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    <title>Nischa</title>
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    <description>Reserve your seat for my free investing workshop: https://link.nischa.me/investytbI’m a former Investment Banker (with an accountancy qualification) and on this channel we explore all things personal finance, self development and business.Links:☑️ My Free Investing Workshop: https://link.nischa.me/investytb📸 Instagram: https://www.instagram.com/nischa.me/🔗 My Links: https://nischa.me/links🎥 Tiktok: https://www.tiktok.com/@nischa.me📧 Newsletter: https://nischa.me/newsletter</description>
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    <itunes:author>Nischa</itunes:author>
    <itunes:summary>Reserve your seat for my free investing workshop: https://link.nischa.me/investytbI’m a former Investment Banker (with an accountancy qualification) and on this channel we explore all things personal finance, self development and business.Links:☑️ My Free Investing Workshop: https://link.nischa.me/investytb📸 Instagram: https://www.instagram.com/nischa.me/🔗 My Links: https://nischa.me/links🎥 Tiktok: https://www.tiktok.com/@nischa.me📧 Newsletter: https://nischa.me/newsletter</itunes:summary>
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      <![CDATA[<p>Reserve your seat for my free investing workshop: <a href="https://link.nischa.me/investytb">https://link.nischa.me/investytb</a><br><br>I’m a former Investment Banker (with an accountancy qualification) and on this channel we explore all things personal finance, self development and business.<br><br>Links:<br>☑️ My Free Investing Workshop: <a href="https://link.nischa.me/investytb">https://link.nischa.me/investytb</a><br>📸 Instagram: <a href="https://www.instagram.com/nischa.me/">https://www.instagram.com/nischa.me/</a><br>🔗 My Links: <a href="https://nischa.me/links">https://nischa.me/links</a><br>🎥 Tiktok: <a href="https://www.tiktok.com/@nischa.me">https://www.tiktok.com/@nischa.me</a><br>📧 Newsletter: <a href="https://nischa.me/newsletter">https://nischa.me/newsletter</a></p>]]>
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      <itunes:name>Nischa</itunes:name>
      <itunes:email>rogue007c@gmail.com</itunes:email>
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      <title>8 Things That Are a Complete WASTE of Your Money</title>
      <description>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Sign-up to Plum here: https://nischa.me/plum📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investytMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 Intro00:35 Buying Cheap02:35 A Bigger Home Than You Need05:05 Upgrading Your Phone Every Year08:28 Diamonds10:52 Luxury Purchases as Investments12:36 Extended Warranties14:03 Weddings16:09 Streaming SubscriptionsDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Fri, 25 Sep 2026 22:17:00 -0000</pubDate>
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      <itunes:author>Nischa</itunes:author>
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      <itunes:summary>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Sign-up to Plum here: https://nischa.me/plum📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investytMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 Intro00:35 Buying Cheap02:35 A Bigger Home Than You Need05:05 Upgrading Your Phone Every Year08:28 Diamonds10:52 Luxury Purchases as Investments12:36 Extended Warranties14:03 Weddings16:09 Streaming SubscriptionsDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>⏰  Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/investyt">https://link.nischa.me/investyt</a> Sign-up to Plum here: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br>Timestamps: <br>00:00 Intro<br>00:35 Buying Cheap<br>02:35 A Bigger Home Than You Need<br>05:05 Upgrading Your Phone Every Year<br>08:28 Diamonds<br>10:52 Luxury Purchases as Investments<br>12:36 Extended Warranties<br>14:03 Weddings<br>16:09 Streaming Subscriptions<br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <title>5 money beliefs I dropped to triple my income.</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshopHere are 5 money beliefs I have dropped to make more money, hope you enjoy it! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:28 - Working more hours = more money 02:31 - Victim mentality 03:51 - Competition Trap 05:34 - Thinking Money is Evil07:00 - Saying I can’t afford it DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Fri, 25 Sep 2026 02:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/be7503ba-a1b5-11f1-9277-4fa4ba689575/image/7414b1f3fc5b04bb720749727cba6836.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
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      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshopHere are 5 money beliefs I have dropped to make more money, hope you enjoy it! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:28 - Working more hours = more money 02:31 - Victim mentality 03:51 - Competition Trap 05:34 - Thinking Money is Evil07:00 - Saying I can’t afford it DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
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        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> Join my FREE Financial Life-Design Workshop: <a href="https://nischa.me/lifedesignworkshop">https://nischa.me/lifedesignworkshop</a><br><br>Here are 5 money beliefs I have dropped to make more money, hope you enjoy it! <br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 - Intro <br>00:28 - Working more hours = more money <br>02:31 - Victim mentality <br>03:51 - Competition Trap <br>05:34 - Thinking Money is Evil<br>07:00 - Saying I can’t afford it <br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <title>Accountant explains: 9 unsexy habits that save me serious money</title>
      <description>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt AD | Join Revolut Business and get £200 when you sign-up using my link: https://revolutbusiness.onelink.me/jLOt/nischa and add at least £0.01 to your account by 30 June 2026*Revolut offer: Get £20 when you sign up to Revolut using my link: https://get.revolut.com/z4lF/nischayt1 and use your card (16+, end date and T&amp;Cs apply)**Fees, promotion terms and T&amp;Cs apply.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/planDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Thu, 24 Sep 2026 06:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a49ac43e-a1b5-11f1-a86c-ab2c6adc509e/image/156167dc192b6ff89545f4d44a2daa1c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt AD | Join Revolut Business and get £200 when you sign-up using my link: https://revolutbusiness.onelink.me/jLOt/nischa and add at least £0.01 to your account by 30 June 2026*Revolut offer: Get £20 when you sign up to Revolut using my link: https://get.revolut.com/z4lF/nischayt1 and use your card (16+, end date and T&amp;Cs apply)**Fees, promotion terms and T&amp;Cs apply.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/planDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
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        <![CDATA[<p>⏰  Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/investyt">https://link.nischa.me/investyt</a> AD | Join Revolut Business and get £200 when you sign-up using my link: <a href="https://revolutbusiness.onelink.me/jLOt/nischa">https://revolutbusiness.onelink.me/jLOt/nischa</a> and add at least £0.01 to your account by 30 June 2026*<br><br>Revolut offer: Get £20 when you sign up to Revolut using my link: <a href="https://get.revolut.com/z4lF/nischayt1">https://get.revolut.com/z4lF/nischayt1</a> and use your card (16+, end date and T&amp;Cs apply)*<br><br>*Fees, promotion terms and T&amp;Cs apply.<br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a> <br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>1234</itunes:duration>
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      <title>EXPOSING How I Gained 150,000 YouTube Subscribers in 3 months</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest ➡ My Free YouTube Guide: https://nischa.me/free-youtube-guideYouTube is not a passive income stream for me, at least not yet, but it is a brilliant platform that can help you spread meaningful messages from wherever you are in the world, whilst potentially making money from it. It is one of the avenues that I am using to create a life of my own design and so here are things that I consciously tried to do in the last 3 months-  hope it helps if you are in a similar boat. If you like this video and you want to know more about monetisation this is for you: https://www.youtube.com/watch?v=5Q6-5eUo0t0&amp;t=11sMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:14 - Mere Exposure/ Consistency 01:29 - Lean In to Yourself 02:40 - Valuable Content throughout 02:45 - Fix the Audio! 03:22 - Listen to Your Audience 04:06 - Find something YOU care about05:06 - Thumbnails 05:35 - Don't chase the money  06:12 - Back up what you're saying 07:02 - Get going!DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Wed, 23 Sep 2026 10:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/95bd42ca-a1b5-11f1-8fdd-af07e5902e14/image/2f2772d04e28af99ee7cf19041ce5132.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest ➡ My Free YouTube Guide: https://nischa.me/free-youtube-guideYouTube is not a passive income stream for me, at least not yet, but it is a brilliant platform that can help you spread meaningful messages from wherever you are in the world, whilst potentially making money from it. It is one of the avenues that I am using to create a life of my own design and so here are things that I consciously tried to do in the last 3 months-  hope it helps if you are in a similar boat. If you like this video and you want to know more about monetisation this is for you: https://www.youtube.com/watch?v=5Q6-5eUo0t0&amp;t=11sMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:14 - Mere Exposure/ Consistency 01:29 - Lean In to Yourself 02:40 - Valuable Content throughout 02:45 - Fix the Audio! 03:22 - Listen to Your Audience 04:06 - Find something YOU care about05:06 - Thumbnails 05:35 - Don't chase the money  06:12 - Back up what you're saying 07:02 - Get going!DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> ➡ My Free YouTube Guide: <a href="https://nischa.me/free-youtube-guide">https://nischa.me/free-youtube-guide</a><br><br>YouTube is not a passive income stream for me, at least not yet, but it is a brilliant platform that can help you spread meaningful messages from wherever you are in the world, whilst potentially making money from it. <br><br>It is one of the avenues that I am using to create a life of my own design and so here are things that I consciously tried to do in the last 3 months-  hope it helps if you are in a similar boat. <br><br>If you like this video and you want to know more about monetisation this is for you: <a href="https://www.youtube.com/watch?v=5Q6-5eUo0t0&amp;t=11s">https://www.youtube.com/watch?v=5Q6-5eUo0t0&amp;t=11s</a><br><br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 - Intro <br>00:14 - Mere Exposure/ Consistency <br>01:29 - Lean In to Yourself <br>02:40 - Valuable Content throughout <br>02:45 - Fix the Audio! <br>03:22 - Listen to Your Audience <br>04:06 - Find something YOU care about<br>05:06 - Thumbnails <br>05:35 - Don't chase the money  <br>06:12 - Back up what you're saying <br>07:02 - Get going!<br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>719</itunes:duration>
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      <title>Accountant Explains: The 6-Month Money Reset That Actually Works</title>
      <description>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Click here to sign up for the free trial for Plaud.ai - The World's No.1 AI Note-taking Brand and use code NISCHA10 to get £10 off: UK Official website: https://bit.ly/4lIUwYQUK Amazon: https://amzn.to/4lQJrVQUSA Official website: https://bit.ly/47PhNmeUSA Amazon: https://amzn.to/4t2TVnlMy products: 📙 Manage your money like the 1% (tracker shown in this video): https://nischa.me/plan-yt/📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📶 Intentional Spending Tracker (free): https://nischa.me/istDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Tue, 22 Sep 2026 14:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/998276d2-a1b5-11f1-b93f-fffd021a01dc/image/67e6c23331a1578c79083d700946a861.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Click here to sign up for the free trial for Plaud.ai - The World's No.1 AI Note-taking Brand and use code NISCHA10 to get £10 off: UK Official website: https://bit.ly/4lIUwYQUK Amazon: https://amzn.to/4lQJrVQUSA Official website: https://bit.ly/47PhNmeUSA Amazon: https://amzn.to/4t2TVnlMy products: 📙 Manage your money like the 1% (tracker shown in this video): https://nischa.me/plan-yt/📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📶 Intentional Spending Tracker (free): https://nischa.me/istDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>⏰  Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/investyt">https://link.nischa.me/investyt</a> Click here to sign up for the free trial for Plaud.ai - The World's No.1 AI Note-taking Brand and use code NISCHA10 to get £10 off: <br>UK Official website: <a href="https://bit.ly/4lIUwYQ">https://bit.ly/4lIUwYQ</a><br>UK Amazon: <a href="https://amzn.to/4lQJrVQ">https://amzn.to/4lQJrVQ</a><br>USA Official website: <a href="https://bit.ly/47PhNme">https://bit.ly/47PhNme</a><br>USA Amazon: <a href="https://amzn.to/4t2TVnl">https://amzn.to/4t2TVnl</a><br><br>My products: <br>📙 Manage your money like the 1% (tracker shown in this video): <a href="https://nischa.me/plan-yt/">https://nischa.me/plan-yt/</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>1404</itunes:duration>
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      <title>ACCOUNTANT EXPLAINS: Money Habits Keeping You Poor</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclassInvesting Platform I use is Trading 212: Use the promo code NISCHA to get a free share worth up to £100: https://nischa.me/trading212Most of what we do with our money everyday is unconscious. In this video I share the most common bad money habits and how you can break out of them. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:28 - Paying Yourself Last 01:53 - Bad Debt 02:31 - Buffer 03:17 - Income &amp; Expenses03:57 - Spending04:48 - Saving 05:37 - Taxes06:56 - Waiting too long to invest 07:59 - Not caring DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Mon, 21 Sep 2026 18:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8c50b51e-a1b5-11f1-8eea-6fb04bc1a0ee/image/d5b24fa897ac73210f64381a8eb42797.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclassInvesting Platform I use is Trading 212: Use the promo code NISCHA to get a free share worth up to £100: https://nischa.me/trading212Most of what we do with our money everyday is unconscious. In this video I share the most common bad money habits and how you can break out of them. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:28 - Paying Yourself Last 01:53 - Bad Debt 02:31 - Buffer 03:17 - Income &amp; Expenses03:57 - Spending04:48 - Saving 05:37 - Taxes06:56 - Waiting too long to invest 07:59 - Not caring DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> Join my FREE Payday Routine Masterclass: <a href="https://nischa.me/wealthmasterclass">https://nischa.me/wealthmasterclass</a><br><br>Investing Platform I use is Trading 212: Use the promo code NISCHA to get a free share worth up to £100: <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br>Most of what we do with our money everyday is unconscious. In this video I share the most common bad money habits and how you can break out of them. <br><br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 - Intro <br>00:28 - Paying Yourself Last <br>01:53 - Bad Debt <br>02:31 - Buffer <br>03:17 - Income &amp; Expenses<br>03:57 - Spending<br>04:48 - Saving <br>05:37 - Taxes<br>06:56 - Waiting too long to invest <br>07:59 - Not caring <br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>680</itunes:duration>
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      <title>9 Minimalist Habits That Can Make You Effortlessly Rich</title>
      <description>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa📊 My Upcoming Investing Workshop (free): https://nischa.me/investytDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Sun, 20 Sep 2026 22:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/72ea3460-a1b5-11f1-8da5-8b7b1ee0b953/image/039cfc871dea094fd448c0f2778f1580.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa📊 My Upcoming Investing Workshop (free): https://nischa.me/investytDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>⏰  Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/investyt">https://link.nischa.me/investyt</a> 👉 Sign up for your $1-per-month Shopify trial here: <a href="https://shopify.com/nischa">https://shopify.com/nischa</a><br><br>📊 My Upcoming Investing Workshop (free): <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>1071</itunes:duration>
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      <title>FINANCIAL GOAL SETTING FOR 2024 - How I’m changing my life this year</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 📶&amp;nbsp;Intentional Spending Tracker (free): https://nischa.me/istDream big, dream authentically. Hope this video gives you some inspiration to get your goals down and go after them with all that you've got!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro00:35 - Vision01:37 Roadmap02:10 - Goal setting - How many &amp; How03:54 - Goal setting - Lead Measures05:55 Goal setting - AccountabilityDISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Sun, 20 Sep 2026 02:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6c9fb198-a1b5-11f1-8bfd-1f148683b1bb/image/17237b4d48f6f947f60c8a47d95866e1.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 📶&amp;nbsp;Intentional Spending Tracker (free): https://nischa.me/istDream big, dream authentically. Hope this video gives you some inspiration to get your goals down and go after them with all that you've got!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro00:35 - Vision01:37 Roadmap02:10 - Goal setting - How many &amp; How03:54 - Goal setting - Lead Measures05:55 Goal setting - AccountabilityDISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> 📶&nbsp;Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>Dream big, dream authentically. Hope this video gives you some inspiration to get your goals down and go after them with all that you've got!<br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 - Intro<br>00:35 - Vision<br>01:37 Roadmap<br>02:10 - Goal setting - How many &amp; How<br>03:54 - Goal setting - Lead Measures<br>05:55 Goal setting - Accountability<br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>683</itunes:duration>
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      <title>Accountant Explains: 97.8% of What You Need to Know About Money</title>
      <description>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt After 9 years in banking as a Chartered Accountant, I realized that spreadsheets and stock tips aren't what actually build wealth. It comes down to 6 core pillars that are rarely taught in school. From defeating the "Silent Tax" of inflation to using debt as a lever rather than an anchor, I’m breaking down the 97.8% of personal finance you actually need to know to grow your net worth.My products: 📊 Sign up to my upcoming Investing Workshop (free): https://nischa.me/investyt📙My money coaching community: https://nischa.me/nic2/📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTimestamps: 0:00 Intro (Money is a mindset, not math)0:37 RULE 1: The "Silent Tax" (Inflation)2:18 RULE 2: Saving vs. Investing4:06 RULE 3: Compound Interest explained5:51 RULE 4: Income vs. Net Worth7:08 RULE: Good Debt vs. Bad Debt8:50 RULE: The Tax Gap9:27 Understanding tax brackets10:04 How to get "Free Money" (Tax legalities)10:50 Summary of the 6 PillarsDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Sat, 19 Sep 2026 06:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/75e4289c-a1b5-11f1-8b0a-e779f60eb0f3/image/ce3af128e4dbb5a3a62b5659cd04a04b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt After 9 years in banking as a Chartered Accountant, I realized that spreadsheets and stock tips aren't what actually build wealth. It comes down to 6 core pillars that are rarely taught in school. From defeating the "Silent Tax" of inflation to using debt as a lever rather than an anchor, I’m breaking down the 97.8% of personal finance you actually need to know to grow your net worth.My products: 📊 Sign up to my upcoming Investing Workshop (free): https://nischa.me/investyt📙My money coaching community: https://nischa.me/nic2/📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTimestamps: 0:00 Intro (Money is a mindset, not math)0:37 RULE 1: The "Silent Tax" (Inflation)2:18 RULE 2: Saving vs. Investing4:06 RULE 3: Compound Interest explained5:51 RULE 4: Income vs. Net Worth7:08 RULE: Good Debt vs. Bad Debt8:50 RULE: The Tax Gap9:27 Understanding tax brackets10:04 How to get "Free Money" (Tax legalities)10:50 Summary of the 6 PillarsDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>⏰  Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/investyt">https://link.nischa.me/investyt</a> After 9 years in banking as a Chartered Accountant, I realized that spreadsheets and stock tips aren't what actually build wealth. It comes down to 6 core pillars that are rarely taught in school. From defeating the "Silent Tax" of inflation to using debt as a lever rather than an anchor, I’m breaking down the 97.8% of personal finance you actually need to know to grow your net worth.<br><br>My products: <br>📊 Sign up to my upcoming Investing Workshop (free): <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙My money coaching community: <a href="https://nischa.me/nic2/">https://nischa.me/nic2/</a><br><br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br><br>Timestamps: <br>0:00 Intro (Money is a mindset, not math)<br>0:37 RULE 1: The "Silent Tax" (Inflation)<br>2:18 RULE 2: Saving vs. Investing<br>4:06 RULE 3: Compound Interest explained<br>5:51 RULE 4: Income vs. Net Worth<br>7:08 RULE: Good Debt vs. Bad Debt<br>8:50 RULE: The Tax Gap<br>9:27 Understanding tax brackets<br>10:04 How to get "Free Money" (Tax legalities)<br>10:50 Summary of the 6 Pillars<br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>874</itunes:duration>
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      <title>5 Success Lessons That Will Transform Your Life</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 My Intentional Spending Tracker (free): https://nischa.me/istIn this video, I share the top five life-changing lessons that I have learned this yearMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Introduction 00:16 - Parkinson's Law in Action 01:45 - Compounding03:30 - Don't Box Yourself In 04:57 - Manson &amp; 80/20 Rule 06:10 - Unique Pairing DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Fri, 18 Sep 2026 10:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/505e2dd4-a1b5-11f1-be9c-672b9388e28b/image/0d562f6b02d75863453ac76052c61d09.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 My Intentional Spending Tracker (free): https://nischa.me/istIn this video, I share the top five life-changing lessons that I have learned this yearMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Introduction 00:16 - Parkinson's Law in Action 01:45 - Compounding03:30 - Don't Box Yourself In 04:57 - Manson &amp; 80/20 Rule 06:10 - Unique Pairing DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> 👉🏽 My Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>In this video, I share the top five life-changing lessons that I have learned this year<br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 - Introduction <br>00:16 - Parkinson's Law in Action <br>01:45 - Compounding<br>03:30 - Don't Box Yourself In <br>04:57 - Manson &amp; 80/20 Rule <br>06:10 - Unique Pairing <br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>676</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    <item>
      <title>Accountant Explains: What 99% of Rich People WON’T Tell You</title>
      <description>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt REVOLUT: Join Revolut Business and get £200 when you sign-up using my link: https://revolutbusiness.onelink.me/jLOt/nischa1 and add at least £0.01 to your account by 30 June 2026Join Revolut retail and get £20 when you sign up to Revolut with my link: https://get.revolut.com/z4lF/nischayt2 and use your card (16+, end date and T&amp;Cs apply)PRODUCTS MENTIONED IN THIS VIDEO: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📙My money coaching community: https://nischa.me/nic2/Timestamps: 0:00 Intro (Most rich people aren't smarter than you)0:31 HABIT 1: The Drain2:04 HABIT 2: The Financial X-Ray3:49 HABIT 3: The Buffer Rule6:44 HABIT 4: Get Rich Slow8:31 HABIT 5: The Tax Game10:20 HABIT 6: The Money Mirror12:02 Final ThoughtsDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.</description>
      <pubDate>Thu, 17 Sep 2026 14:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/43e2358c-a1b5-11f1-95a3-a7221cda7e4b/image/53cfc0a40957f1596be61f052a70e709.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt REVOLUT: Join Revolut Business and get £200 when you sign-up using my link: https://revolutbusiness.onelink.me/jLOt/nischa1 and add at least £0.01 to your account by 30 June 2026Join Revolut retail and get £20 when you sign up to Revolut with my link: https://get.revolut.com/z4lF/nischayt2 and use your card (16+, end date and T&amp;Cs apply)PRODUCTS MENTIONED IN THIS VIDEO: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📙My money coaching community: https://nischa.me/nic2/Timestamps: 0:00 Intro (Most rich people aren't smarter than you)0:31 HABIT 1: The Drain2:04 HABIT 2: The Financial X-Ray3:49 HABIT 3: The Buffer Rule6:44 HABIT 4: Get Rich Slow8:31 HABIT 5: The Tax Game10:20 HABIT 6: The Money Mirror12:02 Final ThoughtsDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>⏰  Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/investyt">https://link.nischa.me/investyt</a> REVOLUT: <br>Join Revolut Business and get £200 when you sign-up using my link: <a href="https://revolutbusiness.onelink.me/jLOt/nischa1">https://revolutbusiness.onelink.me/jLOt/nischa1</a> and add at least £0.01 to your account by 30 June 2026<br><br>Join Revolut retail and get £20 when you sign up to Revolut with my link: <a href="https://get.revolut.com/z4lF/nischayt2">https://get.revolut.com/z4lF/nischayt2</a> and use your card (16+, end date and T&amp;Cs apply)<br><br><br>PRODUCTS MENTIONED IN THIS VIDEO: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📙My money coaching community: <a href="https://nischa.me/nic2/">https://nischa.me/nic2/</a><br><br><br><br>Timestamps: <br>0:00 Intro (Most rich people aren't smarter than you)<br>0:31 HABIT 1: The Drain<br>2:04 HABIT 2: The Financial X-Ray<br>3:49 HABIT 3: The Buffer Rule<br>6:44 HABIT 4: Get Rich Slow<br>8:31 HABIT 5: The Tax Game<br>10:20 HABIT 6: The Money Mirror<br>12:02 Final Thoughts<br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.</p>]]>
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      <itunes:duration>936</itunes:duration>
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    <item>
      <title>How much youtube paid me in my first month with 40k subs | monetisation and analytics</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest ➡ My Free YouTube Guide: https://nischa.me/free-youtube-guideIs Youtube really a passive income stream? I reveal how much Youtube paid me in my first month of being monetized (pre-tax) - how I did it, how long it took, was it worth it… My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:31 - How long it took &amp; how much i made 04:10 - Why I chose Youtube as a platform 04:59 - How much i made via other streams06:34 - Final thoughts DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Wed, 16 Sep 2026 18:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/3ef62a24-a1b5-11f1-aa97-7f5eec483595/image/8ac0eb5fa3eb0341869999cbddfccd46.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest ➡ My Free YouTube Guide: https://nischa.me/free-youtube-guideIs Youtube really a passive income stream? I reveal how much Youtube paid me in my first month of being monetized (pre-tax) - how I did it, how long it took, was it worth it… My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:31 - How long it took &amp; how much i made 04:10 - Why I chose Youtube as a platform 04:59 - How much i made via other streams06:34 - Final thoughts DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> ➡ My Free YouTube Guide: <a href="https://nischa.me/free-youtube-guide">https://nischa.me/free-youtube-guide</a><br><br>Is Youtube really a passive income stream? I reveal how much Youtube paid me in my first month of being monetized (pre-tax) - how I did it, how long it took, was it worth it… <br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 - Intro <br>00:31 - How long it took &amp; how much i made <br>04:10 - Why I chose Youtube as a platform <br>04:59 - How much i made via other streams<br>06:34 - Final thoughts <br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
      </content:encoded>
      <itunes:duration>675</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <title>Accountant Explains: 9 TINY Habits To Make You Become Rich In 2026</title>
      <description>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Claim your fee free first transfer of upto £500 from Wise: https://wi.se/nischa_Find out more here: https://wise.com/gb/compare/ Most people don’t feel like they don’t have enough because they earn less. It’s often the result of small habits repeated every day. In this video, I walk through 9 tiny habits that shape how you experience money and control.None of them require you to earn more, just to see things differently and make small shifts.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTimestamps: 0:00 Intro (Why You Still Feel Broke)0:27 Habit 11:39 Habit 23:30 Habit 34:50 Habit 47:40 Habit 58:48 Habit 6:9:52 Habit 711:28 Habit 812:30 Habit 913:47 OutroDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Tue, 15 Sep 2026 22:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/3b8b42fc-a1b5-11f1-97c5-2bba200cee9a/image/1c214a95e5e3ed49638c8ba337396178.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Claim your fee free first transfer of upto £500 from Wise: https://wi.se/nischa_Find out more here: https://wise.com/gb/compare/ Most people don’t feel like they don’t have enough because they earn less. It’s often the result of small habits repeated every day. In this video, I walk through 9 tiny habits that shape how you experience money and control.None of them require you to earn more, just to see things differently and make small shifts.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTimestamps: 0:00 Intro (Why You Still Feel Broke)0:27 Habit 11:39 Habit 23:30 Habit 34:50 Habit 47:40 Habit 58:48 Habit 6:9:52 Habit 711:28 Habit 812:30 Habit 913:47 OutroDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>⏰  Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/investyt">https://link.nischa.me/investyt</a> Claim your fee free first transfer of upto £500 from Wise: <a href="https://wi.se/nischa_">https://wi.se/nischa_</a><br><br>Find out more here: <a href="https://wise.com/gb/compare/">https://wise.com/gb/compare/</a> <br><br>Most people don’t feel like they don’t have enough because they earn less. It’s often the result of small habits repeated every day. In this video, I walk through 9 tiny habits that shape how you experience money and control.<br>None of them require you to earn more, just to see things differently and make small shifts.<br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Timestamps: <br>0:00 Intro (Why You Still Feel Broke)<br>0:27 Habit 1<br>1:39 Habit 2<br>3:30 Habit 3<br>4:50 Habit 4<br>7:40 Habit 5<br>8:48 Habit 6:<br>9:52 Habit 7<br>11:28 Habit 8<br>12:30 Habit 9<br>13:47 Outro<br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>1095</itunes:duration>
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      <title>I Changed 5 Things About My Day. Everything Compounded.</title>
      <description>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 📶 Spending Tracker (free): https://nischa.me/tracker📙 Financial Wellbeing Toolkit: https://nischa.me/planIn this video, I’m sharing the exact changes that helped me break that cycle and get my time back.This isn’t about waking up at 5am or doing more. It’s about small, intentional changes that made my days calmer, clearer, and far more productive, without burning out.Timestamps: 00:00 Intro00:35 Change #101:18 How Content Overload Quietly Destroys Focus02:15 Change #202:52 The 100-Year-Old Rule03:45 Change #306:03 Change #406:36 What Secretly Draining You07:38 Change #508:45 How I Review My Finances09:28 The System That Makes All of This CompoundDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Mon, 14 Sep 2026 06:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1fd2c756-a1b5-11f1-af6b-17164ea01235/image/8befe010f851615e71d03454a0efec91.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 📶 Spending Tracker (free): https://nischa.me/tracker📙 Financial Wellbeing Toolkit: https://nischa.me/planIn this video, I’m sharing the exact changes that helped me break that cycle and get my time back.This isn’t about waking up at 5am or doing more. It’s about small, intentional changes that made my days calmer, clearer, and far more productive, without burning out.Timestamps: 00:00 Intro00:35 Change #101:18 How Content Overload Quietly Destroys Focus02:15 Change #202:52 The 100-Year-Old Rule03:45 Change #306:03 Change #406:36 What Secretly Draining You07:38 Change #508:45 How I Review My Finances09:28 The System That Makes All of This CompoundDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>⏰  Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/investyt">https://link.nischa.me/investyt</a> 📶 Spending Tracker (free): <a href="https://nischa.me/tracker">https://nischa.me/tracker</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br><br>In this video, I’m sharing the exact changes that helped me break that cycle and get my time back.<br>This isn’t about waking up at 5am or doing more. It’s about small, intentional changes that made my days calmer, clearer, and far more productive, without burning out.<br><br><br>Timestamps: <br>00:00 Intro<br>00:35 Change #1<br>01:18 How Content Overload Quietly Destroys Focus<br>02:15 Change #2<br>02:52 The 100-Year-Old Rule<br>03:45 Change #3<br>06:03 Change #4<br>06:36 What Secretly Draining You<br>07:38 Change #5<br>08:45 How I Review My Finances<br>09:28 The System That Makes All of This Compound<br><br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>775</itunes:duration>
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      <title>6 life-changing personal finance books you MUST READ in 2023</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass6 Books that have had the biggest impact to my life over the last few years... if you haven't already, highly recommend reading them!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00- Intro 00:15 -  I Will Teach You 01:14 -  4 Hour Work Week03:00 - Rich Dad Poor Dad 04:40 - Cashflow Quadrant 06:00 - Think and Grow Rich 07:21 - Lean In DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Sun, 13 Sep 2026 10:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/12b8d024-a1b5-11f1-a52a-2bb6e569217e/image/fccb51c5c9e076e3bb0ec5dc1440b777.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass6 Books that have had the biggest impact to my life over the last few years... if you haven't already, highly recommend reading them!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00- Intro 00:15 -  I Will Teach You 01:14 -  4 Hour Work Week03:00 - Rich Dad Poor Dad 04:40 - Cashflow Quadrant 06:00 - Think and Grow Rich 07:21 - Lean In DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> Join my FREE Payday Routine Masterclass: <a href="https://nischa.me/wealthmasterclass">https://nischa.me/wealthmasterclass</a><br><br>6 Books that have had the biggest impact to my life over the last few years... if you haven't already, highly recommend reading them!<br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00- Intro <br>00:15 -  I Will Teach You <br>01:14 -  4 Hour Work Week<br>03:00 - Rich Dad Poor Dad <br>04:40 - Cashflow Quadrant <br>06:00 - Think and Grow Rich <br>07:21 - Lean In <br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>722</itunes:duration>
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      <title>Thankfully, Getting Rich Is This Simple</title>
      <description>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischaIn this video, I'm breaking down the exact 6 rules every wealthy person I know follows every single month, starting with the one equation that completely rewired how I think about money.Mentioned in this video: 📙Robin’s book (business coach): https://book.robinwaite.com/📶 My inner circle community: https://nischa.me/nic-2-join/TIMESTAMPS: 0:00 — Intro0:29 — Rule 11:44 — Rule 23:56 — Rule 37:29 — Rule 49:25 — Rule 512:12 — Rule 614:10 — OutroDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Sat, 12 Sep 2026 14:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/14fddd0c-a1b5-11f1-a003-076cc4d98191/image/c8a3953e130f7368759b19f830c31100.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischaIn this video, I'm breaking down the exact 6 rules every wealthy person I know follows every single month, starting with the one equation that completely rewired how I think about money.Mentioned in this video: 📙Robin’s book (business coach): https://book.robinwaite.com/📶 My inner circle community: https://nischa.me/nic-2-join/TIMESTAMPS: 0:00 — Intro0:29 — Rule 11:44 — Rule 23:56 — Rule 37:29 — Rule 49:25 — Rule 512:12 — Rule 614:10 — OutroDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>⏰  Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/investyt">https://link.nischa.me/investyt</a> 👉 Sign up for your $1-per-month Shopify trial here: <a href="https://shopify.com/nischa">https://shopify.com/nischa</a><br><br>In this video, I'm breaking down the exact 6 rules every wealthy person I know follows every single month, starting with the one equation that completely rewired how I think about money.<br>Mentioned in this video: <br><br>📙Robin’s book (business coach): <a href="https://book.robinwaite.com/">https://book.robinwaite.com/</a><br><br>📶 My inner circle community: <a href="https://nischa.me/nic-2-join/">https://nischa.me/nic-2-join/</a><br><br>TIMESTAMPS: <br>0:00 — Intro<br>0:29 — Rule 1<br>1:44 — Rule 2<br>3:56 — Rule 3<br>7:29 — Rule 4<br>9:25 — Rule 5<br>12:12 — Rule 6<br>14:10 — Outro<br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>1129</itunes:duration>
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      <title>7 investing myths that are holding you back financially</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 My Intentional Spending Tracker (free): https://nischa.me/istIn this video, I unravel 7 common myths about the stock market, enjoy! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro00:19 - You need to be clever to invest 01:30 - You lose money when the market crashes 02:45 - percentage gain = percentage loss 03:35 - More Stocks means more diversification 04:22 - Buy at rock bottom 05:57 - Buying because the price has fallen 07:05 - The Stock Market has an obligation  DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Fri, 11 Sep 2026 18:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0c7ba560-a1b5-11f1-8ec4-9f4042ffc10e/image/cbf94f5c7fe889c9b9d61a3209454988.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 My Intentional Spending Tracker (free): https://nischa.me/istIn this video, I unravel 7 common myths about the stock market, enjoy! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro00:19 - You need to be clever to invest 01:30 - You lose money when the market crashes 02:45 - percentage gain = percentage loss 03:35 - More Stocks means more diversification 04:22 - Buy at rock bottom 05:57 - Buying because the price has fallen 07:05 - The Stock Market has an obligation  DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> 👉🏽 My Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>In this video, I unravel 7 common myths about the stock market, enjoy! <br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 - Intro<br>00:19 - You need to be clever to invest <br>01:30 - You lose money when the market crashes <br>02:45 - percentage gain = percentage loss <br>03:35 - More Stocks means more diversification <br>04:22 - Buy at rock bottom <br>05:57 - Buying because the price has fallen <br>07:05 - The Stock Market has an obligation  <br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>677</itunes:duration>
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      <title>9 Little Luxuries That Completely Changed My Daily Life</title>
      <description>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Claim your fee-free first transfer of upto £500 from Wise: https://wi.se/nischa_2✨ OTHER PRODUCTS MENTIONED IN THIS VIDEO ✨💳📱 The all-in-one account I use: https://wi.se/nischa_2📊 My free spending tracker: https://nischa.me/ist🧘‍♀️10-minute daily stretch: https://www.youtube.com/watch?v=CKnlEt5n3Sk&amp;t=395s🥤 Smoothie Recipe: 1 cup almond milkHandful of frozen blueberries4 large frozen strawberries3 tbsp peanut butter1 scoop vanilla protein powder📔  Journal (great journal, though the pen isn’t ideal): https://amzn.to/4dMFPAJ🧊 Water bottle: https://amzn.to/42RKSuwDISCLAIMERS &amp; DISCLOSURES Wise DisclaimerThe Fund has achieved an average annual return of 3.03% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority (839689). When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd.Other Disclaimers: This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Thu, 10 Sep 2026 22:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/eaab68e4-a1b4-11f1-88d4-37108fac73b4/image/9cc386174974c4ace513fcf8e98499f6.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>⏰  Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Claim your fee-free first transfer of upto £500 from Wise: https://wi.se/nischa_2✨ OTHER PRODUCTS MENTIONED IN THIS VIDEO ✨💳📱 The all-in-one account I use: https://wi.se/nischa_2📊 My free spending tracker: https://nischa.me/ist🧘‍♀️10-minute daily stretch: https://www.youtube.com/watch?v=CKnlEt5n3Sk&amp;t=395s🥤 Smoothie Recipe: 1 cup almond milkHandful of frozen blueberries4 large frozen strawberries3 tbsp peanut butter1 scoop vanilla protein powder📔  Journal (great journal, though the pen isn’t ideal): https://amzn.to/4dMFPAJ🧊 Water bottle: https://amzn.to/42RKSuwDISCLAIMERS &amp; DISCLOSURES Wise DisclaimerThe Fund has achieved an average annual return of 3.03% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority (839689). When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd.Other Disclaimers: This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>⏰  Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/investyt">https://link.nischa.me/investyt</a> Claim your fee-free first transfer of upto £500 from Wise: <a href="https://wi.se/nischa_2">https://wi.se/nischa_2</a><br><br>✨ OTHER PRODUCTS MENTIONED IN THIS VIDEO ✨<br><br>💳📱 The all-in-one account I use: <a href="https://wi.se/nischa_2">https://wi.se/nischa_2</a><br><br>📊 My free spending tracker: <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>🧘‍♀️10-minute daily stretch: <a href="https://www.youtube.com/watch?v=CKnlEt5n3Sk&amp;t=395s">https://www.youtube.com/watch?v=CKnlEt5n3Sk&amp;t=395s</a><br><br>🥤 Smoothie Recipe: <br>1 cup almond milk<br>Handful of frozen blueberries<br>4 large frozen strawberries<br>3 tbsp peanut butter<br>1 scoop vanilla protein powder<br><br>📔  Journal (great journal, though the pen isn’t ideal): <a href="https://amzn.to/4dMFPAJ">https://amzn.to/4dMFPAJ</a><br><br>🧊 Water bottle: <a href="https://amzn.to/42RKSuw">https://amzn.to/42RKSuw</a><br><br><br>DISCLAIMERS &amp; DISCLOSURES <br><br>Wise Disclaimer<br>The Fund has achieved an average annual return of 3.03% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority (839689). When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd.<br><br>Other Disclaimers: <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>1074</itunes:duration>
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      <title>5 Financial Mistakes I've Made in the Last 10 years</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshopIn this video I cover 5 Money Mistakes I have made in the last 10 years.. enjoy! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:06 - That Car02:02 - Saving 03:00 - Buy Once, Cry Once 04:12 - Not Investing Earlier 05:53 - Ant vs Grasshopper DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Thu, 10 Sep 2026 02:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e8ecf4a0-a1b4-11f1-9578-7f57054f11da/image/2d3b47fdaa8c82c5e51290a46e260b37.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshopIn this video I cover 5 Money Mistakes I have made in the last 10 years.. enjoy! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:06 - That Car02:02 - Saving 03:00 - Buy Once, Cry Once 04:12 - Not Investing Earlier 05:53 - Ant vs Grasshopper DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> Join my FREE Financial Life-Design Workshop: <a href="https://nischa.me/lifedesignworkshop">https://nischa.me/lifedesignworkshop</a><br><br>In this video I cover 5 Money Mistakes I have made in the last 10 years.. enjoy! <br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 - Intro <br>00:06 - That Car<br>02:02 - Saving <br>03:00 - Buy Once, Cry Once <br>04:12 - Not Investing Earlier <br>05:53 - Ant vs Grasshopper <br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>676</itunes:duration>
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    <item>
      <title>The easiest (and laziest) way to get rich</title>
      <description>🚨 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investvslIn this video, I break down exactly how investing just $100 a month can grow into over a million dollars, why waiting for the "perfect" time is costing you more than you think, and why investing is far simpler than most content online makes it seem.Whether you're starting from zero or feel like you've already missed the boat, this is your Step 1.Time Stamps: 0:00 — Intro0:50 — How I used to be terrible with money1:18 — The moment that changed everything2:01 — What comes first 2:45 — How investing actually works3:45 — What 100 a month can turn into 6:48 — Scaling up as your income grows9:05 — Where to learn more DISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Wed, 09 Sep 2026 06:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f06e89e6-a1b4-11f1-b687-970192ec220d/image/da8466e249a901c3f3e3ae8021b2ee58.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investvslIn this video, I break down exactly how investing just $100 a month can grow into over a million dollars, why waiting for the "perfect" time is costing you more than you think, and why investing is far simpler than most content online makes it seem.Whether you're starting from zero or feel like you've already missed the boat, this is your Step 1.Time Stamps: 0:00 — Intro0:50 — How I used to be terrible with money1:18 — The moment that changed everything2:01 — What comes first 2:45 — How investing actually works3:45 — What 100 a month can turn into 6:48 — Scaling up as your income grows9:05 — Where to learn more DISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/investvsl">https://link.nischa.me/investvsl</a><br><br>In this video, I break down exactly how investing just $100 a month can grow into over a million dollars, why waiting for the "perfect" time is costing you more than you think, and why investing is far simpler than most content online makes it seem.<br><br>Whether you're starting from zero or feel like you've already missed the boat, this is your Step 1.<br><br><br>Time Stamps: <br>0:00 — Intro<br>0:50 — How I used to be terrible with money<br>1:18 — The moment that changed everything<br>2:01 — What comes first <br>2:45 — How investing actually works<br>3:45 — What 100 a month can turn into <br>6:48 — Scaling up as your income grows<br>9:05 — Where to learn more <br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>1132</itunes:duration>
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    <item>
      <title>9 Things I Stopped Buying to Make More Money</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshop9 Things I stopped buying to live below my means and invest more!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:24 - Books00:56 - Car 01:23 - Souvenirs 02:00  - The Updates 02:53 - Sales03:32 - Things I don't understand 03:59 - Fast-fashion 04:41 - High-Maintenance items05:33 - Pre-nup 06:15 - My thoughts on spending DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Tue, 08 Sep 2026 10:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ce12b048-a1b4-11f1-818e-0ff46f4c7078/image/0e8567a2ce52b20222b788fdce1f13b6.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshop9 Things I stopped buying to live below my means and invest more!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:24 - Books00:56 - Car 01:23 - Souvenirs 02:00  - The Updates 02:53 - Sales03:32 - Things I don't understand 03:59 - Fast-fashion 04:41 - High-Maintenance items05:33 - Pre-nup 06:15 - My thoughts on spending DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> Join my FREE Financial Life-Design Workshop: <a href="https://nischa.me/lifedesignworkshop">https://nischa.me/lifedesignworkshop</a><br><br>9 Things I stopped buying to live below my means and invest more!<br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 - Intro <br>00:24 - Books<br>00:56 - Car <br>01:23 - Souvenirs <br>02:00  - The Updates <br>02:53 - Sales<br>03:32 - Things I don't understand <br>03:59 - Fast-fashion <br>04:41 - High-Maintenance items<br>05:33 - Pre-nup <br>06:15 - My thoughts on spending <br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>540</itunes:duration>
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    <item>
      <title>Habits That Made Me 6 Figures by 24 (My Formula)</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass6 Habits that made me six figures by 24 and have helped me achieve every financial goal since then!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00- Intro 00:23 - Close the Learning Gap01:42 - The Spotlight Effect02:40 - Question the Answer04:02 - Money Out = Money in 05:25 - FOMO Will Hold You Back 06:45 - Action is better than Over-analysisDISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Mon, 07 Sep 2026 16:51:25 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c05a3fde-a1b4-11f1-a064-8350d50b1a6c/image/2a943a2947eca07e06eb3916ddbb340d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass6 Habits that made me six figures by 24 and have helped me achieve every financial goal since then!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00- Intro 00:23 - Close the Learning Gap01:42 - The Spotlight Effect02:40 - Question the Answer04:02 - Money Out = Money in 05:25 - FOMO Will Hold You Back 06:45 - Action is better than Over-analysisDISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> 👉🏽 Join my FREE Payday Routine Masterclass: <a href="https://nischa.me/wealthmasterclass">https://nischa.me/wealthmasterclass</a><br><br>6 Habits that made me six figures by 24 and have helped me achieve every financial goal since then!<br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00- Intro <br>00:23 - Close the Learning Gap<br>01:42 - The Spotlight Effect<br>02:40 - Question the Answer<br>04:02 - Money Out = Money in <br>05:25 - FOMO Will Hold You Back <br>06:45 - Action is better than Over-analysis<br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>681</itunes:duration>
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    <item>
      <title>Why I'm changing how I invest (before it's too late)</title>
      <description>🎓 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/invest1In this video, I break down why I'm changing how I invest after one of the world's most popular index funds just hit record highs, what role AI is playing in that decision, and what it might mean for your own portfolio. I spent 13 years in finance, qualified as a chartered accountant and worked in investment banking for 9 years, and this is how I'm thinking about it.Whether you're just starting out or you've been investing for a while, this one is worth paying attention to.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTime Stamps:0:00 — Intro1:00 — How the S&amp;P 500 actually works1:44 — The historical returns you need to know2:37 — Why I'm rethinking my strategy2:45 — The Magnificent 7 explained3:46 — What AI has to do with your investments4:15 — The dot com bubble and what it taught us5:21 — How I'm changing what I invest in6:32 — Why the S&amp;P 500 is less diversified than you think7:32 — Why I'm shifting towards global stocks9:15 — How I personally split my portfolio11:01 — Why panic selling destroys long term returnsDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Mon, 07 Sep 2026 15:12:51 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/cba48962-a1b4-11f1-859d-57fe5a84ce35/image/5c0887aa2d1dfcf8f39e7d0a46b810b5.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🎓 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/invest1In this video, I break down why I'm changing how I invest after one of the world's most popular index funds just hit record highs, what role AI is playing in that decision, and what it might mean for your own portfolio. I spent 13 years in finance, qualified as a chartered accountant and worked in investment banking for 9 years, and this is how I'm thinking about it.Whether you're just starting out or you've been investing for a while, this one is worth paying attention to.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTime Stamps:0:00 — Intro1:00 — How the S&amp;P 500 actually works1:44 — The historical returns you need to know2:37 — Why I'm rethinking my strategy2:45 — The Magnificent 7 explained3:46 — What AI has to do with your investments4:15 — The dot com bubble and what it taught us5:21 — How I'm changing what I invest in6:32 — Why the S&amp;P 500 is less diversified than you think7:32 — Why I'm shifting towards global stocks9:15 — How I personally split my portfolio11:01 — Why panic selling destroys long term returnsDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🎓 Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/invest1">https://link.nischa.me/invest1</a><br><br>In this video, I break down why I'm changing how I invest after one of the world's most popular index funds just hit record highs, what role AI is playing in that decision, and what it might mean for your own portfolio. I spent 13 years in finance, qualified as a chartered accountant and worked in investment banking for 9 years, and this is how I'm thinking about it.<br>Whether you're just starting out or you've been investing for a while, this one is worth paying attention to.<br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br><br>Time Stamps:<br><br>0:00 — Intro<br>1:00 — How the S&amp;P 500 actually works<br>1:44 — The historical returns you need to know<br>2:37 — Why I'm rethinking my strategy<br>2:45 — The Magnificent 7 explained<br>3:46 — What AI has to do with your investments<br>4:15 — The dot com bubble and what it taught us<br>5:21 — How I'm changing what I invest in<br>6:32 — Why the S&amp;P 500 is less diversified than you think<br>7:32 — Why I'm shifting towards global stocks<br>9:15 — How I personally split my portfolio<br>11:01 — Why panic selling destroys long term returns<br><br><br><br><br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>916</itunes:duration>
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    <item>
      <title>Accountant explains: You might be richer than you think</title>
      <description>👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa 📶 Intentional Spending Tracker (free): https://nischa.me/ist Timestamps0:00 – Why most people feel financially behind1:00 – Borrowed lifestyles &amp; the debt data you need to see1:51 – When is debt actually okay?2:39 – The comparison trap3:48 – Upward comparison &amp; the psychology behind it4:13 – How social media expanded the comparison pool5:32 – The 3 financial markers that show you're on track6:04 – Why AI is making us financially lazy6:53 – Hedonic adaptation (the hedonic treadmill)8:18 – The history of status symbols11:21 – What's actually worth chasing today11:53 – How to define YOUR version of a good lifeDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Mon, 07 Sep 2026 14:17:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c605b7f6-a1b4-11f1-806d-cb8bb120691c/image/bc342d636a2661f54fd1fa69adcac2d3.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa 📶 Intentional Spending Tracker (free): https://nischa.me/ist Timestamps0:00 – Why most people feel financially behind1:00 – Borrowed lifestyles &amp; the debt data you need to see1:51 – When is debt actually okay?2:39 – The comparison trap3:48 – Upward comparison &amp; the psychology behind it4:13 – How social media expanded the comparison pool5:32 – The 3 financial markers that show you're on track6:04 – Why AI is making us financially lazy6:53 – Hedonic adaptation (the hedonic treadmill)8:18 – The history of status symbols11:21 – What's actually worth chasing today11:53 – How to define YOUR version of a good lifeDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>👉 Sign up for your $1-per-month Shopify trial here: <a href="https://shopify.com/nischa">https://shopify.com/nischa</a><br> <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br><br><br><br> Timestamps<br>0:00 – Why most people feel financially behind<br>1:00 – Borrowed lifestyles &amp; the debt data you need to see<br>1:51 – When is debt actually okay?<br>2:39 – The comparison trap<br>3:48 – Upward comparison &amp; the psychology behind it<br>4:13 – How social media expanded the comparison pool<br>5:32 – The 3 financial markers that show you're on track<br>6:04 – Why AI is making us financially lazy<br>6:53 – Hedonic adaptation (the hedonic treadmill)<br>8:18 – The history of status symbols<br>11:21 – What's actually worth chasing today<br>11:53 – How to define YOUR version of a good life<br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>932</itunes:duration>
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      <title>Top 5 Side Hustle To Earn Extra Income From Home 2022</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclassMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps:00:00 - Intro 00:30 - Newsletter 02:00 - Digital 03:22 - Video Editing 04:41 - Saas Business 05:52 - Online courseDISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Mon, 07 Sep 2026 13:34:17 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/843f869e-a1b4-11f1-a580-73f69ac1ac17/image/d8c1eb9e6f5d39b23236747b74fc118b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclassMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps:00:00 - Intro 00:30 - Newsletter 02:00 - Digital 03:22 - Video Editing 04:41 - Saas Business 05:52 - Online courseDISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> Join my FREE Payday Routine Masterclass: <a href="https://nischa.me/wealthmasterclass">https://nischa.me/wealthmasterclass</a><br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps:<br>00:00 - Intro <br>00:30 - Newsletter <br>02:00 - Digital <br>03:22 - Video Editing <br>04:41 - Saas Business <br>05:52 - Online course<br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>681</itunes:duration>
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    <item>
      <title>The smartest order to invest your  money (step-by-step)</title>
      <description>🎓 Reserve your seat for my investing workshop this Sunday (free): https://link.nischa.me/investne2In this video, I walk you through the exact order you should be investing your money, step by step. Because building wealth has very little to do with how much you earn and everything to do with doing things in the right order. I spent 13 years in finance, qualified as a chartered accountant and worked in investment banking for 9 years, and this is the framework I wish more people knew about sooner.Whether you're just getting started or you've been putting it off waiting for the perfect moment, this one will change how you think about your money.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTime Stamps:0:00 — Intro0:48 — The hidden tax most people never think about2:58 — Example of consequences 4:39 — Step 17:09 — Step 2 9:12 — Step 311:25 — Step 413:13 — Step 5DISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Mon, 07 Sep 2026 11:55:42 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>🎓 Reserve your seat for my investing workshop this Sunday (free): https://link.nischa.me/investne2In this video, I walk you through the exact order you should be investing your money, step by step. Because building wealth has very little to do with how much you earn and everything to do with doing things in the right order. I spent 13 years in finance, qualified as a chartered accountant and worked in investment banking for 9 years, and this is the framework I wish more people knew about sooner.Whether you're just getting started or you've been putting it off waiting for the perfect moment, this one will change how you think about your money.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTime Stamps:0:00 — Intro0:48 — The hidden tax most people never think about2:58 — Example of consequences 4:39 — Step 17:09 — Step 2 9:12 — Step 311:25 — Step 413:13 — Step 5DISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🎓 Reserve your seat for my investing workshop this Sunday (free): <a href="https://link.nischa.me/investne2">https://link.nischa.me/investne2</a><br><br>In this video, I walk you through the exact order you should be investing your money, step by step. Because building wealth has very little to do with how much you earn and everything to do with doing things in the right order. I spent 13 years in finance, qualified as a chartered accountant and worked in investment banking for 9 years, and this is the framework I wish more people knew about sooner.<br>Whether you're just getting started or you've been putting it off waiting for the perfect moment, this one will change how you think about your money.<br><br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Time Stamps:<br><br>0:00 — Intro<br>0:48 — The hidden tax most people never think about<br>2:58 — Example of consequences <br>4:39 — Step 1<br>7:09 — Step 2 <br>9:12 — Step 3<br>11:25 — Step 4<br>13:13 — Step 5<br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>1120</itunes:duration>
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    <item>
      <title>How I Will Become a Millionaire by 32</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshopIn this video I talk about all the things I am doing to hit a million dollars by 32. I hope this gives you some inspiration, ideas and motivation to join me and hit our financial goals! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:45 - All Weather Portfolio 01:36 - First principles 03:04 - Utilising the strengths of others 04:19 - The slight edge 05:35 - Money making superpower  06:33 - Living below your means DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Mon, 07 Sep 2026 10:17:08 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/80e56e32-a1b4-11f1-965e-b3cbb6eea1d3/image/3b569e0b16866661e1580846a9a58ed6.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshopIn this video I talk about all the things I am doing to hit a million dollars by 32. I hope this gives you some inspiration, ideas and motivation to join me and hit our financial goals! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:45 - All Weather Portfolio 01:36 - First principles 03:04 - Utilising the strengths of others 04:19 - The slight edge 05:35 - Money making superpower  06:33 - Living below your means DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> Join my FREE Financial Life-Design Workshop: <a href="https://nischa.me/lifedesignworkshop">https://nischa.me/lifedesignworkshop</a><br><br>In this video I talk about all the things I am doing to hit a million dollars by 32. I hope this gives you some inspiration, ideas and motivation to join me and hit our financial goals! <br><br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 - Intro <br>00:45 - All Weather Portfolio <br>01:36 - First principles <br>03:04 - Utilising the strengths of others <br>04:19 - The slight edge <br>05:35 - Money making superpower  <br>06:33 - Living below your means <br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>693</itunes:duration>
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    <item>
      <title>What To Do After Saving $100K (Most People Get This Wrong)</title>
      <description>Reserve your spot for my free workshop where I teach you how to build a 7-figure portfolio: https://link.nischa.me/invest3STAY IN TOUCH: ● Join The Sunday Money Note, my weekly email where I share one new tip about money: https://nischa.me/sunday-money-note/● Instagram: https://instagram.com/nischa.me● TikTok: https://www.tiktok.com/@nischa.me● Linkedin: https://www.linkedin.com/in/nischa/● My website: https://www.nischa.meOTHER PRODUCTS: My exclusive community: https://nischa.me/nic-yt/My free spending tracker: https://nischa.me/istDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Mon, 07 Sep 2026 08:38:34 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4e6b9bca-a1b4-11f1-be6c-dbd5b4c057eb/image/935013a5ed41da5d970faa27e017a48e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Reserve your spot for my free workshop where I teach you how to build a 7-figure portfolio: https://link.nischa.me/invest3STAY IN TOUCH: ● Join The Sunday Money Note, my weekly email where I share one new tip about money: https://nischa.me/sunday-money-note/● Instagram: https://instagram.com/nischa.me● TikTok: https://www.tiktok.com/@nischa.me● Linkedin: https://www.linkedin.com/in/nischa/● My website: https://www.nischa.meOTHER PRODUCTS: My exclusive community: https://nischa.me/nic-yt/My free spending tracker: https://nischa.me/istDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Reserve your spot for my free workshop where I teach you how to build a 7-figure portfolio: <a href="https://link.nischa.me/invest3">https://link.nischa.me/invest3</a><br><br>STAY IN TOUCH: <br>● Join The Sunday Money Note, my weekly email where I share one new tip about money: <a href="https://nischa.me/sunday-money-note/">https://nischa.me/sunday-money-note/</a><br>● Instagram: <a href="https://instagram.com/nischa.me">https://instagram.com/nischa.me</a><br>● TikTok: <a href="https://www.tiktok.com/@nischa.me">https://www.tiktok.com/@nischa.me</a><br>● Linkedin: <a href="https://www.linkedin.com/in/nischa/">https://www.linkedin.com/in/nischa/</a><br>● My website: <a href="https://www.nischa.me">https://www.nischa.me</a><br><br>OTHER PRODUCTS: <br>My exclusive community: <a href="https://nischa.me/nic-yt/">https://nischa.me/nic-yt/</a><br>My free spending tracker: <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>1106</itunes:duration>
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    <item>
      <title>Once you get money, upgrade these 10 things immediately</title>
      <description>👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa🎓 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investly1 In this video, I'm sharing the 10 things worth upgrading once you start making real money, specifically because of how directly they impact your mental health and day-to-day quality of life. Most finance content tells you to cut back, but this one does the opposite.Timestamps:0:00 Intro0:28 Upgrade 11:22 Upgrade 22:07 Upgrade 33:43 Upgrade 44:50 Upgrade 56:23 Upgrade 68:04 Upgrade 79:03 Upgrade 811:41 Upgrade 913:00 Upgrade 1014:14 Final thoughtsSTAY IN TOUCH📸 Instagram: https://www.instagram.com/nischa.me/📩 Newsletter: https://nischa.me/sunday-money-note/ DISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Mon, 07 Sep 2026 07:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/722934fa-a1b4-11f1-b945-7bdca38ea05e/image/2b8ac052f3515d80399a629b09426f42.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa🎓 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investly1 In this video, I'm sharing the 10 things worth upgrading once you start making real money, specifically because of how directly they impact your mental health and day-to-day quality of life. Most finance content tells you to cut back, but this one does the opposite.Timestamps:0:00 Intro0:28 Upgrade 11:22 Upgrade 22:07 Upgrade 33:43 Upgrade 44:50 Upgrade 56:23 Upgrade 68:04 Upgrade 79:03 Upgrade 811:41 Upgrade 913:00 Upgrade 1014:14 Final thoughtsSTAY IN TOUCH📸 Instagram: https://www.instagram.com/nischa.me/📩 Newsletter: https://nischa.me/sunday-money-note/ DISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
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        <![CDATA[<p>👉 Sign up for your $1-per-month Shopify trial here: <a href="https://shopify.com/nischa">https://shopify.com/nischa</a><br><br>🎓 Reserve your seat for my free investing workshop this Sunday: <a href="https://link.nischa.me/investly1">https://link.nischa.me/investly1</a> <br><br>In this video, I'm sharing the 10 things worth upgrading once you start making real money, specifically because of how directly they impact your mental health and day-to-day quality of life. Most finance content tells you to cut back, but this one does the opposite.<br><br><br>Timestamps:<br><br>0:00 Intro<br>0:28 Upgrade 1<br>1:22 Upgrade 2<br>2:07 Upgrade 3<br>3:43 Upgrade 4<br>4:50 Upgrade 5<br>6:23 Upgrade 6<br>8:04 Upgrade 7<br>9:03 Upgrade 8<br>11:41 Upgrade 9<br>13:00 Upgrade 10<br>14:14 Final thoughts<br><br><br>STAY IN TOUCH<br>📸 Instagram: <a href="https://www.instagram.com/nischa.me/">https://www.instagram.com/nischa.me/</a><br>📩 Newsletter: <a href="https://nischa.me/sunday-money-note/">https://nischa.me/sunday-money-note/</a> <br><br><br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>1157</itunes:duration>
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      <title>How Much I Spent in a Week Working Remotely from Bali</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshopIn this video I go through how much I spent in a week working remotely (on my side hustles) from Bali. Enjoy!My taxi driver (Dewi’s contact details - she is AMAZING):  +62 857-3825-1803My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 Intro00:30 Monday02:35 Tuesday03:56 Wednesday05:24 ThursdayDISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Mon, 07 Sep 2026 05:21:25 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4d9ea796-a1b4-11f1-95c0-1f4a95b10a7d/image/cc5f56a130724c918cd800cc25630e82.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshopIn this video I go through how much I spent in a week working remotely (on my side hustles) from Bali. Enjoy!My taxi driver (Dewi’s contact details - she is AMAZING):  +62 857-3825-1803My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 Intro00:30 Monday02:35 Tuesday03:56 Wednesday05:24 ThursdayDISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> Join my FREE Financial Life-Design Workshop: <a href="https://nischa.me/lifedesignworkshop">https://nischa.me/lifedesignworkshop</a><br><br>In this video I go through how much I spent in a week working remotely (on my side hustles) from Bali. Enjoy!<br><br>My taxi driver (Dewi’s contact details - she is AMAZING):  +62 857-3825-1803<br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 Intro<br>00:30 Monday<br>02:35 Tuesday<br>03:56 Wednesday<br>05:24 Thursday<br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
      </content:encoded>
      <itunes:duration>679</itunes:duration>
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    <item>
      <title>19 Micro Habits Proven By Science to Change Your Life</title>
      <description>In this video I talk about 19 micro-habits that have completely changed the way I approach my life and business. Remember to subscribe to stay up to date with money tips!LEARN MORE: Free tracker: https://nischa.me/ist/Free Investing workshop: https://nischa.me/investDIY financial plan: https://nischa.me/plan/My exclusive community: https://nischa.me/nic-yt/STAY IN TOUCH: 📸 Instagram:  https://instagram.com/nischa.me  📩 Newsletter: https://nischa.me/sunday-money-note/ Thank you to our sponsor, Shopify. Sign up for your Shopify trial here: https://shopify.com/nischaDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Mon, 07 Sep 2026 03:42:51 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/31c94d1e-a1b4-11f1-9c26-b74bcce8fb31/image/3447a4cc3176dd827c13cc19cdd59d2a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>In this video I talk about 19 micro-habits that have completely changed the way I approach my life and business. Remember to subscribe to stay up to date with money tips!LEARN MORE: Free tracker: https://nischa.me/ist/Free Investing workshop: https://nischa.me/investDIY financial plan: https://nischa.me/plan/My exclusive community: https://nischa.me/nic-yt/STAY IN TOUCH: 📸 Instagram:  https://instagram.com/nischa.me  📩 Newsletter: https://nischa.me/sunday-money-note/ Thank you to our sponsor, Shopify. Sign up for your Shopify trial here: https://shopify.com/nischaDISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this video I talk about 19 micro-habits that have completely changed the way I approach my life and business. <br><br>Remember to subscribe to stay up to date with money tips!<br><br>LEARN MORE: <br>Free tracker: <a href="https://nischa.me/ist/">https://nischa.me/ist/</a><br>Free Investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a><br>DIY financial plan: <a href="https://nischa.me/plan/">https://nischa.me/plan/</a><br>My exclusive community: <a href="https://nischa.me/nic-yt/">https://nischa.me/nic-yt/</a><br><br>STAY IN TOUCH: <br>📸 Instagram:  <a href="https://instagram.com/nischa.me">https://instagram.com/nischa.me</a>  <br>📩 Newsletter: <a href="https://nischa.me/sunday-money-note/">https://nischa.me/sunday-money-note/</a> <br><br><br>Thank you to our sponsor, Shopify. <br>Sign up for your Shopify trial here: <a href="https://shopify.com/nischa">https://shopify.com/nischa</a><br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>1175</itunes:duration>
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      <title>10 Life Lessons From 10 Years In Investment Banking in under 10 mins</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclassIn this video I go through 10 life lessons I have learnt through working as an investment banker. Most of these can be applied to all walks of life, and some of them are career specific, hope you enjoy! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:08 - Document it 01:02 - Align Your Career with Who You Are02:22 - Don't Hunt for a Mentor  03:00 - Stick to the Facts03:43 - Rules are Man-made04:36 - Full Circle05:07 - Keep your Ear to the Ground 05:41 - Don't Accept the First Offer 06:31 - Have something to say 07:05 - Be seen to have a niche07:31 - Take on the Hard Stuff DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Mon, 07 Sep 2026 02:04:17 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/5143fe3c-a1b4-11f1-9e78-2b006e94f80c/image/b231d9adaec3cc39473892afbc30194f.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclassIn this video I go through 10 life lessons I have learnt through working as an investment banker. Most of these can be applied to all walks of life, and some of them are career specific, hope you enjoy! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:08 - Document it 01:02 - Align Your Career with Who You Are02:22 - Don't Hunt for a Mentor  03:00 - Stick to the Facts03:43 - Rules are Man-made04:36 - Full Circle05:07 - Keep your Ear to the Ground 05:41 - Don't Accept the First Offer 06:31 - Have something to say 07:05 - Be seen to have a niche07:31 - Take on the Hard Stuff DISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> Join my FREE Payday Routine Masterclass: <a href="https://nischa.me/wealthmasterclass">https://nischa.me/wealthmasterclass</a><br><br>In this video I go through 10 life lessons I have learnt through working as an investment banker. Most of these can be applied to all walks of life, and some of them are career specific, hope you enjoy! <br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 - Intro <br>00:08 - Document it <br>01:02 - Align Your Career with Who You Are<br>02:22 - Don't Hunt for a Mentor  <br>03:00 - Stick to the Facts<br>03:43 - Rules are Man-made<br>04:36 - Full Circle<br>05:07 - Keep your Ear to the Ground <br>05:41 - Don't Accept the First Offer <br>06:31 - Have something to say <br>07:05 - Be seen to have a niche<br>07:31 - Take on the Hard Stuff <br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>683</itunes:duration>
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      <title>The Easiest Passive Income Stream for Beginners (2023) | High Interest Savings Accounts</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclassIn this video I share with you the single, easiest passive income stream - High Interest Savings Accounts. I think it's a great passive income stream for everyone to have, especially for the 'emergency fund' that can earn that extra interest whilst sitting in a bank account, and it only takes 5 minutes to set up.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 Intro00:30 What is Passive Income01:14 Riskfree01:34 Tax Free02:09 Offset Inflation02:56 High Interest Savings Accounts05:24 FCA RegulatedDISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Mon, 07 Sep 2026 00:25:42 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2ac0c984-a1b4-11f1-8991-eba3ed4065cf/image/5f253cdc7a21428df9db12f99eee634e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclassIn this video I share with you the single, easiest passive income stream - High Interest Savings Accounts. I think it's a great passive income stream for everyone to have, especially for the 'emergency fund' that can earn that extra interest whilst sitting in a bank account, and it only takes 5 minutes to set up.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 Intro00:30 What is Passive Income01:14 Riskfree01:34 Tax Free02:09 Offset Inflation02:56 High Interest Savings Accounts05:24 FCA RegulatedDISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> Join my FREE Payday Routine Masterclass: <a href="https://nischa.me/wealthmasterclass">https://nischa.me/wealthmasterclass</a><br><br>In this video I share with you the single, easiest passive income stream - High Interest Savings Accounts. I think it's a great passive income stream for everyone to have, especially for the 'emergency fund' that can earn that extra interest whilst sitting in a bank account, and it only takes 5 minutes to set up.<br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 Intro<br>00:30 What is Passive Income<br>01:14 Riskfree<br>01:34 Tax Free<br>02:09 Offset Inflation<br>02:56 High Interest Savings Accounts<br>05:24 FCA Regulated<br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>478</itunes:duration>
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    <item>
      <title>If I started investing in August 2026, this is what I'd buy</title>
      <description>⏰ Happening  this Sunday: Reserve your seat for my investing workshop (free): https://link.nischa.me/invest2Watch my episode on DOAC: https://youtu.be/NxTsA72O5x0?si=SSJ8wU8CoQJlWocrTimstamps: 00:00 The options you have 02:19 How your money grows when you invest04:19 Two things to do first  06:01 What should you invest in?08:08 What I invest in and where to learn more 11:04 Investing behaviours to watch out for DISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</description>
      <pubDate>Sun, 06 Sep 2026 22:47:08 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/65437f66-a1b4-11f1-9b8d-67bbe662b604/image/b51b6129300b8e59f13cad122e8c2832.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>⏰ Happening  this Sunday: Reserve your seat for my investing workshop (free): https://link.nischa.me/invest2Watch my episode on DOAC: https://youtu.be/NxTsA72O5x0?si=SSJ8wU8CoQJlWocrTimstamps: 00:00 The options you have 02:19 How your money grows when you invest04:19 Two things to do first  06:01 What should you invest in?08:08 What I invest in and where to learn more 11:04 Investing behaviours to watch out for DISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>⏰ Happening  this Sunday: Reserve your seat for my investing workshop (free): <a href="https://link.nischa.me/invest2">https://link.nischa.me/invest2</a><br><br>Watch my episode on DOAC: <a href="https://youtu.be/NxTsA72O5x0?si=SSJ8wU8CoQJlWocr">https://youtu.be/NxTsA72O5x0?si=SSJ8wU8CoQJlWocr</a><br><br>Timstamps: <br>00:00 The options you have <br>02:19 How your money grows when you invest<br>04:19 Two things to do first  <br>06:01 What should you invest in?<br>08:08 What I invest in and where to learn more <br>11:04 Investing behaviours to watch out for <br><br><br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. <br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>*T&amp;C's apply</p>]]>
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      <itunes:duration>1093</itunes:duration>
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      <title>ACCOUNTANT EXPLAINS: Never Finance A Car This Way (2026)</title>
      <description>Don't forget to subscribe for more videos like this. It's completely free :) In this video I share the different ways to buy a car and what the most cost-effective one is. LEARN MORE: My free spending tracker: https://nischa.me/ist/Free Investing workshop happening this Sunday: https://nischa.me/investMy DIY financial plan: https://nischa.me/plan/My exclusive community: https://nischa.me/nic-yt/STAY IN TOUCH: 📸 Instagram:  https://instagram.com/nischa.me  📩 Newsletter: https://nischa.me/sunday-money-note/ DISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.</description>
      <pubDate>Sun, 06 Sep 2026 21:08:34 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/30226f04-a1b4-11f1-83a6-ebb606bde9af/image/2074aa93ad7b9544035725e6df2718ad.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Don't forget to subscribe for more videos like this. It's completely free :) In this video I share the different ways to buy a car and what the most cost-effective one is. LEARN MORE: My free spending tracker: https://nischa.me/ist/Free Investing workshop happening this Sunday: https://nischa.me/investMy DIY financial plan: https://nischa.me/plan/My exclusive community: https://nischa.me/nic-yt/STAY IN TOUCH: 📸 Instagram:  https://instagram.com/nischa.me  📩 Newsletter: https://nischa.me/sunday-money-note/ DISCLAIMERS &amp; DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Don't forget to subscribe for more videos like this. It's completely free :) <br><br>In this video I share the different ways to buy a car and what the most cost-effective one is. <br><br>LEARN MORE: <br>My free spending tracker: <a href="https://nischa.me/ist/">https://nischa.me/ist/</a><br>Free Investing workshop happening this Sunday: <a href="https://nischa.me/invest">https://nischa.me/invest</a><br>My DIY financial plan: <a href="https://nischa.me/plan/">https://nischa.me/plan/</a><br>My exclusive community: <a href="https://nischa.me/nic-yt/">https://nischa.me/nic-yt/</a><br><br>STAY IN TOUCH: <br>📸 Instagram:  <a href="https://instagram.com/nischa.me">https://instagram.com/nischa.me</a>  <br>📩 Newsletter: <a href="https://nischa.me/sunday-money-note/">https://nischa.me/sunday-money-note/</a> <br><br>DISCLAIMERS &amp; DISCLOSURES <br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.</p>]]>
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      <itunes:duration>1056</itunes:duration>
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    <item>
      <title>What I spend In a Month as a Banker Living in London</title>
      <description>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest My&amp;nbsp;Intentional Spending Tracker (free): https://nischa.me/istWhat I spend In a month as an investment banker living in LondonMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro00:38 - How I Make Money02:22 - Needs &amp; Fixed Expenses 03:58 - Wants 06:43 - Final thoughtsDISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</description>
      <pubDate>Sun, 06 Sep 2026 19:30:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Nischa</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/60dbf41c-a1b4-11f1-a763-af67970abb48/image/4590ec57024f3a651e81b78cde32f995.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest My&amp;nbsp;Intentional Spending Tracker (free): https://nischa.me/istWhat I spend In a month as an investment banker living in LondonMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro00:38 - How I Make Money02:22 - Needs &amp; Fixed Expenses 03:58 - Wants 06:43 - Final thoughtsDISCLAIMERS &amp; DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&amp;C's apply</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🚨 Reserve your seat for my FREE investing workshop: <a href="https://nischa.me/invest">https://nischa.me/invest</a> My&nbsp;Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>What I spend In a month as an investment banker living in London<br><br>My products: <br>📶 Intentional Spending Tracker (free): <a href="https://nischa.me/ist">https://nischa.me/ist</a><br><br>📊 Join my free investing workshop and learn how to make your money work for you: <a href="https://nischa.me/investyt">https://nischa.me/investyt</a><br><br>📙 Financial Wellbeing Toolkit: <a href="https://nischa.me/plan">https://nischa.me/plan</a><br><br>Other tools: <br>UK ISA and savings accounts: <a href="https://nischa.me/plum">https://nischa.me/plum</a><br><br>Free fractional shares worth up to £100 (enter code 'NISCHA'): <a href="https://nischa.me/trading212">https://nischa.me/trading212</a><br><br><br>Timestamps: <br>00:00 - Intro<br>00:38 - How I Make Money<br>02:22 - Needs &amp; Fixed Expenses <br>03:58 - Wants <br>06:43 - Final thoughts<br><br>DISCLAIMERS &amp; DISCLOSURES<br>This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.<br><br>This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!<br><br>T&amp;C's apply</p>]]>
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      <itunes:duration>532</itunes:duration>
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