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    <title>No Payne No Gain</title>
    <language>en</language>
    <copyright>2026 Red Apple Media</copyright>
    <description>Ryan Payne is the president of Payne Capital Management and the host of No Payne No Gain, airing Saturdays from 2PM to 3PM on 77 WABC Radio. With years of experience in wealth management and financial planning, Ryan brings an entrepreneur’s mindset and a free-thinking approach to the world of investing. On the show, he breaks down market trends, investment strategies, financial planning, and the behavioral side of money in a way that is practical, direct, and easy to understand. Drawing from his background as a top advisor at Merrill Lynch, his leadership at PCM, and the investment philosophy developed alongside his father, Bob Payne, Ryan helps listeners think smarter about building wealth, navigating volatility, and making confident financial decisions.</description>
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      <title>No Payne No Gain</title>
    </image>
    <itunes:type>episodic</itunes:type>
    <itunes:subtitle>WLIR FM &amp;  77 WABC </itunes:subtitle>
    <itunes:author>77 WABC</itunes:author>
    <itunes:summary>Ryan Payne is the president of Payne Capital Management and the host of No Payne No Gain, airing Saturdays from 2PM to 3PM on 77 WABC Radio. With years of experience in wealth management and financial planning, Ryan brings an entrepreneur’s mindset and a free-thinking approach to the world of investing. On the show, he breaks down market trends, investment strategies, financial planning, and the behavioral side of money in a way that is practical, direct, and easy to understand. Drawing from his background as a top advisor at Merrill Lynch, his leadership at PCM, and the investment philosophy developed alongside his father, Bob Payne, Ryan helps listeners think smarter about building wealth, navigating volatility, and making confident financial decisions.</itunes:summary>
    <content:encoded>
      <![CDATA[<p>Ryan Payne is the president of Payne Capital Management and the host of No Payne No Gain, airing Saturdays from 2PM to 3PM on 77 WABC Radio. With years of experience in wealth management and financial planning, Ryan brings an entrepreneur’s mindset and a free-thinking approach to the world of investing. On the show, he breaks down market trends, investment strategies, financial planning, and the behavioral side of money in a way that is practical, direct, and easy to understand. Drawing from his background as a top advisor at Merrill Lynch, his leadership at PCM, and the investment philosophy developed alongside his father, Bob Payne, Ryan helps listeners think smarter about building wealth, navigating volatility, and making confident financial decisions.</p>]]>
    </content:encoded>
    <itunes:owner>
      <itunes:name>77 WABC</itunes:name>
      <itunes:email>podcast@wabcradio.com</itunes:email>
    </itunes:owner>
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    <itunes:category text="Business">
      <itunes:category text="Investing"/>
    </itunes:category>
    <item>
      <title>Adam Johnson | 05-23-26</title>
      <description>Ryan Payne has on Adam Johnson, who explores the expanding landscape of artificial intelligence and its impact on modern market dynamics. He argues that while algorithmic trading often suppresses immediate stock reactions to strong earnings, the underlying value of AI leaders remains high because their growth rates far outpace their current valuations. Beyond high-profile chipmakers, the discussion emphasizes a broad infrastructure trade encompassing data centers, specialized cooling systems, and power generation, which creates significant opportunities in the physical components of the digital revolution.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 23 May 2026 19:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ryan Payne has on Adam Johnson, who explores the expanding landscape of artificial intelligence and its impact on modern market dynamics. He argues that while algorithmic trading often suppresses immediate stock reactions to strong earnings, the underlying value of AI leaders remains high because their growth rates far outpace their current valuations. Beyond high-profile chipmakers, the discussion emphasizes a broad infrastructure trade encompassing data centers, specialized cooling systems, and power generation, which creates significant opportunities in the physical components of the digital revolution.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ryan Payne has on Adam Johnson, who explores the expanding landscape of artificial intelligence and its impact on modern market dynamics. He argues that while algorithmic trading often suppresses immediate stock reactions to strong earnings, the underlying value of AI leaders remains high because their growth rates far outpace their current valuations. Beyond high-profile chipmakers, the discussion emphasizes a broad infrastructure trade encompassing data centers, specialized cooling systems, and power generation, which creates significant opportunities in the physical components of the digital revolution.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>872</itunes:duration>
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    <item>
      <title>Bob Payne | 05-23-26</title>
      <description>Bob and Ryan Payne argue that the resilient economy and record-high markets are already looking past geopolitical conflicts and inflationary pressures. They caution that traditional portfolios are currently too concentrated in technology stocks, which often fail to serve as an effective inflation hedge compared to commodities or international markets. To combat the rising cost of living, the hosts advocate for a diversified, forward-looking strategy that prioritizes consistent cash flow and dividends over speculative individual stock picking.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 23 May 2026 19:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Bob and Ryan Payne argue that the resilient economy and record-high markets are already looking past geopolitical conflicts and inflationary pressures. They caution that traditional portfolios are currently too concentrated in technology stocks, which often fail to serve as an effective inflation hedge compared to commodities or international markets. To combat the rising cost of living, the hosts advocate for a diversified, forward-looking strategy that prioritizes consistent cash flow and dividends over speculative individual stock picking.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Bob and Ryan Payne argue that the resilient economy and record-high markets are already looking past geopolitical conflicts and inflationary pressures. They caution that traditional portfolios are currently too concentrated in technology stocks, which often fail to serve as an effective inflation hedge compared to commodities or international markets. To combat the rising cost of living, the hosts advocate for a diversified, forward-looking strategy that prioritizes consistent cash flow and dividends over speculative individual stock picking.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>631</itunes:duration>
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    <item>
      <title> No Payne No Gain | 05-23-26</title>
      <description>Ryan Payne and his guests discuss a resilient American economy that appears capable of sustaining growth despite high interest rates and persistent inflation. The conversation transitions from a macroeconomic analysis of historical market cycles to a specific focus on the AI revolution, highlighting how emerging technologies are driving a massive surge in infrastructure demand, energy consumption, and high-profile IPOs. The participants weigh the excitement of this technological boom against potential risks, such as speculative bubbles reminiscent of the late 1990s and the increasing unaffordability of housing for younger generations.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 23 May 2026 19:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ryan Payne and his guests discuss a resilient American economy that appears capable of sustaining growth despite high interest rates and persistent inflation. The conversation transitions from a macroeconomic analysis of historical market cycles to a specific focus on the AI revolution, highlighting how emerging technologies are driving a massive surge in infrastructure demand, energy consumption, and high-profile IPOs. The participants weigh the excitement of this technological boom against potential risks, such as speculative bubbles reminiscent of the late 1990s and the increasing unaffordability of housing for younger generations.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ryan Payne and his guests discuss a resilient American economy that appears capable of sustaining growth despite high interest rates and persistent inflation. The conversation transitions from a macroeconomic analysis of historical market cycles to a specific focus on the AI revolution, highlighting how emerging technologies are driving a massive surge in infrastructure demand, energy consumption, and high-profile IPOs. The participants weigh the excitement of this technological boom against potential risks, such as speculative bubbles reminiscent of the late 1990s and the increasing unaffordability of housing for younger generations.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3778</itunes:duration>
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    <item>
      <title> No Payne No Gain | 05-16-26</title>
      <description>On today's episode, Ryan Payne and his co-hosts provide a multifaceted look at the resiliency of the American economy despite persistent inflationary pressures. The discussion balances optimism regarding record-breaking stock market highs and the AI-driven industrial revolution against cautionary advice for aging Baby Boomers to diversify their portfolios and secure fixed-income assets. Key segments explore shifting labor market demographics, the strategic necessity of energy independence, and the emergence of domestic rare earth mining to reduce critical supply chain reliance on China.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 16 May 2026 19:11:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>On today's episode, Ryan Payne and his co-hosts provide a multifaceted look at the resiliency of the American economy despite persistent inflationary pressures. The discussion balances optimism regarding record-breaking stock market highs and the AI-driven industrial revolution against cautionary advice for aging Baby Boomers to diversify their portfolios and secure fixed-income assets. Key segments explore shifting labor market demographics, the strategic necessity of energy independence, and the emergence of domestic rare earth mining to reduce critical supply chain reliance on China.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>On today's episode, Ryan Payne and his co-hosts provide a multifaceted look at the resiliency of the American economy despite persistent inflationary pressures. The discussion balances optimism regarding record-breaking stock market highs and the AI-driven industrial revolution against cautionary advice for aging Baby Boomers to diversify their portfolios and secure fixed-income assets. Key segments explore shifting labor market demographics, the strategic necessity of energy independence, and the emergence of domestic rare earth mining to reduce critical supply chain reliance on China.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3668</itunes:duration>
      <guid isPermaLink="false"><![CDATA[0b35bf42-515b-11f1-b6ff-93635e0cede5]]></guid>
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    </item>
    <item>
      <title>Barbara Humpton | 05-16-26</title>
      <description>Ryan Payne interviews Barbara Humpton, CEO of USA Rare Earth, regarding the strategic imperative to rebuild a domestic rare earth element supply chain to end reliance on Chinese monopolies. She explains how the U.S. government is mitigating market risks through floor prices and long-term offtake agreements, providing the "economic certainty" needed to protect local miners from predatory price dumping. The conversation highlights a shift toward a collaborative industry ecosystem and underscores that securing these minerals—essential for magnets and technology—is a critical bipartisan priority for national security.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 16 May 2026 19:09:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ryan Payne interviews Barbara Humpton, CEO of USA Rare Earth, regarding the strategic imperative to rebuild a domestic rare earth element supply chain to end reliance on Chinese monopolies. She explains how the U.S. government is mitigating market risks through floor prices and long-term offtake agreements, providing the "economic certainty" needed to protect local miners from predatory price dumping. The conversation highlights a shift toward a collaborative industry ecosystem and underscores that securing these minerals—essential for magnets and technology—is a critical bipartisan priority for national security.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ryan Payne interviews Barbara Humpton, CEO of USA Rare Earth, regarding the strategic imperative to rebuild a domestic rare earth element supply chain to end reliance on Chinese monopolies. She explains how the U.S. government is mitigating market risks through floor prices and long-term offtake agreements, providing the "economic certainty" needed to protect local miners from predatory price dumping. The conversation highlights a shift toward a collaborative industry ecosystem and underscores that securing these minerals—essential for magnets and technology—is a critical bipartisan priority for national security.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>761</itunes:duration>
      <guid isPermaLink="false"><![CDATA[b538283c-515a-11f1-a3a4-376682580d21]]></guid>
      <enclosure url="https://chrt.fm/track/2FE782/traffic.megaphone.fm/WABC2886350562.mp3" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bob Payne | 05-16-26</title>
      <description>Ryan Payne brings on his father Bob Payne to analyze the current "tale of two cities" in the economy, where record-breaking corporate earnings and an AI-driven market boom are clashing with rising inflation and geopolitical risks. They caution that the ongoing bull market may be masking over-concentration and excessive risk, particularly for investors heavily weighted in the "Magnificent Seven" tech stocks or overlapping growth funds. To mitigate these dangers, they suggest that retirees should take profits and transition into individual bonds rather than bond funds to ensure a predictable return of capital. Conversely, younger investors are encouraged to embrace volatility and pursue a globally diversified strategy that includes commodities and broad equity exposure to hedge against inflation and maximize long-term compounding.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 16 May 2026 19:09:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ryan Payne brings on his father Bob Payne to analyze the current "tale of two cities" in the economy, where record-breaking corporate earnings and an AI-driven market boom are clashing with rising inflation and geopolitical risks. They caution that the ongoing bull market may be masking over-concentration and excessive risk, particularly for investors heavily weighted in the "Magnificent Seven" tech stocks or overlapping growth funds. To mitigate these dangers, they suggest that retirees should take profits and transition into individual bonds rather than bond funds to ensure a predictable return of capital. Conversely, younger investors are encouraged to embrace volatility and pursue a globally diversified strategy that includes commodities and broad equity exposure to hedge against inflation and maximize long-term compounding.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ryan Payne brings on his father Bob Payne to analyze the current "tale of two cities" in the economy, where record-breaking corporate earnings and an AI-driven market boom are clashing with rising inflation and geopolitical risks. They caution that the ongoing bull market may be masking over-concentration and excessive risk, particularly for investors heavily weighted in the "Magnificent Seven" tech stocks or overlapping growth funds. To mitigate these dangers, they suggest that retirees should take profits and transition into individual bonds rather than bond funds to ensure a predictable return of capital. Conversely, younger investors are encouraged to embrace volatility and pursue a globally diversified strategy that includes commodities and broad equity exposure to hedge against inflation and maximize long-term compounding.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>734</itunes:duration>
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    </item>
    <item>
      <title>Rich Antoniello | 05-09-26</title>
      <description>Ryan Payne talks with Rich Antoniello, founder and former CEO of Complex Networks, about media CEO pay, the challenges of running a profitable media business, and why executive compensation in the industry has become so high. They also break down cable news, carriage fees, declining ratings, digital media, podcasts, YouTube, live events, and why owning your audience directly can be more valuable than traditional TV exposure.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 12 May 2026 15:29:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ryan Payne talks with Rich Antoniello, founder and former CEO of Complex Networks, about media CEO pay, the challenges of running a profitable media business, and why executive compensation in the industry has become so high. They also break down cable news, carriage fees, declining ratings, digital media, podcasts, YouTube, live events, and why owning your audience directly can be more valuable than traditional TV exposure.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ryan Payne talks with Rich Antoniello, founder and former CEO of Complex Networks, about media CEO pay, the challenges of running a profitable media business, and why executive compensation in the industry has become so high. They also break down cable news, carriage fees, declining ratings, digital media, podcasts, YouTube, live events, and why owning your audience directly can be more valuable than traditional TV exposure.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>1136</itunes:duration>
      <guid isPermaLink="false"><![CDATA[5f0bbeb0-4e17-11f1-99c5-17ed8559e12c]]></guid>
      <enclosure url="https://chrt.fm/track/2FE782/traffic.megaphone.fm/WABC6636059012.mp3?updated=1778605535" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Bob Payne | 05-09-26</title>
      <description>Ryan Payne and Bob Payne break down the market’s record highs, strong earnings, job growth, inflation, oil prices, and why they believe the economy still has room to run. They also discuss AI-driven productivity, the labor market, the risk of higher rates, and how investors should think about stocks, bonds, and staying fully invested in a big booming bull market.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 12 May 2026 15:22:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ryan Payne and Bob Payne break down the market’s record highs, strong earnings, job growth, inflation, oil prices, and why they believe the economy still has room to run. They also discuss AI-driven productivity, the labor market, the risk of higher rates, and how investors should think about stocks, bonds, and staying fully invested in a big booming bull market.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ryan Payne and Bob Payne break down the market’s record highs, strong earnings, job growth, inflation, oil prices, and why they believe the economy still has room to run. They also discuss AI-driven productivity, the labor market, the risk of higher rates, and how investors should think about stocks, bonds, and staying fully invested in a big booming bull market.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>858</itunes:duration>
      <guid isPermaLink="false"><![CDATA[5c9b55a6-4e16-11f1-8e4d-57e4c72cd92a]]></guid>
      <enclosure url="https://chrt.fm/track/2FE782/traffic.megaphone.fm/WABC5961757989.mp3?updated=1778605510" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>No Payne No Gain | 05-09-26</title>
      <description>Ryan Payne breaks down the market’s continued climb despite Middle East uncertainty, higher gas prices, inflation concerns, and questions around the labor market. Ryan and Producer B discuss strong earnings, AI-driven productivity, baby boomer spending, housing pressure, foreclosures, consumer spending, shrinkflation, LIV Golf, quarterly earnings, crypto, March Madness, and the future of media. Ryan is also joined by Bob Payne for a deeper look at record market highs, jobs, inflation, oil, bonds, and how investors should position their portfolios. Plus, Rich Antoniello, founder and former CEO of Complex Networks, joins the show to talk media CEO pay, cable news, carriage fees, digital media, podcasts, and how modern media brands make money.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 12 May 2026 15:19:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ryan Payne breaks down the market’s continued climb despite Middle East uncertainty, higher gas prices, inflation concerns, and questions around the labor market. Ryan and Producer B discuss strong earnings, AI-driven productivity, baby boomer spending, housing pressure, foreclosures, consumer spending, shrinkflation, LIV Golf, quarterly earnings, crypto, March Madness, and the future of media. Ryan is also joined by Bob Payne for a deeper look at record market highs, jobs, inflation, oil, bonds, and how investors should position their portfolios. Plus, Rich Antoniello, founder and former CEO of Complex Networks, joins the show to talk media CEO pay, cable news, carriage fees, digital media, podcasts, and how modern media brands make money.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ryan Payne breaks down the market’s continued climb despite Middle East uncertainty, higher gas prices, inflation concerns, and questions around the labor market. Ryan and Producer B discuss strong earnings, AI-driven productivity, baby boomer spending, housing pressure, foreclosures, consumer spending, shrinkflation, LIV Golf, quarterly earnings, crypto, March Madness, and the future of media. Ryan is also joined by Bob Payne for a deeper look at record market highs, jobs, inflation, oil, bonds, and how investors should position their portfolios. Plus, Rich Antoniello, founder and former CEO of Complex Networks, joins the show to talk media CEO pay, cable news, carriage fees, digital media, podcasts, and how modern media brands make money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3603</itunes:duration>
      <guid isPermaLink="false"><![CDATA[f20cab68-4e15-11f1-9edc-7b0c3a636b56]]></guid>
      <enclosure url="https://chrt.fm/track/2FE782/traffic.megaphone.fm/WABC6386747652.mp3?updated=1778605556" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Noble Black | 05-02-26</title>
      <description>Ryan Payne talks with Noble Black of The Corcoran Group about New York City’s intense spring real estate market. They break down rising rents, shrinking supply, broker fees, proposed pied-a-terre taxes, and why political quick fixes may make affordability worse. Noble also explains what renters and buyers should do now, including knowing the market, preparing financial documents, cleaning up credit issues, and being ready to move fast in a competitive market.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 12 May 2026 15:07:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ryan Payne talks with Noble Black of The Corcoran Group about New York City’s intense spring real estate market. They break down rising rents, shrinking supply, broker fees, proposed pied-a-terre taxes, and why political quick fixes may make affordability worse. Noble also explains what renters and buyers should do now, including knowing the market, preparing financial documents, cleaning up credit issues, and being ready to move fast in a competitive market.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ryan Payne talks with Noble Black of The Corcoran Group about New York City’s intense spring real estate market. They break down rising rents, shrinking supply, broker fees, proposed pied-a-terre taxes, and why political quick fixes may make affordability worse. Noble also explains what renters and buyers should do now, including knowing the market, preparing financial documents, cleaning up credit issues, and being ready to move fast in a competitive market.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>811</itunes:duration>
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    </item>
    <item>
      <title>No Payne No Gain | 05-02-26</title>
      <description>Ryan Payne breaks down a big week in the markets, including the tech rebound, AI spending, strong earnings, inflation, oil prices, and why the economy remains resilient despite global uncertainty. Ryan also talks with Noble Black of The Corcoran Group about New York City real estate, rising rents, limited supply, broker fees, and what buyers and renters should know in today’s market. The show also covers credit card debt, streaming wars, small colleges, trade careers, the WNBA’s rise, ETFs, dividend stocks, and long-term investing.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 12 May 2026 15:04:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ryan Payne breaks down a big week in the markets, including the tech rebound, AI spending, strong earnings, inflation, oil prices, and why the economy remains resilient despite global uncertainty. Ryan also talks with Noble Black of The Corcoran Group about New York City real estate, rising rents, limited supply, broker fees, and what buyers and renters should know in today’s market. The show also covers credit card debt, streaming wars, small colleges, trade careers, the WNBA’s rise, ETFs, dividend stocks, and long-term investing.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ryan Payne breaks down a big week in the markets, including the tech rebound, AI spending, strong earnings, inflation, oil prices, and why the economy remains resilient despite global uncertainty. Ryan also talks with Noble Black of The Corcoran Group about New York City real estate, rising rents, limited supply, broker fees, and what buyers and renters should know in today’s market. The show also covers credit card debt, streaming wars, small colleges, trade careers, the WNBA’s rise, ETFs, dividend stocks, and long-term investing.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3881</itunes:duration>
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      <title>Bob Payne | 04-25-26</title>
      <description>Ryan Payne is joined by his father, Bob Payne, for a market-focused conversation on inflation, cash, investing, and why they believe the economy remains stronger than many headlines suggest. Ryan and Bob break down the risks of sitting on cash, the impact of rising costs, record highs in the S&amp;P 500 and NASDAQ, strong corporate earnings, and how AI and productivity gains could continue supporting the market. They also discuss the disconnect between consumer sentiment and consumer spending, why uncertainty can create opportunity for long-term investors, and the importance of staying diversified through low-cost ETFs, small and mid-sized companies, and emerging markets.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 12 May 2026 14:59:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ryan Payne is joined by his father, Bob Payne, for a market-focused conversation on inflation, cash, investing, and why they believe the economy remains stronger than many headlines suggest. Ryan and Bob break down the risks of sitting on cash, the impact of rising costs, record highs in the S&amp;P 500 and NASDAQ, strong corporate earnings, and how AI and productivity gains could continue supporting the market. They also discuss the disconnect between consumer sentiment and consumer spending, why uncertainty can create opportunity for long-term investors, and the importance of staying diversified through low-cost ETFs, small and mid-sized companies, and emerging markets.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ryan Payne is joined by his father, Bob Payne, for a market-focused conversation on inflation, cash, investing, and why they believe the economy remains stronger than many headlines suggest. Ryan and Bob break down the risks of sitting on cash, the impact of rising costs, record highs in the S&amp;P 500 and NASDAQ, strong corporate earnings, and how AI and productivity gains could continue supporting the market. They also discuss the disconnect between consumer sentiment and consumer spending, why uncertainty can create opportunity for long-term investors, and the importance of staying diversified through low-cost ETFs, small and mid-sized companies, and emerging markets.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>727</itunes:duration>
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      <enclosure url="https://chrt.fm/track/2FE782/traffic.megaphone.fm/WABC9736853056.mp3?updated=1778605239" length="0" type="audio/mpeg"/>
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      <title>Glen Kunofsky | 04-25-26</title>
      <description>On this episode of No Payne No Gain, Ryan Payne sits down with Glen Kunofsky, CEO of Surmount Realty, for a conversation on the future of New York City real estate. They discuss concerns over new tax proposals, anti-business policies, high-net-worth individuals leaving the city, and how political uncertainty could impact commercial and residential real estate. Ryan and Glen also break down why businesses are expanding into places like Florida, Phoenix, and Boston, what rising interest rates mean for buyers, and why timing the real estate market is nearly impossible. From housing affordability to the pressure facing middle-class buyers, the episode looks at whether New York real estate is still worth the risk and what investors, homeowners, and business owners should be watching next.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 12 May 2026 14:55:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>On this episode of No Payne No Gain, Ryan Payne sits down with Glen Kunofsky, CEO of Surmount Realty, for a conversation on the future of New York City real estate. They discuss concerns over new tax proposals, anti-business policies, high-net-worth individuals leaving the city, and how political uncertainty could impact commercial and residential real estate. Ryan and Glen also break down why businesses are expanding into places like Florida, Phoenix, and Boston, what rising interest rates mean for buyers, and why timing the real estate market is nearly impossible. From housing affordability to the pressure facing middle-class buyers, the episode looks at whether New York real estate is still worth the risk and what investors, homeowners, and business owners should be watching next.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>On this episode of No Payne No Gain, Ryan Payne sits down with Glen Kunofsky, CEO of Surmount Realty, for a conversation on the future of New York City real estate. They discuss concerns over new tax proposals, anti-business policies, high-net-worth individuals leaving the city, and how political uncertainty could impact commercial and residential real estate. Ryan and Glen also break down why businesses are expanding into places like Florida, Phoenix, and Boston, what rising interest rates mean for buyers, and why timing the real estate market is nearly impossible. From housing affordability to the pressure facing middle-class buyers, the episode looks at whether New York real estate is still worth the risk and what investors, homeowners, and business owners should be watching next.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>720</itunes:duration>
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      <enclosure url="https://chrt.fm/track/2FE782/traffic.megaphone.fm/WABC4148543503.mp3?updated=1778605216" length="0" type="audio/mpeg"/>
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    <item>
      <title>No Payne No Gain | 04-25-26</title>
      <description>On the debut episode of No Payne No Gain, Ryan Payne returns to 77 WABC Radio to break down the biggest money stories impacting investors, homeowners, business owners, and everyday Americans. Ryan discusses why the stock market continues to climb despite geopolitical risk, elevated oil prices, inflation concerns, and uncertainty in the Middle East. He also explains how artificial intelligence, automation, strong corporate earnings, and American productivity are helping drive the economy forward. Ryan is joined by Glen Kunofsky, CEO of Surmount Realty, for a conversation on New York City real estate, tax policy, business confidence, and whether companies and high-net-worth individuals may continue leaving the city. The episode also covers data centers, AI’s impact on jobs, the labor market, credit card debt, housing affordability, and practical ways to think about investing, inflation, and keeping money working for the long term.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 12 May 2026 13:13:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>77 WABC</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>On the debut episode of No Payne No Gain, Ryan Payne returns to 77 WABC Radio to break down the biggest money stories impacting investors, homeowners, business owners, and everyday Americans. Ryan discusses why the stock market continues to climb despite geopolitical risk, elevated oil prices, inflation concerns, and uncertainty in the Middle East. He also explains how artificial intelligence, automation, strong corporate earnings, and American productivity are helping drive the economy forward. Ryan is joined by Glen Kunofsky, CEO of Surmount Realty, for a conversation on New York City real estate, tax policy, business confidence, and whether companies and high-net-worth individuals may continue leaving the city. The episode also covers data centers, AI’s impact on jobs, the labor market, credit card debt, housing affordability, and practical ways to think about investing, inflation, and keeping money working for the long term.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>On the debut episode of No Payne No Gain, Ryan Payne returns to 77 WABC Radio to break down the biggest money stories impacting investors, homeowners, business owners, and everyday Americans. Ryan discusses why the stock market continues to climb despite geopolitical risk, elevated oil prices, inflation concerns, and uncertainty in the Middle East. He also explains how artificial intelligence, automation, strong corporate earnings, and American productivity are helping drive the economy forward. Ryan is joined by Glen Kunofsky, CEO of Surmount Realty, for a conversation on New York City real estate, tax policy, business confidence, and whether companies and high-net-worth individuals may continue leaving the city. The episode also covers data centers, AI’s impact on jobs, the labor market, credit card debt, housing affordability, and practical ways to think about investing, inflation, and keeping money working for the long term.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3484</itunes:duration>
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