Jill on Money with Jill Schlesinger

Evaluating Term Life Insurance Coverage

Tue, 21 Apr 2026 07:01:00 -0000

With a military pension and early retirement on the horizon, are we adequately covered by our existing term life insurance?

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Consolidating Old 401(k) Plans

Mon, 20 Apr 2026 07:01:00 -0000

With three different 401(k) plans in the equation, is there an easy way to simplify and make my financial life easier?

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Managing the Finances for My Mother

Fri, 17 Apr 2026 07:01:00 -0000

Should I be making any adjustments as I manage the finances for my 87 year old mother?

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Planning Around Our Pensions

Thu, 16 Apr 2026 07:01:00 -0000

With two pensions in the mix, how should we be planning for our eventual retirement?

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Managing a Career Transition

Wed, 15 Apr 2026 07:01:00 -0000

With a major career transition on the horizon, how should I be preparing financially?

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Trying Not to Screw It Up

Tue, 14 Apr 2026 07:01:00 -0000

After being diligent savers for many years, we want to make sure we don't do anything to screw things up.

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What Should I Be Doing Differently?

Mon, 13 Apr 2026 07:01:00 -0000

As I get closer and closer to 60, should I be doing something different with my investments?

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Help My Parents Plan for Retirement

Fri, 10 Apr 2026 07:01:00 -0000

I'd love a second opinion to make sure my parents are on the right track to enjoy their next life adventure.

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Reset Dilemma Advice

Thu, 09 Apr 2026 07:01:00 -0000

With a large inheritance now part of the equation, is it time for me to make a major reset?

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Has My Roth Conversion Ship Sailed?

Wed, 08 Apr 2026 07:01:00 -0000

During my working life all of my savings went into a tax deferred 401(k) which is now in a rollover IRA. Is it wise to consider doing some Roth conversions?

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Should I Tap a CD or My Roth?

Tue, 07 Apr 2026 07:01:00 -0000

I need to come up with some money for the purchase of a new car. Should I us a CD or tap my Roth IRA?

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Concerned About Running Out of Money

Mon, 06 Apr 2026 07:01:00 -0000

I am concerned about running out of money since I am 78 and my husband is 74. Will we be okay?

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A Holistic Giving Solution for Donors and Advisors

Fri, 03 Apr 2026 07:01:00 -0000

It's never too early in the year to discuss charitable giving, and that's what we're doing today as we're joined by ⁠Julie Sunwoo, the President of ⁠DAFgiving360⁠.

The mission of DAFgiving360 is to increase charitable giving in the U.S. by providing a tax-smart and simple giving solution of a donor-advised fund (DAF) account and related philanthropic tools and guidance that empower donors to incorporate planning into their everyday lives.

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Encore Career at Age 50?

Thu, 02 Apr 2026 07:01:00 -0000

Knowing that I just turned 50, can I still make a career change to something that I am passionate about?

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Retirement in Three Months?

Wed, 01 Apr 2026 07:01:00 -0000

My job is just so stressful, and with parents who died early, I really want to retire. Can I do it?

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10 Years Until Retirement, Can I Do It?

Tue, 31 Mar 2026 07:01:00 -0000

I want to retire at 65 and collect my Social Security at 67. Is it possible?

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Life Has Changed, Are We Okay?

Mon, 30 Mar 2026 07:01:00 -0000

With some changes within our household, I'm wondering if I'm still on track to retire in my 60s?

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Can I Quit My Job at 57?

Fri, 27 Mar 2026 07:01:00 -0000

I'm burned out and looking for reassurance that I am in a good financial position in order to leave my job.

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Laid Off at 62, Will We Be Okay?

Thu, 26 Mar 2026 07:01:00 -0000

My husband just got laid off after 20 years at the same company. Will we be okay?

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Struggling to Even Think of Retirement

Wed, 25 Mar 2026 07:01:00 -0000

If we continue doing what we're doing for the next 20 years or so, are we on track to retire at 70?

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Is 67 Our Magic Number to Retire?

Tue, 24 Mar 2026 07:01:00 -0000

With various accounts scattered between us, we're wondering if we'll be able to retire in five years when we turn 67?

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Balancing Retirement With Tuition

Mon, 23 Mar 2026 07:01:00 -0000

We adopted two children late in life, and with both now in high school, we are trying to balance saving for retirement with the upcoming college tuition.

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Welcome to Becoming You with Suzy Welch

Sat, 21 Mar 2026 07:01:00 -0000

Here on Jill on Money, we spend a lot of time crunching the numbers. We talk about the "how" of your life, the 401(k), the tax strategies, and the early retirement aspirations.

But we all know that the "why" is often the hardest part to solve. That’s why I’m so excited to introduce you to a voice who is cutting through the noise of modern life and work: Suzy Welch.

Suzy is a three-time New York Times bestselling author, a business journalist, and the powerhouse professor behind NYU’s most popular self-discovery class. She is a leading expert on decision-making and the pursuit of authentic purpose, and she does it all without the fluff.

In her podcast, Becoming You, Suzy dives into the irreverent, messy, and altogether beautiful process of figuring out who you are (and who you want to be).

Find Becoming You with Suzy Welch everywhere you get your podcasts.

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Too Much in a Single Stock?

Fri, 20 Mar 2026 07:01:00 -0000

With over a million-dollars in a single stock, are we taking on too much risk?

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Can I Retire in 18 Months?

Thu, 19 Mar 2026 07:01:00 -0000

Knowing that my wife will continue to work, and I may even do some part-time work, can I retire from my full-time job in the near future?

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Are We on Track, or Way Off?

Wed, 18 Mar 2026 07:01:00 -0000

On the one hand I think we save a lot, but we also make a lot, so it feels like we also spend a lot! Are we on track, or way off?

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Moving From Saving to Spending

Tue, 17 Mar 2026 07:01:00 -0000

Now that I'm fully retired, I'm having a hard time making the transition from saving to spending.

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Thinking About Quitting My Job

Mon, 16 Mar 2026 07:01:00 -0000

I'm thinking about quitting my job without getting another job. The thought of doing this stresses me out, but my husband says that we would be fine on his income alone. Is he right?

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Options After Losing Retirement Match

Fri, 13 Mar 2026 07:01:00 -0000

Now that my employer ditched the company match, is it even worth using the retirement plan?

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Is Early Retirement a Possibility?

Thu, 12 Mar 2026 07:01:00 -0000

Given our fairly low expenses, is it reasonable to “retire” once we reach three million in assets?

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Can We Stop Saving for College?

Wed, 11 Mar 2026 07:01:00 -0000

With two young kids, and with a lot of money already saved in 529 plans, is it wrong to think we can stop saving for college?

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Are We Really Ready to Retire Early?

Tue, 10 Mar 2026 07:01:00 -0000

My husband wants to retire in a year when he turns 55, but I don't feel comfortable with our numbers. Am I wrong?

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Impact of Iran War on Economy

Mon, 09 Mar 2026 07:01:00 -0000

I joined CBS Saturday Morning to discuss how the war against Iran is impacting the overall economy.

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Career Transitions With the Help of AI

Fri, 06 Mar 2026 08:01:00 -0000

From the CEO of Boxed to the artificial intelligence landscape, Chieh Huang is back on the show to discuss his latest creation, Pelgo, an AI generated personal career transition agent, whether you're starting out, leveling up, or reinventing what’s next.

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Financially Supporting a Parent

Thu, 05 Mar 2026 08:01:00 -0000

Five years ago, my mom sold her house and moved in with us, and we're covering all her expenses. Are we jeopardizing our own retirement?

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How to Handle My Pension Options

Wed, 04 Mar 2026 08:01:00 -0000

With various pension options to choose from, analysis paralysis is starting to set in.

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On Track for FINE?

Tue, 03 Mar 2026 08:01:00 -0000

As we pursue financial independence, could an annuity act as a pension and give us a floor so we feel comfortable spending a set amount?

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Should I Convert My TSP?

Mon, 02 Mar 2026 08:01:00 -0000

With no need to tap my pre-tax retirement accounts, should I consider converting to a Roth?

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Do I Need to Find Another Job?

Fri, 27 Feb 2026 08:01:00 -0000

After being laid off in 2024, I'm starting to wonder if I really need to keep looking for another job?

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Why Not a Roth Conversion?

Thu, 26 Feb 2026 08:01:00 -0000

Under which scenario would a Roth conversion not make the most sense?

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Reducing Retirement Savings for a House

Wed, 25 Feb 2026 08:01:00 -0000

Would it be a mistake to reduce our retirement savings in order to float the purchase of a more expensive house?

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Changing Investment Firms

Tue, 24 Feb 2026 08:01:00 -0000

My planner of 20 plus years has struck out on his own with a large fiduciary firm and would like me to move my money to his new company. Should I?

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Full-Time Caregiver, Will I Be Okay?

Mon, 23 Feb 2026 08:01:00 -0000

I'm a full-time caregiver for my parents and now I'm starting to wonder if my own finances are okay for the long haul?

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Planning After the Death of My Wife

Fri, 20 Feb 2026 08:01:00 -0000

After the death of my wife I'm looking to make some changes with my finances. Am I making a mistake?

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Am I on Track for a 2028 Retirement?

Thu, 19 Feb 2026 08:01:00 -0000

There is a pretty good chance I am going to be offered a voluntary early retirement at some point in the near future. Am I in good shape to call it quits?

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Can We Retire Now if We Get Laid Off?

Wed, 18 Feb 2026 08:01:00 -0000

If we wind up jobless next year, can we retire early and focus on our health?

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Are We on the Correct Path?

Tue, 17 Feb 2026 08:01:00 -0000

We’re DIY investors and are really just looking for a sanity check in terms of what’s a realistic retirement timeline and nest-egg target for a household like ours?

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Can I Quit My Job and Become an Artist?

Mon, 16 Feb 2026 08:01:00 -0000

I want to quit my job and take the leap and try to write full-time, but the idea is terrifying. Should I do it?

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Retirement and Leaving a Legacy

Fri, 13 Feb 2026 08:01:00 -0000

With two sizable pensions in the picture, can I retire and focus on leaving a legacy for my kids?

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Time for a Financial Reset?

Thu, 12 Feb 2026 08:01:00 -0000

By letting go of my home, it opened up an entirely new career as a realtor and interior designer. Can this be my new path?

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I Got a Late Start, Am I Okay for Retirement?

Wed, 11 Feb 2026 08:01:00 -0000

I got a late start, and even though my financial advisor says I am doing fine, I am still concerned about my retirement and would like another opinion.

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How to Handle Home Sale Proceeds

Tue, 10 Feb 2026 08:01:00 -0000

After selling our prior house, we now have $250,000 in proceeds and want to be intentional about how we use it.

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Can I Move Up My Retirement Age?

Mon, 09 Feb 2026 08:01:00 -0000

The plan was to retire in a few years at 67, but now I'm wondering if I can call it quits at the end of this year?

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Is Investing a Pipe Dream?

Fri, 06 Feb 2026 08:01:00 -0000

Is there any hope for hard working, tax paying Americans who love this country but feel any investment is a pipe dream?

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Should I Pursue a Great Money Reset?

Thu, 05 Feb 2026 08:01:00 -0000

Burnout at work is bad and I think I might be ready for my “Great Money Reset” in the form of a sabbatical of some type. Can I do it?

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Can I Retire Before Kids Are Done With College?

Wed, 04 Feb 2026 08:01:00 -0000

I'm 49 and would like to retire in seven years at 56 before my kids are finished with college. Doable?

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Can Dad Retire Comfortably?

Tue, 03 Feb 2026 08:01:00 -0000

My dad is 68 and I've been his financial helper for the last few years. He wants to retire and I'd like to make sure I'm not missing something critical.

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Inherited IRA Opportunities?

Mon, 02 Feb 2026 08:01:00 -0000

After receiving an inheritance in the form of an IRA and a brokerage account, I would like to use this money to change my life to better align with my goals.

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The Way of Excellence With Brad Stulberg

Fri, 30 Jan 2026 08:01:00 -0000

Today we're joined by Brad Stulberg, author of the recently released book, The Way of Excellence: A Guide to True Greatness and Deep Satisfaction in a Chaotic World⁠.

Whether you are practicing guitar, pushing your limits at the gym, leading a team, honing a craft, studying medicine, or giving yourself the time and space to finally write that book, the pursuit of excellence is a big part of what makes life worth living, and it is for all of us.

Too often, we get caught up in convenience and distraction to the detriment of our true potential. The good news is that we can set ourselves on a better path, one that includes more aliveness and resonance, more connection to self and others.

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To Pay Off My House or Not?

Thu, 29 Jan 2026 08:01:00 -0000

I’m debating whether to pay off our mortgage. We currently owe $187k
at a 5.4% interest rate on a home worth about $800k.

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My Wife Has Cancer, Can We Build Her Dream Cabin?

Wed, 28 Jan 2026 08:01:00 -0000

Given a bad diagnosis for my wife, can we safely build her dream cabin and retire early?

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Am I on Track to Retire Comfortably at Age 67?

Tue, 27 Jan 2026 08:01:00 -0000

I have worked very hard to save as much as possible but I am not sure if it will be enough to maintain my current standard of living if I want to retire at 67.

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Tax Season 2026 Opens

Mon, 26 Jan 2026 08:01:00 -0000

Tax filers, start your engines, tax season officially opens on January 26th and this year, there are going to be a slew of changes that could impact you.

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Save for Retirement or a House?

Fri, 23 Jan 2026 08:01:00 -0000

As a single guy living in a high-cost area, am I better off renting forever or am I missing something by not pushing harder to buy?

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Inheritance Coming Our Way

Thu, 22 Jan 2026 08:01:00 -0000

I am due to receive a big chunk of money as an inheritance and I'd love to get your input on how best to use the money.

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At What Age Would I Be Able to Retire?

Wed, 21 Jan 2026 08:01:00 -0000

I live in a very expensive city and would like to remain here in retirement. Knowing this, how much longer will I need to work?

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Can I Call It Quits and Live a Little?

Tue, 20 Jan 2026 08:01:00 -0000

I badly want to take a break from a well paying career, likely with no chance of going back, yet I'm concerned about healthcare until I turn 65.

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Can I Retire at 62 in 2027?

Mon, 19 Jan 2026 08:01:00 -0000

Can I retire at 62 in 2027, or can I even call it quits a bit earlier and be done at the end of this year?

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Burned Out and Really Want to Quit

Fri, 16 Jan 2026 08:01:00 -0000

I'm 62 years old and burned out after 30 years as a nurse. I want to retire in 2026 if possible. Can I?

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When Can I Downsize My Job?

Thu, 15 Jan 2026 08:01:00 -0000

I want to stop working at my current job in the next few years and move into a second act job that is less stressful and more meaningful. Is it doable?

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Can Trump Cap Credit Card Rates?

Wed, 14 Jan 2026 08:01:00 -0000

President Trump says he wants to cap credit card interest rates at 10% for a year by Jan. 20. I joined CBS Mornings to break down if the president has the ability to cap rates and what it would mean for you.

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Roth Conversions Leading to Early Retirement?

Tue, 13 Jan 2026 08:01:00 -0000

While I’m in the 22% tax bracket, should I begin making small annual Roth conversions?

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Managing the Moving Parts

Mon, 12 Jan 2026 08:01:00 -0000

As we head into retirement it feels like we're juggling a lot of moving parts. Is there anything we're missing?

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Do You Need a Registered Investment Advisor?

Fri, 09 Jan 2026 08:01:00 -0000

Independent Registered Investment Advisors (RIAs) are professional independent advisory firms that provide personalized financial advice to their clients, many of whom have complex financial needs.

To break down all the ins and outs of RIAs, we're joined by ⁠⁠Jon Beatty⁠⁠, head of Schwab Advisor Services at Charles Schwab. As Managing Director, Jon oversees the business that serves over 16,000 independent advisory firms that trust Schwab with $5.0 trillion in assets under management.

You can learn more about Schwab and their support of independent financial advisors here.

Schwab Advisor Services™ is a division of Schwab. Independent investment advisors are not owned by, affiliated with, or supervised by Schwab.

The comments, views, and opinions expressed are those of the speakers and do not necessarily represent the views of Charles Schwab. This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.

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Roth vs Pre-Tax 401(k) Contributions

Thu, 08 Jan 2026 08:01:00 -0000

My employer recently announced that they will finally be offering a Roth 401(k) option. My plan is to start making Roth contributions. How will this impact my paycheck?

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Can I Fully Retire in 2-3 Years?

Wed, 07 Jan 2026 08:01:00 -0000

Can I fully retire in two or three years or do you think I'll need to find a part-time job?

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Could Operation in Venezuela Impact Gas Prices?

Tue, 06 Jan 2026 08:01:00 -0000

President Trump claims Venezuela's oil industry will make more money with the U.S. behind it. Venezuela is estimated to have 303 billion barrels of crude oil still in the ground, which is about 20% of the world's reserves. I joined CBS Mornings to explain how it could impact U.S. prices.

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Pension Lump Sum or Annuity?

Mon, 05 Jan 2026 08:01:00 -0000

Have I saved enough to retire now, and if so, should I take a lump sum pension from my employer or the lifetime annuity?

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The Secrets of Perfect Timing Part Two

Fri, 02 Jan 2026 08:01:00 -0000

Everyone knows that timing is everything, and what better time to dissect and analyze the science behind it than the end of one year and the beginning of a new one. To help make sense of it all, we're re-running an interview we did in 2019 with Daniel H. Pink, author of ⁠When: The Scientific Secrets of Perfect Timing⁠.

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The Secrets of Perfect Timing Part One

Thu, 01 Jan 2026 08:01:00 -0000

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Should I Be Making Financial Tweaks?

Wed, 31 Dec 2025 08:01:00 -0000

I'm 64 and wondering if I should be making any tweaks to my financial game plan?

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Feeling Stuck as I Approach Retirement

Tue, 30 Dec 2025 08:01:00 -0000

I'm approaching retirement, yet after getting burned in the past, I'm feeling stuck at 63.

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Do I Have Enough to Slow Down?

Mon, 29 Dec 2025 08:01:00 -0000

Given that I'm a natural worrier, I need somebody to tell me if I have enough saved to slow down.

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Taking Advantage of a Unique Year

Fri, 26 Dec 2025 08:01:00 -0000

Given that I've earned very little in 2025, I’m wondering if this gives me a unique opportunity to do a Roth conversion?

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Happy Holidays From Jill and Mark!

Thu, 25 Dec 2025 08:01:00 -0000

Happy Holidays from Jill and Mark!!! Whatever it is you're doing, we hope you have a good one!

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Burned Out in Tech, Can I Retire at 49?

Wed, 24 Dec 2025 08:01:00 -0000

I'm only 49 but I work at a high demand tech job and would like to retire. Is this a possibility?

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Maximize Our Assets and Optimize Our Taxes

Tue, 23 Dec 2025 08:01:00 -0000

We're looking for some guidance on developing a financial plan that will help us maximize our assets and optimize our taxes as we prepare for retirement.

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Am I Ready to Retire at 62?

Mon, 22 Dec 2025 08:01:00 -0000

I am 60 and plan to retire at 62. With a pension and a rental part of the equation, can I make it happen?

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Roth Conversion Strategy

Fri, 19 Dec 2025 08:01:00 -0000

Should I convert my traditional IRA to a Roth by maxing out our current tax bracket, or the next bracket, prior to required minimum distributions?

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If I Retire, Does Our Plan Work?

Thu, 18 Dec 2025 08:01:00 -0000

If I walk away from my job at the end of June 2026, and never earn another dollar, will our long-term retirement plan be impacted?

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Is Retirement in 2027 a Possibility?

Wed, 17 Dec 2025 08:01:00 -0000

I'm 60 years old and thinking about retirement in 2027, is it doable given my circumstances?

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Too Much in Pre-Tax Retirement?

Tue, 16 Dec 2025 08:01:00 -0000

I've done a decent job of saving for retirement over my career, but most of my savings are in pre-tax accounts. Should I switch it up for the last couple of years?

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Can I Retire in Two Years?

Mon, 15 Dec 2025 08:01:00 -0000

I'm a widow at 61 and have twin 17 year olds heading to college next year. I would like to retire in two years, but want to make sure that I have enough saved for retirement and college for the kids.

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Restarting After a Divorce

Fri, 12 Dec 2025 08:01:00 -0000

I'm in the middle of a messy divorce, once the dust settles, how do I get my financial life back on track?

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Saving in the Wrong Places

Thu, 11 Dec 2025 08:01:00 -0000

After getting burned during the financial crisis, I'm starting to worry that we're saving our money in the wrong places.

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Roth or Pre-Tax 401(k)?

Wed, 10 Dec 2025 08:01:00 -0000

Is it time for me to make the switch from a pre-tax 401(k) to a Roth 401(k)?

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Seeking Financial Flexibility

Tue, 09 Dec 2025 08:01:00 -0000

We're in our 50s and seeking greater financial flexibility as we start to plan for our retirement.

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Can I Retire in Just Over Two Years?

Mon, 08 Dec 2025 08:01:00 -0000

Am I on track to have a bit more flexibility, or even retire, in just over two years at the age of 62?

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Are the Numbers Too Good to Be True?

Fri, 05 Dec 2025 08:01:00 -0000

After playing with a bunch of retirement calculators, and seeing really positive results, are the numbers too good to be true?

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Keeping All the Balls in the Air

Thu, 04 Dec 2025 08:01:00 -0000

After doing my best to keep our financial house in order, is it time to enlist the help of a financial planner?

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Planning Around a Diagnosis

Wed, 03 Dec 2025 08:01:00 -0000

How should we be managing our finances after learning that we'll need to care for a family member?

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Can We Cut Back on Work?

Tue, 02 Dec 2025 08:01:00 -0000

With a toddler in the mix, can we afford to cut back at work and spend more time with our child?

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Is One Million Enough?

Mon, 01 Dec 2025 08:01:00 -0000

I think we have enough money but need some help convincing my wife that we're in solid shape.

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State of the Economy With Diane Swonk

Fri, 28 Nov 2025 08:01:00 -0000

With the year coming to a close, and with all the uncertainty given the tariffs and the recent government shutdown, Black Friday seems like a good time for a heat check on where things stand in the economy.

To help explain it all, we're joined by Diane Swonk, the Chief Economist at KPMG, who has always been a go-to source to make sense of short, and long-term, trends.

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The Stages of Job Loss

Thu, 27 Nov 2025 08:01:00 -0000

The sluggish employment landscape explains why workers are now “job hugging,” rather than job hopping. The challenge is to fight the urge to hunker down and instead try to be proactive and focus on what you can control.

That means raise your hand for any new opportunity at your company, update your LinkedIn profile/fire up your network, and consider pursuing any side hustle that might help your cash flow and spark creativity.

For those who have been unlucky enough to lose a job, know that the loss is not just financial. I reached out to business Psychologist and Executive Coach ⁠⁠Dr. Sharon Melnick, PhD⁠⁠, after talking to a variety of folks who were let go recently.

The author of two best-selling books, ⁠⁠In Your Power⁠⁠ and ⁠⁠Success Under Stress⁠⁠, Sharon joins us today to discuss the various stages of job loss.

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Wife Questioning Asset Allocation

Wed, 26 Nov 2025 08:01:00 -0000

Our current asset allocation is 65% equities, 7% bonds, 28% cash/CDs, etc. My wife is concerned that we are taking on too much risk given our ages. Is she correct?

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Should I Refinance to Fixed Rate?

Tue, 25 Nov 2025 08:01:00 -0000

I have a 10 year ARM and I'm wondering if I should refinance or ride it out a bit longer and hope that rates continue to come down?

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Major Move Before Retirement

Mon, 24 Nov 2025 08:01:00 -0000

I made a big move in 2023 and am considering doing it again and I need your input because I don't want to blow up our retirement plans.

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A Simple, Tax-Smart Account for Charitable Giving

Fri, 21 Nov 2025 08:01:00 -0000

With Thanksgiving around the corner, the charitable giving season is upon us and changes are afoot. Of course, most people give because they want to do good, but the tax rules around philanthropy have always been an added sweetener.

To break it all down, we're joined by Fred Kaynor from DAFgiving360. The mission of DAFgiving360 is to increase charitable giving in the U.S. by providing a tax-smart and simple giving solution of a donor-advised fund (DAF) account and related philanthropic tools and guidance that empower donors to incorporate planning into their everyday lives.

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Buckets in Retirement

Thu, 20 Nov 2025 08:01:00 -0000

With hopes of calling it quits in just a few years, when should I pull money from my different "buckets" once I get into retirement?

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How to Manage Inherited Money

Wed, 19 Nov 2025 08:01:00 -0000

With a large inheritance sitting in cash, should I leave it as is and take the peace of mind it provides, or invest it?

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Help for Mom and Me

Tue, 18 Nov 2025 08:01:00 -0000

I find myself at a fork in the road, and I'm hoping you can help me choose the right financial path.

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Pension and Renovation Decisions

Mon, 17 Nov 2025 08:01:00 -0000

Is it foolish if I spend $300k on a renovation project during retirement?

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Retirement and College Expenses

Fri, 14 Nov 2025 08:01:00 -0000

Retirement and college expenses are on a collision course, how should we handle both?

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Red Flag Warning

Thu, 13 Nov 2025 08:01:00 -0000

Should we run screaming from a potential financial planner or am I overreacting?

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Tap TSP for Renovations?

Wed, 12 Nov 2025 08:01:00 -0000

Will we blow up our financial plan if we tap the TSP to fund a renovation project?

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Is Our Plan Solid?

Tue, 11 Nov 2025 08:01:00 -0000

With a large inheritance sitting in CDs, should we leave the money as is or start investing it?

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Finding a Financial Advisor

Mon, 10 Nov 2025 08:01:00 -0000

I think now is the time for a financial advisor. How do I find the right one?

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Best Strategy for Flexibility

Fri, 07 Nov 2025 08:01:00 -0000

With early retirement in our plans, should we switch from retirement accounts to a brokerage account?

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Terrified of Making the Wrong Move

Thu, 06 Nov 2025 08:01:00 -0000

With some bad financial decisions in our past, and a large inheritance now in the picture, we're terrified of making the wrong move.

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Next Financial Steps After Divorce

Wed, 05 Nov 2025 08:01:00 -0000

With a recent divorce now in the rearview mirror, what's the right financial game plan to ensure that I'm still on track for a solid retirement?

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Can I Go Part-Time?

Tue, 04 Nov 2025 08:01:00 -0000

With four rental properties providing income, and low expenses, is it okay if I transition into part-time work?

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Furloughed and New Job Search

Mon, 03 Nov 2025 08:01:00 -0000

Even though my husband is currently furloughed, is it okay if I start looking for a new (lesser paying) job?

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Introducing How We Made Your Mother Season 2!

Sat, 01 Nov 2025 07:01:00 -0000

It’s been 20 years since How I Met Your Mother premiered, and just over 10 years since the finale. Josh Radnor, who played “Ted” for nine seasons teams up with series co-creator Craig Thomas for this episode-by-episode rewatch podcast. For the superfans, HWMYM will get into all the secrets, theories, and pineapples, but we'll also use HIMYM – and our relationship to it two decades later – to talk about life and love and art and everything in between. How We Made Your Mother, a flashback podcast for a flashback show. You can listen to all episodes of season 1 now, and join Josh and Craig as they dive into season 2!

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Buy a Home or Invest Instead?

Fri, 31 Oct 2025 07:01:00 -0000

Am I better off continuing to rent and investing my commission checks in the stock market or should I be looking to buy?

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Can We Retire in Five Years?

Thu, 30 Oct 2025 07:01:00 -0000

We are both 52 years old and my husband is completely burned out at his corporate job. Is retirement in five years a possibility?

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Is a Market Crash Coming?

Wed, 29 Oct 2025 07:01:00 -0000

I'm worried sick that we are on the verge of a market crash. What do you think?

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Debt Pay Off Questions

Tue, 28 Oct 2025 07:01:00 -0000

I'm 66 and have been retired for four years, but I still have some outstanding debt, how should I tackle?

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Estate Planning for My Parents

Mon, 27 Oct 2025 07:01:00 -0000

I'm 40 years old and am navigating the complexities of figuring out my aging parents' estate plan. Am I taking the right steps?

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Estate Planning Awareness

Fri, 24 Oct 2025 07:01:00 -0000

To recognize National Estate Planning Awareness Week, here's a snippet from our recent webinar with Juliet Kalib and Rick Kahler. Juliet is a trusts and estates attorney and Rick is a fee-only financial planner as well as a financial therapist. If you want to see the full hour, you can sign up ⁠here⁠.

Have a money question? Email us ⁠here⁠

Subscribe to ⁠Jill on Money LIVE⁠

YouTube: ⁠@jillonmoney⁠

Instagram: ⁠@jillonmoney⁠

Twitter: ⁠@jillonmoney⁠

"Jill on Money" theme music is by Joel Goodman, ⁠www.joelgoodman.com⁠.

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Can We Make Our Dream a Reality?

Thu, 23 Oct 2025 07:01:00 -0000

With two pensions on the horizon, would it be a bad idea to severely deplete our retirement accounts to purchase our dream vacation home?

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Should I Go for the Promotion?

Wed, 22 Oct 2025 07:01:00 -0000

I’m starting to feel burnout at work, and I’m being pushed by leadership to take on even more responsibilities for a promotion. Should I do it?

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Can We Run Off to Travel the World?

Tue, 21 Oct 2025 07:01:00 -0000

I'm 52 years old and am burnt out after working in technology for 30 years. Can I quit/retire and do a bit of traveling?

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Furloughed With First Child on the Way

Mon, 20 Oct 2025 07:01:00 -0000

We're both federal employees and my wife is currently furloughed and pregnant with our first child. How do we navigate this period?

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I’m 67, Am I Ok to Retire?

Fri, 17 Oct 2025 07:01:00 -0000

If I retire at 68 in 2026, I have forecasted a monthly Social Security and pension income that will cover expenses and offer a $1,300 cushion. Do you think I am okay to retire?

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My Gut Wants to Be Free of the Mortgage

Thu, 16 Oct 2025 07:01:00 -0000

My gut wants to be free of the mortgage, but I also want to make the best financial decision. Please help! I hate being in limbo!

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Squinting to See Light at the End of the Tunnel

Wed, 15 Oct 2025 07:01:00 -0000

I don't enjoy my job, so I want to be sure I'm doing everything possible to reach the day when I can call my employer and say I'm not coming in ever again.

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Is It Time for Us to Get a CFP?

Tue, 14 Oct 2025 07:01:00 -0000

I’ve always done our finances, but think it might be time to hand it off to a professional, but I’m really struggling with letting go. Can you help?

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Is Our Financial Picture Too Complex?

Mon, 13 Oct 2025 07:01:00 -0000

I'm feeling like we've got too many irons in the financial fire. Can we pull a couple out?

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Whole Life Policy With Inheritance?

Fri, 10 Oct 2025 07:01:00 -0000

My uncle overseas passed away and left me a sizable inheritance. The advisor I’ve been working with recommended a whole life insurance policy. What do you think?

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Is Retirement in Five Years Possible?

Thu, 09 Oct 2025 07:01:00 -0000

My wife and I are both in our mid 50s and we're planning for retirement in about five years, can we do it?

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Refinancing an ARM

Wed, 08 Oct 2025 07:01:00 -0000

With my adjustable rate mortgage about to reset, should I lock in now or wait a bit longer?

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Evaluating Job Options

Tue, 07 Oct 2025 07:01:00 -0000

I am currently employed but am in the interview process for a new opportunity and would like to know how much more the potential new employer would need to offer me to make the transition worthwhile.

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Making Our Next Move

Mon, 06 Oct 2025 07:01:00 -0000

In the next six years I'd like to sell my business and do something else. I'm not sure what exactly, but something different.

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Expanding What’s Possible With Money

Fri, 03 Oct 2025 07:01:00 -0000

Today we're joined by ⁠⁠⁠Jana Davis, a financial advisor and CFP® at Abacus Wealth Partners, a purpose-driven, values-centric financial advisory firm, focused on creating authentic and measurable impact in three key areas:

Delivering values-aligned financial advice to improve people’s lives
Being thoughtful about the impact investments have on society and the environment
Promoting change in the financial services industry to create and serve a more diverse and equitable profession and client base

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Impacts of Government Shutdown

Thu, 02 Oct 2025 07:01:00 -0000

I joined CBS Mornings to break down how the government shutdown could affect the economy and your personal finances.

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70 and Still Working Full-Time

Wed, 01 Oct 2025 07:01:00 -0000

After only recently prioritizing my retirement, will I have enough money to last 25 years or so?

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You Might Also Like: What Should I Do With My Money? from Morgan Stanley

Wed, 01 Oct 2025 04:00:00 -0000

Kristin, a real estate agent, is totally stressed about money, especially when she thinks about her daughters' future. She does not like talking about money, but she really wants to set her kids up financially, just like her dad did for her. She's working with her financial advisor, Sarah, who's helping her navigate these worries, especially with perimenopause symptoms adding to her stress. They chat about retirement, what happens if she needs long-term care, and sorting out her will. Kristin learns that it's okay to spend a little on herself without feeling bad, and she rethinks her will to make sure her kids are really protected. Sarah's big message is that planning now will save a lot of headaches later and make everything financially clear. https://www.morganstanley.com/ideas/what-should-I-do-with-my-money-podcast

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Could We Retire Now if We Had To?

Tue, 30 Sep 2025 07:01:00 -0000

In the scenario that we both lost our jobs right now, would we have enough to get us through to full retirement age?

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New Doctor, Am I Doing Enough?

Mon, 29 Sep 2025 07:01:00 -0000

I'm a relatively new doctor, and I'm finally making good money, am I doing enough to prepare for retirement?

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Presenting: The C-Word

Sat, 27 Sep 2025 07:01:00 -0000

With every episode, Lena Dunham and Alissa Bennett take you on a historical deep dive into the life of a woman society dismissed by calling her mad, sad, or just plain bad: Lindsay Lohan, Judy Garland, Winona Ryder, Mariah Carey, Lil Kim and many more. Join them for a rich, hilarious, and heartbreaking look into exactly what it means when we call a woman “crazy.”

The C-Word was originally published behind a paywall from 2019 - 2022. This is the first time it’s being released to all major podcast platforms.

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Can We Cut Back Our Savings Rate?

Fri, 26 Sep 2025 07:01:00 -0000

We are looking at cutting back our savings rate to enjoy a few other things while our kids are young and in the house, including not working as much as we are. Will it derail us?

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Peace of Mind With Allocations Heading Into Retirement

Thu, 25 Sep 2025 07:01:00 -0000

I am one year away from retirement and my husband is three years out and I want to know if we should adjust our allocations?

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Should I Move to a Low Cost Brokerage Firm?

Wed, 24 Sep 2025 07:01:00 -0000

Should I consider moving my accounts to a low cost brokerage like Vanguard, or at this point is it better to leave them where they are?

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Should I Convert My Traditional IRAs to Roth?

Tue, 23 Sep 2025 07:01:00 -0000

I max out my 401(k) with everything going into the Roth option. I still have some pre-tax money left in a traditional IRA, should I convert it?

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Student Loan Payment Strategy

Mon, 22 Sep 2025 07:01:00 -0000

Should I continue making income-driven repayments and hope that the Public Service Loan Forgiveness program isn't canceled, or should I pay off the full balance?

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Introducing Simpsons Declassified with Nancy Cartwright

Sat, 20 Sep 2025 07:01:00 -0000

Simpsons fans —THE VAULT IS OPEN!

I’m Nancy Cartwright, the voice of Bart Simpson for 35+ years, and I’m finally taking you inside Springfield. Simpsons Declassified is your all-access pass to the world’s most iconic, animated series.

Each week, we crack open wild predictions, eerie coincidences and fan conspiracies and stories from 36 seasons (that’s 800+ episodes!) behind-the-scenes with writers, directors, the cast and celebrity superfans, PLUS…Simpsons-themed games— play along and test your Springfield IQ.

Hear exclusive stories from our guests who were there! Perhaps some scenes that almost never aired, the jokes that died, the ones that lived and the moments that still shock me at the mic.

Produced and showrun by Monica Gil-Rodriguez. From Audacy Podcasts and CRE84U Entertainment.

Follow now to get new episodes first — and drop your wildest Simpsons’ theory in a review for a chance to be featured on our uniquely unique podcast, Simpsons Declassified.

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Left Government for Private Sector

Fri, 19 Sep 2025 07:01:00 -0000

My husband and I are still young in our careers since we've both pursued higher education but we want to make sure we are on the right track to "catch-up" on retirement.

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Retirement Planning Checkup at 65

Thu, 18 Sep 2025 07:01:00 -0000

I'll soon be 65 and am looking for a retirement planning checkup as I contemplate a possible new job and/or career change for the next few years.

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What to Do With School Pension?

Wed, 17 Sep 2025 07:01:00 -0000

My wife is not returning to teaching this year so we're trying to figure out what to do with the money in her pension plan.

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Is the Fed Ready to Cut Rates?

Tue, 16 Sep 2025 07:01:00 -0000

I joined "Face the Nation with Margaret Brennan" to preview the Federal Reserve's September meeting amid the Trump administration's push for the agency to lower interest rates.

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Downshift or Double Down?

Mon, 15 Sep 2025 07:01:00 -0000

With potential big changes on the horizon, I'm looking for a gut check on where we are and if/where we could/should go next.

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Is the Fee Worth It?

Fri, 12 Sep 2025 07:01:00 -0000

I belatedly looked at my quarterly statements and saw that my quarterly advisement fees are in excess of $13k. Is the fee worth what I'm getting in return?

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Can I Take a Break?

Thu, 11 Sep 2025 07:01:00 -0000

I just turned 39, and I know it sounds crazy, but I'm feeling burned out and want to know if I can take a break from work.

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Brokerage Over 401(k)?

Wed, 10 Sep 2025 07:01:00 -0000

I am in the Roth camp for sure, but is there ever a reason to choose a brokerage account over a pre-tax 401(k)?

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I’m 28, Can I Ever Buy a House?

Tue, 09 Sep 2025 07:01:00 -0000

Given the crazy housing market, will I ever be able to afford a piece of real estate?

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Do We Have Enough To Retire at My Age 59.5?

Mon, 08 Sep 2025 07:01:00 -0000

My calculations tell me we're okay, but now I'm wondering if we can retire even earlier than originally planned?

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Feeling Lost, What's the Next Step?

Fri, 05 Sep 2025 07:01:00 -0000

I hate feeling stupid and don't want to be the dope that is too lazy to take an interest in how my money is managed. What's our next step?

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Income Streams in Retirement

Thu, 04 Sep 2025 07:01:00 -0000

What's the best way to manage four different annuities, plus Social Security, during my retirement years?

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59 and Considering Retirement

Wed, 03 Sep 2025 07:01:00 -0000

The calculators tell me I'm okay for retirement, are they correct?

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In-Plan Roth Conversions

Tue, 02 Sep 2025 07:01:00 -0000

With Roth conversions permitted within my workplace retirement plan, what's the best way to handle the taxes?

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Lump Sum or Monthly Payments?

Mon, 01 Sep 2025 07:01:00 -0000

With two pension choices to choose from, which one makes the most sense given our situation?

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On Track as We Approach Retirement?

Fri, 29 Aug 2025 07:01:00 -0000

As we approach retirement age, are the finances where they should be at this stage of our lives?

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Should I Ditch the Target Date Fund?

Thu, 28 Aug 2025 07:01:00 -0000

Is it a good move to ditch my target date fund and instead invest a bit more aggressively?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Can We Splurge a Little Bit?

Wed, 27 Aug 2025 07:01:00 -0000

How much extra money can we afford to spend on "fun" things, such as travel and hobbies?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Should I Combine Accounts?

Tue, 26 Aug 2025 07:01:00 -0000

When I retire next year, I'll have various retirement accounts, should I look to consolidate them?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Evaluating Pension Options

Mon, 25 Aug 2025 07:01:00 -0000

With different pension options to choose from, we're not sure which one to pick for my husband.

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Can I Scale Back and Live a Bit More?

Fri, 22 Aug 2025 07:01:00 -0000

Am I in a good position to scale back at work and pursue my next endeavor and live a bit more?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Retirement After 25 Years, What’s Next?

Thu, 21 Aug 2025 07:01:00 -0000

I know I’ve saved (what for me) seems like a ton of money but I'm not sure how to transition to not having a steady paycheck.

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Trying to Figure Out Our Next Steps

Wed, 20 Aug 2025 07:01:00 -0000

We think we are on track with our savings and want to figure out how and when we decide to sell our house and move somewhere else.

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At an Inflection Point, Seeking Guidance

Tue, 19 Aug 2025 07:01:00 -0000

While my job is good, lamentably, the relationship with my boss is not. My position is due for renewal later this year and I'm fairly certain it will not be renewed.

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My Planner Is Suggesting I Buy an Annuity

Mon, 18 Aug 2025 07:01:00 -0000

A financial planner is suggesting I purchase an annuity as a "private pension." Is this product necessary in my situation?

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The Wealth Ladder With Nick Maggiulli

Fri, 15 Aug 2025 07:01:00 -0000

Today we're joined by ⁠⁠⁠Nick Maggiulli⁠⁠⁠, Chief Operating Officer for Ritholtz Wealth Management LLC, to discuss his recently released book, ⁠⁠⁠⁠The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life⁠.

The book is not a get-rich-quick scheme or a one-size-fits-all solution to your money problems. It’s a new philosophy for thinking about money altogether, and it breaks wealth into six distinct levels, each demanding its own strategy. What works at Level 1 won’t cut it at Level 6, and vice versa.

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Annuity Decision Headache

Thu, 14 Aug 2025 07:01:00 -0000

Should I absorb the annuity surrender charges and reinvest the money into my current investment, which is earning 9% compounded quarterly?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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How to Invest Inheritance?

Wed, 13 Aug 2025 07:01:00 -0000

I would feel horrible losing a large portion of a recent inheritance, so I want to be careful, but I also want to maximize its earnings potential. What are my options?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Can I Continue to Coast?

Tue, 12 Aug 2025 07:01:00 -0000

When it comes to finances, I generally take the path of least resistance. Do I need to take a more active role or can I continue to coast?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Am I on the Correct Path?

Mon, 11 Aug 2025 07:01:00 -0000

I would like to get some feedback on my plan and check if I am on the right path or if I should be making some tweaks along the way.

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Possible Health Issues, Can I Retire?

Fri, 08 Aug 2025 07:01:00 -0000

I am 61 and my husband is 59. We've been discussing my retiring next year and he would retire two years later when he is 62. Is this doable?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Can I Retire at the End of This Year?

Thu, 07 Aug 2025 07:01:00 -0000

Are we in a good spot for me to step away from my job and retire (age 58) at end of the year?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Husband Is Afraid to Spend

Wed, 06 Aug 2025 07:01:00 -0000

My husband still worries and is afraid to spend money. What can I tell him to help him see that things are fine and we can afford to have a little fun?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Do I Need a Financial Advisor?

Tue, 05 Aug 2025 07:01:00 -0000

I have met with a third financial advisor (a fiduciary) and I'm still not convinced I need a planner. What do you think?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Need to Find Peace and Get Some Time Back

Mon, 04 Aug 2025 07:01:00 -0000

What I’ve earned, I’ve put towards many other expenses and am now wanting to pause and see how I am doing. Am I on track to find peace and get some time back?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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55 With the Itch to Retire

Fri, 01 Aug 2025 07:01:00 -0000

I don't hate my job but I can see the end in sight and would like to know if I'm close to being able to retire and spend $10k per month.

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Get Out of Here and Enjoy Your Life

Thu, 31 Jul 2025 07:01:00 -0000

When I look at the numbers with a life expectancy of 90, it seems like I can finally retire with a conservative withdrawal rate. Are the numbers right?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Navigating Single Life in My 50s

Wed, 30 Jul 2025 07:01:00 -0000

As I navigate my single life (no children) as I enter my mid-50s, should I be considering a long-term care policy?

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High Earners, Still Do Roth?

Tue, 29 Jul 2025 07:01:00 -0000

Should we switch all of our retirement accounts to traditional from Roth to reduce income and qualify for all the tax deduction we are eligible for?

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Is There an Alternative to Annuities?

Mon, 28 Jul 2025 07:01:00 -0000

We've started working with a financial planning firm, and part of the strategy requires the use of annuities, is this the best approach?

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60 and Planning for Retirement at 67

Fri, 25 Jul 2025 07:01:00 -0000

I’m 60 years old and plan to work until 67, at which point I would like to call it quits. Am I on track to make this happen?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Job Change With No 401(k)

Thu, 24 Jul 2025 07:01:00 -0000

I just changed jobs and I'm not sure what to do with my 401(k) from my previous employer as the new employer does not offer a retirement plan.

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Federal Service Early Retirement

Wed, 23 Jul 2025 07:01:00 -0000

After 34 years of working for the government I took an early retirement offer, am I good to never work again?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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529 Plans vs Trump Accounts

Tue, 22 Jul 2025 07:01:00 -0000

With the new Trump Accounts now in the mix, is a 529 plan still the best account for college expenses?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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How Far Behind Am I?

Mon, 21 Jul 2025 07:01:00 -0000

After having a lot of fun in my 20s and 30s, then getting serious in my 40s, how far behind am I for retirement?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Need a Better Plan to Retire in Three Years

Fri, 18 Jul 2025 07:01:00 -0000

I’ve interviewed CFP providers but have chickened out when it came time to sign the documents and pay a fee, but retirement is closer than ever, and I need a better plan to retire in three years.

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Don’t Earn Much, Am I on Track?

Thu, 17 Jul 2025 07:01:00 -0000

Given that my cost of living is very low, can I retire in a few years at 59?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Any Reason Not to Buy the Annuity?

Wed, 16 Jul 2025 07:01:00 -0000

I have a one time opportunity to use my 457 pre-tax deferred compensation funds to purchase an annuity offered by Washington State to former employees. Is there any downside?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Two Academics Facing Unstable Time

Tue, 15 Jul 2025 07:01:00 -0000

I could really use your help, as we've been worrying ourselves sick thinking about what our options are and where we sit financially.

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Worried to Death

Mon, 14 Jul 2025 07:01:00 -0000

After being retired for a few years, I am terrified thinking about the future and can't help but worry that we'll lose everything we own.

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Retirement With Intention

Fri, 11 Jul 2025 07:01:00 -0000

I recently retired after working in tech for 27 years but now I'm struggling with the transition and how to think about this new phase for the next 30-40 years.

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Being Fair With Inheritance

Thu, 10 Jul 2025 07:01:00 -0000

My daughter is very upset with an early inheritance she received. How should I proceed?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Reset After Military Career

Wed, 09 Jul 2025 07:01:00 -0000

I am retiring in June of 2026 after 30 years in the Navy. There will be some kind of reset, but before I embark, are we on track for the next phase?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Vacillating About Retirement

Tue, 08 Jul 2025 07:01:00 -0000

Can I retire at age 59, which is the very last day of this year, or should I keep going for another year or so?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Active Military, Am I on Track?

Mon, 07 Jul 2025 07:01:00 -0000

We're in our 30s, have about $300k saved with a nice pension on the horizon, but we don't own any real estate. Is that holding us back?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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An American Story With Ken Langone

Fri, 04 Jul 2025 07:01:00 -0000

Since it's the 4th of July, we're re-airing an interview we did with Ken Langone, the legendary financier, who helped take a bunch of companies public before co-founding Home Depot. He joined us seven years ago to talk about his book, I Love Capitalism!: An American Story, but really it was just a fascinating conversation with a guy who grew up in a working-class family, put himself through school, and after some hard work and smart decisions and a few guardian angels, became one of the most successful businessmen in the country.

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I Don’t Want to Work Until I’m 70!

Thu, 03 Jul 2025 07:01:00 -0000

I'll be turning 65 in two years and would like to retire at that time, if it's financially feasible. Is it?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Any Benefit to Actively Managed 401(k)?

Wed, 02 Jul 2025 07:01:00 -0000

My financial advisor is recommending a company to manage my 401(k). He says this company will be managing it constantly and said studies show they increase returns by 2-4%. Should I jump for joy or run for the hills?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Are We Okay to Build a New House?

Tue, 01 Jul 2025 07:01:00 -0000

We are building a house that will be way more expensive than we thought, initially. Are we over-extending ourselves?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Possible Early Retirement Readiness

Mon, 30 Jun 2025 07:01:00 -0000

If my employer, a federal agency, offers an early retirement option, can I say yes and call it quits?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Is the Annuity Too Good to Be True?

Fri, 27 Jun 2025 07:01:00 -0000

A financial planner is suggesting an annuity to provide guaranteed income to bridge the gap between retirement and Social Security. Is it the right product for us?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Hubby Hates Job, Can He Quit?

Thu, 26 Jun 2025 07:01:00 -0000

My husband hates his job, and has hated it for years. Can he get a lower paying job earning about half of what he does now, but still keep us on track for retirement at age 55.

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Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Convincing Hubby We're Okay

Wed, 25 Jun 2025 07:01:00 -0000

I've been on the show before, but I'm still struggling to convince my hubby that we have enough money to retire. Can you help again?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Should I Collect Social Security Early?

Tue, 24 Jun 2025 07:01:00 -0000

I'm 68 and was planning on waiting until 70 for Social Security, but I am concerned about the shortfall and the potential for means testing. Should I take it now?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Saving for Retirement vs College Funding

Mon, 23 Jun 2025 07:01:00 -0000

We're looking to increase our retirement contributions and wondering what is the best choice(s) as we would also like to help our children pay for college.

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Am I in Good Shape to Retire Next Year?

Fri, 20 Jun 2025 07:01:00 -0000

I'm 64 and hoping to retire next fall at the age of 65. Am I on track to do it?

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Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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When Can I Safely Retire?

Thu, 19 Jun 2025 07:01:00 -0000

I just turned 60 and now I'm wondering if I can retire next year?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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On Track for Retirement in 12 Years?

Wed, 18 Jun 2025 07:01:00 -0000

With two teacher pensions on the horizon, are we on track to retire in 12 years or so?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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What Is a Safe Withdrawal Rate?

Tue, 17 Jun 2025 07:01:00 -0000

What do you consider a safe withdrawal rate for a couple retiring at the age of 65?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Back to the Office After 26 Years Remote

Mon, 16 Jun 2025 07:01:00 -0000

My job of 30 years, with 26 of them being remote, is now requiring in office four days a week. How long, if at all, I will need to suck it up?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Medical Condition Has Me Pondering Retirement

Fri, 13 Jun 2025 07:01:00 -0000

I am about to turn 54 and over the past few years a medical condition has slowly made it harder to work and live an active lifestyle. Can I retire?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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New Job, New Retirement Plan Options

Thu, 12 Jun 2025 07:01:00 -0000

I'm 50, changing jobs, and have to choose between a pension or a 401(k). Which should I go with?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Can I Buy That Dream Retirement Home?

Wed, 11 Jun 2025 07:01:00 -0000

I am looking to buy my dream retirement home and I think I'm in a strong enough position overall to take the leap. Should I do it?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Retired With Various Streams of Income

Tue, 10 Jun 2025 07:01:00 -0000

We are a retired couple and own three rental properties that cover all our financial needs. Should we convert our IRAs and pay the taxes now, staying in the 24% tax bracket.

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Life Insurance With Long-Term Care Rider

Mon, 09 Jun 2025 07:01:00 -0000

Our advisor is suggesting we look into life insurance with a long-term care rider. We are concerned about the cost/benefit of such a policy and are not huge fans of life insurance. What do you think?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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How Not To Invest

Fri, 06 Jun 2025 07:01:00 -0000

Today we're joined by Barry Ritholtz, co-founder, chairman, and chief investment officer of Ritholtz Wealth Management LLC, to discuss his recently released book, How Not To Invest: The ideas, numbers, and behaviors that destroy wealth - and how to avoid them.

The goal of the book is to show you a few simple tools and models that will help you avoid the most common mistakes people make with their money.

Learn these, and you are ahead of 98% of your peers. Make fewer errors, end up with more money.

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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A Money Reset With Pension Options

Thu, 05 Jun 2025 07:01:00 -0000

I am leaving my current employer of 24 years for a new company without a pension. Should I take the lump sum or monthly payments beginning as early as 60?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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To PLOP or Not to PLOP?

Wed, 04 Jun 2025 07:01:00 -0000

With a bunch of pension options on the table, which one should we choose?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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I’m Getting Tired and Want to Enjoy Life

Tue, 03 Jun 2025 07:01:00 -0000

All my work comes from word of mouth and my phone never stops ringing. I'm starting to get tired and want to enjoy life. Do I have enough money to retire?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Worried About Portfolio Construction

Mon, 02 Jun 2025 07:01:00 -0000

With a ton of money tied up in the business, I'm starting to worry about the overall construction of our portfolio.

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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39 and Want to Retire

Fri, 30 May 2025 07:01:00 -0000

Can we stop saving for retirement and basically let about $2,100,000 and our rental home values grow without contributing more?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Retired and Have a New Mortgage

Thu, 29 May 2025 07:01:00 -0000

With a new mortgage in retirement, one that has a high interest rate, are we okay to pay it off in the next year or so?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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Retirement Soon, Are We Ready?

Wed, 28 May 2025 07:01:00 -0000

I'm 51 and preparing for retirement at the end of 2026 with a large pension on the horizon. Is there anything I'm not factoring into my decision making process?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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57 and Considering Retirement

Tue, 27 May 2025 07:01:00 -0000

I am currently 57 years old and considering retirement in the next one to three years. Is this doable?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Make Your Bed: Little Things That Can Change Your Life

Mon, 26 May 2025 07:01:00 -0000

In honor of the Memorial Day holiday, we're once again re-airing an interview we did back in 2017 with retired Admiral William “Bill” McRaven. If Bill’s name sounds familiar, it’s because he presided over the 2011 Navy SEAL raid that resulted in the killing of Osama bin Laden in Pakistan.

A few years later in 2014, the four-star admiral and 37-year Navy SEAL veteran delivered the commencement speech at his alma mater, the University of Texas at Austin. Little did McRaven know that his address, which spoke to how students could overcome challenges and change themselves, would become a viral hit with 20 million views online.

McRaven was eventually encouraged to expand his commencement speech into a book, Make Your Bed: Little Things That Can Change Your Life…And Maybe the World.

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Should I Put Extra Money in a Brokerage?

Fri, 23 May 2025 07:01:00 -0000

Now that my school loans are paid off, I'm wondering what to do with my extra cash flow as well as a pretty large savings account.

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Mortgage Payoff Dilemma

Thu, 22 May 2025 07:01:00 -0000

From what I can see, I could pay off my mortgage and still be able to live easily on Social Security and a tiny pension. Should I do it?

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Should I Leave My Job for a Pension?

Wed, 21 May 2025 07:01:00 -0000

Should I leave my private sector job for a similar job with the government, one that comes with a pension?

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Will My Mom Be Okay in Retirement?

Tue, 20 May 2025 07:01:00 -0000

My mom is somewhat late on saving for retirement and I want to understand the kind of shape she’s in as she prepares for the exit ramp.

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Can We Go On a Reduced Schedule?

Mon, 19 May 2025 07:01:00 -0000

Both wife’s and my employer offers a 32-hour per week schedule with 20% reduction in pay. Can we take advantage of this without derailing our long-term financial game plan.

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Why Save for Retirement?

Fri, 16 May 2025 07:01:00 -0000

How can I help convince my friend to save for retirement? He and his wife are both state workers and will be entitled to a pension, so they don’t see a need to save any additional funds. Should I care?

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House Poor and Feeling Behind

Thu, 15 May 2025 07:01:00 -0000

I am 41, husband is 45, we have three kids and I can't help but feel like we are behind on saving for retirement and college. Should we be worried?

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Head vs Heart Financial Decision

Wed, 14 May 2025 07:01:00 -0000

We're no longer working and our only safety net is our savings and our investments. Are we safe?

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Do We Have Enough for Me to Retire?

Tue, 13 May 2025 07:01:00 -0000

I'm 58 years old and have a dream of retiring early, within the next year or two, or as early as possible. My husband thinks we both need to work until we're 65 to afford the retirement that we want. I disagree. Who's right?

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Retiring in June, Maybe Not a Good Idea?

Mon, 12 May 2025 07:01:00 -0000

I plan on retiring from my state job in about a month at the age of 65. The financial game plan seems to work on paper, but not with large margins. What do you think?

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"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠.

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Introducing: Aspire with Emma Grede

Sat, 10 May 2025 07:01:00 -0000

Build the life of your dreams and learn from the world’s most successful people.

Emma Grede, one of America’s richest self-made women, wants you to make the most of your life. On ‘Aspire with Emma Grede', learn through thought-provoking conversations with some of the most successful and smartest minds on the planet.

Each episode will unpack their habits, philosophy and strategies, covering career advice, well-being, psychology and of course how to win in business. The show offers personal stories, data-driven advice, real-world strategies, and the experience you need, to turn your dreams into reality.

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Retirement and Pension Options

Fri, 09 May 2025 07:01:00 -0000

If I want my pension to carry over to my wife after I pass, the penalty would be around $12k per year. Would it be smarter to take out a life insurance policy on myself?

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Am I on Track at 39 Years Old?

Thu, 08 May 2025 07:01:00 -0000

I'm 39 years old and have been with my employer for 15 years and plan to retire with them. Am I on track for a retirement around age 59?

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Did I Pull the Plug Too Soon?

Wed, 07 May 2025 07:01:00 -0000

Did I pull the retirement plug too early? And if so, should I get a part-time job?

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Rocky Markets, Time for an Annuity?

Tue, 06 May 2025 07:01:00 -0000

Given the rocky markets we've seen the last few weeks, is this the ideal environment to consider the purchase of an annuity?

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In Our Mid 50s, Can We Retire?

Mon, 05 May 2025 07:01:00 -0000

We're in our mid 50s and ready to call it quits, can we do it?

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Should I Use TSP to Payoff Mortgage?

Fri, 02 May 2025 07:01:00 -0000

I'm 70 years old and I want to payoff my mortgage ASAP. Should I use my TSP to pay it off?

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Should We Invest in This Climate?

Thu, 01 May 2025 07:01:00 -0000

With some proceeds from a real estate transaction about to come our way, should we invest in the market or wait until things settle down?

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