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    <title>Making Money</title>
    <link>https://getmost.co.uk/</link>
    <language>en</language>
    <copyright>Contact: makingmoney@getmost.co.uk</copyright>
    <description>Learn how to build wealth - investing, pensions, the psychology of money - even things like how to get a payrise. Hosted by the UK’s top personal finance YouTuber Damien Jordan and his best mate Timeyin Akerele, this is the financial education we wish we’d had. Our focus is on the big stuff, teaching the strategies and mindset shifts that can have a significant impact on your financial life.
Contact us: makingmoney@getmost.co.uk</description>
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      <title>Making Money</title>
      <link>https://getmost.co.uk/</link>
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    <itunes:subtitle>Making Money</itunes:subtitle>
    <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
    <itunes:summary>Learn how to build wealth - investing, pensions, the psychology of money - even things like how to get a payrise. Hosted by the UK’s top personal finance YouTuber Damien Jordan and his best mate Timeyin Akerele, this is the financial education we wish we’d had. Our focus is on the big stuff, teaching the strategies and mindset shifts that can have a significant impact on your financial life.
Contact us: makingmoney@getmost.co.uk</itunes:summary>
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      <![CDATA[<p>Learn how to build wealth - investing, pensions, the psychology of money - even things like how to get a payrise. Hosted by the UK’s top personal finance YouTuber Damien Jordan and his best mate Timeyin Akerele, this is the financial education we wish we’d had. Our focus is on the big stuff, teaching the strategies and mindset shifts that can have a significant impact on your financial life.</p><p>Contact us: <a href="mailto:makingmoney@getmost.co.uk">makingmoney@getmost.co.uk</a></p>]]>
    </content:encoded>
    <itunes:owner>
      <itunes:name>Most</itunes:name>
      <itunes:email>makingmoney@getmost.co.uk</itunes:email>
    </itunes:owner>
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      <itunes:category text="Investing"/>
    </itunes:category>
    <itunes:category text="Education">
      <itunes:category text="How To"/>
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    <item>
      <title>I Lost £862 Million &amp; Collapsed a 233-Year-Old Bank</title>
      <description>In 1995, Nick Leeson brought down the UK’s oldest merchant bank, Barings, with £862 million in hidden losses. The final hit to Barings was £827 million, triggering one of the biggest financial collapses in history. He explains how it really happened and how things spiralled over time. Was it fear of failure, the pressure to succeed, or something deeper that kept him going?



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: https://getmost.typeform.com/pod-episodes



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠



🎉 Sponsors

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–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 20 Apr 2026 07:07:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In 1995, Nick Leeson brought down the UK’s oldest merchant bank, Barings, with £862 million in hidden losses. The final hit to Barings was £827 million, triggering one of the biggest financial collapses in history. He explains how it really happened and how things spiralled over time. Was it fear of failure, the pressure to succeed, or something deeper that kept him going?



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: https://getmost.typeform.com/pod-episodes



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney

Xero accountancy software - get 90% off for 6 months: https://referrals.xero.com/makingmoney 

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In 1995, Nick Leeson brought down the UK’s oldest merchant bank, Barings, with £862 million in hidden losses. The final hit to Barings was £827 million, triggering one of the biggest financial collapses in history. He explains how it really happened and how things spiralled over time. Was it fear of failure, the pressure to succeed, or something deeper that kept him going?</p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes"><u>https://getmost.typeform.com/pod-episodes</u></a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney"><u>https://vanta.com/makingmoney</u></a></p>
<p>Xero accountancy software - get 90% off for 6 months:<a href="http://xero.com/makingmoneypodcast"> </a><a href="https://referrals.xero.com/makingmoney"><u>https://referrals.xero.com/makingmoney</u></a> </p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>]]>
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    </item>
    <item>
      <title>UK Mortgage Expert: What First Time Buyers Need To Know</title>
      <description>Can you actually afford to buy a home right now? And if you can, should you? Eddie Ross is co-founder of Tembo Money, a mortgage broker that helps first-time buyers get on the ladder. He answers your questions about affordability, how mortgages actually work today, what’s happening with LISAs and covers some of the lesser-known options that most people don’t talk about.



🏡 Here’s the link Eddie mentioned to check your affordability online: https://makingmoney.email/tembo 



*This episode was recorded in March 2026 and some data might have changed since then



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠



❓Survey - how are you saving for your future?

⁠⁠https://makingmoney.email/survey⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠https://vanta.com/makingmoney⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above (including Tembo Money), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 13 Apr 2026 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Can you actually afford to buy a home right now? And if you can, should you? Eddie Ross is co-founder of Tembo Money, a mortgage broker that helps first-time buyers get on the ladder. He answers your questions about affordability, how mortgages actually work today, what’s happening with LISAs and covers some of the lesser-known options that most people don’t talk about.



🏡 Here’s the link Eddie mentioned to check your affordability online: https://makingmoney.email/tembo 



*This episode was recorded in March 2026 and some data might have changed since then



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠



❓Survey - how are you saving for your future?

⁠⁠https://makingmoney.email/survey⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠https://vanta.com/makingmoney⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above (including Tembo Money), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Can you actually afford to buy a home right now? And if you can, should you? Eddie Ross is co-founder of Tembo Money, a mortgage broker that helps first-time buyers get on the ladder. He answers your questions about affordability, how mortgages actually work today, what’s happening with LISAs and covers some of the lesser-known options that most people don’t talk about.</p>
<p><br></p>
<p>🏡 Here’s the link Eddie mentioned to check your affordability online: <a href="https://makingmoney.email/tembo">https://makingmoney.email/tembo</a> </p>
<p><br></p>
<p>*This episode was recorded in March 2026 and some data might have changed since then</p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠https://makingmoney.email/survey⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above (including Tembo Money), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4887</itunes:duration>
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    </item>
    <item>
      <title>Your Biggest Investment Risk is Not the Stock Market</title>
      <description>Finance professor Mo Milevsky explains why your “human capital” (your career, income, and life choices) should shape how you invest both when you're building wealth and when in retirement and why most people are taking the wrong kind of risk.  



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠https://getmost.typeform.com/pod-episodes⁠



❓Survey - how are you saving for your future?

⁠https://makingmoney.email/survey⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠https://vanta.com/makingmoney⁠

Xero accountancy software - get 90% off for 6 months: ⁠https://referrals.xero.com/makingmoney 



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 06 Apr 2026 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Finance professor Mo Milevsky explains why your “human capital” (your career, income, and life choices) should shape how you invest both when you're building wealth and when in retirement and why most people are taking the wrong kind of risk.  



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠https://getmost.typeform.com/pod-episodes⁠



❓Survey - how are you saving for your future?

⁠https://makingmoney.email/survey⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠https://vanta.com/makingmoney⁠

Xero accountancy software - get 90% off for 6 months: ⁠https://referrals.xero.com/makingmoney 



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Finance professor Mo Milevsky explains why your “human capital” (your career, income, and life choices) should shape how you invest both when you're building wealth and when in retirement and why most people are taking the wrong kind of risk.  </p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠https://makingmoney.email/survey⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠<u>https://vanta.com/makingmoney</u>⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠https://referrals.xero.com/makingmoney </a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4334</itunes:duration>
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    </item>
    <item>
      <title>How I Max Out My ISA on an Average Salary</title>
      <description>Have you ever felt it is too late to start investing? Dave is 46, and he started investing at 44. He’s just managed to max out his ISA this year. How did he do it? 

Thank you to everyone who entered the competition, the winners have now been contacted. Thank you so much for listening and also a big thanks to Andrew Craig, the author, for kindly providing an additional five copies.



Do you have a story you'd like to share on the podcast? ⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 30 Mar 2026 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Have you ever felt it is too late to start investing? Dave is 46, and he started investing at 44. He’s just managed to max out his ISA this year. How did he do it? 

Thank you to everyone who entered the competition, the winners have now been contacted. Thank you so much for listening and also a big thanks to Andrew Craig, the author, for kindly providing an additional five copies.



Do you have a story you'd like to share on the podcast? ⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Have you ever felt it is too late to start investing? Dave is 46, and he started investing at 44. He’s just managed to max out his ISA this year. How did he do it? </p>
<p>Thank you to everyone who entered the competition, the winners have now been contacted. Thank you so much for listening and also a big thanks to Andrew Craig, the author, for kindly providing an additional five copies.</p>
<p><br></p>
<p>Do you have a story you'd like to share on the podcast? <a href="%E2%81%A0https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>3748</itunes:duration>
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    </item>
    <item>
      <title>Will the State Pension Be There When You Retire?</title>
      <description>Will your pension actually be enough for retirement? Or are you heading for a shortfall without realising it? Al Miles is an investment actuary who has analysed the UK pension system, and found that millions of workers will fall short of what they need for retirement. But she didn’t stop there. She’s also looked at ways we can fix it. 



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.



Here are the papers we reference:


  Retirement Reimagined: https://aca.org.uk/wp-content/uploads/Retirement-reimagined-securing-lifelong-financial-independence-for-all.pdf


  How Much Could You Lose? https://actuaries.org.uk/media/zdhn5xl3/how-much-could-you-lose-report.pdf </description>
      <pubDate>Mon, 23 Mar 2026 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Will your pension actually be enough for retirement? Or are you heading for a shortfall without realising it? Al Miles is an investment actuary who has analysed the UK pension system, and found that millions of workers will fall short of what they need for retirement. But she didn’t stop there. She’s also looked at ways we can fix it. 



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.



Here are the papers we reference:


  Retirement Reimagined: https://aca.org.uk/wp-content/uploads/Retirement-reimagined-securing-lifelong-financial-independence-for-all.pdf


  How Much Could You Lose? https://actuaries.org.uk/media/zdhn5xl3/how-much-could-you-lose-report.pdf </itunes:summary>
      <content:encoded>
        <![CDATA[<p>Will your pension actually be enough for retirement? Or are you heading for a shortfall without realising it? Al Miles is an investment actuary who has analysed the UK pension system, and found that millions of workers will fall short of what they need for retirement. But she didn’t stop there. She’s also looked at ways we can fix it. </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form"><u>⁠https://makingmoney.email/listener-story-form</u></a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>
<p>Here are the papers we reference:</p>
<ul>
  <li>Retirement Reimagined: <a href="https://aca.org.uk/wp-content/uploads/Retirement-reimagined-securing-lifelong-financial-independence-for-all.pdf"><u>https://aca.org.uk/wp-content/uploads/Retirement-reimagined-securing-lifelong-financial-independence-for-all.pdf</u></a>
</li>
  <li>How Much Could You Lose? <a href="https://actuaries.org.uk/media/zdhn5xl3/how-much-could-you-lose-report.pdf"><u>https://actuaries.org.uk/media/zdhn5xl3/how-much-could-you-lose-report.pdf</u></a>  </li>
</ul>]]>
      </content:encoded>
      <itunes:duration>4173</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a4160dcc-22c4-11f1-ac1d-1745f469a6ee]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8983862978.mp3?updated=1773837759" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Last Time This Happened, Nothing Made Money for 17 Years</title>
      <description>The S&amp;P 500 once delivered 17 years of zero real returns. Could it happen again? Jim Reid is the Global Head of Macro Research at Deutsche Bank. In a recent report, The Ultimate Guide to Long-Term Investing, his team analysed data from 56 countries over 200 years.

You can read the full report on the Deutsche Bank Research Institute website: https://www.dbresearch.com/PROD/RI-PROD/PDFVIEWER.calias?pdfViewerPdfUrl=PROD0000000000607211&amp;rwnode=REPORT

*All figures were correct at time of recording but may have changed. 



💬 Do you have a money story you'd like to share on the podcast?

https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

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–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 16 Mar 2026 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>The S&amp;P 500 once delivered 17 years of zero real returns. Could it happen again? Jim Reid is the Global Head of Macro Research at Deutsche Bank. In a recent report, The Ultimate Guide to Long-Term Investing, his team analysed data from 56 countries over 200 years.

You can read the full report on the Deutsche Bank Research Institute website: https://www.dbresearch.com/PROD/RI-PROD/PDFVIEWER.calias?pdfViewerPdfUrl=PROD0000000000607211&amp;rwnode=REPORT

*All figures were correct at time of recording but may have changed. 



💬 Do you have a money story you'd like to share on the podcast?

https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The S&amp;P 500 once delivered 17 years of zero real returns. Could it happen again? Jim Reid is the Global Head of Macro Research at Deutsche Bank. In a recent report, <em>The Ultimate Guide to Long-Term Investing</em>, his team analysed data from 56 countries over 200 years.</p>
<p>You can read the full report on the Deutsche Bank Research Institute website: <a href="https://www.dbresearch.com/PROD/RI-PROD/PDFVIEWER.calias?pdfViewerPdfUrl=PROD0000000000607211&amp;rwnode=REPORT"><u>https://www.dbresearch.com/PROD/RI-PROD/PDFVIEWER.calias?pdfViewerPdfUrl=PROD0000000000607211&amp;rwnode=REPORT</u></a></p>
<p>*All figures were correct at time of recording but may have changed. </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>3644</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[845cd730-1e10-11f1-b6f6-af9714272232]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8400589525.mp3?updated=1773320550" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>What Happens to Your Money if You Die Tomorrow?</title>
      <description>More than half of adults in the UK don’t have a will. So what happens if you die without one? 

Sam Grice is CEO of Octopus Legacy.

If you don't have a will like T, you can get one here: https://makingmoney.email/OctopusLegacy

Correction: Outside of the free wills campaign, the cost for a simple will is £150, and a will with trust is £450



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

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–

If you purchase a product or service using one of the links above (including Octopus Legacy), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 09 Mar 2026 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>More than half of adults in the UK don’t have a will. So what happens if you die without one? 

Sam Grice is CEO of Octopus Legacy.

If you don't have a will like T, you can get one here: https://makingmoney.email/OctopusLegacy

Correction: Outside of the free wills campaign, the cost for a simple will is £150, and a will with trust is £450



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above (including Octopus Legacy), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>More than half of adults in the UK don’t have a will. So what happens if you die without one? </p>
<p>Sam Grice is CEO of Octopus Legacy.</p>
<p>If you don't have a will like T, you can get one here: <a href="https://makingmoney.email/OctopusLegacy">https://makingmoney.email/OctopusLegacy</a></p>
<p>Correction: Outside of the free wills campaign, the cost for a simple will is £150, and a will with trust is £450</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above (including Octopus Legacy), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4463</itunes:duration>
      <guid isPermaLink="false"><![CDATA[c29d0882-17e7-11f1-a280-5f4ae6821fe2]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED9041024266.mp3?updated=1772792480" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Are You Wasting Your Life Saving Money?</title>
      <description>Susan wrote into us: What do you think of the ‘Die with Zero’ philosophy by Bill Perkins? I know many people who work so hard that they never get to enjoy retirement. There are three widows in my gym group in their 50s. I also know many people hoarding money in their late 70s, frightened to spend anything.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 02 Mar 2026 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Susan wrote into us: What do you think of the ‘Die with Zero’ philosophy by Bill Perkins? I know many people who work so hard that they never get to enjoy retirement. There are three widows in my gym group in their 50s. I also know many people hoarding money in their late 70s, frightened to spend anything.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Susan wrote into us: What do you think of the <em>‘Die with Zero’</em> philosophy by Bill Perkins? I know many people who work so hard that they never get to enjoy retirement. There are three widows in my gym group in their 50s. I also know many people hoarding money in their late 70s, frightened to spend anything.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4006</itunes:duration>
      <guid isPermaLink="false"><![CDATA[2fb5fb00-13ff-11f1-a4a0-db7d89c9c3ff]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED6625125195.mp3?updated=1772214605" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Don't Wake Up to Make Rich People Richer</title>
      <description>Timothy Armoo was twenty seven when he sold his company Fanbytes for tens of millions of pounds. He’s written the book he wish he’d had when he was starting out (https://amzn.eu/d/05juET3K)



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

---

If you want to listen to the episode on how to get a payrise, you can listen here: https://pod.link/1674547187/episode/M2YxYjlmNTItMGJkNC0xMWYwLWE2ZDUtODc4YzU3NDEwYzY2?view=apps&amp;sort=popularity



*Jesse Itzler is the founder of Marquis Jets not Net Jets</description>
      <pubDate>Mon, 23 Feb 2026 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Timothy Armoo was twenty seven when he sold his company Fanbytes for tens of millions of pounds. He’s written the book he wish he’d had when he was starting out (https://amzn.eu/d/05juET3K)



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

---

If you want to listen to the episode on how to get a payrise, you can listen here: https://pod.link/1674547187/episode/M2YxYjlmNTItMGJkNC0xMWYwLWE2ZDUtODc4YzU3NDEwYzY2?view=apps&amp;sort=popularity



*Jesse Itzler is the founder of Marquis Jets not Net Jets</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Timothy Armoo was twenty seven when he sold his company Fanbytes for tens of millions of pounds. He’s written the book he wish he’d had when he was starting out (https://amzn.eu/d/05juET3K)</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>---</p>
<p>If you want to listen to the episode on how to get a payrise, you can listen here: https://pod.link/1674547187/episode/M2YxYjlmNTItMGJkNC0xMWYwLWE2ZDUtODc4YzU3NDEwYzY2?view=apps&amp;sort=popularity</p>
<p><br></p>
<p>*Jesse Itzler is the founder of Marquis Jets not Net Jets</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4506</itunes:duration>
      <guid isPermaLink="false"><![CDATA[795e9a9c-0d78-11f1-b304-6bb90227d95b]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7923135127.mp3?updated=1771592532" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your Retirement Plan Has a Fatal Flaw</title>
      <description>What if you live longer than you expect? Can you make your money last in retirement? Marianna Hunt is a personal finance specialist at Fidelity International. She’s looked at how you can actually plan for it.

Here’s our compound calculator: https://makingmoney.email/compound-interest-calculator



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

I mention my video featuring Marianna - here it is: https://youtu.be/hfS9LRCOzik?si=IR8PzDmX0p9DMqzZ



Fidelity's report on longevity: https://www.fidelity.com.sg/news-and-insights/the-longevity-revolution-preparing-for-a-new-reality

Chapters:

00:00 - Do You Need Help With A Financial Decision? Promo

01:05: How To Live To 100

07:54 - The Chance You Live To 100

11:02 - The Longevity Problem 

16:49 - Tide Ad

17:46 - Can You Work Longer?

21:17 - Making Your Money Last

24:30 - Inflation Is The Silent Killer

30:35 - What If You Can’t Work Longer?

33:41 - Vanta Ad

34:48 - How Many Are Healthy Years?

39:19 - What Kind Of Care Do You Want? 

46:09 - Longevity Isn’t A Problem

51:16 - How To Prepare For Living Longer</description>
      <pubDate>Mon, 16 Feb 2026 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>What if you live longer than you expect? Can you make your money last in retirement? Marianna Hunt is a personal finance specialist at Fidelity International. She’s looked at how you can actually plan for it.

Here’s our compound calculator: https://makingmoney.email/compound-interest-calculator



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

I mention my video featuring Marianna - here it is: https://youtu.be/hfS9LRCOzik?si=IR8PzDmX0p9DMqzZ



Fidelity's report on longevity: https://www.fidelity.com.sg/news-and-insights/the-longevity-revolution-preparing-for-a-new-reality

Chapters:

00:00 - Do You Need Help With A Financial Decision? Promo

01:05: How To Live To 100

07:54 - The Chance You Live To 100

11:02 - The Longevity Problem 

16:49 - Tide Ad

17:46 - Can You Work Longer?

21:17 - Making Your Money Last

24:30 - Inflation Is The Silent Killer

30:35 - What If You Can’t Work Longer?

33:41 - Vanta Ad

34:48 - How Many Are Healthy Years?

39:19 - What Kind Of Care Do You Want? 

46:09 - Longevity Isn’t A Problem

51:16 - How To Prepare For Living Longer</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What if you live longer than you expect? Can you make your money last in retirement? Marianna Hunt is a personal finance specialist at Fidelity International. She’s looked at how you can actually plan for it.</p>
<p>Here’s our compound calculator: <a href="https://makingmoney.email/compound-interest-calculator"><u>https://makingmoney.email/compound-interest-calculator</u></a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>I mention my video featuring Marianna - here it is: <a href="https://youtu.be/hfS9LRCOzik?si=IR8PzDmX0p9DMqzZ"><u>https://youtu.be/hfS9LRCOzik?si=IR8PzDmX0p9DMqzZ</u></a></p>
<p><br></p>
<p>Fidelity's report on longevity: <a href="Fidelity's%20report%20on%20longevity:%20https://www.fidelity.com.sg/news-and-insights/the-longevity-revolution-preparing-for-a-new-reality">https://www.fidelity.com.sg/news-and-insights/the-longevity-revolution-preparing-for-a-new-reality</a></p>
<p>Chapters:<br></p>
<p>00:00 - Do You Need Help With A Financial Decision? Promo</p>
<p>01:05: How To Live To 100</p>
<p>07:54 - The Chance You Live To 100</p>
<p>11:02 - The Longevity Problem </p>
<p>16:49 - Tide Ad</p>
<p>17:46 - Can You Work Longer?</p>
<p>21:17 - Making Your Money Last</p>
<p>24:30 - Inflation Is The Silent Killer</p>
<p>30:35 - What If You Can’t Work Longer?</p>
<p>33:41 - Vanta Ad</p>
<p>34:48 - How Many Are Healthy Years?</p>
<p>39:19 - What Kind Of Care Do You Want? </p>
<p>46:09 - Longevity Isn’t A Problem</p>
<p>51:16 - How To Prepare For Living Longer</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4027</itunes:duration>
      <guid isPermaLink="false"><![CDATA[d9823b86-08d7-11f1-8785-0339760f5344]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED1903273665.mp3?updated=1771867415" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Retiring at 65 Makes No Sense</title>
      <description>Is slow population growth going to change your retirement? Amlan Roy is an expert in demographics and has advised governments all over the world. He says the way our population is changing is at the heart of all the big issues we’re facing today, not just pensions. 

You can get Amlan’s book ‘Demographics Unravelled’ here: https://a.co/d/0gyPSQbi



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - Is Age The Only Factor?

05:25 - Vanta Ad

06:30 - The Ageing Time Bomb

11:57 - Immigration As A Tool

15:20 - Tide ad

16:20 - Fertility Rates

20:27 - Staying In Work Longer

23:10 - Means-Tested State Pension

28:10 - How Much Does a 20 Year Retirement Cost?

33:00 - When Will The Problem End?

35:58 - Where Will You Retire?</description>
      <pubDate>Mon, 09 Feb 2026 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Is slow population growth going to change your retirement? Amlan Roy is an expert in demographics and has advised governments all over the world. He says the way our population is changing is at the heart of all the big issues we’re facing today, not just pensions. 

You can get Amlan’s book ‘Demographics Unravelled’ here: https://a.co/d/0gyPSQbi



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - Is Age The Only Factor?

05:25 - Vanta Ad

06:30 - The Ageing Time Bomb

11:57 - Immigration As A Tool

15:20 - Tide ad

16:20 - Fertility Rates

20:27 - Staying In Work Longer

23:10 - Means-Tested State Pension

28:10 - How Much Does a 20 Year Retirement Cost?

33:00 - When Will The Problem End?

35:58 - Where Will You Retire?</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Is slow population growth going to change your retirement? Amlan Roy is an expert in demographics and has advised governments all over the world. He says the way our population is changing is at the heart of all the big issues we’re facing today, not just pensions. </p>
<p>You can get Amlan’s book ‘Demographics Unravelled’ here: https://a.co/d/0gyPSQbi</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>Chapters:<br></p>
<p>00:00 - Is Age The Only Factor?</p>
<p>05:25 - Vanta Ad</p>
<p>06:30 - The Ageing Time Bomb</p>
<p>11:57 - Immigration As A Tool</p>
<p>15:20 - Tide ad</p>
<p>16:20 - Fertility Rates</p>
<p>20:27 - Staying In Work Longer</p>
<p>23:10 - Means-Tested State Pension</p>
<p>28:10 - How Much Does a 20 Year Retirement Cost?</p>
<p>33:00 - When Will The Problem End?</p>
<p>35:58 - Where Will You Retire?</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>2593</itunes:duration>
      <guid isPermaLink="false"><![CDATA[4c213e12-0365-11f1-b6db-8b6632c23c3d]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED5093006729.mp3?updated=1772124204" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>What Politicians Won't Tell You About the Economy</title>
      <description>Are you being misled about the state of the UK economy? What really went wrong? And how do we fix it? Vicky Pryce was a top economist inside the civil service, and worked for years in the private sector. Her latest book is Mismanaged Decline: What Politicians Won't Tell You About the Economy (https://amzn.eu/d/0kD8EVO).



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - Ad - Do You Need Help With A Financial Decision? 

01:07 - Why Do Politicians Lie?

11:15 - Investment

17:21 - Tide ad

18:31 - Productivity

26:25 - Austerity and Brexit

31:51 - Vanta ad

31:56 - How To Fix The UK

41:13 - How Much Waste Is There?

49:16 - The Taxpayer Always Pays

01:02:14 - What’s Going To Change It?</description>
      <pubDate>Mon, 02 Feb 2026 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Are you being misled about the state of the UK economy? What really went wrong? And how do we fix it? Vicky Pryce was a top economist inside the civil service, and worked for years in the private sector. Her latest book is Mismanaged Decline: What Politicians Won't Tell You About the Economy (https://amzn.eu/d/0kD8EVO).



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - Ad - Do You Need Help With A Financial Decision? 

01:07 - Why Do Politicians Lie?

11:15 - Investment

17:21 - Tide ad

18:31 - Productivity

26:25 - Austerity and Brexit

31:51 - Vanta ad

31:56 - How To Fix The UK

41:13 - How Much Waste Is There?

49:16 - The Taxpayer Always Pays

01:02:14 - What’s Going To Change It?</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you being misled about the state of the UK economy? What really went wrong? And how do we fix it? Vicky Pryce was a top economist inside the civil service, and worked for years in the private sector. Her latest book is Mismanaged Decline: What Politicians Won't Tell You About the Economy (https://amzn.eu/d/0kD8EVO).</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>Chapters:<br></p>
<p>00:00 - Ad - Do You Need Help With A Financial Decision? </p>
<p>01:07 - Why Do Politicians Lie?</p>
<p>11:15 - Investment</p>
<p>17:21 - Tide ad</p>
<p>18:31 - Productivity</p>
<p>26:25 - Austerity and Brexit</p>
<p>31:51 - Vanta ad</p>
<p>31:56 - How To Fix The UK</p>
<p>41:13 - How Much Waste Is There?</p>
<p>49:16 - The Taxpayer Always Pays</p>
<p>01:02:14 - What’s Going To Change It?</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4286</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a783a3e2-f9e4-11f0-9f0e-fb4b185491fb]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED5341890406.mp3?updated=1772124290" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Financial System is Rigged Against Normal People</title>
      <description>What if personal finance wasn’t just complicated, it was actually rigged against you, Tarun Ramadorai, professor of financial economics at Imperial College London, has advised central banks and sovereign wealth funds. And he’s co-written a book ‘Fixed: Why Personal Finance Is Broken and How to Make It Work for Everyone’.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - The System Is Fixed

12:21 - The Broken UK Mortgage Market

20:39 - Vanta Ad

21:44 - How To Fix This?

31:21 - Who This Affects The Most

39:43 - TaxZap ad

40:58 - How To Beat The Insurance Industry

51:01 - Get The Basics Right

59:45 - Financial Education Isn’t Enough

01:05:37 - The Countries We Need To Learn From</description>
      <pubDate>Mon, 26 Jan 2026 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>What if personal finance wasn’t just complicated, it was actually rigged against you, Tarun Ramadorai, professor of financial economics at Imperial College London, has advised central banks and sovereign wealth funds. And he’s co-written a book ‘Fixed: Why Personal Finance Is Broken and How to Make It Work for Everyone’.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - The System Is Fixed

12:21 - The Broken UK Mortgage Market

20:39 - Vanta Ad

21:44 - How To Fix This?

31:21 - Who This Affects The Most

39:43 - TaxZap ad

40:58 - How To Beat The Insurance Industry

51:01 - Get The Basics Right

59:45 - Financial Education Isn’t Enough

01:05:37 - The Countries We Need To Learn From</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What if personal finance wasn’t just complicated, it was actually rigged against you, Tarun Ramadorai, professor of financial economics at Imperial College London, has advised central banks and sovereign wealth funds. And he’s co-written a book ‘Fixed: Why Personal Finance Is Broken and How to Make It Work for Everyone’.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>Chapters:<br></p>
<p>00:00 - The System Is Fixed</p>
<p>12:21 - The Broken UK Mortgage Market</p>
<p>20:39 - Vanta Ad</p>
<p>21:44 - How To Fix This?</p>
<p>31:21 - Who This Affects The Most</p>
<p>39:43 - TaxZap ad</p>
<p>40:58 - How To Beat The Insurance Industry</p>
<p>51:01 - Get The Basics Right</p>
<p>59:45 - Financial Education Isn’t Enough</p>
<p>01:05:37 - The Countries We Need To Learn From</p>]]>
      </content:encoded>
      <itunes:duration>4700</itunes:duration>
      <guid isPermaLink="false"><![CDATA[553f8cba-f7d0-11f0-9b62-5f8bb283455d]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED1406025204.mp3?updated=1772124536" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The 3 Investing Rules That Changed Warren Buffett’s Fortunes</title>
      <description>Ask anyone who the world’s best investor is, chances are, they’ll say Warren Buffett. Every move he makes makes headlines. Together with Charlie Munger, he built Berkshire Hathaway, one of the biggest names in the S&amp;P 500. Now that he’s stepped down as CEO, we’ve invited Glen Arnold, who literally wrote the book, in fact, all four books of The Deals of Warren Buffett.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - Franchise Exhibition ad

00:40 - His First Investment

04:44 - 3 Rules

09:45 - High Reward But Low Risk

13:00 - Taxzap ad

14:15 - Charlie Munger

20:39 - Circle of Competence

26:02 - Vanta ad

27:09 - Diversification

31:45 - His Biggest Mistake?

40:13 - Barrier To Entry

46:40 - Warren Buffett’s Failure

52:11 - A Fragile Ego?

57:36 - How Would He Invest Now?

01:01:49 - Who Is The Greatest Investor?</description>
      <pubDate>Mon, 19 Jan 2026 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ask anyone who the world’s best investor is, chances are, they’ll say Warren Buffett. Every move he makes makes headlines. Together with Charlie Munger, he built Berkshire Hathaway, one of the biggest names in the S&amp;P 500. Now that he’s stepped down as CEO, we’ve invited Glen Arnold, who literally wrote the book, in fact, all four books of The Deals of Warren Buffett.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - Franchise Exhibition ad

00:40 - His First Investment

04:44 - 3 Rules

09:45 - High Reward But Low Risk

13:00 - Taxzap ad

14:15 - Charlie Munger

20:39 - Circle of Competence

26:02 - Vanta ad

27:09 - Diversification

31:45 - His Biggest Mistake?

40:13 - Barrier To Entry

46:40 - Warren Buffett’s Failure

52:11 - A Fragile Ego?

57:36 - How Would He Invest Now?

01:01:49 - Who Is The Greatest Investor?</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ask anyone who the world’s best investor is, chances are, they’ll say Warren Buffett. Every move he makes makes headlines. Together with Charlie Munger, he built Berkshire Hathaway, one of the biggest names in the S&amp;P 500. Now that he’s stepped down as CEO, we’ve invited Glen Arnold, who literally wrote the book, in fact, all four books of The Deals of Warren Buffett.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>Chapters:<br></p>
<p>00:00 - Franchise Exhibition ad</p>
<p>00:40 - His First Investment</p>
<p>04:44 - 3 Rules</p>
<p>09:45 - High Reward But Low Risk</p>
<p>13:00 - Taxzap ad</p>
<p>14:15 - Charlie Munger</p>
<p>20:39 - Circle of Competence</p>
<p>26:02 - Vanta ad</p>
<p>27:09 - Diversification</p>
<p>31:45 - His Biggest Mistake?</p>
<p>40:13 - Barrier To Entry</p>
<p>46:40 - Warren Buffett’s Failure</p>
<p>52:11 - A Fragile Ego?</p>
<p>57:36 - How Would He Invest Now?</p>
<p>01:01:49 - Who Is The Greatest Investor?</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4023</itunes:duration>
      <guid isPermaLink="false"><![CDATA[5d49154c-f24a-11f0-8fec-c7daf888cc68]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8910110833.mp3?updated=1772124772" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ben Felix: The Problem With Saving 10% of Your Income</title>
      <description>Ben Felix has one of the few personal finance channels I watch. Chief Investment Officer at PWL Capital, he also co-hosts  the Rational Reminder podcast. We discuss the finance ‘rules’ to avoid,  why human behavior makes us bad investors, and the questions you need to ask if you want your money to support a better life. Ben also opens up about his cancer diagnosis earlier this year and how it’s changed his perspective.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Here are the papers referenced:


  
Beyond the Status Quo: A Critical Assessment of Lifecycle Investment Advice Anarkulova, Aizhan and Cederburg, Scott and O'Doherty, Michael S. 



  
Finding and Funding a Good Life - Ben Felix




Ben’s channel: https://www.youtube.com/c/BenFelixCSIRational Reminder podcast: https://www.youtube.com/c/RATIONALREMINDER

Chapters:

00:00 - Franchise Exhibition ad

00:39 - Why finance?

06:29 - Home bias

13:42 - Vanta ad

14:47 - Are you over-exposed?

17:19 - Low US returns coming?

23:06 - 4% rule 

27:09 - TaxZap ad

28:23 - Rational investing?

35:00 - Investment approach

38::45 - Money and happiness

41:24 - Funding a good retirement

45:25 - Trade-offs

50:03 - When you shouldn’t save

54:52 - Cancer diagnosis

01:09:09 - Best investment advice </description>
      <pubDate>Mon, 12 Jan 2026 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ben Felix has one of the few personal finance channels I watch. Chief Investment Officer at PWL Capital, he also co-hosts  the Rational Reminder podcast. We discuss the finance ‘rules’ to avoid,  why human behavior makes us bad investors, and the questions you need to ask if you want your money to support a better life. Ben also opens up about his cancer diagnosis earlier this year and how it’s changed his perspective.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Here are the papers referenced:


  
Beyond the Status Quo: A Critical Assessment of Lifecycle Investment Advice Anarkulova, Aizhan and Cederburg, Scott and O'Doherty, Michael S. 



  
Finding and Funding a Good Life - Ben Felix




Ben’s channel: https://www.youtube.com/c/BenFelixCSIRational Reminder podcast: https://www.youtube.com/c/RATIONALREMINDER

Chapters:

00:00 - Franchise Exhibition ad

00:39 - Why finance?

06:29 - Home bias

13:42 - Vanta ad

14:47 - Are you over-exposed?

17:19 - Low US returns coming?

23:06 - 4% rule 

27:09 - TaxZap ad

28:23 - Rational investing?

35:00 - Investment approach

38::45 - Money and happiness

41:24 - Funding a good retirement

45:25 - Trade-offs

50:03 - When you shouldn’t save

54:52 - Cancer diagnosis

01:09:09 - Best investment advice </itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ben Felix has one of the few personal finance channels I watch. Chief Investment Officer at PWL Capital, he also co-hosts  the <em>Rational Reminder</em> podcast. We discuss the finance ‘rules’ to avoid,  why human behavior makes us bad investors, and the questions you need to ask if you want your money to support a better life. Ben also opens up about his cancer diagnosis earlier this year and how it’s changed his perspective.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>Here are the papers referenced:</p>
<ul>
  <li>
<p><a href="https://ssrn.com/abstract=4590406"><u>Beyond the Status Quo: A Critical Assessment of Lifecycle Investment Advice</u></a> Anarkulova, Aizhan and Cederburg, Scott and O'Doherty, Michael S. </p>
</li>
  <li>
<p><a href="https://pwlcapital.com/wp-content/uploads/2023/07/2023-05-02_PWL_WP_Felix_Finding_and_Funding_Good_LifeFinal.pdf"><u>Finding and Funding a Good Life</u></a> - Ben Felix</p>
</li>
</ul>
<p>Ben’s channel: https://www.youtube.com/c/BenFelixCSIRational Reminder podcast: https://www.youtube.com/c/RATIONALREMINDER</p>
<p>Chapters:<br></p>
<p>00:00 - Franchise Exhibition ad</p>
<p>00:39 - Why finance?</p>
<p>06:29 - Home bias</p>
<p>13:42 - Vanta ad</p>
<p>14:47 - Are you over-exposed?</p>
<p>17:19 - Low US returns coming?</p>
<p>23:06 - 4% rule </p>
<p>27:09 - TaxZap ad</p>
<p>28:23 - Rational investing?</p>
<p>35:00 - Investment approach</p>
<p>38::45 - Money and happiness</p>
<p>41:24 - Funding a good retirement</p>
<p>45:25 - Trade-offs</p>
<p>50:03 - When you shouldn’t save</p>
<p>54:52 - Cancer diagnosis</p>
<p>01:09:09 - Best investment advice </p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4393</itunes:duration>
      <guid isPermaLink="false"><![CDATA[d81e5394-eee5-11f0-b4b6-6f13a68f131b]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8150112334.mp3?updated=1776010330" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Financial Adviser Explains How to Get Ahead in 2026</title>
      <description>To kick off the year we asked for your biggest money questions, which we're answering with financial adviser and friend of the podcast, Lisa Conway-Hughes.

This is Lisa’s advice firm LCH Wealth: https://lchwealth.co.uk
Set up a Financial Diagnosis Session with Lisa via her assistant Abi: abi@lchwealth.co.uk

Correction: At 5:06 Lisa misspoke and said Tom would need 12-24k for 3-6 months of expenses as an emergency fund. She meant to say 6-12k (as in her example he'd have 2k expenses per month). 



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above (including Lisa's firm LCH Wealth), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.



Chapters:

00:00 - Franchise Exhibition ad

00:39 - Happy New Year

03:29 - House or Pension at 30

09:56 - Rent vs Buy 

15:08 - Salary Sacrifice rules have changed

16:56 - TaxZap ad

18:10 - How to derisk for retirement

22:10 - Running out of money

27:22 - How to retire early

29:37 - Pensions savings at 30/40/50

33:07 - Self-employed and pensions

38:11 - Vanta ad

39:16 - Will you get a state pension?

42:12 - Tax trick for low earners

46:45 - How to stop worrying about money?

49:55 - Know your number

54:19 - Can you spend more?

59:02 - How to pay less tax in retirement

01:02:33 - Pension or ISA?

01:04:22 - Inheritance tax

01:06:20 - Where to save to pay less tax?

01:07:15  - Basic money principles</description>
      <pubDate>Mon, 05 Jan 2026 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>To kick off the year we asked for your biggest money questions, which we're answering with financial adviser and friend of the podcast, Lisa Conway-Hughes.

This is Lisa’s advice firm LCH Wealth: https://lchwealth.co.uk
Set up a Financial Diagnosis Session with Lisa via her assistant Abi: abi@lchwealth.co.uk

Correction: At 5:06 Lisa misspoke and said Tom would need 12-24k for 3-6 months of expenses as an emergency fund. She meant to say 6-12k (as in her example he'd have 2k expenses per month). 



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above (including Lisa's firm LCH Wealth), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.



Chapters:

00:00 - Franchise Exhibition ad

00:39 - Happy New Year

03:29 - House or Pension at 30

09:56 - Rent vs Buy 

15:08 - Salary Sacrifice rules have changed

16:56 - TaxZap ad

18:10 - How to derisk for retirement

22:10 - Running out of money

27:22 - How to retire early

29:37 - Pensions savings at 30/40/50

33:07 - Self-employed and pensions

38:11 - Vanta ad

39:16 - Will you get a state pension?

42:12 - Tax trick for low earners

46:45 - How to stop worrying about money?

49:55 - Know your number

54:19 - Can you spend more?

59:02 - How to pay less tax in retirement

01:02:33 - Pension or ISA?

01:04:22 - Inheritance tax

01:06:20 - Where to save to pay less tax?

01:07:15  - Basic money principles</itunes:summary>
      <content:encoded>
        <![CDATA[<p>To kick off the year we asked for your biggest money questions, which we're answering with financial adviser and friend of the podcast, Lisa Conway-Hughes.</p>
<p>This is Lisa’s advice firm LCH Wealth: <a href="https://lchwealth.co.uk">https://lchwealth.co.uk</a>
Set up a Financial Diagnosis Session with Lisa via her assistant Abi: abi@lchwealth.co.uk</p>
<p>Correction: At 5:06 Lisa misspoke and said Tom would need 12-24k for 3-6 months of expenses as an emergency fund. She meant to say 6-12k (as in her example he'd have 2k expenses per month). </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above (including Lisa's firm LCH Wealth), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>
<p>Chapters:</p>
<p>00:00 - Franchise Exhibition ad</p>
<p>00:39 - Happy New Year</p>
<p>03:29 - House or Pension at 30</p>
<p>09:56 - Rent vs Buy </p>
<p>15:08 - Salary Sacrifice rules have changed</p>
<p>16:56 - TaxZap ad</p>
<p>18:10 - How to derisk for retirement</p>
<p>22:10 - Running out of money</p>
<p>27:22 - How to retire early</p>
<p>29:37 - Pensions savings at 30/40/50</p>
<p>33:07 - Self-employed and pensions</p>
<p>38:11 - Vanta ad</p>
<p>39:16 - Will you get a state pension?</p>
<p>42:12 - Tax trick for low earners</p>
<p>46:45 - How to stop worrying about money?</p>
<p>49:55 - Know your number</p>
<p>54:19 - Can you spend more?</p>
<p>59:02 - How to pay less tax in retirement</p>
<p>01:02:33 - Pension or ISA?</p>
<p>01:04:22 - Inheritance tax</p>
<p>01:06:20 - Where to save to pay less tax?</p>
<p>01:07:15  - Basic money principles</p>]]>
      </content:encoded>
      <itunes:duration>4405</itunes:duration>
      <guid isPermaLink="false"><![CDATA[c6007692-dcd4-11f0-8895-23d04bcb2e84]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7965555856.mp3?updated=1772125637" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How 2025 Changed How We Think About Money</title>
      <description>It’s our final episode of 2025! To celebrate, we’ve brought back the hat to answer your questions. What’s been our favourite episode? Which guest completely changed our mind? And would we rather fight a duck-sized bear or a bear-sized duck? Plus, watch out for an incredible reveal from T… enjoy!

📩 We want to hear more from you in 2026. If you’ve had a big financial lesson you’d like to share with us, email our producer Ruth at ruth@getmost.co.uk



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.



Chapters:

00:00 - Franchise Exhibition ad

00:39 - Our favourite episode

07:10 - Why we get along

10:35 - Vanta ad

11:39 - 2025 Proudest Moments

14:03 - 2025 Mistakes

21:08 - Long v short term

24:44 -  What we’ve changed

34:43 - TaxZap ad

36:00 - What’s changed our mind?

37:29 - Hair transplant

41:53 - What we want to do in 2026

43:22 - What if we were in charge?

49:23- Duck-sized bear or a bear-sized duck?

51:54 - 2026 market predictions

52:29 - T’s military camp experience

54:57 - 2026 resolutions</description>
      <pubDate>Mon, 29 Dec 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>It’s our final episode of 2025! To celebrate, we’ve brought back the hat to answer your questions. What’s been our favourite episode? Which guest completely changed our mind? And would we rather fight a duck-sized bear or a bear-sized duck? Plus, watch out for an incredible reveal from T… enjoy!

📩 We want to hear more from you in 2026. If you’ve had a big financial lesson you’d like to share with us, email our producer Ruth at ruth@getmost.co.uk



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.



Chapters:

00:00 - Franchise Exhibition ad

00:39 - Our favourite episode

07:10 - Why we get along

10:35 - Vanta ad

11:39 - 2025 Proudest Moments

14:03 - 2025 Mistakes

21:08 - Long v short term

24:44 -  What we’ve changed

34:43 - TaxZap ad

36:00 - What’s changed our mind?

37:29 - Hair transplant

41:53 - What we want to do in 2026

43:22 - What if we were in charge?

49:23- Duck-sized bear or a bear-sized duck?

51:54 - 2026 market predictions

52:29 - T’s military camp experience

54:57 - 2026 resolutions</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s our final episode of 2025! To celebrate, we’ve brought back the hat to answer your questions. What’s been our favourite episode? Which guest completely changed our mind? And would we rather fight a duck-sized bear or a bear-sized duck? Plus, watch out for an incredible reveal from T… enjoy!</p>
<p>📩 We want to hear more from you in 2026. If you’ve had a big financial lesson you’d like to share with us, email our producer Ruth at <a href="mailto:ruth@getmost.co.uk"><u>ruth@getmost.co.uk</u></a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>
<p>Chapters:</p>
<p>00:00 - Franchise Exhibition ad</p>
<p>00:39 - Our favourite episode</p>
<p>07:10 - Why we get along</p>
<p>10:35 - Vanta ad</p>
<p>11:39 - 2025 Proudest Moments</p>
<p>14:03 - 2025 Mistakes</p>
<p>21:08 - Long v short term</p>
<p>24:44 -  What we’ve changed</p>
<p>34:43 - TaxZap ad</p>
<p>36:00 - What’s changed our mind?</p>
<p>37:29 - Hair transplant</p>
<p>41:53 - What we want to do in 2026</p>
<p>43:22 - What if we were in charge?</p>
<p>49:23- Duck-sized bear or a bear-sized duck?</p>
<p>51:54 - 2026 market predictions</p>
<p>52:29 - T’s military camp experience</p>
<p>54:57 - 2026 resolutions</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>3530</itunes:duration>
      <guid isPermaLink="false"><![CDATA[c4737948-dc28-11f0-a5a5-f3f64262c642]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7387519104.mp3?updated=1772125776" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>ARCHIVE: I Did Everything Right...Then Lost Nearly £20,000!</title>
      <description>Amy is a member of the Making Money audience. Many of us have made mistakes in our investing journey but not everyone is brave enough to come on and tell us about it.

This episode was first published in November 2024

If you’ve had a big financial lesson like Amy and you’d like to share it with us, email our producers Ruth and Emma at ruth@getmost.co.uk



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you don’t know Bill’s work here’s where I suggest you start:The Four Pillars of Investing: https://amzn.eu/d/hKCTHVJ 

The Intelligent Asset Allocator (recommended by Jack Bogle himself): https://amzn.eu/d/6NKLjTu 

The Investor’s Manifesto: https://amzn.eu/d/3kDgo57 

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - Moneyweek ad01:07 - 15 years in an index fund

09:15 - Pulling out in a crash

17:58 - Taxzap ad

19:12 - Looking for advice online

29:25 - Stock picking

36:26 - Vanta ad 

37:40 - Knowing when to sell

44:03 - Making mistakes

54:33 - How much money did Amy lose?

59:19 - Lessons</description>
      <pubDate>Mon, 22 Dec 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Amy is a member of the Making Money audience. Many of us have made mistakes in our investing journey but not everyone is brave enough to come on and tell us about it.

This episode was first published in November 2024

If you’ve had a big financial lesson like Amy and you’d like to share it with us, email our producers Ruth and Emma at ruth@getmost.co.uk



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you don’t know Bill’s work here’s where I suggest you start:The Four Pillars of Investing: https://amzn.eu/d/hKCTHVJ 

The Intelligent Asset Allocator (recommended by Jack Bogle himself): https://amzn.eu/d/6NKLjTu 

The Investor’s Manifesto: https://amzn.eu/d/3kDgo57 

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - Moneyweek ad01:07 - 15 years in an index fund

09:15 - Pulling out in a crash

17:58 - Taxzap ad

19:12 - Looking for advice online

29:25 - Stock picking

36:26 - Vanta ad 

37:40 - Knowing when to sell

44:03 - Making mistakes

54:33 - How much money did Amy lose?

59:19 - Lessons</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Amy is a member of the Making Money audience. Many of us have made mistakes in our investing journey but not everyone is brave enough to come on and tell us about it.<br></p>
<p><strong>This episode was first published in November 2024</strong></p>
<p>If you’ve had a big financial lesson like Amy and you’d like to share it with us, email our producers Ruth and Emma at <a href="mailto:ruth@getmost.co.uk"><u>ruth@getmost.co.uk</u></a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you don’t know Bill’s work here’s where I suggest you start:The Four Pillars of Investing: <a href="https://amzn.eu/d/hKCTHVJ"><u>https://amzn.eu/d/hKCTHVJ</u></a> </p>
<p>The Intelligent Asset Allocator (recommended by Jack Bogle himself): <a href="https://amzn.eu/d/6NKLjTu"><u>https://amzn.eu/d/6NKLjTu</u></a> </p>
<p>The Investor’s Manifesto: <a href="https://amzn.eu/d/3kDgo57"><u>https://amzn.eu/d/3kDgo57</u></a> </p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>Chapters:</p>
<p>00:00 - Moneyweek ad01:07 - 15 years in an index fund</p>
<p>09:15 - Pulling out in a crash</p>
<p>17:58 - Taxzap ad</p>
<p>19:12 - Looking for advice online</p>
<p>29:25 - Stock picking</p>
<p>36:26 - Vanta ad </p>
<p>37:40 - Knowing when to sell</p>
<p>44:03 - Making mistakes</p>
<p>54:33 - How much money did Amy lose?</p>
<p>59:19 - Lessons</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4031</itunes:duration>
      <guid isPermaLink="false"><![CDATA[14b2cf26-db43-11f0-b280-db3d2dba38cb]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7488186432.mp3?updated=1772125851" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>If You Understand This, You’ll Never Fear a Market Crash Again</title>
      <description>Most of us just want to know one thing: what’s the best way to invest? Decades ago, William J. Bernstein had the same question, so he decided to find out. That led him to become an early supporter of the simple, evidence-based approach: keeping costs low, diversifying widely, and not trying to beat the market. It’s basically the philosophy behind modern index investing and he shared it through several classic books, including The Four Pillars of Investing.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you don’t know Bill’s work here’s where I suggest you start:The Four Pillars of Investing: https://amzn.eu/d/hKCTHVJ 

The Intelligent Asset Allocator (recommended by Jack Bogle himself): https://amzn.eu/d/6NKLjTu 

The Investor’s Manifesto: https://amzn.eu/d/3kDgo57 

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - Moneyweek Ad

01:07 - Learning How To Invest

05:07 - What To Read (And What Not To Read)

09:07 - Ignore Forecasts

12:07 - The Biggest Risk In Investing

16:59 - Vanta Ad

18:12 - Should you be in 100% Equities?

24:03 - How To Fight Inflation

29:28 - Bitcoin

32:18 - Learning From History

35:49 - TaxZap Ad

37:03 - Are Too Many People Passive?

43:50 - Don’t Invest To Get Rich

46:07 - Returns Over The Next 100 Years

49:52 - Will You Survive Retirement?

01:00:23 - Why Young People Want A Bad Stock Market</description>
      <pubDate>Mon, 15 Dec 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Most of us just want to know one thing: what’s the best way to invest? Decades ago, William J. Bernstein had the same question, so he decided to find out. That led him to become an early supporter of the simple, evidence-based approach: keeping costs low, diversifying widely, and not trying to beat the market. It’s basically the philosophy behind modern index investing and he shared it through several classic books, including The Four Pillars of Investing.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you don’t know Bill’s work here’s where I suggest you start:The Four Pillars of Investing: https://amzn.eu/d/hKCTHVJ 

The Intelligent Asset Allocator (recommended by Jack Bogle himself): https://amzn.eu/d/6NKLjTu 

The Investor’s Manifesto: https://amzn.eu/d/3kDgo57 

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - Moneyweek Ad

01:07 - Learning How To Invest

05:07 - What To Read (And What Not To Read)

09:07 - Ignore Forecasts

12:07 - The Biggest Risk In Investing

16:59 - Vanta Ad

18:12 - Should you be in 100% Equities?

24:03 - How To Fight Inflation

29:28 - Bitcoin

32:18 - Learning From History

35:49 - TaxZap Ad

37:03 - Are Too Many People Passive?

43:50 - Don’t Invest To Get Rich

46:07 - Returns Over The Next 100 Years

49:52 - Will You Survive Retirement?

01:00:23 - Why Young People Want A Bad Stock Market</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Most of us just want to know one thing: what’s the best way to invest? Decades ago, William J. Bernstein had the same question, so he decided to find out. That led him to become an early supporter of the simple, evidence-based approach: keeping costs low, diversifying widely, and not trying to beat the market. It’s basically the philosophy behind modern index investing and he shared it through several classic books, including The Four Pillars of Investing.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you don’t know Bill’s work here’s where I suggest you start:The Four Pillars of Investing: <a href="https://amzn.eu/d/hKCTHVJ"><u>https://amzn.eu/d/hKCTHVJ</u></a> </p>
<p>The Intelligent Asset Allocator (recommended by Jack Bogle himself): <a href="https://amzn.eu/d/6NKLjTu"><u>https://amzn.eu/d/6NKLjTu</u></a> </p>
<p>The Investor’s Manifesto: <a href="https://amzn.eu/d/3kDgo57"><u>https://amzn.eu/d/3kDgo57</u></a> </p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>Chapters:<br></p>
<p>00:00 - Moneyweek Ad</p>
<p>01:07 - Learning How To Invest</p>
<p>05:07 - What To Read (And What Not To Read)</p>
<p>09:07 - Ignore Forecasts</p>
<p>12:07 - The Biggest Risk In Investing</p>
<p>16:59 - Vanta Ad</p>
<p>18:12 - Should you be in 100% Equities?</p>
<p>24:03 - How To Fight Inflation</p>
<p>29:28 - Bitcoin</p>
<p>32:18 - Learning From History</p>
<p>35:49 - TaxZap Ad</p>
<p>37:03 - Are Too Many People Passive?</p>
<p>43:50 - Don’t Invest To Get Rich</p>
<p>46:07 - Returns Over The Next 100 Years</p>
<p>49:52 - Will You Survive Retirement?</p>
<p>01:00:23 - Why Young People Want A Bad Stock Market</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4291</itunes:duration>
      <guid isPermaLink="false"><![CDATA[0cb8414c-d743-11f0-9ad8-0bbfebcfd2ff]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED1694768368.mp3?updated=1772125851" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Most People Don't Understand What Money Actually Is</title>
      <description>How To Own The World’ was probably the biggest influence on me getting into investing. Its author, Andrew Craig, has now released a new edition tailored for readers under 30 (https://amzn.eu/d/4QqRHdJ). 



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - The Power of Compounding

06:47 - The One Rule For Investing 

10:59 - Wealth And Money

16:06 - Vanta ad

17:17 - Capitalism And Prosperity

23:21 - Index Funds 

31:18 - TaxZap ad

32:34 - Saving the UK Economy

43:06 - Wealth Inequality

51:13 - Wealth And Value 

54:57 - Tax Wealth or Work?

58:35 - What You Should Know at 25</description>
      <pubDate>Mon, 08 Dec 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>‘How to Own The World’ was one of the books that got me into investing. Its author Andrew Craig has updated the book for the under-30s. </itunes:subtitle>
      <itunes:summary>How To Own The World’ was probably the biggest influence on me getting into investing. Its author, Andrew Craig, has now released a new edition tailored for readers under 30 (https://amzn.eu/d/4QqRHdJ). 



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - The Power of Compounding

06:47 - The One Rule For Investing 

10:59 - Wealth And Money

16:06 - Vanta ad

17:17 - Capitalism And Prosperity

23:21 - Index Funds 

31:18 - TaxZap ad

32:34 - Saving the UK Economy

43:06 - Wealth Inequality

51:13 - Wealth And Value 

54:57 - Tax Wealth or Work?

58:35 - What You Should Know at 25</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How To Own The World’ was probably the biggest influence on me getting into investing. Its author, Andrew Craig, has now released a new edition tailored for readers under 30 (https://amzn.eu/d/4QqRHdJ). </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>Chapters:<br></p>
<p>00:00 - The Power of Compounding</p>
<p>06:47 - The One Rule For Investing </p>
<p>10:59 - Wealth And Money</p>
<p>16:06 - Vanta ad</p>
<p>17:17 - Capitalism And Prosperity</p>
<p>23:21 - Index Funds </p>
<p>31:18 - TaxZap ad</p>
<p>32:34 - Saving the UK Economy</p>
<p>43:06 - Wealth Inequality</p>
<p>51:13 - Wealth And Value </p>
<p>54:57 - Tax Wealth or Work?</p>
<p>58:35 - What You Should Know at 25</p>]]>
      </content:encoded>
      <itunes:duration>3779</itunes:duration>
      <guid isPermaLink="false"><![CDATA[843648fa-d1ed-11f0-8b8d-dbb810521444]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED9724862139.mp3?updated=1773136325" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How Worse Off Will You Be After the Budget?</title>
      <description>Who are the winners and losers of the Budget? What happened to growth? Will the tax changes actually happen? We sat down with Helen Miller, Director of the Institute for Fiscal Studies (IFS) to answer your questions. 



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.



Chapters:

00:00 - What Happened?

06:00 - Doom and Gloom

09:58 - Public Services

16:13 - TaxZap Ad

17:28 - Winners and Losers

21:03 - What About Growth?

27:58 - Mansion Tax

30:23 - Vanta ad

31:34 - Will The Changes Happen?

35:34 - Freezing of Tax Bands

41:00 - Broken Manifesto Promises

44:05 - Salary Sacrifice

48:56 - Tax Complexity

53:40 - Tax Reform

59:44 - Why Don’t Politicians Listen

01:03:34 - ISAs

01:10:40 - What’s The One Thing?</description>
      <pubDate>Tue, 02 Dec 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Who are the winners and losers of the Budget? What happened to growth? Will the tax changes actually happen? We sat down with Helen Miller, Director of the Institute for Fiscal Studies (IFS) to answer your questions. 



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.



Chapters:

00:00 - What Happened?

06:00 - Doom and Gloom

09:58 - Public Services

16:13 - TaxZap Ad

17:28 - Winners and Losers

21:03 - What About Growth?

27:58 - Mansion Tax

30:23 - Vanta ad

31:34 - Will The Changes Happen?

35:34 - Freezing of Tax Bands

41:00 - Broken Manifesto Promises

44:05 - Salary Sacrifice

48:56 - Tax Complexity

53:40 - Tax Reform

59:44 - Why Don’t Politicians Listen

01:03:34 - ISAs

01:10:40 - What’s The One Thing?</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Who are the winners and losers of the Budget? What happened to growth? Will the tax changes actually happen? We sat down with Helen Miller, Director of the Institute for Fiscal Studies (IFS) to answer your questions. </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>
<p>Chapters:<br></p>
<p>00:00 - What Happened?</p>
<p>06:00 - Doom and Gloom</p>
<p>09:58 - Public Services</p>
<p>16:13 - TaxZap Ad</p>
<p>17:28 - Winners and Losers</p>
<p>21:03 - What About Growth?</p>
<p>27:58 - Mansion Tax</p>
<p>30:23 - Vanta ad</p>
<p>31:34 - Will The Changes Happen?</p>
<p>35:34 - Freezing of Tax Bands</p>
<p>41:00 - Broken Manifesto Promises</p>
<p>44:05 - Salary Sacrifice</p>
<p>48:56 - Tax Complexity</p>
<p>53:40 - Tax Reform</p>
<p>59:44 - Why Don’t Politicians Listen</p>
<p>01:03:34 - ISAs</p>
<p>01:10:40 - What’s The One Thing?</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4654</itunes:duration>
      <guid isPermaLink="false"><![CDATA[24f21416-cee4-11f0-872f-7f5cbdc73356]]></guid>
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    </item>
    <item>
      <title>Stay Tuned...Budget Special Coming Later Today!</title>
      <description>Sorry there's no episode for you to get stuck into yet, that's because we're recording a special budget episode with the Director for the Institute of Fiscal Studies, Helen Miller today. We'll be uploading the episode as soon as it is done so stay tuned!</description>
      <pubDate>Mon, 01 Dec 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Sorry there's no episode for you to get stuck into yet, that's because we're recording a special budget episode with the Director for the Institute of Fiscal Studies, Helen Miller today. We'll be uploading the episode as soon as it is done so stay tuned!</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sorry there's no episode for you to get stuck into yet, that's because we're recording a special budget episode with the Director for the Institute of Fiscal Studies, Helen Miller today. We'll be uploading the episode as soon as it is done so stay tuned! </p>]]>
      </content:encoded>
      <itunes:duration>12</itunes:duration>
      <guid isPermaLink="false"><![CDATA[cbe567f2-cad2-11f0-9b08-e7097af99698]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED4532178606.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Self-Employed: What You Need To Know</title>
      <description>When is it the right time to open a limited company? How should you budget when you're self-employed? And how do you stay as tax-efficient as possible? You sent us your biggest questions about self-employment, so we brought in financial planner and trained accountant Tom Ashworth, who’s also helping T set up his own Ltd company, to answer them. 



📞 Book a free chat with Tom: https://makingmoney.email/chat-with-tom



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 – Sole Trader vs Ltd Company
06:21 – Making Tax Digital
09:42 – Setting Up a Ltd Company
13:44 – TaxZap ad
14:58 – Budgeting
23:03 – T-Unlimited Ltd?
25:32 – Investing
28:24 – Expenses
33:47 – Pay Less Tax
36:09 – Vanta Ad
37:19 – Family Member as Shareholder
42:05 – Stocks &amp; Shares ISA or SIPP?
55:01  – Feeling Worried?
38:08 – How 8.75% Tax Works on £100k Income
43:20 – Stocks &amp; Shares ISA or SIPP?
54:03– Feeling Worried?</description>
      <pubDate>Mon, 24 Nov 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>When is it the right time to open a limited company? How should you budget when you're self-employed? And how do you stay as tax-efficient as possible?</itunes:subtitle>
      <itunes:summary>When is it the right time to open a limited company? How should you budget when you're self-employed? And how do you stay as tax-efficient as possible? You sent us your biggest questions about self-employment, so we brought in financial planner and trained accountant Tom Ashworth, who’s also helping T set up his own Ltd company, to answer them. 



📞 Book a free chat with Tom: https://makingmoney.email/chat-with-tom



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 – Sole Trader vs Ltd Company
06:21 – Making Tax Digital
09:42 – Setting Up a Ltd Company
13:44 – TaxZap ad
14:58 – Budgeting
23:03 – T-Unlimited Ltd?
25:32 – Investing
28:24 – Expenses
33:47 – Pay Less Tax
36:09 – Vanta Ad
37:19 – Family Member as Shareholder
42:05 – Stocks &amp; Shares ISA or SIPP?
55:01  – Feeling Worried?
38:08 – How 8.75% Tax Works on £100k Income
43:20 – Stocks &amp; Shares ISA or SIPP?
54:03– Feeling Worried?</itunes:summary>
      <content:encoded>
        <![CDATA[<p>When is it the right time to open a limited company? How should you budget when you're self-employed? And how do you stay as tax-efficient as possible? You sent us your biggest questions about self-employment, so we brought in financial planner and trained accountant Tom Ashworth, who’s also helping T set up his own Ltd company, to answer them. </p>
<p><br></p>
<p>📞 Book a free chat with Tom: <a href="https://makingmoney.email/chat-with-tom"><u>https://makingmoney.email/chat-with-tom</u></a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>Chapters:

00:00 – Sole Trader vs Ltd Company
06:21 – Making Tax Digital
09:42 – Setting Up a Ltd Company
13:44 – TaxZap ad
14:58 – Budgeting
23:03 – T-Unlimited Ltd?
25:32 – Investing
28:24 – Expenses
33:47 – Pay Less Tax
36:09 – Vanta Ad
37:19 – Family Member as Shareholder
42:05 – Stocks &amp; Shares ISA or SIPP?
55:01  – Feeling Worried?
38:08 – How 8.75% Tax Works on £100k Income
43:20 – Stocks &amp; Shares ISA or SIPP?
54:03– Feeling Worried?</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>3510</itunes:duration>
      <guid isPermaLink="false"><![CDATA[75c8a136-c5eb-11f0-b3a7-9b4bf2d6eb73]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED1755575374.mp3?updated=1773137502" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>⁠Can Labour Fix The UK’s Pension Crisis? Torsten Bell MP</title>
      <description>Nearly half of working-age people are saving nothing for retirement — so what’s gone wrong, and what changes are coming? We sat down with Pensions Minister Torsten Bell at the Pensions UK conference in Manchester to unpack the government’s plan.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

00:00 - We’ve got to finish the job

05:17 - 45% of people aren’t saving for retirement

08:20 - We can’t get complacent

10:53 - TaxZap ad

11:52 - Big changes are coming

16:36 - Does the pensions industry have a problem?

21:09 - Should your pension be invested in the UK?

24:29 - Vanta ad

25:39 - What age will you get a state pension?

30:47 - Is the triple lock putting future retirements at risk?

33:42 - What will happen over the next 5 years?

35:08 - What we thought about the Pensions Minister </description>
      <pubDate>Mon, 17 Nov 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Nearly half of working-age people are saving nothing for retirement — so what’s gone wrong, and what changes are coming? We sat down with Pensions Minister Torsten Bell at the Pensions UK conference in Manchester to unpack the government’s plan.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

00:00 - We’ve got to finish the job

05:17 - 45% of people aren’t saving for retirement

08:20 - We can’t get complacent

10:53 - TaxZap ad

11:52 - Big changes are coming

16:36 - Does the pensions industry have a problem?

21:09 - Should your pension be invested in the UK?

24:29 - Vanta ad

25:39 - What age will you get a state pension?

30:47 - Is the triple lock putting future retirements at risk?

33:42 - What will happen over the next 5 years?

35:08 - What we thought about the Pensions Minister </itunes:summary>
      <content:encoded>
        <![CDATA[<p>Nearly half of working-age people are saving nothing for retirement — so what’s gone wrong, and what changes are coming? We sat down with Pensions Minister Torsten Bell at the Pensions UK conference in Manchester to unpack the government’s plan.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>00:00 - We’ve got to finish the job</p>
<p>05:17 - 45% of people aren’t saving for retirement</p>
<p>08:20 - We can’t get complacent</p>
<p>10:53 - TaxZap ad</p>
<p>11:52 - Big changes are coming</p>
<p>16:36 - Does the pensions industry have a problem?</p>
<p>21:09 - Should your pension be invested in the UK?</p>
<p>24:29 - Vanta ad</p>
<p>25:39 - What age will you get a state pension?</p>
<p>30:47 - Is the triple lock putting future retirements at risk?</p>
<p>33:42 - What will happen over the next 5 years?</p>
<p>35:08 - What we thought about the Pensions Minister </p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>2874</itunes:duration>
      <guid isPermaLink="false"><![CDATA[4000e758-c144-11f0-ad4e-4f2f0cd25dd9]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED9178935839.mp3?updated=1773137874" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Britain's Pension System Is In Danger</title>
      <description>We’re living longer, saving too little, and the state pension’s under pressure. So, can we actually afford to retire in the future?  Our favourite pensions expert  Tom McPhail joins us to chat through what’s changing in the current pension system, what’s not, and what it all means for your future.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - We’re at a crisis point 

05:56 - Is it too late?

10:42 - Is change even possible?

13:16 - What could change today?

18:50 - Vanta ad

20:00- Who doesn’t have enough to retire?

23:40 - Will consolidating schemes benefit you?

29:50 - Have you lost a pension pot?

34:25 - TaxZap ad

35:34 - Should the government force schemes to invest in the UK?

43:58 - Is the state pension a ticking time bomb?

53:05 - What actually gets people to save more?

55:35 - Why the triple lock needs to go

58:38 - What’s coming in the Autumn Budget?</description>
      <pubDate>Mon, 10 Nov 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>We’re living longer, saving too little, and the state pension’s under pressure. So, can we actually afford to retire in the future?  Our favourite pensions expert  Tom McPhail joins us to chat through what’s changing in the current pension system, what’s not, and what it all means for your future.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - We’re at a crisis point 

05:56 - Is it too late?

10:42 - Is change even possible?

13:16 - What could change today?

18:50 - Vanta ad

20:00- Who doesn’t have enough to retire?

23:40 - Will consolidating schemes benefit you?

29:50 - Have you lost a pension pot?

34:25 - TaxZap ad

35:34 - Should the government force schemes to invest in the UK?

43:58 - Is the state pension a ticking time bomb?

53:05 - What actually gets people to save more?

55:35 - Why the triple lock needs to go

58:38 - What’s coming in the Autumn Budget?</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We’re living longer, saving too little, and the state pension’s under pressure. So, can we actually afford to retire in the future?  Our favourite pensions expert  Tom McPhail joins us to chat through what’s changing in the current pension system, what’s not, and what it all means for your future.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p>Chapters:<br></p>
<p>00:00 - We’re at a crisis point </p>
<p>05:56 - Is it too late?</p>
<p>10:42 - Is change even possible?</p>
<p>13:16 - What could change today?</p>
<p>18:50 - Vanta ad</p>
<p>20:00- Who doesn’t have enough to retire?</p>
<p>23:40 - Will consolidating schemes benefit you?</p>
<p>29:50 - Have you lost a pension pot?</p>
<p>34:25 - TaxZap ad</p>
<p>35:34 - Should the government force schemes to invest in the UK?</p>
<p>43:58 - Is the state pension a ticking time bomb?</p>
<p>53:05 - What actually gets people to save more?</p>
<p>55:35 - Why the triple lock needs to go</p>
<p>58:38 - What’s coming in the Autumn Budget?</p>
<p><br></p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4034</itunes:duration>
      <guid isPermaLink="false"><![CDATA[5b45f130-ba5e-11f0-b0d7-5fe8542fe418]]></guid>
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    </item>
    <item>
      <title>Should You Still Invest if You Think the Market Will Crash?</title>
      <description>The ‘AI Bubble’? The ‘Everything Bubble’?...Is the stock market actually overvalued? And what should you do about it? We’re in Manchester this week,  joined by local friend of the podcast and YouTuber Toby Newbatt for a deep dive into markets.

Be one of the first to test our new financial guidance AI (don't worry, we're not robot overlords yet) : https://getmost.co.uk/chat



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 03 Nov 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>The ‘AI Bubble’? The ‘Everything Bubble’? Is the stock market actually overvalued?</itunes:subtitle>
      <itunes:summary>The ‘AI Bubble’? The ‘Everything Bubble’?...Is the stock market actually overvalued? And what should you do about it? We’re in Manchester this week,  joined by local friend of the podcast and YouTuber Toby Newbatt for a deep dive into markets.

Be one of the first to test our new financial guidance AI (don't worry, we're not robot overlords yet) : https://getmost.co.uk/chat



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The ‘AI Bubble’? The ‘Everything Bubble’?...Is the stock market actually overvalued? And what should you do about it? We’re in Manchester this week,  joined by local friend of the podcast and YouTuber Toby Newbatt for a deep dive into markets.</p>
<p>Be one of the first to test our new financial guidance AI (don't worry, we're not robot overlords yet) : <a href="https://getmost.co.uk/chat">https://getmost.co.uk/chat</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>3891</itunes:duration>
      <guid isPermaLink="false"><![CDATA[7498ba8a-b420-11f0-b8c7-bfa50968add2]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED3224597553.mp3?updated=1771596854" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The One Change That Could Solve Inequality - Nobel Prize Winner</title>
      <description>The free market hasn’t made us free — that’s the case Nobel Prize-winning economist Joseph Stiglitz makes in his latest book 'The Road to Freedom'. So how do we fix it?



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

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–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 27 Oct 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>The free market hasn’t made us free — that’s the case Nobel Prize-winning economist Joseph Stiglitz makes in his latest book 'The Road to Freedom'. So how do we fix it?



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The free market hasn’t made us free — that’s the case Nobel Prize-winning economist Joseph Stiglitz makes in his latest book '<a href="https://amzn.eu/d/0ARHpif"><u>The Road to Freedom</u></a>'. So how do we fix it?</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2937</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[dfe24654-aff6-11f0-bada-5b003783569e]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED6265826622.mp3?updated=1771502331" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>What I Learned Teaching Billionaire Kids About Money</title>
      <description>Maybe being good with money isn’t about never making mistakes — it’s about learning from them. Jessica McGawley helps ultra-wealthy parents teach their kids about resilience and responsibility — lessons she says every family needs to learn too.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 20 Oct 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Maybe being good with money isn’t about never making mistakes — it’s about learning from them</itunes:subtitle>
      <itunes:summary>Maybe being good with money isn’t about never making mistakes — it’s about learning from them. Jessica McGawley helps ultra-wealthy parents teach their kids about resilience and responsibility — lessons she says every family needs to learn too.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Maybe being good with money isn’t about never making mistakes — it’s about learning from them. Jessica McGawley helps ultra-wealthy parents teach their kids about resilience and responsibility — lessons she says every family needs to learn too.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3624</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ed6b7f18-ab3f-11f0-b06c-a75cda44e3e1]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED3208551362.mp3?updated=1760697102" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Is the system designed to keep you poor?</title>
      <description>Why aren’t we taught about money — and who benefits from keeping it that way? Abigail Foster wants to fix the UK’s financial literacy problem. A trained accountant, she’s built a massive Instagram following (@abigailrosefoster) and taught over 50,000 schoolchildren through her company Elent. She’s now written a book, The Money Manual — but despite working with institutions like HMRC and the Treasury, she’s frustrated by how little has actually changed.

Be one of the first people to test our new financial guidance AI: https://getmost.co.uk/chat



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

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–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 13 Oct 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Why aren’t we taught about money — and who benefits from keeping it that way?</itunes:subtitle>
      <itunes:summary>Why aren’t we taught about money — and who benefits from keeping it that way? Abigail Foster wants to fix the UK’s financial literacy problem. A trained accountant, she’s built a massive Instagram following (@abigailrosefoster) and taught over 50,000 schoolchildren through her company Elent. She’s now written a book, The Money Manual — but despite working with institutions like HMRC and the Treasury, she’s frustrated by how little has actually changed.

Be one of the first people to test our new financial guidance AI: https://getmost.co.uk/chat



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Why aren’t we taught about money — and who benefits from keeping it that way? Abigail Foster wants to fix the UK’s financial literacy problem. A trained accountant, she’s built a massive Instagram following (@abigailrosefoster) and taught over 50,000 schoolchildren through her company Elent. She’s now written a book,<a href="https://amzn.eu/d/8qMfz5x"> <em>The Money Manual</em></a> — but despite working with institutions like HMRC and the Treasury, she’s frustrated by how little has actually changed.</p>
<p>Be one of the first people to test our new financial guidance AI: <a href="https://getmost.co.uk/chat">https://getmost.co.uk/chat</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3942</itunes:duration>
      <guid isPermaLink="false"><![CDATA[924adeb2-a509-11f0-9b49-efc77a1d598b]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED4930803181.mp3?updated=1760018868" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Your taxes are about to go up (again)</title>
      <description>Are tax rises on the way? With taxes already at record highs but public services still under strain, the government faces tough choices. Helen Miller, the new director of the IFS (Institute for Fiscal Studies), warns that politicians aren’t being honest with voters and makes the case for bold tax reform.

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–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 06 Oct 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Are tax rises on the way?  Helen Miller, the new director of the IFS, warns that politicians aren’t being honest with voters and makes the case for bold tax reform.</itunes:subtitle>
      <itunes:summary>Are tax rises on the way? With taxes already at record highs but public services still under strain, the government faces tough choices. Helen Miller, the new director of the IFS (Institute for Fiscal Studies), warns that politicians aren’t being honest with voters and makes the case for bold tax reform.

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–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are tax rises on the way? With taxes already at record highs but public services still under strain, the government faces tough choices. Helen Miller, the new director of the IFS (Institute for Fiscal Studies), warns that politicians aren’t being honest with voters and makes the case for bold tax reform.<br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
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<p><br></p>
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<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>4666</itunes:duration>
      <guid isPermaLink="false"><![CDATA[5da8a652-9f6f-11f0-9ffc-db256c82d77b]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7651394892.mp3?updated=1759399701" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Are you saving enough in your pension?</title>
      <description>Around 70% of people have no retirement plan, and most aren’t saving enough, says Joe Dabrowski, Deputy Director of Policy at Pensions UK. They are the people behind the Retirement Living Standards, which outline the annual cost of a minimum, moderate, or comfortable retirement.

Here’s our pension provider cheat sheet: https://makingmoney.email/pension-cheat-sheet 



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⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 29 Sep 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Around 70% of people have no retirement plan, and most aren’t saving enough.</itunes:subtitle>
      <itunes:summary>Around 70% of people have no retirement plan, and most aren’t saving enough, says Joe Dabrowski, Deputy Director of Policy at Pensions UK. They are the people behind the Retirement Living Standards, which outline the annual cost of a minimum, moderate, or comfortable retirement.

Here’s our pension provider cheat sheet: https://makingmoney.email/pension-cheat-sheet 



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



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⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Around 70% of people have no retirement plan, and most aren’t saving enough, says Joe Dabrowski, Deputy Director of Policy at Pensions UK. They are the people behind the Retirement Living Standards, which outline the annual cost of a minimum, moderate, or comfortable retirement.</p>
<p>Here’s our pension provider cheat sheet: <a href="https://makingmoney.email/pension-cheat-sheet"><u>https://makingmoney.email/pension-cheat-sheet</u></a> </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><br></p>
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<p><a href="https://vanta.com/makingmoney">⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3835</itunes:duration>
      <guid isPermaLink="false"><![CDATA[012ba988-9ab5-11f0-824d-83ffe9224b74]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8258375886.mp3?updated=1758881829" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Is it too late to start investing?</title>
      <description>What happens if you start investing late? Georgie Frost was in significant debt in her 20s and had only £1,500 in her pension at 31. Now she’s Editor-at-Large at Times Money Mentor and one of the hosts of the Daily Mail’s This Is Money podcast.



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⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 22 Sep 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Georgie Frost was in significant debt in her 20s and had only £1,500 in her pension at 31.  Now she's an award-winning finance journalist. </itunes:subtitle>
      <itunes:summary>What happens if you start investing late? Georgie Frost was in significant debt in her 20s and had only £1,500 in her pension at 31. Now she’s Editor-at-Large at Times Money Mentor and one of the hosts of the Daily Mail’s This Is Money podcast.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What happens if you start investing late? Georgie Frost was in significant debt in her 20s and had only £1,500 in her pension at 31. Now she’s Editor-at-Large at Times Money Mentor and one of the hosts of the Daily Mail’s This Is Money podcast.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>3789</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a128911c-954c-11f0-ae68-9bd4ec945bec]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7182517552.mp3?updated=1758528090" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The golden age of returns is over</title>
      <description>Whenever you see long-term stock market averages quoted, chances are they come from Elroy Dimson’s research. Together with Mike Staunton and Paul Marsh, Dimson co-authored The Triumph of the Optimists, the landmark study of 101 years of global investment returns—now expanded to cover more than 125 years of market history. He also helped create the FTSE 100 Index and advised Norway’s sovereign wealth fund. So, what does their research tell us about future returns? Can we really trust the numbers? And is American exceptionalism over?

Here’s our compound calculator: https://makingmoney.email/compound-interest-calculator

Here’s the video I made that Elroy talks about in the episode: I Analysed 100 Years of Index Funds, This Is What I Found



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⁠https://makingmoney.email/listener-story-form



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⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 15 Sep 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Whenever you see long-term stock market averages quoted, chances are they come from Elroy Dimson’s research. Together with Mike Staunton and Paul Marsh, Dimson co-authored The Triumph of the Optimists, the landmark study of 101 years of global investment returns—now expanded to cover more than 125 years of market history. He also helped create the FTSE 100 Index and advised Norway’s sovereign wealth fund. So, what does their research tell us about future returns? Can we really trust the numbers? And is American exceptionalism over?

Here’s our compound calculator: https://makingmoney.email/compound-interest-calculator

Here’s the video I made that Elroy talks about in the episode: I Analysed 100 Years of Index Funds, This Is What I Found



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Whenever you see long-term stock market averages quoted, chances are they come from Elroy Dimson’s research. Together with Mike Staunton and Paul Marsh, Dimson co-authored The Triumph of the Optimists, the landmark study of 101 years of global investment returns—now expanded to cover more than 125 years of market history. He also helped create the FTSE 100 Index and advised Norway’s sovereign wealth fund. So, what does their research tell us about future returns? Can we really trust the numbers? And is American exceptionalism over?</p>
<p>Here’s our compound calculator: <a href="https://makingmoney.email/compound-interest-calculator"><u>https://makingmoney.email/compound-interest-calculator</u></a></p>
<p>Here’s the video I made that Elroy talks about in the episode: <a href="https://youtu.be/YilG6KzdlgQ?feature=shared"><u>I Analysed 100 Years of Index Funds, This Is What I Found</u></a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><br></p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4439</itunes:duration>
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    </item>
    <item>
      <title>100th episode: This changed how we invest</title>
      <description>It’s our 100th episode—has the podcast changed how we invest? What was our favourite episode? Who’s taller? We’re picking your questions out of a hat and answering some from past guests, including Meaningful Money’s Pete Matthew and Toby Newbatt.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



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Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 08 Sep 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>It’s our 100th episode—has the podcast changed how we invest? What was our favourite episode? Who’s taller? We’re picking your questions out of a hat and answering some from past guests, including Meaningful Money’s Pete Matthew and Toby Newbatt.



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s our 100th episode—has the podcast changed how we invest? What was our favourite episode? Who’s taller? We’re picking your questions out of a hat and answering some from past guests, including Meaningful Money’s Pete Matthew and Toby Newbatt.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3742</itunes:duration>
      <guid isPermaLink="false"><![CDATA[3dc51b3a-8a5d-11f0-82f5-c7d167d5aeda]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED1224323503.mp3?updated=1757081104" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Is now a good time to invest in gold?</title>
      <description>Is gold a good investment? It recently hit its highest price in real terms since the 1980s, but is it worth it? Ramin Nakisa is host of Pensioncraft and a friend of the podcast. 

*We made a small mistake in that episode, 920 is 22 carat not 20!



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



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⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 01 Sep 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Gold recently hit its highest price in real terms since the 1980s, but is it worth it? </itunes:subtitle>
      <itunes:summary>Is gold a good investment? It recently hit its highest price in real terms since the 1980s, but is it worth it? Ramin Nakisa is host of Pensioncraft and a friend of the podcast. 

*We made a small mistake in that episode, 920 is 22 carat not 20!



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Is gold a good investment? It recently hit its highest price in real terms since the 1980s, but is it worth it? Ramin Nakisa is host of Pensioncraft and a friend of the podcast. </p>
<p>*We made a small mistake in that episode, 920 is 22 carat not 20!</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><br></p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3934</itunes:duration>
      <guid isPermaLink="false"><![CDATA[3c897f42-84bb-11f0-9958-4feb396f63ad]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7401217416.mp3?updated=1756461608" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How to fix your pension before it's too late</title>
      <description>Are you making the most of your pension? Most people aren’t — and it could be costing them thousands. Journalist Alice Guy is former Head of Pensions at Interactive Investor and a qualified chartered accountant. She breaks down how to get the most from your DC pension: from salary sacrifice and tax relief, to checking out how you’re invested and boosting your long-term pot. 

Here’s our pension provider cheat sheet: https://makingmoney.email/pension-cheat-sheet 

If you have a DB pension listen to our episode with expert Peter Lawlor: https://makingmoney.email/DB-pensions 



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 25 Aug 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Are you making the most of your pension? Most people aren’t — and it could be costing them thousands. Journalist Alice Guy is former Head of Pensions at Interactive Investor and a qualified chartered accountant. She breaks down how to get the most from your DC pension: from salary sacrifice and tax relief, to checking out how you’re invested and boosting your long-term pot. 

Here’s our pension provider cheat sheet: https://makingmoney.email/pension-cheat-sheet 

If you have a DB pension listen to our episode with expert Peter Lawlor: https://makingmoney.email/DB-pensions 



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

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⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you making the most of your pension? Most people aren’t — and it could be costing them thousands. Journalist Alice Guy is former Head of Pensions at Interactive Investor and a qualified chartered accountant. She breaks down how to get the most from your DC pension: from salary sacrifice and tax relief, to checking out how you’re invested and boosting your long-term pot. </p>
<p>Here’s our pension provider cheat sheet: <a href="https://makingmoney.email/pension-cheat-sheet"><u>https://makingmoney.email/pension-cheat-sheet</u></a> </p>
<p>If you have a DB pension listen to our episode with expert Peter Lawlor: <a href="https://makingmoney.email/DB-pensions"><u>https://makingmoney.email/DB-pensions</u></a> </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4164</itunes:duration>
      <guid isPermaLink="false"><![CDATA[72b8aaa2-7c4b-11f0-81de-f74ad7a56ec6]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED3156582738.mp3?updated=1755536539" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The next economic shift has just begun</title>
      <description>Can AI boost living standards like the Industrial Revolution did—or will it be humanity’s last invention? Andrew Leigh is an economist, Australian MP and author of ‘The Shortest History of Economics’ (https://shorturl.at/pT8Wy).



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 18 Aug 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Can AI boost living standards like the Industrial Revolution did—or will it be humanity’s last invention? Andrew Leigh is an economist, Australian MP and author of ‘The Shortest History of Economics’ (https://shorturl.at/pT8Wy).



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Can AI boost living standards like the Industrial Revolution did—or will it be humanity’s last invention? Andrew Leigh is an economist, Australian MP and author of ‘The Shortest History of Economics’ (https://shorturl.at/pT8Wy).</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>
<p><br></p>]]>
      </content:encoded>
      <itunes:duration>3110</itunes:duration>
      <guid isPermaLink="false"><![CDATA[51329968-79fa-11f0-aeb0-672be4bb0849]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED4117325804.mp3?updated=1755283383" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How parents raise bad investors</title>
      <description>Are you teaching your children the right things about money? What is the impact of poor financial education? Do children who are paid for chores fail to learn responsibility? Louise Hill is the co-founder and CEO of GoHenry, a financial education app that helps children and teenagers manage their money.



📩 80% of what you need to know about personal finance on 2 pages: https://tr.ee/eI-IYXlBn6



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 11 Aug 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Are you teaching your children the right things about money? What is the impact of poor financial education? Do children who are paid for chores fail to learn responsibility?</itunes:subtitle>
      <itunes:summary>Are you teaching your children the right things about money? What is the impact of poor financial education? Do children who are paid for chores fail to learn responsibility? Louise Hill is the co-founder and CEO of GoHenry, a financial education app that helps children and teenagers manage their money.



📩 80% of what you need to know about personal finance on 2 pages: https://tr.ee/eI-IYXlBn6



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are you teaching your children the right things about money? What is the impact of poor financial education? Do children who are paid for chores fail to learn responsibility? Louise Hill is the co-founder and CEO of GoHenry, a financial education app that helps children and teenagers manage their money.</p>
<p><br></p>
<p>📩 80% of what you need to know about personal finance on 2 pages: https://tr.ee/eI-IYXlBn6</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3902</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a6ca39ce-746b-11f0-9c2e-279f689ec3fe]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED3192748114.mp3?updated=1754668402" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Do we need to change our minds about index funds?</title>
      <description>What happens when the market changes — and you don’t? Can sticking to your strategy be the biggest risk of all?  What can we learn from investors who failed to adapt? Tim Harford is an economist, journalist, author of books such as ‘How To Make The World Add Up’ and host of The Cautionary Tales podcast.



📈 Here’s my free investing course:

https://makingmoney.email/investing-course-audio



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 04 Aug 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>What happens when the market changes — and you don’t? Can sticking to your strategy be the biggest risk of all?  What can we learn from investors who failed to adapt? Tim Harford is an economist, journalist, author of books such as ‘How To Make The World Add Up’ and host of The Cautionary Tales podcast.



📈 Here’s my free investing course:

https://makingmoney.email/investing-course-audio



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What happens when the market changes — and you don’t? Can sticking to your strategy be the biggest risk of all?  What can we learn from investors who failed to adapt? Tim Harford is an economist, journalist, author of books such as ‘How To Make The World Add Up’ and host of The Cautionary Tales podcast.</p>
<p><br></p>
<p>📈 Here’s my free investing course:</p>
<p><a href="https://makingmoney.email/investing-course-audio"><u>https://makingmoney.email/investing-course-audio</u></a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4275</itunes:duration>
      <guid isPermaLink="false"><![CDATA[8c1d0208-6964-11f0-aabc-bfea3603bcd8]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED4135788667.mp3?updated=1753458868" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>ARCHIVE: How do you fix your money issues? </title>
      <description>Vicky Reynal is a financial psychotherapist who deals with a wide range of issues, from overspending to money secrets and self-sabotage. Her book, ⁠Money on Your Mind⁠ looks at how we can develop a better relationship with money, because it pervades everything we do.

*Warning: We discuss some issues in the episode such as anorexia that some listeners might find it difficult listening to*

This episode was first published in September 2024



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 28 Jul 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Vicky Reynal is a financial psychotherapist who deals with a wide range of issues, from overspending to money secrets and self-sabotage. Her book, ⁠Money on Your Mind⁠ looks at how we can develop a better relationship with money, because it pervades everything we do.

*Warning: We discuss some issues in the episode such as anorexia that some listeners might find it difficult listening to*

This episode was first published in September 2024



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Vicky Reynal is a financial psychotherapist who deals with a wide range of issues, from overspending to money secrets and self-sabotage. Her book,<a href="https://www.amazon.co.uk/Money-Your-Mind-Psychology-Financial/dp/1788708172"> <u>⁠Money on Your Mind⁠</u></a> looks at how we can develop a better relationship with money, because it pervades everything we do.</p>
<p>*Warning: We discuss some issues in the episode such as anorexia that some listeners might find it difficult listening to*</p>
<p><em>This episode was first published in September 2024</em></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4722</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a84910f8-695e-11f0-9166-bfcb4243ac1a]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7745666298.mp3?updated=1753458839" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>What to do when you disagree about money</title>
      <description>Do you and your partner disagree when it comes to investing? Are you a saver while they’re a spender — or is it the other way around? Does a 50/50 split feel unfair? Sara Jane Maxwell is a financial coach and founder of Wealth Coach, where she helps individuals and couples work through their money-related issues.

Share your visualisation in a comment, and find out more about Sara’s work here: https://www.wealth-coach.co.uk



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 21 Jul 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Do you and your partner disagree when it comes to investing? Are you a saver while they’re a spender — or is it the other way around? Does a 50/50 split feel unfair? Sara Jane Maxwell is a financial coach and founder of Wealth Coach, where she helps individuals and couples work through their money-related issues.

Share your visualisation in a comment, and find out more about Sara’s work here: https://www.wealth-coach.co.uk



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you and your partner disagree when it comes to investing? Are you a saver while they’re a spender — or is it the other way around? Does a 50/50 split feel unfair? Sara Jane Maxwell is a financial coach and founder of <em>Wealth Coach</em>, where she helps individuals and couples work through their money-related issues.</p>
<p>Share your visualisation in a comment, and find out more about Sara’s work here: <a href="https://www.wealth-coach.co.uk/couplestalkmoney"><u>https://www.wealth-coach.co.uk</u></a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3544</itunes:duration>
      <guid isPermaLink="false"><![CDATA[08f6a096-63ec-11f0-8fa2-27163136e11c]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED4309659985.mp3?updated=1753458802" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title> Is buy-to-let dead?</title>
      <description>Is buy-to-let dead in the UK - and should it be? Rob Dix, one of the founders of Property Hub and both a landlord and tenant, breaks down how various factors have reshaped the market. With landlord numbers falling and returns fading, what role should property play in the UK’s — and investors’ — future?

➕ You can grab Rob’s free tools, including the calculator here: https://www.propertyhub.net/money



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 14 Jul 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Landlords are leaving. Rents are rising. Something isn’t working. Is buy-to-let dead - and should it be?</itunes:subtitle>
      <itunes:summary>Is buy-to-let dead in the UK - and should it be? Rob Dix, one of the founders of Property Hub and both a landlord and tenant, breaks down how various factors have reshaped the market. With landlord numbers falling and returns fading, what role should property play in the UK’s — and investors’ — future?

➕ You can grab Rob’s free tools, including the calculator here: https://www.propertyhub.net/money



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Is buy-to-let dead in the UK - and should it be? Rob Dix, one of the founders of Property Hub and both a landlord and tenant, breaks down how various factors have reshaped the market. With landlord numbers falling and returns fading, what role should property play in the UK’s — and investors’ — future?</p>
<p>➕ You can grab Rob’s free tools, including the calculator here: <a href="https://www.propertyhub.net/money"><u>https://www.propertyhub.net/money</u></a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4742</itunes:duration>
      <guid isPermaLink="false"><![CDATA[86f4b93e-5e41-11f0-b394-4f8401cff4c5]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED4509116205.mp3?updated=1753458752" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Are too many people passive investing?</title>
      <description>As you know, we’re big fans of passive investing — it’s simple, low-cost, and it works. But with passive funds now making up nearly 60% of US stock funds, what has that done to the market?  Dimitri Vayanos is Professor of Finance at the London School of Economics and co-author of the award-winning paper Passive Investing and the Rise of Mega Firms.

Read Dimitri’s paper here: https://personal.lse.ac.uk/vayanos/Papers/PIRMF_RFSf.pdf



📈Here’s my free investing course:

https://makingmoney.email/investing-course-audio



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 07 Jul 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>As you know, we’re big fans of passive investing — it’s simple, low-cost, and it works. But with passive funds now making up nearly 60% of US stock funds, what has that done to the market?  Dimitri Vayanos is Professor of Finance at the London School of Economics and co-author of the award-winning paper Passive Investing and the Rise of Mega Firms.

Read Dimitri’s paper here: https://personal.lse.ac.uk/vayanos/Papers/PIRMF_RFSf.pdf



📈Here’s my free investing course:

https://makingmoney.email/investing-course-audio



💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>As you know, we’re big fans of passive investing — it’s simple, low-cost, and it works. But with passive funds now making up nearly 60% of US stock funds, what has that done to the market?  Dimitri Vayanos is Professor of Finance at the London School of Economics and co-author of the award-winning paper <em>Passive Investing and the Rise of Mega Firms</em>.</p>
<p>Read Dimitri’s paper here: <a href="https://personal.lse.ac.uk/vayanos/Papers/PIRMF_RFSf.pdf"><u>https://personal.lse.ac.uk/vayanos/Papers/PIRMF_RFSf.pdf</u></a></p>
<p><br></p>
<p>📈Here’s my free investing course:</p>
<p><a href="https://makingmoney.email/investing-course-audio"><u>https://makingmoney.email/investing-course-audio</u></a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3479</itunes:duration>
      <guid isPermaLink="false"><![CDATA[4db77634-568f-11f0-9e44-0bbc4d4ab696]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8015783858.mp3?updated=1753459887" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Defined Benefit (DB) pensions: What you need to know</title>
      <description>Do you have a Defined Benefit (DB) pension but not quite sure how it works? Is there a way to retire early in a DB scheme? Is transferring out ever really worth it? Financial adviser Peter Lawlor, from Expert Pensions Advice, has over 30 years of experience and breaks it all down.

You can book a free call with Peter here: https://calendly.com/peter-1138/60min

Or you can email him here: peter@expertpensions.com 



🧑‍💻DB Pension Decoder - free guide to figure out the value of your pension

https://makingmoney.email/DB-decoder-audio

💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

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–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 30 Jun 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Do you have a Defined Benefit (DB) pension but not quite sure how it works? Is there a way to retire early in a DB scheme? Is transferring out ever really worth it? Financial adviser Peter Lawlor, from Expert Pensions Advice, has over 30 years of experience and breaks it all down.

You can book a free call with Peter here: https://calendly.com/peter-1138/60min

Or you can email him here: peter@expertpensions.com 



🧑‍💻DB Pension Decoder - free guide to figure out the value of your pension

https://makingmoney.email/DB-decoder-audio

💬 Do you have a money story you'd like to share on the podcast?

⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you have a Defined Benefit (DB) pension but not quite sure how it works? Is there a way to retire early in a DB scheme? Is transferring out ever really worth it? Financial adviser Peter Lawlor, from Expert Pensions Advice, has over 30 years of experience and breaks it all down.</p>
<p>You can book a free call with Peter here: <a href="https://calendly.com/peter-1138/60min">https://calendly.com/peter-1138/60min</a></p>
<p>Or you can email him here: peter@expertpensions.com </p>
<p><br></p>
<p>🧑‍💻DB Pension Decoder - free guide to figure out the value of your pension</p>
<p><a href="https://makingmoney.email/DB-decoder-audio">https://makingmoney.email/DB-decoder-audio</a><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4022</itunes:duration>
      <guid isPermaLink="false"><![CDATA[60e0378e-529b-11f0-b389-df7e013e3b77]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED9609662558.mp3?updated=1753459017" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Consider this before getting married</title>
      <description>Is getting a prenup just for the ultra-rich? What if it’s just smart planning for everyone? Family lawyer Ursula Danagher says financial conversations early in a relationship could save you big time later. From protecting your pension to avoiding costly legal battles, this is advice every couple should hear.

Ursula's details: https://www.spencer-west.com/team/ursula-danagher/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 23 Jun 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Is getting a prenup just for the ultra-rich? What if it’s just smart planning for everyone?</itunes:subtitle>
      <itunes:summary>Is getting a prenup just for the ultra-rich? What if it’s just smart planning for everyone? Family lawyer Ursula Danagher says financial conversations early in a relationship could save you big time later. From protecting your pension to avoiding costly legal battles, this is advice every couple should hear.

Ursula's details: https://www.spencer-west.com/team/ursula-danagher/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠



⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Is getting a prenup just for the ultra-rich? What if it’s just smart planning for everyone? Family lawyer Ursula Danagher says financial conversations early in a relationship could save you big time later. From protecting your pension to avoiding costly legal battles, this is advice every couple should hear.</p>
<p>Ursula's details:<a href="%20https://www.spencer-west.com/team/ursula-danagher/"> https://www.spencer-west.com/team/ursula-danagher/</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3322</itunes:duration>
      <guid isPermaLink="false"><![CDATA[7568176c-4ddc-11f0-bc87-e3360ce9c536]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED9393437821.mp3?updated=1753458633" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title> Why wealth taxes fail - and what we should do instead</title>
      <description>Is a wealth tax the answer to fixing an unfair tax system? Tax expert Dan Neidle says no — and reveals why wealth taxes don’t work, how a land tax could be fairer, what real reform would look like, and why no politician has the guts to do it.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form

⁠⁠

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⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 16 Jun 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Is a wealth tax the answer to our broken tax system? </itunes:subtitle>
      <itunes:summary>Is a wealth tax the answer to fixing an unfair tax system? Tax expert Dan Neidle says no — and reveals why wealth taxes don’t work, how a land tax could be fairer, what real reform would look like, and why no politician has the guts to do it.



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⁠⁠

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⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Is a wealth tax the answer to fixing an unfair tax system? Tax expert Dan Neidle says no — and reveals why wealth taxes don’t work, how a land tax could be fairer, what real reform would look like, and why no politician has the guts to do it.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
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<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4170</itunes:duration>
      <guid isPermaLink="false"><![CDATA[057c894e-479f-11f0-801b-5f0ff0c54f48]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED9024711034.mp3?updated=1753458652" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Is the global economy about to change forever?</title>
      <description>What’s really going on with the global economy? Is the U.S. heading for a recession — and could the UK be among the worst hit? Anatole Kaletsky, Chief Economist at Gavekal and author of Capitalism 4.0, argues that both the U.S. and UK are stuck in outdated, pre-2008 economic thinking. He warns of a U.S. recession before year-end, a potential fiscal crisis in the UK, and a major shift in global economic power.



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⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 09 Jun 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What’s really going on with the global economy? Is the U.S. heading for a recession — and could the UK be among the worst hit?</itunes:subtitle>
      <itunes:summary>What’s really going on with the global economy? Is the U.S. heading for a recession — and could the UK be among the worst hit? Anatole Kaletsky, Chief Economist at Gavekal and author of Capitalism 4.0, argues that both the U.S. and UK are stuck in outdated, pre-2008 economic thinking. He warns of a U.S. recession before year-end, a potential fiscal crisis in the UK, and a major shift in global economic power.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What’s really going on with the global economy?<strong> </strong>Is the U.S. heading for a recession — and could the UK be among the worst hit? Anatole Kaletsky, Chief Economist at Gavekal and author of Capitalism 4.0, argues that both the U.S. and UK are stuck in outdated, pre-2008 economic thinking. He warns of a U.S. recession before year-end, a potential fiscal crisis in the UK, and a major shift in global economic power.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4028</itunes:duration>
      <guid isPermaLink="false"><![CDATA[92cb0884-42b3-11f0-9b8b-b7299eb061d1]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED4625800828.mp3?updated=1753458685" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Is there a 'right' way to invest?</title>
      <description>What can history teach us about investing? Is there a right way? Russell Napier—financial historian, author of The Anatomy of the Bear, and founder of the Library of Mistakes—shares what centuries of market behavior reveal about asset allocation, financial repression, and why even the smartest investors get it wrong.



📖 Here’s my free investing course if you don’t fancy reading all the books

https://makingmoney.email/investing-course-audio

💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

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❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 02 Jun 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What can history teach us about investing—and is there a right way?</itunes:subtitle>
      <itunes:summary>What can history teach us about investing? Is there a right way? Russell Napier—financial historian, author of The Anatomy of the Bear, and founder of the Library of Mistakes—shares what centuries of market behavior reveal about asset allocation, financial repression, and why even the smartest investors get it wrong.



📖 Here’s my free investing course if you don’t fancy reading all the books

https://makingmoney.email/investing-course-audio

💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What can history teach us about investing? Is there a right way? Russell Napier—financial historian, author of <em>The Anatomy of the Bear</em>, and founder of the Library of Mistakes—shares what centuries of market behavior reveal about asset allocation, financial repression, and why even the smartest investors get it wrong.</p>
<p><br></p>
<p>📖 Here’s my free investing course if you don’t fancy reading all the books</p>
<p><a href="https://makingmoney.email/investing-course-audio"><u>https://makingmoney.email/investing-course-audio</u></a><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4260</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ee5cbd00-3ca5-11f0-b62d-173b5cc09cdb]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED1793872991.mp3?updated=1753458714" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How do you fix inequality?</title>
      <description>Living standards have stalled — you're worse off than 20 years ago. How do we fix it? David Willetts is a Conservative Member of the House of Lords and President of the Resolution Foundation, where he looks at intergenerational fairness, the theme of his book The Pinch. One of the foundation’s more controversial ideas? Capping ISAs at £100k. 



💬 Do you have a money story you'd like to share on the podcast?

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🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 26 May 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Living standards have stalled — you're worse off than 20 years ago. How do we fix it? David Willetts is a Conservative Member of the House of Lords and President of the Resolution Foundation, where he looks at intergenerational fairness, the theme of his book The Pinch. One of the foundation’s more controversial ideas? Capping ISAs at £100k. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Living standards have stalled — you're worse off than 20 years ago. How do we fix it? David Willetts is a Conservative Member of the House of Lords and President of the Resolution Foundation, where he looks at intergenerational fairness, the theme of his book The Pinch. One of the foundation’s more controversial ideas? Capping ISAs at £100k. </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3939</itunes:duration>
      <guid isPermaLink="false"><![CDATA[b381b8f8-322c-11f0-b8ef-d3088e55ddc1]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED5898435333.mp3?updated=1753459266" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How to get a guaranteed income for life - annuities explained</title>
      <description>What are annuities and are they worth it in 2025? With interest rates rising, annuities, which give you a guaranteed retirement income, have been making a comeback. Mark Ormston from Retirement Line, one of the UK’s leading annuity brokers, explains how they work, what returns you can expect and whether they make sense for your pension strategy.
✖️ Check out this annuities calculator Mark gave us to see what you can get⁠https://makingmoney.email/annuities-calculator



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form

⁠

🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

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⁠⁠⁠⁠⁠⁠⁠⁠-

If you purchase a product or service using one of the links above (including Retirement Line), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 19 May 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>With interest rates rising, annuities, which give you a guaranteed retirement income, have been making a comeback.  So are they worth it in 2025?</itunes:subtitle>
      <itunes:summary>What are annuities and are they worth it in 2025? With interest rates rising, annuities, which give you a guaranteed retirement income, have been making a comeback. Mark Ormston from Retirement Line, one of the UK’s leading annuity brokers, explains how they work, what returns you can expect and whether they make sense for your pension strategy.
✖️ Check out this annuities calculator Mark gave us to see what you can get⁠https://makingmoney.email/annuities-calculator



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form

⁠

🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠-

If you purchase a product or service using one of the links above (including Retirement Line), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What are annuities and are they worth it in 2025? With interest rates rising, annuities, which give you a guaranteed retirement income, have been making a comeback. Mark Ormston from Retirement Line, one of the UK’s leading annuity brokers, explains how they work, what returns you can expect and whether they make sense for your pension strategy.
<br>✖️ Check out this annuities calculator Mark gave us to see what you can get<br><a href="https://makingmoney.email/annuities-calculator">⁠https://makingmoney.email/annuities-calculator</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><a href="https://makingmoney.email/annuities-calculator">⁠</a></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a>-</p>
<p>If you purchase a product or service using one of the links above (including Retirement Line), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3805</itunes:duration>
      <guid isPermaLink="false"><![CDATA[8ee63b90-30d8-11f0-8be8-b3bac0af9519]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED6896881663.mp3?updated=1753459293" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>What's killing UK growth?</title>
      <description>Why isn’t the UK growing — and can it be fixed? Venture capitalist Jon Moynihan, appointed to the House of Lords by Liz Truss, lays out his case for what’s holding Britain back. In his two-volume work Return to Growth: How to Fix the Economy, he argues the UK needs lower taxes, less regulation, and a smaller state to return to prosperity.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 12 May 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Why isn’t the UK growing — and can it be fixed? Venture capitalist Jon Moynihan, appointed to the House of Lords by Liz Truss, lays out his case for what’s holding Britain back. In his two-volume work Return to Growth: How to Fix the Economy, he argues the UK needs lower taxes, less regulation, and a smaller state to return to prosperity.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Why isn’t the UK growing — and can it be fixed? Venture capitalist Jon Moynihan, appointed to the House of Lords by Liz Truss, lays out his case for what’s holding Britain back. In his two-volume work <em>Return to Growth: How to Fix the Economy</em>, he argues the UK needs lower taxes, less regulation, and a smaller state to return to prosperity.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4174</itunes:duration>
      <guid isPermaLink="false"><![CDATA[1b903550-2c01-11f0-b21b-1bc186cc8b77]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED5065975577.mp3?updated=1753459627" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How to not run out of money in retirement</title>
      <description>What if the market crashes or a recession hits just as you stop working — could you afford it? Financial planner George Agan breaks down the risks many people overlook when planning for retirement. We discuss how much you might really need, why rules of thumb like the 4% rule can fall short, and what to do if returns don’t go as expected.



🗝️ Want George's help planning your retirement?

This is his firm: https://fcadvice.co.uk/about-us/meet-the-team/george-agan/⁠



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above (including George's firm), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 05 May 2025 06:44:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What if the market crashes just as you stop working — could you afford it?</itunes:subtitle>
      <itunes:summary>What if the market crashes or a recession hits just as you stop working — could you afford it? Financial planner George Agan breaks down the risks many people overlook when planning for retirement. We discuss how much you might really need, why rules of thumb like the 4% rule can fall short, and what to do if returns don’t go as expected.



🗝️ Want George's help planning your retirement?

This is his firm: https://fcadvice.co.uk/about-us/meet-the-team/george-agan/⁠



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above (including George's firm), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What if the market crashes or a recession hits just as you stop working — could you afford it? Financial planner George Agan breaks down the risks many people overlook when planning for retirement. We discuss how much you might really need, why rules of thumb like the 4% rule can fall short, and what to do if returns don’t go as expected.</p>
<p><br></p>
<p>🗝️ Want George's help planning your retirement?</p>
<p>This is his firm: <a href="https://fcadvice.co.uk/about-us/meet-the-team/george-agan/">https://fcadvice.co.uk/about-us/meet-the-team/george-agan/</a><a href="https://getmost.typeform.com/pod-episodes">⁠</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above (including George's firm), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4249</itunes:duration>
      <guid isPermaLink="false"><![CDATA[f30a4a70-267f-11f0-9781-f7c13b0a6eaa]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7406159864.mp3?updated=1753459662" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>What should you do if the market crashes again?</title>
      <description>We answer some of your top investing questions. We’ve seen massive drops this year—are we in for another crash? What should you do when the market is volatile? What’s the easiest way to invest in gold? How should you approach investing vs saving?



Get my free course on investing in index funds 📨 

⁠https://makingmoney.email/investing-course-audio



Watch our free webinar on how to invest a lump sum💰  

https://makingmoney.email/lump-sum-recording



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 28 Apr 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>We answer some of your top investing questions.</itunes:subtitle>
      <itunes:summary>We answer some of your top investing questions. We’ve seen massive drops this year—are we in for another crash? What should you do when the market is volatile? What’s the easiest way to invest in gold? How should you approach investing vs saving?



Get my free course on investing in index funds 📨 

⁠https://makingmoney.email/investing-course-audio



Watch our free webinar on how to invest a lump sum💰  

https://makingmoney.email/lump-sum-recording



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We answer some of your top investing questions. We’ve seen massive drops this year—are we in for another crash? What should you do when the market is volatile? What’s the easiest way to invest in gold? How should you approach investing vs saving?</p>
<p><br></p>
<p>Get my free course on investing in index funds 📨 </p>
<p><a href="https://makingmoney.email/investing-course-audio">⁠https://makingmoney.email/investing-course-audio</a></p>
<p><br></p>
<p>Watch our free webinar on how to invest a lump sum💰  </p>
<p><a href="https://makingmoney.email/lump-sum-recording">https://makingmoney.email/lump-sum-recording</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a><a href="https://www.trading212.com/join/MM">⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2938</itunes:duration>
      <guid isPermaLink="false"><![CDATA[02b0aca8-21bc-11f0-bdea-7f9c2ebf473e]]></guid>
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    </item>
    <item>
      <title>Who's really crashing the economy? Ha-Joon Chang</title>
      <description>What is going on with the world's economy? It all started way before 2025 says Ha-Joon Chang, one of the world’s leading economists. He joins us to unpack the deeper causes of today’s instability and inequality.  Get Edible Economics here: https://shorturl.at/kZM7f



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 21 Apr 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Ha-Joon Chang, the world-renowned economist, says that our economic system has failed most people while enriching a powerful few.</itunes:subtitle>
      <itunes:summary>What is going on with the world's economy? It all started way before 2025 says Ha-Joon Chang, one of the world’s leading economists. He joins us to unpack the deeper causes of today’s instability and inequality.  Get Edible Economics here: https://shorturl.at/kZM7f



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What is going on with the world's economy? It all started way before 2025 says Ha-Joon Chang, one of the world’s leading economists. He joins us to unpack the deeper causes of today’s instability and inequality.  Get Edible Economics here: https://shorturl.at/kZM7f</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
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<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
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<p><a href="https://vanta.com/makingmoney"><u>⁠⁠⁠⁠</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>5100</itunes:duration>
      <guid isPermaLink="false"><![CDATA[466a1612-1485-11f0-a2f3-a3b9b64eaf39]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED9255877436.mp3?updated=1753461644" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>ARCHIVE: Where do your taxes actually go?</title>
      <description>*This episode was published in December 2023*

It feels like we pay a lot of tax in the UK but is that really true? Where do our taxes actually go? Are they wasted? And are we going to have to pay more in the future? Paul Johnson is the Director of the insanely well respected Institute for Fiscal Studies and in this episode he explains how we’ve got into this pickle, how we can get out of it - and why our feelings about paying too much tax might not be rooted in reality. 

Paul’s book Follow The Money: https://amzn.to/41aOqXa



💬 Do you have a money story you'd like to share on the podcast?

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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 14 Apr 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Paul Johnson is the Director of the well respected Institute for Fiscal Studies (IFS) .</itunes:subtitle>
      <itunes:summary>*This episode was published in December 2023*

It feels like we pay a lot of tax in the UK but is that really true? Where do our taxes actually go? Are they wasted? And are we going to have to pay more in the future? Paul Johnson is the Director of the insanely well respected Institute for Fiscal Studies and in this episode he explains how we’ve got into this pickle, how we can get out of it - and why our feelings about paying too much tax might not be rooted in reality. 

Paul’s book Follow The Money: https://amzn.to/41aOqXa



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*This episode was published in December 2023*</p>
<p>It feels like we pay a lot of tax in the UK but is that really true? Where do our taxes actually go? Are they wasted? And are we going to have to pay more in the future? Paul Johnson is the Director of the insanely well respected Institute for Fiscal Studies and in this episode he explains how we’ve got into this pickle, how we can get out of it - and why our feelings about paying too much tax might not be rooted in reality. </p>
<p>Paul’s book Follow The Money: <a href="https://amzn.to/41aOqXa">https://amzn.to/41aOqXa</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3792</itunes:duration>
      <guid isPermaLink="false"><![CDATA[9e601df6-13a1-11f0-b1ac-2f159e6a95fa]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7146474513.mp3?updated=1753461682" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Inheritance disputes: the ticking financial clock tearing families apart</title>
      <description>What happens if you die tomorrow? Do you have a will? 60% of people don’t — creating legal and emotional chaos. Meanwhile, 1 in 3 Brits are relying on inheritance to fund their future. It’s no surprise inheritance disputes are rising fast. Martin Holdsworth, a lawyer with 20 years' experience, explains why — and how to avoid them.

Martin's firm is IDR Law: https://idrlaw.co.uk/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above (including Martin's firm IDR Law), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 07 Apr 2025 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Do you have a will? 60% of people don’t — creating legal and emotional chaos. </itunes:subtitle>
      <itunes:summary>What happens if you die tomorrow? Do you have a will? 60% of people don’t — creating legal and emotional chaos. Meanwhile, 1 in 3 Brits are relying on inheritance to fund their future. It’s no surprise inheritance disputes are rising fast. Martin Holdsworth, a lawyer with 20 years' experience, explains why — and how to avoid them.

Martin's firm is IDR Law: https://idrlaw.co.uk/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above (including Martin's firm IDR Law), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What happens if you die tomorrow? Do you have a will? 60% of people don’t — creating legal and emotional chaos. Meanwhile, 1 in 3 Brits are relying on inheritance to fund their future. It’s no surprise inheritance disputes are rising fast. Martin Holdsworth, a lawyer with 20 years' experience, explains why — and how to avoid them.</p>
<p>Martin's firm is IDR Law: <a href="https://idrlaw.co.uk/">https://idrlaw.co.uk/</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a><a href="https://investengine.pxf.io/daOD2Q">⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above (including Martin's firm IDR Law), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4163</itunes:duration>
      <guid isPermaLink="false"><![CDATA[b6089e7e-1158-11f0-8fd6-db5a2f35a1dd]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8662630046.mp3?updated=1753461732" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How to get a pay rise: career coach's proven steps</title>
      <description>Do you think you're paid fairly? Yota Trom says you're probably not, but how do you get a pay rise? Yota's a career coach who's built a system that's already helped over 500 people climb the ladder - including taking one client from £35k to £150k in 2.5 years. Here's how you can do it too.



🤝Want Yota's help getting what you’re worth?

Apply for 1:1 coaching: https://www.yotatrom.com/mm-coaching

Join her accelerator (group coaching): https://www.yotatrom.com/mm-rise

Free workbook to figure out your real value: https://yota-trom.kit.com/workbook



📈 Get a free email summary so you can do what Yota suggested

https://makingmoney.email/yota-newsletter



😜 Do T a flavour and follow his Insta: @t_is_makingmoney

https://www.instagram.com/t_is_making_money/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above (including Yota's company), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 31 Mar 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Think you're paid fairly? Yota Trom says you're probably not — and you deserve a raise. </itunes:subtitle>
      <itunes:summary>Do you think you're paid fairly? Yota Trom says you're probably not, but how do you get a pay rise? Yota's a career coach who's built a system that's already helped over 500 people climb the ladder - including taking one client from £35k to £150k in 2.5 years. Here's how you can do it too.



🤝Want Yota's help getting what you’re worth?

Apply for 1:1 coaching: https://www.yotatrom.com/mm-coaching

Join her accelerator (group coaching): https://www.yotatrom.com/mm-rise

Free workbook to figure out your real value: https://yota-trom.kit.com/workbook



📈 Get a free email summary so you can do what Yota suggested

https://makingmoney.email/yota-newsletter



😜 Do T a flavour and follow his Insta: @t_is_makingmoney

https://www.instagram.com/t_is_making_money/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above (including Yota's company), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you think you're paid fairly? Yota Trom says you're probably not, but how do you get a pay rise? Yota's a career coach who's built a system that's already helped over 500 people climb the ladder - including taking one client from £35k to £150k in 2.5 years. Here's how you can do it too.</p>
<p><br></p>
<p>🤝Want Yota's help getting what you’re worth?</p>
<p>Apply for 1:1 coaching: <a href="https://www.yotatrom.com/mm-coaching">https://www.yotatrom.com/mm-coaching</a></p>
<p>Join her accelerator (group coaching): <a href="https://www.yotatrom.com/mm-rise">https://www.yotatrom.com/mm-rise</a></p>
<p>Free workbook to figure out your real value: <a href="https://yota-trom.kit.com/workbook">https://yota-trom.kit.com/workbook</a></p>
<p><br></p>
<p>📈 Get a free email summary so you can do what Yota suggested</p>
<p><a href="https://makingmoney.email/yota-newsletter">https://makingmoney.email/yota-newsletter</a></p>
<p><br></p>
<p>😜 Do T a flavour and follow his Insta: @t_is_makingmoney</p>
<p><a href="https://www.instagram.com/t_is_making_money/">https://www.instagram.com/t_is_making_money/</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
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<p>❓Survey - how are you saving for your future?</p>
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<p>–</p>
<p>If you purchase a product or service using one of the links above (including Yota's company), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>5001</itunes:duration>
      <guid isPermaLink="false"><![CDATA[3f1b9f52-0bd4-11f0-a6d5-878c57410c66]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED2800930978.mp3?updated=1753461761" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Have baby boomers rigged the system? </title>
      <description>From housing to wages to stability – younger generations are facing a very different situation to their parents. Were the baby boomers just in the right place at the right time, or have they shaped the system in their favour? We're learning from YouTuber Tom Nicholas(@Tom_Nicholas) who's made a feature-length film called Boomers: The Rise of the Gerontocracy.

Watch the film: https://go.nebula.tv/boomers?ref=tomnicholas

📩 Get the free newsletter on sorting your pension we mention at the end

https://makingmoney.email/pension-tom-nicholas



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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 24 Mar 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>From housing to wages to stability – younger generations are facing a very different situation to their parents. </itunes:subtitle>
      <itunes:summary>From housing to wages to stability – younger generations are facing a very different situation to their parents. Were the baby boomers just in the right place at the right time, or have they shaped the system in their favour? We're learning from YouTuber Tom Nicholas(@Tom_Nicholas) who's made a feature-length film called Boomers: The Rise of the Gerontocracy.

Watch the film: https://go.nebula.tv/boomers?ref=tomnicholas

📩 Get the free newsletter on sorting your pension we mention at the end

https://makingmoney.email/pension-tom-nicholas



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>From housing to wages to stability – younger generations are facing a very different situation to their parents. Were the baby boomers just in the right place at the right time, or have they shaped the system in their favour? We're learning from YouTuber Tom Nicholas(@Tom_Nicholas) who's made a feature-length film called <em>Boomers: The Rise of the Gerontocracy</em>.</p>
<p>Watch the film: <a href="https://go.nebula.tv/boomers?ref=tomnicholas">https://go.nebula.tv/boomers?ref=tomnicholas</a></p>
<p>📩 Get the free newsletter on sorting your pension we mention at the end</p>
<p><a href="https://makingmoney.email/pension-tom-nicholas">https://makingmoney.email/pension-tom-nicholas</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4746</itunes:duration>
      <guid isPermaLink="false"><![CDATA[f313260e-0668-11f0-916c-178c47571853]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8059814783.mp3?updated=1753461789" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Will AI really deliver growth?</title>
      <description>Is AI going to solve our productivity problem? Diane Coyle is an Economist and Professor at the University of Cambridge where she looks at the economic impact of the digital economy, including artificial intelligence. Her new book is called ‘The Measure of Progress: Counting What Really Matters’ (https://shorturl.at/PuHgF).



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 17 Mar 2025 06:00:00 -0000</pubDate>
      <itunes:title>Will AI really deliver growth? Economist, Diane Coyle</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Diane Coyle is an Economist and Professor at the University of Cambridge. She thinks we’ll be waiting a long time for AI to deliver the growth we need. </itunes:subtitle>
      <itunes:summary>Is AI going to solve our productivity problem? Diane Coyle is an Economist and Professor at the University of Cambridge where she looks at the economic impact of the digital economy, including artificial intelligence. Her new book is called ‘The Measure of Progress: Counting What Really Matters’ (https://shorturl.at/PuHgF).



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Is AI going to solve our productivity problem? Diane Coyle is an Economist and Professor at the University of Cambridge where she looks at the economic impact of the digital economy, including artificial intelligence. Her new book is called ‘The Measure of Progress: Counting What Really Matters’ (https://shorturl.at/PuHgF).</p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a><a href="https://www.trading212.com/join/MM">⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2871</itunes:duration>
      <guid isPermaLink="false"><![CDATA[6e8cdca4-00c3-11f0-b8b5-ff58079f5f24]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED3898060039.mp3?updated=1753461970" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The investing advice I wish I knew earlier - Toby Newbatt</title>
      <description>Can anyone learn to be good at investing? Toby Newbatt, a personal finance YouTuber (@TobyNewbatt), certainly thinks so. When he first started investing, he knew next to nothing and definitely made some mistakes. But over time, he taught himself what he needed to know—even reading over 40 books on the subject!



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 10 Mar 2025 06:00:00 -0000</pubDate>
      <itunes:title>The investing advice I wish I knew earlier - Toby Newbatt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Can anyone learn to be good at investing? Toby Newbatt, a personal finance YouTuber (@TobyNewbatt), certainly thinks so. </itunes:subtitle>
      <itunes:summary>Can anyone learn to be good at investing? Toby Newbatt, a personal finance YouTuber (@TobyNewbatt), certainly thinks so. When he first started investing, he knew next to nothing and definitely made some mistakes. But over time, he taught himself what he needed to know—even reading over 40 books on the subject!



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Can anyone learn to be good at investing? Toby Newbatt, a personal finance YouTuber (@TobyNewbatt), certainly thinks so. When he first started investing, he knew next to nothing and definitely made some mistakes. But over time, he taught himself what he needed to know—even reading over 40 books on the subject!</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>5119</itunes:duration>
      <guid isPermaLink="false"><![CDATA[d0b94e24-faad-11ef-a849-ff4ea230d02d]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7546692336.mp3?updated=1753462176" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Can you change how you behave with money? </title>
      <description>How often do you question your money habits or what your saving or investing for? Anne-Laure Le Cunff is a neuroscientist and author of Tiny Experiments and she thinks we need to question whether our financial goals are really what we want. (https://profilebooks.com/work/tiny-experiments/).



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Thu, 06 Mar 2025 06:00:00 -0000</pubDate>
      <itunes:title>Can you change how you behave with money? Neuroscientist, Anne-Laure Le Cunff</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>How often do you question your money habits or what your saving or investing for? </itunes:subtitle>
      <itunes:summary>How often do you question your money habits or what your saving or investing for? Anne-Laure Le Cunff is a neuroscientist and author of Tiny Experiments and she thinks we need to question whether our financial goals are really what we want. (https://profilebooks.com/work/tiny-experiments/).



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How often do you question your money habits or what your saving or investing for? Anne-Laure Le Cunff is a neuroscientist and author of Tiny Experiments and she thinks we need to question whether our financial goals are really what we want. (<a href="https://profilebooks.com/work/tiny-experiments/">https://profilebooks.com/work/tiny-experiments/</a>).</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><br></p>
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<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2299</itunes:duration>
      <guid isPermaLink="false"><![CDATA[61ba8f02-f9d5-11ef-9f6e-5b34582c173e]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED2148541646.mp3?updated=1753462344" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How worried should we be about China? </title>
      <description>What is happening to China? With a massive property market collapse, unsustainable levels of debt, and widespread data manipulation, is this the end of growth for the world’s second-largest economy? And what steps should we take to protect ourselves from a country that doesn’t play by the rules?

Ian Williams spent over 20 years as a foreign correspondent covering China. He has written a book titled Vampire State: The Rise and Fall of the Chinese Economy.

Get Ian’s book: https://birlinn.co.uk/product/vampire-state/



💬 Do you have a money story you'd like to share on the podcast?

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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 03 Mar 2025 06:00:00 -0000</pubDate>
      <itunes:title>How worried should we be about China? Ex-Correspondent, Ian Williams</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>With a massive property market collapse, unsustainable levels of debt, and widespread data manipulation, is this the beginning of the end for the world’s second-largest economy? </itunes:subtitle>
      <itunes:summary>What is happening to China? With a massive property market collapse, unsustainable levels of debt, and widespread data manipulation, is this the end of growth for the world’s second-largest economy? And what steps should we take to protect ourselves from a country that doesn’t play by the rules?

Ian Williams spent over 20 years as a foreign correspondent covering China. He has written a book titled Vampire State: The Rise and Fall of the Chinese Economy.

Get Ian’s book: https://birlinn.co.uk/product/vampire-state/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

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❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What is happening to China? With a massive property market collapse, unsustainable levels of debt, and widespread data manipulation, is this the end of growth for the world’s second-largest economy? And what steps should we take to protect ourselves from a country that doesn’t play by the rules?</p>
<p>Ian Williams spent over 20 years as a foreign correspondent covering China. He has written a book titled <em>Vampire State: The Rise and Fall of the Chinese Economy.</em></p>
<p>Get Ian’s book: <a href="https://birlinn.co.uk/product/vampire-state/">https://birlinn.co.uk/product/vampire-state/</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
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<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4353</itunes:duration>
      <guid isPermaLink="false"><![CDATA[8ab6e48c-f520-11ef-a6b8-2be745dd1f50]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED2303552911.mp3?updated=1753462569" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The wealth gap no one talks about</title>
      <description>The wealth transfer from baby boomers to their children is set to be the largest in history. This has created an unfair system—where parental wealth is the main determinant of success in life—says generational historian Dr Eliza Filby. She has written a book called Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad. She travelled around the UK to explore who wins, who loses, and what we should be doing about it.



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⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 24 Feb 2025 06:00:00 -0000</pubDate>
      <itunes:title>The wealth gap no one talks about - Generations historian, Dr Eliza Filby</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle> The wealth transfer from baby boomers to their children is set to be the largest in history. This has created a new economic system, says generational historian Dr Eliza Filby. </itunes:subtitle>
      <itunes:summary>The wealth transfer from baby boomers to their children is set to be the largest in history. This has created an unfair system—where parental wealth is the main determinant of success in life—says generational historian Dr Eliza Filby. She has written a book called Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad. She travelled around the UK to explore who wins, who loses, and what we should be doing about it.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

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❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The wealth transfer from baby boomers to their children is set to be the largest in history. This has created an unfair system—where parental wealth is the main determinant of success in life—says generational historian Dr Eliza Filby. She has written a book called <em>Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad</em>. She travelled around the UK to explore who wins, who loses, and what we should be doing about it.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
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<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3961</itunes:duration>
      <guid isPermaLink="false"><![CDATA[b6165992-efa7-11ef-83d8-eb1df66551dd]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED6446645440.mp3?updated=1753462584" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The 6 materials that really power the economy</title>
      <description>We often focus on companies like Tesla or ARM, but we rarely think about the materials that make their technology possible. Ed Conway is the Economics Editor for Sky News and author of Material World: A Substantial Story of Our Past and Future. Where does the battery in your phone or an electric vehicle come from? Why are materials like lithium and copper so critical to achieving net-zero? These aren't just commodities; they are the fundamental building blocks of the technologies that shape our world and our future. 



💬 Do you have a money story you'd like to share on the podcast?

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🤝 Want 1:1 financial help from us?

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⁠⁠⁠⁠⁠⁠⁠⁠

-

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 17 Feb 2025 06:00:00 -0000</pubDate>
      <itunes:title>The 6 materials that really power the economy - Economics Editor for Sky News. Ed Conway</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>We often focus on companies like Tesla or ARM, but we rarely think about the materials that make their technology possible.</itunes:subtitle>
      <itunes:summary>We often focus on companies like Tesla or ARM, but we rarely think about the materials that make their technology possible. Ed Conway is the Economics Editor for Sky News and author of Material World: A Substantial Story of Our Past and Future. Where does the battery in your phone or an electric vehicle come from? Why are materials like lithium and copper so critical to achieving net-zero? These aren't just commodities; they are the fundamental building blocks of the technologies that shape our world and our future. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠

-

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We often focus on companies like Tesla or ARM, but we rarely think about the materials that make their technology possible. Ed Conway is the Economics Editor for Sky News and author of Material World: A Substantial Story of Our Past and Future. Where does the battery in your phone or an electric vehicle come from? Why are materials like lithium and copper so critical to achieving net-zero? These aren't just commodities; they are the fundamental building blocks of the technologies that shape our world and our future. </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
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<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a></p>
<p>-</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3651</itunes:duration>
      <guid isPermaLink="false"><![CDATA[c3f92726-e95b-11ef-a06a-dfa05f9bf3bd]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED5300285390.mp3?updated=1753462604" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>What will happen to markets in 2025? </title>
      <description>What will the next year bring for global markets? What impact will Donald Trump’s tariffs have? Will inflation rise? Katie Martin is a markets columnist for the FT and host of the Unhedged podcast. We often discuss how long-term investors must be prepared to weather economic cycles. If you haven’t experienced a market crash yet, Katie believes this year might put your resilience to the test.



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⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 10 Feb 2025 06:00:00 -0000</pubDate>
      <itunes:title>What will happen to markets in 2025? Katie Martin, markets columnist for the FT</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>No one knows what Donald Trump is going to do next. That means that 2025 could be a difficult year for investors, says the FT’s Katie Martin.</itunes:subtitle>
      <itunes:summary>What will the next year bring for global markets? What impact will Donald Trump’s tariffs have? Will inflation rise? Katie Martin is a markets columnist for the FT and host of the Unhedged podcast. We often discuss how long-term investors must be prepared to weather economic cycles. If you haven’t experienced a market crash yet, Katie believes this year might put your resilience to the test.



💬 Do you have a money story you'd like to share on the podcast?

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⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What will the next year bring for global markets? What impact will Donald Trump’s tariffs have? Will inflation rise? Katie Martin is a markets columnist for the FT and host of the <em>Unhedged</em> podcast. We often discuss how long-term investors must be prepared to weather economic cycles. If you haven’t experienced a market crash yet, Katie believes this year might put your resilience to the test.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
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<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4790</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a34c00ac-e55f-11ef-80f2-87574fd659b5]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED5194313642.mp3?updated=1753462621" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>“I got rich when I stopped focusing on my finances” - Olly Richards</title>
      <description>A personal-finance obsessed former jazz musician, who speaks eight languages, and now runs one of the most successful education businesses in the country, Olly Richards (@storylearning) is the perfect example of why you should never stop learning.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 03 Feb 2025 06:00:00 -0000</pubDate>
      <itunes:title>“I got rich when I stopped focusing on my finances” - Olly Richards</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Olly Richards has always been passionate about personal finance, but he says everything changed when he shifted his focus to investing in himself.</itunes:subtitle>
      <itunes:summary>A personal-finance obsessed former jazz musician, who speaks eight languages, and now runs one of the most successful education businesses in the country, Olly Richards (@storylearning) is the perfect example of why you should never stop learning.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>A personal-finance obsessed former jazz musician, who speaks eight languages, and now runs one of the most successful education businesses in the country, Olly Richards (@storylearning) is the perfect example of why you should never stop learning.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4429</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a908508c-dccb-11ef-9385-cb61a822a8d9]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7888291897.mp3?updated=1753462635" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How is your pension invested? An interview with Nest</title>
      <description>Do you have a workplace pension? If so, there's a good chance it's with Nest, one of the UK’s largest pension schemes, with over 13 million members. We're speaking with Paul Todd, the COO of Nest Invest, to understand how they invest all that money. Are they delivering? And why did they remove the option for a 100% equities fund?

Do you have something you want to say Nest? If you're a member, you can contact them through your account, or you can use the contact us section of their website.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 27 Jan 2025 06:00:00 -0000</pubDate>
      <itunes:title>How is your pension invested? An interview with Nest, one of the UK’s biggest schemes</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>With over 13 million members, Nest is one of the UK’s largest pension schemes. How are they investing your money?</itunes:subtitle>
      <itunes:summary>Do you have a workplace pension? If so, there's a good chance it's with Nest, one of the UK’s largest pension schemes, with over 13 million members. We're speaking with Paul Todd, the COO of Nest Invest, to understand how they invest all that money. Are they delivering? And why did they remove the option for a 100% equities fund?

Do you have something you want to say Nest? If you're a member, you can contact them through your account, or you can use the contact us section of their website.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you have a workplace pension? If so, there's a good chance it's with Nest, one of the UK’s largest pension schemes, with over 13 million members. We're speaking with Paul Todd, the COO of Nest Invest, to understand how they invest all that money. Are they delivering? And why did they remove the option for a 100% equities fund?</p>
<p>Do you have something you want to say Nest? If you're a member, you can contact them through your account, or you can use the <a href="https://www.nestpensions.org.uk/schemeweb/nest/contact-us.html">contact us</a> section of their website.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>5762</itunes:duration>
      <guid isPermaLink="false"><![CDATA[0877b4bc-da2f-11ef-9bc9-df4262933277]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8689284702.mp3?updated=1753462652" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How do you know if you're on track financially?</title>
      <description>We answer all your biggest questions for 2025:


  How do you know if you’re on track with your finances?

  How much do you need for retirement?

  What to look for in a pension fund?

  How to diversify to reduce risk?


Email us your questions: makingmoney@getmost.co.uk.

📧 Get the free newsletter series we mentioned

And other guides on personal finance: https://linktr.ee/makingmoneypod



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Thu, 23 Jan 2025 06:00:00 -0000</pubDate>
      <itunes:title>How do you know if you're on track financially? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>We answer your top questions for this year.</itunes:subtitle>
      <itunes:summary>We answer all your biggest questions for 2025:


  How do you know if you’re on track with your finances?

  How much do you need for retirement?

  What to look for in a pension fund?

  How to diversify to reduce risk?


Email us your questions: makingmoney@getmost.co.uk.

📧 Get the free newsletter series we mentioned

And other guides on personal finance: https://linktr.ee/makingmoneypod



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We answer all your biggest questions for 2025:</p>
<ul>
  <li>How do you know if you’re on track with your finances?</li>
  <li>How much do you need for retirement?</li>
  <li>What to look for in a pension fund?</li>
  <li>How to diversify to reduce risk?</li>
</ul>
<p>Email us your questions: makingmoney@getmost.co.uk.</p>
<p>📧 Get the free newsletter series we mentioned</p>
<p>And other guides on personal finance: <a href="https://linktr.ee/makingmoneypod">https://linktr.ee/makingmoneypod</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3522</itunes:duration>
      <guid isPermaLink="false"><![CDATA[56f12954-d8e3-11ef-81de-4b9445ae6f5c]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED5640526892.mp3?updated=1753462670" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>What will the world look like in 2050? </title>
      <description>What will the world look like in 2050? Will the US remain the largest economy, or will China or India take the lead? Can AI solve the challenges posed by an ageing population? And will asset prices deliver the returns we expect?

Hamish McRae, an economics columnist for The i and the Mail on Sunday, is the author of The World in 2050: How to Think About the Future.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form

⁠

🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠-

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 20 Jan 2025 06:00:00 -0000</pubDate>
      <itunes:title>What will the world look like in 2050? Economist, Hamish McRae</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Will the US remain the largest economy? Can AI solve the challenges of an ageing population? And will asset prices deliver the returns we expect?</itunes:subtitle>
      <itunes:summary>What will the world look like in 2050? Will the US remain the largest economy, or will China or India take the lead? Can AI solve the challenges posed by an ageing population? And will asset prices deliver the returns we expect?

Hamish McRae, an economics columnist for The i and the Mail on Sunday, is the author of The World in 2050: How to Think About the Future.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form

⁠

🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠-

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What will the world look like in 2050? Will the US remain the largest economy, or will China or India take the lead? Can AI solve the challenges posed by an ageing population? And will asset prices deliver the returns we expect?</p>
<p>Hamish McRae, an economics columnist for <em>The i</em> and the <em>Mail on Sunday</em>, is the author of <em>The World in 2050: How to Think About the Future</em>.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
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<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4194</itunes:duration>
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    </item>
    <item>
      <title>Pension expert: The one thing you must sort out this year</title>
      <description>Your pension should be your top priority this year. Tom McPhail, pensions expert at The Lang Cat and former Head of Policy at Hargreaves Lansdown, explains how to calculate what you’ll need to retire, whether you can count on a state pension, and maximise returns without extra contributions. This is what we think you need to get your pension sorted out. 

Our previous episode with Tom is called ' Will you be hit by the pensions crisis?' listen here: https://open.spotify.com/episode/6gJm3v9d9K6cEiAzcfI8Z9?si=5fae24feba054ca3 



📧 Get the free newsletter series Damo mentions

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Thu, 16 Jan 2025 06:00:00 -0000</pubDate>
      <itunes:title>The most important thing to do this year - Pensions expert, Tom McPhail</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Your pension is the most important thing to sort out this year. This is what we think you need to know to do that. </itunes:subtitle>
      <itunes:summary>Your pension should be your top priority this year. Tom McPhail, pensions expert at The Lang Cat and former Head of Policy at Hargreaves Lansdown, explains how to calculate what you’ll need to retire, whether you can count on a state pension, and maximise returns without extra contributions. This is what we think you need to get your pension sorted out. 

Our previous episode with Tom is called ' Will you be hit by the pensions crisis?' listen here: https://open.spotify.com/episode/6gJm3v9d9K6cEiAzcfI8Z9?si=5fae24feba054ca3 



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🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Your pension should be your top priority this year. Tom McPhail, pensions expert at The Lang Cat and former Head of Policy at Hargreaves Lansdown, explains how to calculate what you’ll need to retire, whether you can count on a state pension, and maximise returns without extra contributions. This is what we think you need to get your pension sorted out. </p>
<p>Our previous episode with Tom is called ' Will you be hit by the pensions crisis?' listen here: <a href="https://open.spotify.com/episode/6gJm3v9d9K6cEiAzcfI8Z9?si=5fae24feba054ca3%20">https://open.spotify.com/episode/6gJm3v9d9K6cEiAzcfI8Z9?si=5fae24feba054ca3 </a></p>
<p><br></p>
<p>📧 Get the free newsletter series Damo mentions</p>
<p>Learn how to build long-term wealth in the UK: <a href="https://makingmoney.email/series-tom-audio">https://makingmoney.email/series-tom-audio</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
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<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a>–</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>5607</itunes:duration>
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    </item>
    <item>
      <title>How to future proof your career and earn more money</title>
      <description>Your career and earnings massively impact your financial future, but with skills fast becoming obsolete, how can we make sure we succeed? Helen Tupper, author of The Squiggly Career, suggests ditching the career ladder mindset - progress and more pay can come from moving sideways, not just up.



💬 Do you have a money story you'd like to share on the podcast?

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🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 13 Jan 2025 06:00:00 -0000</pubDate>
      <itunes:title>How to future proof your career and earn more money - Helen Tupper</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>6</itunes:season>
      <itunes:episode>1</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Your career and earnings greatly impact your financial future, but with skills becoming obsolete within just a few years, how can we make sure we succeed?</itunes:subtitle>
      <itunes:summary>Your career and earnings massively impact your financial future, but with skills fast becoming obsolete, how can we make sure we succeed? Helen Tupper, author of The Squiggly Career, suggests ditching the career ladder mindset - progress and more pay can come from moving sideways, not just up.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

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--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Your career and earnings massively impact your financial future, but with skills fast becoming obsolete, how can we make sure we succeed? Helen Tupper, author of <em>The Squiggly Career</em>, suggests ditching the career ladder mindset - progress and more pay can come from moving sideways, not just up.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3897</itunes:duration>
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    </item>
    <item>
      <title>6 small changes to improve your finances in 2025</title>
      <description>Looking to sort your financial life out in 2025? Financial advisor and podcast favourite Lisa Conway-Hughes shares a bunch of small changes that could make a big difference to your financial future.



🤝 Want Lisa's help planning your finances?

Check out her services here: https://lchwealth.co.uk/⁠



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above (including Lisa's firm, LCH Wealth), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Thu, 09 Jan 2025 06:00:00 -0000</pubDate>
      <itunes:title>6 small changes to improve your finances in 2025 - Financial advisor Lisa Conway-Hughes</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>5</itunes:season>
      <itunes:episode>12</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Saving just 1% more into your pension could give you more than £50k in retirement.</itunes:subtitle>
      <itunes:summary>Looking to sort your financial life out in 2025? Financial advisor and podcast favourite Lisa Conway-Hughes shares a bunch of small changes that could make a big difference to your financial future.



🤝 Want Lisa's help planning your finances?

Check out her services here: https://lchwealth.co.uk/⁠



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above (including Lisa's firm, LCH Wealth), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Looking to sort your financial life out in 2025? Financial advisor and podcast favourite Lisa Conway-Hughes shares a bunch of small changes that could make a big difference to your financial future.</p>
<p><br></p>
<p>🤝 Want Lisa's help planning your finances?</p>
<p>Check out her services here: <a href="https://lchwealth.co.uk/">https://lchwealth.co.uk/</a><a href="https://linktr.ee/makingmoneypod">⁠</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above (including Lisa's firm, LCH Wealth), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3819</itunes:duration>
      <guid isPermaLink="false"><![CDATA[34e6858e-cd1c-11ef-ba08-2f9af8885366]]></guid>
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    </item>
    <item>
      <title>The new rules for building wealth</title>
      <description>Rob Dix says we can’t rely on the rules of the past to get the financial future we expect, and shares some new ideas for what we can do instead. Rob is a finance expert, host of The Property Podcast and has just released a new book called 'Seven Myths About Money: And The Truth About Finding Financial Freedom’.  

Rob’s book: https://shorturl.at/btaw



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 06 Jan 2025 06:00:00 -0000</pubDate>
      <itunes:title> The new rules for building wealth in 2025 -Money expert, Rob Dix</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>11</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Rob says we can’t rely on the rules of the past to get the financial future we expect. So what should we do?</itunes:subtitle>
      <itunes:summary>Rob Dix says we can’t rely on the rules of the past to get the financial future we expect, and shares some new ideas for what we can do instead. Rob is a finance expert, host of The Property Podcast and has just released a new book called 'Seven Myths About Money: And The Truth About Finding Financial Freedom’.  

Rob’s book: https://shorturl.at/btaw



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Rob Dix says we can’t rely on the rules of the past to get the financial future we expect, and shares some new ideas for what we can do instead. Rob is a finance expert, host of The Property Podcast and has just released a new book called 'Seven Myths About Money: And The Truth About Finding Financial Freedom’.  </p>
<p>Rob’s book: <a href="https://shorturl.at/btawB">https://shorturl.at/btaw</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4475</itunes:duration>
      <guid isPermaLink="false"><![CDATA[bafaa188-be1b-11ef-b45b-971cb5ddef1d]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7796717284.mp3?updated=1753462843" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Why you need to change the way you think about money - Meaningful Money</title>
      <description>Pete Matthew believes our mindset about money shapes every decision we make with it. Without the right attitude and perspective, even the best financial plans can fall apart. So Pete, a Chartered Financial Planner and Founder and host of Meaningful Money, asks - how can we avoid making the wrong decisions?



✉️ 80% of personal finance on 2 pages

Get guide: https://makingmoney.email/80-guide-pete-matthew



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 30 Dec 2024 06:00:00 -0000</pubDate>
      <itunes:title>Why you need to change the way you think about money  - Meaningful Money’s Pete Matthew</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>5</itunes:season>
      <itunes:episode>10</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Our mindset about money shapes every decision we make with it, so how can we learn to think better about money?</itunes:subtitle>
      <itunes:summary>Pete Matthew believes our mindset about money shapes every decision we make with it. Without the right attitude and perspective, even the best financial plans can fall apart. So Pete, a Chartered Financial Planner and Founder and host of Meaningful Money, asks - how can we avoid making the wrong decisions?



✉️ 80% of personal finance on 2 pages

Get guide: https://makingmoney.email/80-guide-pete-matthew



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Pete Matthew believes our mindset about money shapes every decision we make with it. Without the right attitude and perspective, even the best financial plans can fall apart. So Pete, a Chartered Financial Planner and Founder and host of Meaningful Money, asks - how can we avoid making the wrong decisions?</p>
<p><br></p>
<p>✉️ 80% of personal finance on 2 pages</p>
<p>Get guide: <a href="https://makingmoney.email/80-guide-pete-matthew">https://makingmoney.email/80-guide-pete-matthew</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney"><u>⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4736</itunes:duration>
      <guid isPermaLink="false"><![CDATA[b11ac26e-bd4f-11ef-846f-1bbf455da5bf]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED1903548972.mp3?updated=1753462860" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>ARCHIVE: The one thing you need to invest in (to beat 95% of professional investors) </title>
      <description>For Christmas we've gone into the archive to dig out one of our favourite episodes.

Everyone talks about diversification, but how diverse do you really need to be? Can you just invest in one fund? Ramin Nakisa is personal finance YouTube royalty in the UK. He walks us through some of the major assets classes and their pros and cons - but also why one investment might just be enough for you to beat most professional investors, forever.

This episode was recorded in July 2023 so some information may have changed since then. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 23 Dec 2024 06:00:00 -0000</pubDate>
      <itunes:title>ARCHIVE: The one thing you need to invest in (to beat 95% of professional investors) - PensionCraft's Ramin Nakisa</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>It seems counter-intuitive but it's true.</itunes:subtitle>
      <itunes:summary>For Christmas we've gone into the archive to dig out one of our favourite episodes.

Everyone talks about diversification, but how diverse do you really need to be? Can you just invest in one fund? Ramin Nakisa is personal finance YouTube royalty in the UK. He walks us through some of the major assets classes and their pros and cons - but also why one investment might just be enough for you to beat most professional investors, forever.

This episode was recorded in July 2023 so some information may have changed since then. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>For Christmas we've gone into the archive to dig out one of our favourite episodes.</p>
<p>Everyone talks about diversification, but how diverse do you really need to be? Can you just invest in one fund? Ramin Nakisa is personal finance YouTube royalty in the UK. He walks us through some of the major assets classes and their pros and cons - but also why one investment might just be enough for you to beat most professional investors, forever.</p>
<p>This episode was recorded in July 2023 so some information may have changed since then. </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3647</itunes:duration>
      <guid isPermaLink="false"><![CDATA[b938a458-bd4e-11ef-b7f7-6320249b794d]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED5282660962.mp3?updated=1753462890" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>An economist’s guide to getting rich the right way </title>
      <description>Erik Angner is a PhD economist, philosopher, and author of ‘How Economics Can Save the World’. He says economics holds the answers to how we solve the world’s biggest problems, including how you can get rich.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 16 Dec 2024 06:00:00 -0000</pubDate>
      <itunes:title> An economist’s guide to getting rich the right way</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>5</itunes:season>
      <itunes:episode>9</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>We have the data to solve the world’s biggest problems, including how to get rich, says Erik Angner, author of ‘How Economics Can Save the World’.</itunes:subtitle>
      <itunes:summary>Erik Angner is a PhD economist, philosopher, and author of ‘How Economics Can Save the World’. He says economics holds the answers to how we solve the world’s biggest problems, including how you can get rich.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Erik Angner is a PhD economist, philosopher, and author of ‘How Economics Can Save the World’. He says economics holds the answers to how we solve the world’s biggest problems, including how you can get rich.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney"><u>⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a><a href="https://www.odoo.com/r/MM1">⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4530</itunes:duration>
      <guid isPermaLink="false"><![CDATA[447dd816-b936-11ef-a2b5-7fd5810d41dc]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED4423080696.mp3?updated=1753462906" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How do we really teach money skills?</title>
      <description>Vivi Friedgut is CEO and founder of Blackbullion, a fintech business that helps students sort out their finances. We say it a lot and it’s true, the earlier you can get started with personal finance the better, and Vivi’s advice isn’t just for students, it’s for anyone who wants to know give themselves the best chance in life. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 09 Dec 2024 06:00:00 -0000</pubDate>
      <itunes:title>How do we really teach money skills? Fintech entrepreneur Vivi Friedgut</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>5</itunes:season>
      <itunes:episode>8</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>How should we teach money skills? Should university be free? How early should we get started?</itunes:subtitle>
      <itunes:summary>Vivi Friedgut is CEO and founder of Blackbullion, a fintech business that helps students sort out their finances. We say it a lot and it’s true, the earlier you can get started with personal finance the better, and Vivi’s advice isn’t just for students, it’s for anyone who wants to know give themselves the best chance in life. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



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Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Vivi Friedgut is<strong> </strong>CEO and founder of Blackbullion, a fintech business that helps students sort out their finances. We say it a lot and it’s true, the earlier you can get started with personal finance the better, and Vivi’s advice isn’t just for students, it’s for anyone who wants to know give themselves the best chance in life. </p>
<p><br></p>
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<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
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<p>❓Survey - how are you saving for your future?</p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3539</itunes:duration>
      <guid isPermaLink="false"><![CDATA[4b19b34c-b252-11ef-b045-d7677474125a]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED9818107061.mp3?updated=1753463161" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Is this 'the World’s Craziest Investor'? </title>
      <description>Lionel Barber, former editor of the Financial Times, explores the story of SoftBank CEO Masayoshi Son, known as Masa, in his book ‘Gambling Man’. Masa, a venture capitalist who has made and lost hundreds of billions through bold bets on technology, calls himself the world’s "craziest investor."

Lionel’s book: https://www.penguin.co.uk/books/451627/gambling-man-by-barber-lionel/9780241582725



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 02 Dec 2024 06:00:00 -0000</pubDate>
      <itunes:title>Is this 'the World’s Craziest Investor'? Ex-FT Editor on SoftBank's CEO</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>5</itunes:season>
      <itunes:episode>7</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>SoftBank CEO Masayoshi Son has made and lost hundreds of billions through bold bets on technology, famously invested in Alibaba before it became a household name and acquired a majority stake in UK-based chip designer ARM after Brexit.</itunes:subtitle>
      <itunes:summary>Lionel Barber, former editor of the Financial Times, explores the story of SoftBank CEO Masayoshi Son, known as Masa, in his book ‘Gambling Man’. Masa, a venture capitalist who has made and lost hundreds of billions through bold bets on technology, calls himself the world’s "craziest investor."

Lionel’s book: https://www.penguin.co.uk/books/451627/gambling-man-by-barber-lionel/9780241582725



💬 Do you have a money story you'd like to share on the podcast?

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Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Lionel Barber, former editor of the Financial Times, explores the story of SoftBank CEO Masayoshi Son, known as Masa, in his book ‘Gambling Man’. Masa, a venture capitalist who has made and lost hundreds of billions through bold bets on technology, calls himself the world’s "craziest investor."</p>
<p>Lionel’s book: <a href="https://www.penguin.co.uk/books/451627/gambling-man-by-barber-lionel/9780241582725">https://www.penguin.co.uk/books/451627/gambling-man-by-barber-lionel/9780241582725</a></p>
<p><br></p>
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<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><br></p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4757</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ca932bea-ab44-11ef-b8ca-13182b0ab4f9]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED6130725476.mp3?updated=1753463180" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The interest rate crisis has just begun</title>
      <description>Edward Chancellor is a financial historian, journalist and investment strategist. In 2008 central bankers brought interest rates to their lowest level in five thousand years. Unaffordable housing, the collapse of productivity, rising inequality are just some of the things Chancellor says are results of those decisions and he argues the worst could be yet to come.

Edward’s book: (https://www.penguin.co.uk/books/448594/the-price-of-time-by-chancellor-edward/978180206015)



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 25 Nov 2024 06:00:00 -0000</pubDate>
      <itunes:title>The interest rate crisis has just begun - Financial historian Edward Chancellor</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>5</itunes:season>
      <itunes:episode>6</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Financial historian Edward Chancellor warns that interest rates could trigger a recession.</itunes:subtitle>
      <itunes:summary>Edward Chancellor is a financial historian, journalist and investment strategist. In 2008 central bankers brought interest rates to their lowest level in five thousand years. Unaffordable housing, the collapse of productivity, rising inequality are just some of the things Chancellor says are results of those decisions and he argues the worst could be yet to come.

Edward’s book: (https://www.penguin.co.uk/books/448594/the-price-of-time-by-chancellor-edward/978180206015)



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Edward Chancellor is a financial historian, journalist and investment strategist. In 2008 central bankers brought interest rates to their lowest level in five thousand years. Unaffordable housing, the collapse of productivity, rising inequality are just some of the things Chancellor says are results of those decisions and he argues the worst could be yet to come.</p>
<p>Edward’s book: (<a href="https://www.penguin.co.uk/books/448594/the-price-of-time-by-chancellor-edward/978180206015">https://www.penguin.co.uk/books/448594/the-price-of-time-by-chancellor-edward/978180206015</a>)</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4750</itunes:duration>
      <guid isPermaLink="false"><![CDATA[dce90316-a813-11ef-a842-87dbfc46b7dc]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7423111102.mp3?updated=1753463224" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>UK mortgage expert: the key things you need to know</title>
      <description>We get loads of questions about mortgages so we thought we’d ask an expert and cover some other key things you should know about. We're speaking to Anthony Emmerson, Director at mortgage broker Trinity Financial. Whether you’re getting a mortgage for the first time or looking to remortgage, what should you look out for?



🏡 Want help from Anthony with your mortgage?

Email: hello@trinityfinancial.co.uk

Website: https://www.trinityfinancialgroup.co.uk/



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of these links (including Anthony’s firm Trinity Financial), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 18 Nov 2024 06:00:00 -0000</pubDate>
      <itunes:title>UK mortgage expert: the key things you need to know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>5</itunes:season>
      <itunes:episode>5</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>We get loads of questions about mortgages so we thought today we’d get them answered, along with everything else you need to know.</itunes:subtitle>
      <itunes:summary>We get loads of questions about mortgages so we thought we’d ask an expert and cover some other key things you should know about. We're speaking to Anthony Emmerson, Director at mortgage broker Trinity Financial. Whether you’re getting a mortgage for the first time or looking to remortgage, what should you look out for?



🏡 Want help from Anthony with your mortgage?

Email: hello@trinityfinancial.co.uk

Website: https://www.trinityfinancialgroup.co.uk/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of these links (including Anthony’s firm Trinity Financial), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We get loads of questions about mortgages so we thought we’d ask an expert and cover some other key things you should know about. We're speaking to Anthony Emmerson, Director at mortgage broker Trinity Financial. Whether you’re getting a mortgage for the first time or looking to remortgage, what should you look out for?</p>
<p><br></p>
<p>🏡 Want help from Anthony with your mortgage?</p>
<p>Email: hello@trinityfinancial.co.uk</p>
<p>Website: <a href="https://www.trinityfinancialgroup.co.uk/">https://www.trinityfinancialgroup.co.uk/</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
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<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
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<p>--</p>
<p>If you purchase a product or service using one of these links (including Anthony’s firm Trinity Financial), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3386</itunes:duration>
      <guid isPermaLink="false"><![CDATA[6e2a8c04-a1cb-11ef-bafa-c37f36529a02]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED3744447602.mp3?updated=1753463268" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>"I was doing everything right…then lost nearly £20k" </title>
      <description>Making Money listener Amy followed 'the right' steps investing for 15 years, but a few bad decisions ended up costing her tens of thousands of pounds. Here's what happened and what she learnt from it.

Want to share your story with us? makingmoney@getmost.co.uk



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 11 Nov 2024 06:00:00 -0000</pubDate>
      <itunes:title>"I was doing everything right…then I made mistakes that cost me nearly £20k" - listener Amy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>5</itunes:season>
      <itunes:episode>4</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Making Money listener Amy followed 'the right' steps for 15 years, but then one decision ended up costing her tens of thousands of pounds.</itunes:subtitle>
      <itunes:summary>Making Money listener Amy followed 'the right' steps investing for 15 years, but a few bad decisions ended up costing her tens of thousands of pounds. Here's what happened and what she learnt from it.

Want to share your story with us? makingmoney@getmost.co.uk



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Making Money listener Amy followed 'the right' steps investing for 15 years, but a few bad decisions ended up costing her tens of thousands of pounds. Here's what happened and what she learnt from it.</p>
<p>Want to share your story with us? makingmoney@getmost.co.uk</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4059</itunes:duration>
      <guid isPermaLink="false"><![CDATA[56ef718c-9ddc-11ef-926c-cffbaac67982]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7495267440.mp3?updated=1750003682" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The hidden crisis in the UK economy</title>
      <description>UK public companies are trading at 50p on the £1. We've decimated our public markets, which has a huge effect on the economy, stagnating wage growth. How did we get here and what do we do about it, asks an impassioned Andrew Craig, author of How To Own The World and founder of Plain English Finance. His new book is ‘Our Future Is Biotech’.



💬 Do you have a money story you'd like to share on the podcast?

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🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 04 Nov 2024 06:00:00 -0000</pubDate>
      <itunes:title>The hidden equities crisis killing the UK economy - and how we could fix it</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>5</itunes:season>
      <itunes:episode>3</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Finance author Andrew Craig says we aren't talking about this one big issue with UK plc. </itunes:subtitle>
      <itunes:summary>UK public companies are trading at 50p on the £1. We've decimated our public markets, which has a huge effect on the economy, stagnating wage growth. How did we get here and what do we do about it, asks an impassioned Andrew Craig, author of How To Own The World and founder of Plain English Finance. His new book is ‘Our Future Is Biotech’.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>UK public companies are trading at 50p on the £1. We've decimated our public markets, which has a huge effect on the economy, stagnating wage growth. How did we get here and what do we do about it, asks an impassioned Andrew Craig, author of How To Own The World and founder of Plain English Finance. His new book is ‘<a href="https://www.amazon.com/Our-Future-Biotech-English-Revolution-ebook/dp/B0C1RZCXCQ">Our Future Is Biotech</a>’.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4095</itunes:duration>
      <guid isPermaLink="false"><![CDATA[aeaf1a64-985d-11ef-a82b-f7da6e848921]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED4906937024.mp3?updated=1753463372" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>UK Budget 2024: Deep dive with two of the UK's top finance experts</title>
      <description>In this session we streamed live. I break down the Budget with Paul Johnson, Director of the Institute for Fiscal Studies (IFS), and Claer Barrett, Consumer Editor at the Financial Times.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Fri, 01 Nov 2024 14:12:00 -0000</pubDate>
      <itunes:title>UK Budget 2024: Deep dive with two of the UK's top finance experts</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>We were joined live by Paul Johnson, Director of the Institute for Fiscal Studies, and Claer Barrett, Consumer Editor at the FT. </itunes:subtitle>
      <itunes:summary>In this session we streamed live. I break down the Budget with Paul Johnson, Director of the Institute for Fiscal Studies (IFS), and Claer Barrett, Consumer Editor at the Financial Times.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this session we streamed live. I break down the Budget with Paul Johnson, Director of the Institute for Fiscal Studies (IFS), and Claer Barrett, Consumer Editor at the Financial Times.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>5454</itunes:duration>
      <guid isPermaLink="false"><![CDATA[4fc9511a-9856-11ef-a2a3-275e09768a88]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED2321357852.mp3?updated=1753463442" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How to afford a good retirement - 9 levers to build wealth</title>
      <description>George Agan is a Chartered Financial Planner who’s helped thousands of people plan for their financial future. Can you afford the retirement you want? If not, how are you going to get there? 



☕ Want help from George planning your finances?

You can email him here: gagan@fcadvice.co.uk

His company is Flying Colours Advice: https://fcadvice.co.uk/about-us/meet-the-team/george-agan/⁠



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above (including George's firm FC Advice), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 28 Oct 2024 06:00:00 -0000</pubDate>
      <itunes:title>Can you afford a good retirement? 9 levers to secure your financial future</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>5</itunes:season>
      <itunes:episode>2</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Financial planner George Agan lays out several ways to build wealth so you can afford the retirement you want. </itunes:subtitle>
      <itunes:summary>George Agan is a Chartered Financial Planner who’s helped thousands of people plan for their financial future. Can you afford the retirement you want? If not, how are you going to get there? 



☕ Want help from George planning your finances?

You can email him here: gagan@fcadvice.co.uk

His company is Flying Colours Advice: https://fcadvice.co.uk/about-us/meet-the-team/george-agan/⁠



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above (including George's firm FC Advice), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>George Agan is a Chartered Financial Planner who’s helped thousands of people plan for their financial future. Can you afford the retirement you want? If not, how are you going to get there? </p>
<p><br></p>
<p>☕ Want help from George planning your finances?</p>
<p>You can email him here: gagan@fcadvice.co.uk</p>
<p>His company is Flying Colours Advice: <a href="https://fcadvice.co.uk/">https://fcadvice.co.uk/about-us/meet-the-team/george-agan/</a><a href="https://getmost.typeform.com/pod-episodes">⁠</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above (including George's firm FC Advice), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4084</itunes:duration>
      <guid isPermaLink="false"><![CDATA[20918a9a-92d7-11ef-a431-337d1c7d215f]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED7238975875.mp3?updated=1753463565" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Labour MP: Why this Budget must tax the rich </title>
      <description>Liam Byrne is the Labour MP for Birmingham Hodge Hill &amp; Solihull North. He’s written a book called ‘The Inequality of Wealth’.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 21 Oct 2024 05:00:00 -0000</pubDate>
      <itunes:title>Why this Budget must tax the rich - Labour MP, Liam Byrne</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>5</itunes:season>
      <itunes:episode>1</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Why does wealth inequality matter, how can we tackle it and what happens if we do nothing? </itunes:subtitle>
      <itunes:summary>Liam Byrne is the Labour MP for Birmingham Hodge Hill &amp; Solihull North. He’s written a book called ‘The Inequality of Wealth’.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Liam Byrne is the Labour MP for Birmingham Hodge Hill &amp; Solihull North. He’s written a book called ‘<a href="https://www.bloomsbury.com/uk/inequality-of-wealth-9781804543382/">The Inequality of Wealth</a>’.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3395</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ce59ff72-8bb6-11ef-99e1-9f9a27bd2e0b]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED1580373441.mp3?updated=1753463591" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How do you make the most of your workplace pension? Ask us anything</title>
      <description>You asked us:


  How do you stay motivated to save and invest when are years away from your goals?

  What do we think about the future growth for the UK?

  How do you make the most of your workplace pension?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 14 Oct 2024 05:00:00 -0000</pubDate>
      <itunes:title>How do you make the most of your workplace pension? Ask us anything</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>How do you stay motivated to save and invest when you are years away from your goals? What's our opinion on future growth for the UK? How do you make the most of your workplace pension?</itunes:subtitle>
      <itunes:summary>You asked us:


  How do you stay motivated to save and invest when are years away from your goals?

  What do we think about the future growth for the UK?

  How do you make the most of your workplace pension?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>How do you stay motivated to save and invest when are years away from your goals?</li>
  <li>What do we think about the future growth for the UK?</li>
  <li>How do you make the most of your workplace pension?</li>
</ul>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>766</itunes:duration>
      <guid isPermaLink="false"><![CDATA[05013056-854d-11ef-8c00-67096f14ed4e]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED2546341941.mp3?updated=1753463609" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>What is the best way to save for your children's future? Ask Us Anything </title>
      <description>You asked us:


  How should those of us who have learned about investing and understand the meaning of these terms go about explaining these things to close friends and family who haven’t?

  How can I be more patient? I want to be a long-term, passive investor but find it difficult not to want to tinker.

  How we can effectively save for our children's future?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠https://getmost.typeform.com/pod-episodes⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠https://vanta.com/makingmoney⁠

Tide - Get up to 4% AER variable with their Instant Saver Account: ⁠https://www.tide.co/offers/makingmoney⁠

New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Disclaimer:

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 07 Oct 2024 05:00:00 -0000</pubDate>
      <itunes:title>What is the best way to save for your children's future? Ask Us Anything </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Is risk inherently bad? What can you do to be more patient? What is the best way to save for your children's future? You asked us your biggest question. </itunes:subtitle>
      <itunes:summary>You asked us:


  How should those of us who have learned about investing and understand the meaning of these terms go about explaining these things to close friends and family who haven’t?

  How can I be more patient? I want to be a long-term, passive investor but find it difficult not to want to tinker.

  How we can effectively save for our children's future?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠https://getmost.typeform.com/pod-episodes⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠https://vanta.com/makingmoney⁠

Tide - Get up to 4% AER variable with their Instant Saver Account: ⁠https://www.tide.co/offers/makingmoney⁠

New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Disclaimer:

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>How should those of us who have learned about investing and understand the meaning of these terms go about explaining these things to close friends and family who haven’t?</li>
  <li>How can I be more patient? I want to be a long-term, passive investor but find it difficult not to want to tinker.</li>
  <li>How we can effectively save for our children's future?</li>
</ul>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠<u>https://vanta.com/makingmoney</u>⁠</a></p>
<p>Tide - Get up to 4% AER variable with their Instant Saver Account: <a href="https://www.tide.co/offers/makingmoney">⁠<u>https://www.tide.co/offers/makingmoney</u>⁠</a></p>
<p><em>New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.</em></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>Disclaimer:</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>825</itunes:duration>
      <guid isPermaLink="false"><![CDATA[f4ec0e8a-8230-11ef-af90-33577d2bfba7]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED5405162943.mp3?updated=1753463627" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>This is how you build wealth - The Plain Bagel</title>
      <description>Richard Coffin is the host of the Plain Bagel YouTube channel and one of the biggest financial content creators in the world. He’s a trained financial planner and by day works as an investment analyst so he really knows his stuff.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 30 Sep 2024 05:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>4</itunes:season>
      <itunes:episode>12</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Richard Coffin, aka The Plain Bagel, is one of the biggest financial content creators in the world. </itunes:subtitle>
      <itunes:summary>Richard Coffin is the host of the Plain Bagel YouTube channel and one of the biggest financial content creators in the world. He’s a trained financial planner and by day works as an investment analyst so he really knows his stuff.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Richard Coffin is the host of the Plain Bagel YouTube channel and one of the biggest financial content creators in the world. He’s a trained financial planner and by day works as an investment analyst so he really knows his stuff.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3969</itunes:duration>
      <guid isPermaLink="false"><![CDATA[60d0d5ec-7cd5-11ef-86af-7fe0cdc0b68c]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED4035692568.mp3?updated=1753463646" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>When’s the best time to sell? Your top investing questions answered</title>
      <description>We answer your biggest money questions - there's extra info below for some of the things we talk about in the episode.

Yes, Trading 212 offer a flexible ISA. You can learn more about this in Trading 212's FAQs at the bottom of their ISA page: https://www.trading212.com/isa

Btw if you want to sign up for a Trading 212 account then if you use our code MM you'll get a free share worth up to £100 if you deposit at least £1.

If you do then we'll receive a small commission from Trading 212. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

How could we forget the gluten-free bagel recipe:

https://www.theglutenfreeblogger.com/gluten-free-bagels/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 23 Sep 2024 05:00:00 -0000</pubDate>
      <itunes:title>When’s the best time to sell? Your top investing questions answered</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>4</itunes:season>
      <itunes:episode>11</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>We answer your biggest money questions. </itunes:subtitle>
      <itunes:summary>We answer your biggest money questions - there's extra info below for some of the things we talk about in the episode.

Yes, Trading 212 offer a flexible ISA. You can learn more about this in Trading 212's FAQs at the bottom of their ISA page: https://www.trading212.com/isa

Btw if you want to sign up for a Trading 212 account then if you use our code MM you'll get a free share worth up to £100 if you deposit at least £1.

If you do then we'll receive a small commission from Trading 212. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

How could we forget the gluten-free bagel recipe:

https://www.theglutenfreeblogger.com/gluten-free-bagels/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We answer your biggest money questions - there's extra info below for some of the things we talk about in the episode.</p>
<p>Yes, Trading 212 offer a flexible ISA. You can learn more about this in Trading 212's FAQs at the bottom of their ISA page: <a href="https://www.trading212.com/isa">https://www.trading212.com/isa</a></p>
<p>Btw if you want to sign up for a Trading 212 account then if you use our code MM you'll get a free share worth up to £100 if you deposit at least £1.</p>
<p>If you do then we'll receive a small commission from Trading 212. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>How could we forget the gluten-free bagel recipe:</p>
<p><a href="https://www.theglutenfreeblogger.com/gluten-free-bagels/">https://www.theglutenfreeblogger.com/gluten-free-bagels/</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it:<a href="https://youtu.be/BVVZhrM0LVQ">⁠⁠<u> https://youtu.be/BVVZhrM0LVQ</u>⁠⁠</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link:<a href="https://www.trading212.com/join/MM">⁠⁠<u> https://www.trading212.com/join/MM</u>⁠⁠</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">⁠⁠<u>https://investengine.pxf.io/daOD2Q</u>⁠⁠</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month.</p>
<p><a href="https://www.vanguardinvestor.co.uk/">⁠⁠<u>https://www.vanguardinvestor.co.uk/</u></a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2423</itunes:duration>
      <guid isPermaLink="false"><![CDATA[2c1a59ee-773b-11ef-ac24-dfa7bd670b01]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8260761144.mp3?updated=1753463691" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Is passive investing enough? </title>
      <description>There's always a nagging question re: index funds - will this long-term trend keep going forever? What about the different market conditions we're now in (with higher interest rates)? Steve Clapham thinks a bit differently to us. He is an ex-hedge fund analyst and the founder of Behind the Balance Sheet, an investment research and investor training consultancy firm.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 16 Sep 2024 05:00:00 -0000</pubDate>
      <itunes:title>Is passive investing enough? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>We can't count on the next 100 years being the same as the last, says ex-hedge fund analyst Steve Clapham. </itunes:subtitle>
      <itunes:summary>There's always a nagging question re: index funds - will this long-term trend keep going forever? What about the different market conditions we're now in (with higher interest rates)? Steve Clapham thinks a bit differently to us. He is an ex-hedge fund analyst and the founder of Behind the Balance Sheet, an investment research and investor training consultancy firm.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>There's always a nagging question re: index funds - will this long-term trend keep going forever? What about the different market conditions we're now in (with higher interest rates)? Steve Clapham thinks a bit differently to us. He is an ex-hedge fund analyst and the founder of Behind the Balance Sheet, an investment research and investor training consultancy firm.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3888</itunes:duration>
      <guid isPermaLink="false"><![CDATA[6649d1f8-71d7-11ef-9725-7f386cc818a6]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8625699972.mp3?updated=1753463705" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Explained: Life insurance, income protection &amp; critical illness</title>
      <description>It’s not pleasant thinking about dying or getting seriously ill, but what happens if terrible things happen to us? We chat with Naomi Greatorex, the Managing Director of insurance broker Heath Protection. 

You can book a free consultation with Naomi and her team here: https://heathprotection.co.uk/making-money/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above (including Naomi's firm, Heath Protection), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 09 Sep 2024 05:00:00 -0000</pubDate>
      <itunes:title>What if the worst happens? The insurance you actually need (and when you don't)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>4</itunes:season>
      <itunes:episode>9</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What happens if we don’t cover ourselves from the worst things that can happen?</itunes:subtitle>
      <itunes:summary>It’s not pleasant thinking about dying or getting seriously ill, but what happens if terrible things happen to us? We chat with Naomi Greatorex, the Managing Director of insurance broker Heath Protection. 

You can book a free consultation with Naomi and her team here: https://heathprotection.co.uk/making-money/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above (including Naomi's firm, Heath Protection), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It’s not pleasant thinking about dying or getting seriously ill, but what happens if terrible things happen to us? We chat with Naomi Greatorex, the Managing Director of insurance broker Heath Protection. </p>
<p>You can book a free consultation with Naomi and her team here: <a href="https://heathprotection.co.uk/making-money/">https://heathprotection.co.uk/making-money/</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above (including Naomi's firm, Heath Protection), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3410</itunes:duration>
      <guid isPermaLink="false"><![CDATA[5a6a37a8-6b90-11ef-b570-17953d44b083]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED1469356227.mp3?updated=1753463724" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Financial Psychotherapist: How do you fix your money issues?</title>
      <description>Vicky Reynal is a financial psychotherapist who deals with a wide range of issues, from overspending to money secrets and self-sabotage. Her book, Money on Your Mind looks at how we can develop a better relationship with money, because it pervades everything we do.

*Warning: We discuss some issues in the episode such as anorexia that some listeners might find it difficult listening to*



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 02 Sep 2024 05:00:00 -0000</pubDate>
      <itunes:title>Therapist explains how to fix your money issues</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>4</itunes:season>
      <itunes:episode>8</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Vicky Reynal is a financial psychotherapist who deals with a wide range of issues, from overspending to money secrets and self-sabotage. </itunes:subtitle>
      <itunes:summary>Vicky Reynal is a financial psychotherapist who deals with a wide range of issues, from overspending to money secrets and self-sabotage. Her book, Money on Your Mind looks at how we can develop a better relationship with money, because it pervades everything we do.

*Warning: We discuss some issues in the episode such as anorexia that some listeners might find it difficult listening to*



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Vicky Reynal is a financial psychotherapist who deals with a wide range of issues, from overspending to money secrets and self-sabotage. Her book, <a href="https://www.amazon.co.uk/Money-Your-Mind-Psychology-Financial/dp/1788708172">Money on Your Mind</a> looks at how we can develop a better relationship with money, because it pervades everything we do.</p>
<p>*Warning: We discuss some issues in the episode such as anorexia that some listeners might find it difficult listening to*</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4729</itunes:duration>
      <guid isPermaLink="false"><![CDATA[66860b8e-651e-11ef-b18d-bff191a9d17a]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED6369222653.mp3?updated=1753463739" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Premium bonds vs. high-interest savings account? Ask Us Anything</title>
      <description>You asked us:


  How can we efficiently purchase property for children? Or why is it not widely encouraged, likewise with pensions for children?

  What's better: premium bonds or high interest savings accounts?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

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…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 26 Aug 2024 05:00:00 -0000</pubDate>
      <itunes:title>Premium bonds vs. high-interest savings account? Ask Us Anything</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What's better: premium bonds or high interest savings accounts? How to efficiently purchase property for your children? You asked us your biggest money questions</itunes:subtitle>
      <itunes:summary>You asked us:


  How can we efficiently purchase property for children? Or why is it not widely encouraged, likewise with pensions for children?

  What's better: premium bonds or high interest savings accounts?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>How can we efficiently purchase property for children? Or why is it not widely encouraged, likewise with pensions for children?</li>
  <li>What's better: premium bonds or high interest savings accounts?</li>
</ul>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it:<a href="https://youtu.be/BVVZhrM0LVQ">⁠⁠<u> https://youtu.be/BVVZhrM0LVQ</u>⁠⁠</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link:<a href="https://www.trading212.com/join/MM">⁠⁠<u> https://www.trading212.com/join/MM</u>⁠⁠</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">⁠⁠<u>https://investengine.pxf.io/daOD2Q</u>⁠⁠</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month.</p>
<p><a href="https://www.vanguardinvestor.co.uk/">⁠⁠<u>https://www.vanguardinvestor.co.uk/</u></a></p>
<p>…</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>558</itunes:duration>
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    </item>
    <item>
      <title>What % do we save a month? Ask Us Anything</title>
      <description>You asked us:


  If your employer will not match anymore than the required 3% - should you put surplus cash in the workplace pension, a stocks and shares isa or a sipp?

  What % do we save every month?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

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TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 19 Aug 2024 05:00:00 -0000</pubDate>
      <itunes:title>What % do we save a month? Ask Us Anything</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Where should you put extra cash: workplace pension, SIPP, or ISA? What % do we save a month?</itunes:subtitle>
      <itunes:summary>You asked us:


  If your employer will not match anymore than the required 3% - should you put surplus cash in the workplace pension, a stocks and shares isa or a sipp?

  What % do we save every month?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>If your employer will not match anymore than the required 3% - should you put surplus cash in the workplace pension, a stocks and shares isa or a sipp?</li>
  <li>What % do we save every month?</li>
</ul>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>…</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>708</itunes:duration>
      <guid isPermaLink="false"><![CDATA[4c706e10-5952-11ef-a5cb-8ba4d2a0a638]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED5545264718.mp3?updated=1753463775" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Top economist: The next global crash is inevitable</title>
      <description>There have always been market crashes and there probably always will, so how do we navigate them with our personal finances? We're getting help from Linda Yueh, Professor of Economics at London Business School and a Fellow at Oxford. She’s written a book called The Great Crashes: Lessons from Global Meltdowns and How to Prevent Them. (https://www.penguin.co.uk/books/315580/the-great-crashes-by-yueh-linda/9780241988084)



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 12 Aug 2024 05:00:00 -0000</pubDate>
      <itunes:title>Top economist: The next global crash is inevitable</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>4</itunes:season>
      <itunes:episode>7</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What will cause the next global meltdown? Watch out for these 3 signs says Linda Yueh is a Professor of Economics at London Business School</itunes:subtitle>
      <itunes:summary>There have always been market crashes and there probably always will, so how do we navigate them with our personal finances? We're getting help from Linda Yueh, Professor of Economics at London Business School and a Fellow at Oxford. She’s written a book called The Great Crashes: Lessons from Global Meltdowns and How to Prevent Them. (https://www.penguin.co.uk/books/315580/the-great-crashes-by-yueh-linda/9780241988084)



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>There have always been market crashes and there probably always will, so how do we navigate them with our personal finances? We're getting help from Linda Yueh, Professor of Economics at London Business School and a Fellow at Oxford. She’s written a book called The Great Crashes: Lessons from Global Meltdowns and How to Prevent Them. <a href="(https://www.penguin.co.uk/books/315580/the-great-crashes-by-yueh-linda/9780241988084)">(https://www.penguin.co.uk/books/315580/the-great-crashes-by-yueh-linda/9780241988084)</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4668</itunes:duration>
      <guid isPermaLink="false"><![CDATA[3dca0754-563c-11ef-bc86-b7a50b01642c]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED8345372807.mp3?updated=1753463794" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How finance shapes the world </title>
      <description>Finance has been used for good and it's been used for evil. We get under the bonnet with Philip Roscoe, Professor of Management at the University of St Andrew’s Business School. He’s written a book called ‘How To Build A Stock Exchange: The Past Present and Future of Finance.’



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 05 Aug 2024 05:00:00 -0000</pubDate>
      <itunes:title>How finance really shapes our lives - Professor Philip Roscoe</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>4</itunes:season>
      <itunes:episode>6</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>"We live in a world heavily influenced by finance", says Philip Roscoe, author of 'How To Build A Stock Exchange'.</itunes:subtitle>
      <itunes:summary>Finance has been used for good and it's been used for evil. We get under the bonnet with Philip Roscoe, Professor of Management at the University of St Andrew’s Business School. He’s written a book called ‘How To Build A Stock Exchange: The Past Present and Future of Finance.’



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Finance has been used for good and it's been used for evil. We get under the bonnet with Philip Roscoe, Professor of Management at the University of St Andrew’s Business School. He’s written a book called ‘How To Build A Stock Exchange: The Past Present and Future of Finance.’</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4395</itunes:duration>
      <guid isPermaLink="false"><![CDATA[7160356a-4a8f-11ef-a206-778dbd9899ed]]></guid>
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    </item>
    <item>
      <title>The UK is the most unequal high-income country</title>
      <description>We're not going to lie, there's some pretty depressing analysis here because we learn quite how unequal the UK is - how little social mobility there really is. We're speaking to Sir Paul Collier, a world-renowned development economist, a former UK government advisor and a professor at Oxford University. His latest book is Left Behind: A New Economics for Neglected Places: https://amzn.to/4cRWIIm.



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--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 29 Jul 2024 05:00:00 -0000</pubDate>
      <itunes:title>The UK is the most unequal high-income country - Sir Paul Collier</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>4</itunes:season>
      <itunes:episode>5</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Sir Paul Collier is a world-renowned economist and a former UK government advisor.</itunes:subtitle>
      <itunes:summary>We're not going to lie, there's some pretty depressing analysis here because we learn quite how unequal the UK is - how little social mobility there really is. We're speaking to Sir Paul Collier, a world-renowned development economist, a former UK government advisor and a professor at Oxford University. His latest book is Left Behind: A New Economics for Neglected Places: https://amzn.to/4cRWIIm.



💬 Do you have a money story you'd like to share on the podcast?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We're not going to lie, there's some pretty depressing analysis here because we learn quite how unequal the UK is - how little social mobility there really is. We're speaking to Sir Paul Collier, a world-renowned development economist, a former UK government advisor and a professor at Oxford University. His latest book is Left Behind: A New Economics for Neglected Places: <a href="https://amzn.to/4cRWIIm">https://amzn.to/4cRWIIm</a>.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
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<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4609</itunes:duration>
      <guid isPermaLink="false"><![CDATA[090d7cc6-49b7-11ef-bdcd-e31cffcd2a81]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED9994169409.mp3?updated=1753463809" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How to close the £100k wealth gap</title>
      <description>Women are so much worse off with their pensions than men - to the tune of about £100k on average. What is going on and how do we fix it? We're speaking to Emilie Bellet the Founder and CEO of Vestpod, a digital platform and community that empowers women financially through education.



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 22 Jul 2024 05:00:00 -0000</pubDate>
      <itunes:title>How to close the £100k wealth gap - Emilie Bellet, CEO Vestpod</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>4</itunes:season>
      <itunes:episode>4</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Women will retire with on average £100k less than men.</itunes:subtitle>
      <itunes:summary>Women are so much worse off with their pensions than men - to the tune of about £100k on average. What is going on and how do we fix it? We're speaking to Emilie Bellet the Founder and CEO of Vestpod, a digital platform and community that empowers women financially through education.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Women are so much worse off with their pensions than men - to the tune of about £100k on average. What is going on and how do we fix it? We're speaking to Emilie Bellet the Founder and CEO of Vestpod, a digital platform and community that empowers women financially through education.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
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<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3495</itunes:duration>
      <guid isPermaLink="false"><![CDATA[37c5dc18-442e-11ef-b562-6be8c2e5aae6]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED1699131478.mp3?updated=1753463840" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How even facts can mislead you with money</title>
      <description>We think facts are always helpful because they're the truth but that's only half the story when it comes to our finances. Alex Edmans is an economist and Professor of Finance at the London Business School. His book ‘May Contain Lies’ explains how our biases are exploited and what we can do about it. 



💬 Do you have a money story you'd like to share on the podcast?

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Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 15 Jul 2024 05:00:00 -0000</pubDate>
      <itunes:title>How even facts can mislead you with money - Finance Professor Alex Edmans</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>4</itunes:season>
      <itunes:episode>3</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Alex Edmans is an economist and Professor of Finance at the London Business School. His book looks at how our biases are exploited and what we can do about it. </itunes:subtitle>
      <itunes:summary>We think facts are always helpful because they're the truth but that's only half the story when it comes to our finances. Alex Edmans is an economist and Professor of Finance at the London Business School. His book ‘May Contain Lies’ explains how our biases are exploited and what we can do about it. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We think facts are always helpful because they're the truth but that's only half the story when it comes to our finances. Alex Edmans is an economist and Professor of Finance at the London Business School. His book ‘May Contain Lies’ explains how our biases are exploited and what we can do about it. </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3924</itunes:duration>
      <guid isPermaLink="false"><![CDATA[3358d0de-4020-11ef-9baf-bf43dc5f7f91]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SPRINGFINANCIALLIMITED3538366259.mp3?updated=1753463886" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Will you be hit by the UK pensions crisis?</title>
      <description>We can’t talk enough about the pension’s crisis. Most people aren’t saving enough for the life they are going to want and something has to be done about it. We cover the big questions: why is there a problem, how much we really need to be saving and will the state pension even exist when you retire?

Tom McPhail is a pensions industry expert. A former Head of Policy at Hargreaves Lansdown, he now works for finance consultancy firm Lang Cat.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 08 Jul 2024 05:00:00 -0000</pubDate>
      <itunes:title>Will you be hit by the UK pensions crisis? Tom McPhail, Pensions industry expert</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>4</itunes:season>
      <itunes:episode>2</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>A lot of people aren’t saving enough for their retirement and something has to be done about it. Tom McPhail is a pensions industry expert. </itunes:subtitle>
      <itunes:summary>We can’t talk enough about the pension’s crisis. Most people aren’t saving enough for the life they are going to want and something has to be done about it. We cover the big questions: why is there a problem, how much we really need to be saving and will the state pension even exist when you retire?

Tom McPhail is a pensions industry expert. A former Head of Policy at Hargreaves Lansdown, he now works for finance consultancy firm Lang Cat.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We can’t talk enough about the pension’s crisis. Most people aren’t saving enough for the life they are going to want and something has to be done about it. We cover the big questions: why is there a problem, how much we really need to be saving and will the state pension even exist when you retire?</p>
<p>Tom McPhail is a pensions industry expert. A former Head of Policy at Hargreaves Lansdown, he now works for finance consultancy firm Lang Cat.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4183</itunes:duration>
      <guid isPermaLink="false"><![CDATA[6e5e1760-3a09-11ef-af0b-4f8dd15c7725]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO4209294167.mp3?updated=1753463899" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Let's talk - podcast update!</title>
      <description>We've got news - we've started a new company called Most and have bought the Making Money podcast from Kindling Media.
You can check out Most here: https://getmost.co.uk/.
If you want us to come into your workplace to give a financial education, email Will on will@getmost.co.uk.</description>
      <pubDate>Sun, 07 Jul 2024 07:00:00 -0000</pubDate>
      <itunes:title>Let's talk - podcast update!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>We've got some news...</itunes:subtitle>
      <itunes:summary>We've got news - we've started a new company called Most and have bought the Making Money podcast from Kindling Media.
You can check out Most here: https://getmost.co.uk/.
If you want us to come into your workplace to give a financial education, email Will on will@getmost.co.uk.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We've got news - we've started a new company called Most and have bought the Making Money podcast from Kindling Media.</p><p>You can check out Most here: <a href="https://getmost.co.uk/">https://getmost.co.uk/</a>.</p><p>If you want us to come into your workplace to give a financial education, email Will on <a href="mailto:will@getmost.co.uk">will@getmost.co.uk</a>.</p>]]>
      </content:encoded>
      <itunes:duration>595</itunes:duration>
      <guid isPermaLink="false"><![CDATA[b853c09e-33a7-11ef-9536-6f09f54b15f6]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO6531098124.mp3?updated=1720183418" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The truth about investing - Patrick Boyle</title>
      <description>As a trader, Patrick Boyle spent decades looking at data and using it to try to predict what’s going to happen. Now he is an ex-hedge fund trader and one of the biggest finance YouTubers in the world. He explains what he thinks will happen over the next 10 years in investing and whether Brexit is really to blame for the UK’s economic woes. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 01 Jul 2024 05:00:00 -0000</pubDate>
      <itunes:title>The truth about investing - Patrick Boyle, ex-hedge fund manager</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>4</itunes:season>
      <itunes:episode>1</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Patrick Boyle is  one of the biggest finance Youtubers in the world.</itunes:subtitle>
      <itunes:summary>As a trader, Patrick Boyle spent decades looking at data and using it to try to predict what’s going to happen. Now he is an ex-hedge fund trader and one of the biggest finance YouTubers in the world. He explains what he thinks will happen over the next 10 years in investing and whether Brexit is really to blame for the UK’s economic woes. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>As a trader, Patrick Boyle spent decades looking at data and using it to try to predict what’s going to happen. Now he is an ex-hedge fund trader and one of the biggest finance YouTubers in the world. He explains what he thinks will happen over the next 10 years in investing and whether Brexit is really to blame for the UK’s economic woes. </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4944</itunes:duration>
      <guid isPermaLink="false"><![CDATA[d31f5a36-3498-11ef-9218-e73dd8427cd9]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO9101838618.mp3?updated=1753463923" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How do we get politicians to listen? Ask Us Anything</title>
      <description>You asked us:


  As parents, how do you cope with cost of parenting?

  How do we get politicians to listen to our financial concerns?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠https://getmost.typeform.com/pod-episodes⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠https://vanta.com/makingmoney⁠

Tide - Get up to 4% AER variable with their Instant Saver Account: ⁠https://www.tide.co/offers/makingmoney⁠

New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 24 Jun 2024 05:00:00 -0000</pubDate>
      <itunes:title>How do we get politicians to listen? Ask Us Anything</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>How do you cope with the cost of parenting? How do we get politicians to listen to our financial concerns? You asked us your big questions</itunes:subtitle>
      <itunes:summary>You asked us:


  As parents, how do you cope with cost of parenting?

  How do we get politicians to listen to our financial concerns?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠https://getmost.typeform.com/pod-episodes⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠https://vanta.com/makingmoney⁠

Tide - Get up to 4% AER variable with their Instant Saver Account: ⁠https://www.tide.co/offers/makingmoney⁠

New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>As parents, how do you cope with cost of parenting?</li>
  <li>How do we get politicians to listen to our financial concerns?</li>
</ul>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠<u>https://vanta.com/makingmoney</u>⁠</a></p>
<p>Tide - Get up to 4% AER variable with their Instant Saver Account: <a href="https://www.tide.co/offers/makingmoney">⁠<u>https://www.tide.co/offers/makingmoney</u>⁠</a></p>
<p><em>New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.</em></p>
<p><a href="https://vanta.com/makingmoney"><u>⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a></p>
<p>…</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>505</itunes:duration>
      <guid isPermaLink="false"><![CDATA[7087baca-2fda-11ef-a0e2-b3f38c95cd1e]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO7695676728.mp3?updated=1753463961" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How do you stop worrying about your financial future? Ask Us Anything</title>
      <description>You asked us:


  What do you do to stop yourself overly worrying about your financial future?

  I’d really like to start investing, but I don’t know whether I should use my bank’s ISA plan or maybe open a Vanguard or Trade 212 account? Or both?




🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 17 Jun 2024 07:22:00 -0000</pubDate>
      <itunes:title>How do you stop worrying about your financial future? Ask Us Anything</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>How do you stop worrying about your financial future? Where should I get my ISA?</itunes:subtitle>
      <itunes:summary>You asked us:


  What do you do to stop yourself overly worrying about your financial future?

  I’d really like to start investing, but I don’t know whether I should use my bank’s ISA plan or maybe open a Vanguard or Trade 212 account? Or both?




🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>What do you do to stop yourself overly worrying about your financial future?</li>
  <li>I’d really like to start investing, but I don’t know whether I should use my bank’s ISA plan or maybe open a Vanguard or Trade 212 account? Or both?</li>
</ul>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>…</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>543</itunes:duration>
      <guid isPermaLink="false"><![CDATA[c8e3990a-2c79-11ef-be8e-fb4f485730d4]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO5417658156.mp3?updated=1753463974" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>House or pension: what to focus on first? Ask Us Anything</title>
      <description>You asked us:


  When I started work the advice was to buy a house and then worry about your pension, is that still true?

  Is investing in the US is effectively investing globally? 




🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 10 Jun 2024 05:00:00 -0000</pubDate>
      <itunes:title>House or pension: what to focus on first? Ask Us Anything</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What comes first: pension or property? Is investing in the US is effectively investing globally? </itunes:subtitle>
      <itunes:summary>You asked us:


  When I started work the advice was to buy a house and then worry about your pension, is that still true?

  Is investing in the US is effectively investing globally? 




🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>When I started work the advice was to buy a house and then worry about your pension, is that still true?</li>
  <li>Is investing in the US is effectively investing globally? </li>
</ul>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>…</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>624</itunes:duration>
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    </item>
    <item>
      <title>Is it too late to start investing? Ask Us Anything</title>
      <description>You asked us:


  Is it too late to start investing at 50?

  How do you save during the cost of living crisis?

  


💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

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TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 03 Jun 2024 05:00:00 -0000</pubDate>
      <itunes:title>Is it too late to start investing? Ask Us Anything</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Is it too late to start investing? How do we save during the cost of living crisis?</itunes:subtitle>
      <itunes:summary>You asked us:


  Is it too late to start investing at 50?

  How do you save during the cost of living crisis?

  


💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>Is it too late to start investing at 50?</li>
  <li>How do you save during the cost of living crisis?</li>
  <li><br></li>
</ul>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>882</itunes:duration>
      <guid isPermaLink="false"><![CDATA[e05037b2-1dc2-11ef-820b-efd83db97821]]></guid>
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    </item>
    <item>
      <title>Everyone gets this wrong about building wealth</title>
      <description>Can you really get rich by cutting costs? Is the 4% rule right for everyone? What are the biggest mistakes we make when it comes to tax? Chris Bourne has worked in the finance industry for over 20 years and is a personal finance YouTuber. We got him on to talk about our biggest misconceptions about building wealth and how we can do it in the most tax efficient way.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 20 May 2024 05:00:00 -0000</pubDate>
      <itunes:title>Everyone gets this wrong about building wealth - Financial Advisor Chris Bourne</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>12</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Can you really get rich by cutting costs? Is the 4% rule right for everyone? What are the biggest mistakes we make when it comes to tax? Chris Bourne is a financial advisor.</itunes:subtitle>
      <itunes:summary>Can you really get rich by cutting costs? Is the 4% rule right for everyone? What are the biggest mistakes we make when it comes to tax? Chris Bourne has worked in the finance industry for over 20 years and is a personal finance YouTuber. We got him on to talk about our biggest misconceptions about building wealth and how we can do it in the most tax efficient way.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Can you really get rich by cutting costs? Is the 4% rule right for everyone? What are the biggest mistakes we make when it comes to tax? Chris Bourne has worked in the finance industry for over 20 years and is a personal finance YouTuber. We got him on to talk about our biggest misconceptions about building wealth and how we can do it in the most tax efficient way.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney"><u>⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2883</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a6e9676a-1461-11ef-85aa-8b248cd479f6]]></guid>
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    </item>
    <item>
      <title>Will extreme wealth destroy democracy?</title>
      <description>If capitalism continues to go uncontrolled it will destroy democracy, says Martin Wolf, Chief Economics Commentator at the Financial Times. In his book 'The Crisis of Democratic Capitalism' he argues that market capitalism and democracy rely on each other to function but that both are failing. How did we get here, what’s at stake, and is there anything we can do? 

Martin’s book: https://amzn.to/3UQgBZM



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 13 May 2024 05:00:00 -0000</pubDate>
      <itunes:title>Extreme wealth will destroy democracy - FT’s Martin Wolf</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>11</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>If capitalism continues to go uncontrolled it will destroy democracy, says Martin Wolf, Chief Economics Commentator at the Financial Times.</itunes:subtitle>
      <itunes:summary>If capitalism continues to go uncontrolled it will destroy democracy, says Martin Wolf, Chief Economics Commentator at the Financial Times. In his book 'The Crisis of Democratic Capitalism' he argues that market capitalism and democracy rely on each other to function but that both are failing. How did we get here, what’s at stake, and is there anything we can do? 

Martin’s book: https://amzn.to/3UQgBZM



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If capitalism continues to go uncontrolled it will destroy democracy, says Martin Wolf, Chief Economics Commentator at the Financial Times. In his book <em>'The Crisis of Democratic Capitalism' </em>he argues that market capitalism and democracy rely on each other to function but that both are failing. How did we get here, what’s at stake, and is there anything we can do? </p>
<p>Martin’s book: <a href="https://amzn.to/3UQgBZM">https://amzn.to/3UQgBZM</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4620</itunes:duration>
      <guid isPermaLink="false"><![CDATA[120c1e92-0d1a-11ef-9f22-2f2971dfb4f4]]></guid>
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    </item>
    <item>
      <title>Do global index funds have a problem?</title>
      <description>Are Global Index Funds too exposed to the US tech sector? Would it be better to just be invested in those companies and get much higher returns? What happens if everyone was a global index investor? Recently Damo did a video on his channel in response to an increase in articles raising concerns about Global Index Funds (https://www.youtube.com/watch?v=nz0Ecl_QnXk). He talks T through those concerns and answers your biggest questions.

You can listen to our step step by step guide to index fund investing (Season 2, Episode 3 ‘How to ACTUALLY start investing) here: https://link.chtbl.com/-nhv3Nji



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 06 May 2024 05:00:00 -0000</pubDate>
      <itunes:title>Do global index funds have a problem?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>10</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Are Global Index Funds overexposed to the US tech sector? What happens if everyone was a global index investor? T asks Damo your biggest questions.</itunes:subtitle>
      <itunes:summary>Are Global Index Funds too exposed to the US tech sector? Would it be better to just be invested in those companies and get much higher returns? What happens if everyone was a global index investor? Recently Damo did a video on his channel in response to an increase in articles raising concerns about Global Index Funds (https://www.youtube.com/watch?v=nz0Ecl_QnXk). He talks T through those concerns and answers your biggest questions.

You can listen to our step step by step guide to index fund investing (Season 2, Episode 3 ‘How to ACTUALLY start investing) here: https://link.chtbl.com/-nhv3Nji



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Are Global Index Funds too exposed to the US tech sector? Would it be better to just be invested in those companies and get much higher returns? What happens if everyone was a global index investor? Recently Damo did a video on his channel in response to an increase in articles raising concerns about Global Index Funds (<a href="https://www.youtube.com/watch?v=nz0Ecl_QnXk">https://www.youtube.com/watch?v=nz0Ecl_QnXk</a>). He talks T through those concerns and answers your biggest questions.</p>
<p>You can listen to our step step by step guide to index fund investing (Season 2, Episode 3 ‘How to ACTUALLY start investing) here: <a href="https://link.chtbl.com/-nhv3Nji">https://link.chtbl.com/-nhv3Nji</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><br></p>
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<p><a href="https://vanta.com/makingmoney"><u>⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2326</itunes:duration>
      <guid isPermaLink="false"><![CDATA[6ee35a86-0950-11ef-bf2e-b3ccd96ae6f5]]></guid>
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    </item>
    <item>
      <title>Is financial advice worth it?</title>
      <description>Tom Morgan has worked in the financial advice industry for 12 years. Recently he decided to go it alone as a financial advisor because he has big concerns about how the industry works.



🤝 Want 1:1 financial help from us?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 29 Apr 2024 05:00:00 -0000</pubDate>
      <itunes:title>Is financial advice worth it? Financial Planner Tom Morgan</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>9</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>The financial advice industry has a problem says Financial Planner Tom Morgan</itunes:subtitle>
      <itunes:summary>Tom Morgan has worked in the financial advice industry for 12 years. Recently he decided to go it alone as a financial advisor because he has big concerns about how the industry works.



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Tom Morgan has worked in the financial advice industry for 12 years. Recently he decided to go it alone as a financial advisor because he has big concerns about how the industry works.</p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
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<p><br></p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3564</itunes:duration>
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    </item>
    <item>
      <title>Are you worse off than your parents?</title>
      <description>How do younger generations deal with the financial challenges they’ve been dealt? And is it really harder than it was for their parents? Iona Bain is a writer, speaker, broadcaster and author of ‘Own It: How our generation can invest our way to a better future’. She started the Young Money blog in 2011 to help young people get to grips with personal finance and is currently BBC Morning Live’s money expert. 

You can get Iona’s book here: https://amzn.to/4d0b0qW



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 22 Apr 2024 05:00:00 -0000</pubDate>
      <itunes:title>Are we worse off than our parents? Financial journalist Iona Bain</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>8</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Wages, housing, the cost of education…How do younger generations deal with the financial challenges they’ve been dealt?</itunes:subtitle>
      <itunes:summary>How do younger generations deal with the financial challenges they’ve been dealt? And is it really harder than it was for their parents? Iona Bain is a writer, speaker, broadcaster and author of ‘Own It: How our generation can invest our way to a better future’. She started the Young Money blog in 2011 to help young people get to grips with personal finance and is currently BBC Morning Live’s money expert. 

You can get Iona’s book here: https://amzn.to/4d0b0qW



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How do younger generations deal with the financial challenges they’ve been dealt? And is it really harder than it was for their parents? Iona Bain is a writer, speaker, broadcaster and author of ‘Own It: How our generation can invest our way to a better future’. She started the Young Money blog in 2011 to help young people get to grips with personal finance and is currently BBC Morning Live’s money expert. </p>
<p>You can get Iona’s book here: <a href="https://amzn.to/4d0b0qW">https://amzn.to/4d0b0qW</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p><a href="https://vanta.com/makingmoney"><u>⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3957</itunes:duration>
      <guid isPermaLink="false"><![CDATA[5dae89fc-fda2-11ee-a811-97f046cde0e0]]></guid>
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    </item>
    <item>
      <title>Why our political system is broken and what it costs us</title>
      <description>How do politicians escape accountability for their lies? Why is there wasteful spending on poorly conceived projects that aren’t based on evidence? How has a tax system been created that is more than confusing? Ian Dunt is a political writer and commentator who's just written a book called ‘How Westminster Works...and Why It Doesn’t’. 

Ian’s book: https://amzn.to/4asCi7F



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 15 Apr 2024 05:00:00 -0000</pubDate>
      <itunes:title>Why our political system is broken and what it costs us - Journalist Ian Dunt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>7</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>How do politicians escape accountability for their lies? Why is there wasteful spending on poorly conceived projects? How has a tax system been created that is more than confusing? </itunes:subtitle>
      <itunes:summary>How do politicians escape accountability for their lies? Why is there wasteful spending on poorly conceived projects that aren’t based on evidence? How has a tax system been created that is more than confusing? Ian Dunt is a political writer and commentator who's just written a book called ‘How Westminster Works...and Why It Doesn’t’. 

Ian’s book: https://amzn.to/4asCi7F



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>How do politicians escape accountability for their lies? Why is there wasteful spending on poorly conceived projects that aren’t based on evidence? How has a tax system been created that is more than confusing? Ian Dunt is a political writer and commentator who's just written a book called ‘<em>How Westminster Works...and Why It Doesn’t’</em>. </p>
<p>Ian’s book: <a href="https://amzn.to/4asCi7F">https://amzn.to/4asCi7F</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠--</a></p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>5106</itunes:duration>
      <guid isPermaLink="false"><![CDATA[35953474-f8d0-11ee-9d32-c75b94f08099]]></guid>
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    </item>
    <item>
      <title>Is crypto cleaning up its act?</title>
      <description>What does the recent history of crypto teach us about it today? FT Journalist Joshua Oliver won awards for his reporting of the collapse of FTX, the crypto exchange founded by Sam Bankman-Fried, known as SBF, who was sentenced to 25 years in prison for fraud and related crimes in March 2024.

Joshua has written a book on it which you can find here: https://amzn.to/3xjRq8B

Listen to part one of our crypto episodes ‘We need to talk about crypto’ here: https://link.chtbl.com/6snSImh1

This is not financial advice. Don’t invest in cryptocurrency unless you’re prepared to lose all the money you invest. You should not expect to be protected if something goes wrong. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



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--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 08 Apr 2024 05:00:00 -0000</pubDate>
      <itunes:title>Is crypto cleaning up its act? FT journalist Joshua Oliver</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>6</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What does the recent history of crypto teach us about it today?</itunes:subtitle>
      <itunes:summary>What does the recent history of crypto teach us about it today? FT Journalist Joshua Oliver won awards for his reporting of the collapse of FTX, the crypto exchange founded by Sam Bankman-Fried, known as SBF, who was sentenced to 25 years in prison for fraud and related crimes in March 2024.

Joshua has written a book on it which you can find here: https://amzn.to/3xjRq8B

Listen to part one of our crypto episodes ‘We need to talk about crypto’ here: https://link.chtbl.com/6snSImh1

This is not financial advice. Don’t invest in cryptocurrency unless you’re prepared to lose all the money you invest. You should not expect to be protected if something goes wrong. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What does the recent history of crypto teach us about it today? FT Journalist Joshua Oliver won awards for his reporting of the collapse of FTX, the crypto exchange founded by Sam Bankman-Fried, known as SBF, who was sentenced to 25 years in prison for fraud and related crimes in March 2024.</p>
<p>Joshua has written a book on it which you can find here: <a href="https://amzn.to/3xjRq8B">https://amzn.to/3xjRq8B</a></p>
<p>Listen to part one of our crypto episodes ‘We need to talk about crypto’ here: <a href="https://link.chtbl.com/6snSImh1">https://link.chtbl.com/6snSImh1</a></p>
<p><em>This is not financial advice. Don’t invest in cryptocurrency unless you’re prepared to lose all the money you invest. You should not expect to be protected if something goes wrong. </em></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4091</itunes:duration>
      <guid isPermaLink="false"><![CDATA[d4d1462a-f29c-11ee-b5fe-e3a1d49fbb56]]></guid>
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    </item>
    <item>
      <title>We need to talk about crypto</title>
      <description>Where is the value in cryptocurrencies like Bitcoin and Ethereum? Can they help returns without introducing too much risk? Is Bitcoin getting more stable? If you want to invest, where do you do it?

Tom Rodgers is a freelance financial writer and analyst specialising in cryptocurrency. He is the former Head of Research for ETC Group, which runs the biggest Bitcoin fund in Europe.

For more from Tom: https://chartingfutures.substack.com/

Here is the report referenced in the episode that looks at the impact of a small % of Bitcoin/Ethereum in a multi-asset portfolio: https://coinshares.com/research/a-little-bitcoin-goes-a-long-way

This is not financial advice. Don’t invest in cryptocurrency unless you’re prepared to lose all the money you invest. You should not expect to be protected if something goes wrong. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠https://getmost.typeform.com/pod-episodes⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠https://vanta.com/makingmoney⁠

Tide - Get up to 4% AER variable with their Instant Saver Account: ⁠https://www.tide.co/offers/makingmoney⁠

New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 01 Apr 2024 04:00:00 -0000</pubDate>
      <itunes:title>We need to talk about crypto - Financial writer Tom Rodgers</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>5</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Where is the value in cryptocurrencies like Bitcoin and Ethereum? </itunes:subtitle>
      <itunes:summary>Where is the value in cryptocurrencies like Bitcoin and Ethereum? Can they help returns without introducing too much risk? Is Bitcoin getting more stable? If you want to invest, where do you do it?

Tom Rodgers is a freelance financial writer and analyst specialising in cryptocurrency. He is the former Head of Research for ETC Group, which runs the biggest Bitcoin fund in Europe.

For more from Tom: https://chartingfutures.substack.com/

Here is the report referenced in the episode that looks at the impact of a small % of Bitcoin/Ethereum in a multi-asset portfolio: https://coinshares.com/research/a-little-bitcoin-goes-a-long-way

This is not financial advice. Don’t invest in cryptocurrency unless you’re prepared to lose all the money you invest. You should not expect to be protected if something goes wrong. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠https://getmost.typeform.com/pod-episodes⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠https://vanta.com/makingmoney⁠

Tide - Get up to 4% AER variable with their Instant Saver Account: ⁠https://www.tide.co/offers/makingmoney⁠

New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Where is the value in cryptocurrencies like Bitcoin and Ethereum? Can they help returns without introducing too much risk? Is Bitcoin getting more stable? If you want to invest, where do you do it?</p>
<p>Tom Rodgers is a freelance financial writer and analyst specialising in cryptocurrency. He is the former Head of Research for ETC Group, which runs the biggest Bitcoin fund in Europe.</p>
<p>For more from Tom: <a href="https://chartingfutures.substack.com/">https://chartingfutures.substack.com/</a></p>
<p>Here is the report referenced in the episode that looks at the impact of a small % of Bitcoin/Ethereum in a multi-asset portfolio: <a href="https://coinshares.com/research/a-little-bitcoin-goes-a-long-way">https://coinshares.com/research/a-little-bitcoin-goes-a-long-way</a></p>
<p><em>This is not financial advice. Don’t invest in cryptocurrency unless you’re prepared to lose all the money you invest. You should not expect to be protected if something goes wrong. </em></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠<u>https://vanta.com/makingmoney</u>⁠</a></p>
<p>Tide - Get up to 4% AER variable with their Instant Saver Account: <a href="https://www.tide.co/offers/makingmoney">⁠<u>https://www.tide.co/offers/makingmoney</u>⁠</a></p>
<p><em>New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.</em></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4391</itunes:duration>
      <guid isPermaLink="false"><![CDATA[4cffe842-ed0f-11ee-8679-a3a38d0cd685]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO5505642417.mp3?updated=1753464141" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Why investors should take back power </title>
      <description>In today's capitalism, who truly holds the reins of power? Merryn Somerset Webb is a Senior Bloomberg columnist and former editor of Money Week. In her book Share Power, she argues we, investors, need to take back control of our votes in the companies we own. She also believes that the next decade for investors will be dramatically different to the last.

You can buy Merryn’s book here: https://amzn.to/3ToHRg9



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 25 Mar 2024 06:00:00 -0000</pubDate>
      <itunes:title>Investors need to take back power - Merryn Somerset Webb</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>4</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>In today's capitalism, who truly holds the reins of power? Merryn Somerset Webb argues investors need to have a greater say in the companies they own. </itunes:subtitle>
      <itunes:summary>In today's capitalism, who truly holds the reins of power? Merryn Somerset Webb is a Senior Bloomberg columnist and former editor of Money Week. In her book Share Power, she argues we, investors, need to take back control of our votes in the companies we own. She also believes that the next decade for investors will be dramatically different to the last.

You can buy Merryn’s book here: https://amzn.to/3ToHRg9



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In today's capitalism, who truly holds the reins of power? Merryn Somerset Webb is a Senior Bloomberg columnist and former editor of Money Week. In her book Share Power, she argues we, investors, need to take back control of our votes in the companies we own. She also believes that the next decade for investors will be dramatically different to the last.</p>
<p>You can buy Merryn’s book here: <a href="https://amzn.to/3ToHRg9">https://amzn.to/3ToHRg9</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3976</itunes:duration>
      <guid isPermaLink="false"><![CDATA[d9c18ca4-e7b5-11ee-b3b4-1fa994166be6]]></guid>
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    </item>
    <item>
      <title>WTF are bonds? How and when to use them</title>
      <description>Do you invest in bonds? You might not realise it but you probably do. If you have a workplace pension the default is to invest you in both stocks and bonds. But is this actually the right way to build long-term wealth? Ramin Nakisa from the PensionCraft YouTube channel, and friend of the podcast, is a fan of bonds. That doesn’t mean he thinks they’re always the right choice but he believes they can be useful in particular scenarios.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 18 Mar 2024 06:00:00 -0000</pubDate>
      <itunes:title>WTF are bonds? How and when to use them - PensionCraft Ramin Nakisa</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>3</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Do you invest in bonds? You might not realise it but you probably do.</itunes:subtitle>
      <itunes:summary>Do you invest in bonds? You might not realise it but you probably do. If you have a workplace pension the default is to invest you in both stocks and bonds. But is this actually the right way to build long-term wealth? Ramin Nakisa from the PensionCraft YouTube channel, and friend of the podcast, is a fan of bonds. That doesn’t mean he thinks they’re always the right choice but he believes they can be useful in particular scenarios.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you invest in bonds? You might not realise it but you probably do. If you have a workplace pension the default is to invest you in both stocks and bonds. But is this actually the right way to build long-term wealth? Ramin Nakisa from the PensionCraft YouTube channel, and friend of the podcast, is a fan of bonds. That doesn’t mean he thinks they’re always the right choice but he believes they can be useful in particular scenarios.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4141</itunes:duration>
      <guid isPermaLink="false"><![CDATA[fd10e69c-e2dc-11ee-8c56-67354e305210]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO1152281673.mp3?updated=1753464179" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Scams: How to spot them, handle them and protect yourself</title>
      <description>What would you do if you were scammed? Do you know what kinds of things the banks look for when evaluating if you should get your money back?

Katie Morley is consumer champion for the Telegraph. She’s won back around 10 million pounds for scam and fraud victims including those who should have been protected but weren’t.

You can contact Katie at: katie.morley@telegraph.co.uk

**You usually have up to 6 years to complain to the financial institution - then you must go to the financial ombudsman within 6 months of getting the final response to your complaint from the financial institution. For more information on time limits: https://www.financial-ombudsman.org.uk/consumers/expect/time-limits**



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 11 Mar 2024 06:00:00 -0000</pubDate>
      <itunes:title>Scams; How to spot them, handle them and protect yourself</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>2</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Katie Morley has won back around 10 million pounds for scam and fraud victims including those who should have been protected but weren’t.</itunes:subtitle>
      <itunes:summary>What would you do if you were scammed? Do you know what kinds of things the banks look for when evaluating if you should get your money back?

Katie Morley is consumer champion for the Telegraph. She’s won back around 10 million pounds for scam and fraud victims including those who should have been protected but weren’t.

You can contact Katie at: katie.morley@telegraph.co.uk

**You usually have up to 6 years to complain to the financial institution - then you must go to the financial ombudsman within 6 months of getting the final response to your complaint from the financial institution. For more information on time limits: https://www.financial-ombudsman.org.uk/consumers/expect/time-limits**



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What would you do if you were scammed? Do you know what kinds of things the banks look for when evaluating if you should get your money back?</p>
<p>Katie Morley is consumer champion for the Telegraph. She’s won back around 10 million pounds for scam and fraud victims including those who should have been protected but weren’t.</p>
<p>You can contact Katie at: <a href="mailto:katie.morley@telegraph.co.uk">katie.morley@telegraph.co.uk</a></p>
<p>**You usually have up to 6 years to complain to the financial institution - then you must go to the financial ombudsman within 6 months of getting the final response to your complaint from the financial institution.<strong> </strong>For more information on time limits: <a href="https://www.financial-ombudsman.org.uk/consumers/expect/time-limits">https://www.financial-ombudsman.org.uk/consumers/expect/time-limits</a>**</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2761</itunes:duration>
      <guid isPermaLink="false"><![CDATA[d448867c-dd3a-11ee-9273-eb2a75872f46]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO1750367741.mp3?updated=1753464217" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ali Abdaal: Earn more but work less?</title>
      <description>If you could do more with your time, what could you accomplish? Ali Abdaal started his YouTube channel as a side hustle while he was a medical student. He now has over 5 million subscribers and makes 5 million pounds a year.. An expert in productivity, he’s literally written a book on it, the New York Times bestseller ‘Feel Good Productivity’.

You can order Ali’s book here: https://amzn.to/3URBIvg



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 04 Mar 2024 06:00:00 -0000</pubDate>
      <itunes:title>Earn more, work less I Productivity expert Ali Abdaal</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>3</itunes:season>
      <itunes:episode>1</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Ali Abdaal started his YouTube channel as a side hustle but he now has over 5 million subscribers and makes 5 million pounds a year from it.</itunes:subtitle>
      <itunes:summary>If you could do more with your time, what could you accomplish? Ali Abdaal started his YouTube channel as a side hustle while he was a medical student. He now has over 5 million subscribers and makes 5 million pounds a year.. An expert in productivity, he’s literally written a book on it, the New York Times bestseller ‘Feel Good Productivity’.

You can order Ali’s book here: https://amzn.to/3URBIvg



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you could do more with your time, what could you accomplish? Ali Abdaal started his YouTube channel as a side hustle while he was a medical student. He now has over 5 million subscribers and makes 5 million pounds a year.. An expert in productivity, he’s literally written a book on it, the New York Times bestseller ‘Feel Good Productivity’.</p>
<p>You can order Ali’s book here: <a href="https://amzn.to/3URBIvg">https://amzn.to/3URBIvg</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4106</itunes:duration>
      <guid isPermaLink="false"><![CDATA[7b324012-d701-11ee-84eb-6f3d5449adf5]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO3181028708.mp3?updated=1753464232" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ask Us Anything: Is ethical investing worth it? </title>
      <description>You asked us:


  Are you shooting yourself in the foot by investing in ESG (environmental, social and governance) funds?

  Should you sell your Pokemon card collection to invest in index funds?


--



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

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TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 26 Feb 2024 06:00:00 -0000</pubDate>
      <itunes:title>Ask Us Anything: Is ethical investing worth it? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Are you shooting yourself in the foot by investing in ESG funds? Should a listener sell his Pokemon card collection to invest elsewhere?</itunes:subtitle>
      <itunes:summary>You asked us:


  Are you shooting yourself in the foot by investing in ESG (environmental, social and governance) funds?

  Should you sell your Pokemon card collection to invest in index funds?


--



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>Are you shooting yourself in the foot by investing in ESG (environmental, social and governance) funds?</li>
  <li>Should you sell your Pokemon card collection to invest in index funds?</li>
</ul>
<p>--</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>978</itunes:duration>
      <guid isPermaLink="false"><![CDATA[fcdba080-c69f-11ee-9ecb-779fbb9cd898]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO7414116316.mp3?updated=1753464561" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ask Us Anything: How financially savvy were our parents?</title>
      <description>You asked, we answered:


  Were either of our parents financially savvy or has everything been self taught?

  SUV at 5.49% for 60 months. Brain says pay if off or do I continue investing/saving for baby OTW?


🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📧 Free guides on personal finance

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod





📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 19 Feb 2024 05:00:00 -0000</pubDate>
      <itunes:title>Ask Us Anything: How financially savvy were our parents?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What financial skills did we learn from our parents (and what do T's parents think of Damo) and should you pay off the car or save for a baby?</itunes:subtitle>
      <itunes:summary>You asked, we answered:


  Were either of our parents financially savvy or has everything been self taught?

  SUV at 5.49% for 60 months. Brain says pay if off or do I continue investing/saving for baby OTW?


🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

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TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📧 Free guides on personal finance

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod





📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked, we answered:</p>
<ul>
  <li>Were either of our parents financially savvy or has everything been self taught?</li>
  <li>SUV at 5.49% for 60 months. Brain says pay if off or do I continue investing/saving for baby OTW?</li>
</ul>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📧 Free guides on personal finance</p>
<p>Learn how to build long-term wealth in the UK: <a href="https://linktr.ee/makingmoneypod">https://linktr.ee/makingmoneypod</a></p>
<p><br></p>
<p><br></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p><a href="https://www.trading212.com/promocodes/MM">https://www.trading212.com/promocodes/MM</a></p>
<p> If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.</p>
<p><br></p>
<p>InvestEngine </p>
<p>Get a £25 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p>This is not an affiliate link.</p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>…</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>883</itunes:duration>
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    </item>
    <item>
      <title>Ask Us Anything: Should you be worried about a 'pension crisis'?</title>
      <description>The questions are all about pensions this week:


  What are our thoughts on a ‘pension crisis’ for Millennials/Gen Z when retirement comes around?

  Should you reduce pension contributions in order to pay off debt quicker?

  What % of your income should you pay into your pension?


--

🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Fri, 09 Feb 2024 06:00:00 -0000</pubDate>
      <itunes:title>Ask Us Anything: Should you be worried about a 'pension crisis'?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>We are all about pensions this week: what % should you be saving, will you be affected by the 'pension crisis', and should you reduce payments to pay off debt?</itunes:subtitle>
      <itunes:summary>The questions are all about pensions this week:


  What are our thoughts on a ‘pension crisis’ for Millennials/Gen Z when retirement comes around?

  Should you reduce pension contributions in order to pay off debt quicker?

  What % of your income should you pay into your pension?


--

🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The questions are all about pensions this week:</p>
<ul>
  <li>What are our thoughts on a ‘pension crisis’ for Millennials/Gen Z when retirement comes around?</li>
  <li>Should you reduce pension contributions in order to pay off debt quicker?</li>
  <li>What % of your income should you pay into your pension?</li>
</ul>
<p>--</p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p><a href="https://www.trading212.com/promocodes/MM">https://www.trading212.com/promocodes/MM</a></p>
<p> If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.</p>
<p><br></p>
<p>InvestEngine </p>
<p>Get a £25 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p>This is not an affiliate link.</p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>…</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>534</itunes:duration>
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    </item>
    <item>
      <title>Gary Stevenson: The rich will bankrupt us all</title>
      <description>Gary Stevenson is a former city trader who made millions from betting on growing inequality. With his YouTube Channel @GarysEconomics he now campaigns to end the very thing he made money from. He's written a book called ‘The Trading Game: A Confession’ about his experiences in finance and what drove him to leave a life where he earnt millions a year.

He warns that without a tax on the super rich, wealth inequality will continue to increase, leaving the majority of us much worse off.

You can order Gary’s book here: https://amzn.to/3SJGXeM



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 05 Feb 2024 06:00:00 -0000</pubDate>
      <itunes:title>The rich will bankrupt us all I Gary Stevenson</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>2</itunes:season>
      <itunes:episode>14</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Ex top trader warns a tax on the super rich is the only way to prevent an impending economic crisis. </itunes:subtitle>
      <itunes:summary>Gary Stevenson is a former city trader who made millions from betting on growing inequality. With his YouTube Channel @GarysEconomics he now campaigns to end the very thing he made money from. He's written a book called ‘The Trading Game: A Confession’ about his experiences in finance and what drove him to leave a life where he earnt millions a year.

He warns that without a tax on the super rich, wealth inequality will continue to increase, leaving the majority of us much worse off.

You can order Gary’s book here: https://amzn.to/3SJGXeM



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Gary Stevenson is a former city trader who made millions from betting on growing inequality. With his YouTube Channel @GarysEconomics he now campaigns to end the very thing he made money from. He's written a book called ‘The Trading Game: A Confession’ about his experiences in finance and what drove him to leave a life where he earnt millions a year.</p>
<p>He warns that without a tax on the super rich, wealth inequality will continue to increase, leaving the majority of us much worse off.</p>
<p>You can order Gary’s book here: <a href="https://amzn.to/3SJGXeM">https://amzn.to/3SJGXeM</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4530</itunes:duration>
      <guid isPermaLink="false"><![CDATA[b6482320-c1e8-11ee-b8ec-eb06e8f12dac]]></guid>
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    </item>
    <item>
      <title>Lessons from 300 years of stock market advice</title>
      <description>What’s the secret behind beating the market? It's a question many ask, but who really knows the answer? James Taylor, co-author of ‘Invested: How Three Centuries of Stock Market Advice Reshaped Our Money, Markets, and Mind’, looks at why, despite the rise of passive investing, so many people are still obsessed with active investing, outperforming the market, and how the same marketing strategies that were used all those years ago are still enticing people today.

James's book: https://amzn.to/3OiSlvJ



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 29 Jan 2024 06:00:00 -0000</pubDate>
      <itunes:title>Lessons from 300 years of stock market advice I Historian James Taylor</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>2</itunes:season>
      <itunes:episode>13</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What’s the secret behind beating the market? Does anyone really know the answer? </itunes:subtitle>
      <itunes:summary>What’s the secret behind beating the market? It's a question many ask, but who really knows the answer? James Taylor, co-author of ‘Invested: How Three Centuries of Stock Market Advice Reshaped Our Money, Markets, and Mind’, looks at why, despite the rise of passive investing, so many people are still obsessed with active investing, outperforming the market, and how the same marketing strategies that were used all those years ago are still enticing people today.

James's book: https://amzn.to/3OiSlvJ



💬 Do you have a money story you'd like to share on the podcast?

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Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What’s the secret behind beating the market? It's a question many ask, but who really knows the answer? James Taylor, co-author of ‘<em>Invested: How Three Centuries of Stock Market Advice Reshaped Our Money, Markets, and Mind’</em>, looks at why, despite the rise of passive investing, so many people are still obsessed with active investing, outperforming the market, and how the same marketing strategies that were used all those years ago are still enticing people today.</p>
<p>James's book: <a href="https://amzn.to/3OiSlvJ">https://amzn.to/3OiSlvJ</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3728</itunes:duration>
      <guid isPermaLink="false"><![CDATA[59d1c49c-bc71-11ee-a745-3bba40c7550e]]></guid>
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    </item>
    <item>
      <title>How to get a promotion this year</title>
      <description>We all want to get paid more but how do you get a salary increase out of your company? What steps should you take to build your case before asking? And how do you approach that pay rise meeting with your manager? To help us figure out a plan, we’re speaking to HR expert Wayne Clarke, author of How to Become a World-Class Manager.

Wayne’s book: https://amzn.to/3RW2YFC



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 22 Jan 2024 06:00:00 -0000</pubDate>
      <itunes:title>How to get a pay rise, step-by-step guide from HR expert Wayne Clarke</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Getting paid more for what you do every day is a no-brainer for growing wealth.</itunes:subtitle>
      <itunes:summary>We all want to get paid more but how do you get a salary increase out of your company? What steps should you take to build your case before asking? And how do you approach that pay rise meeting with your manager? To help us figure out a plan, we’re speaking to HR expert Wayne Clarke, author of How to Become a World-Class Manager.

Wayne’s book: https://amzn.to/3RW2YFC



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We all want to get paid more but how do you get a salary increase out of your company? What steps should you take to build your case before asking? And how do you approach that pay rise meeting with your manager? To help us figure out a plan, we’re speaking to HR expert Wayne Clarke, author of How to Become a World-Class Manager.</p>
<p>Wayne’s book: <a href="https://amzn.to/3RW2YFC">https://amzn.to/3RW2YFC</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3803</itunes:duration>
      <guid isPermaLink="false"><![CDATA[c706d8c2-b631-11ee-8208-6739e739bcc4]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO1297476818.mp3?updated=1753464714" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The science behind changing your habits </title>
      <description>Do you ever look back and think where did the time go? It’s a horrible feeling, life passing you by, but it’s natural because we have to spend most of our lives operating in subconscious mode. To learn how to get what we want from life, particularly how to change career, we’re speaking with Dr Grace Lordan, author of Think Big and an Associate Professor in Behavioural Science at the London School of Economics. How do you decide what you really want, and how do you get it?

Think Big on Amazon: https://amzn.to/3RTinGT



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 15 Jan 2024 06:00:00 -0000</pubDate>
      <itunes:title>6 steps to hit your life &amp; career goals: the science behind changing your habits | Dr Grace Lordan</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Most of us get dragged through life; this is how to be deliberate and get what you want.</itunes:subtitle>
      <itunes:summary>Do you ever look back and think where did the time go? It’s a horrible feeling, life passing you by, but it’s natural because we have to spend most of our lives operating in subconscious mode. To learn how to get what we want from life, particularly how to change career, we’re speaking with Dr Grace Lordan, author of Think Big and an Associate Professor in Behavioural Science at the London School of Economics. How do you decide what you really want, and how do you get it?

Think Big on Amazon: https://amzn.to/3RTinGT



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you ever look back and think where did the time go? It’s a horrible feeling, life passing you by, but it’s natural because we have to spend most of our lives operating in subconscious mode. To learn how to get what we want from life, particularly how to change career, we’re speaking with Dr Grace Lordan, author of Think Big and an Associate Professor in Behavioural Science at the London School of Economics. How do you decide what you really want, and how do you get it?</p>
<p>Think Big on Amazon: <a href="https://amzn.to/3RTinGT">https://amzn.to/3RTinGT</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4185</itunes:duration>
      <guid isPermaLink="false"><![CDATA[1384729c-b12b-11ee-a65b-6be44921722f]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO1806649547.mp3?updated=1747649000" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Forget new year's resolutions, this is how to sort your financial life in 2024</title>
      <description>Do you want financial independence by the time you're 40? 50? 60? Do you know how to get there? That’s why we started the podcast - to give you the knowledge and confidence to change your financial future. So how do you end 2024 in much better shape? Well, that’s why we’re speaking with Financial Advisor Lisa Conway-Hughes who’ll map out the key things you need to get done in 2024 to get better with money and build wealth.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above (including Lisa's firm), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 08 Jan 2024 05:00:00 -0000</pubDate>
      <itunes:title>Forget new year's resolutions, this is how to sort your financial life in 2024 | Lisa Conway-Hughes</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Your path to financial freedom.</itunes:subtitle>
      <itunes:summary>Do you want financial independence by the time you're 40? 50? 60? Do you know how to get there? That’s why we started the podcast - to give you the knowledge and confidence to change your financial future. So how do you end 2024 in much better shape? Well, that’s why we’re speaking with Financial Advisor Lisa Conway-Hughes who’ll map out the key things you need to get done in 2024 to get better with money and build wealth.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above (including Lisa's firm), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Do you want financial independence by the time you're 40? 50? 60? Do you know how to get there? That’s why we started the podcast - to give you the knowledge and confidence to change your financial future. So how do you end 2024 in much better shape? Well, that’s why we’re speaking with Financial Advisor Lisa Conway-Hughes who’ll map out the key things you need to get done in 2024 to get better with money and build wealth.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above (including Lisa's firm), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3639</itunes:duration>
      <guid isPermaLink="false"><![CDATA[be1b2360-a030-11ee-b0ed-2fdbd40ef0f2]]></guid>
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    </item>
    <item>
      <title>Ask us anything: Christmas edition - would you take £1m or £5k/month?</title>
      <description>You asked us:


  Would you rather have a million pounds or five thousand pounds a month until you get to a million?

  What would you do if you lost all your savings and had to start again?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



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TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



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Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 18 Dec 2023 06:00:00 -0000</pubDate>
      <itunes:title>Ask us anything: Christmas edition - would you take £1m or £5k/month?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Would you rather have a gift of a million pounds or 5k per month? What would we do if we lost all our savings and had to start again?</itunes:subtitle>
      <itunes:summary>You asked us:


  Would you rather have a million pounds or five thousand pounds a month until you get to a million?

  What would you do if you lost all your savings and had to start again?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📧 Free guides on personal finance

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod



⛑️ Check your financial health

https://makingmoney.email/health-check-audio



📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>Would you rather have a million pounds or five thousand pounds a month until you get to a million?</li>
  <li>What would you do if you lost all your savings and had to start again?</li>
</ul>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📧 Free guides on personal finance</p>
<p>Learn how to build long-term wealth in the UK: <a href="https://linktr.ee/makingmoneypod">https://linktr.ee/makingmoneypod</a></p>
<p><br></p>
<p>⛑️ Check your financial health</p>
<p><a href="https://makingmoney.email/health-check-audio">https://makingmoney.email/health-check-audio</a></p>
<p><br></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p><a href="https://www.trading212.com/promocodes/MM">https://www.trading212.com/promocodes/MM</a></p>
<p> If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.</p>
<p><br></p>
<p>InvestEngine </p>
<p>Get a £25 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p>This is not an affiliate link.</p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>🎉Sponsors</p>
<p>Vanta - Get secure and compliant with $1k off: <a href="https://vanta.com/makingmoney">https://vanta.com/makingmoney</a>.</p>
<p>Tide - Get 3.81% AER variable on your business savings. Use this link <a href="https://www.tide.co/offer/makingmoneyq1">https://www.tide.co/offer/makingmoneyq1</a> or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. </p>
<p>New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: <a href="https://tide.co/terms/makingmoneyq1-tnc">https://tide.co/terms/makingmoneyq1-tnc</a>. </p>
<p>…</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>623</itunes:duration>
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    </item>
    <item>
      <title>Ask us anything: What's the key lesson from legendary investor Charlie Munger? </title>
      <description>You asked us:


  What is the one key lesson we can learn from Charlie Munger’s legacy?

  Were either of your parents financially savvy or has everything been self taught?

  What are the true risks of doing nothing with money?




🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 11 Dec 2023 05:00:00 -0000</pubDate>
      <itunes:title>Ask us anything: What's the key lesson from legendary investor Charlie Munger? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What is the one key lesson we can learn from Charlie Munger’s legacy? What are the true risks of doing nothing with your money? What did your parents teach you about money?</itunes:subtitle>
      <itunes:summary>You asked us:


  What is the one key lesson we can learn from Charlie Munger’s legacy?

  Were either of your parents financially savvy or has everything been self taught?

  What are the true risks of doing nothing with money?




🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

…

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>What is the one key lesson we can learn from Charlie Munger’s legacy?</li>
  <li>Were either of your parents financially savvy or has everything been self taught?</li>
  <li>What are the true risks of doing nothing with money?</li>
</ul>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p><a href="https://www.trading212.com/promocodes/MM">https://www.trading212.com/promocodes/MM</a></p>
<p> If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.</p>
<p><br></p>
<p>InvestEngine </p>
<p>Get a £25 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p>This is not an affiliate link.</p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>…</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>645</itunes:duration>
      <guid isPermaLink="false"><![CDATA[06568dba-95cb-11ee-92d4-a7ee35d1393e]]></guid>
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    </item>
    <item>
      <title>Where do your taxes actually go?</title>
      <description>It feels like we pay a lot of tax in the UK but is that really true? Where do our taxes actually go? Are they wasted? And are we going to have to pay more in the future? Paul Johnson is the Director of the insanely well respected Institute for Fiscal Studies and in this episode he explains how we’ve got into this pickle, how we can get out of it - and why our feelings about paying too much tax might not be rooted in reality. 

Get Paul’s book Follow The Money: https://amzn.to/41aOqXa



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 04 Dec 2023 06:00:00 -0000</pubDate>
      <itunes:title>Where your taxes actually go and why you’ll need to pay more | Director of the IFS Paul Johnson</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Only two things in life are guaranteed - death and, yeah, that old chestnut.</itunes:subtitle>
      <itunes:summary>It feels like we pay a lot of tax in the UK but is that really true? Where do our taxes actually go? Are they wasted? And are we going to have to pay more in the future? Paul Johnson is the Director of the insanely well respected Institute for Fiscal Studies and in this episode he explains how we’ve got into this pickle, how we can get out of it - and why our feelings about paying too much tax might not be rooted in reality. 

Get Paul’s book Follow The Money: https://amzn.to/41aOqXa



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>It feels like we pay a lot of tax in the UK but is that really true? Where do our taxes actually go? Are they wasted? And are we going to have to pay more in the future? Paul Johnson is the Director of the insanely well respected Institute for Fiscal Studies and in this episode he explains how we’ve got into this pickle, how we can get out of it - and why our feelings about paying too much tax might not be rooted in reality. </p>
<p>Get Paul’s book Follow The Money: <a href="https://amzn.to/41aOqXa">https://amzn.to/41aOqXa</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3795</itunes:duration>
      <guid isPermaLink="false"><![CDATA[af95c140-9065-11ee-ac28-efe35a3f85d7]]></guid>
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    </item>
    <item>
      <title>7 ways your brain makes you poorer</title>
      <description>Smart people make bad decisions all the time. That’s because intelligence (IQ) has no bearing on our ability to make rational, unbiased decisions. If you can be aware of your biases and investigate your intuitions then you will make better decisions which can have a profound effect on your finances. In this episode, David Robson, author of The Intelligence Trap, lays out the key biases stopping you from getting richer - and how to combat them.

You can find David's book here: http://bit.ly/3T04h8F



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 27 Nov 2023 06:00:00 -0000</pubDate>
      <itunes:title>7 ways your brain is making you poorer - the invisible biases that hurt your financial decision-making | David Robson</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Warren Buffet has a great technique for learning from his biased decisions.</itunes:subtitle>
      <itunes:summary>Smart people make bad decisions all the time. That’s because intelligence (IQ) has no bearing on our ability to make rational, unbiased decisions. If you can be aware of your biases and investigate your intuitions then you will make better decisions which can have a profound effect on your finances. In this episode, David Robson, author of The Intelligence Trap, lays out the key biases stopping you from getting richer - and how to combat them.

You can find David's book here: http://bit.ly/3T04h8F



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Smart people make bad decisions all the time. That’s because intelligence (IQ) has no bearing on our ability to make rational, unbiased decisions. If you can be aware of your biases and investigate your intuitions then you will make better decisions which can have a profound effect on your finances. In this episode, David Robson, author of The Intelligence Trap, lays out the key biases stopping you from getting richer - and how to combat them.</p>
<p>You can find David's book here: <a href="http://bit.ly/3T04h8F">http://bit.ly/3T04h8F</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3495</itunes:duration>
      <guid isPermaLink="false"><![CDATA[8cf3c33a-8ad4-11ee-83ea-af8d9bfd6ea7]]></guid>
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    </item>
    <item>
      <title>How to invest in single stocks (but why you probably shouldn’t) </title>
      <description>Most people shouldn’t invest in single stocks - they’d be better off investing in index funds - but that doesn’t stop a lot of people trying. That’s the view of Sasha Yanshin, YouTuber, Damo’s friend and nemesis - and it’s Damo’s view too. Despite that, Sasha does invest in individual companies and Damo does keep up to 10% of his allocation for investing in specific stocks (because he enjoys it).

In this episode, Sasha explains his process, as well as some best practices in case you want to chance your arm. But please be mindful of the risks and consider capping your exposure if it is something you want to try.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠https://getmost.typeform.com/pod-episodes⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠https://vanta.com/makingmoney⁠

Tide - Get up to 4% AER variable with their Instant Saver Account: ⁠https://www.tide.co/offers/makingmoney⁠

New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 20 Nov 2023 05:30:00 -0000</pubDate>
      <itunes:title>How to invest in single stocks (and why you probably shouldn’t) | Sasha Yanshin</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Very few stock-pickers beat the market over the long term but this is how you might go about it.</itunes:subtitle>
      <itunes:summary>Most people shouldn’t invest in single stocks - they’d be better off investing in index funds - but that doesn’t stop a lot of people trying. That’s the view of Sasha Yanshin, YouTuber, Damo’s friend and nemesis - and it’s Damo’s view too. Despite that, Sasha does invest in individual companies and Damo does keep up to 10% of his allocation for investing in specific stocks (because he enjoys it).

In this episode, Sasha explains his process, as well as some best practices in case you want to chance your arm. But please be mindful of the risks and consider capping your exposure if it is something you want to try.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠https://getmost.typeform.com/pod-episodes⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠https://vanta.com/makingmoney⁠

Tide - Get up to 4% AER variable with their Instant Saver Account: ⁠https://www.tide.co/offers/makingmoney⁠

New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Most people shouldn’t invest in single stocks - they’d be better off investing in index funds - but that doesn’t stop a lot of people trying. That’s the view of Sasha Yanshin, YouTuber, Damo’s friend and nemesis - and it’s Damo’s view too. Despite that, Sasha does invest in individual companies and Damo does keep up to 10% of his allocation for investing in specific stocks (because he enjoys it).</p>
<p>In this episode, Sasha explains his process, as well as some best practices in case you want to chance your arm. But please be mindful of the risks and consider capping your exposure if it is something you want to try.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠<u>https://vanta.com/makingmoney</u>⁠</a></p>
<p>Tide - Get up to 4% AER variable with their Instant Saver Account: <a href="https://www.tide.co/offers/makingmoney">⁠<u>https://www.tide.co/offers/makingmoney</u>⁠</a></p>
<p><em>New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.</em><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3983</itunes:duration>
      <guid isPermaLink="false"><![CDATA[073d3702-8576-11ee-af39-17f4a5e3dae9]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO9478049034.mp3?updated=1753464874" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How to improve your credit score</title>
      <description>Credit scores... there's a lot of misunderstanding about them. So in this episode, which is a beginner's guide to credit scores, we explain the fundamentals, how to improve them and debunk some common myths.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 13 Nov 2023 05:30:00 -0000</pubDate>
      <itunes:title>How to improve your credit score</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Credit scores aren't rocket science but they can have a big impact on your opportunities.  </itunes:subtitle>
      <itunes:summary>Credit scores... there's a lot of misunderstanding about them. So in this episode, which is a beginner's guide to credit scores, we explain the fundamentals, how to improve them and debunk some common myths.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Credit scores... there's a lot of misunderstanding about them. So in this episode, which is a beginner's guide to credit scores, we explain the fundamentals, how to improve them and debunk some common myths.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2593</itunes:duration>
      <guid isPermaLink="false"><![CDATA[7453272a-7f1d-11ee-85dd-97a0a518c44b]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO6733590775.mp3?updated=1753464898" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How do your finances compare to average? </title>
      <description>The average person in the UK earns … yeah, we just teased you with that, but who doesn’t want to know if they’re doing better than the person next door? In this episode we talk with Timi Merriman-Johnson, an author, creator and founder of Mr MoneyJar, a financial education charity, to get under the bonnet of wealth gaps - averages, gender, ethnicity - and to lay out some key steps to help you climb the ladder. 

This episode was recorded in October 2023. The data we reference may have changed.

Damo's video (What Salary Puts You In The Top 10%) is here: https://www.youtube.com/watch?v=rMo6Cxmfq1A.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 06 Nov 2023 06:30:00 -0000</pubDate>
      <itunes:title>How do you compare to average? And how to cross the pay gap | Timi Merriman-Johnson  </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Tips to cross the gender, ethnicity and general pay gaps.</itunes:subtitle>
      <itunes:summary>The average person in the UK earns … yeah, we just teased you with that, but who doesn’t want to know if they’re doing better than the person next door? In this episode we talk with Timi Merriman-Johnson, an author, creator and founder of Mr MoneyJar, a financial education charity, to get under the bonnet of wealth gaps - averages, gender, ethnicity - and to lay out some key steps to help you climb the ladder. 

This episode was recorded in October 2023. The data we reference may have changed.

Damo's video (What Salary Puts You In The Top 10%) is here: https://www.youtube.com/watch?v=rMo6Cxmfq1A.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The average person in the UK earns … yeah, we just teased you with that, but who doesn’t want to know if they’re doing better than the person next door? In this episode we talk with Timi Merriman-Johnson, an author, creator and founder of Mr MoneyJar, a financial education charity, to get under the bonnet of wealth gaps - averages, gender, ethnicity - and to lay out some key steps to help you climb the ladder. </p>
<p>This episode was recorded in October 2023. The data we reference may have changed.</p>
<p>Damo's video (What Salary Puts You In The Top 10%) is here: <a href="https://www.youtube.com/watch?v=rMo6Cxmfq1A">https://www.youtube.com/watch?v=rMo6Cxmfq1A</a>.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
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<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3021</itunes:duration>
      <guid isPermaLink="false"><![CDATA[245c79ec-7a4f-11ee-803c-5b2fa81fe7f5]]></guid>
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    </item>
    <item>
      <title>How to handle property in the new world of interest rates</title>
      <description>Interest rates have soared but what does that mean for you long term? How do you navigate the mortgage crisis? What will happen to house prices? Will interest rates go down again? Is it worth getting into property investing now? To help us read the crystal ball we’re speaking to Rob Dix, a property investor and host of The Property Podcast.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 30 Oct 2023 06:00:00 -0000</pubDate>
      <itunes:title>How to handle property in this new world of interest rates | Rob Dix</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>The property market in the UK has changed for good.</itunes:subtitle>
      <itunes:summary>Interest rates have soared but what does that mean for you long term? How do you navigate the mortgage crisis? What will happen to house prices? Will interest rates go down again? Is it worth getting into property investing now? To help us read the crystal ball we’re speaking to Rob Dix, a property investor and host of The Property Podcast.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Interest rates have soared but what does that mean for you long term? How do you navigate the mortgage crisis? What will happen to house prices? Will interest rates go down again? Is it worth getting into property investing now? To help us read the crystal ball we’re speaking to Rob Dix, a property investor and host of The Property Podcast.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3696</itunes:duration>
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    </item>
    <item>
      <title>How to start investing: picking the right index fund &amp; platform</title>
      <description>Once you’ve decided to invest, you still need to pick which platform to use, and which fund to invest in from the many similar looking options. It can be very confusing - that’s what you’ve told us and we agree - so in this episode Damo explains to T how to do it. For Damo this has been 12-13 years in the making, finally getting T to take the plunge, open an ISA and pick a global index fund. Here’s how.

If you want to watch the video version of this episode you can find it on our YouTube channel here: https://youtu.be/Gu66rpxjLy4.



🎉 How to open and get the most from a Trading 212 account 

https://youtu.be/BVVZhrM0LVQ



📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of the links above, we may receive a small commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



✉️ Newsletter summary

If you want a summary from this episode in an easy format, please subscribe here: https://makingmoney.email/ep16



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 23 Oct 2023 05:00:00 -0000</pubDate>
      <itunes:title>How to pick the right index fund &amp; investment platform</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Decoding the confusing information on investment platforms. </itunes:subtitle>
      <itunes:summary>Once you’ve decided to invest, you still need to pick which platform to use, and which fund to invest in from the many similar looking options. It can be very confusing - that’s what you’ve told us and we agree - so in this episode Damo explains to T how to do it. For Damo this has been 12-13 years in the making, finally getting T to take the plunge, open an ISA and pick a global index fund. Here’s how.

If you want to watch the video version of this episode you can find it on our YouTube channel here: https://youtu.be/Gu66rpxjLy4.



🎉 How to open and get the most from a Trading 212 account 

https://youtu.be/BVVZhrM0LVQ



📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of the links above, we may receive a small commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



✉️ Newsletter summary

If you want a summary from this episode in an easy format, please subscribe here: https://makingmoney.email/ep16



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Once you’ve decided to invest, you still need to pick which platform to use, and which fund to invest in from the many similar looking options. It can be very confusing - that’s what you’ve told us and we agree - so in this episode Damo explains to T how to do it. For Damo this has been 12-13 years in the making, finally getting T to take the plunge, open an ISA and pick a global index fund. Here’s how.</p>
<p>If you want to watch the video version of this episode you can find it on our YouTube channel here: <a href="https://youtu.be/Gu66rpxjLy4">https://youtu.be/Gu66rpxjLy4</a>.</p>
<p><br></p>
<p>🎉 How to open and get the most from a Trading 212 account </p>
<p><a href="https://youtu.be/BVVZhrM0LVQ">https://youtu.be/BVVZhrM0LVQ</a></p>
<p><br></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p><a href="https://www.trading212.com/promocodes/MM">https://www.trading212.com/promocodes/MM</a></p>
<p> If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.</p>
<p><br></p>
<p>InvestEngine </p>
<p>Get a £25 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p><br></p>
<p>If you purchase a product or service using one of the links above, we may receive a small commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>✉️ Newsletter summary</p>
<p>If you want a summary from this episode in an easy format, please subscribe here: <a href="https://makingmoney.email/ep16">https://makingmoney.email/ep16</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2449</itunes:duration>
      <guid isPermaLink="false"><![CDATA[1714d810-6f37-11ee-92ca-d3a175507da4]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO6481598059.mp3?updated=1753464978" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Deborah Meaden: Money shouldn't be the goal</title>
      <description>Deborah Meaden is a living legend in this country. Famous from her nearly two decades on Dragons’ Den, she became an entrepreneur at 19 years old. Her family didn’t have much money when she was growing up so she figured out how to get it - and grafted. Deborah explains how you should think about money, what she looks for in a business and how to teach kids about it so they can achieve their dreams.

You can find Deborah's book 'Why Money Matters' here: https://amzn.to/3RXF3aB



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 16 Oct 2023 04:30:00 -0000</pubDate>
      <itunes:title>Deborah Meaden - the questions you have to ask yourself about money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>The Dragon lays out her rules for success.</itunes:subtitle>
      <itunes:summary>Deborah Meaden is a living legend in this country. Famous from her nearly two decades on Dragons’ Den, she became an entrepreneur at 19 years old. Her family didn’t have much money when she was growing up so she figured out how to get it - and grafted. Deborah explains how you should think about money, what she looks for in a business and how to teach kids about it so they can achieve their dreams.

You can find Deborah's book 'Why Money Matters' here: https://amzn.to/3RXF3aB



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Deborah Meaden is a living legend in this country. Famous from her nearly two decades on Dragons’ Den, she became an entrepreneur at 19 years old. Her family didn’t have much money when she was growing up so she figured out how to get it - and grafted. Deborah explains how you should think about money, what she looks for in a business and how to teach kids about it so they can achieve their dreams.</p>
<p>You can find Deborah's book 'Why Money Matters' here: <a href="https://amzn.to/3RXF3aB">https://amzn.to/3RXF3aB</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney"><u>⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3168</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a6fa7db4-6923-11ee-a7c7-73e2aedf31e4]]></guid>
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    </item>
    <item>
      <title>The one thing to invest in (to beat 95% of professional investors)</title>
      <description>Everyone talks about diversification, but how diverse do you really need to be? Can you just invest in one fund? Ramin Nakisa is personal finance YouTube royalty in the UK. He walks us through some of the major assets classes and their pros and cons - but also why one investment might just be enough for you to beat most professional investors, forever.

This episode was recorded in July 2023 so some information may have changed since then. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 09 Oct 2023 05:30:00 -0000</pubDate>
      <itunes:title>The one thing you need to invest in (to beat 95% of professional investors) | PensionCraft's Ramin Nakisa</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>It seems counter-intuitive but it's true.</itunes:subtitle>
      <itunes:summary>Everyone talks about diversification, but how diverse do you really need to be? Can you just invest in one fund? Ramin Nakisa is personal finance YouTube royalty in the UK. He walks us through some of the major assets classes and their pros and cons - but also why one investment might just be enough for you to beat most professional investors, forever.

This episode was recorded in July 2023 so some information may have changed since then. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Everyone talks about diversification, but how diverse do you really need to be? Can you just invest in one fund? Ramin Nakisa is personal finance YouTube royalty in the UK. He walks us through some of the major assets classes and their pros and cons - but also why one investment might just be enough for you to beat most professional investors, forever.</p>
<p>This episode was recorded in July 2023 so some information may have changed since then. </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it:<a href="https://youtu.be/BVVZhrM0LVQ">⁠⁠<u> https://youtu.be/BVVZhrM0LVQ</u>⁠⁠</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link:<a href="https://www.trading212.com/join/MM">⁠⁠<u> https://www.trading212.com/join/MM</u>⁠⁠</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">⁠⁠<u>https://investengine.pxf.io/daOD2Q</u>⁠⁠</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month.</p>
<p><a href="https://www.vanguardinvestor.co.uk/">⁠⁠<u>https://www.vanguardinvestor.co.uk/</u></a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3663</itunes:duration>
      <guid isPermaLink="false"><![CDATA[3f14e2e0-6449-11ee-a43c-6fe54c8edc25]]></guid>
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    </item>
    <item>
      <title>Ask us anything: How to get to £2 million using an ISA</title>
      <description>You asked us:


  Do we step in when we see friends/family making terrible financial decisions?

  How does Damo plan to get to £2 million in an ISA?

  What is the worst stock we've ever invested in?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we may receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

--

You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes.

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Sun, 01 Oct 2023 23:00:00 -0000</pubDate>
      <itunes:title>Ask us anything: How to get to £2 million using an ISA</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>How does Damo plan to get to £2 million in his ISA? What is the worst stock we've ever invested in? Do we step in when we see friends/family making terrible financial decisions? </itunes:subtitle>
      <itunes:summary>You asked us:


  Do we step in when we see friends/family making terrible financial decisions?

  How does Damo plan to get to £2 million in an ISA?

  What is the worst stock we've ever invested in?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we may receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

--

You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes.

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>Do we step in when we see friends/family making terrible financial decisions?</li>
  <li>How does Damo plan to get to £2 million in an ISA?</li>
  <li>What is the worst stock we've ever invested in?</li>
</ul>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p><a href="https://www.trading212.com/promocodes/MM">https://www.trading212.com/promocodes/MM</a></p>
<p> If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.</p>
<p><br></p>
<p>InvestEngine </p>
<p>Get a £25 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p>This is not an affiliate link.</p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we may receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>🎉Sponsors</p>
<p>Vanta - Get secure and compliant with $1k off: <a href="https://vanta.com/makingmoney">https://vanta.com/makingmoney</a>.</p>
<p>Tide - Get 3.81% AER variable on your business savings. Use this link <a href="https://www.tide.co/offer/makingmoneyq1">https://www.tide.co/offer/makingmoneyq1</a> or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. </p>
<p>New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: <a href="https://tide.co/terms/makingmoneyq1-tnc">https://tide.co/terms/makingmoneyq1-tnc</a>. </p>
<p>--</p>
<p>You can find all our previous newsletters on our website: <a href="https://www.makingmoneypodcast.co.uk/episodes">www.makingmoneypodcast.co.uk/episodes</a>.</p>
<p>--</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>693</itunes:duration>
      <guid isPermaLink="false"><![CDATA[d03c18de-5ebc-11ee-a91b-b3205962981a]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO6509170044.mp3?updated=1753465035" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ask us anything: What is the secret to quick wealth? </title>
      <description>You asked us:


  What is the secret to quick wealth?

  When should you set up a limited company?

  Where should you store your emergency fund?


Here's Damo's video where he talks about money market funds: https://www.youtube.com/watch?v=i0bBcjNyPWQ

Here's Ramin Nakisa's Pensiocraft video on money market funds if you want more detail: https://www.youtube.com/watch?v=hnFnm-HPjGw&amp;t=627s



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠





📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we may receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Sun, 24 Sep 2023 23:00:00 -0000</pubDate>
      <itunes:title>Ask us anything: What is the secret to quick wealth? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What is the secret to quick wealth? When should you set up a limited company? Where should you store your emergency fund?</itunes:subtitle>
      <itunes:summary>You asked us:


  What is the secret to quick wealth?

  When should you set up a limited company?

  Where should you store your emergency fund?


Here's Damo's video where he talks about money market funds: https://www.youtube.com/watch?v=i0bBcjNyPWQ

Here's Ramin Nakisa's Pensiocraft video on money market funds if you want more detail: https://www.youtube.com/watch?v=hnFnm-HPjGw&amp;t=627s



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠





📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we may receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us:</p>
<ul>
  <li>What is the secret to quick wealth?</li>
  <li>When should you set up a limited company?</li>
  <li>Where should you store your emergency fund?</li>
</ul>
<p>Here's Damo's video where he talks about money market funds: https://www.youtube.com/watch?v=i0bBcjNyPWQ</p>
<p>Here's Ramin Nakisa's Pensiocraft video on money market funds if you want more detail: https://www.youtube.com/watch?v=hnFnm-HPjGw&amp;t=627s</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p><br></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p><a href="https://www.trading212.com/promocodes/MM">https://www.trading212.com/promocodes/MM</a></p>
<p> If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.</p>
<p><br></p>
<p>InvestEngine </p>
<p>Get a £25 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p>This is not an affiliate link.</p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we may receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>--</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>733</itunes:duration>
      <guid isPermaLink="false"><![CDATA[5ddda0e2-57c2-11ee-8576-b358776fff36]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO4566641955.mp3?updated=1753465105" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ask us anything: Should you overpay your mortgage? </title>
      <description>Your biggest questions:


  Is overpaying your mortgage a good investment compared to other things like a pension or an ISA?

  Should you transfer your ISA out of a managed fund to get out of paying a 1.5% fee?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/

If you purchase a product or service using one of these links, we may receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 18 Sep 2023 05:00:00 -0000</pubDate>
      <itunes:title>Ask us anything: Should you overpay your mortgage? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Is overpaying your mortgage a good investment compared to other things like a pension or an ISA? Should you transfer your ISA out of a managed fund to get out of paying a 1.5% fee?</itunes:subtitle>
      <itunes:summary>Your biggest questions:


  Is overpaying your mortgage a good investment compared to other things like a pension or an ISA?

  Should you transfer your ISA out of a managed fund to get out of paying a 1.5% fee?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/

If you purchase a product or service using one of these links, we may receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Your biggest questions:</p>
<ul>
  <li>Is overpaying your mortgage a good investment compared to other things like a pension or an ISA?</li>
  <li>Should you transfer your ISA out of a managed fund to get out of paying a 1.5% fee?</li>
</ul>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📈 Investment platforms we use</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it: <a href="https://youtu.be/BVVZhrM0LVQ">https://youtu.be/BVVZhrM0LVQ</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link: <a href="https://www.trading212.com/join/MM">https://www.trading212.com/join/MM</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p>If you purchase a product or service using one of these links, we may receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>--</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>861</itunes:duration>
      <guid isPermaLink="false"><![CDATA[c9798d78-53a0-11ee-bcee-37c638f9224b]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO5649667466.mp3?updated=1753465131" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ask us anything: What will interest rates be in 2/5 years? </title>
      <description>You asked us your biggest questions:


  Rishi Sunak says wages are driving inflation: is that really the case? 

  Should the government raise interest rates or taxes?

  What will interest rates be in 2/5 years? 




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of these links, we may receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 11 Sep 2023 05:00:00 -0000</pubDate>
      <itunes:title>Ask us anything: What will interest rates be in 2/5 years? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What will interest rates be in 2/5 years? Rishi Sunak says wages are driving inflation: is that really the case? Should the government raise interest rates or taxes?</itunes:subtitle>
      <itunes:summary>You asked us your biggest questions:


  Rishi Sunak says wages are driving inflation: is that really the case? 

  Should the government raise interest rates or taxes?

  What will interest rates be in 2/5 years? 




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of these links, we may receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us your biggest questions:</p>
<ul>
  <li>Rishi Sunak says wages are driving inflation: is that really the case? </li>
  <li>Should the government raise interest rates or taxes?</li>
  <li>What will interest rates be in 2/5 years? </li>
</ul>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📈 Investment platforms we use</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it: <a href="https://youtu.be/BVVZhrM0LVQ">https://youtu.be/BVVZhrM0LVQ</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link: <a href="https://www.trading212.com/join/MM">https://www.trading212.com/join/MM</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we may receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>--</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>913</itunes:duration>
      <guid isPermaLink="false"><![CDATA[757fe21c-4d74-11ee-ad4f-935ee7d27a25]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO6004551444.mp3?updated=1753465143" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ask us anything: Is it better to keep money in cash or invest right now? </title>
      <description>You asked us your biggest questions:


  Should you stop investing in UK gilts?

  Is it better to save or invest right now?

  What do we think of AI investment tools?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 04 Sep 2023 05:00:00 -0000</pubDate>
      <itunes:title>Ask us anything: Is it better to keep money in cash or invest right now? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Is it better to keep money in cash or invest right now? What do we think of AI investment tools? </itunes:subtitle>
      <itunes:summary>You asked us your biggest questions:


  Should you stop investing in UK gilts?

  Is it better to save or invest right now?

  What do we think of AI investment tools?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us your biggest questions:</p>
<ul>
  <li>Should you stop investing in UK gilts?</li>
  <li>Is it better to save or invest right now?</li>
  <li>What do we think of AI investment tools?</li>
</ul>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📈 Investment platforms we use</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it: <a href="https://youtu.be/BVVZhrM0LVQ">https://youtu.be/BVVZhrM0LVQ</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link: <a href="https://www.trading212.com/join/MM">https://www.trading212.com/join/MM</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>🎉Sponsors</p>
<p>Vanta - Get secure and compliant with $1k off: <a href="https://vanta.com/makingmoney">https://vanta.com/makingmoney</a>.</p>
<p>Tide - Get 3.81% AER variable on your business savings. Use this link <a href="https://www.tide.co/offer/makingmoneyq1">https://www.tide.co/offer/makingmoneyq1</a> or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. </p>
<p>New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: <a href="https://tide.co/terms/makingmoneyq1-tnc">https://tide.co/terms/makingmoneyq1-tnc</a>. </p>
<p>--</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>1044</itunes:duration>
      <guid isPermaLink="false"><![CDATA[91214480-48d7-11ee-9c56-a3d768b93fb0]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO7177502934.mp3?updated=1753465155" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ask us anything: Do you need a financial adviser? </title>
      <description>You asked us your biggest questions:


  What have Damo and T changed about their own approaches to personal finance since starting the pod?

  Do you need a financial adviser?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/

If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 28 Aug 2023 05:00:00 -0000</pubDate>
      <itunes:title>Ask us anything: Do you need a financial adviser? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Do you need a financial adviser? What have Damo and T changed about their approaches since starting the pod?</itunes:subtitle>
      <itunes:summary>You asked us your biggest questions:


  What have Damo and T changed about their own approaches to personal finance since starting the pod?

  Do you need a financial adviser?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/

If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us your biggest questions:</p>
<ul>
  <li>What have Damo and T changed about their own approaches to personal finance since starting the pod?</li>
  <li>Do you need a financial adviser?</li>
</ul>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📈 Investment platforms we use</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it: <a href="https://youtu.be/BVVZhrM0LVQ">https://youtu.be/BVVZhrM0LVQ</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link: <a href="https://www.trading212.com/join/MM">https://www.trading212.com/join/MM</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p>If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>🎉Sponsors</p>
<p>Vanta - Get secure and compliant with $1k off: <a href="https://vanta.com/makingmoney">https://vanta.com/makingmoney</a>.</p>
<p>Tide - Get 3.81% AER variable on your business savings. Use this link <a href="https://www.tide.co/offer/makingmoneyq1">https://www.tide.co/offer/makingmoneyq1</a> or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. </p>
<p>New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: <a href="https://tide.co/terms/makingmoneyq1-tnc">https://tide.co/terms/makingmoneyq1-tnc</a>. </p>
<p>--</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>657</itunes:duration>
      <guid isPermaLink="false"><![CDATA[cd51aef0-41ce-11ee-bf50-e3b16de543d2]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO6966675844.mp3?updated=1753465168" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ask us anything: How has being parents affected the kinds of decisions you make? </title>
      <description>You asked us your biggest questions:


  Has being a parent affected the kinds of decisions we make? 

  Where should a higher rate taxpayer who has maxed out ISAs and premium bonds put their money?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 21 Aug 2023 05:30:00 -0000</pubDate>
      <itunes:title>Ask us anything: How has being parents affected the kinds of decisions you make? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Has being parents affected the kinds of decisions we make?  Where should a higher rate taxpayer who has maxed out ISAs and premium bonds put their money?</itunes:subtitle>
      <itunes:summary>You asked us your biggest questions:


  Has being a parent affected the kinds of decisions we make? 

  Where should a higher rate taxpayer who has maxed out ISAs and premium bonds put their money?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You asked us your biggest questions:</p>
<ul>
  <li>Has being a parent affected the kinds of decisions we make? </li>
  <li>Where should a higher rate taxpayer who has maxed out ISAs and premium bonds put their money?</li>
</ul>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📈 Investment platforms we use</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it: <a href="https://youtu.be/BVVZhrM0LVQ">https://youtu.be/BVVZhrM0LVQ</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link: <a href="https://www.trading212.com/join/MM">https://www.trading212.com/join/MM</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p><br></p>
<p>🎉Sponsors</p>
<p>Vanta - Get secure and compliant with $1k off: <a href="https://vanta.com/makingmoney">https://vanta.com/makingmoney</a>.</p>
<p>Tide - Get 3.81% AER variable on your business savings. Use this link <a href="https://www.tide.co/offer/makingmoneyq1">https://www.tide.co/offer/makingmoneyq1</a> or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. </p>
<p>New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: <a href="https://tide.co/terms/makingmoneyq1-tnc">https://tide.co/terms/makingmoneyq1-tnc</a>. </p>
<p>--</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>574</itunes:duration>
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    </item>
    <item>
      <title>Ask us anything: Should I overpay my student loan or invest? </title>
      <description>We answer your biggest questions:

Alfie has £45k of student debt at 7.1% interest. He asks "Should I focus on trying to take chunks off this debt, with my yearly bonus, or invest it?"

Adam asks "T, what kind of work do you do in crypto? And how do you see crypto/Blockchain space in the coming years in terms of uses?"

What would you like to ask us?

Email makingmoney@getmost.co.uk or slide into our DMs.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 14 Aug 2023 05:30:00 -0000</pubDate>
      <itunes:title>Ask us anything: Should I overpay my student loan or invest? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Should I overpay my student loan or invest with my yearly bonus?  What does T actually do? </itunes:subtitle>
      <itunes:summary>We answer your biggest questions:

Alfie has £45k of student debt at 7.1% interest. He asks "Should I focus on trying to take chunks off this debt, with my yearly bonus, or invest it?"

Adam asks "T, what kind of work do you do in crypto? And how do you see crypto/Blockchain space in the coming years in terms of uses?"

What would you like to ask us?

Email makingmoney@getmost.co.uk or slide into our DMs.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We answer your biggest questions:</p>
<p>Alfie has £45k of student debt at 7.1% interest. He asks "Should I focus on trying to take chunks off this debt, with my yearly bonus, or invest it?"</p>
<p>Adam asks "T, what kind of work do you do in crypto? And how do you see crypto/Blockchain space in the coming years in terms of uses?"</p>
<p>What would you like to ask us?</p>
<p>Email <a href="mailto:makingmoney@getmost.co.uk">makingmoney@getmost.co.uk</a> or slide into our DMs.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📈 Investment platforms we use</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it: <a href="https://youtu.be/BVVZhrM0LVQ">https://youtu.be/BVVZhrM0LVQ</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link: <a href="https://www.trading212.com/join/MM">https://www.trading212.com/join/MM</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>🎉Sponsors</p>
<p>Vanta - Get secure and compliant with $1k off: <a href="https://vanta.com/makingmoney">https://vanta.com/makingmoney</a>.</p>
<p>Tide - Get 3.81% AER variable on your business savings. Use this link <a href="https://www.tide.co/offer/makingmoneyq1">https://www.tide.co/offer/makingmoneyq1</a> or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. </p>
<p>New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: <a href="https://tide.co/terms/makingmoneyq1-tnc">https://tide.co/terms/makingmoneyq1-tnc</a>. </p>
<p>--</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>757</itunes:duration>
      <guid isPermaLink="false"><![CDATA[8333f858-3861-11ee-b410-2fe9d283acc0]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO6290265765.mp3?updated=1753465206" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ask us anything: How do you talk to your partner about money? </title>
      <description>We answer your biggest questions:


  How do you handle finances with your partner, especially if one of you earns a lot more than the other?

  Can I just keep balance transferring my interest free credit cards forever?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



⛑️ Free guides &amp; financial health check

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 



--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 07 Aug 2023 05:30:00 -0000</pubDate>
      <itunes:title>Ask us anything: How do you talk to your partner about money? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>How do you talk to your partner about money? Can I keep balance transferring 0% interest credit cards forever? </itunes:subtitle>
      <itunes:summary>We answer your biggest questions:


  How do you handle finances with your partner, especially if one of you earns a lot more than the other?

  Can I just keep balance transferring my interest free credit cards forever?




💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



⛑️ Free guides &amp; financial health check

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 



--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We answer your biggest questions:</p>
<ol>
  <li>How do you handle finances with your partner, especially if one of you earns a lot more than the other?</li>
  <li>Can I just keep balance transferring my interest free credit cards forever?</li>
</ol>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>⛑️ Free guides &amp; financial health check</p>
<p>Learn how to build long-term wealth in the UK: <a href="https://linktr.ee/makingmoneypod">https://linktr.ee/makingmoneypod</a></p>
<p><br></p>
<p>📈 Investment platforms we use</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it: <a href="https://youtu.be/BVVZhrM0LVQ">https://youtu.be/BVVZhrM0LVQ</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link: <a href="https://www.trading212.com/join/MM">https://www.trading212.com/join/MM</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>🎉Sponsors</p>
<p>Vanta - Get secure and compliant with $1k off: <a href="https://vanta.com/makingmoney">https://vanta.com/makingmoney</a>.</p>
<p>Tide - Get 3.81% AER variable on your business savings. Use this link <a href="https://www.tide.co/offer/makingmoneyq1">https://www.tide.co/offer/makingmoneyq1</a> or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. </p>
<p>New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: <a href="https://tide.co/terms/makingmoneyq1-tnc">https://tide.co/terms/makingmoneyq1-tnc</a>. </p>
<p><br></p>
<p>--</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>857</itunes:duration>
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      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO3855865934.mp3?updated=1753465220" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Ask us anything: What should we teach kids about money?</title>
      <description>We answer your biggest questions: i) What should kids be taught about money? ii) What to do with a lump sum right now to make it grow?

What would you like to ask us?

Email makingmoney@kindling.media or slide into our DMs.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📧 Free guides on personal finance

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod



⛑️ Check your financial health

https://makingmoney.email/health-check-audio



📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 31 Jul 2023 05:30:00 -0000</pubDate>
      <itunes:title>Ask us anything: What should we teach kids about money?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What should kids be taught about money? What should you do with a lump sum right now?</itunes:subtitle>
      <itunes:summary>We answer your biggest questions: i) What should kids be taught about money? ii) What to do with a lump sum right now to make it grow?

What would you like to ask us?

Email makingmoney@kindling.media or slide into our DMs.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



📧 Free guides on personal finance

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod



⛑️ Check your financial health

https://makingmoney.email/health-check-audio



📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

https://www.trading212.com/promocodes/MM

 If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.



InvestEngine 

Get a £25 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

https://www.vanguardinvestor.co.uk/

This is not an affiliate link.



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. 

--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We answer your biggest questions: i) What should kids be taught about money? ii) What to do with a lump sum right now to make it grow?</p>
<p>What would you like to ask us?</p>
<p>Email <a href="mailto:makingmoney@kindling.media">makingmoney@kindling.media</a> or slide into our DMs.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>📧 Free guides on personal finance</p>
<p>Learn how to build long-term wealth in the UK: <a href="https://linktr.ee/makingmoneypod">https://linktr.ee/makingmoneypod</a></p>
<p><br></p>
<p>⛑️ Check your financial health</p>
<p><a href="https://makingmoney.email/health-check-audio">https://makingmoney.email/health-check-audio</a></p>
<p><br></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p><a href="https://www.trading212.com/promocodes/MM">https://www.trading212.com/promocodes/MM</a></p>
<p> If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account.</p>
<p><br></p>
<p>InvestEngine </p>
<p>Get a £25 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p>This is not an affiliate link.</p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>🎉Sponsors</p>
<p>Vanta - Get secure and compliant with $1k off: <a href="https://vanta.com/makingmoney">https://vanta.com/makingmoney</a>.</p>
<p>Tide - Get 3.81% AER variable on your business savings. Use this link <a href="https://www.tide.co/offer/makingmoneyq1">https://www.tide.co/offer/makingmoneyq1</a> or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. </p>
<p>New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: <a href="https://tide.co/terms/makingmoneyq1-tnc">https://tide.co/terms/makingmoneyq1-tnc</a>. </p>
<p>--</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>840</itunes:duration>
      <guid isPermaLink="false"><![CDATA[dd1f41d8-2d30-11ee-89fe-c3760b84bca9]]></guid>
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    </item>
    <item>
      <title>Ask us anything: When should you get out of an investment? </title>
      <description>We answer your biggest questions: i) when should you get out of an investment? ii) why is your money not growing quickly enough?

What would you like to ask us?

Email makingmoney@getmost.co.uk or slide into our DMs.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Get 1:1 help with your money from our financial adviser service

⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠



🎉Sponsors

MoneyWeek Magazine - Try it for free: 

⁠⁠⁠⁠⁠https://moneyweek.com/money⁠⁠⁠⁠⁠

TaxZap - Do your tax return / self-assessment:

⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠

Odoo - Apps to run your business: ⁠⁠⁠⁠https://www.odoo.com/r/MM1⁠⁠⁠⁠



⛑️ Free guides &amp; financial health check

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. aq.



--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 24 Jul 2023 05:30:00 -0000</pubDate>
      <itunes:title>Ask us anything: When should you get out of an investment? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>When should you get out of an investment? Why is your money not growing quickly enough?</itunes:subtitle>
      <itunes:summary>We answer your biggest questions: i) when should you get out of an investment? ii) why is your money not growing quickly enough?

What would you like to ask us?

Email makingmoney@getmost.co.uk or slide into our DMs.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Get 1:1 help with your money from our financial adviser service

⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠



🎉Sponsors

MoneyWeek Magazine - Try it for free: 

⁠⁠⁠⁠⁠https://moneyweek.com/money⁠⁠⁠⁠⁠

TaxZap - Do your tax return / self-assessment:

⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠

Odoo - Apps to run your business: ⁠⁠⁠⁠https://www.odoo.com/r/MM1⁠⁠⁠⁠



⛑️ Free guides &amp; financial health check

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



🎉Sponsors

Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. aq.



--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We answer your biggest questions: i) when should you get out of an investment? ii) why is your money not growing quickly enough?</p>
<p>What would you like to ask us?</p>
<p>Email <a href="mailto:makingmoney@getmost.co.uk">makingmoney@getmost.co.uk</a> or slide into our DMs.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Get 1:1 help with your money from our financial adviser service</p>
<p><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a></p>
<p><br></p>
<p>🎉Sponsors</p>
<p>MoneyWeek Magazine - Try it for free: </p>
<p><a href="https://moneyweek.com/money">⁠⁠⁠⁠⁠https://moneyweek.com/money⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your tax return / self-assessment:</p>
<p><a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant: <a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠⁠</a></p>
<p>Odoo - Apps to run your business: <a href="https://www.odoo.com/r/MM1">⁠⁠⁠⁠https://www.odoo.com/r/MM1⁠⁠⁠⁠</a></p>
<p><br></p>
<p>⛑️ Free guides &amp; financial health check</p>
<p>Learn how to build long-term wealth in the UK: <a href="https://linktr.ee/makingmoneypod">https://linktr.ee/makingmoneypod</a></p>
<p><br></p>
<p>📈 Investment platforms we use</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it: <a href="https://youtu.be/BVVZhrM0LVQ">https://youtu.be/BVVZhrM0LVQ</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link: <a href="https://www.trading212.com/join/MM">https://www.trading212.com/join/MM</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>🎉Sponsors</p>
<p>Vanta - Get secure and compliant with $1k off: <a href="https://vanta.com/makingmoney">https://vanta.com/makingmoney</a>.</p>
<p>Tide - Get 3.81% AER variable on your business savings. Use this link <a href="https://www.tide.co/offer/makingmoneyq1">https://www.tide.co/offer/makingmoneyq1</a> or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&amp;Cs apply. </p>
<p>New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: <a href="https://tide.co/terms/makingmoneyq1-tnc">https://tide.co/terms/makingmoneyq1-tnc</a>. <a href="https://makingmoney.email/4hngaq">aq</a>.</p>
<p><br></p>
<p>--</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>659</itunes:duration>
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    </item>
    <item>
      <title>Ask us anything: Is gold a good investment? </title>
      <description>We answer your biggest questions: i) when is enough, enough? ii) is gold a good investment? iii) will the stock market keep rising?

What would you like to ask us? Email makingmoney@getmost.co.uk.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



⛑️ Free guides &amp; financial health check

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 17 Jul 2023 05:30:00 -0000</pubDate>
      <itunes:title>Ask us anything: Is gold a good investment? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>When is enough, enough? Is gold a good investment? Will the stock market keep rising?</itunes:subtitle>
      <itunes:summary>We answer your biggest questions: i) when is enough, enough? ii) is gold a good investment? iii) will the stock market keep rising?

What would you like to ask us? Email makingmoney@getmost.co.uk.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝  Find the right financial adviser service for you &amp; book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



🎉 Sponsors

Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠

TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠



⛑️ Free guides &amp; financial health check

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.

Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.



--

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>We answer your biggest questions: i) when is enough, enough? ii) is gold a good investment? iii) will the stock market keep rising?</p>
<p>What would you like to ask us? Email <a href="mailto:makingmoney@getmost.co.uk">makingmoney@getmost.co.uk</a>.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝  Find the right financial adviser service for you &amp; book free chat: <a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠<u>https://makingmoney.email/financial-advisors-audio</u>⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Franchise Exhibition - go for free: <a href="%E2%81%A0%E2%81%A0%E2%81%A0https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0%E2%81%A0">⁠⁠⁠⁠⁠⁠⁠⁠<u>https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>TaxZap - Do your self-assessment by Jan 31 &amp; use code MONEY10: <a href="https://makingmoney.email/taxzap">⁠⁠⁠⁠⁠⁠⁠⁠<u>⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Vanta - Get your company secure and compliant:<a href="https://vanta.com/makingmoney">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>⛑️ Free guides &amp; financial health check</p>
<p>Learn how to build long-term wealth in the UK: <a href="https://linktr.ee/makingmoneypod">https://linktr.ee/makingmoneypod</a></p>
<p><br></p>
<p>📈 Investment platforms we use</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it: <a href="https://youtu.be/BVVZhrM0LVQ">https://youtu.be/BVVZhrM0LVQ</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link: <a href="https://www.trading212.com/join/MM">https://www.trading212.com/join/MM</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p><br></p>
<p>If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you.</p>
<p>Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p><br></p>
<p>--</p>
<p><em>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</em></p>]]>
      </content:encoded>
      <itunes:duration>871</itunes:duration>
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    </item>
    <item>
      <title>S1E13: The basics checklist - are you on track to build wealth?</title>
      <description>Test your knowledge to make sure you’re absolutely clear about the fundamentals of building wealth. We’re bringing together the basics in one episode because we’ve covered a lot in our first season. If you want to dive deeper on any topic you can check out our feed.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 10 Jul 2023 05:30:00 -0000</pubDate>
      <itunes:title>The basics checklist - how to build wealth |  Are you on track?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>13</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>If you can get the basics right, you’re going to put yourself in a very strong position.</itunes:subtitle>
      <itunes:summary>Test your knowledge to make sure you’re absolutely clear about the fundamentals of building wealth. We’re bringing together the basics in one episode because we’ve covered a lot in our first season. If you want to dive deeper on any topic you can check out our feed.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Test your knowledge to make sure you’re absolutely clear about the fundamentals of building wealth. We’re bringing together the basics in one episode because we’ve covered a lot in our first season. If you want to dive deeper on any topic you can check out our feed.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it:<a href="https://youtu.be/BVVZhrM0LVQ">⁠⁠<u> https://youtu.be/BVVZhrM0LVQ</u>⁠⁠</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link:<a href="https://www.trading212.com/join/MM">⁠⁠<u> https://www.trading212.com/join/MM</u>⁠⁠</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">⁠⁠<u>https://investengine.pxf.io/daOD2Q</u>⁠⁠</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month.</p>
<p><a href="https://www.vanguardinvestor.co.uk/">⁠⁠<u>https://www.vanguardinvestor.co.uk/</u></a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>1906</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ad5615a0-1cb7-11ee-9403-efa6972ae754]]></guid>
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    </item>
    <item>
      <title>S1E12: How to sort your pension &amp; retire well</title>
      <description>Most people don’t realise how much money they need to retire the way they want, nor how to build that pot. To figure out what to do, we’re speaking to the wonderful financial adviser Lisa Conway-Hughes.



🎗️Want Lisa's help making the most of your pension?

Check out her services: https://lchwealth.co.uk/



📧  Newsletter summing up what to do after this episode

https://makingmoney.email/ep12



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

--

If you purchase a product or service using one of the links above (including Lisa's firm), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 03 Jul 2023 05:30:00 -0000</pubDate>
      <itunes:title>How to sort your pension &amp; retire well | Financial Advisor Lisa Conway-Hughes</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>12</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Your pension pot is probably the biggest asset you’re going to have but are you treating it like that?</itunes:subtitle>
      <itunes:summary>Most people don’t realise how much money they need to retire the way they want, nor how to build that pot. To figure out what to do, we’re speaking to the wonderful financial adviser Lisa Conway-Hughes.



🎗️Want Lisa's help making the most of your pension?

Check out her services: https://lchwealth.co.uk/



📧  Newsletter summing up what to do after this episode

https://makingmoney.email/ep12



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

--

If you purchase a product or service using one of the links above (including Lisa's firm), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Most people don’t realise how much money they need to retire the way they want, nor how to build that pot. To figure out what to do, we’re speaking to the wonderful financial adviser Lisa Conway-Hughes.</p>
<p><br></p>
<p>🎗️Want Lisa's help making the most of your pension?</p>
<p>Check out her services: <a href="https://lchwealth.co.uk/">https://lchwealth.co.uk/</a></p>
<p><br></p>
<p>📧  Newsletter summing up what to do after this episode</p>
<p><a href="https://makingmoney.email/ep12">https://makingmoney.email/ep12</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a><a href="https://getmost.typeform.com/pod-episodes">⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it:<a href="https://youtu.be/BVVZhrM0LVQ">⁠⁠<u> https://youtu.be/BVVZhrM0LVQ</u>⁠⁠</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link:<a href="https://www.trading212.com/join/MM">⁠⁠<u> https://www.trading212.com/join/MM</u>⁠⁠</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">⁠⁠<u>https://investengine.pxf.io/daOD2Q</u>⁠⁠</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month.</p>
<p><a href="https://www.vanguardinvestor.co.uk/">⁠⁠<u>https://www.vanguardinvestor.co.uk/</u></a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above (including Lisa's firm), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3465</itunes:duration>
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    </item>
    <item>
      <title>S1E11: Kerry Katona: How I went bankrupt twice</title>
      <description>Most people in the UK know of Kerry Katona but not many people know about the wild ride she’s had with money. This episode might not be suitable for all listeners. Kerry is incredibly open about her life and that means there are references to drugs, suicidal thoughts and violence. If you are affected by anything mentioned in this episode please call the Samaritans for free on 116 123 on or check them out at https://www.samaritans.org/. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠https://getmost.typeform.com/pod-episodes⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠https://vanta.com/makingmoney⁠

Tide - Get up to 4% AER variable with their Instant Saver Account: ⁠https://www.tide.co/offers/makingmoney⁠

New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 26 Jun 2023 05:30:00 -0000</pubDate>
      <itunes:title>Kerry Katona: How I went bankrupt twice - "everyone vanished"</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>11</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Kerry Katona has had one of the craziest relationships with money we’ve ever seen.</itunes:subtitle>
      <itunes:summary>Most people in the UK know of Kerry Katona but not many people know about the wild ride she’s had with money. This episode might not be suitable for all listeners. Kerry is incredibly open about her life and that means there are references to drugs, suicidal thoughts and violence. If you are affected by anything mentioned in this episode please call the Samaritans for free on 116 123 on or check them out at https://www.samaritans.org/. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠https://getmost.typeform.com/pod-episodes⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠https://vanta.com/makingmoney⁠

Tide - Get up to 4% AER variable with their Instant Saver Account: ⁠https://www.tide.co/offers/makingmoney⁠

New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Most people in the UK know of Kerry Katona but not many people know about the wild ride she’s had with money. This episode might not be suitable for all listeners. Kerry is incredibly open about her life and that means there are references to drugs, suicidal thoughts and violence. If you are affected by anything mentioned in this episode please call the Samaritans for free on 116 123 on or check them out at <a href="https://www.samaritans.org/">https://www.samaritans.org/</a>. </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠<u>https://vanta.com/makingmoney</u>⁠</a></p>
<p>Tide - Get up to 4% AER variable with their Instant Saver Account: <a href="https://www.tide.co/offers/makingmoney">⁠<u>https://www.tide.co/offers/makingmoney</u>⁠</a></p>
<p><em>New Tide members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details visit https://www.tide.co/makingmoney/.</em></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2652</itunes:duration>
      <guid isPermaLink="false"><![CDATA[5cbf7540-112d-11ee-9b8b-b7de32619230]]></guid>
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    </item>
    <item>
      <title>S1E10: FSCS - Are your savings and investments protected?</title>
      <description>Financial institutions like banks have sometimes failed, so we want to know what happens to your money if they do. It’s a legitimate fear so we’re sitting down with Emma Barrow from the Financial Services Compensation Scheme (FSCS). The FSCS are the ‘last resort’ who will pay you back your money if your bank fails, up to £85,000 per person per bank - but it’s a bit more complicated than that.



📧 Free newsletter summing up what to do after this episode

https://makingmoney.email/ep10



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 19 Jun 2023 06:00:00 -0000</pubDate>
      <itunes:title>How safe is your money? | FSCS’s Emma Barrow </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>10</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>What happens if your bank fails? Or you get bad financial advice? </itunes:subtitle>
      <itunes:summary>Financial institutions like banks have sometimes failed, so we want to know what happens to your money if they do. It’s a legitimate fear so we’re sitting down with Emma Barrow from the Financial Services Compensation Scheme (FSCS). The FSCS are the ‘last resort’ who will pay you back your money if your bank fails, up to £85,000 per person per bank - but it’s a bit more complicated than that.



📧 Free newsletter summing up what to do after this episode

https://makingmoney.email/ep10



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Financial institutions like banks have sometimes failed, so we want to know what happens to your money if they do. It’s a legitimate fear so we’re sitting down with Emma Barrow from the Financial Services Compensation Scheme (FSCS). The FSCS are the ‘last resort’ who will pay you back your money if your bank fails, up to £85,000 per person per bank - but it’s a bit more complicated than that.</p>
<p><br></p>
<p>📧 Free newsletter summing up what to do after this episode</p>
<p><a href="https://makingmoney.email/ep10">https://makingmoney.email/ep10</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3737</itunes:duration>
      <guid isPermaLink="false"><![CDATA[64ce9682-0c30-11ee-9a42-eb2839896bec]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO6742617153.mp3?updated=1753465336" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>S1E9: Getting out of debt: "I was so ashamed"</title>
      <description>1 in 4 people in the UK are in danger of falling into financial difficulties - a single shock like their car breaking down will result in them falling behind on bills or credit payments. Getting into debt can lead to a vicious cycle and massive problems - just ask Damo.

For free advice, which we can’t recommend enough if you’ve got debt problems, please check out StepChange: https://www.stepchange.org/.

By the way, Damo refers to the Consumer Credit Counselling Service in this episode. They are now called StepChange.

This is the site Damo mentions (What’s The Cost) but so you know, it’s a slow and old school site: http://whatsthecost.com/.

And this is our ‘how to budget’ episode (budgeting is a key tool for getting out of debt).



✉️ Get a summary from this episode: https://makingmoney.email/ep9



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 12 Jun 2023 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>9</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Before you can do a lot of wealth-building activities like investing, you should focus on clearing bad debts.  Damo shares his story of how he got himself out of £10,000s of debt. </itunes:subtitle>
      <itunes:summary>1 in 4 people in the UK are in danger of falling into financial difficulties - a single shock like their car breaking down will result in them falling behind on bills or credit payments. Getting into debt can lead to a vicious cycle and massive problems - just ask Damo.

For free advice, which we can’t recommend enough if you’ve got debt problems, please check out StepChange: https://www.stepchange.org/.

By the way, Damo refers to the Consumer Credit Counselling Service in this episode. They are now called StepChange.

This is the site Damo mentions (What’s The Cost) but so you know, it’s a slow and old school site: http://whatsthecost.com/.

And this is our ‘how to budget’ episode (budgeting is a key tool for getting out of debt).



✉️ Get a summary from this episode: https://makingmoney.email/ep9



💬 Do you have a money story you'd like to share on the podcast?

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❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>1 in 4 people in the UK are in danger of falling into financial difficulties - a single shock like their car breaking down will result in them falling behind on bills or credit payments. Getting into debt can lead to a vicious cycle and massive problems - just ask Damo.</p>
<p>For free advice, which we can’t recommend enough if you’ve got debt problems, please check out StepChange: <a href="https://www.stepchange.org/">https://www.stepchange.org/</a>.</p>
<p>By the way, Damo refers to the Consumer Credit Counselling Service in this episode. They are now called StepChange.</p>
<p>This is the site Damo mentions (What’s The Cost) but so you know, it’s a slow and old school site: <a href="http://whatsthecost.com/">http://whatsthecost.com/</a>.</p>
<p>And this is our ‘how to budget’ <a href="https://link.chtbl.com/gbiDCPn3">episode</a> (budgeting is a key tool for getting out of debt).</p>
<p><br></p>
<p>✉️ Get a summary from this episode: <a href="https://makingmoney.email/ep9">https://makingmoney.email/ep9</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3180</itunes:duration>
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    </item>
    <item>
      <title>S1E8: Millionaire at 27: What's it like to suddenly become rich? </title>
      <description>What’s it like suddenly becoming rich? Entrepreneur Timothy, or Timo, Armoo grew up poor. But having got a scholarship to a private school, he realised there was “helicopter-level wealth” so decided to win at the “game” of getting rich by building businesses. He sold his latest company Fanbytes last year which suddenly catapulted him up the wealth ladder at 27 years old. The next day, everything felt different.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



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🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 05 Jun 2023 06:00:00 -0000</pubDate>
      <itunes:title>“I didn't realise I was poor” | Multi-millionaire by 27 on the different levels of wealth | Entrepreneur Timo Armoo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>10</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Once he'd made his millions, Timo took out £1m in cash just to check it was real. </itunes:subtitle>
      <itunes:summary>What’s it like suddenly becoming rich? Entrepreneur Timothy, or Timo, Armoo grew up poor. But having got a scholarship to a private school, he realised there was “helicopter-level wealth” so decided to win at the “game” of getting rich by building businesses. He sold his latest company Fanbytes last year which suddenly catapulted him up the wealth ladder at 27 years old. The next day, everything felt different.



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>What’s it like suddenly becoming rich? Entrepreneur Timothy, or Timo, Armoo grew up poor. But having got a scholarship to a private school, he realised there was “helicopter-level wealth” so decided to win at the “game” of getting rich by building businesses. He sold his latest company Fanbytes last year which suddenly catapulted him up the wealth ladder at 27 years old. The next day, everything felt different.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney"><u>⁠⁠⁠⁠</u>⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it:<a href="https://youtu.be/BVVZhrM0LVQ">⁠⁠<u> https://youtu.be/BVVZhrM0LVQ</u>⁠⁠</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link:<a href="https://www.trading212.com/join/MM">⁠⁠<u> https://www.trading212.com/join/MM</u>⁠⁠</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">⁠⁠<u>https://investengine.pxf.io/daOD2Q</u>⁠⁠</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month.</p>
<p><a href="https://www.vanguardinvestor.co.uk/">⁠⁠<u>https://www.vanguardinvestor.co.uk/</u></a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>4942</itunes:duration>
      <guid isPermaLink="false"><![CDATA[b96952f8-0137-11ee-bc18-cfa85e8421cb]]></guid>
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    </item>
    <item>
      <title>S1E7: Should you rent or buy? </title>
      <description>Owning your home is a core part of the British identity, but does it still make financial sense? Is it actually a good investment? To find out, we’re sitting down with Jason Butler who was a financial advisor for 25 years and is now a financial wellbeing speaker, author, consultant and property investor.



✉️ Get a summary of this episode emailed to you

Subscribe https://makingmoney.email/ep7



💬 Do you have a money story you'd like to share on the podcast?

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🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 29 May 2023 06:00:00 -0000</pubDate>
      <itunes:title>Should you rent or buy? Financial wellbeing pro Jason Butler</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>7</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>There are times for renting and there are times for buying, but which is which?</itunes:subtitle>
      <itunes:summary>Owning your home is a core part of the British identity, but does it still make financial sense? Is it actually a good investment? To find out, we’re sitting down with Jason Butler who was a financial advisor for 25 years and is now a financial wellbeing speaker, author, consultant and property investor.



✉️ Get a summary of this episode emailed to you

Subscribe https://makingmoney.email/ep7



💬 Do you have a money story you'd like to share on the podcast?

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🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Owning your home is a core part of the British identity, but does it still make financial sense? Is it actually a good investment? To find out, we’re sitting down with Jason Butler who was a financial advisor for 25 years and is now a financial wellbeing speaker, author, consultant and property investor.</p>
<p><br></p>
<p>✉️ Get a summary of this episode emailed to you</p>
<p>Subscribe <a href="https://makingmoney.email/ep7">https://makingmoney.email/ep7</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2931</itunes:duration>
      <guid isPermaLink="false"><![CDATA[9e295a2c-fb21-11ed-a4e5-0ff0f63eef3f]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO3145418911.mp3?updated=1753465399" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>S1E6: How economics really affects you</title>
      <description>Studies show that basic economic literacy means doing better with money over the long-term. So we invited Bank of England economists, Rupal Patel and Jack Meaning, round to tea to ask them the big questions.



💬 Do you have a money story you'd like to share on the podcast?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 22 May 2023 06:00:00 -0000</pubDate>
      <itunes:title>How economics really affects you I The Bank of England comes for tea I Economists Rupal Patel &amp; Jack Meaning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>6</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>The Bank of England comes for tea to answer your questions about how their decisions affect us all...</itunes:subtitle>
      <itunes:summary>Studies show that basic economic literacy means doing better with money over the long-term. So we invited Bank of England economists, Rupal Patel and Jack Meaning, round to tea to ask them the big questions.



💬 Do you have a money story you'd like to share on the podcast?

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🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/ep6

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Studies show that basic economic literacy means doing better with money over the long-term. So we invited Bank of England economists, Rupal Patel and Jack Meaning, round to tea to ask them the big questions.</p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
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<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
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<p>✉️ Newsletter</p>
<p>If you want a summary from this episode in an easy format, please subscribe to our newsletter: <a href="https://makingmoney.email/ep6">https://makingmoney.email/ep6</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3815</itunes:duration>
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    </item>
    <item>
      <title>S1E5: How to budget to make the most from what you earn</title>
      <description>70% of people don’t budget which means there’s an opportunity for you to be better than most. A budget helps you navigate from the financial stage you’re at now to the one you want to get to, whatever your goal is. We’re here to find out how to budget, but first of all, let’s find out what Damo and T are wasting their money on...



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--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 15 May 2023 06:00:00 -0000</pubDate>
      <itunes:title>How to budget to make the most from what you earn (plus Damo and T rip apart each other's bank statements)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>5</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>The simple act of budgeting can solve a lot of problems in personal finance.</itunes:subtitle>
      <itunes:summary>70% of people don’t budget which means there’s an opportunity for you to be better than most. A budget helps you navigate from the financial stage you’re at now to the one you want to get to, whatever your goal is. We’re here to find out how to budget, but first of all, let’s find out what Damo and T are wasting their money on...



✉️ Get a summary of this episode emailed to you

Subscribe: https://makingmoney.email/ep5



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🎉 Sponsors

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--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>70% of people don’t budget which means there’s an opportunity for you to be better than most. A budget helps you navigate from the financial stage you’re at now to the one you want to get to, whatever your goal is. We’re here to find out how to budget, but first of all, let’s find out what Damo and T are wasting their money on...</p>
<p><br></p>
<p>✉️ Get a summary of this episode emailed to you</p>
<p>Subscribe: <a href="https://makingmoney.email/ep5">https://makingmoney.email/ep5</a></p>
<p><br></p>
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<p><br></p>
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<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><br></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2475</itunes:duration>
      <guid isPermaLink="false"><![CDATA[f95fbc68-f0d3-11ed-a8c3-a3b351fa3019]]></guid>
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    </item>
    <item>
      <title>S1E4: How to invest in the UK with a stocks &amp; shares ISA</title>
      <description>ISAs are a godsend. Most countries don’t have a system like it. They’re basically a tax-free way to save and invest in the UK, so we’re talking to Paloma Kubiak, Editor of YourMoney.com, to find out how to use them to build wealth.

✉️ Get a summary of this episode emailed to you

Subscribe: ⁠https://makingmoney.email/ep4



📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠⁠ https://www.trading212.com/join/MM⁠⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠⁠https://www.vanguardinvestor.co.uk/



💬 Do you have a money story you'd like to share on the podcast?

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⁠

🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

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🎉 Sponsors

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 08 May 2023 05:00:00 -0000</pubDate>
      <itunes:title>How to use ISAs to have more money | Paloma Kubiak, Editor of YourMoney </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>4</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>The tax-free way to build wealth in the UK that we’re lucky to have.</itunes:subtitle>
      <itunes:summary>ISAs are a godsend. Most countries don’t have a system like it. They’re basically a tax-free way to save and invest in the UK, so we’re talking to Paloma Kubiak, Editor of YourMoney.com, to find out how to use them to build wealth.

✉️ Get a summary of this episode emailed to you

Subscribe: ⁠https://makingmoney.email/ep4



📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠⁠ https://www.trading212.com/join/MM⁠⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠⁠https://www.vanguardinvestor.co.uk/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form

⁠

🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>ISAs are a godsend. Most countries don’t have a system like it. They’re basically a tax-free way to save and invest in the UK, so we’re talking to Paloma Kubiak, Editor of YourMoney.com, to find out how to use them to build wealth.</p>
<p>✉️ Get a summary of this episode emailed to you</p>
<p>Subscribe: <a href="https://makingmoney.email/ep4">⁠https://makingmoney.email/ep4</a></p>
<p><br></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it:<a href="https://youtu.be/BVVZhrM0LVQ">⁠⁠⁠<u> https://youtu.be/BVVZhrM0LVQ</u>⁠⁠⁠</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link:<a href="https://www.trading212.com/join/MM">⁠⁠⁠<u> https://www.trading212.com/join/MM</u>⁠⁠⁠</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">⁠⁠⁠<u>https://investengine.pxf.io/daOD2Q</u>⁠⁠⁠</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month.</p>
<p><a href="https://www.vanguardinvestor.co.uk/">⁠⁠⁠<u>https://www.vanguardinvestor.co.uk/</u></a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><a href="https://www.vanguardinvestor.co.uk/">⁠</a></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2686</itunes:duration>
      <guid isPermaLink="false"><![CDATA[38bc00fe-eb54-11ed-9c2d-07eeb1c3d4eb]]></guid>
      <enclosure url="https://mgln.ai/e/p753098/traffic.megaphone.fm/SLO9326883317.mp3?updated=1753465531" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>S1E3: How to start investing in the UK</title>
      <description>Kalpana Fitzpatrick is the Senior Digital Editor of MoneyWeek and the author of a few finance books including Invest Now. She’s here to explain how to get started with investing because it’s a key wealth building tool. In fact, as we learnt in Episode 2 with Andrew Craig, it’s how most rich people became rich. So, how do you do it? Let’s find out.



✉️ Get summary of this episode emailed to you

Subscribe: ⁠https://makingmoney.email/ep3



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Disclaimer:

If you purchase a product or service using one of the links above, we may receive a small commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 01 May 2023 06:00:00 -0000</pubDate>
      <itunes:title>How to start investing | MoneyWeek Digital Editor Kalpana Fitzpatrick</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>3</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>The best time to plant an investment tree was 20 years ago. The next best time is today.</itunes:subtitle>
      <itunes:summary>Kalpana Fitzpatrick is the Senior Digital Editor of MoneyWeek and the author of a few finance books including Invest Now. She’s here to explain how to get started with investing because it’s a key wealth building tool. In fact, as we learnt in Episode 2 with Andrew Craig, it’s how most rich people became rich. So, how do you do it? Let’s find out.



✉️ Get summary of this episode emailed to you

Subscribe: ⁠https://makingmoney.email/ep3



📈 Investment platforms we use

Trading 212

Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q



Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Disclaimer:

If you purchase a product or service using one of the links above, we may receive a small commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Kalpana Fitzpatrick is the Senior Digital Editor of MoneyWeek and the author of a few finance books including <a href="https://amzn.to/3L3Y1aw">Invest Now</a>. She’s here to explain how to get started with investing because it’s a key wealth building tool. In fact, as we learnt in Episode 2 with Andrew Craig, it’s how most rich people became rich. So, how do you do it? Let’s find out.</p>
<p><br></p>
<p>✉️ Get summary of this episode emailed to you</p>
<p>Subscribe: <a href="https://makingmoney.email/ep3">⁠https://makingmoney.email/ep3</a></p>
<p><br></p>
<p>📈 Investment platforms we use</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it: <a href="https://youtu.be/BVVZhrM0LVQ">https://youtu.be/BVVZhrM0LVQ</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link: <a href="https://www.trading212.com/join/MM">https://www.trading212.com/join/MM</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month</p>
<p><a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>Disclaimer:</p>
<p>If you purchase a product or service using one of the links above, we may receive a small commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3369</itunes:duration>
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    </item>
    <item>
      <title>S1E2: Here's how anyone can get rich</title>
      <description>Andrew Craig is the author of arguably the most useful British personal finance book of all time - How To Own The World. It was the book that opened up Damo’s eyes to what’s possible, laying out the steps for building wealth.

Can anyone really get rich? 

Yes, you can… if you have enough time. Andrew explains how.



📩 Want a summary of this episode in an email?

https://makingmoney.email/ep2



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

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Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 24 Apr 2023 06:00:00 -0000</pubDate>
      <itunes:title>Can anyone get rich? | How To Own The World author Andrew Craig</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>2</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Andrew Craig is the author of arguably the most useful British personal finance book of all time - How To Own The World. </itunes:subtitle>
      <itunes:summary>Andrew Craig is the author of arguably the most useful British personal finance book of all time - How To Own The World. It was the book that opened up Damo’s eyes to what’s possible, laying out the steps for building wealth.

Can anyone really get rich? 

Yes, you can… if you have enough time. Andrew explains how.



📩 Want a summary of this episode in an email?

https://makingmoney.email/ep2



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 Investment platforms we use:

Trading 212

Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠



InvestEngine 

Get up to a £50 bonus when you invest at least £100.

⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠



Vanguard

Minimum investment of £500 or £100/month.

⁠⁠https://www.vanguardinvestor.co.uk/

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Andrew Craig is the author of arguably the most useful British personal finance book of all time - <a href="https://www.amazon.co.uk/How-Own-World-Thinking-Investing/dp/1517254469#:~:text=It%20is%20time%20to%20get,poorly%20distributed%20throughout%20the%20population.">How To Own The World</a>. It was the book that opened up Damo’s eyes to what’s possible, laying out the steps for building wealth.</p>
<p>Can anyone really get rich? </p>
<p>Yes, you can… if you have enough time. Andrew explains how.</p>
<p><br></p>
<p>📩 Want a summary of this episode in an email?</p>
<p><a href="https://makingmoney.email/ep2">https://makingmoney.email/ep2</a></p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>📈 Investment platforms we use:</p>
<p>Trading 212</p>
<p>Watch this video where Damo explains how to get the most from it:<a href="https://youtu.be/BVVZhrM0LVQ">⁠⁠<u> https://youtu.be/BVVZhrM0LVQ</u>⁠⁠</a></p>
<p>Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.</p>
<p>Use the code ‘MM’ or this link:<a href="https://www.trading212.com/join/MM">⁠⁠<u> https://www.trading212.com/join/MM</u>⁠⁠</a></p>
<p><br></p>
<p>InvestEngine </p>
<p>Get up to a £50 bonus when you invest at least £100.</p>
<p><a href="https://investengine.pxf.io/daOD2Q">⁠⁠<u>https://investengine.pxf.io/daOD2Q</u>⁠⁠</a></p>
<p><br></p>
<p>Vanguard</p>
<p>Minimum investment of £500 or £100/month.</p>
<p><a href="https://www.vanguardinvestor.co.uk/">⁠⁠<u>https://www.vanguardinvestor.co.uk/</u></a></p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>2692</itunes:duration>
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    </item>
    <item>
      <title>S1E1: First step to build wealth - what's your relationship with money?</title>
      <description>The first step to building wealth is figuring out your relationship with money. That’s why we’re speaking to Claer Barrett, the Consumer Editor of the Financial Times and author of the book What They Don’t Teach You About Money. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📧 Subscribe to our newsletter: ⁠https://makingmoney.email/⁠



Money personalities from Claer’s book - which ones describe you?

-Spendy Wendy: could be you if you know the three numbers on the back of your bank card off by heart as you do so much online shopping

-YOLO (you only live once): could be you if you have ever uttered the words ‘To the moon’ without irony

- Goblin: could be you if you get more of a kick from saving money than spending it

-Spreadsheet Slave: could be you if you have ever dreamed in Excel

-Jitterbug: could be you if you have a constant state of underlying anxiety about money

-Ostrich (stick your head in the sand): could be you if you say a silent prayer every time you tap your card to pay



Budgeting tools

-Spreadsheet, like this: https://docs.google.com/spreadsheets/d/16Fs9eccfAjEXFXhwG7gwyEOPMoap2UYIF-0yz1o3T2U/edit?gid=0#gid=0

-Budget planner, a free government tool

-You Need A Budget (YNAB), a paid for tool with all the bells and whistles: https://www.ynab.com/

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</description>
      <pubDate>Mon, 17 Apr 2023 06:00:00 -0000</pubDate>
      <itunes:title>First step to build wealth - what's your relationship with money? | Claer Barrett, Consumer Editor of the FT</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>1</itunes:episode>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>If you want to become good with money, you first need to work out what money does to you.</itunes:subtitle>
      <itunes:summary>The first step to building wealth is figuring out your relationship with money. That’s why we’re speaking to Claer Barrett, the Consumer Editor of the Financial Times and author of the book What They Don’t Teach You About Money. 



💬 Do you have a money story you'd like to share on the podcast?

⁠⁠https://makingmoney.email/listener-story-form



🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service &amp; book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠



❓Survey - how are you saving for your future?

⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠



🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠

Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📧 Subscribe to our newsletter: ⁠https://makingmoney.email/⁠



Money personalities from Claer’s book - which ones describe you?

-Spendy Wendy: could be you if you know the three numbers on the back of your bank card off by heart as you do so much online shopping

-YOLO (you only live once): could be you if you have ever uttered the words ‘To the moon’ without irony

- Goblin: could be you if you get more of a kick from saving money than spending it

-Spreadsheet Slave: could be you if you have ever dreamed in Excel

-Jitterbug: could be you if you have a constant state of underlying anxiety about money

-Ostrich (stick your head in the sand): could be you if you say a silent prayer every time you tap your card to pay



Budgeting tools

-Spreadsheet, like this: https://docs.google.com/spreadsheets/d/16Fs9eccfAjEXFXhwG7gwyEOPMoap2UYIF-0yz1o3T2U/edit?gid=0#gid=0

-Budget planner, a free government tool

-You Need A Budget (YNAB), a paid for tool with all the bells and whistles: https://www.ynab.com/

--

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The first step to building wealth is figuring out your relationship with money. That’s why we’re speaking to Claer Barrett, the Consumer Editor of the Financial Times and author of the book <a href="https://www.amazon.co.uk/What-They-Teach-About-Money-ebook/dp/B0BJP5M8MX?&amp;_encoding=UTF8&amp;tag=makingmoneypo-21&amp;linkCode=ur2&amp;linkId=db9c77522b9ff5ca774c01144218621c&amp;camp=1634&amp;creative=6738&amp;_encoding=UTF8&amp;tag=makingmoneypo-21&amp;linkCode=ur2&amp;linkId=3edf673313f637e07e321d99b9e7ca40&amp;camp=1634&amp;creative=6738">What They Don’t Teach You About Money</a>. </p>
<p><br></p>
<p>💬 Do you have a money story you'd like to share on the podcast?</p>
<p><a href="https://makingmoney.email/listener-story-form">⁠⁠https://makingmoney.email/listener-story-form</a></p>
<p><br></p>
<p>🤝 Want 1:1 financial help from us?</p>
<p>Answer a few questions to find the right service &amp; book free call: <a href="https://getmost.typeform.com/pod-episodes">⁠⁠⁠<u>https://getmost.typeform.com/pod-episodes</u>⁠⁠⁠</a></p>
<p><br></p>
<p>❓Survey - how are you saving for your future?</p>
<p><a href="https://makingmoney.email/survey">⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠</a></p>
<p><br></p>
<p>🎉 Sponsors</p>
<p>Vanta - Get your company secure and compliant: ⁠<a href="https://vanta.com/makingmoney">⁠⁠⁠<u>https://vanta.com/makingmoney</u>⁠⁠⁠</a></p>
<p>Xero accountancy software - get 90% off for 6 months: <a href="https://referrals.xero.com/makingmoney">⁠⁠⁠https://referrals.xero.com/makingmoney ⁠</a></p>
<p><a href="https://vanta.com/makingmoney">⁠⁠⁠⁠</a><a href="https://makingmoney.email/financial-advisors-audio">⁠⁠⁠⁠⁠⁠</a></p>
<p>📧 Subscribe to our newsletter: <a href="https://makingmoney.email/">⁠https://makingmoney.email/⁠</a></p>
<p><br></p>
<p>Money personalities from Claer’s book - which ones describe you?</p>
<p><u>-Spendy Wendy:</u> could be you if you know the three numbers on the back of your bank card off by heart as you do so much online shopping</p>
<p><u>-YOLO (you only live once):</u> could be you if you have ever uttered the words ‘To the moon’ without irony</p>
<p><u>- Goblin:</u> could be you if you get more of a kick from saving money than spending it</p>
<p><u>-Spreadsheet Slave:</u> could be you if you have ever dreamed in Excel</p>
<p><u>-Jitterbug:</u> could be you if you have a constant state of underlying anxiety about money</p>
<p><u>-Ostrich (stick your head in the sand):</u> could be you if you say a silent prayer every time you tap your card to pay</p>
<p><br></p>
<p>Budgeting tools</p>
<p>-Spreadsheet, like this: <a href="https://docs.google.com/spreadsheets/d/16Fs9eccfAjEXFXhwG7gwyEOPMoap2UYIF-0yz1o3T2U/edit?gid=0#gid=0">https://docs.google.com/spreadsheets/d/16Fs9eccfAjEXFXhwG7gwyEOPMoap2UYIF-0yz1o3T2U/edit?gid=0#gid=0</a></p>
<p>-<a href="https://www.moneyhelper.org.uk/en/everyday-money/budgeting/budget-planner">Budget planner</a>, a free government tool</p>
<p>-<a href="https://www.ynab.com/">You Need A Budget (YNAB)</a>, a paid for tool with all the bells and whistles: https://www.ynab.com/</p>
<p>--</p>
<p>If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.</p>
<p>This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.</p>]]>
      </content:encoded>
      <itunes:duration>3112</itunes:duration>
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    <item>
      <title>Trailer: Making Money </title>
      <description>Welcome to the financial education we should've had. It's crazy we're not taught about money in the UK, but the good news is that getting good with money is no harder than learning to drive a car. What are the key steps? That's why we're here.</description>
      <pubDate>Fri, 10 Mar 2023 17:18:00 -0000</pubDate>
      <itunes:title>Trailer: Making Money</itunes:title>
      <itunes:episodeType>trailer</itunes:episodeType>
      <itunes:author>Damien Jordan &amp; Timeyin Akerele from Most</itunes:author>
      <itunes:subtitle>Learn how to build wealth, so you can live the life you want</itunes:subtitle>
      <itunes:summary>Welcome to the financial education we should've had. It's crazy we're not taught about money in the UK, but the good news is that getting good with money is no harder than learning to drive a car. What are the key steps? That's why we're here.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Welcome to the financial education we should've had. It's crazy we're not taught about money in the UK, but the good news is that getting good with money is no harder than learning to drive a car. What are the key steps? That's why we're here.</p>]]>
      </content:encoded>
      <itunes:duration>86</itunes:duration>
      <guid isPermaLink="false"><![CDATA[1500681e-bf6a-11ed-9216-df38e940f9fe]]></guid>
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