Financially Ever After Widowhood https://francisfinancial.com/podcast/ en Widowhood is the state of being a widow or widower: a person whose spouse has passed away. This is a situation that no one wants to be in, but it is something that can happen, and that you and your family should be prepared for financially. When this kind of painful, life altering event occurs, it's important to have the structure in place for you and your family to be protected, and this year on Financially Ever After Widowhood, Stacy Francis is going to be talking to a diverse lineup of experts, and individuals who have gone through it themselves, to give you the tools and information you need to be prepared. Prior to this year's series on Widowhood, Financially Ever After covered topics related to divorce. We invite you to check out these fantastic episodes if they are relevant to you. https://megaphone.imgix.net/podcasts/55bf8818-5ac3-11e9-b24b-0fd1a08a2021/image/FEAWidowhoodArt.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress Financially Ever After Widowhood https://francisfinancial.com/podcast/ no episodic Stacy Francis Widowhood is the state of being a widow or widower: a person whose spouse has passed away. This is a situation that no one wants to be in, but it is something that can happen, and that you and your family should be prepared for financially. When this kind of painful, life altering event occurs, it's important to have the structure in place for you and your family to be protected, and this year on Financially Ever After Widowhood, Stacy Francis is going to be talking to a diverse lineup of experts, and individuals who have gone through it themselves, to give you the tools and information you need to be prepared. Prior to this year's series on Widowhood, Financially Ever After covered topics related to divorce. We invite you to check out these fantastic episodes if they are relevant to you. Widowhood is the state of being a widow or widower: a person whose spouse has passed away. This is a situation that no one wants to be in, but it is something that can happen, and that you and your family should be prepared for financially. When this kind of painful, life altering event occurs, it's important to have the structure in place for you and your family to be protected, and this year on Financially Ever After Widowhood, Stacy Francis is going to be talking to a diverse lineup of experts, and individuals who have gone through it themselves, to give you the tools and information you need to be prepared.


Prior to this year's series on Widowhood, Financially Ever After covered topics related to divorce. We invite you to check out these fantastic episodes if they are relevant to you.

]]> Stacy@francisfinancial.com Is Your Business Protected If Something Happens to You with Katya Sverdlov A business can be one of the most meaningful things you build in your lifetime. But without the right plan, it can also become one of the most complicated things your family has to untangle. In this episode, Stacy sits down with estate planning attorney Katya Sverdlov to talk about the real-life decisions business owners need to make before a crisis hits. From buy-sell agreements and key person insurance to prenups, trusts, and simply knowing who can access the bank accounts. This conversation is all about protecting your business, your family, your employees, and the legacy you’ve worked so hard to create. You’ll hear them discuss: Why estate planning for business owners has to go beyond personal wills, trusts, and family assets The simple first step every entrepreneur can take: making a clear list of accounts, policies, payroll contacts, and key business information How a buy-sell agreement can protect your heirs, your partners, and the future of the business Why life insurance and disability coverage can be essential tools for business continuity How business ownership can create major complications in marriage, divorce, and inheritance planning Why timing matters when it comes to trusts and asset protection The importance of having honest conversations with your family about your wishes before they are left guessing later Resources Katya Sverdlov on Sverdlov Law | Email: info@sverdlovlaw.com | LinkedIn | Phone: 212-709-8112 Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 28 Apr 2026 04:01:00 -0000 full 223 Stacy Francis In this episode, Stacy sits down with estate planning attorney Katya Sverdlov to talk about the real-life decisions business owners need to make before a crisis hits. A business can be one of the most meaningful things you build in your lifetime. But without the right plan, it can also become one of the most complicated things your family has to untangle. In this episode, Stacy sits down with estate planning attorney Katya Sverdlov to talk about the real-life decisions business owners need to make before a crisis hits. From buy-sell agreements and key person insurance to prenups, trusts, and simply knowing who can access the bank accounts. This conversation is all about protecting your business, your family, your employees, and the legacy you’ve worked so hard to create. You’ll hear them discuss: Why estate planning for business owners has to go beyond personal wills, trusts, and family assets The simple first step every entrepreneur can take: making a clear list of accounts, policies, payroll contacts, and key business information How a buy-sell agreement can protect your heirs, your partners, and the future of the business Why life insurance and disability coverage can be essential tools for business continuity How business ownership can create major complications in marriage, divorce, and inheritance planning Why timing matters when it comes to trusts and asset protection The importance of having honest conversations with your family about your wishes before they are left guessing later Resources Katya Sverdlov on Sverdlov Law | Email: info@sverdlovlaw.com | LinkedIn | Phone: 212-709-8112 Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! A business can be one of the most meaningful things you build in your lifetime. But without the right plan, it can also become one of the most complicated things your family has to untangle.

In this episode, Stacy sits down with estate planning attorney Katya Sverdlov to talk about the real-life decisions business owners need to make before a crisis hits. From buy-sell agreements and key person insurance to prenups, trusts, and simply knowing who can access the bank accounts. This conversation is all about protecting your business, your family, your employees, and the legacy you’ve worked so hard to create.

You’ll hear them discuss:

Why estate planning for business owners has to go beyond personal wills, trusts, and family assets

The simple first step every entrepreneur can take: making a clear list of accounts, policies, payroll contacts, and key business information

How a buy-sell agreement can protect your heirs, your partners, and the future of the business

Why life insurance and disability coverage can be essential tools for business continuity

How business ownership can create major complications in marriage, divorce, and inheritance planning

Why timing matters when it comes to trusts and asset protection

The importance of having honest conversations with your family about your wishes before they are left guessing later

Resources

Katya Sverdlov on Sverdlov Law | Email: info@sverdlovlaw.com | LinkedIn | Phone: 212-709-8112

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2686 no Journal With Us: Your Money Story After Losing a Spouse (Part 2) Nobody wants to think about their own death, but the greatest gift you can give the people you love is making sure they're not left scrambling when you're gone. In this episode, Stacy Francis and Sunaina Mehra get into the practical, often overlooked steps you can take right now to make sure your wishes are documented, your assets are protected, and your family has everything they need. You'll hear them discuss: Why setting up a trust isn't as complicated or expensive as most people think, and why you definitely don't need to be wealthy to have one How to make sure your estate plan actually reflects your wishes in a way that's healthy for whoever's receiving it The Because I Love You legacy planning guide - a free downloadable resource where you can document everything from passwords to health proxies in one place Why this kind of preparation is truly one of the most loving things you can do for your family The importance of not making major life decisions in the immediate aftermath of loss, and how grief affects judgment more than most people realize Where to turn for support - financial advisors, trusted community, and resources like Savvy Ladies and the Financial Help for Widows guide Resources You Need A Budget WebsiteBecause I Love You - A Legacy Planning CompanionLinktr.ee/francisfinancialSavvy Ladies Rebuilding Financial Security After Loss Your Money Story Worksheet Original Event Sunaina Mehra on LinkedIn | Francis Financial Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 14 Apr 2026 04:01:00 -0000 full 222 Stacy Francis In this episode, Stacy Francis and Sunaina Mehra get into the practical, often overlooked steps you can take right now to make sure your wishes are documented, your assets are protected, and your family has everything they need. Nobody wants to think about their own death, but the greatest gift you can give the people you love is making sure they're not left scrambling when you're gone. In this episode, Stacy Francis and Sunaina Mehra get into the practical, often overlooked steps you can take right now to make sure your wishes are documented, your assets are protected, and your family has everything they need. You'll hear them discuss: Why setting up a trust isn't as complicated or expensive as most people think, and why you definitely don't need to be wealthy to have one How to make sure your estate plan actually reflects your wishes in a way that's healthy for whoever's receiving it The Because I Love You legacy planning guide - a free downloadable resource where you can document everything from passwords to health proxies in one place Why this kind of preparation is truly one of the most loving things you can do for your family The importance of not making major life decisions in the immediate aftermath of loss, and how grief affects judgment more than most people realize Where to turn for support - financial advisors, trusted community, and resources like Savvy Ladies and the Financial Help for Widows guide Resources You Need A Budget WebsiteBecause I Love You - A Legacy Planning CompanionLinktr.ee/francisfinancialSavvy Ladies Rebuilding Financial Security After Loss Your Money Story Worksheet Original Event Sunaina Mehra on LinkedIn | Francis Financial Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Nobody wants to think about their own death, but the greatest gift you can give the people you love is making sure they're not left scrambling when you're gone. In this episode, Stacy Francis and Sunaina Mehra get into the practical, often overlooked steps you can take right now to make sure your wishes are documented, your assets are protected, and your family has everything they need.

You'll hear them discuss:

  • Why setting up a trust isn't as complicated or expensive as most people think, and why you definitely don't need to be wealthy to have one
  • How to make sure your estate plan actually reflects your wishes in a way that's healthy for whoever's receiving it
  • The Because I Love You legacy planning guide - a free downloadable resource where you can document everything from passwords to health proxies in one place
  • Why this kind of preparation is truly one of the most loving things you can do for your family
  • The importance of not making major life decisions in the immediate aftermath of loss, and how grief affects judgment more than most people realize
  • Where to turn for support - financial advisors, trusted community, and resources like Savvy Ladies and the Financial Help for Widows guide

Resources

You Need A Budget WebsiteBecause I Love You - A Legacy Planning CompanionLinktr.ee/francisfinancialSavvy Ladies

Rebuilding Financial Security After Loss

Your Money Story Worksheet

Original Event

Sunaina Mehra on LinkedIn | Francis Financial

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2177 no Journal With Us: Your Money Story After Losing a Spouse (Part 1) Money can feel overwhelming, especially after loss… but what if the real starting point is your own story, instead of spreadsheets or strategies? In this first part of a powerful live “Money Circle,” Stacy and Sunaina slow everything down and guide you somewhere most financial conversations never go: inward. This episode is all about getting honest with where you’ve been, where you are right now, and what financial security could actually mean for you and your life. You’ll hear them discuss: How your earliest experiences and messages about money quietly shape your decisions today Why your “money story” isn’t fixed and how it continues evolving over time Simple reflection prompts to uncover what’s currently weighing on you financially The value of separating what feels uncertain from what’s already handled (and why that matters more than you think) How to identify the one financial area that would bring the most immediate relief or clarity Why even experienced financial professionals still feel like they have more to do and why that’s completely normal How to start thinking about financial security through intentions, not pressure or quick decisions Resources Your Money Story Worksheet Live Event Sunaina Mehra on LinkedIn | Francis Financial Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Wed, 01 Apr 2026 09:00:00 -0000 full 221 Stacy Francis In this first part of a powerful live “Money Circle,” Stacey and Sunaina slow everything down and guide you somewhere most financial conversations never go: inward. Money can feel overwhelming, especially after loss… but what if the real starting point is your own story, instead of spreadsheets or strategies? In this first part of a powerful live “Money Circle,” Stacy and Sunaina slow everything down and guide you somewhere most financial conversations never go: inward. This episode is all about getting honest with where you’ve been, where you are right now, and what financial security could actually mean for you and your life. You’ll hear them discuss: How your earliest experiences and messages about money quietly shape your decisions today Why your “money story” isn’t fixed and how it continues evolving over time Simple reflection prompts to uncover what’s currently weighing on you financially The value of separating what feels uncertain from what’s already handled (and why that matters more than you think) How to identify the one financial area that would bring the most immediate relief or clarity Why even experienced financial professionals still feel like they have more to do and why that’s completely normal How to start thinking about financial security through intentions, not pressure or quick decisions Resources Your Money Story Worksheet Live Event Sunaina Mehra on LinkedIn | Francis Financial Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Money can feel overwhelming, especially after loss… but what if the real starting point is your own story, instead of spreadsheets or strategies?

In this first part of a powerful live “Money Circle,” Stacy and Sunaina slow everything down and guide you somewhere most financial conversations never go: inward. This episode is all about getting honest with where you’ve been, where you are right now, and what financial security could actually mean for you and your life.

You’ll hear them discuss:

  • How your earliest experiences and messages about money quietly shape your decisions today
  • Why your “money story” isn’t fixed and how it continues evolving over time
  • Simple reflection prompts to uncover what’s currently weighing on you financially
  • The value of separating what feels uncertain from what’s already handled (and why that matters more than you think)
  • How to identify the one financial area that would bring the most immediate relief or clarity
  • Why even experienced financial professionals still feel like they have more to do and why that’s completely normal
  • How to start thinking about financial security through intentions, not pressure or quick decisions

Resources

Your Money Story Worksheet

Live Event

Sunaina Mehra on LinkedIn | Francis Financial

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 774 no When Heirlooms Become Assets with Peter Costanzo Could the most overlooked part of your estate plan be sitting right in your living room? Jewelry tucked away in a drawer, artwork on the wall, a shelf full of old books, family pieces everyone assumes are “just sentimental”. Some of these items may be worth far more than anyone realizes, while others may not hold the value your family expects. In this episode, Stacy sits down with Peter Costanzo of Doyle Auctioneers and Appraisers to talk about how collections, heirlooms, and household treasures can create unexpected opportunities (and unexpected conflict) if no one plans ahead. You’ll hear them discuss: Why artwork, jewelry, books, and collectibles should absolutely be part of your estate planning conversations How professional appraisals help families understand what items are actually worth before difficult decisions have to be made Why heirlooms that look “equal” may have wildly different values, and how that can unintentionally create conflict between family members The difference between fair market value and retail replacement value, and why that matters for both estate planning and insurance How to protect yourself from being taken advantage of when selling valuable items, and when auctions may be the better option The common mistakes families make when they wait until a move, downsizing, or home sale to deal with decades of belongings Real stories from Peter’s career, including the discovery of a forgotten George Washington letter and Stephen Sondheim’s rhyming dictionaries that shocked collectors at auction Resources Peter Costanzo on Doyle | Email: peter@doyle.com | Phone: 212-427-2730 | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 17 Mar 2026 04:01:00 -0000 full 220 Stacy Francis In this episode, Stacy sits down with Peter Costanzo of Doyle Auctioneers and Appraisers to talk about how collections, heirlooms, and household treasures can create unexpected opportunities (and unexpected conflict) if no one plans ahead. Could the most overlooked part of your estate plan be sitting right in your living room? Jewelry tucked away in a drawer, artwork on the wall, a shelf full of old books, family pieces everyone assumes are “just sentimental”. Some of these items may be worth far more than anyone realizes, while others may not hold the value your family expects. In this episode, Stacy sits down with Peter Costanzo of Doyle Auctioneers and Appraisers to talk about how collections, heirlooms, and household treasures can create unexpected opportunities (and unexpected conflict) if no one plans ahead. You’ll hear them discuss: Why artwork, jewelry, books, and collectibles should absolutely be part of your estate planning conversations How professional appraisals help families understand what items are actually worth before difficult decisions have to be made Why heirlooms that look “equal” may have wildly different values, and how that can unintentionally create conflict between family members The difference between fair market value and retail replacement value, and why that matters for both estate planning and insurance How to protect yourself from being taken advantage of when selling valuable items, and when auctions may be the better option The common mistakes families make when they wait until a move, downsizing, or home sale to deal with decades of belongings Real stories from Peter’s career, including the discovery of a forgotten George Washington letter and Stephen Sondheim’s rhyming dictionaries that shocked collectors at auction Resources Peter Costanzo on Doyle | Email: peter@doyle.com | Phone: 212-427-2730 | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Could the most overlooked part of your estate plan be sitting right in your living room? Jewelry tucked away in a drawer, artwork on the wall, a shelf full of old books, family pieces everyone assumes are “just sentimental”. Some of these items may be worth far more than anyone realizes, while others may not hold the value your family expects.

In this episode, Stacy sits down with Peter Costanzo of Doyle Auctioneers and Appraisers to talk about how collections, heirlooms, and household treasures can create unexpected opportunities (and unexpected conflict) if no one plans ahead.

You’ll hear them discuss:

  • Why artwork, jewelry, books, and collectibles should absolutely be part of your estate planning conversations
  • How professional appraisals help families understand what items are actually worth before difficult decisions have to be made
  • Why heirlooms that look “equal” may have wildly different values, and how that can unintentionally create conflict between family members
  • The difference between fair market value and retail replacement value, and why that matters for both estate planning and insurance
  • How to protect yourself from being taken advantage of when selling valuable items, and when auctions may be the better option
  • The common mistakes families make when they wait until a move, downsizing, or home sale to deal with decades of belongings
  • Real stories from Peter’s career, including the discovery of a forgotten George Washington letter and Stephen Sondheim’s rhyming dictionaries that shocked collectors at auction

Resources

Peter Costanzo on Doyle | Email: peter@doyle.com | Phone: 212-427-2730 | LinkedIn

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2877 no The Ex Inheritance Problem with Natalie Colley Could one outdated beneficiary form completely override your will, your divorce agreement, and everything you thought you had buttoned up? It sounds small. Administrative. Boring, even. But beneficiary designations are one of the most powerful and most overlooked pieces of your financial life. In this episode, Stacy and Natalie break down why updating beneficiaries after divorce (or any major life transition) isn’t "housekeeping." It’s a priority for protecting yourself, your kids, and the future. From ERISA plans to minor children inheriting assets to life insurance in divorce settlements, this conversation pulls back the curtain on the real-world mistakes and how to avoid them. You’ll hear them discuss: Why beneficiary designations override your will and are first in line legally when assets are distributed Which accounts require beneficiaries (retirement accounts, life insurance, brokerage accounts, bank accounts with POD/TOD, and more) The difference between primary and contingent beneficiaries - and why not listing both can force assets into probate What happens if you die without a will or updated beneficiaries, including how state law may split assets in ways you never intended Why leaving assets directly to minor children can trigger court involvement, restrictions, and expensive legal oversight How trusts give you control over how and when children receive money and why they’re not just for the ultra-wealthy How divorce impacts beneficiaries, including automatic revocation laws, ERISA plans like 401(k)s that follow federal rules, and how life insurance should be structured to protect child or spousal support Resources Natalie Colley on FrancisFinancial.com⁠ | ⁠LinkedIn⁠ | Email Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 03 Mar 2026 10:24:00 -0000 full 219 Stacy Francis In this episode, Stacy and Natalie break down why updating beneficiaries after divorce (or any major life transition) isn’t "housekeeping." Could one outdated beneficiary form completely override your will, your divorce agreement, and everything you thought you had buttoned up? It sounds small. Administrative. Boring, even. But beneficiary designations are one of the most powerful and most overlooked pieces of your financial life. In this episode, Stacy and Natalie break down why updating beneficiaries after divorce (or any major life transition) isn’t "housekeeping." It’s a priority for protecting yourself, your kids, and the future. From ERISA plans to minor children inheriting assets to life insurance in divorce settlements, this conversation pulls back the curtain on the real-world mistakes and how to avoid them. You’ll hear them discuss: Why beneficiary designations override your will and are first in line legally when assets are distributed Which accounts require beneficiaries (retirement accounts, life insurance, brokerage accounts, bank accounts with POD/TOD, and more) The difference between primary and contingent beneficiaries - and why not listing both can force assets into probate What happens if you die without a will or updated beneficiaries, including how state law may split assets in ways you never intended Why leaving assets directly to minor children can trigger court involvement, restrictions, and expensive legal oversight How trusts give you control over how and when children receive money and why they’re not just for the ultra-wealthy How divorce impacts beneficiaries, including automatic revocation laws, ERISA plans like 401(k)s that follow federal rules, and how life insurance should be structured to protect child or spousal support Resources Natalie Colley on FrancisFinancial.com⁠ | ⁠LinkedIn⁠ | Email Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Could one outdated beneficiary form completely override your will, your divorce agreement, and everything you thought you had buttoned up?

It sounds small. Administrative. Boring, even. But beneficiary designations are one of the most powerful and most overlooked pieces of your financial life. In this episode, Stacy and Natalie break down why updating beneficiaries after divorce (or any major life transition) isn’t "housekeeping." It’s a priority for protecting yourself, your kids, and the future.

From ERISA plans to minor children inheriting assets to life insurance in divorce settlements, this conversation pulls back the curtain on the real-world mistakes and how to avoid them.

You’ll hear them discuss:

  • Why beneficiary designations override your will and are first in line legally when assets are distributed
  • Which accounts require beneficiaries (retirement accounts, life insurance, brokerage accounts, bank accounts with POD/TOD, and more)
  • The difference between primary and contingent beneficiaries - and why not listing both can force assets into probate
  • What happens if you die without a will or updated beneficiaries, including how state law may split assets in ways you never intended
  • Why leaving assets directly to minor children can trigger court involvement, restrictions, and expensive legal oversight
  • How trusts give you control over how and when children receive money and why they’re not just for the ultra-wealthy
  • How divorce impacts beneficiaries, including automatic revocation laws, ERISA plans like 401(k)s that follow federal rules, and how life insurance should be structured to protect child or spousal support

Resources

Natalie Colley on FrancisFinancial.com⁠ | ⁠LinkedIn⁠ | Email

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2178 no The Widow’s Tax Shift: What Happens to Your Taxes After Your Spouse Passes Away with Allen Sakon Taxes. Filing status. Adjusted gross income. Capital gains. Just reading those words can make you want to close the tab and deal with it “later.” But here’s the truth: taxes change after widowhood. Sometimes in ways no one warns you about. Filing status shifts. Income is calculated differently. Survivor benefits can become taxable. And all of it is happening while you’re navigating one of the hardest transitions of your life. In this episode, Stacy Francis and Allen Sakkon walk through what really happens to your tax situation after the loss of a spouse - in plain language - so you can feel more confident, ask better questions, and avoid costly surprises. You’ll hear them discuss: How your filing status works in the year your spouse passes, and what changes in the years that follow (including qualifying surviving spouse and head of household) Why your adjusted gross income (AGI) is such a powerful number and how it affects Social Security taxation, Medicare premiums, and eligibility for credits and deductions When and why Social Security survivor benefits become partially taxable and how timing major financial decisions can help What cost basis means, how the step-up in basis works at death, and why it can dramatically reduce capital gains taxes on a home or investment account How selling a house or investments in the wrong year can unexpectedly spike your income and how to think strategically about timing The most commonly missed deductions after a spouse’s death, including medical expenses, property taxes, mortgage interest, charitable gifts, and capital loss carry-forwards One simple habit - tracking your income deposits —-that can help you regain control and make your tax return far less intimidating Resources Allen Sakon on LinkedIn⁠ | Email Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 17 Feb 2026 05:01:00 -0000 full 218 Stacy Francis In this episode, Stacy Francis and Allen Sakkon walk through what really happens to your tax situation after the loss of a spouse - in plain language - so you can feel more confident, ask better questions, and avoid costly surprises. Taxes. Filing status. Adjusted gross income. Capital gains. Just reading those words can make you want to close the tab and deal with it “later.” But here’s the truth: taxes change after widowhood. Sometimes in ways no one warns you about. Filing status shifts. Income is calculated differently. Survivor benefits can become taxable. And all of it is happening while you’re navigating one of the hardest transitions of your life. In this episode, Stacy Francis and Allen Sakkon walk through what really happens to your tax situation after the loss of a spouse - in plain language - so you can feel more confident, ask better questions, and avoid costly surprises. You’ll hear them discuss: How your filing status works in the year your spouse passes, and what changes in the years that follow (including qualifying surviving spouse and head of household) Why your adjusted gross income (AGI) is such a powerful number and how it affects Social Security taxation, Medicare premiums, and eligibility for credits and deductions When and why Social Security survivor benefits become partially taxable and how timing major financial decisions can help What cost basis means, how the step-up in basis works at death, and why it can dramatically reduce capital gains taxes on a home or investment account How selling a house or investments in the wrong year can unexpectedly spike your income and how to think strategically about timing The most commonly missed deductions after a spouse’s death, including medical expenses, property taxes, mortgage interest, charitable gifts, and capital loss carry-forwards One simple habit - tracking your income deposits —-that can help you regain control and make your tax return far less intimidating Resources Allen Sakon on LinkedIn⁠ | Email Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Taxes. Filing status. Adjusted gross income. Capital gains.

Just reading those words can make you want to close the tab and deal with it “later.” But here’s the truth: taxes change after widowhood. Sometimes in ways no one warns you about. Filing status shifts. Income is calculated differently. Survivor benefits can become taxable. And all of it is happening while you’re navigating one of the hardest transitions of your life. In this episode, Stacy Francis and Allen Sakkon walk through what really happens to your tax situation after the loss of a spouse - in plain language - so you can feel more confident, ask better questions, and avoid costly surprises.

You’ll hear them discuss:

  • How your filing status works in the year your spouse passes, and what changes in the years that follow (including qualifying surviving spouse and head of household)
  • Why your adjusted gross income (AGI) is such a powerful number and how it affects Social Security taxation, Medicare premiums, and eligibility for credits and deductions
  • When and why Social Security survivor benefits become partially taxable and how timing major financial decisions can help
  • What cost basis means, how the step-up in basis works at death, and why it can dramatically reduce capital gains taxes on a home or investment account
  • How selling a house or investments in the wrong year can unexpectedly spike your income and how to think strategically about timing
  • The most commonly missed deductions after a spouse’s death, including medical expenses, property taxes, mortgage interest, charitable gifts, and capital loss carry-forwards
  • One simple habit - tracking your income deposits —-that can help you regain control and make your tax return far less intimidating

Resources

Allen Sakon on LinkedIn⁠ | Email

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2865 no Why Pre-Planning Your Funeral is an Act of Love with Frances Cangero Nobody wants to talk about death - until they’re sitting in a funeral home, numb, grieving, and trying to guess what their loved one would have wanted. This episode pulls back the curtain on a topic most families avoid, even though avoiding it often creates more pain, confusion, and guilt later. Stacy sits down with Frances Cangero, director of advanced planning at the Frank Campbell Funeral Chapel, to talk honestly about funeral pre-planning, why it’s actually an act of love, and how having these conversations early can spare your family emotional and financial stress when it matters most. You’ll hear them discuss: Why funeral planning is one of the most overlooked parts of estate planning How grief makes decision-making harder and why planning ahead changes everything The real story behind burial vs. cremation and why more families are choosing cremation Common misconceptions about pre-planning, including the idea that it’s “only for the elderly” How much flexibility exists in funeral planning, from simple services to deeply personal details What prepaying actually means, how pricing is protected from inflation, and where the money is held Why keeping ashes without a plan can unintentionally pass stress to the next generation How family conflict can arise when wishes aren’t clearly documented The importance of naming someone with legal authority to control final arrangements Why having these conversations is a gift to the people you love - not something morbid or scary Resources Frances Cangero on Frank E. Campbell Funeral Chapel | Office number: 212-288-3500 | Cell number: 631-860-4878 | Email: frances.cangero@dignitymemorial.com | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 03 Feb 2026 05:01:00 -0000 full 217 Stacy Francis Stacy sits down with Frances Cangero, director of advanced planning at the Frank Campbell Funeral Chapel, to talk honestly about funeral pre-planning, why it’s actually an act of love, and how having these conversations early can spare your family emotional and financial stress when it matters most. Nobody wants to talk about death - until they’re sitting in a funeral home, numb, grieving, and trying to guess what their loved one would have wanted. This episode pulls back the curtain on a topic most families avoid, even though avoiding it often creates more pain, confusion, and guilt later. Stacy sits down with Frances Cangero, director of advanced planning at the Frank Campbell Funeral Chapel, to talk honestly about funeral pre-planning, why it’s actually an act of love, and how having these conversations early can spare your family emotional and financial stress when it matters most. You’ll hear them discuss: Why funeral planning is one of the most overlooked parts of estate planning How grief makes decision-making harder and why planning ahead changes everything The real story behind burial vs. cremation and why more families are choosing cremation Common misconceptions about pre-planning, including the idea that it’s “only for the elderly” How much flexibility exists in funeral planning, from simple services to deeply personal details What prepaying actually means, how pricing is protected from inflation, and where the money is held Why keeping ashes without a plan can unintentionally pass stress to the next generation How family conflict can arise when wishes aren’t clearly documented The importance of naming someone with legal authority to control final arrangements Why having these conversations is a gift to the people you love - not something morbid or scary Resources Frances Cangero on Frank E. Campbell Funeral Chapel | Office number: 212-288-3500 | Cell number: 631-860-4878 | Email: frances.cangero@dignitymemorial.com | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Nobody wants to talk about death - until they’re sitting in a funeral home, numb, grieving, and trying to guess what their loved one would have wanted. This episode pulls back the curtain on a topic most families avoid, even though avoiding it often creates more pain, confusion, and guilt later. Stacy sits down with Frances Cangero, director of advanced planning at the Frank Campbell Funeral Chapel, to talk honestly about funeral pre-planning, why it’s actually an act of love, and how having these conversations early can spare your family emotional and financial stress when it matters most.

You’ll hear them discuss:

  • Why funeral planning is one of the most overlooked parts of estate planning
  • How grief makes decision-making harder and why planning ahead changes everything
  • The real story behind burial vs. cremation and why more families are choosing cremation
  • Common misconceptions about pre-planning, including the idea that it’s “only for the elderly”
  • How much flexibility exists in funeral planning, from simple services to deeply personal details
  • What prepaying actually means, how pricing is protected from inflation, and where the money is held
  • Why keeping ashes without a plan can unintentionally pass stress to the next generation
  • How family conflict can arise when wishes aren’t clearly documented
  • The importance of naming someone with legal authority to control final arrangements
  • Why having these conversations is a gift to the people you love - not something morbid or scary

Resources

Frances Cangero on Frank E. Campbell Funeral Chapel | Office number: 212-288-3500 | Cell number: 631-860-4878 | Email: frances.cangero@dignitymemorial.com | LinkedIn

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2298 no Using Trusts to Protect Your Legacy with Shamisa Zvoma Is your money really going where you want it to when you’re gone, or are taxes, outdated documents, and lack of planning quietly deciding for you? In this episode, I sit down with CPA and estate planning expert Shamisa Zvoma to unpack the truths most people miss about trusts, gifting, tax strategy, and why estate planning isn’t just for the ultra-wealthy. We talk about control, protection, legacy, and the narrow window many families are overlooking right now that could cost them millions down the road. You’ll hear us discuss: Why trusts aren’t just for wealthy families and how they give you control long after you’re gone The biggest misconceptions people have about estate planning and taxes How trusts can protect assets from creditors, divorce, and poor timing Why giving money outright isn’t always the smartest move How lifetime gifting can dramatically reduce future estate taxes The annual gifting limits and how couples can maximize them How paying tuition or medical bills can reduce your estate without triggering gift taxes Why estate plans should be reviewed every 3–5 years (and after major life changes) Real-life examples of what goes wrong when plans aren’t updated How state estate taxes can create major surprises even when federal taxes don’t apply Resources Shamisa Zvoma on LinkedIn | Phone: 212-605-3182 | Email Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 20 Jan 2026 05:01:00 -0000 full 216 Stacy Francis In this episode, I sit down with CPA and estate planning expert Shamisa Zyoma to unpack the truths most people miss about trusts, gifting, tax strategy, and why estate planning isn’t just for the ultra-wealthy. Is your money really going where you want it to when you’re gone, or are taxes, outdated documents, and lack of planning quietly deciding for you? In this episode, I sit down with CPA and estate planning expert Shamisa Zvoma to unpack the truths most people miss about trusts, gifting, tax strategy, and why estate planning isn’t just for the ultra-wealthy. We talk about control, protection, legacy, and the narrow window many families are overlooking right now that could cost them millions down the road. You’ll hear us discuss: Why trusts aren’t just for wealthy families and how they give you control long after you’re gone The biggest misconceptions people have about estate planning and taxes How trusts can protect assets from creditors, divorce, and poor timing Why giving money outright isn’t always the smartest move How lifetime gifting can dramatically reduce future estate taxes The annual gifting limits and how couples can maximize them How paying tuition or medical bills can reduce your estate without triggering gift taxes Why estate plans should be reviewed every 3–5 years (and after major life changes) Real-life examples of what goes wrong when plans aren’t updated How state estate taxes can create major surprises even when federal taxes don’t apply Resources Shamisa Zvoma on LinkedIn | Phone: 212-605-3182 | Email Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Is your money really going where you want it to when you’re gone, or are taxes, outdated documents, and lack of planning quietly deciding for you? In this episode, I sit down with CPA and estate planning expert Shamisa Zvoma to unpack the truths most people miss about trusts, gifting, tax strategy, and why estate planning isn’t just for the ultra-wealthy. We talk about control, protection, legacy, and the narrow window many families are overlooking right now that could cost them millions down the road.

You’ll hear us discuss:

  • Why trusts aren’t just for wealthy families and how they give you control long after you’re gone
  • The biggest misconceptions people have about estate planning and taxes
  • How trusts can protect assets from creditors, divorce, and poor timing
  • Why giving money outright isn’t always the smartest move
  • How lifetime gifting can dramatically reduce future estate taxes
  • The annual gifting limits and how couples can maximize them
  • How paying tuition or medical bills can reduce your estate without triggering gift taxes
  • Why estate plans should be reviewed every 3–5 years (and after major life changes)
  • Real-life examples of what goes wrong when plans aren’t updated
  • How state estate taxes can create major surprises even when federal taxes don’t apply

Resources

Shamisa Zvoma on LinkedIn | Phone: 212-605-3182 | Email

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1910 no Rebuilding Without a Map with Merritt Minnemeyer How do you rebuild a life when everything you planned disappears overnight — and you’re suddenly responsible for three children, major financial decisions, and a future you never asked for? In this deeply moving conversation, Stacy sits down with Merritt Minnemeyer to talk about widowhood, intuition, money, and the quiet courage it takes to start again. Merritt shares her journey of losing her husband at a young age, navigating grief while finalizing an adoption, and learning to trust herself when it mattered most. This episode is about survival, reinvention, and the power of listening to that inner voice - even when the path forward feels terrifyingly unclear. You’ll hear them discuss: What it’s really like to have your entire life plan collapse suddenly, and how grief, caregiving, and parenting don’t wait for each other Why crisis often leaves no space for planning and how survival mode can carry you further than you think The emotional moment when holding it all together finally becomes impossible, and why that release matters How life insurance and financial preparation became a lifeline, even when money had never been the focus What it feels like to become the sole financial decision-maker overnight, and the weight that carries Why trusting intuition - especially when choosing advisors and making big moves - can be more powerful than logic alone The long-term lessons about balancing big dreams with practical money management, and why building the right support team changes everything Resources Merritt Minnemeyer on the Web | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 06 Jan 2026 05:01:00 -0000 full 215 Stacy Francis In this deeply moving conversation, Stacy sits down with Merritt Minnemeyer to talk about widowhood, intuition, money, and the quiet courage it takes to start again. How do you rebuild a life when everything you planned disappears overnight — and you’re suddenly responsible for three children, major financial decisions, and a future you never asked for? In this deeply moving conversation, Stacy sits down with Merritt Minnemeyer to talk about widowhood, intuition, money, and the quiet courage it takes to start again. Merritt shares her journey of losing her husband at a young age, navigating grief while finalizing an adoption, and learning to trust herself when it mattered most. This episode is about survival, reinvention, and the power of listening to that inner voice - even when the path forward feels terrifyingly unclear. You’ll hear them discuss: What it’s really like to have your entire life plan collapse suddenly, and how grief, caregiving, and parenting don’t wait for each other Why crisis often leaves no space for planning and how survival mode can carry you further than you think The emotional moment when holding it all together finally becomes impossible, and why that release matters How life insurance and financial preparation became a lifeline, even when money had never been the focus What it feels like to become the sole financial decision-maker overnight, and the weight that carries Why trusting intuition - especially when choosing advisors and making big moves - can be more powerful than logic alone The long-term lessons about balancing big dreams with practical money management, and why building the right support team changes everything Resources Merritt Minnemeyer on the Web | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! How do you rebuild a life when everything you planned disappears overnight — and you’re suddenly responsible for three children, major financial decisions, and a future you never asked for? In this deeply moving conversation, Stacy sits down with Merritt Minnemeyer to talk about widowhood, intuition, money, and the quiet courage it takes to start again. Merritt shares her journey of losing her husband at a young age, navigating grief while finalizing an adoption, and learning to trust herself when it mattered most. This episode is about survival, reinvention, and the power of listening to that inner voice - even when the path forward feels terrifyingly unclear.

You’ll hear them discuss:

  • What it’s really like to have your entire life plan collapse suddenly, and how grief, caregiving, and parenting don’t wait for each other
  • Why crisis often leaves no space for planning and how survival mode can carry you further than you think
  • The emotional moment when holding it all together finally becomes impossible, and why that release matters
  • How life insurance and financial preparation became a lifeline, even when money had never been the focus
  • What it feels like to become the sole financial decision-maker overnight, and the weight that carries
  • Why trusting intuition - especially when choosing advisors and making big moves - can be more powerful than logic alone
  • The long-term lessons about balancing big dreams with practical money management, and why building the right support team changes everything

Resources

Merritt Minnemeyer on the Web | LinkedIn

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2213 no [Replay] Honoring Traditions and Making New Ones This Holiday Season with Jordan Schwartz Hendin Cognitive Behavioral and Grief Coach Jordan Schwartz Hendin joins host Stacy Francis to discuss navigating the holidays after losing a spouse. Jordan draws from her personal experiences with grief, having lost her own mother at a young age and supporting her widowed grandmother through multiple losses. Now a professional coach, she works with women struggling with grief and major life transitions. In this week’s show, Jordan and Stacy explore handling loss and loneliness, honoring traditions, and staying financially sound. The holidays can bring up complex emotions such as sadness, anger, and loneliness. This is normal after a major loss. Avoid unhealthy coping strategies like becoming an “isolator” or “doer.” Don’t overcommit to events or hide away alone. Reflect on your core values. Focus on traditions that align with what matters most, like family time. Make new memories and experiences, especially with children. Gift experiences rather than material items.  Have open conversations with family about your grief. Don’t pretend to be okay if you’re not. Manage your finances by focusing on your values, not material possessions. Stick to a budget for holiday gifts and activities. You don’t have to navigate the holidays alone. Seek support from family or a grief counselor during this difficult time. Resources Jordan Schwartz on Website | Instagram | Email | Phone: 917-947-6037   Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Instantly get advice from our guide, Financial Help for Widows, a resource designed for supporting women who need to navigate finances after the loss of a partner. Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 09 Dec 2025 05:01:00 -0000 full Stacy Francis Cognitive Behavioral and Grief Coach Jordan Schwartz Hendin joins host Stacy Francis to discuss navigating the holidays after losing a spouse. Jordan draws from her personal experiences with grief, having lost her own mother at a young age and supporting her widowed grandmother through multiple losses. Now a professional coach, she works with women struggling with grief and major life transitions. In this week’s show, Jordan and Stacy explore handling loss and loneliness, honoring traditions, and staying financially sound. The holidays can bring up complex emotions such as sadness, anger, and loneliness. This is normal after a major loss. Avoid unhealthy coping strategies like becoming an “isolator” or “doer.” Don’t overcommit to events or hide away alone. Reflect on your core values. Focus on traditions that align with what matters most, like family time. Make new memories and experiences, especially with children. Gift experiences rather than material items.  Have open conversations with family about your grief. Don’t pretend to be okay if you’re not. Manage your finances by focusing on your values, not material possessions. Stick to a budget for holiday gifts and activities. You don’t have to navigate the holidays alone. Seek support from family or a grief counselor during this difficult time. Resources Jordan Schwartz on Website | Instagram | Email | Phone: 917-947-6037   Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Instantly get advice from our guide, Financial Help for Widows, a resource designed for supporting women who need to navigate finances after the loss of a partner. Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Cognitive Behavioral and Grief Coach Jordan Schwartz Hendin joins host Stacy Francis to discuss navigating the holidays after losing a spouse. Jordan draws from her personal experiences with grief, having lost her own mother at a young age and supporting her widowed grandmother through multiple losses. Now a professional coach, she works with women struggling with grief and major life transitions. In this week’s show, Jordan and Stacy explore handling loss and loneliness, honoring traditions, and staying financially sound.

  • The holidays can bring up complex emotions such as sadness, anger, and loneliness. This is normal after a major loss.
  • Avoid unhealthy coping strategies like becoming an “isolator” or “doer.” Don’t overcommit to events or hide away alone.
  • Reflect on your core values. Focus on traditions that align with what matters most, like family time.
  • Make new memories and experiences, especially with children. Gift experiences rather than material items. 
  • Have open conversations with family about your grief. Don’t pretend to be okay if you’re not.
  • Manage your finances by focusing on your values, not material possessions. Stick to a budget for holiday gifts and activities.
  • You don’t have to navigate the holidays alone. Seek support from family or a grief counselor during this difficult time.

Resources

Jordan Schwartz on Website | Instagram | Email | Phone: 917-947-6037

 

Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com

Instantly get advice from our guide, Financial Help for Widows, a resource designed for supporting women who need to navigate finances after the loss of a partner.

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2301 no Surviving the Healthcare Maze with Anne McGuire Ever feel like the threat of medical bills and confusing insurance rules hangs over every healthcare decision? In this episode, Stacy sits down with healthcare advocate Anne McGuire to bring real clarity to the choices women face after losing a spouse, going through divorce, or suddenly finding themselves uninsured. Together, they break down the systems that feel impossible to navigate and give listeners the confidence to make smart, informed decisions about their coverage and long-term protection. You'll hear them discuss: How losing a spouse, divorcing, or facing a sudden job loss can reshape insurance options overnight What COBRA actually offers, when it makes sense, and why the cost often shocks people The major differences between staying on COBRA and switching to marketplace insurance How Medicare fits into the picture for anyone 65+ experiencing an insurance transition and the deadlines that can’t be missed Why access to existing doctors can disappear with a plan change, and how to protect those relationships What long-term care really covers (and what it doesn’t), especially for women who may age alone How long-term care insurance pays out in real life and why it’s often misunderstood The financial reality of self-insuring long-term care needs versus buying coverage Resources Anne McGuire on the Healthcare Pathfinder | LinkedIn | Instagram | Facebook Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 25 Nov 2025 05:01:00 -0000 full 213 Stacy Francis In this episode, Stacy sits down with healthcare advocate Anne McGuire to bring real clarity to the choices women face after losing a spouse, going through divorce, or suddenly finding themselves uninsured. Ever feel like the threat of medical bills and confusing insurance rules hangs over every healthcare decision? In this episode, Stacy sits down with healthcare advocate Anne McGuire to bring real clarity to the choices women face after losing a spouse, going through divorce, or suddenly finding themselves uninsured. Together, they break down the systems that feel impossible to navigate and give listeners the confidence to make smart, informed decisions about their coverage and long-term protection. You'll hear them discuss: How losing a spouse, divorcing, or facing a sudden job loss can reshape insurance options overnight What COBRA actually offers, when it makes sense, and why the cost often shocks people The major differences between staying on COBRA and switching to marketplace insurance How Medicare fits into the picture for anyone 65+ experiencing an insurance transition and the deadlines that can’t be missed Why access to existing doctors can disappear with a plan change, and how to protect those relationships What long-term care really covers (and what it doesn’t), especially for women who may age alone How long-term care insurance pays out in real life and why it’s often misunderstood The financial reality of self-insuring long-term care needs versus buying coverage Resources Anne McGuire on the Healthcare Pathfinder | LinkedIn | Instagram | Facebook Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Ever feel like the threat of medical bills and confusing insurance rules hangs over every healthcare decision? In this episode, Stacy sits down with healthcare advocate Anne McGuire to bring real clarity to the choices women face after losing a spouse, going through divorce, or suddenly finding themselves uninsured. Together, they break down the systems that feel impossible to navigate and give listeners the confidence to make smart, informed decisions about their coverage and long-term protection.

You'll hear them discuss:

  • How losing a spouse, divorcing, or facing a sudden job loss can reshape insurance options overnight
  • What COBRA actually offers, when it makes sense, and why the cost often shocks people
  • The major differences between staying on COBRA and switching to marketplace insurance
  • How Medicare fits into the picture for anyone 65+ experiencing an insurance transition and the deadlines that can’t be missed
  • Why access to existing doctors can disappear with a plan change, and how to protect those relationships
  • What long-term care really covers (and what it doesn’t), especially for women who may age alone
  • How long-term care insurance pays out in real life and why it’s often misunderstood
  • The financial reality of self-insuring long-term care needs versus buying coverage

Resources

Anne McGuire on the Healthcare Pathfinder | LinkedIn | Instagram | Facebook

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2392 no Legacy Planning Series: Episode 3 – Planning Ahead with Clarity If the people you love most suddenly had to take over your bills, subscriptions, and everyday logistics — would they know where to begin? In this episode of Financially Ever After Widowhood, Stacy and Natalie break down the most practical (and overlooked) section of the Because I Love You legacy planning guide - the checklist that makes sure nothing slips through the cracks. From credit cards to taxes, monthly bills to healthcare details, they cover how to organise your financial life so your family isn’t left guessing. You’ll hear them discuss: Why it’s essential to list every credit card, where it’s held, and what’s on auto-pay How keeping recent tax returns and your accountant’s info can make estate paperwork so much easier What the “DSUE” actually means and why couples need to pay attention to it How to document monthly expenses and subscriptions so nothing goes unpaid or unnoticed The importance of maintaining an up-to-date contact list for key professionals and family members How to start creating an aging plan that reflects your healthcare needs and wishes Why discussing end-of-life preferences now spares loved ones confusion and conflict later How completing the Because I Love You legacy checklist today can give your family peace of mind tomorrow Resources As you listen to this podcast, you can click here to view slides and follow along visually: ⁠Legacy Planning Webinar 3 ⁠⁠Because I Love You Planning Companion⁠⁠ Natalie Colley on⁠⁠ FrancisFinancial.com⁠⁠ | ⁠⁠LinkedIn⁠⁠ Stacy Francis on ⁠⁠LinkedIn⁠⁠ |⁠⁠X(Twitter)⁠⁠ | ⁠stacy@francisfinancial.com⁠⁠⁠stacy@francisfinancial.com⁠⁠ ⁠⁠FrancisFinancial.com⁠⁠ ⁠⁠See All Podcasts Tue, 11 Nov 2025 05:01:00 -0000 full 212 Stacy Francis In this episode of Financially Ever After Widowhood, Stacy and Natalie break down the most practical (and overlooked) section of the Because I Love You legacy planning guide - the checklist that makes sure nothing slips through the cracks. If the people you love most suddenly had to take over your bills, subscriptions, and everyday logistics — would they know where to begin? In this episode of Financially Ever After Widowhood, Stacy and Natalie break down the most practical (and overlooked) section of the Because I Love You legacy planning guide - the checklist that makes sure nothing slips through the cracks. From credit cards to taxes, monthly bills to healthcare details, they cover how to organise your financial life so your family isn’t left guessing. You’ll hear them discuss: Why it’s essential to list every credit card, where it’s held, and what’s on auto-pay How keeping recent tax returns and your accountant’s info can make estate paperwork so much easier What the “DSUE” actually means and why couples need to pay attention to it How to document monthly expenses and subscriptions so nothing goes unpaid or unnoticed The importance of maintaining an up-to-date contact list for key professionals and family members How to start creating an aging plan that reflects your healthcare needs and wishes Why discussing end-of-life preferences now spares loved ones confusion and conflict later How completing the Because I Love You legacy checklist today can give your family peace of mind tomorrow Resources As you listen to this podcast, you can click here to view slides and follow along visually: ⁠Legacy Planning Webinar 3 ⁠⁠Because I Love You Planning Companion⁠⁠ Natalie Colley on⁠⁠ FrancisFinancial.com⁠⁠ | ⁠⁠LinkedIn⁠⁠ Stacy Francis on ⁠⁠LinkedIn⁠⁠ |⁠⁠X(Twitter)⁠⁠ | ⁠stacy@francisfinancial.com⁠⁠⁠stacy@francisfinancial.com⁠⁠ ⁠⁠FrancisFinancial.com⁠⁠ ⁠⁠See All Podcasts If the people you love most suddenly had to take over your bills, subscriptions, and everyday logistics — would they know where to begin? In this episode of Financially Ever After Widowhood, Stacy and Natalie break down the most practical (and overlooked) section of the Because I Love You legacy planning guide - the checklist that makes sure nothing slips through the cracks. From credit cards to taxes, monthly bills to healthcare details, they cover how to organise your financial life so your family isn’t left guessing.


You’ll hear them discuss:

  • Why it’s essential to list every credit card, where it’s held, and what’s on auto-pay
  • How keeping recent tax returns and your accountant’s info can make estate paperwork so much easier
  • What the “DSUE” actually means and why couples need to pay attention to it
  • How to document monthly expenses and subscriptions so nothing goes unpaid or unnoticed
  • The importance of maintaining an up-to-date contact list for key professionals and family members
  • How to start creating an aging plan that reflects your healthcare needs and wishes
  • Why discussing end-of-life preferences now spares loved ones confusion and conflict later
  • How completing the Because I Love You legacy checklist today can give your family peace of mind tomorrow

Resources

As you listen to this podcast, you can click here to view slides and follow along visually: ⁠Legacy Planning Webinar 3

⁠⁠Because I Love You Planning Companion⁠⁠

Natalie Colley on⁠⁠ FrancisFinancial.com⁠⁠ | ⁠⁠LinkedIn⁠⁠

Stacy Francis on ⁠⁠LinkedIn⁠⁠ |⁠⁠X(Twitter)⁠⁠ | ⁠stacy@francisfinancial.com⁠⁠⁠stacy@francisfinancial.com⁠⁠

⁠⁠FrancisFinancial.com⁠⁠

⁠⁠See All Podcasts

]]> 1473 no Legacy Planning Series: Episode 2 – Insurance and Asset Essentials Ever think about what would happen if your family suddenly had to figure out your insurance, bills, or assets - without you there to explain it? It’s not fun to imagine, but it’s one of the most loving things you can prepare for. In this episode of Financially Ever After Widowhood, Stacy and Natalie dive into the less-than-glamorous side of legacy planning: getting your insurance and financial details in order so no one’s left guessing in a crisis. Along the way, they share real-life stories, personal slip-ups (yes, including a lost engagement ring), and plenty of practical advice you can actually use. You’ll hear them discuss: - Why it’s not just about what happens after you’re gone, it’s also about being ready if you’re ever incapacitated - How to make sure your health, property, and long-term care insurance are documented and paid up - What COBRA really means when you leave a job or go through a divorce - How long-term care policies work, and what details families often forget to track - What your homeowners, auto, and umbrella insurance *really* cover (and what they don’t) - The simple, yearly habit that keeps your assets and account info easy for loved ones to find - A true story that shows exactly why all this planning matters Resources As you listen to this podcast, you can click here to view slides and follow along visually: Legacy Planning Webinar 2 ⁠Because I Love You Planning Companion⁠ Natalie Colley on⁠ FrancisFinancial.com⁠ | ⁠LinkedIn⁠ Stacy Francis on ⁠LinkedIn⁠ |⁠X(Twitter)⁠ | stacy@francisfinancial.com⁠stacy@francisfinancial.com⁠ ⁠FrancisFinancial.com⁠ ⁠See All Podcasts Tue, 28 Oct 2025 04:01:00 -0000 full 211 Stacy Francis In this episode of Financially Ever After Widowhood, Stacy and Natalie dive into the less-than-glamorous side of legacy planning: getting your insurance and financial details in order so no one’s left guessing in a crisis. Ever think about what would happen if your family suddenly had to figure out your insurance, bills, or assets - without you there to explain it? It’s not fun to imagine, but it’s one of the most loving things you can prepare for. In this episode of Financially Ever After Widowhood, Stacy and Natalie dive into the less-than-glamorous side of legacy planning: getting your insurance and financial details in order so no one’s left guessing in a crisis. Along the way, they share real-life stories, personal slip-ups (yes, including a lost engagement ring), and plenty of practical advice you can actually use. You’ll hear them discuss: - Why it’s not just about what happens after you’re gone, it’s also about being ready if you’re ever incapacitated - How to make sure your health, property, and long-term care insurance are documented and paid up - What COBRA really means when you leave a job or go through a divorce - How long-term care policies work, and what details families often forget to track - What your homeowners, auto, and umbrella insurance *really* cover (and what they don’t) - The simple, yearly habit that keeps your assets and account info easy for loved ones to find - A true story that shows exactly why all this planning matters Resources As you listen to this podcast, you can click here to view slides and follow along visually: Legacy Planning Webinar 2 ⁠Because I Love You Planning Companion⁠ Natalie Colley on⁠ FrancisFinancial.com⁠ | ⁠LinkedIn⁠ Stacy Francis on ⁠LinkedIn⁠ |⁠X(Twitter)⁠ | stacy@francisfinancial.com⁠stacy@francisfinancial.com⁠ ⁠FrancisFinancial.com⁠ ⁠See All Podcasts Ever think about what would happen if your family suddenly had to figure out your insurance, bills, or assets - without you there to explain it? It’s not fun to imagine, but it’s one of the most loving things you can prepare for. In this episode of Financially Ever After Widowhood, Stacy and Natalie dive into the less-than-glamorous side of legacy planning: getting your insurance and financial details in order so no one’s left guessing in a crisis. Along the way, they share real-life stories, personal slip-ups (yes, including a lost engagement ring), and plenty of practical advice you can actually use.


You’ll hear them discuss:

- Why it’s not just about what happens after you’re gone, it’s also about being ready if you’re ever incapacitated

- How to make sure your health, property, and long-term care insurance are documented and paid up

- What COBRA really means when you leave a job or go through a divorce

- How long-term care policies work, and what details families often forget to track

- What your homeowners, auto, and umbrella insurance *really* cover (and what they don’t)

- The simple, yearly habit that keeps your assets and account info easy for loved ones to find

- A true story that shows exactly why all this planning matters


Resources

As you listen to this podcast, you can click here to view slides and follow along visually: Legacy Planning Webinar 2

⁠Because I Love You Planning Companion⁠

Natalie Colley on⁠ FrancisFinancial.com⁠ | ⁠LinkedIn⁠

Stacy Francis on ⁠LinkedIn⁠ |⁠X(Twitter)⁠ | stacy@francisfinancial.com⁠stacy@francisfinancial.com⁠

⁠FrancisFinancial.com⁠

⁠See All Podcasts

]]> 1985 no Legacy Planning Series: Episode 1 – Because I Love You Guide What would happen if your ex-spouse were still listed as the beneficiary on your 401(k)? Or if your loved ones couldn’t access your accounts after you’re gone? These are the kinds of oversights that can cause chaos, but they’re also completely preventable with the right planning. In this episode of Financially Ever After Widowhood, Stacy Francis and Natalie Colley break down the essentials of legacy planning - from passwords and beneficiaries to wills and the “Because I Love You” packet - all designed to make life easier for those you love most. It’s not just about money; it’s about leaving clarity, not confusion. You’ll hear them discuss: Why beneficiaries always trump your will (and how that can lead to big surprises) The one thing you should check every year to avoid costly mistakes Simple ways to make sure your loved ones can access your accounts and avoid the nightmare of unclaimed assets How Social Security benefits really work for widows, ex-spouses, and remarried partners The overlooked workplace benefits that could be worth thousands - if your family knows they exist How to avoid the expensive, drawn-out probate process Resources As you listen to this podcast, you can click here to view slides and follow along visually: Legacy Planning Webinar 1 Because I Love You Planning Companion Natalie Colley on FrancisFinancial.com | LinkedIn Stacy Francis on LinkedIn |X(Twitter) | stacy@francisfinancial.comstacy@francisfinancial.com FrancisFinancial.com See All Podcasts Tue, 14 Oct 2025 04:01:00 -0000 full 210 Stacy Francis In this episode of Financially Ever After Widowhood, Stacy Francis and Natalie Colley break down the essentials of legacy planning - from passwords and beneficiaries to wills and the “Because I Love You” packet - all designed to make life easier for those you love most. What would happen if your ex-spouse were still listed as the beneficiary on your 401(k)? Or if your loved ones couldn’t access your accounts after you’re gone? These are the kinds of oversights that can cause chaos, but they’re also completely preventable with the right planning. In this episode of Financially Ever After Widowhood, Stacy Francis and Natalie Colley break down the essentials of legacy planning - from passwords and beneficiaries to wills and the “Because I Love You” packet - all designed to make life easier for those you love most. It’s not just about money; it’s about leaving clarity, not confusion. You’ll hear them discuss: Why beneficiaries always trump your will (and how that can lead to big surprises) The one thing you should check every year to avoid costly mistakes Simple ways to make sure your loved ones can access your accounts and avoid the nightmare of unclaimed assets How Social Security benefits really work for widows, ex-spouses, and remarried partners The overlooked workplace benefits that could be worth thousands - if your family knows they exist How to avoid the expensive, drawn-out probate process Resources As you listen to this podcast, you can click here to view slides and follow along visually: Legacy Planning Webinar 1 Because I Love You Planning Companion Natalie Colley on FrancisFinancial.com | LinkedIn Stacy Francis on LinkedIn |X(Twitter) | stacy@francisfinancial.comstacy@francisfinancial.com FrancisFinancial.com See All Podcasts What would happen if your ex-spouse were still listed as the beneficiary on your 401(k)? Or if your loved ones couldn’t access your accounts after you’re gone? These are the kinds of oversights that can cause chaos, but they’re also completely preventable with the right planning.

In this episode of Financially Ever After Widowhood, Stacy Francis and Natalie Colley break down the essentials of legacy planning - from passwords and beneficiaries to wills and the “Because I Love You” packet - all designed to make life easier for those you love most. It’s not just about money; it’s about leaving clarity, not confusion.

You’ll hear them discuss:

  • Why beneficiaries always trump your will (and how that can lead to big surprises)
  • The one thing you should check every year to avoid costly mistakes
  • Simple ways to make sure your loved ones can access your accounts and avoid the nightmare of unclaimed assets
  • How Social Security benefits really work for widows, ex-spouses, and remarried partners
  • The overlooked workplace benefits that could be worth thousands - if your family knows they exist
  • How to avoid the expensive, drawn-out probate process

Resources

As you listen to this podcast, you can click here to view slides and follow along visually: Legacy Planning Webinar 1

Because I Love You Planning Companion

Natalie Colley on FrancisFinancial.com | LinkedIn

Stacy Francis on LinkedIn |X(Twitter) | stacy@francisfinancial.comstacy@francisfinancial.com

FrancisFinancial.com

See All Podcasts

]]> 1864 no The Truth About Trusts with Claire Steinman Estate planning isn’t just for billionaires in New York penthouses or “trust fund babies” you’ve only seen in the movies. The truth is, whether you’re raising kids, caring for a loved one with special needs, or simply want to be sure your savings go exactly where you intend, estate planning touches almost everyone. In this episode of Financially Ever After Widowhood, attorney Claire Steinman joins Stacy to take the mystery (and the drama) out of wills, trusts, and gifting strategies. Claire focuses her practice on estate and tax planning, estate administration, and the nonprofit sector, with experience ranging from simple wills and powers of attorney to sophisticated tax minimization strategies and contested probate cases. She also works closely with charitable beneficiaries and not-for-profit organizations on everything from testamentary trusts to federal tax exemptions. Spoiler: this conversation has a lot more peace of mind and a lot less Agatha Christie mayhem. You’ll hear them discuss: Why having even a simple will is essential for nearly everyone, not just the ultra-wealthy How trusts can help protect kids, support loved ones with special needs, and even shield assets from creditors or divorce The surprising flexibility you have in deciding when and how children inherit money Smart ways to gift assets during your lifetime, including the $19,000 annual exclusion and tuition or medical payments made directly How to choose the right trustee, from family members to professional institutions, and the pros and cons of each State-specific estate tax “gotchas” like New York’s infamous cliff tax and inheritance taxes in places like New Jersey and Pennsylvania Why blended families and second marriages absolutely need updated estate plans to avoid family fallout Resources Claire Steinman on the Web | LinkedIn | Email: csteinman@leechtishman.com | Phone: 212-453-1554 Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 30 Sep 2025 04:01:00 -0000 full 209 Stacy Francis Estate planning isn’t just for billionaires in New York penthouses or “trust fund babies” you’ve only seen in the movies. Estate planning isn’t just for billionaires in New York penthouses or “trust fund babies” you’ve only seen in the movies. The truth is, whether you’re raising kids, caring for a loved one with special needs, or simply want to be sure your savings go exactly where you intend, estate planning touches almost everyone. In this episode of Financially Ever After Widowhood, attorney Claire Steinman joins Stacy to take the mystery (and the drama) out of wills, trusts, and gifting strategies. Claire focuses her practice on estate and tax planning, estate administration, and the nonprofit sector, with experience ranging from simple wills and powers of attorney to sophisticated tax minimization strategies and contested probate cases. She also works closely with charitable beneficiaries and not-for-profit organizations on everything from testamentary trusts to federal tax exemptions. Spoiler: this conversation has a lot more peace of mind and a lot less Agatha Christie mayhem. You’ll hear them discuss: Why having even a simple will is essential for nearly everyone, not just the ultra-wealthy How trusts can help protect kids, support loved ones with special needs, and even shield assets from creditors or divorce The surprising flexibility you have in deciding when and how children inherit money Smart ways to gift assets during your lifetime, including the $19,000 annual exclusion and tuition or medical payments made directly How to choose the right trustee, from family members to professional institutions, and the pros and cons of each State-specific estate tax “gotchas” like New York’s infamous cliff tax and inheritance taxes in places like New Jersey and Pennsylvania Why blended families and second marriages absolutely need updated estate plans to avoid family fallout Resources Claire Steinman on the Web | LinkedIn | Email: csteinman@leechtishman.com | Phone: 212-453-1554 Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Estate planning isn’t just for billionaires in New York penthouses or “trust fund babies” you’ve only seen in the movies. The truth is, whether you’re raising kids, caring for a loved one with special needs, or simply want to be sure your savings go exactly where you intend, estate planning touches almost everyone. In this episode of Financially Ever After Widowhood, attorney Claire Steinman joins Stacy to take the mystery (and the drama) out of wills, trusts, and gifting strategies. Claire focuses her practice on estate and tax planning, estate administration, and the nonprofit sector, with experience ranging from simple wills and powers of attorney to sophisticated tax minimization strategies and contested probate cases. She also works closely with charitable beneficiaries and not-for-profit organizations on everything from testamentary trusts to federal tax exemptions. Spoiler: this conversation has a lot more peace of mind and a lot less Agatha Christie mayhem.


You’ll hear them discuss:

  • Why having even a simple will is essential for nearly everyone, not just the ultra-wealthy
  • How trusts can help protect kids, support loved ones with special needs, and even shield assets from creditors or divorce
  • The surprising flexibility you have in deciding when and how children inherit money
  • Smart ways to gift assets during your lifetime, including the $19,000 annual exclusion and tuition or medical payments made directly
  • How to choose the right trustee, from family members to professional institutions, and the pros and cons of each
  • State-specific estate tax “gotchas” like New York’s infamous cliff tax and inheritance taxes in places like New Jersey and Pennsylvania
  • Why blended families and second marriages absolutely need updated estate plans to avoid family fallout

Resources

Claire Steinman on the Web | LinkedIn | Email: csteinman@leechtishman.com | Phone: 212-453-1554

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2319 no What Widows Really Need When They Experience Loss with Amy Woody What do you say to someone who’s just lost the love of their life? Is it better to stay quiet for fear of saying the wrong thing, or is silence actually the most painful response of all? In this deeply moving episode of Financially Ever After Widowhood, Stacy Francis sits down with Amy Woody, Director of the Widows Program at Stand in the Gap - and a widow herself - to talk about what real support looks like. Amy opens up about her own journey of losing her husband suddenly at 36, raising her young daughter, and discovering her calling to help other widows. Together, they explore the words and actions that truly matter when someone’s world has been turned upside down. You’ll hear them discuss: Why saying something is always better than saying nothing, even if it’s simply “I’m so sorry” The harm of avoiding the “elephant in the room” and how acknowledging loss brings comfort Practical, concrete ways to help - from mowing the lawn to dropping off paper goods - that make a real difference The importance of building trust early so that widows feel safe enough to ask for support when they need it most How sharing memories and stories honors loved ones and helps keep their presence alive Amy’s life motto of using your hurt to help others and making beauty from ashes — and how it can change the way we face our own challenges Resources Amy Woody on the Stand In The Gap | Facebook | LinkedIn | Email: amyw@sitgm.org | Phone number: 405-476-0165 Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 16 Sep 2025 04:01:00 -0000 full 208 Stacy Francis What do you say to someone who’s just lost the love of their life? What do you say to someone who’s just lost the love of their life? Is it better to stay quiet for fear of saying the wrong thing, or is silence actually the most painful response of all? In this deeply moving episode of Financially Ever After Widowhood, Stacy Francis sits down with Amy Woody, Director of the Widows Program at Stand in the Gap - and a widow herself - to talk about what real support looks like. Amy opens up about her own journey of losing her husband suddenly at 36, raising her young daughter, and discovering her calling to help other widows. Together, they explore the words and actions that truly matter when someone’s world has been turned upside down. You’ll hear them discuss: Why saying something is always better than saying nothing, even if it’s simply “I’m so sorry” The harm of avoiding the “elephant in the room” and how acknowledging loss brings comfort Practical, concrete ways to help - from mowing the lawn to dropping off paper goods - that make a real difference The importance of building trust early so that widows feel safe enough to ask for support when they need it most How sharing memories and stories honors loved ones and helps keep their presence alive Amy’s life motto of using your hurt to help others and making beauty from ashes — and how it can change the way we face our own challenges Resources Amy Woody on the Stand In The Gap | Facebook | LinkedIn | Email: amyw@sitgm.org | Phone number: 405-476-0165 Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! What do you say to someone who’s just lost the love of their life? Is it better to stay quiet for fear of saying the wrong thing, or is silence actually the most painful response of all? In this deeply moving episode of Financially Ever After Widowhood, Stacy Francis sits down with Amy Woody, Director of the Widows Program at Stand in the Gap - and a widow herself - to talk about what real support looks like. Amy opens up about her own journey of losing her husband suddenly at 36, raising her young daughter, and discovering her calling to help other widows. Together, they explore the words and actions that truly matter when someone’s world has been turned upside down.

You’ll hear them discuss:

  • Why saying something is always better than saying nothing, even if it’s simply “I’m so sorry”
  • The harm of avoiding the “elephant in the room” and how acknowledging loss brings comfort
  • Practical, concrete ways to help - from mowing the lawn to dropping off paper goods - that make a real difference
  • The importance of building trust early so that widows feel safe enough to ask for support when they need it most
  • How sharing memories and stories honors loved ones and helps keep their presence alive
  • Amy’s life motto of using your hurt to help others and making beauty from ashes — and how it can change the way we face our own challenges

Resources

Amy Woody on the Stand In The Gap | Facebook | LinkedIn | Email: amyw@sitgm.org | Phone number: 405-476-0165

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2380 no Transforming from Financial Anxiety to Empowered Decision-Making After Loss with Emma Gray What if the money that shows up after loss doesn’t feel like security, but like a cruel reminder of what you’ve lost? How do you turn something that feels heavy and unwanted into a source of hope, stability, and even love? In this episode of Financially Ever After Widowhood, Stacy sits down with Emma Gray, a former probate attorney, military wife, widowed mother of two, and now grief coach and counselor. Emma shares her deeply personal story of navigating grief, identity, and finances after the loss of her husband, and how she ultimately reframed money not as a burden, but as his lasting legacy. You’ll hear them discuss: - How Emma, despite being a probate attorney, found herself completely unable to face the financial paperwork and money decisions in the months after her husband passed away - The emotional shock of grief and the surprising ways it shows up physically in the body, from exhaustion to the feeling of a “broken heart” - Emma’s identity crisis after leaving law, and the journey that led her from being a lawyer to building a new career as a counselor and grief coach - Why putting your own needs first is not selfish, but actually the only way to show up fully for your children, family, and everyone who depends on you - The powerful shift Emma experienced when she stopped seeing the insurance and pension payouts as a painful substitute for her husband, and instead began to view them as his legacy - The importance of creating both financial and emotional safety, and how ignoring one often makes it impossible to feel secure in the other Resources Emma Gray on the Web | LinkedIn | Instagram | Rainbow Hunting Facebook | Rainbow Hunting Community - Facebook Group I Email: emma@rainbowhunting.co.uk Free Sadmin Quiz - to assess how sorted your home/life admin is: https://rainbowhunting.kartra.com/survey/sadminquiz Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 02 Sep 2025 04:01:00 -0000 full Stacy Francis What if the money that shows up after loss doesn’t feel like security, but like a cruel reminder of what you’ve lost? How do you turn something that feels heavy and unwanted into a source of hope, stability, and even love? In this episode of Financially Ever After Widowhood, Stacy sits down with Emma Gray, a former probate attorney, military wife, widowed mother of two, and now grief coach and counselor. Emma shares her deeply personal story of navigating grief, identity, and finances after the loss of her husband, and how she ultimately reframed money not as a burden, but as his lasting legacy. You’ll hear them discuss: - How Emma, despite being a probate attorney, found herself completely unable to face the financial paperwork and money decisions in the months after her husband passed away - The emotional shock of grief and the surprising ways it shows up physically in the body, from exhaustion to the feeling of a “broken heart” - Emma’s identity crisis after leaving law, and the journey that led her from being a lawyer to building a new career as a counselor and grief coach - Why putting your own needs first is not selfish, but actually the only way to show up fully for your children, family, and everyone who depends on you - The powerful shift Emma experienced when she stopped seeing the insurance and pension payouts as a painful substitute for her husband, and instead began to view them as his legacy - The importance of creating both financial and emotional safety, and how ignoring one often makes it impossible to feel secure in the other Resources Emma Gray on the Web | LinkedIn | Instagram | Rainbow Hunting Facebook | Rainbow Hunting Community - Facebook Group I Email: emma@rainbowhunting.co.uk Free Sadmin Quiz - to assess how sorted your home/life admin is: https://rainbowhunting.kartra.com/survey/sadminquiz Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! What if the money that shows up after loss doesn’t feel like security, but like a cruel reminder of what you’ve lost? How do you turn something that feels heavy and unwanted into a source of hope, stability, and even love?

In this episode of Financially Ever After Widowhood, Stacy sits down with Emma Gray, a former probate attorney, military wife, widowed mother of two, and now grief coach and counselor. Emma shares her deeply personal story of navigating grief, identity, and finances after the loss of her husband, and how she ultimately reframed money not as a burden, but as his lasting legacy.


You’ll hear them discuss:

    - How Emma, despite being a probate attorney, found herself completely unable to face the financial paperwork and money decisions in the months after her husband passed away
    - The emotional shock of grief and the surprising ways it shows up physically in the body, from exhaustion to the feeling of a “broken heart”
    - Emma’s identity crisis after leaving law, and the journey that led her from being a lawyer to building a new career as a counselor and grief coach
    - Why putting your own needs first is not selfish, but actually the only way to show up fully for your children, family, and everyone who depends on you
    - The powerful shift Emma experienced when she stopped seeing the insurance and pension payouts as a painful substitute for her husband, and instead began to view them as his legacy
    - The importance of creating both financial and emotional safety, and how ignoring one often makes it impossible to feel secure in the other

Resources

Emma Gray on the Web | LinkedIn | Instagram | Rainbow Hunting Facebook | Rainbow Hunting Community - Facebook Group I Email: emma@rainbowhunting.co.uk

Free Sadmin Quiz - to assess how sorted your home/life admin is: https://rainbowhunting.kartra.com/survey/sadminquiz

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2610 no Don’t Pay That Debt: The Truth About Medical Bills After Death with Shana Siegel Did you know that the number one reason for bankruptcy in the US isn’t overspending - it’s medical debt? And for many widows, the bills don’t stop after their spouse passes away. In this episode of Financially Ever After Widowhood, Stacy sits down with Shana Siegel, a partner at Norris McLaughlin P.A and nationally recognized elder law attorney, who has spent her career helping families navigate the complicated world of long-term care, estate planning, and financial protection. Shana shares her expertise - and personal perspective as a mom and caregiver - on how to plan ahead, protect your assets, and make smart decisions when illness or loss strikes. You'll hear them discuss: Why getting educated early can make all the difference in protecting both care options and family finances The surprising reality of what Medicare, Medicaid, and private insurance will - and won’t - cover when it comes to long-term care How to protect your home, retirement accounts, and other key assets depending on your state’s laws What really happens with medical bills, credit cards, and student loans after a spouse passes away (and how to avoid being pressured into paying what you don’t owe) When it makes sense to negotiate with hospitals and creditors, and how much you can realistically reduce debt The common estate planning mistakes people make, and why an elder law attorney - not just a general estate planner - is essential Practical steps for handling mortgages, probate, and beneficiary designations so you and your family are financially secure Resources Shana Siegel on the web | LinkedIn | Facebook | Instagram | Aging Answers Podcast | Email | Phone 908-252-4253 Consumer Financial Protection Bureau: https://www.consumerfinance.gov/ AARP: https://www.aarp.org/  Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 19 Aug 2025 04:01:00 -0000 full 206 Stacy Francis Did you know that the number one reason for bankruptcy in the US isn’t overspending - it’s medical debt? Did you know that the number one reason for bankruptcy in the US isn’t overspending - it’s medical debt? And for many widows, the bills don’t stop after their spouse passes away. In this episode of Financially Ever After Widowhood, Stacy sits down with Shana Siegel, a partner at Norris McLaughlin P.A and nationally recognized elder law attorney, who has spent her career helping families navigate the complicated world of long-term care, estate planning, and financial protection. Shana shares her expertise - and personal perspective as a mom and caregiver - on how to plan ahead, protect your assets, and make smart decisions when illness or loss strikes. You'll hear them discuss: Why getting educated early can make all the difference in protecting both care options and family finances The surprising reality of what Medicare, Medicaid, and private insurance will - and won’t - cover when it comes to long-term care How to protect your home, retirement accounts, and other key assets depending on your state’s laws What really happens with medical bills, credit cards, and student loans after a spouse passes away (and how to avoid being pressured into paying what you don’t owe) When it makes sense to negotiate with hospitals and creditors, and how much you can realistically reduce debt The common estate planning mistakes people make, and why an elder law attorney - not just a general estate planner - is essential Practical steps for handling mortgages, probate, and beneficiary designations so you and your family are financially secure Resources Shana Siegel on the web | LinkedIn | Facebook | Instagram | Aging Answers Podcast | Email | Phone 908-252-4253 Consumer Financial Protection Bureau: https://www.consumerfinance.gov/ AARP: https://www.aarp.org/  Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Did you know that the number one reason for bankruptcy in the US isn’t overspending - it’s medical debt? And for many widows, the bills don’t stop after their spouse passes away.

In this episode of Financially Ever After Widowhood, Stacy sits down with Shana Siegel, a partner at Norris McLaughlin P.A and nationally recognized elder law attorney, who has spent her career helping families navigate the complicated world of long-term care, estate planning, and financial protection. Shana shares her expertise - and personal perspective as a mom and caregiver - on how to plan ahead, protect your assets, and make smart decisions when illness or loss strikes.

You'll hear them discuss:

  • Why getting educated early can make all the difference in protecting both care options and family finances

  • The surprising reality of what Medicare, Medicaid, and private insurance will - and won’t - cover when it comes to long-term care

  • How to protect your home, retirement accounts, and other key assets depending on your state’s laws

  • What really happens with medical bills, credit cards, and student loans after a spouse passes away (and how to avoid being pressured into paying what you don’t owe)

  • When it makes sense to negotiate with hospitals and creditors, and how much you can realistically reduce debt

  • The common estate planning mistakes people make, and why an elder law attorney - not just a general estate planner - is essential

  • Practical steps for handling mortgages, probate, and beneficiary designations so you and your family are financially secure

Resources

Shana Siegel on the web | LinkedIn | Facebook | Instagram | Aging Answers Podcast | Email | Phone 908-252-4253

Consumer Financial Protection Bureau: https://www.consumerfinance.gov/

AARP: https://www.aarp.org/ 


Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2341 no From Grief to Growth: How Pam Baker Built a Community of Healing What happens when a financial planner dies - and even his widow can’t find the key to the safe? In this raw and uplifting episode, Stacy sits down with Pam Baker, founder of Widows Who Wine, to unpack the emotional and financial mess that followed her husband’s death. Pam shares the hard truths she wishes every family knew, why estate planning is about way more than a will, and how she’s helping women across the country rediscover joy through connection, community… and yes, a little wine. You’ll hear them discuss: Why having a will is just the beginning - and what really needs to be in place How even financially savvy families can end up in chaos without an actual estate plan The unexpected moment that made Pam realize joy was missing from her life - and what she did next What “Widows Who Wine” really means (hint: it’s spelled W-I-N-E) The difference between surviving grief and actually living again Financial surprises after loss, from closed credit cards to frozen accounts Why estate planning isn’t just for the wealthy Pam’s simple mantra for hard days, and the one person who always makes her laugh Resources Pam Baker on the Web | Lasting Legacy Consulting | Widows Who Wine Facebook Group | 'Where's the Key to the Safe'' by Pam Baker | LinkedIn | Instagram Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 05 Aug 2025 04:01:00 -0000 full 205 Stacy Francis What happens when a financial planner dies - and even his widow can’t find the key to the safe? What happens when a financial planner dies - and even his widow can’t find the key to the safe? In this raw and uplifting episode, Stacy sits down with Pam Baker, founder of Widows Who Wine, to unpack the emotional and financial mess that followed her husband’s death. Pam shares the hard truths she wishes every family knew, why estate planning is about way more than a will, and how she’s helping women across the country rediscover joy through connection, community… and yes, a little wine. You’ll hear them discuss: Why having a will is just the beginning - and what really needs to be in place How even financially savvy families can end up in chaos without an actual estate plan The unexpected moment that made Pam realize joy was missing from her life - and what she did next What “Widows Who Wine” really means (hint: it’s spelled W-I-N-E) The difference between surviving grief and actually living again Financial surprises after loss, from closed credit cards to frozen accounts Why estate planning isn’t just for the wealthy Pam’s simple mantra for hard days, and the one person who always makes her laugh Resources Pam Baker on the Web | Lasting Legacy Consulting | Widows Who Wine Facebook Group | 'Where's the Key to the Safe'' by Pam Baker | LinkedIn | Instagram Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! What happens when a financial planner dies - and even his widow can’t find the key to the safe? In this raw and uplifting episode, Stacy sits down with Pam Baker, founder of Widows Who Wine, to unpack the emotional and financial mess that followed her husband’s death. Pam shares the hard truths she wishes every family knew, why estate planning is about way more than a will, and how she’s helping women across the country rediscover joy through connection, community… and yes, a little wine.

You’ll hear them discuss:

  • Why having a will is just the beginning - and what really needs to be in place

  • How even financially savvy families can end up in chaos without an actual estate plan

  • The unexpected moment that made Pam realize joy was missing from her life - and what she did next

  • What “Widows Who Wine” really means (hint: it’s spelled W-I-N-E)

  • The difference between surviving grief and actually living again

  • Financial surprises after loss, from closed credit cards to frozen accounts

  • Why estate planning isn’t just for the wealthy

  • Pam’s simple mantra for hard days, and the one person who always makes her laugh

Resources

Pam Baker on the Web | Lasting Legacy Consulting | Widows Who Wine Facebook Group | 'Where's the Key to the Safe'' by Pam Baker | LinkedIn | Instagram

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2334 no Escaping the Grip of Financial Abuse with Victoria McCooey When does financial support turn into financial control? Are you really in charge of your finances - or just being told you are? What if the person you love most is also the one slowly eroding your financial freedom? In this gripping episode of Financially Ever After Widowhood, Stacy sits down with narcissist divorce coach and survivor Victoria McCooey to talk about something that happens far too often but is rarely talked about: financial abuse. From subtle control to outright manipulation, Victoria pulls back the curtain on what this form of abuse looks like, how it evolves, and why even the smartest, most capable women can find themselves stuck in it. With raw honesty and hard-won wisdom, she shares not just her story, but real strategies for reclaiming your power - and your paycheck. You'll hear them discuss: How financial abuse often starts with what seems like kindness or practicality Why smart, educated, successful women are still vulnerable to financial manipulation The common emotional traps that keep women stuck in abusive dynamics Telltale signs you're being excluded or controlled financially What to do if you're afraid of retaliation or escalating violence when trying to leave How Victoria “stole” her own paycheck to buy health insurance and what happened next The vital role of tax returns, credit reports, and hidden debts in uncovering the truth Why guilt and self-blame are so common - and completely undeserved How community and connection can help women feel less alone and more empowered Resources Victoria McCooey on Web | Facebook | LinkedIn | YouTube | Instagram | Tiktok | Email | Phone: 516-449-4311 Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 22 Jul 2025 04:01:00 -0000 full 204 Stacy Francis In this gripping episode of Financially Ever After Widowhood, Stacy sits down with narcissist divorce coach and survivor Victoria McCooey to talk about something that happens far too often but is rarely talked about: financial abuse. When does financial support turn into financial control? Are you really in charge of your finances - or just being told you are? What if the person you love most is also the one slowly eroding your financial freedom? In this gripping episode of Financially Ever After Widowhood, Stacy sits down with narcissist divorce coach and survivor Victoria McCooey to talk about something that happens far too often but is rarely talked about: financial abuse. From subtle control to outright manipulation, Victoria pulls back the curtain on what this form of abuse looks like, how it evolves, and why even the smartest, most capable women can find themselves stuck in it. With raw honesty and hard-won wisdom, she shares not just her story, but real strategies for reclaiming your power - and your paycheck. You'll hear them discuss: How financial abuse often starts with what seems like kindness or practicality Why smart, educated, successful women are still vulnerable to financial manipulation The common emotional traps that keep women stuck in abusive dynamics Telltale signs you're being excluded or controlled financially What to do if you're afraid of retaliation or escalating violence when trying to leave How Victoria “stole” her own paycheck to buy health insurance and what happened next The vital role of tax returns, credit reports, and hidden debts in uncovering the truth Why guilt and self-blame are so common - and completely undeserved How community and connection can help women feel less alone and more empowered Resources Victoria McCooey on Web | Facebook | LinkedIn | YouTube | Instagram | Tiktok | Email | Phone: 516-449-4311 Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! When does financial support turn into financial control? Are you really in charge of your finances - or just being told you are? What if the person you love most is also the one slowly eroding your financial freedom?

In this gripping episode of Financially Ever After Widowhood, Stacy sits down with narcissist divorce coach and survivor Victoria McCooey to talk about something that happens far too often but is rarely talked about: financial abuse. From subtle control to outright manipulation, Victoria pulls back the curtain on what this form of abuse looks like, how it evolves, and why even the smartest, most capable women can find themselves stuck in it. With raw honesty and hard-won wisdom, she shares not just her story, but real strategies for reclaiming your power - and your paycheck.

You'll hear them discuss:

  • How financial abuse often starts with what seems like kindness or practicality

  • Why smart, educated, successful women are still vulnerable to financial manipulation

  • The common emotional traps that keep women stuck in abusive dynamics

  • Telltale signs you're being excluded or controlled financially

  • What to do if you're afraid of retaliation or escalating violence when trying to leave

  • How Victoria “stole” her own paycheck to buy health insurance and what happened next

  • The vital role of tax returns, credit reports, and hidden debts in uncovering the truth

  • Why guilt and self-blame are so common - and completely undeserved

  • How community and connection can help women feel less alone and more empowered

Resources

Victoria McCooey on Web | Facebook | LinkedIn | YouTube | Instagram | Tiktok | Email | Phone: 516-449-4311

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2412 no The Social Security Survivor Benefit Secret with Mary Beth Franklin Think you know everything about Social Security? Think again. What if the difference between a spousal benefit and a survivor benefit could mean thousands of dollars more in your pocket, but no one tells you? In this eye-opening episode, Stacey Francis sits down with Mary Beth Franklin, a nationally recognized expert on Social Security, to unravel the complex web of rules and opportunities surrounding Social Security for widows and divorced women. With over 2,700 rules in the system, most people make costly mistakes without even knowing it. Mary Beth breaks it all down in clear, practical terms and shares the strategies that can maximize lifetime benefits. You'll hear us discuss: How Social Security retirement, spousal, and survivor benefits are actually separate “pots of money” What divorced women need to know about eligibility for spousal and survivor benefits - even if their ex has remarried How the length of your marriage (and whether you remarried after age 60) can impact what you’re entitled to Why claiming benefits early could lead to permanent reductions, and what full retirement age really means The surprising rule that allows widows to claim one benefit now and switch to a higher one later How earnings limits can affect your benefit if you’re still working Why children under 18 (and their caregiving parent) may be eligible for survivor benefits after a parent dies Real-life scenarios that show how proper strategy can increase benefits by tens of thousands of dollars How to claim retroactive benefits and what to do if Social Security gave you the wrong advice Where to find the most reliable information and professional help, including Mary Beth’s own resources Resources Mary Beth Franklin on Web | X (Twitter) | Email: MBFretirepro@outlook.com | Phone number: 703-609-4764 | Maximizing Social Security Benefits Other resources - Social Security Advisors - help with claiming backpay | Social Security Administration - government website with information on Social Security Benefits Stacy Francis on LinkedIn | X(Twitter) | Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 08 Jul 2025 12:00:00 -0000 full Stacy Francis Think you know everything about Social Security? Think again. What if the difference between a spousal benefit and a survivor benefit could mean thousands of dollars more in your pocket, but no one tells you? In this eye-opening episode, Stacey Francis sits down with Mary Beth Franklin, a nationally recognized expert on Social Security, to unravel the complex web of rules and opportunities surrounding Social Security for widows and divorced women. With over 2,700 rules in the system, most people make costly mistakes without even knowing it. Mary Beth breaks it all down in clear, practical terms and shares the strategies that can maximize lifetime benefits. You'll hear us discuss: How Social Security retirement, spousal, and survivor benefits are actually separate “pots of money” What divorced women need to know about eligibility for spousal and survivor benefits - even if their ex has remarried How the length of your marriage (and whether you remarried after age 60) can impact what you’re entitled to Why claiming benefits early could lead to permanent reductions, and what full retirement age really means The surprising rule that allows widows to claim one benefit now and switch to a higher one later How earnings limits can affect your benefit if you’re still working Why children under 18 (and their caregiving parent) may be eligible for survivor benefits after a parent dies Real-life scenarios that show how proper strategy can increase benefits by tens of thousands of dollars How to claim retroactive benefits and what to do if Social Security gave you the wrong advice Where to find the most reliable information and professional help, including Mary Beth’s own resources Resources Mary Beth Franklin on Web | X (Twitter) | Email: MBFretirepro@outlook.com | Phone number: 703-609-4764 | Maximizing Social Security Benefits Other resources - Social Security Advisors - help with claiming backpay | Social Security Administration - government website with information on Social Security Benefits Stacy Francis on LinkedIn | X(Twitter) | Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Think you know everything about Social Security? Think again. What if the difference between a spousal benefit and a survivor benefit could mean thousands of dollars more in your pocket, but no one tells you? In this eye-opening episode, Stacey Francis sits down with Mary Beth Franklin, a nationally recognized expert on Social Security, to unravel the complex web of rules and opportunities surrounding Social Security for widows and divorced women. With over 2,700 rules in the system, most people make costly mistakes without even knowing it. Mary Beth breaks it all down in clear, practical terms and shares the strategies that can maximize lifetime benefits.

You'll hear us discuss:

  • How Social Security retirement, spousal, and survivor benefits are actually separate “pots of money”

  • What divorced women need to know about eligibility for spousal and survivor benefits - even if their ex has remarried

  • How the length of your marriage (and whether you remarried after age 60) can impact what you’re entitled to

  • Why claiming benefits early could lead to permanent reductions, and what full retirement age really means

  • The surprising rule that allows widows to claim one benefit now and switch to a higher one later

  • How earnings limits can affect your benefit if you’re still working

  • Why children under 18 (and their caregiving parent) may be eligible for survivor benefits after a parent dies

  • Real-life scenarios that show how proper strategy can increase benefits by tens of thousands of dollars

  • How to claim retroactive benefits and what to do if Social Security gave you the wrong advice

  • Where to find the most reliable information and professional help, including Mary Beth’s own resources

Resources

Mary Beth Franklin on Web | X (Twitter) | Email: MBFretirepro@outlook.com | Phone number: 703-609-4764 | Maximizing Social Security Benefits

Other resources - Social Security Advisors - help with claiming backpay | Social Security Administration - government website with information on Social Security Benefits

Stacy Francis on LinkedIn | X(Twitter) | Email: stacy@francisfinancial.com

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2889 no What Do You Do If Your Spouse Dies Before the Divorce Is Finalized with Lisa Zeiderman and Amy Holzman What happens if your spouse dies before the divorce is finalized - are you a widow… or still just the spouse they were trying to leave? In this eye-opening episode, Stacy is joined by matrimonial attorney Lisa Zeiderman and estate planning attorney Amy Holzman to unpack a legal gray zone that most couples never anticipate. Whether you're in the middle of separating, contemplating divorce, or supporting someone through it, this episode reveals the hidden consequences of dying mid-divorce - and how to protect your financial and legal interests before it’s too late. You'll hear them discuss: Why divorce proceedings legally stop (abate) if one spouse dies before the final judgment is issued The critical difference between being “separated” and “legally separated” What happens to wills, inheritance rights, and spousal elections if no divorce agreement has been signed How a prenup or postnup can override default spousal inheritance laws Whether someone is considered divorced or widowed in the eyes of the law - and why that distinction matters for taxes and Social Security The role of survivorship benefits in pensions and retirement accounts after death What happens when a Qualified Domestic Relations Order (QDRO) hasn’t been processed yet Why failing to update beneficiary designations (and documents like power of attorney or healthcare proxy) can backfire dramatically Practical ways to protect your assets and loved ones - especially if you're over 50 and facing a “gray divorce” How estate planning and divorce law must work hand-in-hand to prevent future litigation and financial chaos Resources Lisa Zeiderman on the Web | Miller Zeiderman LLP | LinkedIn Amy Holzman on Law Offices of Amy Holzman | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 24 Jun 2025 04:02:00 -0000 full Stacy Francis What happens if your spouse dies before the divorce is finalized - are you a widow… or still just the spouse they were trying to leave? In this eye-opening episode, Stacy is joined by matrimonial attorney Lisa Zeiderman and estate planning attorney Amy Holzman to unpack a legal gray zone that most couples never anticipate. Whether you're in the middle of separating, contemplating divorce, or supporting someone through it, this episode reveals the hidden consequences of dying mid-divorce - and how to protect your financial and legal interests before it’s too late. You'll hear them discuss: Why divorce proceedings legally stop (abate) if one spouse dies before the final judgment is issued The critical difference between being “separated” and “legally separated” What happens to wills, inheritance rights, and spousal elections if no divorce agreement has been signed How a prenup or postnup can override default spousal inheritance laws Whether someone is considered divorced or widowed in the eyes of the law - and why that distinction matters for taxes and Social Security The role of survivorship benefits in pensions and retirement accounts after death What happens when a Qualified Domestic Relations Order (QDRO) hasn’t been processed yet Why failing to update beneficiary designations (and documents like power of attorney or healthcare proxy) can backfire dramatically Practical ways to protect your assets and loved ones - especially if you're over 50 and facing a “gray divorce” How estate planning and divorce law must work hand-in-hand to prevent future litigation and financial chaos Resources Lisa Zeiderman on the Web | Miller Zeiderman LLP | LinkedIn Amy Holzman on Law Offices of Amy Holzman | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! What happens if your spouse dies before the divorce is finalized - are you a widow… or still just the spouse they were trying to leave? In this eye-opening episode, Stacy is joined by matrimonial attorney Lisa Zeiderman and estate planning attorney Amy Holzman to unpack a legal gray zone that most couples never anticipate. Whether you're in the middle of separating, contemplating divorce, or supporting someone through it, this episode reveals the hidden consequences of dying mid-divorce - and how to protect your financial and legal interests before it’s too late.

You'll hear them discuss:

  • Why divorce proceedings legally stop (abate) if one spouse dies before the final judgment is issued

  • The critical difference between being “separated” and “legally separated”

  • What happens to wills, inheritance rights, and spousal elections if no divorce agreement has been signed

  • How a prenup or postnup can override default spousal inheritance laws

  • Whether someone is considered divorced or widowed in the eyes of the law - and why that distinction matters for taxes and Social Security

  • The role of survivorship benefits in pensions and retirement accounts after death

  • What happens when a Qualified Domestic Relations Order (QDRO) hasn’t been processed yet

  • Why failing to update beneficiary designations (and documents like power of attorney or healthcare proxy) can backfire dramatically

  • Practical ways to protect your assets and loved ones - especially if you're over 50 and facing a “gray divorce”

  • How estate planning and divorce law must work hand-in-hand to prevent future litigation and financial chaos

Resources

Lisa Zeiderman on the Web | Miller Zeiderman LLP | LinkedIn

Amy Holzman on Law Offices of Amy Holzman | LinkedIn

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2590 no What Every Widow Needs to Know About Life Insurance with Avani Ramnani Should you buy a life insurance policy for yourself, and if so, what type? And if you’ve received a life insurance payout, how do you use that money wisely without letting grief cloud your judgment? In this episode of Financially Ever After Widowhood, Stacy Francis sits down with financial planner and longtime colleague Avani Ramnani to break down the most important financial decisions widows face around life insurance, income planning, and long-term security. Whether you're navigating your own life insurance needs, managing a recent payout, or trying to make your finances sustainable on a single income, this episode gives you the tools and knowledge to make informed decisions with confidence. You'll hear them discuss: How to decide whether you still need life insurance as a widow, and why having dependents (like young children or a disabled adult) plays a key role in that decision What to do with a life insurance payout - including why doing nothing at first may be the wisest move until your emotions settle and clearer planning is possible The difference between term and permanent life insurance, and why term insurance is usually the most affordable and effective option for most families Why tracking your spending - at least for a year - is essential, and how to do it without getting overwhelmed or obsessing over minor purchases How widows’ income often drops significantly after their spouse dies, even though expenses may stay the same, and what that means for sustainable financial planning Why it's critical to prioritize your own long-term financial health before helping adult children or family members, and how to handle emotional pressure around money The two options for handling a late spouse’s IRA or retirement account, and how to choose between rolling it into your own IRA or keeping it as an inherited IRA Resources Avani Ramnani on LinkedIn Resources mentioned Savvy Ladies - Free Financial Education and Helpline for Women You Need a Budget Stacy Francis on LinkedIn |vX(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 10 Jun 2025 04:01:00 -0000 full 201 Stacy Francis In this episode of Financially Ever After Widowhood, Stacy Francis sits down with financial planner and longtime colleague Avani Ramnani to break down the most important financial decisions widows face around life insurance, income planning, and long-term security. Should you buy a life insurance policy for yourself, and if so, what type? And if you’ve received a life insurance payout, how do you use that money wisely without letting grief cloud your judgment? In this episode of Financially Ever After Widowhood, Stacy Francis sits down with financial planner and longtime colleague Avani Ramnani to break down the most important financial decisions widows face around life insurance, income planning, and long-term security. Whether you're navigating your own life insurance needs, managing a recent payout, or trying to make your finances sustainable on a single income, this episode gives you the tools and knowledge to make informed decisions with confidence. You'll hear them discuss: How to decide whether you still need life insurance as a widow, and why having dependents (like young children or a disabled adult) plays a key role in that decision What to do with a life insurance payout - including why doing nothing at first may be the wisest move until your emotions settle and clearer planning is possible The difference between term and permanent life insurance, and why term insurance is usually the most affordable and effective option for most families Why tracking your spending - at least for a year - is essential, and how to do it without getting overwhelmed or obsessing over minor purchases How widows’ income often drops significantly after their spouse dies, even though expenses may stay the same, and what that means for sustainable financial planning Why it's critical to prioritize your own long-term financial health before helping adult children or family members, and how to handle emotional pressure around money The two options for handling a late spouse’s IRA or retirement account, and how to choose between rolling it into your own IRA or keeping it as an inherited IRA Resources Avani Ramnani on LinkedIn Resources mentioned Savvy Ladies - Free Financial Education and Helpline for Women You Need a Budget Stacy Francis on LinkedIn |vX(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Should you buy a life insurance policy for yourself, and if so, what type? And if you’ve received a life insurance payout, how do you use that money wisely without letting grief cloud your judgment?

In this episode of Financially Ever After Widowhood, Stacy Francis sits down with financial planner and longtime colleague Avani Ramnani to break down the most important financial decisions widows face around life insurance, income planning, and long-term security. Whether you're navigating your own life insurance needs, managing a recent payout, or trying to make your finances sustainable on a single income, this episode gives you the tools and knowledge to make informed decisions with confidence.

You'll hear them discuss:

  • How to decide whether you still need life insurance as a widow, and why having dependents (like young children or a disabled adult) plays a key role in that decision

  • What to do with a life insurance payout - including why doing nothing at first may be the wisest move until your emotions settle and clearer planning is possible

  • The difference between term and permanent life insurance, and why term insurance is usually the most affordable and effective option for most families

  • Why tracking your spending - at least for a year - is essential, and how to do it without getting overwhelmed or obsessing over minor purchases

  • How widows’ income often drops significantly after their spouse dies, even though expenses may stay the same, and what that means for sustainable financial planning

  • Why it's critical to prioritize your own long-term financial health before helping adult children or family members, and how to handle emotional pressure around money

  • The two options for handling a late spouse’s IRA or retirement account, and how to choose between rolling it into your own IRA or keeping it as an inherited IRA

Resources

Avani Ramnani on LinkedIn

Resources mentioned

Savvy Ladies - Free Financial Education and Helpline for Women

You Need a Budget

Stacy Francis on LinkedIn |vX(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2915 no Getting Financially Organized in Life’s Toughest Moments with Jacob and Peter Gordon What happens when you’re suddenly the one in charge of all the paperwork, passwords, and decisions, but you’re not sure where to begin? In this heartfelt and practical episode, father-and-son duo Peter and Jacob Gordon share how daily money management can be a lifeline for people navigating everything from grief and memory loss to major life changes like retirement, divorce, or moving across the country. They didn’t set out to become financial organizers—but life led them here through personal family experiences, and now they’re helping others find order and peace during some of life’s most overwhelming moments. You’ll hear them discuss: • How their family’s own challenges with elder care inspired them to create a service that supports others in managing the emotional and practical sides of personal finance. • The unexpected transitions that often lead people to seek help—like a partner’s death, a dementia diagnosis, or simply realizing the bills haven’t been opened in months. • What it means to be a daily money manager, and how their work goes far beyond bill pay to include safeguarding personal data, organizing financial records, and helping clients feel less isolated. • Why solo agers—those without family support nearby—often rely on them as trusted fiduciaries to serve as power of attorney, healthcare proxy, or executor when no one else can. • The ways loneliness, memory loss, and vulnerability intersect—and how just having someone to check in weekly can dramatically improve a person’s wellbeing and confidence. • How they collaborate with financial advisers, attorneys, and care professionals to create a wraparound team that protects clients from falling through the cracks. • Their top piece of advice for anyone suddenly managing money on their own: start by finding out exactly where everything is, before trying to make sense of it. ResourcesJacob and Peter Gordon on the Web | YouTube | Facebook | LinkedIn | Email: info@nyfo.nyc Jacob Gordon on Email: jacob@nyfo.nyc I Phone number: 917-945-0912 Peter Gordon on LinkedIn | Email: peter@nyfo.nyc | Phone number: 917-279-3972 Other resources mentioned: Article on How to Freeze Credit Card Quicken - Manage Your Finances in One Place You Need a Budget Personal Capital / Empower Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 27 May 2025 04:01:00 -0000 full 200 Stacy Francis In this heartfelt and practical episode, father-and-son duo Peter and Jacob Gordon share how daily money management can be a lifeline for people navigating everything from grief and memory loss to major life changes like retirement, divorce, or moving across the country. What happens when you’re suddenly the one in charge of all the paperwork, passwords, and decisions, but you’re not sure where to begin? In this heartfelt and practical episode, father-and-son duo Peter and Jacob Gordon share how daily money management can be a lifeline for people navigating everything from grief and memory loss to major life changes like retirement, divorce, or moving across the country. They didn’t set out to become financial organizers—but life led them here through personal family experiences, and now they’re helping others find order and peace during some of life’s most overwhelming moments. You’ll hear them discuss: • How their family’s own challenges with elder care inspired them to create a service that supports others in managing the emotional and practical sides of personal finance. • The unexpected transitions that often lead people to seek help—like a partner’s death, a dementia diagnosis, or simply realizing the bills haven’t been opened in months. • What it means to be a daily money manager, and how their work goes far beyond bill pay to include safeguarding personal data, organizing financial records, and helping clients feel less isolated. • Why solo agers—those without family support nearby—often rely on them as trusted fiduciaries to serve as power of attorney, healthcare proxy, or executor when no one else can. • The ways loneliness, memory loss, and vulnerability intersect—and how just having someone to check in weekly can dramatically improve a person’s wellbeing and confidence. • How they collaborate with financial advisers, attorneys, and care professionals to create a wraparound team that protects clients from falling through the cracks. • Their top piece of advice for anyone suddenly managing money on their own: start by finding out exactly where everything is, before trying to make sense of it. ResourcesJacob and Peter Gordon on the Web | YouTube | Facebook | LinkedIn | Email: info@nyfo.nyc Jacob Gordon on Email: jacob@nyfo.nyc I Phone number: 917-945-0912 Peter Gordon on LinkedIn | Email: peter@nyfo.nyc | Phone number: 917-279-3972 Other resources mentioned: Article on How to Freeze Credit Card Quicken - Manage Your Finances in One Place You Need a Budget Personal Capital / Empower Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! What happens when you’re suddenly the one in charge of all the paperwork, passwords, and decisions, but you’re not sure where to begin? In this heartfelt and practical episode, father-and-son duo Peter and Jacob Gordon share how daily money management can be a lifeline for people navigating everything from grief and memory loss to major life changes like retirement, divorce, or moving across the country.

They didn’t set out to become financial organizers—but life led them here through personal family experiences, and now they’re helping others find order and peace during some of life’s most overwhelming moments.

You’ll hear them discuss:

• How their family’s own challenges with elder care inspired them to create a service that supports others in managing the emotional and practical sides of personal finance.

• The unexpected transitions that often lead people to seek help—like a partner’s death, a dementia diagnosis, or simply realizing the bills haven’t been opened in months.

• What it means to be a daily money manager, and how their work goes far beyond bill pay to include safeguarding personal data, organizing financial records, and helping clients feel less isolated.

• Why solo agers—those without family support nearby—often rely on them as trusted fiduciaries to serve as power of attorney, healthcare proxy, or executor when no one else can.

• The ways loneliness, memory loss, and vulnerability intersect—and how just having someone to check in weekly can dramatically improve a person’s wellbeing and confidence.

• How they collaborate with financial advisers, attorneys, and care professionals to create a wraparound team that protects clients from falling through the cracks.

• Their top piece of advice for anyone suddenly managing money on their own: start by finding out exactly where everything is, before trying to make sense of it.


ResourcesJacob and Peter Gordon on the Web | YouTube | Facebook | LinkedIn | Email: info@nyfo.nyc

Jacob Gordon on Email: jacob@nyfo.nyc I Phone number: 917-945-0912

Peter Gordon on LinkedIn | Email: peter@nyfo.nyc | Phone number: 917-279-3972

Other resources mentioned:

Article on How to Freeze Credit Card

Quicken - Manage Your Finances in One Place

You Need a Budget

Personal Capital / Empower


Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2311 no Rebuilding Money Confidence After Loss with Financial Therapist Erika Wasserman What if your financial struggles aren’t really about money—but about emotions you’ve never even considered? In this powerful and refreshingly honest episode of Financially Ever After Widowhood, Stacey Francis is joined by Erika Wasserman, one of only 100 certified financial therapists in the U.S. Together, they dive into how fear, overwhelm, shame and even childhood memories can keep you stuck in place financially. Whether you’re recently widowed, divorced, or simply navigating money matters on your own for the first time, this conversation offers hope, practical tools, and a whole new way of thinking about your relationship with money. You’ll hear them discuss: How 90% of our financial decisions are driven by emotion, and why understanding this can help you make better choices moving forward Why your money mindset is shaped by your background, culture, and past experiences—often without you even realising it What financial paralysis looks like, and how to gently move forward with manageable, confidence-building steps How feelings of fear, overwhelm and loneliness can stop you from taking action, and what to do when that happens Why making financial mistakes is completely normal—and how to reframe them as part of your learning journey How Erika’s simple highlighter method can help you understand your spending habits and make joyful, intentional choices What a “sunshine fund” is, and how having one can create space for spontaneous joy and generosity When it might be the right time to work with a financial therapist, especially if you feel emotionally stuck or ashamed about money Resources Erika Wasserman on the Web | Email | Instagram | LinkedIn Pre-order ''Conversations with Your Financial Therapist'' on Amazon Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 13 May 2025 04:01:00 -0000 full Stacy Francis What if your financial struggles aren’t really about money—but about emotions you’ve never even considered? In this powerful and refreshingly honest episode of Financially Ever After Widowhood, Stacey Francis is joined by Erika Wasserman, one of only 100 certified financial therapists in the U.S. Together, they dive into how fear, overwhelm, shame and even childhood memories can keep you stuck in place financially. Whether you’re recently widowed, divorced, or simply navigating money matters on your own for the first time, this conversation offers hope, practical tools, and a whole new way of thinking about your relationship with money. You’ll hear them discuss: How 90% of our financial decisions are driven by emotion, and why understanding this can help you make better choices moving forward Why your money mindset is shaped by your background, culture, and past experiences—often without you even realising it What financial paralysis looks like, and how to gently move forward with manageable, confidence-building steps How feelings of fear, overwhelm and loneliness can stop you from taking action, and what to do when that happens Why making financial mistakes is completely normal—and how to reframe them as part of your learning journey How Erika’s simple highlighter method can help you understand your spending habits and make joyful, intentional choices What a “sunshine fund” is, and how having one can create space for spontaneous joy and generosity When it might be the right time to work with a financial therapist, especially if you feel emotionally stuck or ashamed about money Resources Erika Wasserman on the Web | Email | Instagram | LinkedIn Pre-order ''Conversations with Your Financial Therapist'' on Amazon Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! What if your financial struggles aren’t really about money—but about emotions you’ve never even considered? In this powerful and refreshingly honest episode of Financially Ever After Widowhood, Stacey Francis is joined by Erika Wasserman, one of only 100 certified financial therapists in the U.S. Together, they dive into how fear, overwhelm, shame and even childhood memories can keep you stuck in place financially. Whether you’re recently widowed, divorced, or simply navigating money matters on your own for the first time, this conversation offers hope, practical tools, and a whole new way of thinking about your relationship with money.

You’ll hear them discuss:

  • How 90% of our financial decisions are driven by emotion, and why understanding this can help you make better choices moving forward

  • Why your money mindset is shaped by your background, culture, and past experiences—often without you even realising it

  • What financial paralysis looks like, and how to gently move forward with manageable, confidence-building steps

  • How feelings of fear, overwhelm and loneliness can stop you from taking action, and what to do when that happens

  • Why making financial mistakes is completely normal—and how to reframe them as part of your learning journey

  • How Erika’s simple highlighter method can help you understand your spending habits and make joyful, intentional choices

  • What a “sunshine fund” is, and how having one can create space for spontaneous joy and generosity

  • When it might be the right time to work with a financial therapist, especially if you feel emotionally stuck or ashamed about money

Resources

Erika Wasserman on the Web | Email | Instagram | LinkedIn

Pre-order ''Conversations with Your Financial Therapist'' on Amazon

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2181 no [Replay] Taking Control of Your Finances After Widowhood In honor of Financial Literacy Month, we’re revisiting one of our most powerful episodes of Financially Ever After: Widowhood, a conversation that underscores why financial knowledge is essential, especially during life’s most difficult transitions.   You’ll hear from Kathy Gleason, a widow, author, and host of the podcast As I Live and Grieve. Kathy shares her deeply personal journey of navigating grief and the overwhelming financial aftermath that followed the loss of her husband.   This episode is a powerful call for women to not just be emotionally prepared, but financially informed. Are you struggling to cope with the loss of a spouse and the financial challenges that come with it? In this episode of Financially Ever After Widowhood, host Stacy Francis speaks with Kathy Gleason, an author and grief support expert with a deep understanding of the struggles that come with losing a spouse. Kathy is also co-host of the As I Live and Grieve podcast. Kathy details her personal journey of loss, including the challenges of managing the paperwork and red tape that come with it. She also shares valuable insights and practical advice on how to navigate the financial challenges of widowhood. Losing a spouse is a complex and devastating loss that brings many unique challenges, including the loss of future plans and the added responsibility of managing all the paperwork and red tape that come with it. It's important to surround yourself with supportive people who understand what you're going through and can offer emotional and practical support. If you are not the partner who manages the finances, it's important to make yourself aware of what accounts and assets you have in case you need to take over in the future. It's common for married couples to not make long-term financial decisions together, but this can leave one partner at a disadvantage if they need to take over after a spouse's passing. Prioritizing tasks and taking care of practical matters can help you begin to work on yourself and heal after a loss. Resources Kathy Gleason Facebook | Instagram Email: info@asiliveandgrieve.com  As I Live and Grieve Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 29 Apr 2025 04:01:00 -0000 full 198 Stacy Francis In this episode of Financially Ever After Widowhood, host Stacy Francis speaks with Kathy Gleason, an author and grief support expert with a deep understanding of the struggles that come with losing a spouse. In honor of Financial Literacy Month, we’re revisiting one of our most powerful episodes of Financially Ever After: Widowhood, a conversation that underscores why financial knowledge is essential, especially during life’s most difficult transitions.   You’ll hear from Kathy Gleason, a widow, author, and host of the podcast As I Live and Grieve. Kathy shares her deeply personal journey of navigating grief and the overwhelming financial aftermath that followed the loss of her husband.   This episode is a powerful call for women to not just be emotionally prepared, but financially informed. Are you struggling to cope with the loss of a spouse and the financial challenges that come with it? In this episode of Financially Ever After Widowhood, host Stacy Francis speaks with Kathy Gleason, an author and grief support expert with a deep understanding of the struggles that come with losing a spouse. Kathy is also co-host of the As I Live and Grieve podcast. Kathy details her personal journey of loss, including the challenges of managing the paperwork and red tape that come with it. She also shares valuable insights and practical advice on how to navigate the financial challenges of widowhood. Losing a spouse is a complex and devastating loss that brings many unique challenges, including the loss of future plans and the added responsibility of managing all the paperwork and red tape that come with it. It's important to surround yourself with supportive people who understand what you're going through and can offer emotional and practical support. If you are not the partner who manages the finances, it's important to make yourself aware of what accounts and assets you have in case you need to take over in the future. It's common for married couples to not make long-term financial decisions together, but this can leave one partner at a disadvantage if they need to take over after a spouse's passing. Prioritizing tasks and taking care of practical matters can help you begin to work on yourself and heal after a loss. Resources Kathy Gleason Facebook | Instagram Email: info@asiliveandgrieve.com  As I Live and Grieve Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

In honor of Financial Literacy Month, we’re revisiting one of our most powerful episodes of Financially Ever After: Widowhood, a conversation that underscores why financial knowledge is essential, especially during life’s most difficult transitions.

 

You’ll hear from Kathy Gleason, a widow, author, and host of the podcast As I Live and Grieve. Kathy shares her deeply personal journey of navigating grief and the overwhelming financial aftermath that followed the loss of her husband.

 

This episode is a powerful call for women to not just be emotionally prepared, but financially informed.


Are you struggling to cope with the loss of a spouse and the financial challenges that come with it? In this episode of Financially Ever After Widowhood, host Stacy Francis speaks with Kathy Gleason, an author and grief support expert with a deep understanding of the struggles that come with losing a spouse. Kathy is also co-host of the As I Live and Grieve podcast. Kathy details her personal journey of loss, including the challenges of managing the paperwork and red tape that come with it. She also shares valuable insights and practical advice on how to navigate the financial challenges of widowhood.

  • Losing a spouse is a complex and devastating loss that brings many unique challenges, including the loss of future plans and the added responsibility of managing all the paperwork and red tape that come with it.

  • It's important to surround yourself with supportive people who understand what you're going through and can offer emotional and practical support.

  • If you are not the partner who manages the finances, it's important to make yourself aware of what accounts and assets you have in case you need to take over in the future.

  • It's common for married couples to not make long-term financial decisions together, but this can leave one partner at a disadvantage if they need to take over after a spouse's passing.

  • Prioritizing tasks and taking care of practical matters can help you begin to work on yourself and heal after a loss.

Resources

Kathy Gleason Facebook | Instagram

Email: info@asiliveandgrieve.com 

As I Live and Grieve


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


]]> 2017 no Emotional Resilience in a Volatile Market with Matt Haertzen What if doing absolutely nothing during a market downturn was actually the best financial move you could make? In this episode of Financially Ever After, Stacy Francis sits down with Matt Haertzen - Chief Investment Officer at Francis Financial - to dive deep into how to handle market volatility without letting fear drive your decisions. When markets dip, it's easy to panic, but Matt and Stacy highlight how staying calm and sticking to your investment plan can help you not just weather the storm, but come out ahead. They explore the importance of staying invested through the ups and downs, how to avoid making emotional mistakes, and why focusing on the long-term can ultimately be more rewarding. In a world full of uncertainty, it’s more important than ever to know how to make smart decisions that will benefit your future, even if the road to get there feels a little bumpy. You’ll hear them discuss: Why reacting emotionally during a market drop could cost you more in the long run and why staying calm is key Why markets have historically bounced back and why it's essential to focus on the bigger picture, especially when things feel uneasy The importance of staying invested for the long haul and how volatility can be an opportunity if you’re prepared How strategies like tax-loss harvesting and Roth conversions can actually work in your favor when markets are down The psychological impact of market swings and how to manage your emotions to avoid costly mistakes Simple yet effective steps to manage your finances during uncertain times without sacrificing your goals Why diversification is crucial and how expecting every part of your portfolio to perform perfectly all the time is unrealistic Real-life insights into why reacting to market drops, like during the 2008 financial crisis, can leave you worse off in the long run Resources Matt Haertzen on the Web | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 15 Apr 2025 04:01:00 -0000 full 197 Stacy Francis In this episode of Financially Ever After, Stacy Francis sits down with Matt Haertzen - Chief Investment Officer at Francis Financial - to dive deep into how to handle market volatility without letting fear drive your decisions. What if doing absolutely nothing during a market downturn was actually the best financial move you could make? In this episode of Financially Ever After, Stacy Francis sits down with Matt Haertzen - Chief Investment Officer at Francis Financial - to dive deep into how to handle market volatility without letting fear drive your decisions. When markets dip, it's easy to panic, but Matt and Stacy highlight how staying calm and sticking to your investment plan can help you not just weather the storm, but come out ahead. They explore the importance of staying invested through the ups and downs, how to avoid making emotional mistakes, and why focusing on the long-term can ultimately be more rewarding. In a world full of uncertainty, it’s more important than ever to know how to make smart decisions that will benefit your future, even if the road to get there feels a little bumpy. You’ll hear them discuss: Why reacting emotionally during a market drop could cost you more in the long run and why staying calm is key Why markets have historically bounced back and why it's essential to focus on the bigger picture, especially when things feel uneasy The importance of staying invested for the long haul and how volatility can be an opportunity if you’re prepared How strategies like tax-loss harvesting and Roth conversions can actually work in your favor when markets are down The psychological impact of market swings and how to manage your emotions to avoid costly mistakes Simple yet effective steps to manage your finances during uncertain times without sacrificing your goals Why diversification is crucial and how expecting every part of your portfolio to perform perfectly all the time is unrealistic Real-life insights into why reacting to market drops, like during the 2008 financial crisis, can leave you worse off in the long run Resources Matt Haertzen on the Web | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! What if doing absolutely nothing during a market downturn was actually the best financial move you could make? In this episode of Financially Ever After, Stacy Francis sits down with Matt Haertzen - Chief Investment Officer at Francis Financial - to dive deep into how to handle market volatility without letting fear drive your decisions. When markets dip, it's easy to panic, but Matt and Stacy highlight how staying calm and sticking to your investment plan can help you not just weather the storm, but come out ahead.


They explore the importance of staying invested through the ups and downs, how to avoid making emotional mistakes, and why focusing on the long-term can ultimately be more rewarding. In a world full of uncertainty, it’s more important than ever to know how to make smart decisions that will benefit your future, even if the road to get there feels a little bumpy.


You’ll hear them discuss:

  • Why reacting emotionally during a market drop could cost you more in the long run and why staying calm is key
  • Why markets have historically bounced back and why it's essential to focus on the bigger picture, especially when things feel uneasy
  • The importance of staying invested for the long haul and how volatility can be an opportunity if you’re prepared
  • How strategies like tax-loss harvesting and Roth conversions can actually work in your favor when markets are down
  • The psychological impact of market swings and how to manage your emotions to avoid costly mistakes
  • Simple yet effective steps to manage your finances during uncertain times without sacrificing your goals
  • Why diversification is crucial and how expecting every part of your portfolio to perform perfectly all the time is unrealistic
  • Real-life insights into why reacting to market drops, like during the 2008 financial crisis, can leave you worse off in the long run


Resources

Matt Haertzen on the Web | LinkedIn

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2113 no Surviving the IRS: Innocent Spouse Relief and Other Solutions with Megan Brackney Is skimping on employment taxes worth the risk? Think again! The IRS is watching, and the consequences could be severe. From personal liability to potential criminal charges, tax attorney Megan Brackney breaks down what you must know about payroll tax compliance—and what happens if you get it wrong. Think an IRS notice is something you can ignore? Not so fast. Failing to respond could mean escalating penalties, wage garnishments, or even asset seizures. Failing to pay your taxes—or even unknowingly making mistakes—can lead to serious consequences. In this episode of Financially Ever After Widowhood, Stacy Francis sits down with Megan Brackney, a leading tax controversy attorney, to unpack the dangers of employment tax issues, IRS audits, and how to handle tax troubles before they spiral out of control. Whether you’re a business owner, someone dealing with tax issues from a former spouse, or just trying to stay on the right side of the IRS, this episode is packed with invaluable insights and actionable advice. You'll hear them discuss: Why employment tax fraud is taken more seriously than personal tax evasion – When you withhold payroll taxes, you’re holding money in trust for your employees and the government. Failure to pay is viewed as theft, making it one of the IRS’ top enforcement priorities. The IRS’ six-year (or even unlimited!) statute of limitations on tax fraud cases – Just because you haven’t been caught yet doesn’t mean you’re in the clear. The IRS has years to investigate, and in cases of fraud, there’s no time limit at all for them to come after you. How unpaid payroll taxes can personally impact business owners, CFOs, and controllers – The IRS can go after individuals within a business under the responsible person penalty, making them personally liable for unpaid taxes. If you’re in a leadership role, you must ensure payroll taxes are properly handled. The real-life regrets of those who got caught—and why it never pays off – Megan shares stories from 20+ years in tax law, revealing how every client who thought they could outsmart the IRS deeply regretted it once they faced penalties, legal fees, and sleepless nights. Innocent Spouse Relief—what it is and how it can protect you from a former spouse’s tax mistakes – If you’re facing tax liabilities from an ex-spouse’s wrongdoing, you may not have to pay. Learn what qualifies for Innocent Spouse Relief and how to apply. Practical steps to take if you receive an IRS notice (hint: open it, don’t panic!) – Ignoring IRS letters only makes things worse. Megan explains how to read your notice, understand what’s being asked, and take action before penalties escalate. How to communicate with the IRS to avoid aggressive collection tactics – Many people fear bank levies and wage garnishments, but staying in contact with the IRS and showing good faith can often prevent the harshest consequences. Taxpayer rights you didn’t know you had – The U.S. has strong taxpayer protections, but many people don’t realize what they’re entitled to. Megan covers important rights, including appeal options, installment agreements, and offers in compromise. Why procrastination makes tax problems exponentially worse – The longer you wait, the more interest and penalties pile up. Megan shares key steps to take immediately if you suspect a tax issue, even if you can’t afford to pay the full amount. How tax issues can impact your financial future, credit, and even your passport – Owing the IRS isn’t just a money problem—it can affect your ability to get business loans, travel, and plan for retirement. Learn how to mitigate long-term consequences. Resources Megan Brackney on the Web | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 01 Apr 2025 04:01:00 -0000 full 196 Stacy Francis In this episode of Financially Ever After Widowhood, Stacy Francis sits down with Megan Brackney, a leading tax controversy attorney, to unpack the dangers of employment tax issues, IRS audits, and how to handle tax troubles before they spiral out of control. Is skimping on employment taxes worth the risk? Think again! The IRS is watching, and the consequences could be severe. From personal liability to potential criminal charges, tax attorney Megan Brackney breaks down what you must know about payroll tax compliance—and what happens if you get it wrong. Think an IRS notice is something you can ignore? Not so fast. Failing to respond could mean escalating penalties, wage garnishments, or even asset seizures. Failing to pay your taxes—or even unknowingly making mistakes—can lead to serious consequences. In this episode of Financially Ever After Widowhood, Stacy Francis sits down with Megan Brackney, a leading tax controversy attorney, to unpack the dangers of employment tax issues, IRS audits, and how to handle tax troubles before they spiral out of control. Whether you’re a business owner, someone dealing with tax issues from a former spouse, or just trying to stay on the right side of the IRS, this episode is packed with invaluable insights and actionable advice. You'll hear them discuss: Why employment tax fraud is taken more seriously than personal tax evasion – When you withhold payroll taxes, you’re holding money in trust for your employees and the government. Failure to pay is viewed as theft, making it one of the IRS’ top enforcement priorities. The IRS’ six-year (or even unlimited!) statute of limitations on tax fraud cases – Just because you haven’t been caught yet doesn’t mean you’re in the clear. The IRS has years to investigate, and in cases of fraud, there’s no time limit at all for them to come after you. How unpaid payroll taxes can personally impact business owners, CFOs, and controllers – The IRS can go after individuals within a business under the responsible person penalty, making them personally liable for unpaid taxes. If you’re in a leadership role, you must ensure payroll taxes are properly handled. The real-life regrets of those who got caught—and why it never pays off – Megan shares stories from 20+ years in tax law, revealing how every client who thought they could outsmart the IRS deeply regretted it once they faced penalties, legal fees, and sleepless nights. Innocent Spouse Relief—what it is and how it can protect you from a former spouse’s tax mistakes – If you’re facing tax liabilities from an ex-spouse’s wrongdoing, you may not have to pay. Learn what qualifies for Innocent Spouse Relief and how to apply. Practical steps to take if you receive an IRS notice (hint: open it, don’t panic!) – Ignoring IRS letters only makes things worse. Megan explains how to read your notice, understand what’s being asked, and take action before penalties escalate. How to communicate with the IRS to avoid aggressive collection tactics – Many people fear bank levies and wage garnishments, but staying in contact with the IRS and showing good faith can often prevent the harshest consequences. Taxpayer rights you didn’t know you had – The U.S. has strong taxpayer protections, but many people don’t realize what they’re entitled to. Megan covers important rights, including appeal options, installment agreements, and offers in compromise. Why procrastination makes tax problems exponentially worse – The longer you wait, the more interest and penalties pile up. Megan shares key steps to take immediately if you suspect a tax issue, even if you can’t afford to pay the full amount. How tax issues can impact your financial future, credit, and even your passport – Owing the IRS isn’t just a money problem—it can affect your ability to get business loans, travel, and plan for retirement. Learn how to mitigate long-term consequences. Resources Megan Brackney on the Web | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Is skimping on employment taxes worth the risk? Think again! The IRS is watching, and the consequences could be severe. From personal liability to potential criminal charges, tax attorney Megan Brackney breaks down what you must know about payroll tax compliance—and what happens if you get it wrong. Think an IRS notice is something you can ignore? Not so fast. Failing to respond could mean escalating penalties, wage garnishments, or even asset seizures.


Failing to pay your taxes—or even unknowingly making mistakes—can lead to serious consequences. In this episode of Financially Ever After Widowhood, Stacy Francis sits down with Megan Brackney, a leading tax controversy attorney, to unpack the dangers of employment tax issues, IRS audits, and how to handle tax troubles before they spiral out of control. Whether you’re a business owner, someone dealing with tax issues from a former spouse, or just trying to stay on the right side of the IRS, this episode is packed with invaluable insights and actionable advice.


You'll hear them discuss:

  • Why employment tax fraud is taken more seriously than personal tax evasion – When you withhold payroll taxes, you’re holding money in trust for your employees and the government. Failure to pay is viewed as theft, making it one of the IRS’ top enforcement priorities.
  • The IRS’ six-year (or even unlimited!) statute of limitations on tax fraud cases – Just because you haven’t been caught yet doesn’t mean you’re in the clear. The IRS has years to investigate, and in cases of fraud, there’s no time limit at all for them to come after you.
  • How unpaid payroll taxes can personally impact business owners, CFOs, and controllers – The IRS can go after individuals within a business under the responsible person penalty, making them personally liable for unpaid taxes. If you’re in a leadership role, you must ensure payroll taxes are properly handled.
  • The real-life regrets of those who got caught—and why it never pays off – Megan shares stories from 20+ years in tax law, revealing how every client who thought they could outsmart the IRS deeply regretted it once they faced penalties, legal fees, and sleepless nights.
  • Innocent Spouse Relief—what it is and how it can protect you from a former spouse’s tax mistakes – If you’re facing tax liabilities from an ex-spouse’s wrongdoing, you may not have to pay. Learn what qualifies for Innocent Spouse Relief and how to apply.
  • Practical steps to take if you receive an IRS notice (hint: open it, don’t panic!) – Ignoring IRS letters only makes things worse. Megan explains how to read your notice, understand what’s being asked, and take action before penalties escalate.
  • How to communicate with the IRS to avoid aggressive collection tactics – Many people fear bank levies and wage garnishments, but staying in contact with the IRS and showing good faith can often prevent the harshest consequences.
  • Taxpayer rights you didn’t know you had – The U.S. has strong taxpayer protections, but many people don’t realize what they’re entitled to. Megan covers important rights, including appeal options, installment agreements, and offers in compromise.
  • Why procrastination makes tax problems exponentially worse – The longer you wait, the more interest and penalties pile up. Megan shares key steps to take immediately if you suspect a tax issue, even if you can’t afford to pay the full amount.
  • How tax issues can impact your financial future, credit, and even your passport – Owing the IRS isn’t just a money problem—it can affect your ability to get business loans, travel, and plan for retirement. Learn how to mitigate long-term consequences.


Resources

Megan Brackney on the Web | LinkedIn

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 3210 no Navigating Mental Health Law: Supporting Families Through Crisis with Lisa Herman How do you navigate the overwhelming challenges of supporting a loved one dealing with mental illness or substance abuse when the systems meant to help are failing? And how can you be sure you’re making the right choices when it feels like everything is stacked against you? In this powerful episode of Financially Ever After, Stacy Francis sits down with Lisa Herman, a seasoned mental health attorney who guides families through some of life’s most difficult situations—mental health crises, substance abuse struggles, and complex family dynamics. Lisa shares her personal journey and professional insight, revealing the emotional and legal challenges that families often face. Together, they discuss the crucial resources and strategies that can make a difference when dealing with a loved one’s mental health or addiction issues. Lisa’s experience gives a unique perspective on how to act quickly, thoughtfully, and with care in times of crisis. You’ll hear them discuss: The challenges of navigating mental health and substance abuse systems, and why it often feels like families are flying blind without proper guidance. Lisa’s personal journey of losing her husband to cancer and how it shaped her understanding of crisis and family support. The importance of acting quickly and seriously when a loved one expresses harmful intentions, and how to identify when immediate intervention is needed. The legal mechanisms available to families, including guardianship, Kendra’s Law, and the assisted outpatient treatment law to help manage loved ones with severe mental illness. How to avoid enabling destructive behavior while still showing love and support for a family member going through a crisis. The delicate balance between helping someone get the treatment they need while preserving family relationships and communication. Practical advice for reaching out to the right resources, including psychiatric case managers, security personnel, and legal professionals who can step in during critical moments. Resources Lisa Herman on LinkedIn | Email I Phone: 914-607-7010 Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 18 Mar 2025 04:01:00 -0000 full Stacy Francis How do you navigate the overwhelming challenges of supporting a loved one dealing with mental illness or substance abuse when the systems meant to help are failing? And how can you be sure you’re making the right choices when it feels like everything is stacked against you? In this powerful episode of Financially Ever After, Stacy Francis sits down with Lisa Herman, a seasoned mental health attorney who guides families through some of life’s most difficult situations—mental health crises, substance abuse struggles, and complex family dynamics. Lisa shares her personal journey and professional insight, revealing the emotional and legal challenges that families often face. Together, they discuss the crucial resources and strategies that can make a difference when dealing with a loved one’s mental health or addiction issues. Lisa’s experience gives a unique perspective on how to act quickly, thoughtfully, and with care in times of crisis. You’ll hear them discuss: The challenges of navigating mental health and substance abuse systems, and why it often feels like families are flying blind without proper guidance. Lisa’s personal journey of losing her husband to cancer and how it shaped her understanding of crisis and family support. The importance of acting quickly and seriously when a loved one expresses harmful intentions, and how to identify when immediate intervention is needed. The legal mechanisms available to families, including guardianship, Kendra’s Law, and the assisted outpatient treatment law to help manage loved ones with severe mental illness. How to avoid enabling destructive behavior while still showing love and support for a family member going through a crisis. The delicate balance between helping someone get the treatment they need while preserving family relationships and communication. Practical advice for reaching out to the right resources, including psychiatric case managers, security personnel, and legal professionals who can step in during critical moments. Resources Lisa Herman on LinkedIn | Email I Phone: 914-607-7010 Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! How do you navigate the overwhelming challenges of supporting a loved one dealing with mental illness or substance abuse when the systems meant to help are failing? And how can you be sure you’re making the right choices when it feels like everything is stacked against you?


In this powerful episode of Financially Ever After, Stacy Francis sits down with Lisa Herman, a seasoned mental health attorney who guides families through some of life’s most difficult situations—mental health crises, substance abuse struggles, and complex family dynamics. Lisa shares her personal journey and professional insight, revealing the emotional and legal challenges that families often face. Together, they discuss the crucial resources and strategies that can make a difference when dealing with a loved one’s mental health or addiction issues. Lisa’s experience gives a unique perspective on how to act quickly, thoughtfully, and with care in times of crisis.


You’ll hear them discuss:

  • The challenges of navigating mental health and substance abuse systems, and why it often feels like families are flying blind without proper guidance.
  • Lisa’s personal journey of losing her husband to cancer and how it shaped her understanding of crisis and family support.
  • The importance of acting quickly and seriously when a loved one expresses harmful intentions, and how to identify when immediate intervention is needed.
  • The legal mechanisms available to families, including guardianship, Kendra’s Law, and the assisted outpatient treatment law to help manage loved ones with severe mental illness.
  • How to avoid enabling destructive behavior while still showing love and support for a family member going through a crisis.
  • The delicate balance between helping someone get the treatment they need while preserving family relationships and communication.
  • Practical advice for reaching out to the right resources, including psychiatric case managers, security personnel, and legal professionals who can step in during critical moments.


Resources

Lisa Herman on LinkedIn | Email I Phone: 914-607-7010


Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2272 no Who Will Support You as You Age? Smart Planning for Solo Agers with Marni Blank Are you really prepared for solo aging? Have you thought about who will care for you as you get older? What about where you’ll live, how you’ll afford care, and who will manage your finances if you’re unable to? Too many people wait until an emergency forces them to make these decisions, but planning ahead can give you control over your future and peace of mind. What if you could make choices now that ensure your later years are filled with security, independence, and dignity? In this episode of Financially Ever After, Stacy Francis is joined by Marni Blank, founder of Begin With The End, to discuss the essential steps solo agers (and everyone else!) should take to prepare for the future. From financial planning to housing choices to organizing your digital life, this conversation is full of critical insights. You'll hear them discuss: A powerful way to leave a legacy through handwritten letters and how this simple but meaningful act can create deep connections that last beyond a lifetime. Solo aging realities and why it’s crucial to proactively plan for healthcare, housing, and financial needs before unexpected circumstances force rushed decisions. The importance of choice in aging and how making key decisions early allows you to maintain control, rather than having others step in when it may be too late. Where you will live as you age, whether staying in your home, moving to assisted living, or considering other options, and how to determine the right fit for your needs. Financial planning for long-term care, breaking down the true costs, what options exist, and why starting early can make all the difference in affording quality care. The digital side of aging, including organizing passwords, documents, and financial accounts so your loved ones aren’t left struggling to access important information. Why waiting lists matter when choosing senior living communities and how long delays in availability could leave you scrambling for a less ideal option in an emergency. Resources Marni Blank on the Web | LinkedIn | Instagram | Email Free Plan Well Organizer Free Legacy Project Ideas Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 04 Mar 2025 05:01:00 -0000 full 194 Stacy Francis In this episode of Financially Ever After, Stacy Francis is joined by Marni Blank, founder of Begin With The End, to discuss the essential steps solo agers (and everyone else!) should take to prepare for the future. Are you really prepared for solo aging? Have you thought about who will care for you as you get older? What about where you’ll live, how you’ll afford care, and who will manage your finances if you’re unable to? Too many people wait until an emergency forces them to make these decisions, but planning ahead can give you control over your future and peace of mind. What if you could make choices now that ensure your later years are filled with security, independence, and dignity? In this episode of Financially Ever After, Stacy Francis is joined by Marni Blank, founder of Begin With The End, to discuss the essential steps solo agers (and everyone else!) should take to prepare for the future. From financial planning to housing choices to organizing your digital life, this conversation is full of critical insights. You'll hear them discuss: A powerful way to leave a legacy through handwritten letters and how this simple but meaningful act can create deep connections that last beyond a lifetime. Solo aging realities and why it’s crucial to proactively plan for healthcare, housing, and financial needs before unexpected circumstances force rushed decisions. The importance of choice in aging and how making key decisions early allows you to maintain control, rather than having others step in when it may be too late. Where you will live as you age, whether staying in your home, moving to assisted living, or considering other options, and how to determine the right fit for your needs. Financial planning for long-term care, breaking down the true costs, what options exist, and why starting early can make all the difference in affording quality care. The digital side of aging, including organizing passwords, documents, and financial accounts so your loved ones aren’t left struggling to access important information. Why waiting lists matter when choosing senior living communities and how long delays in availability could leave you scrambling for a less ideal option in an emergency. Resources Marni Blank on the Web | LinkedIn | Instagram | Email Free Plan Well Organizer Free Legacy Project Ideas Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Are you really prepared for solo aging? Have you thought about who will care for you as you get older? What about where you’ll live, how you’ll afford care, and who will manage your finances if you’re unable to? Too many people wait until an emergency forces them to make these decisions, but planning ahead can give you control over your future and peace of mind. What if you could make choices now that ensure your later years are filled with security, independence, and dignity? In this episode of Financially Ever After, Stacy Francis is joined by Marni Blank, founder of Begin With The End, to discuss the essential steps solo agers (and everyone else!) should take to prepare for the future. From financial planning to housing choices to organizing your digital life, this conversation is full of critical insights.


You'll hear them discuss:

  • A powerful way to leave a legacy through handwritten letters and how this simple but meaningful act can create deep connections that last beyond a lifetime.
  • Solo aging realities and why it’s crucial to proactively plan for healthcare, housing, and financial needs before unexpected circumstances force rushed decisions.
  • The importance of choice in aging and how making key decisions early allows you to maintain control, rather than having others step in when it may be too late.
  • Where you will live as you age, whether staying in your home, moving to assisted living, or considering other options, and how to determine the right fit for your needs.
  • Financial planning for long-term care, breaking down the true costs, what options exist, and why starting early can make all the difference in affording quality care.
  • The digital side of aging, including organizing passwords, documents, and financial accounts so your loved ones aren’t left struggling to access important information.
  • Why waiting lists matter when choosing senior living communities and how long delays in availability could leave you scrambling for a less ideal option in an emergency.


Resources

Marni Blank on the Web | LinkedIn | Instagram | Email

Free Plan Well Organizer

Free Legacy Project Ideas


Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2028 no Grief-Proof Your Assets with Claire Schwartz When facing the loss of a loved one, is there anything worse than being blindsided by legal battles and financial chaos? The last thing you need while grieving is to be buried under probate paperwork, unexpected family conflicts, or financial uncertainty. In this episode, Stacy Francis speaks with grief coach Claire Schwartz about how to prepare ahead of time so that loss doesn’t turn into a crisis. They discuss the importance of trusts, delaying big financial decisions, and leaning on the right professionals to help you navigate both grief and financial security with clarity and confidence. Claire also shares insights on managing family conflicts that may arise after a loss and how to approach them with a clear mind and a steady heart. You’ll hear them discuss: How probate can be costly and emotionally draining, and why setting up a revocable trust can help assets pass smoothly without legal disputes. Why grief can cloud judgment and the importance of delaying major financial decisions, like selling a home or changing investments, until you're emotionally ready. The role of self-care in maintaining both mental and financial clarity—why staying hydrated, eating regularly, and getting rest is non-negotiable during grief. How breaking legal and financial matters into small, manageable steps can help prevent overwhelm and keep you in control. The benefits of seeking professional guidance from estate attorneys, financial advisors, and grief coaches to bring clarity and peace of mind. Why having a neutral, outside support system—whether a professional, friend, or therapist—can help process emotions and navigate difficult family dynamics. The reality that grief is a long journey, and how thoughtful planning and the right support can make it smoother and less overwhelming. How to handle family conflicts over assets or decisions with preparation, boundaries, and professional support to maintain peace. Resources Claire Schwartz on the Web | LinkedIn | Facebook | Email: miriamswellhealing@gmail.com or youcanhealyourgrief@gmail.com  Phone: 973-826-2682 Book: Putting out the Fire by Claire Schwartz Schedule a No-Cost Client Consultation Fearless Grieving to Fearless Living 3-Month Portal Program Organizational Support Stacy Francis on LinkedIn | X(Twitter) | Email: stacy@francisfinancial.com  FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 18 Feb 2025 05:01:00 -0000 full 193 Stacy Francis In this episode, Stacy Francis speaks with grief coach, Claire Schwartz, about how to prepare ahead of time so that loss doesn’t turn into a crisis. When facing the loss of a loved one, is there anything worse than being blindsided by legal battles and financial chaos? The last thing you need while grieving is to be buried under probate paperwork, unexpected family conflicts, or financial uncertainty. In this episode, Stacy Francis speaks with grief coach Claire Schwartz about how to prepare ahead of time so that loss doesn’t turn into a crisis. They discuss the importance of trusts, delaying big financial decisions, and leaning on the right professionals to help you navigate both grief and financial security with clarity and confidence. Claire also shares insights on managing family conflicts that may arise after a loss and how to approach them with a clear mind and a steady heart. You’ll hear them discuss: How probate can be costly and emotionally draining, and why setting up a revocable trust can help assets pass smoothly without legal disputes. Why grief can cloud judgment and the importance of delaying major financial decisions, like selling a home or changing investments, until you're emotionally ready. The role of self-care in maintaining both mental and financial clarity—why staying hydrated, eating regularly, and getting rest is non-negotiable during grief. How breaking legal and financial matters into small, manageable steps can help prevent overwhelm and keep you in control. The benefits of seeking professional guidance from estate attorneys, financial advisors, and grief coaches to bring clarity and peace of mind. Why having a neutral, outside support system—whether a professional, friend, or therapist—can help process emotions and navigate difficult family dynamics. The reality that grief is a long journey, and how thoughtful planning and the right support can make it smoother and less overwhelming. How to handle family conflicts over assets or decisions with preparation, boundaries, and professional support to maintain peace. Resources Claire Schwartz on the Web | LinkedIn | Facebook | Email: miriamswellhealing@gmail.com or youcanhealyourgrief@gmail.com  Phone: 973-826-2682 Book: Putting out the Fire by Claire Schwartz Schedule a No-Cost Client Consultation Fearless Grieving to Fearless Living 3-Month Portal Program Organizational Support Stacy Francis on LinkedIn | X(Twitter) | Email: stacy@francisfinancial.com  FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! When facing the loss of a loved one, is there anything worse than being blindsided by legal battles and financial chaos? The last thing you need while grieving is to be buried under probate paperwork, unexpected family conflicts, or financial uncertainty. In this episode, Stacy Francis speaks with grief coach Claire Schwartz about how to prepare ahead of time so that loss doesn’t turn into a crisis.

They discuss the importance of trusts, delaying big financial decisions, and leaning on the right professionals to help you navigate both grief and financial security with clarity and confidence. Claire also shares insights on managing family conflicts that may arise after a loss and how to approach them with a clear mind and a steady heart.


You’ll hear them discuss:

  • How probate can be costly and emotionally draining, and why setting up a revocable trust can help assets pass smoothly without legal disputes.
  • Why grief can cloud judgment and the importance of delaying major financial decisions, like selling a home or changing investments, until you're emotionally ready.
  • The role of self-care in maintaining both mental and financial clarity—why staying hydrated, eating regularly, and getting rest is non-negotiable during grief.
  • How breaking legal and financial matters into small, manageable steps can help prevent overwhelm and keep you in control.
  • The benefits of seeking professional guidance from estate attorneys, financial advisors, and grief coaches to bring clarity and peace of mind.
  • Why having a neutral, outside support system—whether a professional, friend, or therapist—can help process emotions and navigate difficult family dynamics.
  • The reality that grief is a long journey, and how thoughtful planning and the right support can make it smoother and less overwhelming.
  • How to handle family conflicts over assets or decisions with preparation, boundaries, and professional support to maintain peace.


Resources

Claire Schwartz on the Web | LinkedIn | Facebook | Email: miriamswellhealing@gmail.com or youcanhealyourgrief@gmail.com 

Phone: 973-826-2682

Book: Putting out the Fire by Claire Schwartz

Schedule a No-Cost Client Consultation

Fearless Grieving to Fearless Living 3-Month Portal Program

Organizational Support


Stacy Francis on LinkedIn | X(Twitter) | Email: stacy@francisfinancial.com 

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2538 no 5 Financial Resolutions for Widows with Natalie Colley After losing a spouse, how do you regain financial confidence and ensure long-term security? Losing a spouse can leave widows feeling overwhelmed, especially when it comes to finances. But taking control doesn’t have to be daunting—it can be empowering. In this episode, Stacy Francis and Natalie Colley share five key financial resolutions to help widows navigate money decisions with confidence in 2025. From understanding cash flow to making smart investment choices, they break down practical steps for creating financial security and peace of mind. You’ll hear them discuss: Why estate planning mistakes can be costly and how to choose the right executor and attorney to avoid complications. How tracking cash flow (rather than strict budgeting) helps widows feel more in control and prepared for financial changes. The 50/30/20 rule as an easy framework for balancing needs, wants, and savings, ensuring a sustainable spending plan. Helpful budgeting tools like You Need a Budget and Good Budget to simplify tracking expenses without feeling overwhelmed. Why reviewing your investment portfolio is crucial after a spouse’s passing and how to ensure it aligns with your new financial needs. The hesitation many widows feel about managing investments and how taking control of their portfolio leads to greater financial empowerment. Why 80% of widows leave their late spouse’s financial advisor and how to find a fiduciary, fee-only, independent advisor who truly supports your goals. Studies and data - studies show a widow’s income drops on average by 35% after the loss of a spouse, 56% of widows feel less financially secure after their spouse passes away and 80% of widows leave their husband’s financial advisor within one year, often due to feeling unheard or not involved in the relationship. Key financial decisions that need attention sooner rather than later, including tax-saving opportunities widows should be aware of. Resources Natalie Colley on the Web | LinkedIn Recommendations Fee Only Network | NAPFA | Five Financial Resolutions for Widows 2025 | YNAB | Good Budget Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 04 Feb 2025 05:01:00 -0000 full 190 Stacy Francis Stacy Francis and Natalie Colley share five key financial resolutions to help widows navigate money decisions with confidence in 2025. After losing a spouse, how do you regain financial confidence and ensure long-term security? Losing a spouse can leave widows feeling overwhelmed, especially when it comes to finances. But taking control doesn’t have to be daunting—it can be empowering. In this episode, Stacy Francis and Natalie Colley share five key financial resolutions to help widows navigate money decisions with confidence in 2025. From understanding cash flow to making smart investment choices, they break down practical steps for creating financial security and peace of mind. You’ll hear them discuss: Why estate planning mistakes can be costly and how to choose the right executor and attorney to avoid complications. How tracking cash flow (rather than strict budgeting) helps widows feel more in control and prepared for financial changes. The 50/30/20 rule as an easy framework for balancing needs, wants, and savings, ensuring a sustainable spending plan. Helpful budgeting tools like You Need a Budget and Good Budget to simplify tracking expenses without feeling overwhelmed. Why reviewing your investment portfolio is crucial after a spouse’s passing and how to ensure it aligns with your new financial needs. The hesitation many widows feel about managing investments and how taking control of their portfolio leads to greater financial empowerment. Why 80% of widows leave their late spouse’s financial advisor and how to find a fiduciary, fee-only, independent advisor who truly supports your goals. Studies and data - studies show a widow’s income drops on average by 35% after the loss of a spouse, 56% of widows feel less financially secure after their spouse passes away and 80% of widows leave their husband’s financial advisor within one year, often due to feeling unheard or not involved in the relationship. Key financial decisions that need attention sooner rather than later, including tax-saving opportunities widows should be aware of. Resources Natalie Colley on the Web | LinkedIn Recommendations Fee Only Network | NAPFA | Five Financial Resolutions for Widows 2025 | YNAB | Good Budget Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! After losing a spouse, how do you regain financial confidence and ensure long-term security? Losing a spouse can leave widows feeling overwhelmed, especially when it comes to finances. But taking control doesn’t have to be daunting—it can be empowering. In this episode, Stacy Francis and Natalie Colley share five key financial resolutions to help widows navigate money decisions with confidence in 2025. From understanding cash flow to making smart investment choices, they break down practical steps for creating financial security and peace of mind.

You’ll hear them discuss:

  • Why estate planning mistakes can be costly and how to choose the right executor and attorney to avoid complications.
  • How tracking cash flow (rather than strict budgeting) helps widows feel more in control and prepared for financial changes.
  • The 50/30/20 rule as an easy framework for balancing needs, wants, and savings, ensuring a sustainable spending plan.
  • Helpful budgeting tools like You Need a Budget and Good Budget to simplify tracking expenses without feeling overwhelmed.
  • Why reviewing your investment portfolio is crucial after a spouse’s passing and how to ensure it aligns with your new financial needs.
  • The hesitation many widows feel about managing investments and how taking control of their portfolio leads to greater financial empowerment.
  • Why 80% of widows leave their late spouse’s financial advisor and how to find a fiduciary, fee-only, independent advisor who truly supports your goals.
  • Studies and data - studies show a widow’s income drops on average by 35% after the loss of a spouse, 56% of widows feel less financially secure after their spouse passes away and 80% of widows leave their husband’s financial advisor within one year, often due to feeling unheard or not involved in the relationship.
  • Key financial decisions that need attention sooner rather than later, including tax-saving opportunities widows should be aware of.


Resources

Natalie Colley on the Web | LinkedIn

Recommendations Fee Only Network | NAPFA | Five Financial Resolutions for Widows 2025 | YNAB | Good Budget

Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1860 no Avoiding Costly Mistakes in Your Estate Planning with Dahiema Grant Ever wondered if there’s a secret recipe for reducing your tax burden without sacrificing your long-term financial health? Could your estate planning be leaving money on the table? In this episode of Financially Ever After, Stacy Francis is joined by the brilliant Dahiema Grant, CPA and tax expert, to unravel the intricacies of tax planning and estate strategies. From the basics of income taxes and capital gains to the more complex topics like estate taxes and inheritance planning, Dahiema walks us through strategies that can help you optimize your financial future—whether you're a female entrepreneur or someone navigating personal tax scenarios. With practical advice and a clear focus on the green zone of financial health, Dahiema ensures that you don't have to do it alone when it comes to taxes and estate planning. You'll hear them discuss: How understanding tax planning can make a huge difference in your financial future, particularly the difference between income taxes, capital gains, and how each affects your investments. Dahiema explains how proactive planning can help reduce your overall tax burden and maximize your wealth. The importance of estate and inheritance tax planning, and why it’s crucial to understand how your estate will be taxed when it’s passed down. Even if you think your estate is far from the $13.6 million threshold, Dahiema reveals why filing an estate tax return may still be beneficial to capture exemptions that would otherwise be lost. The "portability provision," which allows the surviving spouse of an estate to use the unused portion of the deceased spouse’s estate tax exemption. This little-known rule can provide a significant benefit by increasing the amount a surviving spouse can pass on tax-free, potentially saving millions. How different states have vastly different estate tax rules and exemption limits, and why it’s critical to be aware of these when making estate planning decisions. Dahiema highlights examples like New York’s lower exemption levels and explains why some people choose to relocate to states with more favorable tax policies, like Florida. Why building a team of professionals—including an accountant, tax advisor, and financial planner—can make all the difference when navigating the complexities of taxes, estate planning, and wealth management. You don’t have to go it alone, and Dahiema emphasizes the value of having the right support system. The strategy of gifting assets during your lifetime to reduce your taxable estate. Dahiema discusses how this can be a powerful tool, especially for those concerned about estate taxes, but also explains how to balance gifting with the need to maintain financial security for yourself. Resources Dahiema Grant on LinkedIn I Web Email: dgrant@dsgadvisorycpa.com Phone: 914-380-8462 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 21 Jan 2025 05:01:00 -0000 full 191 Stacy Francis In this episode of Financially Ever After, Stacy Francis is joined by the brilliant Dahiema Grant, CPA and tax expert, to unravel the intricacies of tax planning and estate strategies. Ever wondered if there’s a secret recipe for reducing your tax burden without sacrificing your long-term financial health? Could your estate planning be leaving money on the table? In this episode of Financially Ever After, Stacy Francis is joined by the brilliant Dahiema Grant, CPA and tax expert, to unravel the intricacies of tax planning and estate strategies. From the basics of income taxes and capital gains to the more complex topics like estate taxes and inheritance planning, Dahiema walks us through strategies that can help you optimize your financial future—whether you're a female entrepreneur or someone navigating personal tax scenarios. With practical advice and a clear focus on the green zone of financial health, Dahiema ensures that you don't have to do it alone when it comes to taxes and estate planning. You'll hear them discuss: How understanding tax planning can make a huge difference in your financial future, particularly the difference between income taxes, capital gains, and how each affects your investments. Dahiema explains how proactive planning can help reduce your overall tax burden and maximize your wealth. The importance of estate and inheritance tax planning, and why it’s crucial to understand how your estate will be taxed when it’s passed down. Even if you think your estate is far from the $13.6 million threshold, Dahiema reveals why filing an estate tax return may still be beneficial to capture exemptions that would otherwise be lost. The "portability provision," which allows the surviving spouse of an estate to use the unused portion of the deceased spouse’s estate tax exemption. This little-known rule can provide a significant benefit by increasing the amount a surviving spouse can pass on tax-free, potentially saving millions. How different states have vastly different estate tax rules and exemption limits, and why it’s critical to be aware of these when making estate planning decisions. Dahiema highlights examples like New York’s lower exemption levels and explains why some people choose to relocate to states with more favorable tax policies, like Florida. Why building a team of professionals—including an accountant, tax advisor, and financial planner—can make all the difference when navigating the complexities of taxes, estate planning, and wealth management. You don’t have to go it alone, and Dahiema emphasizes the value of having the right support system. The strategy of gifting assets during your lifetime to reduce your taxable estate. Dahiema discusses how this can be a powerful tool, especially for those concerned about estate taxes, but also explains how to balance gifting with the need to maintain financial security for yourself. Resources Dahiema Grant on LinkedIn I Web Email: dgrant@dsgadvisorycpa.com Phone: 914-380-8462 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Ever wondered if there’s a secret recipe for reducing your tax burden without sacrificing your long-term financial health? Could your estate planning be leaving money on the table? In this episode of Financially Ever After, Stacy Francis is joined by the brilliant Dahiema Grant, CPA and tax expert, to unravel the intricacies of tax planning and estate strategies. From the basics of income taxes and capital gains to the more complex topics like estate taxes and inheritance planning, Dahiema walks us through strategies that can help you optimize your financial future—whether you're a female entrepreneur or someone navigating personal tax scenarios. With practical advice and a clear focus on the green zone of financial health, Dahiema ensures that you don't have to do it alone when it comes to taxes and estate planning.


You'll hear them discuss:

  • How understanding tax planning can make a huge difference in your financial future, particularly the difference between income taxes, capital gains, and how each affects your investments. Dahiema explains how proactive planning can help reduce your overall tax burden and maximize your wealth.
  • The importance of estate and inheritance tax planning, and why it’s crucial to understand how your estate will be taxed when it’s passed down. Even if you think your estate is far from the $13.6 million threshold, Dahiema reveals why filing an estate tax return may still be beneficial to capture exemptions that would otherwise be lost.
  • The "portability provision," which allows the surviving spouse of an estate to use the unused portion of the deceased spouse’s estate tax exemption. This little-known rule can provide a significant benefit by increasing the amount a surviving spouse can pass on tax-free, potentially saving millions.
  • How different states have vastly different estate tax rules and exemption limits, and why it’s critical to be aware of these when making estate planning decisions. Dahiema highlights examples like New York’s lower exemption levels and explains why some people choose to relocate to states with more favorable tax policies, like Florida.
  • Why building a team of professionals—including an accountant, tax advisor, and financial planner—can make all the difference when navigating the complexities of taxes, estate planning, and wealth management. You don’t have to go it alone, and Dahiema emphasizes the value of having the right support system.
  • The strategy of gifting assets during your lifetime to reduce your taxable estate. Dahiema discusses how this can be a powerful tool, especially for those concerned about estate taxes, but also explains how to balance gifting with the need to maintain financial security for yourself.

Resources

Dahiema Grant on LinkedIn I Web

Email: dgrant@dsgadvisorycpa.com

Phone: 914-380-8462 Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2558 no Finding Balance in Caregiving with Debbie Weiss What if learning to say “no” could be the most powerful form of self-care you ever practiced? In this inspiring episode of Financially Ever After, Stacy Francis chats with Debbie Weiss, author of On Second Thought, Maybe I Can and The Sprinkle Effect, about the power of setting boundaries, prioritizing self-care, and living with greater intention. Debbie shares her personal journey of caregiving while pursuing her own growth, offering practical advice for anyone feeling overwhelmed or stretched too thin. You’ll hear them discuss: Why saying "no" can be one of the most powerful forms of self-care, especially for caregivers, people-pleasers, and those who feel stretched too thin. Debbie explains how to recognize when it’s time to decline requests — and how to do it without guilt. How the 24-hour rule for commitments can stop you from over-scheduling yourself. Instead of agreeing on the spot, Debbie suggests giving yourself space to reflect on what truly aligns with your priorities. Why self-care isn't just massages and manicures. Debbie's decision to learn something new during a caregiving crisis led to an unexpected sense of fulfillment and purpose. She shares how learning and growth can be a powerful form of self-care. The hidden cost of attending social events you don’t want to go to. If you've ever said "yes" to a dinner only to regret it the moment you arrive, you'll relate to Debbie's story. Learn how to gracefully say no and avoid the "why did I agree to this?" feeling. How to live intentionally, even when life is chaotic. Debbie shares how she committed to writing her book during one of the most challenging times of her life. Her story shows that even in tough seasons, small, consistent steps can lead to big results. Why taking care of yourself is the opposite of selfish. Debbie reminds us that if you burn out, the people who rely on you suffer too. Her advice will reframe the way you think about self-care. How to break free from people-pleasing tendencies. If you struggle to say no because you don’t want to disappoint others, Debbie’s simple strategies — like not over-explaining your "no" — will give you a new perspective. An inside look at Debbie’s new books, The Sprinkle Effect and its companion workbook. These hands-on tools offer exercises and reflections to help you create a more colorful, fulfilling, and intentional life. Resources Debbie Weiss on the Web | LinkedIn | Facebook | Facebook Group | Instagram | TikTok | YouTube | Maybe I Can Podcast | Email Debbie’s Books: The Sprinkle Effect Book, On Second Thought…Maybe I Can Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 07 Jan 2025 05:01:00 -0000 full 190 Stacy Francis In this inspiring episode of Financially Ever After, Stacy Francis chats with Debbie Weiss, author of On Second Thought, Maybe I Can and The Sprinkle Effect, about the power of setting boundaries, prioritizing self-care, and living with greater intention. What if learning to say “no” could be the most powerful form of self-care you ever practiced? In this inspiring episode of Financially Ever After, Stacy Francis chats with Debbie Weiss, author of On Second Thought, Maybe I Can and The Sprinkle Effect, about the power of setting boundaries, prioritizing self-care, and living with greater intention. Debbie shares her personal journey of caregiving while pursuing her own growth, offering practical advice for anyone feeling overwhelmed or stretched too thin. You’ll hear them discuss: Why saying "no" can be one of the most powerful forms of self-care, especially for caregivers, people-pleasers, and those who feel stretched too thin. Debbie explains how to recognize when it’s time to decline requests — and how to do it without guilt. How the 24-hour rule for commitments can stop you from over-scheduling yourself. Instead of agreeing on the spot, Debbie suggests giving yourself space to reflect on what truly aligns with your priorities. Why self-care isn't just massages and manicures. Debbie's decision to learn something new during a caregiving crisis led to an unexpected sense of fulfillment and purpose. She shares how learning and growth can be a powerful form of self-care. The hidden cost of attending social events you don’t want to go to. If you've ever said "yes" to a dinner only to regret it the moment you arrive, you'll relate to Debbie's story. Learn how to gracefully say no and avoid the "why did I agree to this?" feeling. How to live intentionally, even when life is chaotic. Debbie shares how she committed to writing her book during one of the most challenging times of her life. Her story shows that even in tough seasons, small, consistent steps can lead to big results. Why taking care of yourself is the opposite of selfish. Debbie reminds us that if you burn out, the people who rely on you suffer too. Her advice will reframe the way you think about self-care. How to break free from people-pleasing tendencies. If you struggle to say no because you don’t want to disappoint others, Debbie’s simple strategies — like not over-explaining your "no" — will give you a new perspective. An inside look at Debbie’s new books, The Sprinkle Effect and its companion workbook. These hands-on tools offer exercises and reflections to help you create a more colorful, fulfilling, and intentional life. Resources Debbie Weiss on the Web | LinkedIn | Facebook | Facebook Group | Instagram | TikTok | YouTube | Maybe I Can Podcast | Email Debbie’s Books: The Sprinkle Effect Book, On Second Thought…Maybe I Can Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! What if learning to say “no” could be the most powerful form of self-care you ever practiced? In this inspiring episode of Financially Ever After, Stacy Francis chats with Debbie Weiss, author of On Second Thought, Maybe I Can and The Sprinkle Effect, about the power of setting boundaries, prioritizing self-care, and living with greater intention. Debbie shares her personal journey of caregiving while pursuing her own growth, offering practical advice for anyone feeling overwhelmed or stretched too thin.

You’ll hear them discuss:

  • Why saying "no" can be one of the most powerful forms of self-care, especially for caregivers, people-pleasers, and those who feel stretched too thin. Debbie explains how to recognize when it’s time to decline requests — and how to do it without guilt.
  • How the 24-hour rule for commitments can stop you from over-scheduling yourself. Instead of agreeing on the spot, Debbie suggests giving yourself space to reflect on what truly aligns with your priorities.
  • Why self-care isn't just massages and manicures. Debbie's decision to learn something new during a caregiving crisis led to an unexpected sense of fulfillment and purpose. She shares how learning and growth can be a powerful form of self-care.
  • The hidden cost of attending social events you don’t want to go to. If you've ever said "yes" to a dinner only to regret it the moment you arrive, you'll relate to Debbie's story. Learn how to gracefully say no and avoid the "why did I agree to this?" feeling.
  • How to live intentionally, even when life is chaotic. Debbie shares how she committed to writing her book during one of the most challenging times of her life. Her story shows that even in tough seasons, small, consistent steps can lead to big results.
  • Why taking care of yourself is the opposite of selfish. Debbie reminds us that if you burn out, the people who rely on you suffer too. Her advice will reframe the way you think about self-care.
  • How to break free from people-pleasing tendencies. If you struggle to say no because you don’t want to disappoint others, Debbie’s simple strategies — like not over-explaining your "no" — will give you a new perspective.
  • An inside look at Debbie’s new books, The Sprinkle Effect and its companion workbook. These hands-on tools offer exercises and reflections to help you create a more colorful, fulfilling, and intentional life.


Resources

Debbie Weiss on the Web | LinkedIn | Facebook | Facebook Group | Instagram | TikTok | YouTube | Maybe I Can Podcast | Email

Debbie’s Books: The Sprinkle Effect Book, On Second Thought…Maybe I Can


Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2056 no [Replay] Honoring Traditions and Making New Ones This Holiday Season with Jordan Schwartz Hendin Welcome to Financially Ever After Widowhood. As we’re in the heart of the holiday season, we know this time of year can bring both cherished memories and difficult emotions, especially for widows navigating loss. Today, we’re bringing back one of our most impactful episodes from last year, featuring Cognitive Behavioral and Grief Coach Jordan Schwartz Hendin. We hope this special replay offers comfort, guidance, and a reminder that you’re not alone. Thank you for tuning in, and we wish you peace and support this holiday season. Let’s revisit this incredible episode. Jordan draws from her personal experiences with grief, having lost her own mother at a young age and supporting her widowed grandmother through multiple losses. Now a professional coach, she works with women struggling with grief and major life transitions. In this week’s show, Jordan and Stacy explore handling loss and loneliness, honoring traditions, and staying financially sound. The holidays can bring up complex emotions such as sadness, anger, and loneliness. This is normal after a major loss. Avoid unhealthy coping strategies like becoming an "isolator" or "doer." Don't overcommit to events or hide away alone. Reflect on your core values. Focus on traditions that align with what matters most, like family time. Make new memories and experiences, especially with children. Gift experiences rather than material items. Have open conversations with family about your grief. Don't pretend to be okay if you're not. Manage your finances by focusing on your values, not material possessions. Stick to a budget for holiday gifts and activities. You don't have to navigate the holidays alone. Seek support from family or a grief counselor during this difficult time. Resources Jordan Schwartz on Website | Instagram | Email | Phone: 917-947-6037   Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com   Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 24 Dec 2024 05:01:00 -0000 full 189 Stacy Francis Today, we’re bringing back one of our most impactful episodes from last year, featuring Cognitive Behavioral and Grief Coach Jordan Schwartz Hendin. Welcome to Financially Ever After Widowhood. As we’re in the heart of the holiday season, we know this time of year can bring both cherished memories and difficult emotions, especially for widows navigating loss. Today, we’re bringing back one of our most impactful episodes from last year, featuring Cognitive Behavioral and Grief Coach Jordan Schwartz Hendin. We hope this special replay offers comfort, guidance, and a reminder that you’re not alone. Thank you for tuning in, and we wish you peace and support this holiday season. Let’s revisit this incredible episode. Jordan draws from her personal experiences with grief, having lost her own mother at a young age and supporting her widowed grandmother through multiple losses. Now a professional coach, she works with women struggling with grief and major life transitions. In this week’s show, Jordan and Stacy explore handling loss and loneliness, honoring traditions, and staying financially sound. The holidays can bring up complex emotions such as sadness, anger, and loneliness. This is normal after a major loss. Avoid unhealthy coping strategies like becoming an "isolator" or "doer." Don't overcommit to events or hide away alone. Reflect on your core values. Focus on traditions that align with what matters most, like family time. Make new memories and experiences, especially with children. Gift experiences rather than material items. Have open conversations with family about your grief. Don't pretend to be okay if you're not. Manage your finances by focusing on your values, not material possessions. Stick to a budget for holiday gifts and activities. You don't have to navigate the holidays alone. Seek support from family or a grief counselor during this difficult time. Resources Jordan Schwartz on Website | Instagram | Email | Phone: 917-947-6037   Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com   Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Welcome to Financially Ever After Widowhood. As we’re in the heart of the holiday season, we know this time of year can bring both cherished memories and difficult emotions, especially for widows navigating loss. Today, we’re bringing back one of our most impactful episodes from last year, featuring Cognitive Behavioral and Grief Coach Jordan Schwartz Hendin.

We hope this special replay offers comfort, guidance, and a reminder that you’re not alone. Thank you for tuning in, and we wish you peace and support this holiday season. Let’s revisit this incredible episode.

Jordan draws from her personal experiences with grief, having lost her own mother at a young age and supporting her widowed grandmother through multiple losses. Now a professional coach, she works with women struggling with grief and major life transitions. In this week’s show, Jordan and Stacy explore handling loss and loneliness, honoring traditions, and staying financially sound.

  • The holidays can bring up complex emotions such as sadness, anger, and loneliness. This is normal after a major loss.
  • Avoid unhealthy coping strategies like becoming an "isolator" or "doer." Don't overcommit to events or hide away alone.
  • Reflect on your core values. Focus on traditions that align with what matters most, like family time.
  • Make new memories and experiences, especially with children. Gift experiences rather than material items.
  • Have open conversations with family about your grief. Don't pretend to be okay if you're not.
  • Manage your finances by focusing on your values, not material possessions. Stick to a budget for holiday gifts and activities.
  • You don't have to navigate the holidays alone. Seek support from family or a grief counselor during this difficult time.


Resources

Jordan Schwartz on Website | Instagram | Email | Phone: 917-947-6037

 

Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com

 

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2353 no Navigating the Holidays: Setting Boundaries and Budgets After Loss with Kim Murray How can you navigate the emotional complexities of the holiday season, set financial boundaries, and plan for a secure financial future after the loss of a spouse? In this insightful episode, Kim Murray, founder of Widow411, shares valuable financial strategies and emotional insights for widows. She discusses how to handle holiday spending, set healthy financial boundaries, and plan for long-term financial goals, all while coping with the challenges of grief. You’ll hear them discuss: The emotional pressure to overspend during the holidays and making clear boundaries around gift-giving and social events are crucial. By being intentional about your spending, you can avoid financial stress and emotional burnout during a challenging time. How material gifts or excessive spending cannot heal emotional pain. Kim encourages widows to be mindful of emotional spending during the holidays and to focus on meaningful ways to celebrate without breaking the bank. The importance of "paying yourself first." By automating savings (such as maxing out your 401(k) or contributing to an emergency fund), you ensure that your financial goals are a priority, even before paying other bills. This sets a solid foundation for long-term security. Having separate accounts for specific purposes—such as travel or holiday spending - gives you peace of mind. It helps keep track of your funds and ensures that you don't overextend yourself financially while trying to fund multiple priorities. Planning for future expenses like car maintenance and retirement. Breaking down long-term financial goals into manageable chunks, like setting aside money for a Roth IRA or emergency savings, makes them feel more achievable. The importance of having an emergency fund to avoid relying on credit cards when unexpected expenses arise. This is an essential step in gaining control over your finances and avoiding unnecessary debt. Funding an HSA and how HSAs can be a valuable tool for saving money for medical expenses. HSAs grow tax-free and can also be used in retirement, making them a flexible savings option. Resources Kim Murray on the Web | LinkedIn | Instagram | Pinterest | Email The Ultimate Survival Guide for Widows - helps widows manage and complete the crushing list of to-dos after a spouse dies. It offers step-by-step instructions for essential tasks like managing finances, closing accounts, and navigating Social Security benefits, taxes, and insurance. Practical tools like fillable templates, checklists, and worksheets to simplify complex tasks empower widows to take control and get things done. Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 10 Dec 2024 05:01:00 -0000 full 188 Stacy Francis In this insightful episode, Kim Murray, founder of Widow411, shares valuable financial strategies and emotional insights for widows. How can you navigate the emotional complexities of the holiday season, set financial boundaries, and plan for a secure financial future after the loss of a spouse? In this insightful episode, Kim Murray, founder of Widow411, shares valuable financial strategies and emotional insights for widows. She discusses how to handle holiday spending, set healthy financial boundaries, and plan for long-term financial goals, all while coping with the challenges of grief. You’ll hear them discuss: The emotional pressure to overspend during the holidays and making clear boundaries around gift-giving and social events are crucial. By being intentional about your spending, you can avoid financial stress and emotional burnout during a challenging time. How material gifts or excessive spending cannot heal emotional pain. Kim encourages widows to be mindful of emotional spending during the holidays and to focus on meaningful ways to celebrate without breaking the bank. The importance of "paying yourself first." By automating savings (such as maxing out your 401(k) or contributing to an emergency fund), you ensure that your financial goals are a priority, even before paying other bills. This sets a solid foundation for long-term security. Having separate accounts for specific purposes—such as travel or holiday spending - gives you peace of mind. It helps keep track of your funds and ensures that you don't overextend yourself financially while trying to fund multiple priorities. Planning for future expenses like car maintenance and retirement. Breaking down long-term financial goals into manageable chunks, like setting aside money for a Roth IRA or emergency savings, makes them feel more achievable. The importance of having an emergency fund to avoid relying on credit cards when unexpected expenses arise. This is an essential step in gaining control over your finances and avoiding unnecessary debt. Funding an HSA and how HSAs can be a valuable tool for saving money for medical expenses. HSAs grow tax-free and can also be used in retirement, making them a flexible savings option. Resources Kim Murray on the Web | LinkedIn | Instagram | Pinterest | Email The Ultimate Survival Guide for Widows - helps widows manage and complete the crushing list of to-dos after a spouse dies. It offers step-by-step instructions for essential tasks like managing finances, closing accounts, and navigating Social Security benefits, taxes, and insurance. Practical tools like fillable templates, checklists, and worksheets to simplify complex tasks empower widows to take control and get things done. Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! How can you navigate the emotional complexities of the holiday season, set financial boundaries, and plan for a secure financial future after the loss of a spouse? In this insightful episode, Kim Murray, founder of Widow411, shares valuable financial strategies and emotional insights for widows. She discusses how to handle holiday spending, set healthy financial boundaries, and plan for long-term financial goals, all while coping with the challenges of grief.


You’ll hear them discuss:

  • The emotional pressure to overspend during the holidays and making clear boundaries around gift-giving and social events are crucial. By being intentional about your spending, you can avoid financial stress and emotional burnout during a challenging time.
  • How material gifts or excessive spending cannot heal emotional pain. Kim encourages widows to be mindful of emotional spending during the holidays and to focus on meaningful ways to celebrate without breaking the bank.
  • The importance of "paying yourself first." By automating savings (such as maxing out your 401(k) or contributing to an emergency fund), you ensure that your financial goals are a priority, even before paying other bills. This sets a solid foundation for long-term security.
  • Having separate accounts for specific purposes—such as travel or holiday spending - gives you peace of mind. It helps keep track of your funds and ensures that you don't overextend yourself financially while trying to fund multiple priorities.
  • Planning for future expenses like car maintenance and retirement. Breaking down long-term financial goals into manageable chunks, like setting aside money for a Roth IRA or emergency savings, makes them feel more achievable.
  • The importance of having an emergency fund to avoid relying on credit cards when unexpected expenses arise. This is an essential step in gaining control over your finances and avoiding unnecessary debt.
  • Funding an HSA and how HSAs can be a valuable tool for saving money for medical expenses. HSAs grow tax-free and can also be used in retirement, making them a flexible savings option.


Resources

Kim Murray on the Web | LinkedIn | Instagram | Pinterest | Email

The Ultimate Survival Guide for Widows - helps widows manage and complete the crushing list of to-dos after a spouse dies. It offers step-by-step instructions for essential tasks like managing finances, closing accounts, and navigating Social Security benefits, taxes, and insurance. Practical tools like fillable templates, checklists, and worksheets to simplify complex tasks empower widows to take control and get things done.


Stacy Francis on LinkedIn | X(Twitter) | Email

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2691 no The Election Effect: Navigating Tax Changes and Policy Shifts with Deborah Schaub What steps can you take to prepare for potential tax changes and secure a financially stable future? In this episode of Financially Ever After Widowhood, Stacy Francis sits down with tax expert Deborah Schaub to break down the complexities of the Tax Cuts and Jobs Act and share actionable strategies to maximize savings and navigate tax planning in a rapidly shifting economic landscape. From understanding current laws to preparing for future uncertainties, this conversation equips you with the tools to make smarter financial decisions today. Listen in as they discuss: Key provisions of the Tax Cuts and Jobs Act, how they impact individuals and business owners, and what might change in the coming years. Why Roth IRA conversions are powerful tools for tax-free growth and how to use them strategically. The importance of analyzing your tax bracket to avoid costly mistakes, such as unexpectedly higher taxes or penalties. Capital gains tax rates: what they are now, what could shift, and how to plan for potential increases. How inflation continues to bite into budgets and the role taxes play in financial planning. Balancing today’s tax advantages with future uncertainties through effective tax deferral or realization strategies. Proactive tax planning tips for individuals and small business owners to save money now and minimize risks later. Resources Deborah Schaub on LinkedIn | CNB Accounting Website Phone: +201-787-6542 Email: cfo@deborahschaub.com Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! TCJA Overview: IRS tax reform Tue, 26 Nov 2024 18:41:00 -0000 full 187 Stacy Francis In this episode of Financially Ever After Widowhood, Stacy Francis sits down with tax expert Deborah Schaub to break down the complexities of the Tax Cuts and Jobs Act and share actionable strategies to maximize savings and navigate tax planning in a rapidly shifting economic landscape. What steps can you take to prepare for potential tax changes and secure a financially stable future? In this episode of Financially Ever After Widowhood, Stacy Francis sits down with tax expert Deborah Schaub to break down the complexities of the Tax Cuts and Jobs Act and share actionable strategies to maximize savings and navigate tax planning in a rapidly shifting economic landscape. From understanding current laws to preparing for future uncertainties, this conversation equips you with the tools to make smarter financial decisions today. Listen in as they discuss: Key provisions of the Tax Cuts and Jobs Act, how they impact individuals and business owners, and what might change in the coming years. Why Roth IRA conversions are powerful tools for tax-free growth and how to use them strategically. The importance of analyzing your tax bracket to avoid costly mistakes, such as unexpectedly higher taxes or penalties. Capital gains tax rates: what they are now, what could shift, and how to plan for potential increases. How inflation continues to bite into budgets and the role taxes play in financial planning. Balancing today’s tax advantages with future uncertainties through effective tax deferral or realization strategies. Proactive tax planning tips for individuals and small business owners to save money now and minimize risks later. Resources Deborah Schaub on LinkedIn | CNB Accounting Website Phone: +201-787-6542 Email: cfo@deborahschaub.com Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! TCJA Overview: IRS tax reform What steps can you take to prepare for potential tax changes and secure a financially stable future? In this episode of Financially Ever After Widowhood, Stacy Francis sits down with tax expert Deborah Schaub to break down the complexities of the Tax Cuts and Jobs Act and share actionable strategies to maximize savings and navigate tax planning in a rapidly shifting economic landscape. From understanding current laws to preparing for future uncertainties, this conversation equips you with the tools to make smarter financial decisions today.

Listen in as they discuss:

  • Key provisions of the Tax Cuts and Jobs Act, how they impact individuals and business owners, and what might change in the coming years.
  • Why Roth IRA conversions are powerful tools for tax-free growth and how to use them strategically.
  • The importance of analyzing your tax bracket to avoid costly mistakes, such as unexpectedly higher taxes or penalties.
  • Capital gains tax rates: what they are now, what could shift, and how to plan for potential increases.
  • How inflation continues to bite into budgets and the role taxes play in financial planning.
  • Balancing today’s tax advantages with future uncertainties through effective tax deferral or realization strategies.
  • Proactive tax planning tips for individuals and small business owners to save money now and minimize risks later.


Resources

Deborah Schaub on LinkedIn | CNB Accounting Website

Phone: +201-787-6542

Email: cfo@deborahschaub.com


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


TCJA Overview: IRS tax reform

]]> 2455 no Estate Planning After a Wrongful Death with Mary Beth Heiskell What rights do families truly have when a loved one’s death might have been preventable? In this insightful episode of Financially Ever After, Stacy Francis sits down with Mary Beth Heiskell, a seasoned legal expert in wrongful death cases, to unravel the often-hidden financial and legal challenges families face when tragedy strikes. From the rights of estranged family members in estate claims to practical tips on managing assets and legal appointments, Mary Beth shares indispensable guidance to help families protect their financial future and avoid common pitfalls. Listen in as they discuss: How estate rights can affect you. For example, New York state law grants parents, including estranged ones, a potential share of the estate in certain cases, impacting surviving spouses and heirs. When a spouse wants to serve as the estate administrator, certain family members, such as estranged parents, may need to formally approve the appointment. Planning these steps in advance can help avoid disputes and smooth the process for surviving family members. Steps for proactive asset management, such as transferring ownership of specific assets—such as vehicles, firearms, or real estate—before a loved one’s passing can greatly simplify the estate process for survivors. Navigating the complex landscape of wrongful death and estate administration requires specialized knowledge, making expert assistance essential to avoid costly mistakes. Resources: Mary Beth Heiskell on LinkedIn  Email: mbheiskell@gmail.com and info@healthcarepathfinder.com NY - Advance Directories - Make your wishes known and honored NY - Appoint your healthcare proxy 9.11 World Trade Centre Health Program WTC Victim Compensation Fund Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 12 Nov 2024 05:10:00 -0000 full 182 Stacy Francis In this insightful episode of Financially Ever After, Stacy Francis sits down with Mary Beth Heiskell, a seasoned legal expert in wrongful death cases, to unravel the often-hidden financial and legal challenges families face when tragedy strikes. What rights do families truly have when a loved one’s death might have been preventable? In this insightful episode of Financially Ever After, Stacy Francis sits down with Mary Beth Heiskell, a seasoned legal expert in wrongful death cases, to unravel the often-hidden financial and legal challenges families face when tragedy strikes. From the rights of estranged family members in estate claims to practical tips on managing assets and legal appointments, Mary Beth shares indispensable guidance to help families protect their financial future and avoid common pitfalls. Listen in as they discuss: How estate rights can affect you. For example, New York state law grants parents, including estranged ones, a potential share of the estate in certain cases, impacting surviving spouses and heirs. When a spouse wants to serve as the estate administrator, certain family members, such as estranged parents, may need to formally approve the appointment. Planning these steps in advance can help avoid disputes and smooth the process for surviving family members. Steps for proactive asset management, such as transferring ownership of specific assets—such as vehicles, firearms, or real estate—before a loved one’s passing can greatly simplify the estate process for survivors. Navigating the complex landscape of wrongful death and estate administration requires specialized knowledge, making expert assistance essential to avoid costly mistakes. Resources: Mary Beth Heiskell on LinkedIn  Email: mbheiskell@gmail.com and info@healthcarepathfinder.com NY - Advance Directories - Make your wishes known and honored NY - Appoint your healthcare proxy 9.11 World Trade Centre Health Program WTC Victim Compensation Fund Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! What rights do families truly have when a loved one’s death might have been preventable? In this insightful episode of Financially Ever After, Stacy Francis sits down with Mary Beth Heiskell, a seasoned legal expert in wrongful death cases, to unravel the often-hidden financial and legal challenges families face when tragedy strikes. From the rights of estranged family members in estate claims to practical tips on managing assets and legal appointments, Mary Beth shares indispensable guidance to help families protect their financial future and avoid common pitfalls.


Listen in as they discuss:

  • How estate rights can affect you. For example, New York state law grants parents, including estranged ones, a potential share of the estate in certain cases, impacting surviving spouses and heirs.
  • When a spouse wants to serve as the estate administrator, certain family members, such as estranged parents, may need to formally approve the appointment. Planning these steps in advance can help avoid disputes and smooth the process for surviving family members.
  • Steps for proactive asset management, such as transferring ownership of specific assets—such as vehicles, firearms, or real estate—before a loved one’s passing can greatly simplify the estate process for survivors.
  • Navigating the complex landscape of wrongful death and estate administration requires specialized knowledge, making expert assistance essential to avoid costly mistakes.


Resources:

Mary Beth Heiskell on LinkedIn 

Email: mbheiskell@gmail.com and info@healthcarepathfinder.com

NY - Advance Directories - Make your wishes known and honored

NY - Appoint your healthcare proxy

9.11 World Trade Centre Health Program

WTC Victim Compensation Fund


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2283 no Mind-Body Connection: Navigating Grief Through Movement with Dr. Gina Williams Can prioritizing your health make you more financially secure? In this episode of Financially Ever After Widowhood, Stacy Francis speaks with Dr. Gina Williams, a physical therapist and advocate for holistic well-being, about how wellness influences every aspect of our lives, including finances. Together, they explore practical ways to prioritize health and wellness, discussing affordable care options, the impact of stress on the body, and the importance of self-care. Listen in as they talk about: Gina shares the link between health and wealth with her holistic approach, emphasizing the connection between wellness and financial stability. She discusses founding her own practice to offer individualized care tailored to each client’s unique needs. Gina and Stacy explore how grief and stress can lead to physical pain and why self-care is crucial, especially during challenging times. Gina highlights ways to make physical therapy accessible, with insurance, telehealth, and flexible scheduling options. For those feeling overwhelmed, Gina provides simple ways to incorporate movement into daily life, showing that even a few minutes of exercise can have meaningful benefits. Gina discusses the importance of establishing boundaries at work and in personal life to protect both physical and mental health, especially when dealing with grief or stress. She shares how small, consistent adjustments to daily routines—like posture corrections and mindful breathing—can lead to significant long-term improvements in physical well-being. Resources: Dr. Gina Williams on Website I Physical Therapy I LinkedIn I Podcast | YouTube | Instagram | Facebook Email: DrGina@mobilityhealthpt.com I +516-715-2601 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 29 Oct 2024 04:10:00 -0000 full 182 Stacy Francis In this episode of Financially Ever After Widowhood, Stacy Francis speaks with Dr. Gina Williams, a physical therapist and advocate for holistic well-being, about how wellness influences every aspect of our lives, including finances. Can prioritizing your health make you more financially secure? In this episode of Financially Ever After Widowhood, Stacy Francis speaks with Dr. Gina Williams, a physical therapist and advocate for holistic well-being, about how wellness influences every aspect of our lives, including finances. Together, they explore practical ways to prioritize health and wellness, discussing affordable care options, the impact of stress on the body, and the importance of self-care. Listen in as they talk about: Gina shares the link between health and wealth with her holistic approach, emphasizing the connection between wellness and financial stability. She discusses founding her own practice to offer individualized care tailored to each client’s unique needs. Gina and Stacy explore how grief and stress can lead to physical pain and why self-care is crucial, especially during challenging times. Gina highlights ways to make physical therapy accessible, with insurance, telehealth, and flexible scheduling options. For those feeling overwhelmed, Gina provides simple ways to incorporate movement into daily life, showing that even a few minutes of exercise can have meaningful benefits. Gina discusses the importance of establishing boundaries at work and in personal life to protect both physical and mental health, especially when dealing with grief or stress. She shares how small, consistent adjustments to daily routines—like posture corrections and mindful breathing—can lead to significant long-term improvements in physical well-being. Resources: Dr. Gina Williams on Website I Physical Therapy I LinkedIn I Podcast | YouTube | Instagram | Facebook Email: DrGina@mobilityhealthpt.com I +516-715-2601 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Can prioritizing your health make you more financially secure? In this episode of Financially Ever After Widowhood, Stacy Francis speaks with Dr. Gina Williams, a physical therapist and advocate for holistic well-being, about how wellness influences every aspect of our lives, including finances. Together, they explore practical ways to prioritize health and wellness, discussing affordable care options, the impact of stress on the body, and the importance of self-care.


Listen in as they talk about:

  • Gina shares the link between health and wealth with her holistic approach, emphasizing the connection between wellness and financial stability.
  • She discusses founding her own practice to offer individualized care tailored to each client’s unique needs.
  • Gina and Stacy explore how grief and stress can lead to physical pain and why self-care is crucial, especially during challenging times.
  • Gina highlights ways to make physical therapy accessible, with insurance, telehealth, and flexible scheduling options.
  • For those feeling overwhelmed, Gina provides simple ways to incorporate movement into daily life, showing that even a few minutes of exercise can have meaningful benefits.
  • Gina discusses the importance of establishing boundaries at work and in personal life to protect both physical and mental health, especially when dealing with grief or stress.
  • She shares how small, consistent adjustments to daily routines—like posture corrections and mindful breathing—can lead to significant long-term improvements in physical well-being.


Resources:


Dr. Gina Williams on Website I Physical Therapy I LinkedIn I Podcast | YouTube | Instagram | Facebook

Email: DrGina@mobilityhealthpt.com I +516-715-2601


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1590 no How to Support Grieving Loved Ones with Hope Reger How to Support Grieving Loved Ones Are you struggling with grief and seeking support? In this episode of Financially Ever After Widowhood, Hope Reger, a passionate advocate for those experiencing loss, shares her journey and insights on coping with grief with Stacy. She highlights the importance of recognizing the unique challenges that come with grieving and emphasizes the value of genuine connection and support. As the founder of Grief 2 Hope, she provides resources and a safe space for individuals to navigate their grief journey.  Hear them discuss: Understanding Grief: Grieving is a deeply personal experience, and acknowledging it can be the first step toward healing. Authentic Support: When helping someone who is grieving, honesty matters—simply saying, "I don't know what to say, but I'm here for you," can be incredibly powerful. Casserole Therapy vs. Specific Help: While well-meaning friends may offer food, true support comes from specific offers to help, like picking up kids or walking the dog, rather than leaving the burden on the grieving person to ask for help. The Importance of Ongoing Support: Grief doesn't end after the funeral. Continuing to reach out during significant milestones—like anniversaries or the first day of school—can mean the world to someone navigating loss. Grief to Hope Program: Open to anyone grieving, this seven-week virtual program provides a supportive community. It covers various topics related to grief and allows participants to share their experiences in a safe space. Inclusivity of Loss: The program welcomes those grieving any loss, whether it be a partner, child, or friend, emphasizing that all grief is valid. Free Resources: The Grief to Hope program is entirely free, emphasizing the mission to support anyone in need without financial barriers. Resources: Hope Reger on LinkedIn | Website | Facebook | Instagram Grief 2 Hope on LinkedIn | Facebook Phone: 937-768-1459  Email: grief2hope2020@gmail.com ''Grief 2 Hope - A mother's memoir of devastation to determination'' by Hope Reger Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 15 Oct 2024 04:10:00 -0000 full 184 Stacy Francis In this episode of Financially Ever After Widowhood, Hope Reger, a passionate advocate for those experiencing loss, shares her journey and insights on coping with grief with Stacy. How to Support Grieving Loved Ones Are you struggling with grief and seeking support? In this episode of Financially Ever After Widowhood, Hope Reger, a passionate advocate for those experiencing loss, shares her journey and insights on coping with grief with Stacy. She highlights the importance of recognizing the unique challenges that come with grieving and emphasizes the value of genuine connection and support. As the founder of Grief 2 Hope, she provides resources and a safe space for individuals to navigate their grief journey.  Hear them discuss: Understanding Grief: Grieving is a deeply personal experience, and acknowledging it can be the first step toward healing. Authentic Support: When helping someone who is grieving, honesty matters—simply saying, "I don't know what to say, but I'm here for you," can be incredibly powerful. Casserole Therapy vs. Specific Help: While well-meaning friends may offer food, true support comes from specific offers to help, like picking up kids or walking the dog, rather than leaving the burden on the grieving person to ask for help. The Importance of Ongoing Support: Grief doesn't end after the funeral. Continuing to reach out during significant milestones—like anniversaries or the first day of school—can mean the world to someone navigating loss. Grief to Hope Program: Open to anyone grieving, this seven-week virtual program provides a supportive community. It covers various topics related to grief and allows participants to share their experiences in a safe space. Inclusivity of Loss: The program welcomes those grieving any loss, whether it be a partner, child, or friend, emphasizing that all grief is valid. Free Resources: The Grief to Hope program is entirely free, emphasizing the mission to support anyone in need without financial barriers. Resources: Hope Reger on LinkedIn | Website | Facebook | Instagram Grief 2 Hope on LinkedIn | Facebook Phone: 937-768-1459  Email: grief2hope2020@gmail.com ''Grief 2 Hope - A mother's memoir of devastation to determination'' by Hope Reger Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! How to Support Grieving Loved Ones

Are you struggling with grief and seeking support? In this episode of Financially Ever After Widowhood, Hope Reger, a passionate advocate for those experiencing loss, shares her journey and insights on coping with grief with Stacy. She highlights the importance of recognizing the unique challenges that come with grieving and emphasizes the value of genuine connection and support. As the founder of Grief 2 Hope, she provides resources and a safe space for individuals to navigate their grief journey. 


Hear them discuss:

  • Understanding Grief: Grieving is a deeply personal experience, and acknowledging it can be the first step toward healing.
  • Authentic Support: When helping someone who is grieving, honesty matters—simply saying, "I don't know what to say, but I'm here for you," can be incredibly powerful.
  • Casserole Therapy vs. Specific Help: While well-meaning friends may offer food, true support comes from specific offers to help, like picking up kids or walking the dog, rather than leaving the burden on the grieving person to ask for help.
  • The Importance of Ongoing Support: Grief doesn't end after the funeral. Continuing to reach out during significant milestones—like anniversaries or the first day of school—can mean the world to someone navigating loss.
  • Grief to Hope Program: Open to anyone grieving, this seven-week virtual program provides a supportive community. It covers various topics related to grief and allows participants to share their experiences in a safe space.
  • Inclusivity of Loss: The program welcomes those grieving any loss, whether it be a partner, child, or friend, emphasizing that all grief is valid.
  • Free Resources: The Grief to Hope program is entirely free, emphasizing the mission to support anyone in need without financial barriers.


Resources:

Hope Reger on LinkedIn | Website | Facebook | Instagram

Grief 2 Hope on LinkedIn | Facebook

Phone: 937-768-1459 

Email: grief2hope2020@gmail.com

''Grief 2 Hope - A mother's memoir of devastation to determination'' by Hope Reger


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2595 no Maximizing Your Inheritance: Smart Tax Strategies with Deborah A Schaub Are you maximizing your tax strategies to avoid costly pitfalls? In this episode of Financially Ever After Widowhood, financial expert, Deborah Schaub, shares with Stacy Francis crucial insights into effective tax planning. With a background working for Fortune 500 companies like Price Waterhouse and IBM, Deborah founded CNB Accounting in 2016 to provide personalized financial advice. She emphasizes that many accountants focus on form-filling rather than strategic planning, a gap she addresses through comprehensive tax planning. Deborah’s philosophy is simple yet profound: truly understanding your finances is key to avoiding unnecessary losses. Planning for today, next year, and the future can help reduce tax burdens and prepare for financial changes. A 3.8% tax affects high earners (above $200,000 for singles) at federal, state, and potentially city levels; strategic portfolio management can help minimize this tax. Surviving spouses may face higher taxes due to changes in their filing status; careful planning can mitigate the impact. Coordinated planning with financial advisors and CPAs can significantly reduce tax liabilities and manage higher marginal tax rates, especially important for surviving spouses. Net investment income tax is often underreported, but it can result in significant costs if not managed properly. As income increases, especially for surviving spouses, higher marginal tax rates can exacerbate financial burdens. Charitable deductions and bunching strategies are effective ways to reduce taxable income. Many accountants focus on form preparation rather than strategic planning; proactive tax planning can offer substantial savings. Staying within legal tax boundaries is crucial, but smart planning can still significantly reduce tax liabilities. Women facing divorce or the loss of a spouse often need to change accountants to find someone who listens to their unique financial needs. Understanding taxes and personal finances is key to making informed decisions and avoiding unnecessary financial losses. Resources: Deborah Schaub on LinkedIn Phone: +201-787-6542 Email: cfo@deborahschaub.com  CNB Accounting Website  Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 01 Oct 2024 04:10:00 -0000 full 183 Stacy Francis In this episode of Financially Ever After Widowhood, financial expert, Deborah Schaub, shares with Stacy Francis crucial insights into effective tax planning. With a background working for Fortune 500 companies like Price Waterhouse and IBM, Deborah founded CNB Accounting in 2016 to provide personalized financial advice. Are you maximizing your tax strategies to avoid costly pitfalls? In this episode of Financially Ever After Widowhood, financial expert, Deborah Schaub, shares with Stacy Francis crucial insights into effective tax planning. With a background working for Fortune 500 companies like Price Waterhouse and IBM, Deborah founded CNB Accounting in 2016 to provide personalized financial advice. She emphasizes that many accountants focus on form-filling rather than strategic planning, a gap she addresses through comprehensive tax planning. Deborah’s philosophy is simple yet profound: truly understanding your finances is key to avoiding unnecessary losses. Planning for today, next year, and the future can help reduce tax burdens and prepare for financial changes. A 3.8% tax affects high earners (above $200,000 for singles) at federal, state, and potentially city levels; strategic portfolio management can help minimize this tax. Surviving spouses may face higher taxes due to changes in their filing status; careful planning can mitigate the impact. Coordinated planning with financial advisors and CPAs can significantly reduce tax liabilities and manage higher marginal tax rates, especially important for surviving spouses. Net investment income tax is often underreported, but it can result in significant costs if not managed properly. As income increases, especially for surviving spouses, higher marginal tax rates can exacerbate financial burdens. Charitable deductions and bunching strategies are effective ways to reduce taxable income. Many accountants focus on form preparation rather than strategic planning; proactive tax planning can offer substantial savings. Staying within legal tax boundaries is crucial, but smart planning can still significantly reduce tax liabilities. Women facing divorce or the loss of a spouse often need to change accountants to find someone who listens to their unique financial needs. Understanding taxes and personal finances is key to making informed decisions and avoiding unnecessary financial losses. Resources: Deborah Schaub on LinkedIn Phone: +201-787-6542 Email: cfo@deborahschaub.com  CNB Accounting Website  Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Are you maximizing your tax strategies to avoid costly pitfalls? In this episode of Financially Ever After Widowhood, financial expert, Deborah Schaub, shares with Stacy Francis crucial insights into effective tax planning. With a background working for Fortune 500 companies like Price Waterhouse and IBM, Deborah founded CNB Accounting in 2016 to provide personalized financial advice. She emphasizes that many accountants focus on form-filling rather than strategic planning, a gap she addresses through comprehensive tax planning. Deborah’s philosophy is simple yet profound: truly understanding your finances is key to avoiding unnecessary losses.


  • Planning for today, next year, and the future can help reduce tax burdens and prepare for financial changes.
  • A 3.8% tax affects high earners (above $200,000 for singles) at federal, state, and potentially city levels; strategic portfolio management can help minimize this tax.
  • Surviving spouses may face higher taxes due to changes in their filing status; careful planning can mitigate the impact.
  • Coordinated planning with financial advisors and CPAs can significantly reduce tax liabilities and manage higher marginal tax rates, especially important for surviving spouses.
  • Net investment income tax is often underreported, but it can result in significant costs if not managed properly.
  • As income increases, especially for surviving spouses, higher marginal tax rates can exacerbate financial burdens.
  • Charitable deductions and bunching strategies are effective ways to reduce taxable income.
  • Many accountants focus on form preparation rather than strategic planning; proactive tax planning can offer substantial savings.
  • Staying within legal tax boundaries is crucial, but smart planning can still significantly reduce tax liabilities.
  • Women facing divorce or the loss of a spouse often need to change accountants to find someone who listens to their unique financial needs.
  • Understanding taxes and personal finances is key to making informed decisions and avoiding unnecessary financial losses.


Resources:

Deborah Schaub on LinkedIn

Phone: +201-787-6542

Email: cfo@deborahschaub.com 

CNB Accounting Website 


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!



]]> 2431 no Solo Aging: Navigating Life and Healthcare Without a Safety Net with Dr. Gerda Maissel Solo agers, people without traditional family supports, are an increasingly common demographic. Dr. Gerda Maissel, a private patient advocate, joins Stacy Francis on Financially Ever After Widowhood to discuss the challenges solo agers face, especially in navigating the healthcare system. Dr. Maissel’s expertise as a physician has led her to help individuals maximize medical relationships and make informed decisions. She emphasizes the importance of preparing for solo aging ensuring access to financial, medical, legal, and mental health resources to maintain quality of life as one ages without family support. There is a growing demographic of solo agers—those aging without traditional family support. Dr. Gerda Maissel helps solo agers navigate complex healthcare systems, translating medical jargon and advocating for better outcomes. It is important to prepare for solo aging, including asking the right questions and making informed decisions. Solo agers face such as depression, poor nutrition, and substance abuse. Solo agers need to create reciprocal relationships and secure medical, financial, and legal resources. Financial planning is instrumental for solo agers. They face financial challenges, particularly single women, and need to plan for healthcare costs. Dr. Maissel explains the role of a patient advocate in helping individuals navigate their medical needs and coordinate care. Resources: My MD Advisor Website | Email | Facebook Dr. Gerda Maissel on LinkedIn | The Foglight Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 17 Sep 2024 04:10:00 -0000 full 182 Stacy Francis Dr. Gerda Maissel, a private patient advocate, joins Stacy Francis on Financially Ever After Widowhood to discuss the challenges solo agers face, especially in navigating the healthcare system. Solo agers, people without traditional family supports, are an increasingly common demographic. Dr. Gerda Maissel, a private patient advocate, joins Stacy Francis on Financially Ever After Widowhood to discuss the challenges solo agers face, especially in navigating the healthcare system. Dr. Maissel’s expertise as a physician has led her to help individuals maximize medical relationships and make informed decisions. She emphasizes the importance of preparing for solo aging ensuring access to financial, medical, legal, and mental health resources to maintain quality of life as one ages without family support. There is a growing demographic of solo agers—those aging without traditional family support. Dr. Gerda Maissel helps solo agers navigate complex healthcare systems, translating medical jargon and advocating for better outcomes. It is important to prepare for solo aging, including asking the right questions and making informed decisions. Solo agers face such as depression, poor nutrition, and substance abuse. Solo agers need to create reciprocal relationships and secure medical, financial, and legal resources. Financial planning is instrumental for solo agers. They face financial challenges, particularly single women, and need to plan for healthcare costs. Dr. Maissel explains the role of a patient advocate in helping individuals navigate their medical needs and coordinate care. Resources: My MD Advisor Website | Email | Facebook Dr. Gerda Maissel on LinkedIn | The Foglight Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Solo agers, people without traditional family supports, are an increasingly common demographic. Dr. Gerda Maissel, a private patient advocate, joins Stacy Francis on Financially Ever After Widowhood to discuss the challenges solo agers face, especially in navigating the healthcare system. Dr. Maissel’s expertise as a physician has led her to help individuals maximize medical relationships and make informed decisions. She emphasizes the importance of preparing for solo aging ensuring access to financial, medical, legal, and mental health resources to maintain quality of life as one ages without family support.


  • There is a growing demographic of solo agers—those aging without traditional family support.
  • Dr. Gerda Maissel helps solo agers navigate complex healthcare systems, translating medical jargon and advocating for better outcomes.
  • It is important to prepare for solo aging, including asking the right questions and making informed decisions.
  • Solo agers face such as depression, poor nutrition, and substance abuse.
  • Solo agers need to create reciprocal relationships and secure medical, financial, and legal resources.
  • Financial planning is instrumental for solo agers. They face financial challenges, particularly single women, and need to plan for healthcare costs.
  • Dr. Maissel explains the role of a patient advocate in helping individuals navigate their medical needs and coordinate care.


Resources:

My MD Advisor Website | Email | Facebook

Dr. Gerda Maissel on LinkedIn | The Foglight


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2108 Summer Hiatus The team at Financially Ever After is taking a brief summer pause to line up an amazing new series of guests for you in the fall. So relax, enjoy the end of the summer, and if you have some time, catch up on any episodes you've missed! You'll find the entire archive at FrancisFinancial.com/Podcast. We'll be back on September 17th. Tue, 20 Aug 2024 04:10:00 -0000 full 181 Stacy Francis The team at Financially Ever After is taking a brief summer pause to line up an amazing new series of guests for you in the fall. The team at Financially Ever After is taking a brief summer pause to line up an amazing new series of guests for you in the fall. So relax, enjoy the end of the summer, and if you have some time, catch up on any episodes you've missed! You'll find the entire archive at FrancisFinancial.com/Podcast. We'll be back on September 17th. The team at Financially Ever After is taking a brief summer pause to line up an amazing new series of guests for you in the fall. So relax, enjoy the end of the summer, and if you have some time, catch up on any episodes you've missed! You'll find the entire archive at FrancisFinancial.com/Podcast. We'll be back on September 17th.

]]> 66 no Navigating Estate Planning with International Assets with Paula Jones Paula Jones, a trust and estate attorney, discusses the complexities of estate planning and taxation for U.S. citizens with international assets or family members abroad. She highlights the U.S. system of taxing worldwide income and assets, in contrast to other countries' residency-based taxation. Paula also talks about other subjects she specializes in - gifting to foreign beneficiaries, managing dual jurisdiction tax laws, and considerations for U.S. citizens living or retiring abroad. The importance of coordinated legal counsel across different countries to navigate these issues efficiently is emphasized. Tune it to the new episode of Financially Ever After Widowhood podcast, where host Stacy Francis and guest Paula Jones, unravel the subtleties of tax systems worldwide. The U.S. taxation system requires citizens to report and pay taxes on their worldwide income and assets, regardless of their residency status. Estate planning becomes more complex for individuals with international assets or foreign family members due to varying laws and regulations across countries. When gifting assets to non-U.S. citizens, it's crucial to understand the tax implications and regulations that affect such transfers. Navigating dual jurisdiction tax laws is essential for U.S. citizens with international ties, as they must comply with tax regulations in multiple countries. U.S. citizens living abroad need to be aware of key financial and legal considerations, including tax obligations and estate planning while residing or retiring outside the U.S. Trusts and estate planning tools can be used to effectively manage and protect assets across borders, providing solutions for international asset management. Coordinating legal counsel across different countries is vital for handling complex estate and tax issues effectively. International tax treaties play a significant role in reducing double taxation and simplifying cross-border estate planning. Ensuring compliance with both U.S. and foreign tax regulations is essential to avoid legal complications and financial penalties. Seeking expert advice is crucial for navigating the complexities of international estate planning and taxation successfully. Resources: Paula Jones on LinkedIn Email: Paula@JonesEstateGroup.com Jones Estate Group - Paula is admitted to practice law in the States of New York, New Jersey, and Pennsylvania however, she is happy to entertain working with clients from other states Phone number: +1 484 680 1143 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 06 Aug 2024 04:10:00 -0000 full 180 Stacy Francis Tune it to the new episode of Financially Ever After Widowhood podcast, where host Stacy Francis and guest Paula Jones, unravel the subtleties of tax systems worldwide. Paula Jones, a trust and estate attorney, discusses the complexities of estate planning and taxation for U.S. citizens with international assets or family members abroad. She highlights the U.S. system of taxing worldwide income and assets, in contrast to other countries' residency-based taxation. Paula also talks about other subjects she specializes in - gifting to foreign beneficiaries, managing dual jurisdiction tax laws, and considerations for U.S. citizens living or retiring abroad. The importance of coordinated legal counsel across different countries to navigate these issues efficiently is emphasized. Tune it to the new episode of Financially Ever After Widowhood podcast, where host Stacy Francis and guest Paula Jones, unravel the subtleties of tax systems worldwide. The U.S. taxation system requires citizens to report and pay taxes on their worldwide income and assets, regardless of their residency status. Estate planning becomes more complex for individuals with international assets or foreign family members due to varying laws and regulations across countries. When gifting assets to non-U.S. citizens, it's crucial to understand the tax implications and regulations that affect such transfers. Navigating dual jurisdiction tax laws is essential for U.S. citizens with international ties, as they must comply with tax regulations in multiple countries. U.S. citizens living abroad need to be aware of key financial and legal considerations, including tax obligations and estate planning while residing or retiring outside the U.S. Trusts and estate planning tools can be used to effectively manage and protect assets across borders, providing solutions for international asset management. Coordinating legal counsel across different countries is vital for handling complex estate and tax issues effectively. International tax treaties play a significant role in reducing double taxation and simplifying cross-border estate planning. Ensuring compliance with both U.S. and foreign tax regulations is essential to avoid legal complications and financial penalties. Seeking expert advice is crucial for navigating the complexities of international estate planning and taxation successfully. Resources: Paula Jones on LinkedIn Email: Paula@JonesEstateGroup.com Jones Estate Group - Paula is admitted to practice law in the States of New York, New Jersey, and Pennsylvania however, she is happy to entertain working with clients from other states Phone number: +1 484 680 1143 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Paula Jones, a trust and estate attorney, discusses the complexities of estate planning and taxation for U.S. citizens with international assets or family members abroad. She highlights the U.S. system of taxing worldwide income and assets, in contrast to other countries' residency-based taxation. Paula also talks about other subjects she specializes in - gifting to foreign beneficiaries, managing dual jurisdiction tax laws, and considerations for U.S. citizens living or retiring abroad. The importance of coordinated legal counsel across different countries to navigate these issues efficiently is emphasized. Tune it to the new episode of Financially Ever After Widowhood podcast, where host Stacy Francis and guest Paula Jones, unravel the subtleties of tax systems worldwide.


  • The U.S. taxation system requires citizens to report and pay taxes on their worldwide income and assets, regardless of their residency status.
  • Estate planning becomes more complex for individuals with international assets or foreign family members due to varying laws and regulations across countries.
  • When gifting assets to non-U.S. citizens, it's crucial to understand the tax implications and regulations that affect such transfers.
  • Navigating dual jurisdiction tax laws is essential for U.S. citizens with international ties, as they must comply with tax regulations in multiple countries.
  • U.S. citizens living abroad need to be aware of key financial and legal considerations, including tax obligations and estate planning while residing or retiring outside the U.S.
  • Trusts and estate planning tools can be used to effectively manage and protect assets across borders, providing solutions for international asset management.
  • Coordinating legal counsel across different countries is vital for handling complex estate and tax issues effectively.
  • International tax treaties play a significant role in reducing double taxation and simplifying cross-border estate planning.
  • Ensuring compliance with both U.S. and foreign tax regulations is essential to avoid legal complications and financial penalties.
  • Seeking expert advice is crucial for navigating the complexities of international estate planning and taxation successfully.


Resources:


Paula Jones on LinkedIn

Email: Paula@JonesEstateGroup.com

Jones Estate Group - Paula is admitted to practice law in the States of New York, New Jersey, and Pennsylvania however, she is happy to entertain working with clients from other states

Phone number: +1 484 680 1143


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2152 no [Replay] Empowering Families in End-of-Life Decision Making with When faced with a terminal illness diagnosis, your emotions can be overwhelming. You still need to navigate the legal aspects, however, to ensure that you and your loved ones are protected. Stacy Francis’ guest this week is Alison Arden Besunder, a partner in charge of the Trust and Estates department at Goetz Fitzpatrick. Alison has extensive experience in guardianship and estate litigation. She joins Stacy to discuss end-of-life planning, including steps to take when the timeline is limited. Stacy and Alison delve into navigating the healthcare system, and the importance of having critical documents in place to convey your medical wishes clearly.  Highlights from this episode: Ensure you have a healthcare proxy and living will in place to appoint someone as your medical decision-maker and provide evidence of your end-of-life intentions. Discuss end-of-life decisions openly with your loved ones, promoting a foundation of good communication to handle high-stress situations effectively. Even with your best efforts, you may feel helpless when dealing with a loved one's illness, but remember that your support and care are invaluable during these challenging times. Avoid burnout as a caregiver by setting boundaries and not taking on more than you can handle. Seek support from therapists to manage the emotional burden effectively. Find the right caregivers for your loved one by tapping into resources like personal needs guardians or geriatric care managers who can connect you with experienced aides. When navigating end-of-life care decisions, ask questions and advocate for your loved one to ensure the best possible care and treatment options. Bioethics committees in hospitals can offer support and assistance in decision-making, especially in challenging end-of-life care situations. They can help translate medical jargon and provide guidance to both physicians and families. Even without a living will, there are other forms like MOLT (Medical Options for Life Sustaining Treatment) or PULST (Physician Orders for Life-Sustaining Treatment) that can be used to make end-of-life decisions in a hospital setting. Navigating end-of-life decisions for pets also requires careful consideration, and sometimes there may be disagreements between family members on the best course of action. For anyone facing end-of-life care decisions or other financial challenges related to medical care, seeking guidance from financial advisors can be crucial to manage expenses and make informed choices. Resources Alison Arden Besunder on LinkedIn | Facebook | Twitter Goetz Fitzpatrick | LinkedIn Phone: 212-695-8100 x289 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 23 Jul 2024 04:10:00 -0000 full 179 Stacy Francis Stacy Francis and Alison Arden Besunder delve into navigating the healthcare system, and the importance of having critical documents in place to convey your medical wishes clearly. When faced with a terminal illness diagnosis, your emotions can be overwhelming. You still need to navigate the legal aspects, however, to ensure that you and your loved ones are protected. Stacy Francis’ guest this week is Alison Arden Besunder, a partner in charge of the Trust and Estates department at Goetz Fitzpatrick. Alison has extensive experience in guardianship and estate litigation. She joins Stacy to discuss end-of-life planning, including steps to take when the timeline is limited. Stacy and Alison delve into navigating the healthcare system, and the importance of having critical documents in place to convey your medical wishes clearly.  Highlights from this episode: Ensure you have a healthcare proxy and living will in place to appoint someone as your medical decision-maker and provide evidence of your end-of-life intentions. Discuss end-of-life decisions openly with your loved ones, promoting a foundation of good communication to handle high-stress situations effectively. Even with your best efforts, you may feel helpless when dealing with a loved one's illness, but remember that your support and care are invaluable during these challenging times. Avoid burnout as a caregiver by setting boundaries and not taking on more than you can handle. Seek support from therapists to manage the emotional burden effectively. Find the right caregivers for your loved one by tapping into resources like personal needs guardians or geriatric care managers who can connect you with experienced aides. When navigating end-of-life care decisions, ask questions and advocate for your loved one to ensure the best possible care and treatment options. Bioethics committees in hospitals can offer support and assistance in decision-making, especially in challenging end-of-life care situations. They can help translate medical jargon and provide guidance to both physicians and families. Even without a living will, there are other forms like MOLT (Medical Options for Life Sustaining Treatment) or PULST (Physician Orders for Life-Sustaining Treatment) that can be used to make end-of-life decisions in a hospital setting. Navigating end-of-life decisions for pets also requires careful consideration, and sometimes there may be disagreements between family members on the best course of action. For anyone facing end-of-life care decisions or other financial challenges related to medical care, seeking guidance from financial advisors can be crucial to manage expenses and make informed choices. Resources Alison Arden Besunder on LinkedIn | Facebook | Twitter Goetz Fitzpatrick | LinkedIn Phone: 212-695-8100 x289 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! When faced with a terminal illness diagnosis, your emotions can be overwhelming. You still need to navigate the legal aspects, however, to ensure that you and your loved ones are protected. Stacy Francis’ guest this week is Alison Arden Besunder, a partner in charge of the Trust and Estates department at Goetz Fitzpatrick. Alison has extensive experience in guardianship and estate litigation. She joins Stacy to discuss end-of-life planning, including steps to take when the timeline is limited. Stacy and Alison delve into navigating the healthcare system, and the importance of having critical documents in place to convey your medical wishes clearly. 


Highlights from this episode:

  • Ensure you have a healthcare proxy and living will in place to appoint someone as your medical decision-maker and provide evidence of your end-of-life intentions.
  • Discuss end-of-life decisions openly with your loved ones, promoting a foundation of good communication to handle high-stress situations effectively.
  • Even with your best efforts, you may feel helpless when dealing with a loved one's illness, but remember that your support and care are invaluable during these challenging times.
  • Avoid burnout as a caregiver by setting boundaries and not taking on more than you can handle. Seek support from therapists to manage the emotional burden effectively.
  • Find the right caregivers for your loved one by tapping into resources like personal needs guardians or geriatric care managers who can connect you with experienced aides.
  • When navigating end-of-life care decisions, ask questions and advocate for your loved one to ensure the best possible care and treatment options.
  • Bioethics committees in hospitals can offer support and assistance in decision-making, especially in challenging end-of-life care situations. They can help translate medical jargon and provide guidance to both physicians and families.
  • Even without a living will, there are other forms like MOLT (Medical Options for Life Sustaining Treatment) or PULST (Physician Orders for Life-Sustaining Treatment) that can be used to make end-of-life decisions in a hospital setting.
  • Navigating end-of-life decisions for pets also requires careful consideration, and sometimes there may be disagreements between family members on the best course of action.
  • For anyone facing end-of-life care decisions or other financial challenges related to medical care, seeking guidance from financial advisors can be crucial to manage expenses and make informed choices.


Resources

Alison Arden Besunder on LinkedIn | Facebook | Twitter

Goetz Fitzpatrick | LinkedIn

Phone: 212-695-8100 x289


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2112 no Unraveling Social Security for Widowed Parents This week on Financially Ever After Widowhood, you’ll enjoy a powerful crossover episode with the Modern Family Matters Podcast. Stacy Francis joins Steve Altishin, Director of Client Partnerships at Pacific Cascade Legal, to dive deep into the intricacies of social security laws and how they impact widowed parents. Stacy and Steve discuss the financial complexities of widowhood, understanding eligibility criteria, and maximizing benefits for yourself and your family. Together, they unravel the nuances of Social Security laws and will empower you to take control of your financial future. Understanding the eligibility criteria for social security benefits as a widowed parent is crucial for financial planning after the loss of a spouse. Maximizing earnings during work years is key to ensuring a stable financial future, especially for women who may face financial challenges after the death of a spouse. The complexities of social security laws can impact widowed parents, making it essential to seek expert advice to navigate the intricacies of survivor benefits. The financial implications of divorce on survivor benefits highlight the importance of seeking legal advice before making decisions that could impact future financial security. Delaying social security benefits can have advantages, but it's essential to understand the implications of different benefit options to maximize financial support after the loss of a spouse. Advocacy for policy changes to improve survivor benefits for widows and widowers is crucial to address the financial challenges faced by those who have lost a spouse. Resources Steve Altishin | LinkedIn | Pacific Cascade Legal Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Thu, 11 Jul 2024 04:10:00 -0000 full 178 Stacy Francis Stacy Francis joins Steve Altishin, Director of Client Partnerships at Pacific Cascade Legal, unravel the nuances of Social Security laws and will empower you to take control of your financial future. This week on Financially Ever After Widowhood, you’ll enjoy a powerful crossover episode with the Modern Family Matters Podcast. Stacy Francis joins Steve Altishin, Director of Client Partnerships at Pacific Cascade Legal, to dive deep into the intricacies of social security laws and how they impact widowed parents. Stacy and Steve discuss the financial complexities of widowhood, understanding eligibility criteria, and maximizing benefits for yourself and your family. Together, they unravel the nuances of Social Security laws and will empower you to take control of your financial future. Understanding the eligibility criteria for social security benefits as a widowed parent is crucial for financial planning after the loss of a spouse. Maximizing earnings during work years is key to ensuring a stable financial future, especially for women who may face financial challenges after the death of a spouse. The complexities of social security laws can impact widowed parents, making it essential to seek expert advice to navigate the intricacies of survivor benefits. The financial implications of divorce on survivor benefits highlight the importance of seeking legal advice before making decisions that could impact future financial security. Delaying social security benefits can have advantages, but it's essential to understand the implications of different benefit options to maximize financial support after the loss of a spouse. Advocacy for policy changes to improve survivor benefits for widows and widowers is crucial to address the financial challenges faced by those who have lost a spouse. Resources Steve Altishin | LinkedIn | Pacific Cascade Legal Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com This week on Financially Ever After Widowhood, you’ll enjoy a powerful crossover episode with the Modern Family Matters Podcast. Stacy Francis joins Steve Altishin, Director of Client Partnerships at Pacific Cascade Legal, to dive deep into the intricacies of social security laws and how they impact widowed parents. Stacy and Steve discuss the financial complexities of widowhood, understanding eligibility criteria, and maximizing benefits for yourself and your family. Together, they unravel the nuances of Social Security laws and will empower you to take control of your financial future.


  • Understanding the eligibility criteria for social security benefits as a widowed parent is crucial for financial planning after the loss of a spouse.
  • Maximizing earnings during work years is key to ensuring a stable financial future, especially for women who may face financial challenges after the death of a spouse.
  • The complexities of social security laws can impact widowed parents, making it essential to seek expert advice to navigate the intricacies of survivor benefits.
  • The financial implications of divorce on survivor benefits highlight the importance of seeking legal advice before making decisions that could impact future financial security.
  • Delaying social security benefits can have advantages, but it's essential to understand the implications of different benefit options to maximize financial support after the loss of a spouse.
  • Advocacy for policy changes to improve survivor benefits for widows and widowers is crucial to address the financial challenges faced by those who have lost a spouse.


Resources


Steve Altishin | LinkedIn | Pacific Cascade Legal


Stacy Francis | LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

]]> 1850 no The Roadmap After Loss with Judy Heft Are you prepared for the financial complexities of widowhood? In this episode, Stacy Francis and Judy Heft, a financial and lifestyle concierge, discuss essential steps to take after the loss of a spouse. From assembling a support team to navigating benefits like social security and veterans' benefits, you’ll have a roadmap to help guide you through this challenging transition. They also discuss invaluable topics like managing grief, collecting essential documents, and accessing resources like Savvy Ladies to empower women in their financial journey. Building a strong support team, including professionals like estate planning attorneys, financial advisors, and therapists, is crucial for navigating the complexities of widowhood. Collecting essential documents such as death certificates, social security cards, wills, and financial account details is a critical step in managing the financial aftermath of losing a spouse. Utilizing resources like va.gov and ssa.gov can help widows understand and access benefits they may be entitled to, such as veterans' benefits and social security survivor benefits. Leveraging the help of friends and family to inform various institutions and cancel subscriptions can alleviate the burden of administrative tasks during a time of grief. Recognizing the importance of financial empowerment for women, organizations like Savvy Ladies offer valuable resources and support to help women take control of their financial futures. Embracing the role of a positive role model for children and future generations can inspire resilience and financial independence in the face of adversity. Resources Judy Heft | LinkedIn | Savvy Ladies Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Tue, 25 Jun 2024 04:10:00 -0000 full 177 Stacy Francis In this episode, Stacy Francis and Judy Heft, a financial and lifestyle concierge, discuss essential steps to take after the loss of a spouse. Are you prepared for the financial complexities of widowhood? In this episode, Stacy Francis and Judy Heft, a financial and lifestyle concierge, discuss essential steps to take after the loss of a spouse. From assembling a support team to navigating benefits like social security and veterans' benefits, you’ll have a roadmap to help guide you through this challenging transition. They also discuss invaluable topics like managing grief, collecting essential documents, and accessing resources like Savvy Ladies to empower women in their financial journey. Building a strong support team, including professionals like estate planning attorneys, financial advisors, and therapists, is crucial for navigating the complexities of widowhood. Collecting essential documents such as death certificates, social security cards, wills, and financial account details is a critical step in managing the financial aftermath of losing a spouse. Utilizing resources like va.gov and ssa.gov can help widows understand and access benefits they may be entitled to, such as veterans' benefits and social security survivor benefits. Leveraging the help of friends and family to inform various institutions and cancel subscriptions can alleviate the burden of administrative tasks during a time of grief. Recognizing the importance of financial empowerment for women, organizations like Savvy Ladies offer valuable resources and support to help women take control of their financial futures. Embracing the role of a positive role model for children and future generations can inspire resilience and financial independence in the face of adversity. Resources Judy Heft | LinkedIn | Savvy Ladies Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Are you prepared for the financial complexities of widowhood? In this episode, Stacy Francis and Judy Heft, a financial and lifestyle concierge, discuss essential steps to take after the loss of a spouse. From assembling a support team to navigating benefits like social security and veterans' benefits, you’ll have a roadmap to help guide you through this challenging transition. They also discuss invaluable topics like managing grief, collecting essential documents, and accessing resources like Savvy Ladies to empower women in their financial journey.


  • Building a strong support team, including professionals like estate planning attorneys, financial advisors, and therapists, is crucial for navigating the complexities of widowhood.
  • Collecting essential documents such as death certificates, social security cards, wills, and financial account details is a critical step in managing the financial aftermath of losing a spouse.
  • Utilizing resources like va.gov and ssa.gov can help widows understand and access benefits they may be entitled to, such as veterans' benefits and social security survivor benefits.
  • Leveraging the help of friends and family to inform various institutions and cancel subscriptions can alleviate the burden of administrative tasks during a time of grief.
  • Recognizing the importance of financial empowerment for women, organizations like Savvy Ladies offer valuable resources and support to help women take control of their financial futures.
  • Embracing the role of a positive role model for children and future generations can inspire resilience and financial independence in the face of adversity.


Resources


Judy Heft | LinkedIn | Savvy Ladies


Stacy Francis | LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

]]> 1488 no Transforming Grief into Support with Eloise Bune What does the word widow mean to you? This is a question today’s guest thinks we should all be asking because it could use a new definition. In this Financially Ever After Widowhood episode, Stacy Francis speaks with Eloise Bune D’Agostino, the founder of DayNew, a company and community to support people through life-changing events. They discuss the challenges and transformations of life after losing a spouse and how Eloise turned her grief into a powerful support network for others. Key Takeaways: The word widow has very dark and heavy connotations, but it should also represent strength, resilience and independence. Eloise shares the story of how, after unexpectedly losing her husband, she connected with another new widow and created a tech company to help others navigate similar situations. Support systems play a huge role in navigating grief. Grief groups can make a profound difference for people. Losing a spouse means a lot of practical changes need to be made, even though taking action cab be incredibly difficult. Organizational aids can make it a little more manageable. Explore how to keep the memory of loved ones alive through personal and family rituals and storytelling. Everyone has their own grief journey, and there is no one single way to navigate it. Get insights into creating a supportive community and accessing professional financial advice. Resources Eloise Bune | LinkedIn | Facebook | Instagram Email: eloise@daynew.com DayNew  Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Tue, 11 Jun 2024 04:10:00 -0000 full 176 Stacy Francis In this Financially Ever After Widowhood episode, Stacy Francis speaks with Eloise Bune D’Agostino, the founder of DayNew, a company and community to support people through life-changing events. What does the word widow mean to you? This is a question today’s guest thinks we should all be asking because it could use a new definition. In this Financially Ever After Widowhood episode, Stacy Francis speaks with Eloise Bune D’Agostino, the founder of DayNew, a company and community to support people through life-changing events. They discuss the challenges and transformations of life after losing a spouse and how Eloise turned her grief into a powerful support network for others. Key Takeaways: The word widow has very dark and heavy connotations, but it should also represent strength, resilience and independence. Eloise shares the story of how, after unexpectedly losing her husband, she connected with another new widow and created a tech company to help others navigate similar situations. Support systems play a huge role in navigating grief. Grief groups can make a profound difference for people. Losing a spouse means a lot of practical changes need to be made, even though taking action cab be incredibly difficult. Organizational aids can make it a little more manageable. Explore how to keep the memory of loved ones alive through personal and family rituals and storytelling. Everyone has their own grief journey, and there is no one single way to navigate it. Get insights into creating a supportive community and accessing professional financial advice. Resources Eloise Bune | LinkedIn | Facebook | Instagram Email: eloise@daynew.com DayNew  Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com What does the word widow mean to you? This is a question today’s guest thinks we should all be asking because it could use a new definition. In this Financially Ever After Widowhood episode, Stacy Francis speaks with Eloise Bune D’Agostino, the founder of DayNew, a company and community to support people through life-changing events. They discuss the challenges and transformations of life after losing a spouse and how Eloise turned her grief into a powerful support network for others.

Key Takeaways:

  • The word widow has very dark and heavy connotations, but it should also represent strength, resilience and independence.
  • Eloise shares the story of how, after unexpectedly losing her husband, she connected with another new widow and created a tech company to help others navigate similar situations.
  • Support systems play a huge role in navigating grief. Grief groups can make a profound difference for people.
  • Losing a spouse means a lot of practical changes need to be made, even though taking action cab be incredibly difficult. Organizational aids can make it a little more manageable.
  • Explore how to keep the memory of loved ones alive through personal and family rituals and storytelling.
  • Everyone has their own grief journey, and there is no one single way to navigate it.
  • Get insights into creating a supportive community and accessing professional financial advice.

Resources

Eloise Bune | LinkedIn | Facebook | Instagram

Email: eloise@daynew.com

DayNew 


Stacy Francis | LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

]]> 1486 no Hidden Money Sources with David Silversmith What if you could uncover free money that is rightfully yours? In this episode of Financially Ever After, host Stacy Francis unveils the hidden world of unclaimed funds with guest David Silversmith, a CPA and certified financial planner at Eisner Advisory Group, LLC. They discuss the staggering amount of unclaimed funds available, how they can accumulate from various sources like uncashed checks and dividends, and the importance of checking for unclaimed funds regularly. David sheds light on how to claim your rightful funds and avoid falling into common traps. There are over $18 billion dollars in unclaimed funds. Discover how to locate yours and those left behind by deceased loved ones. Learn the importance of tax planning and estate management, especially for widows and widowers, from a certified financial planner and CPA. Find out how to easily access unclaimed funds in states like New York and the potential challenges in states like New Jersey. Learn how to file claims for deceased loved ones, including the required documentation, such as death certificates and letters of testamentary. Avoid common pitfalls when claiming unclaimed funds, such as paying unnecessary fees for services that can be accessed for free. Explore the range of financial advisory services offered by experts like David Silversmith, including tax planning, audits, and estate management. Resources David Silversmith | LinkedIn Eisner Advisory Group LLC – David R. Silversmith Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Tue, 28 May 2024 04:10:00 -0000 full 175 Stacy Francis In this episode of Financially Ever After, host Stacy Francis unveils the hidden world of unclaimed funds with guest David Silversmith, a CPA and certified financial planner at Eisner Advisory Group, LLC. What if you could uncover free money that is rightfully yours? In this episode of Financially Ever After, host Stacy Francis unveils the hidden world of unclaimed funds with guest David Silversmith, a CPA and certified financial planner at Eisner Advisory Group, LLC. They discuss the staggering amount of unclaimed funds available, how they can accumulate from various sources like uncashed checks and dividends, and the importance of checking for unclaimed funds regularly. David sheds light on how to claim your rightful funds and avoid falling into common traps. There are over $18 billion dollars in unclaimed funds. Discover how to locate yours and those left behind by deceased loved ones. Learn the importance of tax planning and estate management, especially for widows and widowers, from a certified financial planner and CPA. Find out how to easily access unclaimed funds in states like New York and the potential challenges in states like New Jersey. Learn how to file claims for deceased loved ones, including the required documentation, such as death certificates and letters of testamentary. Avoid common pitfalls when claiming unclaimed funds, such as paying unnecessary fees for services that can be accessed for free. Explore the range of financial advisory services offered by experts like David Silversmith, including tax planning, audits, and estate management. Resources David Silversmith | LinkedIn Eisner Advisory Group LLC – David R. Silversmith Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com What if you could uncover free money that is rightfully yours? In this episode of Financially Ever After, host Stacy Francis unveils the hidden world of unclaimed funds with guest David Silversmith, a CPA and certified financial planner at Eisner Advisory Group, LLC. They discuss the staggering amount of unclaimed funds available, how they can accumulate from various sources like uncashed checks and dividends, and the importance of checking for unclaimed funds regularly. David sheds light on how to claim your rightful funds and avoid falling into common traps.

  • There are over $18 billion dollars in unclaimed funds. Discover how to locate yours and those left behind by deceased loved ones.
  • Learn the importance of tax planning and estate management, especially for widows and widowers, from a certified financial planner and CPA.
  • Find out how to easily access unclaimed funds in states like New York and the potential challenges in states like New Jersey.
  • Learn how to file claims for deceased loved ones, including the required documentation, such as death certificates and letters of testamentary.
  • Avoid common pitfalls when claiming unclaimed funds, such as paying unnecessary fees for services that can be accessed for free.
  • Explore the range of financial advisory services offered by experts like David Silversmith, including tax planning, audits, and estate management.


Resources

David Silversmith | LinkedIn

Eisner Advisory Group LLC – David R. Silversmith

Stacy Francis | LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

]]> 1784 no Mastering Medicare with Riitta Schoenfeld What are the key considerations when navigating the complex world of Medicare and health insurance as you approach age 65? In this episode, Riitta Schoenfeld, a Medicare expert, delves into the intricacies of Medicare, discussing eligibility, different plan options, penalties, and the importance of understanding your healthcare coverage. Join us as we unravel the maze of Medicare and empower you to make informed decisions for your financial and health security in your golden years. Understanding the difference between Medicare and Medicaid is crucial for eligibility and coverage. Riitta’s journey from volunteering to becoming a Medicare expert highlights the importance of helping others navigate healthcare options. Medicare eligibility is based on age, disability, or specific medical conditions, such as end-stage renal disease or Lou Gehrig's disease. The importance of signing up for Medicare at the right time to avoid penalties and ensure proper coverage. The distinction between Medicare Advantage plans and Medigap insurance supplements in terms of coverage and benefits. Long-term care, including custodial care, is not covered by Medicare, emphasizing the need for additional planning and insurance options. Resources Riitta Schoenfeld | LinkedIn Email: RSchoenfeld@srhafetz.com Telephone: 516-331-4833 Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Tue, 14 May 2024 04:10:00 -0000 full 174 Stacy Francis Join us as we unravel the maze of Medicare and empower you to make informed decisions for your financial and health security in your golden years. What are the key considerations when navigating the complex world of Medicare and health insurance as you approach age 65? In this episode, Riitta Schoenfeld, a Medicare expert, delves into the intricacies of Medicare, discussing eligibility, different plan options, penalties, and the importance of understanding your healthcare coverage. Join us as we unravel the maze of Medicare and empower you to make informed decisions for your financial and health security in your golden years. Understanding the difference between Medicare and Medicaid is crucial for eligibility and coverage. Riitta’s journey from volunteering to becoming a Medicare expert highlights the importance of helping others navigate healthcare options. Medicare eligibility is based on age, disability, or specific medical conditions, such as end-stage renal disease or Lou Gehrig's disease. The importance of signing up for Medicare at the right time to avoid penalties and ensure proper coverage. The distinction between Medicare Advantage plans and Medigap insurance supplements in terms of coverage and benefits. Long-term care, including custodial care, is not covered by Medicare, emphasizing the need for additional planning and insurance options. Resources Riitta Schoenfeld | LinkedIn Email: RSchoenfeld@srhafetz.com Telephone: 516-331-4833 Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com What are the key considerations when navigating the complex world of Medicare and health insurance as you approach age 65? In this episode, Riitta Schoenfeld, a Medicare expert, delves into the intricacies of Medicare, discussing eligibility, different plan options, penalties, and the importance of understanding your healthcare coverage. Join us as we unravel the maze of Medicare and empower you to make informed decisions for your financial and health security in your golden years.


  • Understanding the difference between Medicare and Medicaid is crucial for eligibility and coverage.
  • Riitta’s journey from volunteering to becoming a Medicare expert highlights the importance of helping others navigate healthcare options.
  • Medicare eligibility is based on age, disability, or specific medical conditions, such as end-stage renal disease or Lou Gehrig's disease.
  • The importance of signing up for Medicare at the right time to avoid penalties and ensure proper coverage.
  • The distinction between Medicare Advantage plans and Medigap insurance supplements in terms of coverage and benefits.
  • Long-term care, including custodial care, is not covered by Medicare, emphasizing the need for additional planning and insurance options.


Resources


Riitta Schoenfeld | LinkedIn

Email: RSchoenfeld@srhafetz.com

Telephone: 516-331-4833


Stacy Francis | LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

]]> 2324 no Terminal Illness and Long-Term Care with Candace Dellacona Do you know what steps to take and how to keep yourself secure in the face of a devastating medical diagnosis? In this episode of Financially Ever After Widowhood, host Stacy Francis talks to Candace Dellacona, a family lawyer who helps older adults plan for their future. They discuss how to prepare for long-term care and protect your assets, such as ensuring you have a healthcare proxy and power of attorney and considering long-term care insurance. They also dive into why you should have a team of experts, including a geriatric care manager, who can help you find the best care options for your situation. Planning for the future with a terminal illness diagnosis involves crisis planning to protect assets and ensure proper care for the sick spouse. Medicaid and Medicare are essential programs to understand when planning for long-term care, with Medicaid serving as a payer of last resort for costs not covered by Medicare. Long-term care insurance can provide options and financial relief for individuals facing the need for extended care, offering flexibility in choosing care providers and settings. Advanced directives, including a health care proxy and power of attorney for finances, are crucial documents to have in place after receiving a serious medical diagnosis to ensure proper decision-making and care. Building a team of professionals, including financial advisors, elder law attorneys, and geriatric care managers, is essential for navigating the complexities of long-term care planning and advocacy. Support groups can be valuable resources for information and recommendations on care providers, legal assistance, and financial planning strategies for individuals facing medical crises and long-term care needs. Resources Candace Dellacona on the Web | LinkedIn | Facebook Email: Candace.Dellacona@offitkurman.com Phone: 212-545-1656 Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Tue, 30 Apr 2024 04:10:00 -0000 full 173 Stacy Francis In this episode of Financially Ever After Widowhood, host Stacy Francis talks to Candace Dellacona, a family lawyer who helps older adults plan for their future. Do you know what steps to take and how to keep yourself secure in the face of a devastating medical diagnosis? In this episode of Financially Ever After Widowhood, host Stacy Francis talks to Candace Dellacona, a family lawyer who helps older adults plan for their future. They discuss how to prepare for long-term care and protect your assets, such as ensuring you have a healthcare proxy and power of attorney and considering long-term care insurance. They also dive into why you should have a team of experts, including a geriatric care manager, who can help you find the best care options for your situation. Planning for the future with a terminal illness diagnosis involves crisis planning to protect assets and ensure proper care for the sick spouse. Medicaid and Medicare are essential programs to understand when planning for long-term care, with Medicaid serving as a payer of last resort for costs not covered by Medicare. Long-term care insurance can provide options and financial relief for individuals facing the need for extended care, offering flexibility in choosing care providers and settings. Advanced directives, including a health care proxy and power of attorney for finances, are crucial documents to have in place after receiving a serious medical diagnosis to ensure proper decision-making and care. Building a team of professionals, including financial advisors, elder law attorneys, and geriatric care managers, is essential for navigating the complexities of long-term care planning and advocacy. Support groups can be valuable resources for information and recommendations on care providers, legal assistance, and financial planning strategies for individuals facing medical crises and long-term care needs. Resources Candace Dellacona on the Web | LinkedIn | Facebook Email: Candace.Dellacona@offitkurman.com Phone: 212-545-1656 Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Do you know what steps to take and how to keep yourself secure in the face of a devastating medical diagnosis? In this episode of Financially Ever After Widowhood, host Stacy Francis talks to Candace Dellacona, a family lawyer who helps older adults plan for their future. They discuss how to prepare for long-term care and protect your assets, such as ensuring you have a healthcare proxy and power of attorney and considering long-term care insurance. They also dive into why you should have a team of experts, including a geriatric care manager, who can help you find the best care options for your situation.


  • Planning for the future with a terminal illness diagnosis involves crisis planning to protect assets and ensure proper care for the sick spouse.
  • Medicaid and Medicare are essential programs to understand when planning for long-term care, with Medicaid serving as a payer of last resort for costs not covered by Medicare.
  • Long-term care insurance can provide options and financial relief for individuals facing the need for extended care, offering flexibility in choosing care providers and settings.
  • Advanced directives, including a health care proxy and power of attorney for finances, are crucial documents to have in place after receiving a serious medical diagnosis to ensure proper decision-making and care.
  • Building a team of professionals, including financial advisors, elder law attorneys, and geriatric care managers, is essential for navigating the complexities of long-term care planning and advocacy.
  • Support groups can be valuable resources for information and recommendations on care providers, legal assistance, and financial planning strategies for individuals facing medical crises and long-term care needs.


Resources


Candace Dellacona on the Web | LinkedIn | Facebook

Email: Candace.Dellacona@offitkurman.com

Phone: 212-545-1656


Stacy Francis | LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com


]]> 2399 no Moving Forward or Moving On after Loss with Nikki Sewell When you suffer a loss, should you move forward or move on? Nikki Sewell, a therapist with a personal experience of profound loss, offers a unique perspective on navigating grief and moving forward after the death of both her husband and father by the age of 30. With over 17 years of experience in grief counseling, Nikki emphasizes the importance of not just moving on but moving forward in the tapestry of life. Join Stacy Francis on this episode of Financially Ever After as Nikki shares her insights on setting healthy boundaries, practicing self-compassion, and the complexities of re-partnering after loss. Moving forward, not moving on, is a more empowering approach to dealing with grief and loss, recognizing that past experiences are woven into the tapestry of our lives. Setting healthy boundaries is crucial in the grieving process, especially for women who may struggle with people-pleasing tendencies and societal expectations. Self-compassion plays a vital role in navigating grief and trauma, allowing individuals to acknowledge their emotions and prioritize self-care. The decision to re-partner after losing a spouse is a personal choice, and individuals should focus on their own growth and happiness rather than societal pressures. Recognizing that grief can manifest in different ways for different people, it's essential to be understanding and supportive of individuals experiencing loss. Seeking professional therapy and support can help individuals navigate the emotional and financial challenges that come with the loss of a spouse. Resources Nikki Sewell | Website | Weekly Blog Email: nikki@nikkisewell.com Phone: 203-590-9642 Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Tue, 16 Apr 2024 04:10:00 -0000 full 172 Stacy Francis Join Stacy Francis on this episode of Financially Ever After as Nikki shares her insights on setting healthy boundaries, practicing self-compassion, and the complexities of re-partnering after loss. When you suffer a loss, should you move forward or move on? Nikki Sewell, a therapist with a personal experience of profound loss, offers a unique perspective on navigating grief and moving forward after the death of both her husband and father by the age of 30. With over 17 years of experience in grief counseling, Nikki emphasizes the importance of not just moving on but moving forward in the tapestry of life. Join Stacy Francis on this episode of Financially Ever After as Nikki shares her insights on setting healthy boundaries, practicing self-compassion, and the complexities of re-partnering after loss. Moving forward, not moving on, is a more empowering approach to dealing with grief and loss, recognizing that past experiences are woven into the tapestry of our lives. Setting healthy boundaries is crucial in the grieving process, especially for women who may struggle with people-pleasing tendencies and societal expectations. Self-compassion plays a vital role in navigating grief and trauma, allowing individuals to acknowledge their emotions and prioritize self-care. The decision to re-partner after losing a spouse is a personal choice, and individuals should focus on their own growth and happiness rather than societal pressures. Recognizing that grief can manifest in different ways for different people, it's essential to be understanding and supportive of individuals experiencing loss. Seeking professional therapy and support can help individuals navigate the emotional and financial challenges that come with the loss of a spouse. Resources Nikki Sewell | Website | Weekly Blog Email: nikki@nikkisewell.com Phone: 203-590-9642 Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com When you suffer a loss, should you move forward or move on? Nikki Sewell, a therapist with a personal experience of profound loss, offers a unique perspective on navigating grief and moving forward after the death of both her husband and father by the age of 30. With over 17 years of experience in grief counseling, Nikki emphasizes the importance of not just moving on but moving forward in the tapestry of life. Join Stacy Francis on this episode of Financially Ever After as Nikki shares her insights on setting healthy boundaries, practicing self-compassion, and the complexities of re-partnering after loss.


  • Moving forward, not moving on, is a more empowering approach to dealing with grief and loss, recognizing that past experiences are woven into the tapestry of our lives.
  • Setting healthy boundaries is crucial in the grieving process, especially for women who may struggle with people-pleasing tendencies and societal expectations.
  • Self-compassion plays a vital role in navigating grief and trauma, allowing individuals to acknowledge their emotions and prioritize self-care.
  • The decision to re-partner after losing a spouse is a personal choice, and individuals should focus on their own growth and happiness rather than societal pressures.
  • Recognizing that grief can manifest in different ways for different people, it's essential to be understanding and supportive of individuals experiencing loss.
  • Seeking professional therapy and support can help individuals navigate the emotional and financial challenges that come with the loss of a spouse.


Resources


Nikki Sewell | Website | Weekly Blog

Email: nikki@nikkisewell.com

Phone: 203-590-9642


Stacy Francis | LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

]]> 2139 no The Healthcare Crisis for Widows with Deb Gordon and Beth Battaglino Have you considered the true cost of healthcare for women, especially in the face of widowhood? Forbes reports that women pay nearly $15 billion more than men in health costs. In this episode of Financially Ever After, host Stacy Francis is joined by Beth Battaglino, the CEO of Healthy Women, and Deb Gordon, the co-founder of Umbra Health Advocacy. Together, they discuss the significant challenges widows face in healthcare, including hidden and unexpected expenses that can cause severe financial strain. Financial education and proactivity is crucial, along with support from caring experts and advocates, so that you can empower yourself with physical and financial health.  The widowhood effect highlights the increased risk of mortality and prolonged illnesses that women face after losing a spouse, emphasizing the importance of healthcare and preventative care. Women pay much more for healthcare than men, with women paying more out of pocket due to differences in utilization patterns and services needed. It is crucial to seek help and ask for assistance in navigating healthcare costs and bills, and take full advantage of the resources available to help reduce financial burdens and provide support. You can make informed decisions about your healthcare and ensure you are adequately covered if you understand health insurance coverage and benefits. There are numerous experts and advocates who will stand by your side. Utilizing healthcare flex spending accounts and health savings accounts can help women save money on healthcare expenses and plan for future medical needs. Hiring patient advocates or utilizing the services of organizations like the Alliance of Professional Health Advocates can provide expert assistance in managing medical bills and navigating the healthcare system. Resources Deb Gordon | Umbra Health Advocacy | X(Twitter) | LinkedIn | Alliance of Professional Health Advocates deb@umbrahealthadvocacy.com Beth Battaglino | Healthy Women | X(Twitter) | LinkedIn Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Articles: Healthy Women: Understanding Health Insurance Terms Healthy Women: Choosing a Health Insurance Plan Healthy Women: Healthcare 101 for Women Forbes: Women Pay $15 Billion More Than Men for Medical Costs Tue, 02 Apr 2024 04:10:00 -0000 full 171 Stacy Francis Stacy Francis is joined by Beth Battaglino and Deb Gordon, and together, they discuss the significant challenges widows face in healthcare, including hidden and unexpected expenses that can cause severe financial strain. Have you considered the true cost of healthcare for women, especially in the face of widowhood? Forbes reports that women pay nearly $15 billion more than men in health costs. In this episode of Financially Ever After, host Stacy Francis is joined by Beth Battaglino, the CEO of Healthy Women, and Deb Gordon, the co-founder of Umbra Health Advocacy. Together, they discuss the significant challenges widows face in healthcare, including hidden and unexpected expenses that can cause severe financial strain. Financial education and proactivity is crucial, along with support from caring experts and advocates, so that you can empower yourself with physical and financial health.  The widowhood effect highlights the increased risk of mortality and prolonged illnesses that women face after losing a spouse, emphasizing the importance of healthcare and preventative care. Women pay much more for healthcare than men, with women paying more out of pocket due to differences in utilization patterns and services needed. It is crucial to seek help and ask for assistance in navigating healthcare costs and bills, and take full advantage of the resources available to help reduce financial burdens and provide support. You can make informed decisions about your healthcare and ensure you are adequately covered if you understand health insurance coverage and benefits. There are numerous experts and advocates who will stand by your side. Utilizing healthcare flex spending accounts and health savings accounts can help women save money on healthcare expenses and plan for future medical needs. Hiring patient advocates or utilizing the services of organizations like the Alliance of Professional Health Advocates can provide expert assistance in managing medical bills and navigating the healthcare system. Resources Deb Gordon | Umbra Health Advocacy | X(Twitter) | LinkedIn | Alliance of Professional Health Advocates deb@umbrahealthadvocacy.com Beth Battaglino | Healthy Women | X(Twitter) | LinkedIn Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Articles: Healthy Women: Understanding Health Insurance Terms Healthy Women: Choosing a Health Insurance Plan Healthy Women: Healthcare 101 for Women Forbes: Women Pay $15 Billion More Than Men for Medical Costs Have you considered the true cost of healthcare for women, especially in the face of widowhood? Forbes reports that women pay nearly $15 billion more than men in health costs. In this episode of Financially Ever After, host Stacy Francis is joined by Beth Battaglino, the CEO of Healthy Women, and Deb Gordon, the co-founder of Umbra Health Advocacy. Together, they discuss the significant challenges widows face in healthcare, including hidden and unexpected expenses that can cause severe financial strain. Financial education and proactivity is crucial, along with support from caring experts and advocates, so that you can empower yourself with physical and financial health. 


  • The widowhood effect highlights the increased risk of mortality and prolonged illnesses that women face after losing a spouse, emphasizing the importance of healthcare and preventative care.
  • Women pay much more for healthcare than men, with women paying more out of pocket due to differences in utilization patterns and services needed.
  • It is crucial to seek help and ask for assistance in navigating healthcare costs and bills, and take full advantage of the resources available to help reduce financial burdens and provide support.
  • You can make informed decisions about your healthcare and ensure you are adequately covered if you understand health insurance coverage and benefits. There are numerous experts and advocates who will stand by your side.
  • Utilizing healthcare flex spending accounts and health savings accounts can help women save money on healthcare expenses and plan for future medical needs.
  • Hiring patient advocates or utilizing the services of organizations like the Alliance of Professional Health Advocates can provide expert assistance in managing medical bills and navigating the healthcare system.


Resources


Deb Gordon | Umbra Health Advocacy | X(Twitter) | LinkedIn | Alliance of Professional Health Advocates

deb@umbrahealthadvocacy.com


Beth Battaglino | Healthy Women | X(Twitter) | LinkedIn


Stacy Francis | LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com


Articles:

Healthy Women: Understanding Health Insurance Terms

Healthy Women: Choosing a Health Insurance Plan

Healthy Women: Healthcare 101 for Women

Forbes: Women Pay $15 Billion More Than Men for Medical Costs

]]> 2561 no Understanding Your Taxes After A Loss with Samantha Harris, CPA Losing a spouse is difficult enough, and navigating the complex world of taxes only adds to that burden. In this episode of Financially Ever After, host Stacy Francis is joined by Samantha Harris, CPA, who leads her own tax preparation service company. Together, they provide valuable advice that will help you understand important nuances, file your taxes, and potentially save thousands of dollars in the process. Stacy and Samantha dispel some of the mystery around taxes after a loss, from finding the right professional guidance to understanding Social Security to proactive planning. Finding the right accountant is crucial for navigating tax implications after losing a spouse. With changes in filing status and potential tax savings opportunities, the right accountant can provide peace of mind and ensure financial stability. Understanding the different filing statuses, such as qualifying widow or head of household, can significantly impact tax liabilities. Choosing the appropriate filing status can lead to substantial tax savings and ensure compliance with IRS regulations. Organizing important financial documents and passwords can ease the burden on loved ones in the event of unexpected loss. Maintaining a clear record of financial information and passwords can streamline the process for your family and ensure a smoother transition during a difficult time. Social Security benefits may or may not be taxable, depending on various factors like additional income sources. Understanding the tax implications of Social Security benefits can help individuals plan effectively for their financial future and optimize their tax situation after the loss of a spouse. Communication and collaboration between financial advisors, accountants, and clients are essential to ensure comprehensive financial planning and tax strategies tailored to individual needs and circumstances. Resources Samantha Harris, CPA on LinkedIn Email: sam@cavalieraccounting.com Phone: 646-629-1381 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Tue, 19 Mar 2024 04:10:00 -0000 full 170 Stacy Francis Host, Stacy Francis, and her guest, Samantha Harris, dispel some of the mystery around taxes after a loss, from finding the right professional guidance to understanding Social Security to proactive planning. Losing a spouse is difficult enough, and navigating the complex world of taxes only adds to that burden. In this episode of Financially Ever After, host Stacy Francis is joined by Samantha Harris, CPA, who leads her own tax preparation service company. Together, they provide valuable advice that will help you understand important nuances, file your taxes, and potentially save thousands of dollars in the process. Stacy and Samantha dispel some of the mystery around taxes after a loss, from finding the right professional guidance to understanding Social Security to proactive planning. Finding the right accountant is crucial for navigating tax implications after losing a spouse. With changes in filing status and potential tax savings opportunities, the right accountant can provide peace of mind and ensure financial stability. Understanding the different filing statuses, such as qualifying widow or head of household, can significantly impact tax liabilities. Choosing the appropriate filing status can lead to substantial tax savings and ensure compliance with IRS regulations. Organizing important financial documents and passwords can ease the burden on loved ones in the event of unexpected loss. Maintaining a clear record of financial information and passwords can streamline the process for your family and ensure a smoother transition during a difficult time. Social Security benefits may or may not be taxable, depending on various factors like additional income sources. Understanding the tax implications of Social Security benefits can help individuals plan effectively for their financial future and optimize their tax situation after the loss of a spouse. Communication and collaboration between financial advisors, accountants, and clients are essential to ensure comprehensive financial planning and tax strategies tailored to individual needs and circumstances. Resources Samantha Harris, CPA on LinkedIn Email: sam@cavalieraccounting.com Phone: 646-629-1381 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Losing a spouse is difficult enough, and navigating the complex world of taxes only adds to that burden. In this episode of Financially Ever After, host Stacy Francis is joined by Samantha Harris, CPA, who leads her own tax preparation service company. Together, they provide valuable advice that will help you understand important nuances, file your taxes, and potentially save thousands of dollars in the process. Stacy and Samantha dispel some of the mystery around taxes after a loss, from finding the right professional guidance to understanding Social Security to proactive planning.


  • Finding the right accountant is crucial for navigating tax implications after losing a spouse. With changes in filing status and potential tax savings opportunities, the right accountant can provide peace of mind and ensure financial stability.
  • Understanding the different filing statuses, such as qualifying widow or head of household, can significantly impact tax liabilities. Choosing the appropriate filing status can lead to substantial tax savings and ensure compliance with IRS regulations.
  • Organizing important financial documents and passwords can ease the burden on loved ones in the event of unexpected loss. Maintaining a clear record of financial information and passwords can streamline the process for your family and ensure a smoother transition during a difficult time.
  • Social Security benefits may or may not be taxable, depending on various factors like additional income sources. Understanding the tax implications of Social Security benefits can help individuals plan effectively for their financial future and optimize their tax situation after the loss of a spouse.
  • Communication and collaboration between financial advisors, accountants, and clients are essential to ensure comprehensive financial planning and tax strategies tailored to individual needs and circumstances.


Resources


Samantha Harris, CPA on LinkedIn


Email: sam@cavalieraccounting.com


Phone: 646-629-1381


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com


]]> 2209 no Elder Law and Special Needs Planning with Britt Burner What are the key differences between traditional estate planning and elder law planning, and why is it important to consider elder law planning at a younger age? In this episode of Financially Ever After, host Stacy Francis delves into the intricate world of special needs planning and elder law with guest Britt Burner. Together, they navigate the complexities of legal and financial considerations for people with disabilities and those facing terminal illnesses. Planning for a disabled child's future requires careful consideration of government benefits and asset protection strategies. Understanding the nuances of Medicaid, SSI, and SSDI is crucial in ensuring the child's financial security and well-being. Spousal refusal and other legal strategies can help protect assets and qualify for Medicaid in the face of terminal illness or disability. Knowing the options available and seeking personalized advice from an elder law attorney can make a significant difference in navigating these challenging circumstances. Establishing a Supplemental Needs Trust can safeguard assets for a disabled child without jeopardizing their eligibility for government benefits. By setting up this trust, parents can ensure that their child's financial future is secure and that they continue to receive the necessary support and care. Personalized advice from an elder law attorney is essential in creating a comprehensive plan for long-term care and asset protection. By consulting with a legal expert specializing in elder law, individuals can develop a tailored strategy that addresses their specific needs and goals, providing peace of mind for the future. Early engagement in elder law planning, including powers of attorney and healthcare proxies, can provide peace of mind and security for the future. By proactively addressing legal and financial matters, individuals can ensure that their wishes are respected and their affairs are managed according to their preferences and values. Resources Britt Burner on LinkedIn Email: bburner@burnerlaw.com Burner Prudenti Law on Website | Facebook | X | LinkedIn | Instagram | YouTube National Academy of Elder Law Attorneys  Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Tue, 05 Mar 2024 05:10:00 -0000 full 169 Stacy Francis In this episode of Financially Ever After, host Stacy Francis delves into the intricate world of special needs planning and elder law with guest Britt Burner. What are the key differences between traditional estate planning and elder law planning, and why is it important to consider elder law planning at a younger age? In this episode of Financially Ever After, host Stacy Francis delves into the intricate world of special needs planning and elder law with guest Britt Burner. Together, they navigate the complexities of legal and financial considerations for people with disabilities and those facing terminal illnesses. Planning for a disabled child's future requires careful consideration of government benefits and asset protection strategies. Understanding the nuances of Medicaid, SSI, and SSDI is crucial in ensuring the child's financial security and well-being. Spousal refusal and other legal strategies can help protect assets and qualify for Medicaid in the face of terminal illness or disability. Knowing the options available and seeking personalized advice from an elder law attorney can make a significant difference in navigating these challenging circumstances. Establishing a Supplemental Needs Trust can safeguard assets for a disabled child without jeopardizing their eligibility for government benefits. By setting up this trust, parents can ensure that their child's financial future is secure and that they continue to receive the necessary support and care. Personalized advice from an elder law attorney is essential in creating a comprehensive plan for long-term care and asset protection. By consulting with a legal expert specializing in elder law, individuals can develop a tailored strategy that addresses their specific needs and goals, providing peace of mind for the future. Early engagement in elder law planning, including powers of attorney and healthcare proxies, can provide peace of mind and security for the future. By proactively addressing legal and financial matters, individuals can ensure that their wishes are respected and their affairs are managed according to their preferences and values. Resources Britt Burner on LinkedIn Email: bburner@burnerlaw.com Burner Prudenti Law on Website | Facebook | X | LinkedIn | Instagram | YouTube National Academy of Elder Law Attorneys  Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com What are the key differences between traditional estate planning and elder law planning, and why is it important to consider elder law planning at a younger age? In this episode of Financially Ever After, host Stacy Francis delves into the intricate world of special needs planning and elder law with guest Britt Burner. Together, they navigate the complexities of legal and financial considerations for people with disabilities and those facing terminal illnesses.


  • Planning for a disabled child's future requires careful consideration of government benefits and asset protection strategies. Understanding the nuances of Medicaid, SSI, and SSDI is crucial in ensuring the child's financial security and well-being.
  • Spousal refusal and other legal strategies can help protect assets and qualify for Medicaid in the face of terminal illness or disability. Knowing the options available and seeking personalized advice from an elder law attorney can make a significant difference in navigating these challenging circumstances.
  • Establishing a Supplemental Needs Trust can safeguard assets for a disabled child without jeopardizing their eligibility for government benefits. By setting up this trust, parents can ensure that their child's financial future is secure and that they continue to receive the necessary support and care.
  • Personalized advice from an elder law attorney is essential in creating a comprehensive plan for long-term care and asset protection. By consulting with a legal expert specializing in elder law, individuals can develop a tailored strategy that addresses their specific needs and goals, providing peace of mind for the future.
  • Early engagement in elder law planning, including powers of attorney and healthcare proxies, can provide peace of mind and security for the future. By proactively addressing legal and financial matters, individuals can ensure that their wishes are respected and their affairs are managed according to their preferences and values.


Resources

Britt Burner on LinkedIn

Email: bburner@burnerlaw.com

Burner Prudenti Law on Website | Facebook | X | LinkedIn | Instagram | YouTube

National Academy of Elder Law Attorneys 


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

]]> 2469 no Financial Security and Fraud Prevention with Kathy Stokes What if you received a call or email claiming to be from the IRS, demanding immediate payment for back taxes or threatening legal action? How would you react in a moment of heightened emotion and urgency? In this episode of Financially Ever After, Stacy Francis is joined by Kathy Stokes, who brings a wealth of knowledge and experience in combating financial crimes. As the Director of Fraud Prevention Programs at AARP Kathy brings unique insight into the tactics used by criminals, the importance of education in fraud prevention, and the resources available to protect oneself from scams. Discover how to empower yourself against fraud and safeguard your financial well-being. Understanding that the IRS will not initiate contact through calls or texts unless there is an existing issue is crucial in avoiding potential scams and protecting personal information. With a significant 400% rise in cyber crimes and fraud reported in recent years, it is more important than ever to stay informed and vigilant to safeguard against financial threats. AARP's Fraud Prevention Program, led by Kathy Stokes, plays a vital role in educating people about the risks of financial fraud and providing support to combat these crimes. Eight out of 10 women change financial advisors within a year of their spouse's passing, highlighting the importance of thorough research and due diligence when selecting a new advisor to ensure financial security. Those facing emotional vulnerability, such as widows, are often targeted by fraudsters due to their heightened emotional state, emphasizing the need for awareness and protection. Recognizing red flags like unexpected contact, urgency, and heightened emotions can serve as warning signs to identify and avoid potential scams, empowering you to protect yourself. Regularly monitoring credit reports and implementing credit freezes are proactive measures that can help prevent identity theft and financial fraud, ensuring greater security and peace of mind. AARP's Fraud Network Helpline, staffed by trained volunteers, offers valuable support and guidance to those facing potential fraud, providing a safe space to seek assistance and report suspicious activities for better protection. Resources Kathy Stokes on LinkedIn | AARP | AARP Fraud Watch Network AARP Fraud Watch Hotline: 877-908-3360 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 20 Feb 2024 05:10:00 -0000 full 168 Stacy Francis Stacy Francis is joined by Kathy Stokes to discuss how you can how to empower yourself against fraud and safeguard your financial well-being. What if you received a call or email claiming to be from the IRS, demanding immediate payment for back taxes or threatening legal action? How would you react in a moment of heightened emotion and urgency? In this episode of Financially Ever After, Stacy Francis is joined by Kathy Stokes, who brings a wealth of knowledge and experience in combating financial crimes. As the Director of Fraud Prevention Programs at AARP Kathy brings unique insight into the tactics used by criminals, the importance of education in fraud prevention, and the resources available to protect oneself from scams. Discover how to empower yourself against fraud and safeguard your financial well-being. Understanding that the IRS will not initiate contact through calls or texts unless there is an existing issue is crucial in avoiding potential scams and protecting personal information. With a significant 400% rise in cyber crimes and fraud reported in recent years, it is more important than ever to stay informed and vigilant to safeguard against financial threats. AARP's Fraud Prevention Program, led by Kathy Stokes, plays a vital role in educating people about the risks of financial fraud and providing support to combat these crimes. Eight out of 10 women change financial advisors within a year of their spouse's passing, highlighting the importance of thorough research and due diligence when selecting a new advisor to ensure financial security. Those facing emotional vulnerability, such as widows, are often targeted by fraudsters due to their heightened emotional state, emphasizing the need for awareness and protection. Recognizing red flags like unexpected contact, urgency, and heightened emotions can serve as warning signs to identify and avoid potential scams, empowering you to protect yourself. Regularly monitoring credit reports and implementing credit freezes are proactive measures that can help prevent identity theft and financial fraud, ensuring greater security and peace of mind. AARP's Fraud Network Helpline, staffed by trained volunteers, offers valuable support and guidance to those facing potential fraud, providing a safe space to seek assistance and report suspicious activities for better protection. Resources Kathy Stokes on LinkedIn | AARP | AARP Fraud Watch Network AARP Fraud Watch Hotline: 877-908-3360 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! What if you received a call or email claiming to be from the IRS, demanding immediate payment for back taxes or threatening legal action? How would you react in a moment of heightened emotion and urgency? In this episode of Financially Ever After, Stacy Francis is joined by Kathy Stokes, who brings a wealth of knowledge and experience in combating financial crimes. As the Director of Fraud Prevention Programs at AARP Kathy brings unique insight into the tactics used by criminals, the importance of education in fraud prevention, and the resources available to protect oneself from scams. Discover how to empower yourself against fraud and safeguard your financial well-being.


  • Understanding that the IRS will not initiate contact through calls or texts unless there is an existing issue is crucial in avoiding potential scams and protecting personal information.
  • With a significant 400% rise in cyber crimes and fraud reported in recent years, it is more important than ever to stay informed and vigilant to safeguard against financial threats.
  • AARP's Fraud Prevention Program, led by Kathy Stokes, plays a vital role in educating people about the risks of financial fraud and providing support to combat these crimes.
  • Eight out of 10 women change financial advisors within a year of their spouse's passing, highlighting the importance of thorough research and due diligence when selecting a new advisor to ensure financial security.
  • Those facing emotional vulnerability, such as widows, are often targeted by fraudsters due to their heightened emotional state, emphasizing the need for awareness and protection.
  • Recognizing red flags like unexpected contact, urgency, and heightened emotions can serve as warning signs to identify and avoid potential scams, empowering you to protect yourself.
  • Regularly monitoring credit reports and implementing credit freezes are proactive measures that can help prevent identity theft and financial fraud, ensuring greater security and peace of mind.
  • AARP's Fraud Network Helpline, staffed by trained volunteers, offers valuable support and guidance to those facing potential fraud, providing a safe space to seek assistance and report suspicious activities for better protection.


Resources


Kathy Stokes on LinkedIn | AARP | AARP Fraud Watch Network

AARP Fraud Watch Hotline: 877-908-3360


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


]]> 2472 no Navigating Grief and Finding Peace in Caregiving with Holly Strelzik Holly Strelzik, a woman who has experienced her fair share of loss and grief, joins Stacy Francis on this episode of Financially Ever After. From a childhood of divorce and estrangement to the death of a close friend and several traumatic events, Holly has cultivated a profound connection to the art of dying and end-of-life care. As an end-of-life doula and grief recovery specialist, Holly understands the importance of caring for oneself while caring for others. She shares her personal journey as a caregiver and offers valuable insights on finding support and maintaining one's own well-being. Be inspired by Holly's wisdom and compassion as she empowers women to navigate the challenges of caregiving and grief. Taking care of oneself is crucial as a caregiver, as neglecting self-care can lead to negative consequences for both the caregiver and the person being cared for. Holly shares her personal journey of caregiving, from her childhood experiences to her current role as a caregiver for her husband with Alzheimer's. The 2-2-2 plan is a practical approach to ensure that caregivers have support in place for different timeframes, from a few hours to a couple of weeks. Caregivers face a higher mortality risk and need to prioritize their own well-being to avoid caregiver strain. Center for the Heart, founded by Holly, provides end-of-life care and grief support to individuals and families facing terminal illnesses. Grief is a complex process that requires compassionate support and understanding, and Center for the Heart offers a safe space for individuals to explore their grief and find healing. Embracing a spiritual practice or finding solace in nature can be beneficial for caregivers in maintaining their own well-being. Grief can be a catalyst for personal growth and can inspire individuals to serve others who are experiencing similar challenges. Resources Holly Strelzik on Instagram | LinkedIn | Facebook | Podcast | Center for the Heart | Center for the Heart LinkedIn Email: holly@centerfortheheart.com Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 06 Feb 2024 05:10:00 -0000 full 167 Stacy Francis Holly Strelzik joins Stacy Francis to share her personal journey as a caregiver and offers valuable insights on finding support and maintaining one's own well-being. Holly Strelzik, a woman who has experienced her fair share of loss and grief, joins Stacy Francis on this episode of Financially Ever After. From a childhood of divorce and estrangement to the death of a close friend and several traumatic events, Holly has cultivated a profound connection to the art of dying and end-of-life care. As an end-of-life doula and grief recovery specialist, Holly understands the importance of caring for oneself while caring for others. She shares her personal journey as a caregiver and offers valuable insights on finding support and maintaining one's own well-being. Be inspired by Holly's wisdom and compassion as she empowers women to navigate the challenges of caregiving and grief. Taking care of oneself is crucial as a caregiver, as neglecting self-care can lead to negative consequences for both the caregiver and the person being cared for. Holly shares her personal journey of caregiving, from her childhood experiences to her current role as a caregiver for her husband with Alzheimer's. The 2-2-2 plan is a practical approach to ensure that caregivers have support in place for different timeframes, from a few hours to a couple of weeks. Caregivers face a higher mortality risk and need to prioritize their own well-being to avoid caregiver strain. Center for the Heart, founded by Holly, provides end-of-life care and grief support to individuals and families facing terminal illnesses. Grief is a complex process that requires compassionate support and understanding, and Center for the Heart offers a safe space for individuals to explore their grief and find healing. Embracing a spiritual practice or finding solace in nature can be beneficial for caregivers in maintaining their own well-being. Grief can be a catalyst for personal growth and can inspire individuals to serve others who are experiencing similar challenges. Resources Holly Strelzik on Instagram | LinkedIn | Facebook | Podcast | Center for the Heart | Center for the Heart LinkedIn Email: holly@centerfortheheart.com Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Holly Strelzik, a woman who has experienced her fair share of loss and grief, joins Stacy Francis on this episode of Financially Ever After. From a childhood of divorce and estrangement to the death of a close friend and several traumatic events, Holly has cultivated a profound connection to the art of dying and end-of-life care. As an end-of-life doula and grief recovery specialist, Holly understands the importance of caring for oneself while caring for others. She shares her personal journey as a caregiver and offers valuable insights on finding support and maintaining one's own well-being. Be inspired by Holly's wisdom and compassion as she empowers women to navigate the challenges of caregiving and grief.


  • Taking care of oneself is crucial as a caregiver, as neglecting self-care can lead to negative consequences for both the caregiver and the person being cared for.
  • Holly shares her personal journey of caregiving, from her childhood experiences to her current role as a caregiver for her husband with Alzheimer's.
  • The 2-2-2 plan is a practical approach to ensure that caregivers have support in place for different timeframes, from a few hours to a couple of weeks.
  • Caregivers face a higher mortality risk and need to prioritize their own well-being to avoid caregiver strain.
  • Center for the Heart, founded by Holly, provides end-of-life care and grief support to individuals and families facing terminal illnesses.
  • Grief is a complex process that requires compassionate support and understanding, and Center for the Heart offers a safe space for individuals to explore their grief and find healing.
  • Embracing a spiritual practice or finding solace in nature can be beneficial for caregivers in maintaining their own well-being.
  • Grief can be a catalyst for personal growth and can inspire individuals to serve others who are experiencing similar challenges.


Resources


Holly Strelzik on Instagram | LinkedIn | Facebook | Podcast | Center for the Heart | Center for the Heart LinkedIn

Email: holly@centerfortheheart.com


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1570 Mothering Through Mourning: Navigating Widowhood and Parenthood with Melanese Marr-Thomas So many of us lost loved ones as COVID-19 swept through our communities, each of us with our own story of love and loss. But what about when those stories include our children? Melanese Marr-Thomas is a two-time Amazon bestselling author and entrepreneur, and she joins Stacy Francis on this episode of Financially Ever After Widowhood to share her powerful journey of love and loss. Melanese opens up about the devastating impact of losing her husband to COVID-19 and the challenges she faced as a widow and single mother of four children. Through her authentic and raw storytelling, Melanese offers a glimpse into the depths of grief and the resilience it takes to navigate life after loss. She shares some of the practical tools in her upcoming book, What the Grief? A Widow's Grief and Loss Becomes Lessons of Hope and Triumph, that helped her and her children, including honest communication, grace, and space. Tune in to this episode to gain insight, inspiration, and a reminder that it's okay not to be okay. We must be open and honest with children about grief. Melanese created a safe space for her children to express their emotions by sharing her own struggles and giving them permission to not be okay. Melanese shares her concept of "grief storms," which are intense waves of emotions, where grief is likened to a tornado that destroys everything. These destructive waves of grief were harsh at first, but became easier to manage as Melanese allowed herself to feel and work through her emotions. Connecting with others who are grieving provides solace and understanding. Melanese highlights the value of Facebook groups, grief support organizations, and therapy in navigating the journey. Being silent about grief hinders healing and support. Being vulnerable and open inspires others. Losing a spouse means the loss of shared dreams. Melanese shares her struggle with rebuilding her life and finding a new identity, particularly for her food truck business. Her husband was “the grillmaster.” Giving oneself grace and space to heal is crucial. Melanese shares her toolkit for coping with grief, including water aerobics, adult coloring books, and spending time in nature. Grief is a lifelong process, and there is no specific timeframe or expectation to "get over" the loss. Love and grief coexist. Resources Melanese Marr-Thomas on LinkedIn | Facebook | Instagram | Website | Hope Certain Instagram Email: hopecertain2022@gmail.com Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Tue, 23 Jan 2024 05:10:00 -0000 full 166 Stacy Francis Melanese Marr-Thomas is a two-time Amazon bestselling author and entrepreneur, and she joins Stacy Francis on this episode of Financially Ever After Widowhood to share her powerful journey of love and loss. So many of us lost loved ones as COVID-19 swept through our communities, each of us with our own story of love and loss. But what about when those stories include our children? Melanese Marr-Thomas is a two-time Amazon bestselling author and entrepreneur, and she joins Stacy Francis on this episode of Financially Ever After Widowhood to share her powerful journey of love and loss. Melanese opens up about the devastating impact of losing her husband to COVID-19 and the challenges she faced as a widow and single mother of four children. Through her authentic and raw storytelling, Melanese offers a glimpse into the depths of grief and the resilience it takes to navigate life after loss. She shares some of the practical tools in her upcoming book, What the Grief? A Widow's Grief and Loss Becomes Lessons of Hope and Triumph, that helped her and her children, including honest communication, grace, and space. Tune in to this episode to gain insight, inspiration, and a reminder that it's okay not to be okay. We must be open and honest with children about grief. Melanese created a safe space for her children to express their emotions by sharing her own struggles and giving them permission to not be okay. Melanese shares her concept of "grief storms," which are intense waves of emotions, where grief is likened to a tornado that destroys everything. These destructive waves of grief were harsh at first, but became easier to manage as Melanese allowed herself to feel and work through her emotions. Connecting with others who are grieving provides solace and understanding. Melanese highlights the value of Facebook groups, grief support organizations, and therapy in navigating the journey. Being silent about grief hinders healing and support. Being vulnerable and open inspires others. Losing a spouse means the loss of shared dreams. Melanese shares her struggle with rebuilding her life and finding a new identity, particularly for her food truck business. Her husband was “the grillmaster.” Giving oneself grace and space to heal is crucial. Melanese shares her toolkit for coping with grief, including water aerobics, adult coloring books, and spending time in nature. Grief is a lifelong process, and there is no specific timeframe or expectation to "get over" the loss. Love and grief coexist. Resources Melanese Marr-Thomas on LinkedIn | Facebook | Instagram | Website | Hope Certain Instagram Email: hopecertain2022@gmail.com Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com So many of us lost loved ones as COVID-19 swept through our communities, each of us with our own story of love and loss. But what about when those stories include our children? Melanese Marr-Thomas is a two-time Amazon bestselling author and entrepreneur, and she joins Stacy Francis on this episode of Financially Ever After Widowhood to share her powerful journey of love and loss. Melanese opens up about the devastating impact of losing her husband to COVID-19 and the challenges she faced as a widow and single mother of four children. Through her authentic and raw storytelling, Melanese offers a glimpse into the depths of grief and the resilience it takes to navigate life after loss. She shares some of the practical tools in her upcoming book, What the Grief? A Widow's Grief and Loss Becomes Lessons of Hope and Triumph, that helped her and her children, including honest communication, grace, and space. Tune in to this episode to gain insight, inspiration, and a reminder that it's okay not to be okay.

  • We must be open and honest with children about grief. Melanese created a safe space for her children to express their emotions by sharing her own struggles and giving them permission to not be okay.
  • Melanese shares her concept of "grief storms," which are intense waves of emotions, where grief is likened to a tornado that destroys everything. These destructive waves of grief were harsh at first, but became easier to manage as Melanese allowed herself to feel and work through her emotions.
  • Connecting with others who are grieving provides solace and understanding. Melanese highlights the value of Facebook groups, grief support organizations, and therapy in navigating the journey. Being silent about grief hinders healing and support. Being vulnerable and open inspires others.
  • Losing a spouse means the loss of shared dreams. Melanese shares her struggle with rebuilding her life and finding a new identity, particularly for her food truck business. Her husband was “the grillmaster.”
  • Giving oneself grace and space to heal is crucial. Melanese shares her toolkit for coping with grief, including water aerobics, adult coloring books, and spending time in nature.
  • Grief is a lifelong process, and there is no specific timeframe or expectation to "get over" the loss. Love and grief coexist.


Resources


Melanese Marr-Thomas on LinkedIn | Facebook | Instagram | Website | Hope Certain Instagram

Email: hopecertain2022@gmail.com


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com

]]> 1994 no Trusts, Inheritance, and Protecting Your Children's Future with Stefan Dunkelgrun Most parents think about the future of their finances, and the legacy that they will leave for their children. This week on Financially Ever After Widowhood, host Stacy Francis talks with renowned trust and estate lawyer Stefan Dunkelgrun about how to effectively plan your children’s inheritance and safeguard it against extravagance and divorce. As a partner at Davidoff Hutcher and Citron in New York City, Stefan brings a wealth of knowledge and experiences from his work with high and ultra-high-net-worth clients. In this episode, he shares eye-opening tales from the trenches, offering crucial advice on ensuring that your legacy serves your children in lasting, meaningful ways. Whether you're a parent of young children or have adult kids, join us as Stefan explains how to protect your family's financial future while ensuring your wealth enhances rather than hampers their ambitions. Estate planning is not just about wealth distribution but about ensuring the well-being of your loved ones after you're gone in a way that aligns with your family’s needs and values.  Many parents grapple with how to leave money to their children, especially if they are minors. Stefan discusses creating trusts that provide for children's needs, like education and healthcare, without giving them unrestricted access to large sums at a young age. Divorce-proofing your child's inheritance is a critical aspect of estate planning. Stefan provides insights on how to structure trusts to ensure that your children's inheritance remains protected, even in the event of their marital dissolution. Stefan advises selecting someone as trustee who can manage the trust impartially and responsibly, ideally not the children's guardian to avoid conflicts of interest. Life insurance plays a significant role in estate planning; choosing the right amount and type of policy, and properly designating beneficiaries, can secure your children's financial future without unnecessary tax burdens. Gifting strategies are an integral part of estate planning, with options like direct payments for medical and educational expenses offering tax benefits.  For high net worth families, Stefan introduces advanced strategies and tools that can extend the benefits of your estate across generations, offering educational funding and other support to grandchildren and beyond. Resources Stefan Dunkelgrun on LinkedIn | Davidoff Hutcher and Citron  Phone: (646) 428-3112 Email: Swd@dhclegal.com Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Tue, 09 Jan 2024 05:10:00 -0000 full 165 Stacy Francis This week on Financially Ever After Widowhood, host Stacy Francis talks with renowned trust and estate lawyer Stefan Dunkelgrun about how to effectively plan your children’s inheritance and safeguard it against extravagance and divorce. Most parents think about the future of their finances, and the legacy that they will leave for their children. This week on Financially Ever After Widowhood, host Stacy Francis talks with renowned trust and estate lawyer Stefan Dunkelgrun about how to effectively plan your children’s inheritance and safeguard it against extravagance and divorce. As a partner at Davidoff Hutcher and Citron in New York City, Stefan brings a wealth of knowledge and experiences from his work with high and ultra-high-net-worth clients. In this episode, he shares eye-opening tales from the trenches, offering crucial advice on ensuring that your legacy serves your children in lasting, meaningful ways. Whether you're a parent of young children or have adult kids, join us as Stefan explains how to protect your family's financial future while ensuring your wealth enhances rather than hampers their ambitions. Estate planning is not just about wealth distribution but about ensuring the well-being of your loved ones after you're gone in a way that aligns with your family’s needs and values.  Many parents grapple with how to leave money to their children, especially if they are minors. Stefan discusses creating trusts that provide for children's needs, like education and healthcare, without giving them unrestricted access to large sums at a young age. Divorce-proofing your child's inheritance is a critical aspect of estate planning. Stefan provides insights on how to structure trusts to ensure that your children's inheritance remains protected, even in the event of their marital dissolution. Stefan advises selecting someone as trustee who can manage the trust impartially and responsibly, ideally not the children's guardian to avoid conflicts of interest. Life insurance plays a significant role in estate planning; choosing the right amount and type of policy, and properly designating beneficiaries, can secure your children's financial future without unnecessary tax burdens. Gifting strategies are an integral part of estate planning, with options like direct payments for medical and educational expenses offering tax benefits.  For high net worth families, Stefan introduces advanced strategies and tools that can extend the benefits of your estate across generations, offering educational funding and other support to grandchildren and beyond. Resources Stefan Dunkelgrun on LinkedIn | Davidoff Hutcher and Citron  Phone: (646) 428-3112 Email: Swd@dhclegal.com Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Most parents think about the future of their finances, and the legacy that they will leave for their children. This week on Financially Ever After Widowhood, host Stacy Francis talks with renowned trust and estate lawyer Stefan Dunkelgrun about how to effectively plan your children’s inheritance and safeguard it against extravagance and divorce. As a partner at Davidoff Hutcher and Citron in New York City, Stefan brings a wealth of knowledge and experiences from his work with high and ultra-high-net-worth clients. In this episode, he shares eye-opening tales from the trenches, offering crucial advice on ensuring that your legacy serves your children in lasting, meaningful ways. Whether you're a parent of young children or have adult kids, join us as Stefan explains how to protect your family's financial future while ensuring your wealth enhances rather than hampers their ambitions.


  • Estate planning is not just about wealth distribution but about ensuring the well-being of your loved ones after you're gone in a way that aligns with your family’s needs and values. 
  • Many parents grapple with how to leave money to their children, especially if they are minors. Stefan discusses creating trusts that provide for children's needs, like education and healthcare, without giving them unrestricted access to large sums at a young age.
  • Divorce-proofing your child's inheritance is a critical aspect of estate planning. Stefan provides insights on how to structure trusts to ensure that your children's inheritance remains protected, even in the event of their marital dissolution.
  • Stefan advises selecting someone as trustee who can manage the trust impartially and responsibly, ideally not the children's guardian to avoid conflicts of interest.
  • Life insurance plays a significant role in estate planning; choosing the right amount and type of policy, and properly designating beneficiaries, can secure your children's financial future without unnecessary tax burdens.
  • Gifting strategies are an integral part of estate planning, with options like direct payments for medical and educational expenses offering tax benefits. 
  • For high net worth families, Stefan introduces advanced strategies and tools that can extend the benefits of your estate across generations, offering educational funding and other support to grandchildren and beyond.


Resources


Stefan Dunkelgrun on LinkedIn | Davidoff Hutcher and Citron 

Phone: (646) 428-3112

Email: Swd@dhclegal.com



Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com

]]> 2308 no Navigating College Costs as a Single Parent with Robert Farrington Robert Farrington, founder of The College Investor, is a student loan and financial aid expert. He guides individuals in making wise college decisions and assists families in managing the challenges of student loan debt. In this episode of Financially Ever After Widowhood, Stacy interviews Robert about how single parents can best save for and pay for college without compromising their own financial security. They discuss 529 savings plans, different types of student loans, as well as strategies to lower college costs. He also shares why it's important for parents to prioritize their own retirement savings first before saving for college. Take care of your own financial stability first before worrying about college savings - there are lots of ways to pay for college later. 529 plans allow tax-free savings and growth for education expenses. Most states offer tax deductions as well.  Federal student loans typically have better terms and options than private loans.   Never borrow more than your expected first year salary after graduating.  Apply for scholarships and grants. Negotiate with the school's financial aid office. Consider community college for the first 1-2 years then transfer to save money. Take AP classes in high school to enter college with credits already completed. Find colleges with good financial aid packages to lower the overall cost. Have open conversations with your child early about money and college expectations. Resources Robert Farrington on the Web | The College Investor Website | Instagram | X | Email Tuition Fit Saving for College FAFSA Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 26 Dec 2023 05:10:00 -0000 full 164 Stacy Francis In this episode of Financially Ever After Widowhood, Stacy Francis interviews Robert Farrington about how single parents can best save for and pay for college without compromising their own financial security. Robert Farrington, founder of The College Investor, is a student loan and financial aid expert. He guides individuals in making wise college decisions and assists families in managing the challenges of student loan debt. In this episode of Financially Ever After Widowhood, Stacy interviews Robert about how single parents can best save for and pay for college without compromising their own financial security. They discuss 529 savings plans, different types of student loans, as well as strategies to lower college costs. He also shares why it's important for parents to prioritize their own retirement savings first before saving for college. Take care of your own financial stability first before worrying about college savings - there are lots of ways to pay for college later. 529 plans allow tax-free savings and growth for education expenses. Most states offer tax deductions as well.  Federal student loans typically have better terms and options than private loans.   Never borrow more than your expected first year salary after graduating.  Apply for scholarships and grants. Negotiate with the school's financial aid office. Consider community college for the first 1-2 years then transfer to save money. Take AP classes in high school to enter college with credits already completed. Find colleges with good financial aid packages to lower the overall cost. Have open conversations with your child early about money and college expectations. Resources Robert Farrington on the Web | The College Investor Website | Instagram | X | Email Tuition Fit Saving for College FAFSA Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Robert Farrington, founder of The College Investor, is a student loan and financial aid expert. He guides individuals in making wise college decisions and assists families in managing the challenges of student loan debt. In this episode of Financially Ever After Widowhood, Stacy interviews Robert about how single parents can best save for and pay for college without compromising their own financial security. They discuss 529 savings plans, different types of student loans, as well as strategies to lower college costs. He also shares why it's important for parents to prioritize their own retirement savings first before saving for college.



  • Take care of your own financial stability first before worrying about college savings - there are lots of ways to pay for college later.

  • 529 plans allow tax-free savings and growth for education expenses. Most states offer tax deductions as well.  Federal student loans typically have better terms and options than private loans.  

  • Never borrow more than your expected first year salary after graduating. 

  • Apply for scholarships and grants. Negotiate with the school's financial aid office.

  • Consider community college for the first 1-2 years then transfer to save money.

  • Take AP classes in high school to enter college with credits already completed.

  • Find colleges with good financial aid packages to lower the overall cost.

  • Have open conversations with your child early about money and college expectations.


Resources

Robert Farrington on the Web | The College Investor Website | Instagram | X | Email

Tuition Fit

Saving for College

FAFSA


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2016 no The Importance of Succession Planning to Future-proof Your Business with Michael Levy Do you have a family business that could disintegrate into awkward disputes or expensive tax fights when you pass away? This week's guest, Michael Levy, knows all about the dramatic infighting and family stress depicted on HBO's acclaimed show Succession in real life! In over 20 years as an estate planning attorney, he has helped hundreds of families navigate messy succession scenarios. On this episode of Financially Ever After Widowhood, he shares expert insights on smart succession planning with host Stacy Francis, including strategies to transfer ownership interests while avoiding unnecessary taxes safely. Michael stresses thoughtfully and compassionately handling which family members will lead the business in order to future-proof your business.  Succession planning is critical but often neglected by business founders who believe things will continue seamlessly after them. Without a plan, disputes frequently arise between heirs with differing ideas of who should take over the business. Strategies like buy-sell agreements, estate freezes, defective grantor trusts can facilitate tax-optimized succession transfers. Paying for business valuations regularly is wise to avoid surprises later when gifting interests or facing estate taxes. Spouses inheriting interests may still owe taxes, so planning ahead with vehicles like life insurance is key. Advisors like financial planners, estate attorneys and CPAs can help navigate these complex scenarios, so clients shouldn't hesitate to ask questions. Resources Michael Levy on Website | LinkedIn Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 12 Dec 2023 05:10:00 -0000 full 163 Stacy Francis On this episode of Financially Ever After Widowhood, Michael Levy shares expert insights on smart succession planning with host Stacy Francis, including strategies to transfer ownership interests while avoiding unnecessary taxes safely. Do you have a family business that could disintegrate into awkward disputes or expensive tax fights when you pass away? This week's guest, Michael Levy, knows all about the dramatic infighting and family stress depicted on HBO's acclaimed show Succession in real life! In over 20 years as an estate planning attorney, he has helped hundreds of families navigate messy succession scenarios. On this episode of Financially Ever After Widowhood, he shares expert insights on smart succession planning with host Stacy Francis, including strategies to transfer ownership interests while avoiding unnecessary taxes safely. Michael stresses thoughtfully and compassionately handling which family members will lead the business in order to future-proof your business.  Succession planning is critical but often neglected by business founders who believe things will continue seamlessly after them. Without a plan, disputes frequently arise between heirs with differing ideas of who should take over the business. Strategies like buy-sell agreements, estate freezes, defective grantor trusts can facilitate tax-optimized succession transfers. Paying for business valuations regularly is wise to avoid surprises later when gifting interests or facing estate taxes. Spouses inheriting interests may still owe taxes, so planning ahead with vehicles like life insurance is key. Advisors like financial planners, estate attorneys and CPAs can help navigate these complex scenarios, so clients shouldn't hesitate to ask questions. Resources Michael Levy on Website | LinkedIn Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Do you have a family business that could disintegrate into awkward disputes or expensive tax fights when you pass away? This week's guest, Michael Levy, knows all about the dramatic infighting and family stress depicted on HBO's acclaimed show Succession in real life! In over 20 years as an estate planning attorney, he has helped hundreds of families navigate messy succession scenarios. On this episode of Financially Ever After Widowhood, he shares expert insights on smart succession planning with host Stacy Francis, including strategies to transfer ownership interests while avoiding unnecessary taxes safely. Michael stresses thoughtfully and compassionately handling which family members will lead the business in order to future-proof your business. 



  • Succession planning is critical but often neglected by business founders who believe things will continue seamlessly after them.

  • Without a plan, disputes frequently arise between heirs with differing ideas of who should take over the business.

  • Strategies like buy-sell agreements, estate freezes, defective grantor trusts can facilitate tax-optimized succession transfers.

  • Paying for business valuations regularly is wise to avoid surprises later when gifting interests or facing estate taxes.

  • Spouses inheriting interests may still owe taxes, so planning ahead with vehicles like life insurance is key.

  • Advisors like financial planners, estate attorneys and CPAs can help navigate these complex scenarios, so clients shouldn't hesitate to ask questions.


Resources

Michael Levy on Website | LinkedIn


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2505 no Self-Care Strategies for the Recently Bereaved with Jeanne Jacobwitz Jeanne Jacobwitz is a nurse practitioner and an adjunct professor at Georgetown University and New York University in the Graduate Midwifery and Women's Health programs. She believes that mental, physical, and financial health are interconnected. After losing her husband and experiencing her own grief journey, she joined The W Connection, a nonprofit providing support for widowed individuals. Jeanne joins Stacy Francis on this Financially Ever After Widowhood episode to discuss how prolonged stress impacts overall well-being. They also explore the concept of "broken heart syndrome" and the importance of self-advocacy.  Dealing with ongoing stress from grief can seriously affect your physical health, leading to problems like heart issues, a weaker immune system, diabetes, and osteoporosis. It's important for healthcare providers to recognize that mourning is a health risk. Acute grief, often known as "broken heart syndrome," can cause real physical changes similar to a heart attack. It's crucial to identify it quickly. Feeling lonely can have a negative effect on your health, and being a widow often means more isolation. Joining community groups can make widows feel more connected. Widows should speak up for their own health by asking for more doctor visits and focusing on self-care, even when they feel tired and overwhelmed. Finding the right healthcare provider is important. Doing things that boost the "happiness hormone" oxytocin, like laughing, dancing, and hugging, can help you manage stress. Even simple acts like smiling more can make a big difference. Financial struggles add more stress, and most widows start retirement with fewer resources than average. This makes it even more important to stay vigilant about your health. The W Connection offers online support groups, workshops, webinars, and in-person meetups for widows. Being part of this community can help reduce feelings of isolation and loneliness. Taking proactive care of yourself and getting clinical support can significantly improve your long-term well-being. Resources Jeanne Jacobwitz on Website | Instagram | Email  Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 28 Nov 2023 05:01:00 -0000 full 162 Stacy Francis Jeanne Jacobwitz joins Stacy Francis on this Financially Ever After Widowhood episode to discuss how prolonged stress impacts overall well-being. Jeanne Jacobwitz is a nurse practitioner and an adjunct professor at Georgetown University and New York University in the Graduate Midwifery and Women's Health programs. She believes that mental, physical, and financial health are interconnected. After losing her husband and experiencing her own grief journey, she joined The W Connection, a nonprofit providing support for widowed individuals. Jeanne joins Stacy Francis on this Financially Ever After Widowhood episode to discuss how prolonged stress impacts overall well-being. They also explore the concept of "broken heart syndrome" and the importance of self-advocacy.  Dealing with ongoing stress from grief can seriously affect your physical health, leading to problems like heart issues, a weaker immune system, diabetes, and osteoporosis. It's important for healthcare providers to recognize that mourning is a health risk. Acute grief, often known as "broken heart syndrome," can cause real physical changes similar to a heart attack. It's crucial to identify it quickly. Feeling lonely can have a negative effect on your health, and being a widow often means more isolation. Joining community groups can make widows feel more connected. Widows should speak up for their own health by asking for more doctor visits and focusing on self-care, even when they feel tired and overwhelmed. Finding the right healthcare provider is important. Doing things that boost the "happiness hormone" oxytocin, like laughing, dancing, and hugging, can help you manage stress. Even simple acts like smiling more can make a big difference. Financial struggles add more stress, and most widows start retirement with fewer resources than average. This makes it even more important to stay vigilant about your health. The W Connection offers online support groups, workshops, webinars, and in-person meetups for widows. Being part of this community can help reduce feelings of isolation and loneliness. Taking proactive care of yourself and getting clinical support can significantly improve your long-term well-being. Resources Jeanne Jacobwitz on Website | Instagram | Email  Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Jeanne Jacobwitz is a nurse practitioner and an adjunct professor at Georgetown University and New York University in the Graduate Midwifery and Women's Health programs. She believes that mental, physical, and financial health are interconnected. After losing her husband and experiencing her own grief journey, she joined The W Connection, a nonprofit providing support for widowed individuals. Jeanne joins Stacy Francis on this Financially Ever After Widowhood episode to discuss how prolonged stress impacts overall well-being. They also explore the concept of "broken heart syndrome" and the importance of self-advocacy. 


  • Dealing with ongoing stress from grief can seriously affect your physical health, leading to problems like heart issues, a weaker immune system, diabetes, and osteoporosis. It's important for healthcare providers to recognize that mourning is a health risk.
  • Acute grief, often known as "broken heart syndrome," can cause real physical changes similar to a heart attack. It's crucial to identify it quickly.
  • Feeling lonely can have a negative effect on your health, and being a widow often means more isolation. Joining community groups can make widows feel more connected.
  • Widows should speak up for their own health by asking for more doctor visits and focusing on self-care, even when they feel tired and overwhelmed. Finding the right healthcare provider is important.
  • Doing things that boost the "happiness hormone" oxytocin, like laughing, dancing, and hugging, can help you manage stress. Even simple acts like smiling more can make a big difference.
  • Financial struggles add more stress, and most widows start retirement with fewer resources than average. This makes it even more important to stay vigilant about your health.
  • The W Connection offers online support groups, workshops, webinars, and in-person meetups for widows. Being part of this community can help reduce feelings of isolation and loneliness.
  • Taking proactive care of yourself and getting clinical support can significantly improve your long-term well-being.



Resources

Jeanne Jacobwitz on Website | Instagram | Email 


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2194 no Honoring Traditions and Making New Ones This Holiday Season with Jordan Schwartz Hendin Cognitive Behavioral and Grief Coach Jordan Schwartz Hendin joins host Stacy Francis to discuss navigating the holidays after losing a spouse. Jordan draws from her personal experiences with grief, having lost her own mother at a young age and supporting her widowed grandmother through multiple losses. Now a professional coach, she works with women struggling with grief and major life transitions. In this week’s show, Jordan and Stacy explore handling loss and loneliness, honoring traditions, and staying financially sound.  The holidays can bring up complex emotions such as sadness, anger, and loneliness. This is normal after a major loss. Avoid unhealthy coping strategies like becoming an "isolator" or "doer." Don't overcommit to events or hide away alone. Reflect on your core values. Focus on traditions that align with what matters most, like family time. Make new memories and experiences, especially with children. Gift experiences rather than material items.  Have open conversations with family about your grief. Don't pretend to be okay if you're not. Manage your finances by focusing on your values, not material possessions. Stick to a budget for holiday gifts and activities. You don't have to navigate the holidays alone. Seek support from family or a grief counselor during this difficult time.  Resources Jordan Schwartz on Website | Instagram | Email | Phone: 917-947-6037 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 14 Nov 2023 05:01:00 -0000 full 161 Stacy Francis Cognitive Behavioral and Grief Coach Jordan Schwartz Hendin joins host Stacy Francis to discuss navigating the holidays after losing a spouse. Cognitive Behavioral and Grief Coach Jordan Schwartz Hendin joins host Stacy Francis to discuss navigating the holidays after losing a spouse. Jordan draws from her personal experiences with grief, having lost her own mother at a young age and supporting her widowed grandmother through multiple losses. Now a professional coach, she works with women struggling with grief and major life transitions. In this week’s show, Jordan and Stacy explore handling loss and loneliness, honoring traditions, and staying financially sound.  The holidays can bring up complex emotions such as sadness, anger, and loneliness. This is normal after a major loss. Avoid unhealthy coping strategies like becoming an "isolator" or "doer." Don't overcommit to events or hide away alone. Reflect on your core values. Focus on traditions that align with what matters most, like family time. Make new memories and experiences, especially with children. Gift experiences rather than material items.  Have open conversations with family about your grief. Don't pretend to be okay if you're not. Manage your finances by focusing on your values, not material possessions. Stick to a budget for holiday gifts and activities. You don't have to navigate the holidays alone. Seek support from family or a grief counselor during this difficult time.  Resources Jordan Schwartz on Website | Instagram | Email | Phone: 917-947-6037 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Cognitive Behavioral and Grief Coach Jordan Schwartz Hendin joins host Stacy Francis to discuss navigating the holidays after losing a spouse. Jordan draws from her personal experiences with grief, having lost her own mother at a young age and supporting her widowed grandmother through multiple losses. Now a professional coach, she works with women struggling with grief and major life transitions. In this week’s show, Jordan and Stacy explore handling loss and loneliness, honoring traditions, and staying financially sound. 


  • The holidays can bring up complex emotions such as sadness, anger, and loneliness. This is normal after a major loss.
  • Avoid unhealthy coping strategies like becoming an "isolator" or "doer." Don't overcommit to events or hide away alone.
  • Reflect on your core values. Focus on traditions that align with what matters most, like family time.
  • Make new memories and experiences, especially with children. Gift experiences rather than material items. 
  • Have open conversations with family about your grief. Don't pretend to be okay if you're not.
  • Manage your finances by focusing on your values, not material possessions. Stick to a budget for holiday gifts and activities.
  • You don't have to navigate the holidays alone. Seek support from family or a grief counselor during this difficult time. 


Resources

Jordan Schwartz on Website | Instagram | Email | Phone: 917-947-6037


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2301 no Navigating Life's Third Act: From Grief to Purpose with Irene Weinberg Irene Weinberg shares her journey from profound grief to a renewed sense of inner strength and spiritual wisdom after losing her husband, Saul, in a tragic car accident. Irene's story goes beyond conventional narratives, exploring a spiritual awakening that shaped her healing journey and led her to a passion for helping other grieving women create a divine plan for their lives. She joins Stacy Francis on this episode of Financially Ever After to share her incredible story. Embracing a spiritual perspective can provide solace and guidance during times of profound loss. It’s important to seek therapy and professional support in navigating both emotional and financial challenges after the death of a spouse. Your grief can be a catalyst to personal growth and service to others. Irene recounts receiving messages before the accident that foretold Saul's departure. After the accident, she experienced a spiritual awakening, connecting with Saul through renowned medium John Edward. The messages provided undeniable proof of Saul's presence beyond the physical realm. Irene's connection with Saul brought her comfort in knowing that he was not lost and that there was more to life beyond the physical realm. The experience reshaped her perspective on death, eliminating fear and instilling a sense of acceptance. Channeling Saul for her book and podcast allowed Irene to explore deep questions about soulmates, the afterlife, and the universal experience. This process facilitated healing, not only for Irene but also for those who resonated with her journey. Irene emphasizes the importance of not staying stuck in the "swamp of suffering" after a loss. She shares her passion for introducing people to healers and resources through her podcast, helping them move through pain and grief to find joy again. Irene, in her third act of life, continues to pay it forward through her podcast. She strives to inspire others to embrace their purpose and make a positive impact on the world. Resources Irene Weinberg on Website | Facebook | Instagram | YouTube | Email The Grief and Rebirth Podcast on Apple Podcasts | Spotify | TikTok They Serve Bagels in Heaven Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 31 Oct 2023 04:01:00 -0000 full 160 Stacy Francis Irene Weinberg shares her journey from profound grief to a renewed sense of inner strength and spiritual wisdom after losing her husband, Saul, in a tragic car accident. Irene Weinberg shares her journey from profound grief to a renewed sense of inner strength and spiritual wisdom after losing her husband, Saul, in a tragic car accident. Irene's story goes beyond conventional narratives, exploring a spiritual awakening that shaped her healing journey and led her to a passion for helping other grieving women create a divine plan for their lives. She joins Stacy Francis on this episode of Financially Ever After to share her incredible story. Embracing a spiritual perspective can provide solace and guidance during times of profound loss. It’s important to seek therapy and professional support in navigating both emotional and financial challenges after the death of a spouse. Your grief can be a catalyst to personal growth and service to others. Irene recounts receiving messages before the accident that foretold Saul's departure. After the accident, she experienced a spiritual awakening, connecting with Saul through renowned medium John Edward. The messages provided undeniable proof of Saul's presence beyond the physical realm. Irene's connection with Saul brought her comfort in knowing that he was not lost and that there was more to life beyond the physical realm. The experience reshaped her perspective on death, eliminating fear and instilling a sense of acceptance. Channeling Saul for her book and podcast allowed Irene to explore deep questions about soulmates, the afterlife, and the universal experience. This process facilitated healing, not only for Irene but also for those who resonated with her journey. Irene emphasizes the importance of not staying stuck in the "swamp of suffering" after a loss. She shares her passion for introducing people to healers and resources through her podcast, helping them move through pain and grief to find joy again. Irene, in her third act of life, continues to pay it forward through her podcast. She strives to inspire others to embrace their purpose and make a positive impact on the world. Resources Irene Weinberg on Website | Facebook | Instagram | YouTube | Email The Grief and Rebirth Podcast on Apple Podcasts | Spotify | TikTok They Serve Bagels in Heaven Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Irene Weinberg shares her journey from profound grief to a renewed sense of inner strength and spiritual wisdom after losing her husband, Saul, in a tragic car accident. Irene's story goes beyond conventional narratives, exploring a spiritual awakening that shaped her healing journey and led her to a passion for helping other grieving women create a divine plan for their lives. She joins Stacy Francis on this episode of Financially Ever After to share her incredible story.


  • Embracing a spiritual perspective can provide solace and guidance during times of profound loss.
  • It’s important to seek therapy and professional support in navigating both emotional and financial challenges after the death of a spouse.
  • Your grief can be a catalyst to personal growth and service to others.
  • Irene recounts receiving messages before the accident that foretold Saul's departure. After the accident, she experienced a spiritual awakening, connecting with Saul through renowned medium John Edward. The messages provided undeniable proof of Saul's presence beyond the physical realm.
  • Irene's connection with Saul brought her comfort in knowing that he was not lost and that there was more to life beyond the physical realm. The experience reshaped her perspective on death, eliminating fear and instilling a sense of acceptance.
  • Channeling Saul for her book and podcast allowed Irene to explore deep questions about soulmates, the afterlife, and the universal experience. This process facilitated healing, not only for Irene but also for those who resonated with her journey.
  • Irene emphasizes the importance of not staying stuck in the "swamp of suffering" after a loss. She shares her passion for introducing people to healers and resources through her podcast, helping them move through pain and grief to find joy again.
  • Irene, in her third act of life, continues to pay it forward through her podcast. She strives to inspire others to embrace their purpose and make a positive impact on the world.


Resources

Irene Weinberg on Website | Facebook | Instagram | YouTube | Email

The Grief and Rebirth Podcast on Apple Podcasts | Spotify | TikTok

They Serve Bagels in Heaven


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2551 no Organizing Your Affairs to Support and Safeguard Your Family with Sarah Constantine In this episode of Financially Ever After Widowhood, Stacy Francis welcomes Sarah Constantine, an accomplished estate planning attorney renowned for helping ultra high net worth individuals presere and transfer their legacies. Sarah’s commitment goes beyond the technical aspects of the law; it stems from a genuine belief in service and a desire to make a tangible difference in the lives of her clients. She and Stacy discuss the human side of estate planning, emphasizing the importance of organizing your affairs to support and safeguard your family. A comprehensive plan to manage your assets starts with foundational estate planning documents. These documents include wills, revocable trusts, powers of attorney, and healthcare proxies. Estate planning should be flexible to adapt to changes in tax laws and personal circumstances. Regular reviews and updates ensure that your plan remains effective and aligned with your goals. Specialized trusts offer tailored solutions for individuals seeking to achieve specific financial, philanthropic, or legacy goals within their estate plans. For example, Charitable Lead Annuity Trust (CLAT) allows individuals to contribute to charitable causes during their lifetime while eventually passing assets to heirs. It can be a powerful tool for both philanthropy and tax planning. Non-U.S. citizens may be subject to different rules and tax implications than U.S. citizens. Additionally, non-U.S. persons who own assets in the U.S. may be subject to specific rules and taxes. It is important to plan properly to ensure compliance with all applicable laws and regulations. Resources Sarah Constantine on LinkedIn | Arnold & Porter Email: sarah.constantine@arnoldporter.com Phone: 212-836-8066 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 17 Oct 2023 04:01:00 -0000 full 159 Stacy Francis Sarah Constantine and Stacy Francis discuss the human side of estate planning, emphasizing the importance of organizing your affairs to support and safeguard your family. In this episode of Financially Ever After Widowhood, Stacy Francis welcomes Sarah Constantine, an accomplished estate planning attorney renowned for helping ultra high net worth individuals presere and transfer their legacies. Sarah’s commitment goes beyond the technical aspects of the law; it stems from a genuine belief in service and a desire to make a tangible difference in the lives of her clients. She and Stacy discuss the human side of estate planning, emphasizing the importance of organizing your affairs to support and safeguard your family. A comprehensive plan to manage your assets starts with foundational estate planning documents. These documents include wills, revocable trusts, powers of attorney, and healthcare proxies. Estate planning should be flexible to adapt to changes in tax laws and personal circumstances. Regular reviews and updates ensure that your plan remains effective and aligned with your goals. Specialized trusts offer tailored solutions for individuals seeking to achieve specific financial, philanthropic, or legacy goals within their estate plans. For example, Charitable Lead Annuity Trust (CLAT) allows individuals to contribute to charitable causes during their lifetime while eventually passing assets to heirs. It can be a powerful tool for both philanthropy and tax planning. Non-U.S. citizens may be subject to different rules and tax implications than U.S. citizens. Additionally, non-U.S. persons who own assets in the U.S. may be subject to specific rules and taxes. It is important to plan properly to ensure compliance with all applicable laws and regulations. Resources Sarah Constantine on LinkedIn | Arnold & Porter Email: sarah.constantine@arnoldporter.com Phone: 212-836-8066 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! In this episode of Financially Ever After Widowhood, Stacy Francis welcomes Sarah Constantine, an accomplished estate planning attorney renowned for helping ultra high net worth individuals presere and transfer their legacies. Sarah’s commitment goes beyond the technical aspects of the law; it stems from a genuine belief in service and a desire to make a tangible difference in the lives of her clients. She and Stacy discuss the human side of estate planning, emphasizing the importance of organizing your affairs to support and safeguard your family.


  • A comprehensive plan to manage your assets starts with foundational estate planning documents. These documents include wills, revocable trusts, powers of attorney, and healthcare proxies.
  • Estate planning should be flexible to adapt to changes in tax laws and personal circumstances. Regular reviews and updates ensure that your plan remains effective and aligned with your goals.
  • Specialized trusts offer tailored solutions for individuals seeking to achieve specific financial, philanthropic, or legacy goals within their estate plans. For example, Charitable Lead Annuity Trust (CLAT) allows individuals to contribute to charitable causes during their lifetime while eventually passing assets to heirs. It can be a powerful tool for both philanthropy and tax planning.
  • Non-U.S. citizens may be subject to different rules and tax implications than U.S. citizens. Additionally, non-U.S. persons who own assets in the U.S. may be subject to specific rules and taxes. It is important to plan properly to ensure compliance with all applicable laws and regulations.


Resources

Sarah Constantine on LinkedIn | Arnold & Porter

Email: sarah.constantine@arnoldporter.com

Phone: 212-836-8066


Stacy Francis on LinkedIn | X(Twitter)

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2466 no Dealing with Workplace Discrimination as a Widow with Kelley Joyce and Susan Crumiller In this Financially Ever After Widowhood episode, Stacy Francis welcomes Kelley Joyce and Susan Crumiller to explore rejoining the workforce after loss. Kelly, a seasoned career coach, specializes in helping professionals find their career path and realize their dream job. Susan is an accomplished attorney who is known for her work in representing victims of workplace discrimination. They share invaluable insights and guidance on dealing with workplace discrimination and reentering the workforce after experiencing a significant loss.  When grappling with workplace discrimination and career transitions, always prioritize your mental health. Explore flexible work options, update your resume, and seek assistance. Remember, you don't have to go through this process alone; support is available. Clear evidence, such as text messages and written communication, can be crucial in legal situations. Effective communication is key, and creating a record of actions and behaviors is essential for addressing workplace issues. Navigating the workforce after a significant loss requires open and honest communication with supervisors. Balancing work and personal life is possible with the right strategies, such as documenting arrangements made regarding personal obligations. By building strong relationships with your colleagues and managers, you can create a network of support that can help you navigate difficult situations. Additionally, by presenting yourself in a professional and competent manner, you can earn the respect of your colleagues and make it more likely that they will listen to your concerns. Resources Susan Crumiller on Website | LinkedIn | Twitter | Instagram | Facebook | Email | Phone: (212) 390-8480  Survivors Law Project Kelley A. Joyce on Website | LinkedIn | Twitter | Email | Phone: (917) 566-0808  Book your free 45-minute consultation with Kelley today! Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 03 Oct 2023 04:01:00 -0000 full 158 Stacy Francis In this Financially Ever After Widowhood episode, Stacy Francis welcomes Kelley Joyce and Susan Crumiller to explore rejoining the workforce after loss. In this Financially Ever After Widowhood episode, Stacy Francis welcomes Kelley Joyce and Susan Crumiller to explore rejoining the workforce after loss. Kelly, a seasoned career coach, specializes in helping professionals find their career path and realize their dream job. Susan is an accomplished attorney who is known for her work in representing victims of workplace discrimination. They share invaluable insights and guidance on dealing with workplace discrimination and reentering the workforce after experiencing a significant loss.  When grappling with workplace discrimination and career transitions, always prioritize your mental health. Explore flexible work options, update your resume, and seek assistance. Remember, you don't have to go through this process alone; support is available. Clear evidence, such as text messages and written communication, can be crucial in legal situations. Effective communication is key, and creating a record of actions and behaviors is essential for addressing workplace issues. Navigating the workforce after a significant loss requires open and honest communication with supervisors. Balancing work and personal life is possible with the right strategies, such as documenting arrangements made regarding personal obligations. By building strong relationships with your colleagues and managers, you can create a network of support that can help you navigate difficult situations. Additionally, by presenting yourself in a professional and competent manner, you can earn the respect of your colleagues and make it more likely that they will listen to your concerns. Resources Susan Crumiller on Website | LinkedIn | Twitter | Instagram | Facebook | Email | Phone: (212) 390-8480  Survivors Law Project Kelley A. Joyce on Website | LinkedIn | Twitter | Email | Phone: (917) 566-0808  Book your free 45-minute consultation with Kelley today! Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! In this Financially Ever After Widowhood episode, Stacy Francis welcomes Kelley Joyce and Susan Crumiller to explore rejoining the workforce after loss. Kelly, a seasoned career coach, specializes in helping professionals find their career path and realize their dream job. Susan is an accomplished attorney who is known for her work in representing victims of workplace discrimination. They share invaluable insights and guidance on dealing with workplace discrimination and reentering the workforce after experiencing a significant loss. 


  • When grappling with workplace discrimination and career transitions, always prioritize your mental health. Explore flexible work options, update your resume, and seek assistance. Remember, you don't have to go through this process alone; support is available.
  • Clear evidence, such as text messages and written communication, can be crucial in legal situations. Effective communication is key, and creating a record of actions and behaviors is essential for addressing workplace issues.
  • Navigating the workforce after a significant loss requires open and honest communication with supervisors. Balancing work and personal life is possible with the right strategies, such as documenting arrangements made regarding personal obligations.
  • By building strong relationships with your colleagues and managers, you can create a network of support that can help you navigate difficult situations. Additionally, by presenting yourself in a professional and competent manner, you can earn the respect of your colleagues and make it more likely that they will listen to your concerns.


Resources

Susan Crumiller on Website | LinkedIn | Twitter | Instagram | Facebook | Email | Phone: (212) 390-8480 

Survivors Law Project


Kelley A. Joyce on Website | LinkedIn | Twitter | Email | Phone: (917) 566-0808 

Book your free 45-minute consultation with Kelley today!


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2859 no Rebuilding Life after Loss: From Grief to Growth with Dawn Nargi Dawn Nargi is the Executive Director at The W Connection, an organization that provides essential resources for widows looking to rebuild their lives after the loss of a spouse. Beyond her role at the W Connection, Dawn is a widow herself. Balancing personal grief with the demands of single parenthood, her story is a testament to the strength of the human spirit. Dawn joins Stacy Francis to bring not just her professional expertise but also a deeply personal understanding of the journey of widowhood. She delves into the challenges, the risks, and the transformative power of support. Many widows grapple with job loss, reduced income, and the financial implications of their changed status. Navigating the professional landscape can be daunting, especially when balancing grief and potential single parenthood. The W Connection is dedicated to offering resources for widows as they rebuild their lives after the loss of a spouse. Providing invaluable resources, the organization assists widows at various stages of their journey.  Widows need not navigate their workplace challenges alone. By initiating transparent conversations with employers, widows can strike a balance between their work and personal lives without jeopardizing their positions. Social ties are a pivotal part of healing and moving forward. The W Connection, with its community-focused approach, advocates the healing potential of shared experiences.  Resources Dawn Nargi on LinkedIn | Email The W Connection | Become a Member | LinkedIn | Facebook | Instagram | Twitter Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 19 Sep 2023 04:01:00 -0000 full 157 Stacy Francis Dawn Nargi joins Stacy Francis to bring not just her professional expertise, but also a deeply personal understanding of the journey of widowhood. Dawn Nargi is the Executive Director at The W Connection, an organization that provides essential resources for widows looking to rebuild their lives after the loss of a spouse. Beyond her role at the W Connection, Dawn is a widow herself. Balancing personal grief with the demands of single parenthood, her story is a testament to the strength of the human spirit. Dawn joins Stacy Francis to bring not just her professional expertise but also a deeply personal understanding of the journey of widowhood. She delves into the challenges, the risks, and the transformative power of support. Many widows grapple with job loss, reduced income, and the financial implications of their changed status. Navigating the professional landscape can be daunting, especially when balancing grief and potential single parenthood. The W Connection is dedicated to offering resources for widows as they rebuild their lives after the loss of a spouse. Providing invaluable resources, the organization assists widows at various stages of their journey.  Widows need not navigate their workplace challenges alone. By initiating transparent conversations with employers, widows can strike a balance between their work and personal lives without jeopardizing their positions. Social ties are a pivotal part of healing and moving forward. The W Connection, with its community-focused approach, advocates the healing potential of shared experiences.  Resources Dawn Nargi on LinkedIn | Email The W Connection | Become a Member | LinkedIn | Facebook | Instagram | Twitter Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Dawn Nargi is the Executive Director at The W Connection, an organization that provides essential resources for widows looking to rebuild their lives after the loss of a spouse. Beyond her role at the W Connection, Dawn is a widow herself. Balancing personal grief with the demands of single parenthood, her story is a testament to the strength of the human spirit. Dawn joins Stacy Francis to bring not just her professional expertise but also a deeply personal understanding of the journey of widowhood. She delves into the challenges, the risks, and the transformative power of support.


  • Many widows grapple with job loss, reduced income, and the financial implications of their changed status. Navigating the professional landscape can be daunting, especially when balancing grief and potential single parenthood.
  • The W Connection is dedicated to offering resources for widows as they rebuild their lives after the loss of a spouse. Providing invaluable resources, the organization assists widows at various stages of their journey. 
  • Widows need not navigate their workplace challenges alone. By initiating transparent conversations with employers, widows can strike a balance between their work and personal lives without jeopardizing their positions.
  • Social ties are a pivotal part of healing and moving forward. The W Connection, with its community-focused approach, advocates the healing potential of shared experiences. 


Resources

Dawn Nargi on LinkedIn | Email

The W Connection | Become a Member | LinkedIn | Facebook | Instagram | Twitter


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1995 no Empowering Widows: Advocacy, Empathy, and Support with Carolyn Moor In this episode of Financially Ever After Widowhood, host Stacy Francis welcomes Carolyn Moor, the founder of the nonprofit organization Modern Widows Club. Recognized internationally for her impactful TED Talk on supporting those experiencing grief, as well as her appearances on The Oprah Winfrey Show, Carolyn has become a leading advocate empowering women in widowhood to transform their pain into strength. It’s critical to have support while you’re navigating grief and widowhood.  Widows experience profound loneliness, and need a space where they can discuss their lost loved ones openly. Stacy and Carolyn discuss the double loss experienced by widows—the loss of a partner and the loss of their envisioned future together. Carolyn reflects on her own experience of losing her husband and the immense emotional and psychological impact this type of loss can have on your identity and sense of purpose. Carolyn shares the origins of Modern Widows Club, which began as a simple idea to provide a space for widows of all ages and backgrounds to share their experiences without judgment.  Wisdom emerges from the unique experience of widowhood. Widows possess insights born from singlehood, marriage, divorce, and widowhood, leading to a reservoir of knowledge that can drive advocacy, change, and personal growth. Through listening to thousands of widows, Carolyn discovered common patterns and issues that widows face, such as financial instability, disinheritance, government neglect, and social exclusion. She realized the need to advocate for widows' rights and raise awareness about their challenges. Everyone can play a role in supporting widows, whether they have personal experience or not. Resources Carolyn Moor on LinkedIn | Email | (844) 429-4369 Legendary Widows: Stories of Legacy Modern Widows Club | Events and Programs | Facebook | LinkedIn | Instagram | Email Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 05 Sep 2023 04:01:00 -0000 full 156 Stacy Francis In this episode of Financially Ever After Widowhood, host Stacy Francis welcomes Carolyn Moor, the founder of the nonprofit organization Modern Widows Club. In this episode of Financially Ever After Widowhood, host Stacy Francis welcomes Carolyn Moor, the founder of the nonprofit organization Modern Widows Club. Recognized internationally for her impactful TED Talk on supporting those experiencing grief, as well as her appearances on The Oprah Winfrey Show, Carolyn has become a leading advocate empowering women in widowhood to transform their pain into strength. It’s critical to have support while you’re navigating grief and widowhood.  Widows experience profound loneliness, and need a space where they can discuss their lost loved ones openly. Stacy and Carolyn discuss the double loss experienced by widows—the loss of a partner and the loss of their envisioned future together. Carolyn reflects on her own experience of losing her husband and the immense emotional and psychological impact this type of loss can have on your identity and sense of purpose. Carolyn shares the origins of Modern Widows Club, which began as a simple idea to provide a space for widows of all ages and backgrounds to share their experiences without judgment.  Wisdom emerges from the unique experience of widowhood. Widows possess insights born from singlehood, marriage, divorce, and widowhood, leading to a reservoir of knowledge that can drive advocacy, change, and personal growth. Through listening to thousands of widows, Carolyn discovered common patterns and issues that widows face, such as financial instability, disinheritance, government neglect, and social exclusion. She realized the need to advocate for widows' rights and raise awareness about their challenges. Everyone can play a role in supporting widows, whether they have personal experience or not. Resources Carolyn Moor on LinkedIn | Email | (844) 429-4369 Legendary Widows: Stories of Legacy Modern Widows Club | Events and Programs | Facebook | LinkedIn | Instagram | Email Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! In this episode of Financially Ever After Widowhood, host Stacy Francis welcomes Carolyn Moor, the founder of the nonprofit organization Modern Widows Club. Recognized internationally for her impactful TED Talk on supporting those experiencing grief, as well as her appearances on The Oprah Winfrey Show, Carolyn has become a leading advocate empowering women in widowhood to transform their pain into strength.


  • It’s critical to have support while you’re navigating grief and widowhood. 
  • Widows experience profound loneliness, and need a space where they can discuss their lost loved ones openly.
  • Stacy and Carolyn discuss the double loss experienced by widows—the loss of a partner and the loss of their envisioned future together. Carolyn reflects on her own experience of losing her husband and the immense emotional and psychological impact this type of loss can have on your identity and sense of purpose.
  • Carolyn shares the origins of Modern Widows Club, which began as a simple idea to provide a space for widows of all ages and backgrounds to share their experiences without judgment. 
  • Wisdom emerges from the unique experience of widowhood. Widows possess insights born from singlehood, marriage, divorce, and widowhood, leading to a reservoir of knowledge that can drive advocacy, change, and personal growth.
  • Through listening to thousands of widows, Carolyn discovered common patterns and issues that widows face, such as financial instability, disinheritance, government neglect, and social exclusion. She realized the need to advocate for widows' rights and raise awareness about their challenges.
  • Everyone can play a role in supporting widows, whether they have personal experience or not.


Resources

Carolyn Moor on LinkedIn | Email | (844) 429-4369

Legendary Widows: Stories of Legacy

Modern Widows Club | Events and Programs | Facebook | LinkedIn | Instagram | Email


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2480 no Navigating the Complexities of Probate with Clarity with Marc Zimmerman Marc Zimmerman is an expert in all things probate. He is the co-founder of The Zimmerman Firm, a welcoming and informative resource for people seeking guidance on this important aspect of the law. He is committed to simplifying the often mystifying world of probate and estate planning and believes in taking a proactive approach to asset management; this has ensured smoother transitions for numerous families during times of loss. Marc joins Stacy Francis on this episode of Financial Ever After Widowhood to demystify the complexities of probate and highlights its significance, especially when assets are involved without a designated beneficiary. Probate, a legal process where assets are frozen until the executor appointed in a will seeks the Surrogate's Court's approval, has seen considerable delays due to the pandemic. These delays can span from six months to over a year and can become more prolonged if any litigation is involved.  A revocable trust empowers individuals with control over their assets and ensures hassle-free access for the successor trustee upon their demise. Transferring assets into this trust is straightforward; while real estate uses deed assignments, tangible personal property, such as artwork, calls for individual assignment documents. Assets in a revocable trust might not invite immediate taxes, yet they remain within the taxable estate. Conversely, assets within an irrevocable trust are viewed as finalized gifts and face different taxation criteria.  Acting on your estate planning requirements can be a gesture of care and responsibility towards your loved ones, ensuring they're spared unnecessary legal complications during an already emotionally taxing period. Resources Marc Zimmerman on the web LinkedIn | Email | (212) 519-5114 The Zimmerman Firm 600 Third Avenue, 35th Floor New York, New York 10016 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 22 Aug 2023 04:01:00 -0000 full 155 Stacy Francis Marc Zimmerman joins Stacy Francis on this episode to demystify the complexities of probate and highlights its significance, especially when assets are involved without a designated beneficiary. Marc Zimmerman is an expert in all things probate. He is the co-founder of The Zimmerman Firm, a welcoming and informative resource for people seeking guidance on this important aspect of the law. He is committed to simplifying the often mystifying world of probate and estate planning and believes in taking a proactive approach to asset management; this has ensured smoother transitions for numerous families during times of loss. Marc joins Stacy Francis on this episode of Financial Ever After Widowhood to demystify the complexities of probate and highlights its significance, especially when assets are involved without a designated beneficiary. Probate, a legal process where assets are frozen until the executor appointed in a will seeks the Surrogate's Court's approval, has seen considerable delays due to the pandemic. These delays can span from six months to over a year and can become more prolonged if any litigation is involved.  A revocable trust empowers individuals with control over their assets and ensures hassle-free access for the successor trustee upon their demise. Transferring assets into this trust is straightforward; while real estate uses deed assignments, tangible personal property, such as artwork, calls for individual assignment documents. Assets in a revocable trust might not invite immediate taxes, yet they remain within the taxable estate. Conversely, assets within an irrevocable trust are viewed as finalized gifts and face different taxation criteria.  Acting on your estate planning requirements can be a gesture of care and responsibility towards your loved ones, ensuring they're spared unnecessary legal complications during an already emotionally taxing period. Resources Marc Zimmerman on the web LinkedIn | Email | (212) 519-5114 The Zimmerman Firm 600 Third Avenue, 35th Floor New York, New York 10016 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Marc Zimmerman is an expert in all things probate. He is the co-founder of The Zimmerman Firm, a welcoming and informative resource for people seeking guidance on this important aspect of the law. He is committed to simplifying the often mystifying world of probate and estate planning and believes in taking a proactive approach to asset management; this has ensured smoother transitions for numerous families during times of loss. Marc joins Stacy Francis on this episode of Financial Ever After Widowhood to demystify the complexities of probate and highlights its significance, especially when assets are involved without a designated beneficiary.


  • Probate, a legal process where assets are frozen until the executor appointed in a will seeks the Surrogate's Court's approval, has seen considerable delays due to the pandemic. These delays can span from six months to over a year and can become more prolonged if any litigation is involved. 
  • A revocable trust empowers individuals with control over their assets and ensures hassle-free access for the successor trustee upon their demise. Transferring assets into this trust is straightforward; while real estate uses deed assignments, tangible personal property, such as artwork, calls for individual assignment documents.
  • Assets in a revocable trust might not invite immediate taxes, yet they remain within the taxable estate. Conversely, assets within an irrevocable trust are viewed as finalized gifts and face different taxation criteria. 
  • Acting on your estate planning requirements can be a gesture of care and responsibility towards your loved ones, ensuring they're spared unnecessary legal complications during an already emotionally taxing period.


Resources

Marc Zimmerman on the web LinkedIn | Email | (212) 519-5114

The Zimmerman Firm

600 Third Avenue, 35th Floor

New York, New York 10016


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2099 no I’ve Got the Power! (of Attorney) with Brian Corrigan Brian Corrigan is a seasoned expert specializing in trusts, estates, and fiduciary litigation. He brings a wealth of knowledge from his experience handling a diverse range of Surrogate Court matters, including will contests, contested accounting, fiduciary removal and surcharge, and discovery proceedings. With a primary focus on the implications for financial matters, Brian explains how a power of attorney, or an attorney in fact, is pivotal in decision-making on behalf of someone who becomes incapacitated. He joins Stacy Francis to offer key insights into common challenges, New York's legal adjustments, and protective measures against potential misconduct. The choice of a power of attorney plays a critical role, particularly in the context of financial decisions during incapacitation. It’s important to select a responsible and trustworthy person, capable of meticulous record-keeping. Understanding the legal nuances and state-specific requirements related to power of attorney is a must. In the absence of a power of attorney, alternatives like guardianship proceedings, though expensive and invasive, may become necessary. To counter potential misconduct or abuse by unscrupulous agents, it’s recommended to appoint a monitor who can review the transactions performed by the agent and ensure their propriety. A contingent power of attorney can step in if the primary agent is unavailable. You should have clear and open conversations with potential agents about their willingness and understanding of the responsibilities involved. Resources Brian Corrigan on LinkedIn | Farrell Fritz | Email | T: 646-237-1804 Farrell Fritz  Defensive Estate Planning Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 08 Aug 2023 04:01:00 -0000 full 154 Stacy Francis Brian Corrigan joins Stacy Francis to offer key insights into common challenges, New York's legal adjustments, and protective measures against potential misconduct. Brian Corrigan is a seasoned expert specializing in trusts, estates, and fiduciary litigation. He brings a wealth of knowledge from his experience handling a diverse range of Surrogate Court matters, including will contests, contested accounting, fiduciary removal and surcharge, and discovery proceedings. With a primary focus on the implications for financial matters, Brian explains how a power of attorney, or an attorney in fact, is pivotal in decision-making on behalf of someone who becomes incapacitated. He joins Stacy Francis to offer key insights into common challenges, New York's legal adjustments, and protective measures against potential misconduct. The choice of a power of attorney plays a critical role, particularly in the context of financial decisions during incapacitation. It’s important to select a responsible and trustworthy person, capable of meticulous record-keeping. Understanding the legal nuances and state-specific requirements related to power of attorney is a must. In the absence of a power of attorney, alternatives like guardianship proceedings, though expensive and invasive, may become necessary. To counter potential misconduct or abuse by unscrupulous agents, it’s recommended to appoint a monitor who can review the transactions performed by the agent and ensure their propriety. A contingent power of attorney can step in if the primary agent is unavailable. You should have clear and open conversations with potential agents about their willingness and understanding of the responsibilities involved. Resources Brian Corrigan on LinkedIn | Farrell Fritz | Email | T: 646-237-1804 Farrell Fritz  Defensive Estate Planning Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Brian Corrigan is a seasoned expert specializing in trusts, estates, and fiduciary litigation. He brings a wealth of knowledge from his experience handling a diverse range of Surrogate Court matters, including will contests, contested accounting, fiduciary removal and surcharge, and discovery proceedings. With a primary focus on the implications for financial matters, Brian explains how a power of attorney, or an attorney in fact, is pivotal in decision-making on behalf of someone who becomes incapacitated. He joins Stacy Francis to offer key insights into common challenges, New York's legal adjustments, and protective measures against potential misconduct.


  • The choice of a power of attorney plays a critical role, particularly in the context of financial decisions during incapacitation. It’s important to select a responsible and trustworthy person, capable of meticulous record-keeping.
  • Understanding the legal nuances and state-specific requirements related to power of attorney is a must. In the absence of a power of attorney, alternatives like guardianship proceedings, though expensive and invasive, may become necessary.
  • To counter potential misconduct or abuse by unscrupulous agents, it’s recommended to appoint a monitor who can review the transactions performed by the agent and ensure their propriety.
  • A contingent power of attorney can step in if the primary agent is unavailable. You should have clear and open conversations with potential agents about their willingness and understanding of the responsibilities involved.


Resources

Brian Corrigan on LinkedIn | Farrell Fritz | Email | T: 646-237-1804

Farrell Fritz 

Defensive Estate Planning


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1903 no Empowering Families in End-of-Life Decision Making with Alison Arden Besunder When faced with a terminal illness diagnosis, your emotions can be overwhelming. You still need to navigate the legal aspects, however, to ensure that you and your loved ones are protected. Stacy Francis’ guest this week is Alison Arden Besunder, a partner in charge of the Trust and Estates department at Goetz Fitzpatrick. Alison has extensive experience in guardianship and estate litigation. She joins Stacy to discuss end-of-life planning, including steps to take when the timeline is limited. Stacy and Alison delve into navigating the healthcare system, and the importance of having critical documents in place to convey your medical wishes clearly.  Highlights from this episode: Ensure you have a healthcare proxy and living will in place to appoint someone as your medical decision-maker and provide evidence of your end-of-life intentions. Discuss end-of-life decisions openly with your loved ones, promoting a foundation of good communication to handle high-stress situations effectively. Even with your best efforts, you may feel helpless when dealing with a loved one's illness, but remember that your support and care are invaluable during these challenging times. Avoid burnout as a caregiver by setting boundaries and not taking on more than you can handle. Seek support from therapists to manage the emotional burden effectively. Find the right caregivers for your loved one by tapping into resources like personal needs guardians or geriatric care managers who can connect you with experienced aides. When navigating end-of-life care decisions, ask questions and advocate for your loved one to ensure the best possible care and treatment options. Bioethics committees in hospitals can offer support and assistance in decision-making, especially in challenging end-of-life care situations. They can help translate medical jargon and provide guidance to both physicians and families. Even without a living will, there are other forms like MOLT (Medical Options for Life-Sustaining Treatment) or PULST (Physician Orders for Life-Sustaining Treatment) that can be used to make end-of-life decisions in a hospital setting. Navigating end-of-life decisions for pets also requires careful consideration, and sometimes there may be disagreements between family members on the best course of action. For anyone facing end-of-life care decisions or other financial challenges related to medical care, seeking guidance from financial advisors can be crucial to manage expenses and make informed choices. Resources Alison Arden Besunder on LinkedIn | Facebook | Twitter Goetz Fitzpatrick | LinkedIn Phone: 212-695-8100 x289 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 25 Jul 2023 04:01:00 -0000 full 153 Stacy Francis Alison Arden Besunder joins Stacy Francis to discuss end-of-life planning, including steps to take when the timeline is limited. When faced with a terminal illness diagnosis, your emotions can be overwhelming. You still need to navigate the legal aspects, however, to ensure that you and your loved ones are protected. Stacy Francis’ guest this week is Alison Arden Besunder, a partner in charge of the Trust and Estates department at Goetz Fitzpatrick. Alison has extensive experience in guardianship and estate litigation. She joins Stacy to discuss end-of-life planning, including steps to take when the timeline is limited. Stacy and Alison delve into navigating the healthcare system, and the importance of having critical documents in place to convey your medical wishes clearly.  Highlights from this episode: Ensure you have a healthcare proxy and living will in place to appoint someone as your medical decision-maker and provide evidence of your end-of-life intentions. Discuss end-of-life decisions openly with your loved ones, promoting a foundation of good communication to handle high-stress situations effectively. Even with your best efforts, you may feel helpless when dealing with a loved one's illness, but remember that your support and care are invaluable during these challenging times. Avoid burnout as a caregiver by setting boundaries and not taking on more than you can handle. Seek support from therapists to manage the emotional burden effectively. Find the right caregivers for your loved one by tapping into resources like personal needs guardians or geriatric care managers who can connect you with experienced aides. When navigating end-of-life care decisions, ask questions and advocate for your loved one to ensure the best possible care and treatment options. Bioethics committees in hospitals can offer support and assistance in decision-making, especially in challenging end-of-life care situations. They can help translate medical jargon and provide guidance to both physicians and families. Even without a living will, there are other forms like MOLT (Medical Options for Life-Sustaining Treatment) or PULST (Physician Orders for Life-Sustaining Treatment) that can be used to make end-of-life decisions in a hospital setting. Navigating end-of-life decisions for pets also requires careful consideration, and sometimes there may be disagreements between family members on the best course of action. For anyone facing end-of-life care decisions or other financial challenges related to medical care, seeking guidance from financial advisors can be crucial to manage expenses and make informed choices. Resources Alison Arden Besunder on LinkedIn | Facebook | Twitter Goetz Fitzpatrick | LinkedIn Phone: 212-695-8100 x289 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! When faced with a terminal illness diagnosis, your emotions can be overwhelming. You still need to navigate the legal aspects, however, to ensure that you and your loved ones are protected. Stacy Francis’ guest this week is Alison Arden Besunder, a partner in charge of the Trust and Estates department at Goetz Fitzpatrick. Alison has extensive experience in guardianship and estate litigation. She joins Stacy to discuss end-of-life planning, including steps to take when the timeline is limited. Stacy and Alison delve into navigating the healthcare system, and the importance of having critical documents in place to convey your medical wishes clearly. 


Highlights from this episode:

  • Ensure you have a healthcare proxy and living will in place to appoint someone as your medical decision-maker and provide evidence of your end-of-life intentions.
  • Discuss end-of-life decisions openly with your loved ones, promoting a foundation of good communication to handle high-stress situations effectively.
  • Even with your best efforts, you may feel helpless when dealing with a loved one's illness, but remember that your support and care are invaluable during these challenging times.
  • Avoid burnout as a caregiver by setting boundaries and not taking on more than you can handle. Seek support from therapists to manage the emotional burden effectively.
  • Find the right caregivers for your loved one by tapping into resources like personal needs guardians or geriatric care managers who can connect you with experienced aides.
  • When navigating end-of-life care decisions, ask questions and advocate for your loved one to ensure the best possible care and treatment options.
  • Bioethics committees in hospitals can offer support and assistance in decision-making, especially in challenging end-of-life care situations. They can help translate medical jargon and provide guidance to both physicians and families.
  • Even without a living will, there are other forms like MOLT (Medical Options for Life-Sustaining Treatment) or PULST (Physician Orders for Life-Sustaining Treatment) that can be used to make end-of-life decisions in a hospital setting.
  • Navigating end-of-life decisions for pets also requires careful consideration, and sometimes there may be disagreements between family members on the best course of action.
  • For anyone facing end-of-life care decisions or other financial challenges related to medical care, seeking guidance from financial advisors can be crucial to manage expenses and make informed choices.


Resources

Alison Arden Besunder on LinkedIn | Facebook | Twitter

Goetz Fitzpatrick | LinkedIn

Phone: 212-695-8100 x289


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2080 no The Art of Giving with Mindy Stern Charity is not just about giving; it's about making a difference. In this enlightening episode of Financially Ever After Widowhood, Mindy Stern joins Stacy Francis to discuss all things philanthropy. Mindy is a partner at Schwartz Sladkus Reich Greenberg Atlas LLP, specializing in real estate and estate planning. She has a passion for helping clients make a difference with charities during their lifetime and in their wills. She shares her wealth of knowledge on charitable giving, including insights into the intricacies of donations, the importance of understanding the mission of the institutions you support, and the impact of thoughtful giving.  You’ll hear Stacy and Mindy discuss: The importance of aligning your charitable contributions with your personal mission. Mindy says that donors need to think through all aspects of their giving, including the potential impact on their estate and personal privacy. Institutional flexibility in using donations. Mindy explains that while institutions will do everything possible to preserve the mission for which the money was given, there may be circumstances where this becomes impossible. In such cases, institutions need to have a "plan B." "Giving big" can have a tremendous impact on both the donor and the recipient. This approach to giving can provide a lot of flexibility and support to the recipient organization. The more specific a donor is about the use of their funds, the more difficult it can be for the institution to ensure that the funds are used exactly as the donor wishes. The role of planning and considering other assets in giving. These conversations can provide a window into the donor's life, revealing what they value and collect, such as antique dolls or cars.  Resources Mindy Stern on the web | LinkedIn Email: mstern@ssrga.com Phone: 212.743.7028 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 11 Jul 2023 22:00:00 -0000 full 152 Stacy Francis Mindy Stern joins Stacy Francis to discuss her wealth of knowledge on charitable giving, including insights into the intricacies of donations, the importance of understanding the mission of the institutions you support, and the impact of thoughtful giving. Charity is not just about giving; it's about making a difference. In this enlightening episode of Financially Ever After Widowhood, Mindy Stern joins Stacy Francis to discuss all things philanthropy. Mindy is a partner at Schwartz Sladkus Reich Greenberg Atlas LLP, specializing in real estate and estate planning. She has a passion for helping clients make a difference with charities during their lifetime and in their wills. She shares her wealth of knowledge on charitable giving, including insights into the intricacies of donations, the importance of understanding the mission of the institutions you support, and the impact of thoughtful giving.  You’ll hear Stacy and Mindy discuss: The importance of aligning your charitable contributions with your personal mission. Mindy says that donors need to think through all aspects of their giving, including the potential impact on their estate and personal privacy. Institutional flexibility in using donations. Mindy explains that while institutions will do everything possible to preserve the mission for which the money was given, there may be circumstances where this becomes impossible. In such cases, institutions need to have a "plan B." "Giving big" can have a tremendous impact on both the donor and the recipient. This approach to giving can provide a lot of flexibility and support to the recipient organization. The more specific a donor is about the use of their funds, the more difficult it can be for the institution to ensure that the funds are used exactly as the donor wishes. The role of planning and considering other assets in giving. These conversations can provide a window into the donor's life, revealing what they value and collect, such as antique dolls or cars.  Resources Mindy Stern on the web | LinkedIn Email: mstern@ssrga.com Phone: 212.743.7028 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Charity is not just about giving; it's about making a difference. In this enlightening episode of Financially Ever After Widowhood, Mindy Stern joins Stacy Francis to discuss all things philanthropy. Mindy is a partner at Schwartz Sladkus Reich Greenberg Atlas LLP, specializing in real estate and estate planning. She has a passion for helping clients make a difference with charities during their lifetime and in their wills. She shares her wealth of knowledge on charitable giving, including insights into the intricacies of donations, the importance of understanding the mission of the institutions you support, and the impact of thoughtful giving. 


You’ll hear Stacy and Mindy discuss:

  • The importance of aligning your charitable contributions with your personal mission. Mindy says that donors need to think through all aspects of their giving, including the potential impact on their estate and personal privacy.
  • Institutional flexibility in using donations. Mindy explains that while institutions will do everything possible to preserve the mission for which the money was given, there may be circumstances where this becomes impossible. In such cases, institutions need to have a "plan B."
  • "Giving big" can have a tremendous impact on both the donor and the recipient. This approach to giving can provide a lot of flexibility and support to the recipient organization.
  • The more specific a donor is about the use of their funds, the more difficult it can be for the institution to ensure that the funds are used exactly as the donor wishes.
  • The role of planning and considering other assets in giving. These conversations can provide a window into the donor's life, revealing what they value and collect, such as antique dolls or cars. 


Resources

Mindy Stern on the web | LinkedIn

Email: mstern@ssrga.com

Phone: 212.743.7028


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2736 no Paving Your Path to Peace with Anne DeButte Anne DeButte is a respected and empathetic grief coach, author, and podcast host. She has made significant contributions to the field of grief counseling through her comprehensive approach to helping people navigate through their unique grief journeys. Her book, Grief's Abyss: Finding Your Pathway to Peace, encapsulates her insights on the impact of grief and offers practical advice for those who are navigating this challenging life experience. In this episode, she guides people through their healing process by debunking myths, offering strategies for coping, and emphasizing the importance of support and internal work.  Contrary to the adage, time does not heal all wounds. As such, distracting yourself from grieving a loss by filling your schedule may not always be beneficial. The grief journey varies greatly among individuals and rushing the process may only delay true healing. Grief affects individuals mentally, physically, emotionally, socially, and spiritually. Healing requires internal work, such as understanding your stress levels, acknowledging and expressing emotions, and seeking help when necessary. Isolation during grieving periods can be harmful. It's vital to seek support from friends, professionals, or community groups, especially those who can empathize with the experience of loss. This support is not just for advice, but more crucially, for understanding and companionship through a difficult time. Strategies like meditation, journaling, and breath work have been proven to help with the acute pain of grief. Incorporating them into your routine as daily activities may help you get through the day. Resources Anne DeButte on LinkedIn | Twitter | Facebook | Grief’s Abyss: Finding Your Pathway to Peace Let’s Talk About Grief with Anne DeButte UnderstandingGrief.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 27 Jun 2023 04:01:00 -0000 full 151 Stacy Francis Stacy Francis and Anne DeButte discuss the healing process by debunking myths, offering strategies for coping, and emphasizing the importance of support and internal work. Anne DeButte is a respected and empathetic grief coach, author, and podcast host. She has made significant contributions to the field of grief counseling through her comprehensive approach to helping people navigate through their unique grief journeys. Her book, Grief's Abyss: Finding Your Pathway to Peace, encapsulates her insights on the impact of grief and offers practical advice for those who are navigating this challenging life experience. In this episode, she guides people through their healing process by debunking myths, offering strategies for coping, and emphasizing the importance of support and internal work.  Contrary to the adage, time does not heal all wounds. As such, distracting yourself from grieving a loss by filling your schedule may not always be beneficial. The grief journey varies greatly among individuals and rushing the process may only delay true healing. Grief affects individuals mentally, physically, emotionally, socially, and spiritually. Healing requires internal work, such as understanding your stress levels, acknowledging and expressing emotions, and seeking help when necessary. Isolation during grieving periods can be harmful. It's vital to seek support from friends, professionals, or community groups, especially those who can empathize with the experience of loss. This support is not just for advice, but more crucially, for understanding and companionship through a difficult time. Strategies like meditation, journaling, and breath work have been proven to help with the acute pain of grief. Incorporating them into your routine as daily activities may help you get through the day. Resources Anne DeButte on LinkedIn | Twitter | Facebook | Grief’s Abyss: Finding Your Pathway to Peace Let’s Talk About Grief with Anne DeButte UnderstandingGrief.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Anne DeButte is a respected and empathetic grief coach, author, and podcast host. She has made significant contributions to the field of grief counseling through her comprehensive approach to helping people navigate through their unique grief journeys. Her book, Grief's Abyss: Finding Your Pathway to Peace, encapsulates her insights on the impact of grief and offers practical advice for those who are navigating this challenging life experience. In this episode, she guides people through their healing process by debunking myths, offering strategies for coping, and emphasizing the importance of support and internal work. 


  • Contrary to the adage, time does not heal all wounds. As such, distracting yourself from grieving a loss by filling your schedule may not always be beneficial. The grief journey varies greatly among individuals and rushing the process may only delay true healing.
  • Grief affects individuals mentally, physically, emotionally, socially, and spiritually. Healing requires internal work, such as understanding your stress levels, acknowledging and expressing emotions, and seeking help when necessary.
  • Isolation during grieving periods can be harmful. It's vital to seek support from friends, professionals, or community groups, especially those who can empathize with the experience of loss. This support is not just for advice, but more crucially, for understanding and companionship through a difficult time.
  • Strategies like meditation, journaling, and breath work have been proven to help with the acute pain of grief. Incorporating them into your routine as daily activities may help you get through the day.


Resources

Anne DeButte on LinkedIn | Twitter | Facebook | Grief’s Abyss: Finding Your Pathway to Peace

Let’s Talk About Grief with Anne DeButte

UnderstandingGrief.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2213 no Honoring Memories: Organizing Belongings with Love and Purpose with Janine Sarna-Jones Are you struggling to sort through your household items after the loss of a loved one? It's not just a matter of spring cleaning; it's an emotional journey that requires empathy and support. In this episode of Financially Ever After Widowhood with Stacy Francis, Janine Sarna-Jones, organizational maven, shares her expertise on navigating the process of dealing with a partner's belongings. She and Stacy explore the balance between keeping reminders and avoiding a mausoleum effect, and the importance of making thoughtful decisions about items with a future life. Janine offers valuable insights on honoring memories while finding space for joy. There is no predetermined timeline for sorting through your partner's belongings after their passing. Take the necessary time to mourn and be emotionally ready for the task. Going through your loved one's items can bring up memories, thoughts, and feelings. It's a process that allows space for grieving and healing. Finding a balance between keeping reminders and creating a space that brings joy is essential. Curating meaningful items and letting go of the rest can help you maintain a healthy environment. If moving to a new space, avoid making hasty choices in the midst of grief. Moving should be a well-thought-out decision that aligns with your long-term goals and financial capabilities. Making thoughtful choices about items that can benefit others allows for a sense of purpose and ensures that belongings don't end up in the landfill. It's an opportunity to make a positive impact beyond personal grief. Items can be given a future life through donation to charities, animal shelters, and nonprofit organizations. Clothing and personal items can be repurposed and given new life. Tailoring clothes to fit yourself or transforming them into quilts or memory pieces can be a meaningful way to honor memories. There are no rules on how to deal with the personal effects of someone you love. Each person should find a way that brings them comfort and preserves the memories in a way that feels right for them. Kindness and self-compassion are essential during the grieving process. It's important to show yourself the same understanding and grace when navigating the challenges of sorting through belongings. Seeking support from professionals and involving your friends and loved ones can make the organizing process more manageable, physically and emotionally. Resources Janine Sarna-Jones on Website| LinkedIn | Facebook | Instagram  Estate Clearance Checklist PDF Download Donations and Waste: Junkluggers   Donations:  Salvation Army | Goodwill | Dress for Success | Housing Works (tend to be East Coast – will pickup) | Local shelters | Coalition for the Homeless   Selling Items: Craigslist | Ebay   Making Clothes into Quilts and other items: Memory Stitch   TV Shows: The Gentle Art of Swedish Death Cleaning    WHAT DO YOU DO WITH ALL OF THE STUFF WHEN YOU LOSE A LOVED ONE?  Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com A Financial Guide for Widows Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 13 Jun 2023 04:01:00 -0000 full 149 Stacy Francis In this episode of Financially Ever After Widowhood with Stacy Francis, Janine Sarna-Jones, organizational maven, shares her expertise on navigating the process of dealing with a partner's belongings. Are you struggling to sort through your household items after the loss of a loved one? It's not just a matter of spring cleaning; it's an emotional journey that requires empathy and support. In this episode of Financially Ever After Widowhood with Stacy Francis, Janine Sarna-Jones, organizational maven, shares her expertise on navigating the process of dealing with a partner's belongings. She and Stacy explore the balance between keeping reminders and avoiding a mausoleum effect, and the importance of making thoughtful decisions about items with a future life. Janine offers valuable insights on honoring memories while finding space for joy. There is no predetermined timeline for sorting through your partner's belongings after their passing. Take the necessary time to mourn and be emotionally ready for the task. Going through your loved one's items can bring up memories, thoughts, and feelings. It's a process that allows space for grieving and healing. Finding a balance between keeping reminders and creating a space that brings joy is essential. Curating meaningful items and letting go of the rest can help you maintain a healthy environment. If moving to a new space, avoid making hasty choices in the midst of grief. Moving should be a well-thought-out decision that aligns with your long-term goals and financial capabilities. Making thoughtful choices about items that can benefit others allows for a sense of purpose and ensures that belongings don't end up in the landfill. It's an opportunity to make a positive impact beyond personal grief. Items can be given a future life through donation to charities, animal shelters, and nonprofit organizations. Clothing and personal items can be repurposed and given new life. Tailoring clothes to fit yourself or transforming them into quilts or memory pieces can be a meaningful way to honor memories. There are no rules on how to deal with the personal effects of someone you love. Each person should find a way that brings them comfort and preserves the memories in a way that feels right for them. Kindness and self-compassion are essential during the grieving process. It's important to show yourself the same understanding and grace when navigating the challenges of sorting through belongings. Seeking support from professionals and involving your friends and loved ones can make the organizing process more manageable, physically and emotionally. Resources Janine Sarna-Jones on Website| LinkedIn | Facebook | Instagram  Estate Clearance Checklist PDF Download Donations and Waste: Junkluggers   Donations:  Salvation Army | Goodwill | Dress for Success | Housing Works (tend to be East Coast – will pickup) | Local shelters | Coalition for the Homeless   Selling Items: Craigslist | Ebay   Making Clothes into Quilts and other items: Memory Stitch   TV Shows: The Gentle Art of Swedish Death Cleaning    WHAT DO YOU DO WITH ALL OF THE STUFF WHEN YOU LOSE A LOVED ONE?  Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com A Financial Guide for Widows Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Are you struggling to sort through your household items after the loss of a loved one? It's not just a matter of spring cleaning; it's an emotional journey that requires empathy and support. In this episode of Financially Ever After Widowhood with Stacy Francis, Janine Sarna-Jones, organizational maven, shares her expertise on navigating the process of dealing with a partner's belongings. She and Stacy explore the balance between keeping reminders and avoiding a mausoleum effect, and the importance of making thoughtful decisions about items with a future life. Janine offers valuable insights on honoring memories while finding space for joy.


  • There is no predetermined timeline for sorting through your partner's belongings after their passing. Take the necessary time to mourn and be emotionally ready for the task.
  • Going through your loved one's items can bring up memories, thoughts, and feelings. It's a process that allows space for grieving and healing.
  • Finding a balance between keeping reminders and creating a space that brings joy is essential. Curating meaningful items and letting go of the rest can help you maintain a healthy environment.
  • If moving to a new space, avoid making hasty choices in the midst of grief. Moving should be a well-thought-out decision that aligns with your long-term goals and financial capabilities.
  • Making thoughtful choices about items that can benefit others allows for a sense of purpose and ensures that belongings don't end up in the landfill. It's an opportunity to make a positive impact beyond personal grief.
  • Items can be given a future life through donation to charities, animal shelters, and nonprofit organizations.
  • Clothing and personal items can be repurposed and given new life. Tailoring clothes to fit yourself or transforming them into quilts or memory pieces can be a meaningful way to honor memories.
  • There are no rules on how to deal with the personal effects of someone you love. Each person should find a way that brings them comfort and preserves the memories in a way that feels right for them.
  • Kindness and self-compassion are essential during the grieving process. It's important to show yourself the same understanding and grace when navigating the challenges of sorting through belongings.
  • Seeking support from professionals and involving your friends and loved ones can make the organizing process more manageable, physically and emotionally.


Resources

Janine Sarna-Jones on Website| LinkedIn | Facebook | Instagram

 Estate Clearance Checklist PDF Download

Donations and Waste: Junkluggers  

Donations:  Salvation Army | Goodwill | Dress for Success | Housing Works (tend to be East Coast – will pickup) | Local shelters | Coalition for the Homeless  

Selling Items: Craigslist | Ebay  

Making Clothes into Quilts and other items: Memory Stitch  

TV Shows: The Gentle Art of Swedish Death Cleaning   

WHAT DO YOU DO WITH ALL OF THE STUFF WHEN YOU LOSE A LOVED ONE? 


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

A Financial Guide for Widows

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2140 no Navigating the Maze of Grief with Joy Rosenthal In a world where loss and grief often appear as villains, there are those who embody the spirit of resilience. On this episode, Financially Ever After Widowhood, Stacy Francis welcomes Joy Rosenthal - a woman who turned her own personal tragedies into catalysts for compassion, empathy, and strength. Joy is a seasoned lawyer, divorce mediator, and an educator at the CUNY School of Law. In this episode, she's sharing her personal journey as twice a widow. Through heartbreaking losses, Joy discovered her innate strength, resilience, and most importantly, her capacity for compassion. She recounts her experiences, revealing how she navigated the maze of grief, and how these experiences fueled her work and personal life with a newfound fervor. Joy lost her first husband just six months into their marriage. As she rebuilt her life and found love again, she experienced another devastating loss with the death of her second husband during the COVID-19 crisis.  Despite the overwhelming grief of losing two spouses, Joy shares how she learned to draw on her inner strength. This resilience helped her not only survive these difficult experiences but also to continue showing up for life every day. Having a support system is invaluable. Joy found solace in her community during times of grief. Joy’s personal experiences with loss have fundamentally shaped her outlook on life. These experiences allowed her to lead with compassion, and in turn, profoundly impacted her professional work as a lawyer and mediator. Her job at Legal Aid, where she was engaged in extensive reading and writing, helped Joy process her grief after her first husband's death. She underscores the importance of a balanced work environment that allows space for coping with loss. A recurring theme throughout Joy's narrative is the importance of keeping going and staying in motion. Her determination to persist and rebuild her life after each loss is an inspiring takeaway for listeners grappling with their own losses. Joy advised that women dealing with similar situations should assess their capabilities, desires, and circumstances, and adjust their work life accordingly. She emphasized the importance of patience and understanding during this process. Seek help to manage paperwork and administrative tasks, which can be overwhelming during a time of grief. Resources Joy Rosenthal on Website| LinkedIn | Facebook | Instagram | Linktr.ee Email: joy@joyrosenthal.com  Phone: 212-532-4704 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 30 May 2023 04:01:00 -0000 full 149 Stacy Francis On this episode Financially Ever After Widowhood, Stacy Francis welcomes Joy Rosenthal - a woman who turned her own personal tragedies into catalysts for compassion, empathy, and strength. In a world where loss and grief often appear as villains, there are those who embody the spirit of resilience. On this episode, Financially Ever After Widowhood, Stacy Francis welcomes Joy Rosenthal - a woman who turned her own personal tragedies into catalysts for compassion, empathy, and strength. Joy is a seasoned lawyer, divorce mediator, and an educator at the CUNY School of Law. In this episode, she's sharing her personal journey as twice a widow. Through heartbreaking losses, Joy discovered her innate strength, resilience, and most importantly, her capacity for compassion. She recounts her experiences, revealing how she navigated the maze of grief, and how these experiences fueled her work and personal life with a newfound fervor. Joy lost her first husband just six months into their marriage. As she rebuilt her life and found love again, she experienced another devastating loss with the death of her second husband during the COVID-19 crisis.  Despite the overwhelming grief of losing two spouses, Joy shares how she learned to draw on her inner strength. This resilience helped her not only survive these difficult experiences but also to continue showing up for life every day. Having a support system is invaluable. Joy found solace in her community during times of grief. Joy’s personal experiences with loss have fundamentally shaped her outlook on life. These experiences allowed her to lead with compassion, and in turn, profoundly impacted her professional work as a lawyer and mediator. Her job at Legal Aid, where she was engaged in extensive reading and writing, helped Joy process her grief after her first husband's death. She underscores the importance of a balanced work environment that allows space for coping with loss. A recurring theme throughout Joy's narrative is the importance of keeping going and staying in motion. Her determination to persist and rebuild her life after each loss is an inspiring takeaway for listeners grappling with their own losses. Joy advised that women dealing with similar situations should assess their capabilities, desires, and circumstances, and adjust their work life accordingly. She emphasized the importance of patience and understanding during this process. Seek help to manage paperwork and administrative tasks, which can be overwhelming during a time of grief. Resources Joy Rosenthal on Website| LinkedIn | Facebook | Instagram | Linktr.ee Email: joy@joyrosenthal.com  Phone: 212-532-4704 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! In a world where loss and grief often appear as villains, there are those who embody the spirit of resilience. On this episode, Financially Ever After Widowhood, Stacy Francis welcomes Joy Rosenthal - a woman who turned her own personal tragedies into catalysts for compassion, empathy, and strength. Joy is a seasoned lawyer, divorce mediator, and an educator at the CUNY School of Law. In this episode, she's sharing her personal journey as twice a widow. Through heartbreaking losses, Joy discovered her innate strength, resilience, and most importantly, her capacity for compassion. She recounts her experiences, revealing how she navigated the maze of grief, and how these experiences fueled her work and personal life with a newfound fervor.


  • Joy lost her first husband just six months into their marriage. As she rebuilt her life and found love again, she experienced another devastating loss with the death of her second husband during the COVID-19 crisis. 
  • Despite the overwhelming grief of losing two spouses, Joy shares how she learned to draw on her inner strength. This resilience helped her not only survive these difficult experiences but also to continue showing up for life every day.
  • Having a support system is invaluable. Joy found solace in her community during times of grief.
  • Joy’s personal experiences with loss have fundamentally shaped her outlook on life. These experiences allowed her to lead with compassion, and in turn, profoundly impacted her professional work as a lawyer and mediator.
  • Her job at Legal Aid, where she was engaged in extensive reading and writing, helped Joy process her grief after her first husband's death. She underscores the importance of a balanced work environment that allows space for coping with loss.
  • A recurring theme throughout Joy's narrative is the importance of keeping going and staying in motion. Her determination to persist and rebuild her life after each loss is an inspiring takeaway for listeners grappling with their own losses.
  • Joy advised that women dealing with similar situations should assess their capabilities, desires, and circumstances, and adjust their work life accordingly. She emphasized the importance of patience and understanding during this process.
  • Seek help to manage paperwork and administrative tasks, which can be overwhelming during a time of grief.


Resources

Joy Rosenthal on Website| LinkedIn | Facebook | Instagram | Linktr.ee

Email: joy@joyrosenthal.com 

Phone: 212-532-4704


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1863 yes Organizing the (E)State of Your Affairs with Amy Holzman Amy Holzman is a seasoned trust and estate attorney with over 25 years of experience. Specializing in estate planning and administration, Amy prepares wills, trusts, estate and gift tax planning, and healthcare proxies, for a wide range of clients including US citizens, international families, and LGBTQ+ clients. In this episode, Amy and Stacy Francis discuss the ins and outs of estate planning. Amy shares key considerations for single mothers with young children, highlighting the importance of appointing a capable and willing guardian for minors, the use of trusts for managing children's inheritance, and other critical elements of estate planning. The cornerstone of any will for parents with young children is appointing a guardian. This person should be capable and willing to raise the child in case something happens to the parents. It's also critical to have a detailed letter outlining how the child should be raised, to prevent family conflicts and misunderstandings later. Trusts are a viable way to manage and protect children's funds. Parents need to choose a responsible trustee, who can be guided by a financial advisor, to ensure that the child's funds are used appropriately. Healthcare proxies should be in place for children over 18. For families with substantial wealth, early gifting can help preserve wealth for future generations. Revocable trusts can also be used to avoid costly court procedures. Setting up a Roth IRA for children, regardless of whether they have income, can provide them with a financial head start. Moreover, parents should talk to their children about financial matters to prepare them for financial responsibility in the future. Resources Amy Holzman on LinkedIn Email: info@trustwillpower.com  Law Offices of Amy Holzman Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 16 May 2023 04:01:00 -0000 full 148 Stacy Francis In this episode, Amy Holzman and Stacy Francis discuss the ins and outs of estate planning. Amy Holzman is a seasoned trust and estate attorney with over 25 years of experience. Specializing in estate planning and administration, Amy prepares wills, trusts, estate and gift tax planning, and healthcare proxies, for a wide range of clients including US citizens, international families, and LGBTQ+ clients. In this episode, Amy and Stacy Francis discuss the ins and outs of estate planning. Amy shares key considerations for single mothers with young children, highlighting the importance of appointing a capable and willing guardian for minors, the use of trusts for managing children's inheritance, and other critical elements of estate planning. The cornerstone of any will for parents with young children is appointing a guardian. This person should be capable and willing to raise the child in case something happens to the parents. It's also critical to have a detailed letter outlining how the child should be raised, to prevent family conflicts and misunderstandings later. Trusts are a viable way to manage and protect children's funds. Parents need to choose a responsible trustee, who can be guided by a financial advisor, to ensure that the child's funds are used appropriately. Healthcare proxies should be in place for children over 18. For families with substantial wealth, early gifting can help preserve wealth for future generations. Revocable trusts can also be used to avoid costly court procedures. Setting up a Roth IRA for children, regardless of whether they have income, can provide them with a financial head start. Moreover, parents should talk to their children about financial matters to prepare them for financial responsibility in the future. Resources Amy Holzman on LinkedIn Email: info@trustwillpower.com  Law Offices of Amy Holzman Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Amy Holzman is a seasoned trust and estate attorney with over 25 years of experience. Specializing in estate planning and administration, Amy prepares wills, trusts, estate and gift tax planning, and healthcare proxies, for a wide range of clients including US citizens, international families, and LGBTQ+ clients. In this episode, Amy and Stacy Francis discuss the ins and outs of estate planning. Amy shares key considerations for single mothers with young children, highlighting the importance of appointing a capable and willing guardian for minors, the use of trusts for managing children's inheritance, and other critical elements of estate planning.


  • The cornerstone of any will for parents with young children is appointing a guardian. This person should be capable and willing to raise the child in case something happens to the parents. It's also critical to have a detailed letter outlining how the child should be raised, to prevent family conflicts and misunderstandings later.
  • Trusts are a viable way to manage and protect children's funds. Parents need to choose a responsible trustee, who can be guided by a financial advisor, to ensure that the child's funds are used appropriately.
  • Healthcare proxies should be in place for children over 18. For families with substantial wealth, early gifting can help preserve wealth for future generations. Revocable trusts can also be used to avoid costly court procedures.
  • Setting up a Roth IRA for children, regardless of whether they have income, can provide them with a financial head start. Moreover, parents should talk to their children about financial matters to prepare them for financial responsibility in the future.


Resources

Amy Holzman on LinkedIn

Email: info@trustwillpower.com 

Law Offices of Amy Holzman


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2202 no Estate Planning 101: Everything You Need to Know with Laura Cowan Many people believe that estate planning is only for high net worth individuals. But as Laura Cowan and I discuss in this episode of Financially Ever After Widowhood, having an estate plan is crucial regardless of your financial situation. Laura is a trusts and estates attorney based in Midtown Manhattan, and the founder of the Law Office of Laura Cowan. She joins me to dispel some common myths around estate planning, including why it’s important to have a healthcare proxy and power of attorney in place, and why planning is particularly important for unmarried individuals with limited resources. Laura also provides insights into the key documents involved in estate planning and the factors to consider while selecting the right trustee. You’ll hear Laura and I discuss: Estate planning is not just for the wealthy, and having an estate plan is important for everyone, regardless of their financial status. Unmarried individuals with limited resources should prioritize estate planning as they might not have the resources to deal with any unexpected events. Furthermore, planning is more complicated for them as they don't have the option to leave everything to a spouse and children. The healthcare proxy and financial power of attorney are crucial documents in estate planning as they enable someone to make medical and financial decisions on your behalf if you are unable to do so. The person you choose as your financial power of attorney should be someone you trust because they will have the same power over your assets that you have A living trust can be a better option than a will because it avoids probate, which can be expensive, time-consuming, and a public process. Trusts can also provide privacy, ease of distribution, and the ability to set up guardrails for how and when your children inherit your money. A trustee does not need to have expertise in investing or managing money and can hire outside professionals for help. Factors to consider when choosing a guardian for minor children include their values, morals, and potential changes in their marital status. Even if children are older, it is important to name legal guardians in a will to ensure that their best interests are met. Resources Laura Cowan Website | Instagram Email: Laura@LauraECowanLaw.com Phone: 212-760-2956  Talk with Laura about setting up your estate plan Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 02 May 2023 04:01:00 -0000 full 147 Stacy Francis Laura Cowan joins Stacy Francis to dispel some common myths around estate planning, including why it’s important to have a healthcare proxy and power of attorney in place, and why planning is particularly important for unmarried individuals with limited resources. Many people believe that estate planning is only for high net worth individuals. But as Laura Cowan and I discuss in this episode of Financially Ever After Widowhood, having an estate plan is crucial regardless of your financial situation. Laura is a trusts and estates attorney based in Midtown Manhattan, and the founder of the Law Office of Laura Cowan. She joins me to dispel some common myths around estate planning, including why it’s important to have a healthcare proxy and power of attorney in place, and why planning is particularly important for unmarried individuals with limited resources. Laura also provides insights into the key documents involved in estate planning and the factors to consider while selecting the right trustee. You’ll hear Laura and I discuss: Estate planning is not just for the wealthy, and having an estate plan is important for everyone, regardless of their financial status. Unmarried individuals with limited resources should prioritize estate planning as they might not have the resources to deal with any unexpected events. Furthermore, planning is more complicated for them as they don't have the option to leave everything to a spouse and children. The healthcare proxy and financial power of attorney are crucial documents in estate planning as they enable someone to make medical and financial decisions on your behalf if you are unable to do so. The person you choose as your financial power of attorney should be someone you trust because they will have the same power over your assets that you have A living trust can be a better option than a will because it avoids probate, which can be expensive, time-consuming, and a public process. Trusts can also provide privacy, ease of distribution, and the ability to set up guardrails for how and when your children inherit your money. A trustee does not need to have expertise in investing or managing money and can hire outside professionals for help. Factors to consider when choosing a guardian for minor children include their values, morals, and potential changes in their marital status. Even if children are older, it is important to name legal guardians in a will to ensure that their best interests are met. Resources Laura Cowan Website | Instagram Email: Laura@LauraECowanLaw.com Phone: 212-760-2956  Talk with Laura about setting up your estate plan Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Many people believe that estate planning is only for high net worth individuals. But as Laura Cowan and I discuss in this episode of Financially Ever After Widowhood, having an estate plan is crucial regardless of your financial situation. Laura is a trusts and estates attorney based in Midtown Manhattan, and the founder of the Law Office of Laura Cowan. She joins me to dispel some common myths around estate planning, including why it’s important to have a healthcare proxy and power of attorney in place, and why planning is particularly important for unmarried individuals with limited resources. Laura also provides insights into the key documents involved in estate planning and the factors to consider while selecting the right trustee.


You’ll hear Laura and I discuss:

  • Estate planning is not just for the wealthy, and having an estate plan is important for everyone, regardless of their financial status.
  • Unmarried individuals with limited resources should prioritize estate planning as they might not have the resources to deal with any unexpected events. Furthermore, planning is more complicated for them as they don't have the option to leave everything to a spouse and children.
  • The healthcare proxy and financial power of attorney are crucial documents in estate planning as they enable someone to make medical and financial decisions on your behalf if you are unable to do so.
  • The person you choose as your financial power of attorney should be someone you trust because they will have the same power over your assets that you have
  • A living trust can be a better option than a will because it avoids probate, which can be expensive, time-consuming, and a public process. Trusts can also provide privacy, ease of distribution, and the ability to set up guardrails for how and when your children inherit your money.
  • A trustee does not need to have expertise in investing or managing money and can hire outside professionals for help.
  • Factors to consider when choosing a guardian for minor children include their values, morals, and potential changes in their marital status. Even if children are older, it is important to name legal guardians in a will to ensure that their best interests are met.


Resources

Laura Cowan Website | Instagram

Email: Laura@LauraECowanLaw.com

Phone: 212-760-2956 

Talk with Laura about setting up your estate plan


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2136 no Taking Control of Your Finances After Widowhood with Kathy Gleason Are you struggling to cope with the loss of a spouse and the financial challenges that come with it? In this episode of Financially Ever After Widowhood, host Stacy Francis speaks with Kathy Gleason, an author and grief support expert with a deep understanding of the struggles that come with losing a spouse. Kathy is also co-host of the As I Live and Grieve podcast. Kathy details her personal journey of loss, including the challenges of managing the paperwork and red tape that come with it. She also shares valuable insights and practical advice on how to navigate the financial challenges of widowhood. Losing a spouse is a complex and devastating loss that brings many unique challenges, including the loss of future plans and the added responsibility of managing all the paperwork and red tape that come with it. It's important to surround yourself with supportive people who understand what you're going through and can offer emotional and practical support. If you are not the partner who manages the finances, it's important to make yourself aware of what accounts and assets you have in case you need to take over in the future. It's common for married couples to not make long-term financial decisions together, but this can leave one partner at a disadvantage if they need to take over after a spouse's passing. Prioritizing tasks and taking care of practical matters can help you begin to work on yourself and heal after a loss. Resources Kathy Gleason Facebook | Instagram Email: info@asiliveandgrieve.com  As I Live and Grieve Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 18 Apr 2023 04:01:00 -0000 full 146 Stacy Francis In this episode of Financially Ever After Widowhood, host Stacy Francis speaks with Kathy Gleason, an author and grief support expert with a deep understanding of the struggles that come with losing a spouse. Are you struggling to cope with the loss of a spouse and the financial challenges that come with it? In this episode of Financially Ever After Widowhood, host Stacy Francis speaks with Kathy Gleason, an author and grief support expert with a deep understanding of the struggles that come with losing a spouse. Kathy is also co-host of the As I Live and Grieve podcast. Kathy details her personal journey of loss, including the challenges of managing the paperwork and red tape that come with it. She also shares valuable insights and practical advice on how to navigate the financial challenges of widowhood. Losing a spouse is a complex and devastating loss that brings many unique challenges, including the loss of future plans and the added responsibility of managing all the paperwork and red tape that come with it. It's important to surround yourself with supportive people who understand what you're going through and can offer emotional and practical support. If you are not the partner who manages the finances, it's important to make yourself aware of what accounts and assets you have in case you need to take over in the future. It's common for married couples to not make long-term financial decisions together, but this can leave one partner at a disadvantage if they need to take over after a spouse's passing. Prioritizing tasks and taking care of practical matters can help you begin to work on yourself and heal after a loss. Resources Kathy Gleason Facebook | Instagram Email: info@asiliveandgrieve.com  As I Live and Grieve Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Are you struggling to cope with the loss of a spouse and the financial challenges that come with it? In this episode of Financially Ever After Widowhood, host Stacy Francis speaks with Kathy Gleason, an author and grief support expert with a deep understanding of the struggles that come with losing a spouse. Kathy is also co-host of the As I Live and Grieve podcast. Kathy details her personal journey of loss, including the challenges of managing the paperwork and red tape that come with it. She also shares valuable insights and practical advice on how to navigate the financial challenges of widowhood.


  • Losing a spouse is a complex and devastating loss that brings many unique challenges, including the loss of future plans and the added responsibility of managing all the paperwork and red tape that come with it.
  • It's important to surround yourself with supportive people who understand what you're going through and can offer emotional and practical support.
  • If you are not the partner who manages the finances, it's important to make yourself aware of what accounts and assets you have in case you need to take over in the future.
  • It's common for married couples to not make long-term financial decisions together, but this can leave one partner at a disadvantage if they need to take over after a spouse's passing.
  • Prioritizing tasks and taking care of practical matters can help you begin to work on yourself and heal after a loss.


Resources

Kathy Gleason Facebook | Instagram

Email: info@asiliveandgrieve.com 

As I Live and Grieve


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1979 no Introducing Financially Ever After Widowhood Widowhood is the state of being a widow or widower: a person whose spouse has passed away. This is a situation that no one wants to be in, but it is something that can happen, and that you and your family should be prepared for financially. When this kind of painful, life altering event occurs, it's important to have the structure in place for you and your family to be protected, and this year on Financially Ever After Widowhood, Stacy Francis is going to be talking to a diverse lineup of experts, and individuals who have gone through it themselves, to give you the tools and information you need to be prepared. Tue, 04 Apr 2023 19:17:33 -0000 full Stacy Francis On Financially Ever After Widowhood, Stacy Francis is going to be talking to a diverse lineup of experts, and individuals who have gone through it themselves, to give you the tools and information you need to be prepared. Widowhood is the state of being a widow or widower: a person whose spouse has passed away. This is a situation that no one wants to be in, but it is something that can happen, and that you and your family should be prepared for financially. When this kind of painful, life altering event occurs, it's important to have the structure in place for you and your family to be protected, and this year on Financially Ever After Widowhood, Stacy Francis is going to be talking to a diverse lineup of experts, and individuals who have gone through it themselves, to give you the tools and information you need to be prepared. Widowhood is the state of being a widow or widower: a person whose spouse has passed away. This is a situation that no one wants to be in, but it is something that can happen, and that you and your family should be prepared for financially. When this kind of painful, life altering event occurs, it's important to have the structure in place for you and your family to be protected, and this year on Financially Ever After Widowhood, Stacy Francis is going to be talking to a diverse lineup of experts, and individuals who have gone through it themselves, to give you the tools and information you need to be prepared.

]]> 617 no Steps to Take Before You Say ‘I Do’... Morgan Mouchette is a Matrimonial and Family Law Partner at Blank Rome LLP specializing in divorce, child custody, and prenuptial agreements. She provides tailored support based on each family's unique circumstances and needs. In this episode, Morgan and Stacy Francis discuss prenuptial agreements, why they are recommended, and debunk some common misconceptions about them. Morgan discusses what you can do if you believe your prenup is unfair to you. A prenuptial agreement can help couples make financial arrangements and discuss their relationship ahead of their marriage. However, not everyone needs a prenuptial agreement, and each person should do it with knowledge and foresight. The most common misconception about prenuptial agreements is that they only protect the prospective spouse with all of the assets, but a good lawyer can even use prenuptial agreements to protect the spouse who has a lower income level. When getting married, you should open new accounts so that you can separate marital property from personal finances.  If you signed a prenuptial agreement but no longer consider its parameters fair or equal, get as much information about your marriage's finances as you can. It’s empowering to have the data because you will have the necessary information to make decisions, whether that be divorce or otherwise. Resources Morgan Mouchette on the web | LinkedIn Email: morgan.mouchette@blankrome.com  Phone: 212-885-5386 BlankRome.com Article: How to Talk About Money With a Partner Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 27 Dec 2022 05:01:00 -0000 full 145 Stacy Francis In this episode, Morgan Mouchette and Stacy Francis discuss prenuptial agreements, why they are recommended, and debunk some common misconceptions about them. Morgan Mouchette is a Matrimonial and Family Law Partner at Blank Rome LLP specializing in divorce, child custody, and prenuptial agreements. She provides tailored support based on each family's unique circumstances and needs. In this episode, Morgan and Stacy Francis discuss prenuptial agreements, why they are recommended, and debunk some common misconceptions about them. Morgan discusses what you can do if you believe your prenup is unfair to you. A prenuptial agreement can help couples make financial arrangements and discuss their relationship ahead of their marriage. However, not everyone needs a prenuptial agreement, and each person should do it with knowledge and foresight. The most common misconception about prenuptial agreements is that they only protect the prospective spouse with all of the assets, but a good lawyer can even use prenuptial agreements to protect the spouse who has a lower income level. When getting married, you should open new accounts so that you can separate marital property from personal finances.  If you signed a prenuptial agreement but no longer consider its parameters fair or equal, get as much information about your marriage's finances as you can. It’s empowering to have the data because you will have the necessary information to make decisions, whether that be divorce or otherwise. Resources Morgan Mouchette on the web | LinkedIn Email: morgan.mouchette@blankrome.com  Phone: 212-885-5386 BlankRome.com Article: How to Talk About Money With a Partner Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Morgan Mouchette is a Matrimonial and Family Law Partner at Blank Rome LLP specializing in divorce, child custody, and prenuptial agreements. She provides tailored support based on each family's unique circumstances and needs. In this episode, Morgan and Stacy Francis discuss prenuptial agreements, why they are recommended, and debunk some common misconceptions about them. Morgan discusses what you can do if you believe your prenup is unfair to you.


  • A prenuptial agreement can help couples make financial arrangements and discuss their relationship ahead of their marriage. However, not everyone needs a prenuptial agreement, and each person should do it with knowledge and foresight.
  • The most common misconception about prenuptial agreements is that they only protect the prospective spouse with all of the assets, but a good lawyer can even use prenuptial agreements to protect the spouse who has a lower income level.
  • When getting married, you should open new accounts so that you can separate marital property from personal finances. 
  • If you signed a prenuptial agreement but no longer consider its parameters fair or equal, get as much information about your marriage's finances as you can. It’s empowering to have the data because you will have the necessary information to make decisions, whether that be divorce or otherwise.


Resources

Morgan Mouchette on the web | LinkedIn

Email: morgan.mouchette@blankrome.com 

Phone: 212-885-5386

BlankRome.com

Article: How to Talk About Money With a Partner


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2177 no On Inheritances and Second Marriages Gary Botwinick is co-managing partner of Einhorn Barbarito Frost & Botwinick and Chair of the firm’s Trust and Estates/Taxation Practice Group. He is an estate planning expert with a deep background in taxation, estate administration, corporate formation, and succession planning. Gary shares some of the top issues that couples face in second marriages, especially if there are children involved, and gives important tips on how to make sure your assets pass on successfully.  Estate planning isn’t just for the wealthy. Your estate plan should clearly outline how your assets will be passed on to your children, regardless of the size of your estate. Blended families often leave assets to their surviving spouse when planning how to divide assets after a death, but their spouse can easily change their mind. Children of the late spouse may be disinherited as a result. More people need to consider trusts as a vehicle to protect their families, instead of writing it off as something only rich people have. Have conversations with your children about money and spending habits. It teaches them lessons about financial responsibility and the value of a dollar. This is especially relevant for children whose parents have worked hard to provide them with a comfortable lifestyle. Resources Gary Botwinick on LinkedIn | Twitter Contact Gary: 973-6277 300 EihornHarris.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 13 Dec 2022 05:01:00 -0000 full 144 Stacy Francis Gary Botwinick shares some of the top issues that couples face in second marriages, especially if there are children involved, and gives important tips on how to make sure your assets pass on successfully. Gary Botwinick is co-managing partner of Einhorn Barbarito Frost & Botwinick and Chair of the firm’s Trust and Estates/Taxation Practice Group. He is an estate planning expert with a deep background in taxation, estate administration, corporate formation, and succession planning. Gary shares some of the top issues that couples face in second marriages, especially if there are children involved, and gives important tips on how to make sure your assets pass on successfully.  Estate planning isn’t just for the wealthy. Your estate plan should clearly outline how your assets will be passed on to your children, regardless of the size of your estate. Blended families often leave assets to their surviving spouse when planning how to divide assets after a death, but their spouse can easily change their mind. Children of the late spouse may be disinherited as a result. More people need to consider trusts as a vehicle to protect their families, instead of writing it off as something only rich people have. Have conversations with your children about money and spending habits. It teaches them lessons about financial responsibility and the value of a dollar. This is especially relevant for children whose parents have worked hard to provide them with a comfortable lifestyle. Resources Gary Botwinick on LinkedIn | Twitter Contact Gary: 973-6277 300 EihornHarris.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Gary Botwinick is co-managing partner of Einhorn Barbarito Frost & Botwinick and Chair of the firm’s Trust and Estates/Taxation Practice Group. He is an estate planning expert with a deep background in taxation, estate administration, corporate formation, and succession planning. Gary shares some of the top issues that couples face in second marriages, especially if there are children involved, and gives important tips on how to make sure your assets pass on successfully. 


  • Estate planning isn’t just for the wealthy. Your estate plan should clearly outline how your assets will be passed on to your children, regardless of the size of your estate.
  • Blended families often leave assets to their surviving spouse when planning how to divide assets after a death, but their spouse can easily change their mind. Children of the late spouse may be disinherited as a result.
  • More people need to consider trusts as a vehicle to protect their families, instead of writing it off as something only rich people have.
  • Have conversations with your children about money and spending habits. It teaches them lessons about financial responsibility and the value of a dollar. This is especially relevant for children whose parents have worked hard to provide them with a comfortable lifestyle.


Resources

Gary Botwinick on LinkedIn | Twitter

Contact Gary: 973-6277 300

EihornHarris.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2618 no Your Health is Your Wealth Amber Flanagan, CFP, is Principal at ASHCON Financial and advises clients from all walks of life about their financial and insurance needs. Her approach is to listen to her clients' unique situations, then determine what actions best suit their needs.  Dr. Gerda Maissel, known as “The Medical Sherpa,” is a Physical Medicine and Rehabilitation Medicine physician, former health system executive, and founder of My MD Advisor. Her role is to advocate for patients with complicated medical problems and help them access the best possible treatment. In this episode, Amber and Dr. Gerda discuss the health insurance options available to women after divorce, as well as tips on how to afford better medical care and prevent medical mistakes. Healthcare in the US is particularly difficult for immigrants, women, people of color, and other social groups considered different. White men are not immune from not paying attention and coordinating care. COBRA typically allows divorcess to remain on their previous health insurance plan for up to 18 months, unless there are extenuating circumstances. Doctors do not want noncompliant patients - if you and your doctor aren’t getting along, they probably don’t want you in their practice. It’s better for both parties to move on to other people if the relationship isn’t therapeutic. You can put money into an HSA (Health Savings Account) at a tax-free rate once you have a policy approved by the IRS. Resources Amber Flanagan on LinkedIn | Facebook Email: aflanagan@ashconfinancial.com  Contact Amber at: 347-574-6615 AshConFinancial.com Dr. Gerda Maissel on LinkedIn Email: Gm@mymdadvisor.com Contact Dr. Gerda at: 845-316-0175 MyMDAdvisor.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Tue, 29 Nov 2022 05:01:00 -0000 full 143 Stacy Francis In this episode, Amber Flanagan and Dr. Gerda Maissel discuss the health insurance options available to women after divorce, as well as tips on how to afford better medical care and prevent medical mistakes. Amber Flanagan, CFP, is Principal at ASHCON Financial and advises clients from all walks of life about their financial and insurance needs. Her approach is to listen to her clients' unique situations, then determine what actions best suit their needs.  Dr. Gerda Maissel, known as “The Medical Sherpa,” is a Physical Medicine and Rehabilitation Medicine physician, former health system executive, and founder of My MD Advisor. Her role is to advocate for patients with complicated medical problems and help them access the best possible treatment. In this episode, Amber and Dr. Gerda discuss the health insurance options available to women after divorce, as well as tips on how to afford better medical care and prevent medical mistakes. Healthcare in the US is particularly difficult for immigrants, women, people of color, and other social groups considered different. White men are not immune from not paying attention and coordinating care. COBRA typically allows divorcess to remain on their previous health insurance plan for up to 18 months, unless there are extenuating circumstances. Doctors do not want noncompliant patients - if you and your doctor aren’t getting along, they probably don’t want you in their practice. It’s better for both parties to move on to other people if the relationship isn’t therapeutic. You can put money into an HSA (Health Savings Account) at a tax-free rate once you have a policy approved by the IRS. Resources Amber Flanagan on LinkedIn | Facebook Email: aflanagan@ashconfinancial.com  Contact Amber at: 347-574-6615 AshConFinancial.com Dr. Gerda Maissel on LinkedIn Email: Gm@mymdadvisor.com Contact Dr. Gerda at: 845-316-0175 MyMDAdvisor.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Amber Flanagan, CFP, is Principal at ASHCON Financial and advises clients from all walks of life about their financial and insurance needs. Her approach is to listen to her clients' unique situations, then determine what actions best suit their needs. 


Dr. Gerda Maissel, known as “The Medical Sherpa,” is a Physical Medicine and Rehabilitation Medicine physician, former health system executive, and founder of My MD Advisor. Her role is to advocate for patients with complicated medical problems and help them access the best possible treatment.


In this episode, Amber and Dr. Gerda discuss the health insurance options available to women after divorce, as well as tips on how to afford better medical care and prevent medical mistakes.


  • Healthcare in the US is particularly difficult for immigrants, women, people of color, and other social groups considered different. White men are not immune from not paying attention and coordinating care.
  • COBRA typically allows divorcess to remain on their previous health insurance plan for up to 18 months, unless there are extenuating circumstances.
  • Doctors do not want noncompliant patients - if you and your doctor aren’t getting along, they probably don’t want you in their practice. It’s better for both parties to move on to other people if the relationship isn’t therapeutic.
  • You can put money into an HSA (Health Savings Account) at a tax-free rate once you have a policy approved by the IRS.


Resources

Amber Flanagan on LinkedIn | Facebook

Email: aflanagan@ashconfinancial.com 

Contact Amber at: 347-574-6615

AshConFinancial.com


Dr. Gerda Maissel on LinkedIn

Email: Gm@mymdadvisor.com

Contact Dr. Gerda at: 845-316-0175

MyMDAdvisor.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

]]> 2723 no Money Tips for Launching Financial Grownups Bobbi Rebell, CFP® is the author of Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart, a financial literacy advocate, the host of the Money Tips for Financial Grownups podcast and the founder of GrownupGear.com. She was previously a global business news anchor and personal finance columnist at Reuters and held various journalist positions at top news outlets, including CNBC, CNN, and PBS. Bobbi discusses the importance of gift-giving to children and how it can help them become financially successful adults. She also provides advice for parents on how to raise financially responsible children and how to ensure financial security post-divorce. Thanks to the Affordable Care Act, parents can now keep their children on their health insurance plan and have other financial ties to them until age 26. After a divorce, it’s important to take some time for introspection and identify what’s important to you. When reentering the dating pool and going into another marriage, you should have common values with your partner. That doesn’t mean you have to agree with every financial decision - you should just want the same things. Talking about money in a kind and respectful way is conducive to building and maintaining a healthy relationship. When disagreements arise, be sure to pick your battles wisely. Oversubsidizing your children to a level where it hurts your future also hurts them. There will come a time when you can no longer sponsor their livelihood, which leaves them floundering as they have not learned how to be a skilled financial grownup. Resources Bobbi Rebell on the Web | LinkedIn | Twitter Email: hello@financialgrownup.com  GrownUpGear.com  Sign up for Bobbi’s newsletter! Get Launching Financial GrownUps here! Liked the book? Leave a review here! Bobbi is happy to answer questions about her book. Jewish Women International Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 15 Nov 2022 05:01:00 -0000 full 142 Stacy Francis Bobbi Rebell and Stacy Francis discuss the importance of gift-giving to children and how it can help them become financially successful adults. Bobbi Rebell, CFP® is the author of Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart, a financial literacy advocate, the host of the Money Tips for Financial Grownups podcast and the founder of GrownupGear.com. She was previously a global business news anchor and personal finance columnist at Reuters and held various journalist positions at top news outlets, including CNBC, CNN, and PBS. Bobbi discusses the importance of gift-giving to children and how it can help them become financially successful adults. She also provides advice for parents on how to raise financially responsible children and how to ensure financial security post-divorce. Thanks to the Affordable Care Act, parents can now keep their children on their health insurance plan and have other financial ties to them until age 26. After a divorce, it’s important to take some time for introspection and identify what’s important to you. When reentering the dating pool and going into another marriage, you should have common values with your partner. That doesn’t mean you have to agree with every financial decision - you should just want the same things. Talking about money in a kind and respectful way is conducive to building and maintaining a healthy relationship. When disagreements arise, be sure to pick your battles wisely. Oversubsidizing your children to a level where it hurts your future also hurts them. There will come a time when you can no longer sponsor their livelihood, which leaves them floundering as they have not learned how to be a skilled financial grownup. Resources Bobbi Rebell on the Web | LinkedIn | Twitter Email: hello@financialgrownup.com  GrownUpGear.com  Sign up for Bobbi’s newsletter! Get Launching Financial GrownUps here! Liked the book? Leave a review here! Bobbi is happy to answer questions about her book. Jewish Women International Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Bobbi Rebell, CFP® is the author of Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart, a financial literacy advocate, the host of the Money Tips for Financial Grownups podcast and the founder of GrownupGear.com. She was previously a global business news anchor and personal finance columnist at Reuters and held various journalist positions at top news outlets, including CNBC, CNN, and PBS. Bobbi discusses the importance of gift-giving to children and how it can help them become financially successful adults. She also provides advice for parents on how to raise financially responsible children and how to ensure financial security post-divorce.


  • Thanks to the Affordable Care Act, parents can now keep their children on their health insurance plan and have other financial ties to them until age 26.
  • After a divorce, it’s important to take some time for introspection and identify what’s important to you. When reentering the dating pool and going into another marriage, you should have common values with your partner. That doesn’t mean you have to agree with every financial decision - you should just want the same things.
  • Talking about money in a kind and respectful way is conducive to building and maintaining a healthy relationship. When disagreements arise, be sure to pick your battles wisely.
  • Oversubsidizing your children to a level where it hurts your future also hurts them. There will come a time when you can no longer sponsor their livelihood, which leaves them floundering as they have not learned how to be a skilled financial grownup.


Resources

Bobbi Rebell on the Web | LinkedIn | Twitter

Email: hello@financialgrownup.com 

GrownUpGear.com 

Sign up for Bobbi’s newsletter!


Get Launching Financial GrownUps here!

Liked the book? Leave a review here!

Bobbi is happy to answer questions about her book.


Jewish Women International


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2094 no Estate Planning During and After Divorce Paula Jones is founder and Principal of Jones Estate Group and adjunct professor at the Western New England University School of Law. With over 25 years of experience, both internationally and domestically, she helps individuals of moderate to high net worth ensure that their assets transfer to the people they love in the right way. Paula shares how listeners can protect themselves and their family during the divorce process in the event of an untimely death. She busts a myth about wills and talks about what to do after divorce where estate planning is concerned. If a divorced or divorcing couple has a settlement agreement, they must honor that agreement when drawing up an estate plan. Existing obligations that continue from a divorce are legal duties, and they cannot be ignored, or else they may face legal repercussions. An estate plan is not just about putting together a will and getting powers of attorney. It involves identifying your assets and who owns them, who your beneficiaries are, how your assets are titled, and if they need to be retitled so they all wind up in the same place. Tenancy by the entirety is a legal arrangement that applies to married couples, where they share equal ownership of an asset with survivorship rights. In the event one of them passes, ownership automatically passes to the survivor. Power of attorney is a legal authorization for a designated person to make decisions on another person’s behalf. A complete estate plan includes a will and financial and medical powers of attorney. You should name a primary choice and a backup choice. Resources Paula Jones on LinkedIn Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 01 Nov 2022 04:01:00 -0000 full 141 Stacy Francis Paula Jones, founder and Principal of Jones Estate Group, shares how listeners can protect themselves and their family during the divorce process in the event of an untimely death. Paula Jones is founder and Principal of Jones Estate Group and adjunct professor at the Western New England University School of Law. With over 25 years of experience, both internationally and domestically, she helps individuals of moderate to high net worth ensure that their assets transfer to the people they love in the right way. Paula shares how listeners can protect themselves and their family during the divorce process in the event of an untimely death. She busts a myth about wills and talks about what to do after divorce where estate planning is concerned. If a divorced or divorcing couple has a settlement agreement, they must honor that agreement when drawing up an estate plan. Existing obligations that continue from a divorce are legal duties, and they cannot be ignored, or else they may face legal repercussions. An estate plan is not just about putting together a will and getting powers of attorney. It involves identifying your assets and who owns them, who your beneficiaries are, how your assets are titled, and if they need to be retitled so they all wind up in the same place. Tenancy by the entirety is a legal arrangement that applies to married couples, where they share equal ownership of an asset with survivorship rights. In the event one of them passes, ownership automatically passes to the survivor. Power of attorney is a legal authorization for a designated person to make decisions on another person’s behalf. A complete estate plan includes a will and financial and medical powers of attorney. You should name a primary choice and a backup choice. Resources Paula Jones on LinkedIn Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Paula Jones is founder and Principal of Jones Estate Group and adjunct professor at the Western New England University School of Law. With over 25 years of experience, both internationally and domestically, she helps individuals of moderate to high net worth ensure that their assets transfer to the people they love in the right way. Paula shares how listeners can protect themselves and their family during the divorce process in the event of an untimely death. She busts a myth about wills and talks about what to do after divorce where estate planning is concerned.


  • If a divorced or divorcing couple has a settlement agreement, they must honor that agreement when drawing up an estate plan. Existing obligations that continue from a divorce are legal duties, and they cannot be ignored, or else they may face legal repercussions.
  • An estate plan is not just about putting together a will and getting powers of attorney. It involves identifying your assets and who owns them, who your beneficiaries are, how your assets are titled, and if they need to be retitled so they all wind up in the same place.
  • Tenancy by the entirety is a legal arrangement that applies to married couples, where they share equal ownership of an asset with survivorship rights. In the event one of them passes, ownership automatically passes to the survivor.
  • Power of attorney is a legal authorization for a designated person to make decisions on another person’s behalf. A complete estate plan includes a will and financial and medical powers of attorney. You should name a primary choice and a backup choice.


Resources

Paula Jones on LinkedIn


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2274 no Hide and Seek with Fraud Tracy Coenen is a Forensic Consultant and Fraud Investigator at Sequence Inc. Forensic Accounting. She is also the creator of the Divorce Money Guide, an online 10-step handbook for people going through divorce who suspect their spouse has been fraudulent. For over 25 years, she has been conducting fraud investigations. She also specializes in family law and divorce, and litigation. Tracy shares how to find out the likelihood of fraud in your marriage, and what to do about hidden investments. In divorces where one spouse is trying to pull the wool over the other’s eyes, that spouse is usually the one in charge of the finances. The spouse being deceived typically doesn’t know the in and out of every dollar. Financial infidelity involves lying about how much money you have and where the accounts are, having hidden accounts, and spending money inappropriately outside of the agreements you have as spouses. Sending a subpoena to a bank is something your attorney can do to investigate your spouse’s transaction history, among other things. A subpoena is a legal document that instructs an institution to comply with an investigation by submitting the relevant documents. If you need support, have a friend or family member who’s good with numbers sit with you and go through the information you’ve collected.  Resources Tracy Coenen on LinkedIn | Instagram Email: tracy@sequenceinc.com  SequenceInc.com Your Divorce Money Guide (Coupon code for $100 off Divorce Money Guide: FRANCIS) Red Flag Assessment Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Tue, 18 Oct 2022 04:01:00 -0000 full 140 Stacy Francis Tracy Coenen, Forensic Consultant and Fraud Investigator at Sequence Inc. Forensic Accounting, shares how to find out the likelihood of fraud in your marriage, and what to do about hidden investments. Tracy Coenen is a Forensic Consultant and Fraud Investigator at Sequence Inc. Forensic Accounting. She is also the creator of the Divorce Money Guide, an online 10-step handbook for people going through divorce who suspect their spouse has been fraudulent. For over 25 years, she has been conducting fraud investigations. She also specializes in family law and divorce, and litigation. Tracy shares how to find out the likelihood of fraud in your marriage, and what to do about hidden investments. In divorces where one spouse is trying to pull the wool over the other’s eyes, that spouse is usually the one in charge of the finances. The spouse being deceived typically doesn’t know the in and out of every dollar. Financial infidelity involves lying about how much money you have and where the accounts are, having hidden accounts, and spending money inappropriately outside of the agreements you have as spouses. Sending a subpoena to a bank is something your attorney can do to investigate your spouse’s transaction history, among other things. A subpoena is a legal document that instructs an institution to comply with an investigation by submitting the relevant documents. If you need support, have a friend or family member who’s good with numbers sit with you and go through the information you’ve collected.  Resources Tracy Coenen on LinkedIn | Instagram Email: tracy@sequenceinc.com  SequenceInc.com Your Divorce Money Guide (Coupon code for $100 off Divorce Money Guide: FRANCIS) Red Flag Assessment Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Tracy Coenen is a Forensic Consultant and Fraud Investigator at Sequence Inc. Forensic Accounting. She is also the creator of the Divorce Money Guide, an online 10-step handbook for people going through divorce who suspect their spouse has been fraudulent. For over 25 years, she has been conducting fraud investigations. She also specializes in family law and divorce, and litigation. Tracy shares how to find out the likelihood of fraud in your marriage, and what to do about hidden investments.


  • In divorces where one spouse is trying to pull the wool over the other’s eyes, that spouse is usually the one in charge of the finances. The spouse being deceived typically doesn’t know the in and out of every dollar.
  • Financial infidelity involves lying about how much money you have and where the accounts are, having hidden accounts, and spending money inappropriately outside of the agreements you have as spouses.
  • Sending a subpoena to a bank is something your attorney can do to investigate your spouse’s transaction history, among other things. A subpoena is a legal document that instructs an institution to comply with an investigation by submitting the relevant documents.
  • If you need support, have a friend or family member who’s good with numbers sit with you and go through the information you’ve collected. 


Resources

Tracy Coenen on LinkedIn | Instagram

Email: tracy@sequenceinc.com 

SequenceInc.com

Your Divorce Money Guide (Coupon code for $100 off Divorce Money Guide: FRANCIS)

Red Flag Assessment



Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

]]> 2719 no Getting the Bang for Your Buck in Real Estate Melissa Rubenstein is a residential and commercial real estate agent at Christie's International Real Estate in Northern New Jersey. For the past 18 years, she has had her thumb on the pulse of what happens in real estate across the country. She is also an expert in divorce, her practice lending the relevant know-how to help clients navigate the challenges of buying and selling property. Melissa shares insights on current market conditions, and gives advice on how to get top dollar for your property when selling. During the thick of the pandemic, interest rates in the real estate market dropped to historic lows of around 2.5% - 3%. Many people took advantage of this amazing opportunity to buy their first home, which resulted in a scarcity of inventory. Prices are softening in luxury markets. With the lifted restrictions, people have resumed commuting to work, so they aren’t spending as much time in their homes.  Investors should consider whether it’s a good idea to flip a house in the current market climate. Houses that need to be renovated are at price points that have investors competing against first-time home buyers.  Doing a pre-listing inspection for divorcing sellers ensures there are no surprises. You can negotiate before bringing in a buyer. Having two sellers negotiate inspection items is a lot easier than having two sellers who may not be communicating. Resources Melissa Rubenstein on the web | LinkedIn | Instagram | Facebook MovesByMelissa.com Email: movesbymelissa@gmail.com Office: 201-962-9552    Mobile: 646-872-5912 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 04 Oct 2022 04:01:00 -0000 full 139 Stacy Francis Melissa Rubenstein shares insights on current market conditions, and gives advice on how to get top dollar for your property when selling. Melissa Rubenstein is a residential and commercial real estate agent at Christie's International Real Estate in Northern New Jersey. For the past 18 years, she has had her thumb on the pulse of what happens in real estate across the country. She is also an expert in divorce, her practice lending the relevant know-how to help clients navigate the challenges of buying and selling property. Melissa shares insights on current market conditions, and gives advice on how to get top dollar for your property when selling. During the thick of the pandemic, interest rates in the real estate market dropped to historic lows of around 2.5% - 3%. Many people took advantage of this amazing opportunity to buy their first home, which resulted in a scarcity of inventory. Prices are softening in luxury markets. With the lifted restrictions, people have resumed commuting to work, so they aren’t spending as much time in their homes.  Investors should consider whether it’s a good idea to flip a house in the current market climate. Houses that need to be renovated are at price points that have investors competing against first-time home buyers.  Doing a pre-listing inspection for divorcing sellers ensures there are no surprises. You can negotiate before bringing in a buyer. Having two sellers negotiate inspection items is a lot easier than having two sellers who may not be communicating. Resources Melissa Rubenstein on the web | LinkedIn | Instagram | Facebook MovesByMelissa.com Email: movesbymelissa@gmail.com Office: 201-962-9552    Mobile: 646-872-5912 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Melissa Rubenstein is a residential and commercial real estate agent at Christie's International Real Estate in Northern New Jersey. For the past 18 years, she has had her thumb on the pulse of what happens in real estate across the country. She is also an expert in divorce, her practice lending the relevant know-how to help clients navigate the challenges of buying and selling property. Melissa shares insights on current market conditions, and gives advice on how to get top dollar for your property when selling.


  • During the thick of the pandemic, interest rates in the real estate market dropped to historic lows of around 2.5% - 3%. Many people took advantage of this amazing opportunity to buy their first home, which resulted in a scarcity of inventory.
  • Prices are softening in luxury markets. With the lifted restrictions, people have resumed commuting to work, so they aren’t spending as much time in their homes. 
  • Investors should consider whether it’s a good idea to flip a house in the current market climate. Houses that need to be renovated are at price points that have investors competing against first-time home buyers. 
  • Doing a pre-listing inspection for divorcing sellers ensures there are no surprises. You can negotiate before bringing in a buyer. Having two sellers negotiate inspection items is a lot easier than having two sellers who may not be communicating.


Resources

Melissa Rubenstein on the web | LinkedIn | Instagram | Facebook

MovesByMelissa.com

Email: movesbymelissa@gmail.com

Office: 201-962-9552   

Mobile: 646-872-5912


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2202 no Co-Parenting After Divorce Sherry Smith is a licensed marriage and family therapist, psychotherapist, certified divorce coach, author, speaker, and podcast host. She combines her training, practice, and experiences to promote non-adversarial divorce environments that support the family system. Sherry defines and describes co-parenting and shares tools, techniques, and resources parents can use to ensure their children are supported and empowered.  Co-parenting occurs when you and your former spouse have a somewhat amicable relationship and are united in how you raise your children. Your parenting relationship is still there as it was before, but you’re doing it from two different homes.  Parenting coordinators are individuals who act as an intermediary between the parents and help them learn how to communicate more effectively. They are helpful in situations where there’s difficulty and enmity between the parents.  When frustrations arise, it’s easy to say things in the height of emotion, but you often regret it as the dust settles. Instead, you should take some time to calm down and engage in a self-soothing practice, like deep breathing, to gather your thoughts and communicate them in a progressive manner. Sometimes, situations occur when one parent is neutral about their former spouse in front of their children so they can foster love for the other parent, but the other parent speaks negatively about them. In time, the children will see which parent is more well-adjusted.  Resources Sherry Smith on LinkedIn | Facebook | Instagram: @divorce_resiliency DivorceResiliency.com Email: Sherry@divorceresiliency.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 20 Sep 2022 23:47:00 -0000 full 138 Stacy Francis Sherry Smith defines and describes co-parenting, and shares tools, techniques, and resources parents can use to ensure their children are supported and empowered. Sherry Smith is a licensed marriage and family therapist, psychotherapist, certified divorce coach, author, speaker, and podcast host. She combines her training, practice, and experiences to promote non-adversarial divorce environments that support the family system. Sherry defines and describes co-parenting and shares tools, techniques, and resources parents can use to ensure their children are supported and empowered.  Co-parenting occurs when you and your former spouse have a somewhat amicable relationship and are united in how you raise your children. Your parenting relationship is still there as it was before, but you’re doing it from two different homes.  Parenting coordinators are individuals who act as an intermediary between the parents and help them learn how to communicate more effectively. They are helpful in situations where there’s difficulty and enmity between the parents.  When frustrations arise, it’s easy to say things in the height of emotion, but you often regret it as the dust settles. Instead, you should take some time to calm down and engage in a self-soothing practice, like deep breathing, to gather your thoughts and communicate them in a progressive manner. Sometimes, situations occur when one parent is neutral about their former spouse in front of their children so they can foster love for the other parent, but the other parent speaks negatively about them. In time, the children will see which parent is more well-adjusted.  Resources Sherry Smith on LinkedIn | Facebook | Instagram: @divorce_resiliency DivorceResiliency.com Email: Sherry@divorceresiliency.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Sherry Smith is a licensed marriage and family therapist, psychotherapist, certified divorce coach, author, speaker, and podcast host. She combines her training, practice, and experiences to promote non-adversarial divorce environments that support the family system. Sherry defines and describes co-parenting and shares tools, techniques, and resources parents can use to ensure their children are supported and empowered. 


  • Co-parenting occurs when you and your former spouse have a somewhat amicable relationship and are united in how you raise your children. Your parenting relationship is still there as it was before, but you’re doing it from two different homes. 
  • Parenting coordinators are individuals who act as an intermediary between the parents and help them learn how to communicate more effectively. They are helpful in situations where there’s difficulty and enmity between the parents. 
  • When frustrations arise, it’s easy to say things in the height of emotion, but you often regret it as the dust settles. Instead, you should take some time to calm down and engage in a self-soothing practice, like deep breathing, to gather your thoughts and communicate them in a progressive manner.
  • Sometimes, situations occur when one parent is neutral about their former spouse in front of their children so they can foster love for the other parent, but the other parent speaks negatively about them. In time, the children will see which parent is more well-adjusted. 


Resources

Sherry Smith on LinkedIn | Facebook | Instagram: @divorce_resiliency

DivorceResiliency.com

Email: Sherry@divorceresiliency.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2286 no Finding The Right Financial Advisor Deborah Nason is a journalist who has been covering business for the past 20 years, for both InvestmentNews and CNBC.com. She is on a mission to ensure people of all income levels get the financial advice and guidance they need. Deborah shares resources for helping people find the ideal financial advisor regardless of the state of their wallet, including some fantastic pro bono deals.  A financial advisor is a trained, experienced professional who helps you understand your financial options, create a comprehensive financial plan, and make the right financial decisions along the way. They can help you plan a holistic approach to your financial life. Financial planning does not always involve investment management. Regardless of whether you plan to invest or not, it’s a good practice to have a financial advisor helping you with income and expense planning, creating goals, and maximizing your employee benefits. One of the best ways to ensure your advisor has the relevant experience in expertise and designations is by doing a broker check on FINRA.  Like medical professionals, financial advisors also specialize. From divorce to entrepreneurship, there are a multitude of specializations under the financial advisor umbrella. The idea is to find somebody who really understands who you are and what you're about.  Resources Deborah Nason on LinkedIn | Twitter | Facebook Email: findtherightfinancialadvisor@gmail.com  C4SB.com The People’s Guide to Finding the Right Financial Advisor FINRA.org FINRA Broker Check IAPD - Investment Advisor Public Disclosure Securities Investor Protection Corporation Savvy Ladies  Foundation for Financial Planning XY Planning Network  Garrett Planning Network Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Wed, 07 Sep 2022 09:39:00 -0000 full 137 Stacy Francis Deborah Nason shares resources for helping people find the ideal financial advisor regardless of the state of their wallet, including some fantastic pro bono deals. Deborah Nason is a journalist who has been covering business for the past 20 years, for both InvestmentNews and CNBC.com. She is on a mission to ensure people of all income levels get the financial advice and guidance they need. Deborah shares resources for helping people find the ideal financial advisor regardless of the state of their wallet, including some fantastic pro bono deals.  A financial advisor is a trained, experienced professional who helps you understand your financial options, create a comprehensive financial plan, and make the right financial decisions along the way. They can help you plan a holistic approach to your financial life. Financial planning does not always involve investment management. Regardless of whether you plan to invest or not, it’s a good practice to have a financial advisor helping you with income and expense planning, creating goals, and maximizing your employee benefits. One of the best ways to ensure your advisor has the relevant experience in expertise and designations is by doing a broker check on FINRA.  Like medical professionals, financial advisors also specialize. From divorce to entrepreneurship, there are a multitude of specializations under the financial advisor umbrella. The idea is to find somebody who really understands who you are and what you're about.  Resources Deborah Nason on LinkedIn | Twitter | Facebook Email: findtherightfinancialadvisor@gmail.com  C4SB.com The People’s Guide to Finding the Right Financial Advisor FINRA.org FINRA Broker Check IAPD - Investment Advisor Public Disclosure Securities Investor Protection Corporation Savvy Ladies  Foundation for Financial Planning XY Planning Network  Garrett Planning Network Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Deborah Nason is a journalist who has been covering business for the past 20 years, for both InvestmentNews and CNBC.com. She is on a mission to ensure people of all income levels get the financial advice and guidance they need. Deborah shares resources for helping people find the ideal financial advisor regardless of the state of their wallet, including some fantastic pro bono deals. 


  • A financial advisor is a trained, experienced professional who helps you understand your financial options, create a comprehensive financial plan, and make the right financial decisions along the way. They can help you plan a holistic approach to your financial life.
  • Financial planning does not always involve investment management. Regardless of whether you plan to invest or not, it’s a good practice to have a financial advisor helping you with income and expense planning, creating goals, and maximizing your employee benefits.
  • One of the best ways to ensure your advisor has the relevant experience in expertise and designations is by doing a broker check on FINRA. 
  • Like medical professionals, financial advisors also specialize. From divorce to entrepreneurship, there are a multitude of specializations under the financial advisor umbrella. The idea is to find somebody who really understands who you are and what you're about. 


Resources

Deborah Nason on LinkedIn | Twitter | Facebook

Email: findtherightfinancialadvisor@gmail.com 

C4SB.com

The People’s Guide to Finding the Right Financial Advisor


FINRA.org

FINRA Broker Check

IAPD - Investment Advisor Public Disclosure

Securities Investor Protection Corporation

Savvy Ladies 

Foundation for Financial Planning

XY Planning Network 

Garrett Planning Network



Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1518 no Returning to Work after Divorce Elizabeth Eiss is founder and CEO of ResultsResourcing, an online recruiting platform that matches employers with the right people. She is a serial entrepreneur, investor and gig economy expert who is passionate about business and driving win-win solutions for buyers and sellers in today's fluid talent market. Kelley Joyce is a career coach helping professionals discover their career path and land their dream job with confidence. She is founder and CEO of The Truth At Work, where she works with individuals who want to take their career to the next level. They share insights about all things careers, including tips for resume writing and calculating the value of your time. Elizabeth and Kelley discuss how listeners can elevate their careers and earn the income they deserve.  Technology has created marketplaces that allow people who need skills to find people that have skills. If you want to work as a freelancer, you need to know what you’re good at and be able to translate that into a technology platform.  Figuring out what you want to do with your life isn’t easy regardless of how old you are. Getting in touch with your ‘why’ makes it easier. One of the stumbling blocks in getting your first job is a company’s objective to get results - this proves as an obstacle to many because they don’t have the results in the package the company is used to seeing. When writing a resume, start by gathering information about yourself and then decide how you want to present it. The cover letter should include three compelling reasons why someone should hire you. Resources Elizabeth Ellis on LinkedIn | Twitter Email: eeiss@resultsresourcing.com ResultsResourcing.net | How We Help Video ROI Calculator: Value of Time Kelley Joyce on LinkedIn | Twitter Phone: 917-566-0808 Email: kelley@thetruthatwork.com Complimentary Consultation TheTruthAtWork.com Resume Writing Roadmap Free copy of Kelley’s ebook Resume Writing Roadmap Free copy of Kelley’s ebook 5 Simple Ways to Find Your Dream Job Myers-Briggs Test The Strong Interest Inventory *Kelley is a certified assessor of the Myers-Briggs Type Indicator (MBTI) and the STRONG Interest Inventory. Both tools require a trained and licensed assessor for its proper administration and evaluation. Getting to Yes: Negotiating Agreement Without Giving In by Roger Fisher and William Ury What Color is Your Parachute? by Richard Nelson Bolles Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 23 Aug 2022 04:01:00 -0000 full 136 Stacy Francis Elizabeth Eiss and Kelley Joyce discuss how listeners can elevate their careers and earn the income they deserve. Elizabeth Eiss is founder and CEO of ResultsResourcing, an online recruiting platform that matches employers with the right people. She is a serial entrepreneur, investor and gig economy expert who is passionate about business and driving win-win solutions for buyers and sellers in today's fluid talent market. Kelley Joyce is a career coach helping professionals discover their career path and land their dream job with confidence. She is founder and CEO of The Truth At Work, where she works with individuals who want to take their career to the next level. They share insights about all things careers, including tips for resume writing and calculating the value of your time. Elizabeth and Kelley discuss how listeners can elevate their careers and earn the income they deserve.  Technology has created marketplaces that allow people who need skills to find people that have skills. If you want to work as a freelancer, you need to know what you’re good at and be able to translate that into a technology platform.  Figuring out what you want to do with your life isn’t easy regardless of how old you are. Getting in touch with your ‘why’ makes it easier. One of the stumbling blocks in getting your first job is a company’s objective to get results - this proves as an obstacle to many because they don’t have the results in the package the company is used to seeing. When writing a resume, start by gathering information about yourself and then decide how you want to present it. The cover letter should include three compelling reasons why someone should hire you. Resources Elizabeth Ellis on LinkedIn | Twitter Email: eeiss@resultsresourcing.com ResultsResourcing.net | How We Help Video ROI Calculator: Value of Time Kelley Joyce on LinkedIn | Twitter Phone: 917-566-0808 Email: kelley@thetruthatwork.com Complimentary Consultation TheTruthAtWork.com Resume Writing Roadmap Free copy of Kelley’s ebook Resume Writing Roadmap Free copy of Kelley’s ebook 5 Simple Ways to Find Your Dream Job Myers-Briggs Test The Strong Interest Inventory *Kelley is a certified assessor of the Myers-Briggs Type Indicator (MBTI) and the STRONG Interest Inventory. Both tools require a trained and licensed assessor for its proper administration and evaluation. Getting to Yes: Negotiating Agreement Without Giving In by Roger Fisher and William Ury What Color is Your Parachute? by Richard Nelson Bolles Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Elizabeth Eiss is founder and CEO of ResultsResourcing, an online recruiting platform that matches employers with the right people. She is a serial entrepreneur, investor and gig economy expert who is passionate about business and driving win-win solutions for buyers and sellers in today's fluid talent market. Kelley Joyce is a career coach helping professionals discover their career path and land their dream job with confidence. She is founder and CEO of The Truth At Work, where she works with individuals who want to take their career to the next level. They share insights about all things careers, including tips for resume writing and calculating the value of your time. Elizabeth and Kelley discuss how listeners can elevate their careers and earn the income they deserve. 


  • Technology has created marketplaces that allow people who need skills to find people that have skills. If you want to work as a freelancer, you need to know what you’re good at and be able to translate that into a technology platform. 
  • Figuring out what you want to do with your life isn’t easy regardless of how old you are. Getting in touch with your ‘why’ makes it easier.
  • One of the stumbling blocks in getting your first job is a company’s objective to get results - this proves as an obstacle to many because they don’t have the results in the package the company is used to seeing.
  • When writing a resume, start by gathering information about yourself and then decide how you want to present it. The cover letter should include three compelling reasons why someone should hire you.


Resources

Elizabeth Ellis on LinkedIn | Twitter

Email: eeiss@resultsresourcing.com

ResultsResourcing.net | How We Help Video

ROI Calculator: Value of Time


Kelley Joyce on LinkedIn | Twitter

Phone: 917-566-0808

Email: kelley@thetruthatwork.com

Complimentary Consultation

TheTruthAtWork.com

Resume Writing Roadmap

Free copy of Kelley’s ebook Resume Writing Roadmap

Free copy of Kelley’s ebook 5 Simple Ways to Find Your Dream Job

Myers-Briggs Test

The Strong Interest Inventory

*Kelley is a certified assessor of the Myers-Briggs Type Indicator (MBTI) and the STRONG Interest Inventory. Both tools require a trained and licensed assessor for its proper administration and evaluation.


Getting to Yes: Negotiating Agreement Without Giving In by Roger Fisher and William Ury

What Color is Your Parachute? by Richard Nelson Bolles



Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2922 no Long-Term Financial Security begins by Advocating for Yourself Laura Terrell is an executive coach with over 25 years experience working with high-achieving professionals. She helps her clients build wealth and tap into a mindset that will help them achieve more financial success personally and in their professional lives. Laura shares common pitfalls to avoid, and three questions to consider that will put you on the path to long-term financial security.  People are often nervous about acknowledging that money is very important to them in a professional role. Money is almost like a taboo subject, as it’s something people tend to avoid talking about. Money is about your values, your priorities, and your goals in life. Some of these things help drive the finances, but they don’t depend on being able to do advanced calculus. It’s important to learn to be your own advocate. Advocating for the compensation you deserve can be daunting, but it’s imperative that you don’t negotiate against yourself and toss a number that’s too low.  Households with a female breadwinner are often subjected to societal pressures - people sometimes believe something is wrong when a man is not providing for his family. Resources Laura Terrell on LinkedIn | Twitter Email: laura@lauraterrell.com LauraTerrell.com Free Discovery Call Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 09 Aug 2022 04:01:00 -0000 full 132 Stacy Francis Laura Terrell shares common pitfalls to avoid, and three questions to consider that will put you on the path to long term financial security. Laura Terrell is an executive coach with over 25 years experience working with high-achieving professionals. She helps her clients build wealth and tap into a mindset that will help them achieve more financial success personally and in their professional lives. Laura shares common pitfalls to avoid, and three questions to consider that will put you on the path to long-term financial security.  People are often nervous about acknowledging that money is very important to them in a professional role. Money is almost like a taboo subject, as it’s something people tend to avoid talking about. Money is about your values, your priorities, and your goals in life. Some of these things help drive the finances, but they don’t depend on being able to do advanced calculus. It’s important to learn to be your own advocate. Advocating for the compensation you deserve can be daunting, but it’s imperative that you don’t negotiate against yourself and toss a number that’s too low.  Households with a female breadwinner are often subjected to societal pressures - people sometimes believe something is wrong when a man is not providing for his family. Resources Laura Terrell on LinkedIn | Twitter Email: laura@lauraterrell.com LauraTerrell.com Free Discovery Call Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Laura Terrell is an executive coach with over 25 years experience working with high-achieving professionals. She helps her clients build wealth and tap into a mindset that will help them achieve more financial success personally and in their professional lives. Laura shares common pitfalls to avoid, and three questions to consider that will put you on the path to long-term financial security. 


  • People are often nervous about acknowledging that money is very important to them in a professional role. Money is almost like a taboo subject, as it’s something people tend to avoid talking about.
  • Money is about your values, your priorities, and your goals in life. Some of these things help drive the finances, but they don’t depend on being able to do advanced calculus.
  • It’s important to learn to be your own advocate. Advocating for the compensation you deserve can be daunting, but it’s imperative that you don’t negotiate against yourself and toss a number that’s too low. 
  • Households with a female breadwinner are often subjected to societal pressures - people sometimes believe something is wrong when a man is not providing for his family.


Resources

Laura Terrell on LinkedIn | Twitter

Email: laura@lauraterrell.com

LauraTerrell.com

Free Discovery Call


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2486 no Extracting Yourself From Financial Abuse Genevieve Anderson is an investing and financial wellness coach dedicated to helping people take control of their finances. She teaches them how to invest, build wealth, and create healthy money habits through a 12-step recovery process. Genevieve uses her own experience to identify key signs of financial abuse and how to move forward healthily. She shares resources listeners can use to protect themselves and their family, and put them on the path to long term financial security. If you don’t have a lot of assets, it might be easier to go to your local bank or credit union and ask for help in doing simple processes like creating a budget or paying down debt. On the flip side, if you have a lot of assets, it’s really easy to find a wonderful financial advisor to help you navigate your financial journey. Signs like being given a strict allowance and spending limits, threats of cutting off financial support, limiting access to money, and even not being able to pursue a career may not feel significant, but the longer it happens, the more they compound. Society has a tendency to shame women when they get hurt and scammed by men. It’s important to remember that it’s not your fault, it’s not embarrassing, and it happens to more people than we realize. It’s helpful to talk to a counselor or therapist about serious concerns in your relationship - a third party and professional can tell you whether your partner is exhibiting normal behavior or not. Resources Genevieve Anderson on Instagram Email: gen@holisticpersonal.finance.com HolisticPersonalFinance.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Tue, 26 Jul 2022 04:01:00 -0000 full 134 Stacy Francis Genevieve Anderson shares resources listeners can use to protect themselves and their family, and put them on the path to long term financial security. Genevieve Anderson is an investing and financial wellness coach dedicated to helping people take control of their finances. She teaches them how to invest, build wealth, and create healthy money habits through a 12-step recovery process. Genevieve uses her own experience to identify key signs of financial abuse and how to move forward healthily. She shares resources listeners can use to protect themselves and their family, and put them on the path to long term financial security. If you don’t have a lot of assets, it might be easier to go to your local bank or credit union and ask for help in doing simple processes like creating a budget or paying down debt. On the flip side, if you have a lot of assets, it’s really easy to find a wonderful financial advisor to help you navigate your financial journey. Signs like being given a strict allowance and spending limits, threats of cutting off financial support, limiting access to money, and even not being able to pursue a career may not feel significant, but the longer it happens, the more they compound. Society has a tendency to shame women when they get hurt and scammed by men. It’s important to remember that it’s not your fault, it’s not embarrassing, and it happens to more people than we realize. It’s helpful to talk to a counselor or therapist about serious concerns in your relationship - a third party and professional can tell you whether your partner is exhibiting normal behavior or not. Resources Genevieve Anderson on Instagram Email: gen@holisticpersonal.finance.com HolisticPersonalFinance.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Genevieve Anderson is an investing and financial wellness coach dedicated to helping people take control of their finances. She teaches them how to invest, build wealth, and create healthy money habits through a 12-step recovery process. Genevieve uses her own experience to identify key signs of financial abuse and how to move forward healthily. She shares resources listeners can use to protect themselves and their family, and put them on the path to long term financial security.


  • If you don’t have a lot of assets, it might be easier to go to your local bank or credit union and ask for help in doing simple processes like creating a budget or paying down debt. On the flip side, if you have a lot of assets, it’s really easy to find a wonderful financial advisor to help you navigate your financial journey.
  • Signs like being given a strict allowance and spending limits, threats of cutting off financial support, limiting access to money, and even not being able to pursue a career may not feel significant, but the longer it happens, the more they compound.
  • Society has a tendency to shame women when they get hurt and scammed by men. It’s important to remember that it’s not your fault, it’s not embarrassing, and it happens to more people than we realize.
  • It’s helpful to talk to a counselor or therapist about serious concerns in your relationship - a third party and professional can tell you whether your partner is exhibiting normal behavior or not.


Resources

Genevieve Anderson on Instagram

Email: gen@holisticpersonal.finance.com

HolisticPersonalFinance.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

]]> 2298 yes Taking Agency Over Your Destiny Kathryn Ford is an award-winning celebrity coach and consultant, and the founder and CEO of Excellence Institute, the premier community for sophisticated, extraordinary women. She is also an Amazon best-selling author specializing in helping high-achieving women live with an abundance of health, wealth and love. Kathryn is a Los Angeles Business Journal nominee for Woman of the Year, and has been named ‘One of the top female entrepreneurs disrupting the business world' by Entrepreneur Magazine. She shares how she turned trauma and tragedy into inspiration, and how listeners can do the same in their own lives. We all have an inner pharmacy within us. When we are happy and thriving, that pharmacy kicks out sparkling, beautiful chemicals that bathe every cell in a “fountain of youth,” which helps us maintain our youthfulness - not just in appearance, but in every organ as well. Your personal passion prescription is a blueprint for where you’re headed. To develop it, you must ask yourself the most important question: what would you love?  The most important real estate you will ever manage is your mind. When you learn to manage your mind, you can create whatever you would love. As women, when you are in your “divine feminine” or the receiving mode, your awareness is opened, and you are able to see that there are other ways and opportunities for increasing your wealth. Resources Kathryn Ford on LinkedIn  Email: kathryn@excellenceinstitute.com  KathrynFord.com | ExcellenceInstitute.com Be Well! A 7-Step System for Radical Healing  Three Men, Six Lives When You Realize How Perfect Everything Is No Endings, Only Beginnings Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 12 Jul 2022 04:01:00 -0000 full 133 Stacy Francis Kathryn Ford is an award-winning celebrity coach and consultant, and the founder and CEO of Excellence Institute, and she shares how she turned trauma and tragedy into inspiration, and how listeners can do the same in their own lives. Kathryn Ford is an award-winning celebrity coach and consultant, and the founder and CEO of Excellence Institute, the premier community for sophisticated, extraordinary women. She is also an Amazon best-selling author specializing in helping high-achieving women live with an abundance of health, wealth and love. Kathryn is a Los Angeles Business Journal nominee for Woman of the Year, and has been named ‘One of the top female entrepreneurs disrupting the business world' by Entrepreneur Magazine. She shares how she turned trauma and tragedy into inspiration, and how listeners can do the same in their own lives. We all have an inner pharmacy within us. When we are happy and thriving, that pharmacy kicks out sparkling, beautiful chemicals that bathe every cell in a “fountain of youth,” which helps us maintain our youthfulness - not just in appearance, but in every organ as well. Your personal passion prescription is a blueprint for where you’re headed. To develop it, you must ask yourself the most important question: what would you love?  The most important real estate you will ever manage is your mind. When you learn to manage your mind, you can create whatever you would love. As women, when you are in your “divine feminine” or the receiving mode, your awareness is opened, and you are able to see that there are other ways and opportunities for increasing your wealth. Resources Kathryn Ford on LinkedIn  Email: kathryn@excellenceinstitute.com  KathrynFord.com | ExcellenceInstitute.com Be Well! A 7-Step System for Radical Healing  Three Men, Six Lives When You Realize How Perfect Everything Is No Endings, Only Beginnings Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Kathryn Ford is an award-winning celebrity coach and consultant, and the founder and CEO of Excellence Institute, the premier community for sophisticated, extraordinary women. She is also an Amazon best-selling author specializing in helping high-achieving women live with an abundance of health, wealth and love. Kathryn is a Los Angeles Business Journal nominee for Woman of the Year, and has been named ‘One of the top female entrepreneurs disrupting the business world' by Entrepreneur Magazine. She shares how she turned trauma and tragedy into inspiration, and how listeners can do the same in their own lives.


  • We all have an inner pharmacy within us. When we are happy and thriving, that pharmacy kicks out sparkling, beautiful chemicals that bathe every cell in a “fountain of youth,” which helps us maintain our youthfulness - not just in appearance, but in every organ as well.
  • Your personal passion prescription is a blueprint for where you’re headed. To develop it, you must ask yourself the most important question: what would you love? 
  • The most important real estate you will ever manage is your mind. When you learn to manage your mind, you can create whatever you would love.
  • As women, when you are in your “divine feminine” or the receiving mode, your awareness is opened, and you are able to see that there are other ways and opportunities for increasing your wealth.


Resources

Kathryn Ford on LinkedIn 

Email: kathryn@excellenceinstitute.com 

KathrynFord.com | ExcellenceInstitute.com

Be Well! A 7-Step System for Radical Healing 


Three Men, Six Lives

When You Realize How Perfect Everything Is

No Endings, Only Beginnings


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2252 no Developing the Right Money Habitudes Syble Solomon is the creator of Money Habitudes, a financial tool that helps people understand the psychology of money and make wiser financial decisions. She is a member of the Financial Therapy Association and a pioneer in looking at the intersection between money and emotions. Syble shares insights on what motivates financial decisions, and the deep-rooted and complex feelings we often have towards money. She talks about Money Habitudes, and the six different patterns you need to know to emerge from the divorce process in a financially sound place. Money Habitudes is a self-assessment game that helps players become aware of their habits and attitudes towards money. There are six habitudes that any one person may possess, but people usually have one pattern they follow the most. Most people get so caught up in the conflict their differences create that they don’t realize those differences balance each other out. Our first relationship with money is developed based on the messages we pick up from our parents. We inherit these messages, which influences the way we view money and make financial decisions.  One thing you must learn to do is communicate when you are angry, in a way that meets your needs rather than just letting the anger out.  Resources Syble Solomon on LinkedIn MoneyHabitudes.com - Cards | Online Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 28 Jun 2022 04:01:00 -0000 full 132 Stacy Francis Syble Solomon talks about Money Habitudes, and the six different patterns you need to know to emerge from the divorce process in a financially sound place. Syble Solomon is the creator of Money Habitudes, a financial tool that helps people understand the psychology of money and make wiser financial decisions. She is a member of the Financial Therapy Association and a pioneer in looking at the intersection between money and emotions. Syble shares insights on what motivates financial decisions, and the deep-rooted and complex feelings we often have towards money. She talks about Money Habitudes, and the six different patterns you need to know to emerge from the divorce process in a financially sound place. Money Habitudes is a self-assessment game that helps players become aware of their habits and attitudes towards money. There are six habitudes that any one person may possess, but people usually have one pattern they follow the most. Most people get so caught up in the conflict their differences create that they don’t realize those differences balance each other out. Our first relationship with money is developed based on the messages we pick up from our parents. We inherit these messages, which influences the way we view money and make financial decisions.  One thing you must learn to do is communicate when you are angry, in a way that meets your needs rather than just letting the anger out.  Resources Syble Solomon on LinkedIn MoneyHabitudes.com - Cards | Online Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Syble Solomon is the creator of Money Habitudes, a financial tool that helps people understand the psychology of money and make wiser financial decisions. She is a member of the Financial Therapy Association and a pioneer in looking at the intersection between money and emotions. Syble shares insights on what motivates financial decisions, and the deep-rooted and complex feelings we often have towards money. She talks about Money Habitudes, and the six different patterns you need to know to emerge from the divorce process in a financially sound place.


  • Money Habitudes is a self-assessment game that helps players become aware of their habits and attitudes towards money. There are six habitudes that any one person may possess, but people usually have one pattern they follow the most.
  • Most people get so caught up in the conflict their differences create that they don’t realize those differences balance each other out.
  • Our first relationship with money is developed based on the messages we pick up from our parents. We inherit these messages, which influences the way we view money and make financial decisions. 
  • One thing you must learn to do is communicate when you are angry, in a way that meets your needs rather than just letting the anger out. 


Resources

Syble Solomon on LinkedIn

MoneyHabitudes.com - Cards | Online


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2221 no One Home to Two: What Are Your Real Estate Options During Divorce Seth Feinman is a 15-year veteran in the mortgage industry. His current role is Vice President of Silver Fin Capital, where he manages the licensed loan origination team. He is most proud of working one-on-one with clients to find the best loan product based on their unique situations. Mark D. Friedman is an award-winning real estate broker at Brown Harris Stevens and also represents buyers and sellers in Manhattan real estate as the co-founder of the Friedman-Rosenthal team. Seth and Mark share with listeners how they can have lenders fight for their business. They talk about interest rates and how to win the property.   When divorce happens, one party may potentially need to keep the home and refinance, and the other is going to be moving out and potentially buying. Self-employed borrowers need to work with mortgage brokers as opposed to mortgage bankers - it affords them more options and different ways to structure their loan. You have to be smart about who you hire as a mortgage broker, and ensure that you do research yourself as well. People who work in banks will act in the interest of their employers, and in order to keep them happy they will sell clients whatever product their lender has available, which may or may not be what works best for the client. Resources Seth Feinman on LinkedIn  Silver Fin Capital Group Mark D. Friedman on the Web | LinkedIn | Twitter  Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 14 Jun 2022 04:01:00 -0000 full 131 Stacy Francis Seth Feinman and Mark D. Friedman share with listeners how they can have lenders fight for their business, interest rates, and how to win the property.. Seth Feinman is a 15-year veteran in the mortgage industry. His current role is Vice President of Silver Fin Capital, where he manages the licensed loan origination team. He is most proud of working one-on-one with clients to find the best loan product based on their unique situations. Mark D. Friedman is an award-winning real estate broker at Brown Harris Stevens and also represents buyers and sellers in Manhattan real estate as the co-founder of the Friedman-Rosenthal team. Seth and Mark share with listeners how they can have lenders fight for their business. They talk about interest rates and how to win the property.   When divorce happens, one party may potentially need to keep the home and refinance, and the other is going to be moving out and potentially buying. Self-employed borrowers need to work with mortgage brokers as opposed to mortgage bankers - it affords them more options and different ways to structure their loan. You have to be smart about who you hire as a mortgage broker, and ensure that you do research yourself as well. People who work in banks will act in the interest of their employers, and in order to keep them happy they will sell clients whatever product their lender has available, which may or may not be what works best for the client. Resources Seth Feinman on LinkedIn  Silver Fin Capital Group Mark D. Friedman on the Web | LinkedIn | Twitter  Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Seth Feinman is a 15-year veteran in the mortgage industry. His current role is Vice President of Silver Fin Capital, where he manages the licensed loan origination team. He is most proud of working one-on-one with clients to find the best loan product based on their unique situations. Mark D. Friedman is an award-winning real estate broker at Brown Harris Stevens and also represents buyers and sellers in Manhattan real estate as the co-founder of the Friedman-Rosenthal team. Seth and Mark share with listeners how they can have lenders fight for their business. They talk about interest rates and how to win the property.  


  • When divorce happens, one party may potentially need to keep the home and refinance, and the other is going to be moving out and potentially buying.
  • Self-employed borrowers need to work with mortgage brokers as opposed to mortgage bankers - it affords them more options and different ways to structure their loan.
  • You have to be smart about who you hire as a mortgage broker, and ensure that you do research yourself as well.
  • People who work in banks will act in the interest of their employers, and in order to keep them happy they will sell clients whatever product their lender has available, which may or may not be what works best for the client.


Resources

Seth Feinman on LinkedIn 

Silver Fin Capital Group


Mark D. Friedman on the Web | LinkedIn | Twitter 


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2458 no Closing the Gap between Financial Analysis and Legal Requirements Karen Chellew and Catherine Shanahan are the founders of My Divorce Solution, a divorce preparation platform team that includes a Certified Divorce Financial Analyst (CDFA) and Legal Liaison (LL). Having both experienced divorce, they combined their professional experiences in the financial and legal world to develop the MDS Financial Portrait™, which endeavors to erase the confusion and frustration you have been facing during the divorce process. Karen and Catherine share insights about their services - they talk about how they build each client’s Portrait, how their process works, and how they help clients move on. During the divorce process, there is often a gap between financial analysis and legal requirements. Financials mostly focus on data, which is only helpful in litigation and in processing a divorce if you have the documentation to support it. Not knowing what you have, what you need, what you want, and what your options are is a detriment to yourself - you can’t make smart decisions if you don’t have the proper information. My Divorce Solution prides themselves on their symmetry in documentation - they have flowing communication with every professional involved in their client’s divorce process, and share information so that things progress smoothly without any confusion, Divorce does not define who you are. It is a chapter in your story, and you get to define who you are moving forward.  Resources Karen Chellew on LinkedIn Catherine Shanahan on LinkedIn Phone: +215-486-8347 Email: hello@mydivorcesolution.com My Divorce Solution | Instagram | Twitter | LinkedIn | Facebook | YouTube We Chat Divorce Podcast Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 31 May 2022 04:01:00 -0000 full 130 Stacy Francis Karen Chellew and Catherine Shanahan share insights about their services - they talk about how they build each client’s Portrait, how their process works, and how they help clients move on. Karen Chellew and Catherine Shanahan are the founders of My Divorce Solution, a divorce preparation platform team that includes a Certified Divorce Financial Analyst (CDFA) and Legal Liaison (LL). Having both experienced divorce, they combined their professional experiences in the financial and legal world to develop the MDS Financial Portrait™, which endeavors to erase the confusion and frustration you have been facing during the divorce process. Karen and Catherine share insights about their services - they talk about how they build each client’s Portrait, how their process works, and how they help clients move on. During the divorce process, there is often a gap between financial analysis and legal requirements. Financials mostly focus on data, which is only helpful in litigation and in processing a divorce if you have the documentation to support it. Not knowing what you have, what you need, what you want, and what your options are is a detriment to yourself - you can’t make smart decisions if you don’t have the proper information. My Divorce Solution prides themselves on their symmetry in documentation - they have flowing communication with every professional involved in their client’s divorce process, and share information so that things progress smoothly without any confusion, Divorce does not define who you are. It is a chapter in your story, and you get to define who you are moving forward.  Resources Karen Chellew on LinkedIn Catherine Shanahan on LinkedIn Phone: +215-486-8347 Email: hello@mydivorcesolution.com My Divorce Solution | Instagram | Twitter | LinkedIn | Facebook | YouTube We Chat Divorce Podcast Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Karen Chellew and Catherine Shanahan are the founders of My Divorce Solution, a divorce preparation platform team that includes a Certified Divorce Financial Analyst (CDFA) and Legal Liaison (LL). Having both experienced divorce, they combined their professional experiences in the financial and legal world to develop the MDS Financial Portrait™, which endeavors to erase the confusion and frustration you have been facing during the divorce process. Karen and Catherine share insights about their services - they talk about how they build each client’s Portrait, how their process works, and how they help clients move on.


  • During the divorce process, there is often a gap between financial analysis and legal requirements. Financials mostly focus on data, which is only helpful in litigation and in processing a divorce if you have the documentation to support it.
  • Not knowing what you have, what you need, what you want, and what your options are is a detriment to yourself - you can’t make smart decisions if you don’t have the proper information.
  • My Divorce Solution prides themselves on their symmetry in documentation - they have flowing communication with every professional involved in their client’s divorce process, and share information so that things progress smoothly without any confusion,
  • Divorce does not define who you are. It is a chapter in your story, and you get to define who you are moving forward. 


Resources

Karen Chellew on LinkedIn

Catherine Shanahan on LinkedIn

Phone: +215-486-8347

Email: hello@mydivorcesolution.com

My Divorce Solution | Instagram | Twitter | LinkedIn | Facebook | YouTube

We Chat Divorce Podcast


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2296 no Reversing Downward Spirals Jaime Morgan is a Certified Life Coach who has helped many women going through the divorce process move toward a new life filled with happiness. She brings years of experience to her clients, as well as her personal experiences with a failed marriage and divorce, as she assists them in creating action-oriented plans for life post-divorce. Jaime guides listeners through a three step process they can use to “accept, surrender, and move on.” She shares tips for dispelling “negative Nellies” - unhappy thoughts about yourself and your situation - and turning downward spirals upwards. Accepting your situation begins with looking within. It’s human nature to point fingers when bad things happen to us, but we have no power over the things outside of us - we don’t have control by wanting everything else to change. We only have power over our thoughts, actions, and reactions. Letting go is the result of other actions. It involves creating a new awareness of your thought patterns and saying “it is what it is” when you find yourself dwelling on regrets. It takes constant practice and intention - it’s not going to happen overnight. Meditation helps you organize your thoughts and acknowledge your emotions. By taking a break and simply focusing on your body, you give yourself an opportunity to stop an adverse reaction dead in its tracks. True, authentic confidence occurs when we know our flaws inside out and are willing to do the work to mitigate them. We know who we are and what we need, and we accept it all - we love the good with the bad. Resources Jaime Morgan on LinkedIn | Facebook | Instagram | Website Mobile Phone: +250-212-1739 Email: connect@jaimemorgan.com Join Jaime's Free Facebook group VIP Abundant Life Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 17 May 2022 04:01:00 -0000 full 130 Stacy Francis Jaime Morgan, a Certified Life Coach, shares tips for dispelling “negative Nellies” - unhappy thoughts about yourself and your situation - and turning downward spirals upwards. Jaime Morgan is a Certified Life Coach who has helped many women going through the divorce process move toward a new life filled with happiness. She brings years of experience to her clients, as well as her personal experiences with a failed marriage and divorce, as she assists them in creating action-oriented plans for life post-divorce. Jaime guides listeners through a three step process they can use to “accept, surrender, and move on.” She shares tips for dispelling “negative Nellies” - unhappy thoughts about yourself and your situation - and turning downward spirals upwards. Accepting your situation begins with looking within. It’s human nature to point fingers when bad things happen to us, but we have no power over the things outside of us - we don’t have control by wanting everything else to change. We only have power over our thoughts, actions, and reactions. Letting go is the result of other actions. It involves creating a new awareness of your thought patterns and saying “it is what it is” when you find yourself dwelling on regrets. It takes constant practice and intention - it’s not going to happen overnight. Meditation helps you organize your thoughts and acknowledge your emotions. By taking a break and simply focusing on your body, you give yourself an opportunity to stop an adverse reaction dead in its tracks. True, authentic confidence occurs when we know our flaws inside out and are willing to do the work to mitigate them. We know who we are and what we need, and we accept it all - we love the good with the bad. Resources Jaime Morgan on LinkedIn | Facebook | Instagram | Website Mobile Phone: +250-212-1739 Email: connect@jaimemorgan.com Join Jaime's Free Facebook group VIP Abundant Life Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Jaime Morgan is a Certified Life Coach who has helped many women going through the divorce process move toward a new life filled with happiness. She brings years of experience to her clients, as well as her personal experiences with a failed marriage and divorce, as she assists them in creating action-oriented plans for life post-divorce. Jaime guides listeners through a three step process they can use to “accept, surrender, and move on.” She shares tips for dispelling “negative Nellies” - unhappy thoughts about yourself and your situation - and turning downward spirals upwards.


  • Accepting your situation begins with looking within. It’s human nature to point fingers when bad things happen to us, but we have no power over the things outside of us - we don’t have control by wanting everything else to change. We only have power over our thoughts, actions, and reactions.
  • Letting go is the result of other actions. It involves creating a new awareness of your thought patterns and saying “it is what it is” when you find yourself dwelling on regrets. It takes constant practice and intention - it’s not going to happen overnight.
  • Meditation helps you organize your thoughts and acknowledge your emotions. By taking a break and simply focusing on your body, you give yourself an opportunity to stop an adverse reaction dead in its tracks.
  • True, authentic confidence occurs when we know our flaws inside out and are willing to do the work to mitigate them. We know who we are and what we need, and we accept it all - we love the good with the bad.


Resources

Jaime Morgan on LinkedIn | Facebook | Instagram | Website

Mobile Phone: +250-212-1739

Email: connect@jaimemorgan.com

Join Jaime's Free Facebook group VIP Abundant Life


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2193 no Uncovering Hidden Assets James Guberman is partner and founder of Guberman Advisors, an advisory firm helping clients to understand the financial consequences of the decisions they face during their lives, including divorce. James is also a Certified Financial Analyst (CFA) and Certified Divorce Financial Analyst (CDFA). He is a board member of Savvy Ladies, a nonprofit passionate about bringing financial planning education to women. He educates listeners about the nature of hidden assets - why they’re not really “hidden,” and how to uncover them. If you know how to read bank and brokerage account statements, most things are not hidden. The only truly hidden things are those that don’t go institutional, like cash exchanges and purchases - there’s no paper trail associated with them because hardly anyone bothers to take receipts anymore. Hiding an asset greatly overlaps with fraud, and as with fraud, there must be a motivation and an opportunity to do it. In divorce, that motivation is the breakdown of the relationship - one partner can see things may end, so they want to take certain things off the table to ensure they won’t have to share them. It’s important to not take your spouse’s word as gospel when they tell you about the value of their assets, especially if it’s a business. It’s better to talk to a business valuation expert to double check. Developing your financial reading skills is the critical first step to discovering hidden assets. You have to replace your partner’s skill set in financial literacy with someone you can trust, and what better person than yourself? Resources James Guberman on LinkedIn Email: james@gubermanadvisors.com Phone: (646) 906-5194 Guberman Advisors Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 03 May 2022 04:01:00 -0000 full 128 Stacy Francis James Guberman, partner and founder of Guberman Advisors, talks with Stacey Francis about the nature of hidden assets - why they’re not really “hidden,” and how to uncover them. James Guberman is partner and founder of Guberman Advisors, an advisory firm helping clients to understand the financial consequences of the decisions they face during their lives, including divorce. James is also a Certified Financial Analyst (CFA) and Certified Divorce Financial Analyst (CDFA). He is a board member of Savvy Ladies, a nonprofit passionate about bringing financial planning education to women. He educates listeners about the nature of hidden assets - why they’re not really “hidden,” and how to uncover them. If you know how to read bank and brokerage account statements, most things are not hidden. The only truly hidden things are those that don’t go institutional, like cash exchanges and purchases - there’s no paper trail associated with them because hardly anyone bothers to take receipts anymore. Hiding an asset greatly overlaps with fraud, and as with fraud, there must be a motivation and an opportunity to do it. In divorce, that motivation is the breakdown of the relationship - one partner can see things may end, so they want to take certain things off the table to ensure they won’t have to share them. It’s important to not take your spouse’s word as gospel when they tell you about the value of their assets, especially if it’s a business. It’s better to talk to a business valuation expert to double check. Developing your financial reading skills is the critical first step to discovering hidden assets. You have to replace your partner’s skill set in financial literacy with someone you can trust, and what better person than yourself? Resources James Guberman on LinkedIn Email: james@gubermanadvisors.com Phone: (646) 906-5194 Guberman Advisors Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! James Guberman is partner and founder of Guberman Advisors, an advisory firm helping clients to understand the financial consequences of the decisions they face during their lives, including divorce. James is also a Certified Financial Analyst (CFA) and Certified Divorce Financial Analyst (CDFA). He is a board member of Savvy Ladies, a nonprofit passionate about bringing financial planning education to women. He educates listeners about the nature of hidden assets - why they’re not really “hidden,” and how to uncover them.


  • If you know how to read bank and brokerage account statements, most things are not hidden. The only truly hidden things are those that don’t go institutional, like cash exchanges and purchases - there’s no paper trail associated with them because hardly anyone bothers to take receipts anymore.
  • Hiding an asset greatly overlaps with fraud, and as with fraud, there must be a motivation and an opportunity to do it. In divorce, that motivation is the breakdown of the relationship - one partner can see things may end, so they want to take certain things off the table to ensure they won’t have to share them.
  • It’s important to not take your spouse’s word as gospel when they tell you about the value of their assets, especially if it’s a business. It’s better to talk to a business valuation expert to double check.
  • Developing your financial reading skills is the critical first step to discovering hidden assets. You have to replace your partner’s skill set in financial literacy with someone you can trust, and what better person than yourself?


Resources

James Guberman on LinkedIn

Email: james@gubermanadvisors.com

Phone: (646) 906-5194

Guberman Advisors


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2344 no [Replay] Divorcing the Narcissist We’re bringing back a popular episode from last year where Stacy Francis interviews Lisa Zeiderman about divorcing a narcissist. Lisa Zeiderman is Managing Partner at Miller Zeiderman, one of the leading matrimonial firms in New York and the tri-state area. She is also a certified Divorce Financial Analyst and has been recognized by the American Institute of Family Law Attorneys as one of the 10 Best Family Law Attorneys for Client Satisfaction. She joins Stacy Francis to share everything you need to know about divorcing a narcissist.  Some traits that may indicate that your partner is a narcissist include: charm and charisma, proficiency in manipulating situations to suit their benefit, lying, and a lack of empathy. People married to narcissists usually have volatile relationships that are more prone to being emotionally abusive. Divorce is already a challenging process, and it is even more so when a divorcee is afraid of their partner. If you suspect your partner may be a narcissist, and you want to divorce them, you need to collect information and be as informed as possible. This will help you prepare for the process as much as you can. A strong attorney who will advocate for you is a key component to successfully divorcing a narcissist because oftentimes a narcissist will use mediation as a form of control. Resources Lisa Zeiderman on LinkedIn Email: lz@mzw-law.com  Contact Lisa at +914-455-1000 LisaZeiderman.com Divorcing a Narcissist on Psychology Today https://www.psychologytoday.com/us/blog/legal-matters/201906/divorcing-narcissist-be-prepared Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 19 Apr 2022 04:01:00 -0000 full 128 Stacy Francis We’re bringing back a popular episode from last year in which Stacy Francis spoke with Lisa Zeiderman about divorcing a narcissist. We’re bringing back a popular episode from last year where Stacy Francis interviews Lisa Zeiderman about divorcing a narcissist. Lisa Zeiderman is Managing Partner at Miller Zeiderman, one of the leading matrimonial firms in New York and the tri-state area. She is also a certified Divorce Financial Analyst and has been recognized by the American Institute of Family Law Attorneys as one of the 10 Best Family Law Attorneys for Client Satisfaction. She joins Stacy Francis to share everything you need to know about divorcing a narcissist.  Some traits that may indicate that your partner is a narcissist include: charm and charisma, proficiency in manipulating situations to suit their benefit, lying, and a lack of empathy. People married to narcissists usually have volatile relationships that are more prone to being emotionally abusive. Divorce is already a challenging process, and it is even more so when a divorcee is afraid of their partner. If you suspect your partner may be a narcissist, and you want to divorce them, you need to collect information and be as informed as possible. This will help you prepare for the process as much as you can. A strong attorney who will advocate for you is a key component to successfully divorcing a narcissist because oftentimes a narcissist will use mediation as a form of control. Resources Lisa Zeiderman on LinkedIn Email: lz@mzw-law.com  Contact Lisa at +914-455-1000 LisaZeiderman.com Divorcing a Narcissist on Psychology Today https://www.psychologytoday.com/us/blog/legal-matters/201906/divorcing-narcissist-be-prepared Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! We’re bringing back a popular episode from last year where Stacy Francis interviews Lisa Zeiderman about divorcing a narcissist.


Lisa Zeiderman is Managing Partner at Miller Zeiderman, one of the leading matrimonial firms in New York and the tri-state area. She is also a certified Divorce Financial Analyst and has been recognized by the American Institute of Family Law Attorneys as one of the 10 Best Family Law Attorneys for Client Satisfaction. She joins Stacy Francis to share everything you need to know about divorcing a narcissist. 


  • Some traits that may indicate that your partner is a narcissist include: charm and charisma, proficiency in manipulating situations to suit their benefit, lying, and a lack of empathy.
  • People married to narcissists usually have volatile relationships that are more prone to being emotionally abusive. Divorce is already a challenging process, and it is even more so when a divorcee is afraid of their partner.
  • If you suspect your partner may be a narcissist, and you want to divorce them, you need to collect information and be as informed as possible. This will help you prepare for the process as much as you can.
  • A strong attorney who will advocate for you is a key component to successfully divorcing a narcissist because oftentimes a narcissist will use mediation as a form of control.



Resources

Lisa Zeiderman on LinkedIn

Email: lz@mzw-law.com 

Contact Lisa at +914-455-1000

LisaZeiderman.com

Divorcing a Narcissist on Psychology Today https://www.psychologytoday.com/us/blog/legal-matters/201906/divorcing-narcissist-be-prepared


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2092 no Becoming Financially Savvy In this episode, Stacy Francis joins the Healing Broken Families Podcast for a crossover interview. She shares how to create empowering strategies for financial planning and wealth management before, during, and after divorce. She explores becoming financially savvy and taking a step closer to financial mastery. Divorce incurs both short-term and long-term expenses. Most people don’t focus much on the long-term expenses, but they are arguably the more debilitating, especially for women, whose ability to rebound financially is less than their male counterparts. Some women going through divorce prefer to keep their marital home for a variety of reasons, some of which include maintaining stability and keeping expenses low. However, this decision often works against them, as they would have to give their spouse an asset(s) of equal value. In high net worth divorces, it is imperative that each party understands each account and what the tax implications of them are; they must not only look at what’s on their net worth statement, but also what it will look like after taxes. The most successful clients of Francis Financial are the ones who have a team of their matrimonial attorney, financial coaches, and therapists. They are better equipped to work effectively with their attorneys and deal with difficult spouses. Resources Barbara La Pointe on LinkedIn | Twitter Barbara La Pointe.com  Healing Broken Families Podcast Mint.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 05 Apr 2022 04:01:00 -0000 full 127 Stacy Francis In this episode, Stacy Francis joins the Healing Broken Families Podcast for a crossover interview. In this episode, Stacy Francis joins the Healing Broken Families Podcast for a crossover interview. She shares how to create empowering strategies for financial planning and wealth management before, during, and after divorce. She explores becoming financially savvy and taking a step closer to financial mastery. Divorce incurs both short-term and long-term expenses. Most people don’t focus much on the long-term expenses, but they are arguably the more debilitating, especially for women, whose ability to rebound financially is less than their male counterparts. Some women going through divorce prefer to keep their marital home for a variety of reasons, some of which include maintaining stability and keeping expenses low. However, this decision often works against them, as they would have to give their spouse an asset(s) of equal value. In high net worth divorces, it is imperative that each party understands each account and what the tax implications of them are; they must not only look at what’s on their net worth statement, but also what it will look like after taxes. The most successful clients of Francis Financial are the ones who have a team of their matrimonial attorney, financial coaches, and therapists. They are better equipped to work effectively with their attorneys and deal with difficult spouses. Resources Barbara La Pointe on LinkedIn | Twitter Barbara La Pointe.com  Healing Broken Families Podcast Mint.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! In this episode, Stacy Francis joins the Healing Broken Families Podcast for a crossover interview. She shares how to create empowering strategies for financial planning and wealth management before, during, and after divorce. She explores becoming financially savvy and taking a step closer to financial mastery.


  • Divorce incurs both short-term and long-term expenses. Most people don’t focus much on the long-term expenses, but they are arguably the more debilitating, especially for women, whose ability to rebound financially is less than their male counterparts.
  • Some women going through divorce prefer to keep their marital home for a variety of reasons, some of which include maintaining stability and keeping expenses low. However, this decision often works against them, as they would have to give their spouse an asset(s) of equal value.
  • In high net worth divorces, it is imperative that each party understands each account and what the tax implications of them are; they must not only look at what’s on their net worth statement, but also what it will look like after taxes.
  • The most successful clients of Francis Financial are the ones who have a team of their matrimonial attorney, financial coaches, and therapists. They are better equipped to work effectively with their attorneys and deal with difficult spouses.


Resources

Barbara La Pointe on LinkedIn | Twitter

Barbara La Pointe.com 

Healing Broken Families Podcast

Mint.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2214 no Generating Income while Balancing Family Responsibilities Tiffani Higgins is owner and CPA at Stay at Home Bookkeeper Academy, where she proves you can succeed being a stay-at-home parent and generate income to live your life to the fullest, without sacrificing family time. She is also the owner of Missouri Cannabis CPA, a firm specializing in government regulations for companies in the cannabis industry. Tiffani teaches listeners what their options are for elevating their career while being a stay-at-home parent. She shares the biggest business mistakes that hold back women from being successful, and the tools they need to overcome them. She also gives tips for starting your own business.  One of the biggest challenges for listeners is juggling their desire for a career to provide for their family after a divorce, with the demands of corporate America, and their domestic responsibilities.  Stay at Home Bookkeeper Academy essentially helps clients launch their own businesses. They assist with all aspects of business ownership, including how to market yourself in ways that are comfortable. Being an entrepreneur, consultant, or any type of worker that operates freelance, part-time or on contract falls under the ‘gig economy,’ which has seen astounding growth in recent times. As of 2021, roughly 1 in 10 people use online platforms for the gig economy. The great thing about having a bookkeeping business is that you can make it a side gig, or you can scale it up to your heart’s desire. This allows parents more flexibility for their working hours. Resources Tiffani Higgins on LinkedIn | Have Your Cake and Eat It Too | Facebook TiffaniHiggins.com  The Stay At Home Bookkeeper Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 22 Mar 2022 04:01:00 -0000 full 126 Stacy Francis Tiffani Higgins is owner and CPA at Stay at Home Bookkeeper Academy, where she proves you can succeed being a stay-at-home parent and generate income to live your life to the fullest, without sacrificing family time. Tiffani Higgins is owner and CPA at Stay at Home Bookkeeper Academy, where she proves you can succeed being a stay-at-home parent and generate income to live your life to the fullest, without sacrificing family time. She is also the owner of Missouri Cannabis CPA, a firm specializing in government regulations for companies in the cannabis industry. Tiffani teaches listeners what their options are for elevating their career while being a stay-at-home parent. She shares the biggest business mistakes that hold back women from being successful, and the tools they need to overcome them. She also gives tips for starting your own business.  One of the biggest challenges for listeners is juggling their desire for a career to provide for their family after a divorce, with the demands of corporate America, and their domestic responsibilities.  Stay at Home Bookkeeper Academy essentially helps clients launch their own businesses. They assist with all aspects of business ownership, including how to market yourself in ways that are comfortable. Being an entrepreneur, consultant, or any type of worker that operates freelance, part-time or on contract falls under the ‘gig economy,’ which has seen astounding growth in recent times. As of 2021, roughly 1 in 10 people use online platforms for the gig economy. The great thing about having a bookkeeping business is that you can make it a side gig, or you can scale it up to your heart’s desire. This allows parents more flexibility for their working hours. Resources Tiffani Higgins on LinkedIn | Have Your Cake and Eat It Too | Facebook TiffaniHiggins.com  The Stay At Home Bookkeeper Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tiffani Higgins is owner and CPA at Stay at Home Bookkeeper Academy, where she proves you can succeed being a stay-at-home parent and generate income to live your life to the fullest, without sacrificing family time. She is also the owner of Missouri Cannabis CPA, a firm specializing in government regulations for companies in the cannabis industry. Tiffani teaches listeners what their options are for elevating their career while being a stay-at-home parent. She shares the biggest business mistakes that hold back women from being successful, and the tools they need to overcome them. She also gives tips for starting your own business. 


  • One of the biggest challenges for listeners is juggling their desire for a career to provide for their family after a divorce, with the demands of corporate America, and their domestic responsibilities. 
  • Stay at Home Bookkeeper Academy essentially helps clients launch their own businesses. They assist with all aspects of business ownership, including how to market yourself in ways that are comfortable.
  • Being an entrepreneur, consultant, or any type of worker that operates freelance, part-time or on contract falls under the ‘gig economy,’ which has seen astounding growth in recent times. As of 2021, roughly 1 in 10 people use online platforms for the gig economy.
  • The great thing about having a bookkeeping business is that you can make it a side gig, or you can scale it up to your heart’s desire. This allows parents more flexibility for their working hours.


Resources

Tiffani Higgins on LinkedIn | Have Your Cake and Eat It Too | Facebook

TiffaniHiggins.com 

The Stay At Home Bookkeeper


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1767 no Regulating Your Emotions Around Money Nathan Astle is founder of Relational Money, an organization that specializes in helping people deal with issues related to their emotional difficulties with money, as well as helping couples experiencing financial conflict. He is a licensed Marriage and Family Therapist, as well as a Certified Financial Therapist. Nathan is a member of the board of directors of the Financial Therapy Association, and has been featured on CNBC and USA Today. He explains the role of a Certified Financial Therapist, and educates listeners on how to regain power over their lives after a financially abusive relationship. He also shares a resource to help listeners regulate their emotions, particularly around money. Money has different meanings for different people: it can be a necessary evil that enables them to live the life they want, a representation of security and safety, and a way to assert dominance and influence over a person.  The way you were raised has a significant impact on the way you experience money. How your parents treated wealth and wealthy people, the explicit messages you were taught about money, and what went unsaid, all played a part in shaping your perception of money. Emotional regulation becomes a challenge when people are going through traumatic experiences, because they often respond to situations in ways that best guarantee their survival. Focusing on your senses can help you control your emotions. When you feel yourself slipping, pay attention to the texture of something near you; it’s a helpful tool for recentering yourself in the moment.  Resources Nathan Astle on LinkedIn  Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 08 Mar 2022 05:01:00 -0000 full 125 Stacy Francis Nathan Astle, founder of Relational Money, joins Stacy Francis to discuss the role of a Certified Financial Therapist and how to regain power over your life after a financially abusive relationship. Nathan Astle is founder of Relational Money, an organization that specializes in helping people deal with issues related to their emotional difficulties with money, as well as helping couples experiencing financial conflict. He is a licensed Marriage and Family Therapist, as well as a Certified Financial Therapist. Nathan is a member of the board of directors of the Financial Therapy Association, and has been featured on CNBC and USA Today. He explains the role of a Certified Financial Therapist, and educates listeners on how to regain power over their lives after a financially abusive relationship. He also shares a resource to help listeners regulate their emotions, particularly around money. Money has different meanings for different people: it can be a necessary evil that enables them to live the life they want, a representation of security and safety, and a way to assert dominance and influence over a person.  The way you were raised has a significant impact on the way you experience money. How your parents treated wealth and wealthy people, the explicit messages you were taught about money, and what went unsaid, all played a part in shaping your perception of money. Emotional regulation becomes a challenge when people are going through traumatic experiences, because they often respond to situations in ways that best guarantee their survival. Focusing on your senses can help you control your emotions. When you feel yourself slipping, pay attention to the texture of something near you; it’s a helpful tool for recentering yourself in the moment.  Resources Nathan Astle on LinkedIn  Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Nathan Astle is founder of Relational Money, an organization that specializes in helping people deal with issues related to their emotional difficulties with money, as well as helping couples experiencing financial conflict. He is a licensed Marriage and Family Therapist, as well as a Certified Financial Therapist. Nathan is a member of the board of directors of the Financial Therapy Association, and has been featured on CNBC and USA Today. He explains the role of a Certified Financial Therapist, and educates listeners on how to regain power over their lives after a financially abusive relationship. He also shares a resource to help listeners regulate their emotions, particularly around money.

  • Money has different meanings for different people: it can be a necessary evil that enables them to live the life they want, a representation of security and safety, and a way to assert dominance and influence over a person. 
  • The way you were raised has a significant impact on the way you experience money. How your parents treated wealth and wealthy people, the explicit messages you were taught about money, and what went unsaid, all played a part in shaping your perception of money.
  • Emotional regulation becomes a challenge when people are going through traumatic experiences, because they often respond to situations in ways that best guarantee their survival.
  • Focusing on your senses can help you control your emotions. When you feel yourself slipping, pay attention to the texture of something near you; it’s a helpful tool for recentering yourself in the moment. 


Resources

Nathan Astle on LinkedIn 


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2282 no Overcoming Financial Infidelity T.H. Irwin and Jessica Klingbaum were divorced at the same time and had only each other to rely on for support. Now, through exEXPERTS, they help other women at every stage in the divorce journey, whether they are only just considering it, and even after. They use their experience to teach women everything they wished they knew, and provide them with the assistance they need. T.H. and Jessica share insights about their community, and the important role money played in their divorces. After her divorce, T.H. ensured that her expenses could be covered by child support to create a financial cushion. In the case of any emergency or unexpected circumstance, she would then have the finances to take care of it. It is imperative that women develop financial skills to support themselves after divorce, because they typically cannot rebound as quickly as their ex-husbands can; especially if their ex-husbands were the primary breadwinners.  Jessica needed to hire a forensic accountant to discover the money her husband was hiding. Many women are often victims of financial infidelity in their marriage, which occurs when their partners hide information about their finances. Self-love is all about moving forward. If you feel stuck you need to look within yourself for a way to help yourself; the power to change your circumstances lies in your decisions. Resources T.H. Irwin on LinkedIn  Jessica Klingbaum on LinkedIn exEXPERTS.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 22 Feb 2022 05:01:00 -0000 full 124 Stacy Francis T.H. Irwin and Jessica Klingbaum share insights about their community, and the important role money played in their divorces. T.H. Irwin and Jessica Klingbaum were divorced at the same time and had only each other to rely on for support. Now, through exEXPERTS, they help other women at every stage in the divorce journey, whether they are only just considering it, and even after. They use their experience to teach women everything they wished they knew, and provide them with the assistance they need. T.H. and Jessica share insights about their community, and the important role money played in their divorces. After her divorce, T.H. ensured that her expenses could be covered by child support to create a financial cushion. In the case of any emergency or unexpected circumstance, she would then have the finances to take care of it. It is imperative that women develop financial skills to support themselves after divorce, because they typically cannot rebound as quickly as their ex-husbands can; especially if their ex-husbands were the primary breadwinners.  Jessica needed to hire a forensic accountant to discover the money her husband was hiding. Many women are often victims of financial infidelity in their marriage, which occurs when their partners hide information about their finances. Self-love is all about moving forward. If you feel stuck you need to look within yourself for a way to help yourself; the power to change your circumstances lies in your decisions. Resources T.H. Irwin on LinkedIn  Jessica Klingbaum on LinkedIn exEXPERTS.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! T.H. Irwin and Jessica Klingbaum were divorced at the same time and had only each other to rely on for support. Now, through exEXPERTS, they help other women at every stage in the divorce journey, whether they are only just considering it, and even after. They use their experience to teach women everything they wished they knew, and provide them with the assistance they need. T.H. and Jessica share insights about their community, and the important role money played in their divorces.


  • After her divorce, T.H. ensured that her expenses could be covered by child support to create a financial cushion. In the case of any emergency or unexpected circumstance, she would then have the finances to take care of it.
  • It is imperative that women develop financial skills to support themselves after divorce, because they typically cannot rebound as quickly as their ex-husbands can; especially if their ex-husbands were the primary breadwinners. 
  • Jessica needed to hire a forensic accountant to discover the money her husband was hiding. Many women are often victims of financial infidelity in their marriage, which occurs when their partners hide information about their finances.
  • Self-love is all about moving forward. If you feel stuck you need to look within yourself for a way to help yourself; the power to change your circumstances lies in your decisions.


Resources

T.H. Irwin on LinkedIn 


Jessica Klingbaum on LinkedIn

exEXPERTS.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2534 no Everything You Should Know About High Net Worth Divorce Lisa Zeiderman is Managing Partner at Miller Zeiderman LLP, and an official member of Forbes Business Council. She specializes in complex financial and custody divorce matters for high-net-worth individuals. In 2020, Lisa was named a 10 Best Family Law Attorney for Client Satisfaction by the American Institute of Family Law Attorneys. She is a Certified Divorce Financial Analyst, a Certified Financial Litigator, and teaches other matrimonial attorneys how to deal with complex assets in divorce. In this episode, she talks with Stacy Francis to give listeners a crash course about high net worth divorce. Before high net worth individuals start the divorce process, they must understand whether their income is coming into their household from employment or investments. Then, their monthly burn rate must be taken into account. A forensic accountant is sometimes brought in to appraise a business, if a party of a high net worth divorce is a business owner. They will examine the books, general ledgers, and expenses; they may also conduct income stream analysis. When looking for a matrimonial attorney for your high net worth divorce, you should ensure that the person you’re consulting with is going to be part of your case to minimize legal fees. Going into a high net worth divorce is like going for a heart surgery: you don’t have to know how to do the surgery, but you have to know a great heart surgeon. Ideally, your team should consist of a great matrimonial attorney and a great Certified Divorce Financial Analyst. Resources Lisa Zeiderman on LinkedIn Email: lz@mzw-law.com  LisaZeiderman.com SavvyLadies.org Contemplating Divorce During Bonus, Equity Award Season   Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 08 Feb 2022 05:01:00 -0000 full 123 Stacy Francis Lisa Zeiderman, Managing Partner at Miller Zeiderman LLP, talks with Stacy Francis to give listeners a crash course about high net worth divorce. Lisa Zeiderman is Managing Partner at Miller Zeiderman LLP, and an official member of Forbes Business Council. She specializes in complex financial and custody divorce matters for high-net-worth individuals. In 2020, Lisa was named a 10 Best Family Law Attorney for Client Satisfaction by the American Institute of Family Law Attorneys. She is a Certified Divorce Financial Analyst, a Certified Financial Litigator, and teaches other matrimonial attorneys how to deal with complex assets in divorce. In this episode, she talks with Stacy Francis to give listeners a crash course about high net worth divorce. Before high net worth individuals start the divorce process, they must understand whether their income is coming into their household from employment or investments. Then, their monthly burn rate must be taken into account. A forensic accountant is sometimes brought in to appraise a business, if a party of a high net worth divorce is a business owner. They will examine the books, general ledgers, and expenses; they may also conduct income stream analysis. When looking for a matrimonial attorney for your high net worth divorce, you should ensure that the person you’re consulting with is going to be part of your case to minimize legal fees. Going into a high net worth divorce is like going for a heart surgery: you don’t have to know how to do the surgery, but you have to know a great heart surgeon. Ideally, your team should consist of a great matrimonial attorney and a great Certified Divorce Financial Analyst. Resources Lisa Zeiderman on LinkedIn Email: lz@mzw-law.com  LisaZeiderman.com SavvyLadies.org Contemplating Divorce During Bonus, Equity Award Season   Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Lisa Zeiderman is Managing Partner at Miller Zeiderman LLP, and an official member of Forbes Business Council. She specializes in complex financial and custody divorce matters for high-net-worth individuals. In 2020, Lisa was named a 10 Best Family Law Attorney for Client Satisfaction by the American Institute of Family Law Attorneys. She is a Certified Divorce Financial Analyst, a Certified Financial Litigator, and teaches other matrimonial attorneys how to deal with complex assets in divorce. In this episode, she talks with Stacy Francis to give listeners a crash course about high net worth divorce.


  • Before high net worth individuals start the divorce process, they must understand whether their income is coming into their household from employment or investments. Then, their monthly burn rate must be taken into account.
  • A forensic accountant is sometimes brought in to appraise a business, if a party of a high net worth divorce is a business owner. They will examine the books, general ledgers, and expenses; they may also conduct income stream analysis.
  • When looking for a matrimonial attorney for your high net worth divorce, you should ensure that the person you’re consulting with is going to be part of your case to minimize legal fees.
  • Going into a high net worth divorce is like going for a heart surgery: you don’t have to know how to do the surgery, but you have to know a great heart surgeon. Ideally, your team should consist of a great matrimonial attorney and a great Certified Divorce Financial Analyst.


Resources

Lisa Zeiderman on LinkedIn

Email: lz@mzw-law.com 

LisaZeiderman.com

SavvyLadies.org

Contemplating Divorce During Bonus, Equity Award Season

 

Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2640 no Cross-Post from Divorce Etc: Protecting Your Assets In this crossover episode, you'll get to hear Stacy Francis when joined the hosts at DIVORCE etc… to talk about the best ways to protect your wealth during divorce, how to decide who gets what, and what your biggest asset actually is. The biggest asset you have is your earning capability, which is even larger than the value of your home. Whether or not you have wealth to inherit does not impede your ability to earn ongoing income. Additionally, it’s the asset that women have most control over.  Some things you can do to protect your nest egg are: ensure you have car insurance in your name, the right homeowner’s insurance, and insurance for your engagement ring if you decide to keep it. You can also sell your engagement ring and invest it, since the money it was bought with was premarital. It’s very rare that we have good financial surprises. An emergency fund is a powerful tool all women should have; it protects your overall financial stability because there will always be things you don’t plan for.  Similar to a candle, you should never leave a credit card unmonitored. During a divorce, ensure that the credit card you use is in your name, and that you pay it off at the end of the month.  Resources DIVORCE etc… Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 25 Jan 2022 05:01:00 -0000 full 121 Stacy Francis In this crossover episode, you'll get to hear Stacy Francis when joined the hosts at DIVORCE etc… to talk about the best ways to protect your wealth during divorce, how to decide who gets what, and what your biggest asset actually is. In this crossover episode, you'll get to hear Stacy Francis when joined the hosts at DIVORCE etc… to talk about the best ways to protect your wealth during divorce, how to decide who gets what, and what your biggest asset actually is. The biggest asset you have is your earning capability, which is even larger than the value of your home. Whether or not you have wealth to inherit does not impede your ability to earn ongoing income. Additionally, it’s the asset that women have most control over.  Some things you can do to protect your nest egg are: ensure you have car insurance in your name, the right homeowner’s insurance, and insurance for your engagement ring if you decide to keep it. You can also sell your engagement ring and invest it, since the money it was bought with was premarital. It’s very rare that we have good financial surprises. An emergency fund is a powerful tool all women should have; it protects your overall financial stability because there will always be things you don’t plan for.  Similar to a candle, you should never leave a credit card unmonitored. During a divorce, ensure that the credit card you use is in your name, and that you pay it off at the end of the month.  Resources DIVORCE etc… Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! In this crossover episode, you'll get to hear Stacy Francis when joined the hosts at DIVORCE etc… to talk about the best ways to protect your wealth during divorce, how to decide who gets what, and what your biggest asset actually is.


  • The biggest asset you have is your earning capability, which is even larger than the value of your home. Whether or not you have wealth to inherit does not impede your ability to earn ongoing income. Additionally, it’s the asset that women have most control over. 
  • Some things you can do to protect your nest egg are: ensure you have car insurance in your name, the right homeowner’s insurance, and insurance for your engagement ring if you decide to keep it. You can also sell your engagement ring and invest it, since the money it was bought with was premarital.
  • It’s very rare that we have good financial surprises. An emergency fund is a powerful tool all women should have; it protects your overall financial stability because there will always be things you don’t plan for. 
  • Similar to a candle, you should never leave a credit card unmonitored. During a divorce, ensure that the credit card you use is in your name, and that you pay it off at the end of the month. 


Resources

DIVORCE etc…


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1317 no Navigating the Demands of Life and Starting 2022 in Balance Dr. Randy Heller is a marriage and family therapist, collaborative mental health professional, and Adjunct Professor at Nova Southeastern University. She founded The Family Network, Inc., a comprehensive counseling center providing individual, couple, family, and group services to children, adolescents, and adults. In this episode, she talks with Stacy Francis about navigating the demands of life and starting the new year in balance and shares an action plan to make 2022 your best year. Thanksgiving to Christmas is typically a period of fear and uncertainty for families going through divorce. Many women experience fear of the unknown; they wonder if they will be alone forever and whether they can manage being on their own. You need to give yourself permission to be the best you can, rather than being perfect. If you allow yourself a day or two where you don’t hold yourself to the ideal you, you can take that time to rest and recharge so you can resume meeting your personal expectations. When you find yourself in massive internal chaos, stop for a moment to just breathe. If you can breathe easily, then you can think about your next step. Like yoga, if you’re not focused on what you’re doing at the moment, you’re going to fall. Worrying about all the ‘shoulds’ will only prevent you from actually doing things. Instead, pay attention to the things you can manage today, and celebrate those accomplishments. The rest can be done tomorrow. Resources Dr. Randy Heller on LinkedIn FamilyNetworkFlorida.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 11 Jan 2022 05:01:00 -0000 full 120 Stacy Francis Dr. Randy Heller talks with Stacy Francis about navigating the demands of life and starting the new year in balance, and shares an action plan to make 2022 your best year. Dr. Randy Heller is a marriage and family therapist, collaborative mental health professional, and Adjunct Professor at Nova Southeastern University. She founded The Family Network, Inc., a comprehensive counseling center providing individual, couple, family, and group services to children, adolescents, and adults. In this episode, she talks with Stacy Francis about navigating the demands of life and starting the new year in balance and shares an action plan to make 2022 your best year. Thanksgiving to Christmas is typically a period of fear and uncertainty for families going through divorce. Many women experience fear of the unknown; they wonder if they will be alone forever and whether they can manage being on their own. You need to give yourself permission to be the best you can, rather than being perfect. If you allow yourself a day or two where you don’t hold yourself to the ideal you, you can take that time to rest and recharge so you can resume meeting your personal expectations. When you find yourself in massive internal chaos, stop for a moment to just breathe. If you can breathe easily, then you can think about your next step. Like yoga, if you’re not focused on what you’re doing at the moment, you’re going to fall. Worrying about all the ‘shoulds’ will only prevent you from actually doing things. Instead, pay attention to the things you can manage today, and celebrate those accomplishments. The rest can be done tomorrow. Resources Dr. Randy Heller on LinkedIn FamilyNetworkFlorida.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Dr. Randy Heller is a marriage and family therapist, collaborative mental health professional, and Adjunct Professor at Nova Southeastern University. She founded The Family Network, Inc., a comprehensive counseling center providing individual, couple, family, and group services to children, adolescents, and adults. In this episode, she talks with Stacy Francis about navigating the demands of life and starting the new year in balance and shares an action plan to make 2022 your best year.


  • Thanksgiving to Christmas is typically a period of fear and uncertainty for families going through divorce. Many women experience fear of the unknown; they wonder if they will be alone forever and whether they can manage being on their own.
  • You need to give yourself permission to be the best you can, rather than being perfect. If you allow yourself a day or two where you don’t hold yourself to the ideal you, you can take that time to rest and recharge so you can resume meeting your personal expectations.
  • When you find yourself in massive internal chaos, stop for a moment to just breathe. If you can breathe easily, then you can think about your next step. Like yoga, if you’re not focused on what you’re doing at the moment, you’re going to fall.
  • Worrying about all the ‘shoulds’ will only prevent you from actually doing things. Instead, pay attention to the things you can manage today, and celebrate those accomplishments. The rest can be done tomorrow.


Resources

Dr. Randy Heller on LinkedIn

FamilyNetworkFlorida.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2097 no My Partner Has Compulsive Gambling: Signs, Symptoms, and How to Protect Your Finances Karen’s former husband had been struggling with a gambling addiction for over 20 years. Lynn’s ex-husband’s gambling addiction pervaded the last seven years of their almost 20-year long marriage. Karen and Lynn share their stories of being married to people who developed gambling addictions, how that upended their finances and sense of self, and how they found help. They share insights about compulsive gambling and how to recognize it, what resources are available for assistance, and how to protect yourself and your family. According to national studies, as many as 10 million Americans struggle with compulsive gambling. Even more disturbing is the fact that older adults aren’t the only ones; in fact, one in 20 college students meet the criteria for compulsive gambling, which is double the rate of the overall adult population. Being divisive about shared resources actually helps partners of gambling addicts to financially isolate themselves from their partners’ gambling debts.  Love and trust are two different things; you can love your partner and still not trust them with your finances. People often shy away from taking steps to protect themselves because they believe a lack of trust shows a lack of love. Symptoms of compulsive gambling include lying, manipulation, blaming, rationalization, and fantasizing. You cannot have a rational marital conversation about money with a compulsive gambler because they only care about getting money for the next bet. Resources GAM-ANON.ORG (international self-help group for friends and family members of compulsive gamblers. Lists of meetings, literature, etc.) GAMBLERSANONYMOUS.ORG (international self-help group for compulsive gamblers. Lists of meetings and information are at this website) GAMBLERS ANONYMOUS HOTLINE FOR New York: 855-2CALLGA (855-222-5542) The National Council on Problem Gambling HELPLINE 800-522-4700 Our local hotline for our Gam-Anon group 716-800-1426 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 21 Dec 2021 05:01:00 -0000 full 119 Stacy Francis Karen’s former husband had been struggling with a gambling addiction for over 20 years. Lynn’s ex-husband’s gambling addiction pervaded the last seven years of their almost 20-year long marriage. Karen and Lynn share their stories of being married to people who developed gambling addictions, how that upended their finances and sense of self, and how they found help. They share insights about compulsive gambling and how to recognize it, what resources are available for assistance, and how to protect yourself and your family. According to national studies, as many as 10 million Americans struggle with compulsive gambling. Even more disturbing is the fact that older adults aren’t the only ones; in fact, one in 20 college students meet the criteria for compulsive gambling, which is double the rate of the overall adult population. Being divisive about shared resources actually helps partners of gambling addicts to financially isolate themselves from their partners’ gambling debts.  Love and trust are two different things; you can love your partner and still not trust them with your finances. People often shy away from taking steps to protect themselves because they believe a lack of trust shows a lack of love. Symptoms of compulsive gambling include lying, manipulation, blaming, rationalization, and fantasizing. You cannot have a rational marital conversation about money with a compulsive gambler because they only care about getting money for the next bet. Resources GAM-ANON.ORG (international self-help group for friends and family members of compulsive gamblers. Lists of meetings, literature, etc.) GAMBLERSANONYMOUS.ORG (international self-help group for compulsive gamblers. Lists of meetings and information are at this website) GAMBLERS ANONYMOUS HOTLINE FOR New York: 855-2CALLGA (855-222-5542) The National Council on Problem Gambling HELPLINE 800-522-4700 Our local hotline for our Gam-Anon group 716-800-1426 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Karen’s former husband had been struggling with a gambling addiction for over 20 years. Lynn’s ex-husband’s gambling addiction pervaded the last seven years of their almost 20-year long marriage. Karen and Lynn share their stories of being married to people who developed gambling addictions, how that upended their finances and sense of self, and how they found help. They share insights about compulsive gambling and how to recognize it, what resources are available for assistance, and how to protect yourself and your family.


  • According to national studies, as many as 10 million Americans struggle with compulsive gambling. Even more disturbing is the fact that older adults aren’t the only ones; in fact, one in 20 college students meet the criteria for compulsive gambling, which is double the rate of the overall adult population.
  • Being divisive about shared resources actually helps partners of gambling addicts to financially isolate themselves from their partners’ gambling debts. 
  • Love and trust are two different things; you can love your partner and still not trust them with your finances. People often shy away from taking steps to protect themselves because they believe a lack of trust shows a lack of love.
  • Symptoms of compulsive gambling include lying, manipulation, blaming, rationalization, and fantasizing. You cannot have a rational marital conversation about money with a compulsive gambler because they only care about getting money for the next bet.


Resources


GAM-ANON.ORG (international self-help group for friends and family members of compulsive gamblers. Lists of meetings, literature, etc.)

GAMBLERSANONYMOUS.ORG (international self-help group for compulsive gamblers. Lists of meetings and information are at this website)

GAMBLERS ANONYMOUS HOTLINE FOR New York: 855-2CALLGA (855-222-5542)

The National Council on Problem Gambling HELPLINE 800-522-4700

Our local hotline for our Gam-Anon group 716-800-1426



Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 3003 no Settling Real Estate Disputes during Your Divorce Ian Steinberg is an Associate Attorney at Berkman Bottger Newman & Schein, LLP, where he focuses on the litigation, negotiation, and settlement of matrimonial and family law cases. Prior to his current role, he worked at a real estate firm representing building owners and courts throughout New York City. He shares important information on the division of equity in the marital home in divorce, what happens if there's separate property, and the issues that arise when one spouse buys out the other. Real estate is usually someone’s biggest asset, and it becomes a challenge to settle a divorce when it is involved. There’s something about real estate that makes it different from other assets. When doing the financial splitting during the divorce process, it’s important that you take a bird’s eye view and do a financial analysis instead of just saying you want to find a way for everyone to get an equal amount. With real estate involved in a divorce, you should have a team of experts weighing in to contribute from their respective lenses; with a combination of essential, different perspectives, you can arrive at the best possible solution. Approaching the issue of real estate from a completely objective standpoint makes the process run more smoothly. Rather than focusing on comfort, a practical mindset is necessary to make a decision that will best set you up for the future. Resources Ian Steinberhg on LinkedIn Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 07 Dec 2021 05:01:00 -0000 full 118 Stacy Francis Ian Steinberg, Associate Attorney at Berkman Bottger Newman & Schein, LLP, shares with Stacey important information on the division of equity in the marital home in divorce, what happens if there's separate property, and the issues that arise when one spouse buys out the other. Ian Steinberg is an Associate Attorney at Berkman Bottger Newman & Schein, LLP, where he focuses on the litigation, negotiation, and settlement of matrimonial and family law cases. Prior to his current role, he worked at a real estate firm representing building owners and courts throughout New York City. He shares important information on the division of equity in the marital home in divorce, what happens if there's separate property, and the issues that arise when one spouse buys out the other. Real estate is usually someone’s biggest asset, and it becomes a challenge to settle a divorce when it is involved. There’s something about real estate that makes it different from other assets. When doing the financial splitting during the divorce process, it’s important that you take a bird’s eye view and do a financial analysis instead of just saying you want to find a way for everyone to get an equal amount. With real estate involved in a divorce, you should have a team of experts weighing in to contribute from their respective lenses; with a combination of essential, different perspectives, you can arrive at the best possible solution. Approaching the issue of real estate from a completely objective standpoint makes the process run more smoothly. Rather than focusing on comfort, a practical mindset is necessary to make a decision that will best set you up for the future. Resources Ian Steinberhg on LinkedIn Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Ian Steinberg is an Associate Attorney at Berkman Bottger Newman & Schein, LLP, where he focuses on the litigation, negotiation, and settlement of matrimonial and family law cases. Prior to his current role, he worked at a real estate firm representing building owners and courts throughout New York City. He shares important information on the division of equity in the marital home in divorce, what happens if there's separate property, and the issues that arise when one spouse buys out the other.


  • Real estate is usually someone’s biggest asset, and it becomes a challenge to settle a divorce when it is involved. There’s something about real estate that makes it different from other assets.
  • When doing the financial splitting during the divorce process, it’s important that you take a bird’s eye view and do a financial analysis instead of just saying you want to find a way for everyone to get an equal amount.
  • With real estate involved in a divorce, you should have a team of experts weighing in to contribute from their respective lenses; with a combination of essential, different perspectives, you can arrive at the best possible solution.
  • Approaching the issue of real estate from a completely objective standpoint makes the process run more smoothly. Rather than focusing on comfort, a practical mindset is necessary to make a decision that will best set you up for the future.


Resources

Ian Steinberhg on LinkedIn


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2056 no What to Consider in Divorce if You Are the Breadwinner Christopher Melcher is Partner at Walzer Melcher LLP, where he specializes in Family Law and represents clients in complex, high-stakes family law disputes. He is also Adjunct Professor at Pepperdine Law. Christopher is frequently hired by other family lawyers as a consultant, expert, or co-counsel on significant divorce cases in California. He joins Stacy Francis to talk about the breadwinning woman, and the financial considerations she needs to think about if she’s considering divorce. In recent times, the number of women who are considered breadwinners has been the highest recorded number in history. More women than men are graduating college and, due to societal issues, are taking the lead in their families to earn more. The implications for how this affects marriage are such that marriages with female breadwinners are 50% more likely to end up in divorce. When it comes to alimony agreements, it’s better to accept them and move on than to try contesting them in court. What that does is increase the amount of money you spend on legal fees and decrease the amount of money you have readily available, ultimately leaving the attorneys as the real winners. Before pulling the plug on marriage, it’s important to seek advice from a good divorce lawyer and financial planner to prepare yourself for the economic changes that being single again will bring. Chris recommends having a friend help you put together a team of a divorce lawyer, financial planner, and counselor while you go through the divorce process. Resources Christopher Melcher on LinkedIn | Twitter | YouTube WalzerMelcher.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 23 Nov 2021 05:01:00 -0000 full 117 Stacy Francis Christopher Melcher, Partner at Walzer Melcher LLP, joins Stacy Francis to talk about the breadwinning woman, and the financial considerations she needs to to think about if she’s considering divorce. Christopher Melcher is Partner at Walzer Melcher LLP, where he specializes in Family Law and represents clients in complex, high-stakes family law disputes. He is also Adjunct Professor at Pepperdine Law. Christopher is frequently hired by other family lawyers as a consultant, expert, or co-counsel on significant divorce cases in California. He joins Stacy Francis to talk about the breadwinning woman, and the financial considerations she needs to think about if she’s considering divorce. In recent times, the number of women who are considered breadwinners has been the highest recorded number in history. More women than men are graduating college and, due to societal issues, are taking the lead in their families to earn more. The implications for how this affects marriage are such that marriages with female breadwinners are 50% more likely to end up in divorce. When it comes to alimony agreements, it’s better to accept them and move on than to try contesting them in court. What that does is increase the amount of money you spend on legal fees and decrease the amount of money you have readily available, ultimately leaving the attorneys as the real winners. Before pulling the plug on marriage, it’s important to seek advice from a good divorce lawyer and financial planner to prepare yourself for the economic changes that being single again will bring. Chris recommends having a friend help you put together a team of a divorce lawyer, financial planner, and counselor while you go through the divorce process. Resources Christopher Melcher on LinkedIn | Twitter | YouTube WalzerMelcher.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Christopher Melcher is Partner at Walzer Melcher LLP, where he specializes in Family Law and represents clients in complex, high-stakes family law disputes. He is also Adjunct Professor at Pepperdine Law. Christopher is frequently hired by other family lawyers as a consultant, expert, or co-counsel on significant divorce cases in California. He joins Stacy Francis to talk about the breadwinning woman, and the financial considerations she needs to think about if she’s considering divorce.


  • In recent times, the number of women who are considered breadwinners has been the highest recorded number in history. More women than men are graduating college and, due to societal issues, are taking the lead in their families to earn more. The implications for how this affects marriage are such that marriages with female breadwinners are 50% more likely to end up in divorce.
  • When it comes to alimony agreements, it’s better to accept them and move on than to try contesting them in court. What that does is increase the amount of money you spend on legal fees and decrease the amount of money you have readily available, ultimately leaving the attorneys as the real winners.
  • Before pulling the plug on marriage, it’s important to seek advice from a good divorce lawyer and financial planner to prepare yourself for the economic changes that being single again will bring.
  • Chris recommends having a friend help you put together a team of a divorce lawyer, financial planner, and counselor while you go through the divorce process.


Resources

Christopher Melcher on LinkedIn | Twitter | YouTube

WalzerMelcher.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2391 no How to Choose the Right Mediation and Litigation Professional Alla Roytberg is a Founding Partner at Roytberg Traum Law and Mediation P.C. She is also a collaborative attorney and mediator member of the International Academy of Collaborative Professionals. Alla has 25 years of experience in mediation and litigation, and specializes in legal and mediation services for families and small businesses, international and cross-cultural issues, divorce, residential real estate, wills and estate. She joins Stacy Francis to talk about finding the right divorce professional for you. Some of the better ways to find the right professional for you are to reach out to your local bar association, people you know who have gone through the divorce process, and trusted professionals in your life such as your psychotherapist. The recent rise of public interest in mediation can be credited to the current pandemic, due to courts being closed and access to the divorce process being obstructed. For many individuals, mediation was something that worked for them, especially since it doesn’t require the court system. For clients who live in different parts of the world, the divorce process can be difficult because of different laws and jurisdictions. It’s important to have somebody who can flag the issues and connect with the appropriate lawyers so that any agreement generated is actually enforceable and workable. Some questions you should ask when interviewing a divorce professional are: What is your experience? What is your background? How many cases have you worked on? How many cases have gone to court? Would you go to court if needed? If so, what would that look like? Resources Alla Roytberg on LinkedIn | Twitter Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 09 Nov 2021 05:01:00 -0000 full 116 Stacy Francis Alla Roytberg, Founding Partner at Roytberg Traum Law and Mediation P.C., joins Stacy Francis to talk about finding the right divorce professional for you. Alla Roytberg is a Founding Partner at Roytberg Traum Law and Mediation P.C. She is also a collaborative attorney and mediator member of the International Academy of Collaborative Professionals. Alla has 25 years of experience in mediation and litigation, and specializes in legal and mediation services for families and small businesses, international and cross-cultural issues, divorce, residential real estate, wills and estate. She joins Stacy Francis to talk about finding the right divorce professional for you. Some of the better ways to find the right professional for you are to reach out to your local bar association, people you know who have gone through the divorce process, and trusted professionals in your life such as your psychotherapist. The recent rise of public interest in mediation can be credited to the current pandemic, due to courts being closed and access to the divorce process being obstructed. For many individuals, mediation was something that worked for them, especially since it doesn’t require the court system. For clients who live in different parts of the world, the divorce process can be difficult because of different laws and jurisdictions. It’s important to have somebody who can flag the issues and connect with the appropriate lawyers so that any agreement generated is actually enforceable and workable. Some questions you should ask when interviewing a divorce professional are: What is your experience? What is your background? How many cases have you worked on? How many cases have gone to court? Would you go to court if needed? If so, what would that look like? Resources Alla Roytberg on LinkedIn | Twitter Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Alla Roytberg is a Founding Partner at Roytberg Traum Law and Mediation P.C. She is also a collaborative attorney and mediator member of the International Academy of Collaborative Professionals. Alla has 25 years of experience in mediation and litigation, and specializes in legal and mediation services for families and small businesses, international and cross-cultural issues, divorce, residential real estate, wills and estate. She joins Stacy Francis to talk about finding the right divorce professional for you.


  • Some of the better ways to find the right professional for you are to reach out to your local bar association, people you know who have gone through the divorce process, and trusted professionals in your life such as your psychotherapist.
  • The recent rise of public interest in mediation can be credited to the current pandemic, due to courts being closed and access to the divorce process being obstructed. For many individuals, mediation was something that worked for them, especially since it doesn’t require the court system.
  • For clients who live in different parts of the world, the divorce process can be difficult because of different laws and jurisdictions. It’s important to have somebody who can flag the issues and connect with the appropriate lawyers so that any agreement generated is actually enforceable and workable.
  • Some questions you should ask when interviewing a divorce professional are: What is your experience? What is your background? How many cases have you worked on? How many cases have gone to court? Would you go to court if needed? If so, what would that look like?


Resources

Alla Roytberg on LinkedIn | Twitter


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2490 no Building Resilience After Grieving the Loss of Your Relationship Nesreed Ahmed is founder and CEO of Harbor Life Coaching, and is an ICF credentialed Professional Certified Life and Grief Coach. She is passionate about helping people find their North Star and transforming their grief into superpower. She joins Stacy Francis to discuss her role as a grief coach, and how listeners can convert their grief into resilience. Many people do not handle grief very well. Grief coaching helps you deal with all the emotions and upset that you are feeling in practical ways, which is more proactive and focused than counseling or therapy. We grieve in several different ways, and each experience that causes grief is going to be different. We must understand that grief is something that happens to us, as we cannot just choose when we’re going to fall apart, so we must allow ourselves to ride the wave. Part of the problem with divorces lies in self-flagellation. We doubt ourselves, asking questions like ‘How did I allow this to happen with this person? How did I not see it with this person?’ A survey of 150 divorced women revealed that the majority of them felt like they didn’t have enough support during their divorce, and only a minority worked with a coach or therapist to help them through the process. Resources Nesreen Ahmed on LinkedIn | Facebook | Instagram Phone: (917)830-6863 Email: Nesreen@harborlightcoaching.com  HarborLightCoaching.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 26 Oct 2021 04:01:00 -0000 full 115 Stacy Francis Nesreed Ahmed, founder and CEO of Harbor Life Coaching, joins Stacy Francis to discuss her role as a grief coach, and how listeners can convert their grief into resilience. Nesreed Ahmed is founder and CEO of Harbor Life Coaching, and is an ICF credentialed Professional Certified Life and Grief Coach. She is passionate about helping people find their North Star and transforming their grief into superpower. She joins Stacy Francis to discuss her role as a grief coach, and how listeners can convert their grief into resilience. Many people do not handle grief very well. Grief coaching helps you deal with all the emotions and upset that you are feeling in practical ways, which is more proactive and focused than counseling or therapy. We grieve in several different ways, and each experience that causes grief is going to be different. We must understand that grief is something that happens to us, as we cannot just choose when we’re going to fall apart, so we must allow ourselves to ride the wave. Part of the problem with divorces lies in self-flagellation. We doubt ourselves, asking questions like ‘How did I allow this to happen with this person? How did I not see it with this person?’ A survey of 150 divorced women revealed that the majority of them felt like they didn’t have enough support during their divorce, and only a minority worked with a coach or therapist to help them through the process. Resources Nesreen Ahmed on LinkedIn | Facebook | Instagram Phone: (917)830-6863 Email: Nesreen@harborlightcoaching.com  HarborLightCoaching.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Nesreed Ahmed is founder and CEO of Harbor Life Coaching, and is an ICF credentialed Professional Certified Life and Grief Coach. She is passionate about helping people find their North Star and transforming their grief into superpower. She joins Stacy Francis to discuss her role as a grief coach, and how listeners can convert their grief into resilience.


  • Many people do not handle grief very well. Grief coaching helps you deal with all the emotions and upset that you are feeling in practical ways, which is more proactive and focused than counseling or therapy.
  • We grieve in several different ways, and each experience that causes grief is going to be different. We must understand that grief is something that happens to us, as we cannot just choose when we’re going to fall apart, so we must allow ourselves to ride the wave.
  • Part of the problem with divorces lies in self-flagellation. We doubt ourselves, asking questions like ‘How did I allow this to happen with this person? How did I not see it with this person?’
  • A survey of 150 divorced women revealed that the majority of them felt like they didn’t have enough support during their divorce, and only a minority worked with a coach or therapist to help them through the process.


Resources

Nesreen Ahmed on LinkedIn | Facebook | Instagram

Phone: (917)830-6863

Email: Nesreen@harborlightcoaching.com 

HarborLightCoaching.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2178 no Smart Money Mamas – Overcoming Financial Overwhelm Chelsea Brennan is a contributing writer at Forbes, as well as the founder and host of Mamas Talk Money and Smart Money Mamas. Smart Money Mamas is a family finance website that helps mothers build wealth in alignment with their values and in ways that feel good to them. Chelsea's mission is to change the way that we talk about money so that women see it as a means of self-care, similar to going to the gym. She talks about financial concepts that seem overwhelming but are actually easy to do. Women are conditioned from a young age to have an uncomfortable relationship with money. The things women want are generally treated as frivolous purchases, and things that bring them joy are considered bad expenses. If you are dealing with deep-seated anxiety surrounding finances, you may want to see a professional called a money therapist. They have the specific training necessary to help you through emotional blocks caused by money. While it’s essential to have serious conversations about money with your children, it’s equally important that your daily financial operations, decisions, language and even body language align with those conversations. A family’s financial values are key to understanding what is most important to them, what their priorities and goals are, and what they want their money to do in the world. Resources Chelsea Brennan on LinkedIn SmartMoneyMamas.com Family Money Values Template Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 12 Oct 2021 04:01:00 -0000 full 114 Stacy Francis Chelsea Brennan is a contributing writer at Forbes, as well as the founder and host of Mamas Talk Money and Smart Money Mamas. Smart Money Mamas is a family finance website that helps mothers build wealth in alignment with their values and in ways that feel good to them. Chelsea's mission is to change the way that we talk about money so that women see it as a means of self-care, similar to going to the gym. She talks about financial concepts that seem overwhelming but are actually easy to do. Women are conditioned from a young age to have an uncomfortable relationship with money. The things women want are generally treated as frivolous purchases, and things that bring them joy are considered bad expenses. If you are dealing with deep-seated anxiety surrounding finances, you may want to see a professional called a money therapist. They have the specific training necessary to help you through emotional blocks caused by money. While it’s essential to have serious conversations about money with your children, it’s equally important that your daily financial operations, decisions, language and even body language align with those conversations. A family’s financial values are key to understanding what is most important to them, what their priorities and goals are, and what they want their money to do in the world. Resources Chelsea Brennan on LinkedIn SmartMoneyMamas.com Family Money Values Template Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Chelsea Brennan is a contributing writer at Forbes, as well as the founder and host of Mamas Talk Money and Smart Money Mamas. Smart Money Mamas is a family finance website that helps mothers build wealth in alignment with their values and in ways that feel good to them. Chelsea's mission is to change the way that we talk about money so that women see it as a means of self-care, similar to going to the gym. She talks about financial concepts that seem overwhelming but are actually easy to do.


  • Women are conditioned from a young age to have an uncomfortable relationship with money. The things women want are generally treated as frivolous purchases, and things that bring them joy are considered bad expenses.
  • If you are dealing with deep-seated anxiety surrounding finances, you may want to see a professional called a money therapist. They have the specific training necessary to help you through emotional blocks caused by money.
  • While it’s essential to have serious conversations about money with your children, it’s equally important that your daily financial operations, decisions, language and even body language align with those conversations.
  • A family’s financial values are key to understanding what is most important to them, what their priorities and goals are, and what they want their money to do in the world.


Resources

Chelsea Brennan on LinkedIn

SmartMoneyMamas.com

Family Money Values Template


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1540 no Juggling Divorce, Parenting, and Other Responsibilities Andrea Boulanger, a university administrator, is the breadwinner of her family and describes herself as ‘happily divorced.’ She joins Stacy Francis to discuss her journey, from her marriage to deciding to get divorced and life after divorce. She shares how she was able to move forward despite having so many responsibilities, including being the caretaker for her son with autism.  Studies have shown that women who are breadwinners are often doing just as much work at home, and even sometimes more. The bigger the income disparity between her and her partner, the more she does. Mothers often decide not to leave or get divorced because they worry how it will affect their children; they don’t want their kids to have to go through the difficulties of seeing their parents separate and all the changes that come with it. Gathering all the information you can about the divorce process can help you build confidence in your decision and make you feel at ease. Too many unknowns can be overwhelming. When getting divorced, you should carefully consider if staying in your home is the right financial decision to make. Rather than clinging to the sentimental value, you must go over whether you can safely afford to keep your home or whether it would be wiser to move. Resources Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 28 Sep 2021 04:01:00 -0000 full 113 Stacy Francis Andrea Boulanger, a university administrator, is the breadwinner of her family and describes herself as ‘happily divorced.’ She joins Stacy Francis to discuss her journey, from her marriage to deciding to get divorced and life after divorce. Andrea Boulanger, a university administrator, is the breadwinner of her family and describes herself as ‘happily divorced.’ She joins Stacy Francis to discuss her journey, from her marriage to deciding to get divorced and life after divorce. She shares how she was able to move forward despite having so many responsibilities, including being the caretaker for her son with autism.  Studies have shown that women who are breadwinners are often doing just as much work at home, and even sometimes more. The bigger the income disparity between her and her partner, the more she does. Mothers often decide not to leave or get divorced because they worry how it will affect their children; they don’t want their kids to have to go through the difficulties of seeing their parents separate and all the changes that come with it. Gathering all the information you can about the divorce process can help you build confidence in your decision and make you feel at ease. Too many unknowns can be overwhelming. When getting divorced, you should carefully consider if staying in your home is the right financial decision to make. Rather than clinging to the sentimental value, you must go over whether you can safely afford to keep your home or whether it would be wiser to move. Resources Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Andrea Boulanger, a university administrator, is the breadwinner of her family and describes herself as ‘happily divorced.’ She joins Stacy Francis to discuss her journey, from her marriage to deciding to get divorced and life after divorce. She shares how she was able to move forward despite having so many responsibilities, including being the caretaker for her son with autism. 


  • Studies have shown that women who are breadwinners are often doing just as much work at home, and even sometimes more. The bigger the income disparity between her and her partner, the more she does.
  • Mothers often decide not to leave or get divorced because they worry how it will affect their children; they don’t want their kids to have to go through the difficulties of seeing their parents separate and all the changes that come with it.
  • Gathering all the information you can about the divorce process can help you build confidence in your decision and make you feel at ease. Too many unknowns can be overwhelming.
  • When getting divorced, you should carefully consider if staying in your home is the right financial decision to make. Rather than clinging to the sentimental value, you must go over whether you can safely afford to keep your home or whether it would be wiser to move.


Resources

Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1489 no Divorce Ease Through Radical Acceptance with Karen McMahon Karen McMahon is a certified relationship and divorce coach and the host of the Journey Beyond Divorce podcast, where she helps men and women navigate difficulties in the divorce process. In this special episode, she draws from her personal experience of a high-conflict divorce as well as a decade of helping her clients as she shares what we need to build muscles of acceptance for moving on.  Karen gives details about her divorce. Rather than focusing on all the shortcomings of her then-husband, she paid attention to her part in the conflict and her responsibility in reconciliation. When she emerged from her divorce, she felt healed and refined. At the heart of resistance is the belief that the world should be operating and unfolding in accordance with your views. If we could expect and accept what we know to be true, our suffering would be reduced.  Accepting your circumstances gives you choices that you would have otherwise missed. When you are in resistance, these choices are not visible because you don’t have the right perspective to see them. We must always remember to treat ourselves with deep compassion and gentle kindness whenever we are struggling with something. Adding self-condemnation on top of that struggle is only going to push you backward, not forward. Resources Karen McMahon on LinkedIn | Twitter | Facebook JBDDivorceSupport.com | Podcast Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 14 Sep 2021 04:01:00 -0000 full 112 Stacy Francis Karen McMahon is a certified relationship and divorce coach and the host of the Journey Beyond Divorce podcast, where she helps men and women navigate difficulties in the divorce process. Karen McMahon is a certified relationship and divorce coach and the host of the Journey Beyond Divorce podcast, where she helps men and women navigate difficulties in the divorce process. In this special episode, she draws from her personal experience of a high-conflict divorce as well as a decade of helping her clients as she shares what we need to build muscles of acceptance for moving on.  Karen gives details about her divorce. Rather than focusing on all the shortcomings of her then-husband, she paid attention to her part in the conflict and her responsibility in reconciliation. When she emerged from her divorce, she felt healed and refined. At the heart of resistance is the belief that the world should be operating and unfolding in accordance with your views. If we could expect and accept what we know to be true, our suffering would be reduced.  Accepting your circumstances gives you choices that you would have otherwise missed. When you are in resistance, these choices are not visible because you don’t have the right perspective to see them. We must always remember to treat ourselves with deep compassion and gentle kindness whenever we are struggling with something. Adding self-condemnation on top of that struggle is only going to push you backward, not forward. Resources Karen McMahon on LinkedIn | Twitter | Facebook JBDDivorceSupport.com | Podcast Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Karen McMahon is a certified relationship and divorce coach and the host of the Journey Beyond Divorce podcast, where she helps men and women navigate difficulties in the divorce process. In this special episode, she draws from her personal experience of a high-conflict divorce as well as a decade of helping her clients as she shares what we need to build muscles of acceptance for moving on. 


  • Karen gives details about her divorce. Rather than focusing on all the shortcomings of her then-husband, she paid attention to her part in the conflict and her responsibility in reconciliation. When she emerged from her divorce, she felt healed and refined.
  • At the heart of resistance is the belief that the world should be operating and unfolding in accordance with your views. If we could expect and accept what we know to be true, our suffering would be reduced. 
  • Accepting your circumstances gives you choices that you would have otherwise missed. When you are in resistance, these choices are not visible because you don’t have the right perspective to see them.
  • We must always remember to treat ourselves with deep compassion and gentle kindness whenever we are struggling with something. Adding self-condemnation on top of that struggle is only going to push you backward, not forward.


Resources

Karen McMahon on LinkedIn | Twitter | Facebook

JBDDivorceSupport.com | Podcast


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2248 no [REPLAY] What Wise Women Do After Divorce Tanya-Marie Dubé is a master of transformation. She has lived through some very traumatic experiences: from being born into the foster care system, to being homeless from ages 12 to 18, to leaving her marriage of 18½ years without her home or any finances. Through each adversity, Tanya was able to change her perspective and come out a stronger, happier person. Now she teaches women around the world how to thrive after divorce. She joins Stacy Francis to talk about the five stages of transformation and things women need to know to create the best life possible for themselves and their families. Tanya says that her life has presented her with a series of transformational opportunities. She started to study psychology at age 17 and inadvertently started to coach others. She learned that the only way for her to grow was to help others achieve their goals.  By the time Tanya left her marriage 3½ years ago, she had been out of the workforce for more than a decade. Information about how to survive through and after divorce was hard to find. This inspired her to put together her first online summit where she invited 21 experts to speak on every aspect of separation. Over 300,000 women have been impacted to date. There is a time and place for tears and anger when you’re experiencing a divorce. However, when you're rebuilding your life after divorce you need to remove the emotion out of it some of that time so you can focus on what’s working. Tanya shares why gratitude and meditation are vital, no matter what you’re going through. Stacy asks about the five stages of transformation after divorce. Tanya says that the five steps are building blocks and you’re going to be in and out of them, much like the grief cycle. She emphasizes that you need to work with someone because you need a new perspective and a mindset shift. The five stages of transformation are: Visionary: building a new foundation by working on your belief systems. This stage focuses on aligning who you think you are with who you want to become.  Renewal: self-love and reconnection to spirituality. You learn how to overcome your addiction to people-pleasing and putting yourself last. You begin to take charge of your healing and personal development. Alignment: busting through your comfort zone. If you push yourself out of your comfort zone, you’re going to move forward. The confidence you gain by doing so will propel you into other areas of your life and open doors and opportunities you never dreamed of. Courage: finding your true purpose. Tanya shares the simple but powerful exercise she used to find her purpose. Powerful: creating incredible relationships. Now that I found my purpose, how am I going to achieve it? Who do I need to surround myself with? How can I become the best version of myself so that I’m showing up for everybody else the right way, but I'm also attracting people at this high energy level? Stacy talks about the importance of community when you’re going through a divorce. Tanya has created a membership site where these women can find the support they need through divorce and after, to launch them into the next phase of their lives. She shares how listeners can be part of that community, as well as the summits she produces. Resources: Tanya-Marie Dubé | Facebook Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Tue, 31 Aug 2021 04:01:00 -0000 full 111 Stacy Francis Enjoy this replay from the Financially Ever After archive where Stacey is joined by Tanya-Marie Dubé to discuss the five stages of transformation, and things women need to know to create the best life possible for themselves and their families. Tanya-Marie Dubé is a master of transformation. She has lived through some very traumatic experiences: from being born into the foster care system, to being homeless from ages 12 to 18, to leaving her marriage of 18½ years without her home or any finances. Through each adversity, Tanya was able to change her perspective and come out a stronger, happier person. Now she teaches women around the world how to thrive after divorce. She joins Stacy Francis to talk about the five stages of transformation and things women need to know to create the best life possible for themselves and their families. Tanya says that her life has presented her with a series of transformational opportunities. She started to study psychology at age 17 and inadvertently started to coach others. She learned that the only way for her to grow was to help others achieve their goals.  By the time Tanya left her marriage 3½ years ago, she had been out of the workforce for more than a decade. Information about how to survive through and after divorce was hard to find. This inspired her to put together her first online summit where she invited 21 experts to speak on every aspect of separation. Over 300,000 women have been impacted to date. There is a time and place for tears and anger when you’re experiencing a divorce. However, when you're rebuilding your life after divorce you need to remove the emotion out of it some of that time so you can focus on what’s working. Tanya shares why gratitude and meditation are vital, no matter what you’re going through. Stacy asks about the five stages of transformation after divorce. Tanya says that the five steps are building blocks and you’re going to be in and out of them, much like the grief cycle. She emphasizes that you need to work with someone because you need a new perspective and a mindset shift. The five stages of transformation are: Visionary: building a new foundation by working on your belief systems. This stage focuses on aligning who you think you are with who you want to become.  Renewal: self-love and reconnection to spirituality. You learn how to overcome your addiction to people-pleasing and putting yourself last. You begin to take charge of your healing and personal development. Alignment: busting through your comfort zone. If you push yourself out of your comfort zone, you’re going to move forward. The confidence you gain by doing so will propel you into other areas of your life and open doors and opportunities you never dreamed of. Courage: finding your true purpose. Tanya shares the simple but powerful exercise she used to find her purpose. Powerful: creating incredible relationships. Now that I found my purpose, how am I going to achieve it? Who do I need to surround myself with? How can I become the best version of myself so that I’m showing up for everybody else the right way, but I'm also attracting people at this high energy level? Stacy talks about the importance of community when you’re going through a divorce. Tanya has created a membership site where these women can find the support they need through divorce and after, to launch them into the next phase of their lives. She shares how listeners can be part of that community, as well as the summits she produces. Resources: Tanya-Marie Dubé | Facebook Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Tanya-Marie Dubé is a master of transformation. She has lived through some very traumatic experiences: from being born into the foster care system, to being homeless from ages 12 to 18, to leaving her marriage of 18½ years without her home or any finances. Through each adversity, Tanya was able to change her perspective and come out a stronger, happier person. Now she teaches women around the world how to thrive after divorce. She joins Stacy Francis to talk about the five stages of transformation and things women need to know to create the best life possible for themselves and their families.


  • Tanya says that her life has presented her with a series of transformational opportunities. She started to study psychology at age 17 and inadvertently started to coach others. She learned that the only way for her to grow was to help others achieve their goals. 
  • By the time Tanya left her marriage 3½ years ago, she had been out of the workforce for more than a decade. Information about how to survive through and after divorce was hard to find. This inspired her to put together her first online summit where she invited 21 experts to speak on every aspect of separation. Over 300,000 women have been impacted to date.
  • There is a time and place for tears and anger when you’re experiencing a divorce. However, when you're rebuilding your life after divorce you need to remove the emotion out of it some of that time so you can focus on what’s working.
  • Tanya shares why gratitude and meditation are vital, no matter what you’re going through.
  • Stacy asks about the five stages of transformation after divorce. Tanya says that the five steps are building blocks and you’re going to be in and out of them, much like the grief cycle. She emphasizes that you need to work with someone because you need a new perspective and a mindset shift.
  • The five stages of transformation are:
  • Visionary: building a new foundation by working on your belief systems. This stage focuses on aligning who you think you are with who you want to become. 
  • Renewal: self-love and reconnection to spirituality. You learn how to overcome your addiction to people-pleasing and putting yourself last. You begin to take charge of your healing and personal development.
  • Alignment: busting through your comfort zone. If you push yourself out of your comfort zone, you’re going to move forward. The confidence you gain by doing so will propel you into other areas of your life and open doors and opportunities you never dreamed of.
  • Courage: finding your true purpose. Tanya shares the simple but powerful exercise she used to find her purpose.
  • Powerful: creating incredible relationships. Now that I found my purpose, how am I going to achieve it? Who do I need to surround myself with? How can I become the best version of myself so that I’m showing up for everybody else the right way, but I'm also attracting people at this high energy level?
  • Stacy talks about the importance of community when you’re going through a divorce. Tanya has created a membership site where these women can find the support they need through divorce and after, to launch them into the next phase of their lives. She shares how listeners can be part of that community, as well as the summits she produces.


Resources:

Tanya-Marie Dubé | Facebook


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

]]> 2866 no [REPLAY] Recognizing Financial Abuse and Gaslighting Victoria McCooey was one of the many women who thought she had a husband who loved and idolized her but found herself married to an abusive man who kept her isolated and financially disempowered – questioning her own knowledge and pressuring her into taking on debt while controlling almost every aspect of her life. Victoria saved herself and her children from this situation and has gone on to help hundreds of other women take their power back from abusive, narcissistic partners. Victoria McCooey is a transformational divorce coach, speaker and inspirational thought leader committed to guiding smart but overwhelmed people out of a toxic marriage and into a life they can’t wait to live. In this episode of Financially Ever After, Victoria and Stacy talk about recognizing, understanding and escaping from abuse, and how to handle the aftermath, and how Victoria has dedicated her life to helping other women escape deadly situations. How Victoria came to the realization that her situation was not normal, not okay, and not going to end well [10.15] The myths too many people believe about abuse in marriage [14:00] The moment Victoria left the situation [23:15] What Victoria is doing now – and how she is turning her experience into programs and support for other women in similar situations. [28:45] Victoria’s advice to women who are currently in abusive situations. [35:15] Resources Domestic Violence Help: https://www1.nyc.gov/nyc-resources/service/1542/domestic-violence-help-for-victims https://ncadv.org/resources Victoria McCooey Victoria McCooey | Email   Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 17 Aug 2021 04:02:00 -0000 full 108 Stacy Francis Today’s episode is from the Financially Everafter archive. It’s a powerful discussion about financial abuse and how you can take control of your destiny. Victoria McCooey was one of the many women who thought she had a husband who loved and idolized her but found herself married to an abusive man who kept her isolated and financially disempowered – questioning her own knowledge and pressuring her into taking on debt while controlling almost every aspect of her life. Victoria saved herself and her children from this situation and has gone on to help hundreds of other women take their power back from abusive, narcissistic partners. Victoria McCooey is a transformational divorce coach, speaker and inspirational thought leader committed to guiding smart but overwhelmed people out of a toxic marriage and into a life they can’t wait to live. In this episode of Financially Ever After, Victoria and Stacy talk about recognizing, understanding and escaping from abuse, and how to handle the aftermath, and how Victoria has dedicated her life to helping other women escape deadly situations. How Victoria came to the realization that her situation was not normal, not okay, and not going to end well [10.15] The myths too many people believe about abuse in marriage [14:00] The moment Victoria left the situation [23:15] What Victoria is doing now – and how she is turning her experience into programs and support for other women in similar situations. [28:45] Victoria’s advice to women who are currently in abusive situations. [35:15] Resources Domestic Violence Help: https://www1.nyc.gov/nyc-resources/service/1542/domestic-violence-help-for-victims https://ncadv.org/resources Victoria McCooey Victoria McCooey | Email   Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Victoria McCooey was one of the many women who thought she had a husband who loved and idolized her but found herself married to an abusive man who kept her isolated and financially disempowered – questioning her own knowledge and pressuring her into taking on debt while controlling almost every aspect of her life. Victoria saved herself and her children from this situation and has gone on to help hundreds of other women take their power back from abusive, narcissistic partners.


Victoria McCooey is a transformational divorce coach, speaker and inspirational thought leader committed to guiding smart but overwhelmed people out of a toxic marriage and into a life they can’t wait to live. In this episode of Financially Ever After, Victoria and Stacy talk about recognizing, understanding and escaping from abuse, and how to handle the aftermath, and how Victoria has dedicated her life to helping other women escape deadly situations.

  • How Victoria came to the realization that her situation was not normal, not okay, and not going to end well [10.15]
  • The myths too many people believe about abuse in marriage [14:00]
  • The moment Victoria left the situation [23:15]
  • What Victoria is doing now – and how she is turning her experience into programs and support for other women in similar situations. [28:45]
  • Victoria’s advice to women who are currently in abusive situations. [35:15]


Resources


Domestic Violence Help:

https://www1.nyc.gov/nyc-resources/service/1542/domestic-violence-help-for-victims

https://ncadv.org/resources


Victoria McCooey Victoria McCooey | Email

 

Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2218 no The High Net Worth Divorce Playbook: How to Divide and Distribute Complex Assets Karen McMahon is a certified relationship and divorce coach and the host of the Journey Beyond Divorce podcast, where she helps men and women navigate difficulties in the divorce process. In this special crossover episode, she invites Stacy Francis to talk about the complexities of executive compensation packages, understanding the worth of alternative investments, and the importance of assessing your business’ value if you or your spouse owns one. Stock options are the most common type of executive compensation package. They allow employees the opportunity to purchase a stock in the future at a certain price. Stock options are great wealth generators because the value of most stocks increases over time. Even the best matrimonial attorney can potentially put their clients at risk if they don’t have experience working with high net-worth. These divorce cases are best settled with seasoned experts. There is a lot of risk associated with cryptocurrency. The good thing about digital assets is that you are now required to report them on your tax returns, which makes it more difficult to hide money this way. Real estate is an asset that should be reviewed more often. Sometimes the sentimental value we place on our vacation homes can cloud our vision of what’s best for us financially. We should first consider whether we can afford to support the ongoing upkeep and costs before we get attached to the idea of keeping a house. Resources Karen McMahon on LinkedIn | Twitter | Facebook JBDDivorceSupport.com | Podcast The High Net Worth Divorce Playbook Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 03 Aug 2021 04:01:00 -0000 full 109 Stacy Francis Karen McMahon is a certified relationship and divorce coach and the host of the Journey Beyond Divorce podcast, where she helps men and women navigate difficulties in the divorce process. Karen McMahon is a certified relationship and divorce coach and the host of the Journey Beyond Divorce podcast, where she helps men and women navigate difficulties in the divorce process. In this special crossover episode, she invites Stacy Francis to talk about the complexities of executive compensation packages, understanding the worth of alternative investments, and the importance of assessing your business’ value if you or your spouse owns one. Stock options are the most common type of executive compensation package. They allow employees the opportunity to purchase a stock in the future at a certain price. Stock options are great wealth generators because the value of most stocks increases over time. Even the best matrimonial attorney can potentially put their clients at risk if they don’t have experience working with high net-worth. These divorce cases are best settled with seasoned experts. There is a lot of risk associated with cryptocurrency. The good thing about digital assets is that you are now required to report them on your tax returns, which makes it more difficult to hide money this way. Real estate is an asset that should be reviewed more often. Sometimes the sentimental value we place on our vacation homes can cloud our vision of what’s best for us financially. We should first consider whether we can afford to support the ongoing upkeep and costs before we get attached to the idea of keeping a house. Resources Karen McMahon on LinkedIn | Twitter | Facebook JBDDivorceSupport.com | Podcast The High Net Worth Divorce Playbook Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Karen McMahon is a certified relationship and divorce coach and the host of the Journey Beyond Divorce podcast, where she helps men and women navigate difficulties in the divorce process. In this special crossover episode, she invites Stacy Francis to talk about the complexities of executive compensation packages, understanding the worth of alternative investments, and the importance of assessing your business’ value if you or your spouse owns one.


  • Stock options are the most common type of executive compensation package. They allow employees the opportunity to purchase a stock in the future at a certain price. Stock options are great wealth generators because the value of most stocks increases over time.
  • Even the best matrimonial attorney can potentially put their clients at risk if they don’t have experience working with high net-worth. These divorce cases are best settled with seasoned experts.
  • There is a lot of risk associated with cryptocurrency. The good thing about digital assets is that you are now required to report them on your tax returns, which makes it more difficult to hide money this way.
  • Real estate is an asset that should be reviewed more often. Sometimes the sentimental value we place on our vacation homes can cloud our vision of what’s best for us financially. We should first consider whether we can afford to support the ongoing upkeep and costs before we get attached to the idea of keeping a house.


Resources

Karen McMahon on LinkedIn | Twitter | Facebook

JBDDivorceSupport.com | Podcast


The High Net Worth Divorce Playbook


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 3114 no Financial Do's & Don'ts Before, During & After Divorce Paul Stagias is Senior Advisor at Francis Financial, where he provides comprehensive financial planning, wealth management, and divorce planning to help clients navigating a life transition organize, grow, and protect their assets. He is also a CFP®, CDFA®, and CPWA®. Paul is a matrimonial and divorce expert specializing in financially complex divorces. He joins Stacy Francis to share do’s and don’ts pre- and post-divorce. They discuss why it’s important for women to be financially intelligent, and how you can rebuild your life in the aftermath of divorce.   Divorce causes disproportionately more financial harm to women. For most women, income drops significantly after they and their partner have completed the process.  A cross-country survey of divorced women revealed that the majority of respondents felt like they had no support. 60% said they wished they had some type of mental health professional or coach to help them through the process, and 64% regret not having a financial advisor. Sometimes after a divorce, one spouse is required to pay off the debts of the other spouse, despite not being the one to rack them up. It’s imperative that both parties make clear who will be responsible for paying off debts during the divorce process. Unfortunately in the case of credit card debt, divorce settlements have no bearing on the legalities; whoever’s name is on the card will have to pay it off. An important step to rebuilding your finances after divorce is to remove your name or your spouse’s name from any joint accounts that were created during your marriage.     Resources Paul Stagias on LinkedIn FrancisFinancial.com Financial Do's & Don'ts Before, During & After Divorce Webinar Presentation Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Download our free divorce resource guide: Divorce Checklist Reach out to clientservice@francisfinancial.com to receive a copy of the template statement of net worth Tue, 20 Jul 2021 04:01:00 -0000 full 108 Stacy Francis Paul Stagias, Senior Advisor at Francis Financial, joins Stacy Francis to share do’s and don’ts pre- and post-divorce. Paul Stagias is Senior Advisor at Francis Financial, where he provides comprehensive financial planning, wealth management, and divorce planning to help clients navigating a life transition organize, grow, and protect their assets. He is also a CFP®, CDFA®, and CPWA®. Paul is a matrimonial and divorce expert specializing in financially complex divorces. He joins Stacy Francis to share do’s and don’ts pre- and post-divorce. They discuss why it’s important for women to be financially intelligent, and how you can rebuild your life in the aftermath of divorce.   Divorce causes disproportionately more financial harm to women. For most women, income drops significantly after they and their partner have completed the process.  A cross-country survey of divorced women revealed that the majority of respondents felt like they had no support. 60% said they wished they had some type of mental health professional or coach to help them through the process, and 64% regret not having a financial advisor. Sometimes after a divorce, one spouse is required to pay off the debts of the other spouse, despite not being the one to rack them up. It’s imperative that both parties make clear who will be responsible for paying off debts during the divorce process. Unfortunately in the case of credit card debt, divorce settlements have no bearing on the legalities; whoever’s name is on the card will have to pay it off. An important step to rebuilding your finances after divorce is to remove your name or your spouse’s name from any joint accounts that were created during your marriage.     Resources Paul Stagias on LinkedIn FrancisFinancial.com Financial Do's & Don'ts Before, During & After Divorce Webinar Presentation Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Download our free divorce resource guide: Divorce Checklist Reach out to clientservice@francisfinancial.com to receive a copy of the template statement of net worth Paul Stagias is Senior Advisor at Francis Financial, where he provides comprehensive financial planning, wealth management, and divorce planning to help clients navigating a life transition organize, grow, and protect their assets. He is also a CFP®, CDFA®, and CPWA®. Paul is a matrimonial and divorce expert specializing in financially complex divorces. He joins Stacy Francis to share do’s and don’ts pre- and post-divorce. They discuss why it’s important for women to be financially intelligent, and how you can rebuild your life in the aftermath of divorce.

 

  • Divorce causes disproportionately more financial harm to women. For most women, income drops significantly after they and their partner have completed the process. 
  • A cross-country survey of divorced women revealed that the majority of respondents felt like they had no support. 60% said they wished they had some type of mental health professional or coach to help them through the process, and 64% regret not having a financial advisor.
  • Sometimes after a divorce, one spouse is required to pay off the debts of the other spouse, despite not being the one to rack them up. It’s imperative that both parties make clear who will be responsible for paying off debts during the divorce process. Unfortunately in the case of credit card debt, divorce settlements have no bearing on the legalities; whoever’s name is on the card will have to pay it off.
  • An important step to rebuilding your finances after divorce is to remove your name or your spouse’s name from any joint accounts that were created during your marriage.  

 

Resources

Paul Stagias on LinkedIn

FrancisFinancial.com


Financial Do's & Don'ts Before, During & After Divorce Webinar Presentation


Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


Download our free divorce resource guide: Divorce Checklist


Reach out to clientservice@francisfinancial.com to receive a copy of the template statement of net worth

]]> 2227 no Finding Your Tribe during Divorce, and Why it Matters Elise Pettus is the founder and Editorial Director of UNtied.net, an online community for NYC women navigating separation and divorce. UNtied hosts online panels each month featuring experts who provide assistance and resources to make the divorce process as smooth as possible and help members become their best selves. Elise joins Stacy Francis to talk about how women can relaunch their lives post-divorce and feel their best during the process. She shares her personal journey to find happiness and fun. When going through a divorce, it’s better to let the grief for your lost relationship run its course. You can’t skip it or run around it; trying to suppress or ignore your grief will only force it to become deeper and eventually so unmanageable that it will explode in your face. UNtied is a community of women who have experienced divorce. The purpose of the community is to provide a safe space for women to talk to other women who intimately understand their circumstances and can provide practical and emotional assistance. Having a community of people who accept, support, and encourage you is important, and even more so during a divorce. Separation is not easy, but it becomes easier to navigate when you have a team. Many women often forget that taking care of their mental health is critical and do not prioritize themselves. Self-care should be seen as a medical necessity; even something as simple as going for a massage is a good activity to indulge in. Resources Elise Pettus on LinkedIn UNtied.net  Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 06 Jul 2021 04:01:00 -0000 full 107 Stacy Francis Elise Pettus, founder and Editorial Director of UNtied.net, joins Stacy Francis to talk about how women can relaunch their lives post-divorce and feel their best during the process. Elise Pettus is the founder and Editorial Director of UNtied.net, an online community for NYC women navigating separation and divorce. UNtied hosts online panels each month featuring experts who provide assistance and resources to make the divorce process as smooth as possible and help members become their best selves. Elise joins Stacy Francis to talk about how women can relaunch their lives post-divorce and feel their best during the process. She shares her personal journey to find happiness and fun. When going through a divorce, it’s better to let the grief for your lost relationship run its course. You can’t skip it or run around it; trying to suppress or ignore your grief will only force it to become deeper and eventually so unmanageable that it will explode in your face. UNtied is a community of women who have experienced divorce. The purpose of the community is to provide a safe space for women to talk to other women who intimately understand their circumstances and can provide practical and emotional assistance. Having a community of people who accept, support, and encourage you is important, and even more so during a divorce. Separation is not easy, but it becomes easier to navigate when you have a team. Many women often forget that taking care of their mental health is critical and do not prioritize themselves. Self-care should be seen as a medical necessity; even something as simple as going for a massage is a good activity to indulge in. Resources Elise Pettus on LinkedIn UNtied.net  Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Elise Pettus is the founder and Editorial Director of UNtied.net, an online community for NYC women navigating separation and divorce. UNtied hosts online panels each month featuring experts who provide assistance and resources to make the divorce process as smooth as possible and help members become their best selves. Elise joins Stacy Francis to talk about how women can relaunch their lives post-divorce and feel their best during the process. She shares her personal journey to find happiness and fun.


  • When going through a divorce, it’s better to let the grief for your lost relationship run its course. You can’t skip it or run around it; trying to suppress or ignore your grief will only force it to become deeper and eventually so unmanageable that it will explode in your face.
  • UNtied is a community of women who have experienced divorce. The purpose of the community is to provide a safe space for women to talk to other women who intimately understand their circumstances and can provide practical and emotional assistance.
  • Having a community of people who accept, support, and encourage you is important, and even more so during a divorce. Separation is not easy, but it becomes easier to navigate when you have a team.
  • Many women often forget that taking care of their mental health is critical and do not prioritize themselves. Self-care should be seen as a medical necessity; even something as simple as going for a massage is a good activity to indulge in.



Resources

Elise Pettus on LinkedIn

UNtied.net 


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2024 no Divorcing as a Business Owner: Finding Your Professional & Emotional Support Ivy Slater is the founder and CEO of Slater Success. She works with C-Suite executives and upper-level managers to create clear strategies that impact their business. She is a speaker, a bestselling author, and host of a podcast and LinkedIn Live show. She joins Stacy Francis to discuss succeeding through a divorce as a business owner and pulling your emotional and professional support teams together.  Even when we are aware of an impending crisis, it still catches us off-guard, and we never truly understand the scope and impact of it until it happens. Crises are notorious for not allowing time for us to create strategies to combat them.  When couples who are also business partners are going through a divorce, priorities can get mixed up. It is important to know who your support team is, and have professional counsel for your business that is separate from your matrimonial affairs.  One of the most frustrating things about divorce is how much time it takes. Take a step back and delegate your responsibilities to people you trust while you are going through the divorce process. Sometimes we need someone to be our cheerleader, coach or consultant, especially when we fail or don’t do as well as we hope. We don’t have the same compassion for ourselves as they would have for us, so their support will help us succeed.  Resources Ivy Slater on LinkedIn | Twitter | Instagram | Facebook SlaterSuccess.com | Connect  Connect with me on Clubhouse! Visionary Leader Roundtable Info Sheet National Association of Women Business Owners Women Presidents’ Organization The Alternative Board Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 22 Jun 2021 04:01:00 -0000 full 106 Stacy Francis Ivy Slater, founder and CEO of Slater Success, joins Stacy Francis to discuss succeeding through a divorce as a business owner and pulling your emotional and professional support teams together. Ivy Slater is the founder and CEO of Slater Success. She works with C-Suite executives and upper-level managers to create clear strategies that impact their business. She is a speaker, a bestselling author, and host of a podcast and LinkedIn Live show. She joins Stacy Francis to discuss succeeding through a divorce as a business owner and pulling your emotional and professional support teams together.  Even when we are aware of an impending crisis, it still catches us off-guard, and we never truly understand the scope and impact of it until it happens. Crises are notorious for not allowing time for us to create strategies to combat them.  When couples who are also business partners are going through a divorce, priorities can get mixed up. It is important to know who your support team is, and have professional counsel for your business that is separate from your matrimonial affairs.  One of the most frustrating things about divorce is how much time it takes. Take a step back and delegate your responsibilities to people you trust while you are going through the divorce process. Sometimes we need someone to be our cheerleader, coach or consultant, especially when we fail or don’t do as well as we hope. We don’t have the same compassion for ourselves as they would have for us, so their support will help us succeed.  Resources Ivy Slater on LinkedIn | Twitter | Instagram | Facebook SlaterSuccess.com | Connect  Connect with me on Clubhouse! Visionary Leader Roundtable Info Sheet National Association of Women Business Owners Women Presidents’ Organization The Alternative Board Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Ivy Slater is the founder and CEO of Slater Success. She works with C-Suite executives and upper-level managers to create clear strategies that impact their business. She is a speaker, a bestselling author, and host of a podcast and LinkedIn Live show. She joins Stacy Francis to discuss succeeding through a divorce as a business owner and pulling your emotional and professional support teams together. 


  • Even when we are aware of an impending crisis, it still catches us off-guard, and we never truly understand the scope and impact of it until it happens. Crises are notorious for not allowing time for us to create strategies to combat them. 
  • When couples who are also business partners are going through a divorce, priorities can get mixed up. It is important to know who your support team is, and have professional counsel for your business that is separate from your matrimonial affairs. 
  • One of the most frustrating things about divorce is how much time it takes. Take a step back and delegate your responsibilities to people you trust while you are going through the divorce process.
  • Sometimes we need someone to be our cheerleader, coach or consultant, especially when we fail or don’t do as well as we hope. We don’t have the same compassion for ourselves as they would have for us, so their support will help us succeed. 


Resources

Ivy Slater on LinkedIn | Twitter | Instagram | Facebook

SlaterSuccess.com | Connect 

Connect with me on Clubhouse!


Visionary Leader Roundtable Info Sheet


National Association of Women Business Owners

Women Presidents’ Organization

The Alternative Board


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2272 no Identifying when Complex Financial Divorce Litigation is Necessary Evan Schein is a matrimonial attorney and head of the litigation department at Berkman Bottger Newman & Schein, LLP. He specializes in financially complex divorce litigation and is the host of the Schein On Podcast. He joins Stacy Francis to discuss how to identify if litigation is the right process for you and how you can use that process to come to the settlement table quickly. He shares tips for how you can build your circle of trust to help you come out of your divorce as healthily and financially secure as possible. Divorce cases often evolve into unnecessarily complex litigations. This happens because proper preparation and research are not done in the early stages of the case.  For many people, mediation and collaborative law are not sufficient solutions to resolve their divorce. In these cases, litigation is selected because there is no alternative.  The divorce litigation process provides structure, oversight, and clarity, as well as the benefit of having judges, court staff, and court attorneys. It helps move cases forward, but that doesn’t always mean things will be resolved quickly. You should choose the divorce process that works best for you and your circumstances. It should also protect you, because you’re making decisions that will impact you for the rest of your life. Being well informed is a good way to ensure this happens. Resources Evan Schein on LinkedIn | Twitter | Instagram  Email: eschein@berkbot.com  ScheinOnDivorce.com BerkBot.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Tue, 08 Jun 2021 04:01:00 -0000 full 105 Stacy Francis Berkman Bottger Newman & Schein, LLP matrimonial attorney, Evan Schein, joins Stacy Francis to discuss how to identify if litigation is the right process for you and how you can use that process to come to the settlement table quickly. Evan Schein is a matrimonial attorney and head of the litigation department at Berkman Bottger Newman & Schein, LLP. He specializes in financially complex divorce litigation and is the host of the Schein On Podcast. He joins Stacy Francis to discuss how to identify if litigation is the right process for you and how you can use that process to come to the settlement table quickly. He shares tips for how you can build your circle of trust to help you come out of your divorce as healthily and financially secure as possible. Divorce cases often evolve into unnecessarily complex litigations. This happens because proper preparation and research are not done in the early stages of the case.  For many people, mediation and collaborative law are not sufficient solutions to resolve their divorce. In these cases, litigation is selected because there is no alternative.  The divorce litigation process provides structure, oversight, and clarity, as well as the benefit of having judges, court staff, and court attorneys. It helps move cases forward, but that doesn’t always mean things will be resolved quickly. You should choose the divorce process that works best for you and your circumstances. It should also protect you, because you’re making decisions that will impact you for the rest of your life. Being well informed is a good way to ensure this happens. Resources Evan Schein on LinkedIn | Twitter | Instagram  Email: eschein@berkbot.com  ScheinOnDivorce.com BerkBot.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Evan Schein is a matrimonial attorney and head of the litigation department at Berkman Bottger Newman & Schein, LLP. He specializes in financially complex divorce litigation and is the host of the Schein On Podcast. He joins Stacy Francis to discuss how to identify if litigation is the right process for you and how you can use that process to come to the settlement table quickly. He shares tips for how you can build your circle of trust to help you come out of your divorce as healthily and financially secure as possible.


  • Divorce cases often evolve into unnecessarily complex litigations. This happens because proper preparation and research are not done in the early stages of the case. 
  • For many people, mediation and collaborative law are not sufficient solutions to resolve their divorce. In these cases, litigation is selected because there is no alternative. 
  • The divorce litigation process provides structure, oversight, and clarity, as well as the benefit of having judges, court staff, and court attorneys. It helps move cases forward, but that doesn’t always mean things will be resolved quickly.
  • You should choose the divorce process that works best for you and your circumstances. It should also protect you, because you’re making decisions that will impact you for the rest of your life. Being well informed is a good way to ensure this happens.


Resources

Evan Schein on LinkedIn | Twitter | Instagram 

Email: eschein@berkbot.com 

ScheinOnDivorce.com

BerkBot.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

]]> 2133 no Understanding Cognitive Therapy to Heal & Discover the New You Post-Divorce Dr. Elizabeth Cohen is a clinical psychologist, a specialist in Cognitive Behavioral Therapy (CBT), with over 15 years experience treating anxiety and depressive disorders. She is a columnist whose work has been featured on NBC News, Wall Street Journal, and Huffington Post. Elizabeth is the author of Light on the Other Side of Divorce: Discovering the New You. She is also the host of The Divorce Doctor podcast, where she applies her extensive knowledge about mental health to helping women heal, grow, and thrive post-divorce. She joins Stacy Francis to discuss the cognitive effects that divorce has on one’s life and shares exercises listeners can use to start deliberately designing the life they want for themselves.  Divorce can be considered a kind of trauma, as trauma delivers a shock to your nervous system. When you are experiencing trauma, the amygdala, which is responsible for your emotions, overrides your frontal cortex, which is the more logical side of your brain. Zebras’ way of dealing with stress is episodic as opposed to humans’ chronic nature of worry and anxiety; zebras respond to physical stressors and immediately return to their daily activities when the stressor is gone. By adopting the zebra way of thinking, we can reduce the effects of stress on our minds and bodies. Many women who go through divorce are left without a sense of identity and an uncertainty of what they want to do. One exercise women can use to understand their wants is to write down their ideal weekend, hour-by-hour. Coaches can provide assistance with resources and exercises, psychologists can diagnose and psychiatrists can prescribe medication. Deciding what kind of support to get during and after divorce depends on your personal needs.  Resources Elizabeth Cohen on LinkedIn | Facebook DrElizabethCohen.com - Free Course: “How to Not Screw Up Your Kids: 3 Secrets from A Psychologist” Email: doctorcbt@gmail.com  The Divorce Doctor Podcast Light on the Other Side of Divorce: Discovering the New You | Amazon | Bookshop | Barnes & Noble Free Course: “How to Not Screw Up Your Kids: 3 Secrets from A Psychologist” Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 25 May 2021 04:01:00 -0000 full 104 Stacy Francis Clinical psychologist, Dr. Elizabeth Cohen, joins Stacy Francis to discuss the cognitive effects that divorce has on one’s life and shares exercises listeners can use to start deliberately designing the life they want for themselves. Dr. Elizabeth Cohen is a clinical psychologist, a specialist in Cognitive Behavioral Therapy (CBT), with over 15 years experience treating anxiety and depressive disorders. She is a columnist whose work has been featured on NBC News, Wall Street Journal, and Huffington Post. Elizabeth is the author of Light on the Other Side of Divorce: Discovering the New You. She is also the host of The Divorce Doctor podcast, where she applies her extensive knowledge about mental health to helping women heal, grow, and thrive post-divorce. She joins Stacy Francis to discuss the cognitive effects that divorce has on one’s life and shares exercises listeners can use to start deliberately designing the life they want for themselves.  Divorce can be considered a kind of trauma, as trauma delivers a shock to your nervous system. When you are experiencing trauma, the amygdala, which is responsible for your emotions, overrides your frontal cortex, which is the more logical side of your brain. Zebras’ way of dealing with stress is episodic as opposed to humans’ chronic nature of worry and anxiety; zebras respond to physical stressors and immediately return to their daily activities when the stressor is gone. By adopting the zebra way of thinking, we can reduce the effects of stress on our minds and bodies. Many women who go through divorce are left without a sense of identity and an uncertainty of what they want to do. One exercise women can use to understand their wants is to write down their ideal weekend, hour-by-hour. Coaches can provide assistance with resources and exercises, psychologists can diagnose and psychiatrists can prescribe medication. Deciding what kind of support to get during and after divorce depends on your personal needs.  Resources Elizabeth Cohen on LinkedIn | Facebook DrElizabethCohen.com - Free Course: “How to Not Screw Up Your Kids: 3 Secrets from A Psychologist” Email: doctorcbt@gmail.com  The Divorce Doctor Podcast Light on the Other Side of Divorce: Discovering the New You | Amazon | Bookshop | Barnes & Noble Free Course: “How to Not Screw Up Your Kids: 3 Secrets from A Psychologist” Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Dr. Elizabeth Cohen is a clinical psychologist, a specialist in Cognitive Behavioral Therapy (CBT), with over 15 years experience treating anxiety and depressive disorders. She is a columnist whose work has been featured on NBC News, Wall Street Journal, and Huffington Post. Elizabeth is the author of Light on the Other Side of Divorce: Discovering the New You. She is also the host of The Divorce Doctor podcast, where she applies her extensive knowledge about mental health to helping women heal, grow, and thrive post-divorce. She joins Stacy Francis to discuss the cognitive effects that divorce has on one’s life and shares exercises listeners can use to start deliberately designing the life they want for themselves. 


  • Divorce can be considered a kind of trauma, as trauma delivers a shock to your nervous system. When you are experiencing trauma, the amygdala, which is responsible for your emotions, overrides your frontal cortex, which is the more logical side of your brain.
  • Zebras’ way of dealing with stress is episodic as opposed to humans’ chronic nature of worry and anxiety; zebras respond to physical stressors and immediately return to their daily activities when the stressor is gone. By adopting the zebra way of thinking, we can reduce the effects of stress on our minds and bodies.
  • Many women who go through divorce are left without a sense of identity and an uncertainty of what they want to do. One exercise women can use to understand their wants is to write down their ideal weekend, hour-by-hour.
  • Coaches can provide assistance with resources and exercises, psychologists can diagnose and psychiatrists can prescribe medication. Deciding what kind of support to get during and after divorce depends on your personal needs. 


Resources

Elizabeth Cohen on LinkedIn | Facebook

DrElizabethCohen.com - Free Course: “How to Not Screw Up Your Kids: 3 Secrets from A Psychologist”

Email: doctorcbt@gmail.com 

The Divorce Doctor Podcast


Light on the Other Side of Divorce: Discovering the New You | Amazon | Bookshop | Barnes & Noble

Free Course: “How to Not Screw Up Your Kids: 3 Secrets from A Psychologist”



Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2079 no How Organizing Your House & Life Can Pave the Way Forward Michelle Sarao is the founder and Principal of Divorce Rx, a company that focuses on the needs of divorcing parents and families. Her background as an educator and professional organizer gives her the key techniques and experience to support clients going through the divorce process and provide them with the tools they need to move forward. She joins Stacy Francis to talk about how she facilitates amicable divisions of possessions and how newly divorced women can set up new homes for their families.  Overwhelm or concern over how their shared possessions will be allocated is one of the most common obstacles that hold people back from deciding to move forward with a divorce or separation.  Hiring a professional organizer as a neutral third party during a divorce can reduce friction and make the process of dividing belongings much smoother. Ensure that your children have the comforts of home in each parent’s house. This is essential to helping them adjust to a divorce. Let them choose how to decorate their rooms: this gives them some control in an otherwise uncontrollable situation. Reimagining your living space can assist with moving forward after a divorce. Instead of purchasing new things to replace what your spouse took with them, creatively fill the spaces by remodeling the layout of your home.  Resources Michelle Sarao on LinkedIn | Facebook | Instagram Divorce-Rx.com Email: michelle@divorce-rx.com Phone: 646-753-1401 Three Ways to Work with a Professional Organizer During Divorce Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 11 May 2021 04:01:00 -0000 full 103 Stacy Francis Michelle Sarao, founder and Principal of Divorce Rx, joins Stacy Francis to talk about how she facilitates amicable divisions of possessions and how newly divorced women can set up new homes for their families. Michelle Sarao is the founder and Principal of Divorce Rx, a company that focuses on the needs of divorcing parents and families. Her background as an educator and professional organizer gives her the key techniques and experience to support clients going through the divorce process and provide them with the tools they need to move forward. She joins Stacy Francis to talk about how she facilitates amicable divisions of possessions and how newly divorced women can set up new homes for their families.  Overwhelm or concern over how their shared possessions will be allocated is one of the most common obstacles that hold people back from deciding to move forward with a divorce or separation.  Hiring a professional organizer as a neutral third party during a divorce can reduce friction and make the process of dividing belongings much smoother. Ensure that your children have the comforts of home in each parent’s house. This is essential to helping them adjust to a divorce. Let them choose how to decorate their rooms: this gives them some control in an otherwise uncontrollable situation. Reimagining your living space can assist with moving forward after a divorce. Instead of purchasing new things to replace what your spouse took with them, creatively fill the spaces by remodeling the layout of your home.  Resources Michelle Sarao on LinkedIn | Facebook | Instagram Divorce-Rx.com Email: michelle@divorce-rx.com Phone: 646-753-1401 Three Ways to Work with a Professional Organizer During Divorce Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Michelle Sarao is the founder and Principal of Divorce Rx, a company that focuses on the needs of divorcing parents and families. Her background as an educator and professional organizer gives her the key techniques and experience to support clients going through the divorce process and provide them with the tools they need to move forward. She joins Stacy Francis to talk about how she facilitates amicable divisions of possessions and how newly divorced women can set up new homes for their families. 


  • Overwhelm or concern over how their shared possessions will be allocated is one of the most common obstacles that hold people back from deciding to move forward with a divorce or separation. 
  • Hiring a professional organizer as a neutral third party during a divorce can reduce friction and make the process of dividing belongings much smoother.
  • Ensure that your children have the comforts of home in each parent’s house. This is essential to helping them adjust to a divorce. Let them choose how to decorate their rooms: this gives them some control in an otherwise uncontrollable situation.
  • Reimagining your living space can assist with moving forward after a divorce. Instead of purchasing new things to replace what your spouse took with them, creatively fill the spaces by remodeling the layout of your home. 


Resources

Michelle Sarao on LinkedIn | Facebook | Instagram

Divorce-Rx.com

Email: michelle@divorce-rx.com

Phone: 646-753-1401


Three Ways to Work with a Professional Organizer During Divorce



Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2259 no To Reset After Divorce, Learn to Set Boundaries Wendy Sterling is a parent coach at Circle4Parents, featured coaching expert at The Forem, and the founder, CEO and Divorce Recovery Specialist at The Divorce Rehab. She has helped hundreds of women overcome divorce and move to a place of empowerment, drawing strength and compassion from her own experience. She joins Stacy Francis to teach listeners about setting and communicating boundaries, as well as saying no and standing up for themselves without having to give explanations. A divorce can be the most empowering experience that anybody can go through to find their true voice and identity. It can help you start designing and creating a life you love from a place of confidence instead of feeling stuck wherever you are.  Some common reasons people have for not setting boundaries are guilt, and fear of judgment, resentment, abandonment and rejection. It is very difficult for people pleasers to set boundaries because the hardest word for them to say is ‘no.’ Two go-to phrases that people who have challenges setting boundaries can use when they feel a boundary is being stepped on are: “Interesting,” and “We’re going to have to agree to disagree.” We often think that we have to be automatic in our responses to things. Time is a very valuable thing that people do not set boundaries around enough.  Resources Wendy Sterling on LinkedIn | Twitter | Facebook | Instagram | Pinterest | Podcast WendySterling.net | wendy@wendysterling.net | +1 (310) 283-5053 Free Divorce Recovery Support Call Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 27 Apr 2021 04:01:00 -0000 full 102 Stacy Francis Wendy Sterling, parent coach at Circle4Parents, joins Stacy Francis to teach listeners about setting and communicating boundaries, as well as saying no and standing up for themselves without having to give explanations. Wendy Sterling is a parent coach at Circle4Parents, featured coaching expert at The Forem, and the founder, CEO and Divorce Recovery Specialist at The Divorce Rehab. She has helped hundreds of women overcome divorce and move to a place of empowerment, drawing strength and compassion from her own experience. She joins Stacy Francis to teach listeners about setting and communicating boundaries, as well as saying no and standing up for themselves without having to give explanations. A divorce can be the most empowering experience that anybody can go through to find their true voice and identity. It can help you start designing and creating a life you love from a place of confidence instead of feeling stuck wherever you are.  Some common reasons people have for not setting boundaries are guilt, and fear of judgment, resentment, abandonment and rejection. It is very difficult for people pleasers to set boundaries because the hardest word for them to say is ‘no.’ Two go-to phrases that people who have challenges setting boundaries can use when they feel a boundary is being stepped on are: “Interesting,” and “We’re going to have to agree to disagree.” We often think that we have to be automatic in our responses to things. Time is a very valuable thing that people do not set boundaries around enough.  Resources Wendy Sterling on LinkedIn | Twitter | Facebook | Instagram | Pinterest | Podcast WendySterling.net | wendy@wendysterling.net | +1 (310) 283-5053 Free Divorce Recovery Support Call Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Wendy Sterling is a parent coach at Circle4Parents, featured coaching expert at The Forem, and the founder, CEO and Divorce Recovery Specialist at The Divorce Rehab. She has helped hundreds of women overcome divorce and move to a place of empowerment, drawing strength and compassion from her own experience. She joins Stacy Francis to teach listeners about setting and communicating boundaries, as well as saying no and standing up for themselves without having to give explanations.


  • A divorce can be the most empowering experience that anybody can go through to find their true voice and identity. It can help you start designing and creating a life you love from a place of confidence instead of feeling stuck wherever you are. 
  • Some common reasons people have for not setting boundaries are guilt, and fear of judgment, resentment, abandonment and rejection. It is very difficult for people pleasers to set boundaries because the hardest word for them to say is ‘no.’
  • Two go-to phrases that people who have challenges setting boundaries can use when they feel a boundary is being stepped on are: “Interesting,” and “We’re going to have to agree to disagree.”
  • We often think that we have to be automatic in our responses to things. Time is a very valuable thing that people do not set boundaries around enough. 


Resources

Wendy Sterling on LinkedIn | Twitter | Facebook | Instagram | Pinterest | Podcast

WendySterling.net | wendy@wendysterling.net | +1 (310) 283-5053

Free Divorce Recovery Support Call


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2232 no Making Your Epic Comeback after Divorce Nikki Bruno is the founder and CEO of The Epic Comeback™ and a technical recruiter at Rocket. She is an empowerment coach and a thought leader in high-conflict divorce, emotional abuse, and intuition. As a successful 20-year veteran of the publishing industry, she has been featured in Forbes, Reader’s Digest, and Cosmopolitan. Nikki joins Stacy Francis to teach divorced women how to start their epic comeback. She shares her testimony of her high-conflict divorce and how it inspired her to not only reclaim her power but help others to do the same as well.  Having an epic comeback is a decision you must consciously make. Different things motivate different people, but something aligns within you when you reach the point of making that decision. An epic comeback is different for each person. In order to have one, you must first have an epic low. When you allow yourself to be open even in the midst of pain and challenges, you’ve reached the turning point that marks the earliest stage of your epic comeback. One of the best ways to disempower a woman post-divorce is to mess with her finances. Working with a professional like a coach, financial analyst or advisor accelerates the process of your epic comeback after your divorce.  Resources Nikki Bruno on LinkedIn | Instagram | Facebook Email: nikki@coachnikkibruno.com Phone: 617-417-9242 Schedule a Free Consultation The Epic Comeback | Podcast GetRocket.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 13 Apr 2021 04:01:00 -0000 full 101 Stacy Francis Nikki Bruno, founder and CEO of The Epic Comeback™, joins Stacy Francis to teach divorced women how to start their epic comeback. Nikki Bruno is the founder and CEO of The Epic Comeback™ and a technical recruiter at Rocket. She is an empowerment coach and a thought leader in high-conflict divorce, emotional abuse, and intuition. As a successful 20-year veteran of the publishing industry, she has been featured in Forbes, Reader’s Digest, and Cosmopolitan. Nikki joins Stacy Francis to teach divorced women how to start their epic comeback. She shares her testimony of her high-conflict divorce and how it inspired her to not only reclaim her power but help others to do the same as well.  Having an epic comeback is a decision you must consciously make. Different things motivate different people, but something aligns within you when you reach the point of making that decision. An epic comeback is different for each person. In order to have one, you must first have an epic low. When you allow yourself to be open even in the midst of pain and challenges, you’ve reached the turning point that marks the earliest stage of your epic comeback. One of the best ways to disempower a woman post-divorce is to mess with her finances. Working with a professional like a coach, financial analyst or advisor accelerates the process of your epic comeback after your divorce.  Resources Nikki Bruno on LinkedIn | Instagram | Facebook Email: nikki@coachnikkibruno.com Phone: 617-417-9242 Schedule a Free Consultation The Epic Comeback | Podcast GetRocket.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Nikki Bruno is the founder and CEO of The Epic Comeback™ and a technical recruiter at Rocket. She is an empowerment coach and a thought leader in high-conflict divorce, emotional abuse, and intuition. As a successful 20-year veteran of the publishing industry, she has been featured in Forbes, Reader’s Digest, and Cosmopolitan. Nikki joins Stacy Francis to teach divorced women how to start their epic comeback. She shares her testimony of her high-conflict divorce and how it inspired her to not only reclaim her power but help others to do the same as well. 


  • Having an epic comeback is a decision you must consciously make. Different things motivate different people, but something aligns within you when you reach the point of making that decision.
  • An epic comeback is different for each person. In order to have one, you must first have an epic low.
  • When you allow yourself to be open even in the midst of pain and challenges, you’ve reached the turning point that marks the earliest stage of your epic comeback.
  • One of the best ways to disempower a woman post-divorce is to mess with her finances. Working with a professional like a coach, financial analyst or advisor accelerates the process of your epic comeback after your divorce. 


Resources

Nikki Bruno on LinkedIn | Instagram | Facebook

Email: nikki@coachnikkibruno.com

Phone: 617-417-9242

Schedule a Free Consultation

The Epic Comeback | Podcast

GetRocket.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2208 no $avvy: Take Back the Reins of Your Financial Future Robin Hauser is a director and producer at Finish Line Features and Managing Director at Unleashed Productions, Inc. Her most recent film, $avvy, is a documentary for women that emphasizes the importance of understanding and taking control of their finances. It investigates the historical, cultural, and societal norms surrounding women and money, and brings humor and honesty to why women take a backseat to managing their money. Robin joins Stacy Francis to discuss why it is critical for women to take the reins of their financial future.  The pandemic has impacted women in negative ways. Statistics show that due to the current crisis, the rates of unemployed women have risen and the rates of women being promoted have declined. Additionally, a 2019 study showed that 54% of women abdicate major financial decisions to men in their lives, and 61% of millennials are doing the same.  One way for married women to become more involved in their finances is by asking their spouse questions about how their money is being managed. It raises a red flag if their spouse becomes defensive and wants to withhold such information. Women spend more time out of the workplace to care for elderly parents and children, which makes them earn less money and less social security. Single women are impacted the most by this.  The stock market is the number one generator of wealth in the US, but the aggressive, warlike attitudes and terminologies associated with it intimidate women and deter them from participating in it. Robin Hauser on LinkedIn | Facebook | Instagram   FinishLineFeatures.com $avvy | Santa Barbara International Film Festival When She Makes More: 10 Rules for Breadwinning Women Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 30 Mar 2021 04:01:00 -0000 full Stacy Francis Robin Hauser, director and producer at Finish Line Features, joins Stacy Francis to discuss why it is critical for women to take the reins of their financial future. Robin Hauser is a director and producer at Finish Line Features and Managing Director at Unleashed Productions, Inc. Her most recent film, $avvy, is a documentary for women that emphasizes the importance of understanding and taking control of their finances. It investigates the historical, cultural, and societal norms surrounding women and money, and brings humor and honesty to why women take a backseat to managing their money. Robin joins Stacy Francis to discuss why it is critical for women to take the reins of their financial future.  The pandemic has impacted women in negative ways. Statistics show that due to the current crisis, the rates of unemployed women have risen and the rates of women being promoted have declined. Additionally, a 2019 study showed that 54% of women abdicate major financial decisions to men in their lives, and 61% of millennials are doing the same.  One way for married women to become more involved in their finances is by asking their spouse questions about how their money is being managed. It raises a red flag if their spouse becomes defensive and wants to withhold such information. Women spend more time out of the workplace to care for elderly parents and children, which makes them earn less money and less social security. Single women are impacted the most by this.  The stock market is the number one generator of wealth in the US, but the aggressive, warlike attitudes and terminologies associated with it intimidate women and deter them from participating in it. Robin Hauser on LinkedIn | Facebook | Instagram   FinishLineFeatures.com $avvy | Santa Barbara International Film Festival When She Makes More: 10 Rules for Breadwinning Women Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Robin Hauser is a director and producer at Finish Line Features and Managing Director at Unleashed Productions, Inc. Her most recent film, $avvy, is a documentary for women that emphasizes the importance of understanding and taking control of their finances. It investigates the historical, cultural, and societal norms surrounding women and money, and brings humor and honesty to why women take a backseat to managing their money. Robin joins Stacy Francis to discuss why it is critical for women to take the reins of their financial future. 


  • The pandemic has impacted women in negative ways. Statistics show that due to the current crisis, the rates of unemployed women have risen and the rates of women being promoted have declined. Additionally, a 2019 study showed that 54% of women abdicate major financial decisions to men in their lives, and 61% of millennials are doing the same. 
  • One way for married women to become more involved in their finances is by asking their spouse questions about how their money is being managed. It raises a red flag if their spouse becomes defensive and wants to withhold such information.
  • Women spend more time out of the workplace to care for elderly parents and children, which makes them earn less money and less social security. Single women are impacted the most by this. 
  • The stock market is the number one generator of wealth in the US, but the aggressive, warlike attitudes and terminologies associated with it intimidate women and deter them from participating in it.



Robin Hauser on LinkedIn | Facebook | Instagram  

FinishLineFeatures.com


$avvy | Santa Barbara International Film Festival


When She Makes More: 10 Rules for Breadwinning Women


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1943 The Anatomy of Divorce Mia Poppe is a matrimonial attorney and Managing Partner at Law Firm of Poppe & Associates, PLLC. She is an author and the host of a 6 part series called The Anatomy of Divorce, where she provides counsel for women by dissecting and navigating the divorce process. She joins Stacy Francis to share insights about her series and how to leverage your covered capital. Divorce psychosis is the temporary state of mind that people experience when they go through a divorce, where they typically feel like things are spiraling out of control. Women and men think, act, and respond differently; often during divorce, women will want to take the high road, which they perceive as a communal agreement. However, men typically view winning as taking the high road.  During the divorce process, your mind is racing through all the what-ifs, and the outcomes that you fear the most seem to be real possibilities. Fear is insidious and paralyzes you, but you have to learn to sit through it and affirm in your mind that the fear is just false evidence appearing real.  You can convert the intangible to tangible. The grit and passion we all have inside of us can be leveraged and turned into successful businesses and careers once we give ourselves permission to go for it.   Mia Poppe on LinkedIn | Twitter MiaPoppe.com | nylawsa.com | YouTube The Anatomy of Divorce Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 16 Mar 2021 04:01:00 -0000 full 99 Stacy Francis Matrimonial attorney and Managing Partner at Law Firm of Poppe & Associates, PLLC, Mia Poppe, joins Stacy Francis to share insights about her series and how to leverage your covered capital. Mia Poppe is a matrimonial attorney and Managing Partner at Law Firm of Poppe & Associates, PLLC. She is an author and the host of a 6 part series called The Anatomy of Divorce, where she provides counsel for women by dissecting and navigating the divorce process. She joins Stacy Francis to share insights about her series and how to leverage your covered capital. Divorce psychosis is the temporary state of mind that people experience when they go through a divorce, where they typically feel like things are spiraling out of control. Women and men think, act, and respond differently; often during divorce, women will want to take the high road, which they perceive as a communal agreement. However, men typically view winning as taking the high road.  During the divorce process, your mind is racing through all the what-ifs, and the outcomes that you fear the most seem to be real possibilities. Fear is insidious and paralyzes you, but you have to learn to sit through it and affirm in your mind that the fear is just false evidence appearing real.  You can convert the intangible to tangible. The grit and passion we all have inside of us can be leveraged and turned into successful businesses and careers once we give ourselves permission to go for it.   Mia Poppe on LinkedIn | Twitter MiaPoppe.com | nylawsa.com | YouTube The Anatomy of Divorce Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Mia Poppe is a matrimonial attorney and Managing Partner at Law Firm of Poppe & Associates, PLLC. She is an author and the host of a 6 part series called The Anatomy of Divorce, where she provides counsel for women by dissecting and navigating the divorce process. She joins Stacy Francis to share insights about her series and how to leverage your covered capital.


  • Divorce psychosis is the temporary state of mind that people experience when they go through a divorce, where they typically feel like things are spiraling out of control.
  • Women and men think, act, and respond differently; often during divorce, women will want to take the high road, which they perceive as a communal agreement. However, men typically view winning as taking the high road. 
  • During the divorce process, your mind is racing through all the what-ifs, and the outcomes that you fear the most seem to be real possibilities. Fear is insidious and paralyzes you, but you have to learn to sit through it and affirm in your mind that the fear is just false evidence appearing real. 
  • You can convert the intangible to tangible. The grit and passion we all have inside of us can be leveraged and turned into successful businesses and careers once we give ourselves permission to go for it.  


Mia Poppe on LinkedIn | Twitter

MiaPoppe.com | nylawsa.com | YouTube


The Anatomy of Divorce


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2098 no Achieving Financial Security During and After Divorce Kim Ciesinski is a matrimonial attorney, author, and founder of Kim M. Ciesinski, Esq., PLLC - ADR Law. She is also the co-founder of Empower Divorce Transitions, Inc., Adjunct Professor at Hofstra, and the podcast host of Happily Even After. Kim has been designated as a Super Lawyer for 11 years in a row and has received the highest rating in legal ability and ethical standards. She joins Stacy Francis to discuss women, money, and divorce, as well as financial abuse and how to come out of the divorce process as financially secure as you can be.  Divorce is not just a slip of paper that legally recognizes you as single. It involves many other ancillary issues, topics, and changes that need to be addressed and made. Financial abuse occurs when a spouse is relegated to the position of a child and has no control, knowledge, or agency over their finances. This results in a paternalistic and punitive financial relationship. Often, the victim is given a paltry sum of money as an allowance that is altered if they upset their spouse. In every divorce case, there is a mandatory disclosure of all financial information. Therefore, if there is a case of financial abuse, attorneys can legally force uncooperative parties to share their financial information by serving them a subpoena. Divorce is often a form of rebirth for women; they can live entirely new lives and become new people when they find the courage to claim the happiness they are entitled to.  Resources Kim Ciesinski on LinkedIn  ADRLawNY.com Phone: 516-308-2922 Email: KMC@ADRLawNY.com Radio Station: Happily Even After Thursdays 5:00 pm EST- 6:00 pm EST                 103.9 FM LI (Long Island) News Radio Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 02 Mar 2021 05:01:00 -0000 full 98 Stacy Francis Kim Ciesinski, matrimonial attorney, author, and founder of Kim M. Ciesinski, Esq., PLLC - ADR Law, joins Stacy Francis to discuss women, money, and divorce, as well as financial abuse and how to come out of the divorce process as financially secure as you can be. Kim Ciesinski is a matrimonial attorney, author, and founder of Kim M. Ciesinski, Esq., PLLC - ADR Law. She is also the co-founder of Empower Divorce Transitions, Inc., Adjunct Professor at Hofstra, and the podcast host of Happily Even After. Kim has been designated as a Super Lawyer for 11 years in a row and has received the highest rating in legal ability and ethical standards. She joins Stacy Francis to discuss women, money, and divorce, as well as financial abuse and how to come out of the divorce process as financially secure as you can be.  Divorce is not just a slip of paper that legally recognizes you as single. It involves many other ancillary issues, topics, and changes that need to be addressed and made. Financial abuse occurs when a spouse is relegated to the position of a child and has no control, knowledge, or agency over their finances. This results in a paternalistic and punitive financial relationship. Often, the victim is given a paltry sum of money as an allowance that is altered if they upset their spouse. In every divorce case, there is a mandatory disclosure of all financial information. Therefore, if there is a case of financial abuse, attorneys can legally force uncooperative parties to share their financial information by serving them a subpoena. Divorce is often a form of rebirth for women; they can live entirely new lives and become new people when they find the courage to claim the happiness they are entitled to.  Resources Kim Ciesinski on LinkedIn  ADRLawNY.com Phone: 516-308-2922 Email: KMC@ADRLawNY.com Radio Station: Happily Even After Thursdays 5:00 pm EST- 6:00 pm EST                 103.9 FM LI (Long Island) News Radio Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Kim Ciesinski is a matrimonial attorney, author, and founder of Kim M. Ciesinski, Esq., PLLC - ADR Law. She is also the co-founder of Empower Divorce Transitions, Inc., Adjunct Professor at Hofstra, and the podcast host of Happily Even After. Kim has been designated as a Super Lawyer for 11 years in a row and has received the highest rating in legal ability and ethical standards. She joins Stacy Francis to discuss women, money, and divorce, as well as financial abuse and how to come out of the divorce process as financially secure as you can be. 


  • Divorce is not just a slip of paper that legally recognizes you as single. It involves many other ancillary issues, topics, and changes that need to be addressed and made.
  • Financial abuse occurs when a spouse is relegated to the position of a child and has no control, knowledge, or agency over their finances. This results in a paternalistic and punitive financial relationship. Often, the victim is given a paltry sum of money as an allowance that is altered if they upset their spouse.
  • In every divorce case, there is a mandatory disclosure of all financial information. Therefore, if there is a case of financial abuse, attorneys can legally force uncooperative parties to share their financial information by serving them a subpoena.
  • Divorce is often a form of rebirth for women; they can live entirely new lives and become new people when they find the courage to claim the happiness they are entitled to. 


Resources

Kim Ciesinski on LinkedIn 

ADRLawNY.com

Phone: 516-308-2922

Email: KMC@ADRLawNY.com

Radio Station: Happily Even After Thursdays 5:00 pm EST- 6:00 pm EST

                103.9 FM LI (Long Island) News Radio


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1988 no Estate Planning & Starting a Trust During Your Divorce Priya Royal is the Managing Attorney at Royal Law Firm, PLLC. She specializes in taxation, trusts and estates, and business law. Priya was recently named a Rising Star by Super Lawyers and is considered the creme de la creme of trust and estate attorneys in the District of Columbia. She joins Stacy Francis to discuss narrowing the wealth gap, and shares the ins and outs that women with significant assets need to know to protect themselves in the event of divorce and/or remarriage.  Estate planning is a necessary practice during or after a divorce.  A trust ensures that the people and things that you consider most important are taken care of. Financial advisors and investment managers assist in protecting your assets in a trust. Designing a trust is the responsibility of your estate planning attorney, so it is imperative that you work with a reputable one who understands all your options and can lay them out for you. In order to build intergenerational wealth in marginalized communities, women need to support one another and share resources and expertise.  Resources Priya Royal on LinkedIn | Twitter RoyalESQ.com | pproyal@royalesq.com | (877) 780-8955 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 16 Feb 2021 05:01:00 -0000 full 97 Stacy Francis Priya Royal, Managing Attorney at Royal Law Firm, PLLC, joins Stacy Francis to discuss narrowing the wealth gap, and shares the ins and outs that women with significant assets need to know to protect themselves in the event of divorce and/or remarriage. Priya Royal is the Managing Attorney at Royal Law Firm, PLLC. She specializes in taxation, trusts and estates, and business law. Priya was recently named a Rising Star by Super Lawyers and is considered the creme de la creme of trust and estate attorneys in the District of Columbia. She joins Stacy Francis to discuss narrowing the wealth gap, and shares the ins and outs that women with significant assets need to know to protect themselves in the event of divorce and/or remarriage.  Estate planning is a necessary practice during or after a divorce.  A trust ensures that the people and things that you consider most important are taken care of. Financial advisors and investment managers assist in protecting your assets in a trust. Designing a trust is the responsibility of your estate planning attorney, so it is imperative that you work with a reputable one who understands all your options and can lay them out for you. In order to build intergenerational wealth in marginalized communities, women need to support one another and share resources and expertise.  Resources Priya Royal on LinkedIn | Twitter RoyalESQ.com | pproyal@royalesq.com | (877) 780-8955 Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Priya Royal is the Managing Attorney at Royal Law Firm, PLLC. She specializes in taxation, trusts and estates, and business law. Priya was recently named a Rising Star by Super Lawyers and is considered the creme de la creme of trust and estate attorneys in the District of Columbia. She joins Stacy Francis to discuss narrowing the wealth gap, and shares the ins and outs that women with significant assets need to know to protect themselves in the event of divorce and/or remarriage. 


  • Estate planning is a necessary practice during or after a divorce. 
  • A trust ensures that the people and things that you consider most important are taken care of. Financial advisors and investment managers assist in protecting your assets in a trust.
  • Designing a trust is the responsibility of your estate planning attorney, so it is imperative that you work with a reputable one who understands all your options and can lay them out for you.
  • In order to build intergenerational wealth in marginalized communities, women need to support one another and share resources and expertise. 


Resources

Priya Royal on LinkedIn | Twitter

RoyalESQ.com | pproyal@royalesq.com | (877) 780-8955


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1682 no Divorcing the Narcissist Lisa Zeiderman is Managing Partner at Miller Zeiderman, one of the leading matrimonial firms in New York and the tri-state area. She is also a certified Divorce Financial Analyst and has been recognized by the American Institute of Family Law Attorneys as one of the 10 Best Family Law Attorneys for Client Satisfaction. She joins Stacy Francis to share everything you need to know about divorcing a narcissist.  Some traits that may indicate that your partner is a narcissist include: charm and charisma, proficiency in manipulating situations to suit their benefit, lying, and a lack of empathy. People married to narcissists usually have volatile relationships that are more prone to being emotionally abusive. Divorce is already a challenging process, and it is even more so when a divorcee is afraid of their partner. If you suspect your partner may be a narcissist, and you want to divorce them, you need to collect information and be as informed as possible. This will help you prepare for the process as much as you can. A strong attorney who will advocate for you is a key component to successfully divorcing a narcissist because oftentimes a narcissist will use mediation as a form of control. Resources Resources Lisa Zeiderman on LinkedIn Email: lz@mzw-law.com  Contact Lisa at +914-455-1000 LisaZeiderman.com Divorcing a Narcissist on Psychology Today https://www.psychologytoday.com/us/blog/legal-matters/201906/divorcing-narcissist-be-prepared Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 02 Feb 2021 05:01:00 -0000 full 96 Stacy Francis Lisa Zeiderman, Managing Partner at Miller Zeiderman, joins Stacy Francis to share everything you need to know about divorcing a narcissist. Lisa Zeiderman is Managing Partner at Miller Zeiderman, one of the leading matrimonial firms in New York and the tri-state area. She is also a certified Divorce Financial Analyst and has been recognized by the American Institute of Family Law Attorneys as one of the 10 Best Family Law Attorneys for Client Satisfaction. She joins Stacy Francis to share everything you need to know about divorcing a narcissist.  Some traits that may indicate that your partner is a narcissist include: charm and charisma, proficiency in manipulating situations to suit their benefit, lying, and a lack of empathy. People married to narcissists usually have volatile relationships that are more prone to being emotionally abusive. Divorce is already a challenging process, and it is even more so when a divorcee is afraid of their partner. If you suspect your partner may be a narcissist, and you want to divorce them, you need to collect information and be as informed as possible. This will help you prepare for the process as much as you can. A strong attorney who will advocate for you is a key component to successfully divorcing a narcissist because oftentimes a narcissist will use mediation as a form of control. Resources Resources Lisa Zeiderman on LinkedIn Email: lz@mzw-law.com  Contact Lisa at +914-455-1000 LisaZeiderman.com Divorcing a Narcissist on Psychology Today https://www.psychologytoday.com/us/blog/legal-matters/201906/divorcing-narcissist-be-prepared Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Lisa Zeiderman is Managing Partner at Miller Zeiderman, one of the leading matrimonial firms in New York and the tri-state area. She is also a certified Divorce Financial Analyst and has been recognized by the American Institute of Family Law Attorneys as one of the 10 Best Family Law Attorneys for Client Satisfaction. She joins Stacy Francis to share everything you need to know about divorcing a narcissist. 


  • Some traits that may indicate that your partner is a narcissist include: charm and charisma, proficiency in manipulating situations to suit their benefit, lying, and a lack of empathy.
  • People married to narcissists usually have volatile relationships that are more prone to being emotionally abusive. Divorce is already a challenging process, and it is even more so when a divorcee is afraid of their partner.
  • If you suspect your partner may be a narcissist, and you want to divorce them, you need to collect information and be as informed as possible. This will help you prepare for the process as much as you can.
  • A strong attorney who will advocate for you is a key component to successfully divorcing a narcissist because oftentimes a narcissist will use mediation as a form of control.



Resources

Resources

Lisa Zeiderman on LinkedIn

Email: lz@mzw-law.com 

Contact Lisa at +914-455-1000

LisaZeiderman.com

Divorcing a Narcissist on Psychology Today

https://www.psychologytoday.com/us/blog/legal-matters/201906/divorcing-narcissist-be-prepared


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2095 no Children of Divorce - In Defense of the Defenseless Elysa Greenblatt is the owner of Greenblatt Law, specializing in Matrimonial and Family Law, Litigation, and Collaborative Law. She represents and helps children get through the divorce process. She joins Stacy Francis to discuss what it means to be an attorney for children and the situations that warrant such legal assistance. Matrimonial attorneys must go through the necessary training and obtain the relevant certification to be permitted to represent children in family court. In addition, these attorneys are usually court-appointed. High-conflict court cases often rack up expensive bills in legal fees, especially if emotions are high and court appearances are frequent since attorneys have hourly rates. The courts typically decide which parent pays the fees. Court-appointed attorneys for children are not mandated reporters who are obligated to call in any suspected abuse or neglect, so dealing with situations where the child may be in danger with one parent may be tricky to work out. A common misconception about attorneys for children is that they are biased, which is untrue. Attorneys for children have a children-centered practice, therefore any decision they make or counsel they offer is always on behalf of the child, with their best interest at heart. Resources Elysa Greenblatt on LinkedIn GreenblattLawLLC.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 19 Jan 2021 05:01:00 -0000 full 95 Stacy Francis Elysa Greenblatt, owner of Greenblatt Law, joins Stacy Francis to discuss what it means to be an attorney for children and the situations that warrant such legal assistance. Elysa Greenblatt is the owner of Greenblatt Law, specializing in Matrimonial and Family Law, Litigation, and Collaborative Law. She represents and helps children get through the divorce process. She joins Stacy Francis to discuss what it means to be an attorney for children and the situations that warrant such legal assistance. Matrimonial attorneys must go through the necessary training and obtain the relevant certification to be permitted to represent children in family court. In addition, these attorneys are usually court-appointed. High-conflict court cases often rack up expensive bills in legal fees, especially if emotions are high and court appearances are frequent since attorneys have hourly rates. The courts typically decide which parent pays the fees. Court-appointed attorneys for children are not mandated reporters who are obligated to call in any suspected abuse or neglect, so dealing with situations where the child may be in danger with one parent may be tricky to work out. A common misconception about attorneys for children is that they are biased, which is untrue. Attorneys for children have a children-centered practice, therefore any decision they make or counsel they offer is always on behalf of the child, with their best interest at heart. Resources Elysa Greenblatt on LinkedIn GreenblattLawLLC.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Elysa Greenblatt is the owner of Greenblatt Law, specializing in Matrimonial and Family Law, Litigation, and Collaborative Law. She represents and helps children get through the divorce process. She joins Stacy Francis to discuss what it means to be an attorney for children and the situations that warrant such legal assistance.


  • Matrimonial attorneys must go through the necessary training and obtain the relevant certification to be permitted to represent children in family court. In addition, these attorneys are usually court-appointed.
  • High-conflict court cases often rack up expensive bills in legal fees, especially if emotions are high and court appearances are frequent since attorneys have hourly rates. The courts typically decide which parent pays the fees.
  • Court-appointed attorneys for children are not mandated reporters who are obligated to call in any suspected abuse or neglect, so dealing with situations where the child may be in danger with one parent may be tricky to work out.
  • A common misconception about attorneys for children is that they are biased, which is untrue. Attorneys for children have a children-centered practice, therefore any decision they make or counsel they offer is always on behalf of the child, with their best interest at heart.


Resources

Elysa Greenblatt on LinkedIn

GreenblattLawLLC.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2001 no The Kickass Single Mother, and How She Does It Emma Johnson is the founder of Moms for Shared Parenting and WealthySingleMommy.com, the only site dedicated to helping professional single moms build amazing lives through career, money, dating, sex, and parenting. She is a business journalist, a speaker, and activist at the United Nations, and the author of The Kickass Single Mom: Be Financially Independent, Discover Your Sexiest Self, and Raise Fabulous, Happy Children. She joins Stacy Francis to talk about the top mistakes to avoid as divorced single mothers and what successful single mothers have in common. She also debunks a lie about alimony and child support that women have believed for years. The majority of families that are not two-parent cohabiting families have an arrangement in which the children stay with the mother, who is often financially dependent on the alimony and child support that the father is ordered to pay. The women that thrive after divorce or separation are the ones that understand that they have experienced a loss they need to grieve. Additionally, they do not attempt to replicate what they previously had and don’t feel entitled to the financial security they had before. Child support holds women back, as it is dependent on them earning less than their ex-husbands, who are then incentivized to earn as little as possible. Society will improve when women everywhere are making their own money and are financially independent.  Resources Emma Johnson on LinkedIn | Twitter Wealthysinglemommy.com The Kickass Single Mom: Be Financially Independent, Discover Your Sexiest Self, and Raise Fabulous, Happy Children Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 05 Jan 2021 05:01:00 -0000 full 94 Stacy Francis Emma Johnson, founder of Moms for Shared Parenting and WealthySingleMommy.com, joins Stacy Francis to talk about the top mistakes to avoid as divorced single mothers and what successful single mothers have in common. Emma Johnson is the founder of Moms for Shared Parenting and WealthySingleMommy.com, the only site dedicated to helping professional single moms build amazing lives through career, money, dating, sex, and parenting. She is a business journalist, a speaker, and activist at the United Nations, and the author of The Kickass Single Mom: Be Financially Independent, Discover Your Sexiest Self, and Raise Fabulous, Happy Children. She joins Stacy Francis to talk about the top mistakes to avoid as divorced single mothers and what successful single mothers have in common. She also debunks a lie about alimony and child support that women have believed for years. The majority of families that are not two-parent cohabiting families have an arrangement in which the children stay with the mother, who is often financially dependent on the alimony and child support that the father is ordered to pay. The women that thrive after divorce or separation are the ones that understand that they have experienced a loss they need to grieve. Additionally, they do not attempt to replicate what they previously had and don’t feel entitled to the financial security they had before. Child support holds women back, as it is dependent on them earning less than their ex-husbands, who are then incentivized to earn as little as possible. Society will improve when women everywhere are making their own money and are financially independent.  Resources Emma Johnson on LinkedIn | Twitter Wealthysinglemommy.com The Kickass Single Mom: Be Financially Independent, Discover Your Sexiest Self, and Raise Fabulous, Happy Children Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Emma Johnson is the founder of Moms for Shared Parenting and WealthySingleMommy.com, the only site dedicated to helping professional single moms build amazing lives through career, money, dating, sex, and parenting. She is a business journalist, a speaker, and activist at the United Nations, and the author of The Kickass Single Mom: Be Financially Independent, Discover Your Sexiest Self, and Raise Fabulous, Happy Children. She joins Stacy Francis to talk about the top mistakes to avoid as divorced single mothers and what successful single mothers have in common. She also debunks a lie about alimony and child support that women have believed for years.


  • The majority of families that are not two-parent cohabiting families have an arrangement in which the children stay with the mother, who is often financially dependent on the alimony and child support that the father is ordered to pay.
  • The women that thrive after divorce or separation are the ones that understand that they have experienced a loss they need to grieve. Additionally, they do not attempt to replicate what they previously had and don’t feel entitled to the financial security they had before.
  • Child support holds women back, as it is dependent on them earning less than their ex-husbands, who are then incentivized to earn as little as possible.
  • Society will improve when women everywhere are making their own money and are financially independent. 


Resources

Emma Johnson on LinkedIn | Twitter

Wealthysinglemommy.com

The Kickass Single Mom: Be Financially Independent, Discover Your Sexiest Self, and Raise Fabulous, Happy Children


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2027 yes How Divorced Parents Can Avoid Getting On Santa’s Naughty List (Refresh) Do you hate your ex-spouse more than you love your child? For this holiday replay of a favorite episode from 2017, Stacy is joined by Shari Bornstein, a matrimonial and family law attorney at the Law Firm of John Yacos, P.C, to discuss how to put bitterness aside and prioritize your children when celebrating the holidays. Shari is dedicated to empowering clients with knowledge and strong legal advocacy through collaboration, mediation and litigation. In this episode, you will gain insight on:  How to prevent and prepare for possible conflict during the upcoming holidays  Finding middle ground when it comes to differing parenting styles  Scheduling your holiday sharing plan  Parenting techniques, such as the pizza delivery technique, and using buzzwords to avoid bitterness and conflict in front of the kids  How parents can avoid being “naughty” by coordinating traditions and not “out-gifting” each other  Tips on how to make the holidays less stressful for your children  Resources Shari Bornstein on LinkedIn Call Shari at (212) 587-9560 Email: shari@yacoslaw.com   www.yacoslaw.com  Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 22 Dec 2020 05:01:00 -0000 full 93 Stacy Francis For this holiday replay of a favorite episode from 2017, Stacy is joined by Shari Bornstein, Director of Operations at Smashed Tomatoes Bloody Mary Mix, to discuss how to put bitterness aside and prioritize your children when celebrating the holidays. Do you hate your ex-spouse more than you love your child? For this holiday replay of a favorite episode from 2017, Stacy is joined by Shari Bornstein, a matrimonial and family law attorney at the Law Firm of John Yacos, P.C, to discuss how to put bitterness aside and prioritize your children when celebrating the holidays. Shari is dedicated to empowering clients with knowledge and strong legal advocacy through collaboration, mediation and litigation. In this episode, you will gain insight on:  How to prevent and prepare for possible conflict during the upcoming holidays  Finding middle ground when it comes to differing parenting styles  Scheduling your holiday sharing plan  Parenting techniques, such as the pizza delivery technique, and using buzzwords to avoid bitterness and conflict in front of the kids  How parents can avoid being “naughty” by coordinating traditions and not “out-gifting” each other  Tips on how to make the holidays less stressful for your children  Resources Shari Bornstein on LinkedIn Call Shari at (212) 587-9560 Email: shari@yacoslaw.com   www.yacoslaw.com  Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Do you hate your ex-spouse more than you love your child? For this holiday replay of a favorite episode from 2017, Stacy is joined by Shari Bornstein, a matrimonial and family law attorney at the Law Firm of John Yacos, P.C, to discuss how to put bitterness aside and prioritize your children when celebrating the holidays. Shari is dedicated to empowering clients with knowledge and strong legal advocacy through collaboration, mediation and litigation.


In this episode, you will gain insight on: 

  • How to prevent and prepare for possible conflict during the upcoming holidays 
  • Finding middle ground when it comes to differing parenting styles 
  • Scheduling your holiday sharing plan 
  • Parenting techniques, such as the pizza delivery technique, and using buzzwords to avoid bitterness and conflict in front of the kids 
  • How parents can avoid being “naughty” by coordinating traditions and not “out-gifting” each other 
  • Tips on how to make the holidays less stressful for your children 


Resources

Shari Bornstein on LinkedIn

Call Shari at (212) 587-9560

Email: shari@yacoslaw.com  

www.yacoslaw.com 


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 2053 no Learning How to Forgive to Achieve a Better Outcome in Your Divorce Proceedings Regina DeMeo is a top matrimonial attorney and mediator and has regularly appeared as a legal commentator on TV, radio, and print. For over 2 decades she has been helping families with a variety of legal issues. She joins Stacy Francis today to help listeners as she shares the secret ingredient to preserving family wealth, goodwill, and relationships. Regina has noticed throughout the years that clients who are stuck in the past with feelings of anger, guilt, or remorse have a harder time moving through the divorce process.  People that use anger as a shield may feel that extending forgiveness will make them more susceptible to accepting a settlement that is less than what they deserve. Regina shares some insightful tips on this matter. When going through the divorce process, you have the choice of either remaining in a state of victimhood, or finding a way to become a survivor by ensuring that you have financial and emotional support.  Regina shares her experience of how forgiveness played a huge role in her life. She talks about the journey of finding her father after he was absent for most of her life, and learning to forgive him. Resources Regina DeMeo on LinkedIn | Twitter ReginaDeMeo.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 08 Dec 2020 05:01:00 -0000 full 92 Stacy Francis Top matrimonial attorney and mediator, Regina DeMeo, joins Stacy Francis today to help listeners as she shares the secret ingredient to preserving family wealth, goodwill, and relationships. Regina DeMeo is a top matrimonial attorney and mediator and has regularly appeared as a legal commentator on TV, radio, and print. For over 2 decades she has been helping families with a variety of legal issues. She joins Stacy Francis today to help listeners as she shares the secret ingredient to preserving family wealth, goodwill, and relationships. Regina has noticed throughout the years that clients who are stuck in the past with feelings of anger, guilt, or remorse have a harder time moving through the divorce process.  People that use anger as a shield may feel that extending forgiveness will make them more susceptible to accepting a settlement that is less than what they deserve. Regina shares some insightful tips on this matter. When going through the divorce process, you have the choice of either remaining in a state of victimhood, or finding a way to become a survivor by ensuring that you have financial and emotional support.  Regina shares her experience of how forgiveness played a huge role in her life. She talks about the journey of finding her father after he was absent for most of her life, and learning to forgive him. Resources Regina DeMeo on LinkedIn | Twitter ReginaDeMeo.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Regina DeMeo is a top matrimonial attorney and mediator and has regularly appeared as a legal commentator on TV, radio, and print. For over 2 decades she has been helping families with a variety of legal issues. She joins Stacy Francis today to help listeners as she shares the secret ingredient to preserving family wealth, goodwill, and relationships.


  • Regina has noticed throughout the years that clients who are stuck in the past with feelings of anger, guilt, or remorse have a harder time moving through the divorce process. 
  • People that use anger as a shield may feel that extending forgiveness will make them more susceptible to accepting a settlement that is less than what they deserve. Regina shares some insightful tips on this matter.
  • When going through the divorce process, you have the choice of either remaining in a state of victimhood, or finding a way to become a survivor by ensuring that you have financial and emotional support. 
  • Regina shares her experience of how forgiveness played a huge role in her life. She talks about the journey of finding her father after he was absent for most of her life, and learning to forgive him.


Resources

Regina DeMeo on LinkedIn | Twitter

ReginaDeMeo.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1515 no Identify Your Money Archetype and Take Control of Your Financial Future Carrie Casden is a business manager, Certified Money Coach, and the founder of Summit Financial Management. She joins Stacy Francis to discuss the eight money archetypes and how to identify them, becoming the driver on the road to financial security, and how to spend wisely. Your money archetype is the facet of your personality that involves your relationship with money. The money archetypes are: the innocent; the victim; the martyr; the warrior; the fool; the artist; the tyrant; and the magician. Carrie has observed that the divorce process often triggers a breakdown in women’s lives. She recommends employing a financial coach as well as an attorney so you can make informed decisions about your financial future and feel more in control. Parents should not try to buy their children’s affection during divorce. “Children need love,” Carrie says. “The majority of what they need is free and our guilt does them a disservice. When we get divorced and feel guilty, they need more love, not more stuff.” Parents should be open and honest with their children about money and their needs, but not burden them with the details of potential financial distress.  Resources Carrie Casden on LinkedIn Email: carrie@summitla.com SummitLA.com Book: Money Magic: Unleashing Your True Potential for Prosperity and Fulfillment Money Personality Quiz Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Tue, 24 Nov 2020 05:01:00 -0000 full 91 Stacy Francis Carrie Casden, a business manager, Certified Money Coach, and the founder of Summit Financial Management, joins Stacy Francis to discuss the eight money archetypes and how to identify them, becoming the driver on the road to financial security, and how to spend wisely. Carrie Casden is a business manager, Certified Money Coach, and the founder of Summit Financial Management. She joins Stacy Francis to discuss the eight money archetypes and how to identify them, becoming the driver on the road to financial security, and how to spend wisely. Your money archetype is the facet of your personality that involves your relationship with money. The money archetypes are: the innocent; the victim; the martyr; the warrior; the fool; the artist; the tyrant; and the magician. Carrie has observed that the divorce process often triggers a breakdown in women’s lives. She recommends employing a financial coach as well as an attorney so you can make informed decisions about your financial future and feel more in control. Parents should not try to buy their children’s affection during divorce. “Children need love,” Carrie says. “The majority of what they need is free and our guilt does them a disservice. When we get divorced and feel guilty, they need more love, not more stuff.” Parents should be open and honest with their children about money and their needs, but not burden them with the details of potential financial distress.  Resources Carrie Casden on LinkedIn Email: carrie@summitla.com SummitLA.com Book: Money Magic: Unleashing Your True Potential for Prosperity and Fulfillment Money Personality Quiz Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today! Carrie Casden is a business manager, Certified Money Coach, and the founder of Summit Financial Management. She joins Stacy Francis to discuss the eight money archetypes and how to identify them, becoming the driver on the road to financial security, and how to spend wisely.


  • Your money archetype is the facet of your personality that involves your relationship with money. The money archetypes are: the innocent; the victim; the martyr; the warrior; the fool; the artist; the tyrant; and the magician.
  • Carrie has observed that the divorce process often triggers a breakdown in women’s lives. She recommends employing a financial coach as well as an attorney so you can make informed decisions about your financial future and feel more in control.
  • Parents should not try to buy their children’s affection during divorce. “Children need love,” Carrie says. “The majority of what they need is free and our guilt does them a disservice. When we get divorced and feel guilty, they need more love, not more stuff.”
  • Parents should be open and honest with their children about money and their needs, but not burden them with the details of potential financial distress. 


Resources

Carrie Casden on LinkedIn

Email: carrie@summitla.com

SummitLA.com

Book: Money Magic: Unleashing Your True Potential for Prosperity and Fulfillment

Money Personality Quiz


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

]]> 1929 no How Health Insurance & Medicare will Affect your Divorce Danielle Kunkle Roberts is a health insurance and Medicare expert and a MarketingInsiders.com contributor. She is the co-owner of Boomer Benefits, an insurance agency that helps individuals navigate Medicare in 48 states. She joins Stacy Francis to share information about Medicare that will allow divorcees to make better decisions about health insurance. If you are in the divorce process and your health insurance is covered in your spouse’s name, and you also have your own coverage through your job, there is a special election period to enroll in your own group coverage. COBRA is an act that allows employees to keep group health insurance for up to 18 months if they experience a loss of group health insurance coverage due to various reasons, divorce being one of them.  Aged, divorced women who have not attained the 10 year working experience can still qualify for free Medicare part A under their ex-husband’s work history if they had been married for at least 10 years. Corporations often have open enrollment for health insurance in the fall because they set their benefits up to run from January through December.  Reach out to receive a complimentary consultation. Resources Danielle Kunkle Roberts on LinkedIn | Twitter | Facebook BoomerBenefits.com Medicare.gov  Healthcare.gov 10 Costly Medicare Mistakes You Can’t Afford to Make Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Tue, 10 Nov 2020 05:01:00 -0000 full 90 Stacy Francis Danielle Kunkle Roberts joins Stacy Francis to share information about Medicare that will allow divorcees to make better decisions about health insurance. Danielle Kunkle Roberts is a health insurance and Medicare expert and a MarketingInsiders.com contributor. She is the co-owner of Boomer Benefits, an insurance agency that helps individuals navigate Medicare in 48 states. She joins Stacy Francis to share information about Medicare that will allow divorcees to make better decisions about health insurance. If you are in the divorce process and your health insurance is covered in your spouse’s name, and you also have your own coverage through your job, there is a special election period to enroll in your own group coverage. COBRA is an act that allows employees to keep group health insurance for up to 18 months if they experience a loss of group health insurance coverage due to various reasons, divorce being one of them.  Aged, divorced women who have not attained the 10 year working experience can still qualify for free Medicare part A under their ex-husband’s work history if they had been married for at least 10 years. Corporations often have open enrollment for health insurance in the fall because they set their benefits up to run from January through December.  Reach out to receive a complimentary consultation. Resources Danielle Kunkle Roberts on LinkedIn | Twitter | Facebook BoomerBenefits.com Medicare.gov  Healthcare.gov 10 Costly Medicare Mistakes You Can’t Afford to Make Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Danielle Kunkle Roberts is a health insurance and Medicare expert and a MarketingInsiders.com contributor. She is the co-owner of Boomer Benefits, an insurance agency that helps individuals navigate Medicare in 48 states. She joins Stacy Francis to share information about Medicare that will allow divorcees to make better decisions about health insurance.


  • If you are in the divorce process and your health insurance is covered in your spouse’s name, and you also have your own coverage through your job, there is a special election period to enroll in your own group coverage.
  • COBRA is an act that allows employees to keep group health insurance for up to 18 months if they experience a loss of group health insurance coverage due to various reasons, divorce being one of them. 
  • Aged, divorced women who have not attained the 10 year working experience can still qualify for free Medicare part A under their ex-husband’s work history if they had been married for at least 10 years.
  • Corporations often have open enrollment for health insurance in the fall because they set their benefits up to run from January through December. 


Reach out to receive a complimentary consultation.


Resources

Danielle Kunkle Roberts on LinkedIn | Twitter | Facebook

BoomerBenefits.com

Medicare.gov 

Healthcare.gov

10 Costly Medicare Mistakes You Can’t Afford to Make


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

]]> 2182 no Stock Options and RSUs – What are You Entitled to in a Divorce? Nancy founded Smarter Divorce Solutions in 2011 after going through her own less-than-optimal divorce process. She has over 20 years of experience in both investment management and financial planning and is the founder and a Senior Advisor with Smarter Financial Solutions. In 2016, Nancy founded the Divorce Financial Planner Training Center to offer continuing education to CDFA holders everywhere. The term “executive compensation” is a misnomer, as it is given to a lot more people than just executives. Executive compensation is tricky: while an employee’s spouse may be entitled to the value of half of the compensation, most times the executive compensation plan does not allow those holdings to be transferred to anyone other than the employee. Executive compensation, which is often paid out in the form of a bonus, is considered an asset. Nancy implores listeners to get another financial advisor if the one they have right now is not educating them. Resources Nancy Hetrick on LinkedIn | Twitter SmarterDivorceSolutions.com Divorce is Not for Dummies: How to Cover your Assets Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Tue, 27 Oct 2020 04:01:00 -0000 full 89 Stacy Francis Nancy Hetrick of Smarter Divorce Solutions joins Stacy Francis to talk about the FAQs and FYIs about executive compensation awards. Nancy founded Smarter Divorce Solutions in 2011 after going through her own less-than-optimal divorce process. She has over 20 years of experience in both investment management and financial planning and is the founder and a Senior Advisor with Smarter Financial Solutions. In 2016, Nancy founded the Divorce Financial Planner Training Center to offer continuing education to CDFA holders everywhere. The term “executive compensation” is a misnomer, as it is given to a lot more people than just executives. Executive compensation is tricky: while an employee’s spouse may be entitled to the value of half of the compensation, most times the executive compensation plan does not allow those holdings to be transferred to anyone other than the employee. Executive compensation, which is often paid out in the form of a bonus, is considered an asset. Nancy implores listeners to get another financial advisor if the one they have right now is not educating them. Resources Nancy Hetrick on LinkedIn | Twitter SmarterDivorceSolutions.com Divorce is Not for Dummies: How to Cover your Assets Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Nancy founded Smarter Divorce Solutions in 2011 after going through her own less-than-optimal divorce process. She has over 20 years of experience in both investment management and financial planning and is the founder and a Senior Advisor with Smarter Financial Solutions. In 2016, Nancy founded the Divorce Financial Planner Training Center to offer continuing education to CDFA holders everywhere.


  • The term “executive compensation” is a misnomer, as it is given to a lot more people than just executives.
  • Executive compensation is tricky: while an employee’s spouse may be entitled to the value of half of the compensation, most times the executive compensation plan does not allow those holdings to be transferred to anyone other than the employee.
  • Executive compensation, which is often paid out in the form of a bonus, is considered an asset.
  • Nancy implores listeners to get another financial advisor if the one they have right now is not educating them.


Resources

Nancy Hetrick on LinkedIn | Twitter

SmarterDivorceSolutions.com


Divorce is Not for Dummies: How to Cover your Assets


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

]]> 1923 no Estate Planning in the Event of a Biden Presidency Nancy Burner is the Founder and Managing Partner of Burner Law Group, a professor at Hofstra University, and a Certified Elder Law Attorney. She has been named a Super Lawyer in the field of Elder Law for 11 consecutive years. She joins Stacy Francis today to discuss the important things you should know with regards to estate planning in the event of a Biden presidency.  Estate and trust planning should always be done with a certified attorney, as it is very easy to make a mistake when you don’t know the tricks of the trade. If you give a gift in your lifetime and survive that by three years, it does not come off your estate tax under New York State law. The best way to leave assets for your children and their descendants is through a trust. A trustee is the manager of the trust assets. Beneficiaries are those who derive advantages from the trust assets. Resources Nancy Burner on LinkedIn | Twitter | Facebook Email: nburner@burnerlaw.com  Phone: (212) 867-3520 Website: BurnerLaw.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com Phone: (212) 374-9008  Website: FrancisFinancial.com Tue, 13 Oct 2020 04:01:00 -0000 full 88 Stacy Francis Nancy Burner, Founder and Managing Partner of Burner Law Group, joins Stacy Francis to discuss the important things you should know with regards to estate planning in the event of a Biden presidency. Nancy Burner is the Founder and Managing Partner of Burner Law Group, a professor at Hofstra University, and a Certified Elder Law Attorney. She has been named a Super Lawyer in the field of Elder Law for 11 consecutive years. She joins Stacy Francis today to discuss the important things you should know with regards to estate planning in the event of a Biden presidency.  Estate and trust planning should always be done with a certified attorney, as it is very easy to make a mistake when you don’t know the tricks of the trade. If you give a gift in your lifetime and survive that by three years, it does not come off your estate tax under New York State law. The best way to leave assets for your children and their descendants is through a trust. A trustee is the manager of the trust assets. Beneficiaries are those who derive advantages from the trust assets. Resources Nancy Burner on LinkedIn | Twitter | Facebook Email: nburner@burnerlaw.com  Phone: (212) 867-3520 Website: BurnerLaw.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com Phone: (212) 374-9008  Website: FrancisFinancial.com Nancy Burner is the Founder and Managing Partner of Burner Law Group, a professor at Hofstra University, and a Certified Elder Law Attorney. She has been named a Super Lawyer in the field of Elder Law for 11 consecutive years. She joins Stacy Francis today to discuss the important things you should know with regards to estate planning in the event of a Biden presidency. 


  • Estate and trust planning should always be done with a certified attorney, as it is very easy to make a mistake when you don’t know the tricks of the trade.
  • If you give a gift in your lifetime and survive that by three years, it does not come off your estate tax under New York State law.
  • The best way to leave assets for your children and their descendants is through a trust.
  • A trustee is the manager of the trust assets. Beneficiaries are those who derive advantages from the trust assets.


Resources

Nancy Burner on LinkedIn | Twitter | Facebook

Email: nburner@burnerlaw.com 

Phone: (212) 867-3520

Website: BurnerLaw.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

Phone: (212) 374-9008 

Website: FrancisFinancial.com

]]> 2432 no When to Get Divorced and How to Prepare Katherine Miller is the Founder of Miller Law Group and Director in Training of the Center for Understanding and Conflict. She is the host of the radio show and podcast Divorce Dialogues, as well the author of The New Yorker's Guide to Collaborative Divorce and the co-author of the Amazon best-seller, A Cup of Coffee. She has been featured on CBS, NBC, The New York Times and Newsday Money Magazine. She joins Stacy Francis to discuss when to get a divorce and how to prepare for it. Katherine believes it's important to be able to work through a divorce from a place of acceptance and personal serenity, but not necessarily forgiveness. The way in which you perceive divorce may affect the way it affects you. One of the first things someone should do when they decide to divorce is to get their finances in order. Having emotional support is extremely helpful while going through a divorce. Resources Reach out to receive a complimentary consultation.  Katherine Miller on LinkedIn Call or text Katherine: (914) 738-7765 WestchesterFamilyLaw.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com Phone: 212-374-9008 FrancisFinancial.com Tue, 29 Sep 2020 04:01:00 -0000 full 87 Stacy Francis Katherine Miller of the Miller Law Group and the Center of Understanding and Conflict joins Stacy Francis to discuss when to get a divorce and how to prepare for it. Katherine Miller is the Founder of Miller Law Group and Director in Training of the Center for Understanding and Conflict. She is the host of the radio show and podcast Divorce Dialogues, as well the author of The New Yorker's Guide to Collaborative Divorce and the co-author of the Amazon best-seller, A Cup of Coffee. She has been featured on CBS, NBC, The New York Times and Newsday Money Magazine. She joins Stacy Francis to discuss when to get a divorce and how to prepare for it. Katherine believes it's important to be able to work through a divorce from a place of acceptance and personal serenity, but not necessarily forgiveness. The way in which you perceive divorce may affect the way it affects you. One of the first things someone should do when they decide to divorce is to get their finances in order. Having emotional support is extremely helpful while going through a divorce. Resources Reach out to receive a complimentary consultation.  Katherine Miller on LinkedIn Call or text Katherine: (914) 738-7765 WestchesterFamilyLaw.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com Phone: 212-374-9008 FrancisFinancial.com Katherine Miller is the Founder of Miller Law Group and Director in Training of the Center for Understanding and Conflict. She is the host of the radio show and podcast Divorce Dialogues, as well the author of The New Yorker's Guide to Collaborative Divorce and the co-author of the Amazon best-seller, A Cup of Coffee. She has been featured on CBS, NBC, The New York Times and Newsday Money Magazine. She joins Stacy Francis to discuss when to get a divorce and how to prepare for it.


  • Katherine believes it's important to be able to work through a divorce from a place of acceptance and personal serenity, but not necessarily forgiveness.
  • The way in which you perceive divorce may affect the way it affects you.
  • One of the first things someone should do when they decide to divorce is to get their finances in order.
  • Having emotional support is extremely helpful while going through a divorce.


Resources

Reach out to receive a complimentary consultation. 


Katherine Miller on LinkedIn

Call or text Katherine: (914) 738-7765

WestchesterFamilyLaw.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

Phone: 212-374-9008

FrancisFinancial.com

]]> 1861 no Tax and Estate Planning Considerations You Should Be Aware Of Crystal Levy is a Senior Associate at Lassar & Cowhey LLP and a manager at Marcum LLP. She focuses on making thoughtful estate plans for modern and emerging families as well as high net worth households. Janis Cowhey is a Trusts & Estates and Tax Partner at Marcum LLP, who specializes in estate, gift and income tax planning, as well as working with same-sex couples and unmarried families. They join Stacy Francis to give insights about the required tax considerations in estate planning that the modern family needs to know about, especially if they are considering divorce. They also share how you can make sure your children and stepchildren are financially protected during and after a divorce. The traditional family consists of a married man and woman with 2.5 kids. The modern family has morphed into everything except that. Some legal considerations for getting divorced are: getting a good matrimonial, having all your documents in place, identifying legal obligations, and ensuring that your beneficiary designations are in order. Most couples continue to file joint amended returns for quite some time until they are actually divorced. It’s never a bad idea to update your documents before a divorce is final.  Reach out to receive a complimentary consultation. Resources Crystal Levy on LinkedIn Email: crystal.levy@lcllp.com  MarcumLLP.com Janis Cowhey on LinkedIn  Email: janis.cowhey@marcumllp.com  Call or text Janice: (212) 485-5660 MarcumLLP.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Tue, 15 Sep 2020 04:01:00 -0000 full 86 Stacy Francis Crystal Levy and Janic Cowhey of Marcum LLP join Stacy Francis to give insights about the required tax considerations in estate planning that the modern family needs to know about, especially if they are considering divorce. Crystal Levy is a Senior Associate at Lassar & Cowhey LLP and a manager at Marcum LLP. She focuses on making thoughtful estate plans for modern and emerging families as well as high net worth households. Janis Cowhey is a Trusts & Estates and Tax Partner at Marcum LLP, who specializes in estate, gift and income tax planning, as well as working with same-sex couples and unmarried families. They join Stacy Francis to give insights about the required tax considerations in estate planning that the modern family needs to know about, especially if they are considering divorce. They also share how you can make sure your children and stepchildren are financially protected during and after a divorce. The traditional family consists of a married man and woman with 2.5 kids. The modern family has morphed into everything except that. Some legal considerations for getting divorced are: getting a good matrimonial, having all your documents in place, identifying legal obligations, and ensuring that your beneficiary designations are in order. Most couples continue to file joint amended returns for quite some time until they are actually divorced. It’s never a bad idea to update your documents before a divorce is final.  Reach out to receive a complimentary consultation. Resources Crystal Levy on LinkedIn Email: crystal.levy@lcllp.com  MarcumLLP.com Janis Cowhey on LinkedIn  Email: janis.cowhey@marcumllp.com  Call or text Janice: (212) 485-5660 MarcumLLP.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Crystal Levy is a Senior Associate at Lassar & Cowhey LLP and a manager at Marcum LLP. She focuses on making thoughtful estate plans for modern and emerging families as well as high net worth households. Janis Cowhey is a Trusts & Estates and Tax Partner at Marcum LLP, who specializes in estate, gift and income tax planning, as well as working with same-sex couples and unmarried families. They join Stacy Francis to give insights about the required tax considerations in estate planning that the modern family needs to know about, especially if they are considering divorce. They also share how you can make sure your children and stepchildren are financially protected during and after a divorce.


  • The traditional family consists of a married man and woman with 2.5 kids. The modern family has morphed into everything except that.
  • Some legal considerations for getting divorced are: getting a good matrimonial, having all your documents in place, identifying legal obligations, and ensuring that your beneficiary designations are in order.
  • Most couples continue to file joint amended returns for quite some time until they are actually divorced.
  • It’s never a bad idea to update your documents before a divorce is final. 


Reach out to receive a complimentary consultation.


Resources

Crystal Levy on LinkedIn

Email: crystal.levy@lcllp.com 

MarcumLLP.com


Janis Cowhey on LinkedIn 

Email: janis.cowhey@marcumllp.com 

Call or text Janice: (212) 485-5660

MarcumLLP.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

]]> 1875 no Divorce Recovery Begins with the Right Mindset Renee Bauer is a podcast host, a Connecticut Divorce Attorney at Bauer Law Group and the CEO of Happy Even After, an organization dedicated to family and matrimonial law. She joins Stacy Francis to talk about how your thinking patterns can emotionally and financially affect you during and after your divorce, and shares tools to help you have the right mindset. The type of questions clients ask are good indicators of where their mindset is, Renee claims. Clients that ask questions like “How will I ____” are looking externally for the solutions, whereas clients that ask “What can I do to ____” are looking internally for solutions. There is no law stating that you can’t date during your divorce, but you need to be sure that you’re in the right mental space for it. Renee recommends therapy for people going through a divorce, at least for a short time; it’s a grieving process that you shouldn’t have to do alone, she says. Many women hesitate to get a divorce because they feel ashamed, Renee shares. Reach out to receive a complimentary consultation. Resources Renee Bauer on LinkedIn FamilyLawyerCT.com MsReneeBauer.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Tue, 01 Sep 2020 04:01:00 -0000 full 85 Stacy Francis Renee Bauer, podcast host, a Connecticut Divorce Attorney at Bauer Law Group, and the CEO of Happy Even After, joins Stacy Francis to talk about how your thinking patterns can emotionally and financially affect you during and after your divorce, and shares tools to help you have the right mindset. Renee Bauer is a podcast host, a Connecticut Divorce Attorney at Bauer Law Group and the CEO of Happy Even After, an organization dedicated to family and matrimonial law. She joins Stacy Francis to talk about how your thinking patterns can emotionally and financially affect you during and after your divorce, and shares tools to help you have the right mindset. The type of questions clients ask are good indicators of where their mindset is, Renee claims. Clients that ask questions like “How will I ____” are looking externally for the solutions, whereas clients that ask “What can I do to ____” are looking internally for solutions. There is no law stating that you can’t date during your divorce, but you need to be sure that you’re in the right mental space for it. Renee recommends therapy for people going through a divorce, at least for a short time; it’s a grieving process that you shouldn’t have to do alone, she says. Many women hesitate to get a divorce because they feel ashamed, Renee shares. Reach out to receive a complimentary consultation. Resources Renee Bauer on LinkedIn FamilyLawyerCT.com MsReneeBauer.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Renee Bauer is a podcast host, a Connecticut Divorce Attorney at Bauer Law Group and the CEO of Happy Even After, an organization dedicated to family and matrimonial law. She joins Stacy Francis to talk about how your thinking patterns can emotionally and financially affect you during and after your divorce, and shares tools to help you have the right mindset.


  • The type of questions clients ask are good indicators of where their mindset is, Renee claims. Clients that ask questions like “How will I ____” are looking externally for the solutions, whereas clients that ask “What can I do to ____” are looking internally for solutions.
  • There is no law stating that you can’t date during your divorce, but you need to be sure that you’re in the right mental space for it.
  • Renee recommends therapy for people going through a divorce, at least for a short time; it’s a grieving process that you shouldn’t have to do alone, she says.
  • Many women hesitate to get a divorce because they feel ashamed, Renee shares.


Reach out to receive a complimentary consultation.


Resources

Renee Bauer on LinkedIn

FamilyLawyerCT.com

MsReneeBauer.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

]]> 1630 no The Financial Pros and Cons of Marriage Dawn Cardi is a founding partner at Cardi & Edgar LLP. She has considerable experience in corporate and securities law, and has spent dozens of years as a matrimonial attorney, representing individuals in divorce and custody proceedings. She joins Stacy Francis to talk about the financial advantages and disadvantages of both formal marriage and common law marriage.  People are often shocked to learn that when they get married, everything they earn, except for certain exceptions, becomes marital property regardless of whose name it is in. Exceptions include inheritances and third party gifts that you don’t commingle into your joint bank account. The biggest issues for common law spouses, according to Dawn, are that they are not accumulating joint wealth that can be distributed during a divorce, they are not accumulating joint retirement monies, and they are not eligible for spousal support.  Dawn recommends that couples sign postnuptial agreements if one spouse is going to be a stay-at-home parent, or if the couple is moving out of the country to a place where one spouse cannot get employment.  Statistics show that divorced women over the age of 65 are the most likely women to live below or at the poverty line. Resources Dawn Cardi on LinkedIn CardiEdgarLaw.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Tue, 18 Aug 2020 04:01:00 -0000 full 84 Stacy Francis Founding partner of Cardi & Edgar LLP, Dawn Cardi, joins Stacy Francis to talk about the financial advantages and disadvantages of both formal marriage and common law marriage. Dawn Cardi is a founding partner at Cardi & Edgar LLP. She has considerable experience in corporate and securities law, and has spent dozens of years as a matrimonial attorney, representing individuals in divorce and custody proceedings. She joins Stacy Francis to talk about the financial advantages and disadvantages of both formal marriage and common law marriage.  People are often shocked to learn that when they get married, everything they earn, except for certain exceptions, becomes marital property regardless of whose name it is in. Exceptions include inheritances and third party gifts that you don’t commingle into your joint bank account. The biggest issues for common law spouses, according to Dawn, are that they are not accumulating joint wealth that can be distributed during a divorce, they are not accumulating joint retirement monies, and they are not eligible for spousal support.  Dawn recommends that couples sign postnuptial agreements if one spouse is going to be a stay-at-home parent, or if the couple is moving out of the country to a place where one spouse cannot get employment.  Statistics show that divorced women over the age of 65 are the most likely women to live below or at the poverty line. Resources Dawn Cardi on LinkedIn CardiEdgarLaw.com Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Dawn Cardi is a founding partner at Cardi & Edgar LLP. She has considerable experience in corporate and securities law, and has spent dozens of years as a matrimonial attorney, representing individuals in divorce and custody proceedings. She joins Stacy Francis to talk about the financial advantages and disadvantages of both formal marriage and common law marriage. 


  • People are often shocked to learn that when they get married, everything they earn, except for certain exceptions, becomes marital property regardless of whose name it is in. Exceptions include inheritances and third party gifts that you don’t commingle into your joint bank account.
  • The biggest issues for common law spouses, according to Dawn, are that they are not accumulating joint wealth that can be distributed during a divorce, they are not accumulating joint retirement monies, and they are not eligible for spousal support. 
  • Dawn recommends that couples sign postnuptial agreements if one spouse is going to be a stay-at-home parent, or if the couple is moving out of the country to a place where one spouse cannot get employment. 
  • Statistics show that divorced women over the age of 65 are the most likely women to live below or at the poverty line.


Resources

Dawn Cardi on LinkedIn

CardiEdgarLaw.com


Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com

]]> 2926 no The Unexpected Impact of Social Media on your Divorce Paige Zandri is a Managing Partner and the Lead Mediator of Artese Zandri. She has significant expertise in helping couples create an amicable separation. She joins Stacy Francis to discuss social media, and its effects on divorce. One’s presence on social media can impact alimony, child support, custody, and can be used as evidence in court. Paige advises that parties in divorce act as if there is a judge looking over their shoulder. What a person posts on social media can be taken out of context in incriminating ways, creating a presumption that they must overcome. You shouldn’t post anything on social media after consuming alcohol, Paige warns.  Paige suggests that listeners who are considering reconnection should solicit the help of a third party. Resources Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Paige Zandri on LinkedIn  Email: paige@artesezandri.com ArteseZandri.com Tue, 04 Aug 2020 04:01:00 -0000 full 83 Stacy Francis Paige Zandri, Managing Partner and the Lead Mediator of Artese Zandri, joins Stacy Francis to discuss social media, and its effects on divorce. Paige Zandri is a Managing Partner and the Lead Mediator of Artese Zandri. She has significant expertise in helping couples create an amicable separation. She joins Stacy Francis to discuss social media, and its effects on divorce. One’s presence on social media can impact alimony, child support, custody, and can be used as evidence in court. Paige advises that parties in divorce act as if there is a judge looking over their shoulder. What a person posts on social media can be taken out of context in incriminating ways, creating a presumption that they must overcome. You shouldn’t post anything on social media after consuming alcohol, Paige warns.  Paige suggests that listeners who are considering reconnection should solicit the help of a third party. Resources Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Paige Zandri on LinkedIn  Email: paige@artesezandri.com ArteseZandri.com Paige Zandri is a Managing Partner and the Lead Mediator of Artese Zandri. She has significant expertise in helping couples create an amicable separation. She joins Stacy Francis to discuss social media, and its effects on divorce.


  • One’s presence on social media can impact alimony, child support, custody, and can be used as evidence in court. Paige advises that parties in divorce act as if there is a judge looking over their shoulder.
  • What a person posts on social media can be taken out of context in incriminating ways, creating a presumption that they must overcome.
  • You shouldn’t post anything on social media after consuming alcohol, Paige warns. 
  • Paige suggests that listeners who are considering reconnection should solicit the help of a third party.



Resources

Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


Paige Zandri on LinkedIn 

Email: paige@artesezandri.com

ArteseZandri.com

]]> 2408 no Divorcing During COVID - What You Need to Know Helene Bernstein is a Divorce Attorney and Mediator of her own firm and has been a family law attorney in Brooklyn, New York for the past 25 years. She sits on the board of Family Kind, a non-profit organization that offers reduced fee mediation services for couples going through divorce or separation. She is also a member of the board of directors of the Family Divorce Mediation Council and chairs their Continuing Education Committee. She joins Stacy Francis to talk about how COVID-19 is affecting the divorce process and ways to get to the best resolution. Children are experiencing difficult times with the existence of COVID-19 and their shift to long distance learning, but those whose parents are going through divorce or separation have an additional source of stress. Family Court is the emergency room of the American judiciary system Parties that live in New York City who want to get divorced quickly are encouraged to file their papers in upstate New York County.  In any current divorce or separation agreement, there must be a COVID provision to deal with parenting. Reach out to receive a complimentary consultation.  Resources Stacy Francis on LinkedIn | Twitter FrancisFinancial.com Email: stacy@francisfinancial.com Phone: 212-374-9008 Helene Bernstein on LinkedIn | Twitter  HBernsteinLawandMediation.com Email: helene@hbernsteinlawandmediation.com Tue, 21 Jul 2020 04:01:00 -0000 full 82 Stacy Francis Helene Bernstein, a divorce attorney and mediator for the past 25 years, joins Stacy Francis to talk about how COVID-19 is affecting the divorce process and ways to get to the best resolution. Helene Bernstein is a Divorce Attorney and Mediator of her own firm and has been a family law attorney in Brooklyn, New York for the past 25 years. She sits on the board of Family Kind, a non-profit organization that offers reduced fee mediation services for couples going through divorce or separation. She is also a member of the board of directors of the Family Divorce Mediation Council and chairs their Continuing Education Committee. She joins Stacy Francis to talk about how COVID-19 is affecting the divorce process and ways to get to the best resolution. Children are experiencing difficult times with the existence of COVID-19 and their shift to long distance learning, but those whose parents are going through divorce or separation have an additional source of stress. Family Court is the emergency room of the American judiciary system Parties that live in New York City who want to get divorced quickly are encouraged to file their papers in upstate New York County.  In any current divorce or separation agreement, there must be a COVID provision to deal with parenting. Reach out to receive a complimentary consultation.  Resources Stacy Francis on LinkedIn | Twitter FrancisFinancial.com Email: stacy@francisfinancial.com Phone: 212-374-9008 Helene Bernstein on LinkedIn | Twitter  HBernsteinLawandMediation.com Email: helene@hbernsteinlawandmediation.com Helene Bernstein is a Divorce Attorney and Mediator of her own firm and has been a family law attorney in Brooklyn, New York for the past 25 years. She sits on the board of Family Kind, a non-profit organization that offers reduced fee mediation services for couples going through divorce or separation. She is also a member of the board of directors of the Family Divorce Mediation Council and chairs their Continuing Education Committee. She joins Stacy Francis to talk about how COVID-19 is affecting the divorce process and ways to get to the best resolution.


  • Children are experiencing difficult times with the existence of COVID-19 and their shift to long distance learning, but those whose parents are going through divorce or separation have an additional source of stress.
  • Family Court is the emergency room of the American judiciary system
  • Parties that live in New York City who want to get divorced quickly are encouraged to file their papers in upstate New York County. 
  • In any current divorce or separation agreement, there must be a COVID provision to deal with parenting.


Reach out to receive a complimentary consultation. 


Resources

Stacy Francis on LinkedIn | Twitter

FrancisFinancial.com

Email: stacy@francisfinancial.com

Phone: 212-374-9008


Helene Bernstein on LinkedIn | Twitter 

HBernsteinLawandMediation.com

Email: helene@hbernsteinlawandmediation.com

]]> 2616 no The Risks and Rewards of Buying and Selling During Divorce David Perry is a licensed real estate broker and certified Divorce Real Estate Specialist at Brown Harris Stevens. He joins Stacy Francis to talk about how to navigate buying and/or selling one’s home during a divorce. According to David, accounting is the language of business, economics is how you run it, and real estate is the marriage of both. Having a real estate broker as a resource from the beginning is important, David says, even if couples aren’t sure whether they want to buy or sell.  Pricing houses close to the market value is a safe decision; if priced too high, and the house remains on the market for a long period of time, the value will decrease as time progresses.  There is a perception that one can buy a house at a better price if a couple is selling it because they are getting divorced. Resources Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com David Perry on LinkedIn | Twitter Email: dperry@bhsusa.com BHSUSA.com Tue, 07 Jul 2020 04:01:00 -0000 full 81 Stacy Francis David Perry is a licensed real estate broker and certified Divorce Real Estate Specialist at Brown Harris Stevens. He joins Stacy Francis to talk about how to navigate buying and\or selling one’s home during a divorce. David Perry is a licensed real estate broker and certified Divorce Real Estate Specialist at Brown Harris Stevens. He joins Stacy Francis to talk about how to navigate buying and/or selling one’s home during a divorce. According to David, accounting is the language of business, economics is how you run it, and real estate is the marriage of both. Having a real estate broker as a resource from the beginning is important, David says, even if couples aren’t sure whether they want to buy or sell.  Pricing houses close to the market value is a safe decision; if priced too high, and the house remains on the market for a long period of time, the value will decrease as time progresses.  There is a perception that one can buy a house at a better price if a couple is selling it because they are getting divorced. Resources Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com David Perry on LinkedIn | Twitter Email: dperry@bhsusa.com BHSUSA.com David Perry is a licensed real estate broker and certified Divorce Real Estate Specialist at Brown Harris Stevens. He joins Stacy Francis to talk about how to navigate buying and/or selling one’s home during a divorce.

  • According to David, accounting is the language of business, economics is how you run it, and real estate is the marriage of both.
  • Having a real estate broker as a resource from the beginning is important, David says, even if couples aren’t sure whether they want to buy or sell. 
  • Pricing houses close to the market value is a safe decision; if priced too high, and the house remains on the market for a long period of time, the value will decrease as time progresses. 
  • There is a perception that one can buy a house at a better price if a couple is selling it because they are getting divorced.


Resources

Stacy Francis on LinkedIn | Twitter

Email: stacy@francisfinancial.com

FrancisFinancial.com


David Perry on LinkedIn | Twitter

Email: dperry@bhsusa.com

BHSUSA.com

]]> 2944 no Using Positive Psychology to Flourish During and after Divorce Emiliya Zhivotovskaya is the CEO of The Flourishing Center, an organization dedicated to “training the change agents of the world” by using science to help people lead more fulfilling lives. She joins Stacy Francis to discuss how to navigate your emotions during divorce and to share three tips on how to change your habits. Self-awareness brings about self-compassion, which brings self-care, which enables more self-awareness. Human beings have been wired with a negativity bias, so we pay more attention to the negatives, regardless of the existence or abundance of positives. Many people assume that happiness is an event that takes place in the absence of difficulty. Positive psychology advocates approaching emotions as a science to identify what skills are necessary to build and maintain happiness and resilience.  Changing your habits involves changing how you think, how you feel, and what you do.  The main thing that distinguishes humans from animals is that we can actively choose our response to stimulus.  Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com  Phone: 212-374-9008  Emiliya Zhivotovskaya on LinkedIn TheFlourishingCenter.com | Podcast Tue, 23 Jun 2020 04:01:00 -0000 full 80 Stacy Francis Emiliya Zhivotovskaya, CEO of The Flourishing Center, joins Stacy Francis to discuss how to navigate your emotions during divorce and to share three tips on how to change your habits. Emiliya Zhivotovskaya is the CEO of The Flourishing Center, an organization dedicated to “training the change agents of the world” by using science to help people lead more fulfilling lives. She joins Stacy Francis to discuss how to navigate your emotions during divorce and to share three tips on how to change your habits. Self-awareness brings about self-compassion, which brings self-care, which enables more self-awareness. Human beings have been wired with a negativity bias, so we pay more attention to the negatives, regardless of the existence or abundance of positives. Many people assume that happiness is an event that takes place in the absence of difficulty. Positive psychology advocates approaching emotions as a science to identify what skills are necessary to build and maintain happiness and resilience.  Changing your habits involves changing how you think, how you feel, and what you do.  The main thing that distinguishes humans from animals is that we can actively choose our response to stimulus.  Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com  Phone: 212-374-9008  Emiliya Zhivotovskaya on LinkedIn TheFlourishingCenter.com | Podcast Emiliya Zhivotovskaya is the CEO of The Flourishing Center, an organization dedicated to “training the change agents of the world” by using science to help people lead more fulfilling lives. She joins Stacy Francis to discuss how to navigate your emotions during divorce and to share three tips on how to change your habits.


  • Self-awareness brings about self-compassion, which brings self-care, which enables more self-awareness. Human beings have been wired with a negativity bias, so we pay more attention to the negatives, regardless of the existence or abundance of positives.
  • Many people assume that happiness is an event that takes place in the absence of difficulty. Positive psychology advocates approaching emotions as a science to identify what skills are necessary to build and maintain happiness and resilience. 
  • Changing your habits involves changing how you think, how you feel, and what you do. 
  • The main thing that distinguishes humans from animals is that we can actively choose our response to stimulus. 


Resources

Reach out to receive a complimentary consultation. 

FrancisFinancial.com

Stacy Francis: Stacy@francisfinancial.com 

Phone: 212-374-9008 

Emiliya Zhivotovskaya on LinkedIn

TheFlourishingCenter.com | Podcast

]]> 2952 no Understanding Postnup Agreements & their Benefits Linda Rosenthal is a matrimonial lawyer and partner at McLaughlin & Stern. She joins Stacy Francis to chat about prenups and postnuptial (postnups) agreements, and how the latter may prove beneficial.   Here are a few highlights from their conversation: A prenup is a contract agreed upon by the involved parties before a marriage, in the event of separation, divorce, or death; a postnup is a contract agreed upon during a marriage. Postnups provide the advantage of making decisions during your marriage with more information about specific life events. You should discuss postnup agreements with your spouse before you make a big economic decision (like reducing your income, for example), in reliance on your spouse’s income. Linda believes that a marriage is an economic partnership and both parties should be aware of the rules that apply with regards to the law, so doing a prenup – or at least learning about the economic rules of marriage - should be mandatory before marriage. Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com  Phone: 212-374-9008  Linda Rosenthal on LinkedIn Email: lrosenthal@mclaughlinstern.com Call or text Linda at: 212-455-0358 McLaughlinStern.com Tue, 09 Jun 2020 04:01:00 -0000 full 79 Stacy Francis Linda Rosenthal is a matrimonial lawyer and partner at McLaughlin & Stern. She joins Stacy Francis to chat about prenups and postnuptial (postnups) agreements, and how the latter may prove beneficial. Linda Rosenthal is a matrimonial lawyer and partner at McLaughlin & Stern. She joins Stacy Francis to chat about prenups and postnuptial (postnups) agreements, and how the latter may prove beneficial.   Here are a few highlights from their conversation: A prenup is a contract agreed upon by the involved parties before a marriage, in the event of separation, divorce, or death; a postnup is a contract agreed upon during a marriage. Postnups provide the advantage of making decisions during your marriage with more information about specific life events. You should discuss postnup agreements with your spouse before you make a big economic decision (like reducing your income, for example), in reliance on your spouse’s income. Linda believes that a marriage is an economic partnership and both parties should be aware of the rules that apply with regards to the law, so doing a prenup – or at least learning about the economic rules of marriage - should be mandatory before marriage. Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com  Phone: 212-374-9008  Linda Rosenthal on LinkedIn Email: lrosenthal@mclaughlinstern.com Call or text Linda at: 212-455-0358 McLaughlinStern.com Linda Rosenthal is a matrimonial lawyer and partner at McLaughlin & Stern. She joins Stacy Francis to chat about prenups and postnuptial (postnups) agreements, and how the latter may prove beneficial.

 

Here are a few highlights from their conversation:

  1. A prenup is a contract agreed upon by the involved parties before a marriage, in the event of separation, divorce, or death; a postnup is a contract agreed upon during a marriage.
  2. Postnups provide the advantage of making decisions during your marriage with more information about specific life events.
  3. You should discuss postnup agreements with your spouse before you make a big economic decision (like reducing your income, for example), in reliance on your spouse’s income.
  4. Linda believes that a marriage is an economic partnership and both parties should be aware of the rules that apply with regards to the law, so doing a prenup – or at least learning about the economic rules of marriage - should be mandatory before marriage.

Resources

Reach out to receive a complimentary consultation. 

FrancisFinancial.com

Stacy Francis: Stacy@francisfinancial.com 

Phone: 212-374-9008 

Linda Rosenthal on LinkedIn

Email: lrosenthal@mclaughlinstern.com

Call or text Linda at:

212-455-0358

McLaughlinStern.com

]]> 2723 no Surviving Relocation Sophie Jacobi-Parisi is a partner at Warshaw Burnstein, LLP and practices matrimonial and family law, representing people in matrimonial, custody and support matters. She joins Stacy Francis to discuss relocation issues and how you can resolve them. Relocation is not automatic; you do not have the right, just because you’re the mother, to take your children and move away from their other parent. Make your case for relocation as strong as possible: consider all the benefits that the relocation may provide for your children, such as a nicer home or better extra-curricular programs at a better school.   If a parent takes a child on an international trip and doesn’t bring the child back, the other parent can file a Hague case in the child’s home state or country in order to bring jurisdiction back to their country. People need an education on what it truly means to get divorced, Sophie says. She believes that generally, marriages can survive relocation, and divorce may not always be the answer. Resources Sophie Jacobi-Parisi on LinkedIn Warshaw Burnstein, LLP  Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com  Phone: 212-374-9008 Tue, 26 May 2020 15:30:00 -0000 full 78 Stacy Francis Sophie Jacobi-Parisi is a partner at Warshaw Burnstein, LLP and practices matrimonial and family law, representing people in matrimonial, custody and support matters. She joins Stacy Francis to discuss relocation issues and how you can resolve them. Sophie Jacobi-Parisi is a partner at Warshaw Burnstein, LLP and practices matrimonial and family law, representing people in matrimonial, custody and support matters. She joins Stacy Francis to discuss relocation issues and how you can resolve them. Relocation is not automatic; you do not have the right, just because you’re the mother, to take your children and move away from their other parent. Make your case for relocation as strong as possible: consider all the benefits that the relocation may provide for your children, such as a nicer home or better extra-curricular programs at a better school.   If a parent takes a child on an international trip and doesn’t bring the child back, the other parent can file a Hague case in the child’s home state or country in order to bring jurisdiction back to their country. People need an education on what it truly means to get divorced, Sophie says. She believes that generally, marriages can survive relocation, and divorce may not always be the answer. Resources Sophie Jacobi-Parisi on LinkedIn Warshaw Burnstein, LLP  Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com  Phone: 212-374-9008 Sophie Jacobi-Parisi is a partner at Warshaw Burnstein, LLP and practices matrimonial and family law, representing people in matrimonial, custody and support matters. She joins Stacy Francis to discuss relocation issues and how you can resolve them.


  • Relocation is not automatic; you do not have the right, just because you’re the mother, to take your children and move away from their other parent.
  • Make your case for relocation as strong as possible: consider all the benefits that the relocation may provide for your children, such as a nicer home or better extra-curricular programs at a better school.  
  • If a parent takes a child on an international trip and doesn’t bring the child back, the other parent can file a Hague case in the child’s home state or country in order to bring jurisdiction back to their country.
  • People need an education on what it truly means to get divorced, Sophie says. She believes that generally, marriages can survive relocation, and divorce may not always be the answer.


Resources

Sophie Jacobi-Parisi on LinkedIn

Warshaw Burnstein, LLP 


Reach out to receive a complimentary consultation. 

FrancisFinancial.com

Stacy Francis: Stacy@francisfinancial.com 

Phone: 212-374-9008

]]> 2856 no Being a Stepmom Without Losing Your Money, Your Mind, and Your Marriage Laurie Marchel is a business executive in the financial services industry and the author of The Stepmoms’ Club: How to Be a Stepmom Without Losing Your Money, Your Mind, and Your Marriage. She joins Stacy Francis to share tips for navigating a blended family. When making decisions regarding the safety of your children, their best interest should come first. According to statistics, 1300 stepfamilies are formed every day in the US. The four D’s of stepparenting are: Documents, which will give you, as a stepfamily, a glimpse into your future; Dollars, which involves understanding financial obligations and responsibilities; Delegation, which centers around seeking professional assistance; and Do stay true to yourself, which is a reminder to stepmothers to not lose sight of who they are in the wake of assuming their new responsibilities. Parents in blended families need to communicate about plans for Mother’s Day, as a lack of communication may result in plans that unintentionally slight stepparents. Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com  Phone: 212-374-9008 The Stepmoms’ Club on Facebook | Instagram TheStepmomsClub.com The Stepmoms’ Club: How to Be a Stepmom Without Losing Your Money, Your Mind, and Your Marriage Tue, 12 May 2020 04:01:00 -0000 full 77 Stacy Francis Laurie Marchel is a business executive in the financial services industry and the author of The Stepmoms’ Club: How to Be a Stepmom Without Losing Your Money, Your Mind, and Your Marriage. She joins Stacy Francis to share tips for navigating a blended family. Laurie Marchel is a business executive in the financial services industry and the author of The Stepmoms’ Club: How to Be a Stepmom Without Losing Your Money, Your Mind, and Your Marriage. She joins Stacy Francis to share tips for navigating a blended family. When making decisions regarding the safety of your children, their best interest should come first. According to statistics, 1300 stepfamilies are formed every day in the US. The four D’s of stepparenting are: Documents, which will give you, as a stepfamily, a glimpse into your future; Dollars, which involves understanding financial obligations and responsibilities; Delegation, which centers around seeking professional assistance; and Do stay true to yourself, which is a reminder to stepmothers to not lose sight of who they are in the wake of assuming their new responsibilities. Parents in blended families need to communicate about plans for Mother’s Day, as a lack of communication may result in plans that unintentionally slight stepparents. Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com  Phone: 212-374-9008 The Stepmoms’ Club on Facebook | Instagram TheStepmomsClub.com The Stepmoms’ Club: How to Be a Stepmom Without Losing Your Money, Your Mind, and Your Marriage Laurie Marchel is a business executive in the financial services industry and the author of The Stepmoms’ Club: How to Be a Stepmom Without Losing Your Money, Your Mind, and Your Marriage. She joins Stacy Francis to share tips for navigating a blended family.


  • When making decisions regarding the safety of your children, their best interest should come first.
  • According to statistics, 1300 stepfamilies are formed every day in the US.
  • The four D’s of stepparenting are: Documents, which will give you, as a stepfamily, a glimpse into your future; Dollars, which involves understanding financial obligations and responsibilities; Delegation, which centers around seeking professional assistance; and Do stay true to yourself, which is a reminder to stepmothers to not lose sight of who they are in the wake of assuming their new responsibilities.
  • Parents in blended families need to communicate about plans for Mother’s Day, as a lack of communication may result in plans that unintentionally slight stepparents.


Resources

Reach out to receive a complimentary consultation. 

FrancisFinancial.com

Stacy Francis: Stacy@francisfinancial.com 

Phone: 212-374-9008


The Stepmoms’ Club on Facebook | Instagram

TheStepmomsClub.com

The Stepmoms’ Club: How to Be a Stepmom Without Losing Your Money, Your Mind, and Your Marriage

]]> 2146 no Navigating Conflict in your Marriage Rich Heller is a conflict coach and trained mediator, with a master’s degree in social work and a certificate in coaching, who works with couples struggling to manage conflict. Whether a couple has decided to separate or divorce, Rich’s goal is to help minimize the friction, so the couple can maximize the support they give to their children.   Rich talks about how, during difficulties in your marriage, children are taking in everything you say about, and how you treat, your spouse – and that the children’s needs and feelings should come first.  Rich and Stacy discuss how and when you can use the services of a mediator to help with challenges in your marriage, and how they can help you negotiate your options for moving forward together or separately, all while staying true to your principles and values.  Rich expands on how you can “divorce-proof” your children - communicating with them honestly, helping them develop resilience and grit, and encouraging them to have good relationships with both of their parents, even when there is conflict and negativity.     Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com  Phone: 212-374-9008  Rich Heller: RichInRelationship.com Rich@RichInRelationship.com Tue, 28 Apr 2020 04:01:00 -0000 full 76 Stacy Francis Rich Heller is a conflict coach and trained mediator, with a master’s degree in social work and a certificate in coaching, who works with couples struggling to manage conflict. Whether a couple has decided to separate or divorce, Rich’s goal is to help minimize the friction, so the couple can maximize the support they give to their children. Rich Heller is a conflict coach and trained mediator, with a master’s degree in social work and a certificate in coaching, who works with couples struggling to manage conflict. Whether a couple has decided to separate or divorce, Rich’s goal is to help minimize the friction, so the couple can maximize the support they give to their children.   Rich talks about how, during difficulties in your marriage, children are taking in everything you say about, and how you treat, your spouse – and that the children’s needs and feelings should come first.  Rich and Stacy discuss how and when you can use the services of a mediator to help with challenges in your marriage, and how they can help you negotiate your options for moving forward together or separately, all while staying true to your principles and values.  Rich expands on how you can “divorce-proof” your children - communicating with them honestly, helping them develop resilience and grit, and encouraging them to have good relationships with both of their parents, even when there is conflict and negativity.     Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com  Phone: 212-374-9008  Rich Heller: RichInRelationship.com Rich@RichInRelationship.com Rich Heller is a conflict coach and trained mediator, with a master’s degree in social work and a certificate in coaching, who works with couples struggling to manage conflict. Whether a couple has decided to separate or divorce, Rich’s goal is to help minimize the friction, so the couple can maximize the support they give to their children. 

  •  Rich talks about how, during difficulties in your marriage, children are taking in everything you say about, and how you treat, your spouse – and that the children’s needs and feelings should come first. 
  • Rich and Stacy discuss how and when you can use the services of a mediator to help with challenges in your marriage, and how they can help you negotiate your options for moving forward together or separately, all while staying true to your principles and values.
  •  Rich expands on how you can “divorce-proof” your children - communicating with them honestly, helping them develop resilience and grit, and encouraging them to have good relationships with both of their parents, even when there is conflict and negativity.  

 

Resources

Reach out to receive a complimentary consultation. 

FrancisFinancial.com

Stacy Francis: Stacy@francisfinancial.com 

Phone: 212-374-9008 

Rich Heller:

RichInRelationship.com

Rich@RichInRelationship.com

]]> 2965 no Gaining Self-Acceptance and Support from Your Family as You Prepare to Leave Your Marriage Cindy Gunraj is a certified divorce coach, author, and the CEO and Founder of Stillness Blooms- a platform for people going through difficult life changes and in need of support. She joins Stacy Francis to chat about how to draw on your family’s support in your divorce.   Here are some highlights from their conversation: Cindy reached her breaking point, and realized that she would have a better life if she were no longer married.  As women, we sometimes base our worth on how good of a mom we are. When you have a difficult goal and are without support, being able to envision meeting your goals and devising a plan are key. People come into our lives to teach us something. Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com  Phone: 212-374-9008  Cindy Gunraj: Cindy@stillnessblooms.com LinkedIn | Twitter Winning Your Parents' Approval for Divorce: 7 Practices to Leave Your Marriage with Their Blessing Tue, 14 Apr 2020 04:01:00 -0000 full 75 Stacy Francis Certified divorce coach, author, CEO and Founder of Stillness Blooms, Cindy Gunraj, joins Stacy Francis to chat about how to get your family’s support in your divorce. Cindy Gunraj is a certified divorce coach, author, and the CEO and Founder of Stillness Blooms- a platform for people going through difficult life changes and in need of support. She joins Stacy Francis to chat about how to draw on your family’s support in your divorce.   Here are some highlights from their conversation: Cindy reached her breaking point, and realized that she would have a better life if she were no longer married.  As women, we sometimes base our worth on how good of a mom we are. When you have a difficult goal and are without support, being able to envision meeting your goals and devising a plan are key. People come into our lives to teach us something. Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com  Phone: 212-374-9008  Cindy Gunraj: Cindy@stillnessblooms.com LinkedIn | Twitter Winning Your Parents' Approval for Divorce: 7 Practices to Leave Your Marriage with Their Blessing Cindy Gunraj is a certified divorce coach, author, and the CEO and Founder of Stillness Blooms- a platform for people going through difficult life changes and in need of support. She joins Stacy Francis to chat about how to draw on your family’s support in your divorce.

 

Here are some highlights from their conversation:

  • Cindy reached her breaking point, and realized that she would have a better life if she were no longer married. 
  • As women, we sometimes base our worth on how good of a mom we are.
  • When you have a difficult goal and are without support, being able to envision meeting your goals and devising a plan are key.
  • People come into our lives to teach us something.


Resources

Reach out to receive a complimentary

consultation. 

FrancisFinancial.com

Stacy Francis: Stacy@francisfinancial.com 

Phone: 212-374-9008 

Cindy Gunraj: Cindy@stillnessblooms.com

LinkedIn | Twitter

Winning Your Parents' Approval for Divorce: 7 Practices to Leave Your Marriage with Their Blessing

]]> 2499 no Legal Divorce Considerations For Families During the Coronavirus Pandemic Randi Karmel is the Owner of Randi L. Karmel, PLLC. Randi has been practicing law for over 20 years, acquiring extensive litigation and trial experience. Randi currently represents clients in negotiating prenuptial and mid-nuptial agreements, separation and settlement agreements and actions for divorce that include equitable distribution, maintenance, visitation, support, and custody. She joins Stacy Francis to talk about the coronavirus and its impact on divorce processes. Here are a few highlights from their conversation: Current legal limitations of filing actions in court How to co-parent and do what’s in the best interest of your child Who to speak to if you decide to move forward with divorce proceedings How to put your differences aside in order to do what is necessary during this time of crisis Resources Randi Karmel on LinkedIn  RandiKarmel.com Reach out to receive a complimentary second opinion consultation.  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com  Phone: 212-374-9008 Tue, 31 Mar 2020 04:01:00 -0000 full 74 Stacy Francis Randi Karmel is the Owner of Randi L. Karmel, PLLC. Randi has been practicing law for over 20 years, acquiring extensive litigation and trial experience. Randi Karmel is the Owner of Randi L. Karmel, PLLC. Randi has been practicing law for over 20 years, acquiring extensive litigation and trial experience. Randi currently represents clients in negotiating prenuptial and mid-nuptial agreements, separation and settlement agreements and actions for divorce that include equitable distribution, maintenance, visitation, support, and custody. She joins Stacy Francis to talk about the coronavirus and its impact on divorce processes. Here are a few highlights from their conversation: Current legal limitations of filing actions in court How to co-parent and do what’s in the best interest of your child Who to speak to if you decide to move forward with divorce proceedings How to put your differences aside in order to do what is necessary during this time of crisis Resources Randi Karmel on LinkedIn  RandiKarmel.com Reach out to receive a complimentary second opinion consultation.  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com  Phone: 212-374-9008 Randi Karmel is the Owner of Randi L. Karmel, PLLC. Randi has been practicing law for over 20 years, acquiring extensive litigation and trial experience. Randi currently represents clients in negotiating prenuptial and mid-nuptial agreements, separation and settlement agreements and actions for divorce that include equitable distribution, maintenance, visitation, support, and custody. She joins Stacy Francis to talk about the coronavirus and its impact on divorce processes.


Here are a few highlights from their conversation:

  • Current legal limitations of filing actions in court
  • How to co-parent and do what’s in the best interest of your child
  • Who to speak to if you decide to move forward with divorce proceedings
  • How to put your differences aside in order to do what is necessary during this time of crisis


Resources

Randi Karmel on LinkedIn 

RandiKarmel.com


Reach out to receive a complimentary

second opinion consultation. 

FrancisFinancial.com

Stacy Francis: Stacy@Stacyfrancis.com 

Phone: 212-374-9008

]]> 2574 no Financial Resiliency Through Divorce and Market Uncertainty This week, we bring you a special episode of Financially Ever After where your host, Stacy Francis, answers your questions on how the impact of COVID-19 may impact your financial situation - especially if you are going through divorce or are recently divorced.   Stacy will answer important questions such as: What should I do with my money now? Will this downturn impact my divorce settlement, child support or spousal support? How can I best protect myself and my family? I don't have the long-term to recover from this. When do we pull the "emergency cord" and go to cash? Should I use this as an opportunity to invest the extra cash I have?   Visit francisfinancial.com/podcast/ and click email me new episodes and we will send you the invitation to our free virtual HIIT and yoga workouts. If you have any questions about your personal financial situation, please also click submit a question and we will be sure to respond to you!   Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com Phone: 212-374-9008  Tue, 24 Mar 2020 04:01:00 -0000 full 73 Stacy Francis This week, we bring you a special episode of Financially Ever After where your host, Stacy Francis, answers your questions on how the impact of COVID-19 may impact your financial situation - especially if you are going through divorce or are recently divorced. This week, we bring you a special episode of Financially Ever After where your host, Stacy Francis, answers your questions on how the impact of COVID-19 may impact your financial situation - especially if you are going through divorce or are recently divorced.   Stacy will answer important questions such as: What should I do with my money now? Will this downturn impact my divorce settlement, child support or spousal support? How can I best protect myself and my family? I don't have the long-term to recover from this. When do we pull the "emergency cord" and go to cash? Should I use this as an opportunity to invest the extra cash I have?   Visit francisfinancial.com/podcast/ and click email me new episodes and we will send you the invitation to our free virtual HIIT and yoga workouts. If you have any questions about your personal financial situation, please also click submit a question and we will be sure to respond to you!   Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com Phone: 212-374-9008  This week, we bring you a special episode of Financially Ever After where your host, Stacy Francis, answers your questions on how the impact of COVID-19 may impact your financial situation - especially if you are going through divorce or are recently divorced.

 

Stacy will answer important questions such as:

  • What should I do with my money now?
  • Will this downturn impact my divorce settlement, child support or spousal support?
  • How can I best protect myself and my family?
  • I don't have the long-term to recover from this. When do we pull the "emergency cord" and go to cash?
  • Should I use this as an opportunity to invest the extra cash I have?


 

Visit francisfinancial.com/podcast/ and click email me new episodes and we will send you the invitation to our free virtual HIIT and yoga workouts. If you have any questions about your personal financial situation, please also click submit a question and we will be sure to respond to you!

 

Resources

Reach out to receive a complimentary

consultation. 

FrancisFinancial.com

Stacy Francis: Stacy@francisfinancial.com

Phone: 212-374-9008 

]]> 2474 no Funding Your Divorce Without Access to Money Nicole Noonan of New Chapter Capital is a former attorney with years of experience seeing women boxed in with financial challenges during a divorce. Divorce can be expensive; the average divorce in New York costs 17k per person, and can sometimes be much worse. This fact can keep women trapped in marriages they don’t want to be in, and unable to get the kind of legal and financial support they need. Stacy and Nicole talk about divorce funding, why it’s an important tool, and who it can be helpful for. Some of the highlights of their conversations include: ·    Sometimes you have situations where one of the spouses in a divorce is moneyed – having much more access to cash than the other – for those non-moneyed spouses, divorce funding can be a powerful option. ·    Not all segments of the attorney population offer something like divorce funding, and communicating what it is, how it works and why it’s a good thing is one of Nicole’s biggest challenges. Stacy believes it is going to catch on in a big way. ·    Many attorneys recommend not changing your spending – it’s not the time to make big extravagant new purchases – but what if you don’t have the resources to maintain your current lifestyle? Resources Reach out to receive a complimentary second opinion consultation.  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com  Phone: 212-374-9008  Nicole Noonan: New Chapter Capital Phone: 212 404 7807 Tue, 17 Mar 2020 04:01:00 -0000 full 72 Stacy Francis Nicole Noonan of New Chapter Capital and a former attorney joins Stacy to talk about divorce funding, why it’s an important tool, and who it can be helpful for. Nicole Noonan of New Chapter Capital is a former attorney with years of experience seeing women boxed in with financial challenges during a divorce. Divorce can be expensive; the average divorce in New York costs 17k per person, and can sometimes be much worse. This fact can keep women trapped in marriages they don’t want to be in, and unable to get the kind of legal and financial support they need. Stacy and Nicole talk about divorce funding, why it’s an important tool, and who it can be helpful for. Some of the highlights of their conversations include: ·    Sometimes you have situations where one of the spouses in a divorce is moneyed – having much more access to cash than the other – for those non-moneyed spouses, divorce funding can be a powerful option. ·    Not all segments of the attorney population offer something like divorce funding, and communicating what it is, how it works and why it’s a good thing is one of Nicole’s biggest challenges. Stacy believes it is going to catch on in a big way. ·    Many attorneys recommend not changing your spending – it’s not the time to make big extravagant new purchases – but what if you don’t have the resources to maintain your current lifestyle? Resources Reach out to receive a complimentary second opinion consultation.  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com  Phone: 212-374-9008  Nicole Noonan: New Chapter Capital Phone: 212 404 7807 Nicole Noonan of New Chapter Capital is a former attorney with years of experience seeing women boxed in with financial challenges during a divorce. Divorce can be expensive; the average divorce in New York costs 17k per person, and can sometimes be much worse. This fact can keep women trapped in marriages they don’t want to be in, and unable to get the kind of legal and financial support they need. Stacy and Nicole talk about divorce funding, why it’s an important tool, and who it can be helpful for.

Some of the highlights of their conversations include:

·    Sometimes you have situations where one of the spouses in a divorce is moneyed – having much more access to cash than the other – for those non-moneyed spouses, divorce funding can be a powerful option.

·    Not all segments of the attorney population offer something like divorce funding, and communicating what it is, how it works and why it’s a good thing is one of Nicole’s biggest challenges. Stacy believes it is going to catch on in a big way.

·    Many attorneys recommend not changing your spending – it’s not the time to make big extravagant new purchases – but what if you don’t have the resources to maintain your current lifestyle?

Resources

Reach out to receive a complimentary

second opinion consultation. 

FrancisFinancial.com

Stacy Francis: Stacy@Stacyfrancis.com 

Phone: 212-374-9008 

Nicole Noonan: New Chapter Capital

Phone: 212 404 7807

]]> 1902 no Making Divorce Easier For Your Children Lauren Gaynor is a Litigation & Real Estate Partner specializing in Matrimonial Litigation at Teitler & Teitler. She chats with Stacy Francis about custody, child support, and how to make your divorce easier for your children. Here are a few highlights from their conversation: During your divorce, finding the right attorney in matrimonial is important to achieve an emotional fit. The amount of time your child spends with you is a key factor in child support calculation. Being too specific about what expenses child support covers can box you into a hole. Divorce works best for the children when parents can get along for their children’s sake. Resources Teitler & Teitler  Lauren Pruzan Gaynor Teitler | LinkedIn Francis Financial Tue, 03 Mar 2020 05:01:00 -0000 full 71 Stacy Francis Lauren Gaynor, a Litigation & Real Estate Partner specializing in Matrimonial Litigation at Teitler & Teitler, chats with Stacy Francis about custody, child support, and how to make your divorce easier for your children. Lauren Gaynor is a Litigation & Real Estate Partner specializing in Matrimonial Litigation at Teitler & Teitler. She chats with Stacy Francis about custody, child support, and how to make your divorce easier for your children. Here are a few highlights from their conversation: During your divorce, finding the right attorney in matrimonial is important to achieve an emotional fit. The amount of time your child spends with you is a key factor in child support calculation. Being too specific about what expenses child support covers can box you into a hole. Divorce works best for the children when parents can get along for their children’s sake. Resources Teitler & Teitler  Lauren Pruzan Gaynor Teitler | LinkedIn Francis Financial Lauren Gaynor is a Litigation & Real Estate Partner specializing in Matrimonial Litigation at Teitler & Teitler. She chats with Stacy Francis about custody, child support, and how to make your divorce easier for your children.


Here are a few highlights from their conversation:

  • During your divorce, finding the right attorney in matrimonial is important to achieve an emotional fit.
  • The amount of time your child spends with you is a key factor in child support calculation.
  • Being too specific about what expenses child support covers can box you into a hole.
  • Divorce works best for the children when parents can get along for their children’s sake.


Resources

Teitler & Teitler 

Lauren Pruzan Gaynor Teitler | LinkedIn

Francis Financial

]]> 2556 no Turning Divorce into a Positive Turning Divorce into a Positive  This week’s guest is Gabrielle Hartley, a divorce mediator who is known as a case closer. She has been able to keep 99% of her cases out of the courtroom. She chats with Stacy Francis about how she manages to move her clients through the divorce process without using the courts. She also discusses why she believes divorce can be a positive in your life. Gabrielle is committed to leading the positive divorce movement because her own parents had an amicable divorce. The ‘Better Apart’ method helps you to clarify your thinking through the lens of patience, respect, clarity, peace, and forgiveness. Gabrielle reminds listeners that you are whole just as you are; your family is not broken, it is transformed; your child’s life is not shattered, it is reconfigured; and this is the perfect moment to reassess what you want from your life, and to have the confidence to activate your inner agency. Stacy takes away three new tools from this week’s show. Her new ‘screwdriver’ is the bookending exercise. Resources Reach out to receive a complimentary consultation  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com  Phone: 212-374-9008  GabrielleHartley.com Better Apart: The Radically Positive Way to Separate Tue, 18 Feb 2020 05:01:00 -0000 Divorce mediator Gabrielle Hartley joins Stacy Francis to discuss how she is able to keep 99% of her cases out of the courtroom and why she believes divorce can be a positive in your life. full 70 Stacy Francis Turning Divorce into a Positive  This week’s guest is Gabrielle Hartley, a divorce mediator who is known as a case closer. She has been able to keep 99% of her cases out of the courtroom. She chats with Stacy Francis about how she manages to move her clients through the divorce process without using the courts. She also discusses why she believes divorce can be a positive in your life. Gabrielle is committed to leading the positive divorce movement because her own parents had an amicable divorce. The ‘Better Apart’ method helps you to clarify your thinking through the lens of patience, respect, clarity, peace, and forgiveness. Gabrielle reminds listeners that you are whole just as you are; your family is not broken, it is transformed; your child’s life is not shattered, it is reconfigured; and this is the perfect moment to reassess what you want from your life, and to have the confidence to activate your inner agency. Stacy takes away three new tools from this week’s show. Her new ‘screwdriver’ is the bookending exercise. Resources Reach out to receive a complimentary consultation  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com  Phone: 212-374-9008  GabrielleHartley.com Better Apart: The Radically Positive Way to Separate Turning Divorce into a Positive 


This week’s guest is Gabrielle Hartley, a divorce mediator who is known as a case closer. She has been able to keep 99% of her cases out of the courtroom. She chats with Stacy Francis about how she manages to move her clients through the divorce process without using the courts. She also discusses why she believes divorce can be a positive in your life.


  • Gabrielle is committed to leading the positive divorce movement because her own parents had an amicable divorce.
  • The ‘Better Apart’ method helps you to clarify your thinking through the lens of patience, respect, clarity, peace, and forgiveness.
  • Gabrielle reminds listeners that you are whole just as you are; your family is not broken, it is transformed; your child’s life is not shattered, it is reconfigured; and this is the perfect moment to reassess what you want from your life, and to have the confidence to activate your inner agency.
  • Stacy takes away three new tools from this week’s show. Her new ‘screwdriver’ is the bookending exercise.


Resources

Reach out to receive a complimentary consultation 

FrancisFinancial.com

Stacy Francis: Stacy@Stacyfrancis.com 

Phone: 212-374-9008 


GabrielleHartley.com

Better Apart: The Radically Positive Way to Separate

]]> 2147 yes Being in Business With Your Spouse & Still Protecting Yourself This week’s guest on Financially Ever After is Dana Stutman, a matrimonial divorce attorney who runs a successful private practice in partnership with her husband Michael Stutman. She brings a unique insight on the topic of being in business with your spouse, and shares important tips women can use to protect themselves and their family in the event of a divorce. A partnership agreement protects you, your spouse, your team and your clients. You don’t want the business to suffer as a result of what you and your spouse are going through. The breakdown in communication is the biggest problem in marriages. Dana broaches the sensitive topic of prenuptial agreements. Stacy shares personal information about her struggle with being a business owner and what would happen if she and her husband divorce. Resources Reach out to receive a complimentary consultation  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com  Phone: 212-374-9008  Dana.Stutman@sslllp.com  Stutman Stutman & Lichtenstein, LLP  Tue, 04 Feb 2020 05:01:00 -0000 full 69 Stacy Francis On this week’s episode of Financially Ever After, Stacy chats with Dana Stutman, a matrimonial divorce attorney who runs a successful private practice in partnership with her husband Michael Stutman. This week’s guest on Financially Ever After is Dana Stutman, a matrimonial divorce attorney who runs a successful private practice in partnership with her husband Michael Stutman. She brings a unique insight on the topic of being in business with your spouse, and shares important tips women can use to protect themselves and their family in the event of a divorce. A partnership agreement protects you, your spouse, your team and your clients. You don’t want the business to suffer as a result of what you and your spouse are going through. The breakdown in communication is the biggest problem in marriages. Dana broaches the sensitive topic of prenuptial agreements. Stacy shares personal information about her struggle with being a business owner and what would happen if she and her husband divorce. Resources Reach out to receive a complimentary consultation  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com  Phone: 212-374-9008  Dana.Stutman@sslllp.com  Stutman Stutman & Lichtenstein, LLP  This week’s guest on Financially Ever After is Dana Stutman, a matrimonial divorce attorney who runs a successful private practice in partnership with her husband Michael Stutman. She brings a unique insight on the topic of being in business with your spouse, and shares important tips women can use to protect themselves and their family in the event of a divorce.


  • A partnership agreement protects you, your spouse, your team and your clients. You don’t want the business to suffer as a result of what you and your spouse are going through.
  • The breakdown in communication is the biggest problem in marriages.
  • Dana broaches the sensitive topic of prenuptial agreements.
  • Stacy shares personal information about her struggle with being a business owner and what would happen if she and her husband divorce.


Resources

Reach out to receive a complimentary consultation 

FrancisFinancial.com

Stacy Francis: Stacy@Stacyfrancis.com 

Phone: 212-374-9008 


Dana.Stutman@sslllp.com 

Stutman Stutman & Lichtenstein, LLP 

]]> 2600 no Transforming Your Relationship with Money In this episode of Financially Every After, Stacy Francis speaks with Bari Tessler, the author of The Art of Money. They talk about how your relationship with money can impact all aspects of your life, the unfortunate fact that many of us had inconsistent, or totally absent financial educations, and the surprising ways our bodies can physically react when it comes to making decisions around money. This is a fascinating episode, filled with practical tips and actions you can take to transform your relationship with money. Her student loan coming due made Bari realize that she didn’t have a healthy relationship with money. She set herself the goal of becoming financially literate. Bari advises you to have a weekly money date with yourself. Start with the money healing process before getting to the practical aspects of transforming your relationship with money. Getting support is one of the strongest and bravest things you can do.  Resources Find out more about the Second Opinion program  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Learn more about Bari Tessler: BariTessler.com The Art of Money Tue, 21 Jan 2020 05:01:00 -0000 full 68 Stacy Francis In this episode of Financially Every After, Stacy Francis speaks with Bari Tessler, the author of The Art of Money. In this episode of Financially Every After, Stacy Francis speaks with Bari Tessler, the author of The Art of Money. They talk about how your relationship with money can impact all aspects of your life, the unfortunate fact that many of us had inconsistent, or totally absent financial educations, and the surprising ways our bodies can physically react when it comes to making decisions around money. This is a fascinating episode, filled with practical tips and actions you can take to transform your relationship with money. Her student loan coming due made Bari realize that she didn’t have a healthy relationship with money. She set herself the goal of becoming financially literate. Bari advises you to have a weekly money date with yourself. Start with the money healing process before getting to the practical aspects of transforming your relationship with money. Getting support is one of the strongest and bravest things you can do.  Resources Find out more about the Second Opinion program  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Learn more about Bari Tessler: BariTessler.com The Art of Money In this episode of Financially Every After, Stacy Francis speaks with Bari Tessler, the author of The Art of Money. They talk about how your relationship with money can impact all aspects of your life, the unfortunate fact that many of us had inconsistent, or totally absent financial educations, and the surprising ways our bodies can physically react when it comes to making decisions around money. This is a fascinating episode, filled with practical tips and actions you can take to transform your relationship with money.

  • Her student loan coming due made Bari realize that she didn’t have a healthy relationship with money. She set herself the goal of becoming financially literate.
  • Bari advises you to have a weekly money date with yourself.
  • Start with the money healing process before getting to the practical aspects of transforming your relationship with money.
  • Getting support is one of the strongest and bravest things you can do. 


Resources

Find out more about the Second Opinion program 

FrancisFinancial.com

Stacy Francis: Stacy@Stacyfrancis.com

Phone: 212-374-9008


Learn more about Bari Tessler:

BariTessler.com

The Art of Money

]]> 2773 no The Four Options Offered When Divorcing Host Stacy Francis welcomes attorney and social worker, Kristen Lyndaker to this week’s show. Kristen holds a Master’s degree in Social Work and has worked in the foster care and adoption field. She is also a practicing matrimonial attorney who specializes in Collaborative Family Law and Mediation. This area, she says, is a niche in law where she could combine her social work skills and family and child knowledge with the legal system to help people. Stacy asks Kristen how her experience with social work as well as mediation changes the way she looks at the divorce process. She responds that she looks at what’s best for the family as a whole instead of advocating for one client. She empowers her clients by showing them all the options at their disposal. An adversarial approach is rarely necessary, she says, as it does not serve most couples’ and families’ needs. [4:24] Kristen explains the difference between mediation and collaboration and why collaboration is being used more and more these days. [6:19] Mediation and collaboration is voluntary, Kristen says. Even if you do litigate, most likely your case will end up in settlement, usually 18 months and thousands of dollars later. You can have the same result, plus save time and money, by choosing alternative dispute resolution. You also walk away feeling empowered, knowing that you made meaningful decisions for your children and your future. [10:13] Kristen shares some practical tips she uses to keep couples from falling into litigation, including looping and taking notes. [13:32] You can take five routes to divorce, and for each route, you give up a certain amount of control: Litigation - you give up total control because the court decides your future. Collaboration - you work through an attorney who looks to you for guidance about what’s best for you. Mediation - you have more control but less legal guidance and structure. Do It Yourself - all the control but no guidance. [17:42] Kristen advises you to align yourself with a professional who has your best interest at heart, and who you feel comfortable working with. [19:35] Going to court might be the best option if there is distrust and a lack of transparency. It’s also the right choice in cases of abuse and domestic violence. [20:37] Stacy asks how children can be protected through the divorce process. Kristen says parents should remember that their children love them both. She urges listeners to follow the Children’s Bill of Rights as well as the Parents’ Bill of Rights, to protect children during and beyond this scary period. When children are older and they start asking questions, answer them in an age-appropriate manner without disparaging the other parent. Always let them know that they are safe, loved and protected. She recommends speaking with a mental health professional and praises the work of the Ackerman Institute. [22:27] Children love routine and consistency, so try to maintain the status quo as much as possible. However, things might have to change and it may not be ideal, but do the best you can in your situation and move forward. [29:32] If your relationship is looking like it will end in divorce, don’t let fear and anger take over. This is just a temporary situation and you’re going to move past it, Krista reminds listeners. Take care of yourself. Treat yourself like you would treat your best friend. [32:33] We’re all trying to do the best we can. As we get older and have more experience, we grow and learn more about ourselves. [36:53] Resources Kglmediation.com The Children’s Bill of Rights The Parents’ Bill of Rights The Ackerman Institute  New York Association of Collaborative Professionals Find out more about the Second Opinion program  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Tue, 07 Jan 2020 05:01:00 -0000 full 67 Stacy Francis Host Stacy Francis welcomes attorney and social worker, Kristen Lyndaker to this week’s show. Kristen holds a Master’s degree in Social Work and has worked in the foster care and adoption field. Host Stacy Francis welcomes attorney and social worker, Kristen Lyndaker to this week’s show. Kristen holds a Master’s degree in Social Work and has worked in the foster care and adoption field. She is also a practicing matrimonial attorney who specializes in Collaborative Family Law and Mediation. This area, she says, is a niche in law where she could combine her social work skills and family and child knowledge with the legal system to help people. Stacy asks Kristen how her experience with social work as well as mediation changes the way she looks at the divorce process. She responds that she looks at what’s best for the family as a whole instead of advocating for one client. She empowers her clients by showing them all the options at their disposal. An adversarial approach is rarely necessary, she says, as it does not serve most couples’ and families’ needs. [4:24] Kristen explains the difference between mediation and collaboration and why collaboration is being used more and more these days. [6:19] Mediation and collaboration is voluntary, Kristen says. Even if you do litigate, most likely your case will end up in settlement, usually 18 months and thousands of dollars later. You can have the same result, plus save time and money, by choosing alternative dispute resolution. You also walk away feeling empowered, knowing that you made meaningful decisions for your children and your future. [10:13] Kristen shares some practical tips she uses to keep couples from falling into litigation, including looping and taking notes. [13:32] You can take five routes to divorce, and for each route, you give up a certain amount of control: Litigation - you give up total control because the court decides your future. Collaboration - you work through an attorney who looks to you for guidance about what’s best for you. Mediation - you have more control but less legal guidance and structure. Do It Yourself - all the control but no guidance. [17:42] Kristen advises you to align yourself with a professional who has your best interest at heart, and who you feel comfortable working with. [19:35] Going to court might be the best option if there is distrust and a lack of transparency. It’s also the right choice in cases of abuse and domestic violence. [20:37] Stacy asks how children can be protected through the divorce process. Kristen says parents should remember that their children love them both. She urges listeners to follow the Children’s Bill of Rights as well as the Parents’ Bill of Rights, to protect children during and beyond this scary period. When children are older and they start asking questions, answer them in an age-appropriate manner without disparaging the other parent. Always let them know that they are safe, loved and protected. She recommends speaking with a mental health professional and praises the work of the Ackerman Institute. [22:27] Children love routine and consistency, so try to maintain the status quo as much as possible. However, things might have to change and it may not be ideal, but do the best you can in your situation and move forward. [29:32] If your relationship is looking like it will end in divorce, don’t let fear and anger take over. This is just a temporary situation and you’re going to move past it, Krista reminds listeners. Take care of yourself. Treat yourself like you would treat your best friend. [32:33] We’re all trying to do the best we can. As we get older and have more experience, we grow and learn more about ourselves. [36:53] Resources Kglmediation.com The Children’s Bill of Rights The Parents’ Bill of Rights The Ackerman Institute  New York Association of Collaborative Professionals Find out more about the Second Opinion program  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Host Stacy Francis welcomes attorney and social worker, Kristen Lyndaker to this week’s show. Kristen holds a Master’s degree in Social Work and has worked in the foster care and adoption field. She is also a practicing matrimonial attorney who specializes in Collaborative Family Law and Mediation. This area, she says, is a niche in law where she could combine her social work skills and family and child knowledge with the legal system to help people.


  • Stacy asks Kristen how her experience with social work as well as mediation changes the way she looks at the divorce process. She responds that she looks at what’s best for the family as a whole instead of advocating for one client. She empowers her clients by showing them all the options at their disposal. An adversarial approach is rarely necessary, she says, as it does not serve most couples’ and families’ needs. [4:24]
  • Kristen explains the difference between mediation and collaboration and why collaboration is being used more and more these days. [6:19]
  • Mediation and collaboration is voluntary, Kristen says. Even if you do litigate, most likely your case will end up in settlement, usually 18 months and thousands of dollars later. You can have the same result, plus save time and money, by choosing alternative dispute resolution. You also walk away feeling empowered, knowing that you made meaningful decisions for your children and your future. [10:13]
  • Kristen shares some practical tips she uses to keep couples from falling into litigation, including looping and taking notes. [13:32]
  • You can take five routes to divorce, and for each route, you give up a certain amount of control:
  • Litigation - you give up total control because the court decides your future.
  • Collaboration - you work through an attorney who looks to you for guidance about what’s best for you.
  • Mediation - you have more control but less legal guidance and structure.
  • Do It Yourself - all the control but no guidance. [17:42]
  • Kristen advises you to align yourself with a professional who has your best interest at heart, and who you feel comfortable working with. [19:35]
  • Going to court might be the best option if there is distrust and a lack of transparency. It’s also the right choice in cases of abuse and domestic violence. [20:37]
  • Stacy asks how children can be protected through the divorce process. Kristen says parents should remember that their children love them both. She urges listeners to follow the Children’s Bill of Rights as well as the Parents’ Bill of Rights, to protect children during and beyond this scary period. When children are older and they start asking questions, answer them in an age-appropriate manner without disparaging the other parent. Always let them know that they are safe, loved and protected. She recommends speaking with a mental health professional and praises the work of the Ackerman Institute. [22:27]
  • Children love routine and consistency, so try to maintain the status quo as much as possible. However, things might have to change and it may not be ideal, but do the best you can in your situation and move forward. [29:32]
  • If your relationship is looking like it will end in divorce, don’t let fear and anger take over. This is just a temporary situation and you’re going to move past it, Krista reminds listeners. Take care of yourself. Treat yourself like you would treat your best friend. [32:33]
  • We’re all trying to do the best we can. As we get older and have more experience, we grow and learn more about ourselves. [36:53]


Resources

Kglmediation.com

The Children’s Bill of Rights

The Parents’ Bill of Rights

The Ackerman Institute 

New York Association of Collaborative Professionals

Find out more about the Second Opinion program 

FrancisFinancial.com

Stacy Francis: Stacy@Stacyfrancis.com

Phone: 212-374-9008

]]> 2553 no Leveraging Your Capital Into Freedom Mia Poppe had a successful 22-year career as a senior-level banker. Her own disastrous first divorce was the catalyst that led her to go to law school at the age of 42 and retrain as a matrimonial attorney. She now runs her own successful private practice. Mia joins Stacy Francis this week to chat about why it’s important to manage your money, knowing your value, and leveraging your capital into freedom. Mia got married the month after her college graduation, at age 22. Her marriage failed after 12 years, however. A few weeks later she realized that her ex-husband had cleaned out the bank account. There she was, she says, a senior level banker with 3 children in private school and other expensive family overheads, and no money. She had to seek public assistance to get grocery money. [7:20] Mia shares her story to reiterate that life can be unpredictable. Not having money puts you in an unduly vulnerable situation. It’s very important to manage your money and be financially responsible. She says that we owe it to our families and our communities to be givers into the public trust and not takers. [11:19] Mia encourages listeners to have their own business because no one will value you like you value you. Stacy adds that having your own business gives you more options and financial freedom. The only limits you have are those you place on yourself, she says. Business ownership teaches you to love, value and care for yourself the same way you care for your loved ones. [17:51] Stacy and Mia discuss the challenges of starting a business as a woman. Mia’s advice to women thinking of starting a business is to find a partner with like desire, hunger and integrity because collaboration gives you more ideas and synergies. You should treat your business like a Fortune 500 business, she says. [20:58] Personal and business finances should be separate. When they are commingled, and you enter a divorce, you are going to lose out. It also makes the divorce more expensive. [27:19] Women going through divorce, no matter their economic situations, have a fear of survival. Mia admits to having the same fear in her second divorce. [31:30] Mia counsels her clients to finance themselves, even if they need to retool to do so. She quotes Hernando deSoto’s book, The Mystery of Capital, to emphasize that we all have resources at our disposal that we can convert into capital. We can leverage that capital into freedom, to create the life we want. Having accountability partners are an important part of creating that life because they help you stay true to your goals. [34:40] Stacy says that money is a tool you need to build your life. It gives you options and opportunities, and even acts as a safety net, making you more comfortable with taking risks. [39:47] When people are going through a divorce they often lose their minds, Mia says. She calls it divorce psychosis. As such, she insists on handling custody issues first, to ensure that the children are taken care of in the best way possible. Only after a fully executed parenting plan is in place does she tackle money issues. [41:54] Resources The Law Firm of Poppe & Associates   The Mystery of Capital by Hernando de Soto Find out more about the Second Opinion program  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Tue, 17 Dec 2019 05:01:00 -0000 full 66 Stacy Francis Mia Poppe had a successful 22-year career as a senior-level banker. Her own disastrous first divorce was the catalyst that led her to go to law school at the age of 42 and retrain as a matrimonial attorney. Mia Poppe had a successful 22-year career as a senior-level banker. Her own disastrous first divorce was the catalyst that led her to go to law school at the age of 42 and retrain as a matrimonial attorney. She now runs her own successful private practice. Mia joins Stacy Francis this week to chat about why it’s important to manage your money, knowing your value, and leveraging your capital into freedom. Mia got married the month after her college graduation, at age 22. Her marriage failed after 12 years, however. A few weeks later she realized that her ex-husband had cleaned out the bank account. There she was, she says, a senior level banker with 3 children in private school and other expensive family overheads, and no money. She had to seek public assistance to get grocery money. [7:20] Mia shares her story to reiterate that life can be unpredictable. Not having money puts you in an unduly vulnerable situation. It’s very important to manage your money and be financially responsible. She says that we owe it to our families and our communities to be givers into the public trust and not takers. [11:19] Mia encourages listeners to have their own business because no one will value you like you value you. Stacy adds that having your own business gives you more options and financial freedom. The only limits you have are those you place on yourself, she says. Business ownership teaches you to love, value and care for yourself the same way you care for your loved ones. [17:51] Stacy and Mia discuss the challenges of starting a business as a woman. Mia’s advice to women thinking of starting a business is to find a partner with like desire, hunger and integrity because collaboration gives you more ideas and synergies. You should treat your business like a Fortune 500 business, she says. [20:58] Personal and business finances should be separate. When they are commingled, and you enter a divorce, you are going to lose out. It also makes the divorce more expensive. [27:19] Women going through divorce, no matter their economic situations, have a fear of survival. Mia admits to having the same fear in her second divorce. [31:30] Mia counsels her clients to finance themselves, even if they need to retool to do so. She quotes Hernando deSoto’s book, The Mystery of Capital, to emphasize that we all have resources at our disposal that we can convert into capital. We can leverage that capital into freedom, to create the life we want. Having accountability partners are an important part of creating that life because they help you stay true to your goals. [34:40] Stacy says that money is a tool you need to build your life. It gives you options and opportunities, and even acts as a safety net, making you more comfortable with taking risks. [39:47] When people are going through a divorce they often lose their minds, Mia says. She calls it divorce psychosis. As such, she insists on handling custody issues first, to ensure that the children are taken care of in the best way possible. Only after a fully executed parenting plan is in place does she tackle money issues. [41:54] Resources The Law Firm of Poppe & Associates   The Mystery of Capital by Hernando de Soto Find out more about the Second Opinion program  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Mia Poppe had a successful 22-year career as a senior-level banker. Her own disastrous first divorce was the catalyst that led her to go to law school at the age of 42 and retrain as a matrimonial attorney. She now runs her own successful private practice. Mia joins Stacy Francis this week to chat about why it’s important to manage your money, knowing your value, and leveraging your capital into freedom.


  • Mia got married the month after her college graduation, at age 22. Her marriage failed after 12 years, however. A few weeks later she realized that her ex-husband had cleaned out the bank account. There she was, she says, a senior level banker with 3 children in private school and other expensive family overheads, and no money. She had to seek public assistance to get grocery money. [7:20]
  • Mia shares her story to reiterate that life can be unpredictable. Not having money puts you in an unduly vulnerable situation. It’s very important to manage your money and be financially responsible. She says that we owe it to our families and our communities to be givers into the public trust and not takers. [11:19]
  • Mia encourages listeners to have their own business because no one will value you like you value you. Stacy adds that having your own business gives you more options and financial freedom. The only limits you have are those you place on yourself, she says. Business ownership teaches you to love, value and care for yourself the same way you care for your loved ones. [17:51]
  • Stacy and Mia discuss the challenges of starting a business as a woman. Mia’s advice to women thinking of starting a business is to find a partner with like desire, hunger and integrity because collaboration gives you more ideas and synergies. You should treat your business like a Fortune 500 business, she says. [20:58]
  • Personal and business finances should be separate. When they are commingled, and you enter a divorce, you are going to lose out. It also makes the divorce more expensive. [27:19]
  • Women going through divorce, no matter their economic situations, have a fear of survival. Mia admits to having the same fear in her second divorce. [31:30]
  • Mia counsels her clients to finance themselves, even if they need to retool to do so. She quotes Hernando deSoto’s book, The Mystery of Capital, to emphasize that we all have resources at our disposal that we can convert into capital. We can leverage that capital into freedom, to create the life we want. Having accountability partners are an important part of creating that life because they help you stay true to your goals. [34:40]
  • Stacy says that money is a tool you need to build your life. It gives you options and opportunities, and even acts as a safety net, making you more comfortable with taking risks. [39:47]
  • When people are going through a divorce they often lose their minds, Mia says. She calls it divorce psychosis. As such, she insists on handling custody issues first, to ensure that the children are taken care of in the best way possible. Only after a fully executed parenting plan is in place does she tackle money issues. [41:54]


Resources

The Law Firm of Poppe & Associates  

The Mystery of Capital by Hernando de Soto


Find out more about the Second Opinion program 

FrancisFinancial.com

Stacy Francis: Stacy@Stacyfrancis.com

Phone: 212-374-9008

]]> 2949 Hiring an Attorney to Advocate For Your Child Ten years ago, matrimonial attorney Lauren Friend started her own law firm because she wanted to help people through the worst times of their lives. Her clients see her as their support lifeline, which helps them get through the divorce process as healthily as possible. Apart from working with adults however, Lauren also works with children as an attorney for the child. She chats with Stacy Francis about when an attorney for the child might be needed, the things divorcing parents need to know, including tips about how child support can be modified. An attorney for the child is appointed by the court when there are custody issues in dispute, once it’s determined that the parties cannot come to an agreement. [4:52] Stacy asks how Lauren is able to get the child’s opinion, but also a wider view of the situation. Lauren responds that she gets the child’s view and the reasons for his or her position, but she also speaks with all the treating professionals in the child’s life, such as their teacher, doctor and therapist, in order to get as full a picture as possible. [8:45] In allegations of abuse or neglect, an attorney for the child would be appointed very early in the process. [14:48] Lauren describes how she manages her attorney-client relationship with children. Toward the end of her representation she would have developed a bond with them, she says, and interviews become easier. She makes it clear to them that they will not decide the final custody arrangement, as empowering them to such an extent could cause extremely loyalty or guilt toward one parent. For this reason, she ensures that they understand that there are other factors being considered in addition to their view. [15:17] Stacy says that many listeners don’t realize that the amount of time that your child spends with you can impact the amount that you're entitled to for child support. Lauren explains that the court classes the custodial parent as the one with whom the child spends the most nights. This parent would get child support as well as add-ons. The add-ons are pro-rata based on income. [20:05] Stacy emphasizes that it’s important to know your child’s expenses to make your case for child support. [22:38] In New York state only the first $148,000 of a spouse’s income is considered for child support. Anything over that is discretionary. Lauren advises that it’s always best to work out an agreement with just your attorneys. [24:30] You can go back to court for a modification of child support, custody or visitation if there are substantial changes in circumstances. [25:27] The best advice she can give to divorcing parents, Lauren says, is to try to sublimate your feelings of anger and hostility for the benefit of your children. They are much happier and healthier in two separate happy households. [29:14] The courts take parental alienation very seriously. Judges have been known to switch custody in extreme cases. [29:45] Before you enter into a custody agreement, envision if it would work until your child is 18. Your attorney should also build in some loopholes into the agreement so there is room for modification without returning to court. [32:12] A question to ask yourself before you do or say anything is, will this help or hurt my child? [36:00] Lauren shares advice on how to choose an attorney if you’re thinking about divorce. [37:41] When she represents adults, Lauren is able to give her clients real life examples of how their actions may help or hurt children, due to her experience as an attorney for the child. [40:33] Resources LaurenFriendLaw.com Avvo.com Martindale.com Find out more about the Second Opinion program  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Tue, 03 Dec 2019 05:01:00 -0000 full 65 Stacy Francis Ten years ago, matrimonial attorney Lauren Friend started her own law firm because she wanted to help people through the worst times of their lives. Ten years ago, matrimonial attorney Lauren Friend started her own law firm because she wanted to help people through the worst times of their lives. Her clients see her as their support lifeline, which helps them get through the divorce process as healthily as possible. Apart from working with adults however, Lauren also works with children as an attorney for the child. She chats with Stacy Francis about when an attorney for the child might be needed, the things divorcing parents need to know, including tips about how child support can be modified. An attorney for the child is appointed by the court when there are custody issues in dispute, once it’s determined that the parties cannot come to an agreement. [4:52] Stacy asks how Lauren is able to get the child’s opinion, but also a wider view of the situation. Lauren responds that she gets the child’s view and the reasons for his or her position, but she also speaks with all the treating professionals in the child’s life, such as their teacher, doctor and therapist, in order to get as full a picture as possible. [8:45] In allegations of abuse or neglect, an attorney for the child would be appointed very early in the process. [14:48] Lauren describes how she manages her attorney-client relationship with children. Toward the end of her representation she would have developed a bond with them, she says, and interviews become easier. She makes it clear to them that they will not decide the final custody arrangement, as empowering them to such an extent could cause extremely loyalty or guilt toward one parent. For this reason, she ensures that they understand that there are other factors being considered in addition to their view. [15:17] Stacy says that many listeners don’t realize that the amount of time that your child spends with you can impact the amount that you're entitled to for child support. Lauren explains that the court classes the custodial parent as the one with whom the child spends the most nights. This parent would get child support as well as add-ons. The add-ons are pro-rata based on income. [20:05] Stacy emphasizes that it’s important to know your child’s expenses to make your case for child support. [22:38] In New York state only the first $148,000 of a spouse’s income is considered for child support. Anything over that is discretionary. Lauren advises that it’s always best to work out an agreement with just your attorneys. [24:30] You can go back to court for a modification of child support, custody or visitation if there are substantial changes in circumstances. [25:27] The best advice she can give to divorcing parents, Lauren says, is to try to sublimate your feelings of anger and hostility for the benefit of your children. They are much happier and healthier in two separate happy households. [29:14] The courts take parental alienation very seriously. Judges have been known to switch custody in extreme cases. [29:45] Before you enter into a custody agreement, envision if it would work until your child is 18. Your attorney should also build in some loopholes into the agreement so there is room for modification without returning to court. [32:12] A question to ask yourself before you do or say anything is, will this help or hurt my child? [36:00] Lauren shares advice on how to choose an attorney if you’re thinking about divorce. [37:41] When she represents adults, Lauren is able to give her clients real life examples of how their actions may help or hurt children, due to her experience as an attorney for the child. [40:33] Resources LaurenFriendLaw.com Avvo.com Martindale.com Find out more about the Second Opinion program  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Ten years ago, matrimonial attorney Lauren Friend started her own law firm because she wanted to help people through the worst times of their lives. Her clients see her as their support lifeline, which helps them get through the divorce process as healthily as possible. Apart from working with adults however, Lauren also works with children as an attorney for the child. She chats with Stacy Francis about when an attorney for the child might be needed, the things divorcing parents need to know, including tips about how child support can be modified.


  • An attorney for the child is appointed by the court when there are custody issues in dispute, once it’s determined that the parties cannot come to an agreement. [4:52]
  • Stacy asks how Lauren is able to get the child’s opinion, but also a wider view of the situation. Lauren responds that she gets the child’s view and the reasons for his or her position, but she also speaks with all the treating professionals in the child’s life, such as their teacher, doctor and therapist, in order to get as full a picture as possible. [8:45]
  • In allegations of abuse or neglect, an attorney for the child would be appointed very early in the process. [14:48]
  • Lauren describes how she manages her attorney-client relationship with children. Toward the end of her representation she would have developed a bond with them, she says, and interviews become easier. She makes it clear to them that they will not decide the final custody arrangement, as empowering them to such an extent could cause extremely loyalty or guilt toward one parent. For this reason, she ensures that they understand that there are other factors being considered in addition to their view. [15:17]
  • Stacy says that many listeners don’t realize that the amount of time that your child spends with you can impact the amount that you're entitled to for child support. Lauren explains that the court classes the custodial parent as the one with whom the child spends the most nights. This parent would get child support as well as add-ons. The add-ons are pro-rata based on income. [20:05]
  • Stacy emphasizes that it’s important to know your child’s expenses to make your case for child support. [22:38]
  • In New York state only the first $148,000 of a spouse’s income is considered for child support. Anything over that is discretionary. Lauren advises that it’s always best to work out an agreement with just your attorneys. [24:30]
  • You can go back to court for a modification of child support, custody or visitation if there are substantial changes in circumstances. [25:27]
  • The best advice she can give to divorcing parents, Lauren says, is to try to sublimate your feelings of anger and hostility for the benefit of your children. They are much happier and healthier in two separate happy households. [29:14]
  • The courts take parental alienation very seriously. Judges have been known to switch custody in extreme cases. [29:45]
  • Before you enter into a custody agreement, envision if it would work until your child is 18. Your attorney should also build in some loopholes into the agreement so there is room for modification without returning to court. [32:12]
  • A question to ask yourself before you do or say anything is, will this help or hurt my child? [36:00]
  • Lauren shares advice on how to choose an attorney if you’re thinking about divorce. [37:41]
  • When she represents adults, Lauren is able to give her clients real life examples of how their actions may help or hurt children, due to her experience as an attorney for the child. [40:33]


Resources

LaurenFriendLaw.com

Avvo.com

Martindale.com


Find out more about the Second Opinion program 

FrancisFinancial.com

Stacy Francis: Stacy@Stacyfrancis.com

Phone: 212-374-9008

]]> 2680 no A Powerful Personal Story: Escaping The Cycle of Abuse Claire, this week’s guest on Financially Ever After, has lived through many hardships. She bravely shares her story so that listeners who may be in a similar situation can find some help and hope. Claire has been living month to month for the last year and a half. Her ex-husband decided not to pay alimony this month to spite her, so she has not been able to pay her bills. [2:34] In the beginning, Claire’s ex-husband treated her like a princess, but soon he started to get angry and blame her whenever he lost money at his job. [4:16] Claire was in a cycle of emotional and physical abuse but she had nowhere to go. She reached out to her parents to try to escape, but they said no. [8:43] We often associate physical, emotional and financial abuse with lower income. However, Stacy says, there is a secret that it happens in front of our eyes to accomplished women like Claire. [11:40] Claire still struggles with self-confidence and thoughts of suicide. Her animals and the 12 step program she attends helps her heal. She also practices staying positive and keeping her body positive. [14:19] When you’ve been a victim of abuse you’re a changed person, Stacy says. If you’ve been abused as a child you should seek support because you usually relive those cycles. [19:50] It’s important for women to have agency over our money because it gives us options to escape from unsafe situations. [23:15] Claire shares that she was abused as a child by a relative. [25:50] Stacy urges Claire and listeners to keep a network of support around them so that they can continue to be strong and make good decisions, now that they’re out of the past situation. With the right support around you, you can continue to make good decisions even though it feels like your past is pulling you back. [28:27] When Claire can’t find the strength in herself to carry on, she hears the voice of her son Tyler telling her how much she means to him. [32:20] Claire continues to be strong so that she can help someone. She has seen how honesty can strengthen one another. Stacy adds that she enjoys helping others in part because it makes her feel good about herself. Helping others builds our self-worth. [34:04] Animals love you unconditionally and they don’t judge. They help you heal. Stacy urges you to volunteer at a shelter. [37:52] Claire’s advice to anyone listening that’s struggling is to go deep into your soul and know that you are special. That glimmer of hope will help you get through the tough times. [38:53] Stacy urges you to reach out to your support network to hold you when you don’t have the strength. You can also reach out to her. If you feel stuck because you don’t have the money to go elsewhere, let us help you with that, Stacy advises. [41:08] Resources FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Tue, 19 Nov 2019 05:01:00 -0000 full 64 Stacy Francis Claire, this week’s guest on Financially Ever After, has lived through many hardships. She bravely shares her story so that listeners who may be in a similar situation can find some help and hope. Claire, this week’s guest on Financially Ever After, has lived through many hardships. She bravely shares her story so that listeners who may be in a similar situation can find some help and hope. Claire has been living month to month for the last year and a half. Her ex-husband decided not to pay alimony this month to spite her, so she has not been able to pay her bills. [2:34] In the beginning, Claire’s ex-husband treated her like a princess, but soon he started to get angry and blame her whenever he lost money at his job. [4:16] Claire was in a cycle of emotional and physical abuse but she had nowhere to go. She reached out to her parents to try to escape, but they said no. [8:43] We often associate physical, emotional and financial abuse with lower income. However, Stacy says, there is a secret that it happens in front of our eyes to accomplished women like Claire. [11:40] Claire still struggles with self-confidence and thoughts of suicide. Her animals and the 12 step program she attends helps her heal. She also practices staying positive and keeping her body positive. [14:19] When you’ve been a victim of abuse you’re a changed person, Stacy says. If you’ve been abused as a child you should seek support because you usually relive those cycles. [19:50] It’s important for women to have agency over our money because it gives us options to escape from unsafe situations. [23:15] Claire shares that she was abused as a child by a relative. [25:50] Stacy urges Claire and listeners to keep a network of support around them so that they can continue to be strong and make good decisions, now that they’re out of the past situation. With the right support around you, you can continue to make good decisions even though it feels like your past is pulling you back. [28:27] When Claire can’t find the strength in herself to carry on, she hears the voice of her son Tyler telling her how much she means to him. [32:20] Claire continues to be strong so that she can help someone. She has seen how honesty can strengthen one another. Stacy adds that she enjoys helping others in part because it makes her feel good about herself. Helping others builds our self-worth. [34:04] Animals love you unconditionally and they don’t judge. They help you heal. Stacy urges you to volunteer at a shelter. [37:52] Claire’s advice to anyone listening that’s struggling is to go deep into your soul and know that you are special. That glimmer of hope will help you get through the tough times. [38:53] Stacy urges you to reach out to your support network to hold you when you don’t have the strength. You can also reach out to her. If you feel stuck because you don’t have the money to go elsewhere, let us help you with that, Stacy advises. [41:08] Resources FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Claire, this week’s guest on Financially Ever After, has lived through many hardships. She bravely shares her story so that listeners who may be in a similar situation can find some help and hope.


  • Claire has been living month to month for the last year and a half. Her ex-husband decided not to pay alimony this month to spite her, so she has not been able to pay her bills. [2:34]
  • In the beginning, Claire’s ex-husband treated her like a princess, but soon he started to get angry and blame her whenever he lost money at his job. [4:16]
  • Claire was in a cycle of emotional and physical abuse but she had nowhere to go. She reached out to her parents to try to escape, but they said no. [8:43]
  • We often associate physical, emotional and financial abuse with lower income. However, Stacy says, there is a secret that it happens in front of our eyes to accomplished women like Claire. [11:40]
  • Claire still struggles with self-confidence and thoughts of suicide. Her animals and the 12 step program she attends helps her heal. She also practices staying positive and keeping her body positive. [14:19]
  • When you’ve been a victim of abuse you’re a changed person, Stacy says. If you’ve been abused as a child you should seek support because you usually relive those cycles. [19:50]
  • It’s important for women to have agency over our money because it gives us options to escape from unsafe situations. [23:15]
  • Claire shares that she was abused as a child by a relative. [25:50]
  • Stacy urges Claire and listeners to keep a network of support around them so that they can continue to be strong and make good decisions, now that they’re out of the past situation. With the right support around you, you can continue to make good decisions even though it feels like your past is pulling you back. [28:27]
  • When Claire can’t find the strength in herself to carry on, she hears the voice of her son Tyler telling her how much she means to him. [32:20]
  • Claire continues to be strong so that she can help someone. She has seen how honesty can strengthen one another. Stacy adds that she enjoys helping others in part because it makes her feel good about herself. Helping others builds our self-worth. [34:04]
  • Animals love you unconditionally and they don’t judge. They help you heal. Stacy urges you to volunteer at a shelter. [37:52]
  • Claire’s advice to anyone listening that’s struggling is to go deep into your soul and know that you are special. That glimmer of hope will help you get through the tough times. [38:53]
  • Stacy urges you to reach out to your support network to hold you when you don’t have the strength. You can also reach out to her. If you feel stuck because you don’t have the money to go elsewhere, let us help you with that, Stacy advises. [41:08]


Resources

FrancisFinancial.com

Stacy Francis: Stacy@Stacyfrancis.com

Phone: 212-374-9008

]]> 2578 no What Wise Women Do After Divorce Tanya-Marie Dubé is a master of transformation. She has lived through some very traumatic experiences: from being born into the foster care system, to being homeless from ages 12 to 18, to leaving her marriage of 18½ years without her home or any finances. Through each adversity, Tanya was able to change her perspective and come out a stronger, happier person. Now she teaches women around the world how to thrive after divorce. She joins Stacy Francis to talk about the five stages of transformation and things women need to know to create the best life possible for themselves and their families. Tanya says that her life has presented her with a series of transformational opportunities. She started to study psychology at age 17 and inadvertently started to coach others. She learned that the only way for her to grow was to help others achieve their goals. [4:18] By the time Tanya left her marriage 3½ years ago, she had been out of the workforce for more than a decade. Information about how to survive through and after divorce was hard to find. This inspired her to put together her first online summit where she invited 21 experts to speak on every aspect of separation. Over 300,000 women have been impacted to date. [5:22] There is a time and place for tears and anger when you’re experiencing a divorce. However, when you're rebuilding your life after divorce you need to remove the emotion out of it some of that time so you can focus on what’s working. [9:12] Tanya shares why gratitude and meditation is vital, no matter what you’re going through. [10:51] Stacy asks about the five stages of transformation after divorce. Tanya says that the five steps are building blocks and you’re going to be in and out of them, much like the grief cycle. She emphasizes that you need to work with someone because you need a new perspective and a mindset shift. [13:36] The five stages of transformation are: Visionary: building a new foundation by working on your belief systems. This stage focuses on aligning who you think you are with who you want to become. [13:58] Renewal: self-love and reconnection to spirituality. You learn how to overcome your addiction to people-pleasing and putting yourself last. You begin to take charge of your healing and personal development. [17:30] Alignment: busting through your comfort zone. If you push yourself out of your comfort zone, you’re going to move forward. The confidence you gain by doing so will propel you into other areas of your life and open doors and opportunities you never dreamed of. [22:24] Courage: finding your true purpose. Tanya shares the simple but powerful exercise she used to find her purpose. [26:41] Powerful: creating incredible relationships. Now that I found my purpose, how am I going to achieve it? Who do I need to surround myself with? How can I become the best version of myself so that I’m showing up for everybody else the right way, but I'm also attracting people at this high energy level? [31:19] Stacy talks about the importance of community when you’re going through a divorce. Tanya has created a membership site where these women can find the support they need through divorce and after, to launch them into the next phase of their lives. She shares how listeners can be part of that community, as well as the summits she produces. [33:30] Resources: TanyaDube.com  TanyaDube.com/membership Recommended Books: The Mastery of Love - Don Miguel Ruiz The Four Agreements - Don Miguel Ruiz Emotional Intelligence - Daniel Goleman The Power of Now - Eckhart Tolle A New Earth - Eckhart Tolle I Am - Howard Falco Feel the Fear and Do it Anyway - Susan Jeffers Think and Grow Rich - Napoleon Hill How to Win Friends and Influence People - Dale Carnegie The Power of Positive Thinking - Norman Vincent Peale Mindset - Carol Dweck Find out more about the Second Opinion program  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Tue, 05 Nov 2019 05:01:00 -0000 full 63 Stacy Francis Through much adversity, Tanya was able to change her perspective and come out a stronger, happier person. Now she teaches women around the world how to thrive after divorce. Tanya-Marie Dubé is a master of transformation. She has lived through some very traumatic experiences: from being born into the foster care system, to being homeless from ages 12 to 18, to leaving her marriage of 18½ years without her home or any finances. Through each adversity, Tanya was able to change her perspective and come out a stronger, happier person. Now she teaches women around the world how to thrive after divorce. She joins Stacy Francis to talk about the five stages of transformation and things women need to know to create the best life possible for themselves and their families. Tanya says that her life has presented her with a series of transformational opportunities. She started to study psychology at age 17 and inadvertently started to coach others. She learned that the only way for her to grow was to help others achieve their goals. [4:18] By the time Tanya left her marriage 3½ years ago, she had been out of the workforce for more than a decade. Information about how to survive through and after divorce was hard to find. This inspired her to put together her first online summit where she invited 21 experts to speak on every aspect of separation. Over 300,000 women have been impacted to date. [5:22] There is a time and place for tears and anger when you’re experiencing a divorce. However, when you're rebuilding your life after divorce you need to remove the emotion out of it some of that time so you can focus on what’s working. [9:12] Tanya shares why gratitude and meditation is vital, no matter what you’re going through. [10:51] Stacy asks about the five stages of transformation after divorce. Tanya says that the five steps are building blocks and you’re going to be in and out of them, much like the grief cycle. She emphasizes that you need to work with someone because you need a new perspective and a mindset shift. [13:36] The five stages of transformation are: Visionary: building a new foundation by working on your belief systems. This stage focuses on aligning who you think you are with who you want to become. [13:58] Renewal: self-love and reconnection to spirituality. You learn how to overcome your addiction to people-pleasing and putting yourself last. You begin to take charge of your healing and personal development. [17:30] Alignment: busting through your comfort zone. If you push yourself out of your comfort zone, you’re going to move forward. The confidence you gain by doing so will propel you into other areas of your life and open doors and opportunities you never dreamed of. [22:24] Courage: finding your true purpose. Tanya shares the simple but powerful exercise she used to find her purpose. [26:41] Powerful: creating incredible relationships. Now that I found my purpose, how am I going to achieve it? Who do I need to surround myself with? How can I become the best version of myself so that I’m showing up for everybody else the right way, but I'm also attracting people at this high energy level? [31:19] Stacy talks about the importance of community when you’re going through a divorce. Tanya has created a membership site where these women can find the support they need through divorce and after, to launch them into the next phase of their lives. She shares how listeners can be part of that community, as well as the summits she produces. [33:30] Resources: TanyaDube.com  TanyaDube.com/membership Recommended Books: The Mastery of Love - Don Miguel Ruiz The Four Agreements - Don Miguel Ruiz Emotional Intelligence - Daniel Goleman The Power of Now - Eckhart Tolle A New Earth - Eckhart Tolle I Am - Howard Falco Feel the Fear and Do it Anyway - Susan Jeffers Think and Grow Rich - Napoleon Hill How to Win Friends and Influence People - Dale Carnegie The Power of Positive Thinking - Norman Vincent Peale Mindset - Carol Dweck Find out more about the Second Opinion program  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Tanya-Marie Dubé is a master of transformation. She has lived through some very traumatic experiences: from being born into the foster care system, to being homeless from ages 12 to 18, to leaving her marriage of 18½ years without her home or any finances. Through each adversity, Tanya was able to change her perspective and come out a stronger, happier person. Now she teaches women around the world how to thrive after divorce. She joins Stacy Francis to talk about the five stages of transformation and things women need to know to create the best life possible for themselves and their families.


  • Tanya says that her life has presented her with a series of transformational opportunities. She started to study psychology at age 17 and inadvertently started to coach others. She learned that the only way for her to grow was to help others achieve their goals. [4:18]
  • By the time Tanya left her marriage 3½ years ago, she had been out of the workforce for more than a decade. Information about how to survive through and after divorce was hard to find. This inspired her to put together her first online summit where she invited 21 experts to speak on every aspect of separation. Over 300,000 women have been impacted to date. [5:22]
  • There is a time and place for tears and anger when you’re experiencing a divorce. However, when you're rebuilding your life after divorce you need to remove the emotion out of it some of that time so you can focus on what’s working. [9:12]
  • Tanya shares why gratitude and meditation is vital, no matter what you’re going through. [10:51]
  • Stacy asks about the five stages of transformation after divorce. Tanya says that the five steps are building blocks and you’re going to be in and out of them, much like the grief cycle. She emphasizes that you need to work with someone because you need a new perspective and a mindset shift. [13:36]
  • The five stages of transformation are:
  • Visionary: building a new foundation by working on your belief systems. This stage focuses on aligning who you think you are with who you want to become. [13:58]
  • Renewal: self-love and reconnection to spirituality. You learn how to overcome your addiction to people-pleasing and putting yourself last. You begin to take charge of your healing and personal development. [17:30]
  • Alignment: busting through your comfort zone. If you push yourself out of your comfort zone, you’re going to move forward. The confidence you gain by doing so will propel you into other areas of your life and open doors and opportunities you never dreamed of. [22:24]
  • Courage: finding your true purpose. Tanya shares the simple but powerful exercise she used to find her purpose. [26:41]
  • Powerful: creating incredible relationships. Now that I found my purpose, how am I going to achieve it? Who do I need to surround myself with? How can I become the best version of myself so that I’m showing up for everybody else the right way, but I'm also attracting people at this high energy level? [31:19]
  • Stacy talks about the importance of community when you’re going through a divorce. Tanya has created a membership site where these women can find the support they need through divorce and after, to launch them into the next phase of their lives. She shares how listeners can be part of that community, as well as the summits she produces. [33:30]


Resources:

TanyaDube.com 

TanyaDube.com/membership

Recommended Books:

  • The Mastery of Love - Don Miguel Ruiz
  • The Four Agreements - Don Miguel Ruiz
  • Emotional Intelligence - Daniel Goleman
  • The Power of Now - Eckhart Tolle
  • A New Earth - Eckhart Tolle
  • I Am - Howard Falco
  • Feel the Fear and Do it Anyway - Susan Jeffers
  • Think and Grow Rich - Napoleon Hill
  • How to Win Friends and Influence People - Dale Carnegie
  • The Power of Positive Thinking - Norman Vincent Peale
  • Mindset - Carol Dweck


Find out more about the Second Opinion program 

FrancisFinancial.com

Stacy Francis: Stacy@Stacyfrancis.com

Phone: 212-374-9008

]]> 2841 no Exposing Myths About Litigation John Yacos, of Yacos Law, has 30 years experience in matrimonial and family law. He joins Stacy Francis on this week’s show, to dispel the common myths about litigation, including the time it takes to get through the legal process. Common myths and misconceptions about litigation arise because of statements made by professionals, the anecdotal experience of clients’ acquaintances, as well as incorrect online information. [4:04] It’s important to be armed with information to guide you through the legal process with as little damage to the family as possible. John says that clients cannot make these important decisions without accurate information. [4:50] Litigation is only one of the options available, and John prefers to view it as a last resort. People should always consider Alternative Dispute Resolution (ADR). [6:45] Stacy asks, when might someone know that ADR is not a good fit and they need to take the next step to litigation? John shares several tips to help listeners decide. [8:21] One common myth is that you have to choose between mediation and litigation. The truth is that you can have both: use mediation for some parts of your matter and litigation for other parts. It does not have to be one or the other. [10:18] A parent coordinator can unlock seemingly intractable custodial issues. [12:25] Another myth John busts is that your divorce proceeding will be quick. John says that each case is fact-specific and that there are many variables to consider, including whether you go to family court or Supreme Court. He explains the differences between the two court systems. [13:40] John tells listeners what they should look for in a litigation attorney. You need someone who: Can present a reasonable argument to the deciders in your case; Can make their clients understand the importance of being seen as reasonable; Can explain to their clients that the children’s best interest is going to be the most important consideration in litigation; Is professional and ethical, and works well with other attorneys; Doesn’t create barriers by being aggressive or nasty; Can adapt their strategy if circumstances change.  Has a high level of emotional intelligence. [21:51] You don’t need the most expensive lawyer to represent you in your matter. You can get great advocacy if your lawyer is familiar with the court and knows how to resolve the five major issues of divorce with children - custody, child support, maintenance, equitable distribution and potential for counsel fees. [26:38] There are only two ways to end a case, John says. One way is to come to an agreement, and the other way is when the judge renders a decision. [35:36] Stacy says that a common belief is that the quickest way to end a matter is through litigation. John dispels this myth by saying that litigation is generally used to resolve issues that are more difficult. With the large number of cases before the courts, litigation is more of a marathon than a sprint, he points out. [37:32] Even when you’re using ADR, you should have your own attorney advising you. The cost of a consulting attorney could save you thousands in the future. [44:44] Resources YacosLaw.com Email: john@YacosLaw.com Phone: 212-587-9560 Find out more about the Second Opinion program  Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 Tue, 22 Oct 2019 04:01:00 -0000 full 62 Stacy Francis John Yacos, of Yacos Law, has 30 years experience in matrimonial and family law. He joins Stacy Francis on this week’s show, to dispel the common myths about litigation, including the time it takes to get through the legal process. John Yacos, of Yacos Law, has 30 years experience in matrimonial and family law. He joins Stacy Francis on this week’s show, to dispel the common myths about litigation, including the time it takes to get through the legal process. Common myths and misconceptions about litigation arise because of statements made by professionals, the anecdotal experience of clients’ acquaintances, as well as incorrect online information. [4:04] It’s important to be armed with information to guide you through the legal process with as little damage to the family as possible. John says that clients cannot make these important decisions without accurate information. [4:50] Litigation is only one of the options available, and John prefers to view it as a last resort. People should always consider Alternative Dispute Resolution (ADR). [6:45] Stacy asks, when might someone know that ADR is not a good fit and they need to take the next step to litigation? John shares several tips to help listeners decide. [8:21] One common myth is that you have to choose between mediation and litigation. The truth is that you can have both: use mediation for some parts of your matter and litigation for other parts. It does not have to be one or the other. [10:18] A parent coordinator can unlock seemingly intractable custodial issues. [12:25] Another myth John busts is that your divorce proceeding will be quick. John says that each case is fact-specific and that there are many variables to consider, including whether you go to family court or Supreme Court. He explains the differences between the two court systems. [13:40] John tells listeners what they should look for in a litigation attorney. You need someone who: Can present a reasonable argument to the deciders in your case; Can make their clients understand the importance of being seen as reasonable; Can explain to their clients that the children’s best interest is going to be the most important consideration in litigation; Is professional and ethical, and works well with other attorneys; Doesn’t create barriers by being aggressive or nasty; Can adapt their strategy if circumstances change.  Has a high level of emotional intelligence. [21:51] You don’t need the most expensive lawyer to represent you in your matter. You can get great advocacy if your lawyer is familiar with the court and knows how to resolve the five major issues of divorce with children - custody, child support, maintenance, equitable distribution and potential for counsel fees. [26:38] There are only two ways to end a case, John says. One way is to come to an agreement, and the other way is when the judge renders a decision. [35:36] Stacy says that a common belief is that the quickest way to end a matter is through litigation. John dispels this myth by saying that litigation is generally used to resolve issues that are more difficult. With the large number of cases before the courts, litigation is more of a marathon than a sprint, he points out. [37:32] Even when you’re using ADR, you should have your own attorney advising you. The cost of a consulting attorney could save you thousands in the future. [44:44] Resources YacosLaw.com Email: john@YacosLaw.com Phone: 212-587-9560 Find out more about the Second Opinion program  Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008 John Yacos, of Yacos Law, has 30 years experience in matrimonial and family law. He joins Stacy Francis on this week’s show, to dispel the common myths about litigation, including the time it takes to get through the legal process.

  • Common myths and misconceptions about litigation arise because of statements made by professionals, the anecdotal experience of clients’ acquaintances, as well as incorrect online information. [4:04]
  • It’s important to be armed with information to guide you through the legal process with as little damage to the family as possible. John says that clients cannot make these important decisions without accurate information. [4:50]
  • Litigation is only one of the options available, and John prefers to view it as a last resort. People should always consider Alternative Dispute Resolution (ADR). [6:45]
  • Stacy asks, when might someone know that ADR is not a good fit and they need to take the next step to litigation? John shares several tips to help listeners decide. [8:21]
  • One common myth is that you have to choose between mediation and litigation. The truth is that you can have both: use mediation for some parts of your matter and litigation for other parts. It does not have to be one or the other. [10:18]
  • A parent coordinator can unlock seemingly intractable custodial issues. [12:25]
  • Another myth John busts is that your divorce proceeding will be quick. John says that each case is fact-specific and that there are many variables to consider, including whether you go to family court or Supreme Court. He explains the differences between the two court systems. [13:40]
  • John tells listeners what they should look for in a litigation attorney. You need someone who:
  • Can present a reasonable argument to the deciders in your case;
  • Can make their clients understand the importance of being seen as reasonable;
  • Can explain to their clients that the children’s best interest is going to be the most important consideration in litigation;
  • Is professional and ethical, and works well with other attorneys;
  • Doesn’t create barriers by being aggressive or nasty;
  • Can adapt their strategy if circumstances change. 
  • Has a high level of emotional intelligence. [21:51]
  • You don’t need the most expensive lawyer to represent you in your matter. You can get great advocacy if your lawyer is familiar with the court and knows how to resolve the five major issues of divorce with children - custody, child support, maintenance, equitable distribution and potential for counsel fees. [26:38]
  • There are only two ways to end a case, John says. One way is to come to an agreement, and the other way is when the judge renders a decision. [35:36]
  • Stacy says that a common belief is that the quickest way to end a matter is through litigation. John dispels this myth by saying that litigation is generally used to resolve issues that are more difficult. With the large number of cases before the courts, litigation is more of a marathon than a sprint, he points out. [37:32]
  • Even when you’re using ADR, you should have your own attorney advising you. The cost of a consulting attorney could save you thousands in the future. [44:44]

Resources

YacosLaw.com

Email: john@YacosLaw.com

Phone: 212-587-9560

Find out more about the Second Opinion program 

Stacy Francis: Stacy@Stacyfrancis.com

Phone: 212-374-9008

]]> 3554 yes Rebuilding Your Body, Mind and Life After a Betrayal This week’s guest is Dr. Debi Silber, author of Amazon bestseller The Unshakable Woman: Four Steps to Rebuilding Your Body, Mind and Life After a Life Crisis. Dr. Debi was blindsided by a personal betrayal that inspired her to study how women experience and heal from betrayal. She shares the five stages that we go through from betrayal to breakthrough. She also talks about Post Betrayal Syndrome and Post Betrayal Transformation and shares a tool you can use to see how far along you are in the process of healing.Betrayal is an earth-shattering feeling that the world as you've known it no longer exists. [3:40]The Post Betrayal Transformation (PBT) Institute grew out of Dr. Debi’s experience. She teaches that our biggest crisis leads to our greatest gift. [4:26]Her Ph.D. research involved studying the lived experience of women who had experienced betrayal. She wanted to understand who they were before, and how the betrayal affected them physically, mentally and emotionally. Also, she wanted to understand the steps they took to heal. [5:51]If you're willing to do what it takes to move from one stage to the next, your healing from betrayal is predictable. [6:58]Stacy asks Dr. Debi to describe the five stages from betrayal to breakthrough. She lists them as:Stage 1 - Ignoring your gut instinct that something is wrong. Focusing on the physical and mental, more than the emotional and spiritual.Stage 2 - You’re blindsided. It causes a breakdown of your body, mind, and worldview. Your body goes into a stress response. Your mind is confused and overwhelmed. Your worldview is shattered, and you no longer trust your betrayer nor yourself.Stage 3 - The practical stage. You focus on surviving. You can get stuck at this stage if you’re not careful. Dr. Debi describes the self benefits you start receiving at this stage, and what you need to do to move to the next stage.Stage 4 - Adjusting to your new normal. You're redefining yourself and your rules.Stage 5 - Rebirth. Dr. Debi describes how you come through this stage with a new view of yourself and the world. [7:50]Dr. Debi shares 3 reasons why someone may not heal from betrayal. [15:32]Post-Betrayal Syndrome is a collection of physical, mental and emotional symptoms specific to betrayal. [17:54]Post-Betrayal Transformation is the state of complete healing after an experience with betrayal. [19:33]You can take an objective quiz, developed by Dr. Debi and her team, to show you where you are in the process of healing. You can’t heal from what you’re not aware of. [21:10]The beauty of betrayal, Dr. Debi says, is that it gives you the opportunity to rebuild something so fabulous that you never would have built had the betrayal not happened. Stacy adds that it’s the opportunity to decide who you're going to be and to start working towards making that happen. [24:51]Healing is a gift to yourself because you love yourself and your family so much that you want to move on. [26:03] “I have yet to see anyone on the planet stronger than a woman who has healed from betrayal,” Dr. Debi says. ResourcesQuiz on Betrayal Find out more about PBT, including certification: Post Betrayal Transformation Institute Dr. Debi Silver’s TED Talk Book: The Unshakable Woman: Four Steps to Rebuilding Your Body, Mind and Life After a Life Crisis Find out more about the Second Opinion program Stacy Francis: Stacy@Stacyfrancis.comPhone: 212-374-9008 Tue, 08 Oct 2019 04:01:00 -0000 full 61 Stacy Francis This week’s guest is Dr. Debi Silber, author of Amazon bestseller The Unshakable Woman: Four Steps to Rebuilding Your Body, Mind and Life After a Life Crisis. This week’s guest is Dr. Debi Silber, author of Amazon bestseller The Unshakable Woman: Four Steps to Rebuilding Your Body, Mind and Life After a Life Crisis. Dr. Debi was blindsided by a personal betrayal that inspired her to study how women experience and heal from betrayal. She shares the five stages that we go through from betrayal to breakthrough. She also talks about Post Betrayal Syndrome and Post Betrayal Transformation and shares a tool you can use to see how far along you are in the process of healing.Betrayal is an earth-shattering feeling that the world as you've known it no longer exists. [3:40]The Post Betrayal Transformation (PBT) Institute grew out of Dr. Debi’s experience. She teaches that our biggest crisis leads to our greatest gift. [4:26]Her Ph.D. research involved studying the lived experience of women who had experienced betrayal. She wanted to understand who they were before, and how the betrayal affected them physically, mentally and emotionally. Also, she wanted to understand the steps they took to heal. [5:51]If you're willing to do what it takes to move from one stage to the next, your healing from betrayal is predictable. [6:58]Stacy asks Dr. Debi to describe the five stages from betrayal to breakthrough. She lists them as:Stage 1 - Ignoring your gut instinct that something is wrong. Focusing on the physical and mental, more than the emotional and spiritual.Stage 2 - You’re blindsided. It causes a breakdown of your body, mind, and worldview. Your body goes into a stress response. Your mind is confused and overwhelmed. Your worldview is shattered, and you no longer trust your betrayer nor yourself.Stage 3 - The practical stage. You focus on surviving. You can get stuck at this stage if you’re not careful. Dr. Debi describes the self benefits you start receiving at this stage, and what you need to do to move to the next stage.Stage 4 - Adjusting to your new normal. You're redefining yourself and your rules.Stage 5 - Rebirth. Dr. Debi describes how you come through this stage with a new view of yourself and the world. [7:50]Dr. Debi shares 3 reasons why someone may not heal from betrayal. [15:32]Post-Betrayal Syndrome is a collection of physical, mental and emotional symptoms specific to betrayal. [17:54]Post-Betrayal Transformation is the state of complete healing after an experience with betrayal. [19:33]You can take an objective quiz, developed by Dr. Debi and her team, to show you where you are in the process of healing. You can’t heal from what you’re not aware of. [21:10]The beauty of betrayal, Dr. Debi says, is that it gives you the opportunity to rebuild something so fabulous that you never would have built had the betrayal not happened. Stacy adds that it’s the opportunity to decide who you're going to be and to start working towards making that happen. [24:51]Healing is a gift to yourself because you love yourself and your family so much that you want to move on. [26:03] “I have yet to see anyone on the planet stronger than a woman who has healed from betrayal,” Dr. Debi says. ResourcesQuiz on Betrayal Find out more about PBT, including certification: Post Betrayal Transformation Institute Dr. Debi Silver’s TED Talk Book: The Unshakable Woman: Four Steps to Rebuilding Your Body, Mind and Life After a Life Crisis Find out more about the Second Opinion program Stacy Francis: Stacy@Stacyfrancis.comPhone: 212-374-9008 This week’s guest is Dr. Debi Silber, author of Amazon bestseller The Unshakable Woman: Four Steps to Rebuilding Your Body, Mind and Life After a Life Crisis. Dr. Debi was blindsided by a personal betrayal that inspired her to study how women experience and heal from betrayal. She shares the five stages that we go through from betrayal to breakthrough. She also talks about Post Betrayal Syndrome and Post Betrayal Transformation and shares a tool you can use to see how far along you are in the process of healing.Betrayal is an earth-shattering feeling that the world as you've known it no longer exists. [3:40]The Post Betrayal Transformation (PBT) Institute grew out of Dr. Debi’s experience. She teaches that our biggest crisis leads to our greatest gift. [4:26]Her Ph.D. research involved studying the lived experience of women who had experienced betrayal. She wanted to understand who they were before, and how the betrayal affected them physically, mentally and emotionally. Also, she wanted to understand the steps they took to heal. [5:51]If you're willing to do what it takes to move from one stage to the next, your healing from betrayal is predictable. [6:58]Stacy asks Dr. Debi to describe the five stages from betrayal to breakthrough. She lists them as:Stage 1 - Ignoring your gut instinct that something is wrong. Focusing on the physical and mental, more than the emotional and spiritual.Stage 2 - You’re blindsided. It causes a breakdown of your body, mind, and worldview. Your body goes into a stress response. Your mind is confused and overwhelmed. Your worldview is shattered, and you no longer trust your betrayer nor yourself.Stage 3 - The practical stage. You focus on surviving. You can get stuck at this stage if you’re not careful. Dr. Debi describes the self benefits you start receiving at this stage, and what you need to do to move to the next stage.Stage 4 - Adjusting to your new normal. You're redefining yourself and your rules.Stage 5 - Rebirth. Dr. Debi describes how you come through this stage with a new view of yourself and the world. [7:50]Dr. Debi shares 3 reasons why someone may not heal from betrayal. [15:32]Post-Betrayal Syndrome is a collection of physical, mental and emotional symptoms specific to betrayal. [17:54]Post-Betrayal Transformation is the state of complete healing after an experience with betrayal. [19:33]You can take an objective quiz, developed by Dr. Debi and her team, to show you where you are in the process of healing. You can’t heal from what you’re not aware of. [21:10]The beauty of betrayal, Dr. Debi says, is that it gives you the opportunity to rebuild something so fabulous that you never would have built had the betrayal not happened. Stacy adds that it’s the opportunity to decide who you're going to be and to start working towards making that happen. [24:51]Healing is a gift to yourself because you love yourself and your family so much that you want to move on. [26:03] “I have yet to see anyone on the planet stronger than a woman who has healed from betrayal,” Dr. Debi says.

ResourcesQuiz on Betrayal Find out more about PBT, including certification: Post Betrayal Transformation Institute Dr. Debi Silver’s TED Talk Book: The Unshakable Woman: Four Steps to Rebuilding Your Body, Mind and Life After a Life Crisis

Find out more about the Second Opinion program Stacy Francis: Stacy@Stacyfrancis.comPhone: 212-374-9008

]]> 2042 no Preparing for Divorce the Smart Way: Collecting Financials and Communicating Carefully Jaime Weiss is an expert matrimonial attorney with Teitler & Teitler LLP in New York. She is well versed in litigation and is focused on helping her clients finish their cases quickly and efficiently. Having majored in Human Development and Family Studies as an undergrad, she brings to her law practice a deep understanding of the psychological drivers that guide how we make decisions, which helps her to discern her clients’ wants and needs and help them move to a happier place in their lives.  In her conversation with Stacy Francis in this week’s show, she will share how you can prepare financially for divorce, how you can make the best case for custody, and how you can prevent your information from inadvertently getting into your spouse’s hands.If you’re thinking about getting divorced, Jaime first asks you if you’ve exhausted every option. She feels that lawyers should not push people into a decision they’re not ready for. [6:35]Start arming yourself with the financial information you would need if you think a divorce is imminent. Get copies of records, your tax returns, your bank statements and credit cards. Ask yourself, What is my spending rate? What is my budget? How much income do I expect to earn after the divorce? Do I know what my spouse earns? What records can I get about that? [7:41]Be careful about what you say or write to your spouse. In custody matters your words may be used against you. The courts focus a lot these days on your ability to co-parent, so try to communicate with your spouse in a healthy way. Ask yourself, would I feel comfortable if this piece of communication were to come before a judge? [8:55]Stacy asks how women can get access to financial information that may be withheld by their spouse. Jaime describes four ways you can get the information you need:Look around the house for financial documents. You can request your tax returns from your accountant;Your lawyer can subpoena the documents;During the deposition, your lawyer can ask questions that may uncover financial information. [17:58]When a client is going through the divorce process, Stacy says it’s her job to make them as comfortable and as prepared as possible. She reminds them that she will be with them during the entire process. She also lets them know that when they get back their transcript after a deposition, they can correct any errors that they inadvertently made. This helps dampen any fear or anxiety they may feel about the process. [26:17]Stacy asks Jaime to share a story about a successful divorce case. [33:00]You need to be mindful of how you use technology when you're embarking on a divorce. Your spouse may be privy to your emails and texts if you're on the same iCloud account. [38:53]  Resources Teitler & Teitler LLP Jaime’s email: jlweiss@teitler.com Phone: 221-930-3607 Articles Separate vs marital property Protect Yourself via Technology How to Prepare Financially for Divorce Learn more about the Second Opinion Program Contact Stacy Francis: Stacy@Stacyfrancis.com212-374-9008 Tue, 24 Sep 2019 04:01:00 -0000 full Stacy Francis Jaime Weiss brings to her law practice a deep understanding of the psychological drivers that guide how we make decisions, which helps her to discern her clients’ wants and needs and help them move to a happier place in their lives. Jaime Weiss is an expert matrimonial attorney with Teitler & Teitler LLP in New York. She is well versed in litigation and is focused on helping her clients finish their cases quickly and efficiently. Having majored in Human Development and Family Studies as an undergrad, she brings to her law practice a deep understanding of the psychological drivers that guide how we make decisions, which helps her to discern her clients’ wants and needs and help them move to a happier place in their lives.  In her conversation with Stacy Francis in this week’s show, she will share how you can prepare financially for divorce, how you can make the best case for custody, and how you can prevent your information from inadvertently getting into your spouse’s hands.If you’re thinking about getting divorced, Jaime first asks you if you’ve exhausted every option. She feels that lawyers should not push people into a decision they’re not ready for. [6:35]Start arming yourself with the financial information you would need if you think a divorce is imminent. Get copies of records, your tax returns, your bank statements and credit cards. Ask yourself, What is my spending rate? What is my budget? How much income do I expect to earn after the divorce? Do I know what my spouse earns? What records can I get about that? [7:41]Be careful about what you say or write to your spouse. In custody matters your words may be used against you. The courts focus a lot these days on your ability to co-parent, so try to communicate with your spouse in a healthy way. Ask yourself, would I feel comfortable if this piece of communication were to come before a judge? [8:55]Stacy asks how women can get access to financial information that may be withheld by their spouse. Jaime describes four ways you can get the information you need:Look around the house for financial documents. You can request your tax returns from your accountant;Your lawyer can subpoena the documents;During the deposition, your lawyer can ask questions that may uncover financial information. [17:58]When a client is going through the divorce process, Stacy says it’s her job to make them as comfortable and as prepared as possible. She reminds them that she will be with them during the entire process. She also lets them know that when they get back their transcript after a deposition, they can correct any errors that they inadvertently made. This helps dampen any fear or anxiety they may feel about the process. [26:17]Stacy asks Jaime to share a story about a successful divorce case. [33:00]You need to be mindful of how you use technology when you're embarking on a divorce. Your spouse may be privy to your emails and texts if you're on the same iCloud account. [38:53]  Resources Teitler & Teitler LLP Jaime’s email: jlweiss@teitler.com Phone: 221-930-3607 Articles Separate vs marital property Protect Yourself via Technology How to Prepare Financially for Divorce Learn more about the Second Opinion Program Contact Stacy Francis: Stacy@Stacyfrancis.com212-374-9008 Jaime Weiss is an expert matrimonial attorney with Teitler & Teitler LLP in New York. She is well versed in litigation and is focused on helping her clients finish their cases quickly and efficiently. Having majored in Human Development and Family Studies as an undergrad, she brings to her law practice a deep understanding of the psychological drivers that guide how we make decisions, which helps her to discern her clients’ wants and needs and help them move to a happier place in their lives. 

In her conversation with Stacy Francis in this week’s show, she will share how you can prepare financially for divorce, how you can make the best case for custody, and how you can prevent your information from inadvertently getting into your spouse’s hands.If you’re thinking about getting divorced, Jaime first asks you if you’ve exhausted every option. She feels that lawyers should not push people into a decision they’re not ready for. [6:35]Start arming yourself with the financial information you would need if you think a divorce is imminent. Get copies of records, your tax returns, your bank statements and credit cards. Ask yourself, What is my spending rate? What is my budget? How much income do I expect to earn after the divorce? Do I know what my spouse earns? What records can I get about that? [7:41]Be careful about what you say or write to your spouse. In custody matters your words may be used against you. The courts focus a lot these days on your ability to co-parent, so try to communicate with your spouse in a healthy way. Ask yourself, would I feel comfortable if this piece of communication were to come before a judge? [8:55]Stacy asks how women can get access to financial information that may be withheld by their spouse. Jaime describes four ways you can get the information you need:Look around the house for financial documents. You can request your tax returns from your accountant;Your lawyer can subpoena the documents;During the deposition, your lawyer can ask questions that may uncover financial information. [17:58]When a client is going through the divorce process, Stacy says it’s her job to make them as comfortable and as prepared as possible. She reminds them that she will be with them during the entire process. She also lets them know that when they get back their transcript after a deposition, they can correct any errors that they inadvertently made. This helps dampen any fear or anxiety they may feel about the process. [26:17]Stacy asks Jaime to share a story about a successful divorce case. [33:00]You need to be mindful of how you use technology when you're embarking on a divorce. Your spouse may be privy to your emails and texts if you're on the same iCloud account. [38:53] 

Resources Teitler & Teitler LLP Jaime’s email: jlweiss@teitler.com Phone: 221-930-3607

Articles Separate vs marital property Protect Yourself via Technology How to Prepare Financially for Divorce

Learn more about the Second Opinion Program

Contact Stacy Francis: Stacy@Stacyfrancis.com212-374-9008

]]> 2695 no 6 Keys to Preparing your Kids for Your Divorce Rosalind Sedacca is a consultant with decades of experience in helping couples protect their children before, during and after divorce. She talks with host Stacy Francis about how to do divorce right when you have children. She discusses the 6 keys to tell your kids about your impending divorce in the right way, and how to avoid the common mistakes couples make during divorce.Rosalind's son was 11 years old when she divorced. She remembers being very concerned about his emotional well-being so she came up with a unique way to break the news to him. Her process worked: her son was in his early twenties when he said thanks to her for how she helped him. This made her realize that she could share her approach with other parents. She founded the Child-Centered Divorce Network and became a divorce & parenting coach. She also wrote her signature book, How Do I Tell the Kids About the Divorce? [3:15]The D- word (divorce) is a huge, frightening thing for children of any age. [5:41]Divorcing couples can tell their kids about their divorce by creating a picture book of cherished family memories, and sharing these key messages:They are never at fault no matter what's going on;This is about change, not about blame;We will always be a family, but now we will be living in separate houses;We will always be your parents, and we will always love you;You are and will always be safe;Things will work out ok. [7:00]Parents are prone to making mistakes when talking about divorce with their children because when they get emotional and contentious with one another, they may inadvertently do and say things that are hurtful to children. Rosalind says that there are ways of addressing all the challenges of divorce in a way that protects and supports children as they grow. [10:50]Rosalind shares how to avoid the common mistakes parents make during and after divorce when they're co-parenting. The biggest mistake of all, she emphasizes, is using your child as your confidante. When you confide in your child, you are making them privy to adult information they have no business knowing. Their young brains cannot handle this kind of information; moreover, they are helpless to change anything. They can never again be the carefree, happy children they were before they had this adult information. You are, in effect, robbing them of their childhood. [11:43]To this day Stacy remembers a mistake her mom made 30 years ago. Stacy felt like the world just stopped at that moment. [16:59]Conscious, caring parents protect their children's well-being during a divorce. They must also choose conscious, caring professionals who are family-oriented because these professionals are going to have a big influence on them. Divorce as a parent goes on for the rest of your life. [20:00] Ask yourself, do I love my children more than I hate my ex? You are role models to your children. They are watching and learning from what you do: your example shows them how to handle challenges in life, and how to move through and be successful. [25:04] ResourcesFind a directory of tools and resources at ChildCenteredDivorce.com Book: How Do I Tell the Kids About the Divorce? Contact Stacy FrancisStacy@Stacyfrancis.com212-374-9008 Tue, 10 Sep 2019 05:00:00 -0000 full 59 Stacy Francis Rosalind Sedacca is a consultant with decades of experience in helping couples protect their children before, during and after divorce. She talks with host Stacy Francis about how to do divorce right when you have children. Rosalind Sedacca is a consultant with decades of experience in helping couples protect their children before, during and after divorce. She talks with host Stacy Francis about how to do divorce right when you have children. She discusses the 6 keys to tell your kids about your impending divorce in the right way, and how to avoid the common mistakes couples make during divorce.Rosalind's son was 11 years old when she divorced. She remembers being very concerned about his emotional well-being so she came up with a unique way to break the news to him. Her process worked: her son was in his early twenties when he said thanks to her for how she helped him. This made her realize that she could share her approach with other parents. She founded the Child-Centered Divorce Network and became a divorce & parenting coach. She also wrote her signature book, How Do I Tell the Kids About the Divorce? [3:15]The D- word (divorce) is a huge, frightening thing for children of any age. [5:41]Divorcing couples can tell their kids about their divorce by creating a picture book of cherished family memories, and sharing these key messages:They are never at fault no matter what's going on;This is about change, not about blame;We will always be a family, but now we will be living in separate houses;We will always be your parents, and we will always love you;You are and will always be safe;Things will work out ok. [7:00]Parents are prone to making mistakes when talking about divorce with their children because when they get emotional and contentious with one another, they may inadvertently do and say things that are hurtful to children. Rosalind says that there are ways of addressing all the challenges of divorce in a way that protects and supports children as they grow. [10:50]Rosalind shares how to avoid the common mistakes parents make during and after divorce when they're co-parenting. The biggest mistake of all, she emphasizes, is using your child as your confidante. When you confide in your child, you are making them privy to adult information they have no business knowing. Their young brains cannot handle this kind of information; moreover, they are helpless to change anything. They can never again be the carefree, happy children they were before they had this adult information. You are, in effect, robbing them of their childhood. [11:43]To this day Stacy remembers a mistake her mom made 30 years ago. Stacy felt like the world just stopped at that moment. [16:59]Conscious, caring parents protect their children's well-being during a divorce. They must also choose conscious, caring professionals who are family-oriented because these professionals are going to have a big influence on them. Divorce as a parent goes on for the rest of your life. [20:00] Ask yourself, do I love my children more than I hate my ex? You are role models to your children. They are watching and learning from what you do: your example shows them how to handle challenges in life, and how to move through and be successful. [25:04] ResourcesFind a directory of tools and resources at ChildCenteredDivorce.com Book: How Do I Tell the Kids About the Divorce? Contact Stacy FrancisStacy@Stacyfrancis.com212-374-9008 Rosalind Sedacca is a consultant with decades of experience in helping couples protect their children before, during and after divorce. She talks with host Stacy Francis about how to do divorce right when you have children. She discusses the 6 keys to tell your kids about your impending divorce in the right way, and how to avoid the common mistakes couples make during divorce.Rosalind's son was 11 years old when she divorced. She remembers being very concerned about his emotional well-being so she came up with a unique way to break the news to him. Her process worked: her son was in his early twenties when he said thanks to her for how she helped him. This made her realize that she could share her approach with other parents. She founded the Child-Centered Divorce Network and became a divorce & parenting coach. She also wrote her signature book, How Do I Tell the Kids About the Divorce? [3:15]The D- word (divorce) is a huge, frightening thing for children of any age. [5:41]Divorcing couples can tell their kids about their divorce by creating a picture book of cherished family memories, and sharing these key messages:They are never at fault no matter what's going on;This is about change, not about blame;We will always be a family, but now we will be living in separate houses;We will always be your parents, and we will always love you;You are and will always be safe;Things will work out ok. [7:00]Parents are prone to making mistakes when talking about divorce with their children because when they get emotional and contentious with one another, they may inadvertently do and say things that are hurtful to children. Rosalind says that there are ways of addressing all the challenges of divorce in a way that protects and supports children as they grow. [10:50]Rosalind shares how to avoid the common mistakes parents make during and after divorce when they're co-parenting. The biggest mistake of all, she emphasizes, is using your child as your confidante. When you confide in your child, you are making them privy to adult information they have no business knowing. Their young brains cannot handle this kind of information; moreover, they are helpless to change anything. They can never again be the carefree, happy children they were before they had this adult information. You are, in effect, robbing them of their childhood. [11:43]To this day Stacy remembers a mistake her mom made 30 years ago. Stacy felt like the world just stopped at that moment. [16:59]Conscious, caring parents protect their children's well-being during a divorce. They must also choose conscious, caring professionals who are family-oriented because these professionals are going to have a big influence on them. Divorce as a parent goes on for the rest of your life. [20:00] Ask yourself, do I love my children more than I hate my ex? You are role models to your children. They are watching and learning from what you do: your example shows them how to handle challenges in life, and how to move through and be successful. [25:04]

ResourcesFind a directory of tools and resources at ChildCenteredDivorce.com Book: How Do I Tell the Kids About the Divorce?

Contact Stacy FrancisStacy@Stacyfrancis.com212-374-9008

]]> 1703 no How I Represented Myself in My Divorce, and Why You Shouldn’t with April Katz Israeli April Katz Israeli is my honored guest on today’s podcast. She is a celebrated matrimonial attorney at Williams Law Group, with over 25 years experience. She brings an interesting point of view to our show, seeing that she represented herself in her own divorce. She will share tips on how to keep the cost of your divorce as low as possible if you are going pro se, as well as how she got over her fear of divorce and how you can get through it too. April helped her husband find a suitable divorce attorney. She had worked with almost all the local attorneys so she knew it would be hard for him to find a lawyer as there would be a conflict with almost anyone he chose. She found him a good local attorney to keep everything above board and equitable so she could move on with her life. [4:10]It’s very difficult to maintain your objectivity and keep your cool as an attorney when it's your own divorce and you're a very upset spouse with all the associated emotions. April says her divorce started off smoothly but then got ugly. [5:20]Sometimes couples think they can work issues out themselves and come up with a suitable divorce agreement. They don’t go to a lawyer to save money. The problem is that issues come up in the future which they didn’t anticipate and have to seek litigation to deal with. They now find themselves spending money to fix what should have been done in the first place. [8:06]April shares how a mediator can be a cost-effective alternative to having separate divorce attorneys. [8:43]It's important to discuss deep issues and come to an agreement prior to marriage.This can help you avoid many problems in the future. [14:44]Relationships break down for many reasons. Some common issues are financial struggles and infidelity. When April works with couples her main focus is not so much the couple’s relationship issues but what’s best for the children. This is the court’s focus as well. [16:51]April started thinking about leaving her husband very early in her marriage. She reveals why she stayed for 23 years and what made her finally get over her fear and get a divorce. She comments that her divorce was the healthiest thing she did for herself. [22:02]If you're hearing your inner voice say that something is wrong, trust your instincts. Don't be embarrassed to talk to someone you trust about what steps to take. It's very unhealthy to internalize that voice because it will eventually manifest itself through physical illness or depression. If you feel divorce is the right decision, take the steps to give yourself that opportunity. [32:20] What you need to know about divorceIf you’re thinking about or going through divorce, download our free guide that unveils the financial challenges that women face during, and after divorce. Francisfinancial.com/divorce Contact Stacy Francis Stacy@Stacyfrancis.com 212-374-9008 April Katz Israeli info@williamslawgroup.com Resources Williams Law Group908-810-1083 Tue, 27 Aug 2019 05:00:00 -0000 full 58 Stacy Francis April Katz brings an interesting point of view to our show, seeing that she represented herself in her own divorce. She will share tips on how to keep the cost of your divorce as low as possible if you are going pro se, as well as how she got over her fear of divorce and how you can get through it too. April Katz Israeli is my honored guest on today’s podcast. She is a celebrated matrimonial attorney at Williams Law Group, with over 25 years experience. She brings an interesting point of view to our show, seeing that she represented herself in her own divorce. She will share tips on how to keep the cost of your divorce as low as possible if you are going pro se, as well as how she got over her fear of divorce and how you can get through it too. April helped her husband find a suitable divorce attorney. She had worked with almost all the local attorneys so she knew it would be hard for him to find a lawyer as there would be a conflict with almost anyone he chose. She found him a good local attorney to keep everything above board and equitable so she could move on with her life. [4:10]It’s very difficult to maintain your objectivity and keep your cool as an attorney when it's your own divorce and you're a very upset spouse with all the associated emotions. April says her divorce started off smoothly but then got ugly. [5:20]Sometimes couples think they can work issues out themselves and come up with a suitable divorce agreement. They don’t go to a lawyer to save money. The problem is that issues come up in the future which they didn’t anticipate and have to seek litigation to deal with. They now find themselves spending money to fix what should have been done in the first place. [8:06]April shares how a mediator can be a cost-effective alternative to having separate divorce attorneys. [8:43]It's important to discuss deep issues and come to an agreement prior to marriage.This can help you avoid many problems in the future. [14:44]Relationships break down for many reasons. Some common issues are financial struggles and infidelity. When April works with couples her main focus is not so much the couple’s relationship issues but what’s best for the children. This is the court’s focus as well. [16:51]April started thinking about leaving her husband very early in her marriage. She reveals why she stayed for 23 years and what made her finally get over her fear and get a divorce. She comments that her divorce was the healthiest thing she did for herself. [22:02]If you're hearing your inner voice say that something is wrong, trust your instincts. Don't be embarrassed to talk to someone you trust about what steps to take. It's very unhealthy to internalize that voice because it will eventually manifest itself through physical illness or depression. If you feel divorce is the right decision, take the steps to give yourself that opportunity. [32:20] What you need to know about divorceIf you’re thinking about or going through divorce, download our free guide that unveils the financial challenges that women face during, and after divorce. Francisfinancial.com/divorce Contact Stacy Francis Stacy@Stacyfrancis.com 212-374-9008 April Katz Israeli info@williamslawgroup.com Resources Williams Law Group908-810-1083 April Katz Israeli is my honored guest on today’s podcast. She is a celebrated matrimonial attorney at Williams Law Group, with over 25 years experience. She brings an interesting point of view to our show, seeing that she represented herself in her own divorce. She will share tips on how to keep the cost of your divorce as low as possible if you are going pro se, as well as how she got over her fear of divorce and how you can get through it too. April helped her husband find a suitable divorce attorney. She had worked with almost all the local attorneys so she knew it would be hard for him to find a lawyer as there would be a conflict with almost anyone he chose. She found him a good local attorney to keep everything above board and equitable so she could move on with her life. [4:10]It’s very difficult to maintain your objectivity and keep your cool as an attorney when it's your own divorce and you're a very upset spouse with all the associated emotions. April says her divorce started off smoothly but then got ugly. [5:20]Sometimes couples think they can work issues out themselves and come up with a suitable divorce agreement. They don’t go to a lawyer to save money. The problem is that issues come up in the future which they didn’t anticipate and have to seek litigation to deal with. They now find themselves spending money to fix what should have been done in the first place. [8:06]April shares how a mediator can be a cost-effective alternative to having separate divorce attorneys. [8:43]It's important to discuss deep issues and come to an agreement prior to marriage.This can help you avoid many problems in the future. [14:44]Relationships break down for many reasons. Some common issues are financial struggles and infidelity. When April works with couples her main focus is not so much the couple’s relationship issues but what’s best for the children. This is the court’s focus as well. [16:51]April started thinking about leaving her husband very early in her marriage. She reveals why she stayed for 23 years and what made her finally get over her fear and get a divorce. She comments that her divorce was the healthiest thing she did for herself. [22:02]If you're hearing your inner voice say that something is wrong, trust your instincts. Don't be embarrassed to talk to someone you trust about what steps to take. It's very unhealthy to internalize that voice because it will eventually manifest itself through physical illness or depression. If you feel divorce is the right decision, take the steps to give yourself that opportunity. [32:20]

What you need to know about divorceIf you’re thinking about or going through divorce, download our free guide that unveils the financial challenges that women face during, and after divorce. Francisfinancial.com/divorce

Contact Stacy Francis Stacy@Stacyfrancis.com 212-374-9008 April Katz Israeli info@williamslawgroup.com

Resources Williams Law Group908-810-1083

]]> 2201 no Talking Divorce at Work While Staying Professional Most women don't like to admit they need help. We often don't even know what to ask for help with. It is a fact, however, that people going through a divorce need extra support, be it emotional support or with the administrative tasks that go along with a divorce. Today's guest, Katie Lynch, is going to help us navigate this issue. Katie is the founder of Apiary Consulting, a bespoke divorce consultancy that coaches senior executives going through a divorce.Katie shares the interesting story of how she became a divorce consultant. [2:50]During and after a divorce, a woman is more dependent on her income. Stacy asks what women can do to tailor their lives to impact their careers as little as possible. Katie replies that divorce is overwhelming. Your decision-making abilities are going to be impacted because of the reduced level of sleep and the elevated levels of anxiety you are experiencing. You need an extra person to help you monitor yourself and ensure that you're not letting this stressful time have a negative effect on your professional life. [5:53]The first thing Katie does for her clients is to help them get organized. She helps them to package their case with the relevant financial and factual information so that the legal or financial professional can give them advice right away. Most importantly, she helps them find the right lawyer so that they can avoid ending up in a contentious divorce process. [9:21]Professional women going through a divorce are not typically given the same understanding or compassion as a woman who recently lost a spouse. Stacy asks Katie how a woman can approach the subject of her divorce with colleagues or managers in a way that preserves her job and her credibility as a successful professional. [12:50]Personal and professional lives cannot be separated. They are completely intertwined. Most companies try to help by providing things that make you happier rather than dealing with things when you're stressed. [15:05]Be more open and honest about what you are going through. Tell HR or management what is happening, that you're getting support, and how much time you're going to have to take off work. Trying to keep things under your hat is going to create more stress for you; you may be surprised that they actually may support you more than you think. [15:58]Don’t try to do it all. Recognize that this period of intense stress is only temporary. Take a step back and get the help you need. Try to be as happy as you can during this very difficult time. [19:48]Katie explains the bespoke service that she offers to clients. She describes a useful piece of software that helps you to organize your life during a divorce. [23:46]Stacy implores listeners to invest in themselves by seeking the help they need. She advises you to contact Katie if you need the service she provides. If you have questions about the financial end of divorce, you can reach out to Francis Financial. They can help you make decisions with confidence, knowing that your future is secure in the short and long term. [32:22]What you need to know about divorce If you’re thinking about or going through divorce, download our free guide that unveils the financial challenges that women face during, and after divorce. Francisfinancial.com/divorce Contact Stacy FrancisStacy@Stacyfrancis.com212-374-9008 Katie Lynchkatielynch@apiaryconsulting.com Resources Apiary Consulting Dtour.life Francis Financial Option B by Sheryl Sandberg Tue, 13 Aug 2019 05:00:00 -0000 full 57 Stacy Francis Most women don't like to admit they need help. We often don't even know what to ask for help with. It is a fact, however, that people going through a divorce need extra support, be it emotional support or with the administrative tasks that go along with a divorce. Most women don't like to admit they need help. We often don't even know what to ask for help with. It is a fact, however, that people going through a divorce need extra support, be it emotional support or with the administrative tasks that go along with a divorce. Today's guest, Katie Lynch, is going to help us navigate this issue. Katie is the founder of Apiary Consulting, a bespoke divorce consultancy that coaches senior executives going through a divorce.Katie shares the interesting story of how she became a divorce consultant. [2:50]During and after a divorce, a woman is more dependent on her income. Stacy asks what women can do to tailor their lives to impact their careers as little as possible. Katie replies that divorce is overwhelming. Your decision-making abilities are going to be impacted because of the reduced level of sleep and the elevated levels of anxiety you are experiencing. You need an extra person to help you monitor yourself and ensure that you're not letting this stressful time have a negative effect on your professional life. [5:53]The first thing Katie does for her clients is to help them get organized. She helps them to package their case with the relevant financial and factual information so that the legal or financial professional can give them advice right away. Most importantly, she helps them find the right lawyer so that they can avoid ending up in a contentious divorce process. [9:21]Professional women going through a divorce are not typically given the same understanding or compassion as a woman who recently lost a spouse. Stacy asks Katie how a woman can approach the subject of her divorce with colleagues or managers in a way that preserves her job and her credibility as a successful professional. [12:50]Personal and professional lives cannot be separated. They are completely intertwined. Most companies try to help by providing things that make you happier rather than dealing with things when you're stressed. [15:05]Be more open and honest about what you are going through. Tell HR or management what is happening, that you're getting support, and how much time you're going to have to take off work. Trying to keep things under your hat is going to create more stress for you; you may be surprised that they actually may support you more than you think. [15:58]Don’t try to do it all. Recognize that this period of intense stress is only temporary. Take a step back and get the help you need. Try to be as happy as you can during this very difficult time. [19:48]Katie explains the bespoke service that she offers to clients. She describes a useful piece of software that helps you to organize your life during a divorce. [23:46]Stacy implores listeners to invest in themselves by seeking the help they need. She advises you to contact Katie if you need the service she provides. If you have questions about the financial end of divorce, you can reach out to Francis Financial. They can help you make decisions with confidence, knowing that your future is secure in the short and long term. [32:22]What you need to know about divorce If you’re thinking about or going through divorce, download our free guide that unveils the financial challenges that women face during, and after divorce. Francisfinancial.com/divorce Contact Stacy FrancisStacy@Stacyfrancis.com212-374-9008 Katie Lynchkatielynch@apiaryconsulting.com Resources Apiary Consulting Dtour.life Francis Financial Option B by Sheryl Sandberg Most women don't like to admit they need help. We often don't even know what to ask for help with. It is a fact, however, that people going through a divorce need extra support, be it emotional support or with the administrative tasks that go along with a divorce. Today's guest, Katie Lynch, is going to help us navigate this issue. Katie is the founder of Apiary Consulting, a bespoke divorce consultancy that coaches senior executives going through a divorce.Katie shares the interesting story of how she became a divorce consultant. [2:50]During and after a divorce, a woman is more dependent on her income. Stacy asks what women can do to tailor their lives to impact their careers as little as possible. Katie replies that divorce is overwhelming. Your decision-making abilities are going to be impacted because of the reduced level of sleep and the elevated levels of anxiety you are experiencing. You need an extra person to help you monitor yourself and ensure that you're not letting this stressful time have a negative effect on your professional life. [5:53]The first thing Katie does for her clients is to help them get organized. She helps them to package their case with the relevant financial and factual information so that the legal or financial professional can give them advice right away. Most importantly, she helps them find the right lawyer so that they can avoid ending up in a contentious divorce process. [9:21]Professional women going through a divorce are not typically given the same understanding or compassion as a woman who recently lost a spouse. Stacy asks Katie how a woman can approach the subject of her divorce with colleagues or managers in a way that preserves her job and her credibility as a successful professional. [12:50]Personal and professional lives cannot be separated. They are completely intertwined. Most companies try to help by providing things that make you happier rather than dealing with things when you're stressed. [15:05]Be more open and honest about what you are going through. Tell HR or management what is happening, that you're getting support, and how much time you're going to have to take off work. Trying to keep things under your hat is going to create more stress for you; you may be surprised that they actually may support you more than you think. [15:58]Don’t try to do it all. Recognize that this period of intense stress is only temporary. Take a step back and get the help you need. Try to be as happy as you can during this very difficult time. [19:48]Katie explains the bespoke service that she offers to clients. She describes a useful piece of software that helps you to organize your life during a divorce. [23:46]Stacy implores listeners to invest in themselves by seeking the help they need. She advises you to contact Katie if you need the service she provides. If you have questions about the financial end of divorce, you can reach out to Francis Financial. They can help you make decisions with confidence, knowing that your future is secure in the short and long term. [32:22]What you need to know about divorce

If you’re thinking about or going through divorce, download our free guide that unveils the financial challenges that women face during, and after divorce. Francisfinancial.com/divorce

Contact

Stacy FrancisStacy@Stacyfrancis.com212-374-9008 Katie Lynchkatielynch@apiaryconsulting.com

Resources Apiary Consulting Dtour.life Francis Financial Option B by Sheryl Sandberg

]]> 2064 no Tackling the High Cost of Divorce Can you imagine your divorce being written about in the national tabloids? Today’s guest on the show is celebrity divorce lawyer Laura Wasser, who helps her clients navigate through that every day. Her clients include Kim Kardashian, Ryan Reynolds, Angelina Jolie, Stevie Wonder, Maria Shriver and more. She has been named one of the best lawyers in America, and she is passionate about making divorce something that people can understand, work through and afford more easily.Laura talks about how she got into the Matrimonial Law field. There was a strong family precedent for going into legal practice, and almost despite herself, Laura ended up going to Law school and working with her father at his family law practice. She discovered that she loves learning about the people and industries she worked with at the firm. [02:20]Laura talks about the level of trust and the code of honor required to work with celebrities. She grew to understand that no one knows what's best for a family better than the family themselves. [05:30]Stacy asks Laura why it’s so common for women in relationships not to have an intimate understanding of the family finances. This is changing, but historically, there hasn’t been an equal division of earnings and financial management. It’s stressful, complicated and not fun - so often, letting someone else ‘take care of it’ is appealing. Laura points out that even when women are the major breadwinners, that’s no guarantee they’ll be the main financial manager of the household. [07:00]Divorce is often a big financial wakeup call for the person in the relationship who isn’t involved in the finances. Laura talks about what a shock it can be when you don't know the details of your income and expenses, especially when there is a public expectation that you’ll live a certain lifestyle. [10:30]What steps should you be taking before you’re married, or while you’re happily married to prevent shocks and pain down the road? Laura gives some strategies for how to protect yourself in the future, no matter what happens. [14:00]Stacy notes that the biggest fights couples have revolved around money - and when a relationship is ending or changing, that can be magnified. She asks Laura about the innovative way she is approaching divorce negotiations. This is a massive departure from traditional divorce and brings a lot of support and education to the table. [17:30]Laura talks about who is a good candidate for online divorce - it’s not everyone, but it is making things easier and more affordable for thousands of people. [21:30]Stacy and Laura talk about the benefits of community when you’re going through a divorce - having other people going through the same thing can be invaluable, and Laura talks about her book, website, and podcast - all designed to help people work through this difficult process. [26:00] ResourcesBook: It Doesn’t Have to be That WayWebsite: It’s Over EasyPodcast: Divorce Sucks ContactStacy Francis: Stacy@francisfinancial.com // 212-374-9008Laura Wasser: Instagram: @LauraWasserOfficial // Wasser Cooperman and Mandles Tue, 30 Jul 2019 05:00:00 -0000 full 56 Stacy Francis Can you imagine your divorce being written about in the national tabloids? Today’s guest on the show is celebrity divorce lawyer Laura Wasser, who helps her clients navigate through that every day Can you imagine your divorce being written about in the national tabloids? Today’s guest on the show is celebrity divorce lawyer Laura Wasser, who helps her clients navigate through that every day. Her clients include Kim Kardashian, Ryan Reynolds, Angelina Jolie, Stevie Wonder, Maria Shriver and more. She has been named one of the best lawyers in America, and she is passionate about making divorce something that people can understand, work through and afford more easily.Laura talks about how she got into the Matrimonial Law field. There was a strong family precedent for going into legal practice, and almost despite herself, Laura ended up going to Law school and working with her father at his family law practice. She discovered that she loves learning about the people and industries she worked with at the firm. [02:20]Laura talks about the level of trust and the code of honor required to work with celebrities. She grew to understand that no one knows what's best for a family better than the family themselves. [05:30]Stacy asks Laura why it’s so common for women in relationships not to have an intimate understanding of the family finances. This is changing, but historically, there hasn’t been an equal division of earnings and financial management. It’s stressful, complicated and not fun - so often, letting someone else ‘take care of it’ is appealing. Laura points out that even when women are the major breadwinners, that’s no guarantee they’ll be the main financial manager of the household. [07:00]Divorce is often a big financial wakeup call for the person in the relationship who isn’t involved in the finances. Laura talks about what a shock it can be when you don't know the details of your income and expenses, especially when there is a public expectation that you’ll live a certain lifestyle. [10:30]What steps should you be taking before you’re married, or while you’re happily married to prevent shocks and pain down the road? Laura gives some strategies for how to protect yourself in the future, no matter what happens. [14:00]Stacy notes that the biggest fights couples have revolved around money - and when a relationship is ending or changing, that can be magnified. She asks Laura about the innovative way she is approaching divorce negotiations. This is a massive departure from traditional divorce and brings a lot of support and education to the table. [17:30]Laura talks about who is a good candidate for online divorce - it’s not everyone, but it is making things easier and more affordable for thousands of people. [21:30]Stacy and Laura talk about the benefits of community when you’re going through a divorce - having other people going through the same thing can be invaluable, and Laura talks about her book, website, and podcast - all designed to help people work through this difficult process. [26:00] ResourcesBook: It Doesn’t Have to be That WayWebsite: It’s Over EasyPodcast: Divorce Sucks ContactStacy Francis: Stacy@francisfinancial.com // 212-374-9008Laura Wasser: Instagram: @LauraWasserOfficial // Wasser Cooperman and Mandles Can you imagine your divorce being written about in the national tabloids? Today’s guest on the show is celebrity divorce lawyer Laura Wasser, who helps her clients navigate through that every day. Her clients include Kim Kardashian, Ryan Reynolds, Angelina Jolie, Stevie Wonder, Maria Shriver and more. She has been named one of the best lawyers in America, and she is passionate about making divorce something that people can understand, work through and afford more easily.Laura talks about how she got into the Matrimonial Law field. There was a strong family precedent for going into legal practice, and almost despite herself, Laura ended up going to Law school and working with her father at his family law practice. She discovered that she loves learning about the people and industries she worked with at the firm. [02:20]Laura talks about the level of trust and the code of honor required to work with celebrities. She grew to understand that no one knows what's best for a family better than the family themselves. [05:30]Stacy asks Laura why it’s so common for women in relationships not to have an intimate understanding of the family finances. This is changing, but historically, there hasn’t been an equal division of earnings and financial management. It’s stressful, complicated and not fun - so often, letting someone else ‘take care of it’ is appealing. Laura points out that even when women are the major breadwinners, that’s no guarantee they’ll be the main financial manager of the household. [07:00]Divorce is often a big financial wakeup call for the person in the relationship who isn’t involved in the finances. Laura talks about what a shock it can be when you don't know the details of your income and expenses, especially when there is a public expectation that you’ll live a certain lifestyle. [10:30]What steps should you be taking before you’re married, or while you’re happily married to prevent shocks and pain down the road? Laura gives some strategies for how to protect yourself in the future, no matter what happens. [14:00]Stacy notes that the biggest fights couples have revolved around money - and when a relationship is ending or changing, that can be magnified. She asks Laura about the innovative way she is approaching divorce negotiations. This is a massive departure from traditional divorce and brings a lot of support and education to the table. [17:30]Laura talks about who is a good candidate for online divorce - it’s not everyone, but it is making things easier and more affordable for thousands of people. [21:30]Stacy and Laura talk about the benefits of community when you’re going through a divorce - having other people going through the same thing can be invaluable, and Laura talks about her book, website, and podcast - all designed to help people work through this difficult process. [26:00]

ResourcesBook: It Doesn’t Have to be That WayWebsite: It’s Over EasyPodcast: Divorce Sucks

ContactStacy Francis: Stacy@francisfinancial.com // 212-374-9008Laura Wasser: Instagram: @LauraWasserOfficial // Wasser Cooperman and Mandles

]]> 2007 no How Uncle Sam Gets Involved In Your Settlement Today’s topic is very important and one that a lot of us avoid as much as possible.W e’re talking about taxes - and specifically, the tax law changes that you absolutely need to know. This is going to be interesting, and important. We promise! Stacy Francis talks with Matthew Feigin, a Matrimonial Law group partner at Katsky Korins, who used to work for the Mayor of NYC Michael Bloomberg. Matthew is, as his son describes: “A lawyer who helps people share things.”Matthew shares the rather surprising story of how he came to be practicing the specific type of tax law that he does, and how he ended up in the Mayor's Office. [2:12]When a family with children is separating, it’s important to make sure there is consistency between the different homes that children will be living in. Tax plays an interesting role in making this possible, and recent changes in the tax law mean that the obligations different parties have changed. [4:00]The new laws sound really good on their face, but the upshot of the change in who pays what kind of taxes is that the payers of alimony are now incentivized to provide less money. Matthew and Stacy discuss the new complexities (and political implications!) divorced families find themselves dealing with. [08:00]Stacy mentions that even financial planning softwares don't account for all of these complexities. Matthew provides some insight into how lawyers are handling the implications of different tax brackets. Because it’s a new framework, both the legal and financial services professions are having to adapt - and the news isn’t traveling as fast as anyone would like! [12:25]Settlement agreements can be unwieldy documents, where a dollar doesn’t always equal a dollar. Matthew talks about some of the situations where what is on paper doesn’t match up with what is in your bank account, and how to navigate these differences. [17:20]Stacy brings up some of the practical implications of varying tax situations, and how the different rates at which your assets are taxed have a major impact on your planning for your future. It’s important to look carefully at the vehicles your assets are stored in, so if you do have to split savings and assets, you know the implications of how that division will work in the future. [20:00]There are tax issues to consider when you’re thinking about how to take care of your children during and especially after a divorce. Matthew explains the specific taxes that will affect them and provides some pointers on the kinds of situations that can cause problems. [25:00]Matthew describes the unique elements of his practice, where he practices something called ConsensUS Mediation. This is a powerful, efficient and compassionate way of developing settlement agreements. These agreements often have more power than the courts when it comes to making provisions for your children. [28:00] Contact Stacy Francis Stacy@francisfinancial.com 212-374-9008Matthew Feigin Katskykorins.com212-716-3259  Tue, 16 Jul 2019 05:00:00 -0000 full 55 Stacy Francis Today’s topic is very important and one that a lot of us avoid as much as possible.W e’re talking about taxes - and specifically, the tax law changes that you absolutely need to know. Today’s topic is very important and one that a lot of us avoid as much as possible.W e’re talking about taxes - and specifically, the tax law changes that you absolutely need to know. This is going to be interesting, and important. We promise! Stacy Francis talks with Matthew Feigin, a Matrimonial Law group partner at Katsky Korins, who used to work for the Mayor of NYC Michael Bloomberg. Matthew is, as his son describes: “A lawyer who helps people share things.”Matthew shares the rather surprising story of how he came to be practicing the specific type of tax law that he does, and how he ended up in the Mayor's Office. [2:12]When a family with children is separating, it’s important to make sure there is consistency between the different homes that children will be living in. Tax plays an interesting role in making this possible, and recent changes in the tax law mean that the obligations different parties have changed. [4:00]The new laws sound really good on their face, but the upshot of the change in who pays what kind of taxes is that the payers of alimony are now incentivized to provide less money. Matthew and Stacy discuss the new complexities (and political implications!) divorced families find themselves dealing with. [08:00]Stacy mentions that even financial planning softwares don't account for all of these complexities. Matthew provides some insight into how lawyers are handling the implications of different tax brackets. Because it’s a new framework, both the legal and financial services professions are having to adapt - and the news isn’t traveling as fast as anyone would like! [12:25]Settlement agreements can be unwieldy documents, where a dollar doesn’t always equal a dollar. Matthew talks about some of the situations where what is on paper doesn’t match up with what is in your bank account, and how to navigate these differences. [17:20]Stacy brings up some of the practical implications of varying tax situations, and how the different rates at which your assets are taxed have a major impact on your planning for your future. It’s important to look carefully at the vehicles your assets are stored in, so if you do have to split savings and assets, you know the implications of how that division will work in the future. [20:00]There are tax issues to consider when you’re thinking about how to take care of your children during and especially after a divorce. Matthew explains the specific taxes that will affect them and provides some pointers on the kinds of situations that can cause problems. [25:00]Matthew describes the unique elements of his practice, where he practices something called ConsensUS Mediation. This is a powerful, efficient and compassionate way of developing settlement agreements. These agreements often have more power than the courts when it comes to making provisions for your children. [28:00] Contact Stacy Francis Stacy@francisfinancial.com 212-374-9008Matthew Feigin Katskykorins.com212-716-3259  Today’s topic is very important and one that a lot of us avoid as much as possible.W e’re talking about taxes - and specifically, the tax law changes that you absolutely need to know. This is going to be interesting, and important. We promise! Stacy Francis talks with Matthew Feigin, a Matrimonial Law group partner at Katsky Korins, who used to work for the Mayor of NYC Michael Bloomberg. Matthew is, as his son describes: “A lawyer who helps people share things.”Matthew shares the rather surprising story of how he came to be practicing the specific type of tax law that he does, and how he ended up in the Mayor's Office. [2:12]When a family with children is separating, it’s important to make sure there is consistency between the different homes that children will be living in. Tax plays an interesting role in making this possible, and recent changes in the tax law mean that the obligations different parties have changed. [4:00]The new laws sound really good on their face, but the upshot of the change in who pays what kind of taxes is that the payers of alimony are now incentivized to provide less money. Matthew and Stacy discuss the new complexities (and political implications!) divorced families find themselves dealing with. [08:00]Stacy mentions that even financial planning softwares don't account for all of these complexities. Matthew provides some insight into how lawyers are handling the implications of different tax brackets. Because it’s a new framework, both the legal and financial services professions are having to adapt - and the news isn’t traveling as fast as anyone would like! [12:25]Settlement agreements can be unwieldy documents, where a dollar doesn’t always equal a dollar. Matthew talks about some of the situations where what is on paper doesn’t match up with what is in your bank account, and how to navigate these differences. [17:20]Stacy brings up some of the practical implications of varying tax situations, and how the different rates at which your assets are taxed have a major impact on your planning for your future. It’s important to look carefully at the vehicles your assets are stored in, so if you do have to split savings and assets, you know the implications of how that division will work in the future. [20:00]There are tax issues to consider when you’re thinking about how to take care of your children during and especially after a divorce. Matthew explains the specific taxes that will affect them and provides some pointers on the kinds of situations that can cause problems. [25:00]Matthew describes the unique elements of his practice, where he practices something called ConsensUS Mediation. This is a powerful, efficient and compassionate way of developing settlement agreements. These agreements often have more power than the courts when it comes to making provisions for your children. [28:00]

Contact Stacy Francis Stacy@francisfinancial.com

212-374-9008Matthew Feigin Katskykorins.com212-716-3259 

]]> 2179 no Building New Emotional, Professional and Financial Foundations On this week’s episode of Financially Ever After, Stacy Francis has a fascinating conversation with Micki McWade, a clinical social worker and psychotherapist, whose primary work is with people contemplating or going through a divorce. She and Stacy discuss how to move on with your life - financially, professionally and emotionally after a divorce. Micki talks about her journey into social work and psychotherapy - it was never her original plan, but after an enriching experience with Al-Anon - she re-evaluated her life and decided to help other people recover from difficult life events. [02:50]Al-Anon has been a successful program since the 1930s, and Micki shares how learning to give up control over what isn’t controllable, let her focus on building her own personal foundation - she translates this into her current work for her current clients. [05:00]Looking back at the time after her divorce, Micki is proud of her accomplishments, and how her children saw her take control of her life, and what was happening for their family. Refusing to take on the victim role let Mick invest in her own power. SUNY Empire State College was an invaluable resource, providing the flexibility to get a degree that launched a new career. [09:30]Micki uses the 12-step framework to serve her clients - the tools, collaborative processes and opportunities for self-development help families move forward after major changes. She describes her role in these groups, and what an impact they can make. Collaborative divorce and mediation are always the best way forward if they are at all possible. [14:20]Stacy brings up that many women fear that going back to work or re-training will negatively affect their settlement. Micki talks about how this tends to play out, and what women should be aware of and plan for when they’re thinking about their financial future. [18:00]Micki found she was energized by working with people going through a divorce in a non-professional capacity. For everyone, listening to that cue, and going through the doors that open because of it helps show you what you should be doing. Stacy adds a story of someone who was able to achieve more than she had ever imagined by taking a chance and using her network. She discusses how other women can do the same. [22:50] There are a lot of feelings around your ex starting to date, or getting married, and likewise when deciding you are ready to start seeing people again. It’s hard to come back from divorce emotionally, and Micki recommends finding a support group of other people going through the same thing. Giving back to and helping others will always make you feel better, and connection is the most important thing you can create for yourself. [26:00]At a certain point you will need to have a conversation about who you, and who your ex is dating - and managing that can be intimidating. You should be very certain of a new person in your life before you bring them around your family. Stacy draws a parallel with how Francis Financial has a lengthy ‘get to know you’ process for new team members. [30:00]Micki shares some very excellent advice she was given while she was going through her divorce - a guiding principle she was able to use while a lot of different decisions had to be made. [34:00] ResourcesSUNY Empire State College |TheDivorceCoach.com - book a complimentary call if you have any questions. | MickiMcWade.com | Complimentary Second Opinion Call from Francis Financial ContactStacy FrancisStacy@francisfinancial.com212-374-9008 Micki McWademmcwade@mac.com  Tue, 02 Jul 2019 05:00:00 -0000 full 54 Stacy Francis Stacy Francis has a fascinating conversation with Micki McWade, a clinical social worker and psychotherapist, whose primary work is with people contemplating or going through a divorce. On this week’s episode of Financially Ever After, Stacy Francis has a fascinating conversation with Micki McWade, a clinical social worker and psychotherapist, whose primary work is with people contemplating or going through a divorce. She and Stacy discuss how to move on with your life - financially, professionally and emotionally after a divorce. Micki talks about her journey into social work and psychotherapy - it was never her original plan, but after an enriching experience with Al-Anon - she re-evaluated her life and decided to help other people recover from difficult life events. [02:50]Al-Anon has been a successful program since the 1930s, and Micki shares how learning to give up control over what isn’t controllable, let her focus on building her own personal foundation - she translates this into her current work for her current clients. [05:00]Looking back at the time after her divorce, Micki is proud of her accomplishments, and how her children saw her take control of her life, and what was happening for their family. Refusing to take on the victim role let Mick invest in her own power. SUNY Empire State College was an invaluable resource, providing the flexibility to get a degree that launched a new career. [09:30]Micki uses the 12-step framework to serve her clients - the tools, collaborative processes and opportunities for self-development help families move forward after major changes. She describes her role in these groups, and what an impact they can make. Collaborative divorce and mediation are always the best way forward if they are at all possible. [14:20]Stacy brings up that many women fear that going back to work or re-training will negatively affect their settlement. Micki talks about how this tends to play out, and what women should be aware of and plan for when they’re thinking about their financial future. [18:00]Micki found she was energized by working with people going through a divorce in a non-professional capacity. For everyone, listening to that cue, and going through the doors that open because of it helps show you what you should be doing. Stacy adds a story of someone who was able to achieve more than she had ever imagined by taking a chance and using her network. She discusses how other women can do the same. [22:50] There are a lot of feelings around your ex starting to date, or getting married, and likewise when deciding you are ready to start seeing people again. It’s hard to come back from divorce emotionally, and Micki recommends finding a support group of other people going through the same thing. Giving back to and helping others will always make you feel better, and connection is the most important thing you can create for yourself. [26:00]At a certain point you will need to have a conversation about who you, and who your ex is dating - and managing that can be intimidating. You should be very certain of a new person in your life before you bring them around your family. Stacy draws a parallel with how Francis Financial has a lengthy ‘get to know you’ process for new team members. [30:00]Micki shares some very excellent advice she was given while she was going through her divorce - a guiding principle she was able to use while a lot of different decisions had to be made. [34:00] ResourcesSUNY Empire State College |TheDivorceCoach.com - book a complimentary call if you have any questions. | MickiMcWade.com | Complimentary Second Opinion Call from Francis Financial ContactStacy FrancisStacy@francisfinancial.com212-374-9008 Micki McWademmcwade@mac.com  On this week’s episode of Financially Ever After, Stacy Francis has a fascinating conversation with Micki McWade, a clinical social worker and psychotherapist, whose primary work is with people contemplating or going through a divorce. She and Stacy discuss how to move on with your life - financially, professionally and emotionally after a divorce. Micki talks about her journey into social work and psychotherapy - it was never her original plan, but after an enriching experience with Al-Anon - she re-evaluated her life and decided to help other people recover from difficult life events. [02:50]Al-Anon has been a successful program since the 1930s, and Micki shares how learning to give up control over what isn’t controllable, let her focus on building her own personal foundation - she translates this into her current work for her current clients. [05:00]Looking back at the time after her divorce, Micki is proud of her accomplishments, and how her children saw her take control of her life, and what was happening for their family. Refusing to take on the victim role let Mick invest in her own power. SUNY Empire State College was an invaluable resource, providing the flexibility to get a degree that launched a new career. [09:30]Micki uses the 12-step framework to serve her clients - the tools, collaborative processes and opportunities for self-development help families move forward after major changes. She describes her role in these groups, and what an impact they can make. Collaborative divorce and mediation are always the best way forward if they are at all possible. [14:20]Stacy brings up that many women fear that going back to work or re-training will negatively affect their settlement. Micki talks about how this tends to play out, and what women should be aware of and plan for when they’re thinking about their financial future. [18:00]Micki found she was energized by working with people going through a divorce in a non-professional capacity. For everyone, listening to that cue, and going through the doors that open because of it helps show you what you should be doing. Stacy adds a story of someone who was able to achieve more than she had ever imagined by taking a chance and using her network. She discusses how other women can do the same. [22:50] There are a lot of feelings around your ex starting to date, or getting married, and likewise when deciding you are ready to start seeing people again. It’s hard to come back from divorce emotionally, and Micki recommends finding a support group of other people going through the same thing. Giving back to and helping others will always make you feel better, and connection is the most important thing you can create for yourself. [26:00]At a certain point you will need to have a conversation about who you, and who your ex is dating - and managing that can be intimidating. You should be very certain of a new person in your life before you bring them around your family. Stacy draws a parallel with how Francis Financial has a lengthy ‘get to know you’ process for new team members. [30:00]Micki shares some very excellent advice she was given while she was going through her divorce - a guiding principle she was able to use while a lot of different decisions had to be made. [34:00]

ResourcesSUNY Empire State College |TheDivorceCoach.com - book a complimentary call if you have any questions. | MickiMcWade.com | Complimentary Second Opinion Call from Francis Financial

ContactStacy FrancisStacy@francisfinancial.com212-374-9008

Micki McWademmcwade@mac.com 

]]> 2317 Divorce is a Whole Family Affair with Robyn Mann Today’s guest on the Financially Ever After Podcast is Robyn Mann, a matrimonial attorney and mediator who comes to her practice with a deep experience of and respect for the impacts divorce can have on a family - and what to prioritize in terms of mitigating them. Stacy and Robyn discuss the financial aspects of a divorce, as well as who needs what kind of care, and how to make sure as many needs are being met as possible. Divorce Affects the Whole Family Robyn understands the impact of divorce on children – and mediates from that perspective.In experiencing different kids of divorce, from different perspectives – a child and an adult going through the process, Robyn learned what really matters for a family going through this process, and how to prioritize the whole family through what is often a difficult time. Robyn believes that the majority of the upheaval that happens during a divorce should be on the shoulders of the parents, and nesting is one way to do that. This means the children situation in their home, and having the parents take turns being the primary caregiver in that house - it’s more challenging for the parents but keeps the stresses where they belong and makes it easier for children to adjust to their changing family. When Robyn was ending her marriage, she also walked away financially from the law firm she shared with her ex-husband – she ended up working as a waitress while she regained her footing. This is something many women will recognize: making the choices that must be made to move forward. What does it mean to be house-poor? This is a common situation that couples and individuals find themselves in – especially those who had a great deal invested in property during the 2008 recession. As a Real Estate Attorney, Robyn knew the bubble was going to burst but was unable to prevent a huge personal loss. She shares what it was like to know it was coming - but not be able to stop it. Asking for Help In building her own business, and later legal practice, Robyn learned many things – and the most valuable of them was asking for help. This is a skill many women aren’t encouraged to develop - but that can make a huge difference in times of stress. Stacy and Robyn talk about the widely believed but completely false myth that looking after your own finances requires a huge amount of specialized knowledge. It just takes time and attention. If you need a better understanding of your finances - you should do everything in your power to get it. Robyn believes that women should give themselves the education, information, and confidence they need to speak on equal terms with their spouses about their financial situation. Even if it is only to know for yourself that you understand and can make decisions about what is happening in your financial life. Robyn strongly recommends the one thing that over 60% of women experiencing divorce say they want but don’t have: access to mental health care. Women often put themselves at the bottom of the totem pole in terms of self-care and support, but to have the best possible result for yourself and your family, self-care is critical. Contact Robyn Mann https://kenjewell-law.com/ robyn.mann@kjlaw.netP: (718) 316-2219 Contact Stacy Francis Stacy@francisfinancial.com212-374-9008 Resources Family Kind  https://familykind.org/ Grief Out Of Season https://www.amazon.com/Grief-Out-Season-Parents-Divorce/dp/0316363510 Tue, 18 Jun 2019 05:00:00 -0000 full 53 Stacy Francis Robyn Mann is a matrimonial attorney and mediator who comes to her practice with a deep experience of and respect for the impacts divorce can have on a family - and what to prioritize in terms of mitigating them. Today’s guest on the Financially Ever After Podcast is Robyn Mann, a matrimonial attorney and mediator who comes to her practice with a deep experience of and respect for the impacts divorce can have on a family - and what to prioritize in terms of mitigating them. Stacy and Robyn discuss the financial aspects of a divorce, as well as who needs what kind of care, and how to make sure as many needs are being met as possible. Divorce Affects the Whole Family Robyn understands the impact of divorce on children – and mediates from that perspective.In experiencing different kids of divorce, from different perspectives – a child and an adult going through the process, Robyn learned what really matters for a family going through this process, and how to prioritize the whole family through what is often a difficult time. Robyn believes that the majority of the upheaval that happens during a divorce should be on the shoulders of the parents, and nesting is one way to do that. This means the children situation in their home, and having the parents take turns being the primary caregiver in that house - it’s more challenging for the parents but keeps the stresses where they belong and makes it easier for children to adjust to their changing family. When Robyn was ending her marriage, she also walked away financially from the law firm she shared with her ex-husband – she ended up working as a waitress while she regained her footing. This is something many women will recognize: making the choices that must be made to move forward. What does it mean to be house-poor? This is a common situation that couples and individuals find themselves in – especially those who had a great deal invested in property during the 2008 recession. As a Real Estate Attorney, Robyn knew the bubble was going to burst but was unable to prevent a huge personal loss. She shares what it was like to know it was coming - but not be able to stop it. Asking for Help In building her own business, and later legal practice, Robyn learned many things – and the most valuable of them was asking for help. This is a skill many women aren’t encouraged to develop - but that can make a huge difference in times of stress. Stacy and Robyn talk about the widely believed but completely false myth that looking after your own finances requires a huge amount of specialized knowledge. It just takes time and attention. If you need a better understanding of your finances - you should do everything in your power to get it. Robyn believes that women should give themselves the education, information, and confidence they need to speak on equal terms with their spouses about their financial situation. Even if it is only to know for yourself that you understand and can make decisions about what is happening in your financial life. Robyn strongly recommends the one thing that over 60% of women experiencing divorce say they want but don’t have: access to mental health care. Women often put themselves at the bottom of the totem pole in terms of self-care and support, but to have the best possible result for yourself and your family, self-care is critical. Contact Robyn Mann https://kenjewell-law.com/ robyn.mann@kjlaw.netP: (718) 316-2219 Contact Stacy Francis Stacy@francisfinancial.com212-374-9008 Resources Family Kind  https://familykind.org/ Grief Out Of Season https://www.amazon.com/Grief-Out-Season-Parents-Divorce/dp/0316363510 Today’s guest on the Financially Ever After Podcast is Robyn Mann, a matrimonial attorney and mediator who comes to her practice with a deep experience of and respect for the impacts divorce can have on a family - and what to prioritize in terms of mitigating them. Stacy and Robyn discuss the financial aspects of a divorce, as well as who needs what kind of care, and how to make sure as many needs are being met as possible.

Divorce Affects the Whole Family Robyn understands the impact of divorce on children – and mediates from that perspective.In experiencing different kids of divorce, from different perspectives – a child and an adult going through the process, Robyn learned what really matters for a family going through this process, and how to prioritize the whole family through what is often a difficult time.

Robyn believes that the majority of the upheaval that happens during a divorce should be on the shoulders of the parents, and nesting is one way to do that. This means the children situation in their home, and having the parents take turns being the primary caregiver in that house - it’s more challenging for the parents but keeps the stresses where they belong and makes it easier for children to adjust to their changing family.

When Robyn was ending her marriage, she also walked away financially from the law firm she shared with her ex-husband – she ended up working as a waitress while she regained her footing. This is something many women will recognize: making the choices that must be made to move forward.

What does it mean to be house-poor? This is a common situation that couples and individuals find themselves in – especially those who had a great deal invested in property during the 2008 recession. As a Real Estate Attorney, Robyn knew the bubble was going to burst but was unable to prevent a huge personal loss. She shares what it was like to know it was coming - but not be able to stop it.

Asking for Help In building her own business, and later legal practice, Robyn learned many things – and the most valuable of them was asking for help. This is a skill many women aren’t encouraged to develop - but that can make a huge difference in times of stress.

Stacy and Robyn talk about the widely believed but completely false myth that looking after your own finances requires a huge amount of specialized knowledge. It just takes time and attention. If you need a better understanding of your finances - you should do everything in your power to get it.

Robyn believes that women should give themselves the education, information, and confidence they need to speak on equal terms with their spouses about their financial situation. Even if it is only to know for yourself that you understand and can make decisions about what is happening in your financial life.

Robyn strongly recommends the one thing that over 60% of women experiencing divorce say they want but don’t have: access to mental health care. Women often put themselves at the bottom of the totem pole in terms of self-care and support, but to have the best possible result for yourself and your family, self-care is critical.

Contact Robyn Mann https://kenjewell-law.com/ robyn.mann@kjlaw.netP: (718) 316-2219

Contact Stacy Francis Stacy@francisfinancial.com212-374-9008

Resources Family Kind  https://familykind.org/ Grief Out Of Season https://www.amazon.com/Grief-Out-Season-Parents-Divorce/dp/0316363510

]]> 2225 Estate Lessons We Can Learn From Celebrities Our guest today, Jill Miller, runs a firm that specializes in formulating sophisticated personalized estate plans. What makes her stand out is her expertise isn’t limited to US only client or traditional families only. Jill and her firm help take away the fear surrounding - and the likelihood of - audits. Her clientele range from individuals to highly visible celebrities. When to Update Your Estate Plan Women often forget that they need to take care of their estate plan while going through a divorce. This includes a will, power of attorney, and health care proxy. Jill advises clients to be very careful while going through the divorce; you can’t make changes that will be in violation of any agreement you have while going through proceedings. Second, as soon as you know it’s okay to make the changes, do it right away. Who Should You Trust? The executor of the will, guardian of your children: who should you trust in these roles as you’re creating or updating your estate plan? For an executor, not only do you want someone who is organized, trustworthy, and good with administrative tasks; ideally, you also want someone who is close to you. They’ll be the one who needs to go into your home, secure your belongings, any pets, and generally pick up the pieces if you pass on. As for the guardian, it’s a huge topic. Many women can’t stand the thought of their ex-spouse gaining full custody of their children, and at the same time, courts don’t like to terminate parental rights. It’s an uphill battle to name a non-parent, but women do have options, and Jill lays out what they are. Naming Beneficiaries While updating your estate plan, it should be part and parcel of any good estate attorney to include naming beneficiaries of IRAs and 401Ks. But did you know you should also be talking to the people you’ve named for various roles in your estate? Jill explains why it’s important to have their agreement, too. An executor is personally liable if they make a mistake, and the same is true of guardianship. A Lesson from Celebrities When Marilyn Monroe passed away, she had a very large estate. In Marilyn’s case, her biggest assets were her IP, like rights to her movies, pictures, and music. Those went directly to people she wanted to have them, but when those people passed on, they went to strangers. His death came as a shock, and Prince was one of the most well-known celebrities in the world who didn’t have a will. There’s no use speculating whether that was an oversight on his part or his advisors, but Jill lays out some options for estate planning for people who prefer to keep their lives - and wishes - private. A living trust is a solution for everyone, not just celebrities. More importantly, it’s not just for the wealthy. Jill shares another story about Philip Seymour Hoffman left his family with a rather large mess and a tax bill that could have been avoided had he updated his estate planning and used a living trust. Jill reminds us that not only do we need solid estate planning; we need advisors who have experience with situations just like our own. Download the free resources on when you should update your own estate planning. This is the document Jill gives to every one of her clients. Contact Jill Miller Jill Miller & Associates, P.C.Educational Videos Francis Financial |Take Control of YOUR Financial Future If you’re ready to take control over your financial future, you’re invited to book a complimentary call with one of our advisors to discuss your options! Fill out the simple form to see if we’re a good fit for you. Tue, 04 Jun 2019 06:00:00 -0000 Estate Lessons We Can Learn From Celebrities full 52 Stacy Francis Our guest today, Jill Miller, runs a firm that specializes in formulating sophisticated personalized estate plans. What makes her stand out is her expertise isn’t limited to US only client or traditional families only. Our guest today, Jill Miller, runs a firm that specializes in formulating sophisticated personalized estate plans. What makes her stand out is her expertise isn’t limited to US only client or traditional families only. Jill and her firm help take away the fear surrounding - and the likelihood of - audits. Her clientele range from individuals to highly visible celebrities. When to Update Your Estate Plan Women often forget that they need to take care of their estate plan while going through a divorce. This includes a will, power of attorney, and health care proxy. Jill advises clients to be very careful while going through the divorce; you can’t make changes that will be in violation of any agreement you have while going through proceedings. Second, as soon as you know it’s okay to make the changes, do it right away. Who Should You Trust? The executor of the will, guardian of your children: who should you trust in these roles as you’re creating or updating your estate plan? For an executor, not only do you want someone who is organized, trustworthy, and good with administrative tasks; ideally, you also want someone who is close to you. They’ll be the one who needs to go into your home, secure your belongings, any pets, and generally pick up the pieces if you pass on. As for the guardian, it’s a huge topic. Many women can’t stand the thought of their ex-spouse gaining full custody of their children, and at the same time, courts don’t like to terminate parental rights. It’s an uphill battle to name a non-parent, but women do have options, and Jill lays out what they are. Naming Beneficiaries While updating your estate plan, it should be part and parcel of any good estate attorney to include naming beneficiaries of IRAs and 401Ks. But did you know you should also be talking to the people you’ve named for various roles in your estate? Jill explains why it’s important to have their agreement, too. An executor is personally liable if they make a mistake, and the same is true of guardianship. A Lesson from Celebrities When Marilyn Monroe passed away, she had a very large estate. In Marilyn’s case, her biggest assets were her IP, like rights to her movies, pictures, and music. Those went directly to people she wanted to have them, but when those people passed on, they went to strangers. His death came as a shock, and Prince was one of the most well-known celebrities in the world who didn’t have a will. There’s no use speculating whether that was an oversight on his part or his advisors, but Jill lays out some options for estate planning for people who prefer to keep their lives - and wishes - private. A living trust is a solution for everyone, not just celebrities. More importantly, it’s not just for the wealthy. Jill shares another story about Philip Seymour Hoffman left his family with a rather large mess and a tax bill that could have been avoided had he updated his estate planning and used a living trust. Jill reminds us that not only do we need solid estate planning; we need advisors who have experience with situations just like our own. Download the free resources on when you should update your own estate planning. This is the document Jill gives to every one of her clients. Contact Jill Miller Jill Miller & Associates, P.C.Educational Videos Francis Financial |Take Control of YOUR Financial Future If you’re ready to take control over your financial future, you’re invited to book a complimentary call with one of our advisors to discuss your options! Fill out the simple form to see if we’re a good fit for you. Our guest today, Jill Miller, runs a firm that specializes in formulating sophisticated personalized estate plans. What makes her stand out is her expertise isn’t limited to US only client or traditional families only. Jill and her firm help take away the fear surrounding - and the likelihood of - audits. Her clientele range from individuals to highly visible celebrities.

When to Update Your Estate Plan

Women often forget that they need to take care of their estate plan while going through a divorce. This includes a will, power of attorney, and health care proxy. Jill advises clients to be very careful while going through the divorce; you can’t make changes that will be in violation of any agreement you have while going through proceedings. Second, as soon as you know it’s okay to make the changes, do it right away.

Who Should You Trust?

The executor of the will, guardian of your children: who should you trust in these roles as you’re creating or updating your estate plan? For an executor, not only do you want someone who is organized, trustworthy, and good with administrative tasks; ideally, you also want someone who is close to you. They’ll be the one who needs to go into your home, secure your belongings, any pets, and generally pick up the pieces if you pass on.

As for the guardian, it’s a huge topic. Many women can’t stand the thought of their ex-spouse gaining full custody of their children, and at the same time, courts don’t like to terminate parental rights. It’s an uphill battle to name a non-parent, but women do have options, and Jill lays out what they are.

Naming Beneficiaries

While updating your estate plan, it should be part and parcel of any good estate attorney to include naming beneficiaries of IRAs and 401Ks. But did you know you should also be talking to the people you’ve named for various roles in your estate? Jill explains why it’s important to have their agreement, too. An executor is personally liable if they make a mistake, and the same is true of guardianship.

A Lesson from Celebrities

When Marilyn Monroe passed away, she had a very large estate. In Marilyn’s case, her biggest assets were her IP, like rights to her movies, pictures, and music. Those went directly to people she wanted to have them, but when those people passed on, they went to strangers.

His death came as a shock, and Prince was one of the most well-known celebrities in the world who didn’t have a will. There’s no use speculating whether that was an oversight on his part or his advisors, but Jill lays out some options for estate planning for people who prefer to keep their lives - and wishes - private. A living trust is a solution for everyone, not just celebrities. More importantly, it’s not just for the wealthy.

Jill shares another story about Philip Seymour Hoffman left his family with a rather large mess and a tax bill that could have been avoided had he updated his estate planning and used a living trust. Jill reminds us that not only do we need solid estate planning; we need advisors who have experience with situations just like our own.

Download the free resources on when you should update your own estate planning. This is the document Jill gives to every one of her clients.

Contact Jill Miller

Jill Miller & Associates, P.C.Educational Videos

Francis Financial |Take Control of YOUR Financial Future

If you’re ready to take control over your financial future, you’re invited to book a complimentary call with one of our advisors to discuss your options! Fill out the simple form to see if we’re a good fit for you.

]]> 2460 no Tailored Tax Advice for Women with Nancy Goldfarb What kind of tax aspects do you need to think about when going through a divorce? Today we have Nancy Goldfarb, President of Smart Transition Strategies and a certified financial planner, public accountant, and divorce financial analyst. On this episode, she breaks down what you need to consider to help you make good decisions about your finances during and after the divorce. When to reach out to a CDFA or a CPA: The best time to reach out to a Certified Divorce Financial Analyst or a Certified Public Accountant is as early as possible, even if you’re only just thinking of divorce. Educating and empowering yourself is incredibly important. You want to be able to face your financial challenges, and a CDFA or a CPA can help you develop strategies to enable you to achieve your goals and strengthen your financial security. Lifestyle analysis and marital property: It’s important to go back through one, three, and in some cases, five years of expenses, as well as three years of tax returns, to make sure you receive an equitable and fair distribution of assets in the home. Nancy talks about the importance of having a professional go through the process with you, as they can spot and dissect things the general public might not be able to so things are divided equally. For example: How do you divide low cost basis stocks? And what if the property is in only one of your names? Tailored advice: Women need advice tailored to them. Consider these factors: women live longer in general, we are the first generation of women who have had careers, women are more likely to take time off from the workforce, and statistically, we have likely learned less than men. This transition is a chance to seek financial education, and that is empowering. This allows you to have the knowledge to make decisions for your future.  The marital home:  The first decision is planning on how to divide or sell the marital residence. There are many options: selling the house and splitting the proceeds, trading off other property, a partial buyout, or even more out-of-the-box solutions, like delaying the sale until the children graduate, or keeping the house and taking turns living there and nesting. The next thing to think about is reviewing the financial aspects of each option. There have been recent tax changes, and a CDFA or a CPA would look at your income and prior tax returns to help you make a decision. They’ll also make sure you don’t get any tax surprises, and will help you plan to have enough deductions to decrease your taxes. The children: Financial professionals are going to look at your children’s expenses as well. How much do you need to save for your children’s college education? Should you commence a 529 plan? How can you manage it so you can afford your child’s current private school education? Social security: Nancy likes to combine social security and retirement planning. There are many factors to think about, for example: Did one spouse stay home to raise the children while the other spouse was working and has built up social security? How long have you been married? Consult your local social security office or specialist for more details, as the rules are changing all the time. Resources: Nancy Goldfarb (LinkedIn) | Smart Transition Strategies Tue, 21 May 2019 06:00:00 -0000 Tailored Tax Advice for Women with Nancy Goldfarb full 51 Stacy Francis What kind of tax aspects do you need to think about when going through a divorce? Today we have Nancy Goldfarb, President of Smart Transition Strategies and a certified financial planner, public accountant, and divorce financial analyst. What kind of tax aspects do you need to think about when going through a divorce? Today we have Nancy Goldfarb, President of Smart Transition Strategies and a certified financial planner, public accountant, and divorce financial analyst. On this episode, she breaks down what you need to consider to help you make good decisions about your finances during and after the divorce. When to reach out to a CDFA or a CPA: The best time to reach out to a Certified Divorce Financial Analyst or a Certified Public Accountant is as early as possible, even if you’re only just thinking of divorce. Educating and empowering yourself is incredibly important. You want to be able to face your financial challenges, and a CDFA or a CPA can help you develop strategies to enable you to achieve your goals and strengthen your financial security. Lifestyle analysis and marital property: It’s important to go back through one, three, and in some cases, five years of expenses, as well as three years of tax returns, to make sure you receive an equitable and fair distribution of assets in the home. Nancy talks about the importance of having a professional go through the process with you, as they can spot and dissect things the general public might not be able to so things are divided equally. For example: How do you divide low cost basis stocks? And what if the property is in only one of your names? Tailored advice: Women need advice tailored to them. Consider these factors: women live longer in general, we are the first generation of women who have had careers, women are more likely to take time off from the workforce, and statistically, we have likely learned less than men. This transition is a chance to seek financial education, and that is empowering. This allows you to have the knowledge to make decisions for your future.  The marital home:  The first decision is planning on how to divide or sell the marital residence. There are many options: selling the house and splitting the proceeds, trading off other property, a partial buyout, or even more out-of-the-box solutions, like delaying the sale until the children graduate, or keeping the house and taking turns living there and nesting. The next thing to think about is reviewing the financial aspects of each option. There have been recent tax changes, and a CDFA or a CPA would look at your income and prior tax returns to help you make a decision. They’ll also make sure you don’t get any tax surprises, and will help you plan to have enough deductions to decrease your taxes. The children: Financial professionals are going to look at your children’s expenses as well. How much do you need to save for your children’s college education? Should you commence a 529 plan? How can you manage it so you can afford your child’s current private school education? Social security: Nancy likes to combine social security and retirement planning. There are many factors to think about, for example: Did one spouse stay home to raise the children while the other spouse was working and has built up social security? How long have you been married? Consult your local social security office or specialist for more details, as the rules are changing all the time. Resources: Nancy Goldfarb (LinkedIn) | Smart Transition Strategies What kind of tax aspects do you need to think about when going through a divorce? Today we have Nancy Goldfarb, President of Smart Transition Strategies and a certified financial planner, public accountant, and divorce financial analyst. On this episode, she breaks down what you need to consider to help you make good decisions about your finances during and after the divorce.

When to reach out to a CDFA or a CPA:

The best time to reach out to a Certified Divorce Financial Analyst or a Certified Public Accountant is as early as possible, even if you’re only just thinking of divorce. Educating and empowering yourself is incredibly important. You want to be able to face your financial challenges, and a CDFA or a CPA can help you develop strategies to enable you to achieve your goals and strengthen your financial security.

Lifestyle analysis and marital property:

It’s important to go back through one, three, and in some cases, five years of expenses, as well as three years of tax returns, to make sure you receive an equitable and fair distribution of assets in the home. Nancy talks about the importance of having a professional go through the process with you, as they can spot and dissect things the general public might not be able to so things are divided equally. For example: How do you divide low cost basis stocks? And what if the property is in only one of your names?

Tailored advice:

Women need advice tailored to them. Consider these factors: women live longer in general, we are the first generation of women who have had careers, women are more likely to take time off from the workforce, and statistically, we have likely learned less than men. This transition is a chance to seek financial education, and that is empowering. This allows you to have the knowledge to make decisions for your future. 

The marital home: 

The first decision is planning on how to divide or sell the marital residence. There are many options: selling the house and splitting the proceeds, trading off other property, a partial buyout, or even more out-of-the-box solutions, like delaying the sale until the children graduate, or keeping the house and taking turns living there and nesting.

The next thing to think about is reviewing the financial aspects of each option. There have been recent tax changes, and a CDFA or a CPA would look at your income and prior tax returns to help you make a decision. They’ll also make sure you don’t get any tax surprises, and will help you plan to have enough deductions to decrease your taxes.

The children:

Financial professionals are going to look at your children’s expenses as well. How much do you need to save for your children’s college education? Should you commence a 529 plan? How can you manage it so you can afford your child’s current private school education?

Social security:

Nancy likes to combine social security and retirement planning. There are many factors to think about, for example: Did one spouse stay home to raise the children while the other spouse was working and has built up social security? How long have you been married? Consult your local social security office or specialist for more details, as the rules are changing all the time.

Resources:

Nancy Goldfarb (LinkedIn) | Smart Transition Strategies

]]> 2749 no What to Do If You’re Being Gaslighted with Meredith Shirey Last week, we talked about financial abuse and gaslighting. On this episode of Financially Ever After, we’re diving deeper into the topic of gaslighting with our guest, Meredith Shirey. Meredith is the founder and practice director of her New York-based private practice, and is a psychotherapist who specializes in relationship issues through couples therapy. Today we’re talking about what gaslighting is, what to do to get yourself out of a gaslighting situation, and how to help someone who may be a victim.  Tue, 07 May 2019 20:36:00 -0000 What to Do If You’re Being Gaslighted with Meredith Shirey full 50 Stacy Francis Last week, we talked about financial abuse and gaslighting. On this episode of Financially Ever After, we’re diving deeper into the topic of gaslighting with our guest, Meredith Shirey. Meredith is the founder and practice director of her New... Last week, we talked about financial abuse and gaslighting. On this episode of Financially Ever After, we’re diving deeper into the topic of gaslighting with our guest, Meredith Shirey. Meredith is the founder and practice director of her New York-based private practice, and is a psychotherapist who specializes in relationship issues through couples therapy. Today we’re talking about what gaslighting is, what to do to get yourself out of a gaslighting situation, and how to help someone who may be a victim.  Last week, we talked about financial abuse and gaslighting. On this episode of Financially Ever After, we’re diving deeper into the topic of gaslighting with our guest, Meredith Shirey. Meredith is the founder and practice director of her New York-based private practice, and is a psychotherapist who specializes in relationship issues through couples therapy. Today we’re talking about what gaslighting is, what to do to get yourself out of a gaslighting situation, and how to help someone who may be a victim. 

]]> 2480 no Recognizing Financial Abuse and Gaslighting Victoria McCooey was one of the many women who thought she had a husband who loved and idolized her but found herself married to an abusive man who kept her isolated and financially disempowered – questioning her own knowledge and pressuring her into taking on debt while controlling almost every aspect of her life. Victoria saved herself and her children from this situation and has gone on to help hundreds of other women take their power back from abusive, narcissistic partners. Tue, 23 Apr 2019 05:00:00 -0000 Recognizing Financial Abuse and Gaslighting full Stacy Francis Victoria McCooey was one of the many women who thought she had a husband who loved and idolized her but found herself married to an abusive man who kept her isolated and financially disempowered – questioning her own knowledge and pressuring her... Victoria McCooey was one of the many women who thought she had a husband who loved and idolized her but found herself married to an abusive man who kept her isolated and financially disempowered – questioning her own knowledge and pressuring her into taking on debt while controlling almost every aspect of her life. Victoria saved herself and her children from this situation and has gone on to help hundreds of other women take their power back from abusive, narcissistic partners. Victoria McCooey was one of the many women who thought she had a husband who loved and idolized her but found herself married to an abusive man who kept her isolated and financially disempowered – questioning her own knowledge and pressuring her into taking on debt while controlling almost every aspect of her life. Victoria saved herself and her children from this situation and has gone on to help hundreds of other women take their power back from abusive, narcissistic partners.

]]> 2528 no How Divorce Mediation Saves Couples Time, Money and Their Peace of Mind After suffering far too long in an abusive marriage, Sheryl-Anne Sastow finally made the decision to get out of the relationship, only to then be faced with a drawn-out, expensive and emotionally painful divorce litigation.  On this episode of Financially Ever After, Sastow shares how her own experience inspired her to become a divorce mediator and collaborative attorney - a role in which she helps divorcing couples resolve their issues and end their marriages peacefully. Among the many insights Sastow shares: How she gets divorcing couples to communicate even when they’re at their angriest, and why the most acrimonious divorces can see the biggest benefits in choosing mediation over litigation.  [6:15]  Why it is most often women who contact her to inquire about, and initiate the mediation process in their divorces. [14:15]  What the biggest differences are between mediation and litigation divorce processes (hint: one of them will save you time, money and lets you keep your divorce proceedings confidential ).  [16:10]  Why historically, mediation has been less prevalent than litigation - and why that trend appears to be reversing. [30:35]  How to find the best mediator/collaborative attorney to ensure you make the most of all the benefits of mediation. [35:05]Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Sheryl Anne Sastow | W: www.sastowlawandmediation.com P: (516)314-6116 E: Sastow@SastowLawandMediation.com Links to Items Mentioned in the Podcast: Find a mediation attorney or mediator: mediation.com   Tue, 09 Apr 2019 13:00:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis After suffering far too long in an abusive marriage, Sheryl-Anne Sastow finally made the decision to get out of the relationship, only to then be faced with a drawn-out, expensive and emotionally painful divorce litigation.  On this episode of Financially Ever After, Sastow shares how her own experience inspired her to become a divorce mediator and collaborative attorney - a role in which she helps divorcing couples resolve their issues and end their marriages peacefully. Among the many insights Sastow shares: How she gets divorcing couples to communicate even when they’re at their angriest, and why the most acrimonious divorces can see the biggest benefits in choosing mediation over litigation.  [6:15]  Why it is most often women who contact her to inquire about, and initiate the mediation process in their divorces. [14:15]  What the biggest differences are between mediation and litigation divorce processes (hint: one of them will save you time, money and lets you keep your divorce proceedings confidential ).  [16:10]  Why historically, mediation has been less prevalent than litigation - and why that trend appears to be reversing. [30:35]  How to find the best mediator/collaborative attorney to ensure you make the most of all the benefits of mediation. [35:05]Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Sheryl Anne Sastow | W: www.sastowlawandmediation.com P: (516)314-6116 E: Sastow@SastowLawandMediation.com Links to Items Mentioned in the Podcast: Find a mediation attorney or mediator: mediation.com   After suffering far too long in an abusive marriage, Sheryl-Anne Sastow finally made the decision to get out of the relationship, only to then be faced with a drawn-out, expensive and emotionally painful divorce litigation. 

On this episode of Financially Ever After, Sastow shares how her own experience inspired her to become a divorce mediator and collaborative attorney - a role in which she helps divorcing couples resolve their issues and end their marriages peacefully. Among the many insights Sastow shares:

How she gets divorcing couples to communicate even when they’re at their angriest, and why the most acrimonious divorces can see the biggest benefits in choosing mediation over litigation.  [6:15] 

Why it is most often women who contact her to inquire about, and initiate the mediation process in their divorces. [14:15] 

What the biggest differences are between mediation and litigation divorce processes (hint: one of them will save you time, money and lets you keep your divorce proceedings confidential ).  [16:10] 

Why historically, mediation has been less prevalent than litigation - and why that trend appears to be reversing. [30:35] 

How to find the best mediator/collaborative attorney to ensure you make the most of all the benefits of mediation. [35:05]Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com

Sheryl Anne Sastow | W: www.sastowlawandmediation.com P: (516)314-6116 E: Sastow@SastowLawandMediation.com

Links to Items Mentioned in the Podcast:

Find a mediation attorney or mediator: mediation.com  

]]> 2933 no Protecting Yourself from Romantic Manipulation and Deception When journalist and writer, Abby Ellin, learned that the man she had been engaged to had lied to her about everything from being a Navy SEAL to working for the CIA -- and that he had been cheating on her much of the time they’d been together - she had to wonder why her usually strong professional instincts had let her down in her personal life. Abby has since written about her own experiences of romantic betrayal, and those of others -- both the betrayed and the betrayers - compiling her research into a new book, Duped: Double Lives, False Identities, and the Con Man I Almost Married. In this edition of Financially Ever After, Abby shares much of what she has learned about how and why women can be especially vulnerable to romantic, spousal deception, including: Why societal pressure that women be in coupled relationships can make them more likely to ignore or overlook relationship warning signs. [11:05] How scientific studies show it’s harder for people to detect deception when they’re in love. [13:00] Why, when a woman is in a committed relationship (made more complex by financial and familial ties), it is often to her benefit not to “see” the bad or painful things that a partner is doing. [14:45] Why deceptive behavior seems to be everywhere in our culture, and only getting more pervasive. [26:10] Why certain personality types can be more vulnerable to romantic deception; how you can protect yourself against being duped, and where to get support if you’re experiencing - or recovering from, a toxic relationship. [31:40]  Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Abby Ellin | W: www.abbyellin.com   Links to Items Mentioned in the Podcast: Duped: Double Lives, False Identities, and the Con Man I Almost Married The White Collar Wives Project: https://thewhitecollarwivesproject.org/about-lisa-lawler/  Institute for Relational Harm Reduction: https://saferelationshipsmagazine.com/ Sexual Assault By Fraud: https://consentawareness.net/author/shortjm/ Tue, 26 Mar 2019 04:00:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis When journalist and writer, Abby Ellin, learned that the man she had been engaged to had lied to her about everything from being a Navy SEAL to working for the CIA -- and that he had been cheating on her much of the time they’d been together - she had to wonder why her usually strong professional instincts had let her down in her personal life. Abby has since written about her own experiences of romantic betrayal, and those of others -- both the betrayed and the betrayers - compiling her research into a new book, Duped: Double Lives, False Identities, and the Con Man I Almost Married. In this edition of Financially Ever After, Abby shares much of what she has learned about how and why women can be especially vulnerable to romantic, spousal deception, including: Why societal pressure that women be in coupled relationships can make them more likely to ignore or overlook relationship warning signs. [11:05] How scientific studies show it’s harder for people to detect deception when they’re in love. [13:00] Why, when a woman is in a committed relationship (made more complex by financial and familial ties), it is often to her benefit not to “see” the bad or painful things that a partner is doing. [14:45] Why deceptive behavior seems to be everywhere in our culture, and only getting more pervasive. [26:10] Why certain personality types can be more vulnerable to romantic deception; how you can protect yourself against being duped, and where to get support if you’re experiencing - or recovering from, a toxic relationship. [31:40]  Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Abby Ellin | W: www.abbyellin.com   Links to Items Mentioned in the Podcast: Duped: Double Lives, False Identities, and the Con Man I Almost Married The White Collar Wives Project: https://thewhitecollarwivesproject.org/about-lisa-lawler/  Institute for Relational Harm Reduction: https://saferelationshipsmagazine.com/ Sexual Assault By Fraud: https://consentawareness.net/author/shortjm/ When journalist and writer, Abby Ellin, learned that the man she had been engaged to had lied to her about everything from being a Navy SEAL to working for the CIA -- and that he had been cheating on her much of the time they’d been together - she had to wonder why her usually strong professional instincts had let her down in her personal life.

Abby has since written about her own experiences of romantic betrayal, and those of others -- both the betrayed and the betrayers - compiling her research into a new book, Duped: Double Lives, False Identities, and the Con Man I Almost Married. In this edition of Financially Ever After, Abby shares much of what she has learned about how and why women can be especially vulnerable to romantic, spousal deception, including:

  • Why societal pressure that women be in coupled relationships can make them more likely to ignore or overlook relationship warning signs. [11:05]
  • How scientific studies show it’s harder for people to detect deception when they’re in love. [13:00]
  • Why, when a woman is in a committed relationship (made more complex by financial and familial ties), it is often to her benefit not to “see” the bad or painful things that a partner is doing. [14:45]
  • Why deceptive behavior seems to be everywhere in our culture, and only getting more pervasive. [26:10]
  • Why certain personality types can be more vulnerable to romantic deception; how you can protect yourself against being duped, and where to get support if you’re experiencing - or recovering from, a toxic relationship. [31:40] 

Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com

Abby Ellin | W: www.abbyellin.com

 

Links to Items Mentioned in the Podcast:

Duped: Double Lives, False Identities, and the Con Man I Almost Married

The White Collar Wives Project:

https://thewhitecollarwivesproject.org/about-lisa-lawler/ 

Institute for Relational Harm Reduction:

https://saferelationshipsmagazine.com/

Sexual Assault By Fraud:

https://consentawareness.net/author/shortjm/

]]> 2706 no Understanding the Challenges of Spousal and Child Support In this edition of Financially Ever After, Stacy is joined by Patricia Fersch -- founding partner at Fersch Petitti LLC, a matrimonial and family law firm in New York City. Patricia’s background includes successfully completing thousands of cases involving families caught in the turmoil of Family Law conflicts, and she is particularly well-known for handling high-profile clients and resolving complicated legal issues, all involving child custody or divorce-related matters. In this podcast, Patricia shares a number of insights and experiences, including:   How her professional journey took her from college dropout, to business owner, to running her own law firm, and how her hard-earned business experiences inform her interactions with clients every day. (4:51)   How she can quickly determine the likelihood that a spouse is hiding money. [17:20]     How spousal support caps work in New York, why they can be a huge deal for couples in middle income brackets, and what factors can influence a court to waive them. [19:10]     Why it’s vital for women to build and maintain security (eg: training, experience, social networks, money) of their own, even within their marriages. [32:48]   How shared child custody can be - and often is - manipulated and used to avoid paying child support. [37:50] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Patricia Fersch| W: http://pffamilylaw.com/ E: PFersch@pffamilylaw.com Links to items mentioned in this podcast:  New York State Child Support Resources http://ww2.nycourts.gov/divorce/childsupport/index.shtml New York State Spousal Support Resources http://ww2.nycourts.gov/divorce/MaintenanceChildSupportTools.shtml Tue, 12 Mar 2019 04:00:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis In this edition of Financially Ever After, Stacy is joined by Patricia Fersch -- founding partner at Fersch Petitti LLC, a matrimonial and family law firm in New York City. Patricia’s background includes successfully completing thousands of cases involving families caught in the turmoil of Family Law conflicts, and she is particularly well-known for handling high-profile clients and resolving complicated legal issues, all involving child custody or divorce-related matters. In this podcast, Patricia shares a number of insights and experiences, including:   How her professional journey took her from college dropout, to business owner, to running her own law firm, and how her hard-earned business experiences inform her interactions with clients every day. (4:51)   How she can quickly determine the likelihood that a spouse is hiding money. [17:20]     How spousal support caps work in New York, why they can be a huge deal for couples in middle income brackets, and what factors can influence a court to waive them. [19:10]     Why it’s vital for women to build and maintain security (eg: training, experience, social networks, money) of their own, even within their marriages. [32:48]   How shared child custody can be - and often is - manipulated and used to avoid paying child support. [37:50] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Patricia Fersch| W: http://pffamilylaw.com/ E: PFersch@pffamilylaw.com Links to items mentioned in this podcast:  New York State Child Support Resources http://ww2.nycourts.gov/divorce/childsupport/index.shtml New York State Spousal Support Resources http://ww2.nycourts.gov/divorce/MaintenanceChildSupportTools.shtml In this edition of Financially Ever After, Stacy is joined by Patricia Fersch -- founding partner at Fersch Petitti LLC, a matrimonial and family law firm in New York City.

Patricia’s background includes successfully completing thousands of cases involving families caught in the turmoil of Family Law conflicts, and she is particularly well-known for handling high-profile clients and resolving complicated legal issues, all involving child custody or divorce-related matters.

In this podcast, Patricia shares a number of insights and experiences, including:

 

  • How her professional journey took her from college dropout, to business owner, to running her own law firm, and how her hard-earned business experiences inform her interactions with clients every day. (4:51)

 

  • How she can quickly determine the likelihood that a spouse is hiding money. [17:20]

 

 

  • How spousal support caps work in New York, why they can be a huge deal for couples in middle income brackets, and what factors can influence a court to waive them. [19:10]

 

 

  • Why it’s vital for women to build and maintain security (eg: training, experience, social networks, money) of their own, even within their marriages. [32:48]

 

  • How shared child custody can be - and often is - manipulated and used to avoid paying child support. [37:50]

Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com

Patricia Fersch| W: http://pffamilylaw.com/ E: PFersch@pffamilylaw.com

Links to items mentioned in this podcast: 

New York State Child Support Resources

http://ww2.nycourts.gov/divorce/childsupport/index.shtml

New York State Spousal Support Resources

http://ww2.nycourts.gov/divorce/MaintenanceChildSupportTools.shtml

]]> 2943 no How Nyla Cut Her Losses and Unlocked Her Biggest Asset - Herself! From a frugal upbringing in India, to an almost 15 year-long career working as a stock trader on Wall Street, writer and researcher Nyla has always possessed a strong fluency in the language of money.  But when faced with the abrupt endings of both her job and her marriage, Nyla took the opportunity to re-examine her life path, and her relationship with money. In this episode of “Financially Ever After”, Nyla shares some of the insights she has discovered that have helped her unleash her most creative, well-rounded and generative self, including:   Why, when it comes to marriage, looking at finances and value creation between two spouses as a zero sum game is not healthy and can prevent you from seeing one another as equal partners. [14:48]   Why financial coaching should be an important and lifelong educational process for individuals and couples, alike.  [25:30]   How a dramatic “life audit” shifted her understanding of the value of money and has led her to now view money as a tool that makes possible incredible opportunities and experiences [37:48]   How she has learned to redefine her net worth as a “holy triangle” comprised of: social capital (your network), human capital (yourself) and financial capital [44:10]   Why your creative and generative potential is the key to your sense of well-being, and how when that is out of whack, you do a disservice to everyone in your life. [46:40] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Links to items mentioned in this podcast:  Financial Therapy Association www.financialtherapyassociation.org Tue, 26 Feb 2019 05:00:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis From a frugal upbringing in India, to an almost 15 year-long career working as a stock trader on Wall Street, writer and researcher Nyla has always possessed a strong fluency in the language of money.  But when faced with the abrupt endings of both her job and her marriage, Nyla took the opportunity to re-examine her life path, and her relationship with money. In this episode of “Financially Ever After”, Nyla shares some of the insights she has discovered that have helped her unleash her most creative, well-rounded and generative self, including:   Why, when it comes to marriage, looking at finances and value creation between two spouses as a zero sum game is not healthy and can prevent you from seeing one another as equal partners. [14:48]   Why financial coaching should be an important and lifelong educational process for individuals and couples, alike.  [25:30]   How a dramatic “life audit” shifted her understanding of the value of money and has led her to now view money as a tool that makes possible incredible opportunities and experiences [37:48]   How she has learned to redefine her net worth as a “holy triangle” comprised of: social capital (your network), human capital (yourself) and financial capital [44:10]   Why your creative and generative potential is the key to your sense of well-being, and how when that is out of whack, you do a disservice to everyone in your life. [46:40] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Links to items mentioned in this podcast:  Financial Therapy Association www.financialtherapyassociation.org From a frugal upbringing in India, to an almost 15 year-long career working as a stock trader on Wall Street, writer and researcher Nyla has always possessed a strong fluency in the language of money.  But when faced with the abrupt endings of both her job and her marriage, Nyla took the opportunity to re-examine her life path, and her relationship with money.

In this episode of “Financially Ever After”, Nyla shares some of the insights she has discovered that have helped her unleash her most creative, well-rounded and generative self, including:

 

  • Why, when it comes to marriage, looking at finances and value creation between two spouses as a zero sum game is not healthy and can prevent you from seeing one another as equal partners. [14:48]

 

  • Why financial coaching should be an important and lifelong educational process for individuals and couples, alike.  [25:30]

 

  • How a dramatic “life audit” shifted her understanding of the value of money and has led her to now view money as a tool that makes possible incredible opportunities and experiences [37:48]

 

  • How she has learned to redefine her net worth as a “holy triangle” comprised of: social capital (your network), human capital (yourself) and financial capital [44:10]

 

  • Why your creative and generative potential is the key to your sense of well-being, and how when that is out of whack, you do a disservice to everyone in your life. [46:40]

Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com

Links to items mentioned in this podcast: 

]]> 3073 no Her Justice: Helping Women in Poverty Face Issues of Divorce On this week’s “Financially Ever After”, Stacy is joined by Laura Israel Sinrod (Senior Staff Attorney) and Rachel Braunstein (Managing Policy Attorney), two powerhouse legal professionals whose work with NYC not-for-profit, Her Justice, helps provide family and matrimonial law assistance to women in poverty, many of whom are survivors of domestic violence.  Listen in as Rachel, Laura and Stacy discuss the history of this 25-year-old organization, talk about the unique issues faced by Her Justice’s clients, and share some of the ways the volunteer lawyers of Her Justice support their extremely vulnerable clientele, including: How Her Justice’s unique “Pro-Bono First” model allows      training and mentorship for more than 1,800 legal volunteers who are then      able to provide services to more than 9,000 women and children (80% of      whom are survivors of domestic abuse). [3:45]   The top issues that women in poverty face when going      through divorce, including compounding of issues such as financial      illiteracy, custody and parenting, and financial isolation.  [10:10]  How women in poverty face additional collateral      consequences of litigation: from lost income to facing an abusive partner.      [18:30]   Why Her Justice’s lawyers are trained not just in the      substance of the legal issues, but also in empowering their clients with      knowledge and information and ability to make decisions. [20:10]Stacy Francis | W: www.francisfinancial.com P: (212)374-9008 E: stacy@francisfinancial.com Laura Israel Sinrod | W: HerJustice.org P: (212)695-3800 Rachel Braunstein | W: HerJustice.org P: (212)695-3800 Links to Items Mentioned in This Podcast: LawHelp.org HerJustice.org    Her Justice Legal Information Guidelines Statement of Net Worth Their helpline is open on Thursdays from 10am to 1pm and most callers will be able to speak to a lawyer the same day for a free consultation. Tue, 12 Feb 2019 18:35:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis On this week’s “Financially Ever After”, Stacy is joined by Laura Israel Sinrod (Senior Staff Attorney) and Rachel Braunstein (Managing Policy Attorney), two powerhouse legal professionals whose work with NYC not-for-profit, Her Justice, helps provide family and matrimonial law assistance to women in poverty, many of whom are survivors of domestic violence.  Listen in as Rachel, Laura and Stacy discuss the history of this 25-year-old organization, talk about the unique issues faced by Her Justice’s clients, and share some of the ways the volunteer lawyers of Her Justice support their extremely vulnerable clientele, including: How Her Justice’s unique “Pro-Bono First” model allows      training and mentorship for more than 1,800 legal volunteers who are then      able to provide services to more than 9,000 women and children (80% of      whom are survivors of domestic abuse). [3:45]   The top issues that women in poverty face when going      through divorce, including compounding of issues such as financial      illiteracy, custody and parenting, and financial isolation.  [10:10]  How women in poverty face additional collateral      consequences of litigation: from lost income to facing an abusive partner.      [18:30]   Why Her Justice’s lawyers are trained not just in the      substance of the legal issues, but also in empowering their clients with      knowledge and information and ability to make decisions. [20:10]Stacy Francis | W: www.francisfinancial.com P: (212)374-9008 E: stacy@francisfinancial.com Laura Israel Sinrod | W: HerJustice.org P: (212)695-3800 Rachel Braunstein | W: HerJustice.org P: (212)695-3800 Links to Items Mentioned in This Podcast: LawHelp.org HerJustice.org    Her Justice Legal Information Guidelines Statement of Net Worth Their helpline is open on Thursdays from 10am to 1pm and most callers will be able to speak to a lawyer the same day for a free consultation. On this week’s “Financially Ever After”, Stacy is joined by Laura Israel Sinrod (Senior Staff Attorney) and Rachel Braunstein (Managing Policy Attorney), two powerhouse legal professionals whose work with NYC not-for-profit, Her Justice, helps provide family and matrimonial law assistance to women in poverty, many of whom are survivors of domestic violence. 

Listen in as Rachel, Laura and Stacy discuss the history of this 25-year-old organization, talk about the unique issues faced by Her Justice’s clients, and share some of the ways the volunteer lawyers of Her Justice support their extremely vulnerable clientele, including:

How Her Justice’s unique “Pro-Bono First” model allows      training and mentorship for more than 1,800 legal volunteers who are then      able to provide services to more than 9,000 women and children (80% of      whom are survivors of domestic abuse). [3:45]  

The top issues that women in poverty face when going      through divorce, including compounding of issues such as financial      illiteracy, custody and parenting, and financial isolation.  [10:10] 

How women in poverty face additional collateral      consequences of litigation: from lost income to facing an abusive partner.      [18:30]  

Why Her Justice’s lawyers are trained not just in the      substance of the legal issues, but also in empowering their clients with      knowledge and information and ability to make decisions. [20:10]Stacy Francis | W: www.francisfinancial.com P: (212)374-9008 E: stacy@francisfinancial.com

Laura Israel Sinrod | W: HerJustice.org P: (212)695-3800

Rachel Braunstein | W: HerJustice.org P: (212)695-3800

Links to Items Mentioned in This Podcast:

LawHelp.org

HerJustice.org  

 Her Justice Legal Information Guidelines

Statement of Net Worth

Their helpline is open on Thursdays from 10am to 1pm and most callers will be able to speak to a lawyer the same day for a free consultation.

]]> 1972 no Confronting the Ghosts of Your Financial Past to Take Control of Your Financial Future From growing up in a home where dysfunctional dynamics around money created a “rollercoaster in the house”, to entering a marriage where the financial roles from her childhood were repeated, Licensed Marriage and Family Therapist Barbara Bennett knows firsthand the emotional conflicts that can stem from marital money issues.   In this week’s episode of “Financially Ever After,” Barbara joins Stacy for a moving and insightful conversation revealing:   How a lack of equity around financial knowledge can create a power differential in a marriage and weaken the relationship. [10:10] Why we replay the financial roles we’ve learned in childhood, bringing those imbalances into our adult relationships until we wake up and understand what we’re doing. [12:00] How she faced her fears around money, and worked to become knowledgeable about finances while also pursuing the education that could give her financial self-reliance.  [18:45] Why she strongly advises those facing divorce to join a divorce support group. [20:00] How to look for a marriage therapist, and what to do if couples therapy isn’t working. [28:20] Links to Items Mentioned in the Podcast:   Internal Family System Therapy https://www.psychologytoday.com/us/therapy-types/internal-family-systems-therapy 92nd St Y Divorce Recovery Group (new group starts 2/25). https://www.92y.org/class/divorce-support-group FamilyKind.org  Stacy Francis | E: stacy@francisfinancial.com P: (212) 374-9008 W: www.francisfinancial.com   Barbara Bennett | E: barbara@barbarabennettlmft.com P: (646)389-8020 W: https://www.barbarabennettlmft.com | https://www.psychologytoday.com/us/therapists/barbara-bennett-new-york-ny/278399 Tue, 29 Jan 2019 05:00:00 -0000 full Stacy Francis Financially Ever After with Stacy Fraancis From growing up in a home where dysfunctional dynamics around money created a “rollercoaster in the house”, to entering a marriage where the financial roles from her childhood were repeated, Licensed Marriage and Family Therapist Barbara Bennett knows firsthand the emotional conflicts that can stem from marital money issues.   In this week’s episode of “Financially Ever After,” Barbara joins Stacy for a moving and insightful conversation revealing:   How a lack of equity around financial knowledge can create a power differential in a marriage and weaken the relationship. [10:10] Why we replay the financial roles we’ve learned in childhood, bringing those imbalances into our adult relationships until we wake up and understand what we’re doing. [12:00] How she faced her fears around money, and worked to become knowledgeable about finances while also pursuing the education that could give her financial self-reliance.  [18:45] Why she strongly advises those facing divorce to join a divorce support group. [20:00] How to look for a marriage therapist, and what to do if couples therapy isn’t working. [28:20] Links to Items Mentioned in the Podcast:   Internal Family System Therapy https://www.psychologytoday.com/us/therapy-types/internal-family-systems-therapy 92nd St Y Divorce Recovery Group (new group starts 2/25). https://www.92y.org/class/divorce-support-group FamilyKind.org  Stacy Francis | E: stacy@francisfinancial.com P: (212) 374-9008 W: www.francisfinancial.com   Barbara Bennett | E: barbara@barbarabennettlmft.com P: (646)389-8020 W: https://www.barbarabennettlmft.com | https://www.psychologytoday.com/us/therapists/barbara-bennett-new-york-ny/278399 From growing up in a home where dysfunctional dynamics around money created a “rollercoaster in the house”, to entering a marriage where the financial roles from her childhood were repeated, Licensed Marriage and Family Therapist Barbara Bennett knows firsthand the emotional conflicts that can stem from marital money issues.   In this week’s episode of “Financially Ever After,” Barbara joins Stacy for a moving and insightful conversation revealing:   How a lack of equity around financial knowledge can create a power differential in a marriage and weaken the relationship. [10:10] Why we replay the financial roles we’ve learned in childhood, bringing those imbalances into our adult relationships until we wake up and understand what we’re doing. [12:00] How she faced her fears around money, and worked to become knowledgeable about finances while also pursuing the education that could give her financial self-reliance.  [18:45] Why she strongly advises those facing divorce to join a divorce support group. [20:00] How to look for a marriage therapist, and what to do if couples therapy isn’t working. [28:20] Links to Items Mentioned in the Podcast:   Internal Family System Therapy https://www.psychologytoday.com/us/therapy-types/internal-family-systems-therapy 92nd St Y Divorce Recovery Group (new group starts 2/25). https://www.92y.org/class/divorce-support-group FamilyKind.org  Stacy Francis | E: stacy@francisfinancial.com P: (212) 374-9008 W: www.francisfinancial.com   Barbara Bennett | E: barbara@barbarabennettlmft.com P: (646)389-8020 W: https://www.barbarabennettlmft.com | https://www.psychologytoday.com/us/therapists/barbara-bennett-new-york-ny/278399

]]> 2566 no Facing the 3 big fears: Finances, Family Dissolution and the Future In this episode of Financially Ever After, Stacy talks with New York “Super Lawyer” Adria Hillman. With a long-standing history practicing corporate and family law, Adria’s client list has included well-known celebrities and entertainers, but her initial and continuing passion around family and divorce law remains helping all people who need help.   Listen in as Adria shares insights from her lifetime of experiences helping women empower themselves around financial issues during divorce, including:   How celebrity divorces differ from those of average income couples - and why courtroom litigation should be the last resort for any couple hoping to maintain control over proceedings [10:12] Why you need to Face the “Big Three Fears” (Fear of: Finances, Family Dissolution and the Future), but why you don’t need to face them alone! [14:03] Understanding Trusts, Marital Debt, Tax Returns & Credit Cards -- Why these four financial areas can create a financial disaster if you're not aware of them [19:10] Why you should never let the fear of “hidden secrets” keep you from seeking information about the financial unknowns. [32:30] Why she is so driven in her work as a founding member of New York Women's Foundation, and why it’s more important than ever for women to support other women in building wealth. [36:44] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com   Adria Hillman | W:  https://adriashillman.com  P: (212) 593-5223 E:info@adriashillman.com   Links to items mentioned in this podcast:                 New York Women’s Foundation: https://www.nywf.org/ Tue, 15 Jan 2019 05:00:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis In this episode of Financially Ever After, Stacy talks with New York “Super Lawyer” Adria Hillman. With a long-standing history practicing corporate and family law, Adria’s client list has included well-known celebrities and entertainers, but her initial and continuing passion around family and divorce law remains helping all people who need help.   Listen in as Adria shares insights from her lifetime of experiences helping women empower themselves around financial issues during divorce, including:   How celebrity divorces differ from those of average income couples - and why courtroom litigation should be the last resort for any couple hoping to maintain control over proceedings [10:12] Why you need to Face the “Big Three Fears” (Fear of: Finances, Family Dissolution and the Future), but why you don’t need to face them alone! [14:03] Understanding Trusts, Marital Debt, Tax Returns & Credit Cards -- Why these four financial areas can create a financial disaster if you're not aware of them [19:10] Why you should never let the fear of “hidden secrets” keep you from seeking information about the financial unknowns. [32:30] Why she is so driven in her work as a founding member of New York Women's Foundation, and why it’s more important than ever for women to support other women in building wealth. [36:44] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com   Adria Hillman | W:  https://adriashillman.com  P: (212) 593-5223 E:info@adriashillman.com   Links to items mentioned in this podcast:                 New York Women’s Foundation: https://www.nywf.org/ In this episode of Financially Ever After, Stacy talks with New York “Super Lawyer” Adria Hillman. With a long-standing history practicing corporate and family law, Adria’s client list has included well-known celebrities and entertainers, but her initial and continuing passion around family and divorce law remains helping all people who need help.   Listen in as Adria shares insights from her lifetime of experiences helping women empower themselves around financial issues during divorce, including:   How celebrity divorces differ from those of average income couples - and why courtroom litigation should be the last resort for any couple hoping to maintain control over proceedings [10:12] Why you need to Face the “Big Three Fears” (Fear of: Finances, Family Dissolution and the Future), but why you don’t need to face them alone! [14:03] Understanding Trusts, Marital Debt, Tax Returns & Credit Cards -- Why these four financial areas can create a financial disaster if you're not aware of them [19:10] Why you should never let the fear of “hidden secrets” keep you from seeking information about the financial unknowns. [32:30] Why she is so driven in her work as a founding member of New York Women's Foundation, and why it’s more important than ever for women to support other women in building wealth. [36:44] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com   Adria Hillman | W:  https://adriashillman.com  P: (212) 593-5223 E:info@adriashillman.com   Links to items mentioned in this podcast:                 New York Women’s Foundation: https://www.nywf.org/

]]> 2387 no Finding the Best Professionals and Support Systems to Successfully Navigate Divorce This week on Financially Ever After, Stacy is joined by New York family and matrimonial law attorney, Carolyn Walsh Parry. After an initial successful legal career in corporate law, the opportunity to participate in a Hague Convention (international child parental abduction) case led to Carolyn’s decision to transition from civil law to family law.   Join Stacy and Carolyn in this podcast as they discuss the implications of Hague Convention Treaty on multinational families experiencing divorce, as well as sharing advice for all women who are facing tough decisions during divorce.   Among the topics discussed in this episode: How parental abduction of children happens much more frequently than we realize, and how easy it can be for non-custodial parents to take children across international borders. [5:50] What to look for in a divorce lawyer and what to avoid when selecting a divorce attorney (hint: be wary of the “bulldog”).  [19:50] How good negotiation skills are just as important in litigation as they are in mediation. [24:20] Where to look for an emotional support system and why everyone who is dealing with a divorce needs one. [30:40] Why, when in the midst of divorce preparation and proceedings, you should behave as though each of your emails, phone calls and actions could be shared with a judge. [31:20]  For more information on Carolyn Walsh Parry, and additional resources from this show: Carolyn Walsh Parry | W: www.carolynparrylaw.com P: (917) 797-0713 Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Links to items mentioned in this podcast: Information on the Hague Convention/International Child Abduction: https://www.hcch.net/en/instruments/conventions/specialised-sections/child-abduction Francis Financial’s “Unveiling the Unspoken Truth” - Francis Financial’s groundbreaking survey and whitepaper: https://francisfinancial.com/white-paper-confirmation/ Tue, 01 Jan 2019 05:00:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week on Financially Ever After, Stacy is joined by New York family and matrimonial law attorney, Carolyn Walsh Parry. After an initial successful legal career in corporate law, the opportunity to participate in a Hague Convention (international child parental abduction) case led to Carolyn’s decision to transition from civil law to family law.   Join Stacy and Carolyn in this podcast as they discuss the implications of Hague Convention Treaty on multinational families experiencing divorce, as well as sharing advice for all women who are facing tough decisions during divorce.   Among the topics discussed in this episode: How parental abduction of children happens much more frequently than we realize, and how easy it can be for non-custodial parents to take children across international borders. [5:50] What to look for in a divorce lawyer and what to avoid when selecting a divorce attorney (hint: be wary of the “bulldog”).  [19:50] How good negotiation skills are just as important in litigation as they are in mediation. [24:20] Where to look for an emotional support system and why everyone who is dealing with a divorce needs one. [30:40] Why, when in the midst of divorce preparation and proceedings, you should behave as though each of your emails, phone calls and actions could be shared with a judge. [31:20]  For more information on Carolyn Walsh Parry, and additional resources from this show: Carolyn Walsh Parry | W: www.carolynparrylaw.com P: (917) 797-0713 Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Links to items mentioned in this podcast: Information on the Hague Convention/International Child Abduction: https://www.hcch.net/en/instruments/conventions/specialised-sections/child-abduction Francis Financial’s “Unveiling the Unspoken Truth” - Francis Financial’s groundbreaking survey and whitepaper: https://francisfinancial.com/white-paper-confirmation/ This week on Financially Ever After, Stacy is joined by New York family and matrimonial law attorney, Carolyn Walsh Parry. After an initial successful legal career in corporate law, the opportunity to participate in a Hague Convention (international child parental abduction) case led to Carolyn’s decision to transition from civil law to family law.

 

Join Stacy and Carolyn in this podcast as they discuss the implications of Hague Convention Treaty on multinational families experiencing divorce, as well as sharing advice for all women who are facing tough decisions during divorce.

 

Among the topics discussed in this episode:

  • How parental abduction of children happens much more frequently than we realize, and how easy it can be for non-custodial parents to take children across international borders. [5:50]
  • What to look for in a divorce lawyer and what to avoid when selecting a divorce attorney (hint: be wary of the “bulldog”).  [19:50]
  • How good negotiation skills are just as important in litigation as they are in mediation. [24:20]
  • Where to look for an emotional support system and why everyone who is dealing with a divorce needs one. [30:40]
  • Why, when in the midst of divorce preparation and proceedings, you should behave as though each of your emails, phone calls and actions could be shared with a judge. [31:20] 

For more information on Carolyn Walsh Parry, and additional resources from this show:

Carolyn Walsh Parry | W: www.carolynparrylaw.com P: (917) 797-0713

Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com

Links to items mentioned in this podcast:

https://francisfinancial.com/white-paper-confirmation/

]]> 2117 no How to get involved in the finances and plan your divorce without peaking suspicion Join Stacy in an info-packed conversation with award-winning family and matrimony attorney, Amanda Trigg. Based in New Jersey, Amanda brings years of experience protecting her clients and their families through the complex and challenging process of divorce.   In this episode, Amanda details how women who are contemplating divorce can prepare for the possibility of divorce and find the financial information without raising their spouse’s suspicions. Among her insights:   •              Why you should never panic, but you should “just ask”. [7:20] •              What to do when “just asking” doesn’t work - legal ways women can get information about a spouse’s finances.  [14:30] •              Understanding the grey area between “Awkward” and “Illegal”. [15:50] •              What constitutes a reasonable expectation of privacy within the home.  [27:00] •              What is “safe”/ “legal” to look at when it comes to digital files and online information [27:47] •              How valuable credit applications can be when searching for financial information [30:40]   Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Amanda Trigg | W: www.amandatrigg.com E: ast@lmllawyers.com   Items mentioned in this podcast (Stacy’s Recommended Readings)   1. The Richest Man in Babylon George S. Clason’s classic book shares the secrets to overcoming your personal financial problems. Read and absorb the inspirational and informative “Babylonian parables” containing stories on thriftiness, financial planning and personal wealth. 2. MONEY Master the Game: 7 Simple Steps to Financial Freedom Tony Robbins has released his first book in two decades. It includes extensive research and interviews with more than 50 renowned financial experts. Use his easy-to-follow, seven-step plan to get your finances in order, create a lifetime income plan and achieve financial freedom. 3. When She Makes More: 10 Rules for Breadwinning Women Do you earn more than your partner? Personal finance expert Farnoosh Torabi explains how women can avoid burnout, infidelity and divorce as the family breadwinners. Check out her 10 rules to achieving personal and professional success. 4. Prince Charming Isn’t Coming: How Women Get Smart About Money, by Barbara Stanny 5. On My Own Two Feet: A Modern Girl’s Guide to Personal Finance, by Manisha Thakor and Sharon Kedar 6. The Debt Escape Plan, by Beverly Harzog 7. Worth It: Your Life, Your Money, Your Terms, by Amanda Steinberg Tue, 18 Dec 2018 19:39:30 -0000 full Stacy Francis Financially Ever After with Stacy Francis Join Stacy in an info-packed conversation with award-winning family and matrimony attorney, Amanda Trigg. Based in New Jersey, Amanda brings years of experience protecting her clients and their families through the complex and challenging process of divorce.   In this episode, Amanda details how women who are contemplating divorce can prepare for the possibility of divorce and find the financial information without raising their spouse’s suspicions. Among her insights:   •              Why you should never panic, but you should “just ask”. [7:20] •              What to do when “just asking” doesn’t work - legal ways women can get information about a spouse’s finances.  [14:30] •              Understanding the grey area between “Awkward” and “Illegal”. [15:50] •              What constitutes a reasonable expectation of privacy within the home.  [27:00] •              What is “safe”/ “legal” to look at when it comes to digital files and online information [27:47] •              How valuable credit applications can be when searching for financial information [30:40]   Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Amanda Trigg | W: www.amandatrigg.com E: ast@lmllawyers.com   Items mentioned in this podcast (Stacy’s Recommended Readings)   1. The Richest Man in Babylon George S. Clason’s classic book shares the secrets to overcoming your personal financial problems. Read and absorb the inspirational and informative “Babylonian parables” containing stories on thriftiness, financial planning and personal wealth. 2. MONEY Master the Game: 7 Simple Steps to Financial Freedom Tony Robbins has released his first book in two decades. It includes extensive research and interviews with more than 50 renowned financial experts. Use his easy-to-follow, seven-step plan to get your finances in order, create a lifetime income plan and achieve financial freedom. 3. When She Makes More: 10 Rules for Breadwinning Women Do you earn more than your partner? Personal finance expert Farnoosh Torabi explains how women can avoid burnout, infidelity and divorce as the family breadwinners. Check out her 10 rules to achieving personal and professional success. 4. Prince Charming Isn’t Coming: How Women Get Smart About Money, by Barbara Stanny 5. On My Own Two Feet: A Modern Girl’s Guide to Personal Finance, by Manisha Thakor and Sharon Kedar 6. The Debt Escape Plan, by Beverly Harzog 7. Worth It: Your Life, Your Money, Your Terms, by Amanda Steinberg Join Stacy in an info-packed conversation with award-winning family and matrimony attorney, Amanda Trigg. Based in New Jersey, Amanda brings years of experience protecting her clients and their families through the complex and challenging process of divorce.   In this episode, Amanda details how women who are contemplating divorce can prepare for the possibility of divorce and find the financial information without raising their spouse’s suspicions. Among her insights:   •              Why you should never panic, but you should “just ask”. [7:20] •              What to do when “just asking” doesn’t work - legal ways women can get information about a spouse’s finances.  [14:30] •              Understanding the grey area between “Awkward” and “Illegal”. [15:50] •              What constitutes a reasonable expectation of privacy within the home.  [27:00] •              What is “safe”/ “legal” to look at when it comes to digital files and online information [27:47] •              How valuable credit applications can be when searching for financial information [30:40]   Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Amanda Trigg | W: www.amandatrigg.com E: ast@lmllawyers.com   Items mentioned in this podcast (Stacy’s Recommended Readings)   1. The Richest Man in Babylon George S. Clason’s classic book shares the secrets to overcoming your personal financial problems. Read and absorb the inspirational and informative “Babylonian parables” containing stories on thriftiness, financial planning and personal wealth. 2. MONEY Master the Game: 7 Simple Steps to Financial Freedom Tony Robbins has released his first book in two decades. It includes extensive research and interviews with more than 50 renowned financial experts. Use his easy-to-follow, seven-step plan to get your finances in order, create a lifetime income plan and achieve financial freedom. 3. When She Makes More: 10 Rules for Breadwinning Women Do you earn more than your partner? Personal finance expert Farnoosh Torabi explains how women can avoid burnout, infidelity and divorce as the family breadwinners. Check out her 10 rules to achieving personal and professional success. 4. Prince Charming Isn’t Coming: How Women Get Smart About Money, by Barbara Stanny 5. On My Own Two Feet: A Modern Girl’s Guide to Personal Finance, by Manisha Thakor and Sharon Kedar 6. The Debt Escape Plan, by Beverly Harzog 7. Worth It: Your Life, Your Money, Your Terms, by Amanda Steinberg

]]> 2360 no Using Divorce as a Catalyst for Personal Transformation In this episode of “Financially Ever After”, Stacy talks with Sunny Joy McMillan, a recovering attorney, a practicing master life coach, award winning author, and a radio host. Sunny is also a happy divorcée who, after an incredibly high-conflict marriage, shared an amazing post-divorce friendship with her ex-husband until his passing in 2018. Listen in and learn how Sunny helps her clients use divorce as a catalyst for personal transformation and create a kick-ass new life. Among the insightful information, Sunny shares: How after years in a high-conflict marriage and unfulfilling legal career, she found her life-calling as a life coach. [3:04] How tools like the seemingly simple act of writing a letter can be some of the most empowering exercises in healing relationships and working toward your essential life path. [6:27] How our thinking creates our feelings, and sometimes those thoughts are not in our best interest, or even true. [19:46] How often the answers we seek can be found within, and how we can build our capacity to get in touch with, and listen to our inner wisdom to build the life that will truly make us fulfilled [22:00] 32:08 Why self-love and self-compassion are the foundation for EVERYTHING in building a life of integrity and fulfillment [32:08] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Sunny Joy McMillan | W: www.goldenoversoul.com E:sunnyjoy@goldenoversoul.com Links to items mentioned in this podcast: UNHITCHED: Unlock Your Courage and Clarity to Unstick Your Bad Marriage https://unhitchedbook.com “Sunny in Seattle” Radio Program: 1150kknw.com/show/sunny-in-seattle/ Tue, 04 Dec 2018 22:16:15 -0000 full Stacy Francis Financially Ever After with Stacy Francis In this episode of “Financially Ever After”, Stacy talks with Sunny Joy McMillan, a recovering attorney, a practicing master life coach, award winning author, and a radio host. Sunny is also a happy divorcée who, after an incredibly high-conflict marriage, shared an amazing post-divorce friendship with her ex-husband until his passing in 2018. Listen in and learn how Sunny helps her clients use divorce as a catalyst for personal transformation and create a kick-ass new life. Among the insightful information, Sunny shares: How after years in a high-conflict marriage and unfulfilling legal career, she found her life-calling as a life coach. [3:04] How tools like the seemingly simple act of writing a letter can be some of the most empowering exercises in healing relationships and working toward your essential life path. [6:27] How our thinking creates our feelings, and sometimes those thoughts are not in our best interest, or even true. [19:46] How often the answers we seek can be found within, and how we can build our capacity to get in touch with, and listen to our inner wisdom to build the life that will truly make us fulfilled [22:00] 32:08 Why self-love and self-compassion are the foundation for EVERYTHING in building a life of integrity and fulfillment [32:08] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Sunny Joy McMillan | W: www.goldenoversoul.com E:sunnyjoy@goldenoversoul.com Links to items mentioned in this podcast: UNHITCHED: Unlock Your Courage and Clarity to Unstick Your Bad Marriage https://unhitchedbook.com “Sunny in Seattle” Radio Program: 1150kknw.com/show/sunny-in-seattle/ In this episode of “Financially Ever After”, Stacy talks with Sunny Joy McMillan, a recovering attorney, a practicing master life coach, award winning author, and a radio host. Sunny is also a happy divorcée who, after an incredibly high-conflict marriage, shared an amazing post-divorce friendship with her ex-husband until his passing in 2018.

Listen in and learn how Sunny helps her clients use divorce as a catalyst for personal transformation and create a kick-ass new life. Among the insightful information, Sunny shares:

  • How after years in a high-conflict marriage and unfulfilling legal career, she found her life-calling as a life coach. [3:04]
  • How tools like the seemingly simple act of writing a letter can be some of the most empowering exercises in healing relationships and working toward your essential life path. [6:27]
  • How our thinking creates our feelings, and sometimes those thoughts are not in our best interest, or even true. [19:46]
  • How often the answers we seek can be found within, and how we can build our capacity to get in touch with, and listen to our inner wisdom to build the life that will truly make us fulfilled [22:00]
  • 32:08 Why self-love and self-compassion are the foundation for EVERYTHING in building a life of integrity and fulfillment [32:08]

Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com

Sunny Joy McMillan | W: www.goldenoversoul.com E:sunnyjoy@goldenoversoul.com

Links to items mentioned in this podcast:

  • “Sunny in Seattle” Radio Program:

1150kknw.com/show/sunny-in-seattle/

]]> 2398 no What Makes a Really Great (Divorce) Lawyer? In this week’s podcast, Stacy talks with New York Divorce attorney Chaim Steinberger - a passionate believer in “divorce without destruction”, as he shares his unique perspective on how women can find the right lawyer to represent them. Chaim went through his own rather nasty divorce and said to himself, “There’s got to be a better way!”     Finding an attorney who truly cares about you, fully understands your story, and is driven to bring you justice is just some of the useful advice Chaim shares during the show. You’ll also learn:   Why a win/win,“Game Theory” approach to divorce is preferable to a zero sum game strategy [2:46] The four most important factors women should consider when choosing a divorce attorney [6:53] How there seems to be a disconnect between what women really want from a divorce attorney vs. what attorneys think they want [12:10] Why the best lawyers not only listen to their clients’ divorce stories, but fully understand the subtext of their story. [17:40] Why the single greatest determinant of a case’s outcome is whether or not the lawyer truly believes in their gut of the justice of the case. [24:55] Why good lawyers never lie, but great lawyers are masters of spin control who expertly weave together the facts to create a compelling case. [27:40]  Links to items mentioned in this podcast: Article -  “Divorce without Destruction”https://thenewyorkdivorcelawyers.com/divorce-without-destruction/   Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Chaim Steinberger | W: www.thenewyorkdivorcelawyers.com P: (212) 964-6100 E: admin@tnydl.com Tue, 20 Nov 2018 05:12:12 -0000 full Stacy Francis Financially Ever After with Stacy Francis and Chaim Steinberger In this week’s podcast, Stacy talks with New York Divorce attorney Chaim Steinberger - a passionate believer in “divorce without destruction”, as he shares his unique perspective on how women can find the right lawyer to represent them. Chaim went through his own rather nasty divorce and said to himself, “There’s got to be a better way!”     Finding an attorney who truly cares about you, fully understands your story, and is driven to bring you justice is just some of the useful advice Chaim shares during the show. You’ll also learn:   Why a win/win,“Game Theory” approach to divorce is preferable to a zero sum game strategy [2:46] The four most important factors women should consider when choosing a divorce attorney [6:53] How there seems to be a disconnect between what women really want from a divorce attorney vs. what attorneys think they want [12:10] Why the best lawyers not only listen to their clients’ divorce stories, but fully understand the subtext of their story. [17:40] Why the single greatest determinant of a case’s outcome is whether or not the lawyer truly believes in their gut of the justice of the case. [24:55] Why good lawyers never lie, but great lawyers are masters of spin control who expertly weave together the facts to create a compelling case. [27:40]  Links to items mentioned in this podcast: Article -  “Divorce without Destruction”https://thenewyorkdivorcelawyers.com/divorce-without-destruction/   Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Chaim Steinberger | W: www.thenewyorkdivorcelawyers.com P: (212) 964-6100 E: admin@tnydl.com In this week’s podcast, Stacy talks with New York Divorce attorney Chaim Steinberger - a passionate believer in “divorce without destruction”, as he shares his unique perspective on how women can find the right lawyer to represent them. Chaim went through his own rather nasty divorce and said to himself, “There’s got to be a better way!”     Finding an attorney who truly cares about you, fully understands your story, and is driven to bring you justice is just some of the useful advice Chaim shares during the show. You’ll also learn:   Why a win/win,“Game Theory” approach to divorce is preferable to a zero sum game strategy [2:46] The four most important factors women should consider when choosing a divorce attorney [6:53] How there seems to be a disconnect between what women really want from a divorce attorney vs. what attorneys think they want [12:10] Why the best lawyers not only listen to their clients’ divorce stories, but fully understand the subtext of their story. [17:40] Why the single greatest determinant of a case’s outcome is whether or not the lawyer truly believes in their gut of the justice of the case. [24:55] Why good lawyers never lie, but great lawyers are masters of spin control who expertly weave together the facts to create a compelling case. [27:40]  Links to items mentioned in this podcast: Article -  “Divorce without Destruction”https://thenewyorkdivorcelawyers.com/divorce-without-destruction/   Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Chaim Steinberger | W: www.thenewyorkdivorcelawyers.com P: (212) 964-6100 E: admin@tnydl.com

]]> 2024 no The Challenging + Empowering Process of Finding the Right Financial Advisor This week on Financially Ever After, Stacy is joined by “The Divorcierge,” Karen Bigman. Karen’s background includes both an M.B.A. and Divorce and Life Coach training, making her a powerful source of practical and tactical divorce advice. In addition, Karen also brings personal pre- and post- divorce experience to her work. In this conversation, she shares lessons learned in working with the wrong financial advisor, and how women facing divorce can find the right financial advisor for them. Some of the highlights Karen offers include: The clues that her financial advisor didn’t understand her lifestyle and her plans for her financial future, and wasn’t really hearing her.  [7:20] How a lack of transparency around fees, taxes and portfolio makeup affected her income expectations. [10:55] The importance of asking the right questions when interviewing a financial advisor (see link below for a list of questions provided by Francis Financial) [17:05] Why choosing your advisor based solely on a friend’s recommendation can be a bad idea.. [27:40] The surprisingly emotional process of moving to a new advisor, and how rewarding it was in the end. [30:08] For more information on Karen, and additional resources from this show: Karen Bigman | W: thedivorcierge.com P: (646) 612-7800 E: Info@TheDivorcierge.com Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Links to items mentioned in this podcast: Questions to ask a financial advisor: https://francisfinancial.com/wp-content/uploads/2018/11/Questions-to-Ask-a-Potential-Advisor.pdf Tue, 06 Nov 2018 08:00:00 -0000 full Stacy Francis FInancially Ever After with Stacy Francis This week on Financially Ever After, Stacy is joined by “The Divorcierge,” Karen Bigman. Karen’s background includes both an M.B.A. and Divorce and Life Coach training, making her a powerful source of practical and tactical divorce advice. In addition, Karen also brings personal pre- and post- divorce experience to her work. In this conversation, she shares lessons learned in working with the wrong financial advisor, and how women facing divorce can find the right financial advisor for them. Some of the highlights Karen offers include: The clues that her financial advisor didn’t understand her lifestyle and her plans for her financial future, and wasn’t really hearing her.  [7:20] How a lack of transparency around fees, taxes and portfolio makeup affected her income expectations. [10:55] The importance of asking the right questions when interviewing a financial advisor (see link below for a list of questions provided by Francis Financial) [17:05] Why choosing your advisor based solely on a friend’s recommendation can be a bad idea.. [27:40] The surprisingly emotional process of moving to a new advisor, and how rewarding it was in the end. [30:08] For more information on Karen, and additional resources from this show: Karen Bigman | W: thedivorcierge.com P: (646) 612-7800 E: Info@TheDivorcierge.com Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Links to items mentioned in this podcast: Questions to ask a financial advisor: https://francisfinancial.com/wp-content/uploads/2018/11/Questions-to-Ask-a-Potential-Advisor.pdf This week on Financially Ever After, Stacy is joined by “The Divorcierge,” Karen Bigman. Karen’s background includes both an M.B.A. and Divorce and Life Coach training, making her a powerful source of practical and tactical divorce advice.

In addition, Karen also brings personal pre- and post- divorce experience to her work. In this conversation, she shares lessons learned in working with the wrong financial advisor, and how women facing divorce can find the right financial advisor for them.

Some of the highlights Karen offers include:

  • The clues that her financial advisor didn’t understand her lifestyle and her plans for her financial future, and wasn’t really hearing her.  [7:20]
  • How a lack of transparency around fees, taxes and portfolio makeup affected her income expectations. [10:55]
  • The importance of asking the right questions when interviewing a financial advisor (see link below for a list of questions provided by Francis Financial) [17:05]
  • Why choosing your advisor based solely on a friend’s recommendation can be a bad idea.. [27:40]
  • The surprisingly emotional process of moving to a new advisor, and how rewarding it was in the end. [30:08]

For more information on Karen, and additional resources from this show:

Karen Bigman | W: thedivorcierge.com P: (646) 612-7800 E: Info@TheDivorcierge.com

Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com

Links to items mentioned in this podcast:

]]> 2433 no Managing Money Emotions and Money Behaviors with Master Money Coach, Carrie Rattle Managing Money Emotions and Money Behaviors with Master Money Coach, Carrie Rattle   In this week’s episode, Stacy talks with CEO & Founder of Behavioral Cents, Carrie Rattle. As a Master Money Coach for professional women, Carrie is living her passion to empower women with the skills and knowledge to save and build wealth. As she so brilliantly states it, “With wealth, women gain an equal vote in the world, build security and control and have choices about how they want to live.”   Listen in as Carrie shares some incredible insights regarding the deep and complex relationship between emotions and money behaviors, and learn:   How Carrie’s work as a money coach differs from that of a financial adviser: Dealing with the money emotions that drive money behaviors [4:50] Why so many professional women are earning real money but are not acquiring real wealth (hint: It’s not their fault!), and how so many layers of societal “stuff” get between women and money. [9:00] How being “selfish” with money is an act of self-care. [14:30] Why taking the time to fill out a happiness chart is the first, and possibly the most important step on the road to financial empowerment, and how comparison destroys joy [18:19] And more!   Links to items mentioned in this podcast:   Receive your free money profile here: http://www.behavioralcents.com/my-money-behaviors/ Download your free happiness chart here: http://info.behavioralcents.com/happiness-chart   Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com   Carrie Rattle | W: http://www.behavioralcents.com P: (914) 923-6081 E: CarrieRattle@BehavioralCents.com Tue, 23 Oct 2018 04:30:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis Managing Money Emotions and Money Behaviors with Master Money Coach, Carrie Rattle   In this week’s episode, Stacy talks with CEO & Founder of Behavioral Cents, Carrie Rattle. As a Master Money Coach for professional women, Carrie is living her passion to empower women with the skills and knowledge to save and build wealth. As she so brilliantly states it, “With wealth, women gain an equal vote in the world, build security and control and have choices about how they want to live.”   Listen in as Carrie shares some incredible insights regarding the deep and complex relationship between emotions and money behaviors, and learn:   How Carrie’s work as a money coach differs from that of a financial adviser: Dealing with the money emotions that drive money behaviors [4:50] Why so many professional women are earning real money but are not acquiring real wealth (hint: It’s not their fault!), and how so many layers of societal “stuff” get between women and money. [9:00] How being “selfish” with money is an act of self-care. [14:30] Why taking the time to fill out a happiness chart is the first, and possibly the most important step on the road to financial empowerment, and how comparison destroys joy [18:19] And more!   Links to items mentioned in this podcast:   Receive your free money profile here: http://www.behavioralcents.com/my-money-behaviors/ Download your free happiness chart here: http://info.behavioralcents.com/happiness-chart   Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com   Carrie Rattle | W: http://www.behavioralcents.com P: (914) 923-6081 E: CarrieRattle@BehavioralCents.com Managing Money Emotions and Money Behaviors with Master Money Coach, Carrie Rattle   In this week’s episode, Stacy talks with CEO & Founder of Behavioral Cents, Carrie Rattle. As a Master Money Coach for professional women, Carrie is living her passion to empower women with the skills and knowledge to save and build wealth. As she so brilliantly states it, “With wealth, women gain an equal vote in the world, build security and control and have choices about how they want to live.”   Listen in as Carrie shares some incredible insights regarding the deep and complex relationship between emotions and money behaviors, and learn:   How Carrie’s work as a money coach differs from that of a financial adviser: Dealing with the money emotions that drive money behaviors [4:50] Why so many professional women are earning real money but are not acquiring real wealth (hint: It’s not their fault!), and how so many layers of societal “stuff” get between women and money. [9:00] How being “selfish” with money is an act of self-care. [14:30] Why taking the time to fill out a happiness chart is the first, and possibly the most important step on the road to financial empowerment, and how comparison destroys joy [18:19] And more!   Links to items mentioned in this podcast:   Receive your free money profile here: http://www.behavioralcents.com/my-money-behaviors/ Download your free happiness chart here: http://info.behavioralcents.com/happiness-chart   Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com   Carrie Rattle | W: http://www.behavioralcents.com P: (914) 923-6081 E: CarrieRattle@BehavioralCents.com

]]> 2083 no How to rise like a phoenix by regaining financial control before and during divorce Matrimonial attorneys, Linda Decorato and Bryan Goldstein, share the top tips you need to know to get on top of your financial picture, without arousing the suspicion of your husband, before you file for divorce and while you are still under the same roof. Linda and Bryan tell real-life stories of women who went from being financially clueless to financially smart, making great decisions that led to their long-term financial security.   In this episode, you will learn:   How to cope with emotional pain, and realize it is not permanent (6:34) Why it’s better for your children to see strong mothers who make the decision to leave an unhealthy relationship (12:00) The difference between going through divorce when you’re involved and not involved in your finances (15:10) Why you need to be financially aware, so his debts and his fraud don’t become yours (17:45) How to protect yourself, as a non-working woman, with your own account and build your savings (20:00) When the innocent spouse rule doesn’t apply (24:45) If it’s smart to inflate your expenses on your statement of net worth (SNW) (28:00) What is “stockpiling syndrome” and what expenses are most often questioned (34:15) Where to find experienced professionals at any price point (39:51) Linda Decorato | W: www.dcsf.com  P: 212-742-8700 E: decorato@dcsf.com    Bryan Goldstein | W: www.dcsf.com P: 212-742-8700 E: Goldstein@dcsf.com     Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com   Tue, 25 Sep 2018 04:30:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis Matrimonial attorneys, Linda Decorato and Bryan Goldstein, share the top tips you need to know to get on top of your financial picture, without arousing the suspicion of your husband, before you file for divorce and while you are still under the same roof. Linda and Bryan tell real-life stories of women who went from being financially clueless to financially smart, making great decisions that led to their long-term financial security.   In this episode, you will learn:   How to cope with emotional pain, and realize it is not permanent (6:34) Why it’s better for your children to see strong mothers who make the decision to leave an unhealthy relationship (12:00) The difference between going through divorce when you’re involved and not involved in your finances (15:10) Why you need to be financially aware, so his debts and his fraud don’t become yours (17:45) How to protect yourself, as a non-working woman, with your own account and build your savings (20:00) When the innocent spouse rule doesn’t apply (24:45) If it’s smart to inflate your expenses on your statement of net worth (SNW) (28:00) What is “stockpiling syndrome” and what expenses are most often questioned (34:15) Where to find experienced professionals at any price point (39:51) Linda Decorato | W: www.dcsf.com  P: 212-742-8700 E: decorato@dcsf.com    Bryan Goldstein | W: www.dcsf.com P: 212-742-8700 E: Goldstein@dcsf.com     Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com   Matrimonial attorneys, Linda Decorato and Bryan Goldstein, share the top tips you need to know to get on top of your financial picture, without arousing the suspicion of your husband, before you file for divorce and while you are still under the same roof. Linda and Bryan tell real-life stories of women who went from being financially clueless to financially smart, making great decisions that led to their long-term financial security.   In this episode, you will learn:   How to cope with emotional pain, and realize it is not permanent (6:34) Why it’s better for your children to see strong mothers who make the decision to leave an unhealthy relationship (12:00) The difference between going through divorce when you’re involved and not involved in your finances (15:10) Why you need to be financially aware, so his debts and his fraud don’t become yours (17:45) How to protect yourself, as a non-working woman, with your own account and build your savings (20:00) When the innocent spouse rule doesn’t apply (24:45) If it’s smart to inflate your expenses on your statement of net worth (SNW) (28:00) What is “stockpiling syndrome” and what expenses are most often questioned (34:15) Where to find experienced professionals at any price point (39:51) Linda Decorato | W: www.dcsf.com  P: 212-742-8700 E: decorato@dcsf.com    Bryan Goldstein | W: www.dcsf.com P: 212-742-8700 E: Goldstein@dcsf.com     Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com  

]]> 2607 no Becoming financially independent and overcoming the fear of leaving your marriage This week, Stacy is joined by Sallie Mullins Thompson, a CPA who has been through the divorce process, herself. Sallie focuses on the importance of being financially independent for a healthy marriage, as well as for a healthy divorce, should it come to that.  Becoming financially independent, like coming to the decision to end one’s marriage, is not a transition that happens overnight - both require a tremendous amount of time and preparation, financially and emotionally. In this episode, you will hear about: How Sallie realized the importance of being financially independent (03:21)Her process of becoming aware of spending and educating herself in finance (05:52)Planning the transition to divorce (08:46)How Sallie overcame the fear of leaving her marriage (15:44)Tips to become financially independent, and when to work with a financial advisor (21:22)Resources for experienced CDFAs Sallie Thompson | W: www.smtcpapllc.com  P: (212) 243-9126 E: smt@wt.net Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Tue, 11 Sep 2018 04:00:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis and Sally Mullins Thompson This week, Stacy is joined by Sallie Mullins Thompson, a CPA who has been through the divorce process, herself. Sallie focuses on the importance of being financially independent for a healthy marriage, as well as for a healthy divorce, should it come to that.  Becoming financially independent, like coming to the decision to end one’s marriage, is not a transition that happens overnight - both require a tremendous amount of time and preparation, financially and emotionally. In this episode, you will hear about: How Sallie realized the importance of being financially independent (03:21)Her process of becoming aware of spending and educating herself in finance (05:52)Planning the transition to divorce (08:46)How Sallie overcame the fear of leaving her marriage (15:44)Tips to become financially independent, and when to work with a financial advisor (21:22)Resources for experienced CDFAs Sallie Thompson | W: www.smtcpapllc.com  P: (212) 243-9126 E: smt@wt.net Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com This week, Stacy is joined by Sallie Mullins Thompson, a CPA who has been through the divorce process, herself. Sallie focuses on the importance of being financially independent for a healthy marriage, as well as for a healthy divorce, should it come to that.  Becoming financially independent, like coming to the decision to end one’s marriage, is not a transition that happens overnight - both require a tremendous amount of time and preparation, financially and emotionally. In this episode, you will hear about: How Sallie realized the importance of being financially independent (03:21)Her process of becoming aware of spending and educating herself in finance (05:52)Planning the transition to divorce (08:46)How Sallie overcame the fear of leaving her marriage (15:44)Tips to become financially independent, and when to work with a financial advisor (21:22)Resources for experienced CDFAs Sallie Thompson | W: www.smtcpapllc.com  P: (212) 243-9126 E: smt@wt.net Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com

]]> 2049 no Divorce Mediation: The key to a civil divorce This week, Stacy is joined by divorce and family mediator, Rachel Green. Rachel focusses on the importance of communication not only for a happy marriage, but also for a happy divorce. Mediation is a process for resolving disputes by which an independent mediator assists the parties in reaching a mutually satisfactory settlement. It is an extension of the parties’ own negotiations and is sometimes referred to as a "supercharged negotiation."   In this episode, you will gain insight on:   Couples who lack communication in the mediation process (05:00) incorporating your attorney in mediation (16:39) Three ways to know if mediation is right for you (19:44) How Rachel mediates cases when one of the spouses has been a victim of domestic violence (23:52) What ‘Shuttle diplomacy’ means (28:33) Some of the mistakes Rachel sees women make as they go through the divorce process (34:48) Rachel Green | W: www.mediate2resolution.com/  P: 718- 965-9236 E: Rachel@mediate2resolution.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Tue, 28 Aug 2018 04:00:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week, Stacy is joined by divorce and family mediator, Rachel Green. Rachel focusses on the importance of communication not only for a happy marriage, but also for a happy divorce. Mediation is a process for resolving disputes by which an independent mediator assists the parties in reaching a mutually satisfactory settlement. It is an extension of the parties’ own negotiations and is sometimes referred to as a "supercharged negotiation."   In this episode, you will gain insight on:   Couples who lack communication in the mediation process (05:00) incorporating your attorney in mediation (16:39) Three ways to know if mediation is right for you (19:44) How Rachel mediates cases when one of the spouses has been a victim of domestic violence (23:52) What ‘Shuttle diplomacy’ means (28:33) Some of the mistakes Rachel sees women make as they go through the divorce process (34:48) Rachel Green | W: www.mediate2resolution.com/  P: 718- 965-9236 E: Rachel@mediate2resolution.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com This week, Stacy is joined by divorce and family mediator, Rachel Green. Rachel focusses on the importance of communication not only for a happy marriage, but also for a happy divorce. Mediation is a process for resolving disputes by which an independent mediator assists the parties in reaching a mutually satisfactory settlement. It is an extension of the parties’ own negotiations and is sometimes referred to as a "supercharged negotiation."   In this episode, you will gain insight on:   Couples who lack communication in the mediation process (05:00) incorporating your attorney in mediation (16:39) Three ways to know if mediation is right for you (19:44) How Rachel mediates cases when one of the spouses has been a victim of domestic violence (23:52) What ‘Shuttle diplomacy’ means (28:33) Some of the mistakes Rachel sees women make as they go through the divorce process (34:48) Rachel Green | W: www.mediate2resolution.com/  P: 718- 965-9236 E: Rachel@mediate2resolution.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com

]]> 2876 no How To Stay Financially and Physically Fit, with Jean Chatzky This week, Stacy is joined by the financial editor of NBC’s TODAY show, owner of DailyWorth, AARP’s personal finance ambassador and host of the podcast HerMoney, Jean Chatzky. In this episode, Stacy dives deeper into Jean’s book, ‘Age Proof’ to focus on the importance of what women can do to achieve both financial independence and biological strength to get you there.   In this episode, you will receive answers to the following questions:   As a financial expert, did Jean deal with all the finances in her marriage? What are her top tips? – (05:26) How does Jean pick the best investments and manage her finances? (12:05) What is the link between health and wealth? Jean explains how you can secure both. (14:20) What is a Health Savings Account? Do you need one? (17:58) What are the best options for health insurance plans for newly divorced women? (23:34) What are some words of wisdom for divorced women who want to stay financially and physically fit? (28:23) Sign up for Daily Worth’s Newsletter, helping women earn more, save more and spend smarter: subscribe@dailyworth.com.   Subscribe to Jean’s Podcast, ‘HerMoney’ – Making money make sense   Order Jean’s Book ‘Age Proof’ – Live longer without running out of money or breaking a hip   Jean Chatzky | W: www.jeanchatzky.com   P: 914- 260-0610E: jsc@jeanchatzky.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Tue, 14 Aug 2018 21:41:47 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week, Stacy is joined by the financial editor of NBC’s TODAY show, owner of DailyWorth, AARP’s personal finance ambassador and host of the podcast HerMoney, Jean Chatzky. In this episode, Stacy dives deeper into Jean’s book, ‘Age Proof’ to focus on the importance of what women can do to achieve both financial independence and biological strength to get you there.   In this episode, you will receive answers to the following questions:   As a financial expert, did Jean deal with all the finances in her marriage? What are her top tips? – (05:26) How does Jean pick the best investments and manage her finances? (12:05) What is the link between health and wealth? Jean explains how you can secure both. (14:20) What is a Health Savings Account? Do you need one? (17:58) What are the best options for health insurance plans for newly divorced women? (23:34) What are some words of wisdom for divorced women who want to stay financially and physically fit? (28:23) Sign up for Daily Worth’s Newsletter, helping women earn more, save more and spend smarter: subscribe@dailyworth.com.   Subscribe to Jean’s Podcast, ‘HerMoney’ – Making money make sense   Order Jean’s Book ‘Age Proof’ – Live longer without running out of money or breaking a hip   Jean Chatzky | W: www.jeanchatzky.com   P: 914- 260-0610E: jsc@jeanchatzky.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com This week, Stacy is joined by the financial editor of NBC’s TODAY show, owner of DailyWorth, AARP’s personal finance ambassador and host of the podcast HerMoney, Jean Chatzky. In this episode, Stacy dives deeper into Jean’s book, ‘Age Proof’ to focus on the importance of what women can do to achieve both financial independence and biological strength to get you there.   In this episode, you will receive answers to the following questions:   As a financial expert, did Jean deal with all the finances in her marriage? What are her top tips? – (05:26) How does Jean pick the best investments and manage her finances? (12:05) What is the link between health and wealth? Jean explains how you can secure both. (14:20) What is a Health Savings Account? Do you need one? (17:58) What are the best options for health insurance plans for newly divorced women? (23:34) What are some words of wisdom for divorced women who want to stay financially and physically fit? (28:23) Sign up for Daily Worth’s Newsletter, helping women earn more, save more and spend smarter: subscribe@dailyworth.com.   Subscribe to Jean’s Podcast, ‘HerMoney’ – Making money make sense   Order Jean’s Book ‘Age Proof’ – Live longer without running out of money or breaking a hip   Jean Chatzky | W: www.jeanchatzky.com   P: 914- 260-0610E: jsc@jeanchatzky.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 1983 no Journeying Through a Gray Divorce This week, Stacy is joined by experienced seasoned litigator and matrimonial attorney, Richard Adago. Gray divorces have become increasingly common and Richard has come across numerous cases, both amicable and uncordial. In this episode, Richard provides an insight into the legal aspects of how to deal with an unexpected broken marriage and specifically when adult children are involved.   In this episode you will gain insight on:   Why there is an increase in gray divorces (03:00) How a gray divorce is different to a younger couple getting divorced (07:31) Client stories about being financially in the dark (09:38) What is not allowed in a marriage when fishing for financial information (15:37) Tips on how to legally disclose your husband’s financial information (17:58) What Richard’s financial story is (19:32) When mediation is the right route to take (26:19) When interviewing lawyers, how to know who is going to protect you from yourself (30:27) Richard Adago | W: www.phillipsnizer.com/ P: 212-841-0541  E:radago@phillipsnizer.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Tue, 31 Jul 2018 11:00:00 -0000 full Stacy Francis Financially Ever After with Stacy Fraancis and Richard Adago This week, Stacy is joined by experienced seasoned litigator and matrimonial attorney, Richard Adago. Gray divorces have become increasingly common and Richard has come across numerous cases, both amicable and uncordial. In this episode, Richard provides an insight into the legal aspects of how to deal with an unexpected broken marriage and specifically when adult children are involved.   In this episode you will gain insight on:   Why there is an increase in gray divorces (03:00) How a gray divorce is different to a younger couple getting divorced (07:31) Client stories about being financially in the dark (09:38) What is not allowed in a marriage when fishing for financial information (15:37) Tips on how to legally disclose your husband’s financial information (17:58) What Richard’s financial story is (19:32) When mediation is the right route to take (26:19) When interviewing lawyers, how to know who is going to protect you from yourself (30:27) Richard Adago | W: www.phillipsnizer.com/ P: 212-841-0541  E:radago@phillipsnizer.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com This week, Stacy is joined by experienced seasoned litigator and matrimonial attorney, Richard Adago. Gray divorces have become increasingly common and Richard has come across numerous cases, both amicable and uncordial. In this episode, Richard provides an insight into the legal aspects of how to deal with an unexpected broken marriage and specifically when adult children are involved.   In this episode you will gain insight on:   Why there is an increase in gray divorces (03:00) How a gray divorce is different to a younger couple getting divorced (07:31) Client stories about being financially in the dark (09:38) What is not allowed in a marriage when fishing for financial information (15:37) Tips on how to legally disclose your husband’s financial information (17:58) What Richard’s financial story is (19:32) When mediation is the right route to take (26:19) When interviewing lawyers, how to know who is going to protect you from yourself (30:27) Richard Adago | W: www.phillipsnizer.com/ P: 212-841-0541  E:radago@phillipsnizer.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2367 no Addiction and Love: Making a transition in the most healthy and supportive way This week, Stacy is joined by Michelle Lisa Anderson, speaker, Author and CCO of movement ‘Love over Addiction.’ Michelle shares her personal story of divorcing a man who suffered from drug and alcohol addiction. She also opens up about the details behind her dysfunctional marriage, which she kept hidden, and how she opened the door to happiness. She emphasizes the importance of loving ourselves for the people we are today and not the people we are trying to become tomorrow.   In this episode you will gain insight on:   How to support a friend or family member who is going through a dysfunctional marriage (07:43) Why we so frequently pursue those who can't love us in the way we need (12:04) How to prevent this from this happening again (18:42) How to know when to leave (22:44) How to know whether your situation is ‘normal’ (29:29) Where to receive emotional support during a transition (34:04) Those interested in receiving Michelle’s Free 12 Tips Every Woman & Mother Need to Know When Loving Someone Who Drinks Too Much or Suffers From Substance Abuse can visit: http://loveoveraddiction.com/stacy and enter your email address. The freebie will be emailed to you.   Michelle Anderson | W: LoveOverAddiction.com E: Info@LoveOverAddiction.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Tue, 17 Jul 2018 21:51:20 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week, Stacy is joined by Michelle Lisa Anderson, speaker, Author and CCO of movement ‘Love over Addiction.’ Michelle shares her personal story of divorcing a man who suffered from drug and alcohol addiction. She also opens up about the details behind her dysfunctional marriage, which she kept hidden, and how she opened the door to happiness. She emphasizes the importance of loving ourselves for the people we are today and not the people we are trying to become tomorrow.   In this episode you will gain insight on:   How to support a friend or family member who is going through a dysfunctional marriage (07:43) Why we so frequently pursue those who can't love us in the way we need (12:04) How to prevent this from this happening again (18:42) How to know when to leave (22:44) How to know whether your situation is ‘normal’ (29:29) Where to receive emotional support during a transition (34:04) Those interested in receiving Michelle’s Free 12 Tips Every Woman & Mother Need to Know When Loving Someone Who Drinks Too Much or Suffers From Substance Abuse can visit: http://loveoveraddiction.com/stacy and enter your email address. The freebie will be emailed to you.   Michelle Anderson | W: LoveOverAddiction.com E: Info@LoveOverAddiction.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com This week, Stacy is joined by Michelle Lisa Anderson, speaker, Author and CCO of movement ‘Love over Addiction.’ Michelle shares her personal story of divorcing a man who suffered from drug and alcohol addiction. She also opens up about the details behind her dysfunctional marriage, which she kept hidden, and how she opened the door to happiness. She emphasizes the importance of loving ourselves for the people we are today and not the people we are trying to become tomorrow.   In this episode you will gain insight on:   How to support a friend or family member who is going through a dysfunctional marriage (07:43) Why we so frequently pursue those who can't love us in the way we need (12:04) How to prevent this from this happening again (18:42) How to know when to leave (22:44) How to know whether your situation is ‘normal’ (29:29) Where to receive emotional support during a transition (34:04) Those interested in receiving Michelle’s Free 12 Tips Every Woman & Mother Need to Know When Loving Someone Who Drinks Too Much or Suffers From Substance Abuse can visit: http://loveoveraddiction.com/stacy and enter your email address. The freebie will be emailed to you.   Michelle Anderson | W: LoveOverAddiction.com E: Info@LoveOverAddiction.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2573 no Budgeting 101: It will change your life before, during and after divorce  This week, Stacy is joined by Certified Divorce Financial Analyst®, and budget coach, Michelle Jacobik. Her financial solutions and support programs have helped numerous women rebuild their financial life before, during and after divorce. In this episode, Michelle provides an insight into being financially prepared for such a drastic transition and what to avoid during this difficult time from both a personal and professional aspect of divorce.   In this episode, you will gain insight into:   What a budget coach does (4:11)How Michelle got into the budgeting industry (7:04)What financial consistency means (9:49)How Michelle brought stability to her finances (14:30)What prosperity after divorce means (20:06)What tools make budgeting and recording your spending easier (22:30)Useful resources for budgeting (28:19) How to prepare yourself for your post-divorce financial situation (33:00)·     Michelle Jacobik | W: https://michellejacobik.com/  P: 860-334-1351 E:  michelle@michellejacobik.com Stacy Francis  | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Mon, 02 Jul 2018 22:41:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis  This week, Stacy is joined by Certified Divorce Financial Analyst®, and budget coach, Michelle Jacobik. Her financial solutions and support programs have helped numerous women rebuild their financial life before, during and after divorce. In this episode, Michelle provides an insight into being financially prepared for such a drastic transition and what to avoid during this difficult time from both a personal and professional aspect of divorce.   In this episode, you will gain insight into:   What a budget coach does (4:11)How Michelle got into the budgeting industry (7:04)What financial consistency means (9:49)How Michelle brought stability to her finances (14:30)What prosperity after divorce means (20:06)What tools make budgeting and recording your spending easier (22:30)Useful resources for budgeting (28:19) How to prepare yourself for your post-divorce financial situation (33:00)·     Michelle Jacobik | W: https://michellejacobik.com/  P: 860-334-1351 E:  michelle@michellejacobik.com Stacy Francis  | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com  This week, Stacy is joined by Certified Divorce Financial Analyst®, and budget coach, Michelle Jacobik. Her financial solutions and support programs have helped numerous women rebuild their financial life before, during and after divorce. In this episode, Michelle provides an insight into being financially prepared for such a drastic transition and what to avoid during this difficult time from both a personal and professional aspect of divorce.   In this episode, you will gain insight into:   What a budget coach does (4:11)How Michelle got into the budgeting industry (7:04)What financial consistency means (9:49)How Michelle brought stability to her finances (14:30)What prosperity after divorce means (20:06)What tools make budgeting and recording your spending easier (22:30)Useful resources for budgeting (28:19) How to prepare yourself for your post-divorce financial situation (33:00)·     Michelle Jacobik | W: https://michellejacobik.com/  P: 860-334-1351 E:  michelle@michellejacobik.com Stacy Francis  | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2514 no The New Normal; Overcoming Cancer and a Career Change in Divorce This week Stacy is joined by Christine Barranca, who shares her courageous divorce story. Christine was in the middle of an unhealthy marriage, and at the same time she was also dealing with a career change, and battling cancer. Stacy and Christine discuss the challenges of feeling trapped in a marriage, and how she ultimately succeeded in leaving. Christine is now thriving, and enjoys spending time with her son's family, friends, reading historical novels, mentoring junior agents in her real estate work, and supporting and guiding women diagnosed with breast cancer.   In this episode, you will hear answers to the following:   What were some changes during and after the divorce? (2:56) How did you gain the courage to say “this is not how I want to continue living my life?” (4:24) How did you keep a strong bond with your children throughout this process? (9:50) How was your life going to change financially? (12:17)  What did you do when he withdrew all the money from the joint accounts? (16:59) How did you know the right lawyer to choose? (19:00) Options for staying in your neighbourhood post-divorce when you realized it could be very expensive? (24:19) How do you pick the right real estate agent? (29:25)   Stacy Francis | P: 212-374-9008 | E: Stacy@francisfinancial.com | W: www.francisfinancial.com Christine Barranca | P: 646.461.8477 | E: cbarranca@compass.com Wed, 20 Jun 2018 04:10:33 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week Stacy is joined by Christine Barranca, who shares her courageous divorce story. Christine was in the middle of an unhealthy marriage, and at the same time she was also dealing with a career change, and battling cancer. Stacy and Christine discuss the challenges of feeling trapped in a marriage, and how she ultimately succeeded in leaving. Christine is now thriving, and enjoys spending time with her son's family, friends, reading historical novels, mentoring junior agents in her real estate work, and supporting and guiding women diagnosed with breast cancer.   In this episode, you will hear answers to the following:   What were some changes during and after the divorce? (2:56) How did you gain the courage to say “this is not how I want to continue living my life?” (4:24) How did you keep a strong bond with your children throughout this process? (9:50) How was your life going to change financially? (12:17)  What did you do when he withdrew all the money from the joint accounts? (16:59) How did you know the right lawyer to choose? (19:00) Options for staying in your neighbourhood post-divorce when you realized it could be very expensive? (24:19) How do you pick the right real estate agent? (29:25)   Stacy Francis | P: 212-374-9008 | E: Stacy@francisfinancial.com | W: www.francisfinancial.com Christine Barranca | P: 646.461.8477 | E: cbarranca@compass.com This week Stacy is joined by Christine Barranca, who shares her courageous divorce story. Christine was in the middle of an unhealthy marriage, and at the same time she was also dealing with a career change, and battling cancer. Stacy and Christine discuss the challenges of feeling trapped in a marriage, and how she ultimately succeeded in leaving. Christine is now thriving, and enjoys spending time with her son's family, friends, reading historical novels, mentoring junior agents in her real estate work, and supporting and guiding women diagnosed with breast cancer.   In this episode, you will hear answers to the following:   What were some changes during and after the divorce? (2:56) How did you gain the courage to say “this is not how I want to continue living my life?” (4:24) How did you keep a strong bond with your children throughout this process? (9:50) How was your life going to change financially? (12:17)  What did you do when he withdrew all the money from the joint accounts? (16:59) How did you know the right lawyer to choose? (19:00) Options for staying in your neighbourhood post-divorce when you realized it could be very expensive? (24:19) How do you pick the right real estate agent? (29:25)   Stacy Francis | P: 212-374-9008 | E: Stacy@francisfinancial.com | W: www.francisfinancial.com Christine Barranca | P: 646.461.8477 | E: cbarranca@compass.com

]]> 2405 no Talk About Your Finances Before What’s for Dinner? This week, Stacy is joined by Kathleen Burns Kingsbury, a wealth psychology expert, founder of KBK Wealth Connection, host of the Breaking Money Silence® podcast, and an internationally published author and speaker.   In this episode, Kathleen highlights how important it is to have regular financial conversations with your partner and that research has shown it increases intimacy in relationships. Kathleen holds an interest in financial psychology, background in banking and drive to empower people to take control of their financial lives. This episode is filled with insightful secrets on how to make good financial decisions when going through divorce.   You will gain insight on:   What gave Kathleen the courage to not make the money conversation taboo (03:38) The difference between men talking/not talking about money compared to women (05:37) If finances have anything to do with the fact that 50% of first marriages end in divorce (06:58) Why couples try to hide finances from their spouse (08:16) What happens when one person is overpowered in a meeting with their financial planner (11:09) How to best manage your money relationship according to your generation, age and background (16:35) Top tips for women going through divorce to make sure they have the right mindset to make good financial decisions (27:26)   Kathleen Burns Kingsbury | W: www.kbkwealthconnection.com P: 617-773-2344 E: kbk@kbkwealthconnection.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Tue, 05 Jun 2018 16:00:00 -0000 full Stacy Francis Financially Ever After with Staccy Francis This week, Stacy is joined by Kathleen Burns Kingsbury, a wealth psychology expert, founder of KBK Wealth Connection, host of the Breaking Money Silence® podcast, and an internationally published author and speaker.   In this episode, Kathleen highlights how important it is to have regular financial conversations with your partner and that research has shown it increases intimacy in relationships. Kathleen holds an interest in financial psychology, background in banking and drive to empower people to take control of their financial lives. This episode is filled with insightful secrets on how to make good financial decisions when going through divorce.   You will gain insight on:   What gave Kathleen the courage to not make the money conversation taboo (03:38) The difference between men talking/not talking about money compared to women (05:37) If finances have anything to do with the fact that 50% of first marriages end in divorce (06:58) Why couples try to hide finances from their spouse (08:16) What happens when one person is overpowered in a meeting with their financial planner (11:09) How to best manage your money relationship according to your generation, age and background (16:35) Top tips for women going through divorce to make sure they have the right mindset to make good financial decisions (27:26)   Kathleen Burns Kingsbury | W: www.kbkwealthconnection.com P: 617-773-2344 E: kbk@kbkwealthconnection.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com This week, Stacy is joined by Kathleen Burns Kingsbury, a wealth psychology expert, founder of KBK Wealth Connection, host of the Breaking Money Silence® podcast, and an internationally published author and speaker.   In this episode, Kathleen highlights how important it is to have regular financial conversations with your partner and that research has shown it increases intimacy in relationships. Kathleen holds an interest in financial psychology, background in banking and drive to empower people to take control of their financial lives. This episode is filled with insightful secrets on how to make good financial decisions when going through divorce.   You will gain insight on:   What gave Kathleen the courage to not make the money conversation taboo (03:38) The difference between men talking/not talking about money compared to women (05:37) If finances have anything to do with the fact that 50% of first marriages end in divorce (06:58) Why couples try to hide finances from their spouse (08:16) What happens when one person is overpowered in a meeting with their financial planner (11:09) How to best manage your money relationship according to your generation, age and background (16:35) Top tips for women going through divorce to make sure they have the right mindset to make good financial decisions (27:26)   Kathleen Burns Kingsbury | W: www.kbkwealthconnection.com P: 617-773-2344 E: kbk@kbkwealthconnection.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2024 no Journeying from a Personal Divorce to a Profession in Divorce This week, Stacy is joined by matrimonial attorneys and Certified Divorce Financial Analysts, Lisa Zeiderman and Faith Miller. It was their own difficult divorces that their path to a career in matrimonial law was forged. They recognize that organization, responsiveness and knowledge of complex finances is necessary in order to best advocate for their clients. In this episode, Stacy, Lisa and Faith focus on the financial, real estate and emotional assistance a matrimonial attorney provides. You will gain insight on:   Postponing getting divorced until a maintenance alimony is not taxable to you (05:07) Poor financial mistakes being made regardless of guidance (07:56) Reassuring your child in a non-expensive way (11:40) What not to put in your joint account (15:54) The difference between passive appreciation and active appreciation (19:42) How finances are different from your parents’ generation (23:25) Prenups and Postnups (42:05) Lisa Zeiderman | W: https://mzwnylaw.com/  P: 212-324-3707 E: LZ@MZW-LAW.COM Faith Miller | W: https://mzwnylaw.com/  P: 212-324-3707 E: fgm@mzw-law.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Tue, 22 May 2018 23:28:56 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week, Stacy is joined by matrimonial attorneys and Certified Divorce Financial Analysts, Lisa Zeiderman and Faith Miller. It was their own difficult divorces that their path to a career in matrimonial law was forged. They recognize that organization, responsiveness and knowledge of complex finances is necessary in order to best advocate for their clients. In this episode, Stacy, Lisa and Faith focus on the financial, real estate and emotional assistance a matrimonial attorney provides. You will gain insight on:   Postponing getting divorced until a maintenance alimony is not taxable to you (05:07) Poor financial mistakes being made regardless of guidance (07:56) Reassuring your child in a non-expensive way (11:40) What not to put in your joint account (15:54) The difference between passive appreciation and active appreciation (19:42) How finances are different from your parents’ generation (23:25) Prenups and Postnups (42:05) Lisa Zeiderman | W: https://mzwnylaw.com/  P: 212-324-3707 E: LZ@MZW-LAW.COM Faith Miller | W: https://mzwnylaw.com/  P: 212-324-3707 E: fgm@mzw-law.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com This week, Stacy is joined by matrimonial attorneys and Certified Divorce Financial Analysts, Lisa Zeiderman and Faith Miller. It was their own difficult divorces that their path to a career in matrimonial law was forged. They recognize that organization, responsiveness and knowledge of complex finances is necessary in order to best advocate for their clients. In this episode, Stacy, Lisa and Faith focus on the financial, real estate and emotional assistance a matrimonial attorney provides. You will gain insight on:   Postponing getting divorced until a maintenance alimony is not taxable to you (05:07) Poor financial mistakes being made regardless of guidance (07:56) Reassuring your child in a non-expensive way (11:40) What not to put in your joint account (15:54) The difference between passive appreciation and active appreciation (19:42) How finances are different from your parents’ generation (23:25) Prenups and Postnups (42:05) Lisa Zeiderman | W: https://mzwnylaw.com/  P: 212-324-3707 E: LZ@MZW-LAW.COM Faith Miller | W: https://mzwnylaw.com/  P: 212-324-3707 E: fgm@mzw-law.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com

]]> 2950 no Financing A Longer Life: Plan now to safeguard your health and happiness This week, Stacy is joined by Joy Loverde, a consultant on active aging and the elder-care industry. She’s the author of, “Who Will Take Care of Me When I’m Old” and “The Complete Eldercare Planner.” It’s important to think about what you can be doing to age as active and happy as possible.   In this episode, Joy highlights how important it is to have an insurance policy that will allow you to remain independent. In order to support family, women are constantly putting their own financial well-being in jeopardy. What you may fail to realize is if you can’t take care of yourself, you won’t be able to take care of those dependent on you. You will gain insight on:   What to put in a long-term plan (05:18) Medicare (05:55) Insurance policies for long-term care and what isn’t covered in Medicare (12:20) Spousal discount on your long-term care (12:20) Community and Caring (16:55) Joy Loverde | W: www.elderindustry.com  E: jloverde@elderindustry.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Tue, 08 May 2018 00:24:50 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week, Stacy is joined by Joy Loverde, a consultant on active aging and the elder-care industry. She’s the author of, “Who Will Take Care of Me When I’m Old” and “The Complete Eldercare Planner.” It’s important to think about what you can be doing to age as active and happy as possible.   In this episode, Joy highlights how important it is to have an insurance policy that will allow you to remain independent. In order to support family, women are constantly putting their own financial well-being in jeopardy. What you may fail to realize is if you can’t take care of yourself, you won’t be able to take care of those dependent on you. You will gain insight on:   What to put in a long-term plan (05:18) Medicare (05:55) Insurance policies for long-term care and what isn’t covered in Medicare (12:20) Spousal discount on your long-term care (12:20) Community and Caring (16:55) Joy Loverde | W: www.elderindustry.com  E: jloverde@elderindustry.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com This week, Stacy is joined by Joy Loverde, a consultant on active aging and the elder-care industry. She’s the author of, “Who Will Take Care of Me When I’m Old” and “The Complete Eldercare Planner.” It’s important to think about what you can be doing to age as active and happy as possible.   In this episode, Joy highlights how important it is to have an insurance policy that will allow you to remain independent. In order to support family, women are constantly putting their own financial well-being in jeopardy. What you may fail to realize is if you can’t take care of yourself, you won’t be able to take care of those dependent on you. You will gain insight on:   What to put in a long-term plan (05:18) Medicare (05:55) Insurance policies for long-term care and what isn’t covered in Medicare (12:20) Spousal discount on your long-term care (12:20) Community and Caring (16:55) Joy Loverde | W: www.elderindustry.com  E: jloverde@elderindustry.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2358 no Learning from your financial mistakes in your second marriage This week Stacy is joined by successful business woman, Jenny Powers. Jenny married her childhood sweetheart and then found herself filing for divorce, mainly due to issues around money.   When Jenny’s divorce attorney asked her basic questions related to her financial situation and she realized she couldn’t answer them, she decided things needed to change. Jenny is someone who has learned from her mistakes and is now happily re-married and having smart money conversations with her husband.   In this episode, Stacy and Jenny will share helpful tips on how to have the money conversation with your partner. Jenny shares her insight on all of the below questions:   Do you feel like your ex-husband had a handle on the household finances? (04:34) Do you feel that the lack of conversation about money led to your decision about the divorce? (06:29) How long did your divorce take? (08:46) How did you choose a lawyer? (11:12) How did you manage to support yourself afterwards? (12:36) What did you take away from your marriage regarding finances? (15:33) What is your strategy in your new marriage? (21:08) Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com   Jenny Powers | W: http://www.running-with-heels.com/ Tue, 24 Apr 2018 15:10:49 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week Stacy is joined by successful business woman, Jenny Powers. Jenny married her childhood sweetheart and then found herself filing for divorce, mainly due to issues around money.   When Jenny’s divorce attorney asked her basic questions related to her financial situation and she realized she couldn’t answer them, she decided things needed to change. Jenny is someone who has learned from her mistakes and is now happily re-married and having smart money conversations with her husband.   In this episode, Stacy and Jenny will share helpful tips on how to have the money conversation with your partner. Jenny shares her insight on all of the below questions:   Do you feel like your ex-husband had a handle on the household finances? (04:34) Do you feel that the lack of conversation about money led to your decision about the divorce? (06:29) How long did your divorce take? (08:46) How did you choose a lawyer? (11:12) How did you manage to support yourself afterwards? (12:36) What did you take away from your marriage regarding finances? (15:33) What is your strategy in your new marriage? (21:08) Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com   Jenny Powers | W: http://www.running-with-heels.com/ This week Stacy is joined by successful business woman, Jenny Powers. Jenny married her childhood sweetheart and then found herself filing for divorce, mainly due to issues around money.   When Jenny’s divorce attorney asked her basic questions related to her financial situation and she realized she couldn’t answer them, she decided things needed to change. Jenny is someone who has learned from her mistakes and is now happily re-married and having smart money conversations with her husband.   In this episode, Stacy and Jenny will share helpful tips on how to have the money conversation with your partner. Jenny shares her insight on all of the below questions:   Do you feel like your ex-husband had a handle on the household finances? (04:34) Do you feel that the lack of conversation about money led to your decision about the divorce? (06:29) How long did your divorce take? (08:46) How did you choose a lawyer? (11:12) How did you manage to support yourself afterwards? (12:36) What did you take away from your marriage regarding finances? (15:33) What is your strategy in your new marriage? (21:08) Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com   Jenny Powers | W: http://www.running-with-heels.com/

]]> 1980 no The Chapter After Divorce: Returning to “Me” with Randi Levin Nationally recognized transitional life strategist, author, keynote, and reinvention expert, Randi Levin joins Stacy this week on Financially Ever After.   Randi’s core belief is that women have the choice and the power to carve out and curate their own legacy based on embracing their ongoing evolution. This inspiring episode is for individuals who are going through a major life transition and are struggling with how to navigate it. Stacy and Randi stress how “Now” is the time to start your new chapter with no regrets, especially if you find yourself sacrificing the things you enjoy for the sake of others. You will gain insight on:   ü  How you can stand up and take care of yourself first (10:05) ü  How to own your past and not feel like it needs to be erased (13:14) ü  How to move forward in your life with more courage and less fear (16:25) ü  The blocks that hold you back when contemplating divorce (23:38)   We guarantee you will leave this podcast episode feeling fulfilled and empowered. Visit Randi’s website for upcoming workshops and more information on tools to help you navigate difficult life transitions.   Randi Levin | W: www.randilevincoaching.com P: 201-803-1333 E: Randi@randilevincoaching.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Tue, 10 Apr 2018 01:17:17 -0000 full Stacy Francis Financially Ever After with Stacy Francis Nationally recognized transitional life strategist, author, keynote, and reinvention expert, Randi Levin joins Stacy this week on Financially Ever After.   Randi’s core belief is that women have the choice and the power to carve out and curate their own legacy based on embracing their ongoing evolution. This inspiring episode is for individuals who are going through a major life transition and are struggling with how to navigate it. Stacy and Randi stress how “Now” is the time to start your new chapter with no regrets, especially if you find yourself sacrificing the things you enjoy for the sake of others. You will gain insight on:   ü  How you can stand up and take care of yourself first (10:05) ü  How to own your past and not feel like it needs to be erased (13:14) ü  How to move forward in your life with more courage and less fear (16:25) ü  The blocks that hold you back when contemplating divorce (23:38)   We guarantee you will leave this podcast episode feeling fulfilled and empowered. Visit Randi’s website for upcoming workshops and more information on tools to help you navigate difficult life transitions.   Randi Levin | W: www.randilevincoaching.com P: 201-803-1333 E: Randi@randilevincoaching.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Nationally recognized transitional life strategist, author, keynote, and reinvention expert, Randi Levin joins Stacy this week on Financially Ever After.   Randi’s core belief is that women have the choice and the power to carve out and curate their own legacy based on embracing their ongoing evolution. This inspiring episode is for individuals who are going through a major life transition and are struggling with how to navigate it. Stacy and Randi stress how “Now” is the time to start your new chapter with no regrets, especially if you find yourself sacrificing the things you enjoy for the sake of others. You will gain insight on:   ü  How you can stand up and take care of yourself first (10:05) ü  How to own your past and not feel like it needs to be erased (13:14) ü  How to move forward in your life with more courage and less fear (16:25) ü  The blocks that hold you back when contemplating divorce (23:38)   We guarantee you will leave this podcast episode feeling fulfilled and empowered. Visit Randi’s website for upcoming workshops and more information on tools to help you navigate difficult life transitions.   Randi Levin | W: www.randilevincoaching.com P: 201-803-1333 E: Randi@randilevincoaching.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2272 no Do It Yourself (DIY) Divorce with Lara Kisielewska This week Stacy is joined by successful business woman, Lara Kisielewska. You will gain insight on a whole new, cheaper and quicker approach to divorce. Do It Yourself (DYI) is a technique that eliminates the need to hire outside professionals, making the process extremely cost-effective. Lara met her current husband on a volunteer trip and highly recommends volunteer based travel as one of the best things you can do when you find yourself in a rut. She claims, “you may not find a husband, but you're definitely going to break your patterns, get a new perspective and heal in some ways large and small.”   In this episode, we will focus on:   ü  When you should use a DIY approach (04:42) ü  Where to get a DIY guidebook (11:16) ü  Who is the DIY approach most suitable for? (12:45) ü  How does having children impact this decision? (18:34) ü  Tips and tricks when going through divorce (29:55)   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Mon, 26 Mar 2018 23:46:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week Stacy is joined by successful business woman, Lara Kisielewska. You will gain insight on a whole new, cheaper and quicker approach to divorce. Do It Yourself (DYI) is a technique that eliminates the need to hire outside professionals, making the process extremely cost-effective. Lara met her current husband on a volunteer trip and highly recommends volunteer based travel as one of the best things you can do when you find yourself in a rut. She claims, “you may not find a husband, but you're definitely going to break your patterns, get a new perspective and heal in some ways large and small.”   In this episode, we will focus on:   ü  When you should use a DIY approach (04:42) ü  Where to get a DIY guidebook (11:16) ü  Who is the DIY approach most suitable for? (12:45) ü  How does having children impact this decision? (18:34) ü  Tips and tricks when going through divorce (29:55)   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com This week Stacy is joined by successful business woman, Lara Kisielewska. You will gain insight on a whole new, cheaper and quicker approach to divorce. Do It Yourself (DYI) is a technique that eliminates the need to hire outside professionals, making the process extremely cost-effective. Lara met her current husband on a volunteer trip and highly recommends volunteer based travel as one of the best things you can do when you find yourself in a rut. She claims, “you may not find a husband, but you're definitely going to break your patterns, get a new perspective and heal in some ways large and small.”   In this episode, we will focus on:   ü  When you should use a DIY approach (04:42) ü  Where to get a DIY guidebook (11:16) ü  Who is the DIY approach most suitable for? (12:45) ü  How does having children impact this decision? (18:34) ü  Tips and tricks when going through divorce (29:55)   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com

]]> 2612 no Approaching Financial Decisions in Divorce Dispassionately  This week, Stacy is joined by attorney, social worker, and founder of DLM Divorce Mediation, Debra Mechanick. Debra clearly understands the clinical dynamic of family relationships, and will advise you on how to take a peaceful approach to separation and divorce. How does one make well-reasoned, logical financial decisions when in the midst of what, arguably, is one of the most emotionally-traumatic experiences a family can go through? In this episode, Stacy and Debra will provide you with tools for approaching the divorce process by separating emotions from rational decisions. You will gain insight on:  Three big mistakes women make when rushing through the divorce process (6:29)Understanding new laws (12:31)How to separate emotions from the decision-making process (19:18)Techniques for avoiding unhealthy communication that may influence negotiation (23:10)How to compartmentalize the divorce process into 3 components (28:32)Taking care of yourself (36:41)Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E:stacy@francisfinancial.com Debra Mechanick | W: http://www.dlmdivorcemediation.com/ P: (646) 428-5151 E: debra@dlmdivorcemediation.com Wed, 14 Mar 2018 03:16:00 -0000 full Stacy Francis Financiallly Ever After with Stacy Francis  This week, Stacy is joined by attorney, social worker, and founder of DLM Divorce Mediation, Debra Mechanick. Debra clearly understands the clinical dynamic of family relationships, and will advise you on how to take a peaceful approach to separation and divorce. How does one make well-reasoned, logical financial decisions when in the midst of what, arguably, is one of the most emotionally-traumatic experiences a family can go through? In this episode, Stacy and Debra will provide you with tools for approaching the divorce process by separating emotions from rational decisions. You will gain insight on:  Three big mistakes women make when rushing through the divorce process (6:29)Understanding new laws (12:31)How to separate emotions from the decision-making process (19:18)Techniques for avoiding unhealthy communication that may influence negotiation (23:10)How to compartmentalize the divorce process into 3 components (28:32)Taking care of yourself (36:41)Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E:stacy@francisfinancial.com Debra Mechanick | W: http://www.dlmdivorcemediation.com/ P: (646) 428-5151 E: debra@dlmdivorcemediation.com  This week, Stacy is joined by attorney, social worker, and founder of DLM Divorce Mediation, Debra Mechanick. Debra clearly understands the clinical dynamic of family relationships, and will advise you on how to take a peaceful approach to separation and divorce. How does one make well-reasoned, logical financial decisions when in the midst of what, arguably, is one of the most emotionally-traumatic experiences a family can go through? In this episode, Stacy and Debra will provide you with tools for approaching the divorce process by separating emotions from rational decisions. You will gain insight on:  Three big mistakes women make when rushing through the divorce process (6:29)Understanding new laws (12:31)How to separate emotions from the decision-making process (19:18)Techniques for avoiding unhealthy communication that may influence negotiation (23:10)How to compartmentalize the divorce process into 3 components (28:32)Taking care of yourself (36:41)Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E:stacy@francisfinancial.com Debra Mechanick | W: http://www.dlmdivorcemediation.com/ P: (646) 428-5151 E: debra@dlmdivorcemediation.com

]]> 2592 no Divorced or Married: Becoming Financially Knowledgeable and Independent Mali List Mayer, a single mother and solopreneur, who has launched her life independently, joins Stacy this week. Mali hones in on the importance of educating yourself financially from a young age. From learning how to budget to choosing the right adviser for you. Stacy and Mali provides savvy tips to get on top of your investments and not rely on your other half for help. In this episode, you will gain insight on: Educating yourself on financial terminology and concepts – 8:17 Choosing the right portfolio and adviser for you – 11:32 Approaching your adviser in the most effective way – 15:23 Understanding how advisers charge – 21:50 Teaching the next generation about your values of money – 28:17   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Tue, 27 Feb 2018 17:00:00 -0000 full Stacy Francis Fiancially Ever After with Stacy Francis Mali List Mayer, a single mother and solopreneur, who has launched her life independently, joins Stacy this week. Mali hones in on the importance of educating yourself financially from a young age. From learning how to budget to choosing the right adviser for you. Stacy and Mali provides savvy tips to get on top of your investments and not rely on your other half for help. In this episode, you will gain insight on: Educating yourself on financial terminology and concepts – 8:17 Choosing the right portfolio and adviser for you – 11:32 Approaching your adviser in the most effective way – 15:23 Understanding how advisers charge – 21:50 Teaching the next generation about your values of money – 28:17   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Mali List Mayer, a single mother and solopreneur, who has launched her life independently, joins Stacy this week. Mali hones in on the importance of educating yourself financially from a young age. From learning how to budget to choosing the right adviser for you. Stacy and Mali provides savvy tips to get on top of your investments and not rely on your other half for help. In this episode, you will gain insight on: Educating yourself on financial terminology and concepts – 8:17 Choosing the right portfolio and adviser for you – 11:32 Approaching your adviser in the most effective way – 15:23 Understanding how advisers charge – 21:50 Teaching the next generation about your values of money – 28:17   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com

]]> 2164 no Valentine's Special: Feeling fulfilled in your relationship with yourself and with others This week Stacy is joined by psychiatrist and author of Fulfilled for a valentine’s day special about finding yourself before you find your soulmate. Fulfilled illustrates how the science of spirituality helps you live a happier, more meaningful life. In this episode Stacy and Anna provide you with real life examples and exercises focusing on four important points during a divorce: relinquishing victim mentality, having faith and giving/offering forgiveness, rising above indecision and owning your thoughts & feelings. You will gain insight on: What made Anna decide to write Fulfilled? (3:03)How to start healing yourself (5:38)The Mirror Principle (6:28)What are some of those tools that women can work through to start to find that nugget that might not be fully ready in themselves? (8:07)Harnessing your personal power (16:05)How do you move beyond feeling like a victim in a divorce? (16:48)Faith and forgiveness (18:29)What would Queen Elizabeth do in this situation? (24:06)  Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Anna Yusim | W: https://www.annayusim.com/  P: (917) 727-9437 E: annayusim@gmail.com Wed, 14 Feb 2018 04:27:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week Stacy is joined by psychiatrist and author of Fulfilled for a valentine’s day special about finding yourself before you find your soulmate. Fulfilled illustrates how the science of spirituality helps you live a happier, more meaningful life. In this episode Stacy and Anna provide you with real life examples and exercises focusing on four important points during a divorce: relinquishing victim mentality, having faith and giving/offering forgiveness, rising above indecision and owning your thoughts & feelings. You will gain insight on: What made Anna decide to write Fulfilled? (3:03)How to start healing yourself (5:38)The Mirror Principle (6:28)What are some of those tools that women can work through to start to find that nugget that might not be fully ready in themselves? (8:07)Harnessing your personal power (16:05)How do you move beyond feeling like a victim in a divorce? (16:48)Faith and forgiveness (18:29)What would Queen Elizabeth do in this situation? (24:06)  Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Anna Yusim | W: https://www.annayusim.com/  P: (917) 727-9437 E: annayusim@gmail.com This week Stacy is joined by psychiatrist and author of Fulfilled for a valentine’s day special about finding yourself before you find your soulmate. Fulfilled illustrates how the science of spirituality helps you live a happier, more meaningful life. In this episode Stacy and Anna provide you with real life examples and exercises focusing on four important points during a divorce: relinquishing victim mentality, having faith and giving/offering forgiveness, rising above indecision and owning your thoughts & feelings. You will gain insight on: What made Anna decide to write Fulfilled? (3:03)How to start healing yourself (5:38)The Mirror Principle (6:28)What are some of those tools that women can work through to start to find that nugget that might not be fully ready in themselves? (8:07)Harnessing your personal power (16:05)How do you move beyond feeling like a victim in a divorce? (16:48)Faith and forgiveness (18:29)What would Queen Elizabeth do in this situation? (24:06) 

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com

Anna Yusim | W: https://www.annayusim.com/  P: (917) 727-9437 E: annayusim@gmail.com

]]> 2675 no A Child's Perspective On Divorce This week, Stacy is joined by Francis Financial’s very own, Davon Barrett. Davon shares his personal story of growing up in a divorced family and how it’s impacted him today. This powerful episode brings to light a child’s perspective and provides key takeaways for what parents can be conscious of when bringing up their children in a split home. Stacy touches on the following questions:   What worked well with your mom and dad? How did they try and make you feel comfortable at each of the new homes?  (5:30) How did you deal with the compromise and change?  (7:08) Did you notice any differences with regard to money? (11:14) Do you ever find yourself having to make uncomfortable decisions on who to spend time with?  (13:30) Has your parent’s relationship taught you lessons for when you might get married someday?  (30:50) Tue, 30 Jan 2018 23:01:40 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week, Stacy is joined by Francis Financial’s very own, Davon Barrett. Davon shares his personal story of growing up in a divorced family and how it’s impacted him today. This powerful episode brings to light a child’s perspective and provides key takeaways for what parents can be conscious of when bringing up their children in a split home. Stacy touches on the following questions:   What worked well with your mom and dad? How did they try and make you feel comfortable at each of the new homes?  (5:30) How did you deal with the compromise and change?  (7:08) Did you notice any differences with regard to money? (11:14) Do you ever find yourself having to make uncomfortable decisions on who to spend time with?  (13:30) Has your parent’s relationship taught you lessons for when you might get married someday?  (30:50) This week, Stacy is joined by Francis Financial’s very own, Davon Barrett. Davon shares his personal story of growing up in a divorced family and how it’s impacted him today. This powerful episode brings to light a child’s perspective and provides key takeaways for what parents can be conscious of when bringing up their children in a split home. Stacy touches on the following questions:   What worked well with your mom and dad? How did they try and make you feel comfortable at each of the new homes?  (5:30) How did you deal with the compromise and change?  (7:08) Did you notice any differences with regard to money? (11:14) Do you ever find yourself having to make uncomfortable decisions on who to spend time with?  (13:30) Has your parent’s relationship taught you lessons for when you might get married someday?  (30:50)

]]> 2449 no Getting The Right Financial Support For Your Child with Special Needs This week, Stacy and matrimonial attorney, Randi Karmel, dive into the importance of preparing a divorce settlement that incorporates planning for your special needs child’s financial future. Randi shares words of wisdom, pulling from her extensive experience, to ensure you are supporting your child, regardless of potential disagreements in parental decisions.   In this episode, Stacy and Randi focus on cases where divorcing parents must work collaboratively to do what’s in the best interest of the child and find a middle ground, financially. You will gain insight on:   Dealing with contradicting opinions for your child’s treatment (05:10) What expenses need to be planned for (09:46) How to financially care for your adult children with special needs (14:59) Who becomes the trustee during a transition (18:18) (20:20) Randi Karmel | W: www.randikarmel.com  P: 212-755-0224 E: Upon request   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Tue, 16 Jan 2018 19:44:39 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week, Stacy and matrimonial attorney, Randi Karmel, dive into the importance of preparing a divorce settlement that incorporates planning for your special needs child’s financial future. Randi shares words of wisdom, pulling from her extensive experience, to ensure you are supporting your child, regardless of potential disagreements in parental decisions.   In this episode, Stacy and Randi focus on cases where divorcing parents must work collaboratively to do what’s in the best interest of the child and find a middle ground, financially. You will gain insight on:   Dealing with contradicting opinions for your child’s treatment (05:10) What expenses need to be planned for (09:46) How to financially care for your adult children with special needs (14:59) Who becomes the trustee during a transition (18:18) (20:20) Randi Karmel | W: www.randikarmel.com  P: 212-755-0224 E: Upon request   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com This week, Stacy and matrimonial attorney, Randi Karmel, dive into the importance of preparing a divorce settlement that incorporates planning for your special needs child’s financial future. Randi shares words of wisdom, pulling from her extensive experience, to ensure you are supporting your child, regardless of potential disagreements in parental decisions.   In this episode, Stacy and Randi focus on cases where divorcing parents must work collaboratively to do what’s in the best interest of the child and find a middle ground, financially. You will gain insight on:   Dealing with contradicting opinions for your child’s treatment (05:10) What expenses need to be planned for (09:46) How to financially care for your adult children with special needs (14:59) Who becomes the trustee during a transition (18:18) (20:20) Randi Karmel | W: www.randikarmel.com  P: 212-755-0224 E: Upon request   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com

]]> 2057 no New New Year's Resolution: Find the perfect divorce support team Stacy is joined by Publisher and Editor in Chief of The New York Amsterdam News, Elinor Tatum. Elinor is a single mom to her 7 year old daughter, and has been divorced for 5 years, and in this episode, she talks about the importance of taking care of yourself and building your support team for life. There may be weeks where you need 24/7 support, and it is important to recognize how much stress you, personally, can take on, and who you should go to for the advice you need, whether it be your attorney, financial advisor, mental health professional, or friend.   Elinor and Stacy specifically touch on the following topics:   Who does the most supportive team consist of? (7:19) Finding the perfect attorney/ financial advisor/ mental health professional (9:50)(12:36)(13:25) How to not break the bank on legal costs (16:47) What to do when the relationship with your attorney isn’t working (28:14) Top consideration for your mental health during the divorce process (33:04)   Elinor Tatum | W: www.amsterdamnews.com E:elinor.tatum@amsterdamnews.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Tue, 02 Jan 2018 18:33:54 -0000 full Stacy Francis Financially Ever After with Stacy Francis Stacy is joined by Publisher and Editor in Chief of The New York Amsterdam News, Elinor Tatum. Elinor is a single mom to her 7 year old daughter, and has been divorced for 5 years, and in this episode, she talks about the importance of taking care of yourself and building your support team for life. There may be weeks where you need 24/7 support, and it is important to recognize how much stress you, personally, can take on, and who you should go to for the advice you need, whether it be your attorney, financial advisor, mental health professional, or friend.   Elinor and Stacy specifically touch on the following topics:   Who does the most supportive team consist of? (7:19) Finding the perfect attorney/ financial advisor/ mental health professional (9:50)(12:36)(13:25) How to not break the bank on legal costs (16:47) What to do when the relationship with your attorney isn’t working (28:14) Top consideration for your mental health during the divorce process (33:04)   Elinor Tatum | W: www.amsterdamnews.com E:elinor.tatum@amsterdamnews.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Stacy is joined by Publisher and Editor in Chief of The New York Amsterdam News, Elinor Tatum. Elinor is a single mom to her 7 year old daughter, and has been divorced for 5 years, and in this episode, she talks about the importance of taking care of yourself and building your support team for life. There may be weeks where you need 24/7 support, and it is important to recognize how much stress you, personally, can take on, and who you should go to for the advice you need, whether it be your attorney, financial advisor, mental health professional, or friend.   Elinor and Stacy specifically touch on the following topics:   Who does the most supportive team consist of? (7:19) Finding the perfect attorney/ financial advisor/ mental health professional (9:50)(12:36)(13:25) How to not break the bank on legal costs (16:47) What to do when the relationship with your attorney isn’t working (28:14) Top consideration for your mental health during the divorce process (33:04)   Elinor Tatum | W: www.amsterdamnews.com E:elinor.tatum@amsterdamnews.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com

]]> 2300 no How divorced parents can avoid getting on Santa’s ‘naughty’ list, with Shari Bornstein Summary: Do you hate your ex-spouse more than you love your child? For this holiday episode, Stacy is joined by Shari Bornstein, Director of Parent Services at FamilyKind, to discuss how to put bitterness aside and prioritize your children when celebrating the holidays.   In this episode, you will gain insight on:   How to prevent and prepare for possible conflict during the upcoming holidays (12:19) Finding middle ground when it comes to differing parenting styles (15:01) Scheduling your holiday sharing plan (15:47) Parenting techniques, such as the pizza delivery technique, and using buzzwords to avoid bitterness and conflict in front of the kids (17:46) How parents can avoid being “naughty” by coordinating traditions and not “out-gifting” each other (21:58) Tips on how to make the holidays less stressful for your children (28:29)   Holidays can be a stressful time for many, especially for divorced families whose children split their time between parents. FamilyKind is non-profit organization located in New York City that provides education and support services to families experiencing divorce and separation. If you have any questions or queries, you can contact Shari or visit the Family Kind website.   Shari Bornstein | W: www.familykind.org P: 860-302-2631 E: sbornstein@familykind.org   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Tue, 12 Dec 2017 22:10:48 -0000 full Stacy Francis Financially Ever After Series with Stacy Francis Summary: Do you hate your ex-spouse more than you love your child? For this holiday episode, Stacy is joined by Shari Bornstein, Director of Parent Services at FamilyKind, to discuss how to put bitterness aside and prioritize your children when celebrating the holidays.   In this episode, you will gain insight on:   How to prevent and prepare for possible conflict during the upcoming holidays (12:19) Finding middle ground when it comes to differing parenting styles (15:01) Scheduling your holiday sharing plan (15:47) Parenting techniques, such as the pizza delivery technique, and using buzzwords to avoid bitterness and conflict in front of the kids (17:46) How parents can avoid being “naughty” by coordinating traditions and not “out-gifting” each other (21:58) Tips on how to make the holidays less stressful for your children (28:29)   Holidays can be a stressful time for many, especially for divorced families whose children split their time between parents. FamilyKind is non-profit organization located in New York City that provides education and support services to families experiencing divorce and separation. If you have any questions or queries, you can contact Shari or visit the Family Kind website.   Shari Bornstein | W: www.familykind.org P: 860-302-2631 E: sbornstein@familykind.org   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Summary: Do you hate your ex-spouse more than you love your child? For this holiday episode, Stacy is joined by Shari Bornstein, Director of Parent Services at FamilyKind, to discuss how to put bitterness aside and prioritize your children when celebrating the holidays.   In this episode, you will gain insight on:   How to prevent and prepare for possible conflict during the upcoming holidays (12:19) Finding middle ground when it comes to differing parenting styles (15:01) Scheduling your holiday sharing plan (15:47) Parenting techniques, such as the pizza delivery technique, and using buzzwords to avoid bitterness and conflict in front of the kids (17:46) How parents can avoid being “naughty” by coordinating traditions and not “out-gifting” each other (21:58) Tips on how to make the holidays less stressful for your children (28:29)   Holidays can be a stressful time for many, especially for divorced families whose children split their time between parents. FamilyKind is non-profit organization located in New York City that provides education and support services to families experiencing divorce and separation. If you have any questions or queries, you can contact Shari or visit the Family Kind website.   Shari Bornstein | W: www.familykind.org P: 860-302-2631 E: sbornstein@familykind.org   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com

]]> 2081 no Negotiating Your Worth and Staying Financially Savvy in Your Marriage with Dr. Patty Ann Tublin Stacy is joined by internationally recognized communications and relationship expert, Dr. Patty Ann Tublin, as she shares her passion for ending the gender pay gap and her research on why women become unaware of their financial situation once they get married. In this episode, Stacy and Patty Ann focus on the importance of fighting for your worth in the workplace, emphasize the need for a change in women’s mindsets about money, and demonstrate ways to not drop your financial IQ as soon as he puts a ring on it. You will gain insight on:   ü  How to advocate for yourself and get what you deserve (12:11) ü  Why educated women become financially illiterate when they get married (17:17) ü  How the impact of women’s lack of financial control affects them in divorce (20:55) ü  Financial advice for women going through transition (22:50)   Dr. Patty Ann | W: www.relationshiptoolbox.com P: 877-456-7230 E: dr.pattyann@gmail.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Tue, 28 Nov 2017 02:12:19 -0000 full Stacy Francis Financially Ever After Series with Stacy Francis Stacy is joined by internationally recognized communications and relationship expert, Dr. Patty Ann Tublin, as she shares her passion for ending the gender pay gap and her research on why women become unaware of their financial situation once they get married. In this episode, Stacy and Patty Ann focus on the importance of fighting for your worth in the workplace, emphasize the need for a change in women’s mindsets about money, and demonstrate ways to not drop your financial IQ as soon as he puts a ring on it. You will gain insight on:   ü  How to advocate for yourself and get what you deserve (12:11) ü  Why educated women become financially illiterate when they get married (17:17) ü  How the impact of women’s lack of financial control affects them in divorce (20:55) ü  Financial advice for women going through transition (22:50)   Dr. Patty Ann | W: www.relationshiptoolbox.com P: 877-456-7230 E: dr.pattyann@gmail.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com Stacy is joined by internationally recognized communications and relationship expert, Dr. Patty Ann Tublin, as she shares her passion for ending the gender pay gap and her research on why women become unaware of their financial situation once they get married. In this episode, Stacy and Patty Ann focus on the importance of fighting for your worth in the workplace, emphasize the need for a change in women’s mindsets about money, and demonstrate ways to not drop your financial IQ as soon as he puts a ring on it. You will gain insight on:   ü  How to advocate for yourself and get what you deserve (12:11) ü  Why educated women become financially illiterate when they get married (17:17) ü  How the impact of women’s lack of financial control affects them in divorce (20:55) ü  Financial advice for women going through transition (22:50)   Dr. Patty Ann | W: www.relationshiptoolbox.com P: 877-456-7230 E: dr.pattyann@gmail.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com

]]> 2078 no From a Dark Marriage to a Bright Future with Kim Mishkin Now happily remarried with a three-year-old son, Kim Mishkin joins Stacy to share her powerful story about how she transitioned from an abusive marriage and built the strength to fight for her worth. In this episode, Kim and Stacy acknowledge the importance of telling your story, giving yourself time to grow on your own, and finding the balance of the key players needed to help you through your transition.   In this episode you will gain insight on:   Having the courage to come forward about being abused (3:40) How to have ‘the conversation’ about moving forward (6:52) Helpful support networks and resources (8:02, 14:48) The healing process and how to find happiness again (18:54 )   Kim is also a co-founder of Support and Solutions (SAS) for Women. SAS provides divorce support and coaching for women who are considering, in the process of, or recovering from divorce. Since 2012, they have helped women come to terms with questions such as how to prepare for divorce in practical and emotional ways, what are the effects of divorce on children, and how to deal with life after divorce. Their mission is to provide women comprehensive support as they navigate and grow from the process of change and major-life challenges.   Kimberly Mishkin | W: www.sasforwomen.com P: 646-438-5163 E: kmishkinnyc@gmail.com     Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com   Tue, 14 Nov 2017 00:24:54 -0000 full Stacy Francis Financially Ever After with Stacy Francis Now happily remarried with a three-year-old son, Kim Mishkin joins Stacy to share her powerful story about how she transitioned from an abusive marriage and built the strength to fight for her worth. In this episode, Kim and Stacy acknowledge the importance of telling your story, giving yourself time to grow on your own, and finding the balance of the key players needed to help you through your transition.   In this episode you will gain insight on:   Having the courage to come forward about being abused (3:40) How to have ‘the conversation’ about moving forward (6:52) Helpful support networks and resources (8:02, 14:48) The healing process and how to find happiness again (18:54 )   Kim is also a co-founder of Support and Solutions (SAS) for Women. SAS provides divorce support and coaching for women who are considering, in the process of, or recovering from divorce. Since 2012, they have helped women come to terms with questions such as how to prepare for divorce in practical and emotional ways, what are the effects of divorce on children, and how to deal with life after divorce. Their mission is to provide women comprehensive support as they navigate and grow from the process of change and major-life challenges.   Kimberly Mishkin | W: www.sasforwomen.com P: 646-438-5163 E: kmishkinnyc@gmail.com     Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com   Now happily remarried with a three-year-old son, Kim Mishkin joins Stacy to share her powerful story about how she transitioned from an abusive marriage and built the strength to fight for her worth. In this episode, Kim and Stacy acknowledge the importance of telling your story, giving yourself time to grow on your own, and finding the balance of the key players needed to help you through your transition.   In this episode you will gain insight on:   Having the courage to come forward about being abused (3:40) How to have ‘the conversation’ about moving forward (6:52) Helpful support networks and resources (8:02, 14:48) The healing process and how to find happiness again (18:54 )   Kim is also a co-founder of Support and Solutions (SAS) for Women. SAS provides divorce support and coaching for women who are considering, in the process of, or recovering from divorce. Since 2012, they have helped women come to terms with questions such as how to prepare for divorce in practical and emotional ways, what are the effects of divorce on children, and how to deal with life after divorce. Their mission is to provide women comprehensive support as they navigate and grow from the process of change and major-life challenges.   Kimberly Mishkin | W: www.sasforwomen.com P: 646-438-5163 E: kmishkinnyc@gmail.com     Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com  

]]> 2447 no Divorce & Death: Make Sure Your Ex Doesn’t Inherit Your Assets Boo! This Halloween, what is more spooky than having your ex inherit all of your money if you die? Alison Besunder, expert in trust and estate planning, elder law, estate litigation, commercial litigation and intellectual property law, joins Stacy to discuss the importance of an estate plan, particularly when going through a transition, such as divorce.   In this episode, Alison and Stacy highlight the first and most important steps that you should take to help you take the least financially-draining path during this time. Alison reveals the shocking consequences of lacking an estate plan, and how that can impact the most important people in your life. They answer questions that could save yourself from the devastating possibilities of life without a will, such as:   Why do you need an estate plan when you get married vs. getting divorced? (11:38) What happens if your spouse dies during your divorce and there is no will? (16:25) Can your ex-spouse still make the medical decisions for you after divorce? (21:26)   Alison Besunder | W: http://www.besunderlaw.com P: (212) 584-1139 E: alison@besunderlaw.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Tue, 31 Oct 2017 20:10:00 -0000 full Stacy Francis Financially Ever After with Stacy Francis Boo! This Halloween, what is more spooky than having your ex inherit all of your money if you die? Alison Besunder, expert in trust and estate planning, elder law, estate litigation, commercial litigation and intellectual property law, joins Stacy to discuss the importance of an estate plan, particularly when going through a transition, such as divorce.   In this episode, Alison and Stacy highlight the first and most important steps that you should take to help you take the least financially-draining path during this time. Alison reveals the shocking consequences of lacking an estate plan, and how that can impact the most important people in your life. They answer questions that could save yourself from the devastating possibilities of life without a will, such as:   Why do you need an estate plan when you get married vs. getting divorced? (11:38) What happens if your spouse dies during your divorce and there is no will? (16:25) Can your ex-spouse still make the medical decisions for you after divorce? (21:26)   Alison Besunder | W: http://www.besunderlaw.com P: (212) 584-1139 E: alison@besunderlaw.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Boo! This Halloween, what is more spooky than having your ex inherit all of your money if you die? Alison Besunder, expert in trust and estate planning, elder law, estate litigation, commercial litigation and intellectual property law, joins Stacy to discuss the importance of an estate plan, particularly when going through a transition, such as divorce.   In this episode, Alison and Stacy highlight the first and most important steps that you should take to help you take the least financially-draining path during this time. Alison reveals the shocking consequences of lacking an estate plan, and how that can impact the most important people in your life. They answer questions that could save yourself from the devastating possibilities of life without a will, such as:   Why do you need an estate plan when you get married vs. getting divorced? (11:38) What happens if your spouse dies during your divorce and there is no will? (16:25) Can your ex-spouse still make the medical decisions for you after divorce? (21:26)   Alison Besunder | W: http://www.besunderlaw.com P: (212) 584-1139 E: alison@besunderlaw.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2105 no Be a Change Superhero with Jenny Douglas This week, Stacy is joined by Grief & Gratitude workshop creator, Jenny Douglas. Jenny focuses on the importance of curiosity, patience, and standing with a community after divorce. She shares the grieving techniques which helped her find the best version of herself, during her own divorce, and move forward.  And she shares this with the women in her workshops, as well.   In this episode, you will gain insight on:   ·         How to feel gratitude about your marriage regardless of the heartbreak ·         How to gain emotional stability during a big change in your life ·         The importance of not having to rely on your partner for finances   Jenny has achieved an incredible amount since her divorce and inspires others with the unique and stimulating activities in her workshop. To attend a Grief & Gratitude workshop, visit the website provided below.   Jenny Douglas | W: www.thebrooklyncottage.org E: jennydouglas@me.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Tue, 17 Oct 2017 17:40:35 -0000 full Stacy Francis Fananciallyy Ever After with Stacy Francis This week, Stacy is joined by Grief & Gratitude workshop creator, Jenny Douglas. Jenny focuses on the importance of curiosity, patience, and standing with a community after divorce. She shares the grieving techniques which helped her find the best version of herself, during her own divorce, and move forward.  And she shares this with the women in her workshops, as well.   In this episode, you will gain insight on:   ·         How to feel gratitude about your marriage regardless of the heartbreak ·         How to gain emotional stability during a big change in your life ·         The importance of not having to rely on your partner for finances   Jenny has achieved an incredible amount since her divorce and inspires others with the unique and stimulating activities in her workshop. To attend a Grief & Gratitude workshop, visit the website provided below.   Jenny Douglas | W: www.thebrooklyncottage.org E: jennydouglas@me.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com This week, Stacy is joined by Grief & Gratitude workshop creator, Jenny Douglas. Jenny focuses on the importance of curiosity, patience, and standing with a community after divorce. She shares the grieving techniques which helped her find the best version of herself, during her own divorce, and move forward.  And she shares this with the women in her workshops, as well.   In this episode, you will gain insight on:   ·         How to feel gratitude about your marriage regardless of the heartbreak ·         How to gain emotional stability during a big change in your life ·         The importance of not having to rely on your partner for finances   Jenny has achieved an incredible amount since her divorce and inspires others with the unique and stimulating activities in her workshop. To attend a Grief & Gratitude workshop, visit the website provided below.   Jenny Douglas | W: www.thebrooklyncottage.org E: jennydouglas@me.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2133 no Who can you turn to? Elise Pettus helps you build your professional and social support team! This week, Stacy is joined by Elise Pettus. Divorced mom and founder of UNtied, Elise created an online network to connect fellow divorced women and help them re-discover their confidence, post-divorce. In this episode, you will gain insight on:   ü  Conquering the process of divorce and coming out the other side “financially ever after” ü  Pre-divorce tips and help with the grieving process ü  Building a team, including an attorney, specific to your needs   Elise emphasizes that women need both professional and social support during this transition. She recommends that women not look at their split as a tragedy, but rather as a challenging and meaningful opportunity to create a new chapter.   Elise Pettus | W: www.untied.net P: (917) 797-6465 E: elise.pettus@gmail.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Wed, 04 Oct 2017 00:59:15 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week, Stacy is joined by Elise Pettus. Divorced mom and founder of UNtied, Elise created an online network to connect fellow divorced women and help them re-discover their confidence, post-divorce. In this episode, you will gain insight on:   ü  Conquering the process of divorce and coming out the other side “financially ever after” ü  Pre-divorce tips and help with the grieving process ü  Building a team, including an attorney, specific to your needs   Elise emphasizes that women need both professional and social support during this transition. She recommends that women not look at their split as a tragedy, but rather as a challenging and meaningful opportunity to create a new chapter.   Elise Pettus | W: www.untied.net P: (917) 797-6465 E: elise.pettus@gmail.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com This week, Stacy is joined by Elise Pettus. Divorced mom and founder of UNtied, Elise created an online network to connect fellow divorced women and help them re-discover their confidence, post-divorce. In this episode, you will gain insight on:   ü  Conquering the process of divorce and coming out the other side “financially ever after” ü  Pre-divorce tips and help with the grieving process ü  Building a team, including an attorney, specific to your needs   Elise emphasizes that women need both professional and social support during this transition. She recommends that women not look at their split as a tragedy, but rather as a challenging and meaningful opportunity to create a new chapter.   Elise Pettus | W: www.untied.net P: (917) 797-6465 E: elise.pettus@gmail.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 1703 no Entitled to be Happy This week, Deborah Donenfeld recounts the moment she realized that she was entitled to leave her unhappy marriage of 22 years. By allowing herself to grieve and focus on her self-worth and her children, Deborah ultimately freed herself and gained more clarity and control in her financial life.  Deborah Donenfeld | W: www.deborahdonenfeld.com P: 212-675-4420 E: deborah525@gmail.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Tue, 19 Sep 2017 02:33:37 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week, Deborah Donenfeld recounts the moment she realized that she was entitled to leave her unhappy marriage of 22 years. By allowing herself to grieve and focus on her self-worth and her children, Deborah ultimately freed herself and gained more clarity and control in her financial life.  Deborah Donenfeld | W: www.deborahdonenfeld.com P: 212-675-4420 E: deborah525@gmail.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com This week, Deborah Donenfeld recounts the moment she realized that she was entitled to leave her unhappy marriage of 22 years. By allowing herself to grieve and focus on her self-worth and her children, Deborah ultimately freed herself and gained more clarity and control in her financial life. 

Deborah Donenfeld | W: www.deborahdonenfeld.com P: 212-675-4420 E: deborah525@gmail.com

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2234 no Child Custody in Same-Sex Divorces with Caroline Krauss-Browne This week, top matrimonial attorney, Caroline Krauss-Browne, shares how she persevered in her career, going from working part-time to raise her son to becoming a partner at a top New York City law firm. Stacy and Caroline dive into the harsh reality of child custody within same-sex divorces. Are you protected as a legal parent of your child? In this episode, you will hear a powerful pro-bono case Caroline worked on that fought for the right of a non-biological mother.  Caroline Krauss-Browne | W: www.blankrome.com P: (212) 885-5426 E: ckraussbrowne@blankrome.com  Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Sun, 03 Sep 2017 00:50:49 -0000 full Stacy Francis Financially Ever After with Stacy Francis This week, top matrimonial attorney, Caroline Krauss-Browne, shares how she persevered in her career, going from working part-time to raise her son to becoming a partner at a top New York City law firm. Stacy and Caroline dive into the harsh reality of child custody within same-sex divorces. Are you protected as a legal parent of your child? In this episode, you will hear a powerful pro-bono case Caroline worked on that fought for the right of a non-biological mother.  Caroline Krauss-Browne | W: www.blankrome.com P: (212) 885-5426 E: ckraussbrowne@blankrome.com  Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com This week, top matrimonial attorney, Caroline Krauss-Browne, shares how she persevered in her career, going from working part-time to raise her son to becoming a partner at a top New York City law firm.

Stacy and Caroline dive into the harsh reality of child custody within same-sex divorces. Are you protected as a legal parent of your child?

In this episode, you will hear a powerful pro-bono case Caroline worked on that fought for the right of a non-biological mother. 

Caroline Krauss-Browne | W: www.blankrome.com P: (212) 885-5426 E: ckraussbrowne@blankrome.com 

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2609 no Divorce: A Chapter in Deirdre Coupe Hopkins's Life This week, Stacy is joined by friend and single mother, Deirdre Coupe Hopkins as she reflects on her divorce and the role money played in this chapter of her life. After leaving her alcoholic ex-husband, Deirdre raised all four children on her own. With the help of education, family and community, she ultimately gained her financial independence. Deirdre always lives her life with the glass half full mentality and continues to do so 25 years later. Show Contact Info: Deirdre Coupe Hopkins | E: deirdrecoupe@gmail.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Mon, 21 Aug 2017 18:56:50 -0000 full Stacy Francis Financially Ever After Series with Stacy Francis This week, Stacy is joined by friend and single mother, Deirdre Coupe Hopkins as she reflects on her divorce and the role money played in this chapter of her life. After leaving her alcoholic ex-husband, Deirdre raised all four children on her own. With the help of education, family and community, she ultimately gained her financial independence. Deirdre always lives her life with the glass half full mentality and continues to do so 25 years later. Show Contact Info: Deirdre Coupe Hopkins | E: deirdrecoupe@gmail.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com This week, Stacy is joined by friend and single mother, Deirdre Coupe Hopkins as she reflects on her divorce and the role money played in this chapter of her life. After leaving her alcoholic ex-husband, Deirdre raised all four children on her own.

With the help of education, family and community, she ultimately gained her financial independence. Deirdre always lives her life with the glass half full mentality and continues to do so 25 years later.

Show Contact Info:

Deirdre Coupe Hopkins | E: deirdrecoupe@gmail.com

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2175 no Facing the Emotional Fear of Divorce with Liza Caldwell Top New York City divorce coach, Liza Caldwell, joins Stacy to discuss how to navigate her proven approach of the 4 stages of divorce. In this episode, Liza opens up about how going back to school and how being a role model for her children were major turning points in her life. Whether you are contemplating, navigating or recovering from divorce, Stacy and Liza dive into how to overcome the challenges and fears associated with this transition. Liza Caldwell | W: www.sasforwomen.com P: (917)485-1323 E: info@sasforwomen.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com For more programs on Divorce and life after divorce, visit: www.DivorceSourceRadio.com Financially Ever After is a Divorce Source Radio production. Tue, 08 Aug 2017 02:14:17 -0000 full Stacy Francis Financially Ever After with Stacy Francis Top New York City divorce coach, Liza Caldwell, joins Stacy to discuss how to navigate her proven approach of the 4 stages of divorce. In this episode, Liza opens up about how going back to school and how being a role model for her children were major turning points in her life. Whether you are contemplating, navigating or recovering from divorce, Stacy and Liza dive into how to overcome the challenges and fears associated with this transition. Liza Caldwell | W: www.sasforwomen.com P: (917)485-1323 E: info@sasforwomen.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com For more programs on Divorce and life after divorce, visit: www.DivorceSourceRadio.com Financially Ever After is a Divorce Source Radio production. Top New York City divorce coach, Liza Caldwell, joins Stacy to discuss how to navigate her proven approach of the 4 stages of divorce. In this episode, Liza opens up about how going back to school and how being a role model for her children were major turning points in her life. Whether you are contemplating, navigating or recovering from divorce, Stacy and Liza dive into how to overcome the challenges and fears associated with this transition.

Liza Caldwell | W: www.sasforwomen.com P: (917)485-1323 E: info@sasforwomen.com

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

For more programs on Divorce and life after divorce, visit: www.DivorceSourceRadio.com

Financially Ever After is a Divorce Source Radio production.

]]> 2103 no Finding Love After Divorce with Kathy Ellman This week, Stacy chats with successful business woman, caring mother, and friend, Kathy Ellman, as she shares her story of divorce. Stacy and Kathy reflect on her first marriage, the lessons she learnt and how she was able to find love again. She reveals how communication is key in maintaining her relationship, shared finances and teaching the value of money to her three sons. Show Contact Info: Kathy Ellman | W: www.bayardad.com P: (917) 848-6280 E: KathyE@BayardAD.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Tue, 25 Jul 2017 02:24:17 -0000 full Stacy Francis Financially Ever After This week, Stacy chats with successful business woman, caring mother, and friend, Kathy Ellman, as she shares her story of divorce. Stacy and Kathy reflect on her first marriage, the lessons she learnt and how she was able to find love again. She reveals how communication is key in maintaining her relationship, shared finances and teaching the value of money to her three sons. Show Contact Info: Kathy Ellman | W: www.bayardad.com P: (917) 848-6280 E: KathyE@BayardAD.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com This week, Stacy chats with successful business woman, caring mother, and friend, Kathy Ellman, as she shares her story of divorce. Stacy and Kathy reflect on her first marriage, the lessons she learnt and how she was able to find love again. She reveals how communication is key in maintaining her relationship, shared finances and teaching the value of money to her three sons.

Show Contact Info:

Kathy Ellman | W: www.bayardad.com P: (917) 848-6280 E: KathyE@BayardAD.com

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2015 no Mediation and Negotiation Secrets with Jennifer Kouzi Stacy and Jennifer Kouzi, a top matrimonial and family attorney, discuss mistakes you might make when going through divorce, tips for making custody battles go as smoothly as possible and understanding the difference between legal and physical (residential) custody. Ever wondered what your judge is thinking? In this episode, you will gain insight on how judges view your statement of net worth, in order to better prepare yourself for the courtroom.  Jennifer Kouzi | W: http://www.kkallp.com/   P: 212-921-5526 E: jennifer@kkallp.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Wed, 12 Jul 2017 21:36:31 -0000 full Stacy Francis Stacy Francis with Jennifer Kouzi Stacy and Jennifer Kouzi, a top matrimonial and family attorney, discuss mistakes you might make when going through divorce, tips for making custody battles go as smoothly as possible and understanding the difference between legal and physical (residential) custody. Ever wondered what your judge is thinking? In this episode, you will gain insight on how judges view your statement of net worth, in order to better prepare yourself for the courtroom.  Jennifer Kouzi | W: http://www.kkallp.com/   P: 212-921-5526 E: jennifer@kkallp.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Stacy and Jennifer Kouzi, a top matrimonial and family attorney, discuss mistakes you might make when going through divorce, tips for making custody battles go as smoothly as possible and understanding the difference between legal and physical (residential) custody. Ever wondered what your judge is thinking? In this episode, you will gain insight on how judges view your statement of net worth, in order to better prepare yourself for the courtroom. 

Jennifer Kouzi | W: http://www.kkallp.com/   P: 212-921-5526 E: jennifer@kkallp.com

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 2155 no The Skin Above My Knee: Marcia Butler’s Personal Story This week, Financially Ever After welcomes Marcia Butler, author of The Skin Above My Knee. Marcia shares how listening to music starting at the age of 4 saved her life and was ultimately the reason she survived an abusive childhood. Marcia Butler's difficult childhood experiences led her to pick men that were not good for her, later in life. Three divorces later, Marcia talks about the tools she used to survive divorce and for thriving in her new single life.  Marcia Butler | W: http://marciabutlerauthor.com/book  P: (718) 937-4220 E: marcia@marciabutler.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Wed, 12 Jul 2017 21:33:00 -0000 full Stacy Francis Stacy Francis with Marcia Butler This week, Financially Ever After welcomes Marcia Butler, author of The Skin Above My Knee. Marcia shares how listening to music starting at the age of 4 saved her life and was ultimately the reason she survived an abusive childhood. Marcia Butler's difficult childhood experiences led her to pick men that were not good for her, later in life. Three divorces later, Marcia talks about the tools she used to survive divorce and for thriving in her new single life.  Marcia Butler | W: http://marciabutlerauthor.com/book  P: (718) 937-4220 E: marcia@marciabutler.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com This week, Financially Ever After welcomes Marcia Butler, author of The Skin Above My Knee. Marcia shares how listening to music starting at the age of 4 saved her life and was ultimately the reason she survived an abusive childhood. Marcia Butler's difficult childhood experiences led her to pick men that were not good for her, later in life. Three divorces later, Marcia talks about the tools she used to survive divorce and for thriving in her new single life. 

Marcia Butler | W: http://marciabutlerauthor.com/book  P: (718) 937-4220 E: marcia@marciabutler.com

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

]]> 1934 no Moving Forward: Navigating Divorce Grief Award-winning financial advisor, Stacy Francis, debuts her “Financially Ever After” podcast and interviews life, career and grief coach, Nesreen Mahmoud. Together, they discuss the grief involved in the divorce process, financial mistakes to avoid and how best to take care of yourself in order to move forward in this new chapter of your life in a positive way. You will receive access to a wellness tracking sheet, learn about the Ostrich effect and hear a sneak preview of episodes to come. Nesreen Mahmoud | W: http://www.harborlightcoaching.com/ P: 917-830-6863 E: Nesreen@harborlightcoaching.com  Free gift for podcast listeners (wellness tracking sheet): www.harborlightcoaching.com/everafter Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Wed, 12 Jul 2017 21:30:13 -0000 full Stacy Francis Stacy Francis with Nesreen Mahmoud Award-winning financial advisor, Stacy Francis, debuts her “Financially Ever After” podcast and interviews life, career and grief coach, Nesreen Mahmoud. Together, they discuss the grief involved in the divorce process, financial mistakes to avoid and how best to take care of yourself in order to move forward in this new chapter of your life in a positive way. You will receive access to a wellness tracking sheet, learn about the Ostrich effect and hear a sneak preview of episodes to come. Nesreen Mahmoud | W: http://www.harborlightcoaching.com/ P: 917-830-6863 E: Nesreen@harborlightcoaching.com  Free gift for podcast listeners (wellness tracking sheet): www.harborlightcoaching.com/everafter Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Award-winning financial advisor, Stacy Francis, debuts her “Financially Ever After” podcast and interviews life, career and grief coach, Nesreen Mahmoud. Together, they discuss the grief involved in the divorce process, financial mistakes to avoid and how best to take care of yourself in order to move forward in this new chapter of your life in a positive way. You will receive access to a wellness tracking sheet, learn about the Ostrich effect and hear a sneak preview of episodes to come.

Nesreen Mahmoud | W: http://www.harborlightcoaching.com/ P: 917-830-6863 E: Nesreen@harborlightcoaching.com 

Free gift for podcast listeners (wellness tracking sheet): www.harborlightcoaching.com/everafter

Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

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