A couple of weeks ago New York Times journalist Peter Goodman was in the Phoenix area and met with several WeSERV members. He too had seen a copy of the WeSERV housing demand survey.

I have asked myself several times over the past 5 years why we aren’t seeing wage earner housing being built? And after several conversations, now I know at least part of the answer.

Now, let’s move onto two recently passed laws at the State Capitol. 

HB 2785 – primary; identification, canvass, recounts, ballots

SB 1285 – local candidates, petitions, electronic signatures

April 11th  WeSERV Government Affairs is pleased to bring you a three hour CE event with CAP (Central Arizona Project)  covering water in Maricopa county and Pinal county through the CAP system in the first two hours, and in hour three we will be learning about local water and the SRP system from two of WeSERV’s members who have worked in the water world for ADWR and other water providers. Join Nancy LaMascus, Lisa Swanson and me on April 11th at WeSERV Peoria from 9am to 12 noon. You can register for this event at weserv.realtor. 

Please let me know if you would like to be part of one or more candidate interview workgroups. We begin interviewing candidates in May and finish in late June. You can email me or my assistant Krys at weservgad@weserv.realtor.

Our next Government Affairs Committee meeting will be April 3rd at the WeSERV Chandler office also known as Avion Center. Join us at 10:30am in person or over zoom. Don’t forget to register so we know to expect you. 

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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To learn more about the March 19th Presidential Preference election and what you as a voter need to do in order to vote in either the Democratic or Republican election, go to my blogpost of February 13th.

For voters, the voter registration deadline is July 1st for the July 30th Primary, and October 7th for the November 5th General election.

If you are a member of WeSERV, I encourage you to join one of the WeSERV Government Affairs Candidate Interview Workgroups. email me at weservgad@weserv.realtor. Check the interview calendar.

Each May NAR conducts its Mid-Year Legislative meetings in Washington, D.C. This year, the Legislative meetings will be held from May 4-9th. Registration is open, so register now and book a hotel room before they are gone.

Each Spring Arizona REALTORS Association holds its Spring Conference. This year it is being held at Wild Horse Pass. Registration is open and I encourage  you to register quickly as spaces fill up. The AR Spring Conference will be held from March 26th to March 28th.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:          

WEPA Song: Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song: Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Everyone seems to agree, housing demand still outstrips housing availability and housing affordability is still almost non-existent. But, what housing are we speaking about and for whom?

WeSERV has been advocating for increased housing product, rental and purchase, focused on wage earners with gross incomes between $45,000/year and $95,000/year for several years.  Low income households have federal, state and local government housing assistance programs and housing product. High income earners can afford the cost of high rental rates and purchase homes priced at $400,000 and above. 2023, WeSERV released its housing study

The Web of Housing Solutions

WeSERV Pinal County and City of Eloy Housing Demand Survey 2024

Executive Summary - WeSERV Housing Demand Survey 2024

Candidate Interviews 2024:

If you are a member of WeSERV, REALTOR or Affiliate, and would like to participate in candidate interviews, please let me know by emailing the Government Affairs Department at weservgad@weserv.realtor. The Government Affairs Calendar including candidate interviews is available at www.weservgad.org.

Song Credits:          

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Corporate Transparency Act: Mandatory filing of beneficial interest to FinCen (Financial Criminal Enforcement Network) every year beginning on January 1, 2024. Patrick McQueen at Medalist Legal provides email updates. Beneficial Ownership Reporting Form - FAQs - Small Business Booklet.

City of Eloy & Pinal County Housing Demand Survey 2024

The 2024 GAD Calendar of Events may be found at www.weservgad.org.

Song Credits:          

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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DRE has now posted a link to the WeSERV Water Worksheet: Questions You Should Ask BEFORE Purchasing or Renting a Property in Arizona.

Topics we discussed included:

• Physical and Process Changes
• The WeSERV Water Worksheet
• Changes to CE Classes
• Form Changes
• Deed Fraud
• Human Trafficking and Vacant Houses
• DRE Auditing of PMCs when there is a Conflict with DOR
• Proposed Tools for PMCs
• What the Next Two Years Look Like for DRE

I want to thank Commissioner Nicolson for joining us at WeSERV Peoria for this quick, informational and engaging conversation. Watch the DRE as the department moves forward with the initiatives discussed in this conversation.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR Business!

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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WeSERV is fortunate to cover areas that include military bases. Luke AFB is in the West Valley of Maricopa County and Ft. Huachuca is in Sierra Vista in Cochise County. You can read both of our BAH reports at www.weservgad.org. Click on Local News.

The DOR is offering monthly PMC trainings with the next series on September 11th, 12th and 13th from 1pm to 2:30pm. These are live, virtual trainings so you may ask questions and interact with DOR personnel. You must register to receive the event link.

Assessment of housing needs in your city, town or county, begin with the General Plan. If you are interested in general plans being update, here are a few across the WeSERV jurisdiction happening now:

Santa Cruz County – Three plans are being updated. The Rio Rico Vitality Master Plan, the Housing Strategy and the Tourism Sector plan.

Pinal County - subdivision & infrastructure design

Maricopa County – The White Tank Grand Ave area in Sun City West

Casa Grande - 2030 General Plan and Land Use

Mesa - Several key planning documents are being updated for the Tomorrow’s plan

Tempe – Updating Tempe Tomorrow General Plan 2050

Goodyear – Updating the Goodyear General Plan 2035

Avondale – Updating the General Plan 2040

MAG Interactive Land Use Map

To help you get an idea of how someone goes from dirt to a finished house or other building, WeSERV Government Affairs is hosting a day long event on September 13th at our Peoria office.

Below the Ground and Up: From Dirt to Ribbon Cutting will feature investors, developers, city officials, legal experts, DRE officials, and property inspection tips. You will learn from experts the process and considerations of building from entitlement to costs to financing, and how people decide to take the chance that their vision will be rewarded with people buying or renting their real estate offering.

 We open the doors at 8:30am with our first presenter beginning at 9am. This event is free to WeSERV members and has been approved by Az DRE for 6 CEUs. 3 CE in disclosure and 3 CE in Legal Issues. You must register to attend this in person event since we have limited seating available. Read more about this event at www.weservgad.org. click on GAD Events.

WeSERV is hosting its first annual memorial golf tournament in honor of WeSERV Vide President of Government Affairs, Matt Ortega on September 25th at Dobson Ranch Golf course in Mesa. Learn more about this event with the goal of raising funds for an ASU Endowment through Real Wishes Foundation at weserv.realtor.

Song Credits:           

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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The Arizona REALTORS Caucus is scheduled for August 24th, 2023 at the Arizona Biltmore from 1pm to 8pm.  WeSERV discusses and presents AR with member concerns brought forward at the WeSERV Government Affairs meeting and Pre-meeting. On the July 18th podcast of Government Policy, Real Estate and YOU!, I outlined some concerns for members consideration. Bring your thoughts and suggestions to our meeting and pre-meeting discussion group.

Water continues to be a discussion here in Arizona and next year we will see statewide water policy discussions from the Governor’s water authority as well as the state legislature and local government. Now is a good time to acquaint yourself with the basics of Arizona Water, water policy and water resources. Go to www.weservgad.org. Click on Task Force Flyers to find two helpful resources created with you and your clients in mind.

Water in Arizona – Is My Property in an AMA or INA

Water in Arizona – Questions You Should Ask BEFORE Purchasing or Renting a Property in Arizona

Every year WeSERV Government Affairs provides Ft. Huachuca and Luke AFB with customized BAH reports. BAH is the basic housing allowance the military provided their active duty members. While it was intended to help with utilities and other needs, it is being used by active duty to pay a part of the rent. Increasingly all of the BAH money is going toward rent. WeSERV provides market data for each community surrounding the base, and provides an additional letter with context to the market, costs of construction and other concerns related to providing housing and housing costs. If you work with active duty military at either Ft. Huachuca or Luke AFB, please let me know. Your personal experiences and those of your clients are important to the WeSERV BAH reports.

August 9th Government Affairs meeting and pre-meeting discussion group. Our focus is on topics to bring forward at the AR Caucus, but we will also have updates from our City Liaisons, our STR task Force and our New Home Build Task Force. These meetings are free to all WeSERV members. You may register to attend in person or via zoom by going to weservgad.org. Our August 9th meeting will be held at our Chandler office also known as Avion Center.

On September 11th through the 14th , WeSERV is hosting its Fall 2023 Conference at our Peoria office concluding with a real estate expo at the Marriott Renaissance on September 14th.

On September 12th I will be discussing with DRE Commissioner Nicolson changes in statute, changes in commissioner’s rules and issues the DRE commissioner is currently addressing. This discussion is the first of the day from 9am to 10am and has been approved for 1 CE in Commissioner’s Standards by the DRE.

On September 13th from 8:30am to 5pm, WeSERV Peoria will host a day long GAD CE event: Below the Ground and Up: From Dirt to Ribbon Cutting. This event is free to WeSERV members and has been approved for 6 CE by the DRE. 3 CE in Disclosure and 3 CE in legal issues.

You may register for the WeSERV conference at weserv.realtor. Join us for the day, days or part of a day that fits into your schedule. The conference is free to all WeSERV members.

WeSERV GAD: Advocating for Private Property Rights, the Right to Private Contract and YOUR Business!

Song Credits:          

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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The only entities tied to TPT who are not participating are the local governments who levy and receive TPT funds. WeSERV is asking local governments to create a staff position dedicated to helping PMCs and other businesses correct TPT problems at DOR. If you would like to help WeSERV advocate to local government within our jurisdiction to create a staff position dedicated to helping PMCs, rental property owners and business collect and submit TPT, while helping to correct DOR and TPT errors on behalf of taxpayers, please let WeSERV Government Affairs know by emailing us at weservgad@weserv.realtor. 

DOR/PMC live stream workshop schedule and registration page.

Each August Arizona REALTORS holds its caucus. This is a free event for REALTORS and will be held at the Arizona Biltmore on August 24th. You must register to attend. You may register at the Arizona REALTORS Caucus registration page.

Our goal for the August 9th meetings is to discuss and create a bullet point list of issues to be presented to AR at the Caucus. Most important, we would like suggestions for solutions to identified issues. 

Register to attend the Government Affairs pre-meeting discussion group on Aug 9th from 9:30am to 10:30am and the Government Affairs committee meeting on Aug. 9th from 10:30am to 12 noon. Both meetings will be in person at our Chandler office, Avion Center, and online over zoom.

And finally, don’t forget we have three active task forces at this time. Our Water Issues Task Force, our New build home task force and our STR (short term rental) task force. If you would like to become a member of one of these task forces, please let Krys or I know.

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

If you live or work in the City of Maricopa, you know the updated sign ordinance regarding temporary signs has been a discussion since last Fall. On June 20th, the city council voted to approve the most recent changes. You may see the illustration of the visual triangle on the weservgad.org blogpost: City of Maricopa Updated Temporary Sign Ordinance Effective July 20, 2023. In that blogpost you will find links to the ordinance and the code of ordinances.

Water in Arizona – A New Water Worksheet

The WeSERV Government Affairs Water Issues Task Force has released Water in Arizona – Questions You should ask BEFORE purchasing or renting a property in Arizona. This one page worksheet flyer is designed for members and their clients in commercial, residential and agriculture real estate, to help clients determine for themselves if a parcel of land has water rights, the extent and use of the water, and guide clients to create their own water portfolio if the land use demands that.

Deed Fraud

Deed Fraud, it’s real and on the rise in Arizona. The problem is, it is difficult to detect and licensees have few tools to help in the detection of deed fraud. The American Land Title Association (ALTA) has released a useful reference sheet for consumers and real estate licensees showcasing red flags and suggested actions to be taken.  

Douglas AMA

By now most people in Douglas and Cochise County know about the newly formed Douglas AMA. The important thing to remember is that the new AMA is larger than the old INA, so property owners need to check their parcel to see if it is included in the new AMA. The ADWR (Az Dept of water resources) is holding a public hearing on June 28th at 4pm to discuss and receive public input on the goal of the new AMA.

ADOR - Az Department of Revenue

The Arizona Department of Revenue (DOR) hosts free, live virtual training sessions for property managers and property owners. You can find links to register and the dates monthly at www.weservgad.org , in the Government Affairs newsletter released monthly and in the WeSERV flipbook.

OMB Rules

The President’s Office of Management and Budget has release rules dramatically affecting the ability to actually use those federal grant dollars. In February 2023, the OMB published rules for construction and rehab of projects using federal funds or assistance. By the way, HUD has declared federally backed home loans like FHA, VA, Fannie Mae and USDA constitute federal assistance, so homebuyers with government backed loans are affected by the new rules. The rules under Build America, Buy America state there is a preference for U.S. manufactured materials in construction of infrastructure when federal finance assistance is used. 

AR Caucus - Arizona REALTORS Caucus Day will be August 24th - Register Here

I hope to see you at our August 9th government affairs orientation and committee meetings. 

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Interest Rates and Credit

Increased interest rates for both builders and their customers are helping to increase overall housing prices, both rental and purchase product. Tightening credit conditions over the past four months continue. Since last December lenders have increased interest rates for land acquisition loans, land development loans and single family construction loans. Multifamily lenders have shown similar behaviour. 

Lenders are adding points to the base interest rate of the loan in all categories. Leading to the increased effective interest rates which includes both the base interest rate and the points.

Multifamily builders have experienced significant cost increases due to materials delays. Concrete, Asphalt, Gypsum, and other products necessary to complete buildings have been in short supply creating significant construction delays. WeSERV is aware of multifamily buildings with delays of several months due to missing water pumps, unavailable concrete, unavailable asphalt and lumber. Labor and Material shortages continue to plague the building industry. With that shortage comes increased prices for materials. 

In the Infrastructure and Jobs Act of 2021, there is a provision to “Buy America” preference when building the nation’s infrastructure. OMB, the Office of Management and Budget, recently released the first phase of its construction rules and has begun implementing them. The OMB rules apply to any federally funded (in part or in whole) infrastructure project, including housing. The OMB has issued standards for all manufacturing processes and a list of products considered construction materials. Examples of these materials are glass, lumber, and drywall.

Our next government affairs orientation and committee meeting are on June 7th. The orientation will be from 9:30am to 10:30am at our Peoria office. The government affairs meeting will be immediately following at 10:30am.

You may attend these meetings in person or via zoom. Go to weservgad.org or to weserv.realtor to register to attend in person or via zoom.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

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The truth is wage earners earning $45,000/yr to $95,000/yr gross live on a considerably less take home or net income. Usually that net income looks more like $43,000/yr to $80,000/yr.

For a rental property to be easily afforded by these households, rents need to be no more than 25% to 30% of the household net income. That means rents in the $885/month to $1,800/month range.

For purchase product, the price point varies depending on downpayment and interest, but here is a sample of price points if we only consider principal and interest payments:

$250,000 house with 10% down at 5% interest = $1,125/month P&I payment

$250,000 house with 10% down at 6.7% interest = $1,535/month P&I.

Follow those payment assumptions and the max price point for this group wage earners becomes $375,000. At

$375,000 and 10% down at 5% interest the P&I payment would be about $1,811/month. That same $375,000 house with 10% down at 6.7% interest would have a $2,261/mo P&I payment.

At the Arizona State Legislature, we have been seeing attempts to preempt local zoning over the past 3 years, but this year it has really ramped up. Mostly, the discussion revolves around “affordable” government program housing. The perplexing part of the various legislative proposals is their non sequitur nature. Here are a few examples:

1 - Proposed bills that would no longer allow a city or town to designate where residential development could be built. This of course means cities and towns who have adopted zoning and are mandated by state law to produce a voter approved General Plan, with public review a key element of planning, would be in conflict with the law itself. 

2 – State legislation that tries to mandate setbacks, driveways, garages, and other specific elements of housing. Some of the bills I have read require cities and towns to not have a minimum size driveway. And those same bills set the max required driveway length at 10 feet. Have you measured your car, SUV, Truck or mini van? Camry’s are 16 ft long, SUVs, trucks and minivans are longer with 20 ft being common.

3 – State legislation that seeks to take away a local community’s ability to require streets wide enough for on street parking in two directions and the ability of emergency, delivery and other vehicles to traverse the street. At the same time in the same piece of legislation, there is a prohibition of mandated off street parking.

City of Chandler is updating several of its codes. You can read the proposed changes and learn more at www.weservgad.org.

The cities of Surprise and Peoria are seeking public input on housing needs in the community.

Those in the Douglas INA with water rights is to secure those grandfathered water rights in the new AMA. The application to preserve grandfathered water rights is March 1, 2024. If the application is not received by that deadline, water rights will be relinquished forever.

Our next government affairs orientation and committee meetings are on June 7th. The orientation will be from 9:30am to 10:30am at our Peoria office. The government affairs meeting will be immediately following at 10:30am.

You may attend these meetings in person or via zoom. Go to weservgad.org or to weserv.realtor to register to attend in person or via zoom.

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Across the WeSERV territory entry level housing is missing or less available than the wage earning population’s needs. WeSERV identified entry level as wage earners making between $45,000/year gross to $95,000/year gross. Net income is the important criteria when determining long term suitability of housing. At this wage range net income would be between $43,000 and $80,000/year. 25% to 30% of net income spent on housing costs is a sustainable level of monthly budget so that no matter the oopsies of life, the tenant or buyer has a better chance of maintaining their home.

Read the WeSERV Housing Study: The Web of Housing Solutions

Financing changes at Fannie Mae and Freddie Mac: As the headlines at some media have been trumpeting the increases in upfront fees going into effect May 1st, it is sometimes difficult to figure out exactly what is happening.

The changes were first described in the Fall of 2022 and delayed until this upcoming May because of all the other fee and guideline changes last Fall. Now the FHFA is bringing the DTI based lending fees forward in May.

I have a link to the Framework document and the LLPA matrix in the podcast notes so you can review these changes for yourself.

The concept that common sense financial principles of saving for a down payment that makes the home loan truly affordable for the individual is wrong headed, is quite astonishing. 

Our April 5th Government Affairs Orientation meeting was fun and members discussed new home build problems and short term rental ordinances.

As a result, we now have two new Task Forces: A New Home Build Task Force and the Short Term Rental Ordinance Task Force. 

the next Government Affairs Orientation will be on June 7th at the WeSERV Peoria office 9:30am and the Government Affairs Meeting will be immediately following at 10:30am. As always you may join one or both of these meetings in person or via zoom.

the WeSERV Housing study may be found at www.weservgad.org

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

WCR East Valley Lunch is April 20th from 11:30am to 1:30pm at Avion Center. Mayor Hartke (Chandler), Ryan Smith (Phx Gateway Airport), Brad Smidt (GPEC), Alex Khalfin (Amtrak), and Chris Shcleicher (Tempe Economic Development) will join me for a discussion of planning today for the tomorrow of 50 to 100 years from now.

NAR committee application are now open. You may find more information at www.weservgad.org.

The next WeSERV Government Affairs Orientation meeting will be April 5th from 9:30am to 10:30am at WeSERV Chandler (Avion Center). We will review a city STR ordinance and practice presenting comments. Please register to attend in person or via zoom.

The next WeSERV Government Affairs Committee meeting is April 5th from 10:30am to 12 noon at WeSERV Chandler (Avion Center). Please be ready to discuss updates to our advocacy statements, 1-3 water issues in your area, and 1-3 housing issues in your area. Please register to attend in person or via zoom.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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History tells us the rivers have dry seasons, people repeatedly think the worst, and wet weather, technology and better water management provide us with a future.

What can buyers and sellers of real estate do today to confirm for themselves water sources and water rights so they can properly disclose important water issues to buyers and buyers can perform appropriate due diligence?

The WeSERV Water Issues Task Force is busily working on a tool designed to help buyers perform appropriate due diligence, spur buyer questions and research, and prompt sellers to find answers prior to a buyer’s questions about the water availability, source and rights.

Don’t forget, our next Government Affairs Orientation meeting is on April 5th at 9:30am, at our Chandler office. Our next Government affairs meeting is immediately following at 10:30am. You may attend via zoom or in person. You may register to attend one or both of these meetings at weserv.realtor 

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR Business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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If you would like to be on a city team and participate in our conversations about the real estate industry, market trends and local issues impacting real estate, email or call me to volunteer for the city, town or county you are most interested in speaking with.

We are asking members to contact us with 1-3 housing issues specific to their area, 1-3 water issues specific to their area and comments on their city, town or county’s STR ordinance. Please bring those suggestions to our next Government Affairs meeting, or email me at weservgad@weserv.realtor. 

February 8th was our first Government Affairs Orientation Meeting. These orientation meetings will be take place the hour prior to the Government Affairs Committee meeting. You can find a summary of the Government Affairs meeting on the weservgad website.

George Washington’s Birthday was on February 20th. As a young man of 14 years, he penned his own 110 rules to live by. I posted a blog highlighting several of his rules I think will aid us all in our daily interactions with others. 

We congratulate former WeSERV member, Susan Nicolson. She has been appointed by the Governor to serve as DRE Commissioner. 

Our next Government Affairs meeting and orientation will be held on April 5th at our Chandler office (Avion Center) and via Zoom. The orientation begins at 9:30am, and the meeting begins at 10:30am. Register to attend and I will see you on April 5th.

Review of Legislation Blog

How a Bill Becomes a Law Video

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

1 – The Az Dept of Revenue has made several changes suggested by WeSERV and its property manager members. Property managers now have a PMC specific webpage on the ADOR website and a PMC specific email address.

2 – City Meetings: WeSERV hosted small group roundtable discussions with various city officials and members.

3 – SR30: In January WeSERV distributed its study analyzing the various build out scenarios for SR-30 and opportunity costs. 

4 – Candidate Interviews and Forums: WeSERV chapters hosted candidate interviews in West Valley, Southeast Valley and Sierra Vista. Our Santa Cruz chapter hosted a Nogales candidate forum.

5 – Local Advocacy: WeSERV members engaged directly with city officials on questions of land use ordinances, sign ordinances, definitions of abandoned and housing product.

6 – Arizona REALTORS Caucus: WeSERV members provided several suggestions for corrective legislation and new legislation when they attended the REALTOR Caucus.

7 – GAD Events: Government Affairs hosted several issue driven events in 2022, some with CE approval. The Right to Private Contract, Coffee with Decision Makers, Land Acquisition and Entitlement and the Homestead Act changes, were all events this year.

The Government Affairs committee is forming now. If you are a member of WeSERV, Affiliate or REALTOR, and would like to serve as a voting member – please let me know via email. You may attend our meetings in person or via Zoom.

The Government Affairs meeting calendar is now set:

February 8th at the WeSERV Peoria office from 9:30am to 10:30am is the orientation, from 10:30am to 12 noon is the meeting.

April 5th at the WeSERV Chandler office from 9:30am to 10:30am is the orientation, and from 10:30am to 12 noon is the meeting.

June 7th at the WeSERV Peoria office from 9:30am to 10:30am is the orientation and from 10:30am to 12 noon is the meeting.

Aug. 9th at the Chandler office from 9:30am to 10:30am is the orientation and from 10:30am to 12 noon is the meeting.

Oct. 11th at the Peoria office from 9:30am to 10:30am is the orientation and from 10:30am to 12 noon is the meeting.

And finally, from Dec. 6th at the Chandler office from 9:30am to 10:30am is the orientation and from 10:30am to 12 noon is the meeting.

May 2023 bring you and yours, serenity and equanimity.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/megaphon

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MAG, the Maricopa Association of Governments, is seeking public input on a preferred active transportation facility along the SR-30. Submit your comments in today. You will find a link to the survey at www.weservgad.org or you may visit the MAG website.

December 7th, 1941: It is now 81 years since the bombing of Pearl Harbor. The USS Arizona was a proud warship and the largest in the American fleet. She had been commissioned in 1915 and led the American fleet back from Europe after WWI. She was also sitting in Pearl Harbor on Dec. 7th 1941, along with most of the Pacific Fleet, when the bombing began. Read more about the USS Arizona, watch of video of President Roosevelt declaring war, and read a copy of the draft speech at www.weservgad.org. 

You can see artifacts of the USS Arizona at the Arizona Capitol Museum or get a better feel for the shape and size of the ship, go to the USS Arizona memorial gardens at Salt River Fields. The USS Arizona Memorial Gardens at Salt River will be conducting the annual flag breathing ceremony with the flag that flew over the USS Arizona at Pearl Harbor in 1941. The ceremony begins at 8am on Dec. 7th. 

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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The City of Maricopa’s updated sign ordinance has confused WeSERV members and other businesses in the community. In October WeSERV sent a letter to the City describing our concerns and offering suggestions on clarity so members, staff and others in the community could better understand the sign ordinance. The city will be hosting a public workshop on the sign ordinance December 13th. 

The week of November 14th saw WeSERV host several cities in roundtable conversations. November 15th our Southeast Valley chapter hosted the cities of Tempe, Chandler, Mesa and Gilbert. On November 18th our West Valley chapter hosted El Mirage, Surprise, Goodyear and Avondale. WeSERV provided each city or town a book with data specific to them, general market data and market trending data.

WeSERV members provided context to that data by discussing their client’s needs and what the members see going forward. Cities were able to tell WeSERV about upcoming projects and ask questions about the real estate market. It was an opportunity for members to get to know city officials and for city officials to get to know WeSERV. 

The Department of Labor has proposed new rules for workers to qualify as Independent Contractors. You can find the proposed new rule in the Federal Register. Public comments are open. While NAR actively defends REALTOR members ability to function as Independent Contractors, there are many other businesses that also rely on IC status. Several affiliate members of WeSERV may be negatively affected if the proposed new rules go into effect.

Many of you remember the Sackett v EPA case that gain notoriety in 2008.To remind you, the Sackett’s purchased a property in a lake subdivision in Idaho. All around them lots had been built on and so the Sackett’s began the process of building their house. Now the Sackett’s are back at the Supreme Court asking the court to clarify the Clean Water Act definition of navigable waters and the limitations on the EPA to broaden interpretations and impinge of private property rights.

The case was heard on October 3, 2022. You may read a transcript of oral arguments or listen to the oral arguments on the United States Supreme Court website.

WeSERV Government Affairs events and meetings are now concluded for 2023. Our Government Affairs Committee decided to cancel the December meeting. I want to thank our 2022 chair Rae Goepfert for her great leadership this year. Here’s a special note: Rae is also a recognized painter and has been selected to show her artwork at the new Goodyear library. If you get a chance, pop by the library and admire Rae’s work.

Our 2023 chair will be Duane Washkowiak along with our chair-elect Nathan Claiborn. Join us for meetings and event in 2023. 

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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As you look over your ballot for the Tuesday election, you will see judges are on the ballot. Those of you in Maricopa County are looking at 55 judges. So how do you make a decision on which judges to re-elect? I posted a blog last week with resources and tools to help you judge the judges.

On October 20th WeSERV was able to host ADEQ, the Arizona Department of Environmental Quality at our West Valley office. Wendy Flood and Tereza Marks presented updated information to members on superfund sites, site cleanup, septic tank and UST resources and a variety of other information members and their clients need or want to know.

Last week, WeSERV hosted small roundtable discussions with property managers and the Department of Revenue. One at our Southeast Valley office and one at our Peoria office. The Department updated us on several improvements and resources. First of all, the PMC only email has been active since early summer. Do not use the old PMC data email. 

An updated tool you may not have seen, when you submit TPT, there is the ability to click a button to show the entire amount of TPT due and to see each property and its amount owed. This preview page will help you to see if there are any discrepancies prior to submitting TPT and that should help reduce the automated fines.

DOR has also created a PMC only webpage with checklists and video tutorials.

The CFPB is back in the news. In September a complaint was filed against the CFPB regarding the agency’s 2022 update to its unfair, deceptive or abusive acts and practices or UDAAP for short. 

The second case is a ruling form the 5th U.S. Circuit Court of Appeals. In that ruling the court found the funding mechanism for the CFPB is unconstitutional since the agency gets its funding form the Federal Reserve not the legislature through the appropriations process.

GAD Events:

Our November Government Affairs meeting will be on November 9th, from 10:30am to 12noon. All WeSERV members are invited to attend in person or via zoom. Please register to attend whichever attendance option you choose.

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/ 

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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As a regional planner for Maricopa and Pinal counties, MAG information informs our local social services policies, transportation planning and infrastructure planning.

Listen as Scott Wilken and Kelly Taft tell us more about working with the Census Bureau and city planners in Part 2 of this 3 part series; Coffee with MAG, first recorded at a live event in 2019.

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Look for the WeSERV REALTORS candidate endorsement list on our websites: weserv.realtor and www.weservgad.org. 

On August 31st, the Arizona REALTORS hosted our annual Legislative Caucus. WeSERV Government Affairs prepared for this important opportunity to impact and influence the Arizona REALTORS 2023 legislative agenda by bringing specific issues of concern and our suggestions for solutions to the discussion.

The New Homestead Act: With the changes made to the Homestead Act taking effect in January 2022, WeSERV has identified a few concerns and provided solution suggestions.

The “Wholesale Buyer/Seller” Law: Through this new law, two new definitions were created for people assigning a contract – Wholesale Buyer and Wholesale Seller. When assignment of a contract is performed, the correct and long-standing terms are Assignor and Assignee. It also requires buyers with the intention of assigning the purchase contract disclose their intention in the purchase offer.

Frequently, property owners may not realize a lien has been recorded against their property. This is a favorite tactic of scam artists, but sometimes a property owner may not realize an action has been taken and a legal lien has been placed on their property.

Definition of Institutional Buyers: the term Institutional Buyer is becoming synonymous with “big, unfeeling, hedge fund, corporation or iBuyer”. Most of Arizona’s residential rental property is owned by individual or small group investors in an entity. By defining them in the same way as a hedge fund, government or large institutional buyer, it will be increasingly difficult for them to help provide rental housing.

Increasingly, WeSERV is seeing a definition of abandoned property, first put forth by the Cleveland Fed during the 2008 crash, being written into city ordinances. That definition was subsequently adopted by HUD about 2012. The definition states property with a property tax paid in arrears with a property lien, or a property with a notice of default on a mortgage or deed of trust, is deemed to be abandoned. 

GAD Events:

WeSERV has created the City of Maricopa Sign Ordinance Task Force. 

ADOT has opened the public comment period for the proposed expansion of I-10 from Wild Horse Pass to Casa Grande.  

The next Government Affairs meeting will be on October 12, 2022. Also in October we will have a morning of update and information from ADEQ, the Arizona Department of Environmental Quality and from Rep. Debbie Lesko.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR Business!

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Listen as Kelly Taft and Scott Wilken join us for a discussion of the data analytics, maps, transportation planning, economic development and other resources MAG offers.

This is part 1 of 3.

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Buckeye:

• Buckeye water
• Buckeye water master plan
• Buckeye library master plan
• I-10 widening
• Buckeye Economic Development

Goodyear Economic Development

Surprise:

• Surprise Economic Development
• Surprise Performance Dashboard

El Mirage Economic Development

Peoria Economic Development

Tolleson Economic Development

Avondale EDGE Economic Development

TSMC - Taiwan Semi-Conductor

Song Credits;

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mark Apel joined our April meeting to demonstrate the WHIP tool interactive water map for the Upper San Pedro River basin.

WeSERV Government Affairs Candidate Interview workgroups spent May interviewing candidates running for city council and mayor in the southeast valley and west valley. You can review the list of endorsed candidates at www.weservgad.org.

WeSERV evaluates candidates through a narrow lens mostly reflecting a candidate's views on private property rights through government policy. You can read more about the WeSERV candidate interview and endorsement process at www.weservgad.org.

The Arizona REALTORS (AR) released their list of endorsed candidates running for State Treasurer, State Senate and State House of Representatives.

There are some very important election dates between now and August 2nd (election day). You can find a graphic with these important dates at www.weservgad.org. Also at the website, a link to the redistricting maps for statewide elections and congressional elections.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Pat described the environmental remediation of past mining, some of which goes back to the late 1800’s. He also provided slides and a description of the future.

Listen as Pat describes the future of mining. The Hermosa project will entail some truly “first time in history” forward thinking mining practices. 

What is clear is this is a new kind of mining project and will bring enormous economic development and opportunity to Santa Cruz County. The materials being dug out of the ground are crucial to making the technology and clean energy products now in demand.

Our members spent several minutes asking Pat questions regarding water, transportation, and housing. To learn more about South32 go to their website and to the Santa Cruz County website.

GAD Events:

March 9, 2022 from 9am to 12 noon - Government Affairs Event and Meeting at our Chandler Office

March 22, 2022 from 10am to 11:30am - Coffee with Representative Lesko at our Peoria Office

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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There is the National Association of REATORS®, the Arizona Association of REALTORS® (AR – also known as Arizona REALTORS®), and WeSERV Association of REALTORS® (West and Southeast REALTORS® of the Valley). WeSERV’s, jurisdiction includes West Maricopa County, Southeast Maricopa County, Pinal, Cochise and Santa Cruz.

At the local level, we don’t lobby. We provide information, education, and market context in an effort to provide valuable, usable information for local government discussions with the public on issues of importance. In most cases you may find our special reports online at www.weservgad.org. 

At WeSERV Government Affairs we understand that local government is different than federal or state. For starters, when we speak of local government affairs, we are speaking of our neighbors who serve as elected officials or volunteers on boards and commissions. We know them from the activities of daily life. They are as invested in the community as we are. That allows us to begin from a mutual acknowledgment that WeSERV cares about the community and the local officials and staff care about the community.

This year we are changing the format of WeSERV Government Affairs meetings. We are combining an opening information event and open member forum before the formal government affairs meeting. Members are encouraged and invited to attend all or some of the morning with us. You can find a full calendar of WeSERV Government Affairs events and meetings at www.weservgad.org. 

I hope you will consider joining us for our March special event on March 22nd :Coffee with Representative Lesko at 10am in our Peoria office. If you have questions you would like have asked of Representative Lesko, please send those to me at weservgad@weserv.realtor.

We are currently seeking WeSERV members who would like to sit on a candidate interview workgroup in April or May. We will be interviewing candidates for pre-selected races in each of our chapters and need members to sit on those workgroups asking questions and discussing candidates. If you are interested in interviewing candidates running for office in your chapter area, please call or email me.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Rapanos v Army Corps of Engineers (2006)

Clean Water Act (1972)

U.S. District Court for the District of Arizona (2021)

EPA proposed new rule Federal Register (2022) - Note pg. 14 and pg. 24

Sackett Case 2012 Supreme Court Decision

Sackett Case 2022 Supreme Court Docket #21-454

Water in Az - flyer

email Liz at weservgad@weserv.realtor

Feb. 9, 2022 Government Affairs Event & Meeting - in person at our Peoria office, or via zoom

9am-10am Homestead Act Changes 2022

10:15a-10:30a Open Forum

10:30a-12n Government Affairs Meeting

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Find a complete list of WeSERV GAD meetings events at www.weservgad.org. Click on Upcoming Events.

The Arizona Redistricting Commission released the final redistricting maps in December. You can find the maps links at www.weservgad.org.

The WeSERV study conducted by Rounds Consulting is available at www.weservgad.org. Read more about the proposed SR-30 and the various outcomes, including lost opportunities, in our study Economic and Fiscal Impacts of the State Route-30 Freeway.

Candidate Interviews have begun. The WeSERV Candidate Interview Workgroup conducted the Tempe City Council interviews on January 12th. There recommendations will be forwarded to the WeSERV Board of Directors for approval before being sent to the Arizona REALTORS RAPAC Trustee Committee.

If you would like to interview candidates running for office in 2022, please let Liz Recchia know. We will be conducting interviews across our chapters. You can find a preliminary GAD calendar at www.weservgad.org.

WeSERV Government Affairs meetings will be a bit different this year. We will start off at 9am with a one hour event with a decision maker of interest. Then we will have a 15 minute open forum to discuss what is on your mind. the last 1.5 hours will be the WeSERV Government Affairs Committee Meeting. You can find a list of those events and meetings at www.weservgad.org. Attend as much of the morning as you wish. We will start off at 9am, with the Government Affairs Committee meeting being from 10:30am to 12 noon. All meetings will be in person at one of our chapter offices and live streamed.

Our next Government Affairs event and meeting will be Feb. 9th at our Peoria office. From 9am to 10am we will be discussing the changes to Arizona's Homestead laws. At 10:15am we will have a 15 minute open forum, and from 10:30am to 12 noon will be our Government Affairs Committee Meeting.

song credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

GAD Events:

October 27th from 9am to 1130am - City of Avondale Economic Development Bus Tour with the Mayor and Economic Development Director. This is a free event, but you must register to attend.

Nov. 2nd is the Casa Grande Economic Development Bus Tour from 1030am to 1pm. The Mayor will conduct the tour and we will have lunch with the Mayor and Economic Development Director.

Nov. 18th is our Sierra Vista Economic Development Bus Tour from 1030amt to 1pm. The Economic Development Director will be leading the tour and staying for our lunch & learn.

Fair Housing, ADA & Disparate Impact: What You Need to Know - 3 CE Fair Housing. Join us for an in person event on Nov. 3rd at our West Valley office in Peoria. The event will be from 130pm to 430pm. Members who wish to attend the event remotely may attend at our Pinal office or our Cochise office.

These events are free, but you must register so that we have seats and food for all.

Song credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Now, that commission has released the first grid maps for consideration and comment by the public. The next public meeting will be in Surprise on Oct. 7th at 4pm at the Vista Center of the Arts on Parkview Place. 

You can watch past IRC meetings at the Arizona Redistricting Commission website and access more information so that you can provide valuable input to the commission.

Of particular interest is the meeting on September 14th when the IRC discussed the grid maps and approved them.

Super Fund Sites: blogpost “Disclosing Superfund, WQARF and DOD sites – Maps to help your client”. 

WeSERV hosted the initial meetings of the Cochise and Santa Cruz Broadband Action Team meetings in September. You can read more detailed information on these two meetings at www.weservgad.org. Click on “Local News”. 

WeSERV GAD Events:

Our next event is an in-person Candidate Training on October 20th from 9am to 5pm at ASU Skysong in Scottsdale. 

Coming on November 3rd at our West Valley office in Peoria is our Fair Housing, ADA and Disparate Impact event. 

Registration will be opening soon for this free, DRE approved 3 CE in Fair Housing, event on November 3rd from 1:30pm to 4:30pm. 

Last up – watch the WeSERV Newsletters and www.weservgad.org as we begin our City bus tours of selected cities

WeSERV GAD: advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/ 

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

           United State Supreme Court – August 26, 2021

Alabama Association of REALTORS® v Department of Health and Human Services

The CDC Rental Eviction Moratorium has undergone changes and from the beginning there was concern from many that an agency, with unelected bureaucrats, could suddenly for their own reasons essentially seize private property, disrupt private contract and impose nationwide mandates far exceeding laws passed by Congress and signed by a President.

In my August 30th blogpost entitled “Alabama Association of REALTORS wins at Supreme Court – CDC Rental Eviction Moratorium” I put together a timeline of the actions since March 27th 2020 leading up to the August 26th 2021 Supreme Court ruling.

According to a June 2020 HUD rental survey, 73% of residential rental properties are owned by individuals and another 16% of rental properties are owned by LLCs. We know a large percentage of LLCs owning rentals are made up of 1, 2 or 3 individuals who choose to establish an LLC for liability or tax purposes. The vast majority of our residential rentals (80% or more) are owned by small investors.

Remember we have our upcoming GAD Event at our Chandler office: Apache Junction, Queen Creek and Mesa: Imagine the Future on September 14th from 9am to 12 noon. This is a free event for WeSERV members, elected officials, decision makers and members of the public. Seats are filling fast, so register today for this ADRE CE approved event.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Emergency Rental Assistance - Arizona Programs

Emergency Rental Assistance - Treasury Department

ERA FAQ May 2021

ERA FAQ June 2021

AZ Dept. of Housing

Biden Administration Encourages Extension of Rental Eviction Moratoria

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Read the blogposts on new laws in Az from March 2021 and July 2021.

GAD Events:

Arizona REALTORS® Caucus Registration

Apache Junction, Queen Creek and Mesa - Imagine the Future Registration

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

You can read the March update of New Laws in Arizona and the July 2021 update at weservgad.org.

The three Declaration of Independence blog posts can be found at www.weservgad.org.

Cochise County updated ALQ ordinance

Tempe Parks & Recreation Master Plan

Apache Junction LDO

Mesa Historic Preservation

The Multiple Prongs of Affordable Housing

WeSERV GAD Event: Apache Junction, Queen Creek and Mesa - Imagine the Future. Sept. 14, 2021 9am to 12 noon at Avion Center.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

song credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

CAP and ADWR authored a Colorado River Shortage Fact Sheet you can read for more information.

You can read the DCP on how Arizona will share resources between stakeholders and mitigate future risks at www.weservgad.org.

You can also read more about the basics of Arizona Water in the WeSERV Water Issues Task force flyer Water in Arizona - Is My Property in an AMA or INA?

CFPB distressed borrower proposed changes

CFPB Fair Debt Collection and Renters

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

City of Goodyear: You can read more about the new City Hall complex and see artist’s renderings at www.weservgad.org.

SB 1377 - In April, the Arizona State Legislature passed and the Governor signed SB 1377 which limits the liability of businesses and other service providers. 

Affordable Housing:  In mid-April I did a quick survey of communities in the WeSERV area who were addressing Affordable and Workforce housing in the first quarter of 2021. . You can see a list of these cities and towns, along with links to their various programs and discussions at www.weservgad.org. 

Chandler: Our Southeast Valley Chapter Government Affairs committee hosted a conversation with Chandler Acting City Manager Josh Wright at their committee meeting. You can read the Chandler Strategic Framework at www.weservgad.org, and watch our website for the podcast recording of our conversation with Josh Wright.

WeSERV Government Affairs has several Task Forces. If you are interested in joining one or learning more, let me know. 

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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New laws take effect 90 days after the legislative session, unless the bill stipulates a different effective date. I highlight a few of the new laws I think you should be interested in knowing.

You can read the full descriptions and the bills as they were transmitted from the Legislature to the Governor for his signature at www.weservgad.org.

HB 2321 – Qualified Facilities

HB 2438 – Commerce Authority; Career Landscape Information

HB 2441 – Water; Substitute Acreage

HB 2043 – Underground Storage Tanks; Performance Standards

SB 1056 – Energy; Water; Savings Accounts

SB 1299 – Incorporation; Urbanized Areas

SB 1442 – Hazardous Vegetation Removal; State Forester

HB 2317 – Community Facilities Districts

HB 2249 – State Lands; Leases; Renewal Applications

SB 1259 – Mobile Home Parks; Caregivers

HB 2331 – Property Tax; Mobile Homes; Delinquency

HB 2056 – Water Conservation Notice; No Forfeiture

HB 2041 – Groundwater Replenishment Reserves

SB 1274 – Assured Water Supply; Subdivisions

HB 2085 – Real Estate; Employees; Rent Collection

SB 1049 – Insurance Omnibus

Song Credits

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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City General Plans and their impact on ordinances and development

The modes of transportation available to those businesses and residents are being decided today. 

U.S. Census Bureau - Phoenix Metro area 

RealPage Inc Phoenix Metro 

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Opportunity Zones – The IRS announced postponement dates affecting opportunity zone investments. You can read the full IRS announcement at www.weservgad.org, click on the Corona Virus category. 

Mortgage foreclosure and forbearance moratoria February 25th blogpost 

PPP Loans February 22nd blogpost 

Arizona Corporation Commission links through the March 9th blogpost at weservgad.org.

Transportation:

Cities and Counties all over the state are assessing transportation needs for the next 20 years. Peoria, Surprise, Gilbert and the Maricopa Association of Governments are all conducting transportation surveys. Check your city and county to see if they are surveying transportation needs and wants and fill out the survey.

You can read more about the most recent Big Projects in the March 5th West Valley Big Project blogpost.

President Biden signed the American Rescue Plan Act of 2021 on March 12, 2021.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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WeSERV has attended stakeholder meetings in the City of Surprise that have lasted over a year regarding their Land Use Ordinance update. On Tuesday, Dec 15th the City Council will discuss the proposed updates to the narrow/small lots part of the ordinance. You can read the proposed changes and get more information on the meeting at the City of Surprise website.

There are numerous laws that were enacted beginning in March 2020 that mandate business provide certain FMLA (Family Medical Leave Act) benefits no matter how small the business is. That mandate led to business, particularly small business, needing financial grants and loans to survive. The transition for employees and employers may be more difficult than anticipated. If you or someone you know is a small employer, make sure to work with someone who can help orchestrate the transition and update your employees so they know what to expect.

The West Valley Government Affairs Committee is forming, so watch the WeSERV newsletter to find the committee interest form. Although we are going to a committee structure, we will still bring you the elements of the Council forums. Starting with our first meeting on Feb.25th we will have a forum component to our meetings. 

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Some of that investor class soaking up potential distressed real estate are not purchasing the real estate, but the distressed or non-performing notes. Some purchase individual notes, but the larger investors invest in the note pools, also known as NPLs, offered by Freddie Mac, Fannie Mae, HUD, regional banks and other lenders.

The non profit has a mission to preserve homeownership and purchases non-performing loan pools as part of that mission, example – the Freddie Mac/Fannie Mae Impact Investing Program.

Under the October 9, 2020 IRS ruling, that impact fund model may mean the nonprofit forgoes its tax-exempt status. While the ruling is specific to one nonprofit with this model, you can be sure others are taking a long look at the ruling.

NAR Agreement with DOJ: By now a lot of you have already heard and seen the DOJ/NAR settlement regarding antitrust concerns. The DOJ (Department of Justice) filed both the lawsuit and the settlement simultaneously. NAR agreed to a settlement.

NAR announced the upcoming changes to the Code of Ethics and MLS rules and policies in compliance of this agreement. You can watch the video to see a quick overview. You can read the NAR summary and read the FAQ at nar.realtor. 

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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In the same blogpost you will find links to the election results website for Maricopa County, Pinal county and Cochise county.

City of Surprise:  You can go to www.weservgad.org to read the currently proposed updated language for narrow and small lot housing product. There are several upcoming public meetings.

ADOT: One upcoming project is the intersection of Grand Ave, 35th Ave, and Indian School Rd. You can see the project proposals at www.weservgad.org, click on Transportation.

Eloy: The City of Eloy hosted a tour of available buildings for purchase in their downtown area. If you missed the day, you can still find the information by contacting the City of Eloy and the Eloy Chamber of Commerce. Go to www.weservgad.org , click on Eloy Economic development & Business Opportunities to find contact information.

LIBOR: The LIBOR is going away blogpost

City of Glendale Rental Property Owner Assistance Grants: Don’t forget, the City of Glendale is providing grant assistance to Glendale rental property owners. Go to www.weservgad.org to read the blogpost with links to the program details.

Applications are due no later than November 15th.

Fair Housing, Disparate Impact and ADA: Bruna Pedrini and Alexis Glascock of Fennemore Craig visited WeMAR in 2018 to help clarify the basic laws and rules surrounding Fair Housing, ADA and Disparate Impact. You can access all three 1-hour discussions at www.weservgad.org. Click on Videos. 

EIDL Loan and PUA Fraud: PUA: This is the unemployment insurance for self-employed people. This is a Federal program, managed by the states. Report suspected fraud to the Az Department of Economic Security. They have a link to report fraud on the front page.

EIDL Loans and Grants: SBA has a fraud website. You can read more about EIDL loan fraud and report suspected fraud.

COVID-19 Eviction Moratoriums: While the Governor’s Executive Order residential rental eviction moratorium is now expired, the CDC eviction moratorium is still in place to Dec. 31st. Because there has been so much confusion surrounding the CDC rules nationwide, the CDC recently released an FAQ. Judge Wismer of Arrowhead Justice Court provided guidance on the court process on the September 8th podcast. I also have links to the CDC, Maricopa County Courts, and other legal sources.

Song Credits:

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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WeSERV, AR, and NAR all have similar processes for candidate endorsement decisions. I can speak to WeSERV’s process since that is the process I am involved with. If you would like more information on the AR process or NAR process, I will be happy to make an email introduction or provide you the phone number for Matthew Contorelli (Government Affairs Director AR) or Jack Greacen, WeSERV’s Government Affairs Liaison at NAR.

You can read more about the WeSERV process for evaluating and choosing candidates to endorse at www.weservgad.org. Click on Candidate & Elections and look for the blogpost entitled: Why Did WeSERV Endorse That Candidate?

Podcast Song Credits:

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Judges and Other Candidates are on the November Ballot – Who Will You Vote For?

Also, of interest, WeSERV has released its recommendations for candidates running in Maricopa County, Pinal County and Cochise County, along with City of Gilbert and Apache Junction Mayoral runoff and the Sierra Vista City Council races. Go to www.weservgad.org or watch for the updated information in your WeSERV newsletter. AR Voter Guide

A $187 Million bond issue is on the ballot in the City of Glendale.

Luke AFB, Gila Bend Auxiliary Field and Surprise Auxiliary Field interactive map.

Luke AFB Target Growth Management Plan 

LIBOR: As I wrote in my June 10, 2019 blogpost and announced in my June 11, 2019 podcast, the LIBOR is going away. 

The last GAD event of 2020 will be the West Valley Chapter Government Affairs Advisory Council Meeting on Oct. 22nd from 10am to 1pm. Luke AFB will be our guest. This event is free and open to all WeSERV members. We will be hosting this event at our Peoria office. Our in person attendee limit is 30 attendees. We will be live streaming this event over Zoom as well. If you would like to attend this special event, register now to secure your spot and learn more about Luke AFB.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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I wrote a blog post linking you to the podcast interview with Judge Wismer so property owners and property managers can learn more about how the court system is adjudicating tenant evictions under the current COVID-19 eviction moratoriums from both the Governor and the CDC.

You can find a list of WeSERV and AR endorsements at www.weservgad.org. Arizona REALTORS will be releasing their updated voter guide the week of October 5-9, 2020.

NAR endorsed candidates can be found at realtorparty.realtor.

Judges are on the ballot and one of the most common remarks I hear is “Where Do I Find Out About Judges and How Do I Judge Them?”

I wrote a blog post last week with links to two sources of information, the Az voting guide which lists the judges with their opinions so you can read those to help you decide a judges ability to use the tools of discernment and prudence in their decision making, and the Arizona Commission of Judicial Performance Review.

 Additionally, I have posted an interview with Justice Scalia regarding how to judge judges. It will help clarify your thinking as you prepare to judge the judges.

Also, at www.weservgad.org, you will find voting information and links to the Maricopa County, Pinal County and Cochise County Elections websites.

The Luke AFB Strategic Growth Plan is now launched. You can read the plan and see the WeSERV housing video at www.weservgad.org or by visiting the MAG (Maricopa Association of Governents) website.

Also, our last GAD event for 2020 will be the West Valley Chapter Government Affairs Advisory Council Meeting on Oct. 22nd from 10am to 1pm. We will have 30 in-person attendee spots, so if you wish to attend in person – please register early. We will also have a Zoom link so members across our membership area can attend virtually.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/

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While the rules that allow deferral favor the tenant, they place property owners in a difficult position, particularly if the tenant in question has violated other parts of the rental agreement having nothing to do with non-payment of rent or the tenant ceased paying rent well before COVID-19. Property owners are still liable for particular issues under the Arizona Tenant Landlord Act such as property repairs, property taxes, etc.

I was fortunate to have a chance to sit down with Judge Wismer from the Arrowhead Justice Court on Aug. 26th. We discussed what landlords and tenants need to know when seeking adjudication regarding eviction in the era of COVID-19.

Before we could publish this interview, the CDC announced its rules. Listen to the end of the podcast to hear Judge Wismer’s comments regarding the CDC rules.

Whether you are a landlord or tenant, being able to navigate the process is the key to preserving your property rights.

Justice Court Links Judge Wismer Mentions:

Maricopa County Justice Courts 

 Corona Virus and CDC

Tenant Checklist 

30 Day Notice to Tenant under CDC rules

AZ Courts.gov Landlord/Tenant Disputes and Eviction Actions - Information for all of Arizona

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR Business!

Song Credits

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/

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Local First Arizona program update: August 17th Governor Ducey announced Local First Arizona will be managing the new small business grant program of $10 million. Small businesses can apply for up to $25,000.

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Rental Property Owner Preservation Fund – On August 4th Governor Ducey established the Rental Property Owner Preservation Fund (RPOPF), the $5 million fund promised in his July 16th Executive Order extending the tenant eviction moratorium to Oct. 31, 2020. You can find links to the program and an AAR overview at www.weservgad.org.

Elections 2020 – On August 4th Arizona’s primary elections were held. In addition to the statewide and federal offices, some cities held their local general elections. Many cities elected Mayors and city council members.

Counties had their primary elections as well, selecting who will run for county board of supervisors, sheriff, assessor, recorder and other offices in November.

You can find the election results for the races you are interested in at www.weservgad.org. I have posted direct links to county recorders and the Arizona Secretary of State’s office.

GAD Task Forces and Workgroups – Our Candidate Interview workgroups in West Valley, Pinal and East Valley have completed their work for election year 2020. Our Sierra Vista chapter is getting ready to conduct their interviews for the November election.

If you are a Sierra Vista Chapter member, an would like to be on the candidate interview workgroup, please call or email me. I anticipate interviewing candidate in late September.

If you need to locate information flyers from past workgroups you can find them at www.weservgad .org. click on Task Force Flyers.

Our last West Valley Government Affairs Advisory Council meeting for the West Valley will be October 22nd, from 10am to 1pm. Luke AFB is confirmed to be our guest for this event. This event is free and open to all WeSERV members. Please register at www.weservgad.org or weserv.realtor. 

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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On June 29th, the U.S. Supreme Court handed down its decision in Seila Law v CFPB. Last year NAR submitted an Amicus Brief arguing the director construct of CFPB is unconstitutional, but requesting the Court apply the severability clause and uphold the agency.

Last week the Court decided to take the case of Collins v Mnuchin, a case challenging the constitutionality of the FHFA with its similar structure to CFPB. 

Corona Virus and REALTORS® – NAR has put out a REALTOR® Resiliency Report and will updating it frequently. You can find the report at nar.realtor. 

You can read the CDC modeling outline for May 2020 and the updated modeling for July 2020 at the CDC.gov website.

WeSERV GAD Task Forces: Our task forces and workgroups have been moving forward with their work.

Candidate Interviews - You can find a list of the candidates the association endorsed on the weserv.realtor website and on www.weservgad.org. Arizona Association of REALTORS® announce their endorsements as well. You may find those on aaronline.com. 

Rental Eviction Moratorium - the Governor chose to extend the rental eviction moratorium on July 16th to expire on October 31, 2020. Read the Executive Order. AAR’s Government Affairs Director, Matthew Contorelli wrote an article in The Voice.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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City of Buckeye is holding a public meeting on Building a Smart City in Buckeye.  

NAR has announced the 2020 REALTORS Conference will be virtual. Bookmark the conference page.

Conference of Bank Supervisors and Consumer Financial Protection Bureau issued a joint statement clarifying forbearance rules. Fannie Mae, Freddie Mac, FHA and VA have all released information for borrowers and lenders.

The Department of Justice and Federal Trade Commission have warned property owners, real estate licensees, lenders and other businesses to avoid actions that may be interpreted as collusion while navigating COVID-19.  

Watch www.weservgad.org for our upcoming CE events.

Candidates and Elections: Arizona REALTORS has released its first round of Legislative Endorsements for the August 4th election. You can find that list on the AARonline.com website. WeSERV completed its interviews of candidates running for county, city and town offices June 15th. You can read President Greeawalt’s statement and find the list of endorsed candidates at weserv.realtor and at www.weservgad.org. 

Song Credits

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Why was this needed? Because with delayed guidance, imperfect roll-outs, delays in funds being received and an increasingly burdened small business community, Congress recognized the very program designed to aid small business was about to endanger small business.

Keep in mind there will be no PPP loan applications accepted after June 30, 2020. In the meantime, here is a quick list of what’s new and suggestions for consideration before you apply for a PPP loan:

There is a new PPP application, so make sure you down load a copy of the correct application to apply. I have a link to the update PPP application in the show notes of this podcast.

If you already have a PPP loan, there is an updated PPP Loan Forgiveness Application.

Newly applying small businesses will have the covered period extended to begin on the date of the origination of the covered loan and end 24 weeks later or Dec. 31, 2020 whichever comes first.

If you already have a PPP loan, then you can choose to keep the original 8-week period or switch to the 24-week period.

There is a significant amount of documentation required both for forgiveness and for tax purposes. Marcum Tax Accountants and Advisors hosted a webinar on June 12th with lots of information and the changes highlighted in red for easy reference.

The tax considerations center around IRS Notice 2020-32 regarding the taxability of PPP funds.

For those of you wondering what all that means, some of the tax deductions you may be counting on may no longer be available to you if you took PPP funds.

Secretary Mnuchin’s announcement on June 8th highlighted some of the new elements, but we are still waiting for more guidance from Treasury, so watch for that guidance and consult with your CPA or Attorney.

Go to www.weservgad.org to read the blog post on the PPP Flexibility Act with links to resources and information.

Cities and Towns: As Arizona cities and towns open back up, it is good to see that large economic development projects did not slow down. Casa Grande Mayor McFarland emailed me a copy of Comeback S.M.A.R.T. Casa Grande, a brand-new brochure highlighting Casa Grande City Services as the City comes back with in person services. I have a link to this helpful brochure providing information on City and Community Services, Fire and Police information, information on the Courts, and other City Services in the show notes for this podcast.

You can listen to the city updates from El Mirage Mayor Hermosillo, Goodyear Mayor Lord, Maricopa Mayor Price and Avondale Mayor Weise at www.weservgad.org under podcasts.

Government Affairs Advisory Council Meeting: The West Valley Chapter Government Affairs Advisory Council Meeting will be via Zoom on June 25th from 1pm to 3pm. Our big project update will be on Government Programs and Resources available to help you with your business and some big projects bringing jobs and development to Pinal and West Valley.

Our special speakers will be West Valley Government Affairs Advisory Council Chair Susan Nicolson and our Chair-Elect for 2021 Garnett Sailor. Learn how these two successful REALTORS have built, sustained and grown their businesses – even during the COVID-19 shutdown. They will give you tools, strategies and resources so you can think differently about your business to grow and prosper.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Links:

El Mirage

El Mirage City Council

El Mirage Facebook

El Mirage Twitter

El Mirage LinkedIn

WeSERV Association of REALTORS®

WeSERV GAD

WeSERV Store

WeSERV Office Hours

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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Good News! The City is financially healthy, providing services and working with business to keep big projects on track and new jobs coming to the City.

Goodyear az

Goodyear economic development

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative , commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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The good news is, the City of Maricopa is still the vibrant city the Mayor described to us last year at our Coffee with Mayor Price event.

You can listen to the part 1 and part 2 of that event as a podcast or watch the video at www.weservgad.org.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

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I hope you enjoy this short, informative conversation with Mayor Weise.

Links:

City of Avondale, Az

Avondale Economic Development - Avondale Edge

Coffee with Mayor Weise Video 2018

WeSERV GAD: Advocating for private property rights, the right to private contract, and YOUR business!

Song Credits:

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

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On that same day, WeSERV sent a letter to Representative Lesko outlining member experiences with the PPP loan, EIDL loan and $10,000 advance, and the Unemployment Program.

PPP/Paycheck Protection Program – Originally envisioned as a tool for small business, self-employed and Independent Contractors to preserve payroll and pay themselves, this program started out with $350 billion and two start dates. April 3rd was for small business applicants, April 10th was for self-employed and Independent Contractors. April 3rd had a rocky start as the SBA and Treasury did not provide guidance to lenders until a few hours before the program start. Add to that they changed the program from the 10 year, up to 4% interest, forgivable loan program set in legislation to a 2-year, 1% interest program making it difficult for lenders to make the loans and break even. 

EIDL Loan and EIDL Loan advance – The EDIL loan was designed to help with businesses hard costs such as rent, mortgage, utilities, some taxes, accounts payable, etc. As part of the CARES Act legislation, a $10,000 forgivable loan advance or grant was installed.

Unemployment Insurance – At the time of our GAD Update on April 10th, the number one question was “How do I apply for Unemployment”. Already members who had applied had received denial notices. The problem was, unemployment insurance for W-2 employees is a state run, long established process and system. For the first time ever, it was being extended to self-employed, independent contractors and small business owners.

The new employer/business owner/IC program is a federal program requiring federal guidance to the state. 

Arizona REALTORS® Government Affairs Director, Matthew Contorelli was updated by the Arizona Department of Economic Security (DES) and told it would be a “handful of weeks” before the program would be up and running. As a note: Rep. Lesko’s office is attempting to aid in the communications between DES and the federal government.

The Arizona Chamber of Commerce in conjunction with the asba (Arizona Small Business Association), provide a very helpful set of video webinars and access to lenders participating in these programs. You can access the CARES Act Readiness Program for Small Business here.

West Valley Government Affairs Advisory Council - April 30th will be our next Government Affairs Advisory Council meeting, this time instead of your usual hybrid live/and live streamed event, it will be a 100% live Zoom event. All members, regardless of chapter, are invited to attend.

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License. http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License. http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Families First Corona Virus Response Act - Became effective April 1st and pushed the FMLA rules to all business.

The Emergency Paid Sick Leave Act - Effective April 1 - December 31, 2020.

NAR Families First synoposis - What Business Needs to Know

EIDL loans and grants - PNC Bank Comparison Chart - Senate Banking Committee

Paycheck Protection Program - PPP lender list - NAR Synopsis - Chamber decision maker tool

Unemployment Insurance - Az Dept. of Economic Security

GAD Member Update April 10, 2020 at 11am

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

SB 1145: Temporary irrigation efficiency projects fund -This new law pertains to the Phoenix AMA only. It adds a requirement that only CAP surface water was delivered in 2017. This bill was signed by the Governor on Feb. 18th and is effective immediately.

HB 2686: Building permits; Utilities; restrictions; prohibitions - Prohibits municipalities and counties from establishing restrictions on issuing building permits based on developer’s choice of utility provider. This bill was signed into law Feb. 21st and becomes effective 90 days after the legislative session ends.

HB 2749/SB 1666: Endangered species conservation; confidential information - This new law mandates that information collected by or on behalf of a state agency in an endangered species survey or as part of research is considered confidential information. A civil penalty of $25,000 will be accessed for each violation. Requires confidential species information to be collected through a standardized form by which the property owner gives express written permission to the survey. This bill was approved by the Governor on March 10th and becomes effective Dec. 31, 2020.

HB 2771: tax credits; qualified facilities; extension -This bill extends the existing tax credits for qualified facility and research investments. The Arizona Commerce Authority (ACA) manages the process and system to approve the income tax credit for qualifying facilities. This bill was approved by the Governor on March 13th and the extension is through December 31, 2031. This bill was sponsored by WeSERV member, Rep. Ben Toma.

The phase 3 Corona Relief package was passed by Congress and signed by the President last Friday. There are many provision to help Independent Contractors, the Self-Employed and Small Business:

SBA Small Business Loans - Paycheck Protection Program

SBA Lender Match Portal

U.S.Senate Committee on Small Business & Entrepreneurship

U.S Chamber of Commerce Synopsis

SBA Lender Website

NAR Government Affairs Synopsis

IRS.gov/coronavirus

Arizona Department of Economic Security

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dougals Election Results from the March 10th election are confirmed. You can find them with a link to the City of Douglas City Clerk’s office at www.weservgad.org.

You can read more about NAR’s efforts at their dedicated website for COVID-19 Relief updates at the nar.realtor website.

AR has a COVID-19 website as well dedicated to bringing you updates and providing practical FAQs for conducting your business during this time.

You can apply to be a part of a 2021 NAR committee, applications are now open to June 1, 2020.

You can find links to some of the supply chain, health care, customer service, pharmacy, maintenance and other jobs in Arizona at www.weservgad.org, or at arizonaatwork.com. The Maricopa Community Colleges and Arizona at Work have teamed up to bring you virtual job training to become a Computer Support Tech. You can find more details at www.weservgad.org or at the Maricopa Corporate College website.

The Federal Housing Finance Agency, also known as FHFA, has directed Fannie Mae and Freddie Mac to suspend single family mortgage foreclosures and evictions for at least 60 days. They are also offering forbearance agreements.

You can read more about HUD foreclosure and eviction suspension and access resource information at HUD.org.

The Military Times has an article related to VA Loans and the VA’s efforts to help those with VA loans. You can also access information at the VA website or speak with your lender.

Bankrate.com has a list of large lenders and their resource pages. 

If you would like to be on our Luke AFB Strategic Growth Initiative Housing Implementation Task Force or be on our Candidate Training Academy, email me at weservgad@weserv.realtor or call me at 623-931-9294.

WeSERV GAD: Advocating for private property rights, the right to private contract YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Cochise County has a dedicated Covid Corona Virus health hub. Surprise has cancelled or postponed several events. You can find a more detailed list of cancelled or postponed events at the City of Surprise Website. City of Glendale list of services, events and gatherings affected by the Corona Virus at the City of Glendale Website. City of Peoria: Peoria announced it is postponing city events, programs and sports leagues into the month of April. You can find a list of cancelled and suspended activities at the Peoria website.

El Mirage announced they are closing the Senior Center, but meals will still be delivered. The iCount Festival and Spring Faire are cancelled. You can find more information about El Mirage at the City Website. Tolleson announced it postponing water shut offs to ensure residents have access to water.  You can find a list of cancelled and postponed events at the City website.

Avondale is canceling or postponing several sports and city events. You can read more about program and City services at the City of Avondale website. Goodyear Library is closed and all recreation programs are cancelled through the end of April. Check the City of Goodyear website for updated information.

Litchfield Park has cancelled all city events until April 1st. You can get further information and update at the Litchfield Park website. Youngtown has cancelled several events, the Town Council Meeting and Easter Egg Hunt. To find more information about Youngtown go to the City website. Buckeye Utility Billing customer service counters at City Hall will be closed as are the libraries. You can find more information about cancelled and postponed events at the Buckeye City website. 

Gila Bend has canceled play groups and other events For more information on hours of operation and program changes, see the Gila Bend website. Casa Grande has closed the Community Recreation Center, Libraries, the Senior Center and the Len Colla Recreation Center. To see more information about program postponements and closures go to the Casa Grande website.

The Douglas Mayor has issued a Proclamation of Emergency. Water accounts can be paid by dropping off at the drop box, paying online or by phone. To find more information on postponed and cancelled events go to the City of Douglas website. 

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tempe.gov, Tempe City Clerk, Douglas Ward Map, Cochise County Elections, Douglasaz.gov

Seila Law v. CFPB - The question before the court is Whether the vesting of substantial executive authority in the Consumer Financial Protection Bureau, an independent agency led by a single director, violates the separation of powers.

Transcript Oral Argument, Seila Law Petition, United States Supreme Court

Lucid Motors

City Plans blog at www.weservgad.org

Luke Air Force Base Air Show 2020

GAD Events

WeSERV GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

In January the Pinal Chapter of WeSERV sponsored Firewise Training.Rich Jones of the Florence Fire Department spoke to us about making our homes and property Firewise. If you missed the training, you can attend the Feb. 29th training in Sierra Vista. Find more information at www.weservgad.org.

City General Plans are being updated across the State of Arizona. This is your opportunity to let the city you live or work in know what you want your city to look like, live like and feel like in 10 years. Go to www.weservgad.org, click on Regulatory Updates to find a lists of cities and counties across the WeSERV West Valley, Pinal and Cochise area of service and let your local government entities know your professional and personal thoughts on future development, amenities, infrastructure and more.

Surprise Land Development and Design Standards

Casa Grande

Arizona State Legislature

GAD Events:

Coffee with Youngtown Mayor LeVault

Candidate Training Academy - Your Competitive Edge

Government Affairs Advisory Council April Meeting

Song Credits:

WEPA Song Credits:"Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

SB 1129 is the bill Arizona REALTORS supports that allows a non-licensed employee of real estate brokerage to accept rent checks as part of their clerical functions. It was heard in the Senate Commerce Committee on Feb. 6th and will be heard in the Senate Rules Committee on February 10th. The bill originated in the House as HB 2351 with one amendment prescribing a receipt be provided if rent is paid in person.

You can monitor the progress of bills you are interested in by going to www.azleg.gov. Click on Bill Tracking.

GAD Events:

Coffee with Youngtown Mayor LeVault

Candidate Training Academy

Song Credits:

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Other interviews were new AR Government Affairs Director Matthew Contorelli, Senate Majority Leader Rick Gray and Representative Sierra.

WeSERV GAD Events:

Jan. 23, 2020 - Government Affairs Advisory Council Meeting - DRE approved for 3 CE Contract Law.

Firewise Training - Become a Certified Firewise Assessor - Jan. 31 all day and Feb 1 AM only.

March 10, 2020 - Candidate Training Academy - Special Early Bird Pricing! WeSERV members $50.00. Special pricing ends Feb. 3rd.

Song Credits: 

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License. http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Avondale has many opportunities for business, property, owners and residents. Learn more about jobs, amenities, recreation and entertainment in Avondale.

Links:

City of Avondale

Advance Avondale

Aaron White and Cheryl Covert Contact Info

Song Credits:

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Avondale and the Southwest Valley are exploding with opportunity for business of all sizes and for residents. Join me as we learn more about Avondale, its opportunities and housing.

Links:

City of Avondale

Advance Avondale

Aaron White and Cheryl Covert Contact Info

Song Credits:

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

March 10, 2020 – you must register to vote no later than Feb 10th 2020. ouglas will have its primary election on March 10th. Offices on the ballot are Mayor (4 candidates), Ward 1 (2 candidates), Ward 3 (2 candidates) and Ward 5 (2 candidates). You can read more about the candidates and races and check the Ward Location Map at www.weservgad.org. You can also follow links to the Douglas City Clerk’s website and register to vote.

March 17, 2020 – The Presidential Preference election. You must be registered to vote by February 18, 2020. The only political party participating in the March 17th election is the Democratic party.

May 19, 2020 – If your area has an election this date, you must be registered to vote no later than April 20, 2020.

August 4, 2020 – Primary Election – For most cities and counties this will be a big election. To vote in the primary election, make sure you are registered to vote no later than July 6, 2020.

November 3, 2020 – General Election – Most local elections will have been finalized at the primary, but runoff elections from the Aug. 4th primary for locals will take place on this this date. Also, on the ballot, the President and federal legislators.

To find your legislative, congressional, school districts and find who is on your ballot, got o www.weservgad.org.

You can find statewide candidates and statements of interest at the Az Secretary of State.

Statewide office filing and information deadlines are at the Az Secretary of State.

Clean Elections information can be found on the Clean Elections website.

Maricopa County Recorder: Twitter, Facebook, Website.

REALTOR® Day at the Capitol - Jan. 14, 2020

WeSERV GAD Events Calendar 2020 is up at www.weservgad.org.

WeSERV GAD: Advocating for Private Property Rights, the Right to Private Contract and YOUR Business!

song credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits: "Werq" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

The CFPB and the FTC are holding a workshop on December 10th, 2019 to discuss the issues affecting the accuracy of traditional credit reports, employment background screenings and tenant screening reports. The public comment period closes January 10, 2020. You must submit your comments online at www.regulations.gov. or mail them to the FTC.

Multi State Settlement - Mulit State Court Docs - FTC Fair & Accurate Transactions 2003

FTC 2012 Report to Congress

Cyber and Data Security - Lenders are particularly concerned about data security while meeting regulatory demands from HMDA rules (Home Mortgage Disclosure Act) and analyzing that data. Regulatory Risk Management Indicator Report produced by Wolters Kluwer.

FHFA, Fannie Mae, Freddie Mac - In an interview by Charlie Gasparino last month, FHFA director Mark Calabria talked about the selection of a Wall Street Financial Advisor to guide it towards eventual public offerings of Fannie and Freddie. NAR introduced its GSE reform proposal in Feb. 2019.

Song Credits:

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

To find your Legislative District go to www.wemargad.org.

Transportation Update - ADOT:

SR-24, North/South Corridor, I-10 35th Ave to Dysart, I-11, I-17 North Phoenix, Loop 202 South Mountain Freeway, Douglas Port of Entry, Hwy 30, Arizona freeway updates at AzDOT.

Arizona REAL-ID go to AzDOT.gov. TSA acceptable ID - go to tsa.gov.

GAD Events 2020 - Go to www.wemargad.org or www.weservgad.org

Song Credits:

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

I attended the National Association of REALTORS® Conference and Expo in San Francisco last week. One of the sessions I attended was in regards to federal policy and data security. Alex Stamos, professor at Stanford, Fellow at the Hoover Institution and ex-head of cybersecurity for Facebook spoke on Information Warfare, Election Hacking and, and the 2020 Election. You may access the audio at playbacknar.com.

When discussing government policy and platforms such as Facebook, Twitter and Google, the discussion usually revolves around policy vs. platform. As I discussed in the November 29, 2018 blog post Personal Data as Property, an increasing number of judges, including Supreme Court judges, are attaching the bundle of property rights to private data. Read Justice Gorsuch's dissenting opinion (page.99) in Carpenter v. United States.

Here is the question: Do you want to preserve the right to have private data and documents? Of do you prefer to allow policy drawn up by the government, educational institutions such as Stanford and Harvard, and the platforms themselves, decide your rights to your private data? Is paternalism really the best answer for the individual’s wellbeing? Is platform policy to be discussed and decided without any consideration given to the private property rights affected?

WeSERV GAD: Advocating for Private Property Rights, the Right to Private Contract and YOUR Business!

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com) - Licensed under Creative Commons: By Attribution 3.0 License - http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com) - Licensed under Creative Commons: By Attribution 3.0 License - http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Roger Nelson, our CEO, update us on the merger process and our future association at the October 22nd Government Affairs Advisory Council Meeting. The merger is confirmed by NAR, and we are officially known as WeSERV. Our membership area includes West Maricopa County, East Maricopa County, Pinal County, Douglas.

The New LLC Law in Arizona – Also at our October 22nd Government Affairs Advisory Council Meeting, David Brnilovich and Garrett Olexa from Jennings Strouss Law Firm spoke to us about the new LLC law and the Arizona Supreme Court decision related to fiduciary owed to the LLC by members, managers and member managers. Read the blog post,watch the video and listen to the podcast.

New Property Management Specific POA from the Department of Revenue – If you are a property manager you know how frustrating and risky it has been to submit a mandated Department of Revenue Power of Attorney that did not accurately address your position as a property manager. The WeMAR TPT Task Force spent many hours meeting with the Department of Revenue over the course of 2019 to help create a new, property management specific Power of Attorney form.

You may access this new POA at the Arizona Department of Revenue or at www.wemargad.org. Also, in the blog post Property Management Specific POA at Department of Revenue, you will find some highlights of the form like the ability to easily add staff members with permission to discuss client issues with the Department of Revenue and a property management specific Department of Revenue phone number and email. Please use the phone number and email as they are staffed with Department of Revenue staff familiar in property management issues.

Song Credits

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

In June 2019, the Arizona Supreme Court ruled in Sky Harbor Properties, LLC v. Patel Properties, LLC and found a similar fiduciary requirement under agency law should be applied to LLCs. So, essentially, existing LLCs should be actively complying with the new LLC law in order to comply with the Court decision.

For REALTORS® and investors who have the LLC as part of their business model, you should know there are now default provisions in the new LLC law you may want to change through the Operating Agreement. Some of the provisions you may want to address are:

The fiduciary duties of members and managers - The default provisions assume an agency relationship between managers, members and the LLC entity. You can change this in your Operating Agreement and limit the fiduciary relationships.

Define the Managing Members, their responsibilities and duties in the Operating Agreement

Distributions to members - There are tax and legal implications if you do not change the default distribution provisions contained in statute.

Read ARS section 29-3301 - to understand the default agency relationships and decide if you need to address this issue in the Operating Agreement

Understand how and why you may or may not want to hold your interest as Tenants in Common, Joint Tenants with right of survivorship or as Community Property with right of survivorship.

The bottom line is the Operating Agreement is very important and can make the difference legally and financially.

If you are a broker or agent who represents investors or LLCs as part of your business, there are some considerations you may want to ask your attorney about. For example: What happens if your brokerage lists an LLC property for sale and also represents the buyer LLC? While the brokerage would disclose its dual agency relationship, it may not know there are members common to each LLC. Failure to disclose common members and any pertinent information is a violation of fiduciary, and yet in a multi member LLC, members may not even know they are part of both LLCs.

If you are an agent or broker who particulates in investments, you will have additional questions to ask your legal and tax professional.

On October 22, 2019, WeMAR will be hosting a Lunch & Learn for members with Attorney David Brnilovich - Jennings Strouss Law Firm. David will discuss the new LLC law and how we can and our clients can update the Operating Agreement. Please register at www.wemargad.org so that we have food and seats for all.

Song Credits:

WEPA Song Credits:

"Wepa" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:

"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

You can see the full event video: Visit with Legislators – Western Pinal Chapter of WeMAR at www.wemargad.org. Click on videos.

WeMAR GAD: Advocating for private property rights, the right to private contract and your business!

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/

WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

The purpose of this study is to provide information to F-35 pilots and other Luke Air Force Base personnel on opportunities for housing, education, child care, recreation, jobs, business and amenities here in the West Valley. One category lacking in information though, private post-secondary education in the West Valley.  please let me know by September 27th private post-secondary education opportunities.

The Surprise Luke Air Force Base Map Ordinance – Also on September 17th, WeMAR presented our long-time concerns regarding the Surprise ordinance requiring REALTORS° to carry the Surprise Luke Air Force Notification Map with them at all times. WeMAR members, Rae Goepfert, Bill Gaddis and Jackie Martin joined me at the Surprise City Council meeting.

You can read my comments and watch your fellow members present to the City Council at www.wemargad.org. WeMAR asked the Council to repeal this ordinance.

The public comment period is now open for those who wish to let ADOT know their preference for the proposed North-South Corridor extending from Apache Junction to I-10 at Eloy. The study also includes the extension of State Route 24.

To read the study and more information online, find dates of the public hearings and find the libraries with the documents for review, go to www.wemargad.org.

GAD Events – We have two GAD events left in 2019, so please join us for Visit with Legislators here at WeMAR on September 24th from 9am to 12 noon and our last Government Affairs Advisory Council meeting on October 22nd from 10am to 1pm.

You can register for both of these events at www.wemargad.org. They are free, but please register so we have food and seats for all.

Song Credits

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/

 WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

This bill expands the 1986 IRS code to reform low income housing tax credits. It will increase local housing authority credit by 50% over 5 years.

According to the U.S. census, the 2017 median household income for Maricopa County was $58,580. 80% of this is an income of $46,864 and 60% is an income of $35,148. In June 2019, the Arizona Department of Housing released updated income limits for housing affordability programs for both renters and owners. You can read more about the updated limits at www.wemargad.org.   

SB 1703 topics discussed in this podcast include:

Bond financed developments

Tenant Income Eligibility

Student Rule

Housing Vouchers

General Public Use rule for Bond Financed Properties

Establishment of Minimum 4% Housing Credit Rate

Rights Related to Building Purchase

Ten Year Rule and Related Party Rule

Basis Boosts  and other provisions

Don’t forget, we have two Visit with Legislator events coming up. Sept. 10th we will be in Pinal speaking with Representatives Cook and Roberts and Senator Pratt. On Sept. 24th we will be at WeMAR in Peoria speaking with Represented Dunn and Senators Kerr and Gray.

These are free events, but we ask you to register so that we have food and seats for all. You may register at www.wemargad.org.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/ 

WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

You may read the new condo regulations and the updated FHA Single Family Handbook at www.wemargad.org.

Update on the two Lawsuits Against NAR -Moehrl v.NARand Sitzer v. NAR

Earlier this month NAR moved to have both lawsuits dismissed based on the fact the lawsuits misrepresent the NAR MLS Policy and Code of Ethics.

You can read both lawsuits at www.wemargad.org and read NAR’s comments as well.  NAR has talking points you can share with your clients.

Visit with Legislators:

This year we are expanding this event to include both West Maricopa County and the Western Pinal Chapter.

Join us on Sept. 10th from 9am to 12noon at The Property in Casa Grande as we welcome Representative Cook, Representative Roberts and Senator Pratt. This event has been approved for 3 CE in Legal Issues by Az DRE.

Join us on Sept. 24th from 9am to 12noon at WeMAR in Peoria as we welcome Representative Dunn, Senator Kerr and Senate Majority Leader Gray.

These are free events, but we ask you to please register to attend so that we have seats and food for all. You can register and read more about these events at www.wemargad.org.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business!

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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The Town of Scott originated an ordinance requiring property with a cemetery must be open to the public during daylight hours. Rose Marie Knick owns 90 acres with an old family cemetery on it. She was sighted for violation of the ordinance.

Rose Marie Knick filed a takings claim in Federal Court referencing the Fifth Amendment of the United States Constitution.

In the end, the majority overruled the Williamson County Regional Planning Commission v. Hamilton Bank of Johnson City decision from 1985, which created a Catch-22 for property owners.

You can read an contemporaneous review of Williamson County: Ripeness for Taking Clause: Finality and exhaustion in Williamson County Regional Planning Commission v. Hamilton Bank of Johnson City by James D. Smith, Ecology Law Quarterly - Berkeley Law.

It is the ripeness issue that has been the problem with property owners getting just compensation for government takings for over 35 years. Since the Williamson decision, property owners were routinely denied access to Federal Courts to adjudicate their claim. They were required to first exhaust all state courts and administrative processes before making a Federal claim. But, when they tried to file in Federal Court their case was not accepted due to the full faith and credit statue.

The dissenting justices in Knick v. Township of Scott, Pennsylvania wrote quite a bit about honoring stare decisis and idea that the Fifth Amendment right hinges on whether there is a promise of compensation.

The majority justices found that a property owners rights are violated when a government takes all or part of the property without compensation. It is the taking that triggers a property rights violation, not the promise of compensation. They concluded:

“that the state litigation requirement imposes an unjustified burden on taking plaintiffs, conflicts with the rest of our takings jurisprudence and must be overruled. A property owner has an actionable Fifth Amendment takings claim when the government takes his property without paying for it.”

Majority Justices:

Chief Justice Roberts (authored the opinion), Thomas (authored concurring opinion), Gorsuch, Kavanaugh

Minority Justices:

Kagan (authored dissenting opinion), Ginsburg, Breyer, Sotomayor

Visit www.wemargad.org to read more about this opinion.Click on Judiciary.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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According to section 36.4363c6, there can be no prohibition or restriction on an owner’s right to lease his or her unit. There are some acceptable restrictions: a requirement that leases have a minimum 1-year term and community age restrictions are two of those restrictions.

If your client is selling or considering purchasing in a HOA and has VA benefits, make sure to check the association governing documents before offering VA terms or submitting an offer with VA financing.

You can read a more detailed article regarding this issue at www.wemargad.org.

Election Issues in Maricopa County:

In October 2018, WeMAR hosted Maricopa County Supervisors Clint Hickman and Steve Gallardo. We discussed  many topics, but top of mind was elections issues. You can watch the video of Coffee with Maricopa County Supervisors at www.wemargad.org.

Supervisor Gallardo had previously worked a part of the Maricopa County election staff and gave us valuable insights into planning and executing a successful election day.

In the past three years, Maricopa County has continued to have issues on election day across the County, despite the County Board of Supervisors spending time and money on planning, technology and providing additional resources for Maricopa County elections.

On June 26, 2019, the County Board of Supervisors made a dramatic change to  County Elections by creating a new post of Director of Election Day and Emergency Voting Procedures. This new director will report directly to the County Board of Supervisors. You can read the report at www.wemargad.org.

At the same time the Supervisors created the new position, they approved a budget for the elections department of $3.2 million for staffing needs, another $6.1 million for a 3-year contract with Dominion Voting Systems to provide voting systems for tabulation and voting and $1.1 million for IT and infrastructure improvements.

WeMAR Candidate Training 2020:

WeMAR will be hosting Candidate Training Academy again in 2020. This time we are hoping to have three trainings: one in Douglas, one in West Maricopa, and we will co-host a training with the Flagstaff Association of REALTORS in Flagstaff.

Watch www.wemargad.org for updates on this event.

Visit With Legislators:

Join us on September 10th in Pinal or September 24th in West Maricopa for our Visit with Legislators event. You can read more and register at www.wemargad.org. Click on Upcoming Events

WeMAR GAD:  Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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At one point last summer, it was proposed to raise the VA loan fees to 0.5% for non-disabled vets in order to pay for some the provisions in the bill. NAR sent a letter to the Senate Veterans Affairs Committee basically stating the value of the program to veteran homeownership and the need for VA loan fees to be based on the specific loan risk, not increased to pay for other programs. You may read NAR’s letter at www.wemargad.org.

Recently, we have had questions regarding VA loan denials in some areas, specifically Sun City.  It turns out that under VA underwriting guidelines, association rent restrictions must not limit rentals to less than a year. You can read more at www.wemargad.org.

On April 18th 2019 HUD released Mortgagee Letter 19-06 detailing changes in down payment assistance from government entities for FHA borrowers.

Here are some of the core issue for HUD: They are losing money according to HUD’s 2018 annual report to Congress.

In response to the lawsuit filed by the Cedar Band of Paiutes, HUD extended the effective time for its new rules from April 18, 2019 to July 23, 2019 in Mortgagee Letter 2019-07. Shortly after the recording of this podcast, HUD announced it would be suspending the changes contained in Mortgagee Letter 19-06 "until further notice".

Don’t forget, we have a Visit with Legislators scheduled in September. One in Pinal and one in Peoria. Check the GAD events calendar at www.wemargad.org for the legislators we will have as our guests.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business.

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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 WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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Listen as Leslie Pico, the first real estate agent in Arizona to close a blockchain transaction in real estate, describes this technology and our business. Leslie was our guest at the WeMAR Economic Development Forum - 2018.

You may read more about NAR's investment, Propy.com and blockchain in real estate at www.wemargad.org.

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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This is perfect timing given NAR's announcement June 10th that they have invested in Propy.com. In this podcast we discuss NAR's investment arm,  Second Century Ventures and the REACH® Accelerator program. NAR has a portfolio network of tech companies and offers companies who participate in the REACH® Accelerator program access to these companies, MLS's, associations, and real estate professionals.

The WeMAR Tour of Opportunity Zones bus tour was last week. We had a full bus with commercial & residential REALTORS®, investors, qualified fund managers, attorneys, and developers.

The Arizona Department of Housing has released updated income and rental limits. Can search all the programs or specific programs at www.wemargad.org.

The I-11 cooridor public comment period is open until July 8th. Go to www.wemargad.org to find links to maps, documents, meetings and all the information you need to send in your opinion.

Several cities, counties and the State of Arizona have vacancies on boards & commissions. Go to www.wemargad.org to find links to boards & commissions in West Maricopa, Pinal, Cochise Counties, cities and the State of Arizona.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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 WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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June 25th is our Government Affairs Advisory Council Meeting. WeMAR members may attend for free. We start with a Big Project update, then discuss issues and new laws affecting you and your clients. Finally, our lunch & learn guest will be Alan Langston from AZREIA. This is a free event, but we ask you to register so that we have lunch for all.

WeMAR will be asking the City of Surprise to change their ordinance regarding the mandate REALTORS® must carry the Luke AFB map at all times. If you would be interested in this task force, please email or call me.

NFIP Extension - On June 6th, the National Flood Insurance Program was extended to Sept, 30, 2019.

On June 10th, NAR filed an Amicus Brief defending the Department of Labor rules on Association Health Plans.

Last Fall WeMAR interviewed Leslie Pico from Propy.com on blockchain technology in real estate. On June 10th, NAR announced it has invested in Propy.

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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 WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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HUD is seeking public comment asking how to maximize the impact of Opportunity Zones.  The public comment period closed June 17th. WeMAR has submitted comments. You can read more about the WeMAR public comments and other comments submitted to HUD at www.wemargad.org.

Sun City West continues to have a confused status when it comes to FHA product availability. There is confusion in the market place still. Sun City West Recreation Center's amended governing documents appear to comply with FHA Free Assumability, but there are questions. WeMAR has written to HUD asking for clarification, and HUD has responded. WeMAR has also written to Sun City West Recreation Center Management.  You can read more about this issue and WeMAR's communications at www.wemargad.org. If you or your clients decide to communicate with Sun City West, please let me know. You may contact Liz Recchia - Government Affairs Director at wemargad@wemar.org or 623-931-9294.

LIBOR - LIBOR is slated to go away at the end of 2021. Learn more about the language your clients need to look for in their current or new loans indexed to the LIBOR. Find information on the new reference rate, the SOFR (The Secured Overnight Financing Rate).

Join us for our next Government Affairs Advisory Council Meeting on June 25, at WeMAR. We will start the meeting at 10am with a Big Project update, next we discuss issues and new laws affecting you, your clients and real estate. We will close with a one hour Lunch & Learn. Our guest will be Alan Langston from AZREIA (Arizona Real Estate Investor Association). This is a free event for WeMAR members, but we ask you to register so we have seats and lunch for everyone.

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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Today, I’ll give you a quick update on bills signed into law by the Governor as of June 1st. This is not a complete list of all new laws, just the ones I thought would be of interest to most members.

The Governor still has several days to sign legislation transmitted to him in the past few days. In Arizona, the Governor may sign a bill into law, veto a bill or allow a bill to become law without signature. You can check bill status and bills signed into law at https://www.azleg.gov/

You may find a list of the new laws I discuss and others at www.wemargad.org.

 WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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The Mayor discusses changing the culture of city government, online services and streamlining the process so business can expand and open faster and easier.

The Mayor also discusses trade with Mexico, working with the Ak-Chin Indians and the Union Pacific Railroad.

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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As always, NAR provides GAD's and members with information for the Hill Visits. Hill Visits take place mid-week and are opportunities for members to speak with the legislators. This year NAR provided information for members on topics including Flood Insurance, Infrastructure, Opportunity Zones, Mortgage Debt Forgiveness and GSE reform among other topics. Members were encouraged to educate their legislator on who REALTORS®

 are and what they do.

You can read more about the NAR Mid-Year Legislative Meetings at www.wemargad.org. There you will find links to NAR information on these and other topics.

 WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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We get updated on big projects and the Mayor's view of economic development, inter-agency and MAP (Maricopa Advocate Program).   

Join us next week for part 2 of this interview, or watch the video at www.wemargad.org.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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Learn what they are and what they do as they plan for infrastructure, economic development, air and water quality, and gather information and data critical to local planners.

RPAC is 50 years old. Learn why REALTORS® decided to start a PAC. You can see a short, interesting video at www.wemargad.org.

Rick Mack has been recording quick 60 second risk management videos, available at www.aaronline.com.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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HB 2485 - Changes to Affidavit of Disclosure

HB 2451 - Real Estate License Exemption

HB 2027 - Online Lodging Marketplace Local TPT

HB 2704 - Underground Storage Tank Process

HB 2443 - Property Disclosure Affidavit. Water Disclosure

HB 2114 - County Real Estate Property, Appraisal

HB 2721 - Town Elected Official Term Limits

HB 1030 - Online Notarization

HB 2445 - Residential Rental TPT Notice of Increase

SB 1218 - Beneficiary Deeds

HB 2484 - Grandfathered Irrigation Rights and Container Watering

HB 2569 - Occupational Licensing Reciprocity

HB 2371 - Real Estate Licensing, Nickname

HB 2095 - Agricultural Property Classification Water Reduction

In Arizona most laws take effect 90 days after the end of the legislative session (sine die)

Music Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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Condo Rules - Coming out later this summer

Housing Counseling - Updated program will come out later this summer

HECM (Reverse Mortgages) are causing a strain because of the losses

April 19th HUD released new rules for DPA (Down Payement Assistance) programs

Mortgagee Letter 19-06

FHA Single Family Housing Policy Handbook 4000.1

April 18th HUD release guidance for borrowers with low FICO and high DTI (debt to income ration)

The IRS released additional guidance for Opportunity Zone investment

The White House announced the workflow for their White House Opportunity and Revitalization Council.

Song Credits

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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The Arizona Legislature is working to complete their task of deciding which bills will make it to the Governor's desk.

You can read the bills mentioned in today's podcast as well as read the DC Circuit Court decision on Association Health Plans and the Department of Labor's response. in my article Legislative Update April 11, 2019 at www.wemargad.org.

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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The World Wide Web Consortium (W3C) is a private organization who has been working on internet accessibility since the late 1990's. HUD, DOJ and the courts weigh in on website and mobile app accessibility using the W3C metrics. Learn how cases like Robles v Domino's Pizza affect you and your business and how your website and mobile app are subject to ADA laws.

WeMAR hosted attorneys from Fennemore Craig in 2017. You can view the videos from this event at www.wemargad.org.  We discuss Fair Housing, ADA and Disparate Impact.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

 WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/  WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

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HUD released two Mortgagee Letters in March 2019. Mortgagee Letter 2019-04 eliminates the FHA Inspector Roster.

Mortgagee Letter 2019-05 removes the 10-year home protection plan requirement from some FHA loans.

The CFPB released its Winter 2019 Report in March 2019. Deceptive bill pay, mortgage servicers charging late fees greater than the amount permitted, servicers misrepresenting PMI cancellation reasons to customers, FHA Reverse Mortgage foreclosures without correct information being given to successors and State Farm Bank violating the Fair Credit Reporting Act were all topics of interest.

Upcoming WeMAR GAD events:

April 3, 2019: Coffee with the City of Peoria. Learn about Peoria's Opportunity Zones and their Real Estate Development Department.

April 23, 2019: Government Affairs Advisory Council Meeting, approved for 3 CE in Legal Issues with Az DRE. Learn about West Valley Opportunity Zones, discuss issues affecting real estate and your clients and meet the State of Arizona's Chief Operating Officer, Gilbert Davidson.

See all the GAD events at www.wemargad.org.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

 WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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Next we met with Senator McSally and I was able to describe Opportunity  Zones as we experience them along with the challenges of no guidance from Treasury for the entrepreneur part and the late release of rules for the real estate investment part.   

We visited Rep. Paul Gosar, an interesting man with lots of good ideas worth discussion. Representative Lesko met with us and as always asked questions and was very interested in what we had to say.

Congressman  Andy Biggs was attentive and interested in what the City had to discuss.

Representatives Stanton and Gallego were able to step out to meet us quickly as a part of their busy day.

Representative Schweikert has been on C-Span once a week as part of Floor Speeches describing his 5 Pillars and how we can contain costs while investing in the future needs of this country. You should  take the time to watch his videos:

Health Technology

Employment Incentives

How Do We Maximize Economic Development to Keep Our Promises?

Healthcare and Climate Technology

WeMAR GAD:Advocating for Private Property Rights, the Right to Private Contract and YOUR Business!

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The City and Chamber were interested in firming up relationships with our federal officials and letting them know we support Luke Air Force Base and its mission. In addition, the City spoke to elected officials about Community Block Grant Funding and the needs it serves, infrastructure needs and other concerns of the City and business.

I was able to add information concerning Opportunity Zones and the lack of rules being published by Treasury as well as ask about Flood Insurance extension (there is none currently), and other business and real estate concerns.

The podcast this week is a quick update of our very busy first day in Washington, D.C. We spoke with: Senator McSally, the Air Force and Department of Defense officials, the U.S. Chamber of Commerce, Congresswoman Ann Kirkpatrick, Congressman Schwiekert's Chief of Staff, Congressman Greg Stanton, and Congressman Andy Biggs.

Read more about issues concerning real estate, property owners and business at www.wemargad.org.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

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WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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Middle Class isn't what it used to be. People see Middle Class differently than their parents, but similar to past generations. Learn more about the New Middle Class  and the rental products being built to serve their wants and needs. Single family detached rental only subdivisions are expanding at a swift rate all over the West Valley. Learn about the three largest providers of this product.

Our podcast sponsor this week is Randy Howell of Mortgage Power, Inc. Your client will find out how much they qualify to borrow and information about various loan products.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business!

Music Credits:

 WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/ 

WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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Sign Ordinance are one of our most successful. We changed the conversation from inches and fee to Adequate, Visible and Legible.

We host events with elected officials, government staff, policy and decision makers. Our hope is you will meet these people, gain understanding into what they do, shake hands and have your own conversation.

WeMAR GAD's website, www.wemargad.org is the hub for information you and your clients need to know covering West Maricopa County, Pinal and Cochise County.

Learn more about issues like Arizona Open Range Land Law,  Free Assumability and more.

Our Task Forces and Work Groups are the engine of Government Affairs.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business.

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In the meantime, there are several bills regarding implementation and rule changes now making their way through the Legislature.

Part 1 of a 2 part interview with CNN wholesale lender Nick Monardo is up. Listen to Nick as he discusses the CFPB, Trid 2.0, and the lending landscape in 2019.

Jack Greacen, NAR (National Association of REALTORS® ) Advocacy and Political Representative, was our guest for our January Government Affairs Advisory Council Meeting. Jack discussed the CFPB, Flood Insurance, how NAR selects candidates to endorse, and the job of a NAR Advocate in Washington, D.C. You can watch the video of Jack at www.wemargad.org.

You can find a list of GAD Events at www.wemargad.org.

WeMAR GAD: Advocating for private property rights, the right to private contract and your business.

Music Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/  WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

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This is part 1 of a 2 part interview with Nick.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business.

See GAD event videos, listen to more podcasts and read about real estate and business in Arizona at www.wemargad.org.

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/  WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

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In the quick update we discuss the Arizona State Drought Contingency Planning discussions, Tax Conformity, recent bills introduced at the Legislature and some of the tax reform changes affecting  you, your clients and your business.

You can read a more in depth review of recent bills introduces at the Arizona State Legislature at www.wemargad.org.

You can also hear Representative Dunn describe the Drought Contingency discussions at www.wemargad.org.

WeMAR GAD: Advocating for private property rights, the right to private contract and YOUR business!

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/ 

WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

This year I was able to catch up with Representative Tim Dunn (Yuma) at lunch. Representative Dunn is on the water and agriculture committees. He gave us a preview of those important topics this legislative session.

You can read more about Arizona real estate, business and the legislature at www.wemargad.org.

Song Credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/ 

WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

The WeMAR TPT Task Force has been in conversation with the Arizona Department of Revenue discussing DOR process and procedures. We have made suggestion on how DOR processes may be improved so that property managers, property owners and all TPT taxpayers may pay TPT in an efficient and timely manner.

The Arizona State Legislature will open its 2019 session on January 14th. REALTOR® Day at the Capitol will be January 15th. You can register for REALTOR®  Day at the Capitol at www.wemargad.org.

GAD Events: Beginning in January 2019 GAD live events will be live streamed to members not in the live event county. Listen to find out how to get the live stream event link.

GAD Podcasts will be adding occasional longer podcasts dedicated to an issue or topic important to the real estate industry. Our first two long form podcasts will be Fair Housing and a wholesale lending update including what's new at the CFPB. They are both in production, so listen for them later this month.

WeMAR GAD: Advocating for private property rights, the right to private contract and your business.

WeMAR GAD podcast song credits:

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/ 

WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Open Range Task Force has completed its education flyer. Use this with your clients purchasing or selling residential or commercial property on Open Range to help educate them on Arizona's Open Range laws, livestock right of ways and their responsibilities. www.wemargad.org.

GAD Events are back in 2019. Check the events at www.wemargad.org. This year we will have live streaming events as well as live events in Pinal and Douglas.

WEPA Song Credits: "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/ 

WERQ Song Credits:"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Also in this episode, REALTOR Day at the Capitol 2019 and the City of Surprise.

Surprise has a new Mayor, Mayor Skip Hall. His seat is open and must be filled by January 2019. The Luke AFB map is a concern again. I had a conversation with the City and here is the update.

Music Credits:

"Wepa" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

There have been several large projects close escrow in the past 60 days. I highlight just a few of the projects slated to start in the next 60-90 days. As much change as we have seen in 2018, 2019 promises to bring more changes. Enjoy the opportunities!

Song Credits:

"Wepa" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sun City received approval of their PIF (Preservation and Improvement Fee), but that is not the same as the Free Assumability approval. Learn more about the PIF fee and WeMAR's concerns about Free Assumability at wemargad.org.

 Sun City West Free Assumability update.

Song Credits:

"Wepa" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

The City of Glendale has a vast array of resource maps for you and your client. Learn more about each map. To access the links mentioned go to wemargad.org.

Song Credits:"Wepa" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

"Werq" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Free Assumability - There is a lot of confusion about what it is and what it is not. Learn the difference between PIF and Free Assumability. Includes an update on Sun City in Arizona. To read more, go to wemargad.org.

Proposition 127: It is less about clean energy and more about policy. A "yes" vote will mean Arizona's energy policy and usable resources are restricted to wind & solar as they are today. Does it make sense to embed today's policy into the state constitution? Does it make sense to restrict our ability to access new technology? Learn about the real world results of this measure as seen in Australia, California and Michigan. Go to www.wemargad.org to access the links mentioned in this podcast.

Song Credits:

"Wepa" Kevin MacLeod (incompetech.com)

Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/ 

"Werq" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License

http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

To read more and find resources to check your registration status, find your polling place or see what's on your ballot go to www.wemargad.org.

Podcast Song Credits:

 "Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/  

"Werq" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Read more about WeMAR Government Affairs and issues of interest to you and your clients at www.wemargad.org.

Podcast song credits:

"Wepa" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/

"Werq" Kevin MacLeod (incompetech.com)

 Licensed under Creative Commons: By Attribution 3.0 License

 http://creativecommons.org/licenses/by/3.0/

Learn more about your ad choices. Visit megaphone.fm/adchoices