Plain Talk

Are You Actually Diversified?

Tue, 13 Oct 2026 07:00:00 -0000

It’s easy to assume that owning several ETFs, mutual funds, or individual stocks means you have a diversified portfolio. But when many of those investments own the same companies—or when a major index becomes increasingly concentrated in a handful of stocks—the reality can look very different.

Steve Laska and Matt Gomoll break down what diversification actually means, from correlation and asset classes to geography, company size, investment style, and sectors. They explain why the S&P 500 can carry more concentration risk than its 500-company label suggests, why bonds still play an important role even after an unusually difficult stretch, and how alternatives such as real estate, managed futures, private markets, and market-neutral strategies can add different sources of risk and return.

True diversification also extends beyond an investment account. Your employer, company stock, home, retirement accounts, and near-term spending needs all contribute to your overall financial exposure. The goal isn’t simply to own more things—it’s to understand what you own, how those pieces behave together, and whether the total portfolio supports the life your money ultimately needs to fund.

In this episode:

(00:00) Introduction
(00:30) What diversification actually means
(02:00) Correlation, fund overlap, and hidden concentration
(04:11) The different layers of portfolio diversification
(08:27) Why fund labels don’t always tell the whole story
(10:44) How concentrated is the S&P 500?
(15:25) Why diversification goes beyond U.S. large-cap stocks
(18:10) Diversification and the timing of retirement
(20:00) Why bonds still belong in a diversified portfolio
(27:26) The case for active management in bonds
(28:29) Where alternatives can fit
(31:33) Looking at diversification across your entire financial life

Key Takeaways

Owning multiple funds does not automatically create diversification.
Diversification has multiple layers.
A broad index can still become concentrated.
Bonds can serve a purpose beyond maximizing returns.
Diversification should be evaluated at the household level.

Connect with our hosts

Learn more: https://trillium-wealth.com/
Instagram: https://www.instagram.com/trilliumwealthpod/
LinkedIn: https://www.linkedin.com/company/trilliumwm/
Steve on LinkedIn: https://www.linkedin.com/in/steve-laska-a3bb195/
Matt on LinkedIn: https://www.linkedin.com/in/mattgomoll/

Subscribe and stay in touch

Apple Podcasts: https://podcasts.apple.com/us/podcast/plain-talk/id6790911995
Spotify: https://open.spotify.com/show/033Pt4Dp4irAhZxIjCJUtp
YouTube: https://www.youtube.com/@PlainTalkByTrillium

About Trillium

Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.

Disclosure

Investment advisory services offered through Trillium Wealth, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

The Real Costs and Benefits of AI Data Centers

Tue, 06 Oct 2026 07:00:00 -0000

Artificial intelligence may feel like software, but the infrastructure behind it is very physical. Training increasingly capable models—and putting those models to work—requires enormous amounts of computing power, electricity, land, and cooling. As demand for AI grows, so does the race to build the data centers capable of supporting it.

Steve Laska and Matt Gomoll look beyond the arguments for and against data centers to examine the trade-offs communities actually face. Electricity prices, grid capacity, water consumption, noise, construction, tax revenue, and job creation all depend heavily on how and where these facilities are built. And while more efficient technology can reduce the resources required for individual AI tasks, lower costs may simply lead to even greater overall usage.

Rather than treating data centers as something communities must either accept or reject, Steve and Matt explore a more practical middle ground. Community benefit agreements, restrictions on water use, protections against rising electricity costs, and guaranteed tax revenue could allow communities to share in the upside of the AI infrastructure boom while limiting its costs.

In this episode:

(00:00) Introduction
(01:09) Why AI needs so many data centers
(03:26) Could data centers raise electricity prices?
(05:54) Why data centers can’t simply move to the desert
(07:39) Will more efficient AI actually reduce energy demand?
(09:00) The environmental costs of data centers
(10:16) The trade-off between water and electricity
(13:50) Why America needs more power generation
(16:38) How communities can protect residents
(18:55) The economic benefits of data center construction
(21:20) Are we at risk of overbuilding?
(22:55) What the dot-com fiber boom can teach us
(25:00) What responsible data center development could look like

Connect with our hosts

Learn more: https://trillium-wealth.com/
Instagram: https://www.instagram.com/trilliumwealthpod/
LinkedIn: https://www.linkedin.com/company/trilliumwm/
Steve on LinkedIn: https://www.linkedin.com/in/steve-laska-a3bb195/
Matt on LinkedIn: https://www.linkedin.com/in/mattgomoll/

Subscribe and stay in touch

Apple Podcasts: https://podcasts.apple.com/us/podcast/plain-talk/id6790911995
Spotify: https://open.spotify.com/show/033Pt4Dp4irAhZxIjCJUtp
YouTube: https://www.youtube.com/@PlainTalkByTrillium

About Trillium

Disclosure

What the Bond Market Is Telling Us About the Economy

Tue, 29 Sep 2026 07:00:00 -0000

Economic policy can make for compelling headlines, but ultimately markets have a way of testing whether the numbers add up.

This week, Steve Laska and Matt Gomoll examine several major economic developments through that lens, beginning with the proposed $5,000 payments to American adults. They question how a program of that size could be funded without adding substantially to federal borrowing and argue that injecting more money into an economy still dealing with elevated inflation could create additional pressure on prices. They also turn to the escalating trade dispute with Canada, discussing how tariffs affect businesses, consumers, and trade once rates become high enough to discourage transactions altogether.

But the clearest signal may be coming from the bond market. Steve and Matt discuss why Treasury Secretary Scott Bessent's efforts to push down long-term yields have struggled against much larger forces, including federal borrowing, persistent inflation concerns, and growing corporate debt issuance. As long-term Treasury yields rise, those pressures can flow directly into mortgage rates and other borrowing costs—making the bond market an important measure of how investors view the direction of the economy.

In this episode:

(00:00) Introduction
(00:31) The proposed $5,000 checks and the cost of new stimulus
(02:40) How stimulus can contribute to inflation
(05:04) The escalating trade dispute with Canada
(06:44) When tariffs become a barrier to trade
(08:49) What the bond market is telling Scott Bessent
(09:23) Why Treasury buybacks haven't brought yields down
(10:24) How corporate borrowing adds pressure to the bond market
(11:03) Could the Fed help bring long-term rates down?
(12:21) What comes next for rates and the economy

Key Takeaways

Government spending doesn't happen in isolation.
Tariffs can reduce trade rather than simply generate revenue.
Markets can impose their own discipline on economic policy.
Government and corporate borrowers compete for capital.
Higher Treasury yields eventually reach consumers.

Connect with our hosts

Learn more: https://trillium-wealth.com/
Instagram: https://www.instagram.com/trilliumwealthpod/
LinkedIn: https://www.linkedin.com/company/trilliumwm/
Steve on LinkedIn: https://www.linkedin.com/in/steve-laska-a3bb195/
Matt on LinkedIn: https://www.linkedin.com/in/mattgomoll/

Subscribe and stay in touch

Apple Podcasts: https://podcasts.apple.com/us/podcast/plain-talk/id6790911995
Spotify: https://open.spotify.com/show/033Pt4Dp4irAhZxIjCJUtp
YouTube: https://www.youtube.com/@PlainTalkByTrillium

About Trillium

Disclosure

Why the Fed Is Raising Rates When the Economy Is Still Strong

Tue, 22 Sep 2026 07:00:00 -0000

Inflation has come down substantially from its peak, but prices remain high and inflation is still running above the Federal Reserve’s target. Now, the Fed is raising interest rates again. If the economy is still growing and unemployment remains relatively low, why tighten monetary policy now?

Steve Laska and Matt Gomoll break down the reasoning behind the Fed’s latest move and what higher rates could mean for housing, businesses, consumers, stocks, and bonds. They also explore a new complication in the inflation fight: massive spending on AI infrastructure and data centers may continue fueling economic growth even as higher borrowing costs put pressure on smaller businesses and consumers.

The challenge is finding the right balance. Too little tightening could allow inflation to accelerate again, while raising rates too aggressively could unnecessarily weaken the economy. Steve and Matt explain what a successful soft landing might look like—and why even a recession wouldn’t necessarily mean a repeat of 2008.

In this episode:

(00:00) Introduction
(00:48) Why the Fed raised interest rates
(02:19) Why today’s inflation still feels painful
(05:39) What higher rates mean for housing
(08:30) How stocks and bonds reacted to the rate hike
(10:04) Are more rate hikes coming?
(13:39) Why the Fed raises rates gradually
(14:16) Where higher rates will affect the economy
(15:29) How AI spending complicates the inflation fight
(17:25) Why higher rates hit small businesses differently
(18:21) Wages, workers, and AI’s long-term impact on inflation
(20:18) Can the Fed avoid a recession?
(23:33) Why not all recessions are created equal
(24:31) Why the Fed is acting while the economy is still strong

Key Takeaways

The Fed is trying to prevent inflation from becoming a bigger problem.
Higher interest rates affect much more than mortgages.
AI investment could make the Fed’s job more difficult in the short term.
Technology can be inflationary today and deflationary tomorrow.
A soft landing doesn’t require a perfect economy.

Connect with our hosts

Learn more: https://trillium-wealth.com/
Instagram: https://www.instagram.com/trilliumwealthpod/
LinkedIn: https://www.linkedin.com/company/trilliumwm/
Steve on LinkedIn: https://www.linkedin.com/in/steve-laska-a3bb195/
Matt on LinkedIn: https://www.linkedin.com/in/mattgomoll/

Subscribe and stay in touch

Apple Podcasts: https://podcasts.apple.com/us/podcast/plain-talk/id6790911995
Spotify: https://open.spotify.com/show/033Pt4Dp4irAhZxIjCJUtp
YouTube: https://www.youtube.com/@PlainTalkByTrillium

About Trillium

Disclosure

10 Common Retirement Mistakes and How to Avoid Them

Tue, 15 Sep 2026 07:00:00 -0000

A successful retirement isn’t simply about accumulating enough money. It’s about making smart decisions with that money once you have it—and avoiding mistakes that can be difficult or impossible to undo.

This week, Steve Laska and Matt Gomoll walk through 10 retirement mistakes they regularly see, from neglecting estate planning and claiming Social Security without a broader strategy to holding too much cash and taking only required minimum distributions from retirement accounts. They explain why seemingly conservative decisions can sometimes create larger risks, especially when taxes, inflation, longevity, and future spending needs are considered together.

But some of the biggest retirement mistakes have less to do with maximizing wealth than actually using it. Steve and Matt discuss the danger of working longer than necessary, putting off meaningful experiences, overlooking the value locked in your home, and ultimately dying with money that could have improved your life—or someone else’s—years earlier.

In this episode:

(00:00) Introduction
(00:53) Coordinating your estate plan and beneficiaries
(03:33) Retiring at the wrong age
(05:28) Creating a strategy for retirement spending
(07:57) Preparing for long-term care
(09:23) Holding too much cash and investing too conservatively
(12:11) Why taking only your RMD can create tax problems
(14:35) Building a Social Security claiming strategy
(16:26) Understanding the difference between debt and leverage
(18:54) Dying with too much money
(21:27) Treating your home as a retirement asset
(23:55) Why retirement decisions require a comprehensive plan

Key Takeaways

Your estate plan and beneficiary designations need to work together.
Retiring too late can be a mistake, too.
Minimizing this year’s tax bill isn’t necessarily the same as minimizing lifetime taxes.
Playing it safe can create risks of its own.
Retirement wealth is meant to support your life—not simply survive you.

Connect with our hosts

Learn more: https://trillium-wealth.com/
Instagram: https://www.instagram.com/trilliumwealthpod/
LinkedIn: https://www.linkedin.com/company/trilliumwm/
Steve on LinkedIn: https://www.linkedin.com/in/steve-laska-a3bb195/
Matt on LinkedIn: https://www.linkedin.com/in/mattgomoll/

Subscribe and stay in touch

Apple Podcasts: https://podcasts.apple.com/us/podcast/plain-talk/id6790911995
Spotify: https://open.spotify.com/show/033Pt4Dp4irAhZxIjCJUtp
YouTube: https://www.youtube.com/@PlainTalkByTrillium

About Trillium

Disclosure

Can Treasury Buybacks Help Solve the Debt Problem?

Tue, 08 Sep 2026 07:00:00 -0000

Changing how the government borrows money may help manage its interest bill. But what does it accomplish if the government keeps spending more than it collects?

This week, Steve Laska and Matt Gomoll examine the Treasury Department’s plan to buy back longer-term securities and replace some of them with shorter-term debt. They explain why this changes the composition of the debt rather than eliminating it, how corporate bond issuance competes for investor capital, and why inflation, economic growth, and market demand all influence long-term Treasury yields.

The conversation then turns to the underlying fiscal problem. Temporary interventions may relieve pressure, but they do not resolve the imbalance between government spending and revenue. Steve and Matt discuss the difficulty of planning beyond the next election, what taxpayers have received for decades of borrowing, and why addressing the debt will likely require some combination of stronger growth, spending restraint, and additional revenue.

In this episode:

(00:00) Introduction
(00:30) Why the $40 trillion milestone matters
(02:38) What Treasury buybacks actually accomplish
(04:36) Who owns U.S. government debt
(06:25) Why Treasuries compete with corporate bonds
(08:57) What drives long-term bond yields
(11:24) How investors reacted to the buyback announcement
(13:51) The missed opportunity to borrow long term at lower rates
(16:21) Treating the symptoms instead of the fiscal problem
(20:04) How election cycles discourage long-term planning
(22:58) What taxpayers received for decades of borrowing
(26:18) Can the United States grow or inflate its way out of debt?
(28:44) What to watch when Treasury buybacks begin

Key Takeaways

Refinancing debt does not eliminate it.
Treasury yields reflect investors’ choices and expectations.
Shorter-term borrowing creates a future refinancing decision.
Lasting progress requires addressing recurring deficits.
There is no known debt number that automatically triggers a crisis.

Connect with our hosts

Learn more: https://trillium-wealth.com/
Instagram: https://www.instagram.com/trilliumwealthpod/
LinkedIn: https://www.linkedin.com/company/trilliumwm/
Steve on LinkedIn: https://www.linkedin.com/in/steve-laska-a3bb195/
Matt on LinkedIn: https://www.linkedin.com/in/mattgomoll/

Subscribe and stay in touch

Apple Podcasts: https://podcasts.apple.com/us/podcast/plain-talk/id6790911995
Spotify: https://open.spotify.com/show/033Pt4Dp4irAhZxIjCJUtp
YouTube: https://www.youtube.com/@PlainTalkByTrillium

About Trillium

Disclosure

How to Balance Saving for Retirement and Living for Today

Tue, 01 Sep 2026 07:00:00 -0000

Every dollar you save for tomorrow is a dollar you can’t use today—and every dollar you spend today is a dollar that can’t compound for the future. For families trying to save for retirement while paying for kids, housing, education, vacations, and everything else life brings, finding the right balance can be difficult.

Steve Laska and Matt Gomoll explain why retirement saving doesn’t have to be an all-or-nothing decision. Starting early can create flexibility later, and during higher-expense years, temporarily reducing retirement contributions may be a perfectly reasonable trade-off. The key is understanding what you can afford to change, protecting priorities such as an employer match, and knowing how today’s choices affect tomorrow’s goals.

That same thinking applies later in life. Once your retirement plan is sufficiently funded, continuing to accumulate more may not always be the best use of every additional dollar. Helping your children, investing in family businesses, creating experiences, or simply spending more on the people and things you value can all be worthwhile uses of money. A good financial plan helps turn those choices from sources of anxiety into intentional decisions about the life you actually want to live.

In this episode:

(00:00) Introduction
(00:35) The tension between retirement and family priorities
(02:15) Why starting early creates flexibility later
(03:28) Adjusting retirement contributions during expensive years
(05:49) Matt’s experience temporarily saving less for retirement
(07:30) Knowing when your retirement is sufficiently funded
(09:13) Deciding what to do when you have more than enough
(10:05) Understanding and accepting financial trade-offs
(11:42) Investing in your family and creating memories
(14:40) Aligning your spending with what you actually value
(16:23) Why intentional financial decisions create confidence

Key Takeaways

Retirement saving doesn’t have to remain constant throughout your life.
Starting early gives you more flexibility later.
Protect the most valuable retirement benefits first.
A financial plan can tell you when “enough” really is enough.
Intentional spending matters as much as intentional saving.

Links

Plain Talk 023: Why You Should Give Your Money Away Before You Die: https://www.youtube.com/watch?v=Fv6063_rsyg

Connect with our hosts

Learn more: https://trillium-wealth.com/
Instagram: https://www.instagram.com/trilliumwealthpod/
LinkedIn: https://www.linkedin.com/company/trilliumwm/
Steve on LinkedIn: https://www.linkedin.com/in/steve-laska-a3bb195/
Matt on LinkedIn: https://www.linkedin.com/in/mattgomoll/

Subscribe and stay in touch

Apple Podcasts: https://podcasts.apple.com/us/podcast/plain-talk/id6790911995
Spotify: https://open.spotify.com/show/033Pt4Dp4irAhZxIjCJUtp
YouTube: https://www.youtube.com/@PlainTalkByTrillium

About Trillium

Disclosure

Give with Greater Impact: Tax Smart Strategies for Family and Charities

Tue, 25 Aug 2026 07:00:00 -0000

Once you’ve accumulated enough wealth to meet your own needs, the question changes from how to build it to how to use it. And if supporting your family, church, community, or favorite charities is part of the plan, how you give can make a meaningful difference.

Steve Laska and Matt Gomoll explain why the goal should come first and the tax strategy second. They break down common misconceptions around the annual gift tax exclusion, explain when paying tuition or medical expenses directly can make sense, and show how gifting appreciated stock can potentially reduce the tax burden when assets move to family members in lower tax brackets.

For charitable giving, Steve and Matt explore ways to make each dollar go further through appreciated assets, donor-advised funds, and qualified charitable distributions from retirement accounts. The larger lesson is about using wealth intentionally—not simply accumulating as much as possible, but putting it to work for the people, organizations, and values that matter to you while you’re still here to see the impact.

In this episode:

(00:00) Introduction
(01:11) Start with purpose, not the tax deduction
(02:33) Understanding the annual gift tax exclusion
(05:05) Paying tuition and medical expenses directly
(05:54) Gifting appreciated stock to family members
(07:28) Why waiting for a step-up in basis isn’t always the answer
(08:00) Giving to charities while you can see the impact
(10:03) Donating appreciated stock instead of cash
(11:14) How donor-advised funds work
(12:30) Using wealth to reflect your values
(13:33) Qualified charitable distributions from retirement accounts
(16:16) Using QCDs to satisfy required minimum distributions

Key Takeaways

Start with what you want your money to accomplish.
The annual gift tax exclusion is often misunderstood.
The asset you give can matter as much as the amount.
Charitable giving can be structured around both tax timing and long-term goals.
Retirement accounts can be powerful charitable-giving tools.

Connect with our hosts

Learn more: https://trillium-wealth.com/
Instagram: https://www.instagram.com/trilliumwealthpod/
LinkedIn: https://www.linkedin.com/company/trilliumwm/
Steve on LinkedIn: https://www.linkedin.com/in/steve-laska-a3bb195/
Matt on LinkedIn: https://www.linkedin.com/in/mattgomoll/

Subscribe and stay in touch

Apple Podcasts: https://podcasts.apple.com/us/podcast/plain-talk/id6790911995
Spotify: https://open.spotify.com/show/033Pt4Dp4irAhZxIjCJUtp
YouTube: https://www.youtube.com/@PlainTalkByTrillium

About Trillium

Disclosure

Why You Should Give Your Money Away Before You Die

Tue, 18 Aug 2026 07:00:00 -0000

When does your money have the greatest impact on the people you love? Steve Laska and Matt Gomoll discuss why families with more than enough for retirement should consider transferring wealth earlier, how thoughtful gifts can help without creating dependence, and why estate planning should begin long before assets are ultimately inherited.

In this episode:

(00:00) Introduction
(01:30) When an inheritance arrives too late to make an impact
(03:34) Overcoming the fear of running out of money
(06:29) Rethinking when and how to transfer wealth
(08:43) Helping your kids without creating dependence
(10:22) Using wealth to ease the cost of childcare
(11:50) Helping the next generation buy a home
(15:00) Why timing matters when transferring wealth
(16:11) Using gifts to reinforce good financial habits
(18:24) Gifting cash, appreciated stock, and experiences
(19:31) Creating family memories with your wealth
(21:55) Rethinking the return on a lifetime of investing
(23:35) Why you need an estate plan—not just estate documents
(25:12) Reviewing your estate plan and beneficiaries regularly

Key Takeaways

Consider when your wealth can make the greatest difference
Helping your children doesn’t have to mean creating dependence
You don’t need to start with a massive gift
Think beyond financial returns when deciding how to use your wealth
Treat estate planning as an ongoing process

Connect with our hosts

Learn more: https://trillium-wealth.com/
Instagram: https://www.instagram.com/trilliumwealthpod/
LinkedIn: https://www.linkedin.com/company/trilliumwm/
Steve on LinkedIn: https://www.linkedin.com/in/steve-laska-a3bb195/
Matt on LinkedIn: https://www.linkedin.com/in/mattgomoll/

Subscribe and stay in touch

Apple Podcasts: https://podcasts.apple.com/us/podcast/plain-talk/id6790911995
Spotify: https://open.spotify.com/show/033Pt4Dp4irAhZxIjCJUtp
YouTube: https://www.youtube.com/@PlainTalkByTrillium

About Trillium

Disclosure

What the Chip Selloff Really Means for Investors

Tue, 11 Aug 2026 07:00:00 -0000

A transformative technology can change the world and still become too expensive for investors.

This week, Steve Laska and Matt Gomoll look at the sharp pullback in semiconductor stocks after extraordinary gains driven by the AI boom. They explain why the selloff doesn’t necessarily mean the AI thesis is broken. Instead, valuations may have simply gotten ahead of what even exceptional growth can sustain, and investors are beginning to find opportunities elsewhere.

Steve and Matt explore how the enormous investment required to build the AI ecosystem is creating opportunities far beyond chipmakers, from data centers and power infrastructure to companies that eventually use AI to become more productive. They also explain why broader market leadership can be a sign of a healthier bull market, and why chasing the hottest investment or reacting to the latest bad news can undermine an otherwise sound long-term strategy.

In this episode: (00:00) Introduction (00:16) What happened to AI and chip stocks in July? (01:54) Is the chip selloff temporary or a longer-term reset? (05:09) The bottlenecks slowing AI infrastructure growth (06:40) Where value is being created across the AI ecosystem (09:23) What the chip trade teaches investors about chasing returns (11:03) Why high-flying stocks sometimes need to come back to earth (12:47) Why broader market leadership is a healthy sign (14:19) How the biggest tech companies are evolving (16:42) The lesson AI investors can learn from the dot-com era (18:01) How AI’s economic benefits could spread beyond tech (20:12) Why investors shouldn’t react to every piece of bad news (21:04) How professional advice can help prevent costly mistakes

Key Takeaways

A great company can still become too expensive.
AI’s economic impact extends far beyond chipmakers.
Broader market leadership can be a sign of strength.
Being right about a technology doesn’t guarantee investment success.
Avoid making investment decisions in response to a single headline.

Connect with our hosts Learn more: https://trillium-wealth.com/ Instagram: https://www.instagram.com/trilliumwealthpod/ LinkedIn: https://www.linkedin.com/company/trilliumwm/ Steve on LinkedIn: https://www.linkedin.com/in/steve-laska-a3bb195/ Matt on LinkedIn: https://www.linkedin.com/in/mattgomoll/

Subscribe and stay in touch Apple Podcasts: https://podcasts.apple.com/us/podcast/plain-talk/id6790911995 Spotify: https://open.spotify.com/show/033Pt4Dp4irAhZxIjCJUtp YouTube: https://www.youtube.com/@PlainTalkByTrillium

About Trillium Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.

Disclosure Investment advisory services offered through Trillium Wealth, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

Why the Biggest IPOs May Not Offer the Biggest Returns

Tue, 04 Aug 2026 07:00:00 -0000

Companies like SpaceX, Anthropic, and OpenAI have generated enormous excitement ahead of their public offerings, but does buying into a headline-grabbing IPO actually provide the opportunity many investors expect?

This week, Steve Laska and Matt Gomoll break down how modern IPOs differ from those of the past. They explain concepts like share float, lock-up periods, and index inclusion, showing how these factors can influence early price movements and why some institutional investors approach IPOs very differently than individual investors.

The conversation also explores why many of today’s largest companies stay private far longer than previous generations, allowing much of their growth to accrue to venture capital and private equity investors before public shareholders ever have an opportunity to invest. Along the way, Steve and Matt discuss the unique challenges facing future AI IPOs, the risks of chasing early excitement, and why investors should focus on long-term outcomes rather than short-term market enthusiasm.

In this episode: (00:00) Introduction (00:23) Why SpaceX’s IPO is different from traditional public offerings (02:35) What share float means and why it affects IPO pricing (05:45) How index funds and institutional investors influence IPO demand (07:18) The risks of chasing IPO excitement (08:30) Why private equity and venture capital often capture the biggest gains (11:15) Why trillion-dollar IPOs have different return expectations (14:28) The investment case for AI companies like Anthropic and OpenAI (17:16) Profitability, business models, and long-term valuation risks (20:56) Why Elon Musk may be the exception—not the rule (23:49) Venture capital versus buying at the IPO

Key Takeaways

A successful IPO doesn’t guarantee outsized future returns.
Understanding share float helps explain IPO volatility.
Private markets increasingly capture the biggest growth opportunities.
AI companies present unique opportunities—and unique risks.
Long-term investors should focus on outcomes, not excitement.

About Trillium
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.

When It Makes Sense to Hire a Financial Advisor

Wed, 29 Jul 2026 07:00:00 -0000

Many investors can successfully manage a simple portfolio on their own—but investing is only one piece of building long-term wealth.

This week, Steve Laska and Matt Gomoll tackle one of the biggest questions investors face: When does it make sense to hire a financial advisor? They explain why managing investments is often the easy part, while taxes, estate planning, retirement, and major life decisions are where professional advice can make the biggest difference.

Through real client stories and practical examples, Steve and Matt discuss what separates exceptional advisors from average ones, how the best advisors help clients avoid costly mistakes before they happen, and why the true value of financial advice goes far beyond investment performance.

In this episode:

(00:00) Introduction
(00:31) DIY investing vs. working with an advisor
(02:00) Where advisors add value beyond investment selection
(03:35) Why complexity changes the equation
(06:53) Building a legacy and helping families transfer wealth
(11:11) What separates great financial advisors from average ones
(15:53) Why continuing education and teamwork matter
(17:54) The importance of conversations over one-size-fits-all advice
(21:05) Why great advisors are reactive, proactive, and anticipatory
(24:15) Why every investor should consider a second opinion

Key Takeaways

DIY investing works best when your financial life is simple. As taxes, retirement planning, estate planning, and wealth transfer become more complex, professional advice often creates value in ways that investment returns alone cannot.
Look beyond portfolio performance when evaluating an advisor. The best advisors help clients make better financial decisions across every aspect of their financial lives—not just investment selection.
Great financial planning is reactive, proactive, and anticipatory. Advisors should anticipate future opportunities and challenges before they become urgent, helping clients make smarter decisions over decades instead of reacting to short-term events.

Connect with our hosts

Learn more: https://trillium-wealth.com/
Instagram: https://www.instagram.com/trilliumwealthpod/
LinkedIn: https://www.linkedin.com/company/trilliumwm/
Steve on LinkedIn: https://www.linkedin.com/in/steve-laska-a3bb195/
Matt on LinkedIn: https://www.linkedin.com/in/mattgomoll/

Subscribe and stay in touch

Apple Podcasts: https://podcasts.apple.com/us/podcast/plain-talk/id6790911995
Spotify: https://open.spotify.com/show/033Pt4Dp4irAhZxIjCJUtp
YouTube: https://www.youtube.com/@PlainTalkByTrillium

About Trillium

Disclosure

Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

The End of "Forward Guidance"

Tue, 14 Jul 2026 07:00:00 -0000

The End of Forward Guidance: What It Means for Investors
In the world of finance, the concept of forward guidance is an often-used tool by central banks to communicate their future monetary policy intentions. However, recent discussions among central bankers indicate a shift towards the end of this practice. In this episode, Matt Gomoll (Senior Wealth Advisor & Partner, MBA, CEPA, CEP) and Steve Laska (Managing Partner) explore what forward guidance is, the implications of its potential end, and how it affects investors and the broader economy.
Please send your questions, topics, and suggestions to: info@trillium-wealth.com.
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

New Fed Chair (Kevin Warsh) and His Missing Dots

Sat, 27 Jun 2026 07:00:00 -0000

In this episode, Matt Gomoll (Senior Wealth Advisor & Partner, MBA, CEPA, CEP) and Steve Laska (Managing Partner) react to the latest news on interest rates, developments regarding SpaceX's historic IPO, and the first month of tenure for the new Fed Chairman, Kevin Warsh.

We also discuss statements made by Scott Bessent on Economic Statecraft, AI regulation, and President Trump's unmet expectations for housing affordability.
Please send your questions, topics, and suggestions to: info@trillium-wealth.com.
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

How Passive is Index Investing, Really? + How SpaceX Will Affect Index Funds

Thu, 11 Jun 2026 07:00:00 -0000

In this episode, Matt Gomoll (Senior Wealth Advisor & Partner, MBA, CEPA, CEP) and Steve Laska (Managing Partner) dispel fears surrounding Space X's historic IPO valuation and its impact on the Index Funds it will likely join. They also discuss Index Funds at large, and how Indexes are actually more active forms of investing than you may think. Tune in for an update on the current market landscape.
Please send your questions, topics, and suggestions to: info@trillium-wealth.com.
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

A Discussion on Healthcare in America - Why It's More Expensive Than Ever

Thu, 21 May 2026 07:00:00 -0000

In this episode, Matt Gomoll (Senior Wealth Advisor & Partner, MBA, CEPA, CEP) and Steve Laska (Managing Partner) investigate the driving forces behind unsustainable healthcare costs in America. Listen in for their thoughts on fraud in medicine, pain points for families, and the shifting expectations of those approaching 65.
Please send your questions, topics, and suggestions to: info@trillium-wealth.com.
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

The U.S. Dollar's Reserve Currency Status, the Bond Market, and Stablecoin

Sun, 03 May 2026 07:00:00 -0000

Is the US dollar really at risk? Listen to this episode to learn why we're more optimistic about its future than ever.
In this episode, Matt Gomoll (Senior Wealth Advisor & Partner, MBA, CEPA, CEP) and Steve Laska (Managing Partner) discuss the threats to the U.S. Dollar as a reserve currency, how bond traders influence interest rates and the demand for U.S. debt, and what exactly Stablecoin is (and how it functions). What are your thoughts on the future of the dollar?
Please send your questions, topics, and suggestions to: info@trillium-wealth.com.
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

Navigating the Energy Crisis: What It Means for the Global Economy

Thu, 16 Apr 2026 07:00:00 -0000

What does the current energy crisis mean for the global economy and investors like you?
In this episode, Matt Gomoll (Senior Wealth Advisor & Partner, MBA, CEPA, CEP) and Steve Laska (Managing Partner) explore the downstream effects of today’s energy conflicts, including inflation, market stability, and international relations. We'd love your feedback. Send your questions, comments, and suggestions to info@trillium-wealth.com or comment below.
Please send your questions, topics, and suggestions to: info@trillium-wealth.com.
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

Decoding Signals in the Credit Market, More on the Global Oil Market

Thu, 02 Apr 2026 07:00:00 -0000

In this episode of Plain Talk, Matt Gomoll (Senior Wealth Advisor & Partner, MBA, CEPA, CEP) and Steve Laska (Managing Partner) discuss the markets' reaction to the latest news coming out of the Middle East. They also discuss several other developments in finance and politics over the last two weeks, including how global oil flows and European energy security influence your investments.
Please send your questions, topics, and suggestions to: info@trillium-wealth.com.
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

Iran War (cont.) and Oil Market Levers

Fri, 20 Mar 2026 07:00:00 -0000

In this episode of Plain Talk, Matt Gomoll (Senior Wealth Advisor & Partner, MBA, CEPA, CEP) and Steve Laska (Managing Partner, CEPA) discuss the geopolitical and economic implications of the ongoing conflict in the Middle East, focusing on oil markets and global stability. They analyze the dilemma surrounding the Strait of Hormuz, and which levers are available to help stabilize global oil markets.
Please send your questions, topics, and suggestions to: info@trillium-wealth.com
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

Iran War Emergency Discussion

Tue, 03 Mar 2026 08:00:00 -0000

In this special edition of Trillium's Plain Talk, Matt Gomoll (Senior Wealth Advisor & Partner, MBA, CEPA, CEP) and Steve Laska (Managing Partner, CEPA) discuss the recent military operations in the Middle East, focusing on Iran's influence and the implications for global markets. They explore the historical context of U.S.-Iran relations, the current military dynamics, and the potential economic impacts of the ongoing conflict. The conversation highlights the strategic shifts in military operations and the possible positive outcomes for the Iranian people and the region, while also addressing the volatility in energy markets and the importance of geopolitical stability.
Please send your questions, topics, and suggestions to:info@trillium-wealth.com
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

The Supreme Court's Ruling on Trump's Tariffs

Thu, 26 Feb 2026 08:00:00 -0000

In this conversation, Matt Gomoll (Senior Wealth Advisor & Partner, MBA, CEPA, CEP) and Steve Laska (Managing Partner, CEPA) discuss the recent Supreme Court ruling on tariffs, the implications for consumers and companies, and the remaining authorities available for tariff implementation. They explore the political landscape surrounding trade agreements, consumer behavior in response to economic changes, and the future outlook for tariffs and trade policies.
Please send your questions, topics, and suggestions to:info@trillium-wealth.com
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

Kevin Warsh and AI Disruption in Software Market

Thu, 12 Feb 2026 08:00:00 -0000

In this conversation, Matt Gomoll (Senior Wealth Advisor & Partner, MBA, CEPA, CEP) and Steve Laska (Managing Partner, CEPA) discuss Kevin Warsh's nomination for Chairman of the Federal Reserve as well as how AI disrupted the software market in recent weeks.
Please send your questions, topics, and suggestions to:info@trillium-wealth.com
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

The Implications Surrounding Greenland + Another Potential Shutdown

Thu, 29 Jan 2026 08:00:00 -0000

In this conversation, Matt Gomoll (Senior Wealth Advisor & Partner, MBA, CEPA, CEP) and Steve Laska (Managing Partner, CEPA) discuss the geopolitical tension surrounding Greenland and the implications of these events on market confidence, the U.S. dollar, and investment strategies. Later, they survey the likelihood of a partial government shutdown over DHS funding.
Please send your questions, topics, and suggestions to:info@trillium-wealth.com
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

Venezuela, Iran, and the DoJ's Inquiry

Wed, 14 Jan 2026 08:00:00 -0000

Back in Action! In this conversation, Matt Gomoll (Senior Wealth Advisor & Partner) and Steve Laska (Managing Partner) discuss recent news coming out of Venezuela, Iran, the DoJ, and ultimately, how it all affects your portfolios.
Please send your questions, topics, and suggestions to:info@trillium-wealth.com
Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

Discussing the A.I. Bubble

Thu, 04 Dec 2025 08:00:00 -0000

In this conversation, Matt Gomoll and Steve Laska discuss the current state of AI technology and its potential effects on the economy.
Please send your questions, topics, and suggestions to info@trillium-wealth.com

Learn More at: https://www.trillium-wealth.com/
Follow Us on Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Thank you for watching!
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth (or your firm name) and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

50-Year Mortgages? Real Estate Special (w/ Gretchen Coley)

Thu, 13 Nov 2025 08:00:00 -0000

In this episode of Trillium Wealth's Plain Talk, Matt and Steve are joined by Gretchen Coley (Founder of The Coley Group) to talk about all things real estate! They discuss 50-year mortgages, Mamdani's effect on New York real estate, and the different ways homeowners should view the current market.
Gretchen Coley is a trailblazer in the luxury real estate market, recognized for her unwavering commitment to delivering an exceptional client experience. As the Founding Principal of Compass North Carolina and leader of the #1 Compass team in the Triangle, Gretchen has facilitated over 2,400 successful transactions, amassing more than $1.5 billion in sales. Her success stems from a foundation of concierge-level service and an innovative approach to real estate, seamlessly blending cutting-edge technology and video storytelling to achieve outstanding results for her clients. https://thecoleygroup.com/about-gretchen-coley/
Please send your questions and suggestions to info@trillium-wealth.com for an opportunity to have your topics addressed in the next episode.
Meet us at: https://www.trillium-wealth.com/
Instagram: @trilliumwealthpod
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Disclosure: Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. The content on this channel is for informational and educational purposes only and should not be considered investment, tax, or legal advice, or a recommendation to buy or sell any security. Nothing on this channel constitutes an offer or solicitation to provide investment advisory services in any jurisdiction in which such offer or solicitation would be unlawful or in which Trillium Wealth (or your firm name) and/or CWM, LLC are not appropriately registered or exempt from registration. Opinions expressed are as of the date of publication and are subject to change without notice. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal. Viewers should consult their own financial, tax, and legal professionals regarding their specific situation before acting on any information provided here.

Market Performance Amidst Shutdown

Thu, 30 Oct 2025 07:00:00 -0000

In this episode of Trillium Plain Talk, Steve Laska and Matt Gomoll dive into the ongoing government shutdown and its ripple effects on the economy, from SNAP benefits to air travel disruptions. They explore the complexities of the China trade deal, the impact of tariffs, and the resilience of the S&P 500 amidst market fluctuations. Tune in for insights on strategic reserves, the AI market, and the evolving landscape of international trade.
Please send your questions and suggestions to info@trillium-wealth.com!
Meet us at: https://www.trillium-wealth.com/
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.

Adjustments to GDP

Tue, 14 Oct 2025 07:00:00 -0000

In this conversation, Steve Laska and Matt Gomoll discuss the ongoing government shutdown, tensions with China over rare earth minerals, and recent GDP revisions.
Please send your questions and suggestions to info@trillium-wealth.com!
Meet us at: https://www.trillium-wealth.com/
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.

Government Shutdown

Tue, 30 Sep 2025 07:00:00 -0000

In this episode of Plain Talk, Steve and Matt discuss the implications of the current government shutdown, exploring its causes, effects on the economy, and the potential impact on citizens depending on government services.
Please send your questions and suggestions to info@trillium-wealth.com!
Meet us at: https://www.trillium-wealth.com/
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.

Fed Rate Cuts

Fri, 19 Sep 2025 07:00:00 -0000

In this conversation, Steve Laska and Matt Gomoll discuss the recent Fed rate cuts, their implications for the market, and the challenges facing the housing market. They explore the reactions of the market to the Fed's decisions, the complexities of the job market, and the impact of rising housing prices on younger generations. The discussion also touches on future economic strategies and the tools available for clients to navigate refinancing options.
Please send your questions and suggestions to info@trillium-wealth.com or drop them in the comments below!
Meet us at: https://www.trillium-wealth.com/
Connect on LinkedIn: https://www.linkedin.com/company/trilliumwm/
Trillium is a holistic wealth management company. Whether you’re investing hundreds or millions, we’re about much more than results – we’re about helping you understand where those results came from and why we chose the strategy we did. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.