coaching training,online coaching business,online coaching business in india,dan lok,exposing internet marketers,internet marketing,internet marketing for beginners,internet marketing strategies,video marketing,social media marketing,marketing strategies</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1047</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a10632c8-d850-11f1-88f2-730bce2988e5]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN2827117302.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Exposing the $796 MILLION Judgment Against MLM Scammers</title>
      <description>Head to https://pestie.yt.link/8ruW8LB and use my code SPENCER10 for an extra 10% off your first order!Alex Morton, Chris Terry, and the promoters of IM Academy have all received MASSIVE judgments for their participation in the pyramid scheme.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com*TIMESTAMPS*0:00 - Intro0:52 - Alex loves "helping" people1:57 - The $796 MILLION Judgment2:38 - Judgment filed against two distributors3:39 - "Helping people is the best"4:37 - No one makes money in the scam6:55 - Alex's words don't matter, analyze behavior7:55 - Alex started with Vemma in 2010's9:08 - What happened with Verve11:03 - How can a drink be a pyramid scheme?12:04 - Alex joins the next MLM14:14 - Alex's Judgment and Settlement15:32 - Alex joins another MLM16:39 - Alex can multiply your income17:24 - Alex joins another MLM (again)18:01 - Chris Terry Judgment and Settlement
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Nov 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/46bdb426-d850-11f1-84b6-1fa241e0d183/image/fe20236b96b565a45a183a1bf3230171.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Head to https://pestie.yt.link/8ruW8LB and use my code SPENCER10 for an extra 10% off your first order!Alex Morton, Chris Terry, and the promoters of IM Academy have all received MASSIVE judgments for their participation in the pyramid scheme.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com*TIMESTAMPS*0:00 - Intro0:52 - Alex loves "helping" people1:57 - The $796 MILLION Judgment2:38 - Judgment filed against two distributors3:39 - "Helping people is the best"4:37 - No one makes money in the scam6:55 - Alex's words don't matter, analyze behavior7:55 - Alex started with Vemma in 2010's9:08 - What happened with Verve11:03 - How can a drink be a pyramid scheme?12:04 - Alex joins the next MLM14:14 - Alex's Judgment and Settlement15:32 - Alex joins another MLM16:39 - Alex can multiply your income17:24 - Alex joins another MLM (again)18:01 - Chris Terry Judgment and Settlement
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Head to <a href="https://pestie.yt.link/8ruW8LB">https://pestie.yt.link/8ruW8LB</a> and use my code SPENCER10 for an extra 10% off your first order!<br><br>Alex Morton, Chris Terry, and the promoters of IM Academy have all received MASSIVE judgments for their participation in the pyramid scheme.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer0cornelia@gmail.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:52 - Alex loves "helping" people<br>1:57 - The $796 MILLION Judgment<br>2:38 - Judgment filed against two distributors<br>3:39 - "Helping people is the best"<br>4:37 - No one makes money in the scam<br>6:55 - Alex's words don't matter, analyze behavior<br>7:55 - Alex started with Vemma in 2010's<br>9:08 - What happened with Verve<br>11:03 - How can a drink be a pyramid scheme?<br>12:04 - Alex joins the next MLM<br>14:14 - Alex's Judgment and Settlement<br>15:32 - Alex joins another MLM<br>16:39 - Alex can multiply your income<br>17:24 - Alex joins another MLM (again)<br>18:01 - Chris Terry Judgment and Settlement</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1440</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[46bdb426-d850-11f1-84b6-1fa241e0d183]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN9901770485.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Why Uber Drivers are Getting Scammed</title>
      <description>Uber drivers are getting scammed because they make SIGNIFICANTLY less money than they are led to believe.You will see many blog posts and YouTube videos following Uber, Lyft, and UberEats drivers for the day where they show you how they made over $20 per hour while rideshare driving.  What they typically don't show you is their expenses.Uber passes on all of the expenses and risk to the Uber drivers.  Uber drivers are forced to pay maintenance costs for the wear and tear on their vehicle, their gas costs, and the depreciation of the vehicle.This adds up to an amount that eats into the profits of the Uber drivers to the extent that most Uber drivers may not be making any money at all.Uber as a company is losing billions of dollars every quarter and there is no sign of them ever turning the corner for a profit.  They are pouring all of their resources into research and development to build self driving vehicles so they can finally eliminate the expense of paying their drivers.Uber drivers have been protesting for years asking for a living wage.  That living wage will never come as long as Uber is not profitable and the drivers are forced to front the money for depreciation, maintenance, and repairs.I used many resources to make this video, including but not limited to, articles detailing how 96% Uber drivers leave the platform within a year, YouTube videos detailing Uber drivers and UberEats drivers earnings for a full day of rideshare driving, and many blog posts sharing necessary data on repair expenses and average earnings.Thumbnail Photo Credit: Denny Müller on Unsplash_ _ _ _ _ _ _ _ _ _ _Why Uber Drivers are Getting Scammed---------- POPULAR VIDEOS ----------★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=eSSTKmv6YPA★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=rsrLAkpPuCk★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=9cDCksYQtYI★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=oPRkWlS0Uos★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★↪ https://youtu.be/6JiIRce9iaM★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★↪ https://youtu.be/zv2VcEQhTXY---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Uber,lyft driver tips,uber driver tips,rideshare revolution,the rideshare guy,uber driver,lyft driver,uber eats,uber drivers,uber rides,uber scams,rideshare,rideshare hub,uber eats driver,uber eats driver tips,uber eats driver tips 2020,doordash,doordash driver,doordash pay,uber driver pay,uber driver pay breakdown,how much do uber drivers make,how much do uber drivers make per ride,how much do uber drivers make a year,uber driver tips 2020,lyft,scam
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Nov 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/124d7f00-d850-11f1-b6b6-ab39b9957a93/image/6e12f718133f879e5c4dff69c5e0723d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Uber drivers are getting scammed because they make SIGNIFICANTLY less money than they are led to believe.You will see many blog posts and YouTube videos following Uber, Lyft, and UberEats drivers for the day where they show you how they made over $20 per hour while rideshare driving.  What they typically don't show you is their expenses.Uber passes on all of the expenses and risk to the Uber drivers.  Uber drivers are forced to pay maintenance costs for the wear and tear on their vehicle, their gas costs, and the depreciation of the vehicle.This adds up to an amount that eats into the profits of the Uber drivers to the extent that most Uber drivers may not be making any money at all.Uber as a company is losing billions of dollars every quarter and there is no sign of them ever turning the corner for a profit.  They are pouring all of their resources into research and development to build self driving vehicles so they can finally eliminate the expense of paying their drivers.Uber drivers have been protesting for years asking for a living wage.  That living wage will never come as long as Uber is not profitable and the drivers are forced to front the money for depreciation, maintenance, and repairs.I used many resources to make this video, including but not limited to, articles detailing how 96% Uber drivers leave the platform within a year, YouTube videos detailing Uber drivers and UberEats drivers earnings for a full day of rideshare driving, and many blog posts sharing necessary data on repair expenses and average earnings.Thumbnail Photo Credit: Denny Müller on Unsplash_ _ _ _ _ _ _ _ _ _ _Why Uber Drivers are Getting Scammed---------- POPULAR VIDEOS ----------★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=eSSTKmv6YPA★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=rsrLAkpPuCk★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=9cDCksYQtYI★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=oPRkWlS0Uos★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★↪ https://youtu.be/6JiIRce9iaM★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★↪ https://youtu.be/zv2VcEQhTXY---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Uber,lyft driver tips,uber driver tips,rideshare revolution,the rideshare guy,uber driver,lyft driver,uber eats,uber drivers,uber rides,uber scams,rideshare,rideshare hub,uber eats driver,uber eats driver tips,uber eats driver tips 2020,doordash,doordash driver,doordash pay,uber driver pay,uber driver pay breakdown,how much do uber drivers make,how much do uber drivers make per ride,how much do uber drivers make a year,uber driver tips 2020,lyft,scam
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Uber drivers are getting scammed because they make SIGNIFICANTLY less money than they are led to believe.<br><br>You will see many blog posts and YouTube videos following Uber, Lyft, and UberEats drivers for the day where they show you how they made over $20 per hour while rideshare driving.  What they typically don't show you is their expenses.<br><br>Uber passes on all of the expenses and risk to the Uber drivers.  Uber drivers are forced to pay maintenance costs for the wear and tear on their vehicle, their gas costs, and the depreciation of the vehicle.<br><br>This adds up to an amount that eats into the profits of the Uber drivers to the extent that most Uber drivers may not be making any money at all.<br><br>Uber as a company is losing billions of dollars every quarter and there is no sign of them ever turning the corner for a profit.  They are pouring all of their resources into research and development to build self driving vehicles so they can finally eliminate the expense of paying their drivers.<br><br>Uber drivers have been protesting for years asking for a living wage.  That living wage will never come as long as Uber is not profitable and the drivers are forced to front the money for depreciation, maintenance, and repairs.<br><br>I used many resources to make this video, including but not limited to, articles detailing how 96% Uber drivers leave the platform within a year, YouTube videos detailing Uber drivers and UberEats drivers earnings for a full day of rideshare driving, and many blog posts sharing necessary data on repair expenses and average earnings.<br><br>Thumbnail Photo Credit: Denny Müller on Unsplash<br>_ _ _ _ _ _ _ _ _ _ _<br><br>Why Uber Drivers are Getting Scammed<br><br>---------- POPULAR VIDEOS ----------<br><br>★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=eSSTKmv6YPA">https://www.youtube.com/watch?v=eSSTKmv6YPA</a><br><br>★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=rsrLAkpPuCk">https://www.youtube.com/watch?v=rsrLAkpPuCk</a><br><br>★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=9cDCksYQtYI">https://www.youtube.com/watch?v=9cDCksYQtYI</a><br><br>★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=oPRkWlS0Uos">https://www.youtube.com/watch?v=oPRkWlS0Uos</a><br><br>★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★<br>↪ <a href="https://youtu.be/6JiIRce9iaM">https://youtu.be/6JiIRce9iaM</a><br><br>★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★<br>↪ <a href="https://youtu.be/zv2VcEQhTXY">https://youtu.be/zv2VcEQhTXY</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>Uber,lyft driver tips,uber driver tips,rideshare revolution,the rideshare guy,uber driver,lyft driver,uber eats,uber drivers,uber rides,uber scams,rideshare,rideshare hub,uber eats driver,uber eats driver tips,uber eats driver tips 2020,doordash,doordash driver,doordash pay,uber driver pay,uber driver pay breakdown,how much do uber drivers make,how much do uber drivers make per ride,how much do uber drivers make a year,uber driver tips 2020,lyft,scam</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>788</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[124d7f00-d850-11f1-b6b6-ab39b9957a93]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN8768446577.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Exposing the Real Estate Fraudsters That Just Got Arrested</title>
      <description>Download the FREE Upside App at https://yt.link/ZyS5iAm to get an extra 25 cents back for every gallon on your first tank of gas.Greg Parker was finally sued for his real estate scheme.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com*TIMESTAMPS*0:00 - Intro0:42 - Real Estate influencers sued for fraud1:31 - Greg Sent me a DM on Instagram2:22 - BREAKING NEWS: Parkers Charged with 3 Counts of Fraud3:17 - Greg confronted about scamming allegations6:19 - Promising 20% returns8:14 - Greg: "How the F*** am I scamming you?"10:20 - Victim claims he lost $20,00011:06 - Ponzi Scheme?13:12 - Wife claims they needed team of accountants14:22 - How the business was fraudulent15:24 - How much the Parkers owed investors16:17 - Greg claims millions per month income
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 05 Nov 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c95fc172-d84f-11f1-9a38-8346b9f2057d/image/10309ed4e68b5809a5d367be310ce8bd.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Download the FREE Upside App at https://yt.link/ZyS5iAm to get an extra 25 cents back for every gallon on your first tank of gas.Greg Parker was finally sued for his real estate scheme.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com*TIMESTAMPS*0:00 - Intro0:42 - Real Estate influencers sued for fraud1:31 - Greg Sent me a DM on Instagram2:22 - BREAKING NEWS: Parkers Charged with 3 Counts of Fraud3:17 - Greg confronted about scamming allegations6:19 - Promising 20% returns8:14 - Greg: "How the F*** am I scamming you?"10:20 - Victim claims he lost $20,00011:06 - Ponzi Scheme?13:12 - Wife claims they needed team of accountants14:22 - How the business was fraudulent15:24 - How much the Parkers owed investors16:17 - Greg claims millions per month income
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Download the FREE Upside App at <a href="https://yt.link/ZyS5iAm">https://yt.link/ZyS5iAm</a> to get an extra 25 cents back for every gallon on your first tank of gas.<br><br>Greg Parker was finally sued for his real estate scheme.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer0cornelia@gmail.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:42 - Real Estate influencers sued for fraud<br>1:31 - Greg Sent me a DM on Instagram<br>2:22 - BREAKING NEWS: Parkers Charged with 3 Counts of Fraud<br>3:17 - Greg confronted about scamming allegations<br>6:19 - Promising 20% returns<br>8:14 - Greg: "How the F*** am I scamming you?"<br>10:20 - Victim claims he lost $20,000<br>11:06 - Ponzi Scheme?<br>13:12 - Wife claims they needed team of accountants<br>14:22 - How the business was fraudulent<br>15:24 - How much the Parkers owed investors<br>16:17 - Greg claims millions per month income</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1229</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c95fc172-d84f-11f1-9a38-8346b9f2057d]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN2071757581.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Kanye West vs. The Record Industry</title>
      <description>Kanye West recently posted his record contracts on Twitter and it's clearly become a battle of Kanye West vs. The Record Industry.Kanye has since demanded a new way of the record industry running their business.  It's clear Kanye West is fed up with how the record contracts diminish artists' ability to own their own music and copyrights.I have made two previous videos pertaining to this topic: Why Your Favorite Musicians Are Broke and Part 2: Why Your Favorite Musicians Are Broke.  I go into detail how the 360 record contracts work and why many musicians are in fact broke, even though they may be selling millions of albums.Kanye West released ten contracts in his Twitter rant.  These are not all of his contracts, but they give us an idea of what his relationship with Roc-A-Fella Records and Island Def Jam looks like.  He received huge advances to produce his albums, as expected.In this video, I break down some of the key components of Kanye's record contract with Roc-A-Fella Records and Island Def Jam Music Group._ _ _ _ _ _ _ _ _ _ _Kanye West vs. The Record Industry---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★↪ https://youtu.be/BrHHgCBkF1w★ Online Dating Scams: A Billion Dollar Global Industry ★↪ https://youtu.be/mkjhNG2F4kI★ Why Uber Drivers Are Getting Scammed ★↪ https://youtu.be/KkmAIeOVfKg---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingKanye West,how the music industry works,how the music industry works documentary,how the music business works,how the music industry screws over artists,music industry,music business,record labels,record label,how to get a record deal,record deal,360 deal,360 contract,how does the music business work,how to learn the music business,music business 101,music business explained,360 contract deal,Kanye,kanye west twitter,kanye west twitter 2020,Kanye Twitter
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 05 Nov 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6eadc92c-d84f-11f1-b2f7-f704ca0463fe/image/2ddf8480b91a7daa5bcd569949993f96.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Kanye West recently posted his record contracts on Twitter and it's clearly become a battle of Kanye West vs. The Record Industry.Kanye has since demanded a new way of the record industry running their business.  It's clear Kanye West is fed up with how the record contracts diminish artists' ability to own their own music and copyrights.I have made two previous videos pertaining to this topic: Why Your Favorite Musicians Are Broke and Part 2: Why Your Favorite Musicians Are Broke.  I go into detail how the 360 record contracts work and why many musicians are in fact broke, even though they may be selling millions of albums.Kanye West released ten contracts in his Twitter rant.  These are not all of his contracts, but they give us an idea of what his relationship with Roc-A-Fella Records and Island Def Jam looks like.  He received huge advances to produce his albums, as expected.In this video, I break down some of the key components of Kanye's record contract with Roc-A-Fella Records and Island Def Jam Music Group._ _ _ _ _ _ _ _ _ _ _Kanye West vs. The Record Industry---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★↪ https://youtu.be/BrHHgCBkF1w★ Online Dating Scams: A Billion Dollar Global Industry ★↪ https://youtu.be/mkjhNG2F4kI★ Why Uber Drivers Are Getting Scammed ★↪ https://youtu.be/KkmAIeOVfKg---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingKanye West,how the music industry works,how the music industry works documentary,how the music business works,how the music industry screws over artists,music industry,music business,record labels,record label,how to get a record deal,record deal,360 deal,360 contract,how does the music business work,how to learn the music business,music business 101,music business explained,360 contract deal,Kanye,kanye west twitter,kanye west twitter 2020,Kanye Twitter
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Kanye West recently posted his record contracts on Twitter and it's clearly become a battle of Kanye West vs. The Record Industry.<br><br>Kanye has since demanded a new way of the record industry running their business.  It's clear Kanye West is fed up with how the record contracts diminish artists' ability to own their own music and copyrights.<br><br>I have made two previous videos pertaining to this topic: Why Your Favorite Musicians Are Broke and Part 2: Why Your Favorite Musicians Are Broke.  I go into detail how the 360 record contracts work and why many musicians are in fact broke, even though they may be selling millions of albums.<br><br>Kanye West released ten contracts in his Twitter rant.  These are not all of his contracts, but they give us an idea of what his relationship with Roc-A-Fella Records and Island Def Jam looks like.  He received huge advances to produce his albums, as expected.<br><br>In this video, I break down some of the key components of Kanye's record contract with Roc-A-Fella Records and Island Def Jam Music Group.<br>_ _ _ _ _ _ _ _ _ _ _<br><br>Kanye West vs. The Record Industry<br><br>---------- POPULAR VIDEOS ----------<br><br>★ Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/2Ad1sNtqQ5Y">https://youtu.be/2Ad1sNtqQ5Y</a><br><br>★ Part 2: Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/o7OZLFGEDiI">https://youtu.be/o7OZLFGEDiI</a><br><br>★ Why Your Favorite Athletes Go Broke ★<br>↪ <a href="https://youtu.be/ntHXyA-S5LM">https://youtu.be/ntHXyA-S5LM</a><br><br>★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★<br>↪ <a href="https://youtu.be/BrHHgCBkF1w">https://youtu.be/BrHHgCBkF1w</a><br><br>★ Online Dating Scams: A Billion Dollar Global Industry ★<br>↪ <a href="https://youtu.be/mkjhNG2F4kI">https://youtu.be/mkjhNG2F4kI</a><br><br>★ Why Uber Drivers Are Getting Scammed ★<br>↪ <a href="https://youtu.be/KkmAIeOVfKg">https://youtu.be/KkmAIeOVfKg</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Kanye West,how the music industry works,how the music industry works documentary,how the music business works,how the music industry screws over artists,music industry,music business,record labels,record label,how to get a record deal,record deal,360 deal,360 contract,how does the music business work,how to learn the music business,music business 101,music business explained,360 contract deal,Kanye,kanye west twitter,kanye west twitter 2020,Kanye Twitter</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>631</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[6eadc92c-d84f-11f1-b2f7-f704ca0463fe]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN5797147266.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Billionaire ARRESTED After Helping OnlyFans Girlfriend</title>
      <description>Thanks to Public to sponsoring today's video! Head to https://public.yt.link/MDUYIja to sign up and earn an uncapped 1% match when you transfer your portfolio.Stephen Cloobeck, billionaire, was arrested for interfering with the investigation of his girlfriend's crimes.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.comBrokerage services provided by Open to the Public Investing Inc, member FINRA and SIPC. Investing involves risk. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. See terms of Match Program at https://public.com/disclosures/matchprogram Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.*TIMESTAMPS*0:00 - Intro1:33 - Con Artist Girlfriend2:15 - How She Conned Wealthy Men5:59 - Stephen's Arrest Charges7:03 - Stephen Sues Ex-Girlfriend for OF10:15 - Stephen's Ex Files a TRO against him11:59 - How Much Stephen Spent on "love"14:36 - He Spent $10,000 on WHAT?!?!?15:59 - More Stories about the Con Artist Girlfriend
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 05 Nov 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2ff8c448-d84f-11f1-9972-ab4bb6770c86/image/67a6244ca6f0d40a7f856ee8a0d398ce.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Thanks to Public to sponsoring today's video! Head to https://public.yt.link/MDUYIja to sign up and earn an uncapped 1% match when you transfer your portfolio.Stephen Cloobeck, billionaire, was arrested for interfering with the investigation of his girlfriend's crimes.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.comBrokerage services provided by Open to the Public Investing Inc, member FINRA and SIPC. Investing involves risk. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. See terms of Match Program at https://public.com/disclosures/matchprogram Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.*TIMESTAMPS*0:00 - Intro1:33 - Con Artist Girlfriend2:15 - How She Conned Wealthy Men5:59 - Stephen's Arrest Charges7:03 - Stephen Sues Ex-Girlfriend for OF10:15 - Stephen's Ex Files a TRO against him11:59 - How Much Stephen Spent on "love"14:36 - He Spent $10,000 on WHAT?!?!?15:59 - More Stories about the Con Artist Girlfriend
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Thanks to Public to sponsoring today's video! Head to <a href="https://public.yt.link/MDUYIja">https://public.yt.link/MDUYIja</a> to sign up and earn an uncapped 1% match when you transfer your portfolio.<br><br>Stephen Cloobeck, billionaire, was arrested for interfering with the investigation of his girlfriend's crimes.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer0cornelia@gmail.com<br><br>Brokerage services provided by Open to the Public Investing Inc, member FINRA and SIPC. Investing involves risk. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. See terms of Match Program at <a href="https://public.com/disclosures/matchprogram">https://public.com/disclosures/matchprogram</a> Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>1:33 - Con Artist Girlfriend<br>2:15 - How She Conned Wealthy Men<br>5:59 - Stephen's Arrest Charges<br>7:03 - Stephen Sues Ex-Girlfriend for OF<br>10:15 - Stephen's Ex Files a TRO against him<br>11:59 - How Much Stephen Spent on "love"<br>14:36 - He Spent $10,000 on WHAT?!?!?<br>15:59 - More Stories about the Con Artist Girlfriend</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1399</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2ff8c448-d84f-11f1-9972-ab4bb6770c86]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN7531268427.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Part 2: Kanye West vs. The Record Industry</title>
      <description>Here is Part 2 of my Kanye West vs The Record Industry series.  In this video I breakdown the other record contracts that I did not get to in Part 1.Kanye West recently posted his record contracts on Twitter and it's clearly become a battle of Kanye West vs. The Record Industry.Kanye has since demanded a new way of the record industry running their business.  It's clear Kanye West is fed up with how the record contracts diminish artists' ability to own their own music and copyrights.I have made two previous videos pertaining to this topic: Why Your Favorite Musicians Are Broke and Part 2: Why Your Favorite Musicians Are Broke.  I go into detail how the 360 record contracts work and why many musicians are in fact broke, even though they may be selling millions of albums.Kanye West released ten contracts in his Twitter rant.  These are not all of his contracts, but they give us an idea of what his relationship with Roc-A-Fella Records and Island Def Jam looks like.  He received huge advances to produce his albums, as expected.In this video, I break down some of the key components of Kanye's record contract with Roc-A-Fella Records and Island Def Jam Music Group._ _ _ _ _ _ _ _ _ _ _Kanye West vs. The Record Industry---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★↪ https://youtu.be/BrHHgCBkF1w★ Online Dating Scams: A Billion Dollar Global Industry ★↪ https://youtu.be/mkjhNG2F4kI★ Why Uber Drivers Are Getting Scammed ★↪ https://youtu.be/KkmAIeOVfKg---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingKanye West,how the music industry works,how the music industry works documentary,how the music business works,how the music industry screws over artists,music industry,music business,record labels,record label,how to get a record deal,record deal,360 deal,360 contract,how does the music business work,how to learn the music business,music business 101,music business explained,360 contract deal,Kanye,kanye west twitter,kanye west twitter 2020,Kanye Twitter
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Nov 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e6d40d18-d84e-11f1-8ee1-87083e1a93df/image/43f3f12bc379a261eb24da3fafc6f707.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Here is Part 2 of my Kanye West vs The Record Industry series.  In this video I breakdown the other record contracts that I did not get to in Part 1.Kanye West recently posted his record contracts on Twitter and it's clearly become a battle of Kanye West vs. The Record Industry.Kanye has since demanded a new way of the record industry running their business.  It's clear Kanye West is fed up with how the record contracts diminish artists' ability to own their own music and copyrights.I have made two previous videos pertaining to this topic: Why Your Favorite Musicians Are Broke and Part 2: Why Your Favorite Musicians Are Broke.  I go into detail how the 360 record contracts work and why many musicians are in fact broke, even though they may be selling millions of albums.Kanye West released ten contracts in his Twitter rant.  These are not all of his contracts, but they give us an idea of what his relationship with Roc-A-Fella Records and Island Def Jam looks like.  He received huge advances to produce his albums, as expected.In this video, I break down some of the key components of Kanye's record contract with Roc-A-Fella Records and Island Def Jam Music Group._ _ _ _ _ _ _ _ _ _ _Kanye West vs. The Record Industry---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★↪ https://youtu.be/BrHHgCBkF1w★ Online Dating Scams: A Billion Dollar Global Industry ★↪ https://youtu.be/mkjhNG2F4kI★ Why Uber Drivers Are Getting Scammed ★↪ https://youtu.be/KkmAIeOVfKg---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingKanye West,how the music industry works,how the music industry works documentary,how the music business works,how the music industry screws over artists,music industry,music business,record labels,record label,how to get a record deal,record deal,360 deal,360 contract,how does the music business work,how to learn the music business,music business 101,music business explained,360 contract deal,Kanye,kanye west twitter,kanye west twitter 2020,Kanye Twitter
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Here is Part 2 of my Kanye West vs The Record Industry series.  In this video I breakdown the other record contracts that I did not get to in Part 1.<br><br>Kanye West recently posted his record contracts on Twitter and it's clearly become a battle of Kanye West vs. The Record Industry.<br><br>Kanye has since demanded a new way of the record industry running their business.  It's clear Kanye West is fed up with how the record contracts diminish artists' ability to own their own music and copyrights.<br><br>I have made two previous videos pertaining to this topic: Why Your Favorite Musicians Are Broke and Part 2: Why Your Favorite Musicians Are Broke.  I go into detail how the 360 record contracts work and why many musicians are in fact broke, even though they may be selling millions of albums.<br><br>Kanye West released ten contracts in his Twitter rant.  These are not all of his contracts, but they give us an idea of what his relationship with Roc-A-Fella Records and Island Def Jam looks like.  He received huge advances to produce his albums, as expected.<br><br>In this video, I break down some of the key components of Kanye's record contract with Roc-A-Fella Records and Island Def Jam Music Group.<br>_ _ _ _ _ _ _ _ _ _ _<br><br>Kanye West vs. The Record Industry<br><br>---------- POPULAR VIDEOS ----------<br><br>★ Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/2Ad1sNtqQ5Y">https://youtu.be/2Ad1sNtqQ5Y</a><br><br>★ Part 2: Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/o7OZLFGEDiI">https://youtu.be/o7OZLFGEDiI</a><br><br>★ Why Your Favorite Athletes Go Broke ★<br>↪ <a href="https://youtu.be/ntHXyA-S5LM">https://youtu.be/ntHXyA-S5LM</a><br><br>★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★<br>↪ <a href="https://youtu.be/BrHHgCBkF1w">https://youtu.be/BrHHgCBkF1w</a><br><br>★ Online Dating Scams: A Billion Dollar Global Industry ★<br>↪ <a href="https://youtu.be/mkjhNG2F4kI">https://youtu.be/mkjhNG2F4kI</a><br><br>★ Why Uber Drivers Are Getting Scammed ★<br>↪ <a href="https://youtu.be/KkmAIeOVfKg">https://youtu.be/KkmAIeOVfKg</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Kanye West,how the music industry works,how the music industry works documentary,how the music business works,how the music industry screws over artists,music industry,music business,record labels,record label,how to get a record deal,record deal,360 deal,360 contract,how does the music business work,how to learn the music business,music business 101,music business explained,360 contract deal,Kanye,kanye west twitter,kanye west twitter 2020,Kanye Twitter</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>797</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[e6d40d18-d84e-11f1-8ee1-87083e1a93df]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN6854316346.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Inside the Romance Scam Operation Stealing Billions</title>
      <description>If you are a victim of this scheme: file a claim with the FBI's Internet Crime Complaint Center at IC3.gov and include the code "BT06182025" in the complaint narrative.This is a documentary about pig butchering scams, which is a billion dollar enterprise affecting victims worldwide. *INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com*TIMESTAMPS*0:00 - Intro0:41 - How big is this scam?1:39 - Unexpected scam becoming more popular4:37 - How Coinbase is helping victims5:15 - How does the scam begin?8:35 - Why is Coinbase safer than international exchanges?10:07 - How the scam escalates13:14 - Chief Security Officer of Coinbase Interview17:32 - The scale of this global scam20:36 - How the scammers may actually be victims21:59 - How can you best avoid getting scammed
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Nov 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a754d122-d84e-11f1-aaf2-d70197bfb7c9/image/1e0a92876aa70522f568860e245d7ea0.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>If you are a victim of this scheme: file a claim with the FBI's Internet Crime Complaint Center at IC3.gov and include the code "BT06182025" in the complaint narrative.This is a documentary about pig butchering scams, which is a billion dollar enterprise affecting victims worldwide. *INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com*TIMESTAMPS*0:00 - Intro0:41 - How big is this scam?1:39 - Unexpected scam becoming more popular4:37 - How Coinbase is helping victims5:15 - How does the scam begin?8:35 - Why is Coinbase safer than international exchanges?10:07 - How the scam escalates13:14 - Chief Security Officer of Coinbase Interview17:32 - The scale of this global scam20:36 - How the scammers may actually be victims21:59 - How can you best avoid getting scammed
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you are a victim of this scheme: file a claim with the FBI's Internet Crime Complaint Center at IC3.gov and include the code "BT06182025" in the complaint narrative.<br><br>This is a documentary about pig butchering scams, which is a billion dollar enterprise affecting victims worldwide. <br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer0cornelia@gmail.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:41 - How big is this scam?<br>1:39 - Unexpected scam becoming more popular<br>4:37 - How Coinbase is helping victims<br>5:15 - How does the scam begin?<br>8:35 - Why is Coinbase safer than international exchanges?<br>10:07 - How the scam escalates<br>13:14 - Chief Security Officer of Coinbase Interview<br>17:32 - The scale of this global scam<br>20:36 - How the scammers may actually be victims<br>21:59 - How can you best avoid getting scammed</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1727</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a754d122-d84e-11f1-aaf2-d70197bfb7c9]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN3844095911.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Will Tua Tagovailoa Go Broke..? | My First Million | GQ Sports</title>
      <description>GQ Sports My First Million - Tua Tagovailoa: https://www.youtube.com/watch?v=PYohRiWE95gTua Tagovailoa was the most recent guest on GQ Sports' series titled My First Million detailing how professional athletes spent their first million dollars.The big takeaway from this episode is that Tua Tagovailoa only spends the money he earns from his endorsements, not his contract money.  He signed a 4 year, $30 million contract with a $20 million signing bonus so he will be receiving nearly $21 million this year to play football, not counting his endorsement money which is undisclosed.Living off of his endorsement money only is similar to Rob Gronkowski and is becoming more common among professional athletes.  This is the way to go for all young athletes.Tua was the starting quarterback for the University of Alabama the past two seasons and was the savior the season before that in the National Championship game against Georgia.  His career really began in the second half of the 2018 National Championship game.Following his career at Alabama, he was selected in the first round by the Miami Dolphins to be their new franchise quarterback.His spending was pretty conservative as his main purchase was a house that he purchased in cash for $1.65 million in Davie, Florida right down the street from the Miami Dolphins training facility._ _ _ _ _ _Will Tua Tagovailoa Go Broke..? | My First Million | GQ Sports---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Why NFL Athletes Go Broke Ft. Dwayne Haskins | YouTube Financial Advisor ★↪ https://youtu.be/pxvyoZW_aRc---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Tua Tagovailoa,my first million,tua tagovailoa dolphins,miami dolphins,gq sports,alabama football,NFL,nfl players going broke,athletes going broke,professional athletes going broke,pro athletes going broke,how do athletes go broke,gq sports first million,financial advisor,youtube financial advisor,nfl financial advisor,personal finance,finance budgeting,my first million gq,my first million gq sports,my first million dollars gq,how to budget,money
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Nov 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/5a557322-d84e-11f1-87bc-63a927fcb80c/image/6ff424a9106f9008895a1126da8ca63b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>GQ Sports My First Million - Tua Tagovailoa: https://www.youtube.com/watch?v=PYohRiWE95gTua Tagovailoa was the most recent guest on GQ Sports' series titled My First Million detailing how professional athletes spent their first million dollars.The big takeaway from this episode is that Tua Tagovailoa only spends the money he earns from his endorsements, not his contract money.  He signed a 4 year, $30 million contract with a $20 million signing bonus so he will be receiving nearly $21 million this year to play football, not counting his endorsement money which is undisclosed.Living off of his endorsement money only is similar to Rob Gronkowski and is becoming more common among professional athletes.  This is the way to go for all young athletes.Tua was the starting quarterback for the University of Alabama the past two seasons and was the savior the season before that in the National Championship game against Georgia.  His career really began in the second half of the 2018 National Championship game.Following his career at Alabama, he was selected in the first round by the Miami Dolphins to be their new franchise quarterback.His spending was pretty conservative as his main purchase was a house that he purchased in cash for $1.65 million in Davie, Florida right down the street from the Miami Dolphins training facility._ _ _ _ _ _Will Tua Tagovailoa Go Broke..? | My First Million | GQ Sports---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Why NFL Athletes Go Broke Ft. Dwayne Haskins | YouTube Financial Advisor ★↪ https://youtu.be/pxvyoZW_aRc---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Tua Tagovailoa,my first million,tua tagovailoa dolphins,miami dolphins,gq sports,alabama football,NFL,nfl players going broke,athletes going broke,professional athletes going broke,pro athletes going broke,how do athletes go broke,gq sports first million,financial advisor,youtube financial advisor,nfl financial advisor,personal finance,finance budgeting,my first million gq,my first million gq sports,my first million dollars gq,how to budget,money
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>GQ Sports My First Million - Tua Tagovailoa: <a href="https://www.youtube.com/watch?v=PYohRiWE95g">https://www.youtube.com/watch?v=PYohRiWE95g</a><br><br>Tua Tagovailoa was the most recent guest on GQ Sports' series titled My First Million detailing how professional athletes spent their first million dollars.<br><br>The big takeaway from this episode is that Tua Tagovailoa only spends the money he earns from his endorsements, not his contract money.  He signed a 4 year, $30 million contract with a $20 million signing bonus so he will be receiving nearly $21 million this year to play football, not counting his endorsement money which is undisclosed.<br><br>Living off of his endorsement money only is similar to Rob Gronkowski and is becoming more common among professional athletes.  This is the way to go for all young athletes.<br><br>Tua was the starting quarterback for the University of Alabama the past two seasons and was the savior the season before that in the National Championship game against Georgia.  His career really began in the second half of the 2018 National Championship game.<br><br>Following his career at Alabama, he was selected in the first round by the Miami Dolphins to be their new franchise quarterback.<br><br>His spending was pretty conservative as his main purchase was a house that he purchased in cash for $1.65 million in Davie, Florida right down the street from the Miami Dolphins training facility.<br>_ _ _ _ _ _<br><br>Will Tua Tagovailoa Go Broke..? | My First Million | GQ Sports<br><br>---------- POPULAR VIDEOS ----------<br><br>★ Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/2Ad1sNtqQ5Y">https://youtu.be/2Ad1sNtqQ5Y</a><br><br>★ Part 2: Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/o7OZLFGEDiI">https://youtu.be/o7OZLFGEDiI</a><br><br>★ Why Your Favorite Athletes Go Broke ★<br>↪ <a href="https://youtu.be/ntHXyA-S5LM">https://youtu.be/ntHXyA-S5LM</a><br><br>★ Why NFL Athletes Go Broke Ft. Dwayne Haskins | YouTube Financial Advisor ★<br>↪ <a href="https://youtu.be/pxvyoZW_aRc">https://youtu.be/pxvyoZW_aRc</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>Tua Tagovailoa,my first million,tua tagovailoa dolphins,miami dolphins,gq sports,alabama football,NFL,nfl players going broke,athletes going broke,professional athletes going broke,pro athletes going broke,how do athletes go broke,gq sports first million,financial advisor,youtube financial advisor,nfl financial advisor,personal finance,finance budgeting,my first million gq,my first million gq sports,my first million dollars gq,how to budget,money</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>742</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5a557322-d84e-11f1-87bc-63a927fcb80c]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN4319578794.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Stormy Wellington Finally Sued by Feds for MLM Scam</title>
      <description>Head to https://betterhelp.com/spencercornelia to get 10% off your first month with our sponsor, BetterHelp. Therapy can be a meaningful space to reflect, grow, and create positive change in your life.Stormy Wellington was sued by the FTC for how she was promoting her MLM.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 03 Nov 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1b0ed5d2-d84e-11f1-ac5b-5f5cf38bfd57/image/b96562b32bb789f11a0f51e29fb844cb.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Head to https://betterhelp.com/spencercornelia to get 10% off your first month with our sponsor, BetterHelp. Therapy can be a meaningful space to reflect, grow, and create positive change in your life.Stormy Wellington was sued by the FTC for how she was promoting her MLM.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Head to <a href="https://betterhelp.com/spencercornelia">https://betterhelp.com/spencercornelia</a> to get 10% off your first month with our sponsor, BetterHelp. Therapy can be a meaningful space to reflect, grow, and create positive change in your life.<br><br>Stormy Wellington was sued by the FTC for how she was promoting her MLM.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer0cornelia@gmail.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1170</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1b0ed5d2-d84e-11f1-ac5b-5f5cf38bfd57]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN4027096316.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Why Grant Cardone Getting Sued Is GREAT for Real Estate Investors</title>
      <description>Grant Cardone is facing a class action lawsuit from an investor in two of Cardone Capital's Equity Funds.In the class action lawsuit, the plaintiff discusses many of the false and misleading claims that Grant Cardone promotes on his social media accounts.  Grant consistently promotes a huge rate of return which he is not performing on right now.Most of the complaints revolve around Grant Cardone's use of his social media accounts to promote Cardone Capital and how great of a return you will receive when you invest in his funds.  One of his posts contains the message that the investor will double their money.Cardone Capital Equity Funds are syndication funds for accredited and non-accredited investors to invest in real estate with as little as $5,000.  The funds generally have a 4-6% yearly cash return and then have a huge payout when the property is sold multiple years later.  The issue with Cardone Capital Equity Funds is that they may not be able to exit the properties with the same profit split as was expected, due to the situation of 2020 and rents not possibly seeing a similar increase as the last decade.Cardone purchases large multi family buildings in A and B neighborhoods, which are the most stable and generate the highest rents.  The issues that Cardone faces is that they also have low cash returns for the stability they provide.  What happens when rents drop or aren't collected?  That leaves a razor thin margin for management to continue paying distributions.In the end, I don't want any of the small investors to lose money, but I do want to see Grant Cardone face some punishment for his incessant claims that large multi family real estate is the only way for real estate investors to make money._ _ _ _ _ _ _ _ _ _ _Why Grant Cardone Getting Sued Is GREAT for Real Estate Investors---------- POPULAR VIDEOS ----------★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=eSSTKmv6YPA★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=rsrLAkpPuCk★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=9cDCksYQtYI★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=oPRkWlS0Uos★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★↪ https://youtu.be/6JiIRce9iaM★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★↪ https://youtu.be/zv2VcEQhTXY---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Grant Cardone,real estate investing,cash flow,real estate mentor,how to buy real estate,passive income,invest in real estate,real estate investing for beginners,real estate for beginners,real estate investing 2020,real estate investing with no money,real estate investors,cardone capital,cardone capital in trouble,cardone capital bankruptcies,cardone capital lawsuit,real estate investing grant cardone,grantcardone,multi family real estate,apartment investing
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 03 Nov 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/9ce5aad2-d84d-11f1-be13-7f8e32ecf02a/image/6d6fd5cbcb691066287bbe6097915f02.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Grant Cardone is facing a class action lawsuit from an investor in two of Cardone Capital's Equity Funds.In the class action lawsuit, the plaintiff discusses many of the false and misleading claims that Grant Cardone promotes on his social media accounts.  Grant consistently promotes a huge rate of return which he is not performing on right now.Most of the complaints revolve around Grant Cardone's use of his social media accounts to promote Cardone Capital and how great of a return you will receive when you invest in his funds.  One of his posts contains the message that the investor will double their money.Cardone Capital Equity Funds are syndication funds for accredited and non-accredited investors to invest in real estate with as little as $5,000.  The funds generally have a 4-6% yearly cash return and then have a huge payout when the property is sold multiple years later.  The issue with Cardone Capital Equity Funds is that they may not be able to exit the properties with the same profit split as was expected, due to the situation of 2020 and rents not possibly seeing a similar increase as the last decade.Cardone purchases large multi family buildings in A and B neighborhoods, which are the most stable and generate the highest rents.  The issues that Cardone faces is that they also have low cash returns for the stability they provide.  What happens when rents drop or aren't collected?  That leaves a razor thin margin for management to continue paying distributions.In the end, I don't want any of the small investors to lose money, but I do want to see Grant Cardone face some punishment for his incessant claims that large multi family real estate is the only way for real estate investors to make money._ _ _ _ _ _ _ _ _ _ _Why Grant Cardone Getting Sued Is GREAT for Real Estate Investors---------- POPULAR VIDEOS ----------★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=eSSTKmv6YPA★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=rsrLAkpPuCk★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=9cDCksYQtYI★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=oPRkWlS0Uos★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★↪ https://youtu.be/6JiIRce9iaM★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★↪ https://youtu.be/zv2VcEQhTXY---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Grant Cardone,real estate investing,cash flow,real estate mentor,how to buy real estate,passive income,invest in real estate,real estate investing for beginners,real estate for beginners,real estate investing 2020,real estate investing with no money,real estate investors,cardone capital,cardone capital in trouble,cardone capital bankruptcies,cardone capital lawsuit,real estate investing grant cardone,grantcardone,multi family real estate,apartment investing
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Grant Cardone is facing a class action lawsuit from an investor in two of Cardone Capital's Equity Funds.<br><br>In the class action lawsuit, the plaintiff discusses many of the false and misleading claims that Grant Cardone promotes on his social media accounts.  Grant consistently promotes a huge rate of return which he is not performing on right now.<br><br>Most of the complaints revolve around Grant Cardone's use of his social media accounts to promote Cardone Capital and how great of a return you will receive when you invest in his funds.  One of his posts contains the message that the investor will double their money.<br><br>Cardone Capital Equity Funds are syndication funds for accredited and non-accredited investors to invest in real estate with as little as $5,000.  The funds generally have a 4-6% yearly cash return and then have a huge payout when the property is sold multiple years later.  The issue with Cardone Capital Equity Funds is that they may not be able to exit the properties with the same profit split as was expected, due to the situation of 2020 and rents not possibly seeing a similar increase as the last decade.<br><br>Cardone purchases large multi family buildings in A and B neighborhoods, which are the most stable and generate the highest rents.  The issues that Cardone faces is that they also have low cash returns for the stability they provide.  What happens when rents drop or aren't collected?  That leaves a razor thin margin for management to continue paying distributions.<br><br>In the end, I don't want any of the small investors to lose money, but I do want to see Grant Cardone face some punishment for his incessant claims that large multi family real estate is the only way for real estate investors to make money.<br>_ _ _ _ _ _ _ _ _ _ _<br><br>Why Grant Cardone Getting Sued Is GREAT for Real Estate Investors<br><br>---------- POPULAR VIDEOS ----------<br><br>★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=eSSTKmv6YPA">https://www.youtube.com/watch?v=eSSTKmv6YPA</a><br><br>★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=rsrLAkpPuCk">https://www.youtube.com/watch?v=rsrLAkpPuCk</a><br><br>★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=9cDCksYQtYI">https://www.youtube.com/watch?v=9cDCksYQtYI</a><br><br>★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=oPRkWlS0Uos">https://www.youtube.com/watch?v=oPRkWlS0Uos</a><br><br>★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★<br>↪ <a href="https://youtu.be/6JiIRce9iaM">https://youtu.be/6JiIRce9iaM</a><br><br>★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★<br>↪ <a href="https://youtu.be/zv2VcEQhTXY">https://youtu.be/zv2VcEQhTXY</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>Grant Cardone,real estate investing,cash flow,real estate mentor,how to buy real estate,passive income,invest in real estate,real estate investing for beginners,real estate for beginners,real estate investing 2020,real estate investing with no money,real estate investors,cardone capital,cardone capital in trouble,cardone capital bankruptcies,cardone capital lawsuit,real estate investing grant cardone,grantcardone,multi family real estate,apartment investing</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>413</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9ce5aad2-d84d-11f1-be13-7f8e32ecf02a]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN8022957158.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Exposing Pro Athletes: "$100 million Is Not A Lot of Money"</title>
      <description>See if your SSN is for sale right now. My sponsor Cloaked will tell you for free in 2 seconds here: https://cloaked.com/spencercorneliaLet's react to athletes saying dumb things about how much money they make.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 03 Nov 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/443159fe-d84d-11f1-9432-c36ab101d012/image/3425137ae1f1ccebbf977c8c03d6c359.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>See if your SSN is for sale right now. My sponsor Cloaked will tell you for free in 2 seconds here: https://cloaked.com/spencercorneliaLet's react to athletes saying dumb things about how much money they make.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>See if your SSN is for sale right now. My sponsor Cloaked will tell you for free in 2 seconds here: <a href="https://cloaked.com/spencercornelia">https://cloaked.com/spencercornelia</a><br><br>Let's react to athletes saying dumb things about how much money they make.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1535</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[443159fe-d84d-11f1-9432-c36ab101d012]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN6421983753.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>T.I. and Kevin Hart Endorsed a Crypto Scam</title>
      <description>T.I. and Kevin Hart recently got into a little legal trouble amid the SEC finding out that the Flik ICO was all a scam.T.I. and Kevin Hart both endorsed the crypto ICO on their social media to their millions of followers which boosted the price of the crypto currency.  Unfortunately, many investors lost all of their money when it was found out that the entire thing was a scam and the owner, Ryan Felton, was found to have used all of the proceeds to buy a Ferrari, million-dollar home, and jewelry.Beranger vs. Harris (T.I.) case: https://www.morrisoncohen.com/siteFiles/files/Beranger%20v_%20Harris%20et%20al_%20-%20First%20Amended%20Complaint.pdfPlaintiffs vs. Flik and Ryan Felton: https://www.sec.gov/litigation/complaints/2020/comp-pr2020-207.pdfT.I. cease and desist proceedings: https://www.sec.gov/litigation/admin/2020/33-10836.pdf_ _ _ _ _ _ _ _ _ _ _T.I. and Kevin Hart Endorsed a Crypto Scam---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★↪ https://youtu.be/BrHHgCBkF1w★ Online Dating Scams: A Billion Dollar Global Industry ★↪ https://youtu.be/mkjhNG2F4kI★ Why Uber Drivers Are Getting Scammed ★↪ https://youtu.be/KkmAIeOVfKg---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:T.I.,crypto,cryptocurrency,crypto news,bitcoin,bitcoin news,btc,ethereum,blockchain,cryptocurrency news,btc news,altcoins,decentralized finance,eth,bitcoin analysis,bitcoin trading,investing,crypto market,money,make money,make money online,how to make money online,how to make money online crypto,crypto scam,crypto scams,crypto scams 2020,crypto scammer,ryan felton,ryan felton atlanta,ryan felton producer,kevin hart,kevin hart cryptocurrency,ti crypto
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 02 Nov 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ed581988-d84c-11f1-8645-273a20caf037/image/6cdc5c2e0e67e476dc6597c3e465b8af.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>T.I. and Kevin Hart recently got into a little legal trouble amid the SEC finding out that the Flik ICO was all a scam.T.I. and Kevin Hart both endorsed the crypto ICO on their social media to their millions of followers which boosted the price of the crypto currency.  Unfortunately, many investors lost all of their money when it was found out that the entire thing was a scam and the owner, Ryan Felton, was found to have used all of the proceeds to buy a Ferrari, million-dollar home, and jewelry.Beranger vs. Harris (T.I.) case: https://www.morrisoncohen.com/siteFiles/files/Beranger%20v_%20Harris%20et%20al_%20-%20First%20Amended%20Complaint.pdfPlaintiffs vs. Flik and Ryan Felton: https://www.sec.gov/litigation/complaints/2020/comp-pr2020-207.pdfT.I. cease and desist proceedings: https://www.sec.gov/litigation/admin/2020/33-10836.pdf_ _ _ _ _ _ _ _ _ _ _T.I. and Kevin Hart Endorsed a Crypto Scam---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★↪ https://youtu.be/BrHHgCBkF1w★ Online Dating Scams: A Billion Dollar Global Industry ★↪ https://youtu.be/mkjhNG2F4kI★ Why Uber Drivers Are Getting Scammed ★↪ https://youtu.be/KkmAIeOVfKg---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:T.I.,crypto,cryptocurrency,crypto news,bitcoin,bitcoin news,btc,ethereum,blockchain,cryptocurrency news,btc news,altcoins,decentralized finance,eth,bitcoin analysis,bitcoin trading,investing,crypto market,money,make money,make money online,how to make money online,how to make money online crypto,crypto scam,crypto scams,crypto scams 2020,crypto scammer,ryan felton,ryan felton atlanta,ryan felton producer,kevin hart,kevin hart cryptocurrency,ti crypto
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>T.I. and Kevin Hart recently got into a little legal trouble amid the SEC finding out that the Flik ICO was all a scam.<br><br>T.I. and Kevin Hart both endorsed the crypto ICO on their social media to their millions of followers which boosted the price of the crypto currency.  Unfortunately, many investors lost all of their money when it was found out that the entire thing was a scam and the owner, Ryan Felton, was found to have used all of the proceeds to buy a Ferrari, million-dollar home, and jewelry.<br><br>Beranger vs. Harris (T.I.) case: <a href="https://www.morrisoncohen.com/siteFiles/files/Beranger%20v_%20Harris%20et%20al_%20-%20First%20Amended%20Complaint.pdf">https://www.morrisoncohen.com/siteFiles/files/Beranger%20v_%20Harris%20et%20al_%20-%20First%20Amended%20Complaint.pdf</a><br><br>Plaintiffs vs. Flik and Ryan Felton: <a href="https://www.sec.gov/litigation/complaints/2020/comp-pr2020-207.pdf">https://www.sec.gov/litigation/complaints/2020/comp-pr2020-207.pdf</a><br><br>T.I. cease and desist proceedings: <a href="https://www.sec.gov/litigation/admin/2020/33-10836.pdf">https://www.sec.gov/litigation/admin/2020/33-10836.pdf</a><br>_ _ _ _ _ _ _ _ _ _ _<br><br>T.I. and Kevin Hart Endorsed a Crypto Scam<br><br>---------- POPULAR VIDEOS ----------<br><br>★ Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/2Ad1sNtqQ5Y">https://youtu.be/2Ad1sNtqQ5Y</a><br><br>★ Part 2: Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/o7OZLFGEDiI">https://youtu.be/o7OZLFGEDiI</a><br><br>★ Why Your Favorite Athletes Go Broke ★<br>↪ <a href="https://youtu.be/ntHXyA-S5LM">https://youtu.be/ntHXyA-S5LM</a><br><br>★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★<br>↪ <a href="https://youtu.be/BrHHgCBkF1w">https://youtu.be/BrHHgCBkF1w</a><br><br>★ Online Dating Scams: A Billion Dollar Global Industry ★<br>↪ <a href="https://youtu.be/mkjhNG2F4kI">https://youtu.be/mkjhNG2F4kI</a><br><br>★ Why Uber Drivers Are Getting Scammed ★<br>↪ <a href="https://youtu.be/KkmAIeOVfKg">https://youtu.be/KkmAIeOVfKg</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>T.I.,crypto,cryptocurrency,crypto news,bitcoin,bitcoin news,btc,ethereum,blockchain,cryptocurrency news,btc news,altcoins,decentralized finance,eth,bitcoin analysis,bitcoin trading,investing,crypto market,money,make money,make money online,how to make money online,how to make money online crypto,crypto scam,crypto scams,crypto scams 2020,crypto scammer,ryan felton,ryan felton atlanta,ryan felton producer,kevin hart,kevin hart cryptocurrency,ti crypto</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>432</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ed581988-d84c-11f1-8645-273a20caf037]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN4923525768.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Codie Sanchez Surprisingly Sued for this One Video</title>
      <description>Thank you Helix Sleep for sponsoring the video. Visit https://helixsleep.com/spencercornelia to take advantage of their Fourth of July Sale and get 20% off sitewide.Codie Sanchez was sued this week for copyright infringement for use of images she didn't own in her IG reels.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:34 - Who was damaged?1:50 - Who is Codie Sanchez?4:35 - What was the copyright material used?6:12 - Should Codie Sanchez have known?8:15 - Most important paragraph in the complaint10:23 - How my lawsuit is similar to Codie's13:08 - Copyright law#bestmattress, #helixmattress, #helixsleep
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 02 Nov 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a6a7ae9a-d84c-11f1-9aa0-4b704e47754b/image/7a5e1779ed85dd70bd970c15b359c092.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Thank you Helix Sleep for sponsoring the video. Visit https://helixsleep.com/spencercornelia to take advantage of their Fourth of July Sale and get 20% off sitewide.Codie Sanchez was sued this week for copyright infringement for use of images she didn't own in her IG reels.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:34 - Who was damaged?1:50 - Who is Codie Sanchez?4:35 - What was the copyright material used?6:12 - Should Codie Sanchez have known?8:15 - Most important paragraph in the complaint10:23 - How my lawsuit is similar to Codie's13:08 - Copyright law#bestmattress, #helixmattress, #helixsleep
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Thank you Helix Sleep for sponsoring the video. Visit <a href="https://helixsleep.com/spencercornelia">https://helixsleep.com/spencercornelia</a> to take advantage of their Fourth of July Sale and get 20% off sitewide.<br><br>Codie Sanchez was sued this week for copyright infringement for use of images she didn't own in her IG reels.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:34 - Who was damaged?<br>1:50 - Who is Codie Sanchez?<br>4:35 - What was the copyright material used?<br>6:12 - Should Codie Sanchez have known?<br>8:15 - Most important paragraph in the complaint<br>10:23 - How my lawsuit is similar to Codie's<br>13:08 - Copyright law<br><br>#bestmattress, #helixmattress, #helixsleep</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1083</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a6a7ae9a-d84c-11f1-9aa0-4b704e47754b]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN4734388268.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How I Made $10,369 Last Month on YouTube | September 2020</title>
      <description>In September 2020, my channel received 1.4 million views and gained 17.5k subscribers.  With a $17 CPM, I was able to earn $10,369 in ad revenue for the entire month.Thank you to everyone who has been following the channel for the support.  I've experienced a pretty rough last 16 months and this YouTube income is helping me pay down a lot of debt.Near the end of the video, I share my personal income and expenses as well as an analytical breakdown of how I grew on YouTube._ _ _ _ _ _ _ _ _ _ _How I Made $10,369 Last Month on YouTube | September 2020---------- PREVIOUS VIDEOS ----------★ AUGUST 2020 EARNINGS REPORT ★↪ https://youtu.be/MANr_-nKleI★ JULY 2020 EARNINGS REPORT ★↪ https://youtu.be/eNTxp2HKIXs★ June 2020 EARNINGS REPORT ★↪ https://youtu.be/OU9r_PuAkR8★ MAY 2020 EARNINGS REPORT ★↪ https://youtu.be/jFxHhEvJ5u4★ APRIL 2020 EARNINGS REPORT ★↪ https://www.youtube.com/watch?v=Sycd_f6m4vM---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:make money on youtube,how much do youtubers make,how much youtube paid me,how to make money on youtube,how to make money on youtube 2020,how to make money on youtube fast,passive income,making money on youtube,make money,how much money i make on youtube,how much money do youtubers make,how much does youtube pay,passive income ideas,passive income ideas 2020,how to make passive income,make money online,how to make money online,make money online 2020,youtube
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 02 Nov 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/5add5e92-d84c-11f1-b7f4-33e1d8a54e22/image/ecb1ad0c3b08e1baae3fa8f4a1661c25.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>In September 2020, my channel received 1.4 million views and gained 17.5k subscribers.  With a $17 CPM, I was able to earn $10,369 in ad revenue for the entire month.Thank you to everyone who has been following the channel for the support.  I've experienced a pretty rough last 16 months and this YouTube income is helping me pay down a lot of debt.Near the end of the video, I share my personal income and expenses as well as an analytical breakdown of how I grew on YouTube._ _ _ _ _ _ _ _ _ _ _How I Made $10,369 Last Month on YouTube | September 2020---------- PREVIOUS VIDEOS ----------★ AUGUST 2020 EARNINGS REPORT ★↪ https://youtu.be/MANr_-nKleI★ JULY 2020 EARNINGS REPORT ★↪ https://youtu.be/eNTxp2HKIXs★ June 2020 EARNINGS REPORT ★↪ https://youtu.be/OU9r_PuAkR8★ MAY 2020 EARNINGS REPORT ★↪ https://youtu.be/jFxHhEvJ5u4★ APRIL 2020 EARNINGS REPORT ★↪ https://www.youtube.com/watch?v=Sycd_f6m4vM---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:make money on youtube,how much do youtubers make,how much youtube paid me,how to make money on youtube,how to make money on youtube 2020,how to make money on youtube fast,passive income,making money on youtube,make money,how much money i make on youtube,how much money do youtubers make,how much does youtube pay,passive income ideas,passive income ideas 2020,how to make passive income,make money online,how to make money online,make money online 2020,youtube
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In September 2020, my channel received 1.4 million views and gained 17.5k subscribers.  With a $17 CPM, I was able to earn $10,369 in ad revenue for the entire month.<br><br>Thank you to everyone who has been following the channel for the support.  I've experienced a pretty rough last 16 months and this YouTube income is helping me pay down a lot of debt.<br><br>Near the end of the video, I share my personal income and expenses as well as an analytical breakdown of how I grew on YouTube.<br>_ _ _ _ _ _ _ _ _ _ _<br><br>How I Made $10,369 Last Month on YouTube | September 2020<br><br>---------- PREVIOUS VIDEOS ----------<br>★ AUGUST 2020 EARNINGS REPORT ★<br>↪ <a href="https://youtu.be/MANr_-nKleI">https://youtu.be/MANr_-nKleI</a><br><br>★ JULY 2020 EARNINGS REPORT ★<br>↪ <a href="https://youtu.be/eNTxp2HKIXs">https://youtu.be/eNTxp2HKIXs</a><br><br>★ June 2020 EARNINGS REPORT ★<br>↪ <a href="https://youtu.be/OU9r_PuAkR8">https://youtu.be/OU9r_PuAkR8</a><br><br>★ MAY 2020 EARNINGS REPORT ★<br>↪ <a href="https://youtu.be/jFxHhEvJ5u4">https://youtu.be/jFxHhEvJ5u4</a><br><br>★ APRIL 2020 EARNINGS REPORT ★<br>↪ <a href="https://www.youtube.com/watch?v=Sycd_f6m4vM">https://www.youtube.com/watch?v=Sycd_f6m4vM</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>make money on youtube,how much do youtubers make,how much youtube paid me,how to make money on youtube,how to make money on youtube 2020,how to make money on youtube fast,passive income,making money on youtube,make money,how much money i make on youtube,how much money do youtubers make,how much does youtube pay,passive income ideas,passive income ideas 2020,how to make passive income,make money online,how to make money online,make money online 2020,youtube</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1160</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[5add5e92-d84c-11f1-b7f4-33e1d8a54e22]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN9238564628.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>“Fraud is Dope” Podcaster Surprisingly Ends Up in Prison</title>
      <description>Head to https://betterhelp.com/spencercornelia for 10% off your first month of therapy with our sponsor, BetterHelp. Make your mental health and growth a positive focus this year.Jonathan Dupiton, known for his podcast titled Rich and Unemployed, is heading to prison for a second time after committing fraud...again.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 01 Nov 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1201c92e-d84c-11f1-8591-fbaa59cf9ca4/image/18ee03c7c63cb7cc75651e43488bc395.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Head to https://betterhelp.com/spencercornelia for 10% off your first month of therapy with our sponsor, BetterHelp. Make your mental health and growth a positive focus this year.Jonathan Dupiton, known for his podcast titled Rich and Unemployed, is heading to prison for a second time after committing fraud...again.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Head to <a href="https://betterhelp.com/spencercornelia">https://betterhelp.com/spencercornelia</a> for 10% off your first month of therapy with our sponsor, BetterHelp. Make your mental health and growth a positive focus this year.<br><br>Jonathan Dupiton, known for his podcast titled Rich and Unemployed, is heading to prison for a second time after committing fraud...again.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>982</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1201c92e-d84c-11f1-8591-fbaa59cf9ca4]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN6033366133.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>I Almost Got Scammed...</title>
      <description>The other day I received an envelope in the mail from a company called  LCPS or L C P S (Labor Law Compliance Service) who sent me a Labor Law Compliance Notice letter claiming that I needed to pay for a labor law poster. I didn't know what labor law posters were, so I was about to pay the $94 that was demanded in the letter. The letter seemed real at first glance since they use words and phrases like:    - your business is required by federal law to post a current compliant labor law poster    - pursuant to federal law 29 USC Sec.666 (i) and 29 Sec.2005 penalties and risks of non compliance with posting can lead to potential fines- Please respond by (SOME DATE)HOW I DISCOVERED THIS WAS A SCAMAfter careful research, I found out that this letter I received was a scam and that there are many Nevada labor law compliance poster scams in existence....describe the difference between the mailing letter and PO boxThere are a few great resources when searching Google for labor law poster scams which will help you figure out if you're being scammed or not.  I found out that this was a scam by analyzing the addresses for the company and the return envelope, which were different.I received this envelope because I am an entrepreneur and just started an LLC for my business.  These companies prey on those who do not know what is mandatory when starting a business and will fall victim to sending the money in the return envelope.Hopefully by watching my videos, you will not be someone who falls victim to these types of scams._ _ _ _ _ _ _ _ _ _ _I Almost Got Scammed...---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★↪ https://youtu.be/BrHHgCBkF1w★ Online Dating Scams: A Billion Dollar Global Industry ★↪ https://youtu.be/mkjhNG2F4kI★ Why Uber Drivers Are Getting Scammed ★↪ https://youtu.be/KkmAIeOVfKg---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:make money online scam,scammer,make money online,passive income,how to make money,make money,mail marketing,direct mail,direct mail marketing,direct mail marketing tips,marketing,scams,scammed,labor law poster,labor&amp;nbsp;law&amp;nbsp;poster,labor law posters,labor law compliance posters,compliance posters,labor law,labor law compliance poster,mandatory labor law posters,starting a business,business,how to start a business,entrepreneur,start a business,entrepreneurship
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 01 Nov 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a09b0f84-d84b-11f1-810e-0bc5f779c107/image/3a76f72818957f6207161f9da3dc0e3b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>The other day I received an envelope in the mail from a company called  LCPS or L C P S (Labor Law Compliance Service) who sent me a Labor Law Compliance Notice letter claiming that I needed to pay for a labor law poster. I didn't know what labor law posters were, so I was about to pay the $94 that was demanded in the letter. The letter seemed real at first glance since they use words and phrases like:    - your business is required by federal law to post a current compliant labor law poster    - pursuant to federal law 29 USC Sec.666 (i) and 29 Sec.2005 penalties and risks of non compliance with posting can lead to potential fines- Please respond by (SOME DATE)HOW I DISCOVERED THIS WAS A SCAMAfter careful research, I found out that this letter I received was a scam and that there are many Nevada labor law compliance poster scams in existence....describe the difference between the mailing letter and PO boxThere are a few great resources when searching Google for labor law poster scams which will help you figure out if you're being scammed or not.  I found out that this was a scam by analyzing the addresses for the company and the return envelope, which were different.I received this envelope because I am an entrepreneur and just started an LLC for my business.  These companies prey on those who do not know what is mandatory when starting a business and will fall victim to sending the money in the return envelope.Hopefully by watching my videos, you will not be someone who falls victim to these types of scams._ _ _ _ _ _ _ _ _ _ _I Almost Got Scammed...---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★↪ https://youtu.be/BrHHgCBkF1w★ Online Dating Scams: A Billion Dollar Global Industry ★↪ https://youtu.be/mkjhNG2F4kI★ Why Uber Drivers Are Getting Scammed ★↪ https://youtu.be/KkmAIeOVfKg---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:make money online scam,scammer,make money online,passive income,how to make money,make money,mail marketing,direct mail,direct mail marketing,direct mail marketing tips,marketing,scams,scammed,labor law poster,labor&amp;nbsp;law&amp;nbsp;poster,labor law posters,labor law compliance posters,compliance posters,labor law,labor law compliance poster,mandatory labor law posters,starting a business,business,how to start a business,entrepreneur,start a business,entrepreneurship
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The other day I received an envelope in the mail from a company called  LCPS or L C P S (Labor Law Compliance Service) who sent me a Labor Law Compliance Notice letter claiming that I needed to pay for a labor law poster. <br><br>I didn't know what labor law posters were, so I was about to pay the $94 that was demanded in the letter. The letter seemed real at first glance since they use words and phrases like:<br>    - your business is required by federal law to post a current compliant labor law poster<br>    - pursuant to federal law 29 USC Sec.666 (i) and 29 Sec.2005 penalties and risks of non compliance with posting can lead to potential fines<br>- Please respond by (SOME DATE)<br><br>HOW I DISCOVERED THIS WAS A SCAM<br>After careful research, I found out that this letter I received was a scam and that there are many Nevada labor law compliance poster scams in existence.<br><br>...describe the difference between the mailing letter and PO box<br><br>There are a few great resources when searching Google for labor law poster scams which will help you figure out if you're being scammed or not.  I found out that this was a scam by analyzing the addresses for the company and the return envelope, which were different.<br><br>I received this envelope because I am an entrepreneur and just started an LLC for my business.  These companies prey on those who do not know what is mandatory when starting a business and will fall victim to sending the money in the return envelope.<br><br>Hopefully by watching my videos, you will not be someone who falls victim to these types of scams.<br>_ _ _ _ _ _ _ _ _ _ _<br><br>I Almost Got Scammed...<br><br>---------- POPULAR VIDEOS ----------<br><br>★ Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/2Ad1sNtqQ5Y">https://youtu.be/2Ad1sNtqQ5Y</a><br><br>★ Part 2: Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/o7OZLFGEDiI">https://youtu.be/o7OZLFGEDiI</a><br><br>★ Why Your Favorite Athletes Go Broke ★<br>↪ <a href="https://youtu.be/ntHXyA-S5LM">https://youtu.be/ntHXyA-S5LM</a><br><br>★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★<br>↪ <a href="https://youtu.be/BrHHgCBkF1w">https://youtu.be/BrHHgCBkF1w</a><br><br>★ Online Dating Scams: A Billion Dollar Global Industry ★<br>↪ <a href="https://youtu.be/mkjhNG2F4kI">https://youtu.be/mkjhNG2F4kI</a><br><br>★ Why Uber Drivers Are Getting Scammed ★<br>↪ <a href="https://youtu.be/KkmAIeOVfKg">https://youtu.be/KkmAIeOVfKg</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>make money online scam,scammer,make money online,passive income,how to make money,make money,mail marketing,direct mail,direct mail marketing,direct mail marketing tips,marketing,scams,scammed,labor law poster,labor&nbsp;law&nbsp;poster,labor law posters,labor law compliance posters,compliance posters,labor law,labor law compliance poster,mandatory labor law posters,starting a business,business,how to start a business,entrepreneur,start a business,entrepreneurship</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>740</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a09b0f84-d84b-11f1-810e-0bc5f779c107]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN2349450024.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>BREAKING: Floyd Mayweather Sued for SCAMMING Boxing Promoter</title>
      <description>Floyd Mayweather was sued this week by CSI Events and Entertainment for breaching his contract for the Mike Tyson and Manny Pacquiao fights.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 01 Nov 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/710881de-d84b-11f1-94e8-2f0cc9bf4189/image/de2c075a1d9689e9453d9cdbefc069a4.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Floyd Mayweather was sued this week by CSI Events and Entertainment for breaching his contract for the Mike Tyson and Manny Pacquiao fights.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Floyd Mayweather was sued this week by CSI Events and Entertainment for breaching his contract for the Mike Tyson and Manny Pacquiao fights.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1366</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[710881de-d84b-11f1-94e8-2f0cc9bf4189]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN3885828237.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The King of Exposing Fitness Industry Scams (Layne Norton)</title>
      <description>Layne Norton is a fitness industry influencer, powerlifter, bodybuilder, online trainer, everything.  You can find him on social media @biolayne.There are a few reasons why I would recommend following Layne: he always reverts to studies and research to back up his arguments, he cares about finding the right answer more than being right, and he makes awesome videos taking down fake gurus.Layne Norton has a series he releases on Friday's titled What the Fitness where he exposes wrongs in the nutrition and fitness community.  It's wildly entertaining to watch.He also has a series titled F**kery Friday where he exposes more nonsense in the nutrition world.Layne is definitely an authentic guru as he passes all of my tests: legitimate education, experience with nutrition in a scientific lab, experience training and educating others, and a long track record of knowing what he's talking about._ _ _ _ _ _ _ _ _ _ _Authentic or Charlatan: Layne Norton | Fitness Expert---------- POPULAR VIDEOS ----------★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=eSSTKmv6YPA★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=rsrLAkpPuCk★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=9cDCksYQtYI★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=oPRkWlS0Uos★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★↪ https://youtu.be/6JiIRce9iaM★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★↪ https://youtu.be/zv2VcEQhTXY---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Layne Norton,workout plan,fitness,what the fitness,what the fitness biolayne,layne norton,biolayne,team biolayne,nutrition,diet,dieting,fat loss,lose weight quickly,bodybuilding,weight training for beginners,weight training for beginners male,fitness industry exposed,fitness industry lies,fitness industry steroids,bodybuilder guru,authentic or charlatan,layne norton game changers,layne norton joe rogan,biolayne fat loss,contest prep,natural bodybuilding
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 31 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/24fdd50a-d84b-11f1-9b6f-4f364a4d0f6c/image/c91a624b2d9371e773adbf4d2c29ad75.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Layne Norton is a fitness industry influencer, powerlifter, bodybuilder, online trainer, everything.  You can find him on social media @biolayne.There are a few reasons why I would recommend following Layne: he always reverts to studies and research to back up his arguments, he cares about finding the right answer more than being right, and he makes awesome videos taking down fake gurus.Layne Norton has a series he releases on Friday's titled What the Fitness where he exposes wrongs in the nutrition and fitness community.  It's wildly entertaining to watch.He also has a series titled F**kery Friday where he exposes more nonsense in the nutrition world.Layne is definitely an authentic guru as he passes all of my tests: legitimate education, experience with nutrition in a scientific lab, experience training and educating others, and a long track record of knowing what he's talking about._ _ _ _ _ _ _ _ _ _ _Authentic or Charlatan: Layne Norton | Fitness Expert---------- POPULAR VIDEOS ----------★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=eSSTKmv6YPA★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=rsrLAkpPuCk★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=9cDCksYQtYI★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=oPRkWlS0Uos★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★↪ https://youtu.be/6JiIRce9iaM★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★↪ https://youtu.be/zv2VcEQhTXY---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Layne Norton,workout plan,fitness,what the fitness,what the fitness biolayne,layne norton,biolayne,team biolayne,nutrition,diet,dieting,fat loss,lose weight quickly,bodybuilding,weight training for beginners,weight training for beginners male,fitness industry exposed,fitness industry lies,fitness industry steroids,bodybuilder guru,authentic or charlatan,layne norton game changers,layne norton joe rogan,biolayne fat loss,contest prep,natural bodybuilding
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Layne Norton is a fitness industry influencer, powerlifter, bodybuilder, online trainer, everything.  You can find him on social media @biolayne.<br><br>There are a few reasons why I would recommend following Layne: he always reverts to studies and research to back up his arguments, he cares about finding the right answer more than being right, and he makes awesome videos taking down fake gurus.<br><br>Layne Norton has a series he releases on Friday's titled What the Fitness where he exposes wrongs in the nutrition and fitness community.  It's wildly entertaining to watch.<br><br>He also has a series titled F**kery Friday where he exposes more nonsense in the nutrition world.<br><br>Layne is definitely an authentic guru as he passes all of my tests: legitimate education, experience with nutrition in a scientific lab, experience training and educating others, and a long track record of knowing what he's talking about.<br>_ _ _ _ _ _ _ _ _ _ _<br><br>Authentic or Charlatan: Layne Norton | Fitness Expert<br><br>---------- POPULAR VIDEOS ----------<br><br>★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=eSSTKmv6YPA">https://www.youtube.com/watch?v=eSSTKmv6YPA</a><br><br>★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=rsrLAkpPuCk">https://www.youtube.com/watch?v=rsrLAkpPuCk</a><br><br>★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=9cDCksYQtYI">https://www.youtube.com/watch?v=9cDCksYQtYI</a><br><br>★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=oPRkWlS0Uos">https://www.youtube.com/watch?v=oPRkWlS0Uos</a><br><br>★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★<br>↪ <a href="https://youtu.be/6JiIRce9iaM">https://youtu.be/6JiIRce9iaM</a><br><br>★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★<br>↪ <a href="https://youtu.be/zv2VcEQhTXY">https://youtu.be/zv2VcEQhTXY</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>Layne Norton,workout plan,fitness,what the fitness,what the fitness biolayne,layne norton,biolayne,team biolayne,nutrition,diet,dieting,fat loss,lose weight quickly,bodybuilding,weight training for beginners,weight training for beginners male,fitness industry exposed,fitness industry lies,fitness industry steroids,bodybuilder guru,authentic or charlatan,layne norton game changers,layne norton joe rogan,biolayne fat loss,contest prep,natural bodybuilding</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>608</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[24fdd50a-d84b-11f1-9b6f-4f364a4d0f6c]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN1667565340.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>MLM "Happy Juice" Company FINALLY Sued for Massive Fraud Scheme</title>
      <description>Head to https://pestie.yt.link/bLtbPus and use my code SPENCER10 for an extra 10% off your first order!Amare Global is facing serious penalties from the FTC.  Another MLM heading for bankruptcy?*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS80:00 - Intro1:00 - Billion Dollar Compay?1:44 - The MLM avengers and Hiep Tran3:23 - Shawn Talbott - Chief Scientist Officer4:06 - CortiSlim Scam Infomercials6:50 - Shawn Talbott Settlement with FTC8:48 - Pat Hintze - Head of Brand Partners9:33 - David Chung - New Owner and Chairman10:52 - Exposing the $25 Income Scam13:45 - Brand Partners Make False Claims in Content15:03 - MLM Avengers Contempt of Court?
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 31 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f4493d82-d84a-11f1-a292-6f668d5ea7c0/image/a245f39685d2fcbfec9c50457cba0313.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Head to https://pestie.yt.link/bLtbPus and use my code SPENCER10 for an extra 10% off your first order!Amare Global is facing serious penalties from the FTC.  Another MLM heading for bankruptcy?*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS80:00 - Intro1:00 - Billion Dollar Compay?1:44 - The MLM avengers and Hiep Tran3:23 - Shawn Talbott - Chief Scientist Officer4:06 - CortiSlim Scam Infomercials6:50 - Shawn Talbott Settlement with FTC8:48 - Pat Hintze - Head of Brand Partners9:33 - David Chung - New Owner and Chairman10:52 - Exposing the $25 Income Scam13:45 - Brand Partners Make False Claims in Content15:03 - MLM Avengers Contempt of Court?
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Head to <a href="https://pestie.yt.link/bLtbPus">https://pestie.yt.link/bLtbPus</a> and use my code SPENCER10 for an extra 10% off your first order!<br><br>Amare Global is facing serious penalties from the FTC.  Another MLM heading for bankruptcy?<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS8<br>0:00 - Intro<br>1:00 - Billion Dollar Compay?<br>1:44 - The MLM avengers and Hiep Tran<br>3:23 - Shawn Talbott - Chief Scientist Officer<br>4:06 - CortiSlim Scam Infomercials<br>6:50 - Shawn Talbott Settlement with FTC<br>8:48 - Pat Hintze - Head of Brand Partners<br>9:33 - David Chung - New Owner and Chairman<br>10:52 - Exposing the $25 Income Scam<br>13:45 - Brand Partners Make False Claims in Content<br>15:03 - MLM Avengers Contempt of Court?</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1204</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f4493d82-d84a-11f1-a292-6f668d5ea7c0]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN2964209778.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>This Guy Made MILLIONS Beating the Record Labels</title>
      <description>Instagram: https://www.instagram.com/spencercornelia1Russ is a recording artist from Atlanta who has figured out the music industry.  Once an artist struggling to make ends meet, he is now one of the highest paid hip hop artists in the world.  All because he bet on himself and stayed independent, focusing on complete ownership.The music business is all about leverage.  In my videos on why your favorite musicians are broke, I detail the contracts that new artists sign that leave them earning significantly less money than they were led to believe.  Major record labels succeed by signing artists with little leverage into deals that allow the label to earn multiples on their initial investment if the artist blows up.I may have talked about why your favorite artists are broke.  Well, Russ doesn’t fit that description at all.  Major record labels hate Russ because he’s been providing the blueprint to stay independent and make millions for a few years now.  Sadly, many people are turned off by his tone and aggressive attitude to overlook the gems he drops.Russ is outspoken, arrogant, and loves to call out the fake B.S. in the music industry whenever he can.  He rubs some people the wrong way and may not even make music you like.  But I think he’s hands down one of the most enjoyable interviews to listen to regarding the music industry.Russ will always have my respect.  The ability for someone to make 11 albums, only attain 1,000 followers, and still pursue a career making music is a level of confidence that I can appreciate from afar.  Imagine having so much conviction in your ability to reach your dreams that you don’t quit and try a different path after releasing 11 projects.  He released more music than some artists do in their entire careers before his TuneCore ever started paying the bills.Russ is the antithesis to the music industry.  Long known for trapping artists into bad deals, Russ has created the best deal ever within the music industry: complete ownership.  There is no advance money that needs to be paid back, there is no royalty split that leaves an artist years away from seeing money from streams, there is no section in a contract detailing how he will only be keeping 50% of his touring money.  He keeps all of it.  100%.  Complete ownership.I think one of the reasons why I enjoyed listening to Russ in interviews so much is because I can relate so much to his come up.  I spent five years making over one hundred videos on YouTube with no views or income and less than 1,000 followers.  Russ made songs, I made videos.  We both believed in ourselves to keep making product even when the market hadn’t caught on.  I wrote, produced, and made all of my YouTube videos and own 100% of the media.  The entire income comes to my bank account.  Complete ownership.Once Russ started to blow, he did sign a distribution deal to Columbia Records.  But here’s the difference.  At that point, he had a large fanbase spending money on his product.  He had a large fanbase streaming his music.  He was making more money than he could ever spend.  Most importantly, he had the leverage.  He could walk from a deal if they didn’t accept his terms.  It turns out, they did.Unfortunately, all new artists aren’t in position to make 11 albums before making any money.  Most new artists need to pay the bills and want to pursue music full time.  So they sign the deal.  And some blow up, most don’t.If you’ve been paying attention at all, Russ has been providing the blueprint for being one of the most financially successful artists in the industry today.  And he did it his way.  Love him or hate him, he’s been preaching complete ownership for many years.  If new artists begin following the Russ model, we may see deals start to favor artists more.  Until then, Russ is going to keep sharing the blueprint with anyone who will listen.Resources 
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 31 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c0403450-d84a-11f1-ae7a-5bd99be4ef4b/image/b105fa73bece328fe79ecaf88f574cc8.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Instagram: https://www.instagram.com/spencercornelia1Russ is a recording artist from Atlanta who has figured out the music industry.  Once an artist struggling to make ends meet, he is now one of the highest paid hip hop artists in the world.  All because he bet on himself and stayed independent, focusing on complete ownership.The music business is all about leverage.  In my videos on why your favorite musicians are broke, I detail the contracts that new artists sign that leave them earning significantly less money than they were led to believe.  Major record labels succeed by signing artists with little leverage into deals that allow the label to earn multiples on their initial investment if the artist blows up.I may have talked about why your favorite artists are broke.  Well, Russ doesn’t fit that description at all.  Major record labels hate Russ because he’s been providing the blueprint to stay independent and make millions for a few years now.  Sadly, many people are turned off by his tone and aggressive attitude to overlook the gems he drops.Russ is outspoken, arrogant, and loves to call out the fake B.S. in the music industry whenever he can.  He rubs some people the wrong way and may not even make music you like.  But I think he’s hands down one of the most enjoyable interviews to listen to regarding the music industry.Russ will always have my respect.  The ability for someone to make 11 albums, only attain 1,000 followers, and still pursue a career making music is a level of confidence that I can appreciate from afar.  Imagine having so much conviction in your ability to reach your dreams that you don’t quit and try a different path after releasing 11 projects.  He released more music than some artists do in their entire careers before his TuneCore ever started paying the bills.Russ is the antithesis to the music industry.  Long known for trapping artists into bad deals, Russ has created the best deal ever within the music industry: complete ownership.  There is no advance money that needs to be paid back, there is no royalty split that leaves an artist years away from seeing money from streams, there is no section in a contract detailing how he will only be keeping 50% of his touring money.  He keeps all of it.  100%.  Complete ownership.I think one of the reasons why I enjoyed listening to Russ in interviews so much is because I can relate so much to his come up.  I spent five years making over one hundred videos on YouTube with no views or income and less than 1,000 followers.  Russ made songs, I made videos.  We both believed in ourselves to keep making product even when the market hadn’t caught on.  I wrote, produced, and made all of my YouTube videos and own 100% of the media.  The entire income comes to my bank account.  Complete ownership.Once Russ started to blow, he did sign a distribution deal to Columbia Records.  But here’s the difference.  At that point, he had a large fanbase spending money on his product.  He had a large fanbase streaming his music.  He was making more money than he could ever spend.  Most importantly, he had the leverage.  He could walk from a deal if they didn’t accept his terms.  It turns out, they did.Unfortunately, all new artists aren’t in position to make 11 albums before making any money.  Most new artists need to pay the bills and want to pursue music full time.  So they sign the deal.  And some blow up, most don’t.If you’ve been paying attention at all, Russ has been providing the blueprint for being one of the most financially successful artists in the industry today.  And he did it his way.  Love him or hate him, he’s been preaching complete ownership for many years.  If new artists begin following the Russ model, we may see deals start to favor artists more.  Until then, Russ is going to keep sharing the blueprint with anyone who will listen.Resources 
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Instagram: <a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>Russ is a recording artist from Atlanta who has figured out the music industry.  Once an artist struggling to make ends meet, he is now one of the highest paid hip hop artists in the world.  All because he bet on himself and stayed independent, focusing on complete ownership.<br><br>The music business is all about leverage.  In my videos on why your favorite musicians are broke, I detail the contracts that new artists sign that leave them earning significantly less money than they were led to believe.  Major record labels succeed by signing artists with little leverage into deals that allow the label to earn multiples on their initial investment if the artist blows up.<br><br>I may have talked about why your favorite artists are broke.  Well, Russ doesn’t fit that description at all.  Major record labels hate Russ because he’s been providing the blueprint to stay independent and make millions for a few years now.  Sadly, many people are turned off by his tone and aggressive attitude to overlook the gems he drops.<br><br>Russ is outspoken, arrogant, and loves to call out the fake B.S. in the music industry whenever he can.  He rubs some people the wrong way and may not even make music you like.  But I think he’s hands down one of the most enjoyable interviews to listen to regarding the music industry.<br><br>Russ will always have my respect.  The ability for someone to make 11 albums, only attain 1,000 followers, and still pursue a career making music is a level of confidence that I can appreciate from afar.  Imagine having so much conviction in your ability to reach your dreams that you don’t quit and try a different path after releasing 11 projects.  He released more music than some artists do in their entire careers before his TuneCore ever started paying the bills.<br><br>Russ is the antithesis to the music industry.  Long known for trapping artists into bad deals, Russ has created the best deal ever within the music industry: complete ownership.  There is no advance money that needs to be paid back, there is no royalty split that leaves an artist years away from seeing money from streams, there is no section in a contract detailing how he will only be keeping 50% of his touring money.  He keeps all of it.  100%.  Complete ownership.<br><br>I think one of the reasons why I enjoyed listening to Russ in interviews so much is because I can relate so much to his come up.  I spent five years making over one hundred videos on YouTube with no views or income and less than 1,000 followers.  Russ made songs, I made videos.  We both believed in ourselves to keep making product even when the market hadn’t caught on.  I wrote, produced, and made all of my YouTube videos and own 100% of the media.  The entire income comes to my bank account.  Complete ownership.<br><br>Once Russ started to blow, he did sign a distribution deal to Columbia Records.  But here’s the difference.  At that point, he had a large fanbase spending money on his product.  He had a large fanbase streaming his music.  He was making more money than he could ever spend.  Most importantly, he had the leverage.  He could walk from a deal if they didn’t accept his terms.  It turns out, they did.<br><br>Unfortunately, all new artists aren’t in position to make 11 albums before making any money.  Most new artists need to pay the bills and want to pursue music full time.  So they sign the deal.  And some blow up, most don’t.<br><br>If you’ve been paying attention at all, Russ has been providing the blueprint for being one of the most financially successful artists in the industry today.  And he did it his way.  Love him or hate him, he’s been preaching complete ownership for many years.  If new artists begin following the Russ model, we may see deals start to favor artists more.  Until then, Russ is going to keep sharing the blueprint with anyone who will listen.<br><br>Resources </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>824</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[c0403450-d84a-11f1-ae7a-5bd99be4ef4b]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN4470175705.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>BREAKING: Floyd Mayweather is About to Be Arrested. Seriously.</title>
      <description>Download the FREE Upside App here https://yt.link/W08PCLD and use code Spencer25 to get an extra 25 cents back per gallon on your first tank of gas! Thank you Upside for sponsoring this video!Floyd Mayweather is facing two felony charges for writing a bad check in the amount of $200,000 for a watch from a Las Vegas dealer.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 30 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8c8895e4-d84a-11f1-b163-973d8824337c/image/9780968c2ab481bdd45c71f89e5c37b1.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Download the FREE Upside App here https://yt.link/W08PCLD and use code Spencer25 to get an extra 25 cents back per gallon on your first tank of gas! Thank you Upside for sponsoring this video!Floyd Mayweather is facing two felony charges for writing a bad check in the amount of $200,000 for a watch from a Las Vegas dealer.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Download the FREE Upside App here <a href="https://yt.link/W08PCLD">https://yt.link/W08PCLD</a> and use code Spencer25 to get an extra 25 cents back per gallon on your first tank of gas! Thank you Upside for sponsoring this video!<br><br>Floyd Mayweather is facing two felony charges for writing a bad check in the amount of $200,000 for a watch from a Las Vegas dealer.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1146</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8c8895e4-d84a-11f1-b163-973d8824337c]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN5213229511.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Rapper Scams $1.2 MILLION from Unemployment.....And Raps About It</title>
      <description>Link to my Patreon: https://www.patreon.com/spencercorneliaNuke Bizzle is an up-and-coming rapper from Memphis Tennessee who resides in the Hollywood Hills and loves to flash his money on social media.In a recently released song titled "EDD", Nuke Bizzle raps about how he got rich off of scamming EDD funds.  Here are some of the lyrics:“I just been swiping for EDD, go to the bank and get a stack of these.  This here better than selling P’s.  Ten cards that’s two hundred [?].  I got to shoutout to Donald Trump.  I just might swipe me a lump sum.”Source: https://www.justice.gov/usao-cdca/pr/rapper-who-bragged-about-unemployment-benefits-scam-music-video-arrested-allegedlyBaines allegedly exploited the Pandemic Unemployment Assistance (PUA) provision of the CARES Act, which is designed to expand access to unemployment benefits to self-employed workers, independent contractors, and others who would not otherwise be eligible.          According to an affidavit filed with the complaint, Baines possessed and used debit cards pre-loaded with unemployment benefits administered by the California Employment Development Department (EDD). The debit cards were issued in the names of third-parties, including identity theft victims. The applications for these debit cards listed addresses to which Baines had access in Beverly Hills and Koreatown.Evidence gathered during the investigation established that at least 92 debit cards that had been pre-loaded with more than $1.2 million in fraudulently obtained benefits were mailed to these addresses, according to the affidavit. Baines and his co-schemers allegedly accessed more than $704,000 of these benefits through cash withdrawals, including in Las Vegas, as well as purchases of merchandise and services.On September 23, Las Vegas police arrested Baines, who had in his possession eight debit cards, seven of which were in the names of other persons, the affidavit states.The criminal complaint alleges three felony offenses – access device fraud, aggravated identity theft, and interstate transportation of stolen property. If convicted of all of these charges, Baines would face a statutory maximum sentence of 22 years in federal prison.---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★↪ https://youtu.be/BrHHgCBkF1w★ Online Dating Scams: A Billion Dollar Global Industry ★↪ https://youtu.be/mkjhNG2F4kI★ Why Uber Drivers Are Getting Scammed ★↪ https://youtu.be/KkmAIeOVfKg---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Nuke Bizzle,edd fraud,rapper edd fraud,edd fraud cases 2020,edd fraud cases california,edd fraud arrests,edd fraud cases 2020 california,edd fraud investigation,edd fraud caught,edd fraud scam,los angeles news 2020,los angeles,los angeles news,rapper,music industry,rap song,edd song,edd song on news,employment development department,employment development department state of california,employment department,california,how to make money,make money
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 30 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e628e686-d849-11f1-8a22-3b8cfe62303c/image/f99033cf25ea20101efdb55600168de2.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Link to my Patreon: https://www.patreon.com/spencercorneliaNuke Bizzle is an up-and-coming rapper from Memphis Tennessee who resides in the Hollywood Hills and loves to flash his money on social media.In a recently released song titled "EDD", Nuke Bizzle raps about how he got rich off of scamming EDD funds.  Here are some of the lyrics:“I just been swiping for EDD, go to the bank and get a stack of these.  This here better than selling P’s.  Ten cards that’s two hundred [?].  I got to shoutout to Donald Trump.  I just might swipe me a lump sum.”Source: https://www.justice.gov/usao-cdca/pr/rapper-who-bragged-about-unemployment-benefits-scam-music-video-arrested-allegedlyBaines allegedly exploited the Pandemic Unemployment Assistance (PUA) provision of the CARES Act, which is designed to expand access to unemployment benefits to self-employed workers, independent contractors, and others who would not otherwise be eligible.          According to an affidavit filed with the complaint, Baines possessed and used debit cards pre-loaded with unemployment benefits administered by the California Employment Development Department (EDD). The debit cards were issued in the names of third-parties, including identity theft victims. The applications for these debit cards listed addresses to which Baines had access in Beverly Hills and Koreatown.Evidence gathered during the investigation established that at least 92 debit cards that had been pre-loaded with more than $1.2 million in fraudulently obtained benefits were mailed to these addresses, according to the affidavit. Baines and his co-schemers allegedly accessed more than $704,000 of these benefits through cash withdrawals, including in Las Vegas, as well as purchases of merchandise and services.On September 23, Las Vegas police arrested Baines, who had in his possession eight debit cards, seven of which were in the names of other persons, the affidavit states.The criminal complaint alleges three felony offenses – access device fraud, aggravated identity theft, and interstate transportation of stolen property. If convicted of all of these charges, Baines would face a statutory maximum sentence of 22 years in federal prison.---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★↪ https://youtu.be/BrHHgCBkF1w★ Online Dating Scams: A Billion Dollar Global Industry ★↪ https://youtu.be/mkjhNG2F4kI★ Why Uber Drivers Are Getting Scammed ★↪ https://youtu.be/KkmAIeOVfKg---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Nuke Bizzle,edd fraud,rapper edd fraud,edd fraud cases 2020,edd fraud cases california,edd fraud arrests,edd fraud cases 2020 california,edd fraud investigation,edd fraud caught,edd fraud scam,los angeles news 2020,los angeles,los angeles news,rapper,music industry,rap song,edd song,edd song on news,employment development department,employment development department state of california,employment department,california,how to make money,make money
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Link to my Patreon: <a href="https://www.patreon.com/spencercornelia">https://www.patreon.com/spencercornelia</a><br><br>Nuke Bizzle is an up-and-coming rapper from Memphis Tennessee who resides in the Hollywood Hills and loves to flash his money on social media.<br><br>In a recently released song titled "EDD", Nuke Bizzle raps about how he got rich off of scamming EDD funds.  Here are some of the lyrics:<br><br>“I just been swiping for EDD, go to the bank and get a stack of these.  This here better than selling P’s.  Ten cards that’s two hundred [?].  I got to shoutout to Donald Trump.  I just might swipe me a lump sum.”<br><br>Source: <a href="https://www.justice.gov/usao-cdca/pr/rapper-who-bragged-about-unemployment-benefits-scam-music-video-arrested-allegedly">https://www.justice.gov/usao-cdca/pr/rapper-who-bragged-about-unemployment-benefits-scam-music-video-arrested-allegedly</a><br><br>Baines allegedly exploited the Pandemic Unemployment Assistance (PUA) provision of the CARES Act, which is designed to expand access to unemployment benefits to self-employed workers, independent contractors, and others who would not otherwise be eligible.<br><br>          According to an affidavit filed with the complaint, Baines possessed and used debit cards pre-loaded with unemployment benefits administered by the California Employment Development Department (EDD). The debit cards were issued in the names of third-parties, including identity theft victims. The applications for these debit cards listed addresses to which Baines had access in Beverly Hills and Koreatown.<br><br>Evidence gathered during the investigation established that at least 92 debit cards that had been pre-loaded with more than $1.2 million in fraudulently obtained benefits were mailed to these addresses, according to the affidavit. Baines and his co-schemers allegedly accessed more than $704,000 of these benefits through cash withdrawals, including in Las Vegas, as well as purchases of merchandise and services.<br><br>On September 23, Las Vegas police arrested Baines, who had in his possession eight debit cards, seven of which were in the names of other persons, the affidavit states.<br><br>The criminal complaint alleges three felony offenses – access device fraud, aggravated identity theft, and interstate transportation of stolen property. If convicted of all of these charges, Baines would face a statutory maximum sentence of 22 years in federal prison.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/2Ad1sNtqQ5Y">https://youtu.be/2Ad1sNtqQ5Y</a><br><br>★ Part 2: Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/o7OZLFGEDiI">https://youtu.be/o7OZLFGEDiI</a><br><br>★ Why Your Favorite Athletes Go Broke ★<br>↪ <a href="https://youtu.be/ntHXyA-S5LM">https://youtu.be/ntHXyA-S5LM</a><br><br>★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★<br>↪ <a href="https://youtu.be/BrHHgCBkF1w">https://youtu.be/BrHHgCBkF1w</a><br><br>★ Online Dating Scams: A Billion Dollar Global Industry ★<br>↪ <a href="https://youtu.be/mkjhNG2F4kI">https://youtu.be/mkjhNG2F4kI</a><br><br>★ Why Uber Drivers Are Getting Scammed ★<br>↪ <a href="https://youtu.be/KkmAIeOVfKg">https://youtu.be/KkmAIeOVfKg</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>Nuke Bizzle,edd fraud,rapper edd fraud,edd fraud cases 2020,edd fraud cases california,edd fraud arrests,edd fraud cases 2020 california,edd fraud investigation,edd fraud caught,edd fraud scam,los angeles news 2020,los angeles,los angeles news,rapper,music industry,rap song,edd song,edd song on news,employment development department,employment development department state of california,employment department,california,how to make money,make money</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>392</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[e628e686-d849-11f1-8a22-3b8cfe62303c]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN2630300086.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Exposing the NEW $1.5 Billion Lawsuits Filed Against Grant Cardone</title>
      <description>Visit http://cape.co/spencer to protect your data today.  Use code "SPENCER33" at checkout for 33% off Cape service for 6 months.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:26 - New $1 BILLION Lawsuit1:44 - The Defamatory Post4:48 - The 2nd Defamatory Post5:40 - Was Grant's Post Retaliation?9:03 - New $500 MILLION Lawsuit10:27 - Grant Claims She Destroyed His Unit13:04 - Grant Fires Back with Lawsuit against Chealse Howell14:15 - John Legere Lawsuit14:45 - Grant Claims John Defamed His Reputation15:30 - Defamatory Accusations Against Grant16:19 - Major Defamation Lawsuit Victories16:56 - The Outcome of the John Legere Lawsuit17:27 - Grant Spent $1,058,000 on Legal Fees19:26 - Cardone's Statements - trouble with SEC?20:49 - Gary Brecka Lawsuit21:10 - Why Gary Brecka Actually Filed the Lawsuit22:00 - The Outcome of the Gary Brecka Lawsuit
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 30 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/90313094-d849-11f1-821f-1b2d12d9f5ce/image/1eb10fc856e1ace09e6f4d5e3d2b04b2.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Visit http://cape.co/spencer to protect your data today.  Use code "SPENCER33" at checkout for 33% off Cape service for 6 months.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:26 - New $1 BILLION Lawsuit1:44 - The Defamatory Post4:48 - The 2nd Defamatory Post5:40 - Was Grant's Post Retaliation?9:03 - New $500 MILLION Lawsuit10:27 - Grant Claims She Destroyed His Unit13:04 - Grant Fires Back with Lawsuit against Chealse Howell14:15 - John Legere Lawsuit14:45 - Grant Claims John Defamed His Reputation15:30 - Defamatory Accusations Against Grant16:19 - Major Defamation Lawsuit Victories16:56 - The Outcome of the John Legere Lawsuit17:27 - Grant Spent $1,058,000 on Legal Fees19:26 - Cardone's Statements - trouble with SEC?20:49 - Gary Brecka Lawsuit21:10 - Why Gary Brecka Actually Filed the Lawsuit22:00 - The Outcome of the Gary Brecka Lawsuit
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Visit <a href="http://cape.co/spencer">http://cape.co/spencer</a> to protect your data today.  Use code "SPENCER33" at checkout for 33% off Cape service for 6 months.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:26 - New $1 BILLION Lawsuit<br>1:44 - The Defamatory Post<br>4:48 - The 2nd Defamatory Post<br>5:40 - Was Grant's Post Retaliation?<br>9:03 - New $500 MILLION Lawsuit<br>10:27 - Grant Claims She Destroyed His Unit<br>13:04 - Grant Fires Back with Lawsuit against Chealse Howell<br>14:15 - John Legere Lawsuit<br>14:45 - Grant Claims John Defamed His Reputation<br>15:30 - Defamatory Accusations Against Grant<br>16:19 - Major Defamation Lawsuit Victories<br>16:56 - The Outcome of the John Legere Lawsuit<br>17:27 - Grant Spent $1,058,000 on Legal Fees<br>19:26 - Cardone's Statements - trouble with SEC?<br>20:49 - Gary Brecka Lawsuit<br>21:10 - Why Gary Brecka Actually Filed the Lawsuit<br>22:00 - The Outcome of the Gary Brecka Lawsuit</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1691</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[90313094-d849-11f1-821f-1b2d12d9f5ce]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN7440454554.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>$2 BILLION Tax EVASION Went Unnoticed for Years</title>
      <description>Federal prosecutors charged Texas billionaire Robert Brockman on Thursday with a $2 billion tax fraud scheme in what they say is the largest such case against an American.Department of Justice officials said at a news conference that Brockman, 79, hid capital gains income over 20 years through a web of offshore entities in Bermuda and Nevis and secret bank accounts in Bermuda and Switzerland. Prosecutors announced that the CEO of a private equity firm that aided in the schemes would cooperate with the investigation.The 39-count indictment unsealed Thursday charges Brockman, the chief executive officer of Ohio-based software company Reynolds and Reynolds Co., with tax evasion, wire fraud, money laundering, and other offenses.Texas Billionaire Cheated You Out of $2 Billion | Tax Scam---------- SOCIAL MEDIA ----------★ Instagram ★↪ https://www.instagram.com/spencercornelia1/★ Facebook ★↪ https://www.facebook.com/spencer.cornelia/★ TikTok ★↪ https://www.tiktok.com/@spencercornelia?lang=en★ LinkedIn ★↪ https://www.linkedin.com/in/spencercornelia/---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★↪ https://youtu.be/BrHHgCBkF1w★ Online Dating Scams: A Billion Dollar Global Industry ★↪ https://youtu.be/mkjhNG2F4kI★ Why Uber Drivers Are Getting Scammed ★↪ https://youtu.be/KkmAIeOVfKg---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Robert Brockman,tax fraud,reynolds and reynolds,tax frauds,investor fraud,entrepreneur,business,tax evasion,wire fraud,entrepreneur life,robert f. smith,robert brockman investigation,robert brockman houston,robert f. smith interview,entrepreneurship,investing,dayton ohio,dayton,business news,business news 2020,business news today,business news usa,personal finance,finance news,finance education,tax advice,cpa tax advice,tax advice 2020,tax scam
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 29 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/417c553c-d849-11f1-87ca-2fcfcae1152d/image/a8b02d3684ff6d20720f247205c1fb65.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Federal prosecutors charged Texas billionaire Robert Brockman on Thursday with a $2 billion tax fraud scheme in what they say is the largest such case against an American.Department of Justice officials said at a news conference that Brockman, 79, hid capital gains income over 20 years through a web of offshore entities in Bermuda and Nevis and secret bank accounts in Bermuda and Switzerland. Prosecutors announced that the CEO of a private equity firm that aided in the schemes would cooperate with the investigation.The 39-count indictment unsealed Thursday charges Brockman, the chief executive officer of Ohio-based software company Reynolds and Reynolds Co., with tax evasion, wire fraud, money laundering, and other offenses.Texas Billionaire Cheated You Out of $2 Billion | Tax Scam---------- SOCIAL MEDIA ----------★ Instagram ★↪ https://www.instagram.com/spencercornelia1/★ Facebook ★↪ https://www.facebook.com/spencer.cornelia/★ TikTok ★↪ https://www.tiktok.com/@spencercornelia?lang=en★ LinkedIn ★↪ https://www.linkedin.com/in/spencercornelia/---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Why Your Favorite Athletes Go Broke ★↪ https://youtu.be/ntHXyA-S5LM★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★↪ https://youtu.be/BrHHgCBkF1w★ Online Dating Scams: A Billion Dollar Global Industry ★↪ https://youtu.be/mkjhNG2F4kI★ Why Uber Drivers Are Getting Scammed ★↪ https://youtu.be/KkmAIeOVfKg---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Robert Brockman,tax fraud,reynolds and reynolds,tax frauds,investor fraud,entrepreneur,business,tax evasion,wire fraud,entrepreneur life,robert f. smith,robert brockman investigation,robert brockman houston,robert f. smith interview,entrepreneurship,investing,dayton ohio,dayton,business news,business news 2020,business news today,business news usa,personal finance,finance news,finance education,tax advice,cpa tax advice,tax advice 2020,tax scam
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Federal prosecutors charged Texas billionaire Robert Brockman on Thursday with a $2 billion tax fraud scheme in what they say is the largest such case against an American.<br><br>Department of Justice officials said at a news conference that Brockman, 79, hid capital gains income over 20 years through a web of offshore entities in Bermuda and Nevis and secret bank accounts in Bermuda and Switzerland. Prosecutors announced that the CEO of a private equity firm that aided in the schemes would cooperate with the investigation.<br><br>The 39-count indictment unsealed Thursday charges Brockman, the chief executive officer of Ohio-based software company Reynolds and Reynolds Co., with tax evasion, wire fraud, money laundering, and other offenses.<br><br>Texas Billionaire Cheated You Out of $2 Billion | Tax Scam<br><br>---------- SOCIAL MEDIA ----------<br>★ Instagram ★<br>↪ <a href="https://www.instagram.com/spencercornelia1/">https://www.instagram.com/spencercornelia1/</a><br><br>★ Facebook ★<br>↪ <a href="https://www.facebook.com/spencer.cornelia/">https://www.facebook.com/spencer.cornelia/</a><br><br>★ TikTok ★<br>↪ <a href="https://www.tiktok.com/@spencercornelia?lang=en">https://www.tiktok.com/@spencercornelia?lang=en</a><br><br>★ LinkedIn ★<br>↪ <a href="https://www.linkedin.com/in/spencercornelia/">https://www.linkedin.com/in/spencercornelia/</a><br><br>---------- POPULAR VIDEOS ----------<br><br>★ Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/2Ad1sNtqQ5Y">https://youtu.be/2Ad1sNtqQ5Y</a><br><br>★ Part 2: Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/o7OZLFGEDiI">https://youtu.be/o7OZLFGEDiI</a><br><br>★ Why Your Favorite Athletes Go Broke ★<br>↪ <a href="https://youtu.be/ntHXyA-S5LM">https://youtu.be/ntHXyA-S5LM</a><br><br>★ Domino's Pizza: How to Make $9 Billion by Being Honest With Yourself ★<br>↪ <a href="https://youtu.be/BrHHgCBkF1w">https://youtu.be/BrHHgCBkF1w</a><br><br>★ Online Dating Scams: A Billion Dollar Global Industry ★<br>↪ <a href="https://youtu.be/mkjhNG2F4kI">https://youtu.be/mkjhNG2F4kI</a><br><br>★ Why Uber Drivers Are Getting Scammed ★<br>↪ <a href="https://youtu.be/KkmAIeOVfKg">https://youtu.be/KkmAIeOVfKg</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>Robert Brockman,tax fraud,reynolds and reynolds,tax frauds,investor fraud,entrepreneur,business,tax evasion,wire fraud,entrepreneur life,robert f. smith,robert brockman investigation,robert brockman houston,robert f. smith interview,entrepreneurship,investing,dayton ohio,dayton,business news,business news 2020,business news today,business news usa,personal finance,finance news,finance education,tax advice,cpa tax advice,tax advice 2020,tax scam</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>589</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[417c553c-d849-11f1-87ca-2fcfcae1152d]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN2131688773.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Floyd Mayweather is Broke. I Have Proof.</title>
      <description>Floyd Mayweather sued his former business manager, Jona Rechnitz.  That was a mistake since Jona shared with me that Floyd's life is unraveling and about to officially be broke.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com*TIMESTAMPS*0:00 - Intro0:41 - Claims in the lawsuit1:23 - Floyd didn't know Jona's history2:49 - Floyd needs to pawn his jewelry5:02 - Floyd accuses Jona of stealing his jewelry6:35 - Jona and Floyd invest in real estate7:34 - Floyd receives advance against McGregor fight earnings8:21 - Floyd's jet sold for only $1?10:20 - Real estate profit split issue11:47 - Floyd claims fraud with refinance loans13:29 - Floyd owes baby mama $1m+ in back child support14:13 - Floyd owes the IRS $7m+14:59 - Jona hasn't been served + official statement16:22 - How Floyd leverages media and litigation as a strategy17:03 - Vegas car dealer sues Floyd for $1.2m+18:03 - Floyd is suing everyone18:27 - Floyd owes millions of dollars to numerous people19:20 - Floyd's gambling problems19:40 - Summary of accusations
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 29 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/02a38e2a-d849-11f1-800c-4f2af217bc41/image/69afd49b334ccbf216559d0127466e1d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Floyd Mayweather sued his former business manager, Jona Rechnitz.  That was a mistake since Jona shared with me that Floyd's life is unraveling and about to officially be broke.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer0cornelia@gmail.com*TIMESTAMPS*0:00 - Intro0:41 - Claims in the lawsuit1:23 - Floyd didn't know Jona's history2:49 - Floyd needs to pawn his jewelry5:02 - Floyd accuses Jona of stealing his jewelry6:35 - Jona and Floyd invest in real estate7:34 - Floyd receives advance against McGregor fight earnings8:21 - Floyd's jet sold for only $1?10:20 - Real estate profit split issue11:47 - Floyd claims fraud with refinance loans13:29 - Floyd owes baby mama $1m+ in back child support14:13 - Floyd owes the IRS $7m+14:59 - Jona hasn't been served + official statement16:22 - How Floyd leverages media and litigation as a strategy17:03 - Vegas car dealer sues Floyd for $1.2m+18:03 - Floyd is suing everyone18:27 - Floyd owes millions of dollars to numerous people19:20 - Floyd's gambling problems19:40 - Summary of accusations
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Floyd Mayweather sued his former business manager, Jona Rechnitz.  That was a mistake since Jona shared with me that Floyd's life is unraveling and about to officially be broke.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer0cornelia@gmail.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:41 - Claims in the lawsuit<br>1:23 - Floyd didn't know Jona's history<br>2:49 - Floyd needs to pawn his jewelry<br>5:02 - Floyd accuses Jona of stealing his jewelry<br>6:35 - Jona and Floyd invest in real estate<br>7:34 - Floyd receives advance against McGregor fight earnings<br>8:21 - Floyd's jet sold for only $1?<br>10:20 - Real estate profit split issue<br>11:47 - Floyd claims fraud with refinance loans<br>13:29 - Floyd owes baby mama $1m+ in back child support<br>14:13 - Floyd owes the IRS $7m+<br>14:59 - Jona hasn't been served + official statement<br>16:22 - How Floyd leverages media and litigation as a strategy<br>17:03 - Vegas car dealer sues Floyd for $1.2m+<br>18:03 - Floyd is suing everyone<br>18:27 - Floyd owes millions of dollars to numerous people<br>19:20 - Floyd's gambling problems<br>19:40 - Summary of accusations</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1476</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[02a38e2a-d849-11f1-800c-4f2af217bc41]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN1964456540.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Part 3: Why Your Favorite Musicians Are Broke</title>
      <description>In Part 1, I gave an overview of how the music industry works and why a lot of musicians go broke by signing 360 deals.  In Part 2, I used a real life example of an artist named Kreayshawn talking about her deal and why she doesn’t make any money from her music because of the deal she signed.The most popular comment was criticizing the artist for signing the deal and not getting a lawyer.  This is a very good point, but what if the artist did have a lawyer?The main theme covered in this video is the conflict of interest found in many relationships between lawyers, record labels, and artists.  Many times, the lawyer has financial incentive or relationship with the label and still represents the artist.  With the artist not knowing that the conflict of interest is present, they open themselves up to trusting a lawyer that doesn't have their best interest at heart.Migos recently sued their lawyer for this very reason (from meaww article):"Migos alleged that their own lawyer had cheated them out of millions of dollars. The group sued him for malpractice. Their attorney Damien Granderson has been their lawyer since 2013, but since he also represents the record label Quality Control Music, the group claim that he used his position to negotiate deals with 300 Entertainment and Capitol Music that left their record label with a disproportionate compensation, although it was at the expense of Migos.Migos complained that due to Granderson's conflicts of interest, the record deal “would allow Capitol to distribute all albums that QCM produced and that QCM was actually profiting far more handsomely than was apparent from the face of the documents that Granderson personally presented to Migos for immediate execution.” They also claimed that their lawyer “failed to disclose both the complete nature of his relationship with QCM and the complete nature of the conflict in representing both QCM and Migos.” He also apparently made them sign “terms that were unconscionable for Migos” in an amended 2018 distribution deal with Capitol.In this video, I also cover breakage deductions and why it's a scam for artists.---------- SOCIAL MEDIA ----------★ Instagram ★↪ https://www.instagram.com/spencercornelia1/★ Facebook ★↪ https://www.facebook.com/spencer.cornelia/★ TikTok ★↪ https://www.tiktok.com/@spencercornelia?lang=en★ LinkedIn ★↪ https://www.linkedin.com/in/spencercornelia/---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Kanye West vs. The Record Industry ★↪ https://youtu.be/4kDUFOhGExg★ Part 2: Kanye West vs. The Record Industry ★↪ https://youtu.be/uTe_D1ggJMc★ Why Major Record Labels Hate Russ ★↪ https://youtu.be/mPZlKP3WNBY---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:how the music industry works,how the music industry works documentary,how the music business works,how the music industry screws over artists,music industry,music business,record labels,record label,how to get a record deal,record deal,360 deal,360 contract,how does the music business work,how to learn the music business,music business 101,music business explained,music business tips,360 contract deal,360 contracts music industry,why artists go broke
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 29 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b93ab15a-d848-11f1-a90c-bf1de2544cd6/image/0263cb0763331bb561e25b7ff4275599.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>In Part 1, I gave an overview of how the music industry works and why a lot of musicians go broke by signing 360 deals.  In Part 2, I used a real life example of an artist named Kreayshawn talking about her deal and why she doesn’t make any money from her music because of the deal she signed.The most popular comment was criticizing the artist for signing the deal and not getting a lawyer.  This is a very good point, but what if the artist did have a lawyer?The main theme covered in this video is the conflict of interest found in many relationships between lawyers, record labels, and artists.  Many times, the lawyer has financial incentive or relationship with the label and still represents the artist.  With the artist not knowing that the conflict of interest is present, they open themselves up to trusting a lawyer that doesn't have their best interest at heart.Migos recently sued their lawyer for this very reason (from meaww article):"Migos alleged that their own lawyer had cheated them out of millions of dollars. The group sued him for malpractice. Their attorney Damien Granderson has been their lawyer since 2013, but since he also represents the record label Quality Control Music, the group claim that he used his position to negotiate deals with 300 Entertainment and Capitol Music that left their record label with a disproportionate compensation, although it was at the expense of Migos.Migos complained that due to Granderson's conflicts of interest, the record deal “would allow Capitol to distribute all albums that QCM produced and that QCM was actually profiting far more handsomely than was apparent from the face of the documents that Granderson personally presented to Migos for immediate execution.” They also claimed that their lawyer “failed to disclose both the complete nature of his relationship with QCM and the complete nature of the conflict in representing both QCM and Migos.” He also apparently made them sign “terms that were unconscionable for Migos” in an amended 2018 distribution deal with Capitol.In this video, I also cover breakage deductions and why it's a scam for artists.---------- SOCIAL MEDIA ----------★ Instagram ★↪ https://www.instagram.com/spencercornelia1/★ Facebook ★↪ https://www.facebook.com/spencer.cornelia/★ TikTok ★↪ https://www.tiktok.com/@spencercornelia?lang=en★ LinkedIn ★↪ https://www.linkedin.com/in/spencercornelia/---------- POPULAR VIDEOS ----------★ Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/2Ad1sNtqQ5Y★ Part 2: Why Your Favorite Musicians Are Broke ★↪ https://youtu.be/o7OZLFGEDiI★ Kanye West vs. The Record Industry ★↪ https://youtu.be/4kDUFOhGExg★ Part 2: Kanye West vs. The Record Industry ★↪ https://youtu.be/uTe_D1ggJMc★ Why Major Record Labels Hate Russ ★↪ https://youtu.be/mPZlKP3WNBY---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:how the music industry works,how the music industry works documentary,how the music business works,how the music industry screws over artists,music industry,music business,record labels,record label,how to get a record deal,record deal,360 deal,360 contract,how does the music business work,how to learn the music business,music business 101,music business explained,music business tips,360 contract deal,360 contracts music industry,why artists go broke
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In Part 1, I gave an overview of how the music industry works and why a lot of musicians go broke by signing 360 deals.  In Part 2, I used a real life example of an artist named Kreayshawn talking about her deal and why she doesn’t make any money from her music because of the deal she signed.<br><br>The most popular comment was criticizing the artist for signing the deal and not getting a lawyer.  This is a very good point, but what if the artist did have a lawyer?<br><br>The main theme covered in this video is the conflict of interest found in many relationships between lawyers, record labels, and artists.  Many times, the lawyer has financial incentive or relationship with the label and still represents the artist.  With the artist not knowing that the conflict of interest is present, they open themselves up to trusting a lawyer that doesn't have their best interest at heart.<br><br>Migos recently sued their lawyer for this very reason (from meaww article):<br>"Migos alleged that their own lawyer had cheated them out of millions of dollars. The group sued him for malpractice. Their attorney Damien Granderson has been their lawyer since 2013, but since he also represents the record label Quality Control Music, the group claim that he used his position to negotiate deals with 300 Entertainment and Capitol Music that left their record label with a disproportionate compensation, although it was at the expense of Migos.<br><br>Migos complained that due to Granderson's conflicts of interest, the record deal “would allow Capitol to distribute all albums that QCM produced and that QCM was actually profiting far more handsomely than was apparent from the face of the documents that Granderson personally presented to Migos for immediate execution.” They also claimed that their lawyer “failed to disclose both the complete nature of his relationship with QCM and the complete nature of the conflict in representing both QCM and Migos.” He also apparently made them sign “terms that were unconscionable for Migos” in an amended 2018 distribution deal with Capitol.<br><br>In this video, I also cover breakage deductions and why it's a scam for artists.<br><br>---------- SOCIAL MEDIA ----------<br>★ Instagram ★<br>↪ <a href="https://www.instagram.com/spencercornelia1/">https://www.instagram.com/spencercornelia1/</a><br><br>★ Facebook ★<br>↪ <a href="https://www.facebook.com/spencer.cornelia/">https://www.facebook.com/spencer.cornelia/</a><br><br>★ TikTok ★<br>↪ <a href="https://www.tiktok.com/@spencercornelia?lang=en">https://www.tiktok.com/@spencercornelia?lang=en</a><br><br>★ LinkedIn ★<br>↪ <a href="https://www.linkedin.com/in/spencercornelia/">https://www.linkedin.com/in/spencercornelia/</a><br><br>---------- POPULAR VIDEOS ----------<br><br>★ Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/2Ad1sNtqQ5Y">https://youtu.be/2Ad1sNtqQ5Y</a><br><br>★ Part 2: Why Your Favorite Musicians Are Broke ★<br>↪ <a href="https://youtu.be/o7OZLFGEDiI">https://youtu.be/o7OZLFGEDiI</a><br><br>★ Kanye West vs. The Record Industry ★<br>↪ <a href="https://youtu.be/4kDUFOhGExg">https://youtu.be/4kDUFOhGExg</a><br><br>★ Part 2: Kanye West vs. The Record Industry ★<br>↪ <a href="https://youtu.be/uTe_D1ggJMc">https://youtu.be/uTe_D1ggJMc</a><br><br>★ Why Major Record Labels Hate Russ ★<br>↪ <a href="https://youtu.be/mPZlKP3WNBY">https://youtu.be/mPZlKP3WNBY</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>how the music industry works,how the music industry works documentary,how the music business works,how the music industry screws over artists,music industry,music business,record labels,record label,how to get a record deal,record deal,360 deal,360 contract,how does the music business work,how to learn the music business,music business 101,music business explained,music business tips,360 contract deal,360 contracts music industry,why artists go broke</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>698</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b93ab15a-d848-11f1-a90c-bf1de2544cd6]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN2606897768.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>AI Wiz Kid Loses $35 BILLION of Investor Money in a Day</title>
      <description>Thanks to Klover for sponsoring this video! Get up to $750 before payday with no interest, no credit checks, and no late fees. Download today at https://klover.yt.link/D56Y0ia so they know I sent you!Leopold Aschenbrenner was seen as the next great investor after posting generational returns in a single year.  But the other day his fund lost an estimated $35 billion of investor money.  What happened?*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:40 - Leopold writes an essay and raises $225 million1:34 - His fund outperformed everyone2:48 - The fund gets hit hard3:50 - News began to spread about Leopold's troubles5:43 - He tries to sell his private Anthropic stake6:57 - Humiliating to experience this rapid rise and fall7:43 - Who was the buyer of his liquidation8:51 - Anthropic, SBF, and his connection with FTX10:03 - Risk management?11:13 - Did his investors lose 100%?
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8474dbc6-d848-11f1-8efc-ab67ee70ca49/image/bfe61ff3c2b7249622c3d0459fffdc16.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Thanks to Klover for sponsoring this video! Get up to $750 before payday with no interest, no credit checks, and no late fees. Download today at https://klover.yt.link/D56Y0ia so they know I sent you!Leopold Aschenbrenner was seen as the next great investor after posting generational returns in a single year.  But the other day his fund lost an estimated $35 billion of investor money.  What happened?*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:40 - Leopold writes an essay and raises $225 million1:34 - His fund outperformed everyone2:48 - The fund gets hit hard3:50 - News began to spread about Leopold's troubles5:43 - He tries to sell his private Anthropic stake6:57 - Humiliating to experience this rapid rise and fall7:43 - Who was the buyer of his liquidation8:51 - Anthropic, SBF, and his connection with FTX10:03 - Risk management?11:13 - Did his investors lose 100%?
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Thanks to Klover for sponsoring this video! Get up to $750 before payday with no interest, no credit checks, and no late fees. Download today at <a href="https://klover.yt.link/D56Y0ia">https://klover.yt.link/D56Y0ia</a> so they know I sent you!<br><br>Leopold Aschenbrenner was seen as the next great investor after posting generational returns in a single year.  But the other day his fund lost an estimated $35 billion of investor money.  What happened?<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:40 - Leopold writes an essay and raises $225 million<br>1:34 - His fund outperformed everyone<br>2:48 - The fund gets hit hard<br>3:50 - News began to spread about Leopold's troubles<br>5:43 - He tries to sell his private Anthropic stake<br>6:57 - Humiliating to experience this rapid rise and fall<br>7:43 - Who was the buyer of his liquidation<br>8:51 - Anthropic, SBF, and his connection with FTX<br>10:03 - Risk management?<br>11:13 - Did his investors lose 100%?</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>945</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8474dbc6-d848-11f1-8efc-ab67ee70ca49]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN3975340885.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Dan Lok is Copying Content Again...</title>
      <description>Dan Lok was exposed by Coffeezilla a few weeks back as copying content from a businessman named Alex Charfen.  After a little digging, I realized Dan Lok was copying content and plagiarizing from another source.Data is Beautiful makes awesome visual moving bar graphs and have been doing this form of content for awhile.  Dan wanted to hop on the trend and make these videos on his own without any mention of the originator of the idea.  That's basically plagiarism.Dan Lok has made a few recent videos of this type of content where he creates quick videos detailing the top 10 wealthiest people or top 10 wealthiest families of a certain time period.  This is straight plagiarism from other people who create this exact type of content.Additionally, I show how Dan Lok copied Kevin David's video on Social Media Marketing for beginners because Kevin David released his video before Dan.  But this is how these gurus play the YouTube algorithm game.  Find out what titles and thumbnails work and then copy those.I also show a few other examples of Dan Lok making videos with the exact same title as other creators just to catch views.What I want you to take away from this video is that most people on YouTube are content creators first.  We make content and hope people click and watch.  I’m playing the same game as Dan.  What content can I make to get people to watch.  Let’s be real, that’s the point of YouTube.  What content can I make to get people to watch.  Where it becomes a problem is when content is stolen, copied, or is misleading viewers.---------- SOCIAL MEDIA ----------★ Instagram ★↪ https://www.instagram.com/spencercornelia1/★ Facebook ★↪ https://www.facebook.com/spencer.cornelia/★ TikTok ★↪ https://www.tiktok.com/@spencercornelia?lang=en★ LinkedIn ★↪ https://www.linkedin.com/in/spencercornelia/---------- POPULAR VIDEOS ----------★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=eSSTKmv6YPA★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=rsrLAkpPuCk★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=9cDCksYQtYI★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=oPRkWlS0Uos★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★↪ https://youtu.be/6JiIRce9iaM★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★↪ https://youtu.be/zv2VcEQhTXY---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2d6f48ac-d848-11f1-9f74-bf50c9dbc6d1/image/bbf6084826b13593dd64b531669b82fc.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Dan Lok was exposed by Coffeezilla a few weeks back as copying content from a businessman named Alex Charfen.  After a little digging, I realized Dan Lok was copying content and plagiarizing from another source.Data is Beautiful makes awesome visual moving bar graphs and have been doing this form of content for awhile.  Dan wanted to hop on the trend and make these videos on his own without any mention of the originator of the idea.  That's basically plagiarism.Dan Lok has made a few recent videos of this type of content where he creates quick videos detailing the top 10 wealthiest people or top 10 wealthiest families of a certain time period.  This is straight plagiarism from other people who create this exact type of content.Additionally, I show how Dan Lok copied Kevin David's video on Social Media Marketing for beginners because Kevin David released his video before Dan.  But this is how these gurus play the YouTube algorithm game.  Find out what titles and thumbnails work and then copy those.I also show a few other examples of Dan Lok making videos with the exact same title as other creators just to catch views.What I want you to take away from this video is that most people on YouTube are content creators first.  We make content and hope people click and watch.  I’m playing the same game as Dan.  What content can I make to get people to watch.  Let’s be real, that’s the point of YouTube.  What content can I make to get people to watch.  Where it becomes a problem is when content is stolen, copied, or is misleading viewers.---------- SOCIAL MEDIA ----------★ Instagram ★↪ https://www.instagram.com/spencercornelia1/★ Facebook ★↪ https://www.facebook.com/spencer.cornelia/★ TikTok ★↪ https://www.tiktok.com/@spencercornelia?lang=en★ LinkedIn ★↪ https://www.linkedin.com/in/spencercornelia/---------- POPULAR VIDEOS ----------★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=eSSTKmv6YPA★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=rsrLAkpPuCk★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=9cDCksYQtYI★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★↪ https://www.youtube.com/watch?v=oPRkWlS0Uos★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★↪ https://youtu.be/6JiIRce9iaM★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★↪ https://youtu.be/zv2VcEQhTXY---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Dan Lok was exposed by Coffeezilla a few weeks back as copying content from a businessman named Alex Charfen.  After a little digging, I realized Dan Lok was copying content and plagiarizing from another source.<br><br>Data is Beautiful makes awesome visual moving bar graphs and have been doing this form of content for awhile.  Dan wanted to hop on the trend and make these videos on his own without any mention of the originator of the idea.  That's basically plagiarism.<br><br>Dan Lok has made a few recent videos of this type of content where he creates quick videos detailing the top 10 wealthiest people or top 10 wealthiest families of a certain time period.  This is straight plagiarism from other people who create this exact type of content.<br><br>Additionally, I show how Dan Lok copied Kevin David's video on Social Media Marketing for beginners because Kevin David released his video before Dan.  But this is how these gurus play the YouTube algorithm game.  Find out what titles and thumbnails work and then copy those.<br><br>I also show a few other examples of Dan Lok making videos with the exact same title as other creators just to catch views.<br><br>What I want you to take away from this video is that most people on YouTube are content creators first.  We make content and hope people click and watch.  I’m playing the same game as Dan.  What content can I make to get people to watch.  Let’s be real, that’s the point of YouTube.  What content can I make to get people to watch.  Where it becomes a problem is when content is stolen, copied, or is misleading viewers.<br><br><br>---------- SOCIAL MEDIA ----------<br>★ Instagram ★<br>↪ <a href="https://www.instagram.com/spencercornelia1/">https://www.instagram.com/spencercornelia1/</a><br><br>★ Facebook ★<br>↪ <a href="https://www.facebook.com/spencer.cornelia/">https://www.facebook.com/spencer.cornelia/</a><br><br>★ TikTok ★<br>↪ <a href="https://www.tiktok.com/@spencercornelia?lang=en">https://www.tiktok.com/@spencercornelia?lang=en</a><br><br>★ LinkedIn ★<br>↪ <a href="https://www.linkedin.com/in/spencercornelia/">https://www.linkedin.com/in/spencercornelia/</a><br><br><br>---------- POPULAR VIDEOS ----------<br><br>★ Authentic or Charlatan: Dan Lok | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=eSSTKmv6YPA">https://www.youtube.com/watch?v=eSSTKmv6YPA</a><br><br>★ Authentic or Charlatan: Robert Kiyosaki | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=rsrLAkpPuCk">https://www.youtube.com/watch?v=rsrLAkpPuCk</a><br><br>★ Authentic or Charlatan: Dan Lok Pt. 2 | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=9cDCksYQtYI">https://www.youtube.com/watch?v=9cDCksYQtYI</a><br><br>★ Authentic or Charlatan: Tai Lopez | Exposing Internet Marketers ★<br>↪ <a href="https://www.youtube.com/watch?v=oPRkWlS0Uos">https://www.youtube.com/watch?v=oPRkWlS0Uos</a><br><br>★ Authetic or Charlatan: Graham Stephan | Real Estate Investing and Personal Finance Guru★<br>↪ <a href="https://youtu.be/6JiIRce9iaM">https://youtu.be/6JiIRce9iaM</a><br><br>★ Authetic or Charlatan: Dan Pena | The $50 Billion Dollar Man ★<br>↪ <a href="https://youtu.be/zv2VcEQhTXY">https://youtu.be/zv2VcEQhTXY</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>606</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[2d6f48ac-d848-11f1-9f74-bf50c9dbc6d1]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN3897717705.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>They Pumped a World Cup Crypto Coin, Then Vanished</title>
      <description>Visit https://helixsleep.com/spencercornelia to buy your next bed.Four TikTokers were posting about a crypto coin during the World Cup that would help all of their followers get rich.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e25518ce-d847-11f1-b233-c336927c03f6/image/7dfd5839af5af1d7ec215b99bf518d7a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Visit https://helixsleep.com/spencercornelia to buy your next bed.Four TikTokers were posting about a crypto coin during the World Cup that would help all of their followers get rich.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Visit <a href="https://helixsleep.com/spencercornelia">https://helixsleep.com/spencercornelia</a> to buy your next bed.<br><br>Four TikTokers were posting about a crypto coin during the World Cup that would help all of their followers get rich.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1188</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[e25518ce-d847-11f1-b233-c336927c03f6]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN9834508245.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How Much YouTube Paid Me with 84k Subscribers | October 2020</title>
      <description>In this video I open up my YouTube analytics tab to show you how much YouTube paid me with 84k subscribers.  Additionally, I show my spreadsheets for all personal and business income and expenses.  I do this every month so if you're interested in checking out the progress, you can click on the links below.Many people wonder how much YouTube pays creators and I hope to uncover some of the data that you were curious about.  I show every tab in the YouTube analytics app, including CPM and revenue.CPM is the amount of money advertisers are willing to pay per 1,000 views to advertise their company on your videos.  It is an auction and some audiences are worth more money to advertisers than others which leads to some channels having higher CPM's than others.Along with YouTube, I have income from my house hack - my primary residence where I rent the spare rooms to roommates and live for free.  I earned some small consulting money this month too.---------- SOCIAL MEDIA ----------★ Instagram ★↪ https://www.instagram.com/spencercornelia1/★ Facebook ★↪ https://www.facebook.com/spencer.cornelia/★ TikTok ★↪ https://www.tiktok.com/@spencercornelia?lang=en★ LinkedIn ★↪ https://www.linkedin.com/in/spencercornelia/---------- PREVIOUS VIDEOS ----------★ SEPTEMBER 2020 MONTHLY INCOME ★↪ https://youtu.be/uXZlK-BcWkA★ AUGUST 2020 MONTHLY INCOME ★↪ https://youtu.be/MANr_-nKleI★ JULY 2020 MONTHLY INCOME ★↪ https://youtu.be/eNTxp2HKIXs★ June 2020 MONTHLY INCOME ★↪ https://youtu.be/OU9r_PuAkR8★ MAY 2020 MONTHLY INCOME ★↪ https://youtu.be/jFxHhEvJ5u4★ APRIL 2020 MONTHLY INCOME ★↪ https://www.youtube.com/watch?v=Sycd_f6m4vM---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 27 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/869e45b4-d847-11f1-bcd2-ef68a1ea7f10/image/8ce5295847e954a1dd2b55b45ef68189.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>In this video I open up my YouTube analytics tab to show you how much YouTube paid me with 84k subscribers.  Additionally, I show my spreadsheets for all personal and business income and expenses.  I do this every month so if you're interested in checking out the progress, you can click on the links below.Many people wonder how much YouTube pays creators and I hope to uncover some of the data that you were curious about.  I show every tab in the YouTube analytics app, including CPM and revenue.CPM is the amount of money advertisers are willing to pay per 1,000 views to advertise their company on your videos.  It is an auction and some audiences are worth more money to advertisers than others which leads to some channels having higher CPM's than others.Along with YouTube, I have income from my house hack - my primary residence where I rent the spare rooms to roommates and live for free.  I earned some small consulting money this month too.---------- SOCIAL MEDIA ----------★ Instagram ★↪ https://www.instagram.com/spencercornelia1/★ Facebook ★↪ https://www.facebook.com/spencer.cornelia/★ TikTok ★↪ https://www.tiktok.com/@spencercornelia?lang=en★ LinkedIn ★↪ https://www.linkedin.com/in/spencercornelia/---------- PREVIOUS VIDEOS ----------★ SEPTEMBER 2020 MONTHLY INCOME ★↪ https://youtu.be/uXZlK-BcWkA★ AUGUST 2020 MONTHLY INCOME ★↪ https://youtu.be/MANr_-nKleI★ JULY 2020 MONTHLY INCOME ★↪ https://youtu.be/eNTxp2HKIXs★ June 2020 MONTHLY INCOME ★↪ https://youtu.be/OU9r_PuAkR8★ MAY 2020 MONTHLY INCOME ★↪ https://youtu.be/jFxHhEvJ5u4★ APRIL 2020 MONTHLY INCOME ★↪ https://www.youtube.com/watch?v=Sycd_f6m4vM---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this video I open up my YouTube analytics tab to show you how much YouTube paid me with 84k subscribers.  Additionally, I show my spreadsheets for all personal and business income and expenses.  I do this every month so if you're interested in checking out the progress, you can click on the links below.<br><br>Many people wonder how much YouTube pays creators and I hope to uncover some of the data that you were curious about.  I show every tab in the YouTube analytics app, including CPM and revenue.<br><br>CPM is the amount of money advertisers are willing to pay per 1,000 views to advertise their company on your videos.  It is an auction and some audiences are worth more money to advertisers than others which leads to some channels having higher CPM's than others.<br><br>Along with YouTube, I have income from my house hack - my primary residence where I rent the spare rooms to roommates and live for free.  I earned some small consulting money this month too.<br><br>---------- SOCIAL MEDIA ----------<br>★ Instagram ★<br>↪ <a href="https://www.instagram.com/spencercornelia1/">https://www.instagram.com/spencercornelia1/</a><br><br>★ Facebook ★<br>↪ <a href="https://www.facebook.com/spencer.cornelia/">https://www.facebook.com/spencer.cornelia/</a><br><br>★ TikTok ★<br>↪ <a href="https://www.tiktok.com/@spencercornelia?lang=en">https://www.tiktok.com/@spencercornelia?lang=en</a><br><br>★ LinkedIn ★<br>↪ <a href="https://www.linkedin.com/in/spencercornelia/">https://www.linkedin.com/in/spencercornelia/</a><br><br>---------- PREVIOUS VIDEOS ----------<br>★ SEPTEMBER 2020 MONTHLY INCOME ★<br>↪ <a href="https://youtu.be/uXZlK-BcWkA">https://youtu.be/uXZlK-BcWkA</a><br><br>★ AUGUST 2020 MONTHLY INCOME ★<br>↪ <a href="https://youtu.be/MANr_-nKleI">https://youtu.be/MANr_-nKleI</a><br><br>★ JULY 2020 MONTHLY INCOME ★<br>↪ <a href="https://youtu.be/eNTxp2HKIXs">https://youtu.be/eNTxp2HKIXs</a><br><br>★ June 2020 MONTHLY INCOME ★<br>↪ <a href="https://youtu.be/OU9r_PuAkR8">https://youtu.be/OU9r_PuAkR8</a><br><br>★ MAY 2020 MONTHLY INCOME ★<br>↪ <a href="https://youtu.be/jFxHhEvJ5u4">https://youtu.be/jFxHhEvJ5u4</a><br><br>★ APRIL 2020 MONTHLY INCOME ★<br>↪ <a href="https://www.youtube.com/watch?v=Sycd_f6m4vM">https://www.youtube.com/watch?v=Sycd_f6m4vM</a><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1221</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[869e45b4-d847-11f1-bcd2-ef68a1ea7f10]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN2939958857.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>His investors lost $400 MILLION then he went on a luxury vacation</title>
      <description>Thanks to Klover for sponsoring this video! Get up to $400 before payday with no interest, no credit checks, and no late fees. Download today at https://klover.yt.link/JEebFhz so they know I sent you!Scott Everett's fund - S2 Capital - lost $400 million of investor money.  Here's the story.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro1:21 - Scott is a risk taker3:16 - S2 Capital's track record5:25 - How Scott made 8 Figures per deal6:41 - The Black Swan effect8:17 - S2 Capital's net distributions are zero??9:23 - How S2 Capital lost a lot of money9:53 - S2 Capital launches first fund with $400m raise11:09 - The numbers behind the $400m loss12:29 - The fund starts really struggling13:26 - Email that says expect a full loss of capital14:18 - Scott takes a vacation after losing $400m14:54 - Operators are going bankrupt
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 27 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/11c07884-d847-11f1-b1e4-5baee6b9d174/image/7b90619c942fbe76ad5fcc4dcb414504.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Thanks to Klover for sponsoring this video! Get up to $400 before payday with no interest, no credit checks, and no late fees. Download today at https://klover.yt.link/JEebFhz so they know I sent you!Scott Everett's fund - S2 Capital - lost $400 million of investor money.  Here's the story.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro1:21 - Scott is a risk taker3:16 - S2 Capital's track record5:25 - How Scott made 8 Figures per deal6:41 - The Black Swan effect8:17 - S2 Capital's net distributions are zero??9:23 - How S2 Capital lost a lot of money9:53 - S2 Capital launches first fund with $400m raise11:09 - The numbers behind the $400m loss12:29 - The fund starts really struggling13:26 - Email that says expect a full loss of capital14:18 - Scott takes a vacation after losing $400m14:54 - Operators are going bankrupt
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Thanks to Klover for sponsoring this video! Get up to $400 before payday with no interest, no credit checks, and no late fees. Download today at <a href="https://klover.yt.link/JEebFhz">https://klover.yt.link/JEebFhz</a> so they know I sent you!<br><br>Scott Everett's fund - S2 Capital - lost $400 million of investor money.  Here's the story.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>1:21 - Scott is a risk taker<br>3:16 - S2 Capital's track record<br>5:25 - How Scott made 8 Figures per deal<br>6:41 - The Black Swan effect<br>8:17 - S2 Capital's net distributions are zero??<br>9:23 - How S2 Capital lost a lot of money<br>9:53 - S2 Capital launches first fund with $400m raise<br>11:09 - The numbers behind the $400m loss<br>12:29 - The fund starts really struggling<br>13:26 - Email that says expect a full loss of capital<br>14:18 - Scott takes a vacation after losing $400m<br>14:54 - Operators are going bankrupt</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1149</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[11c07884-d847-11f1-b1e4-5baee6b9d174]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN7892797993.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Why I Don't Invest in a Company 401k</title>
      <description>6 Reasons To Invest in a Company 401k Plan1.  Company Match Options Exist2.  401k Company Match Program is “Free” Money3.  The Growth Over Time is Incredible4.  Relatively Safe with Solid Returns5.  Very Little Time Required to Manage6.  Counts as Reserves When Purchasing Real Estate5 Reasons to NOT Invest in a Company 401k Plan1.   Cash Money Becomes Illiquid2.  Does 401k Pay the Rent?3.  Difficult FIRE movement acceptance4.  Long Term Wealth Takes Time5.  Death HappensThe Reason: Why I Don’t Invest in a Company 401k PlanI value cash today.  In the couple of real estate transactions I’ve already purchased, my returns were significantly greater than anything I would achieve in a 401k plan.  And this is the worst I’ll ever be, given what happens with an increase in experience, connections, and strategy.  I want cash in my pocket so I can invest in a vehicle that aligns with my retirement goals.My goal is to retire by August 15, 2025 (my 35th birthday) so I will need to invest aggressively in real estate in order to increase my monthly cash flow to cover my ideal life’s living expenses.By the time I’m 35, I anticipate having a large portfolio of ‘units’ or houses used as investment property.  Since all notes are paid off in 30 years, by the time I’m 65, I will have cash flow far greater than any monthly income I could receive from my 401k plan.  The day I turn 35, I anticipate having my retirement already covered.  I can choose to not participate in real estate investing any more and just watch my equity get paid off month to month leading to a huge monthly cash flow when they fully pay off, or I can turn the cash into play money.Because investing in a company 401k plan does not align with my retirement plans, it makes no sense to put money into the market.  The opportunity cost of putting my money into a much higher returning investment vehicle is far too great versus receiving ‘free’ company money.  The ~$2,000 I’m missing out every year is pennies to the amount I’m earning by investing in real estate.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:401k,401k retirement,401k match,company 401k,401k benefits,retire early,financial independence,fire community,should i invest in 401k,should I 401k match,investing,401k investing,money,retirement,make money,wealth,retirement investing,financial advice,investment advisor,wealth management,retirement planning,401k for dummies,roth ira,how to invest,how to start investing,401k explained,financial freedom,401k investment,truth about 401k
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 27 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/de98c204-d846-11f1-883f-dfeb47722a97/image/cc383a43254a73d7bbc59da8c493ec96.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>6 Reasons To Invest in a Company 401k Plan1.  Company Match Options Exist2.  401k Company Match Program is “Free” Money3.  The Growth Over Time is Incredible4.  Relatively Safe with Solid Returns5.  Very Little Time Required to Manage6.  Counts as Reserves When Purchasing Real Estate5 Reasons to NOT Invest in a Company 401k Plan1.   Cash Money Becomes Illiquid2.  Does 401k Pay the Rent?3.  Difficult FIRE movement acceptance4.  Long Term Wealth Takes Time5.  Death HappensThe Reason: Why I Don’t Invest in a Company 401k PlanI value cash today.  In the couple of real estate transactions I’ve already purchased, my returns were significantly greater than anything I would achieve in a 401k plan.  And this is the worst I’ll ever be, given what happens with an increase in experience, connections, and strategy.  I want cash in my pocket so I can invest in a vehicle that aligns with my retirement goals.My goal is to retire by August 15, 2025 (my 35th birthday) so I will need to invest aggressively in real estate in order to increase my monthly cash flow to cover my ideal life’s living expenses.By the time I’m 35, I anticipate having a large portfolio of ‘units’ or houses used as investment property.  Since all notes are paid off in 30 years, by the time I’m 65, I will have cash flow far greater than any monthly income I could receive from my 401k plan.  The day I turn 35, I anticipate having my retirement already covered.  I can choose to not participate in real estate investing any more and just watch my equity get paid off month to month leading to a huge monthly cash flow when they fully pay off, or I can turn the cash into play money.Because investing in a company 401k plan does not align with my retirement plans, it makes no sense to put money into the market.  The opportunity cost of putting my money into a much higher returning investment vehicle is far too great versus receiving ‘free’ company money.  The ~$2,000 I’m missing out every year is pennies to the amount I’m earning by investing in real estate.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:401k,401k retirement,401k match,company 401k,401k benefits,retire early,financial independence,fire community,should i invest in 401k,should I 401k match,investing,401k investing,money,retirement,make money,wealth,retirement investing,financial advice,investment advisor,wealth management,retirement planning,401k for dummies,roth ira,how to invest,how to start investing,401k explained,financial freedom,401k investment,truth about 401k
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>6 Reasons To Invest in a Company 401k Plan<br>1.  Company Match Options Exist<br>2.  401k Company Match Program is “Free” Money<br>3.  The Growth Over Time is Incredible<br>4.  Relatively Safe with Solid Returns<br>5.  Very Little Time Required to Manage<br>6.  Counts as Reserves When Purchasing Real Estate<br><br><br>5 Reasons to NOT Invest in a Company 401k Plan<br>1.   Cash Money Becomes Illiquid<br>2.  Does 401k Pay the Rent?<br>3.  Difficult FIRE movement acceptance<br>4.  Long Term Wealth Takes Time<br>5.  Death Happens<br><br>The Reason: Why I Don’t Invest in a Company 401k Plan<br>I value cash today.  In the couple of real estate transactions I’ve already purchased, my returns were significantly greater than anything I would achieve in a 401k plan.  And this is the worst I’ll ever be, given what happens with an increase in experience, connections, and strategy.  I want cash in my pocket so I can invest in a vehicle that aligns with my retirement goals.<br><br>My goal is to retire by August 15, 2025 (my 35th birthday) so I will need to invest aggressively in real estate in order to increase my monthly cash flow to cover my ideal life’s living expenses.<br><br>By the time I’m 35, I anticipate having a large portfolio of ‘units’ or houses used as investment property.  Since all notes are paid off in 30 years, by the time I’m 65, I will have cash flow far greater than any monthly income I could receive from my 401k plan.  The day I turn 35, I anticipate having my retirement already covered.  I can choose to not participate in real estate investing any more and just watch my equity get paid off month to month leading to a huge monthly cash flow when they fully pay off, or I can turn the cash into play money.<br><br>Because investing in a company 401k plan does not align with my retirement plans, it makes no sense to put money into the market.  The opportunity cost of putting my money into a much higher returning investment vehicle is far too great versus receiving ‘free’ company money.  The ~$2,000 I’m missing out every year is pennies to the amount I’m earning by investing in real estate.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>401k,401k retirement,401k match,company 401k,401k benefits,retire early,financial independence,fire community,should i invest in 401k,should I 401k match,investing,401k investing,money,retirement,make money,wealth,retirement investing,financial advice,investment advisor,wealth management,retirement planning,401k for dummies,roth ira,how to invest,how to start investing,401k explained,financial freedom,401k investment,truth about 401k</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>964</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[de98c204-d846-11f1-883f-dfeb47722a97]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN7259136254.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The $43 Million Tech Fraud by Bill Gates Daughter</title>
      <description>They can't harm you, if they can't find you! Use code spencer4 at the link below and get 60% off an annual plan: https://incogni.com/spencer4Phia App, co-founded by Phoebe Gates and Sophia Kianni, is being accused of cookie stuffing - a form of affiliate marketing fraud.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 26 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/9288f406-d846-11f1-ac70-fb52c6ba1d89/image/a744e1476f8ddd2453565ed0790c82b7.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>They can't harm you, if they can't find you! Use code spencer4 at the link below and get 60% off an annual plan: https://incogni.com/spencer4Phia App, co-founded by Phoebe Gates and Sophia Kianni, is being accused of cookie stuffing - a form of affiliate marketing fraud.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>They can't harm you, if they can't find you! Use code spencer4 at the link below and get 60% off an annual plan: <a href="https://incogni.com/spencer4">https://incogni.com/spencer4</a><br><br>Phia App, co-founded by Phoebe Gates and Sophia Kianni, is being accused of cookie stuffing - a form of affiliate marketing fraud.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>783</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9288f406-d846-11f1-ac70-fb52c6ba1d89]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN1445309012.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How to Be House Poor (First Time Home Buyers Should Watch This)</title>
      <description>I hope you are a first time home buyer, since this video will explain what being house poor is and how this issue is plaguing a lot of first time home buyers in America.Due to societal pressure of people feeling the need to buy a house, friends’ influence on buying, a common thought that renting is wasting money, many people are now purchasing homes and increasing their monthly living expense budget to unsustainable levels.  This is known as being house poor, spending a significant portion of your monthly budget on housing.The FHA allows for home buyers to purchase a home with only 3.5% down and allows for borrowers to allocate 43% of their gross income to living expenses.  Think about the issues with this: borrowers are allowed to have 43% of their gross income going to their PITI (mortgage principal + interest, property taxes, insurance).---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:house poor,buying a home with poor credit,bad credit mortgage rates,buying a house with poor credit,can i buy a home with bad credit,home financing bad credit,can you still buy a home with bad credit,help for first time buyers,help for first time home buyers,first time loans,our first home,buying a house for the first time,first time home buyer,first time home buyers,buying my first home,buying our first home,rich house poor house,real estate,dave ramsey
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 26 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/492c731e-d846-11f1-afc5-0fd06837c493/image/74b839f572577004bf22a26908891542.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>I hope you are a first time home buyer, since this video will explain what being house poor is and how this issue is plaguing a lot of first time home buyers in America.Due to societal pressure of people feeling the need to buy a house, friends’ influence on buying, a common thought that renting is wasting money, many people are now purchasing homes and increasing their monthly living expense budget to unsustainable levels.  This is known as being house poor, spending a significant portion of your monthly budget on housing.The FHA allows for home buyers to purchase a home with only 3.5% down and allows for borrowers to allocate 43% of their gross income to living expenses.  Think about the issues with this: borrowers are allowed to have 43% of their gross income going to their PITI (mortgage principal + interest, property taxes, insurance).---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:house poor,buying a home with poor credit,bad credit mortgage rates,buying a house with poor credit,can i buy a home with bad credit,home financing bad credit,can you still buy a home with bad credit,help for first time buyers,help for first time home buyers,first time loans,our first home,buying a house for the first time,first time home buyer,first time home buyers,buying my first home,buying our first home,rich house poor house,real estate,dave ramsey
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>I hope you are a first time home buyer, since this video will explain what being house poor is and how this issue is plaguing a lot of first time home buyers in America.<br><br>Due to societal pressure of people feeling the need to buy a house, friends’ influence on buying, a common thought that renting is wasting money, many people are now purchasing homes and increasing their monthly living expense budget to unsustainable levels.  This is known as being house poor, spending a significant portion of your monthly budget on housing.<br><br>The FHA allows for home buyers to purchase a home with only 3.5% down and allows for borrowers to allocate 43% of their gross income to living expenses.  Think about the issues with this: borrowers are allowed to have 43% of their gross income going to their PITI (mortgage principal + interest, property taxes, insurance).<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>house poor,buying a home with poor credit,bad credit mortgage rates,buying a house with poor credit,can i buy a home with bad credit,home financing bad credit,can you still buy a home with bad credit,help for first time buyers,help for first time home buyers,first time loans,our first home,buying a house for the first time,first time home buyer,first time home buyers,buying my first home,buying our first home,rich house poor house,real estate,dave ramsey</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1028</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[492c731e-d846-11f1-afc5-0fd06837c493]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN2958418304.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>By FAR, the most dangerous financial trap on the internet right now</title>
      <description>See if your SSN is for sale right now. My sponsor Cloaked will tell you for free in 2 seconds here: https://cloaked.com/spencercorneliaAre Kalshi and Polymarket offering gambling?  That's what twenty states across the country are claiming in complaints.  However the federal government is arguing it is not gambling.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - INTRO1:09 - Polymarket Sued because of Influencers2:12 - Why the influencers were sued5:48 - Why Gambling is so Dangerous6:14 - College kids were targeted by Polymarket7:18 - New York sues the prediction markets8:51 - Numerous other states sue the prediction markets10:20 - The CFTC sues New York because of prediction markets12:15 - Are prediction markets gambling?13:46 - Arizona files criminal complaint against Kalshi14:14 - $6.5m lawsuit filed against Polymarket for scam15:10 - My opinion on prediction markets15:44 - The danger of these platforms
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 26 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f52a56a0-d845-11f1-9a2e-ef23f2f8cf1c/image/b3b6686e699a47fd32caffc963cfe37e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>See if your SSN is for sale right now. My sponsor Cloaked will tell you for free in 2 seconds here: https://cloaked.com/spencercorneliaAre Kalshi and Polymarket offering gambling?  That's what twenty states across the country are claiming in complaints.  However the federal government is arguing it is not gambling.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - INTRO1:09 - Polymarket Sued because of Influencers2:12 - Why the influencers were sued5:48 - Why Gambling is so Dangerous6:14 - College kids were targeted by Polymarket7:18 - New York sues the prediction markets8:51 - Numerous other states sue the prediction markets10:20 - The CFTC sues New York because of prediction markets12:15 - Are prediction markets gambling?13:46 - Arizona files criminal complaint against Kalshi14:14 - $6.5m lawsuit filed against Polymarket for scam15:10 - My opinion on prediction markets15:44 - The danger of these platforms
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>See if your SSN is for sale right now. My sponsor Cloaked will tell you for free in 2 seconds here: <a href="https://cloaked.com/spencercornelia">https://cloaked.com/spencercornelia</a><br><br>Are Kalshi and Polymarket offering gambling?  That's what twenty states across the country are claiming in complaints.  However the federal government is arguing it is not gambling.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - INTRO<br>1:09 - Polymarket Sued because of Influencers<br>2:12 - Why the influencers were sued<br>5:48 - Why Gambling is so Dangerous<br>6:14 - College kids were targeted by Polymarket<br>7:18 - New York sues the prediction markets<br>8:51 - Numerous other states sue the prediction markets<br>10:20 - The CFTC sues New York because of prediction markets<br>12:15 - Are prediction markets gambling?<br>13:46 - Arizona files criminal complaint against Kalshi<br>14:14 - $6.5m lawsuit filed against Polymarket for scam<br>15:10 - My opinion on prediction markets<br>15:44 - The danger of these platforms</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1201</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f52a56a0-d845-11f1-9a2e-ef23f2f8cf1c]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN8009308191.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How I Bought a 4plex As My First Investment Property (+The Numbers) | The Journey to Wealth 12</title>
      <description>How I Bought a 4plex As My First Investment Property (+The Numbers) | The Journey to Wealth 12Wonder how I purchased a 4 plex at a BIG discount in the hottest market in the country - Las Vegas, NV?  I was able to purchase this property nearly $40k off the market value by being persistent, patient, and convincing a seller to use seller financing to sell the property to me.If you're a beginner and haven't been able to land a deal yet, hopefully this video will show you that sometimes you need to be really persistent when pursuing your first investment property.***  How I Found the Deal ***I purchased a list from ListSource of small multi family owners in Las Vegas.I wrote handwritten mailers multiple times to every owner.A few owners called me from my mailers.One owner owned the property 100% and was open to seller financing*** Seller Financing ***Seller provides the financing instead of a bank or traditional lenderI offered him the option of holding a note of $240k, 5% interest, amortized over 30 years, no balloon*** The Numbers ***Purchase Price: $260,000Interest Rate: 6.5%Property Taxes: $1,600 / yearInsurance: $168 / monthGross rents: $2,550*** The Deal ***My first deal will hopefully be my worst.  This is my first 4 plex investment property and I made a lot of mistakes.  This deal taught me how to buy real estate investment property.  The property likely will be break even or slightly negative cash flow.  Finding and closing on this 4 plex investment property was a great real estate crash course for a beginner and I learned a lot.  I'm hoping this deal will help me land future 4 plex investment properties in better areas.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:4 plex investment,4 plex house,4 plex investment property,how to buy a 4 plex,how to buy real estate,how to buy real estate investment,real estate for beginners,first real estate deal,first real estate investment,real estate investing for beginners,real estate investing 101,las vegas real estate,4 plex Las Vegas,best real estate investment,buy real estate,how to buy real estate property,how to buy real estate with 20k,real estate investing,real estate
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 25 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ad48461c-d845-11f1-9b98-e348f5fcbc4f/image/6d39b8548a42cf3cf3381931d989fc6b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>How I Bought a 4plex As My First Investment Property (+The Numbers) | The Journey to Wealth 12Wonder how I purchased a 4 plex at a BIG discount in the hottest market in the country - Las Vegas, NV?  I was able to purchase this property nearly $40k off the market value by being persistent, patient, and convincing a seller to use seller financing to sell the property to me.If you're a beginner and haven't been able to land a deal yet, hopefully this video will show you that sometimes you need to be really persistent when pursuing your first investment property.***  How I Found the Deal ***I purchased a list from ListSource of small multi family owners in Las Vegas.I wrote handwritten mailers multiple times to every owner.A few owners called me from my mailers.One owner owned the property 100% and was open to seller financing*** Seller Financing ***Seller provides the financing instead of a bank or traditional lenderI offered him the option of holding a note of $240k, 5% interest, amortized over 30 years, no balloon*** The Numbers ***Purchase Price: $260,000Interest Rate: 6.5%Property Taxes: $1,600 / yearInsurance: $168 / monthGross rents: $2,550*** The Deal ***My first deal will hopefully be my worst.  This is my first 4 plex investment property and I made a lot of mistakes.  This deal taught me how to buy real estate investment property.  The property likely will be break even or slightly negative cash flow.  Finding and closing on this 4 plex investment property was a great real estate crash course for a beginner and I learned a lot.  I'm hoping this deal will help me land future 4 plex investment properties in better areas.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:4 plex investment,4 plex house,4 plex investment property,how to buy a 4 plex,how to buy real estate,how to buy real estate investment,real estate for beginners,first real estate deal,first real estate investment,real estate investing for beginners,real estate investing 101,las vegas real estate,4 plex Las Vegas,best real estate investment,buy real estate,how to buy real estate property,how to buy real estate with 20k,real estate investing,real estate
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How I Bought a 4plex As My First Investment Property (+The Numbers) | The Journey to Wealth 12<br><br>Wonder how I purchased a 4 plex at a BIG discount in the hottest market in the country - Las Vegas, NV?  I was able to purchase this property nearly $40k off the market value by being persistent, patient, and convincing a seller to use seller financing to sell the property to me.<br><br>If you're a beginner and haven't been able to land a deal yet, hopefully this video will show you that sometimes you need to be really persistent when pursuing your first investment property.<br><br>***  How I Found the Deal ***<br>I purchased a list from ListSource of small multi family owners in Las Vegas.<br>I wrote handwritten mailers multiple times to every owner.<br>A few owners called me from my mailers.<br>One owner owned the property 100% and was open to seller financing<br><br>*** Seller Financing ***<br>Seller provides the financing instead of a bank or traditional lender<br>I offered him the option of holding a note of $240k, 5% interest, amortized over 30 years, no balloon<br><br>*** The Numbers ***<br>Purchase Price: $260,000<br>Interest Rate: 6.5%<br>Property Taxes: $1,600 / year<br>Insurance: $168 / month<br>Gross rents: $2,550<br><br>*** The Deal ***<br>My first deal will hopefully be my worst.  This is my first 4 plex investment property and I made a lot of mistakes.  This deal taught me how to buy real estate investment property.  The property likely will be break even or slightly negative cash flow.  Finding and closing on this 4 plex investment property was a great real estate crash course for a beginner and I learned a lot.  I'm hoping this deal will help me land future 4 plex investment properties in better areas.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>4 plex investment,4 plex house,4 plex investment property,how to buy a 4 plex,how to buy real estate,how to buy real estate investment,real estate for beginners,first real estate deal,first real estate investment,real estate investing for beginners,real estate investing 101,las vegas real estate,4 plex Las Vegas,best real estate investment,buy real estate,how to buy real estate property,how to buy real estate with 20k,real estate investing,real estate</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1168</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ad48461c-d845-11f1-9b98-e348f5fcbc4f]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN8751376984.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Exposing the FAKE NFL Player Scamming Women on Dating Apps</title>
      <description>They can't harm you, if they can't find you! Use code spencer60 at the link below and get 60% off an annual plan: https://incogni.com/spencer60The most viral story on X right now features Daejon Love, a fake 49ers football player scamming woman on dating apps.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS AND TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:32 - Fake 49ers player arrested1:11 - The criminals and their charges2:18 - How much money was stolen3:10 - Daejon starts asking for money6:26 - Daejon is so rich that he doesn’t need your money7:32 - He gets creepy with his IG DM’s8:34 - Why he doesn’t have his official number yet10:42 - How he messages his victims12:23 - His richest family in Switzerland story14:06 - How to Drive a McLaren by scamming15:52 - How much the jewelry he is wearing costs17:17 - Daejon shows off his safe full of cash and jewelry18:26 - The investment scheme19:37 - His fake training camps20:46 - The comedic gold voice notes he sent21:46 - How NFL scouts found him - hilarious story23:52 - He sent these videos to every woman26:01 - He has personal security, private chefs, and mansions27:59 - How he would ask for money30:28 - Switching up teams?31:41 - His $20 million trading account32:24 - The epic story of his dancer friend35:13 - “I am not easily impressed” - hilarious voice note
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 25 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6d49377e-d845-11f1-9248-4b4a76a163c9/image/ed5f025dc56f141dba2b35dc6212929c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>They can't harm you, if they can't find you! Use code spencer60 at the link below and get 60% off an annual plan: https://incogni.com/spencer60The most viral story on X right now features Daejon Love, a fake 49ers football player scamming woman on dating apps.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS AND TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:32 - Fake 49ers player arrested1:11 - The criminals and their charges2:18 - How much money was stolen3:10 - Daejon starts asking for money6:26 - Daejon is so rich that he doesn’t need your money7:32 - He gets creepy with his IG DM’s8:34 - Why he doesn’t have his official number yet10:42 - How he messages his victims12:23 - His richest family in Switzerland story14:06 - How to Drive a McLaren by scamming15:52 - How much the jewelry he is wearing costs17:17 - Daejon shows off his safe full of cash and jewelry18:26 - The investment scheme19:37 - His fake training camps20:46 - The comedic gold voice notes he sent21:46 - How NFL scouts found him - hilarious story23:52 - He sent these videos to every woman26:01 - He has personal security, private chefs, and mansions27:59 - How he would ask for money30:28 - Switching up teams?31:41 - His $20 million trading account32:24 - The epic story of his dancer friend35:13 - “I am not easily impressed” - hilarious voice note
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>They can't harm you, if they can't find you! Use code spencer60 at the link below and get 60% off an annual plan: <a href="https://incogni.com/spencer60">https://incogni.com/spencer60</a><br><br>The most viral story on X right now features Daejon Love, a fake 49ers football player scamming woman on dating apps.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS AND TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:32 - Fake 49ers player arrested<br>1:11 - The criminals and their charges<br>2:18 - How much money was stolen<br>3:10 - Daejon starts asking for money<br>6:26 - Daejon is so rich that he doesn’t need your money<br>7:32 - He gets creepy with his IG DM’s<br>8:34 - Why he doesn’t have his official number yet<br>10:42 - How he messages his victims<br>12:23 - His richest family in Switzerland story<br>14:06 - How to Drive a McLaren by scamming<br>15:52 - How much the jewelry he is wearing costs<br>17:17 - Daejon shows off his safe full of cash and jewelry<br>18:26 - The investment scheme<br>19:37 - His fake training camps<br>20:46 - The comedic gold voice notes he sent<br>21:46 - How NFL scouts found him - hilarious story<br>23:52 - He sent these videos to every woman<br>26:01 - He has personal security, private chefs, and mansions<br>27:59 - How he would ask for money<br>30:28 - Switching up teams?<br>31:41 - His $20 million trading account<br>32:24 - The epic story of his dancer friend<br>35:13 - “I am not easily impressed” - hilarious voice note</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2567</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[6d49377e-d845-11f1-9248-4b4a76a163c9]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN5478014467.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How I Went from $4500 to $7000 a Month Income | The Journey to Wealth 13</title>
      <description>How I Went from $4500 to $7000 a Month Income | The Journey to Wealth 13If you are interested in reading a quick article on how I began my journey at $0 and reached $4500 a month in income, go here:https://frugaltofearless.com/how-i-went-from-0-to-4500-a-month-income/Adding Another Stream of IncomeIn November 2017, I agreed to purchase a 4plex in Las Vegas off-market using seller financing.  I was able to purchase the property with only $20k down and an estimated $40k under market value in December 2018.  Yes, it took over a year to officially close.If you’d like to read the story on how I purchased the 4plex, go here:https://frugaltofearless.com/my-first-4plex/The 4plex produces $2,550 of income every month.  One tenant has lived in a unit since the property was in rough shape and the property manager has kept her rent under market value at $600.  The other three units rent for $650 each.  Side note: late fees have allowed me to average $2,700 a month in gross income, although this isn’t guaranteed.Before purchasing the property, I was grossing $4,450 a month in income and with the addition of the 4plex, I have now reached over $7,000 a month in gross income.What’s NextI will be looking to add additional streams of income through real estate properties.  I’m in the process of flipping two houses which do not provide income over each month, but if they were to be averaged out over twelve months, I would be adding an additional $2k-$3k a month in gross income.The next post in this income series will detail how I will be adding an additional $3,600 a month in income by buying the most efficient house hack in America.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:how to make money,how to increase income,how to make more money,how to make more money in real estate,how to increase income sources,real estate investing,real estate investing for beginners,real estate investment properties,4 plex investment property,4plex investment property,multi family real estate,multi family real estate for beginners,how to make money fast,real estate,investing,how to get rich,how to get wealthy,the journey to wealth,real estate investor
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 25 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f62da6e8-d844-11f1-8413-07c2dfe88188/image/98d0a4fc95c07724b2980396d504f5e9.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>How I Went from $4500 to $7000 a Month Income | The Journey to Wealth 13If you are interested in reading a quick article on how I began my journey at $0 and reached $4500 a month in income, go here:https://frugaltofearless.com/how-i-went-from-0-to-4500-a-month-income/Adding Another Stream of IncomeIn November 2017, I agreed to purchase a 4plex in Las Vegas off-market using seller financing.  I was able to purchase the property with only $20k down and an estimated $40k under market value in December 2018.  Yes, it took over a year to officially close.If you’d like to read the story on how I purchased the 4plex, go here:https://frugaltofearless.com/my-first-4plex/The 4plex produces $2,550 of income every month.  One tenant has lived in a unit since the property was in rough shape and the property manager has kept her rent under market value at $600.  The other three units rent for $650 each.  Side note: late fees have allowed me to average $2,700 a month in gross income, although this isn’t guaranteed.Before purchasing the property, I was grossing $4,450 a month in income and with the addition of the 4plex, I have now reached over $7,000 a month in gross income.What’s NextI will be looking to add additional streams of income through real estate properties.  I’m in the process of flipping two houses which do not provide income over each month, but if they were to be averaged out over twelve months, I would be adding an additional $2k-$3k a month in gross income.The next post in this income series will detail how I will be adding an additional $3,600 a month in income by buying the most efficient house hack in America.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:how to make money,how to increase income,how to make more money,how to make more money in real estate,how to increase income sources,real estate investing,real estate investing for beginners,real estate investment properties,4 plex investment property,4plex investment property,multi family real estate,multi family real estate for beginners,how to make money fast,real estate,investing,how to get rich,how to get wealthy,the journey to wealth,real estate investor
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How I Went from $4500 to $7000 a Month Income | The Journey to Wealth 13<br><br>If you are interested in reading a quick article on how I began my journey at $0 and reached $4500 a month in income, go here:<br><a href="https://frugaltofearless.com/how-i-went-from-0-to-4500-a-month-income/">https://frugaltofearless.com/how-i-went-from-0-to-4500-a-month-income/</a><br><br>Adding Another Stream of Income<br><br>In November 2017, I agreed to purchase a 4plex in Las Vegas off-market using seller financing.  I was able to purchase the property with only $20k down and an estimated $40k under market value in December 2018.  Yes, it took over a year to officially close.<br><br>If you’d like to read the story on how I purchased the 4plex, go here:<br><a href="https://frugaltofearless.com/my-first-4plex/">https://frugaltofearless.com/my-first-4plex/</a><br><br>The 4plex produces $2,550 of income every month.  One tenant has lived in a unit since the property was in rough shape and the property manager has kept her rent under market value at $600.  The other three units rent for $650 each.  Side note: late fees have allowed me to average $2,700 a month in gross income, although this isn’t guaranteed.<br><br>Before purchasing the property, I was grossing $4,450 a month in income and with the addition of the 4plex, I have now reached over $7,000 a month in gross income.<br><br>What’s Next<br><br>I will be looking to add additional streams of income through real estate properties.  I’m in the process of flipping two houses which do not provide income over each month, but if they were to be averaged out over twelve months, I would be adding an additional $2k-$3k a month in gross income.<br><br>The next post in this income series will detail how I will be adding an additional $3,600 a month in income by buying the most efficient house hack in America.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>how to make money,how to increase income,how to make more money,how to make more money in real estate,how to increase income sources,real estate investing,real estate investing for beginners,real estate investment properties,4 plex investment property,4plex investment property,multi family real estate,multi family real estate for beginners,how to make money fast,real estate,investing,how to get rich,how to get wealthy,the journey to wealth,real estate investor</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>623</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f62da6e8-d844-11f1-8413-07c2dfe88188]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN8854004368.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>This Reckless Billionaire’s House of Cards is Crumbling</title>
      <description>Mark Walter is being investigated by the feds for possibly being involved in an illegal lending scheme between his entities.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS AND TOPIC SUGGESTION*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 24 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ad001faa-d844-11f1-b161-672013b7c499/image/4cef31d237e717b4e1d0879517697db1.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Mark Walter is being investigated by the feds for possibly being involved in an illegal lending scheme between his entities.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS AND TOPIC SUGGESTION*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Mark Walter is being investigated by the feds for possibly being involved in an illegal lending scheme between his entities.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS AND TOPIC SUGGESTION*<br>spencer@teamcornelia.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>869</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ad001faa-d844-11f1-b161-672013b7c499]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN1105340587.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Here's WHY: 63% of Millennials Regret Buying a Home</title>
      <description>Here's WHY: 63% of Millennials Regret Buying a Home** Link to Article **https://www.cnbc.com/2019/02/28/63-percent-of-millennial-homebuyers-have-regrets-heres-why.htmlIn this video, I discuss the article and why I think there are flaws with the thinking behind millennials being unable to afford a home in 2019.Owning a home requires the homeowner to constantly handle repairs and maintenance of the property, internal and external.I provide three different options for a first time home buyer in Las Vegas, NV to consider.  The houses are located in and around the nicer areas in Las Vegas as first time home buyers are always looking to live in the best neighborhoods to raise a family.House 13 bed, 2 bath 1,244 square feetHouse 23 bed, 2 bath 1,200 square feetTownhouse 33 bed, 3 bath 1,331 square feetAfter detailing the monthly expenses, cost to purchase, and cash in reserves for all 3 properties, I leave it up to you to decide which option is best for our new home buyers who are looking to utilize their mythical $20k the best way they can.Leave your comment below on which option you would select.** Memorable Quotes from Article **Yet many of the younger people lucky enough to own a place still suffer from buyer’s remorse. Nearly two-thirds, or 63 percent, of millennials (ages 23 to 38) say they have regrets about purchasing their current home, according to a new poll of about 1,500 homeowners from Bankrate.The top reason millennials have regretsUnderestimating the hidden costs associated with buying and owning a home, including the ongoing responsibilities of maintaining it, is the No. 1 millennial homeowner frustration.There’s a ‘shortage’ of starter homesUnfortunately, though, many millennial homeowners end up paying more than they wanted to or had budgeted for because there aren’t many homes available at the prices young people can comfortably pay.In many cities around the U.S., particularly in coastal areas, home prices are out of reach. Only 67 percent of homes available in 2018 located in metro areas tracked by Redfin were priced affordably for millennials — down from 71 percent of homes in 2017. In Los Angeles, only 19 percent of homes are in a price range that millennials can afford, based on their median incomes.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:how to buy a home,how to purchase a home,how to buy your first home,buying houses,how to buy a house,how to buy first home,buying first home,las vegas nevada,las vegas real estate,home buying for millennials,cnbc real estate,cnbc millennials,cnbc millennials real estate,real estate,buying a house,real estate investing,buying a house las vegas,las vegas real estate market,buying a home,millenial home ownership,real estate investing 101,business success
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 24 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/79743acc-d844-11f1-9bd1-13d4336d4965/image/6acb842b8b8e7f469a3a122db7decb8b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Here's WHY: 63% of Millennials Regret Buying a Home** Link to Article **https://www.cnbc.com/2019/02/28/63-percent-of-millennial-homebuyers-have-regrets-heres-why.htmlIn this video, I discuss the article and why I think there are flaws with the thinking behind millennials being unable to afford a home in 2019.Owning a home requires the homeowner to constantly handle repairs and maintenance of the property, internal and external.I provide three different options for a first time home buyer in Las Vegas, NV to consider.  The houses are located in and around the nicer areas in Las Vegas as first time home buyers are always looking to live in the best neighborhoods to raise a family.House 13 bed, 2 bath 1,244 square feetHouse 23 bed, 2 bath 1,200 square feetTownhouse 33 bed, 3 bath 1,331 square feetAfter detailing the monthly expenses, cost to purchase, and cash in reserves for all 3 properties, I leave it up to you to decide which option is best for our new home buyers who are looking to utilize their mythical $20k the best way they can.Leave your comment below on which option you would select.** Memorable Quotes from Article **Yet many of the younger people lucky enough to own a place still suffer from buyer’s remorse. Nearly two-thirds, or 63 percent, of millennials (ages 23 to 38) say they have regrets about purchasing their current home, according to a new poll of about 1,500 homeowners from Bankrate.The top reason millennials have regretsUnderestimating the hidden costs associated with buying and owning a home, including the ongoing responsibilities of maintaining it, is the No. 1 millennial homeowner frustration.There’s a ‘shortage’ of starter homesUnfortunately, though, many millennial homeowners end up paying more than they wanted to or had budgeted for because there aren’t many homes available at the prices young people can comfortably pay.In many cities around the U.S., particularly in coastal areas, home prices are out of reach. Only 67 percent of homes available in 2018 located in metro areas tracked by Redfin were priced affordably for millennials — down from 71 percent of homes in 2017. In Los Angeles, only 19 percent of homes are in a price range that millennials can afford, based on their median incomes.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:how to buy a home,how to purchase a home,how to buy your first home,buying houses,how to buy a house,how to buy first home,buying first home,las vegas nevada,las vegas real estate,home buying for millennials,cnbc real estate,cnbc millennials,cnbc millennials real estate,real estate,buying a house,real estate investing,buying a house las vegas,las vegas real estate market,buying a home,millenial home ownership,real estate investing 101,business success
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Here's WHY: 63% of Millennials Regret Buying a Home<br><br>** Link to Article **<br><a href="https://www.cnbc.com/2019/02/28/63-percent-of-millennial-homebuyers-have-regrets-heres-why.html">https://www.cnbc.com/2019/02/28/63-percent-of-millennial-homebuyers-have-regrets-heres-why.html</a><br><br>In this video, I discuss the article and why I think there are flaws with the thinking behind millennials being unable to afford a home in 2019.<br><br>Owning a home requires the homeowner to constantly handle repairs and maintenance of the property, internal and external.<br><br>I provide three different options for a first time home buyer in Las Vegas, NV to consider.  The houses are located in and around the nicer areas in Las Vegas as first time home buyers are always looking to live in the best neighborhoods to raise a family.<br><br>House 1<br>3 bed, 2 bath 1,244 square feet<br><br>House 2<br>3 bed, 2 bath 1,200 square feet<br><br>Townhouse 3<br>3 bed, 3 bath 1,331 square feet<br><br>After detailing the monthly expenses, cost to purchase, and cash in reserves for all 3 properties, I leave it up to you to decide which option is best for our new home buyers who are looking to utilize their mythical $20k the best way they can.<br><br>Leave your comment below on which option you would select.<br><br>** Memorable Quotes from Article **<br>Yet many of the younger people lucky enough to own a place still suffer from buyer’s remorse. Nearly two-thirds, or 63 percent, of millennials (ages 23 to 38) say they have regrets about purchasing their current home, according to a new poll of about 1,500 homeowners from Bankrate.<br><br>The top reason millennials have regrets<br>Underestimating the hidden costs associated with buying and owning a home, including the ongoing responsibilities of maintaining it, is the No. 1 millennial homeowner frustration.<br><br>There’s a ‘shortage’ of starter homes<br>Unfortunately, though, many millennial homeowners end up paying more than they wanted to or had budgeted for because there aren’t many homes available at the prices young people can comfortably pay.<br><br>In many cities around the U.S., particularly in coastal areas, home prices are out of reach. Only 67 percent of homes available in 2018 located in metro areas tracked by Redfin were priced affordably for millennials — down from 71 percent of homes in 2017. In Los Angeles, only 19 percent of homes are in a price range that millennials can afford, based on their median incomes.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>how to buy a home,how to purchase a home,how to buy your first home,buying houses,how to buy a house,how to buy first home,buying first home,las vegas nevada,las vegas real estate,home buying for millennials,cnbc real estate,cnbc millennials,cnbc millennials real estate,real estate,buying a house,real estate investing,buying a house las vegas,las vegas real estate market,buying a home,millenial home ownership,real estate investing 101,business success</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>947</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[79743acc-d844-11f1-9bd1-13d4336d4965]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN5985679837.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>“Multi-Millionaire” Fraudster Vegas Dave is Broke. I have proof.</title>
      <description>See if your SSN is for sale right now. My sponsor Cloaked will tell you for free in 2 seconds here: https://cloaked.com/spencercorneliaVegas Dave is in serious trouble.  He decided to ignore the courts and now he's been found in contempt for not paying a $30.2 million judgment to Cabo Platinum.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS AND TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:46 - The future "billionaire"2:10 - He was making $150k+ per day2:31 - The turnover order from the court3:33 - Dave doesn't comply with the court's orders7:02 - Dave goes on a defamation campaign8:02 - Dave screws over every business partner10:10 - Court orders to turn over his $400k Richard Mille watch11:32 - Court orders to turn over his Birkin bags12:31 - Court orders to turn over his crypto14:07 - Court orders to turn over his real estate properties16:07 - Dave is officially in contempt of court18:24 - Vegas Dave shall be imprisoned20:24 - Dave cries to the Supreme Court22:03 - Fraudulent sports betting business
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 24 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/235cea08-d844-11f1-a2f2-7f486e290268/image/cdea748313b8c43751e130762ca4c637.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>See if your SSN is for sale right now. My sponsor Cloaked will tell you for free in 2 seconds here: https://cloaked.com/spencercorneliaVegas Dave is in serious trouble.  He decided to ignore the courts and now he's been found in contempt for not paying a $30.2 million judgment to Cabo Platinum.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS AND TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:46 - The future "billionaire"2:10 - He was making $150k+ per day2:31 - The turnover order from the court3:33 - Dave doesn't comply with the court's orders7:02 - Dave goes on a defamation campaign8:02 - Dave screws over every business partner10:10 - Court orders to turn over his $400k Richard Mille watch11:32 - Court orders to turn over his Birkin bags12:31 - Court orders to turn over his crypto14:07 - Court orders to turn over his real estate properties16:07 - Dave is officially in contempt of court18:24 - Vegas Dave shall be imprisoned20:24 - Dave cries to the Supreme Court22:03 - Fraudulent sports betting business
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>See if your SSN is for sale right now. My sponsor Cloaked will tell you for free in 2 seconds here: <a href="https://cloaked.com/spencercornelia">https://cloaked.com/spencercornelia</a><br><br>Vegas Dave is in serious trouble.  He decided to ignore the courts and now he's been found in contempt for not paying a $30.2 million judgment to Cabo Platinum.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS AND TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:46 - The future "billionaire"<br>2:10 - He was making $150k+ per day<br>2:31 - The turnover order from the court<br>3:33 - Dave doesn't comply with the court's orders<br>7:02 - Dave goes on a defamation campaign<br>8:02 - Dave screws over every business partner<br>10:10 - Court orders to turn over his $400k Richard Mille watch<br>11:32 - Court orders to turn over his Birkin bags<br>12:31 - Court orders to turn over his crypto<br>14:07 - Court orders to turn over his real estate properties<br>16:07 - Dave is officially in contempt of court<br>18:24 - Vegas Dave shall be imprisoned<br>20:24 - Dave cries to the Supreme Court<br>22:03 - Fraudulent sports betting business</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1698</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[235cea08-d844-11f1-a2f2-7f486e290268]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN4945282761.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How I Made $70,000 PROFIT in 2.5 Years By Buying a Condo | The Journey to Wealth 14</title>
      <description>How I Made $70,000 PROFIT in 2.5 Years By Buying a Condo | The Journey to Wealth 14Please hit like and subscribe to follow along my journey to wealth, where I will be sharing every step of my path with you.In this video, I will share with you how to buy a condo in Las Vegas and why house hacking has been so profitable for me.Real estate investing is the best way for a beginner to start to make money outside of a w2 job.  I was able to buy a condo and rent the other bedroom to friends.  The income from the other room paid off nearly all of my monthly living expenses.Thankfully, Las Vegas real estate experienced a massive wave of appreciation which accounted for nearly all of the profit I made from this deal.If you'd like to learn how to become a real estate investor, make sure to hit the subscribe button as I detail how to go from $0 to financial independence.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:real estate investing,real estate investing for beginners,how to buy a condo,how to buy a condo in Las Vegas,las vegas real estate,real estate investor,investing in real estate,buying real estate,buying real estate for rental income,real estate investing 101,real estate investing strategies,how to invest in real estate,real estate,house hacking,financial independence,how i made a profit,how to make money,real estate for beginners,the journey to wealth
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/d1520c8e-d843-11f1-9a7c-a3735b75a6d9/image/aae91c738d98be46cdf2ee34913a54ed.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>How I Made $70,000 PROFIT in 2.5 Years By Buying a Condo | The Journey to Wealth 14Please hit like and subscribe to follow along my journey to wealth, where I will be sharing every step of my path with you.In this video, I will share with you how to buy a condo in Las Vegas and why house hacking has been so profitable for me.Real estate investing is the best way for a beginner to start to make money outside of a w2 job.  I was able to buy a condo and rent the other bedroom to friends.  The income from the other room paid off nearly all of my monthly living expenses.Thankfully, Las Vegas real estate experienced a massive wave of appreciation which accounted for nearly all of the profit I made from this deal.If you'd like to learn how to become a real estate investor, make sure to hit the subscribe button as I detail how to go from $0 to financial independence.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:real estate investing,real estate investing for beginners,how to buy a condo,how to buy a condo in Las Vegas,las vegas real estate,real estate investor,investing in real estate,buying real estate,buying real estate for rental income,real estate investing 101,real estate investing strategies,how to invest in real estate,real estate,house hacking,financial independence,how i made a profit,how to make money,real estate for beginners,the journey to wealth
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How I Made $70,000 PROFIT in 2.5 Years By Buying a Condo | The Journey to Wealth 14<br><br>Please hit like and subscribe to follow along my journey to wealth, where I will be sharing every step of my path with you.<br><br>In this video, I will share with you how to buy a condo in Las Vegas and why house hacking has been so profitable for me.<br><br>Real estate investing is the best way for a beginner to start to make money outside of a w2 job.  I was able to buy a condo and rent the other bedroom to friends.  The income from the other room paid off nearly all of my monthly living expenses.<br><br>Thankfully, Las Vegas real estate experienced a massive wave of appreciation which accounted for nearly all of the profit I made from this deal.<br><br>If you'd like to learn how to become a real estate investor, make sure to hit the subscribe button as I detail how to go from $0 to financial independence.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>real estate investing,real estate investing for beginners,how to buy a condo,how to buy a condo in Las Vegas,las vegas real estate,real estate investor,investing in real estate,buying real estate,buying real estate for rental income,real estate investing 101,real estate investing strategies,how to invest in real estate,real estate,house hacking,financial independence,how i made a profit,how to make money,real estate for beginners,the journey to wealth</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>504</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d1520c8e-d843-11f1-9a7c-a3735b75a6d9]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN9453007983.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Secret Collapse of Selena Gomez $100 Million Company (Fraud)</title>
      <description>They can't harm you, if they can't find you! Use code spencer60 at the link below and get 60% off an annual plan: https://incogni.com/spencer60Selena Gomez and her company Wondermind were sued for fraud.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8d3f358a-d843-11f1-b167-17dc863720f9/image/30a1282fa5d63ec94b06a8f61687b335.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>They can't harm you, if they can't find you! Use code spencer60 at the link below and get 60% off an annual plan: https://incogni.com/spencer60Selena Gomez and her company Wondermind were sued for fraud.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>They can't harm you, if they can't find you! Use code spencer60 at the link below and get 60% off an annual plan: <a href="https://incogni.com/spencer60">https://incogni.com/spencer60</a><br><br>Selena Gomez and her company Wondermind were sued for fraud.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1122</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8d3f358a-d843-11f1-b167-17dc863720f9]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN1575209150.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Want to Stop Living Paycheck to Paycheck? Here's how.</title>
      <description>Want to Stop Living Paycheck to Paycheck? Here's how.Did you know that nearly 80% of Americans are living paycheck to paycheck?  Did you know that a significant amount of Americans can't afford a $400 emergency expense?I've wanted to make this video for a long time now because I provide a couple of easy solutions to stop living paycheck to paycheck.When you're living paycheck to paycheck, the stress adds up disallowing you from being free from any job you dislike, feeling like you can advance in your career, and feeling like you're one setback away from being in financial ruin.I share an example of how easy it is for someone to start living paycheck to paycheck even if they have a high income.Here are the steps to stop living paycheck to paycheck:1) Spend your free time and energy building a skill that helps advance your career, switch careers, or earn you a job promotion.  The most important thing to do is learn something that will allow you to earn more money in your career.2) Live frugally.  I will be making plenty of videos on this subject.3) Buy a house to house hack.  I will be making plenty of videos about this exact strategy, which in my opinion, is the easiest way to jumpstart financial success.When you implement what I teach on this channel, you will no longer be living paycheck to paycheck and you will have some extra money every month to save.Once you have money to invest, your money can start working for you.This is when everything changes and opportunities present themselves.Thanks for watching.  Leave a comment with what you think about the video.  Subscribe if you haven't already as I have some really powerful and helpful videos coming out soon.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:living paycheck to paycheck,paycheck to paycheck living,dave ramsey paycheck,break the paycheck cycle,paycheck to paycheck dan lok,im living paycheck to paycheck,paycheck dave ramsey,living paycheck to paycheck tips,financial independence,how to make more money,easy money,get out of debt,paycheck to paycheck budget,personal finance,paycheck to paycheck,how to stop living paycheck to paycheck,stop living paycheck to paycheck tips,financial freedom,dave ramsey
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/3dd4b29a-d843-11f1-b769-0fccc04b73af/image/189e2d3f33390325518693021cb7c513.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Want to Stop Living Paycheck to Paycheck? Here's how.Did you know that nearly 80% of Americans are living paycheck to paycheck?  Did you know that a significant amount of Americans can't afford a $400 emergency expense?I've wanted to make this video for a long time now because I provide a couple of easy solutions to stop living paycheck to paycheck.When you're living paycheck to paycheck, the stress adds up disallowing you from being free from any job you dislike, feeling like you can advance in your career, and feeling like you're one setback away from being in financial ruin.I share an example of how easy it is for someone to start living paycheck to paycheck even if they have a high income.Here are the steps to stop living paycheck to paycheck:1) Spend your free time and energy building a skill that helps advance your career, switch careers, or earn you a job promotion.  The most important thing to do is learn something that will allow you to earn more money in your career.2) Live frugally.  I will be making plenty of videos on this subject.3) Buy a house to house hack.  I will be making plenty of videos about this exact strategy, which in my opinion, is the easiest way to jumpstart financial success.When you implement what I teach on this channel, you will no longer be living paycheck to paycheck and you will have some extra money every month to save.Once you have money to invest, your money can start working for you.This is when everything changes and opportunities present themselves.Thanks for watching.  Leave a comment with what you think about the video.  Subscribe if you haven't already as I have some really powerful and helpful videos coming out soon.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:living paycheck to paycheck,paycheck to paycheck living,dave ramsey paycheck,break the paycheck cycle,paycheck to paycheck dan lok,im living paycheck to paycheck,paycheck dave ramsey,living paycheck to paycheck tips,financial independence,how to make more money,easy money,get out of debt,paycheck to paycheck budget,personal finance,paycheck to paycheck,how to stop living paycheck to paycheck,stop living paycheck to paycheck tips,financial freedom,dave ramsey
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Want to Stop Living Paycheck to Paycheck? Here's how.<br><br>Did you know that nearly 80% of Americans are living paycheck to paycheck?  Did you know that a significant amount of Americans can't afford a $400 emergency expense?<br><br>I've wanted to make this video for a long time now because I provide a couple of easy solutions to stop living paycheck to paycheck.<br><br>When you're living paycheck to paycheck, the stress adds up disallowing you from being free from any job you dislike, feeling like you can advance in your career, and feeling like you're one setback away from being in financial ruin.<br><br>I share an example of how easy it is for someone to start living paycheck to paycheck even if they have a high income.<br><br>Here are the steps to stop living paycheck to paycheck:<br>1) Spend your free time and energy building a skill that helps advance your career, switch careers, or earn you a job promotion.  The most important thing to do is learn something that will allow you to earn more money in your career.<br><br>2) Live frugally.  I will be making plenty of videos on this subject.<br><br>3) Buy a house to house hack.  I will be making plenty of videos about this exact strategy, which in my opinion, is the easiest way to jumpstart financial success.<br><br>When you implement what I teach on this channel, you will no longer be living paycheck to paycheck and you will have some extra money every month to save.<br><br>Once you have money to invest, your money can start working for you.<br><br>This is when everything changes and opportunities present themselves.<br><br>Thanks for watching.  Leave a comment with what you think about the video.  Subscribe if you haven't already as I have some really powerful and helpful videos coming out soon.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>living paycheck to paycheck,paycheck to paycheck living,dave ramsey paycheck,break the paycheck cycle,paycheck to paycheck dan lok,im living paycheck to paycheck,paycheck dave ramsey,living paycheck to paycheck tips,financial independence,how to make more money,easy money,get out of debt,paycheck to paycheck budget,personal finance,paycheck to paycheck,how to stop living paycheck to paycheck,stop living paycheck to paycheck tips,financial freedom,dave ramsey</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>620</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3dd4b29a-d843-11f1-b769-0fccc04b73af]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN5225211561.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Unexpected Collapse of Meta Just Started</title>
      <description>New Mexico earns a $942m total judgment against Meta.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 22 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0a878d36-d843-11f1-a234-27c94d1fb7bd/image/147996fd2d6c6d5d7fb89eea4707c762.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>New Mexico earns a $942m total judgment against Meta.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>New Mexico earns a $942m total judgment against Meta.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>743</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0a878d36-d843-11f1-a234-27c94d1fb7bd]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN7214998368.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Grant Cardone Wrong About Purchasing Apartments? (Do Not Follow His Advice)</title>
      <description>Grant Cardone preaches that a new investor should not buy any real estate until they can afford a 16 unit.This is terrible advice.  Many beginners get started in real estate investing with something much smaller.Grant Cardone's real estate advice is to go as big as you can as quickly as you can.  Which is great for motivation, but lacks in practical application.  Real estate investing requires education and experience first, then scaling.  Additionally, real estate investing typically requires having a significant amount of money.  He's pitching his ideas as investing in real estate with no money down.Real estate is simple in concept, but difficult in application and follow-through.  His real estate experience is vast, but he's too big for beginning investors to follow along.  This entire video was about a sales pitch to invest in his syndicated deals.Grant Cardone is a salesman and these clips show you that he's treating real estate investing videos like a sales funnel into his syndicated investor group.  Sadly, if you want to invest in real estate with no money down, then this is not the video for you.  Even though that's the video's title.Grant Cardone is a savvy real estate investor and knows how to take down very large deals.  His real estate investing experience is mostly in large commercial projects.  If you are a beginner, then his videos are not for you.I'd recommend starting your real estate investing career with a smaller project, preferably a house hack or a simple rehab and flip.If you enjoyed this video, go ahead and smash the like button.  If you want to follow along on my journey of going from $0 to financial independence, then smash the subscribe button as well.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Grant Cardone,grant cardone real estate,real estate investing,grant cardone investing,grant cardone no money down,grant cardone exposed,grant cardone real estate investing made simple,grant cardone real estate beginners,grant cardone real estate made simple,grant cardone real estate no money down,money,grantcardone,business,grant cardone,10x,real estate,success tips,how to get rich,how to invest,passive income,how to make money,real estate market
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 22 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/91943424-d842-11f1-b8ac-cff556625e3f/image/3e19794a485fb921e2132f5c00c58108.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Grant Cardone preaches that a new investor should not buy any real estate until they can afford a 16 unit.This is terrible advice.  Many beginners get started in real estate investing with something much smaller.Grant Cardone's real estate advice is to go as big as you can as quickly as you can.  Which is great for motivation, but lacks in practical application.  Real estate investing requires education and experience first, then scaling.  Additionally, real estate investing typically requires having a significant amount of money.  He's pitching his ideas as investing in real estate with no money down.Real estate is simple in concept, but difficult in application and follow-through.  His real estate experience is vast, but he's too big for beginning investors to follow along.  This entire video was about a sales pitch to invest in his syndicated deals.Grant Cardone is a salesman and these clips show you that he's treating real estate investing videos like a sales funnel into his syndicated investor group.  Sadly, if you want to invest in real estate with no money down, then this is not the video for you.  Even though that's the video's title.Grant Cardone is a savvy real estate investor and knows how to take down very large deals.  His real estate investing experience is mostly in large commercial projects.  If you are a beginner, then his videos are not for you.I'd recommend starting your real estate investing career with a smaller project, preferably a house hack or a simple rehab and flip.If you enjoyed this video, go ahead and smash the like button.  If you want to follow along on my journey of going from $0 to financial independence, then smash the subscribe button as well.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Grant Cardone,grant cardone real estate,real estate investing,grant cardone investing,grant cardone no money down,grant cardone exposed,grant cardone real estate investing made simple,grant cardone real estate beginners,grant cardone real estate made simple,grant cardone real estate no money down,money,grantcardone,business,grant cardone,10x,real estate,success tips,how to get rich,how to invest,passive income,how to make money,real estate market
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Grant Cardone preaches that a new investor should not buy any real estate until they can afford a 16 unit.<br><br>This is terrible advice.  Many beginners get started in real estate investing with something much smaller.<br><br>Grant Cardone's real estate advice is to go as big as you can as quickly as you can.  Which is great for motivation, but lacks in practical application.  Real estate investing requires education and experience first, then scaling.  Additionally, real estate investing typically requires having a significant amount of money.  He's pitching his ideas as investing in real estate with no money down.<br><br>Real estate is simple in concept, but difficult in application and follow-through.  His real estate experience is vast, but he's too big for beginning investors to follow along.  This entire video was about a sales pitch to invest in his syndicated deals.<br><br>Grant Cardone is a salesman and these clips show you that he's treating real estate investing videos like a sales funnel into his syndicated investor group.  Sadly, if you want to invest in real estate with no money down, then this is not the video for you.  Even though that's the video's title.<br><br>Grant Cardone is a savvy real estate investor and knows how to take down very large deals.  His real estate investing experience is mostly in large commercial projects.  If you are a beginner, then his videos are not for you.<br><br>I'd recommend starting your real estate investing career with a smaller project, preferably a house hack or a simple rehab and flip.<br><br>If you enjoyed this video, go ahead and smash the like button.  If you want to follow along on my journey of going from $0 to financial independence, then smash the subscribe button as well.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>Grant Cardone,grant cardone real estate,real estate investing,grant cardone investing,grant cardone no money down,grant cardone exposed,grant cardone real estate investing made simple,grant cardone real estate beginners,grant cardone real estate made simple,grant cardone real estate no money down,money,grantcardone,business,grant cardone,10x,real estate,success tips,how to get rich,how to invest,passive income,how to make money,real estate market</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>766</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[91943424-d842-11f1-b8ac-cff556625e3f]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN7713983624.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>My Lawyer Exposes Derek Moneyberg, Winning the Anti-SLAPP, and Moneyberg owing me $664,652.50</title>
      <description>I interview Marc Randazza - my attorney - about the lawsuit Derek Moneyberg filed against me.The Appellate Court finally ruled in our favor by granting the Anti-SLAPP, which means he's about to owe me nearly $700,000.We're awaiting the official judgment.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro1:31 - The District Court F*CKS us in 20236:43 - The Appellate Court F*CKS us in 20258:34 - Is Moneyberg a Public Figure?9:51 - Moneyberg Fights the Bill of Costs Award10:29 - The Anti-SLAPP is "moot", what???12:52 - What is Anti-SLAPP?14:26 - Federal Court v. State Court17:29 - Anti-SLAPP Statutory Damages18:58 - We won the Anti-SLAPP FINALLY20:19 - Moneyberg Appeals to the Supreme Court25:52 - Moneyberg Owes Me $664,652.5034:58 - Were the Attorney Costs Unreasonably high?39:44 - Monetary Judgment against Moneyberg41:27 - Moneyberg draining me financially42:41 - Dale committing perjury about his residence43:26 - Breaking rules in the legal system wins47:42 - Moneyberg argues about 'furniture'49:27 - Why the legal system is so frustrating50:51 - The importance of the Anti-SLAPP53:35 - The actual damages of a lawsuit like this55:37 - Is my case important?58:33 - When can we expect a judgment for fees?
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 22 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/3c91bef6-d842-11f1-a703-63ab094b50c6/image/d7b23b0a22d112b4b737abed5739287e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>I interview Marc Randazza - my attorney - about the lawsuit Derek Moneyberg filed against me.The Appellate Court finally ruled in our favor by granting the Anti-SLAPP, which means he's about to owe me nearly $700,000.We're awaiting the official judgment.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS*spencercornelia@creatorsagency.co*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro1:31 - The District Court F*CKS us in 20236:43 - The Appellate Court F*CKS us in 20258:34 - Is Moneyberg a Public Figure?9:51 - Moneyberg Fights the Bill of Costs Award10:29 - The Anti-SLAPP is "moot", what???12:52 - What is Anti-SLAPP?14:26 - Federal Court v. State Court17:29 - Anti-SLAPP Statutory Damages18:58 - We won the Anti-SLAPP FINALLY20:19 - Moneyberg Appeals to the Supreme Court25:52 - Moneyberg Owes Me $664,652.5034:58 - Were the Attorney Costs Unreasonably high?39:44 - Monetary Judgment against Moneyberg41:27 - Moneyberg draining me financially42:41 - Dale committing perjury about his residence43:26 - Breaking rules in the legal system wins47:42 - Moneyberg argues about 'furniture'49:27 - Why the legal system is so frustrating50:51 - The importance of the Anti-SLAPP53:35 - The actual damages of a lawsuit like this55:37 - Is my case important?58:33 - When can we expect a judgment for fees?
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>I interview Marc Randazza - my attorney - about the lawsuit Derek Moneyberg filed against me.<br><br>The Appellate Court finally ruled in our favor by granting the Anti-SLAPP, which means he's about to owe me nearly $700,000.<br><br>We're awaiting the official judgment.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS*<br>spencercornelia@creatorsagency.co<br><br>*EMAIL FOR PERSONAL OR TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>1:31 - The District Court F*CKS us in 2023<br>6:43 - The Appellate Court F*CKS us in 2025<br>8:34 - Is Moneyberg a Public Figure?<br>9:51 - Moneyberg Fights the Bill of Costs Award<br>10:29 - The Anti-SLAPP is "moot", what???<br>12:52 - What is Anti-SLAPP?<br>14:26 - Federal Court v. State Court<br>17:29 - Anti-SLAPP Statutory Damages<br>18:58 - We won the Anti-SLAPP FINALLY<br>20:19 - Moneyberg Appeals to the Supreme Court<br>25:52 - Moneyberg Owes Me $664,652.50<br>34:58 - Were the Attorney Costs Unreasonably high?<br>39:44 - Monetary Judgment against Moneyberg<br>41:27 - Moneyberg draining me financially<br>42:41 - Dale committing perjury about his residence<br>43:26 - Breaking rules in the legal system wins<br>47:42 - Moneyberg argues about 'furniture'<br>49:27 - Why the legal system is so frustrating<br>50:51 - The importance of the Anti-SLAPP<br>53:35 - The actual damages of a lawsuit like this<br>55:37 - Is my case important?<br>58:33 - When can we expect a judgment for fees?</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4025</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3c91bef6-d842-11f1-a703-63ab094b50c6]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN1747869769.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Vice News: Landlords Plot To Screw You Over on Bigger Pockets (Reaction)</title>
      <description>** Link to Article **https://www.vice.com/en_us/article/xwnnv4/the-wildly-popular-forum-where-landlords-plot-to-screw-you-overVice news wrote a hit piece on Bigger Pockets disguised as an attempt to get its readership into believing the Bigger Pockets Real Estate Investing forums were a place where landlords congregated to establish strategies aimed at screwing over tenants.Bigger Pockets is a community of over 1 million real estate investors, all joining together to discuss strategies on running their business, real estate rules, and answer questions and/or problems experienced by others in the community.In my two years of being a member, I couldn't speak more highly of the Bigger Pockets Real Estate Investing community.  I've been able to learn enough to start running my business successfully.The journalist in this article clearly has an agenda aimed at real estate investors and landlords.  He uses words like they 'stuff their pockets' from the tenants' money, the 'power imbalance' that exists between tenants and landlords, and how Bigger Pockets is a toxic community.He couldn't be more wrong and sadly his article is poorly written that only contains very flaky arguments.At no point in the article does he mention anything about what it actually takes to be a landlord, the risks they take, and the money required to run a real estate investing business.  All he sees is a belief that landlords are pocketing a bunch of money at the expense of tenants.  And what fuels his rage is his belief that millennials can't afford homes with the insinuation that it's because of the 'greedy' landlords.If you're interested in becoming a real estate investor, make sure to check out the Bigger Pockets Real Estate Investing community.Subscribe to my channel if you would like to follow along on my journey from $0 to financial independence, where I share every step of the way with you and help you see how you can do the same.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Bigger Pockets,Bigger Pockets Real Estate Investing,Bigger Pockets Landlord,Bigger Pockets Real Estate,Bigger Pockets Landlords,Vice News,Vice News Article,Landlords,Landlording,Real Estate Investing,investing in real estate,real estate investing,real estate,biggerpockets,investing,vice news real estate,vice news real estate article,real estate vice news,vice news real estate news,bigger pockets vice news,vice news bigger pockets
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ef487da6-d841-11f1-903f-afcb89e623a7/image/d3ecb43a2278aa8e9eedd8136d2d0ea2.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>** Link to Article **https://www.vice.com/en_us/article/xwnnv4/the-wildly-popular-forum-where-landlords-plot-to-screw-you-overVice news wrote a hit piece on Bigger Pockets disguised as an attempt to get its readership into believing the Bigger Pockets Real Estate Investing forums were a place where landlords congregated to establish strategies aimed at screwing over tenants.Bigger Pockets is a community of over 1 million real estate investors, all joining together to discuss strategies on running their business, real estate rules, and answer questions and/or problems experienced by others in the community.In my two years of being a member, I couldn't speak more highly of the Bigger Pockets Real Estate Investing community.  I've been able to learn enough to start running my business successfully.The journalist in this article clearly has an agenda aimed at real estate investors and landlords.  He uses words like they 'stuff their pockets' from the tenants' money, the 'power imbalance' that exists between tenants and landlords, and how Bigger Pockets is a toxic community.He couldn't be more wrong and sadly his article is poorly written that only contains very flaky arguments.At no point in the article does he mention anything about what it actually takes to be a landlord, the risks they take, and the money required to run a real estate investing business.  All he sees is a belief that landlords are pocketing a bunch of money at the expense of tenants.  And what fuels his rage is his belief that millennials can't afford homes with the insinuation that it's because of the 'greedy' landlords.If you're interested in becoming a real estate investor, make sure to check out the Bigger Pockets Real Estate Investing community.Subscribe to my channel if you would like to follow along on my journey from $0 to financial independence, where I share every step of the way with you and help you see how you can do the same.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Bigger Pockets,Bigger Pockets Real Estate Investing,Bigger Pockets Landlord,Bigger Pockets Real Estate,Bigger Pockets Landlords,Vice News,Vice News Article,Landlords,Landlording,Real Estate Investing,investing in real estate,real estate investing,real estate,biggerpockets,investing,vice news real estate,vice news real estate article,real estate vice news,vice news real estate news,bigger pockets vice news,vice news bigger pockets
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>** Link to Article **<br><a href="https://www.vice.com/en_us/article/xwnnv4/the-wildly-popular-forum-where-landlords-plot-to-screw-you-over">https://www.vice.com/en_us/article/xwnnv4/the-wildly-popular-forum-where-landlords-plot-to-screw-you-over</a><br><br>Vice news wrote a hit piece on Bigger Pockets disguised as an attempt to get its readership into believing the Bigger Pockets Real Estate Investing forums were a place where landlords congregated to establish strategies aimed at screwing over tenants.<br><br>Bigger Pockets is a community of over 1 million real estate investors, all joining together to discuss strategies on running their business, real estate rules, and answer questions and/or problems experienced by others in the community.<br><br>In my two years of being a member, I couldn't speak more highly of the Bigger Pockets Real Estate Investing community.  I've been able to learn enough to start running my business successfully.<br><br>The journalist in this article clearly has an agenda aimed at real estate investors and landlords.  He uses words like they 'stuff their pockets' from the tenants' money, the 'power imbalance' that exists between tenants and landlords, and how Bigger Pockets is a toxic community.<br><br>He couldn't be more wrong and sadly his article is poorly written that only contains very flaky arguments.<br><br>At no point in the article does he mention anything about what it actually takes to be a landlord, the risks they take, and the money required to run a real estate investing business.  All he sees is a belief that landlords are pocketing a bunch of money at the expense of tenants.  And what fuels his rage is his belief that millennials can't afford homes with the insinuation that it's because of the 'greedy' landlords.<br><br>If you're interested in becoming a real estate investor, make sure to check out the Bigger Pockets Real Estate Investing community.<br><br>Subscribe to my channel if you would like to follow along on my journey from $0 to financial independence, where I share every step of the way with you and help you see how you can do the same.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>Bigger Pockets,Bigger Pockets Real Estate Investing,Bigger Pockets Landlord,Bigger Pockets Real Estate,Bigger Pockets Landlords,Vice News,Vice News Article,Landlords,Landlording,Real Estate Investing,investing in real estate,real estate investing,real estate,biggerpockets,investing,vice news real estate,vice news real estate article,real estate vice news,vice news real estate news,bigger pockets vice news,vice news bigger pockets</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1083</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ef487da6-d841-11f1-903f-afcb89e623a7]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN3807951997.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>He Sued Me. Now He Owes Me $664,652.50</title>
      <description>Head to https://betterhelp.com/spencercornelia to get 10% off your first month with our sponsor, BetterHelp. Therapy can be a meaningful space to reflect, grow, and create positive change in your life.We won the Anti-SLAPP against Moneyberg and he now owes me a lot of money.Hire Marc Randazza if you ever have anything legal dealing with first-amendment or defamation.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.comTIMESTAMPS0:00 - Intro0:41 - What is a SLAPP lawsuit and Anti-SLAPP1:23 - The District Court Ruling in 20233:10 - The Judge Screws us in 20236:42 - We Both Appeal the District Court Ruling8:36 - The Ninth Circuit Court of Appeals Memorandum9:46 - The judges screwed us again11:02 - WE WIN!!!!!12:52 - Motion for Fees is $664k+13:58 - How the Courts Calculate How Much I am Owed15:36 - Moneyberg Appeals to The Supreme Court16:32 - What’s Next?
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/af1b0046-d841-11f1-a892-d3d53f09b1dc/image/afd8c1466fb87faebe18c9e47d192eec.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Head to https://betterhelp.com/spencercornelia to get 10% off your first month with our sponsor, BetterHelp. Therapy can be a meaningful space to reflect, grow, and create positive change in your life.We won the Anti-SLAPP against Moneyberg and he now owes me a lot of money.Hire Marc Randazza if you ever have anything legal dealing with first-amendment or defamation.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.comTIMESTAMPS0:00 - Intro0:41 - What is a SLAPP lawsuit and Anti-SLAPP1:23 - The District Court Ruling in 20233:10 - The Judge Screws us in 20236:42 - We Both Appeal the District Court Ruling8:36 - The Ninth Circuit Court of Appeals Memorandum9:46 - The judges screwed us again11:02 - WE WIN!!!!!12:52 - Motion for Fees is $664k+13:58 - How the Courts Calculate How Much I am Owed15:36 - Moneyberg Appeals to The Supreme Court16:32 - What’s Next?
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Head to <a href="https://betterhelp.com/spencercornelia">https://betterhelp.com/spencercornelia</a> to get 10% off your first month with our sponsor, BetterHelp. Therapy can be a meaningful space to reflect, grow, and create positive change in your life.<br><br>We won the Anti-SLAPP against Moneyberg and he now owes me a lot of money.<br><br>Hire Marc Randazza if you ever have anything legal dealing with first-amendment or defamation.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>TIMESTAMPS<br>0:00 - Intro<br>0:41 - What is a SLAPP lawsuit and Anti-SLAPP<br>1:23 - The District Court Ruling in 2023<br>3:10 - The Judge Screws us in 2023<br>6:42 - We Both Appeal the District Court Ruling<br>8:36 - The Ninth Circuit Court of Appeals Memorandum<br>9:46 - The judges screwed us again<br>11:02 - WE WIN!!!!!<br>12:52 - Motion for Fees is $664k+<br>13:58 - How the Courts Calculate How Much I am Owed<br>15:36 - Moneyberg Appeals to The Supreme Court<br>16:32 - What’s Next?</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1422</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[af1b0046-d841-11f1-a892-d3d53f09b1dc]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN3673256173.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>What Return on Investment for Investment Properties? #AskSpencer</title>
      <description>In this video, I discuss the return on investment for three different real estate investing strategies: house hacking, buying and holding, and flipping.This episode's question: What's the target ROI on the "Cash in investment" for the rental properties you're looking at (down payment, closing and prep costs, etc.)?I have a desired return for all three different real estate strategies and they differ greatly.For house hacking, I focus mostly on having all of my living expenses covered with a little surplus cash flow.  The real return is having all of my living expenses covered by my tenants (roommates).For buying and holding, I'm always looking for ways to get a seller financed deal.  I am not interested in putting down a lot of cash for a large down payment, 25% of purchase price in most cases, in order to get a 6% return.  I want to find deals where I can purchase the property using creative financing, a low down payment, and I have instant equity.For flipping, I am looking for $15k-$30k profit from each deal.  Depending on the property, I want to exit the deal in as short of a time frame as possible which will dictate how much net profit I will be seeking.If you got a lot of value out of this video, please smash the like button for me.  If you enjoyed the video and want to follow along on my journey from $0 to financial independence, go ahead and smash the subscribe button.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Real Estate Investing,Buy and hold real estate investing,return on investment,return on invested capital,house hack,house hack return on investment,real estate,investor,real estate entrepreneur,entrepreneur,real estate investing for beginners,flipping houses return on investment,investing in real estate,real estate investor,flipping houses,real estate flipping,real estate strategies,best real estate strategies,real estate return,best real estate investment
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7e6bd4fc-d841-11f1-b43a-8f952e015b8a/image/f3adb5490850f5626468b0143c235f2b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>In this video, I discuss the return on investment for three different real estate investing strategies: house hacking, buying and holding, and flipping.This episode's question: What's the target ROI on the "Cash in investment" for the rental properties you're looking at (down payment, closing and prep costs, etc.)?I have a desired return for all three different real estate strategies and they differ greatly.For house hacking, I focus mostly on having all of my living expenses covered with a little surplus cash flow.  The real return is having all of my living expenses covered by my tenants (roommates).For buying and holding, I'm always looking for ways to get a seller financed deal.  I am not interested in putting down a lot of cash for a large down payment, 25% of purchase price in most cases, in order to get a 6% return.  I want to find deals where I can purchase the property using creative financing, a low down payment, and I have instant equity.For flipping, I am looking for $15k-$30k profit from each deal.  Depending on the property, I want to exit the deal in as short of a time frame as possible which will dictate how much net profit I will be seeking.If you got a lot of value out of this video, please smash the like button for me.  If you enjoyed the video and want to follow along on my journey from $0 to financial independence, go ahead and smash the subscribe button.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Real Estate Investing,Buy and hold real estate investing,return on investment,return on invested capital,house hack,house hack return on investment,real estate,investor,real estate entrepreneur,entrepreneur,real estate investing for beginners,flipping houses return on investment,investing in real estate,real estate investor,flipping houses,real estate flipping,real estate strategies,best real estate strategies,real estate return,best real estate investment
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this video, I discuss the return on investment for three different real estate investing strategies: house hacking, buying and holding, and flipping.<br><br>This episode's question: What's the target ROI on the "Cash in investment" for the rental properties you're looking at (down payment, closing and prep costs, etc.)?<br><br>I have a desired return for all three different real estate strategies and they differ greatly.<br><br>For house hacking, I focus mostly on having all of my living expenses covered with a little surplus cash flow.  The real return is having all of my living expenses covered by my tenants (roommates).<br><br>For buying and holding, I'm always looking for ways to get a seller financed deal.  I am not interested in putting down a lot of cash for a large down payment, 25% of purchase price in most cases, in order to get a 6% return.  I want to find deals where I can purchase the property using creative financing, a low down payment, and I have instant equity.<br><br>For flipping, I am looking for $15k-$30k profit from each deal.  Depending on the property, I want to exit the deal in as short of a time frame as possible which will dictate how much net profit I will be seeking.<br><br>If you got a lot of value out of this video, please smash the like button for me.  If you enjoyed the video and want to follow along on my journey from $0 to financial independence, go ahead and smash the subscribe button.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>Real Estate Investing,Buy and hold real estate investing,return on investment,return on invested capital,house hack,house hack return on investment,real estate,investor,real estate entrepreneur,entrepreneur,real estate investing for beginners,flipping houses return on investment,investing in real estate,real estate investor,flipping houses,real estate flipping,real estate strategies,best real estate strategies,real estate return,best real estate investment</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>651</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7e6bd4fc-d841-11f1-b43a-8f952e015b8a]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN9336245959.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>This Fraudster is on the Run from the Police (Vegas Dave)</title>
      <description>Download the FREE Upside App here https://yt.link/HXiV1TZ and use code Spencer25 to get an extra 25 cents back per gallon on your first tank of gas! Thank you Upside for sponsoring this video!Vegas Dave is now a fugitive on the run.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro1:13 - “All my money is gone”1:40 - Cabo Platinum receives a judgment against Dave2:52 - “Uncovering” $6,000,000 in fraud4:51 - The $30,200,000 judgment against Vegas Dave5:32 - The fifth contempt order6:53 - All of the crimes Vegas Dave committed in court7:47 - Transferring $30m+ of property for no consideration9:03 - Time for Vegas Dave to pay his debts9:39 - Judge issues bench warrant against Dave10:42 - Dave is on the run to Asia12:02 - Vegas Dave conveniently moves to Florida13:16 - Trying to sell his $30m+ Cabo properties to avoid paying debts15:36 - Refinances loan at house for quick cash16:50 - Warrant for immediate arrest
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 20 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/33f533f0-d841-11f1-a64e-0ba615c312d0/image/7928426cd0f8e33f38c8771954a82b4a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Download the FREE Upside App here https://yt.link/HXiV1TZ and use code Spencer25 to get an extra 25 cents back per gallon on your first tank of gas! Thank you Upside for sponsoring this video!Vegas Dave is now a fugitive on the run.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro1:13 - “All my money is gone”1:40 - Cabo Platinum receives a judgment against Dave2:52 - “Uncovering” $6,000,000 in fraud4:51 - The $30,200,000 judgment against Vegas Dave5:32 - The fifth contempt order6:53 - All of the crimes Vegas Dave committed in court7:47 - Transferring $30m+ of property for no consideration9:03 - Time for Vegas Dave to pay his debts9:39 - Judge issues bench warrant against Dave10:42 - Dave is on the run to Asia12:02 - Vegas Dave conveniently moves to Florida13:16 - Trying to sell his $30m+ Cabo properties to avoid paying debts15:36 - Refinances loan at house for quick cash16:50 - Warrant for immediate arrest
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Download the FREE Upside App here <a href="https://yt.link/HXiV1TZ">https://yt.link/HXiV1TZ</a> and use code Spencer25 to get an extra 25 cents back per gallon on your first tank of gas! Thank you Upside for sponsoring this video!<br><br>Vegas Dave is now a fugitive on the run.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>1:13 - “All my money is gone”<br>1:40 - Cabo Platinum receives a judgment against Dave<br>2:52 - “Uncovering” $6,000,000 in fraud<br>4:51 - The $30,200,000 judgment against Vegas Dave<br>5:32 - The fifth contempt order<br>6:53 - All of the crimes Vegas Dave committed in court<br>7:47 - Transferring $30m+ of property for no consideration<br>9:03 - Time for Vegas Dave to pay his debts<br>9:39 - Judge issues bench warrant against Dave<br>10:42 - Dave is on the run to Asia<br>12:02 - Vegas Dave conveniently moves to Florida<br>13:16 - Trying to sell his $30m+ Cabo properties to avoid paying debts<br>15:36 - Refinances loan at house for quick cash<br>16:50 - Warrant for immediate arrest</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1332</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[33f533f0-d841-11f1-a64e-0ba615c312d0]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN2358736025.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How Did You Purchase a 4plex Without A Bank? #AskSpencer</title>
      <description>How Did You Purchase a 4plex Without A Bank? #AskSpencerLet’s talk about buying real estate without a bank.  In this video, I let you know of the method I used to buy an investment property without worrying about being qualified with a bank.I was able to purchase a 4plex using a seller carry form of creative financing, where the seller acted as the bank in the transaction.This allowed me to bring only $20k as the down payment in order to acquire a $260k property that was valued around $300k.  And I didn’t need to worry about pre-qualificaiton standards with the bank, primary mortgage insurance because I didn’t have 20% down payment, nor anyone worrying about my credit score.In this video, I share with you how a borrower traditionally goes about receiving financing for real estate and why this isn’t beneficial to you, the borrower.I cover everything needed to qualify, which includes too many documents to list out.I cover the terms agreed upon for the 4plex purchase.I hope you enjoy the video and get a lot of value from it.  Most beginners struggle to come up with the down payment for investment property and get stuck.  But not you!  Because you are watching my videos and following my channel, I know you are now aware of one form of seller financing.Use seller carry to your advantage!  You can get into properties with a lot of built-in equity and with a lower down payment than you’d hear about from blog posts referencing the banks standards.Ultimately, I want you all to stop viewing the banks’ standards as the way to play this game.  I want you to play by your own rules, which involves getting financing through property owners.With seller financing, you can get a mortgage with bad credit.  You can get a mortgage with low credit.  Without the property owner running your credit report, you can get a mortgage with no credit.  All are possible.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Real Estate Investing,real estate investing for beginners,real estate investing with no money,how to get a mortgage with bad credit,how to get a mortgage with no credit,how to get a mortgage with low income,how to get a mortgage for investment property,how to get a mortgage loan with bad credit,how to buy a house without a bank loan,how to purchase a 4plex,how to purchase a 4plex without a bank,real estate,investing in real estate,multifamily investing,make money
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 20 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e0d1eaec-d840-11f1-8a70-ef3b97d3649d/image/bc2632594c3d866855155f84ebf6decb.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>How Did You Purchase a 4plex Without A Bank? #AskSpencerLet’s talk about buying real estate without a bank.  In this video, I let you know of the method I used to buy an investment property without worrying about being qualified with a bank.I was able to purchase a 4plex using a seller carry form of creative financing, where the seller acted as the bank in the transaction.This allowed me to bring only $20k as the down payment in order to acquire a $260k property that was valued around $300k.  And I didn’t need to worry about pre-qualificaiton standards with the bank, primary mortgage insurance because I didn’t have 20% down payment, nor anyone worrying about my credit score.In this video, I share with you how a borrower traditionally goes about receiving financing for real estate and why this isn’t beneficial to you, the borrower.I cover everything needed to qualify, which includes too many documents to list out.I cover the terms agreed upon for the 4plex purchase.I hope you enjoy the video and get a lot of value from it.  Most beginners struggle to come up with the down payment for investment property and get stuck.  But not you!  Because you are watching my videos and following my channel, I know you are now aware of one form of seller financing.Use seller carry to your advantage!  You can get into properties with a lot of built-in equity and with a lower down payment than you’d hear about from blog posts referencing the banks standards.Ultimately, I want you all to stop viewing the banks’ standards as the way to play this game.  I want you to play by your own rules, which involves getting financing through property owners.With seller financing, you can get a mortgage with bad credit.  You can get a mortgage with low credit.  Without the property owner running your credit report, you can get a mortgage with no credit.  All are possible.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:Real Estate Investing,real estate investing for beginners,real estate investing with no money,how to get a mortgage with bad credit,how to get a mortgage with no credit,how to get a mortgage with low income,how to get a mortgage for investment property,how to get a mortgage loan with bad credit,how to buy a house without a bank loan,how to purchase a 4plex,how to purchase a 4plex without a bank,real estate,investing in real estate,multifamily investing,make money
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How Did You Purchase a 4plex Without A Bank? #AskSpencer<br><br>Let’s talk about buying real estate without a bank.  In this video, I let you know of the method I used to buy an investment property without worrying about being qualified with a bank.<br><br>I was able to purchase a 4plex using a seller carry form of creative financing, where the seller acted as the bank in the transaction.<br><br>This allowed me to bring only $20k as the down payment in order to acquire a $260k property that was valued around $300k.  And I didn’t need to worry about pre-qualificaiton standards with the bank, primary mortgage insurance because I didn’t have 20% down payment, nor anyone worrying about my credit score.<br><br>In this video, I share with you how a borrower traditionally goes about receiving financing for real estate and why this isn’t beneficial to you, the borrower.<br><br>I cover everything needed to qualify, which includes too many documents to list out.<br><br>I cover the terms agreed upon for the 4plex purchase.<br><br>I hope you enjoy the video and get a lot of value from it.  Most beginners struggle to come up with the down payment for investment property and get stuck.  But not you!  Because you are watching my videos and following my channel, I know you are now aware of one form of seller financing.<br><br>Use seller carry to your advantage!  You can get into properties with a lot of built-in equity and with a lower down payment than you’d hear about from blog posts referencing the banks standards.<br><br>Ultimately, I want you all to stop viewing the banks’ standards as the way to play this game.  I want you to play by your own rules, which involves getting financing through property owners.<br><br>With seller financing, you can get a mortgage with bad credit.  You can get a mortgage with low credit.  Without the property owner running your credit report, you can get a mortgage with no credit.  All are possible.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>Real Estate Investing,real estate investing for beginners,real estate investing with no money,how to get a mortgage with bad credit,how to get a mortgage with no credit,how to get a mortgage with low income,how to get a mortgage for investment property,how to get a mortgage loan with bad credit,how to buy a house without a bank loan,how to purchase a 4plex,how to purchase a 4plex without a bank,real estate,investing in real estate,multifamily investing,make money</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>606</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[e0d1eaec-d840-11f1-8a70-ef3b97d3649d]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN7394346566.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Man with 33 Kids is Scamming the Entire City of Detroit</title>
      <description>Plaud website: https://bit.ly/4cHMJHNAmazon: https://amzn.to/4gxsMpmKwanzel Howerton, founder of Chosen Kingdom Builders, was recently sued by the Michigan Attorney General.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS AND TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:19 - What is Chosen Kingdom Builders?2:15 - How much does Kwanzel make each year?2:39 - Kwanzel sued for fraud #17:05 - Kwanzel has judgment filed against him7:43 - Kwanzel sued for fraud #210:21 - Facebook post claiming they were scammed by Kwanzel11:10 - Kwanzel’s issues with Salves Management12:14 - Michigan Attorney General files lawsuit against Kwanzel14:47 - Landlords and tenants fighting in Detroit15:54 - Kwanzel receives significant money from grants16:34 - Kwanzel’s connection to Marvin Walker17:16 - Kwanzel’s connections to local politicians
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 20 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/967ad288-d840-11f1-991b-bf1837a5f72d/image/cee6c17759f84ffc47e6a630aa9d492f.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Plaud website: https://bit.ly/4cHMJHNAmazon: https://amzn.to/4gxsMpmKwanzel Howerton, founder of Chosen Kingdom Builders, was recently sued by the Michigan Attorney General.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS AND TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:19 - What is Chosen Kingdom Builders?2:15 - How much does Kwanzel make each year?2:39 - Kwanzel sued for fraud #17:05 - Kwanzel has judgment filed against him7:43 - Kwanzel sued for fraud #210:21 - Facebook post claiming they were scammed by Kwanzel11:10 - Kwanzel’s issues with Salves Management12:14 - Michigan Attorney General files lawsuit against Kwanzel14:47 - Landlords and tenants fighting in Detroit15:54 - Kwanzel receives significant money from grants16:34 - Kwanzel’s connection to Marvin Walker17:16 - Kwanzel’s connections to local politicians
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Plaud website: <a href="https://bit.ly/4cHMJHN">https://bit.ly/4cHMJHN</a><br>Amazon: <a href="https://amzn.to/4gxsMpm">https://amzn.to/4gxsMpm</a><br><br>Kwanzel Howerton, founder of Chosen Kingdom Builders, was recently sued by the Michigan Attorney General.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS AND TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:19 - What is Chosen Kingdom Builders?<br>2:15 - How much does Kwanzel make each year?<br>2:39 - Kwanzel sued for fraud #1<br>7:05 - Kwanzel has judgment filed against him<br>7:43 - Kwanzel sued for fraud #2<br>10:21 - Facebook post claiming they were scammed by Kwanzel<br>11:10 - Kwanzel’s issues with Salves Management<br>12:14 - Michigan Attorney General files lawsuit against Kwanzel<br>14:47 - Landlords and tenants fighting in Detroit<br>15:54 - Kwanzel receives significant money from grants<br>16:34 - Kwanzel’s connection to Marvin Walker<br>17:16 - Kwanzel’s connections to local politicians</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1329</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[967ad288-d840-11f1-991b-bf1837a5f72d]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN3953829825.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Why Buy a Negative Cash Flow Property? #AskSpencer</title>
      <description>Why Buy a Negative Cash Flow Property? #AskSpencerMy first experience with multi family real estate investing was by purchasing a 4plex that was a negative cash flow rental property.  In this video, I share 3 reasons why someone would want to buy a negative cash flow rental property and why I don't think any beginner should buy a property that doesn't cash flow.I was able to sell this negative cash flow property for $50k more than I bought it for just 8 months after I purchased the property.  Thankfully, I made it out alive.With this video, I want to allow you to see what can go wrong if you purchase a negative cash flow rental property.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:real estate,real estate investing,how to invest in real estate,investing,negative cash flow,negative cash flow rental property,negative cash flow real estate,multi family real estate,cash flow,real estate rental property,negative cash flow property,multi family investing,multi family investing for beginners,real estate investing for dummies,real estate investing for beginners,how to buy real estate,how to buy rental property
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 19 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4d89ee10-d840-11f1-845e-476b32e483d9/image/c603df601a4fe2fc3db005711dd54d71.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Why Buy a Negative Cash Flow Property? #AskSpencerMy first experience with multi family real estate investing was by purchasing a 4plex that was a negative cash flow rental property.  In this video, I share 3 reasons why someone would want to buy a negative cash flow rental property and why I don't think any beginner should buy a property that doesn't cash flow.I was able to sell this negative cash flow property for $50k more than I bought it for just 8 months after I purchased the property.  Thankfully, I made it out alive.With this video, I want to allow you to see what can go wrong if you purchase a negative cash flow rental property.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:real estate,real estate investing,how to invest in real estate,investing,negative cash flow,negative cash flow rental property,negative cash flow real estate,multi family real estate,cash flow,real estate rental property,negative cash flow property,multi family investing,multi family investing for beginners,real estate investing for dummies,real estate investing for beginners,how to buy real estate,how to buy rental property
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Why Buy a Negative Cash Flow Property? #AskSpencer<br><br>My first experience with multi family real estate investing was by purchasing a 4plex that was a negative cash flow rental property.  In this video, I share 3 reasons why someone would want to buy a negative cash flow rental property and why I don't think any beginner should buy a property that doesn't cash flow.<br><br>I was able to sell this negative cash flow property for $50k more than I bought it for just 8 months after I purchased the property.  Thankfully, I made it out alive.<br><br>With this video, I want to allow you to see what can go wrong if you purchase a negative cash flow rental property.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>real estate,real estate investing,how to invest in real estate,investing,negative cash flow,negative cash flow rental property,negative cash flow real estate,multi family real estate,cash flow,real estate rental property,negative cash flow property,multi family investing,multi family investing for beginners,real estate investing for dummies,real estate investing for beginners,how to buy real estate,how to buy rental property</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>729</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[4d89ee10-d840-11f1-845e-476b32e483d9]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN9602333336.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>NFL Legend Emmitt Smith SCAMS Native American Company</title>
      <description>Thanks to Klover for sponsoring this video! Get up to $750 before payday with no interest, no credit checks, and no late fees. Download today at https://klover.yt.link/EzOc29s so they know I sent you!NFL Legend Emmitt Smith sued for defrauding a company led by Cherokee Indians for $2.5 million.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS AND TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 19 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1ab9c0a0-d840-11f1-85c2-3b706a9e85db/image/af43ed10ea0a5efc4d2845951d0dabdc.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Thanks to Klover for sponsoring this video! Get up to $750 before payday with no interest, no credit checks, and no late fees. Download today at https://klover.yt.link/EzOc29s so they know I sent you!NFL Legend Emmitt Smith sued for defrauding a company led by Cherokee Indians for $2.5 million.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS AND TOPIC SUGGESTIONS*spencer@teamcornelia.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Thanks to Klover for sponsoring this video! Get up to $750 before payday with no interest, no credit checks, and no late fees. Download today at <a href="https://klover.yt.link/EzOc29s">https://klover.yt.link/EzOc29s</a> so they know I sent you!<br><br>NFL Legend Emmitt Smith sued for defrauding a company led by Cherokee Indians for $2.5 million.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS AND TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1046</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1ab9c0a0-d840-11f1-85c2-3b706a9e85db]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN6832731088.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Buying Your First Home: Biggest Mistake New Homebuyers Make</title>
      <description>Link to article: https://www.cnbc.com/amp/2019/08/02/69percent-of-homeowners-wished-they-saved-more-for-downpayment.html69% of homeowners in a recent survey state that their biggest regret was not saving enough money before purchasing their house.  If they were investors, they would have known to have adequate reserves, but unfortunately, they probably relied on bad information when purchasing and didn’t realize the extent of the cost of maintaining a home.When buying your first home, you need to realize that the cost of ownership is sometimes much greater than anticipated.  No longer are the days when you could contact the landlord and have the problem solved with his wallet.This article is slightly misleading because they only interview/poll first time home buyers that have $10k or more of unsecured debt, which is basically people with over $10k of credit card or student loan debt.  This certainly represents a lot of the population so it isn’t a useless poll of first time homebuyers.Buying your first house is an exciting experience, but make sure to use sound principles when purchasing.  Buy under market value, get roommates, and profit.If I were teaching you how to buy a home, I would tell you to focus on having all bad debt paid off before purchasing the house, having adequate reserves, having a low monthly payment compared with your income, and get roommates.  One of the easiest real estate tips for beginners is to get a couple of roommates to completely pay for all of your living expenses.Buying a house is stressful, but it doesn’t have to be.  69% of these homeowners now have a lot of stress because of poor financial decisions.For more real estate investing tips, go ahead and click the subscribe button right now.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:buying a home,real estate,how to buy a house,buying a house,real estate investing,how to buy your first home,how to buy your first house,home buyer tips,home buyer education,real estate tips,real estate tips for buyers,real estate tips for beginners,how to buy a home,how to buy a home with bad credit,buying your first home,home buying mistakes,millennial home buying,how to save money buying a house,real estate investing tips,first time home buyer tips
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 19 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/cc5b53ec-d83f-11f1-8998-dff73d0a8197/image/ab86defd1c45a598b079f01048cdb9c3.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Link to article: https://www.cnbc.com/amp/2019/08/02/69percent-of-homeowners-wished-they-saved-more-for-downpayment.html69% of homeowners in a recent survey state that their biggest regret was not saving enough money before purchasing their house.  If they were investors, they would have known to have adequate reserves, but unfortunately, they probably relied on bad information when purchasing and didn’t realize the extent of the cost of maintaining a home.When buying your first home, you need to realize that the cost of ownership is sometimes much greater than anticipated.  No longer are the days when you could contact the landlord and have the problem solved with his wallet.This article is slightly misleading because they only interview/poll first time home buyers that have $10k or more of unsecured debt, which is basically people with over $10k of credit card or student loan debt.  This certainly represents a lot of the population so it isn’t a useless poll of first time homebuyers.Buying your first house is an exciting experience, but make sure to use sound principles when purchasing.  Buy under market value, get roommates, and profit.If I were teaching you how to buy a home, I would tell you to focus on having all bad debt paid off before purchasing the house, having adequate reserves, having a low monthly payment compared with your income, and get roommates.  One of the easiest real estate tips for beginners is to get a couple of roommates to completely pay for all of your living expenses.Buying a house is stressful, but it doesn’t have to be.  69% of these homeowners now have a lot of stress because of poor financial decisions.For more real estate investing tips, go ahead and click the subscribe button right now.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:buying a home,real estate,how to buy a house,buying a house,real estate investing,how to buy your first home,how to buy your first house,home buyer tips,home buyer education,real estate tips,real estate tips for buyers,real estate tips for beginners,how to buy a home,how to buy a home with bad credit,buying your first home,home buying mistakes,millennial home buying,how to save money buying a house,real estate investing tips,first time home buyer tips
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Link to article: <a href="https://www.cnbc.com/amp/2019/08/02/69percent-of-homeowners-wished-they-saved-more-for-downpayment.html">https://www.cnbc.com/amp/2019/08/02/69percent-of-homeowners-wished-they-saved-more-for-downpayment.html</a><br><br>69% of homeowners in a recent survey state that their biggest regret was not saving enough money before purchasing their house.  If they were investors, they would have known to have adequate reserves, but unfortunately, they probably relied on bad information when purchasing and didn’t realize the extent of the cost of maintaining a home.<br><br>When buying your first home, you need to realize that the cost of ownership is sometimes much greater than anticipated.  No longer are the days when you could contact the landlord and have the problem solved with his wallet.<br><br>This article is slightly misleading because they only interview/poll first time home buyers that have $10k or more of unsecured debt, which is basically people with over $10k of credit card or student loan debt.  This certainly represents a lot of the population so it isn’t a useless poll of first time homebuyers.<br><br>Buying your first house is an exciting experience, but make sure to use sound principles when purchasing.  Buy under market value, get roommates, and profit.<br><br>If I were teaching you how to buy a home, I would tell you to focus on having all bad debt paid off before purchasing the house, having adequate reserves, having a low monthly payment compared with your income, and get roommates.  One of the easiest real estate tips for beginners is to get a couple of roommates to completely pay for all of your living expenses.<br>Buying a house is stressful, but it doesn’t have to be.  69% of these homeowners now have a lot of stress because of poor financial decisions.<br><br>For more real estate investing tips, go ahead and click the subscribe button right now.<br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>buying a home,real estate,how to buy a house,buying a house,real estate investing,how to buy your first home,how to buy your first house,home buyer tips,home buyer education,real estate tips,real estate tips for buyers,real estate tips for beginners,how to buy a home,how to buy a home with bad credit,buying your first home,home buying mistakes,millennial home buying,how to save money buying a house,real estate investing tips,first time home buyer tips</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>809</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[cc5b53ec-d83f-11f1-8998-dff73d0a8197]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN6146092662.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Sudden Downfall of TikTok’s Funniest Alpha Male</title>
      <description>Your driver's license may be one of the 153M just put up for sale on the dark web. 🚨 Know the second someone uses yours. 14 days free from my sponsor Aura: https://aura.com/spencercorneliaVincent Fischer is spiraling now that he's lost his Instagram account, his $3.5 million hypercar, and payment processors are shutting him down.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:25 - Is it gay to watch love island or be a trainer?1:33 - Jon Bravo videos and Vincent responds2:41 - Vincent had it all but was "destroyed"3:29 - Billions of views on social media4:22 - How he started making money6:36 - Vincent can be a dating coach7:21 - Vincent upgrades lifestyle for attention8:37 - Vincent claims to make millions per year9:38 - How much he spend per month10:21 - The $3.5 MILLION Hypercar issue11:39 - How much money he spent on cars13:25 - Vincent looks distressed14:17 - Vincent is sued by Carrio / Motorcars Leasing16:47 - The Lambo Avengers of Miami sue Carrio / Motorcars Leasing19:14 - Something I found with his Ferrari SF90 lease agreement21:24 - Vincent owes a lot of money to Amex22:47 - Vincent's advice on dealing with heartbreak23:18 - Vincent is like pro athletes
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 18 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7ab36c14-d83f-11f1-bffd-abd81f2bb726/image/802f0714a0496b5e97ccec8562975f5f.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Your driver's license may be one of the 153M just put up for sale on the dark web. 🚨 Know the second someone uses yours. 14 days free from my sponsor Aura: https://aura.com/spencercorneliaVincent Fischer is spiraling now that he's lost his Instagram account, his $3.5 million hypercar, and payment processors are shutting him down.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:25 - Is it gay to watch love island or be a trainer?1:33 - Jon Bravo videos and Vincent responds2:41 - Vincent had it all but was "destroyed"3:29 - Billions of views on social media4:22 - How he started making money6:36 - Vincent can be a dating coach7:21 - Vincent upgrades lifestyle for attention8:37 - Vincent claims to make millions per year9:38 - How much he spend per month10:21 - The $3.5 MILLION Hypercar issue11:39 - How much money he spent on cars13:25 - Vincent looks distressed14:17 - Vincent is sued by Carrio / Motorcars Leasing16:47 - The Lambo Avengers of Miami sue Carrio / Motorcars Leasing19:14 - Something I found with his Ferrari SF90 lease agreement21:24 - Vincent owes a lot of money to Amex22:47 - Vincent's advice on dealing with heartbreak23:18 - Vincent is like pro athletes
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Your driver's license may be one of the 153M just put up for sale on the dark web. 🚨 Know the second someone uses yours. 14 days free from my sponsor Aura: <a href="https://aura.com/spencercornelia">https://aura.com/spencercornelia</a><br><br>Vincent Fischer is spiraling now that he's lost his Instagram account, his $3.5 million hypercar, and payment processors are shutting him down.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:25 - Is it gay to watch love island or be a trainer?<br>1:33 - Jon Bravo videos and Vincent responds<br>2:41 - Vincent had it all but was "destroyed"<br>3:29 - Billions of views on social media<br>4:22 - How he started making money<br>6:36 - Vincent can be a dating coach<br>7:21 - Vincent upgrades lifestyle for attention<br>8:37 - Vincent claims to make millions per year<br>9:38 - How much he spend per month<br>10:21 - The $3.5 MILLION Hypercar issue<br>11:39 - How much money he spent on cars<br>13:25 - Vincent looks distressed<br>14:17 - Vincent is sued by Carrio / Motorcars Leasing<br>16:47 - The Lambo Avengers of Miami sue Carrio / Motorcars Leasing<br>19:14 - Something I found with his Ferrari SF90 lease agreement<br>21:24 - Vincent owes a lot of money to Amex<br>22:47 - Vincent's advice on dealing with heartbreak<br>23:18 - Vincent is like pro athletes</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1744</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7ab36c14-d83f-11f1-bffd-abd81f2bb726]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN3625522612.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Flip or Flop: What the Flipping Houses Show Keeps Hidden From You</title>
      <description>Flip or Flop with Tarek and Christina El Moussa is one of many reality tv shows based on house flipping, which highlight the profit potential of flipping houses without the details.Flipping houses is highly profitable, but also risky.  There are many expenses involved while rehabbing a property, such as monthly loan payments, taxes, insurance, any unexpected expenses above the rehab budget that happen with any flipper.  But they don’t provide any of the secondary expenses.Flip or Flop only provides simple numbers for the viewer such as purchase price and rehab budget.  But they don’t provide the line items for the budget, how they financed the flip, or any accessory costs.The fact that the Flip or Flop show doesn’t provide the expenses for property taxes and insurance makes me believe that they are hiding many other numbers as well.How do they get financing for the property?  If they’re really doing a few deals per year, then that means they could have $1mm+ of cash out in houses at any one time.  If they aren’t using cash, then they’re getting the project financed.  If they are getting it financed and not providing any of the numbers involved, then they aren’t being transparent.I’m making this video so that those who watch these Flip or Flop shows can see that they are not explaining the entire process in a transparent manner.If you’re interested in flipping houses, then find great resources online that provide real account of how to rehab properties, whether the resource is popular podcasts, blog posts, or forums.Here are the numerous complaints I have with the Flip or Flop shows:- They do not go in detail about the financing of the property which their viewers need to know if they would like to flip houses as well.- They do not explain how they found their contractor or how they manage their teams of contractors.- They do not explain where they get their deals from, whether from the MLS or trusted wholesalers.- They do not video any moments during the closing process of dealing with an agent or dealing with buyers.- They aren’t transparent about all of their expenses during the rehab process.- They aren’t transparent about all of the things that can go wrong during a flip, including any headaches during closes, any hiccups during the purchase process, or any financing issues of the buyer.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- FAVORITE REAL ESTATE BOOKS ----------Multi-Family Millions: https://amzn.to/36tjinyThe Book on Rental Property Investing (Bigger Pockets): https://amzn.to/2TWmfudBuy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple: https://amzn.to/2Rp5I0gThe Book on Managing Rental Properties: A Proven System for Finding, Screening, and Managing Tenants with Fewer Headaches and Maximum Profits: https://amzn.to/37syiDEThe Book on Flipping Houses: How to Buy, Rehab, and Resell Residential Properties: https://amzn.to/3aNaI6PThe Book on Estimating Rehab Costs: The Investor's Guide to Defining Your Renovation Plan, Building Your Budget, and Knowing Exactly How Much It All Costs (Bigger Pockets): https://amzn.to/2TWQcusLong-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties: https://amzn.to/2Rqp9po---------- FAVORITE BUSINESS BOOKS ----------Choose Yourself!: https://amzn.to/36wHqGdTraction: How Any Startup Can Achieve Explosive Customer Growth: https://amzn.to/2TVoTAtTools of Titans: https://amzn.to/2RqVEUzThe 4 Hour Workweek: ht
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 18 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0dec11da-d83f-11f1-9b5d-0f949c66d9be/image/9cd380b3510ed84b2cbcbc16281da426.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Flip or Flop with Tarek and Christina El Moussa is one of many reality tv shows based on house flipping, which highlight the profit potential of flipping houses without the details.Flipping houses is highly profitable, but also risky.  There are many expenses involved while rehabbing a property, such as monthly loan payments, taxes, insurance, any unexpected expenses above the rehab budget that happen with any flipper.  But they don’t provide any of the secondary expenses.Flip or Flop only provides simple numbers for the viewer such as purchase price and rehab budget.  But they don’t provide the line items for the budget, how they financed the flip, or any accessory costs.The fact that the Flip or Flop show doesn’t provide the expenses for property taxes and insurance makes me believe that they are hiding many other numbers as well.How do they get financing for the property?  If they’re really doing a few deals per year, then that means they could have $1mm+ of cash out in houses at any one time.  If they aren’t using cash, then they’re getting the project financed.  If they are getting it financed and not providing any of the numbers involved, then they aren’t being transparent.I’m making this video so that those who watch these Flip or Flop shows can see that they are not explaining the entire process in a transparent manner.If you’re interested in flipping houses, then find great resources online that provide real account of how to rehab properties, whether the resource is popular podcasts, blog posts, or forums.Here are the numerous complaints I have with the Flip or Flop shows:- They do not go in detail about the financing of the property which their viewers need to know if they would like to flip houses as well.- They do not explain how they found their contractor or how they manage their teams of contractors.- They do not explain where they get their deals from, whether from the MLS or trusted wholesalers.- They do not video any moments during the closing process of dealing with an agent or dealing with buyers.- They aren’t transparent about all of their expenses during the rehab process.- They aren’t transparent about all of the things that can go wrong during a flip, including any headaches during closes, any hiccups during the purchase process, or any financing issues of the buyer.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- FAVORITE REAL ESTATE BOOKS ----------Multi-Family Millions: https://amzn.to/36tjinyThe Book on Rental Property Investing (Bigger Pockets): https://amzn.to/2TWmfudBuy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple: https://amzn.to/2Rp5I0gThe Book on Managing Rental Properties: A Proven System for Finding, Screening, and Managing Tenants with Fewer Headaches and Maximum Profits: https://amzn.to/37syiDEThe Book on Flipping Houses: How to Buy, Rehab, and Resell Residential Properties: https://amzn.to/3aNaI6PThe Book on Estimating Rehab Costs: The Investor's Guide to Defining Your Renovation Plan, Building Your Budget, and Knowing Exactly How Much It All Costs (Bigger Pockets): https://amzn.to/2TWQcusLong-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties: https://amzn.to/2Rqp9po---------- FAVORITE BUSINESS BOOKS ----------Choose Yourself!: https://amzn.to/36wHqGdTraction: How Any Startup Can Achieve Explosive Customer Growth: https://amzn.to/2TVoTAtTools of Titans: https://amzn.to/2RqVEUzThe 4 Hour Workweek: ht
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Flip or Flop with Tarek and Christina El Moussa is one of many reality tv shows based on house flipping, which highlight the profit potential of flipping houses without the details.<br><br>Flipping houses is highly profitable, but also risky.  There are many expenses involved while rehabbing a property, such as monthly loan payments, taxes, insurance, any unexpected expenses above the rehab budget that happen with any flipper.  But they don’t provide any of the secondary expenses.<br><br>Flip or Flop only provides simple numbers for the viewer such as purchase price and rehab budget.  But they don’t provide the line items for the budget, how they financed the flip, or any accessory costs.<br><br>The fact that the Flip or Flop show doesn’t provide the expenses for property taxes and insurance makes me believe that they are hiding many other numbers as well.<br><br>How do they get financing for the property?  If they’re really doing a few deals per year, then that means they could have $1mm+ of cash out in houses at any one time.  If they aren’t using cash, then they’re getting the project financed.  If they are getting it financed and not providing any of the numbers involved, then they aren’t being transparent.<br><br>I’m making this video so that those who watch these Flip or Flop shows can see that they are not explaining the entire process in a transparent manner.<br><br>If you’re interested in flipping houses, then find great resources online that provide real account of how to rehab properties, whether the resource is popular podcasts, blog posts, or forums.<br><br>Here are the numerous complaints I have with the Flip or Flop shows:<br>- They do not go in detail about the financing of the property which their viewers need to know if they would like to flip houses as well.<br>- They do not explain how they found their contractor or how they manage their teams of contractors.<br>- They do not explain where they get their deals from, whether from the MLS or trusted wholesalers.<br>- They do not video any moments during the closing process of dealing with an agent or dealing with buyers.<br>- They aren’t transparent about all of their expenses during the rehab process.<br>- They aren’t transparent about all of the things that can go wrong during a flip, including any headaches during closes, any hiccups during the purchase process, or any financing issues of the buyer.<br><br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- FAVORITE REAL ESTATE BOOKS ----------<br>Multi-Family Millions: <a href="https://amzn.to/36tjiny">https://amzn.to/36tjiny</a><br>The Book on Rental Property Investing (Bigger Pockets): <a href="https://amzn.to/2TWmfud">https://amzn.to/2TWmfud</a><br>Buy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple: <a href="https://amzn.to/2Rp5I0g">https://amzn.to/2Rp5I0g</a><br>The Book on Managing Rental Properties: A Proven System for Finding, Screening, and Managing Tenants with Fewer Headaches and Maximum Profits: <a href="https://amzn.to/37syiDE">https://amzn.to/37syiDE</a><br>The Book on Flipping Houses: How to Buy, Rehab, and Resell Residential Properties: <a href="https://amzn.to/3aNaI6P">https://amzn.to/3aNaI6P</a><br>The Book on Estimating Rehab Costs: The Investor's Guide to Defining Your Renovation Plan, Building Your Budget, and Knowing Exactly How Much It All Costs (Bigger Pockets): <a href="https://amzn.to/2TWQcus">https://amzn.to/2TWQcus</a><br>Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties: <a href="https://amzn.to/2Rqp9po">https://amzn.to/2Rqp9po</a><br><br>---------- FAVORITE BUSINESS BOOKS ----------<br>Choose Yourself!: <a href="https://amzn.to/36wHqGd">https://amzn.to/36wHqGd</a><br>Traction: How Any Startup Can Achieve Explosive Customer Growth: <a href="https://amzn.to/2TVoTAt">https://amzn.to/2TVoTAt</a><br>Tools of Titans: <a href="https://amzn.to/2RqVEUz">https://amzn.to/2RqVEUz</a><br>The 4 Hour Workweek: ht</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1056</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0dec11da-d83f-11f1-9b5d-0f949c66d9be]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN4178928874.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Exposing the Fake AI Panic of 2026</title>
      <description>Go to https://ground.news/spcor for a better way to stay informed.  Subscribe for 40% off unlimited access to world-wide coverage through my link.Jacob Coxon wrote a post on X that received 175 million views and caused everyone to panic.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.comTimestamps:0:00 - Intro0:46 - The mega viral X post2:14 - Do not underestimate this technology3:11 - Jensen Huang says it’s all made up3:43 - Anthropic’s exponential revenue growth4:22 - These AI companies are losing a lot of money6:27 - Billions invested in growth and infrastructure7:46 - Every prediction has been wrong8:56 - Nvidia controls the economy right now9:26 - No one is postponing IPO or raising more capital11:28 - Was the mega viral X post organic?12:49 - Government intervention?15:00 - Over 50% of jobs could be wiped out?16:17 - Huge investments mean profitability needs to come soon
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 18 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/beb35d1c-d83e-11f1-b0cc-87531ff4c52d/image/ac5786711be4b356b88df4b7be0adc8d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Go to https://ground.news/spcor for a better way to stay informed.  Subscribe for 40% off unlimited access to world-wide coverage through my link.Jacob Coxon wrote a post on X that received 175 million views and caused everyone to panic.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.comTimestamps:0:00 - Intro0:46 - The mega viral X post2:14 - Do not underestimate this technology3:11 - Jensen Huang says it’s all made up3:43 - Anthropic’s exponential revenue growth4:22 - These AI companies are losing a lot of money6:27 - Billions invested in growth and infrastructure7:46 - Every prediction has been wrong8:56 - Nvidia controls the economy right now9:26 - No one is postponing IPO or raising more capital11:28 - Was the mega viral X post organic?12:49 - Government intervention?15:00 - Over 50% of jobs could be wiped out?16:17 - Huge investments mean profitability needs to come soon
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to <a href="https://ground.news/spcor">https://ground.news/spcor</a> for a better way to stay informed.  Subscribe for 40% off unlimited access to world-wide coverage through my link.<br><br>Jacob Coxon wrote a post on X that received 175 million views and caused everyone to panic.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>Timestamps:<br>0:00 - Intro<br>0:46 - The mega viral X post<br>2:14 - Do not underestimate this technology<br>3:11 - Jensen Huang says it’s all made up<br>3:43 - Anthropic’s exponential revenue growth<br>4:22 - These AI companies are losing a lot of money<br>6:27 - Billions invested in growth and infrastructure<br>7:46 - Every prediction has been wrong<br>8:56 - Nvidia controls the economy right now<br>9:26 - No one is postponing IPO or raising more capital<br>11:28 - Was the mega viral X post organic?<br>12:49 - Government intervention?<br>15:00 - Over 50% of jobs could be wiped out?<br>16:17 - Huge investments mean profitability needs to come soon</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1226</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[beb35d1c-d83e-11f1-b0cc-87531ff4c52d]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN5685424057.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Simple Trick to Buy a House With No Money Down</title>
      <description>In order to buy a house with no money, an investor will need to offer the owner of the property an option for creative financing.  Creative financing presents a never ending amount of opportunities for a renter to purchase a house with no money down.Follow the entire video to see how I perform a fake call to present an opportunity for a property owner to let you buy a house with no money down.If you are a renter and are struggling with figuring out how to buy a house, then watch the entire video to see how I describe a form of creative financing, known as lease option, to give you the chance to purchase your property from the owner with no money down.Many property owners would be interested in selling their property if you can present the following options:Guaranteed renter in the property for the entirety of the contract.They no longer have to pay for maintenance, repairs, property management, or marketing money or time when finding a new tenant.Save a lot of money in closing costs - it’s very stressful and costly to sell a propertyThe benefits to the purchaser of the property are:You don’t have to deal with the bank or a lenderYou don’t have to worry about the qualification processNo money downYou can act as the owner during the lease option periodThe owner cannot break the contractEquity built over the lease option period is your equityCreative financing allows for you to buy property without dealing with the qualification standards of a bank.  If you don’t have the prerequisite w2 pay stubs, work history, DTI within a specific range, high credit score, or down payment, you may not be able to purchase a home.My first real estate deal was using a seller carry where the seller never checked my credit, bank statements, my income, or my DTI.  And I was able to purchase the property with only $20k down, which was equivalent to ~8%.  If I had used a bank, I would have needed another $45k in cash.Assume that you’re renting a condo, townhome, or house.  Call your landlord and ask if they’d be willing to sell the property to you.  You offer full value for the property, you tell them you will save them 6% agent fees, you will handle all maintenance and repairs, and you will purchase using a lease option.  Also known as rent to own.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- FAVORITE REAL ESTATE BOOKS ----------Multi-Family Millions: https://amzn.to/36tjinyThe Book on Rental Property Investing (Bigger Pockets): https://amzn.to/2TWmfudBuy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple: https://amzn.to/2Rp5I0gThe Book on Managing Rental Properties: A Proven System for Finding, Screening, and Managing Tenants with Fewer Headaches and Maximum Profits: https://amzn.to/37syiDEThe Book on Flipping Houses: How to Buy, Rehab, and Resell Residential Properties: https://amzn.to/3aNaI6PThe Book on Estimating Rehab Costs: The Investor's Guide to Defining Your Renovation Plan, Building Your Budget, and Knowing Exactly How Much It All Costs (Bigger Pockets): https://amzn.to/2TWQcusLong-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties: https://amzn.to/2Rqp9po---------- FAVORITE BUSINESS BOOKS ----------Choose Yourself!: https://amzn.to/36wHqGdTraction: How Any Startup Can Achieve Explosive Customer Growth: https://amzn.to/2TVoTAtTools of Titans: https://amzn.to/2RqVEUzThe 4 Hour Workweek: https://amzn.to/2RNnRnrShoe Dog: A Memoir by the Creator of Nike: h
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 17 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/75aa6f48-d83e-11f1-9816-cfab41d8ccef/image/95bb66cc3cb65704f70a7931b2fef9aa.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>In order to buy a house with no money, an investor will need to offer the owner of the property an option for creative financing.  Creative financing presents a never ending amount of opportunities for a renter to purchase a house with no money down.Follow the entire video to see how I perform a fake call to present an opportunity for a property owner to let you buy a house with no money down.If you are a renter and are struggling with figuring out how to buy a house, then watch the entire video to see how I describe a form of creative financing, known as lease option, to give you the chance to purchase your property from the owner with no money down.Many property owners would be interested in selling their property if you can present the following options:Guaranteed renter in the property for the entirety of the contract.They no longer have to pay for maintenance, repairs, property management, or marketing money or time when finding a new tenant.Save a lot of money in closing costs - it’s very stressful and costly to sell a propertyThe benefits to the purchaser of the property are:You don’t have to deal with the bank or a lenderYou don’t have to worry about the qualification processNo money downYou can act as the owner during the lease option periodThe owner cannot break the contractEquity built over the lease option period is your equityCreative financing allows for you to buy property without dealing with the qualification standards of a bank.  If you don’t have the prerequisite w2 pay stubs, work history, DTI within a specific range, high credit score, or down payment, you may not be able to purchase a home.My first real estate deal was using a seller carry where the seller never checked my credit, bank statements, my income, or my DTI.  And I was able to purchase the property with only $20k down, which was equivalent to ~8%.  If I had used a bank, I would have needed another $45k in cash.Assume that you’re renting a condo, townhome, or house.  Call your landlord and ask if they’d be willing to sell the property to you.  You offer full value for the property, you tell them you will save them 6% agent fees, you will handle all maintenance and repairs, and you will purchase using a lease option.  Also known as rent to own.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- FAVORITE REAL ESTATE BOOKS ----------Multi-Family Millions: https://amzn.to/36tjinyThe Book on Rental Property Investing (Bigger Pockets): https://amzn.to/2TWmfudBuy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple: https://amzn.to/2Rp5I0gThe Book on Managing Rental Properties: A Proven System for Finding, Screening, and Managing Tenants with Fewer Headaches and Maximum Profits: https://amzn.to/37syiDEThe Book on Flipping Houses: How to Buy, Rehab, and Resell Residential Properties: https://amzn.to/3aNaI6PThe Book on Estimating Rehab Costs: The Investor's Guide to Defining Your Renovation Plan, Building Your Budget, and Knowing Exactly How Much It All Costs (Bigger Pockets): https://amzn.to/2TWQcusLong-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties: https://amzn.to/2Rqp9po---------- FAVORITE BUSINESS BOOKS ----------Choose Yourself!: https://amzn.to/36wHqGdTraction: How Any Startup Can Achieve Explosive Customer Growth: https://amzn.to/2TVoTAtTools of Titans: https://amzn.to/2RqVEUzThe 4 Hour Workweek: https://amzn.to/2RNnRnrShoe Dog: A Memoir by the Creator of Nike: h
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In order to buy a house with no money, an investor will need to offer the owner of the property an option for creative financing.  Creative financing presents a never ending amount of opportunities for a renter to purchase a house with no money down.<br><br>Follow the entire video to see how I perform a fake call to present an opportunity for a property owner to let you buy a house with no money down.<br><br>If you are a renter and are struggling with figuring out how to buy a house, then watch the entire video to see how I describe a form of creative financing, known as lease option, to give you the chance to purchase your property from the owner with no money down.<br><br>Many property owners would be interested in selling their property if you can present the following options:<br>Guaranteed renter in the property for the entirety of the contract.<br>They no longer have to pay for maintenance, repairs, property management, or marketing money or time when finding a new tenant.<br>Save a lot of money in closing costs - it’s very stressful and costly to sell a property<br><br>The benefits to the purchaser of the property are:<br>You don’t have to deal with the bank or a lender<br>You don’t have to worry about the qualification process<br>No money down<br>You can act as the owner during the lease option period<br>The owner cannot break the contract<br>Equity built over the lease option period is your equity<br><br>Creative financing allows for you to buy property without dealing with the qualification standards of a bank.  If you don’t have the prerequisite w2 pay stubs, work history, DTI within a specific range, high credit score, or down payment, you may not be able to purchase a home.<br><br>My first real estate deal was using a seller carry where the seller never checked my credit, bank statements, my income, or my DTI.  And I was able to purchase the property with only $20k down, which was equivalent to ~8%.  If I had used a bank, I would have needed another $45k in cash.<br><br>Assume that you’re renting a condo, townhome, or house.  Call your landlord and ask if they’d be willing to sell the property to you.  You offer full value for the property, you tell them you will save them 6% agent fees, you will handle all maintenance and repairs, and you will purchase using a lease option.  Also known as rent to own.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- FAVORITE REAL ESTATE BOOKS ----------<br>Multi-Family Millions: <a href="https://amzn.to/36tjiny">https://amzn.to/36tjiny</a><br>The Book on Rental Property Investing (Bigger Pockets): <a href="https://amzn.to/2TWmfud">https://amzn.to/2TWmfud</a><br>Buy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple: <a href="https://amzn.to/2Rp5I0g">https://amzn.to/2Rp5I0g</a><br>The Book on Managing Rental Properties: A Proven System for Finding, Screening, and Managing Tenants with Fewer Headaches and Maximum Profits: <a href="https://amzn.to/37syiDE">https://amzn.to/37syiDE</a><br>The Book on Flipping Houses: How to Buy, Rehab, and Resell Residential Properties: <a href="https://amzn.to/3aNaI6P">https://amzn.to/3aNaI6P</a><br>The Book on Estimating Rehab Costs: The Investor's Guide to Defining Your Renovation Plan, Building Your Budget, and Knowing Exactly How Much It All Costs (Bigger Pockets): <a href="https://amzn.to/2TWQcus">https://amzn.to/2TWQcus</a><br>Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties: <a href="https://amzn.to/2Rqp9po">https://amzn.to/2Rqp9po</a><br><br>---------- FAVORITE BUSINESS BOOKS ----------<br>Choose Yourself!: <a href="https://amzn.to/36wHqGd">https://amzn.to/36wHqGd</a><br>Traction: How Any Startup Can Achieve Explosive Customer Growth: <a href="https://amzn.to/2TVoTAt">https://amzn.to/2TVoTAt</a><br>Tools of Titans: <a href="https://amzn.to/2RqVEUz">https://amzn.to/2RqVEUz</a><br>The 4 Hour Workweek: <a href="https://amzn.to/2RNnRnr">https://amzn.to/2RNnRnr</a><br>Shoe Dog: A Memoir by the Creator of Nike: h</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>795</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[75aa6f48-d83e-11f1-9816-cfab41d8ccef]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN5055509558.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Real Estate Market is F**ED. You Were Lied To.</title>
      <description>Download the FREE Upside App here https://yt.link/HgVKpN1 and use code Spencer25 to get an extra 25 cents back per gallon on your first tank of gas! Thank you Upside for sponsoring this video!The real estate market has already crashed.  We've all been lied to.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:42 - "Everyone is just going to rent"1:17 - "The real estate market is not going to crash"1:54 - House in Las Vegas, NV as example of crash2:42 - The math of losing 50% on a house5:17 - What is missing with this house?7:03 - House prices have crashed relative to other assets8:37 - The rise of mortgage rates - Warning Sign9:51 - The fallacy of historically low delinquency rates10:47 - Price cuts are here....and getting worse12:54 - You have to find a cash buyer with high interest rates13:45 - Doom spiral in housing because of increased costs?15:06 - Marry the house, date the rate fallacy16:47 - Highest level of families behind on loan payments17:46 - Renting is better than buying in every city in USA
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 17 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1c5c0e1a-d83e-11f1-a31b-8b5196ab997a/image/f716bfdb3286b4ff5a67aaf7e2507df9.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Download the FREE Upside App here https://yt.link/HgVKpN1 and use code Spencer25 to get an extra 25 cents back per gallon on your first tank of gas! Thank you Upside for sponsoring this video!The real estate market has already crashed.  We've all been lied to.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:42 - "Everyone is just going to rent"1:17 - "The real estate market is not going to crash"1:54 - House in Las Vegas, NV as example of crash2:42 - The math of losing 50% on a house5:17 - What is missing with this house?7:03 - House prices have crashed relative to other assets8:37 - The rise of mortgage rates - Warning Sign9:51 - The fallacy of historically low delinquency rates10:47 - Price cuts are here....and getting worse12:54 - You have to find a cash buyer with high interest rates13:45 - Doom spiral in housing because of increased costs?15:06 - Marry the house, date the rate fallacy16:47 - Highest level of families behind on loan payments17:46 - Renting is better than buying in every city in USA
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Download the FREE Upside App here <a href="https://yt.link/HgVKpN1">https://yt.link/HgVKpN1</a> and use code Spencer25 to get an extra 25 cents back per gallon on your first tank of gas! Thank you Upside for sponsoring this video!<br><br>The real estate market has already crashed.  We've all been lied to.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:42 - "Everyone is just going to rent"<br>1:17 - "The real estate market is not going to crash"<br>1:54 - House in Las Vegas, NV as example of crash<br>2:42 - The math of losing 50% on a house<br>5:17 - What is missing with this house?<br>7:03 - House prices have crashed relative to other assets<br>8:37 - The rise of mortgage rates - Warning Sign<br>9:51 - The fallacy of historically low delinquency rates<br>10:47 - Price cuts are here....and getting worse<br>12:54 - You have to find a cash buyer with high interest rates<br>13:45 - Doom spiral in housing because of increased costs?<br>15:06 - Marry the house, date the rate fallacy<br>16:47 - Highest level of families behind on loan payments<br>17:46 - Renting is better than buying in every city in USA</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1383</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[1c5c0e1a-d83e-11f1-a31b-8b5196ab997a]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN9274927776.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>One Rental At A Time's Michael Zuber on the Economy, MFR Investing, and Why Some Investors Will Lose</title>
      <description>One Rental At A Time's Michael Zuber on the Economy, Multi Family Investing, and Why Some Investors Will Lose Their ShirtOur guest today has two decades of experience, made it through the crash of 2007, has nearly 200 units, has exited 40+ flips in the past two years, and even wrote a book detailing his journey from nothing to financial freedom and a lifetime of wealth.Real estate investor and One Rental At a Time's Michael Zuber drops knowledge bombs throughout this video podcast.  Make sure to check out his YouTube channel and book.Real Estate Investing can be very financially lucrative, can provide wealth for generations, and help you to find out how to leave your job.  Michael helps detail how to invest in real estate, how to invest in multifamily real estate, how to invest in multifamily properties, and how to flip houses.He has extensive experience investing in multi family units, rehabbing properties, and property management and I'm so grateful that he was able to share his wisdom with us today.Michael has become financially free from building up a very impressive real estate portfolio.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- FAVORITE REAL ESTATE BOOKS ----------Multi-Family Millions: https://amzn.to/36tjinyThe Book on Rental Property Investing (Bigger Pockets): https://amzn.to/2TWmfudBuy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple: https://amzn.to/2Rp5I0gThe Book on Managing Rental Properties: A Proven System for Finding, Screening, and Managing Tenants with Fewer Headaches and Maximum Profits: https://amzn.to/37syiDEThe Book on Flipping Houses: How to Buy, Rehab, and Resell Residential Properties: https://amzn.to/3aNaI6PThe Book on Estimating Rehab Costs: The Investor's Guide to Defining Your Renovation Plan, Building Your Budget, and Knowing Exactly How Much It All Costs (Bigger Pockets): https://amzn.to/2TWQcusLong-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties: https://amzn.to/2Rqp9po---------- FAVORITE BUSINESS BOOKS ----------Choose Yourself!: https://amzn.to/36wHqGdTraction: How Any Startup Can Achieve Explosive Customer Growth: https://amzn.to/2TVoTAtTools of Titans: https://amzn.to/2RqVEUzThe 4 Hour Workweek: https://amzn.to/2RNnRnrShoe Dog: A Memoir by the Creator of Nike: https://amzn.to/2GtcY4RHatching Twitter: A True Story of Money, Power, Friendship, and Betrayal: https://amzn.to/2GplZMAChaos Monkeys: Obscene Fortune and Random Failure in Silicon Valley: https://amzn.to/36ojwfFThe Accidental Billionaires: The Founding of Facebook: A Tale of Sex, Money, Genius and Betrayal: https://amzn.to/36wHuprElon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future: https://amzn.to/2OeuxKD---------- FAVORITE MINDSET BOOKS ----------The Obstacle Is the Way: The Timeless Art of Turning Trials into Triumph: https://amzn.to/2RNoiOBThe ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results: https://amzn.to/3aFYv3yDeep Work: Rules for Focused Success in a Distracted World: https://amzn.to/2tGEk55Fooled by Randomness: The Hidden Role of Chance in Life and in the Markets (Incerto): https://amzn.to/38C87KSTalent is Overrated: What Really Separates World-Class Performers from Everybody Else: https://amzn.to/36sOJP4
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 17 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/be40765e-d83d-11f1-a35a-d7e78ccbcabe/image/0a1f35fafb82cf8b32348618d0dd0267.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>One Rental At A Time's Michael Zuber on the Economy, Multi Family Investing, and Why Some Investors Will Lose Their ShirtOur guest today has two decades of experience, made it through the crash of 2007, has nearly 200 units, has exited 40+ flips in the past two years, and even wrote a book detailing his journey from nothing to financial freedom and a lifetime of wealth.Real estate investor and One Rental At a Time's Michael Zuber drops knowledge bombs throughout this video podcast.  Make sure to check out his YouTube channel and book.Real Estate Investing can be very financially lucrative, can provide wealth for generations, and help you to find out how to leave your job.  Michael helps detail how to invest in real estate, how to invest in multifamily real estate, how to invest in multifamily properties, and how to flip houses.He has extensive experience investing in multi family units, rehabbing properties, and property management and I'm so grateful that he was able to share his wisdom with us today.Michael has become financially free from building up a very impressive real estate portfolio.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- FAVORITE REAL ESTATE BOOKS ----------Multi-Family Millions: https://amzn.to/36tjinyThe Book on Rental Property Investing (Bigger Pockets): https://amzn.to/2TWmfudBuy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple: https://amzn.to/2Rp5I0gThe Book on Managing Rental Properties: A Proven System for Finding, Screening, and Managing Tenants with Fewer Headaches and Maximum Profits: https://amzn.to/37syiDEThe Book on Flipping Houses: How to Buy, Rehab, and Resell Residential Properties: https://amzn.to/3aNaI6PThe Book on Estimating Rehab Costs: The Investor's Guide to Defining Your Renovation Plan, Building Your Budget, and Knowing Exactly How Much It All Costs (Bigger Pockets): https://amzn.to/2TWQcusLong-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties: https://amzn.to/2Rqp9po---------- FAVORITE BUSINESS BOOKS ----------Choose Yourself!: https://amzn.to/36wHqGdTraction: How Any Startup Can Achieve Explosive Customer Growth: https://amzn.to/2TVoTAtTools of Titans: https://amzn.to/2RqVEUzThe 4 Hour Workweek: https://amzn.to/2RNnRnrShoe Dog: A Memoir by the Creator of Nike: https://amzn.to/2GtcY4RHatching Twitter: A True Story of Money, Power, Friendship, and Betrayal: https://amzn.to/2GplZMAChaos Monkeys: Obscene Fortune and Random Failure in Silicon Valley: https://amzn.to/36ojwfFThe Accidental Billionaires: The Founding of Facebook: A Tale of Sex, Money, Genius and Betrayal: https://amzn.to/36wHuprElon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future: https://amzn.to/2OeuxKD---------- FAVORITE MINDSET BOOKS ----------The Obstacle Is the Way: The Timeless Art of Turning Trials into Triumph: https://amzn.to/2RNoiOBThe ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results: https://amzn.to/3aFYv3yDeep Work: Rules for Focused Success in a Distracted World: https://amzn.to/2tGEk55Fooled by Randomness: The Hidden Role of Chance in Life and in the Markets (Incerto): https://amzn.to/38C87KSTalent is Overrated: What Really Separates World-Class Performers from Everybody Else: https://amzn.to/36sOJP4
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>One Rental At A Time's Michael Zuber on the Economy, Multi Family Investing, and Why Some Investors Will Lose Their Shirt<br><br>Our guest today has two decades of experience, made it through the crash of 2007, has nearly 200 units, has exited 40+ flips in the past two years, and even wrote a book detailing his journey from nothing to financial freedom and a lifetime of wealth.<br><br>Real estate investor and One Rental At a Time's Michael Zuber drops knowledge bombs throughout this video podcast.  Make sure to check out his YouTube channel and book.<br><br>Real Estate Investing can be very financially lucrative, can provide wealth for generations, and help you to find out how to leave your job.  Michael helps detail how to invest in real estate, how to invest in multifamily real estate, how to invest in multifamily properties, and how to flip houses.<br><br>He has extensive experience investing in multi family units, rehabbing properties, and property management and I'm so grateful that he was able to share his wisdom with us today.<br><br>Michael has become financially free from building up a very impressive real estate portfolio.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- FAVORITE REAL ESTATE BOOKS ----------<br>Multi-Family Millions: <a href="https://amzn.to/36tjiny">https://amzn.to/36tjiny</a><br>The Book on Rental Property Investing (Bigger Pockets): <a href="https://amzn.to/2TWmfud">https://amzn.to/2TWmfud</a><br>Buy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple: <a href="https://amzn.to/2Rp5I0g">https://amzn.to/2Rp5I0g</a><br>The Book on Managing Rental Properties: A Proven System for Finding, Screening, and Managing Tenants with Fewer Headaches and Maximum Profits: <a href="https://amzn.to/37syiDE">https://amzn.to/37syiDE</a><br>The Book on Flipping Houses: How to Buy, Rehab, and Resell Residential Properties: <a href="https://amzn.to/3aNaI6P">https://amzn.to/3aNaI6P</a><br>The Book on Estimating Rehab Costs: The Investor's Guide to Defining Your Renovation Plan, Building Your Budget, and Knowing Exactly How Much It All Costs (Bigger Pockets): <a href="https://amzn.to/2TWQcus">https://amzn.to/2TWQcus</a><br>Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties: <a href="https://amzn.to/2Rqp9po">https://amzn.to/2Rqp9po</a><br><br>---------- FAVORITE BUSINESS BOOKS ----------<br>Choose Yourself!: <a href="https://amzn.to/36wHqGd">https://amzn.to/36wHqGd</a><br>Traction: How Any Startup Can Achieve Explosive Customer Growth: <a href="https://amzn.to/2TVoTAt">https://amzn.to/2TVoTAt</a><br>Tools of Titans: <a href="https://amzn.to/2RqVEUz">https://amzn.to/2RqVEUz</a><br>The 4 Hour Workweek: <a href="https://amzn.to/2RNnRnr">https://amzn.to/2RNnRnr</a><br>Shoe Dog: A Memoir by the Creator of Nike: <a href="https://amzn.to/2GtcY4R">https://amzn.to/2GtcY4R</a><br>Hatching Twitter: A True Story of Money, Power, Friendship, and Betrayal: <a href="https://amzn.to/2GplZMA">https://amzn.to/2GplZMA</a><br>Chaos Monkeys: Obscene Fortune and Random Failure in Silicon Valley: <a href="https://amzn.to/36ojwfF">https://amzn.to/36ojwfF</a><br>The Accidental Billionaires: The Founding of Facebook: A Tale of Sex, Money, Genius and Betrayal: <a href="https://amzn.to/36wHupr">https://amzn.to/36wHupr</a><br>Elon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future: <a href="https://amzn.to/2OeuxKD">https://amzn.to/2OeuxKD</a><br><br>---------- FAVORITE MINDSET BOOKS ----------<br>The Obstacle Is the Way: The Timeless Art of Turning Trials into Triumph: <a href="https://amzn.to/2RNoiOB">https://amzn.to/2RNoiOB</a><br>The ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results: <a href="https://amzn.to/3aFYv3y">https://amzn.to/3aFYv3y</a><br>Deep Work: Rules for Focused Success in a Distracted World: <a href="https://amzn.to/2tGEk55">https://amzn.to/2tGEk55</a><br>Fooled by Randomness: The Hidden Role of Chance in Life and in the Markets (Incerto): <a href="https://amzn.to/38C87KS">https://amzn.to/38C87KS</a><br>Talent is Overrated: What Really Separates World-Class Performers from Everybody Else: <a href="https://amzn.to/36sOJP4">https://amzn.to/36sOJP4</a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1914</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[be40765e-d83d-11f1-a35a-d7e78ccbcabe]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN1997797090.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Arrogant Crypto "Billionaire" FINALLY Arrested With Pants Down</title>
      <description>Take back your personal data with Incogni!  Use code ‘SPENCER60’ to get 60% off annual plans.  https://www.incogni.com/spencer60 Richard Heart was recently arrested on allegations of tax fraud and after being served with an Interpol Red Notice.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:34 - Turkey confirms arrest of Richard Heart1:07 - He is very secretive about his location2:28 - Richard Heart launches his own crypto4:06 - The terrible price action of his crypto coin7:30 - I dealt with the Hexican army in 20218:21 - Dave Portnoy pitched a scam by a Hexican9:49 - “The best performing asset in crypto”10:41 - Richard tells you about his charitable donation11:22 - The Email Spam King13:39 - The SEC charges Richard Heart for $1 Billion Fraud15:00 - The fallacy of “changing people’s lives”17:02 - Richard’s new crypto coin18:27 - The news gets worse for Hexican bag holders20:27 - Arrest photos22:08 - Peter Schiff destroys Richard in a debate
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/68f32e6c-d83d-11f1-bb4d-fb59cc508f17/image/36b85e5110289bbe55e5ca15f1cf5368.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Take back your personal data with Incogni!  Use code ‘SPENCER60’ to get 60% off annual plans.  https://www.incogni.com/spencer60 Richard Heart was recently arrested on allegations of tax fraud and after being served with an Interpol Red Notice.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.com*TIMESTAMPS*0:00 - Intro0:34 - Turkey confirms arrest of Richard Heart1:07 - He is very secretive about his location2:28 - Richard Heart launches his own crypto4:06 - The terrible price action of his crypto coin7:30 - I dealt with the Hexican army in 20218:21 - Dave Portnoy pitched a scam by a Hexican9:49 - “The best performing asset in crypto”10:41 - Richard tells you about his charitable donation11:22 - The Email Spam King13:39 - The SEC charges Richard Heart for $1 Billion Fraud15:00 - The fallacy of “changing people’s lives”17:02 - Richard’s new crypto coin18:27 - The news gets worse for Hexican bag holders20:27 - Arrest photos22:08 - Peter Schiff destroys Richard in a debate
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Take back your personal data with Incogni!  Use code ‘SPENCER60’ to get 60% off annual plans.  <a href="https://www.incogni.com/spencer60">https://www.incogni.com/spencer60</a> <br><br>Richard Heart was recently arrested on allegations of tax fraud and after being served with an Interpol Red Notice.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>*TIMESTAMPS*<br>0:00 - Intro<br>0:34 - Turkey confirms arrest of Richard Heart<br>1:07 - He is very secretive about his location<br>2:28 - Richard Heart launches his own crypto<br>4:06 - The terrible price action of his crypto coin<br>7:30 - I dealt with the Hexican army in 2021<br>8:21 - Dave Portnoy pitched a scam by a Hexican<br>9:49 - “The best performing asset in crypto”<br>10:41 - Richard tells you about his charitable donation<br>11:22 - The Email Spam King<br>13:39 - The SEC charges Richard Heart for $1 Billion Fraud<br>15:00 - The fallacy of “changing people’s lives”<br>17:02 - Richard’s new crypto coin<br>18:27 - The news gets worse for Hexican bag holders<br>20:27 - Arrest photos<br>22:08 - Peter Schiff destroys Richard in a debate</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1742</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[68f32e6c-d83d-11f1-bb4d-fb59cc508f17]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN3819291729.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Millennials Need to Save Half of Paycheck to Retire | How to Retire Early</title>
      <description>Millennials Need to Save Half of Paycheck to Retire | How to Retire Earlyarticle: https://www.cnbc.com/amp/2019/10/23/millennials-need-to-save-an-huge-percent-of-paycheck-to-retire-at-65.htmlThumbnail credit: Photo by Anastase Maragos on UnsplashCNBC recently posted an article detailing how millennials will need to save half of paycheck to retire early so I decided to make a simple video detailing how to retire early and how to invest to create a better financial future.If you follow this channel, you will quickly realize how ludicrous it is to focus your efforts on retiring by the age of 65.  You should spend all of your 20’s and 30’s figuring out how to retire early.  By following the videos on this channel, you will see that real estate investing offers the quickest path to financial independence.Midway through this video, I share an easy example of how to house hack a multi family unit or a single family with multiple bedrooms.You can easily add a thousand to multiple thousands of dollars in income by renting out your spare bedrooms or other units.This requires compromising on your living situation, but if you follow my channel, I trust that you are focused on financial efficiency in order to retire early and reach financial independence.A lot of blogs and videos on YouTube detail how to be financially independent at a young age, but I’ve found that the house hack multi family units or single family is the quickest way to position yourself to retire early.Investing in real estate provides great returns, the ability to cash flow every month, and potentially reduces your living expenses to zero if you house hack.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- FAVORITE REAL ESTATE BOOKS ----------Multi-Family Millions: https://amzn.to/36tjinyThe Book on Rental Property Investing (Bigger Pockets): https://amzn.to/2TWmfudBuy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple: https://amzn.to/2Rp5I0gThe Book on Managing Rental Properties: A Proven System for Finding, Screening, and Managing Tenants with Fewer Headaches and Maximum Profits: https://amzn.to/37syiDEThe Book on Flipping Houses: How to Buy, Rehab, and Resell Residential Properties: https://amzn.to/3aNaI6PThe Book on Estimating Rehab Costs: The Investor's Guide to Defining Your Renovation Plan, Building Your Budget, and Knowing Exactly How Much It All Costs (Bigger Pockets): https://amzn.to/2TWQcusLong-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties: https://amzn.to/2Rqp9po---------- FAVORITE BUSINESS BOOKS ----------Choose Yourself!: https://amzn.to/36wHqGdTraction: How Any Startup Can Achieve Explosive Customer Growth: https://amzn.to/2TVoTAtTools of Titans: https://amzn.to/2RqVEUzThe 4 Hour Workweek: https://amzn.to/2RNnRnrShoe Dog: A Memoir by the Creator of Nike: https://amzn.to/2GtcY4RHatching Twitter: A True Story of Money, Power, Friendship, and Betrayal: https://amzn.to/2GplZMAChaos Monkeys: Obscene Fortune and Random Failure in Silicon Valley: https://amzn.to/36ojwfFThe Accidental Billionaires: The Founding of Facebook: A Tale of Sex, Money, Genius and Betrayal: https://amzn.to/36wHuprElon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future: https://amzn.to/2OeuxKD---------- FAVORITE MINDSET BOOKS ----------The Obstacle Is the Way: The Timeless Art of Turning Trials into Triumph: https://amzn.to/2RNoiOBThe ONE Thing: The Surprisingly Simple Truth Behind Extraor
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 Oct 2026 13:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/35472672-d83d-11f1-8fed-c7f9c8307e74/image/81f9794d3fd1ec74af5b9f1bd3bedf21.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Millennials Need to Save Half of Paycheck to Retire | How to Retire Earlyarticle: https://www.cnbc.com/amp/2019/10/23/millennials-need-to-save-an-huge-percent-of-paycheck-to-retire-at-65.htmlThumbnail credit: Photo by Anastase Maragos on UnsplashCNBC recently posted an article detailing how millennials will need to save half of paycheck to retire early so I decided to make a simple video detailing how to retire early and how to invest to create a better financial future.If you follow this channel, you will quickly realize how ludicrous it is to focus your efforts on retiring by the age of 65.  You should spend all of your 20’s and 30’s figuring out how to retire early.  By following the videos on this channel, you will see that real estate investing offers the quickest path to financial independence.Midway through this video, I share an easy example of how to house hack a multi family unit or a single family with multiple bedrooms.You can easily add a thousand to multiple thousands of dollars in income by renting out your spare bedrooms or other units.This requires compromising on your living situation, but if you follow my channel, I trust that you are focused on financial efficiency in order to retire early and reach financial independence.A lot of blogs and videos on YouTube detail how to be financially independent at a young age, but I’ve found that the house hack multi family units or single family is the quickest way to position yourself to retire early.Investing in real estate provides great returns, the ability to cash flow every month, and potentially reduces your living expenses to zero if you house hack.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- FAVORITE REAL ESTATE BOOKS ----------Multi-Family Millions: https://amzn.to/36tjinyThe Book on Rental Property Investing (Bigger Pockets): https://amzn.to/2TWmfudBuy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple: https://amzn.to/2Rp5I0gThe Book on Managing Rental Properties: A Proven System for Finding, Screening, and Managing Tenants with Fewer Headaches and Maximum Profits: https://amzn.to/37syiDEThe Book on Flipping Houses: How to Buy, Rehab, and Resell Residential Properties: https://amzn.to/3aNaI6PThe Book on Estimating Rehab Costs: The Investor's Guide to Defining Your Renovation Plan, Building Your Budget, and Knowing Exactly How Much It All Costs (Bigger Pockets): https://amzn.to/2TWQcusLong-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties: https://amzn.to/2Rqp9po---------- FAVORITE BUSINESS BOOKS ----------Choose Yourself!: https://amzn.to/36wHqGdTraction: How Any Startup Can Achieve Explosive Customer Growth: https://amzn.to/2TVoTAtTools of Titans: https://amzn.to/2RqVEUzThe 4 Hour Workweek: https://amzn.to/2RNnRnrShoe Dog: A Memoir by the Creator of Nike: https://amzn.to/2GtcY4RHatching Twitter: A True Story of Money, Power, Friendship, and Betrayal: https://amzn.to/2GplZMAChaos Monkeys: Obscene Fortune and Random Failure in Silicon Valley: https://amzn.to/36ojwfFThe Accidental Billionaires: The Founding of Facebook: A Tale of Sex, Money, Genius and Betrayal: https://amzn.to/36wHuprElon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future: https://amzn.to/2OeuxKD---------- FAVORITE MINDSET BOOKS ----------The Obstacle Is the Way: The Timeless Art of Turning Trials into Triumph: https://amzn.to/2RNoiOBThe ONE Thing: The Surprisingly Simple Truth Behind Extraor
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Millennials Need to Save Half of Paycheck to Retire | How to Retire Early<br><br>article: <a href="https://www.cnbc.com/amp/2019/10/23/millennials-need-to-save-an-huge-percent-of-paycheck-to-retire-at-65.html">https://www.cnbc.com/amp/2019/10/23/millennials-need-to-save-an-huge-percent-of-paycheck-to-retire-at-65.html</a><br><br>Thumbnail credit: Photo by Anastase Maragos on Unsplash<br><br>CNBC recently posted an article detailing how millennials will need to save half of paycheck to retire early so I decided to make a simple video detailing how to retire early and how to invest to create a better financial future.<br><br>If you follow this channel, you will quickly realize how ludicrous it is to focus your efforts on retiring by the age of 65.  You should spend all of your 20’s and 30’s figuring out how to retire early.  By following the videos on this channel, you will see that real estate investing offers the quickest path to financial independence.<br><br>Midway through this video, I share an easy example of how to house hack a multi family unit or a single family with multiple bedrooms.<br><br>You can easily add a thousand to multiple thousands of dollars in income by renting out your spare bedrooms or other units.<br><br>This requires compromising on your living situation, but if you follow my channel, I trust that you are focused on financial efficiency in order to retire early and reach financial independence.<br><br>A lot of blogs and videos on YouTube detail how to be financially independent at a young age, but I’ve found that the house hack multi family units or single family is the quickest way to position yourself to retire early.<br><br>Investing in real estate provides great returns, the ability to cash flow every month, and potentially reduces your living expenses to zero if you house hack.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- FAVORITE REAL ESTATE BOOKS ----------<br>Multi-Family Millions: <a href="https://amzn.to/36tjiny">https://amzn.to/36tjiny</a><br>The Book on Rental Property Investing (Bigger Pockets): <a href="https://amzn.to/2TWmfud">https://amzn.to/2TWmfud</a><br>Buy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple: <a href="https://amzn.to/2Rp5I0g">https://amzn.to/2Rp5I0g</a><br>The Book on Managing Rental Properties: A Proven System for Finding, Screening, and Managing Tenants with Fewer Headaches and Maximum Profits: <a href="https://amzn.to/37syiDE">https://amzn.to/37syiDE</a><br>The Book on Flipping Houses: How to Buy, Rehab, and Resell Residential Properties: <a href="https://amzn.to/3aNaI6P">https://amzn.to/3aNaI6P</a><br>The Book on Estimating Rehab Costs: The Investor's Guide to Defining Your Renovation Plan, Building Your Budget, and Knowing Exactly How Much It All Costs (Bigger Pockets): <a href="https://amzn.to/2TWQcus">https://amzn.to/2TWQcus</a><br>Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties: <a href="https://amzn.to/2Rqp9po">https://amzn.to/2Rqp9po</a><br><br>---------- FAVORITE BUSINESS BOOKS ----------<br>Choose Yourself!: <a href="https://amzn.to/36wHqGd">https://amzn.to/36wHqGd</a><br>Traction: How Any Startup Can Achieve Explosive Customer Growth: <a href="https://amzn.to/2TVoTAt">https://amzn.to/2TVoTAt</a><br>Tools of Titans: <a href="https://amzn.to/2RqVEUz">https://amzn.to/2RqVEUz</a><br>The 4 Hour Workweek: <a href="https://amzn.to/2RNnRnr">https://amzn.to/2RNnRnr</a><br>Shoe Dog: A Memoir by the Creator of Nike: <a href="https://amzn.to/2GtcY4R">https://amzn.to/2GtcY4R</a><br>Hatching Twitter: A True Story of Money, Power, Friendship, and Betrayal: <a href="https://amzn.to/2GplZMA">https://amzn.to/2GplZMA</a><br>Chaos Monkeys: Obscene Fortune and Random Failure in Silicon Valley: <a href="https://amzn.to/36ojwfF">https://amzn.to/36ojwfF</a><br>The Accidental Billionaires: The Founding of Facebook: A Tale of Sex, Money, Genius and Betrayal: <a href="https://amzn.to/36wHupr">https://amzn.to/36wHupr</a><br>Elon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future: <a href="https://amzn.to/2OeuxKD">https://amzn.to/2OeuxKD</a><br><br>---------- FAVORITE MINDSET BOOKS ----------<br>The Obstacle Is the Way: The Timeless Art of Turning Trials into Triumph: <a href="https://amzn.to/2RNoiOB">https://amzn.to/2RNoiOB</a><br>The ONE Thing: The Surprisingly Simple Truth Behind Extraor</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>740</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[35472672-d83d-11f1-8fed-c7f9c8307e74]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN5862115776.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Fraudster Snitches on Himself Then Gets Arrested</title>
      <description>Open Your Relay Account Today: https://relay.yt.link/WUUHEWnRelay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. @RelayFinancial #RelayPartnerShawty Dred was indicted on sixty three counts of fraud, identity theft, etc for an EBT Stamp fraud scheme.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.comTIMESTAMPS0:00 - Intro1:02 - He makes the news for nasty behavior4:49 - Teaching you how to become a “millionaire”6:19 - He switches to cringe content7:01 - JD Vance reports him as a fraud8:19 - Shawty Dred’s $4 MILLION SNAP Fraud Scheme10:47 - He gets scammed by a woman on X11:22 - He claims to have money from scamming
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 Oct 2026 05:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/04b5ff42-d83d-11f1-a84b-97a1b41228dd/image/31b0863348f474a78f1f05e3e20ebd86.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Open Your Relay Account Today: https://relay.yt.link/WUUHEWnRelay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. @RelayFinancial #RelayPartnerShawty Dred was indicted on sixty three counts of fraud, identity theft, etc for an EBT Stamp fraud scheme.*INSTAGRAM*https://www.instagram.com/spencercornelia1*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*spencer@teamcornelia.comTIMESTAMPS0:00 - Intro1:02 - He makes the news for nasty behavior4:49 - Teaching you how to become a “millionaire”6:19 - He switches to cringe content7:01 - JD Vance reports him as a fraud8:19 - Shawty Dred’s $4 MILLION SNAP Fraud Scheme10:47 - He gets scammed by a woman on X11:22 - He claims to have money from scamming
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Open Your Relay Account Today: <a href="https://relay.yt.link/WUUHEWn">https://relay.yt.link/WUUHEWn</a><br><br>Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. <br>@RelayFinancial #RelayPartner<br><br>Shawty Dred was indicted on sixty three counts of fraud, identity theft, etc for an EBT Stamp fraud scheme.<br><br>*INSTAGRAM*<br><a href="https://www.instagram.com/spencercornelia1">https://www.instagram.com/spencercornelia1</a><br><br>*EMAIL FOR SPONSORS and TOPIC SUGGESTIONS*<br>spencer@teamcornelia.com<br><br>TIMESTAMPS<br>0:00 - Intro<br>1:02 - He makes the news for nasty behavior<br>4:49 - Teaching you how to become a “millionaire”<br>6:19 - He switches to cringe content<br>7:01 - JD Vance reports him as a fraud<br>8:19 - Shawty Dred’s $4 MILLION SNAP Fraud Scheme<br>10:47 - He gets scammed by a woman on X<br>11:22 - He claims to have money from scamming</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>969</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[04b5ff42-d83d-11f1-a84b-97a1b41228dd]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN7779213302.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How I Went from 7k to 10k a Month Income | The Journey to Wealth 15</title>
      <description>How I Went from 7k to 10k a Month Income | The Journey to Wealth 15Real estate investing has helped me really aggressively pursue financial independence.  It all began with my first house hack in September 2016.  Now in March 2019, I was able to purchase my second house hack which produces $3,650 a month in income.I detail how I started with $0 and have moved up to $10k a month income.  There were multiple internships, low paying jobs, months of no income, multiple moves across the country before reaching 10k a month income.Because of real estate investing, I have been able to make a video detailing how I went from $7000 to $10k a month in income.My journey first began by finding a stable w2 job that paid a middle class income.  The income allowed me to purchase a condo for my first official ‘house hack’.  The income from the roommate allowed me to save enough to begin purchasing real estate rental property.When I purchased my 4plex here in Las Vegas, I had reached $7,000 a month in income.On March 1, 2019, I was able to take over a 7 bed 5 bath house hack in Las Vegas which produces $3,650 a month in income.  This helped push me over the $10k a month income.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:real estate investing,real estate,investing in real estate,how to invest in real estate,financial independence,how to increase income,real estate investor,house hacking,the journey to wealth,$10k a month income,10k a month business,10k a month real estate,10k a month income,real estate for beginners,real estate investing for beginners,how to buy real estate,house hacking single family home,how to make money,how to make more money,dividend stocks
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 15 Oct 2026 21:36:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Spencer Cornelia</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b6443f7c-d83c-11f1-a0bb-bbcffb6ead17/image/e4a032b69cc5494d904ce938358a7e9c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>How I Went from 7k to 10k a Month Income | The Journey to Wealth 15Real estate investing has helped me really aggressively pursue financial independence.  It all began with my first house hack in September 2016.  Now in March 2019, I was able to purchase my second house hack which produces $3,650 a month in income.I detail how I started with $0 and have moved up to $10k a month income.  There were multiple internships, low paying jobs, months of no income, multiple moves across the country before reaching 10k a month income.Because of real estate investing, I have been able to make a video detailing how I went from $7000 to $10k a month in income.My journey first began by finding a stable w2 job that paid a middle class income.  The income allowed me to purchase a condo for my first official ‘house hack’.  The income from the roommate allowed me to save enough to begin purchasing real estate rental property.When I purchased my 4plex here in Las Vegas, I had reached $7,000 a month in income.On March 1, 2019, I was able to take over a 7 bed 5 bath house hack in Las Vegas which produces $3,650 a month in income.  This helped push me over the $10k a month income.---------- POPULAR VIDEOS ----------★ From $0 to $4,500 a Month in Income ★↪ https://www.youtube.com/watch?v=wp3ogxvDZQY★ From $4,500 to $7,000 a Month in Income ★↪ https://www.youtube.com/watch?v=MLCPhSLUbKM★ From $7,000 to $10,000 a Month in Income ★↪ https://www.youtube.com/watch?v=SBb9VFkaA★ How I Went From $0 to $100k Net Worth in Under 3 Years ★↪ https://www.youtube.com/watch?v=eYy1BN4iGBA---------- MY BOOK LIST ----------https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharingTags:real estate investing,real estate,investing in real estate,how to invest in real estate,financial independence,how to increase income,real estate investor,house hacking,the journey to wealth,$10k a month income,10k a month business,10k a month real estate,10k a month income,real estate for beginners,real estate investing for beginners,how to buy real estate,house hacking single family home,how to make money,how to make more money,dividend stocks
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How I Went from 7k to 10k a Month Income | The Journey to Wealth 15<br><br>Real estate investing has helped me really aggressively pursue financial independence.  It all began with my first house hack in September 2016.  Now in March 2019, I was able to purchase my second house hack which produces $3,650 a month in income.<br><br>I detail how I started with $0 and have moved up to $10k a month income.  There were multiple internships, low paying jobs, months of no income, multiple moves across the country before reaching 10k a month income.<br><br>Because of real estate investing, I have been able to make a video detailing how I went from $7000 to $10k a month in income.<br><br>My journey first began by finding a stable w2 job that paid a middle class income.  The income allowed me to purchase a condo for my first official ‘house hack’.  The income from the roommate allowed me to save enough to begin purchasing real estate rental property.<br><br>When I purchased my 4plex here in Las Vegas, I had reached $7,000 a month in income.<br><br>On March 1, 2019, I was able to take over a 7 bed 5 bath house hack in Las Vegas which produces $3,650 a month in income.  This helped push me over the $10k a month income.<br><br>---------- POPULAR VIDEOS ----------<br><br>★ From $0 to $4,500 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=wp3ogxvDZQY">https://www.youtube.com/watch?v=wp3ogxvDZQY</a><br><br>★ From $4,500 to $7,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=MLCPhSLUbKM">https://www.youtube.com/watch?v=MLCPhSLUbKM</a><br><br>★ From $7,000 to $10,000 a Month in Income ★<br>↪ <a href="https://www.youtube.com/watch?v=SBb9VFkaA">https://www.youtube.com/watch?v=SBb9VFkaA</a><br><br>★ How I Went From $0 to $100k Net Worth in Under 3 Years ★<br>↪ <a href="https://www.youtube.com/watch?v=eYy1BN4iGBA">https://www.youtube.com/watch?v=eYy1BN4iGBA</a><br><br><br>---------- MY BOOK LIST ----------<br><a href="https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing">https://docs.google.com/spreadsheets/d/15l6h6y87CVpZwtvPtgVtv37xKhCujiYcBsqDiM4zzNo/edit?usp=sharing</a><br><br>Tags:<br>real estate investing,real estate,investing in real estate,how to invest in real estate,financial independence,how to increase income,real estate investor,house hacking,the journey to wealth,$10k a month income,10k a month business,10k a month real estate,10k a month income,real estate for beginners,real estate investing for beginners,how to buy real estate,house hacking single family home,how to make money,how to make more money,dividend stocks</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>446</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b6443f7c-d83c-11f1-a0bb-bbcffb6ead17]]></guid>
      <enclosure url="https://traffic.megaphone.fm/PODAGEN9858255541.mp3" length="0" type="audio/mpeg"/>
    </item>
  </channel>
</rss>
