The Property Nomads Podcast

uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

5 top lessons from 5 years of podcasting

Thu, 27 Feb 2025 00:00:00 -0000

In the penultimate episode of the show, Rob reflects on five top lessons learned from over five years of podcasting, emphasising the importance of having a clear goal, maintaining consistency by never missing an episode, and being authentic to oneself throughout the journey.

KEY TAKEAWAYS

It's essential to define the purpose of your podcast. Whether it's to build a brand, connect with customers, or simply share your interests, having a clear goal will guide your content and strategy.
Consistency is crucial in podcasting. Sticking to a regular schedule helps build trust and rapport with your audience, ensuring they know when to expect new content.
Authenticity resonates with listeners. Embrace your personality and experiences, as being genuine helps foster a deeper connection with your audience.
Be open to evolving your podcast based on feedback and changing circumstances. Experimenting with different formats or topics can enhance your content and keep it fresh.
Effective branding is vital for recognition. Utilise merchandise and maintain consistent branding across platforms to create touchpoints that help listeners identify and engage with your podcast.

BEST MOMENTS

"When you get started in podcasting, it is very important to understand why you're doing it."

"In five years, we have never missed an episode because listeners love consistency."

"The key thing is just to be yourself. And hopefully that natural ambience has come through in the content."

"Never be afraid to adapt and to change if necessary."

"Do brand yourself properly. Make sure the branding is consistent across all your social medias."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

The future of housing is price positive

Mon, 24 Feb 2025 00:00:00 -0000

Rob looks at the future of housing in the UK, emphasising the fundamental principles of supply and demand., examining the ongoing challenges in the housing market, including the impact of government policies, labor shortages, and inflation on property prices and rents.

KEY TAKEAWAYS

The fundamental principle of supply and demand plays a crucial role in the housing market. When demand exceeds supply, prices are likely to rise, while an oversupply can lead to price decreases.
Historical evidence suggests that rent controls do not effectively manage housing prices. Attempts to cap prices often lead to unintended consequences, such as increased rents in social housing.
To address the housing crisis, there is a pressing need for the government to significantly increase the supply of homes. Building 300,000 homes annually is essential to meet demand, but current labor shortages and policy inconsistencies hinder this goal.
Impact of Inflation on Housing: Inflation tends to push up asset prices, including housing. While there may be market corrections, the long-term trend indicates that housing prices will generally rise due to inflationary pressures.
Importance of Market Understanding: Investors should prioritise understanding the economic factors influencing the housing market. Knowledge of market cycles, timing, and economic principles is vital for making informed investment decisions and avoiding potential pitfalls.

BEST MOMENTS

"If you try and tinker too much with supply and demand then the chances are it's going to backfire on you."

"The one way to fix house prices, if that is what needs fixing, is by building, building, building, and building it down quickly."

"Inflation is probably the ultimate tax of them all... it will push up the price of an asset."

"Demand for housing in the UK is going to be far higher than supply for a very, very long time."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Will commercial property rebound moving forwards?

Thu, 20 Feb 2025 00:00:00 -0000

Rob talks about the current state and future prospects of the commercial property market, contrasting it with the residential sector discussed in previous episodes, reflecting on the market's trajectory from the post-financial crisis boom to the challenges posed by the COVID-19 pandemic, including shifts in work culture and rising mortgage rates.

KEY TAKEAWAYS

Commercial Property Market Challenges: The commercial property sector is facing significant challenges due to cultural shifts towards remote work, leading to lower occupancy rates and potential financial strain on landlords.

Impact of Rising Mortgage Rates: Many property owners who secured low mortgage rates between 2010 and 2021 may face difficulties as they refinance at much higher rates, which could lead to increased financial pressure and potential property sales.

Skepticism Towards Economic Data: There is a strong belief that the economic data being reported is misleading, with a suggestion that the UK economy is not as healthy as portrayed, which could lead to a downturn in the commercial property sector.

Opportunities Amidst Challenges: Despite the negative outlook for the commercial property market, there may be opportunities for investors to acquire properties at lower prices, especially as more buildings become available due to financial distress among owners.

BEST MOMENTS

"Commercial property is something that we have touched upon on the Property Nomads podcast as well because things aren't quite adding up."

"If you're a landlord and your tenancy is a bit mass ominous, more or less 50-50, and your mortgage rate is gonna double or treble, that's more going out of your back pocket."

"I think that the commercial property sector is at some point going to collapse."

"Although people will say, you know, the markets are in recovery, I disagree with that sentiment. I think it's going to go the other way."

"If there are potentially more commercial units that need to be filled... this provides opportunities for buyers."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

The top 7 TPN podcasts that you need to listen to

Mon, 17 Feb 2025 00:00:00 -0000

Rob talks about the top seven most popular episodes based on download numbers, highlighting the valuable insights shared by various guests. From monetising podcasts with Robin Pearson to exploring tax-efficient strategies for self-administered pension schemes with Simon King, each episode offers a wealth of knowledge for property enthusiasts.

KEY TAKEAWAYS

Episode 114 discusses various ways to monetise a podcast, including subscription services, platforms like Substack, and Patreon, emphasising that there are multiple avenues for podcasters to generate income.

Several episodes feature expert guests who share their extensive knowledge on specific property topics, such as Buy-to-Lets, flipping properties, and utilising self-administered pension schemes (SAS) for property investment.

The episodes mentioned contain valuable and relevant information that remains applicable over time, although listeners are advised to verify details due to potential changes in regulations and market conditions.

BEST MOMENTS

"No matter whenever you get started in podcasting, there is always a way in which you can monetise"

"We look at the do's and don'ts of SASes, and how you can make it tax efficient with regards to property investing."

"It wasn't just a case of buy a regular house, renovate and sell; we also went into how you can flip land."

"If you're just starting in property, maybe London is not the place for you to start."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

UK + EU Commercial Property Latest + Lead Surveys Proposed

Thu, 13 Feb 2025 00:00:00 -0000

Rob provides an insightful overview of the current state of the EU and UK commercial property markets, highlighting a notable recovery in real estate investment in the EU during the latter half of 2024, with a shift in investor focus towards hotels and warehouses due to the growth of e-commerce.

KEY TAKEAWAYS

After a quiet start to 2023 and 2024, real estate investment in the EU has shown signs of recovery, particularly in the second half of 2024, with a shift in investor focus towards hotels and warehouses due to the growth of e-commerce.

UK commercial property investment increased by 26% in 2024, with significant deals such as Abu Dhabi's Modon Holdings acquiring a major office complex in London, indicating a positive trend in the market.

The office sector in both the EU and UK has experienced a decline in investment, attributed to the rise of hybrid working models, with a reported 10% drop in the EU and a slight decrease in the UK.

England's housing ombudsman has proposed mandatory lead surveys for properties to assess health risks associated with lead exposure, raising concerns about the potential costs and implications for property demand and ownership.

Upcoming episodes of the podcast will recap key insights from the past five to six years, discuss the future of commercial and residential property in the UK, and share lessons learned from podcasting as a tool for business growth and investment generation.

BEST MOMENTS

"Investors... have started to shift their focus to hotels and apartments. They're putting more investment into things such as warehouses as they are betting on higher growth in e-commerce."

"The office sector... recorded a 10% drop in investment in 2024. And that is its worst year since 2009."

"UK property investment... jumped 26% in 2024. That is obviously good news."

"Lead has been used quite a lot because it could be used in flashing... and of course, if you start inhaling such things, that could be quite toxic to your health."

"Trying to introduce mandatory testing is, I think, probably a step too far. And again, it's just adding another cost, another thing to the process."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

contrariancapitalist.substack.com

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Gold, Trumps tariffs + potential impact on UK

Mon, 10 Feb 2025 00:00:00 -0000

Rob looks at the potential impact of Trump's tariffs on the UK, exploring the complexities of international trade and the economic implications for both countries. The discussion highlights the nuances of tariffs, using relatable examples to explain how they affect consumers and businesses. Additionally, the episode shifts focus to the rising value of gold, examining its significance as a hedge against economic instability and inflation.

KEY TAKEAWAYS

Impact of Trump's Tariffs: The potential imposition of tariffs by Trump on the UK may not be as detrimental as it seems. While tariffs increase costs for consumers, the actual impact on the UK economy could be mitigated by the nature of trade relationships and the surplus the UK has with the USA.
Understanding Tariffs: A tariff increases the price of imported goods, which affects consumers in the importing country rather than the exporters. For example, a 25% tariff on a $100 product would raise the cost to $125 for UK consumers.
Gold as an Investment: Gold prices have significantly increased over the past 14 to 16 months, reaching around $2,900 per ounce. This rise is indicative of broader economic trends, including inflation and currency devaluation.
Diversification of Assets: With potential economic instability, diversifying investments, including holding physical gold and silver, is recommended as a protective measure against financial crises.
Resources for Gold Investment: For those interested in investing in gold, recommended resources include Sharps Pixley, Chards, and Bullion by Post, which provide options for purchasing physical gold.

BEST MOMENTS

"If Trump puts in a tariff on the UK, then basically it's not necessarily detrimental to the UK because it's going to affect the American consumer because they're going to have to pay more."

"Gold going up also means that the value of your fiat currency is going down."

"What could happen from there is that could cause financial catastrophe for the UK."

"This is why having a bit of diversification is useful and this is why gold and silver are well loved by a lot of people."

VALUABLE RESOURCES

https://www.bbc.com/news/articles/ckgy1lerlpko

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

House prices up 4.1% YoY + 15,000 new homes needed in THIS area

Thu, 06 Feb 2025 00:00:00 -0000

Rob discusses the recent trends in UK house prices, highlighting a modest increase of 0.1% in January, bringing the average price to £268,213, with a year-on-year growth of 4.1%. The episode delves into the implications of rising mortgage rates and the potential impact of upcoming decisions from the Bank of England. Additionally, Rob emphasises the significance of infrastructure projects, particularly the new railway between Oxford and Cambridge, which is projected to necessitate 15,000 new homes annually to support growth.

KEY TAKEAWAYS

In January, the average house price in the UK rose to £268,213, reflecting a 0.1% increase from the previous month and a 4.1% increase year-on-year, although this is slightly lower than the 4.7% rise recorded in December.
Mortgage Rates Impact: The slower-than-expected house price growth is attributed to rising mortgage rates, with upcoming discussions on rates by the Bank of England expected to influence future trends.
Infrastructure Development: The Oxford to Cambridge arc is highlighted as a significant area for potential growth, with a new railway being constructed and a projected need for 15,000 new homes annually to support high growth.
Investment Opportunities: Investors are encouraged to explore areas along the new railway route between Oxford and Cambridge, as infrastructure improvements typically lead to increased property values and development opportunities.

BEST MOMENTS

"The average house price... is £268,213 and that is up 0.1% from the previous month and that's a 4.1% increase year on year."

"Research by Public First for the Oxford Cambridge Supercluster Board believes that actually 15,000 homes a year on average will be needed in order to reach a high growth trajectory."

"Just because the report says that they need X amount of homes per year, that does not mean that those homes will get built."

"Looking at infrastructure projects throughout the UK are very important because, again, it gives you an idea of what's going on and what's likely to come up as well."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.bbc.com/news/articles/czxknwyxk09o

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

New UK infrastructure projects + why this benefits housing

Mon, 03 Feb 2025 00:00:00 -0000

Rob discusses recent announcements made by Chancellor Rachel Reeves regarding significant government investments in infrastructure across the UK. The episode highlights key projects such as the expansion of Heathrow Airport, the development of Europe's Silicon Valley between Oxford and Cambridge, and the redevelopment of Old Trafford, home of Manchester United. Rob talks about how these infrastructure improvements can positively impact the housing market, suggesting that property investors should pay close attention to these developments.

KEY TAKEAWAYS

The UK government has announced significant investments in infrastructure, including the expansion of Heathrow Airport and improvements to various rail and road links, which are expected to positively impact the housing market.
The development of East West Rail between Oxford and Cambridge is projected to add £78 billion to the UK economy over the next decade, highlighting the importance of transportation links in driving economic growth and housing demand.
Potential changes to the planning and infrastructure bill could simplify the process for obtaining planning permissions, facilitating more development projects and potentially increasing housing supply.
Major infrastructure projects, such as the redevelopment of Old Trafford and the lower Thames crossing, could lead to increased housing demand and property values in surrounding areas, making them important considerations for property investors.

BEST MOMENTS

"The biggest announcement was the Heathrow expansion... To have a third runway at Heathrow would be very, very suitable."

"If you are looking to buy or you're looking for long-term growth, buying in and around these areas with major infrastructure projects might be quite beneficial."

"The government are looking at making some changes to the planning and infrastructure bill... that might make planning permissions a lot easier."

"If there is a new road tunnel going between Tilbury and Gravesend, have a look at the surrounding areas and the potential impact that that could have."

"When we're looking at infrastructure projects around the UK, it's important to bear in mind what's going on, because that can have a massive impact on your investment decisions."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

72.5m population by 2032 + criminal council tax hikes

Thu, 30 Jan 2025 00:00:00 -0000

Rob discusses two significant topics affecting the UK: projected net migration and its impact on the population, as well as alarming council tax hikes across various regions. The Office for National Statistics forecasts that the UK population will rise to 72.5 million by 2032, primarily driven by net migration, which could lead to increased demand for housing. Rob encourages listeners to consider investing in property, emphasising that a growing population will necessitate more housing.

KEY TAKEAWAYS

The UK population is expected to rise to 72.5 million by 2032, marking a 7.3% increase over the decade, primarily driven by net migration.
An increasing population will likely lead to a higher demand for housing, which presents opportunities for those looking to invest in property despite prevailing negative sentiments about the housing market.
Council Tax Hikes: Significant council tax increases are planned in various regions, with some councils proposing hikes as high as 25%, which could affect nearly 4 million residents.
Financial Mismanagement: Many local councils, particularly in the South, are facing financial difficulties, with some declaring bankruptcy due to mismanagement of public funds, leading to increased tax burdens on constituents.
Call for Efficiency: There is a need for local councils to streamline operations and reduce workforce sizes to improve efficiency, drawing parallels to successful practices in the private sector, such as those implemented by Elon Musk at X.

BEST MOMENTS

"Net migration is to push the UK population up to 72.5 million, a projected population growth of 7.3% between 2022 and 2032."

"If the population is set to increase sustainably, then from a housing point of view, that could be quite beneficial."

"Council tax hikes are going to be taking place from April, and it seems that councils are really taking the piss."

"We've been taken for a ride in the UK, and it's really not good. It's not healthy by any stretch of the imagination."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.bbc.co.uk/news/articles/c5yg1471rwpo

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

This is why 1.5m homes WILL NOT get built by 2029

Mon, 27 Jan 2025 00:00:00 -0000

Rob looks into the ambitious target set by the current Labour government to build 1.5 million homes by 2029, highlighting the significant challenges posed by a shortage of skilled labor in the construction industry. He covers the various trades needed for housing projects, the impact of Brexit on the workforce, and the government's acknowledgment of a "dire shortage" of construction workers.

KEY TAKEAWAYS

The UK is facing a significant shortage of skilled construction workers, including bricklayers, plumbers, and electricians, which poses a challenge to the government's target of building 1.5 million homes by 2029.
The lack of skilled labor has been attributed in part to Brexit, which has affected the availability of workers from abroad, further complicating the situation in the construction industry.
Addressing the skills shortage and meeting housing targets requires a long-term strategy, including incentives for trades and support for small businesses, rather than quick fixes.
The imbalance between housing supply and demand is likely to lead to rising property prices, which could benefit current property owners and investors but does not resolve the underlying issues in the housing market.
There is a need for a national housing strategy that encourages more people to enter trades and supports small businesses, emphasising the importance of tax incentives and a coherent approach to infrastructure development.

BEST MOMENTS

"The UK doesn't have enough builders for Labour's 1.5 million homes."

"We have a lack of skilled people in the country at the moment... and of course, they blamed Brexit as well."

"If the government want to build 1.5 million homes by 2029, it's very unlikely that's going to happen."

"We need more people in the trades. We need the country to be better at promoting and helping small businesses."

"What needs to happen are more tax incentives for people to get into becoming tradespeople in the first place."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/five-problem-plants-to-avoid-when-buying-a-property-and-what-to-do-if-you-spot-them/ar-BB1ogmDH?ocid=winp2fptaskbar&cvid=0a97fc7db27c49fbc2ad1d6e32be5c23&ei=41

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

5 plants to avoid in housing

Thu, 23 Jan 2025 00:00:00 -0000

Rob lists the five plants that homeowners, landlords, and tenants should avoid due to their potential negative impact on properties. The episode highlights invasive species such as Japanese knotweed, bamboo, rhododendron, buddleia, and English ivy, detailing how these plants can cause structural damage, compete for resources, and complicate mortgage and insurance processes.

KEY TAKEAWAYS

Japanese Knotweed: This invasive plant grows rapidly and can penetrate through soil and concrete, leading to potential structural damage. It's crucial to identify it during house viewings, as it can complicate mortgage approvals.
Bamboo: Known as the fastest-growing plant, bamboo can quickly overtake gardens and disrupt paving, patios, and driveways due to its strong root system. While it can be aesthetically pleasing, it requires careful management.
Rhododendron: These plants can grow very large and compete for light and nutrients with other plants. They are also toxic to dogs, making them a concern for pet owners renting properties.
Buddleia: Although visually appealing, buddleias can grow in hard-to-reach areas like chimney stacks and roofs, leading to potential damage and water ingress. They produce a significant number of seeds, which can contribute to their invasive nature.
English Ivy: Commonly seen on buildings, English ivy can spread rapidly and infiltrate cracks in structures, causing water ingress and structural issues. While it adds aesthetic value, it can pose risks to the integrity of a home.

BEST MOMENTS

"The first plant to really watch out for is Japanese knotweed... it can force its way into anywhere basically."

"Bamboo is the fastest growing plant in the world... the roots can overtake a garden, it can push up paving slabs, patios, driveways."

"Rhododendrons can grow to be very, very big... and also the plants are poisonous to dogs."

"Even small buddleias are capable of producing over one million seeds a year... they can become quite invasive."

"English ivy... its roots will go through cracks in the structures... leading to all forms of water ingress and structural issues potentially for the home."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/technology/heat-pumps-to-be-installed-in-most-uk-homes-despite-fears-over-cost/ar-AA1wRJm8?ocid=winp2fptaskbar&cvid=d677da73f32445c2d535151ee4d6d24f&ei=13

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Energy policy latest incl. Heat Pumps & Gas Boilers

Mon, 20 Jan 2025 00:00:00 -0000

Rob looks into the contentious topic of heat pumps versus gas boilers within the context of the UK's energy policy. With a critical eye, he discusses the government's shifting stance on energy solutions, including the potential abandonment of plans to ban new gas boilers by 2035.

KEY TAKEAWAYS

There is a strong skepticism regarding the effectiveness of heat pumps in the UK, particularly due to the age and structure of much of the housing stock, which may not be suitable for such systems.
The UK government's energy policies have been inconsistent, with frequent changes regarding the ban on gas boilers and the push for heat pumps, leading to confusion and uncertainty in the housing market.
The financial burden of transitioning to heat pumps or other energy-efficient systems is a significant concern, as the costs can be prohibitive for many homeowners, especially when compared to traditional gas boilers.
There is a call for increased investment in various energy sources, including fossil fuels and nuclear power, to ensure affordable energy and support economic growth, rather than solely focusing on green policies.
A more stable and affordable energy policy could lead to increased disposable income for consumers, allowing them to make more choices regarding energy systems, including potentially opting for heat pumps in the future.

BEST MOMENTS

"It's important to have a look at the latest news because that can impact the long-term housing plan for this country."

"When you look and realize that most of our housing stock in the UK consists of some form of late Victorian or early Edwardian, heat pumps are not suitable for the housing stock in general."

"If you give someone an option of installing a heat pump that may or may not work at the cost of say 10,000 pounds, or they can get a new gas boiler for say 5,000 pounds, most people are gonna go down the gas boiler route."

"The current energy policy is not very good, to put it in a polite way."

"We need more energy. We need more nuclear. We need more gas. We need more oil. More of those things are gonna drive our economy."

VALUABLE RESOURCES

https://www.msn.com/en-gb/money/other/labour-ditches-plans-to-ban-new-gas-boilers-from-2035/ar-AA1x3JLf?ocid=winp2fptaskbar&cvid=6a91687b1ea14fe2b89b1dcaae9bb589&ei=6

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/homeandproperty/rightmove-reveals-property-boom-and-regions-racing-to-put-homes-on-the-market/ar-AA1x5jXc?ocid=winp2fptaskbar&cvid=d4982e65c2b64cd6c5f25e99b72e7c38&ei=24

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Rightmove says there's a new property boom. I disagree...

Thu, 16 Jan 2025 00:00:00 -0000

Rob looks at the recent announcement by Rightmove regarding potential housing boom areas for 2025, contrasting it with the current decline in property prices in London. He delves into the latest data from Halifax, which shows a year-to-date increase of 3.3% in UK housing prices, and explore the implications of a 26% rise in new property listings compared to the previous year.

KEY TAKEAWAYS

Rightmove has reported a significant increase in property listings, claiming a new property boom is underway, with listings up by 26% compared to the same time last year.
The increase in listings does not necessarily indicate a property boom; it could reflect various factors such as landlords selling due to economic pressures, homeowners testing the market, or seasonal trends following the quieter months of November and December.
The Southeast has the highest number of new listings, followed by the East of England and the Southwest, indicating regional variations in market activity.
The ongoing imbalance between high demand for housing and low supply is a fundamental driver of price increases, as evidenced by the Halifax reporting a 3.3% year-on-year increase in housing prices.

BEST MOMENTS

"Rightmove have announced some housing boom areas for 2025... it's interesting to see that Rightmove have, to an extent, almost countered that with their latest information."

"They do say that listings... have jumped by 26% in comparison to this time last year."

"If there are a lot more homes hitting the market, that doesn't necessarily indicate the start of a new property boom."

"When you're dealing with the fundamentals of supply and demand, that's what happens. Weak supply, big demand, demand outstrips supply, prices go up."

"Take it with a pinch of salt when you read that there could be a new property boom happening."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Bank of England playing chicken with the mortgage market

Mon, 13 Jan 2025 00:00:00 -0000

Rob looks at the complexities surrounding the Bank of England's current monetary policy, particularly its base rate, which is held at 4.75%. With the next decision set for February 6, 2025, Rob highlights the challenges posed by persistent inflation, currently reported at 2.6%, and the implications for the mortgage and property markets.

KEY TAKEAWAYS

The Bank of England has maintained the base rate at 4.75%, with the next decision scheduled for February 6, 2025. There are concerns about the potential for sticky and rising inflation, which complicates the decision-making process regarding interest rates.
The official inflation rate is reported at 2.6%, but there is skepticism about this figure. Many believe that actual inflation is higher, especially when considering everyday expenses like fuel and groceries. The economic environment is characterised by persistent inflation and flatlining growth.
The recent autumn budget has raised concerns about stagflation, where the economy experiences stagnant growth alongside high inflation. This situation poses significant challenges for the Bank of England in managing monetary policy.
The Bank faces a difficult choice: keeping interest rates high to combat inflation could harm the mortgage and housing markets, while lowering rates might exacerbate inflation and create a housing bubble. This creates a "damned if you do, damned if you don't" scenario.

BEST MOMENTS

"The Bank of England held rates at 4.75%. The official inflation rate... is at 2.6%. But if you put fuel in your car or go to the supermarket, you're probably finding that prices are going up a little bit more than that."

"They're almost in a damned if you do, damned if you don't situation... If they keep rates up to deal with inflation, then mortgages and the housing market might struggle."

"Rachel Reeves also somehow managed to produce a budget that was inflationary and possibly at the same time deflationary. I'm not sure I've ever seen that before in my life."

"Energy is the economy. Without being self-sustained in energy, that's going to lead to all sorts of issues."

"If you lower rates, I just think it's gonna lead to a much bigger drop moving forward."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property Prices Falling in London - beware the ripple effect

Thu, 09 Jan 2025 00:00:00 -0000

Rob discusses the recent decline in house prices in London, highlighting that while the media may exaggerate the situation, the reality shows only modest decreases in certain boroughs. Using data from Halifax, he explores the implications of these trends, noting that London often sets the tone for the rest of the UK housing market.

KEY TAKEAWAYS

House prices in London have seen a slight decline, with areas like Westminster and Ealing experiencing drops of 3.5% and nearly 5%, respectively. However, these declines are not as dramatic as some reports suggest.
London has a high house price to earnings ratio of 8.22, making it one of the least affordable places in the UK, compared to the national average of 6.55.
While some areas in London are experiencing price declines, other regions in the UK, such as Stoke-on-Trent and Slough, have seen significant increases in house prices, with rises of 17.2% and 15%, respectively.
London often sets the trend for the rest of the UK housing market. A decline in London’s house prices could lead to similar trends in other regions, indicating potential challenges ahead for the national housing market.
Despite current fluctuations, demand for housing in the UK remains higher than supply. This creates opportunities for investors, especially if they are prepared to act quickly when prices drop further.

BEST MOMENTS

"House prices have tumbled across swathes of London, but in reality, they're down by a couple of percent."

"London has a house price to earnings ratio of 8.22, making it one of the least affordable places to live in the country."

"If London is doing well housing-wise, chances are the rest of the country is going to be doing well housing-wise."

"There are always opportunities in the market, and demand for housing in the UK is significantly higher than supply."

"If a lot of the boroughs are starting to see declines in house prices, then that will have a ripple effect on the rest of the country."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

6 x 2025 Predictions

Mon, 06 Jan 2025 00:00:00 -0000

Rob shares bold predictions for 2025, including expectations for gold prices to soar to $3,000 before retreating to $2,200, and a worldwide recession that could surpass the Great Depression of 1929. He speculates on political changes, predicting that Sir Keir Starmer will be ousted as Prime Minister by the end of the year. Additionally, there are forecasts for oil prices to drop to $50 a barrel and the Bank of England's base rate to decrease to 4%, accompanied by rising inflation.

KEY TAKEAWAYS

It is anticipated that gold will rise to $3,000 before experiencing a sell-off down to $2,200, influenced by market trends and potential economic downturns.
A significant worldwide recession is predicted for 2025, potentially worse than the Great Depression of 1929, driven by unsustainable financial practices and market valuations.
There is an expectation that Sir Keir Starmer will be ousted as Prime Minister, leading to the installation of a new Prime Minister by the end of the year.
Oil prices are projected to drop to $50 per barrel for Brent crude, influenced by economic slowdowns and recession fears.
The Bank of England's base rate is expected to decrease to 4%, while inflation is predicted to rise again, despite current figures suggesting lower rates.

BEST MOMENTS

"Sir Keir Starmer will be ousted as Prime Minister... I think something's going to happen where he is ousted as Prime Minister."

"Oil has been slowly going on a downward spiral for a while... that will normally send oil lower."

"I believe that the Bank of England will drop that down to 4%. That wouldn't be the right thing to do at all, in my opinion, but I believe it will happen."

"I think a new international monetary system will be officially announced... it could be anything."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

2024 Predictions Review

Thu, 02 Jan 2025 00:00:00 -0000

Rob reflects on his property finance and macro predictions for 2024, assessing the accuracy of each forecast made at the beginning of the year. The predictions covered a range of topics, including gold prices, the Bank of England's base rate, the commercial property market, house prices, oil prices, and a wildcard prediction regarding the U.S. presidential election...

KEY TAKEAWAYS

The prediction that gold would hit $2,500 was accurate, with gold peaking at $2,800 later in the year, marking it as one of the best-performing assets.
The expectation that the Bank of England would increase its base rate to at least 7% was incorrect, as the rate remained significantly lower, around 4.5% to 4.75%.
The prediction of a collapse in the commercial property market did not materialise, as the market remained stable in the UK despite some global concerns.
The forecast that house prices would increase by 5% year-on-year was also incorrect, with data showing a slight decline of 0.3% compared to the previous month.

BEST MOMENTS

"The first prediction was that gold would hit $2,500 amid economic meltdown. Now, I'm going to give myself a point for this because gold certainly hit $2,500 at the latter end of the year."

"The second prediction was that the Bank of England would increase its base rate to at least 7%. This is completely incorrect. I haven't fared well with this."

"The third prediction was that the commercial property market collapses. Again, I have to give myself a big X on the spot for that one. That hasn't happened."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-green-energy-bill-warning-amid-threat-of-120-rise/ar-AA1v8w07?ocid=winp2fptaskbar&cvid=f5ffd35f0a5e4935b1341555a0bc4b46&ei=9

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Why the new Green Energy bill will impact us ALL

Mon, 30 Dec 2024 00:00:00 -0000

Rob examines the complexities of green energy policy and its implications for individuals and property investors in the UK. Emphasising the need for a cleaner and greener environment, the discussion highlights the potential economic burdens that may arise from the government's aggressive decarbonisation goals by 2030.

KEY TAKEAWAYS

The current green energy policies in the UK are viewed as unsustainable and potentially harmful to the economy, leading to higher energy bills for households and property investors.
The goal to decarbonise the electricity grid by 2030 is seen as unrealistic, with significant changes required that may not be suitable for the population, potentially resulting in increased costs.
Nuclear energy is presented as the cleanest and most reliable baseload energy source, necessary for achieving a greener grid, especially as wind and solar are intermittent and cannot solely meet energy demands.
The push for green energy and the associated subsidies will ultimately lead to increased standing charges and energy prices, affecting lower-income households the most and creating a cycle of financial strain.

BEST MOMENTS

"What the government in the UK are trying to do is not sustainable and not suitable, and it really is making us all poorer."

"To decarbonise the electricity grid in five years is, in my opinion, not good."

"Nuclear really is the answer... if you want a greener grid and an abundance of electricity, nuclear is the way forward."

"We're making ourselves poorer by design... all of those investments, all of those subsidies get passed along to us through a standing charge."

"When you tell them it's gonna cost them hundreds and possibly thousands of pounds per person, that's when you're gonna get resistance."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Gas boilers to be banned in NEW Homes from 2027

Thu, 26 Dec 2024 00:00:00 -0000

Rob looks at the impending ban on gas boilers in new homes, set to take effect in 2027 as part of the government's Future Homes Standard aimed at reducing carbon emissions. He delves into the implications of this legislation for developers and homeowners, highlighting concerns about increased construction costs, potential planning issues, and the strain on the electricity grid.

KEY TAKEAWAYS

Gas Boiler Ban: The UK government plans to ban gas boilers in new homes starting in 2027 as part of the Future Homes Standard aimed at reducing carbon emissions.
The transition to electric heat pumps and non-gas alternatives is expected to increase construction costs, which will likely be passed on to homebuyers, potentially making housing less affordable.
The shift to electric heating systems raises concerns about the capacity of the electricity grid, which may struggle to handle the increased demand, leading to potential reliability issues.
Relying solely on electric heat pumps could create vulnerabilities, as a power outage would leave homes without heating or hot water, emphasizing the need for backup systems.
The current energy policies are viewed as flawed, with high electricity prices and a lack of diverse energy options, leading to skepticism about the effectiveness and sustainability of the proposed changes.

BEST MOMENTS

"Gas boilers are likely to be banned in new homes from 2027 as part of legislation being brought forward by the government."

"If you're trying to force everyone down this net zero route, what is going to happen is that the cost of putting in heat pumps... would increase."

"You're putting all your eggs in one basket... if the grid goes down and you're running off a heat pump, then you're screwed."

"Banning gas boilers, not a good thing in my opinion... they're making us poorer, I think, by design."

"We should always have the option, if you want gas, have gas. If you don't want gas and you want a heat pump, go for it."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Seasons Greetings and top tips for having a productive festive period

Mon, 23 Dec 2024 00:00:00 -0000

Rob extends warm Christmas and New Year wishes to you, the listeners while encouraging you to take a break from business stresses and enjoy quality time with family and friends. He shares valuable tips for reflecting on the past year and planning for the upcoming one, emphasising the importance of goal setting and strategic networking in the property market.

KEY TAKEAWAYS

The holiday season is a valuable opportunity to spend quality time with friends and family, allowing for a mental break from business stresses and personal challenges.
Use the festive period to reflect on the past year, assess what went well and what didn’t, and set clear goals for the upcoming year. Writing down these goals is crucial for achieving them.
Consider evaluating current property strategies and exploring new ones. Rob highlights the importance of being open to new opportunities in the property market, even if they weren't previously on your radar.
Networking should be strategic rather than just a numbers game. Identify specific goals for networking, such as finding new partners or resources, and ensure that your efforts are focused and productive.

BEST MOMENTS

"It's always nice every once in a while to take your mind off of other things, maybe business stresses or things in your personal life."

"Half the time, goal setting is very important, because it's okay having it in your head, but once you've written it down, that's the first step to achieving it."

"There are always deals out there. There are always opportunities out there."

"When you go networking, what are you looking to try and do? What's the aim of networking?"

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

A big landlord exodus will happen - here's why

Thu, 19 Dec 2024 00:00:00 -0000

Rob discusses the impending landlord exodus expected to impact the UK housing market from 2025 onwards. Citing the latest English Private Landlord Survey, he highlights a significant increase in landlords considering selling their properties, rising from 22% in 2021 to 31% in 2024. The discussion delves into the various factors contributing to this trend, including recent legislative changes, rising mortgage costs, and the challenges posed by the Renters Reform Bill.

KEY TAKEAWAYS

A significant increase in landlords considering selling their properties is anticipated, with the percentage rising from 22% in 2021 to 31% in 2024. This trend could lead to a decrease in rental housing supply.
The potential exodus of landlords may result in higher rental prices due to decreased supply, despite the government's intentions to protect renters through new legislation.
Recent legislation, including the Energy Performance Certificate (EPC) regulations and the Renters Reform Bill, has contributed to landlords' decisions to sell, as many feel the environment has become increasingly unfavourable.
Rising mortgage costs and inflation are putting additional pressure on landlords, making it more challenging to maintain profitability in the rental market.

BEST MOMENTS

"There will be a devastating landlord exodus that will hit Britain from 2025 onwards, and it's a culmination of a lot of factors."

"If the supply of available housing for rent decreases... then what happens is an increase in prices."

"Just under two-thirds have blamed the recent legislation changes for the decision."

"Landlords have been operating in an increasingly unfriendly environment."

"If all these properties were sold... that leaves a smaller pool of rental properties that are available."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Rent Increases from Landlords lead to outcry from rental groups

Mon, 16 Dec 2024 00:00:00 -0000

Rob looks into the alarming findings of the English Private Landlord Survey of 2024, revealing that over a third of landlords are raising rents by at least 15% for new tenancies. This surge in rental prices has sparked outrage among renter groups, prompting calls for government intervention to address the escalating costs of housing. The discussion highlights the increasing number of landlords planning to reduce their portfolios, the challenges of energy efficiency in rental properties, and the reluctance of many landlords to accept tenants on housing support.

KEY TAKEAWAYS

Over a third of landlords are increasing rents by at least 15% for new tenancies, leading to significant concern from renter groups and calls for government intervention.
The proportion of landlords planning to reduce their portfolios or sell properties has increased from 22% in 2021 to 31%, indicating a growing sentiment among landlords to exit the market.
A significant number of landlords (47%) have properties with a D rating or below for energy performance, yet only 35% plan to improve energy efficiency, suggesting potential financial constraints or unwillingness to invest.
A notable percentage of landlords (38%) are unwilling to rent to individuals receiving housing support, and 47% are hesitant to accommodate tenants requiring adaptations for disabilities, reflecting a challenging rental landscape for vulnerable groups.

BEST MOMENTS

"Over a third of landlords are apparently raising rent by at least 15% for new tenancies."

"Nearly a fifth of those raising the rent on existing tenants did so by a whopping 15 percent or more."

"Eye-watering rents put this out of reach for too many."

"If you put a price cap on something, it's gonna have an inadvertent effect on the people you're trying to protect."

"Unless people want to look into that and admit why this is happening in the first place, I'm not sure we're going to come up with any useful solutions moving forward."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

£10,000 repair for Landlord + how to gain access through the Landlord and Tenant Act 1985

Thu, 12 Dec 2024 00:00:00 -0000

Rob discusses a troubling case involving a landlord, Nick Lyons, who faces a £10,000 bill after his rental property in South London was turned into a cannabis farm by tenants who sublet the property without his consent. He highlights the challenges landlords face in the current rental market, particularly regarding tenant protections and the importance of regular property inspections.

KEY TAKEAWAYS

Landlords should ensure that regular property inspections are conducted, whether managed personally or through an agent. This helps identify potential issues before they escalate.
It's crucial for landlords to maintain open lines of communication with their property management agents. If inspections are being denied or not conducted, landlords should be informed promptly to address the situation.
Tenants have the right to peaceful enjoyment of their property, which includes the ability to refuse entry for valid reasons. Landlords must be aware of these rights and navigate them carefully.
Familiarity with the Landlord and Tenant Act 1985, particularly Section 11, is essential. This law allows landlords to enter properties with 24 hours written notice for essential repairs or in emergencies, but does not permit entry solely based on suspicion of illegal activity.

BEST MOMENTS

"The tenant always had an excuse, and because of his good track record, they didn't push further."

"Had this been done earlier, we might have discovered the problem before it escalated."

"It's important to have good systems and processes in place to ensure that regular inspections are being carried out."

"If a landlord or managing agent suspects illegal activity, this does not on its own warrant entry without permission."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Inflation - how to use it to your advantage in property

Mon, 09 Dec 2024 00:00:00 -0000

Rob examines the impact of inflation on property investment, particularly in the context of the recent 3.7% year-on-year increase in UK house prices as reported by the Nationwide House Price Index. He highlights the dynamics of supply and demand in the housing market, emphasising how inflation can be leveraged to build equity over time.

KEY TAKEAWAYS

Inflation can be advantageous for property investors as it tends to increase the value of homes over time, allowing for greater equity accumulation.
An example illustrates that if a property is purchased for £100,000 with a £75,000 mortgage, and its value rises to £120,000 due to inflation, the equity increases from £25,000 to £45,000 without changing the mortgage amount.
Proper timing when remortgaging is crucial. If the market declines and the property value drops, investors may face negative equity, making it difficult to refinance.
A long-term approach to property investment is emphasised, as values generally trend upwards over time despite potential market corrections or crashes.

BEST MOMENTS

"The Nationwide House Price Index in the United Kingdom increased 3.7% year-on-year in November 2024, saying to us that the UK house price growth is accelerating."

"If you're not in property or you're not in things like gold or silver, then your purchasing power decreases."

"If you are in an inflationary environment, the price of the home or the value of the home through inflation should incrementally increase."

"You make your money when you buy, but if the market's not timed properly, then that could lead to all sorts of issues."

"Inflation will, over time, increase the price of an asset, and if you're keeping your original mortgage the same, you'll build a hell of a lot of equity."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.bbc.co.uk/news/articles/cqjrpv218r0o

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Spray Foam Insulation. DO NOT INSTALL IT

Thu, 05 Dec 2024 00:00:00 -0000

Rob addresses the growing concerns surrounding spray foam insulation in homes, particularly its impact on selling and remortgaging properties. With major lenders increasingly rejecting homes that have this type of insulation installed, Rob examines the potential issues caused by improper installation, such as moisture buildup and structural damage.

KEY TAKEAWAYS

Homeowners with spray foam insulation may face difficulties when trying to sell or remortgage their properties, as major lenders are increasingly rejecting homes with this type of insulation.
Many instances of spray foam insulation have been poorly installed, leading to potential issues such as moisture buildup and dampness in the loft area, which can compromise the structural integrity of the roof.
A significant portion of spray foam insulation was installed under the previous government's Green Homes Grant scheme, highlighting a lack of coordination between government initiatives and lender requirements.
It is crucial for homeowners and potential buyers to inspect loft spaces for spray foam insulation. If present, it can be a point of negotiation during property transactions.

BEST MOMENTS

"If you have it in your home, then you might have trouble either selling your home or remortgaging."

"The fear from lenders is that with spray foam installation, what it does is it blocks up the rafters."

"It's estimated about a quarter of a million homes have this type of installation."

"There's going to be a lot of cowboy people out there to take advantage of the grant cash."

"If you're looking to have this installed, I personally, I wouldn't recommend it."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.bbc.co.uk/news/articles/cvg74903457o

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

£5,000 for heating and hot water in South London!

Mon, 02 Dec 2024 00:00:00 -0000

Rob unpacks the troubling situation surrounding the North Peckham Heating Network in Southwark, South London regarding the exorbitant estimated heating bills faced by residents, exemplified by a case where a tenant received a shocking annual bill of over £5,000 due to the communal heating system.

KEY TAKEAWAYS

Residents in the North Peckham heating network are facing exorbitant heating bills, with one individual receiving an estimated annual bill of over £5,000 due to the communal heating system.
Communal heating networks are not covered by Ofgem's energy price cap, allowing providers to charge unregulated prices for gas, which can lead to significantly higher costs for tenants.
The heating systems in question are classified as commercial, despite serving residential buildings, resulting in a price discrepancy that negatively impacts residents.
The current energy policy in the UK is criticised for being ineffective and not responsive to geopolitical challenges, contributing to rising energy costs and dissatisfaction among residents.
There is a call for improved regulation of heat networks to protect residents from high costs and ensure that energy policies serve the needs of the public effectively.

KEY TAKEAWAYS

"His estimated bill for the year was 5,094 pounds and 17 pence. That's a lot... that is absolutely ludicrous."

"Heat networks don't really work from a cost efficiency point of view. They just don't at the moment."

"Why are these things classed as commercial systems, if you're dealing with residential buildings?"

"The underlying issue here is that there are a lot of challenges within the energy sector at the moment, they're not going to go away anytime soon."

"We need to have more cohesive and joined up thinking and we're not going to get that with this current policy."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/news/uknews/landlords-rush-to-force-out-tenants-ahead-of-labour-s-no-fault-eviction-ban/ar-AA1u5qwz?ocid=winp2fptaskbar&cvid=13d432bc60894632ff342e86742efd84&ei=7

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Landlords rushing to remove tenants ahead of eviction ban

Thu, 28 Nov 2024 00:00:00 -0000

Rob discusses the impending ban on no-fault evictions, specifically Section 21 notices, as proposed by the Labour government, set to take effect by the summer of 2025. The conversation highlights the current challenges faced by landlords, who are rushing to issue Section 21 notices before the ban is implemented, resulting in an eight-year high in evictions.

KEY TAKEAWAYS

The Labour government plans to implement a ban on no-fault evictions (Section 21) by summer 2025, which will make it more challenging for landlords to regain possession of their properties.
There has been a significant rise in the issuance of Section 21 notices, with 8,425 households served between July and September, marking an eight-year high. This surge is attributed to landlords acting preemptively before the ban takes effect.
Without the ability to issue Section 21 notices, landlords may face difficulties in evicting tenants, especially in cases where tenants are not paying rent or are otherwise problematic, leading to a potentially lengthy court process.
There is a call for a balanced approach that considers the needs of both landlords and tenants. The suggestion is to establish an effective ombudsman system before abolishing Section 21 notices to ensure a fair resolution process.

BEST MOMENTS

"It's no surprise to see that Ministry of Justice figures show between July and September, 8,425 households in England were served with Section 21 notices, which is at an eight-year high."

"By taking that away, you then have this situation where if you want to get your property back, you're now going to struggle to do so."

"If the ombudsman was in place beforehand, and it was being tested, and it was relatively efficient, I think that would be more palatable for most people."

"Landlords will cite the same thing... and a lot of tenants, or housing charities, will take the other side of the fence and just point their fingers at landlords."

"If it was me, I'd flip it and do the ombudsman first and go from there. Let's see what happens."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/we-re-living-in-squalor-but-our-council-is-trying-to-bill-us-66k-for-net-zero-heating/ar-AA1u0Pw3?ocid=winp2fptaskbar&cvid=76889fd0bbd045a689655b82088512c0&ei=7

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

£66k energy bill for net zero communal heating. More energy madness

Mon, 25 Nov 2024 00:00:00 -0000

Rob examines the challenges surrounding communal heating systems and the implications of the push towards net zero initiatives. Focusing on a case study from Lillington and Longmore Gardens in South Central London, he highlights the council's plan to invest in an eco-friendly heating system that could lead to significant service charge increases for residents.

KEY TAKEAWAYS

There are significant issues with communal heating systems, particularly in social housing, which are being exacerbated by the push towards net zero initiatives.
Residents of Lillington and Longmore Gardens are facing a projected service charge increase of around £66,000 due to the council's plan to invest in a new eco-friendly heating system, despite existing unresolved maintenance issues.
The decision to implement a costly new heating system, rather than simply upgrading the existing gas boilers, raises concerns about the practicality and financial wisdom of such initiatives in the context of social housing.
The heating system in question is one of the oldest in Britain, previously utilising waste heat from Battersea Power Station, but now relies on outdated gas boilers, highlighting the need for a more sensible approach to upgrades.

BEST MOMENTS

"There's been a lot of issues with communal heating and heating projects... councils just not thinking because they're being led down a dark and dangerous path."

"The irony being of this system... they’re coming up with this idea of, well, let's put this system in, oh, by the way, it's going to cost X amount."

"Residents... have seen their service charges already increased by about 150%. They're claiming that basic repairs remain unresolved."

"The easy win here... would be to upgrade the existing gas boilers with new gas boilers. That's the easy solution."

"We're being pushed down this area and path that we don't need to be pushed down to."

VALUABLE RESOURCES

https://www.telegraph.co.uk/money/consumer-affairs/8-alternatives-gas-boilers-whether-save-you-money/

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

BoE rate drops 0.25% to 4.75% - adds fuel to the fire

Thu, 21 Nov 2024 00:00:00 -0000

Rob discusses the recent decision by the Bank of England to reduce the base interest rate from 5% to 4.75%, a move that was widely anticipated. He delves into the implications of this rate cut, particularly in light of the government's recent budget, which is expected to stimulate inflation, arguing against the rate reduction, citing historical patterns of inflation and the potential for rising prices due to increased government spending and flawed energy policies.

KEY TAKEAWAYS

The Bank of England has reduced the base rate from 5% to 4.75%, a 25 basis point cut, which was widely anticipated.
Despite the rate cut, the Bank of England warns that interest rates may take longer to fall due to rising inflation, influenced by recent government budget decisions.
The budget is expected to stimulate economic growth but also includes tax increases and measures that could lead to higher prices, contributing to inflation.
Energy prices are a significant factor in inflation, and the current energy policy is viewed as flawed, which may exacerbate inflationary pressures.
The Monetary Policy Committee voted 8 to 1 in favor of the rate cut, with one member advocating for rates to remain unchanged due to concerns about inflation stemming from the budget.

BEST MOMENTS

"The Bank of England has reduced the base rate from 5% down to 4.75%. This was widely expected, but what's most interesting are the comments that accompanied the interest rate decision."

"My argument on this podcast has been that the Bank of England shouldn't be reducing rates anyway, because inflation has three waves."

"Although we supposedly had a 22 billion pound black hole, the government have decided to stimulate growth through spending, and with that comes a big bunch of tax increases."

"The inflation measure apparently did fall below the bank's 2% target, but that was always expected to rise again."

"I don't think that rates should be going down at all. They should be going in the other direction because what will happen is that rates will continue to go down and exacerbate inflation."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Over 100% of GDP. £3 TRILLION of debt. Your Plan B

Mon, 18 Nov 2024 00:00:00 -0000

Rob discusses the current economic challenges facing the UK, particularly the alarming national debt that has surpassed £3 trillion, exceeding the country's national income. He examines the implications of this financial situation, including the potential for inflation and the importance of being proactive in managing personal finances, and offers practical advice on safeguarding assets, such as acquiring physical gold and silver as inflation hedges

KEY TAKEAWAYS

The UK's national debt is projected to exceed £3 trillion, surpassing 100% of national income, which poses significant economic challenges and could lead to inflation and devaluation of the currency.
Inflation increases the price of goods and services, effectively reducing the purchasing power of currency. It's crucial to recognise how inflation can impact financial stability.
Acquiring physical gold and silver is recommended as a hedge against inflation and economic instability. These metals maintain purchasing power over time and carry no counterparty risk.
Having a knowledgeable team, including tax accountants and financial advisors, is essential for navigating property investments and maximising tax efficiency, especially in a challenging economic environment.
Considering temporary or permanent residency in other countries can provide a safety net and potential tax benefits. It's advisable to have a plan B in case of worsening conditions in the UK.

BEST MOMENTS

"Britain's got a bit of an issue at the moment and that's in terms of its debt... the debt of Great Britain is likely to exceed £3 trillion."

"Inflation is the stealthiest tax of them all... it means that the cost of that good or service has gone up by 5%."

"If you own the physical gold yourself... there's no counterparty risk. A government cannot print physical gold."

"If you think there's a lot of economic stupidity coming down the line... then looking at gold might be a very good idea for you."

"If you don't have a temporary residency in a different country... then do look at obtaining that and be quick about that if you can."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Stamp Duty Changes in detail

Thu, 14 Nov 2024 00:00:00 -0000

Rob delves into the recent changes to Stamp Duty in England and Northern Ireland, providing a comprehensive overview of the new rates and their implications for both first-time buyers and property investors.

He highlights the current rates effective until March 31, 2025, and outlines the upcoming changes set to take effect on April 1, 2025, as well as the potential impact of these changes on the property market, including the possibility of reduced investment in rental properties and the resulting effects on supply and demand.

KEY TAKEAWAYS

The current Stamp Duty rates for residential properties in England and Northern Ireland will remain in place until March 31, 2025. After this date, the thresholds and rates will change, with the zero rate for main residences decreasing from £250,000 to £125,000.
First-time buyers may benefit from reduced competition in the market due to higher costs for investors, potentially making it easier for them to enter the property market.
The additional Stamp Duty rate for investment properties will rise from 3% to 5%, which may deter some investors from purchasing rental properties, leading to a potential decrease in the supply of rental homes.
The changes in Stamp Duty could lead to a rush of transactions before the new rates take effect, followed by a possible drop in demand and transactions after April 1, 2025, particularly in regions with higher property values.
Those in the process of purchasing a property should confirm their Stamp Duty obligations with their solicitors, especially if they have exchanged contracts but have not yet completed the purchase, as they may still be bound by the pre-budget rules.

BEST MOMENTS

"The purchase price when it's up to 250,000 or 425,000 for first time buyers, then the stamp duty rate is effectively zero."

"If more people were sitting on the fence about I could go and buy some property or I might not, then they might look at these increased transaction costs."

"What could the impact of that be? Well, people purchasing properties above 125,000 will face higher stamp duty land tax liabilities."

"The threshold for first time buyers and stamp duty is decreasing... this could lead to reduced investment in rental properties."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

More licencing, Higher Fees + Increasing pressure on Landlords

Mon, 11 Nov 2024 00:00:00 -0000

Rob talks about the recent proposal by Leeds City Council to implement the highest licensing fee for landlords in the UK, set at £1,225, which represents a 45% increase from the current rate, raising concerns about selective licensing schemes, arguing that these initiatives are primarily cash-generating measures rather than genuine efforts to improve housing standards.

KEY TAKEAWAYS

Leeds City Council has proposed raising the licensing fee for landlords to £1,225, marking a 45% increase from the current fee, which is the highest in the UK.
The increase in licensing fees is likely to be passed on to tenants through higher rents, potentially leading to an inflationary spiral that negatively affects those the licensing is intended to protect.
Councils often justify selective licensing by claiming it aims to improve housing standards and protect tenants, but there are doubts about its effectiveness, especially in areas with poor housing conditions.
The implementation of selective licensing schemes incurs additional administrative costs for councils, which may further complicate the financial burden on landlords and, consequently, tenants.

BEST MOMENTS

"Leeds City Council has proposed charging the highest fee in the country... £1,225 to have a license to operate a buy-to-let property."

"The very thing that selective licensing schemes are trying to protect... the tenants are going to become the most worse off out of this because the fees will get passed on to them."

"It's not necessarily the implementation of the licensing. It's almost the lying about it and saying, well, this is what it's for, when really it's got nothing to do with that."

"The revenue from the scheme is to allow the local authorities to increase enforcement and improve standards... raising doubts about the direct impact of licensing on housing standards."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.gov.uk/apply-great-british-insulation-scheme

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Grants + Loans available for Energy Upgrades

Thu, 07 Nov 2024 00:00:00 -0000

Rob discusses various grants and loans available for eco upgrades aimed at improving energy efficiency in homes. He highlights the Warm Homes Plan, which offers financial support for low-income homeowners and private tenants to enhance their properties' energy performance ratings, as well as the Boiler Upgrade Scheme that provides grants for replacing older boilers with greener alternatives. Additionally, the Great British Insulation Scheme (GBIS) is introduced, targeting homes with low energy performance ratings.

KEY TAKEAWAYS

There are various grants and loans available for eco upgrades, including the Warm Homes Plan, which offers up to £15,000 for energy performance improvements for eligible homeowners and tenants.
While homeowners and tenants can access funding without any financial contribution, landlords are required to pay 50% of the costs for upgrades beyond the first one covered by the scheme.
This scheme provides grants of up to £7,500 for replacing older boilers with more modern heat pumps, although there is skepticism about the environmental benefits of heat pumps.
Aimed at properties with low energy performance ratings (D or below), this scheme offers various home insulation options for eligible households in specific council tax bands.

BEST MOMENTS

"There has been another £3.4 billion earmarked as a result of the budget."

"Each eligible home can access £15,000 for energy performance improvements and potentially an additional £15,000 to install low carbon heating."

"If we're looking to really, really improve everything, then it should just be a blanket case."

"The boiler upgrade scheme provides grants worth up to £7,500 towards replacing older boilers with more modern and supposedly greener heat pumps."

"Anything in life, if it's overly difficult or unnecessarily complicated, then it puts a lot of people off."

VALUABLE RESOURCES

https://www.msn.com/en-gb/money/other/thousands-of-uk-households-could-get-400-a-year-to-cut-energy-bills/ar-AA1tc1KZ?ocid=winp2fptaskbar&cvid=47ad2328aef04a09ba831f1fdf63fb0c&ei=18

https://www.msn.com/en-gb/money/other/free-heat-pumps-and-insulation-upgrades-worth-up-to-30k-each-as-budget-pledges-3-4bn-to-improve-homes/ar-AA1tdnlM?ocid=winp2fptaskbar&cvid=2c9dc3dddb5543caacae3dbfd89919f8&ei=10

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.bbc.co.uk/news/articles/cx25w7qpr0yo

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Budget - SDLT up to 5% from 3& + other key points

Mon, 04 Nov 2024 00:00:00 -0000

Rob discusses the recent budget announcement and its implications for business taxes and the housing market. Key highlights include an increase in national insurance contributions for firms, a rise in the stamp duty surcharge on second home purchases from 3% to 5%, and a boost to the affordable homes budget by £500 million. Rob examines the potential impact of these changes on landlords and property investors, particularly regarding their willingness to purchase additional properties.

KEY TAKEAWAYS

National insurance contributions for firms will rise, with the earnings threshold decreasing from £9,100 to £5,000 and the rate increasing from 13.8% to 15% starting April 2025.
The stamp duty surcharge on second home purchases in England and Northern Ireland will increase from 3% to 5%, effective October 31st. This change may impact landlords' willingness to buy additional properties.
The current affordable homes budget, which runs until 2026, will receive an additional £500 million, although there are concerns about whether this is an effective solution to the housing supply issue.
Social housing providers will be permitted to raise rents above inflation under a multi-year settlement, indicating a shift towards allowing market forces to dictate pricing.
Analysts suggest that the increase in stamp duty could lead to a decrease in the supply of rental properties, potentially resulting in higher rents for tenants in the remaining homes.

BEST MOMENTS

"Firms are to pay national insurance on workers' earnings above 5,000 pounds from April 2025... with the rate also increasing from 13.8% to 15%."

"The stamp duty surcharge... is to go up from 3% to 5%. By the time you listen to this podcast, that increase has already been put into effect."

"Analysts say this could affect landlords' willingness to buy more properties. If the supply of rental properties is squeezed, that could mean rents rise for tenants in the remaining homes."

"The current affordable homes budget... has been boosted by 500 million pounds. Time will tell if that’s the best thing to do."

"It is just a numbers game. It's not a death knell. It's not all doom and gloom. It just creates more opportunities."

VALUABLE RESOURCES

https://www.bbc.co.uk/news/articles/cdxl1zd07l1o

https://www.gov.uk/government/news/chancellor-to-unlock-housing-in-first-budget

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/homeandproperty/green-retrofitting-can-improve-property-values-and-rental-yields-for-landlords/ar-AA1sqs7n?ocid=winp2fptaskbar&cvid=ee15db42cd934b45dd5087238ec4c5bc&ei=15

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

A + B EPC Sale Premiums - An article that does NOT tell the whole truth

Thu, 31 Oct 2024 00:00:00 -0000

Rob discusses the potential benefits of green retrofitting for landlords, as highlighted in a recent article from the Evening Standard, highlighting findings from a survey by Mortgage Works, revealing that energy-efficient properties can command significant price premiums and rental boosts. However, Rob raises concerns about the lack of comprehensive data and the cost-benefit analysis of improving Energy Performance Certificate (EPC) ratings, arguing that while moving from a D to a C rating may be straightforward and cost-effective, achieving higher ratings like A or B can be challenging and expensive, often negating the financial benefits.

KEY TAKEAWAYS

Improving the energy efficiency of buy-to-let properties can potentially increase property values and rental yields, with properties rated A or B attracting a price premium of approximately 10.9% compared to D-rated properties.
The article discussed does not adequately address the cost-benefit analysis for landlords considering improvements to EPC ratings. For instance, the cost to upgrade from a D to a C rating may equal the premium gained from the sale.
Achieving an A or B rating in older properties is challenging and often requires significant investment in improvements such as insulation and solar panels, which may not be feasible for all landlords.
Many landlords may not have the financial resources to make extensive improvements, and the assumption that all landlords have substantial cash reserves is misleading.

BEST MOMENTS

"According to the Evening Standard, green retrofitting can improve property values and rental yields for landlords."

"If you have a more energy efficient buy-to-let property, i.e. with a rating of A or B, then this could attract a price premium of 10.9%."

"I would argue that getting up to a C rating is probably quite straightforward and probably quite cost-effective."

"To me, the economics just do not make sense whatsoever."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.bbc.co.uk/news/articles/czegynwy938o

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

The Perfect Storm Blocking Social Housing

Mon, 28 Oct 2024 00:00:00 -0000

Rob delves into the ongoing housing crisis in England, highlighting a significant shortfall in social housing availability. Drawing from a BBC article, the discussion reveals that over 1 million families are on waiting lists for social homes, while only a fraction of the required new builds are being completed each year. Rob explores the complexities of the housing market, including the challenges faced by housing associations, rising interest rates, and the impact of inflation on construction costs.

KEY TAKEAWAYS

There is a significant housing crisis in England, with over 1 million families and individuals on the waiting list for social homes. The demand for housing far exceeds the current supply, affecting both social and private rented housing.
Experts estimate that 90,000 social homes need to be built annually for the next decade, yet only about 5,000 were completed in the past year. This shortfall is contributing to the ongoing crisis.
Housing associations, which are crucial for providing social housing, are facing financial difficulties. They have less cash available to purchase new properties due to rising costs and limited rental income, which is often capped by government regulations.
Rising interest rates and increased costs for materials and labor are making it more challenging for developers to undertake new housing projects. The base interest rate has risen significantly, affecting mortgage rates and overall project viability.

BEST MOMENTS

"England has a housing crisis... the demand for housing in this country is substantially higher than supply."

"Experts believe that 90,000 social homes need to be built every year for a decade in order to house everyone, but supposedly reported that less than 5,000 were completed in the past year."

"Housing associations are making less money and renting out social homes too."

"If the numbers of the development don't work, or the numbers of the deal do not work in general, then don't do the deal."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

How + why energy policy affects property bills

Wed, 23 Oct 2024 23:00:00 -0000

Rob discusses the complexities of energy policy in the UK and its direct impact on property bills. Following a critique of previous episodes that discussed simplistic energy-saving tips and renewable energy ideas, the discussion focuses on the pressing need for more baseload energy sources, particularly nuclear power, to stabilise energy prices. Rob outlines the factors contributing to the rising standing charges on energy bills, including grid maintenance, meter installation costs, investments in renewable energy, and government programs for vulnerable households.

KEY TAKEAWAYS

The current energy policy in the UK is flawed, lacking in energy security and relying heavily on unreliable renewable sources like wind and solar, which do not provide baseload energy.
Baseload energy sources such as oil, gas, coal, and nuclear are essential for maintaining stable energy prices. The push towards net-zero without adequate baseload energy solutions is problematic.
The standing charge on energy bills is composed of four main factors: grid maintenance, the cost of installing meters, investments in renewable energy sources, and government programs aimed at helping vulnerable households.
Investments in renewable energy projects, while appearing beneficial, ultimately contribute to rising standing charges and energy costs for consumers, as these costs are passed down through energy bills.

BEST MOMENTS

"Our energy policy in the UK is screwed up. That's plain and simple. We don't have very good energy security."

"Nuclear is the answer. Nuclear will produce a hell of a lot of electricity."

"Wind and solar do have a small place on the table, but they are not baseload energy. They are fluctuating energies."

"The standing charge is calculated with a funky old calculation, but it covers a multitude of expenses."

"Scrapping the standing charges would be the best thing moving forward. That would save people a hell of a lot of cash."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/eight-renewable-energy-ideas-for-your-home/ar-BB1oOBuE?ocid=winp2fptaskbar&cvid=c51c6a96d97340d8fdaa5151ee86eaec&ei=11

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

8 renewable energy ideas for your home (more eco nonsense...)

Sun, 20 Oct 2024 23:00:00 -0000

Rob looks at eight renewable energy ideas for homes, while critically examining the practicality of each suggestion. Drawing from an article by The Eco Expert, he highlights the disconnect between eco-friendly initiatives and the realities faced by homeowners, particularly in urban settings.

KEY TAKEAWAYS

Many renewable energy ideas, such as solar panels and heat pumps, may not be practical for the majority of homeowners, especially those living in urban or terraced houses without suitable roof space or insulation.
The installation costs of renewable energy systems can be significant, and not everyone has the financial means readily available to invest in these technologies.
Technologies like domestic wind turbines and biomass heating systems may only be feasible in rural areas or for those with specific property types, making them unsuitable for most urban residents.
There is a concern that eco companies may promote renewable energy solutions that are not universally applicable, potentially driven by government subsidies rather than genuine practicality for the average homeowner.

BEST MOMENTS

"The information that they're pushing out, and then the reality of this, or the reality of the implementation, are two different things."

"If you don't have the right roof or pointing in the right direction, it can be quite difficult and not everyone is going to have X amount of pounds just sat in the bank."

"If your other insulation measures aren't up to scratch, i.e. you live in an old home, it's got solid walls, there's no insulation on them, then you are very likely not going to benefit from having a heat pump."

"You try installing a domestic wind turbine in a set of mid-terrace properties. I imagine that is not going to help at all."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/six-simple-ways-to-cut-down-your-heating-bill-in-october-by-an-energy-expert/ar-AA1ruNFt?ocid=winp2fptaskbar&cvid=09c076f20c204264e472f87800a78a95&ei=9

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

6 supposedly "simple" ways to cut energy bills

Wed, 16 Oct 2024 23:00:00 -0000

Rob explores six supposedly simple ways to cut energy bills, drawing insights from a Daily Express article. He offers practical tips for homeowners and landlords alike, such as heating only the rooms in use, using tin foil on radiators to enhance efficiency, and improving insulation through draft proofing.

KEY TAKEAWAYS

Focus on heating only the rooms that are actively being used. Adjusting the thermostat down by one degree can also contribute to energy savings.
Placing tin foil behind radiators can help reflect heat back into the room, improving radiator efficiency and making it a simple and effective solution.
Enhancing insulation through draft proofing windows and doors, as well as considering loft insulation, can significantly reduce heat loss and energy bills.
Regularly turning off appliances at the wall instead of leaving them on standby can help lower energy consumption, although the impact may be minimal compared to rising energy prices.
While using eco-settings on appliances may seem beneficial, they may not always yield the best results. Additionally, switching to renewable energy sources like solar may not be financially viable or practical for everyone, despite being presented as a simple solution.

BEST MOMENTS

"If your tenants then don't know how to potentially save a bit of cash on the bills, that might put them in a situation where, you know, do they either pay the heating or pay the rent?"

"I don't like the suggestion. I don't think this works for everyone because there are some times where a 30 degree wash just doesn't cut it."

"Turning off standby is a very simple thing to do to turn off standby. Highly recommend you do it."

"Switching to renewables can be done, but it's not necessarily for everyone. It might not be financially viable."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

7 Top Tips for Property Empire Growth

Sun, 13 Oct 2024 23:00:00 -0000

Rob shares seven essential tips for growing a property empire, drawing from nearly nine years of experience in the property sector. He emphasises the importance of integrity in business dealings, networking with knowledgeable individuals, and connecting on shared interests beyond property.

KEY TAKEAWAYS

It's essential to follow through on commitments to build trust and rapport with vendors, estate agents, and partners in the property sector.
Surrounding yourself with knowledgeable individuals can enhance your learning and growth in the property industry. Aim to be the least experienced person in the room to maximise your learning opportunities.
Engaging in conversations beyond property can foster deeper connections and create a more enjoyable networking experience, potentially leading to future business opportunities.
Understanding your motivations for building a property portfolio is crucial. This clarity can reignite your passion and drive, especially during challenging times.
Consistency in networking, property viewings, and maintaining relationships is key to building rapport and increasing your chances of success in the property market. Celebrate your wins and learn from setbacks to maintain emotional consistency.

BEST MOMENTS

"If you say you're going to do something, then go and do it. Because that can help to build rapport quite quickly."

"Always try and be the dumbest in the room. If you go into a networking event and you have the least experience, chances are you're going to learn the most."

"If you're always putting yourself in a position of wanting to add value and help others, then the law of reciprocity means that will come back and favour you at some point."

"If you don't know why you're doing something, then you shouldn't be doing it."

"Be consistent with what you're doing. There are very good days in property. There are some very bad days in property."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Rates WILL fall again + how to benefit from this

Wed, 09 Oct 2024 23:00:00 -0000

Rob discusses the potential for the Bank of England to lower interest rates in the upcoming meetings on November 7th and December 19th. Reflecting on previous predictions, he acknowledges the conflict between economic theory and property market realities, emphasising that while interest rates should ideally rise to combat inflation, a decrease could present opportunities for property investors.

KEY TAKEAWAYS

There is a belief that the Bank of England will lower interest rates in the upcoming meetings on November 7 and December 19, despite the ongoing battle with inflation.
A decrease in interest rates is expected to lead to lower mortgage rates, presenting an opportunity for individuals to lock in long-term fixed deals.
Lowering interest rates could exacerbate inflation, potentially leading to a cycle where inflation spikes again, prompting the Bank to raise rates in the future.
Factors such as government spending and global conflicts can contribute to inflation, affecting prices across various sectors, including oil, which has a broad impact on the economy.
It is recommended for property investors to consult with mortgage brokers to understand the implications of changing interest rates and to strategise for their portfolios accordingly.

BEST MOMENTS

"The Bank of England base rate is currently at 5%, but they have two meetings left this year... I believe they will lower rates again."

"Should those rates go lower, then the knock-on effect is that mortgage rates will likely come down."

"What creates inflation? Well, a lot of government spending on incorrect things creates inflation."

"Should interest rates go down... to me, that's a wrong move. That's not a good move economically."

"Doing the right moves at the right time will have very good implications for your portfolio moving forward."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/labour-to-ban-landlords-from-raising-rents-more-than-once-a-year/ar-AA1qmE42?ocid=winp2fptaskbarhover&cvid=661c30f07e314bcc9fa6f0266e08c17a&ei=12

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Labours proposed rental reforms are dangerous for ALL involved

Wed, 02 Oct 2024 23:00:00 -0000

Rob discusses the Labour Party's proposed housing reforms, which include a ban on landlords raising rent more than once a year and restrictions on rental bidding wars. He critiques these measures, arguing that they reflect a misunderstanding of market forces and historical lessons regarding price controls. The episode also highlights concerns about the treatment of private landlords compared to social housing landlords, questioning the fairness of the proposed regulations.

KEY TAKEAWAYS

Labour is looking to implement reforms that would limit landlords to raising rent only once a year and tie any increases to a market rate, which raises concerns about the effectiveness of such price controls.
The proposed ban on rental bidding wars and restrictions on landlords accepting housing benefit claimants could suppress the free market, potentially leading to negative consequences for both landlords and renters.
There is a perceived disparity in how private landlords and social housing landlords are treated under the proposed regulations, with concerns that social housing issues are being overlooked while private landlords face stricter scrutiny.
Abolishing no-fault evictions could create significant delays in the eviction process, leaving landlords vulnerable to financial losses if tenants stop paying rent, as the current court system already has long wait times.
There is a strong argument for equal treatment of all landlords, regardless of whether they are private or social, emphasising that both good and bad landlords should be held to the same standards to ensure fairness in the housing market.

BEST MOMENTS

"Labour are looking to ban landlords from raising rent more than once a year. This is a part of a set of housing reforms that Labour are looking to push through."

"If price controls don't work then rental controls are not going to work either. Yet it seems though that the people in charge do not like to look at history."

"You're trying to suppress the market. It does not work. What we've got to do is go through years and years of history to show it will not work."

"Finding is it seems to be it's one rule for private landlord and one rule for social housing landlord, and that is unacceptable as far as I'm concerned."

"Bad landlords should be punished. Absolutely. But bad landlords, whether they're private or social, should be treated the same."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Tourism v Local Residents + Economy. Nobody will win...

Sun, 29 Sep 2024 23:00:00 -0000

Rob revisits the impact of council tax hikes on second homes in Wales, particularly focusing on Pembrokeshire. He looks at the significant increase in second homes on the market, which has risen from 38 in July 2023 to 135 in July 2024, largely attributed to a drastic 300% council tax increase for second homeowners. The conversation highlights the ongoing tensions between local residents, tourists, and second home owners, emphasising the complexities of finding a one-size-fits-all solution.

KEY TAKEAWAYS

In Pembrokeshire, council tax for second homes has increased dramatically, with some homeowners facing a 300% rise. This has led to a significant increase in the number of second homes on the market, indicating that many owners are selling due to the financial burden.
Local people often complain about high property prices and a lack of available homes, while businesses rely on tourism for revenue, creating a challenging dynamic.
The policies aimed at making housing more affordable, such as increased council tax for second homes, may have unintended negative consequences. Instead of helping local residents, these measures could harm local businesses and the economy by driving away tourism.
With only 20 to 30 houses built in the Newport area over the last 30 years, there is a clear need for more construction to meet demand and stabilise prices.

BEST MOMENTS

"Pembrokeshire has done is they've been a bit too draconian here and they have trebled their council tax bill."

"If you want prices to come down, you probably have to flood the market with properties. That really means building a lot more."

"If the local people aren't able to afford these homes, then you're going to have a lot of property that's going to be sat empty."

"Raising council tax rates isn't going to do the job because the very people you're trying to protect and help... they're going to get screwed over more than likely."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.bbc.co.uk/news/articles/c3ej5v1ney1o

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

New build madness + 1 reason why NOT to buy new builds

Wed, 25 Sep 2024 23:00:00 -0000

Rob looks into the contentious topic of new build properties, sparked by a troubling article about a housing estate in Cambridge developed by Bellway. He discusses the various issues faced by homeowners, including significant construction flaws and poor customer service, which raise questions about the overall quality and value of new builds.

KEY TAKEAWAYS

New build properties often come with significant issues, such as poor workmanship and unresolved snags, which can lead to a negative experience for homeowners and investors alike.
For investors, new builds are generally not worth the investment unless purchased at a substantial discount below market value. The potential for profit diminishes when buying at standard prices.
There is a growing concern that the quality of construction in new builds is declining, with reports of serious issues like leaking bathrooms, improperly installed fixtures, and unsafe structures.
Many homeowners have reported difficulties in getting timely responses and resolutions from builders like Bellway, leading to frustration and a sense of neglect regarding their concerns.

BEST MOMENTS

"As an investor, buying new built, when it's built, unless it's ridiculously below market value, I would urge not to do it."

"You don't expect three major leaks in your bathroom, a downstairs radiator to be plumbed into the upstairs and vice versa."

"It seems that a lot of house builders... are taking less and less responsibility, and that's unacceptable."

"These levels of issues are becoming more prevalent. They are becoming almost like the norm, and that is unacceptable."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/homeandproperty/landlords-won-t-get-money-back-after-costly-eco-upgrades/ar-AA1pKQpQ?ocid=winp2fptaskbar&cvid=aa2983d6b21f47b1d45fdfa886d10ec5&ei=4

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

EPC Myths BUSTED + Landlord Eco Upgrade Challenges

Sun, 22 Sep 2024 23:00:00 -0000

Rob discusses the challenges landlords face regarding eco-upgrades and Energy Performance Certificate (EPC) ratings, particularly in light of the Labour government's mandate for a minimum EPC rating of C by 2030. The episode highlights a recent article from The Telegraph, which claims that landlords may not recoup their investments in costly green upgrades. Rob focusses on the lack of correlation between improved EPC ratings and increased property values, making it a risky investment for landlords.

KEY TAKEAWAYS

Landlords must achieve an Energy Performance Certificate (EPC) rating of C by 2030, which may require significant financial investment in eco-upgrades.
Upgrading properties from a G rating to a C rating can cost around £27,000, while moving from a D rating to a C rating may cost approximately £10,000, depending on the property's current rating.
There is no solid data to support that improving an EPC rating will increase the property’s market value, leading to concerns among landlords about the return on their investment in eco-upgrades.
An article from PropertyMark suggested five ways to boost a Victorian property's EPC rating, but some recommendations, such as turning down the thermostat and adding roller blinds, do not actually impact the EPC rating.
Many landlords are facing financial strain due to the costs associated with meeting EPC requirements, which may lead some to sell their properties rather than invest in necessary upgrades.

BEST MOMENTS

"Landlords are not going to get their money back if they've done costly eco-upgrades."

"There is no hard data to suggest that a higher EPC rating leads to a higher value of the property."

"Turning down the thermostat isn't going to increase your EPC rating."

"If you have a chimney that's open and you don't have a working fire, then draft proofing the chimney... will actually improve the EPC rating."

"Landlords are between a rock and a hard place at the moment."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/london-landlords-selling-up-hits-10-year-high-as-capital-gains-raid-looms/ar-AA1pUcOt?ocid=winp2fptaskbar&cvid=0cd5d7b0e5e9448b9304ed95d42f796d&ei=15

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Landlords selling up hits 10-year high as CGT TAX RAID looms

Wed, 18 Sep 2024 23:00:00 -0000

Rob talks about the alarming trend of landlords in London selling their properties, which has reached a 10-year high. This surge is largely attributed to the anticipated changes in capital gains tax, expected to be announced in the upcoming autumn budget. Rob delves into the broader implications of these potential tax hikes, including the impact on housing supply and rental prices, as well as the challenges posed by rising mortgage rates and energy efficiency regulations.

KEY TAKEAWAYS

Landlords in London are selling properties at a 10-year high, largely due to anticipated changes in capital gains tax rates, which may increase significantly.
The potential influx of properties for sale could flood the market, potentially suppressing property prices in the short term. However, this could lead to a decrease in rental property supply, driving rental prices higher.
Despite claims of decreasing inflation, the reality is that many costs, such as fuel and food, have risen significantly, indicating that the economy is not as healthy as portrayed.
The proposed tax changes and increased regulations, such as energy performance certificate requirements, could lead to higher rental prices, further trapping tenants in a difficult housing market.
There is a need for government action to increase the supply of rental properties rather than imposing tax increases and regulations that could harm both landlords and tenants.

BEST MOMENTS

"London landlords selling up has hit a 10-year high... it seems highly likely that there are going to be changes to capital gains and the way that it is taxed."

"If demand remains the same... then your price will go higher. Then people that are renting are going to be even more trapped than they might already feel."

"The same government will then argue that they're trying to protect the renters... when really they're just lying out their ass."

"What we're hearing... the higher tax rate is going to increase from 20% to 45%. That's not good at all."

"We're basically in a scenario where it's no bueno. It's no good, as we say. And it's only going to get worse."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://metro.co.uk/2024/05/21/clarksons-farm-just-changed-law-20882369/

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Clarkson's Planning Problems highlight UK's Issues

Sun, 15 Sep 2024 23:00:00 -0000

Rob delves into the planning challenges faced by Jeremy Clarkson at his Diddly Squat Farm in West Oxfordshire, as showcased in the popular series "Clarkson's Farm." The discussion highlights Clarkson's attempts to build a restaurant and farm shop, which have been met with repeated rejections from the local council due to concerns over parking and local transport. Rob explores the broader implications of planning issues in the UK, particularly the impact of NIMBYism (Not In My Backyard) and the slow bureaucratic processes that hinder development.

KEY TAKEAWAYS

There are significant planning issues faced by Jeremy Clarkson in his efforts to develop Diddly Squat Farm, particularly in relation to building a restaurant and farm shop.
A positive outcome from Clarkson's experiences is the introduction of "Clarkson's Clause," which allows farmers to convert unused buildings into homes or shops without needing planning permission.
The slow and bureaucratic nature of local councils can hinder development projects despite offers of solutions from entrepreneurs and builders.
To meet housing targets, such as the proposed 1.5 million new homes by 2029, there is a call for reforming the planning process to facilitate quicker and more efficient development.

BEST MOMENTS

"Planning can be an absolute pain in the backside."

"Clarkson went back and said, well, that's not a problem. What we can do is we can build this car park here."

"It always feels that either the council don't like it or there is someone within that constituency that will kick up a fuss."

"This program will probably make your blood boil a little bit."

"If Jeremy Clarkson has listened to this, thank you very much because what you've done for your Clarkson's Farm is provide a lot of very useful information."

VALUABLE RESOURCES

https://www.express.co.uk/showbiz/tv-radio/1940651/jeremy-clarkson-issues-clarksons-farm-axe

https://uk.news.yahoo.com/jeremy-clarkson-councillors-threats-144729472.html

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.bbc.co.uk/news/articles/c8er93k051xo

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Dagenham Fire + Cladding Crisis Continues

Wed, 11 Sep 2024 23:00:00 -0000

Rob discusses the ongoing issues surrounding cladding in UK housing, particularly in light of a recent fire in a tower block in Dagenham. Drawing parallels to the tragic Grenfell Tower fire in 2017, he highlights the alarming safety concerns related to building materials and the potential negligence in planning approvals.

KEY TAKEAWAYS

The recent fire in a Dagenham tower block has reignited discussions about cladding safety, highlighting ongoing issues since the Grenfell Tower fire in 2017, which resulted in significant loss of life and raised questions about building regulations.
Eyewitness accounts from the Dagenham fire indicate that fire alarms and sprinkler systems may not have functioned properly, raising serious concerns about the safety measures in place within high-rise buildings.
There is a growing demand for accountability in the housing market, particularly regarding how buildings with potentially unsafe cladding have been approved. Trust in builders and the housing market is crucial for future developments.
Residents of buildings with cladding issues may face increased insurance costs, difficulties in selling their properties, and rising service charges, which can lead to financial strain and decreased property values.

BEST MOMENTS

"What's alarming is that people... were trying to set off the fire alarms... that either the fire alarm sprinkler system wasn't working or the alarms weren't working."

"If cladding has been faulty or incongruent with the building itself or building rules and regulations, then there has to be some accountability there."

"This is one of those expenses that is... necessary, because you're dealing with people's livelihoods here."

"If you're going to do something, do it properly, and ideally do it right first time."

VALUABLE RESOURCES

https://www.bbc.co.uk/news/articles/c07e5ke71kmo

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Tax Increases Coming YOUR way. Property likely included

Sun, 08 Sep 2024 23:00:00 -0000

Rob discusses the impending tax increases that are likely to affect the property market in the UK. The Chancellor's sudden realisation of a £22 million black hole in public finances has prompted the government to consider raising taxes rather than cutting down on spending. Rob stresses the importance of having a strong power team, including a good accountant and tax advisor, to navigate these potential tax changes and remain tax-efficient.

KEY TAKEAWAYS

Tax increases are likely coming for property owners due to a £22 million black hole in public finances.
Having a strong power team, including a good accountant and tax accountant, can help mitigate the impact of tax increases on property businesses.
Potential tax increases could include changes to capital gains tax, income tax rates, corporation tax, VAT, national insurance, and inheritance tax.
The government may target smaller landlords with tax increases, potentially impacting how property businesses are operated.
Despite the looming tax increases, having a good power team can help navigate and minimize the impact of these changes on property investments.

BEST MOMENTS

"Tax increases are coming your way. Property is likely to be included."

"Argentina, with Javier Melo, who has gone in, attacked the Argentinian economy with a chainsaw, as he said he would, and has turned Argentina's budget deficit into a budget surplus."

"We were once a shining light on the world. You know, we're not really anymore, but we like to poke our noses in every now and then."

"Always have a good power team. Always have a very good team around you. They will help you."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Labours 12 Point Plan for the Rental Market

Wed, 04 Sep 2024 23:00:00 -0000

Rob delves into the Labour Party's plans for the rental market, discussing 12 key policies that could potentially impact landlords and tenants. He covers a range of topics, including the abolition of Section 21 evictions, increasing tenant protections, introducing rent caps, implementing AWAB's law for hazard fixes, and setting new energy efficiency standards.

KEY TAKEAWAYS

Abolishing Section 21 evictions could have pros and cons, affecting landlords and tenants.
Implementing rent caps and banning rental bidding wars may suppress the free market.
Strengthening energy efficiency standards and removing the mandate to replace gas boilers by 2030 are part of Labour's plans.
Building 1.5 million new homes and introducing stable tax rates are also on the agenda.
Strengthening local councils' enforcement powers could impact both private and social housing landlords.

BEST MOMENTS

"Getting rid of section 21, we're against it, we don't think it's a good idea because the court system, the court process at the moment is very very slow."

"Banning rental bidding, again, doesn't make sense. It's shooting people in the foot, because again, you're suppressing the free market."

"The fact that gas boilers will still be around and about is a very good thing because we're already seeing a lot of people with fuel poverty."

"I do think the idea is good, but you need to have accountability across the board. Because what I'm seeing is it seems to be one rule for private landlords, yet it's a different rule for social housing landlords."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/news/uknews/uk-s-biggest-housing-association-fined-over-four-year-failure-to-fix-window/ar-AA1oGgYp?ocid=winp2fptaskbar&cvid=381c6dbe5be548fbd3f5f64f882b5413&ei=10

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

We Have a 2 Tiered House Policing System

Sun, 01 Sep 2024 23:00:00 -0000

Rob presents examples of social housing mismanagement, highlighting the disparities in accountability between private landlords and social housing landlords. The episode delves into cases where social housing landlords have failed to meet basic safety standards, such as providing electrical safety certificates or carrying out necessary repairs.

KEY TAKEAWAYS

Social housing landlords seem to be held to a different standard compared to private landlords when it comes to meeting property maintenance criteria.
There is a perceived lack of urgency and accountability for social housing landlords in addressing tenant complaints and property issues.
Clarion, the largest housing association in the UK, was fined for failing to repair a child's bedroom window for four years, leading to health issues for the family.
The discrepancy in consequences between private and social landlords for similar property maintenance failures is concerning and unjust.
It is crucial for all landlords, regardless of ownership type, to prioritize property maintenance and timely resolution of tenant complaints to ensure tenant safety and well-being.

BEST MOMENTS

"The private landlord hasn't met a criteria and has been given a fine, and quite rightly so. Social housing landlord, hasn't met a criteria, no accountability, doesn't matter by the sounds of it."

"I think if you're going to have these rules for not meeting EPC standards or not having your gas safety certificate or electrical safety certificate in place, then we should all be hit with the same brush."

"According to Clarion, they said, and I quote, 'we apologise sincerely to the resident and their family. In this case, the issue took too long to resolve and our communication was not good enough.'"

"If it took you four years to fix a window, you can guarantee your arse health and safety, environmental health, are right on you. They're going to be on you like a dog on heat."

"If you're gonna throw the book at people, throw the book at everyone, no matter how many properties you've got, you must get back and do your repairs. You've got to have good maintenance throughout your portfolio."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/homeandproperty/rent-controls-drive-up-prices-for-tenants-as-khan-pushes-for-new-powers/ar-AA1oTxxk?ocid=winp2fptaskbar&cvid=5e89594eb4394cf6f3a0be203435ae2c&ei=10

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Rent controls push up prices - WHO KNEW!!

Wed, 28 Aug 2024 23:00:00 -0000

Rob discusses the ineffectiveness of rent controls in the property market. Drawing on examples from history and recent studies, he highlights how rent controls can actually push up prices, reduce the number of available properties, and lower the quality of housing.

KEY TAKEAWAYS

Rent controls have been shown to push up prices, reduce the number of properties available, and lower the quality of housing according to 200 studies.
Implementing rent controls can lead to a decrease in supply, an increase in demand, and ultimately result in higher rents.
History has repeatedly shown that price controls, including rent controls, do not work effectively.
Scotland's introduction of rent controls led to a depressed property market, less house building, and financial challenges for social housing providers.

BEST MOMENTS

"Rent controls do not work. History has shown that that's the case, yet people, politicians, seem to not want to learn this."

"If they were to go down the rent control route, it will be under the assumption of protecting renters, but it will have the opposite effect."

"Tenants are complaining about the price of how much their rent costs up and down the country."

"Labour government are potentially looking to introduce measures to curb soaring rent, but rent controls do not solve the issue."

VALUABLE RESOURCES

https://www.bbc.co.uk/news/articles/cj627rr3wk9o

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/news/uknews/birmingham-council-to-sell-off-athletes-village-homes-at-more-than-300m-loss/ar-AA1oJkqN?ocid=winp2fptaskbar&cvid=7757e87e44f941b2e6790a54417f7887&ei=10

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

£320m LOSS! Surely the worst property deal in history

Sun, 25 Aug 2024 23:00:00 -0000

Rob discusses what he considers to be one of the worst property deals in history involving Birmingham City Council. The council is facing a loss of 300 million pounds after selling off 755 properties from the athletes' village built for the 2022 Commonwealth Games. Rob examines the lack of foresight and planning by the council, highlighting the high loan-to-value ratio and the failure to consider alternative strategies.

KEY TAKEAWAYS

Birmingham City Council is facing a significant loss of 300 million pounds by selling off 755 properties from the athletes' village homes built for the 2022 Commonwealth Games.
The council's lack of foresight and failure to have a backup plan has led to this disastrous property deal, resulting in a burden on taxpayers.
The council borrowed a significant amount, with a loan-to-value ratio of about 85-90%, which is uncommon in private property investment.
Despite retaining 213 newly built homes, the decision to sell off 755 properties seems illogical and detrimental to the community.
The council's reasoning of a lack of market appetite in the area where the properties are located raises questions about their decision-making process.

BEST MOMENTS

"Birmingham hosted the 2022 Commonwealth Games and as with most sporting events they're very prestigious but they don't actually necessarily do the economy in the grand scheme of things."

"Local MPs have come out and said that it's, and I quote, an absolute scandal, end quote, and that the Labour-led authority had agreed last week, or a little while ago, to sell more than 700 homes to a private company, and that's resulted in a £300 million loss."

"Taxpayer funds have been used to build some infrastructure in order to host the Commonwealth Games. They have now been hosted. And as a result of that, people of Birmingham are left with this white elephant of a project."

"So they're selling off 755 properties to a private bidder, bidder's yet to be named, that's going to result in significant loss to the public purse."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/landlords-would-take-18-years-to-meet-epc-targets/ar-AA1oDlAe?ocid=winp2fptaskbar&cvid=b12630545a6c4623947868777f0ea779&ei=14

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

18 Years to meet EPC targets = No chance

Wed, 21 Aug 2024 23:00:00 -0000

Rob discusses the reintroduction of EPC targets by the Labour government, aiming for a minimum EPC rating of C by 2030 for property investors. He questions the feasibility of this target, highlighting the disparity between the government's goals and the current rate of upgrades in homes, and expresses concerns about the financial implications for landlords and the challenges of upgrading older properties to meet the required standards.

KEY TAKEAWAYS

EPC targets are back due to the Labour government reintroducing green targets for property investors.
The government aims for all homes to have a minimum EPC rating of C by 2030, but the current rate of upgrades suggests it may take until 2042 to achieve this target.
The disparity lies in the number of homes being upgraded annually (115,000) compared to the required rate (340,000-350,000) to meet the 2030 target.
Challenges in achieving a C rating include high renovation costs, conservation area restrictions, and the nature of older housing stock.
Energy shocks highlight the need for energy independence, but the focus on upgrading homes may not directly address the root causes of energy issues.

BEST MOMENTS

"Labour have reintroduced plans to reintroduce green targets for property investors, i.e. with your energy performance certificate rating."

"Yet the Labour government want to introduce or reintroduce EPC C rating by 2030."

"Energy shocks in recent years have shown the urgent need to upgrade British homes."

"To me, nuclear is the answer. You need to be building as many nuclear plants as you can and upgrading the infrastructure of the grid."

"So yes, energy shocks in recent years have been brought on by government. So that's a government issue, not this current government."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.theargus.co.uk/news/24508660.serious-council-failings-uncovered-brighton-hove-homes/

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

No electrical safety cert. means £10k FINE for landlord, NO FINE for council

Sun, 18 Aug 2024 23:00:00 -0000

Rob looks at the disparity in treatment between private landlords and social housing landlords when it comes to electrical safety certificates. He highlights a case where a private landlord in Hastings was fined £10,000 for failing to provide an electrical safety certificate, while Brighton and Hove City Council, owning over 25% of social housing homes without the necessary certificates, faced no consequences.

KEY TAKEAWAYS

Landlords, both private and social housing, have a duty to provide safe and secure housing for tenants.
Private landlords can face fines for not providing necessary certificates, such as electrical safety certificates.
There is a disparity in how private landlords and social housing landlords are treated when it comes to compliance with regulations.
Accountability is lacking for social housing landlords who fail to meet legal requirements, putting tenants at risk.
It is important to raise awareness about the issue and hold councils and social housing landlords accountable for their failings.

BEST MOMENTS

"It is criminal that councils can seemingly get away with this, yet landlords cannot."

"You should always have your certificates in place. But then we go to Brighton and Hove Council, and we live in Brighton and Hove, so we can speak with a bit of volition here."

"There is no accountability, by the sounds of it. You're going to have people that, and God forbid, people that could die in social housing homes because electrical safety certificates haven't been put in."

"There needs to be more accountability here. There needs to be a way that people can hold their local council, they can hold their feet to the fire."

VALUABLE RESOURCES

https://www.theargus.co.uk/news/24509556.landlord-taken-court-hastings-borough-council-fined-10-000/

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Rates Down + The impact on the housing market

Wed, 14 Aug 2024 23:00:00 -0000

Rob discusses the impact of decreasing interest rates on the housing market, highlighting the recent decrease in the Bank of England rate from 5.2% to 5% and speculates on the possibility of further reductions. With the government's pledge to build 1.5 million homes in five years, the episode explores how lower interest rates could make mortgages more attractive, potentially leading to increased demand for housing.

KEY TAKEAWAYS

Interest rates have decreased from 5.2% to 5%, potentially leading to further decreases in the future.
The decrease in interest rates can make mortgages more attractive, stimulating the housing market.
The government's pledge to build 1.5 million homes in five years may impact the housing market.
Increased demand for housing due to lower interest rates could lead to bidding wars and higher prices.
While the decrease in interest rates may benefit some in locking in good mortgage deals, the long-term impact on the housing market remains uncertain.

BEST MOMENTS

"Chances are house prices are then going to go up as a result because it's going to be a lot of people or more people considering moving."

"But we are pretty much sat on a house of cards."

"If you've got demand or increased demand chasing the same amount of supply or even a slightly diminished supply, then that will lead to higher prices."

"I've got a feeling it's not going to end up very well."

"If you have a chance to lock in a good deal, a good mortgage deal, certainly better than what we've seen in the last couple of years, then I'm not an independent financial advisor."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Rates Down + Then likely to go higher

Sun, 11 Aug 2024 23:00:00 -0000

Rob discusses the recent decision by the Bank of England to lower the base rate, creating increased competition in the mortgage market. He explores the potential implications of further rate cuts on property investments, suggesting that locking in long-term deals could be beneficial in the face of potential inflation. From a non-property economic perspective, Rob expresses concerns about the impact of decreasing interest rates on inflation and the overall economy.

KEY TAKEAWAYS

The Bank of England reduced the base rate from 5.25% to 5%, leading to increased competition in the mortgage market.
With potential future rate cuts, it may be a good time to consider fixing in a long-term mortgage deal to avoid potential inflation and interest rate increases.
Inflation is expected to reignite due to economic factors, potentially leading to a cycle of rate cuts followed by increases.
The current economic situation, including social unrest and murmurs of tax increases, may contribute to a challenging environment for the UK economy.
While the decrease in the Bank of England rate may have negative implications from a non-property economic perspective, it could present an opportunity for property investors to secure favourable mortgage rates before potential future increases.

BEST MOMENTS

"I do like the fact that the headline from the mirror said that it offered a record low rate of three point eight four when you go back to four or five years ago. It's definitely a lot lower than that."

"If rates drop, it might be an idea to then look at locking in long-term deals on your mortgages because the chances are inflation is going to reignite itself and then we're off to the races and then all hell breaks loose."

"Inflation is not going to go away, and with these decisions and with everything else that's going on in the economy at the moment."

"From a non-property economic head, not good news. From a property head point of view, actually, the lowering of interest rates could be a good time, possibly one of the last times where you can lock in an okay rate."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/cornwall-plots-second-home-crackdown-and-tourist-tax/ar-BB1qH25d?ocid=winp2fptaskbar&cvid=ee677a4891974870eb9a6b46ad657f19&ei=6

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Cornwall's Housing Issues + Good & Bad Proposed Solutions

Wed, 07 Aug 2024 23:00:00 -0000

Rob looks into the housing challenges faced by Cornwall, a popular holiday destination in the United Kingdom, and the council's proposed solutions to the housing issues include a 300% council tax surcharge on second homes, a £3 tourist tax, closing a business rate relief loophole, and introducing rent caps.

KEY TAKEAWAYS

Cornwall Council is considering implementing a 300% council tax surcharge on second homes, a £3 tourist tax, and closing a business rate relief loophole.
Introducing rent caps, whether on regular housing or Airbnb properties, is not a viable solution and may have negative consequences.
Cornwall heavily relies on tourism, and any measures that deter tourists could have detrimental effects on the local economy.
It is crucial for Cornwall Council to use any additional tax revenue wisely, such as investing in building more homes for residents.
Rent caps have been proven ineffective in other regions, and Cornwall should learn from these examples to avoid similar pitfalls.

BEST MOMENTS

"Cornwall Council looking to introduce a £3 tourist tax. Probably not a bad idea, as long as those funds are channeled into sensible projects, i.e., build more homes."

"Rent caps do not work. Cornwall Council, rent caps do not work. They will not work. Please do not put your constituents through the mess of rent caps."

"If you're rich and wealthy enough to own a second home in Cornwall, then I would imagine increasing the council tax bill by 300% is probably not going to have a detrimental effect on whether you want to sell your home."

"They want a bit more, a fairer share of tax streams. And again, it's okay to ask that from the government, that's fine. If you then are granted that, great, well done, then use it to go and build houses."

"Tourism is one of the most, if not the most important cog in the Cornwall wheel. There we are. Let's see what happens. That's all we can say to that. Just please don't put a rent cap in. It's not going to work."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/furious-residents-slam-council-for-selling-land-worth-1-2m-for-4/ar-BB1qJcme?ocid=winp2fptaskbar&cvid=adeabdb2ae6545408e47c8bb18679245&ei=19

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Crazy Bolton Council sells land for £4!

Sun, 04 Aug 2024 23:00:00 -0000

Rob discusses a controversial decision made by Bolton Council to sell off land worth £1.2 million for just £4 to a property developer, Watson Homes. He explores the implications of this deal from both the perspective of the property developer and the council, highlighting the missed opportunity for the council to potentially enter into a joint venture agreement with the developer, which could have been more beneficial for both parties and the community.

KEY TAKEAWAYS

Instead of selling off valuable land for a minimal amount, councils should explore joint venture agreements with developers to maximise the potential benefits for both parties.
The example of Bolton Council selling land worth £1.2 million for just £4 highlights the missed opportunities and lack of business acumen by some councils.
By creating win-win situations through joint venture agreements, councils can generate revenue, improve the community, and enhance their reputation among constituents.
There are developers willing to collaborate with councils, provided that the council can provide the land and approve planning, while developers can bring in the necessary financing and expertise for development projects.

BEST MOMENTS

"Bit unlucky if you live in Bolton, purely because your council has decided to sell off land that is reputedly worth £1.2 million for just £4 to a property developer."

"I think you've got a fantastic deal there, getting some land for £4, especially when there looks like there is a lot of potential there for development and for making a lot of cash."

"It's a win-win situation. Superb. Now, it might mean that if it's at 1.2 million pounds, as is the supposed land value, then the council might have to wait three or four years maybe to get that 1.2 million pounds."

"The solution is to all councils listening to everyone out there, There's a lot of developers out there that are willing to work with the council. All it takes is creating a win-win situation."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/homeandproperty/labour-to-end-no-fault-evictions-for-renters-but-estate-agents-warn-of-landlord-exodus-without-court-reform/ar-BB1qjivJ?ocid=winp2fptaskbar&cvid=0513837ac0214345ba088ebdbc7065df&ei=6&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Ending No-fault evictions for renters will mean HIGHER RENTS

Wed, 31 Jul 2024 23:00:00 -0000

In this milestone 500th episode of the Property Nomads podcast, Rob expresses gratitude to all past and present contributors, including guests, co-hosts, and the behind-the-scenes team, and then delves into the implications of Labour's vow to end no-fault evictions through the Renters' Right Bill, specifically focusing on the potential imbalance it may create between landlords and tenants.

KEY TAKEAWAYS

The proposed Renters' Right Bill by Labour aims to end no-fault evictions, which may benefit tenants but pose challenges for landlords without court reforms.
Ending Section 21 could lead to imbalances favoring tenants, potentially resulting in higher rents and landlord sell-offs.
The need for court system reform is crucial to efficiently handle situations where good landlords face issues with bad tenants.
Labour's plan to end no-fault evictions for renters may have unintended consequences, such as higher rents, without addressing court system reforms.

BEST MOMENTS

"To get to episode 500 is a fantastic achievement. It's been really good fun to do that."

"The challenge that you've got with ending Section 21 is that you might be in a scenario where you are a good landlord but you've got a bad tenant."

"At the moment, getting rid of Section 21, that's very good for tenants, not so good for landlords."

"If landlords sell up, and they then sell up to people that are buying that are not landlords, you're then creating a demand."

"If Labour are going to end no fault evictions for renters, that is going to lead to higher rents. So hallow higher rents."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.crisisinvesting.com/p/rents-too-high-here-comes-biden-with

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Rents Too High - Then get RID of RENT CONTROLS

Sun, 28 Jul 2024 23:00:00 -0000

Rob discusses the issue of high rents and the proposed solution of implementing rent controls. He argues that rent controls do not work and uses examples from the USA and Scotland to support this claim, emphasising the importance of addressing the supply side of the housing market rather than implementing price controls.

KEY TAKEAWAYS

Rent controls do not work and have never worked in the past.
Implementing price controls or rent controls can lead to a temporary suppression of issues, but they resurface when the controls are removed.
Scotland's experience with rent controls for social housing and private landlords showed that rents skyrocketed once the controls were lifted.
Governments should focus on addressing the supply side of housing economics rather than implementing rent controls.
Letting the free market operate without controls is essential to effectively address high rents.

BEST MOMENTS

"Price controls, rent controls do not work. They never have worked. They never will work."

"The ironic thing about that and the sad thing about that as well is that when you bring in these sorts of controls and then you bring them in for social housing landlords as well, again like what happened in Scotland."

"We've touched upon this before in Scotland, that rental controls do not work."

"Let the free market deal with it. What you need to do is deal with the supply side of the economics."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/news/uknews/housing-minister-tried-blocking-1-500-home-project-in-constituency/ar-BB1pHwRR?ocid=winp2fptaskbar&cvid=07f913c5f1df425f8f572881d5fd3676&ei=10&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Housing minister tried blocking 1,500-home project in constituency

Wed, 24 Jul 2024 23:00:00 -0000

Rob discusses the challenges of housing supply in the UK, focusing on the reluctance to build new homes due to concerns about heritage and local impact. He highlights a specific case where a Labour MP objected to a 1,500 home project in his constituency, citing concerns about the impact on local heritage. Rob looks at the need to prioritise the supply side of housing economics, pointing out the various obstacles developers face, such as red tape, regulations, and public objections.

KEY TAKEAWAYS

Housing shortage in the UK is viewed as a supply side issue, focusing on building more homes by opening up land, simplifying planning rules, and reducing friction in housing plans.
Nimby attitude (Not In My Backyard) poses a challenge to building new homes, with concerns about economic impact and heritage preservation hindering development.
Private developers face challenges such as high costs, red tape, ventilation regulations, and planning laws, which can lead to projects being rejected despite meeting requirements.
The need for government intervention to streamline approval processes and prioritize housing development to address the housing crisis effectively.
Collaboration between government, local councils, and developers is essential to overcome obstacles and ensure the successful approval and construction of new homes.

BEST MOMENTS

"We try not to look too much into the migration numbers, emigration numbers, immigration numbers, those sorts of numbers."

"New homes need to be built. If we're going to attack the housing shortage that we have, and we're going to focus on the supply side economics of it, we need to build more homes."

"You've got to make sure that that development makes cash end of."

"You shouldn't then be allowing all these plans to be sat in the hands of councillors who then go, oh, yes, but it's going to impact the heritage."

"I am interested to see what the Labour government does from a bringing everyone together point of view."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/homeandproperty/surge-in-tenants-asking-to-be-made-homeless/ar-BB1phU2q?ocid=winp2fptaskbar&cvid=0cfe4c417c0442d8ac3dd157e734a155&ei=8

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

1 reason why tenants are ASKING to be made homeless

Sun, 21 Jul 2024 23:00:00 -0000

Rob discusses a surprising trend where tenants are requesting to be served with Section 21 notices by their landlords in order to access council housing. The episode highlights the reasons behind this trend, such as the rising rents in the private rental sector compared to council housing.

Rob also delves into the implications of this trend on both tenants and landlords, emphasising the financial benefits for tenants seeking more affordable housing options.

KEY TAKEAWAYS

There is a surge in tenants asking to be made homeless in order to access council housing.
More tenants are requesting landlords to serve them with Section 21 notices to increase their chances of getting council housing.
Rents in council housing are typically lower than in the private rental sector, making it a more affordable option for struggling tenants.
Some tenants may be voluntarily asking for eviction to create a win-win situation for themselves and their landlords.
The housing sector in the UK is facing a shortage, leading to councils placing tenants in temporary or emergency housing before finding more permanent solutions.

BEST MOMENTS

"More and more tenants are asking their landlords to serve them with Section 21 notices... so that they can access council housing."

"Rents increased year on year 11.4% in 2022, and then 8.2% in 2023."

"We're seeing more and more tenants requesting landlords to serve as Section 21 because they've had advice from their council on the process to get council housing."

"Councils are also desperate... there needs to be big reform... in order to increase the supply of housing."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.bbc.co.uk/news/articles/cmm2n3527m4o

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WTF! 450 x increase in gas prices in AFFORDABLE homes!

Wed, 17 Jul 2024 23:00:00 -0000

Rob discusses a concerning situation in Edinburgh, Scotland, where residents in affordable homes have experienced a staggering 450% increase in their gas prices. The properties are part of the Harvester's Way Development, managed by Places for People Scotland, and are connected to a district heating system. This lack of control over gas prices has left residents feeling helpless and frustrated, especially as the properties were marketed as greener and more efficient. The episode highlights the importance of researching heating systems when buying or renting property to avoid being caught off guard by unexpected price hikes.

KEY TAKEAWAYS

Residents in a development in Edinburgh experienced a 450% increase in gas prices, highlighting the issue of lack of control in district heating systems.
The development was marketed as greener and more efficient, but residents are now facing unaffordable gas bills, contradicting the initial promises.
The situation emphasises the importance of researching heating systems before buying, renting, or investing in properties to avoid unexpected cost increases.
The residents' lack of control over their heating costs due to the district heating system showcases the potential pitfalls of modern build housing and future home standards.
It is crucial for homeowners, renters, and investors to be cautious about green investments and thoroughly examine the implications of such developments to avoid financial surprises.

BEST MOMENTS

"Prices are on the increase overall, but when that increase is 450%, that's correct, 450, Then we have a bit of an issue."

"Control in the world is important, too much so in terms of World Economic Forum and Club of Rome and that stuff, but this isn't the episode for that."

"This situation just doesn't look good on anyone. It doesn't reflect well on anyone at all, especially as, again, part of that drive to induce people or seduce people into potentially buying and renting these homes."

"You don't want district heating. You don't need community heating because you need to be able to have control over those elements so that you can monitor things properly."

"As long as it's sold as a green investment, and it's good for the environment, and it's good for the economy, then you know, people are going to lap it up."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.theargus.co.uk/news/24417633.protest-outside-brighton-town-hall-rent-exploitation/

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Rent Exploitation - but they have the WRONG solution

Sun, 14 Jul 2024 23:00:00 -0000

Rob discusses a recent protest in Brighton by members of the Living Rent Campaign, who were protesting against rent exploitation. He highlights the ineffectiveness of rent controls, citing the example of Scotland where rent controls led to a supply and demand imbalance, causing rents to skyrocket.

Rob also touches on the importance of increasing the supply of housing to tackle housing challenges, despite the challenges in funding such initiatives.

KEY TAKEAWAYS

Protests against rent exploitation took place outside Brighton Town Hall, led by the Living Rent Campaign.
Rent controls, as seen in Scotland, have backfired by causing a supply and demand imbalance, leading to skyrocketing rents.
The expansion of council housing is crucial to address the housing challenges in the country, but it won't happen overnight.
The Living Rent Campaign calls for an end to the right to buy scheme, which has both pros and cons, especially in areas like Brighton with tourism challenges.
Funding for improving council housing and building more is a key issue, as it may involve increasing council tax and requires a clear strategy.

BEST MOMENTS

"Rent controls, as we've talked about before, are not a good solution. Just look at the recent articles in Scotland. Rent controls attracted less investment, less development, leading to skyrocketing rents."

"Increasing the supply of housing is crucial to tackle the housing challenges. But the lack of a clear and cohesive strategy, changing governments, and local councils hinder progress."

"The Living Rent Campaign's call to end the right to buy scheme has pros and cons. It may help provide more housing but could also lead to issues with the types of homes being bought."

"Improving rent controls will backfire. It may provide a short-term victory but will lead to long-term consequences. The Living Rent Campaign should be cautious about this approach."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Labour majority + France falters - what this means for housing

Wed, 10 Jul 2024 23:00:00 -0000

Rob discusses the recent election results, focusing on Labour's majority win and the potential implications for the future. He also touches on the surprising outcome of the French election and the implications of a potential hung parliament.

KEY TAKEAWAYS

Labour won the election with a majority of 412 seats, a significant increase from the previous election.
France's election results surprised many, with a leftist coalition potentially winning and leading to a hung parliament.
Labour's victory may face challenges in the next five years, especially if they do not fulfill their manifesto pledges.
Labour aims to build 1.5 million houses, recognizing the supply-side issue in the housing market.
The effectiveness of Labour's housing policies and their ability to afford public funding for house building remain subjects of skepticism.

BEST MOMENTS

"Labour have a majority. They ended up winning 412 seats in total. That was a 211-seat increase from 2009."

"France is going to be heading to the right-hand side of politics. Well, that turns out not to be the case either, and I think that's caught an awful lot of people off guard."

"Labour are in a situation where they're a bit damned if they do, damned if they don't, because I would imagine that the economic books of the UK don't look very pleasing."

"As long as Diane Abbott's not in charge of any property numbers I think the country is going to be absolutely fine."

"I do like the fact that they look at the housing area as something that needs working on, and it's a supply issue."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/news/newslondon/future-homes-standard-right-for-tackling-cost-of-living-crisis-ed-miliband/ar-BB1oVihX?ocid=winp2fptaskbar&cvid=c9e76fd9d39c46eabbef5830d293b0d0&ei=75

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

ZERO BILLS Homes CHALLENGED

Sun, 07 Jul 2024 23:00:00 -0000

Rob discusses Ed Miliband's endorsement of the Future Homes Standard as a solution to the cost of living crisis. Miliband visited a zero bills new build site in Staffordshire, impressed by Octopus Energy's initiative guaranteeing zero energy bills for five years on homes equipped with solar panels, a home battery, and a heat pump.

Rob raises critical questions about the sustainability and feasibility of the initiative, questioning how Octopus Energy can afford to provide zero bills and the environmental impact of the technology involved.

KEY TAKEAWAYS

Future homes standard could potentially help tackle the cost of living crisis, according to Ed Miliband.
Octopus Energy's initiative offers zero energy bills for five years on new homes with solar panels, a home battery, and a heat pump.
Questions arise about the sustainability of Octopus Energy's zero bills tariff and the potential reliance on government subsidies.
The concept of a zero bills home may not be entirely accurate if additional charges like standing charges, water bills, or council tax are still applicable.
Considerations about the environmental impact of mining and technology involved in creating eco-friendly homes should be taken into account when promoting future home standards.

BEST MOMENTS

"It is clear that the UK needs a future home standard to help those struggling with the cost of living."

"Although it might seem good on paper, there's some things to me that don't quite add up."

"What Ed Miliband went on to say is, 'I think it's really, really important to say to people, this is about the future and it's about tackling the cost of living crisis that people are facing.'"

"A zero bills home, well, having a No electric bill, okay, that's fine. What about standing charge? Do you still have to pay standing charge to Octopus?"

"If you're advertising a zero bills home, then someone might walk in and not expect any water bills, not expect any council tax bills, not expect any electric bills, not expect a standing charge bill."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/travel/news/british-tourists-hit-back-after-majorca-locals-moan-they-re-being-colonised-by-visitors/ar-BB1p4Tff?ocid=winp2fptaskbar&cvid=e33a85188e0b44e2a32f8a2941fafc38&ei=9

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Spanish Tourism Chaos - Bad for Property + Travel

Wed, 03 Jul 2024 23:00:00 -0000

Rob looks at the current backlash against British tourists in Spain, particularly in popular tourist destinations like Majorca, Ibiza, and the Canary Islands. He reflects on the negative impact of mass tourism on local communities, citing examples from Brighton and Barcelona. The episode explores the tensions between the economic benefits of tourism and the strain it puts on housing markets and local businesses.

KEY TAKEAWAYS

British tourists in Spain are facing backlash from locals due to perceived negative behaviours such as excessive drinking and causing chaos.
Some Spanish cities, like Barcelona, are taking action to limit short-term rentals to address the issue of over-tourism.
Locals in tourist-heavy areas like Mallorca and Malaga are protesting against tourists, leading to anti-tourism sentiments and graffiti.
The balance between tourism and local economy is delicate, as a decrease in tourists could negatively impact businesses and employment levels.
The housing issue in touristy areas is complex, with locals feeling priced out by short-term rentals and blaming expats for rising prices.

BEST MOMENTS

"Barcelona has, or believe they have, a massive tourism problem, i.e. there's too many tourists. It is such a lovely city. But they see a lot of issues with a lot of short-term rentals."

"A lot of locals feel that they're being pushed out of their communities as well because house prices are going up. They blame expats causing the increase in prices. I'm not sure about that because you always have to look at your own local government as well."

"I don't like seeing that sort of stuff in any country, especially when it's, you know, tourist groups, you know, hitting each other."

VALUABLE RESOURCES

https://www.express.co.uk/news/world/1914141/british-tourist-rental-ban-barcelona-spain

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/house-building-in-scotland-nosedives-after-nicola-sturgeon-s-rent-controls-figures-show/ar-BB1oRxOg?ocid=winp2fptaskbar&cvid=f492b5949296431fb18cf80d0259f5c5&ei=20

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Rent Controls = Less Housebuilding. Just ask Scotland

Sun, 30 Jun 2024 23:00:00 -0000

Rob discusses the negative impact of rent controls on house building in Scotland, highlighting how rent controls imposed by the Scottish government have led to a significant decrease in the number of new homes being started and completed.

The statistics show a drop in housing construction across the board, including private sector and council homes. The episode emphasises how rent controls restrict the free market, leading to skyrocketing rents and discouraging investors from putting capital into the housing market.

KEY TAKEAWAYS

Rent controls in Scotland have led to a decrease in house building, with fewer new homes being started and completed.
The Scottish National Party (SNP) implemented rent controls, resulting in a drop in affordable housing budget and a surge in rent prices.
The extension of rent controls in Scotland is deterring investors from renovating or building new homes in the area.
Investment in built-to-rent properties in Scotland plummeted by 71% last year due to the impact of rent controls.
The Scottish government plans to make rent controls permanent in 2025, despite the negative consequences observed so far.

BEST MOMENTS

"Scotland is suffering from some of the largest rent rises anywhere in the UK."

"Rent caps basically where you're saying that you're only allowed to put up rents by X percent, you're not allowing the free market to do its job."

"The fact that Scotland is going to have a flight in this capital because of the rent controls, it's just not going to help Scotland at all."

"They say that investment in built to rent properties in Scotland slumped 71 percent last year."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

1.55 million EMPTY Homes in UK. How to MAKE MONEY from this

Wed, 26 Jun 2024 23:00:00 -0000

Rob looks into the shocking statistic of 1.55 million abandoned homes in the UK. The episode explores the potential opportunities in bringing these empty homes back into use, highlighting the vast possibilities for property investors and developers. Rob discusses the challenges and benefits of tackling abandoned properties, emphasising the importance of maximising the efficiency of existing housing stock.

KEY TAKEAWAYS

There are approximately 1.55 million abandoned homes in the UK, worth over 500 billion pounds.
The research by Together identified concerns over derelict properties, with Westminster, Cornwall, and Birmingham being the top three offenders.
It is important to define what constitutes an empty home, as some may be second homes or have other unique circumstances.
Running a land registry search on abandoned homes can potentially lead to profitable opportunities in property investment.
Utilising abandoned homes can not only be a lucrative business model but also contribute to addressing the housing supply issues in the UK.

BEST MOMENTS

"There are supposedly 1.55 million abandoned homes in the UK. And I find that quite a staggering number, and I'm sure you do too."

"Oddly Westminster is the worst offender with just under 36,000 vacant homes."

"So really, therefore, this is a great way to be able to make cash."

"The opportunities here are endless."

"Getting those 1.5 million homes back onto the market, if possible, would be absolutely superb."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Social Housing Supply Issues Explored

Sun, 23 Jun 2024 23:00:00 -0000

Rob looks at the current housing crisis in the UK, focusing on the decline of social housing stock by over 250,000 units in the last decade. He focusses on the reasons behind this decrease, such as the selling off or demolition of social housing, challenges with planning permissions, and the high demand for housing exceeding supply.

KEY TAKEAWAYS

The number of social rent homes in England has fallen by about a quarter of a million in the last decade, contributing to the housing crisis.
Issues with planning, including local councils rejecting building proposals, create bottlenecks in housing development.
Housing demand in the UK is higher than supply, leading to increased costs of renting.
Frequent changes in government and policies hinder long-term, cohesive solutions to the housing crisis.
Shelter suggests building 90,000 genuinely affordable social homes per year for 10 years to address the housing emergency effectively.

BEST MOMENTS

"There's not ever one solution fits all, whether that's in the private sector, or the social rented sector."

"A lot of social housing stock has been sold off or demolished. A lot more has been sold off rather than being built."

"Planning creates a bottleneck, because of the way this country is set up, again, all it takes is one person to complain. And you know, all hell can break loose."

"If the supply increases, then that should help to meet demand by bringing a flood of supply onto the market, that you should also find that the cost of renting, whether that be social or private, you should find that that decreases."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Labour Manifesto - Property + Macro Impacts

Wed, 19 Jun 2024 23:00:00 -0000

Rob looks into the Labour Party's manifesto and its potential impact on the property market and macroeconomic landscape. He analyses key points from the manifesto, including plans to shake up planning laws to deliver 1.5 million homes, restore mandatory housing targets, raise stamp duty surcharge on non-UK residents, introduce a mortgage guarantee scheme for first-time buyers, and abolish Section 21 evictions.

KEY TAKEAWAYS

Labour Party's manifesto includes plans to shake up planning laws to deliver 1.5 million homes, restore mandatory housing targets, raise stamp duty surcharge on non-UK residents, introduce a permanent mortgage guarantee scheme for first-time buyers, and abolish Section 21 no-fault evictions.
The manifesto also aims to bring Britain's railways into public ownership, tackle the UK's dependency on overseas energy sources, set up publicly-owned Great British Energy, and invest in upgrading 5 million homes under the Warm Homes Plan.
There are concerns about the feasibility and practicality of some of the proposals, such as the challenges in implementing the housing targets and the potential impact of increasing stamp duty surcharge on non-UK residents.
The focus on renewable energy sources like wind and solar power, along with plans to work with the private sector to double onshore wind, triple solar power, and quadruple offshore wind by 2030, raises questions about the sustainability and funding of these initiatives.

BEST MOMENTS

"I fully believe that we are in for a Labour majority come July, come election time."

"Manifestos, most of the time, have been nonsense. It's get, you know, please come and vote for us."

"I think come July we're in for a Labour majority. If it turns out to be a super majority, that could be quite dangerous, I think, for the country."

"There's certainly a bit more oomph to the Labour manifesto when comparing it to the Conservative manifesto."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property + Macro Impacts of the 2024 Tory Manifesto

Sun, 16 Jun 2024 23:00:00 -0000

Rob delves into the key property-related points from the Conservative Party's manifesto for the general election. He highlights the proposed tax break for landlords, including a 100% relief on capital gains tax for landlords selling to existing tenants, and an increase in the stamp duty threshold for first-time buyers to £425,000. The episode also touches on the pledge to maintain the current level of corporation tax and the goal to reduce borrowing and debt.

KEY TAKEAWAYS

Tax break for landlords: The Conservative Party manifesto includes a 100% relief on capital gains tax liability for landlords who sell to their existing tenants.
Stamp duty threshold increase: The threshold for first-time buyers paying stamp duty will be raised to £425,000.
Corporation tax: The manifesto states that the corporation tax level will not rise.
Fiscal rules: The Conservative Party aims to meet fiscal rules of having public sector net debt falling and public sector net borrowing below 3% of GDP in the fifth year of the forecast.
Supply and demand: While the manifesto offers some incentives, it may not address the fundamental issue of property supply and demand imbalance.

BEST MOMENTS

"While it's a good fishing line or fish hook there for landlords, and I'm sure there'll be people that would take them up on that should that come into force."

"The measures in this manifesto are fully funded and would result in lower borrowing in 2029-2030, which will be the target year of our fiscal rules in the first fiscal event of the new parliament."

"Would these things really be game changers? Would they really help things in the property world? I would argue that they might ever so slightly help, but in the bigger scheme of things, probably not."

"So yeah a couple of overtures there but nothing to really shout home about or really get excited about."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Rates Down = Inflation Up

Wed, 12 Jun 2024 23:00:00 -0000

Rob discusses the recent decrease in interest rates by the European Central Bank and the potential upcoming decision by the Bank of England to follow suit. He delves into the implications of lowering interest rates on inflation and the economy, and highlights the historical context of inflation, the impact on housing and portfolios, and the importance of understanding macroeconomics when making financial decisions.

KEY TAKEAWAYS

The European Central Bank and the Bank of England are likely to lower their base rates, which may lead to inflation.
Inflation rates have been higher than the ideal 2%, despite government statistics suggesting otherwise.
Lowering interest rates may create a false sense of security, as it could lead to another wave of inflation.
Property investors should consider the potential impact of rising interest rates due to inflation on their portfolios.
It is essential to study macroeconomics, assess the situation, and consult with a mortgage broker to make informed decisions about locking in interest rates.

BEST MOMENTS

"Inflation is definitely a lot higher than that. But what does that mean for housing? What does that mean for your portfolio? And it's a very good question."

"Lowering rates, people might start to think, yeah, this is very good. This is very nice. But all the underlying supply and demand challenges that we have and a big bunch of other things that are going on in the world..."

"So we're in the wave, we're at the bottom of wave one. So wave one has been undone, it's been and gone. We're now at the bottom and wave two is probably going to happen."

"If inflation does go up, then the chances are you're probably going to see your interest or the interest rate go up."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://progressivepropertyreferral.com/live-multiple-streams-of-property-income-peterborough-21-05-24/AMB4692

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

The Great British Cavity Wall Insulation Scandal

Sun, 09 Jun 2024 23:00:00 -0000

Rob discusses the concerning issue of poorly installed cavity wall insulation through government-backed schemes. He highlights the complaints received by the BBC from homeowners who have faced problems due to improper insulation, stressing the importance of reputation and aligning with trustworthy professionals in the property industry.

KEY TAKEAWAYS

There have been issues with insulation installations not being done properly under government schemes, leading to problems for homeowners and landlords.
Always align yourself with reputable people in the property industry to avoid potential issues with installations or other property-related matters.
When installing insulation, consider how it may affect the property's ventilation and ability to "breathe" to prevent issues like condensation and mould.
Before undertaking any property-related work, make sure to do thorough research on the companies or individuals you are working with to avoid potential pitfalls.

BEST MOMENTS

"There's a lot of issues within the property world at the moment when it comes to government-backed schemes and insulation installations that haven't been done properly."

"Reputation is very important. You must always look to align yourself with the best possible people and have a good understanding of housing in general."

"Since 2008, supposedly more than three million homes have had cavity wall insulation fitted under green energy schemes set up by the government."

"It's almost depressing doing a podcast on it, because it's just not pleasant to read. It highlights the fact that it seems we can't do anything right in this country without a lot of people taking the proverbial."

"Just be careful. If you're going through routes of getting installation done under green home grants and green schemes, just be careful with who you're using. Do your research."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://progressivepropertyreferral.com/live-multiple-streams-of-property-income-peterborough-21-05-24/AMB4692

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Deep Dive Into Planning Permissions

Wed, 05 Jun 2024 23:00:00 -0000

Planning and obtaining planning permission can be a complex and ever-changing process in the property industry. In this episode, Rob delves into various aspects of planning, including permitted development, planning permission, Article 4 directives, and listed building consent.

KEY TAKEAWAYS

Planning and obtaining planning permission can be complex and ever-changing, so it is crucial to surround yourself with the right power team, including an architect and a planning consultant.
Different scenarios require different levels of permission, such as planning permission, Article 4 directives, or listed building consent, depending on factors like whether the property is in a conservation area or a listed building.
Permitted development allows for certain types of construction without planning permission, such as rear extensions, loft conversions, and adding porches, sheds, or garden rooms.
Specific rules apply to different types of developments, such as height restrictions, materials used, and proximity to boundaries, which may determine whether planning permission is required.
It is essential to stay informed about the latest rules and regulations in planning, as they are subject to change, and to consult with professionals to navigate the process effectively and maximise the value added to the property.

BEST MOMENTS

"Surround yourself with the right power team. In this case, that would be an architect, a planning consultant potentially, also even speaking to your local council."

"If you own a listed building, then you are going to need to apply for both listed building consent and quite often planning permission to go with that project."

"Building a rear extension, very popular. That can be done through permitted development, or it can be done through planning permission."

"Adding a shed or garden room. So again, people, because of the way home offices have been done in the last few years, they have been putting big garden rooms in their garden."

"Always get the right power team. So get your planning consultant in, get your planning your architect and your planning consultant, have a word with the council if you can."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

General Election Housing Pledges Explored

Sun, 02 Jun 2024 23:00:00 -0000

Rob looks at the upcoming general election in the UK and its potential impact on the property market, focussing on the issue of rising house prices outpacing wage increases, making it difficult for many to afford homes.

He delves into the promises made by political parties regarding housing, such as building more homes and overhauling the planning system. However, the lack of concrete plans and the turnover of housing ministers in recent years raise concerns about the effectiveness of these promises...

KEY TAKEAWAYS

Housing market facing challenges with high demand and limited supply leading to increased prices.
Lifetime ISA limit of £450,000 since 2017 may need to be increased to align with average house prices.
Both major parties, Labour and Tories, have pledged to build 300,000 new homes a year but have not outlined specific plans to fix the housing market.
Expectations of a rate cut in August for cheaper mortgage rates may not materialise as interest rates are predicted to rise due to inflation.

BEST MOMENTS

"It's important to look at what is likely to be said in the manifestos, but also how that could then potentially impact housing in general."

"One thing that various people have brought in over the years is the Lifetime ISA. And that has helped people to contribute to purchasing a home."

"Overhauling the planning system, again, that's been in the pipeline, I think, for a very, very long time, no matter who's been in charge."

"Too many rail ministers and you wonder why things aren't really progressing at all."

"Don't fall for the promises. Don't fall for all that mumbo jumbo. In a nutshell, the supply of housing needs to be dramatically increased."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

2nd Home Policies backfiring in Cornwall

Wed, 29 May 2024 23:00:00 -0000

Rob discusses the impact of government interventions in the housing market, particularly focusing on second homes in Cornwall. He highlights how policies aimed at deterring second home buyers, such as increased stamp duty and council tax rates, may not be effective in addressing the housing issues in the region.

KEY TAKEAWAYS

Government interventions in the housing market, particularly targeting second homes, are negatively impacting areas like Cornwall.
Despite efforts to deter second home buyers through increased taxes, the social housing waiting list in Cornwall continues to grow.
MPs in Cornwall are hesitant to build new homes due to concerns about lowering house prices for locals, leading to a shortage of affordable housing.
Policies aimed at second home owners, such as doubling council tax, may not be effective in deterring those who can afford second homes.
The unintended consequences of housing policies in Cornwall are causing rents to rise, making it even more challenging for renters to save for their own homes.

BEST MOMENTS

"Cornish MPs don't want to build new homes. They're worried this would push down house prices for locals who already own homes in the area."

"Tourism, though, is very, very important for Cornwall. I don't know the stats on how much it brings in per year, but you would imagine that it is a significant amount."

"I would recommend go and read the article because it then goes on to talk quite a lot about South Wales as well, which is quite interesting."

"Just another example of something that in theory sounds good, but in reality and in practicality, it has a complete different effect."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/homeandproperty/how-cornwall-s-crackdown-on-second-homes-backfired/ar-BB1mmFWU?ocid=winp2fptaskbar&cvid=5dec6af5503849e3a3bb1dae3f11ebf2&ei=6&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

The BIG BRITISH RENTAL CRISIS continues

Sun, 26 May 2024 23:00:00 -0000

Rob looks into the ongoing British rental crisis, highlighting the decrease in listing times for rental properties and the high demand for homes. He delves into the reasons behind the lack of available properties, such as government tax changes affecting landlords and uncertainty in the market, emphasising the importance of understanding economic fundamentals in the property market and reiterates the need for sustainable housing policies to address the crisis.

KEY TAKEAWAYS

The British rental crisis continues due to high demand and lack of available properties.
Two-bedroom rental homes are now listed on average for 25 days, 10 days less than before the pandemic.
Landlords are selling properties due to tax changes and uncertainty in the market, leading to a decrease in available properties.
The conservative target for new homes is 300,000 a year, but only about 210,000 are being built, contributing to the housing shortage.
Understanding economic fundamentals in housing is crucial for investors to navigate the current market challenges.

BEST MOMENTS

"The big British rental crisis continues... renters are in races for homes as listing times are slashed."

"Landlords have had the rough end of the stick... quite a lot of landlords have been looking to sell up."

"Scotland likes to shoot itself in the foot... Actually, to be fair, most of the UK does."

"Everyone warns about danger ahead... there's not enough supply coming to the market."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.bbc.co.uk/news/articles/cxr33l9dx0yo

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Selective Licensing - Why it is a BAD idea

Wed, 22 May 2024 23:00:00 -0000

Rob discusses the controversial topic of selective licensing, looking into the implications of selective licensing on landlords in certain areas of the UK, particularly in England. The episode highlights how selective licensing can be seen as a cash generator for councils, creating more bureaucracy and expenses for landlords.

KEY TAKEAWAYS

Selective licensing is a process where landlords in certain areas are required to obtain a license for each property, leading to additional costs and bureaucracy.
The implementation of selective licensing can result in councils having more power and potentially targeting good landlords for fines and penalties.
Selective licensing can deter landlords from investing in certain areas, leading to a decrease in available rental properties and potentially driving up rents due to supply and demand.
The scheme of selective licensing should ideally be non-profit to ensure that the income matches the outgoings.
It is important to be cautious and aware of selective licensing regulations in the areas where you operate as a landlord or property investor.

BEST MOMENTS

"Selective licensing is not a good thing. It gives councils too much power."

"Selective licensing is another way to bash landlords. It's another way to put a cost of business on the landlord."

"The challenge with selective licensing is what it can do is it gives the councils more power and then they will exacerbate that power."

"If landlords start selling up and first-time buyers start buying, or landlords sell up and there's no other landlords to buy, then the amount of stock available goes down."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

1857 Law being used to stop developments

Sun, 19 May 2024 23:00:00 -0000

Rob discusses the Village Green Protection Law, dating back to 1857, and its impact on property development in the UK. The law allows certain areas to be designated as village greens, preventing any development or enclosure on the land. The episode highlights how residents are using this law to halt developers from building on specific plots of land, creating obstacles for increasing housing supply.

KEY TAKEAWAYS

The Village Green Protection Law, dating back to 1857, is being used by villagers and individuals to prevent developers from developing land.
In order for land to be designated as a village green, it must have been used for sports, pastimes, and recreation for at least 20 consecutive years.
Developers need to consider the Village Green Protection Law when looking at land for development, as more people are seeking to designate areas as village greens.
Examples of the law being used include blocking a housing development in Bristol and designating a plot near a supermarket in Ashford, Kent, as a village green.
Once land is designated as a village green, it cannot be developed or enclosed, regardless of ownership.

BEST MOMENTS

"It pretty much means that that land is not able to be developed on. No matter who owns it, you are not allowed to develop on it, nor are you allowed to enclose that land either."

"You're in an area where you don't want development to happen. You're a nimby, as they say, not in my backyard. You don't want developments to happen. You want to be able to protect it somehow."

"If you are a developer and you're developing something or you're looking to develop something, you're going to have to now be aware of this law, the Village Green Protection Law from 1857."

"Purely because once something is designated as a village green, it cannot be developed or enclosed. Regardless of who owns what, it cannot be developed on."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Length of Leaseholds examined + an interesting property strategy

Wed, 15 May 2024 23:00:00 -0000

Rob delves into the intricacies of leaseholds in this episode, focusing specifically on the importance of lease length when considering purchasing a leasehold property. Rob highlights the potential challenges that arise when a lease falls below 80 years, making it difficult to secure a mortgage and significantly increasing the cost of extending the lease. Listeners are advised to consult with a specialist solicitor and factor in the premium for extending the lease when evaluating the value of a property.

KEY TAKEAWAYS

When considering purchasing a leasehold property, it's crucial to pay attention to the length of the lease. Leases typically range between 99 and 125 years, with longer leases being more favourable.
Extending a lease comes with a cost, which can significantly increase when the lease falls below 80 years. This can impact the property's value and the ability to secure lending.
The premium for extending a lease can vary based on factors such as the property's value and the remaining lease length. It's essential to factor in these costs when buying a leasehold property.
To extend a lease, there is an ownership test requirement, where the claimant must have owned the lease for two years before making a claim. This test can impact the premium for extending the lease.

BEST MOMENTS

"There comes a point where if the length of the lease gets to a certain time frame, then it could become much more challenging to get a mortgage on that property."

"The cost, though, of increasing the length of lease significantly increases when the lease falls below 80 years. This normally means that lenders won't lend on it."

"Surprise, surprise, the government have proposed reforms to make it cheaper to extend short leases. But as with anything and everything that's been going on through the halls of Westminster, you probably won't be surprised to hear that that's going to take a while for that to go through."

"If, for example, a flat's worth £500,000, and it's got 81 years left on the lease, then the premium on extending that lease would be around about 11,000 pounds."

"General rule of thumb is that when a leasehold or when a lease is 80 years or less, then it becomes significantly more challenging to get any form of lending on it."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

5 Simple + Cost Effective Energy Saving Measures

Sun, 12 May 2024 23:00:00 -0000

Rob discusses five simple and cost-effective energy-saving measures that can be implemented in both homes and property portfolios. The measures include changing to LED lighting for energy efficiency, addressing air gaps around doors and windows, upgrading loft insulation to meet building regulations, maintaining radiators by bleeding them and adding reflective sheets, and insulating pipework to reduce energy consumption. Rob focusses on the importance of these measures in improving energy efficiency, reducing bills, and potentially increasing energy performance certificate ratings.

KEY TAKEAWAYS

Change over to LED lighting for energy efficiency and longer lifespan.
Check for air gaps around doors and windows, and use draft excluders to retain heat.
Upgrade loft insulation to meet building regulations and improve heat retention.
Bleed radiators and add reflective sheets behind them to increase heat effectiveness.
Insulate pipework to prevent freezing, maintain hot water temperature, and reduce overall energy consumption.

BEST MOMENTS

"You could change your old halogen light bulbs to LED ones. This will help you become more energy efficient because the LED lights use less energy."

"Loft insulation might not be applicable to you if you live in a flat, but if you do have a roof area with insulation, check the depth and contact your energy supplier to upgrade it to meet building regulations."

"Bleed your radiators, add some foil behind them to reflect heat back into the room. That's quite useful."

"Having insulated pipes keeps things warmer for longer, reducing overall energy consumption and helping to reduce bills moving forward."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Leasehold HELL - but help is on its way

Wed, 08 May 2024 23:00:00 -0000

Rob delves into the complexities and issues surrounding leasehold properties in England and Wales. He highlights the challenges faced by leaseholders, such as escalating ground rent and service charges, as well as the low threshold for repossession if payments are not made. Rob also touches on the proposed Leasehold Reform Bill, which aims to ban the creation of new leasehold houses and make it easier for leaseholders to buy their freeholds.

KEY TAKEAWAYS

The government is considering the Leasehold Reform Bill to ban the creation of new leasehold houses in England and Wales and make it easier for leaseholders to buy their freeholds.
Currently, a leasehold property can be repossessed if the leaseholder owes as little as £350, which is considered a low amount and needs to be increased.
It is crucial for individuals considering buying a leasehold property to conduct thorough research, especially regarding ground rent and service charges, and to engage a solicitor to review all agreements.
Freeholders are urged to set fair charges and not take advantage of leaseholders, as unethical practices can tarnish the reputation of the housing market.

BEST MOMENTS

"A freehold basically means that you own the land that the buildings are on, and therefore you've pretty much got the right to do what you need and want to do."

"£350 is what is all it takes at the moment for a property to potentially be repossessed if that's what the leaseholder owes. And that's not good."

"Leasehold houses, modern leasehold houses, are just a bad idea in general, because people, if you're buying, especially if you're buying a house, and it's leasehold, that to me just spells danger."

"The Leasehold Bill, it's making its way through Parliament. This would ban the creation of new leasehold houses in England and Wales. It would also make it easier for leaseholders to buy their freeholds."

"From a freeholder point of view, dear freeholders, I understand there's a lot of things, costs out there, but do not rip people off because this is then painting everyone in a bad light."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

No fault evictions now might NOT be banned BEFORE next election

Sun, 05 May 2024 23:00:00 -0000

Rob discusses the government's backtracking on the no-fault eviction ban, specifically focusing on Michael Gove's inability to guarantee its implementation before the next election. The episode delves into the complexities of the housing crisis, highlighting the perspectives of both landlords and tenants on the issue

KEY TAKEAWAYS

The government is backtracking on the no-fault eviction ban, with uncertainty about its implementation before the next election.
There are two sides to the debate on no-fault evictions, with landlords wanting the option for scenarios where they need the property back quickly, while tenants seek security and stability.
The government's promises regarding the no-fault eviction ban have been inconsistent, leading to skepticism about its actual implementation.
The issue of no-fault evictions currently only applies to England.
It is suggested to wait for the new government to see how they handle the no-fault eviction ban issue.

BEST MOMENTS

"The government have had this in place since I believe 2019 and they've wanted to bring this in and then some pandemics and all that sort of stuff that pushed things to the back burner."

"There's many reasons why demand is much higher than supply at the moment, and that's not going to change."

"Landlord's point of view is quite simple. We still want no full evictions because there are scenarios where we want the property back or if a tenant's been very difficult."

"Tenants want security, they want to be able to get by day to day, knowing that they've got that medium to long term security."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

NOW IS THE TIME to buy from your Local Council

Wed, 01 May 2024 23:00:00 -0000

Rob discusses a new property strategy that may be available for property investors to explore. With many councils facing financial struggles and looking to sell off assets to cover liabilities, there is a unique opportunity for property developers and investors to potentially acquire land or buildings at discounted rates. Rob encourages you to reach out to your local council, particularly those in financial distress, to explore potential opportunities for collaboration or investment.

KEY TAKEAWAYS

A new property strategy may be available through local councils selling assets to fund liabilities.
Property developers and investors can benefit from contacting struggling councils to potentially purchase assets at discounted rates.
It is advisable to reach out to local councils, such as Nottinghamshire City Council or Birmingham City Council, who are aiming to raise funds through asset sales.
Building a win-win situation with councils by offering to purchase assets or potentially joint venture with them can be advantageous.
Success stories from engaging with councils should be shared, and support for the podcast by liking, subscribing, and checking out the YouTube channel is encouraged.

BEST MOMENTS

"There might be a new property strategy available and there might even be a new way to obtain quite a lot of property."

"Selling assets to pay for your liabilities is not a good thing, you need to do it the other way around."

"You could be in a very good position to help your council. What you need to do is to just get in contact with them."

"There are always opportunities out there, and for the sake of reaching out to your council, you never know what you might end up with."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

FINDING the BEST Lettings Agent for YOU

Sun, 28 Apr 2024 23:00:00 -0000

Rob looks into the crucial topic of choosing the right lettings agent for managing rental properties. He discusses the two main ways to manage a property portfolio: self-management or working with a lettings agent. He also provides valuable insights on finding a local lettings agent with good knowledge and reputation, emphasising the importance of building a strong relationship with the agent.

KEY TAKEAWAYS

Choosing the right lettings agent involves deciding between self-management or working with a lettings agent.
It is ideal to find a local lettings agent with good knowledge and reputation in the area where the property is located.
When selecting a lettings agent, consider factors such as proximity to the property, independence vs. national chain affiliation, and reviews from both landlords and tenants.
Avoid haggling too much on lettings agent fees as quality of service often correlates with the fee.
Prioritise finding the right tenant for the property over simply aiming for the highest rent, as a good tenant can be invaluable in the long run.

BEST MOMENTS

"Knowledge is power. That is what you're looking for. You are ideally looking for a local lettings agent Hopefully that's been around for a little while, they know the area, they know the streets, like the back of their hand, perfect."

"A property is a relationship. Business, it's a people business. Working with the right people is key."

"Don't haggle too much on the lettings agent fee, you get what you pay for."

"Ultimately, at the end of the day, you then just go with gut instinct, you have to go if you got instinct, we can say, not fair for us to mention names, we're not going to do that."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

10 renters applying for every rental property

Wed, 24 Apr 2024 23:00:00 -0000

Rob discusses the current favourable market conditions for landlords in the UK rental property sector. With 10 renters applying for every rental property on average, landlords are in a strong position to rent out their properties and potentially increase rents. Rob highlights the imbalance between housing demand and supply, attributing it to government policies and planning issues.

KEY TAKEAWAYS

Demand for rental properties is currently exceeding supply, with an average of 10 renters applying for every rental property.
Landlords are in a favourable position to rent out their properties and be more flexible with rents due to high demand.
Rental amounts have been increasing due to the imbalance between supply and demand, making it a good time to be a landlord.
Economic factors such as rent increases offsetting mortgage rate hikes contribute to landlords potentially running at a profit.
Selectivity in choosing tenants and adjusting rents based on market demand can work in favour of landlords, but finding the right balance is crucial.

BEST MOMENTS

"Apparently there are 10 renters applying for every rental property out there. This puts us landlords in a very good position for a couple of reasons."

"If your rate of return is higher than the rate of inflation and all of the above and you've done your numbers and you're still making money or currency, as I would call it, then Happy Days."

"It puts us landlords in a really good position in order to be more selective on the tenants that we're putting in to our properties."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/millions-of-households-wasting-500-a-year-on-energy-bills-due-to-poor-insulation/ar-BB1ljO52?cvid=afb6593848da4136bbd945ad7983a713&ocid=winp2fptaskbar&ei=13&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

How to not waste £500 a year on ENERGY

Sun, 21 Apr 2024 23:00:00 -0000

Rob discusses the issue of households wasting money on energy bills due to poor insulation, with millions reportedly wasting £500 a year. He provides advice on how to lower energy bills by improving insulation in homes, covering areas such as wall cavity, loft, floor insulation, and double glazing

KEY TAKEAWAYS

Millions of households are wasting £500 a year on energy bills due to poor insulation.
Ways to improve energy efficiency include checking wall cavity, loft, floor insulation, and double glazing.
Local councils may offer funding for home improvements to increase efficiency.
Consider options like loft insulation, wall insulation, and floor insulation to reduce heat loss.
Be cautious when choosing companies for home improvements and consider going through the council for familiarity and comfort.

BEST MOMENTS

"There's a lot of talk as always about insulation and people wasting a lot of unnecessary cash on energy."

"So in short, yes, we're slowly getting better at having more economical homes. But we're a long way off from where we need to be."

"If there is funding available to get loft installation or wall installation, and you're going to get it installed for free or with a minor contribution, then it's worth looking at, absolutely."

"Just beware if you're doing it on the outside of your home that will change the appearance of your home if you're doing it on the inside that will decrease the usable floor space."

"I would always say through experience, be careful and do your homework on all the other companies maybe that are offering these services because if they're not regulated or they haven't got the right certificates or the right requirements, then, you know, that could lead to disaster."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Why Leasehold is dying a slow and painful death

Wed, 17 Apr 2024 23:00:00 -0000

Rob delves into the topic of leasehold properties and whether leasehold is a dying concept in the real estate market. He talks about the issues surrounding leasehold properties, such as escalating service charges, ground rent fees, and unscrupulous developer practices, emphasising the importance of thorough research and due diligence when considering purchasing a leasehold property, and highlighting the potential pitfalls and risks involved.

KEY TAKEAWAYS

Understanding the differences between leasehold and freehold properties is crucial when considering purchasing a property.
Buyers must conduct thorough research and due diligence before purchasing a leasehold property to avoid potential issues with service charges, ground rent fees, and lease lengths.
The trust between buyers and developers in the leasehold market is diminishing due to issues such as high service charges, ground rent fees, and poor construction practices.
Social media plays a significant role in highlighting issues within the leasehold market, potentially leading to a decline in trust and interest in leasehold properties.
Having a reliable team of professionals, including a good solicitor and mortgage broker, is essential when navigating the complexities of purchasing a leasehold property to avoid getting trapped in unfavourable situations.

BEST MOMENTS

"Leasehold, I think, is slowly dying a death. Not just because there's government reforms and things like that, it's because the trust is starting to go between people that are buying and developers and everything to do with leasehold."

"From a buyer point of view, you've always got to be careful and aware of what you're buying, why you're buying it, and what all of these caveats are."

"From a developer's point of view, stop taking the piss and stop milking it, because not only are you going to give yourself a bad reputation, you're then going to affect everyone else in the market."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/i-want-to-convert-my-garage-do-we-need-planning-permission-to-replace-the-door-with-a-window/ar-BB1kF4wW?cvid=fa024c0aebc644d7bf9604765ff4c53c&ocid=winp2fptaskbar&ei=6&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Do you need planning to convert a garage?

Sun, 14 Apr 2024 23:00:00 -0000

Rob looks into the topic of garage conversions and whether or not planning permission is required for such projects. He explains the concept of integral garages and how they are integrated into the dwelling, and highlights the importance of checking with local councils, planning consultants, and architects to determine if planning permission is needed based on factors like covenants, Article 4 restrictions, and parking issues in the area.

KEY TAKEAWAYS

Garage conversions may or may not require planning permission, depending on various factors such as local covenants and Article 4 restrictions.
Integral garages are integrated into the dwelling, and converting them into living spaces or offices may fall under permitted development.
It is essential to consult with local councils, planning consultants, and architects to determine the need for planning permission.
Some councils may have Article 4 directions that remove specific permitted development rights, especially if there are parking issues in the area.
When converting a garage, it is crucial to consider building regulations, insulation, and proper construction to ensure the new space is functional and attractive.

BEST MOMENTS

"A lot of people are either using it for storage or in a few cases people are just not even using their garage full stop and they might want to convert that into a living space or an office or sometimes even a bedroom."

"The best people to ask would be your council, purely because, again, this is all area dependent."

"If your council believes there's an ongoing parking problem, it might use such a thing called an Article 4 to remove your right to convert your garage under permitted development."

"Always look at your insulation and that sort of stuff as well. Specifically the floor, because it will be a solid floor, so putting some scree down or some form of solid floor insulation, again, would be a very prudent thing to do."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/homes-property/landlords-could-be-banned-from-rent-hikes-under-radical-snp-clampdown-which-could-also-give-tenants-the-legal-right-to-keep-pets-and-redecorate-their-rented-homes/ar-BB1kEYe4?cvid=7e399aa6d20945a1d6b7fd813f9f0b52&ocid=winp2fptaskbar&ei=11&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Landlords COULD be banned from rent hikes in THIS country

Wed, 10 Apr 2024 23:00:00 -0000

Rob discusses recent proposals by the SNP in Scotland that could potentially impact landlords and tenants. He delves into the idea of giving tenants the legal right to keep pets and redecorate their rented homes, however, he strongly criticises the SNP's plan to ban landlords from hiking rents, citing historical evidence and economic principles that suggest such interventions are ineffective.

KEY TAKEAWAYS

Landlords in Scotland could potentially be banned from rent hikes under the SNP clampdown.
Tenants in Scotland may be given the legal right to keep pets and redecorate their rented homes.
Landlords can address concerns about pets and redecoration by updating their tenancy agreements to specify responsibilities.
Government intervention with price controls, as seen in Scotland, has not proven effective in the past.
The potential ban on rent hikes for landlords in Scotland may lead to market instability when the restriction is lifted.

BEST MOMENTS

"Landlords could then be banned from rent hikes under the clampdown. Now, this is absolutely crazy."

"Price controls do not work... putting a lid on the rent controls means the minute the foot's taken off the gas, boom, It all explodes."

"But no, of course, politicians being politicians and because they need to be seen to do something and no one seems to have an interest in history or price edicts or price controls."

"Let the free market do what a free market needs to do... It's not going to work now."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

99% LTV Mortgages are HERE - but act with caution!

Sun, 07 Apr 2024 23:00:00 -0000

Rob discusses the return of 99% loan-to-value mortgages, specifically focusing on a fee-free deal offered by Yorkshire Building Society for first-time buyers. While this may seem like a great opportunity, Rob stresses the importance of understanding the potential risks and economic factors involved in high loan-to-value mortgages.

KEY TAKEAWAYS

99% loan-to-value mortgages are back, but it's crucial to consider the potential risks and implications.
Yorkshire Building Society is offering a fee-free deal for first-time buyers with a £5,000 deposit and the ability to borrow up to 99% of the property value.
It's essential to understand the general economics of housing before committing to high loan-to-value mortgages to avoid potential pitfalls.
Having a plan B in case the market turns against you is crucial when opting for high loan-to-value mortgages to prevent becoming a mortgage prisoner.
Consider all economic possibilities, especially if taking out a five-year fixed mortgage, to make informed decisions about purchasing or refinancing a property.

BEST MOMENTS

"But the thing with 99% mortgage or the thing with high loan to value mortgages is you've got to be very careful."

"A lot of people don't seem to take into account the general economics of housing. And that's quite concerning."

"You have to have a plan B for if the market turns against you."

"Please try and understand the generic economics of what's going on at the moment."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://www.msn.com/en-gb/money/other/how-16-of-homes-with-solar-panels-say-the-tech-isn-t-saving-them-money-on-their-energy-bills/ar-BB1kmpmp?cvid=5012bb6181444ad98b2cdaac7ba77316&ocid=winp2fptaskbar&ei=17&sc=shoreline

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

4 reasons why 16% of homeowners say Solar Panels don't LOWER their bills

Wed, 03 Apr 2024 23:00:00 -0000

Rob delves into the topic of solar panel installations and explores why 16% of homeowners with solar panels claim that the technology isn't saving them money on their energy bills. He highlights key factors to consider when installing solar panels, such as roof space, compass position, shading, equipment placement, cabling, and living habits, emphasising the importance of proper installation and understanding how to maximise the benefits of solar panels based on individual circumstances.

KEY TAKEAWAYS

16% of homeowners with solar panels say the technology isn't saving them money on their energy bills.
Factors affecting the effectiveness of solar panel installations include roof space, compass position, shading, and equipment placement.
Due south is the best roof position for solar panels, but other directions can work with proper considerations.
Consider how you use your home daily when deciding on solar panels to maximise benefits.
84% of solar panel owners reported lower energy bills, highlighting the potential benefits if installations are done correctly.

BEST MOMENTS

"16% of homeowners with solar panels say that the technology isn't saving them money on their energy bills."

"Due south is the best that you can have. For panels, if you're not lucky enough to have a due south roof, then again, look at your compass position."

"Shading's very important because you might have a very, very good roof and a big roof and good compass position, all that sort of stuff."

"Most people like to put them in the lofts. I don't think that's always a wise idea because a battery is a bit of equipment."

"The point being that if you are thinking of getting solar panels installed, you have to look at a number of things."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.msn.com/en-gb/news/uknews/uk-housing-developments-axed-as-tory-planning-reforms-take-effect/ar-BB1kfWyE?cvid=87088dd65b9744d9a41133bf87f4451d&ocid=winp2fptaskbar&ei=3&sc=shoreline

NFFP Lax Planning coming back to bite housing

Sun, 31 Mar 2024 23:00:00 -0000

Rob discusses the impact of the Tory planning reforms in the UK housing market. The National Planning Policy Framework (NPPF) has removed mandatory house building targets and reduced the land supply councils need to allocate for housing. This has led to a decrease in planning permissions and an increase in rejected applications, ultimately exacerbating the housing crisis. The episode highlights the challenges of increasing housing supply and the potential political undertones influencing these decisions.

KEY TAKEAWAYS

UK housing market is facing challenges due to Tory planning reforms that have reduced land supply for housing.
The National Planning Policy Framework (NPPF) has led to a decrease in planning permissions, exacerbating price movements in the housing market.
There is a lack of progress in meeting the target of building 300,000 homes a year by the mid-2020s, leading to frustration among stakeholders.
The government's policies, including the MPPF, are seen as contributing to the restriction of new housing developments by local authorities.
Increasing housing supply is crucial to address the high demand and affordability issues in the UK property market.

BEST MOMENTS

"Increasing the supply of housing is very, very useful. But what this policy framework has done is having the opposite effect."

"Maybe the government wants to keep the backbenchers happy and remove smaller house builders to eliminate competition."

"The MPPF has given local authorities more leeway to reject new housing, exacerbating the situation."

"It's becoming increasingly challenging to rent, build, or buy a home in the UK, all stemming from Westminster's policies."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.msn.com/en-gb/travel/news/man-must-tear-down-cladding-he-put-on-home-to-treat-mould-after-council-ruling/ar-BB1jOv9a?cvid=f488dbefb06742acc3970c7627f390a8&ocid=winp2fptaskbar&ei=12&sc=shoreline

Cladding Chaos in Countryside

Thu, 28 Mar 2024 00:00:00 -0000

Rob discusses the council cladding chaos in the countryside, highlighting the challenges faced in balancing heritage and sustainability in property development. He focuses on a case study of a homeowner in Wiltshire who was ordered to remove £32,000 worth of cladding due to its unsympathetic appearance in a conservation area. The homeowner had installed the cladding to combat black mold and improve energy efficiency, but faced opposition from the council. The episode raises questions about the conflict between heritage preservation and eco-friendly initiatives, emphasising the need for a more collaborative approach between homeowners and local councils.

KEY TAKEAWAYS

Council cladding chaos in the countryside highlights the challenges of balancing heritage and sustainability in property development.
A homeowner in Wiltshire faced issues with the council over cladding that was installed to treat mould, which was deemed unsympathetic to the area.
The homeowner's efforts to improve energy efficiency and combat damp issues were met with resistance from the council due to the altered appearance of the property in a conservation area.
The case underscores the conflict between local councils focusing on heritage preservation and the national drive for sustainability, creating obstacles for property owners seeking eco-friendly solutions.
The lack of cooperation and flexibility from the council in addressing the homeowner's concerns raises questions about the need for a more balanced approach to heritage and sustainability in property development.

BEST MOMENTS

"He's been told he must tear down £32,000 worth of cladding that he put on his home to treat mould after a council ruled that it looks unsympathetic to the area."

"He said the council refused to engage. It got given an enforcement notice in February 2023. And he is holding his hands up saying, yeah, OK, you know, it's not my intention to make all these, you know, to make mistakes."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Council tax up by 4.99% + double CT for empty homes

Mon, 25 Mar 2024 00:00:00 -0000

Rob discusses the government's plans to double council tax for empty homes in an effort to bring more properties into use and address housing shortages. The Department for Levelling Up is proposing to reduce the time before charging double council tax from two years to one year for empty properties. However, inherited properties will be exempt from this increase for up to 12 months to support grieving families. The Strengthened Empty Homes Premium is set to take effect in April 2024, with the increased revenue going to local authorities. Rob questions the effectiveness of doubling council tax on wealthy individuals who own second homes, suggesting it may not incentivise them to sell.

KEY TAKEAWAYS

Council tax in England is set to increase by 4.99%, affecting most councils.
The government plans to double council tax for empty homes in an effort to bring more properties into use.
The Strengthened Empty Homes Premium will come into effect in April 2024, with the effects not being felt until April 2025.
The extra money raised from the increased council tax will go to local authorities, who can spend it as they see fit.
The government's aim is to make housing more affordable for local residents, but the effectiveness of doubling council tax for empty homes is questionable, especially for wealthy individuals with second homes.

BEST MOMENTS

"Long-term empty properties are shutting local families and young people out of the housing market."

"If you are rich enough to afford a second home and leave it empty, doubling the council tax probably won't work."

"It's always a bit of a pill to swallow because some person at Westminster thinks this is a really good idea."

"The extra money raised will go to local authorities who can spend it as they like, which means it will probably get spent badly or inappropriately."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.gbnews.com/money/boiler-tax-heat-pump-installation-penalty

Boiler Tax to be scrapped - but should not have been implemented in the first place

Thu, 21 Mar 2024 00:00:00 -0000

Rob discusses the impact of government policies on the cost of boilers and heat pumps for homeowners, landlords, and tenants. The government's Clean Heat Market Mechanism, aimed at promoting heat pumps and reducing carbon emissions, has led to fines for boiler manufacturers if heat pump installation targets are not met. In response, boiler companies have increased their prices, passing on the cost to consumers. The episode highlights the disconnect between what the government wants and what people actually need, ultimately resulting in increased expenses for everyone involved.

KEY TAKEAWAYS

The government announced plans to introduce penalties for missed heat pump installation targets, leading to a price hike in gas boilers by manufacturers.
The price increase in boilers ultimately affects consumers, including landlords and homeowners, who may face higher costs for new installations.
The government's push for heat pumps under the guise of net zero and carbon emissions has led to backlash and criticism from individuals like Andrea Jenkins, a Conservative MP.
The government's interference in the market has resulted in increased costs for consumers and landlords, potentially leading to rent hikes and financial burdens for working people.

BEST MOMENTS

"Boiler manufacturers have been hiking prices of gas boilers because the government announced penalties for missed heat pump installation targets."

"Government want one thing, and they're telling you they want one thing. But when you get boots on the ground, what people want and what the government say you want are two different things."

"This has all come from government getting in the way of itself for no reason. People wouldn't be having these increases in the cost of paying for boilers if this clean heat market mechanism hadn't possibly been introduced."

"The government are trying to tell people that they want one thing, and what people actually want are two different things."

VALUABLE RESOURCES

https://www.msn.com/en-gb/money/other/ludicrous-boiler-tax-is-an-outrage-and-the-poorest-who-cannot-afford-a-heat-pump-will-suffer-most-opinion/ar-BB1iXjaS?ocid=winp2fptaskbar&cvid=a22d85885aaf4552a1b09c172f6c0c21&ei=7&sc=shoreline

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.msn.com/en-gb/money/other/serious-questions-need-to-be-asked-about-the-cavity-wall-insulation-claims-scandal/ar-BB1iNMC7?ocid=winp2fptaskbar&cvid=c611284349974dfdb6109372f8c0b468&ei=9&sc=shoreline

Cavity Wall Insulation Scandal - be careful!

Mon, 18 Mar 2024 00:00:00 -0000

Roib discusses the cavity wall insulation claims scandal that has been affecting homeowners, particularly in Halifax. The episode delves into how unscrupulous companies have taken advantage of government incentives for cavity wall insulation, leading to poorly done installations and negative impacts on homes. Rob highlights the importance of doing thorough research before agreeing to any cavity wall insulation work, especially for those on benefits or low incomes. and raises questions about the government's role in regulating such schemes

KEY TAKEAWAYS

Cavity wall insulation claims scandal has affected many people, leading to potential legal and home issues.
Unscrupulous companies took advantage of government incentives for cavity wall insulation, resulting in poorly done jobs and negative impacts on homes.
Government faces challenges in regulating the cavity wall insulation industry, as multiple companies can exploit the system for financial gain.
Individuals, especially landlords and tenants on benefits or low incomes, should exercise caution and research before agreeing to cavity wall insulation services.
It is crucial to verify if a home has a cavity wall, understand the proper insulation techniques, and ensure reputable companies are hired to avoid potential scams and poor workmanship.

BEST MOMENTS

"Your home is your castle. As they say, in England, we take our homes very seriously. And so we should."

"In an ideal world, you just give it all to one company and go, right, national scheme, off we go. This is how we do it."

"Always be careful if people are ringing up and telling you that they can do this and do that, just always be a little bit cautious with that."

"There might be wood insulation but that's where you've got to do your homework as well."

"Serious questions might need to be asked about a cavity wall installation claim scandal."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.bbc.co.uk/news/uk-politics-68335939

New Holiday Let controls to start THIS SUMMER - but for the wrong reason

Thu, 14 Mar 2024 00:00:00 -0000

Rob discusses the government's plans to introduce new controls on holiday lets starting from the summer. The aim is to make housing more affordable for local residents, but Rob questions whether these measures will effectively address the issue, highlighting the importance of increasing the supply of housing as a long-term solution to the housing crisis.

KEY TAKEAWAYS

The government is looking to introduce new controls on holiday lets from this summer to help local people afford housing in their area.
The proposed controls include seeking permission from the council to turn a home into a short-term let and implementing a mandatory national registration scheme.
Existing short-term lets will be automatically reclassified, while new ones will require planning permission.
The government's aim is to address the issue of local affordability, but the ultimate solution lies in building more housing to meet demand.
Flexibility and a dynamic approach to homeownership are essential, as birthplace does not guarantee the right to own a home in a specific area.

BEST MOMENTS

"The way to solve any housing issue is build more, because the demand for housing is much higher than the supply of housing in this country at the moment."

"Just because you are born in an area or you live in an area, it doesn't give you an automatic right to buy a home in that area."

"The rules won't apply to people renting out their main home for less than 90 nights a year. It doesn't affect hotels, hostels and B&Bs."

"Councils would have the power to require planning permission for properties if they deem that necessary, which probably means they will because councils love the power."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.bbc.co.uk/news/uk-politics-68267106

No fault evictions MIGHT be banned BEFORE next election - let's see...

Mon, 11 Mar 2024 00:00:00 -0000

Rob examines into the recent announcement by Michael Gove regarding the ban on no-fault evictions by the next election. With a critical eye, he questions the government's motives behind this decision, suggesting it may be driven by a desire to secure votes rather than genuinely improving the rental system.

KEY TAKEAWAYS

Government's Motive for Banning No-Fault Evictions: Robquestions the government's motive behind the decision to ban no-fault evictions, suggesting it may be driven by a desire to win votes rather than genuinely improving the housing system.
Impact on Landlords: The episode highlights the potential challenges landlords may face with the ban on no-fault evictions, especially in dealing with difficult tenants who may not pay rent or cause damage to the property.
Need for Clarity and Efficiency in Court System: There is a call for a clearer and more efficient court system to address issues related to problematic tenants, rent arrears, and property damage, emphasising the importance of a balanced approach that considers both landlords and tenants.
Call for Action and Progress: Rob urges the government to take decisive action and make progress in addressing the challenges within the housing sector, emphasising the need for clarity, efficiency, and fairness for all parties involved.

BEST MOMENTS

"The challenge you've got with that is quite simply, I'm not convinced we're going to have a Tory government anywhere near the Houses of Parliament come the end of the year."

"Sometimes the simplest way to get them out is a no-fault eviction. It's quite a simple way. Yeah, I want my house back. I want my property back. Thank you very much."

"Unfortunately, there are going to be landlords out there a little bit unscrupulous that won't agree with that. And there are dodgy people out there, absolutely."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.msn.com/en-gb/news/uknews/private-tenants-in-scotland-face-big-rent-rises-and-mass-evictions-from-april/ar-BB1i6WtX?cvid=b1a8fd5679484351b946708e3b534b51&ocid=winp2fptaskbar&ei=20&sc=shoreline

Rent and price Controls DON'T work - here is a live example!

Thu, 07 Mar 2024 00:00:00 -0000

Rob looks into the repercussions of rent controls in Scotland, highlighting the imminent challenges faced by tenants and landlords alike. He dissects the government's decision to implement price controls and the subsequent impact on the housing market.

KEY TAKEAWAYS

Rent controls in Scotland are set to expire in April, leading to potential rent hikes and mass evictions.
The imbalance between housing supply and demand in Scotland, similar to the rest of the UK, is a key factor driving rent increases.
The temporary rent controls implemented during the cost of living crisis have suppressed market forces, leading to a potential spike in rents post-expiration.
The Scottish government's proposal for long-term rent controls and new tenant rights may further disrupt the housing market.

BEST MOMENTS

"Rent controls and price controls do not work whatsoever. There's thousands of years of history to show you that rental caps or price caps don't work."

"The market's been suppressed. So now the market has got the freedom to do what the market needs to do. You're going to have this big jolt up."

"It's better if you would have allowed the free market to have done what the free market does."

"The very people that they're seeking to want to protect are the very people that are going to lose out. Period."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.msn.com/en-gb/cars/news/heat-pump-and-electric-car-charger-size-limits-scrapped/ar-BB1id4o4?ocid=winp2fptaskbar&cvid=1799140e1cf743b0aa52ea7fe9c8dcd3&ei=49&sc=shoreline

Heat pump and EV charger sizes to change - to help facilitate more installs

Mon, 04 Mar 2024 00:00:00 -0000

Rob looks into the government's plans to scrap size limits for heat pumps and electric car chargers, highlighting the potential impact of these changes on noise pollution and the challenges faced by homeowners in installing heat pumps.

KEY TAKEAWAYS

The government are planning on scrapping size limits for heat pumps and electric car chargers under new government plans.
The government are looking into installation of bigger units without planning permission to minimise noise pollution.
We also have challenges in installing heat pumps in traditional UK housing due to space constraints and building materials.

BEST MOMENTS

"The government's looking to alter the permitted development rules to allow bigger units to be installed, minimising noise levels."

"A heat pump is not a solution for everyone, especially in traditional UK housing with limited space and thermal challenges."

"The government is trying to facilitate easier installations, but local authority approval may still be required for multiple heat pumps in flats."

"Heat pumps outside homes can produce a constant hum of 40-60 decibels, similar to a fridge or dishwasher, posing acoustic challenges."

"The realities of heat pumps are biting back, prompting the government to reconsider planning rules to address the red tape."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.msn.com/en-gb/money/other/death-of-the-construction-crane-skyscraper-building-equipment-touted-as-sign-of-thriving-economy-disappears-from-nyc-and-chicago-skyline-as-office-values-tank/ar-BB1idyjv?ocid=winp2fptaskbar&cvid=2ced165ea8c64448b04bf9b108c38075&ei=9&sc=shoreline

The First Commercial Death Knell is HERE

Thu, 29 Feb 2024 00:00:00 -0000

Rob delves into the declining trend of construction cranes in the US and its potential implications for the commercial property sector. With a critical eye, he highlights the significance of this shift, suggesting that it may signal challenging times ahead for the economy.

KEY TAKEAWAYS

The decline in construction cranes in major US cities signals potential challenges in the commercial property sector.
Decrease in construction activity in the US may foreshadow similar trends in the UK commercial property market.
Office market struggles and rising vacancy rates in the US indicate upcoming opportunities for investors.
Changes in work trends, financing costs, and demand for commercial property are key factors influencing the current market conditions.
Networking, building relationships, and being prepared to seize opportunities are crucial steps for investors in the evolving commercial property landscape.

BEST MOMENTS

"The death of the construction crane is here, certainly in the US anyway. And that is going to signal the first death knell of the commercial property sector."

"When you start to see everything being taken down and taken away, then that normally means things aren't going as well."

"That means opportunity. That means there's going to be a lot of potential discounts to have. There's going to be a lot of cash to be made."

"And this is why there's going to be an awful lot of opportunity moving forward. This is why the first commercial death knell is here."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.msn.com/en-gb/money/other/uk-inflation-may-be-stuck-at-4-but-don-t-despair-things-are-about-to-get-exciting/ar-BB1ig04n?ocid=winp2fptaskbar&cvid=bd01326a59f84b4fe400b0e4d418a001&ei=8&sc=shoreline

Mainstream media has inflation ALL WRONG

Mon, 26 Feb 2024 00:00:00 -0000

Rob dissects the recent UK inflation figures and shedding light on the discrepancies in the reported data, unraveling the flaws and limitations of the Consumer Price Index (CPI) and mainstream media's portrayal of inflation.

KEY TAKEAWAYS

Rob highlights the limitations of the reported inflation figures, pointing out that the Consumer Price Index (CPI) does not account for essential expenses like fuel, mortgages, and rent, leading to a potentially underestimated inflation rate.
Inflation tends to come in waves, with the effects of stimulus measures taking time to manifest in the economy. The host predicts that inflation may accelerate again in the future, challenging the notion that it will easily drop to the Bank of England's 2% target.
It's vital to seek alternative sources of information to gain a more accurate perspective on economic issues.
Consider the context of price changes to avoid misconceptions about the state of inflation.

BEST MOMENTS

"The Consumer Price Index doesn't take into account everything. It might not include how much it costs to top up your car or the price at the pump."

"It's hard to believe today because it's not true. Is it going to get down to 2%? Well, if they want to force the figures down to 2% and make up the data as they go along, then absolutely, of course it will."

"This is a challenge I have with mainstream media reporting such things. They quite clearly don't understand what's going on or they're being told to report it in a certain way."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.theguardian.com/society/2024/jan/22/richard-blakeway-ombudsman-england-social-housing-health#amp_tf=From%20%251%24s&aoh=17059444473451&csi=0&referrer=https%3A%2F%2Fwww.google.com&share=https%3A%2F%2Fwww.theguardian.com%2Fsociety%2F2024%2Fjan%2F22%2Frichard-blakeway-ombudsman-england-social-housing-health

Damming Report on Social Housing - Needs improving NOW

Thu, 22 Feb 2024 00:00:00 -0000

Rob delves into the pressing issue of social housing and its impact on health. The episode begins by discussing the Housing Ombudsman's call for a reestablished link between housing and health, shedding light on the alarming statistics surrounding the conditions of social housing. Rob expresses frustration at the lack of mainstream media coverage on the topic, emphasising the severity of the situation faced by social housing tenants.

KEY TAKEAWAYS

Social housing sector faces significant challenges, with a high number of households living in non-decent conditions.
Housing Ombudsman calls for a reestablishment of the link between housing and health to address the issues in social housing.
Mainstream media may overlook social housing issues, leading to a lack of awareness and action on the problems faced by tenants.
Councils need to prioritise improving their own social housing stock rather than focusing solely on chasing private landlords.
Collaboration and information sharing between tenants and authorities are crucial to address issues like damp, mould, and condensation in social housing.

BEST MOMENTS

"The scale of the challenge hasn't been grasped."

"It's unacceptable that people have to live in these conditions."

"Rental controls don't work, it is what it is."

"It really should be the number one thing that they look at."

"Every situation seems to be completely different."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Key Changes to Solar PV Planning + PD Rights

Mon, 19 Feb 2024 00:00:00 -0000

Rob discusses the recent changes introduced by the government regarding planning permission and permitted development for solar panels. He explains that homeowners can now install solar panels on their roofs without going through the lengthy process of planning permission, but only under certain circumstances. However, there are limitations to this new rule, as it only applies to flat roofs, which not everyone has. Additionally, even if you have a flat roof, the panels still need to be angled correctly for maximum efficiency.

KEY TAKEAWAYS

The government has introduced new changes to solar panels regarding planning permission and permitted development.
Homeowners can put solar panels on their roofs without planning permission under certain circumstances.
Solar panel installation is VAT free, which was introduced in the 2022 spring budget.
The new permitted development rules only apply to flat roofs, which may not be suitable for everyone.
Dwellings with pitched roofs still need to comply with Class A rules for general permitted development, with restrictions on the protrusion and height of the panels.

BEST MOMENTS

"Under permitted development rights, homeowners will be able to put solar panels on their roofs without having to go through planning, but only in certain circumstances."

"It does make me laugh that the government do claim these changes have been introduced to make it smooth for solar panels to be installed. But in reality, they're doing a little bit but not doing enough."

"Permitted development rights now mean that if you have a flat roof, then you don't have to go through planning, you can just go through permitted development, which is great."

"I recommend Make My House Green. They do nationwide solar panel installation."

VALUABLE RESOURCES

Please sign this petition to make financial education compulsory in all schools from primary age: https://petition.parliament.uk/petitions/648514

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

3 New Net Zero Property Measurers Introduced

Thu, 15 Feb 2024 00:00:00 -0000

Rob highlights three new net zero measures introduced by the government that may impact landlords and homeowners. The first measure is an increase in the grant for boiler upgrades, specifically for heat source pumps, from £5,000 to £7,500. However, Rob questions the effectiveness of this grant considering the high cost of installing heat pumps. The second measure is the delay of the ban on installing oil, LPG boilers, and new coal heating for off-grid homes from 2026 to 2035. Rob argues that this delay is reasonable, given the challenges of transitioning to alternative energy sources and the need for infrastructure improvements. The third measure is the introduction of an exemption for households that struggle to switch to heat pumps by 2035.

KEY TAKEAWAYS

The government has introduced three new net zero measures that may affect landlords and homeowners.
The Boiler upgrade scheme grant will be increased by 50% from £5,000 to £7,500.
The ban on installing oil, liquid petroleum gas (LPG), and new coal heating for off-grid homes has been delayed from 2026 to 2035.
An exemption will be introduced for households that struggle to switch to heat pumps from 2035, covering about a fifth of homes in England.
The effectiveness and feasibility of these measures should be considered, as factors such as the cost of installing heat pumps and the suitability of homes for heat pump installation need to be taken into account.

BEST MOMENTS

"The government have introduced three new net zero measures, which may or may not affect landlords moving forward."

"If you've got an old boiler and you want an upgrade scheme, i.e. not necessarily to a new boiler, because remember gas is evil and gas is bad and no more gas and oil..."

"The government, I also think, have started to realise that the infrastructure for the grid isn't in place because the UK in general is not very energy independent..."

"Not everyone's going to be in a position to have a heat pump or to live in a home that's conducive to having a heat pump."

VALUABLE RESOURCES

Please sign this petition to make financial education compulsory in all schools from primary age: https://petition.parliament.uk/petitions/648514

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Scottish Councils Exploit Rent Cap Loophole, Leaving Landlords in a Bind

Mon, 12 Feb 2024 00:00:00 -0000

Rob discusses the current situation in the Scottish housing market where Scottish councils are proposing to raise rents by as much as 8.4% to cover their costs, while private landlords are constrained by rent caps.

Rob highlights the unfairness of this situation, as landlords face high mortgage rates and are unable to take advantage of the rent cap loophole. The episode explores the consequences of these policies, including landlords selling their properties and decreasing the supply of rental housing.

KEY TAKEAWAYS

Scottish councils are proposing to raise rents by as much as 8.4% to cover their costs, while private landlords are constrained by rent caps.
Private landlords in Scotland face rent controls of just 3% until March 2024, potentially 2025, while councils are looking to increase rents by up to 8.4%.
Edinburgh Council has declared a housing emergency due to a lack of housing stock, as landlords are selling their properties and not being replaced by other landlords.
The council justifies the rent increases by claiming they need to upgrade existing homes to high energy efficient standards, but private landlords are not able to increase rents to cover similar costs.
The mismatch between rent controls for private landlords and rent increases for councils is causing issues in the Scottish housing market.

BEST MOMENTS

"Rent controls or price controls of any sort do not work."

"There's not enough housing stock because landlords are being pretty much pushed out of the market."

"It's just insanity. Insanity from the point of view of what they're trying to achieve and how they want people to get there."

"A lot of faeces close to hitting the fan up in Scotland on the housing sector."

"I just wish for a lot of things, but a bit more joined up thinking from people would be fantastic."

VALUABLE RESOURCES

Please sign this petition to make financial education compulsory in all schools from primary age: https://petition.parliament.uk/petitions/648514

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

3 ESSENTIAL Reasons Why Rents Are Rising

Thu, 08 Feb 2024 00:00:00 -0000

Rob talks about the three essential reasons why rents are rising, challenging the mainstream media's portrayal of landlords and delving into the economic factors driving the increase in rents.

KEY TAKEAWAYS

One of the main reasons for rising rents is the decrease in supply caused by landlords leaving the market. This imbalance between supply and demand leads to an increase in rental prices.
Access to home ownership has become more expensive due to higher mortgage rates. As a result, more people are unable to buy a home and are forced to rent instead. This increased demand for rental properties further drives up rents.
The lack of sufficient property construction contributes to the supply-demand imbalance in the rental market. Despite government efforts, the housing quota for new construction has not been met, resulting in limited availability of rental properties and higher rental prices.
While not listed as a main reason, some argue that high levels of immigration can impact the rental market. The use of properties to house migrants or immigrants may reduce the supply of rental properties, leading to increased rents due to supply and demand dynamics.

BEST MOMENTS

"We're all right-wing capitalist pigs in the eyes of mainstream media."

"If landlords are leaving the market, this is decreasing supply... therefore rents have to go up. It's just natural market forces."

"Higher mortgage rates have made access to home ownership more expensive... that means the cost of borrowing is more expensive... more people being able to potentially afford to buy a home and now not being able to afford to buy a home."

"Not enough property is being built... supply is nowhere near the level of demand... that means that you're going to have high prices."

VALUABLE RESOURCES

Please sign this petition to make financial education compulsory in all schools from primary age: https://petition.parliament.uk/petitions/648514

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

EPC C Axed By Government

Mon, 05 Feb 2024 00:00:00 -0000

Rob discusses the recent scrapping of the new energy efficiency rules for rental properties in England, highlighting the impact this decision has on property portfolios and the rental market.

Rob explains that the implementation of energy efficiency rules created uncertainty and led to landlords selling off their properties, reducing the housing supply and contributing to rent increases. While the decision may mean that tenants will continue to rent properties with poor energy efficiency, it provides landlords with much-needed clarity and removes the burden of costly retrofitting.

KEY TAKEAWAYS

The new energy efficiency rules for rental properties in England have been scrapped, which has a significant impact on portfolios moving forward.
The implementation of EPCC ratings created uncertainty in the market and affected property investors' strategies and decisions.
The cost of retrofitting older homes to meet energy efficiency standards, such as installing external wall insulation, was high and not always cost-effective.
The uncertainty surrounding energy efficiency policy has been damaging to the supply of rented properties, leading to landlords selling off their portfolios and decreasing the housing supply.
While the decision to scrap the legislation benefits landlords by removing uncertainty, it may result in tenants renting properties with poor energy efficiency for longer.

BEST MOMENTS

"The cost of getting them up to up to scratch, as in terms of EPC rating, could be quite high."

"The uncertainty surrounding energy efficiency policy has been hugely damaging to the supply of rented properties."

"Although it does mean that tenants could be renting properties with poor energy efficiency for longer."

"EPCC ratings have been scrapped for England. Good news for landlords, not necessarily the best news for tenants."

VALUABLE RESOURCES

Please sign this petition to make financial education compulsory in all schools from primary age: https://petition.parliament.uk/petitions/648514

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://linktr.ee/EPCChoice

Why Rent To Rent and R2SA Are Ticking Time Bombs - with Chris Grant

Thu, 01 Feb 2024 00:00:00 -0000

Rob is joined by Chris Grant, an experienced property investor with a portfolio worth over £10 million. Chris shares his journey in the property industry, from starting as an estate agent to building his own portfolio through flips and investments. The focus of the episode is on the topic of rent-to-rent and rent-to-rent service accommodation, which Chris refers to as a ticking time bomb. He highlights the potential risks and liabilities that landlords may face when entering into rent-to-rent agreements, including compliance issues and the lack of regulation in the market.

KEY TAKEAWAYS

Rent-to-rent is an arrangement where a property owner allows a third party to rent out their property and profit from it.
Rent-to-rent operators may take on full responsibility for renting the property, but the ultimate liability still falls on the property owner.
The rent-to-rent market is largely unregulated, with operators often lacking experience and proper compliance measures.
Landlords should exercise caution when entering into rent-to-rent agreements and conduct thorough due diligence on operators.
Mortgage companies may not have specific provisions for rent-to-rent agreements, potentially creating issues for landlords in the future.

BEST MOMENTS

"I think where the issue lies with me is in handing over your property for somebody else to have almost complete control of in times where we've got very and increasingly strict licensing regulations."

"I think lenders probably really need a wake-up call to the extent of rent-to-rent that is out there at the moment."

"I think there's very much an easy money environment that's been created there. That's how people sort of see it."

"You're dealing with people's welfare, healthcare, and putting a roof over people's head and, you know, something like that you just can't leave."

VALUABLE RESOURCES

Please sign this petition to make financial education compulsory in all schools from primary age: https://petition.parliament.uk/petitions/648514

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Turning Pensions Into Profits - with Kevin Whelan

Mon, 29 Jan 2024 00:00:00 -0000

Rob interviews Kevin Whelan, an economist, author, and founder of Wealth Builders. Kevin is an expert on SSAS pensions and shares valuable insights on tax-efficient pension strategies. He explains the difference between a SSAS and SIPP's, highlighting the benefits of using a SSAS to build wealth and become financially independent. Kevin discusses various strategies, such as the buy, borrow, and bridge strategies, that can be used within a SSAS to invest in property and generate income. He also emphasises the importance of financial literacy and shares a petition to include it in the school curriculum.

KEY TAKEAWAYS

Tax-efficient pension strategies can help individuals build wealth and become financially independent.

There are two main types of pension funds: Self-Invested Personal Pension (SIPP) and Small Self-Administered Scheme (SSAS).

A SSAS allows individuals to lend up to 50% of their pension funds to their property company, providing a way to access funds for property investments.

SSAS also allows for collaboration, where multiple individuals can pool their pension funds to increase buying power and negotiation skills.

SSAS offers tax benefits, protection from creditors, and the ability to pass on wealth seamlessly to the next generation.

BEST MOMENTS

"The vast majority of people park that money in the stock market, but their real passion is property. So my skill is how do you turn a pension that looks like it's do not disturb to money you can use today?"

"If you've got more money, what have you got? More buying power. If you've got more buying power, what have you got? More negotiation skills."

"I've never seen anything more tax efficient, more inheritance tax friendly and more able to pass on seamlessly to the next generation." -

VALUABLE RESOURCES

Please sign this petition to make financial education compulsory in all schools from primary age: https://petition.parliament.uk/petitions/648514

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

WEALTH BUILDERS https://www.wealthbuilders.co.uk/propertynomad

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Good Debt, Bad Debt + Property Success - with Sarah Poynton-Ryan

Thu, 25 Jan 2024 00:00:00 -0000

Rob and special guest, guest Sarah Poynton-Ryan discuss debt reduction, debt management, and Sarah's personal journey from financial struggles to becoming a successful entrepreneur in the property industry.

Sarah shares her experiences of starting a photo booth business, facing debt and business challenges, and ultimately finding success through property investment. She emphasises the importance of understanding money mechanics and differentiating between good and bad debt. Sarah also highlights the need for operational business practices and the importance of enjoying the journey while preparing for a secure financial future.

KEY TAKEAWAYS

Debt can be categorised as either good debt or bad debt. Good debt is debt that adds to your personal resources, while bad debt is debt that drains your personal resources.
It is important to understand the fundamentals of money and how it works in both personal and business finances. This includes understanding the difference between gross profit and net profit, as well as the difference between turnover and net profit.
Rent-to-rent and sourcing can be effective strategies for generating cash flow, but it is crucial to build a business rather than just a job. Running a business requires operational best practices and the ability to implement theory into practice.
Clearing debt is an important milestone, but it is also important to enjoy the fruits of your labor. However, it is equally important to prepare for the future and lay the foundations for a simple and secure financial future.

BEST MOMENTS

"I was in loads of debt, my business was failing, I was subsidising the company with personal money."

"I had to learn about money... how you can clear debt in the most efficient ways."

"I love a buy to let."

"Don't worry about becoming a millionaire. That will be a consequence. If you're doing one deal, then the next one, then the next one."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Aparthotels & Elite Sport Coaching - with Mark Winship

Mon, 22 Jan 2024 00:00:00 -0000

Property investor Mark Winship of Gateway Accommodation shares his journey from elite sports coaching to property investment. Mark discusses how his background in coaching tennis and performance coaching has influenced his approach to property.

He explains the concept of apart hotels, which are converted guest houses that offer self-catering facilities and automated self-check-in. Mark also shares his experience with planning applications and the importance of building a strong power team.

KEY TAKEAWAYS

Mark's background in elite sports coaching has influenced his approach to property investment, particularly in terms of goal setting, discipline, and resilience.
Apart hotels are a type of accommodation that involves converting guest houses or bed and breakfasts into self-contained studios or apartments with self-catering facilities.
Apart hotels straddle the line between hotels and serviced accommodation, offering a more flexible and modern approach to short to medium-term stays.
Planning permission may be required for converting properties into apart hotels, but targeting guest houses with existing C1 planning use class can simplify the process.
Building a strong power team and surrounding oneself with experts in various areas is crucial for success in property investment and management.

BEST MOMENTS

"I think some of it's lacks the substance, like just willing something into existence isn't necessarily going to make it a reality."

"It's about having the right team around you. It's having a power team that you can lean on, that as investors we don't need to know the answers to."

"I think there are lots of opportunities out there. I like it because it's not a crowded market. It's not a particularly competitive market. So there's scope to do some quite creative deals."

"The main ethos is to create a community of like-minded investors who are there to support each other."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

6 MASSIVE 2024 Predictions - with Marc Champ

Thu, 18 Jan 2024 00:00:00 -0000

Rob is joined by Marc Champ of Wharf Financial, to discuss their predictions for the year 2024. They start by highlighting the positive signs in the property market, such as reduced interest rates and increased activity. They also mention the expectation of a decrease in the base rate and the potential impact of political events on the economy.

They then go through a series of predictions, including inflation rates, the Bank of England base rate, the Prime Minister, average house prices, the US President, and the winner of Euro 2024...

KEY TAKEAWAYS

The property market in 2024 is showing positive signs, with lenders reducing rates and increased activity in new buyers and sellers.
There is an expectation that the base rate will come down, with predictions suggesting it will start decreasing in May and settle around 3% by May 2025.
Commercial property conversions are becoming more attractive due to increased fixed charge receiverships, presenting opportunities for investors.
Inflation predictions are divided, with some expecting it to decrease slightly and others anticipating a secondary bout of inflation that could be worse.
The majority of predictions suggest that the average UK house price will increase by the end of 2024, following the historical trend of year-on-year growth.

BEST MOMENTS

"We've seen a lot of activity in new people coming to the market and thinking it's the right time and other people finally getting off the hands that they've been sitting on for so long."

"I think there's definitely opportunities. There's ways..."

"I think people are ready for change. So most people say Keir Starmer as well."

"I think it'll be Keir Starmer. I think anything less than a Labour majority and then it would be not criminal, but it would be something's gone wrong in this country."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Beware of Britain's Ticking Debt Timebomb...

Mon, 15 Jan 2024 00:00:00 -0000

Rob talks about the growing national debt in the UK and its potential consequences, drawing parallels between the current situation and the financial challenges faced by Britain in the 1970s.

Rob highlights the unsustainable path of increasing debt, rising inflation, and mounting public debt, and discusses the possibility of a debt reset and the potential return to a gold standard.

KEY TAKEAWAYS

Britain's debt is a ticking time bomb that is increasing and becoming unsustainable.
The current debt situation in the UK is similar to the financial issues faced in the 1970s.
The government is not making hard decisions or taking necessary actions to address the debt problem, instead passing the burden onto future generations.
The potential for a debt reset or a return to a gold standard could create opportunities for those prepared and invested in gold and silver.
Property investment and diversification strategies can help protect against the impact of the debt time bomb and provide opportunities for growth during the crisis.

BEST MOMENTS

"We've got inflation running away at the moment, I would say. If you've had to top up your car recently, you'd probably appreciate that that's anywhere between 30% and 50% up in the last couple of years."

"If we go back to a gold standard based on the current debt that we've got, not just the UK, but globally, the price of gold could be anywhere between 5,000 to 20, maybe even $25,000."

"We're in this death spiral where it's just going to implode. But government, mainstream media, we're going to keep the game ticking along for as long as possible."

"We in the UK, we've got a ticking debt time bomb. Our debt's increasing, debt to GDP is increasing. It's eerily similar to the 1970s in terms of what's going on from a macro point of view."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Financial Fitness 2024 - Building Wealth and Security

Thu, 11 Jan 2024 00:00:00 -0000

Rob shares various strategies and actions that listeners can take to improve their financial well-being in the coming years, and explores two assumptions: one for listeners who have no property and suggest acquiring property as a first step towards building wealth and security, and another assumption for those who already have a buy-to-let portfolio and encourage diversification into other property strategies and income streams.

KEY TAKEAWAYS

Building wealth and security in 2024 requires taking action in the property market. If you have no property, consider acquiring some by networking, getting training, and doing your own research. If you already have a buy-to-let portfolio, look to diversify and explore new property strategies.
Consider investing in gold and silver as a way to build wealth and security. Owning physical metal can provide a hedge against inflation and potential capital appreciation. Do your own research and consider the advantages of owning the physical metal itself rather than investing in paper gold or silver.
Look for investment opportunities in unloved or contrarian areas, such as the energy sector or mining stocks. Research companies with solid business bases that may provide dividends or yield. Be prepared for ups and downs in the stock market and consider taking advantage of opportunities that arise during market downturns.
Consider acquiring land and building your own home as a way to increase your level of security. Focus on energy efficiency by installing solar panels or heat source pumps. Having your own water and food sources can provide a level of self-sufficiency in case of emergencies or disruptions.

BEST MOMENTS

"Maybe you want to look at investing in unloved areas, contrarian areas. Maybe that area is energy."

"Maybe you should look at gold itself. By the way, I should caveat that when you're talking about gold and silver, I'm talking about the physical money itself."

"Maybe you want to go down the heat source pump route. Maybe you want to have that reservoir. Do you have a body of water that you can have your own water source?"

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

3 KEY differences between landlords and investors

Mon, 08 Jan 2024 00:00:00 -0000

Rob delves into the key differences between landlords and property investors, highlighting three main areas of distinction: role and focus, income generation, and involvement and time commitment.

Landlords primarily focus on property management and rental income, while property investors have a broader spectrum of investment strategies. Landlords rely on rental payments as their main source of income, whereas property investors may also generate income through selling properties, mentoring, or other ventures.

KEY TAKEAWAYS

The key differences between landlords and property investors are often overlooked and not widely discussed.
Landlords primarily focus on property management and rental income, while property investors have a broader spectrum of investment strategies.
Landlords rely mainly on rental income for their primary source of income, while property investors may also generate income through capital appreciation, mentoring, training businesses, writing books, or monetising podcasts.
Landlords are typically more hands-on and involved in the day-to-day management of properties, while property investors tend to take a more hands-off approach and utilise power teams and letting agents.

BEST MOMENTS

"The time commitment that a landlord has is significantly quite high in comparison to property investors."

"We've always said, as long as you do everything under this giant ethical umbrella, i.e. what you're doing is perfectly legal to do, there's no right or wrong."

"We know people that have started out being property investors that have gone over to being landlords because they actually prefer that aspect of running the portfolio."

"Ultimately, these things take time. There is no right or wrong. You have to do what works for you, and you can only do that through trial and error."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

This Country is going for GOLD... maybe you should too?

Thu, 04 Jan 2024 00:00:00 -0000

Rob talks about the surprising trend of countries, including Poland, buying large amounts of gold, focussing on the potential reasons behind this, such as a shift towards a new gold standard and the need for countries to meet the gold to GDP ratio requirement set by the EU.

KEY TAKEAWAYS

Poland's central bank has been aggressively buying gold in recent years, with the goal of bringing its gold to GDP ratio in line with the eurozone average. This suggests that there may be a potential shift towards a new gold standard in the future.
The EU has a covert requirement for nations to have a certain amount of gold to their GDP, indicating a possible hidden agenda for a gold standard.
Gold has an allure and reliability that makes it the ultimate anchor of trust, according to the head of the Dutch Central Bank. This is why central banks and individuals around the world have been buying gold as a means of protecting their wealth.
The revaluation of gold, based on the world's debt, could potentially lead to a significant increase in its price. Some experts speculate that gold could reach prices as high as $5,000, $10,000, or even $20,000 per ounce.

BEST MOMENTS

"Gold is the ultimate anchor of trust. If the entire financial system collapses, you still have the gold and the gold retains its value."

"The more you read into it, the more you realise this probably, probably not saying it will, but it will probably happen, is that there's going to be a new shift to a gold standard."

"If we shift to a new gold standard, that could then lead to a massive revaluation in gold itself."

"Gold just has this allure to it. It has this aura. And it has this reliability. Gold never lets you down."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

3 Fun 1st Jan facts - Happy New Year!

Mon, 01 Jan 2024 00:00:00 -0000

Rob is here to wish you a very happy new year, and three interesting facts about January 1st, including the introduction of the Julian calendar, the first time the Union Jack flag was flown in Dublin, and the overthrow of a Cuban dictator...

KEY TAKEAWAYS

Rob shares three random facts about January 1st, including the use of the Julian calendar in 45 BC, the first flying of the Union Jack flag in Dublin in 1801, and the overthrow of the Cuban dictator Fulgencio Batista by Fidel Castro's forces in 1959.
Upcoming episodes will cover topics such as gold, interviews, and the differences between landlords and investors.

BEST MOMENTS

"We sincerely hope that you have got your New Year's resolutions already in place and that you are ready and raring to go."

"In 45 BC, the Julian calendar was used for the very first time. The Julian calendar was suggested by Julius Caesar and was used from 45 BC before being replaced by the Gregorian calendar back in 1582."

"Union Jack flag was flown for the first time in Dublin, Ireland to commemorate the union between Great Britain and Ireland and that was in 1801."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

2023 Predictions Recap with Marc Champ of Wharf Financial

Thu, 28 Dec 2023 00:00:00 -0000

Rob is joined by Marc Champ of Wharf Financial to discuss their predictions for 2023. They review their previous predictions, which included topics such as bridging finance, Bank of England rates, inflation, house prices, and the future of nuclear energy.

They also assess the accuracy of their predictions and discuss the current state of the market...

KEY TAKEAWAYS

Bridging finance has not dissipated as predicted, but there has been a decrease in the number of new bridging companies entering the market. Some bridging lenders have struggled due to increased competition and the need to raise rates to remain profitable.
The Bank of England rate has increased to 4-5%, which aligns with the predictions made in the podcast.
Inflation has not come down from 10% as predicted, but rather stands at 4.7% according to official CPI figures. However, it is acknowledged that CPI figures may not fully capture the true extent of inflation.
House prices have remained relatively stable, with a slight decrease of 0.1% according to the recent house price index. This contradicts the prediction of a 10% decrease in house prices.

BEST MOMENTS

"I thought there would be a lot of [bridging finance companies] that would struggle because there were so many in the market."

"If you borrow money, you have to repay it in the end."

"I remember talking at the time saying [the Bank of England rate] will get up there because everybody everything needs to be repaid. And that's exactly what's happened."

"The world and its economy isn't as up and down as people make out."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

3 fun Xmas facts - Happy Christmas!

Mon, 25 Dec 2023 00:00:00 -0000

Rob shares three funky Christmas facts, including the origin of the word "Christmas," the tradition of hanging stockings, and the history behind Boxing Day. He's also here to wish listeners a Merry Christmas and a Happy New Year!

KEY TAKEAWAYS

The term "Christmas" is a contraction of "Christ's Mass," derived from Middle English and Old English phrases.
The tradition of hanging stockings comes from the Dutch custom of leaving shoes filled with food for St. Nicholas's donkeys, who would leave small gifts in return.
Boxing Day in the UK is named after the practice of collecting money in church hounds boxes for the poor.
The next episode of the podcast will feature a recap of the hosts' 2023 predictions, followed by a New Year's episode and a return to regular content in January.

BEST MOMENTS

"We really hope that we have added value to you and that everything we've discussed, everything we've ranted about, everything we've talked about, has helped you either get started in property investing or has taken you to the next level in property or has pushed you to do something that's made you slightly uncomfortable."

"Hanging stockings out comes from the Dutch custom of leaving shoes packed with food for St. Nicholas's donkeys. He would leave small gifts in return. So if you've got your Christmas stockings, now you know where they come from."

"Boxing Day gets its name from all the money collected in church hounds boxes for the poor. That's a question I sometimes get asked, actually. Why do we have Boxing Day here in the UK? Apparently, that's where the name comes from."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

A Mortgage Liquidity Crisis is brewing - 2024 will be scary

Thu, 21 Dec 2023 00:00:00 -0000

Rob is here to discuss a potential mortgage liquidity crisis that is brewing in the commercial property sector. Rob explains that the shift towards remote work has left many office spaces empty, decreasing their value and creating challenges for landlords and property owners. This crisis could have significant impacts on mortgage lending, interest rates, and portfolios...

KEY TAKEAWAYS

A mortgage liquidity crisis is potentially brewing in the commercial property sector, which could have significant impacts on mortgage lending, interest rates, and refinancing options.
Blackstone Mortgage Trust, a large private equity giant, is reportedly at risk of a cash crunch, according to the hedge fund Muddy Waters.
The shift towards remote work has left many office spaces empty, decreasing the value of commercial properties and making it challenging for landlords to refinance their loans.
The commercial property sector is facing a ticking time bomb, with a large number of loans due back in 2024 and the potential for higher interest rates and overhead costs.
The mainstream media may not be extensively covering this issue, highlighting the importance of seeking alternative sources of information to stay informed about potential risks in the market.

BEST MOMENTS

"A mortgage liquidity crisis is brewing... it's very, very dangerous for everyone involved."

"Blackstone Mortgage Trust is at a risk of liquidity crisis... that could have massive impacts on mortgage lending and what rates you get."

"There's a lot of issues in the commercial sector... if people are working from home, then they don't need office or office spaces."

"This is why we record such content like this... it's imperative that we have an understanding of what is going on behind the scenes."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Mortgage Market Update with Marc Champ of Wharf Financial

Mon, 18 Dec 2023 00:00:00 -0000

Marc Champ of Wharf Financial joins Rob to discuss the current state of the property market. Despite the usual slowdown during the festive season, Marc reveals that he has been unusually busy in recent weeks, attributing this to the decrease in interest rates, which has prompted investors to re-enter the market.

They discuss the types of properties that are in demand, such as terrace houses for conversion into HMOs and houses for conversion into flats, and also shares insights into the lending landscape, noting that while rates have dropped, lenders are facing challenges in converting applications into completed deals.

KEY TAKEAWAYS

Property market activity has picked up in recent weeks, with investors returning to the market as interest rates have eased off.
Lenders are actively seeking deals, but the conversion rate from application in principle to completion may be lower due to stricter stress tests.
Rates have come down across the board, and there are new lending products being piloted that have been beneficial for customers.
December is a good time for business owners to work harder and plan for the upcoming year, taking advantage of the quieter period when others may be less focused.
Inflation appears to be under control, and interest rates may not drop significantly in the next six months. However, there are still opportunities in the property market, particularly for those looking to buy distressed properties.

BEST MOMENTS

"I think inflation is under control and we're going to have to actually say inflation has been conquered for now."

"There's always opportunity, keep your eyes open, keep looking, keep talking to people"

"The more situations you put yourself in, the more opportunities that will arise."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Government U-Turn - Leasehold ban NOT included in housing reform law

Thu, 14 Dec 2023 00:00:00 -0000

Rob looks at the disappointment surrounding the UK government's decision to not include the leasehold ban in its new housing reform law. He stresses the importance of doing thorough research and having a reliable solicitor when purchasing a property, especially when it comes to leasehold houses and the potential issues with service charges and ground rents, and also touches on the political dynamics and speculate about the future of leasehold reforms under a Labour government.

KEY TAKEAWAYS

The UK government has decided not to include the leasehold ban in its new housing reform law, which is a disappointment for many people.
The government has a history of saying one thing and doing another, so it's not surprising that they have not followed through on their promise.
When purchasing a property, it is important to do your own homework and have a good solicitor who can point out any red flags, especially when it comes to leasehold houses and the challenges they may present.
The government's decision may be influenced by their own interests, such as owning block management companies or having ties to leasehold companies.

BEST MOMENTS

"Surprise, surprise, the government have decided to not include the leasehold ban in its new housing reform law."

"Labour saying that the bill's been watered down and doesn't match what was promised by government."

"Mr Gove has branded leaseholds unfair and outdated. He's previously said he wants to scrap them entirely."

"We shouldn't be surprised by this whatsoever. It is what it is. This is the way the system is."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

WTF - council chases council tax for council owned property and Bankrupt Councils

Mon, 11 Dec 2023 00:00:00 -0000

Rob discusses two lighthearted yet absurd stories involving councils and their inefficiencies. The first story revolves around a West London council that sent bailiffs to collect unpaid council tax for a property that the council itself owned. This level of incompetence not only wasted taxpayer money but also caused distress to the individual involved.

The second story highlights the financial struggles of councils, with Nottingham City Council and Birmingham City Council filing for bankruptcy.

KEY TAKEAWAYS

Inefficiency costs taxpayers money and is a serious concern. The council in question failed to check its own records and communicate internally, resulting in unnecessary expenses and distress for the property owner.

Nottingham City Council and Birmingham City Council have filed for bankruptcy, indicating financial mismanagement and potential shortfalls in their finances. This raises concerns about the ability of some councils to effectively manage their constituencies.

Councils may resort to increasing taxes to cover their financial shortcomings, which could negatively impact property owners and taxpayers in those areas.

BEST MOMENTS

"And this is why a lot of councils and whatnot are going bankrupt."

"They're looking to treble people's council tax to pay for bus lane improvements, because they've got like a super bus network in that part of the country."

"And there's been a massive misallocation of finance. There's been a massive misallocation of public funds and funds are being put into the hands of people that have no idea how to run it."

"Because chances are the councillors are going to need to raise cash. And of course, landlords, landladies, land people, just people that own housing in general, they're gonna get the short end of the stick as they normally do."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Council tax could double for 2nd home owners in THIS area

Thu, 07 Dec 2023 00:00:00 -0000

Rob examines an interesting law change that could potentially double council tax for second homeowners in Bath and North East Somerset, UK. As he explains, it is primarily a means for the council to generate more revenue, and Rob questions whether doubling the council tax will actually incentivise second homeowners to bring their empty properties back onto the market, as the affluent nature of the area may mean that the increased tax is easily affordable for most...

KEY TAKEAWAYS

The council in Bath and North East Somerset is considering doubling the council tax for second homeowners in an effort to bring long-term empty homes back onto the market.
The council believes that there are 858 homes in the area that would be impacted by this tax increase, which could generate an additional £1.84 million per year.
However, it is unlikely that doubling the council tax will have a significant impact on second homeowners in Bath and North East Somerset, as the area is relatively affluent and most homeowners can likely afford the increase.
If the tax increase does not incentivise second homeowners to sell their properties, they may instead choose to rent them out or use them for short-term rentals like Airbnb, which would not result in any additional council tax revenue.

BEST MOMENTS

"What the council were trying to do, apart from make cash, which they won't admit, but let's be honest, that's what they're looking to do."

"If the council tax were to be doubled and there's no restrictions in those areas, i.e. let's just say there's not an Article 4 restriction or whatever, these people might then decide to rent out the property."

"The council probably just needs to turn around and say, look, we're a bit short on cash and we're going to do other videos about other councils that have gone bankrupt in a future video and episode."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Mortgage Guarantee Scheme Extended - but beware of the economics

Mon, 04 Dec 2023 00:00:00 -0000

Rob discusses the recent extension of the mortgage guarantee scheme by the government, which allows individuals with a small deposit to apply for a government-backed 95% mortgage guarantee, enabling them to get on the housing ladder.

While this may seem like a great opportunity, Rob highlights the potential risks involved, particularly if the value of the property decreases in the future.

KEY TAKEAWAYS

The government has extended the mortgage guarantee scheme for 18 months, allowing people with a small deposit to apply for a 95% mortgage guarantee.
The scheme enables both first-time buyers and current homeowners to purchase properties up to £600,000 with a 5% deposit.
While the extension of the scheme may seem beneficial, there is a potential risk of negative equity if the value of the home decreases during the mortgage term.
It is important to consider the economic factors and potential risks before jumping into the scheme, and to have a strategic plan in place.

BEST MOMENTS

"The government have extended the mortgage guarantee scheme for 18 months and that's very interesting because of the potential economic turmoil that may happen in the next couple of years."

"And that is where you really have to consider where you're buying, what your plan is, what you're doing moving forward."

"The amount of people that have no idea of the economics and what could potentially happen and what is likely to happen is incredibly scary."

"Hence the reason for this episode, just to bring that alertness and to consistently add value and to give you things to think about."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

1 House, 2 homes - 1 Massive Change to Permitted Development Rights

Thu, 30 Nov 2023 00:00:00 -0000

Rob discusses the exciting changes in the property industry following the UK autumn budget. The Chancellor announced reforms to streamline the system, including a new permitted development right that allows one house to be converted into two homes without the need for full planning permission. This game-changing development opens up new opportunities for property investors and developers to increase housing supply and potentially make significant profits.

KEY TAKEAWAYS

The UK autumn budget introduced reforms to streamline the property conversion process, allowing one house to be converted into two homes through permitted development rights.
This change will help tackle backlogs in local planning authorities and boost housing supply.
Property investors and developers can now consider converting family homes into two dwellings, potentially increasing the value and rental income.
It is important to do thorough research and analysis before undertaking any property conversion project to ensure demand and suitability.

BEST MOMENTS

"Massive, massive, massive changes coming up in property."

"You're now going to be able to just convert one of them through permitted development, rather than go through full planning."

"Now I've got permitted development to do that, then actually, I might be able to certainly increase the value of the home, but I could be able to double my rent here."

"And the minute that comes into place, then that is going to make a big difference moving forward."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

Connect with Adrian on facebook

Property Protection Strategies with Adrian Benjamin

Mon, 27 Nov 2023 00:00:00 -0000

Rob welcomes back Adrian Benjamin to discuss property protection strategies. Adrian, with his corporate background and experience in property sourcing, shares valuable insights on how to protect yourself and your property business. They delve into the benefits of setting up a limited company for tax efficiency and how to utilise products like life insurance and executive income protection through the business.

KEY TAKEAWAYS

Setting up a limited company for a property business can provide tax efficiency and allow for financial protection through the company.
Life insurance can be put through a limited company as a company expense, potentially lowering the corporation tax bill.
Shareholder protection is important for joint ventures, as it ensures that the shares of a deceased partner can be bought by the remaining partner, preventing potential issues with decision-making.
Key person cover is crucial for businesses that rely heavily on a specific individual, as it provides financial support in the event that the key person is unable to work.

BEST MOMENTS

"So there's some great products out there where you can still have financial protection but put it through the limited company."

"Your tenants are paying for a policy that will cover the whole portfolio. So it's kind of a no brainer."

"That's what happens with limited company directors. So there's a product called shareholder protection, whereby if that was to happen, you also need a cross option agreement drawn up by a solicitor or legal specialist."

"If that person's off sick or passes away, that's a massive impact on your business because you can't replace them because everything's in their head."

VALUABLE RESOURCES

Book a call with Adrian

Follow Adrian on insta

Connect with Adrian on linkedin

Subscribe to Adrian on youtube

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

MORE INFLATION ahead due to Pay Rises Outstripping current Inflation

Thu, 23 Nov 2023 00:00:00 -0000

Rob discusses the potential impact of rising inflation on the economy, explaining that as pay rises outstrip inflation, people will demand higher compensation to cover the increased cost of living. This, in turn, leads to increased overheads for businesses, which may result in higher prices for consumers...

KEY TAKEAWAYS

Inflation is expected to increase due to pay rises outstripping inflation in recent years.
When pay increases exceed inflation, companies may pass on the increased costs to consumers, resulting in higher prices.
The disparity between wage growth and inflation may lead to a vicious circle of price increases and further inflation.
The future of interest rates is uncertain and may be influenced by government policy and decisions made by the Federal Reserve.
Businesses that are not run efficiently may face challenges as overheads increase and costs are passed on to consumers.

BEST MOMENTS

"If those costs get passed over to the customer, that is going to be in the terms of higher prices. And then we start getting onto that slippery slope again."

"What will happen is that the consumer is likely going to be hit with even more price increases and then the vicious circle starts again."

"What is alarming is from speaking to a couple of friends and other people in various communities is the amount of people that have somehow ended up on variable mortgages by design."

"So although the BBC in this particular case is where the articles come from, although they might be trying to put a positive spin on it, actually, it's probably gonna have a negative consequence moving forward."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Heat Pumps - The NOISY and EXPENSIVE Issue

Mon, 20 Nov 2023 00:00:00 -0000

Rob delves into the topic of heat pumps and their suitability for British homes, highlighting the potential disadvantages such as increased bills and the need for proper insulation. Rob also address the issue of noise levels, stating that heat pumps may be too noisy for built-up areas and terraced houses.

KEY TAKEAWAYS

Heat pumps are considered too noisy for British homes, despite plans to install millions of them. This poses a challenge for homeowners and the implementation of heat pump technology.
Heat pumps can lead to increased energy bills, especially if the rest of the home is not properly insulated or if the switch from gas to electric is made. This is an important consideration for individuals looking to install heat pumps.
Terraced houses and older style properties may face difficulties in accommodating heat pumps due to limited space and potential noise issues. This raises concerns about the feasibility of heat pump installations in these types of properties.
The UK's energy companies and the higher cost of electricity compared to gas contribute to the potential financial burden of using heat pumps. This aspect is often overlooked when promoting heat pump technology.

BEST MOMENTS

"What you're not being told as a potential customer is that if you go to install a heat pump and you live in an older style property, is the rest of your home insulated properly?"

"There's a new report that's come out that's suggesting now that heat pumps are too noisy for British homes, despite the plan to install millions."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Stamp Duty could be cut in Autumn Budget

Thu, 16 Nov 2023 00:00:00 -0000

Rob talks about the potential introduction of inheritance tax and stamp duty cuts in the upcoming autumn budget, speculating on the impact these cuts could have on the housing market, with the possibility of stimulating demand and increasing prices.

KEY TAKEAWAYS

There are rumours that inheritance tax and stamp duty cuts could be introduced in the upcoming autumn budget, which could potentially impact the housing market.
The introduction of inheritance tax cuts could be beneficial for many individuals, as it can help avoid unexpected tax burdens.
The potential cuts in stamp duty could stimulate the housing market by boosting demand and potentially increasing prices.
However, the effectiveness of stamp duty cuts in stimulating the housing market may be limited due to other economic factors such as mortgage costs and legal fees.

BEST MOMENTS

"There's some murmurings at the moment, apart from David Cameron being back in office which has surprised a lot of people."

"Inheritance tax cuts could be introduced... Sometimes you can get stumped by IHT without even realising."

"Stamp duty cuts will be quite interesting if they were to happen... that could give the housing market a bit of a boost."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

WeWork files for Bankruptcy = Hello Property Opportunity

Mon, 13 Nov 2023 00:00:00 -0000

Rob talks about the bankruptcy filing of WeWork, a shared office firm that was once valued at $38 billion. He highlights the significance of this event, as it indicates potential opportunities in the commercial property sector. With WeWork likely handing back real estate to banks and landlords, there may be deals to be done and empty properties available for acquisition.

KEY TAKEAWAYS

WeWork, a shared office firm once valued at $38 billion, has been forced to file for bankruptcy in the US. This indicates potential opportunities in the commercial property sector as landlords may be looking to offload empty properties.
The bankruptcy of WeWork could lead to a ripple effect in the global economy, impacting other companies and banks with large liabilities.
Landlords who are left with empty properties may be open to deals and negotiations, creating opportunities for property investors.
The potential changes to permitted development by the government could further enhance the opportunity to acquire and convert these properties into different types of office spaces or residential properties.

BEST MOMENTS

"If big, massive companies like this who own a lot of offices globally are hitting the wall, then that means that they could probably going to be handing a lot of this real estate, dare I say it, back to the banks, etc."

"What this means moving forward is that if they are handing the leases back to the parent companies or the banks or whatever it is they're doing, then that's going to create a lot of opportunity because the landlords are going to be in the position where they're going to have a lot of empty property."

"Will people ever go back to offices in their droves? I don't know, to be perfectly honest. Probably unlikely. Things have happened. Things have changed."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

NO MORE LEASEHOLDS FOR HOUSES - Kings Speech Recap

Thu, 09 Nov 2023 00:00:00 -0000

Rob recaps the key points from the recent King's speech, focusing on housing-related announcements. The first major point is the introduction of a new leasehold and freehold bill, which will ban leaseholds for new houses in England and Wales. Additionally, the standard lease extension period will be increased to 990 years. Rob talks about the potential benefits of these changes, such as providing clarity and security for homeowners.

KEY TAKEAWAYS

The King's speech announced a new leasehold and freehold bill that will ban leaseholds for new houses in England and Wales, while increasing the standard lease extension period to 990 years. This aims to provide more clarity and security in the property market.
Banning leaseholds for new homes is seen as a positive move for the property market, as it eliminates potential issues with leases and ground rent. However, it is not expected to have a significant impact on flats, which are commonly leasehold.
The extension of lease periods to 990 years presents an opportunity for buyers to acquire properties with shorter lease terms at discounted prices and then extend the lease, adding value and ensuring long-term security.
The Renters Reform Bill, mentioned in the King's speech, will eventually ban no-fault evictions in England. However, this will only come into force after reforms to the court system, which could take a considerable amount of time.

BEST MOMENTS

"I do think banning leaseholds for new homes is probably a good thing."

"It's tidying up the system a little bit... You've added value and you've got a bit more of a long-term security when it comes to that flat."

"The Renters Reform Bill, it will come into law at some point... but it will only come into force after reforms to the court system."

"From a landlord's point of view, it's an absolute pain in the backside."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

Connect with Adrian on facebook

4 Pillars of Protection - with Adrian Benjamin

Mon, 06 Nov 2023 00:00:00 -0000

Rob interviews Adrian Benjamin, a financial protection specialist with over 10 years of experience in the banking industry. Adrian shares his expertise on protecting wealth for the short, medium, and long term, with a focus on family life planning.

He discusses the importance of life insurance, wills, and trusts, and highlights the need for comprehensive protection in case of unforeseen events., focussing upon the affordability of these measures and addresses common misconceptions about insurance payouts.

KEY TAKEAWAYS

Life insurance is a crucial aspect of family life planning, as it provides financial protection for your loved ones in the event of your passing. It helps to cover the loss of income and can be used to pay off debts, support children's education, or invest in properties.
It is important to have a will in place to ensure that your assets are distributed according to your wishes after your death. A will specifies who gets what and helps to avoid potential conflicts among family members.
In addition to life insurance, it is essential to consider other forms of protection, such as private medical insurance, income protection, and critical illness cover. These policies help safeguard your health, ability to earn an income, and provide financial support in case of serious illnesses or accidents.
Many people underestimate the affordability of life insurance and other protection policies. Working with a specialist broker can help you find the right coverage that fits your budget. It is important to seek professional advice and understand the benefits and costs associated with different policies to make informed decisions about your family's financial security.

BEST MOMENTS

"A will is a no-brainer, but as you said, there's probably going to be a lot of people listening to this that haven't thought of that."

"So, if you get private medical, you're actually helping the NHS because you're coming out of the queue. You're freeing space up if you can afford it."

"So, for me, there's four pillars of protection and people just go to life insurance where it's a bit cliche, but health is wealth, right? If you're not healthy, you can't work, you can't get an income that's massive."

"So, if you have your own critical illness cover, you can say, look, I'm going to take a year, two years off, or I'm going to go on holiday. I want to spend more time with my family, or I want to get medical treatment abroad that might cost a bit. That's what that policy is for."

VALUABLE RESOURCES

Book a call with Adrian

Follow Adrian on insta

Connect with Adrian on linkedin

Subscribe to Adrian on youtube

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

These 2 Reasons Are Why NET ZERO Won't Work

Thu, 02 Nov 2023 00:00:00 -0000

Rob dives deep into the two reasons why achieving net zero emissions is not feasible. highlighting the lack of infrastructure in the world's electric grids to support the rapid growth of renewable energy, and the issue of cost, emphasising that the implementation of environmental initiatives often leads to increased expenses for consumers.

KEY TAKEAWAYS

The world's electric grids are currently incapable of supporting renewable energy goals, putting government's climate goals at risk.
The lack of grid infrastructure is a major obstacle to achieving net zero emissions, as there is not enough capacity to accommodate the increased energy from renewable sources.
In order to meet global climate goals, over 80 million kilometres of electric grids need to be added or refurbished by 2040, which is equivalent to the entire existing global grid.
The lack of grid capacity is causing renewable power projects to be delayed, with thousands of gigawatts of renewable power waiting in grid connection queues.

BEST MOMENTS

"The world's electric grids are incapable of supporting renewable energy goals."

"We haven't got the infrastructure in place to facilitate this movement properly."

"We must do this as soon as possible, 2030, 2035, 2040. We must be a lean, green, electric fighting machine."

"Net zero at present isn't going to work for two reasons. Number one, we don't have the grid infrastructure."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

WARNING - Largest Government Debt peace time increase in 300 years is BAD NEWS for us

Mon, 30 Oct 2023 00:00:00 -0000

Rob discusses the concerning increase in government debt in the UK, which is the largest peacetime increase in over 300 years. Rob highlights the potential consequences of high levels of national debt, such as difficulty in funding public services and responding to economic crises, and touches on the trebling of the debt ratio in the last 15 years alone, with the ratio of debt to GDP reaching over 100%.

KEY TAKEAWAYS

The UK has experienced the largest peacetime increase in government debt in over 300 years, which is a cause for concern.
The ratio of debt to GDP has tripled in the last 15 years alone, reaching over 100% in May 2023.
High levels of national debt will hinder the UK's ability to fund public services and respond to economic crises.
The UK's borrowing costs have risen to the highest since 1998, making it more difficult for the government to pay back the debt.

BEST MOMENTS

"We've seen the largest peacetime increase in government debt for more than 300 years."

"High levels of national debt will hurt the UK's ability to fund public services and respond to an economic crisis."

"The knock-on effect is difficulty in funding services and increasing spending in the event of potential future economic crises."

"The forecast is that the ratio will be about 140% of GDP over the next 50 years if current market expectations are correct."

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Mortgage Slowdown + More Inflation - with Marc Champ of Wharf Financial

Wed, 25 Oct 2023 23:00:00 -0000

Rob is joined once more by Marc Champ of Wharf Financial to discuss the current state of the property market. They touch on topics such as interest rates, inflation, and the potential for a slowdown in the market. Marc shares insights from his conversations with industry professionals and highlights the opportunities that can arise during a slowdown.

KEY TAKEAWAYS

There is a general perception that interest rates may have peaked and could potentially come down, but recent bond sales could lead to a rise in inflation and interest rates.
Despite a slowdown in the market, there are still opportunities for experienced and proactive investors.
The banking system is more well-capitalized and better equipped to handle potential crises compared to the 2008 financial crisis.
Commercial properties that lack energy efficiency are experiencing significant drops in value, creating opportunities for investors to purchase below market value and improve the properties.

BEST MOMENTS

"There's been bond sales recently, a lot of bond sales, and that has potentially, it will lead to a rise in inflation again."

"I think people are thinking rates are going to go down. But I think they may just go up one more notch and then stabilise and come back down."

"There is definitely a slowdown. But as I've always said, when there's a slowdown, there's opportunities for people."

"The actual debt is a lot more manageable because lenders have allowed 35 years terms they're allowing some interest only mortgages and this is allow people to manage their finances better."

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

6 Ways To Add Serious Value To Your Home

Sun, 22 Oct 2023 23:00:00 -0000

Rob discusses six ways to add value to your home or property portfolio, beginning by questioning the accuracy of an article that claims certain home improvements can significantly increase property value.

Rob emphasises that the effectiveness of these improvements is location-dependent and highlights the importance of creating a unique selling point when selling a property. The episode explores various home improvements, such as loft conversions, garage conversions, garden offices, conservatories, new kitchens, and utility rooms, that can potentially add value to a home.

KEY TAKEAWAYS

Adding a loft conversion or extension, a garage conversion, a garden office, a conservatory, a new kitchen, and a utility room are suggested as ways to add value to a home or portfolio.
The effectiveness of these improvements in adding value may vary depending on the location and market conditions.
It is important to create a unique selling point for your property to stand out among the competition.
Other potential improvements include redecorating, adding a new roof, installing double glazing, upgrading the bathroom, adding a new boiler, installing an electric vehicle charging point, or landscaping the garden.

BEST MOMENTS

"Just because you go into a higher price bracket, does that mean that you're going to sell your home for a higher amount?"

"If I go around to 10 homes and do 10 property viewings, is there a wow factor there somewhere?"

"I'd like to know where they got the figures from."

"A new kitchen is a new kitchen. Absolutely. Rather than get a new kitchen, you could look to upscale your kitchen."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Energy Efficiency Excellence - Landlord Solar Panel Exclusive with Make My House Green

Wed, 18 Oct 2023 23:00:00 -0000

To Get £100 off of your solar panels and to get a quote for your home -

www.makemyhousegreen.com/?utm_source=tpn_podcast

Rob is joined by Greg Chamber, the Head of Product and Customer Experience at Make My House Green. They discuss the benefits of solar panels for landlords and tenants, as well as the process of getting solar panels installed on rental properties. Greg explains how Make My House Green helps landlords estimate savings, increase property value, and attract tenants by offering green energy solutions. He also highlights the tax benefits and potential for selling excess energy back to the grid.

KEY TAKEAWAYS

Make My House Green is a platform that helps people determine the right green home solutions for their properties, including solar panels.
The company has been primarily focused on assisting owner-occupiers, but they are now expanding their services to landlords and tenants.
For landlords, installing solar panels can have several benefits, including increasing property value, attracting more tenants, and potentially allowing for higher rental rates.
Landlords can estimate the savings from solar panels and add a small monthly fee to the rental agreement to cover the cost, while tenants enjoy reduced energy bills.

BEST MOMENTS

"I think we're in a position where this is absolutely necessary. And I'm really, really pleased that we can make that necessary shift in a financially viable way."

"The odds of your energy performance rating increasing are very high. I'm not the energy performance software, so I never like to guarantee that it's going to go up, but the odds are that your energy certificate rating is going to go higher."

"If they can say their energy bills are going to be lower, because they will be, and they're using a large proportion of their energy, like coming from a green source, two big boxes ticked."

"I think the property value can also increase. Depending on the location, and I will say that it depends. In some areas, adding solar panels does not or there's no evidence yet to suggest that it does add value."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Diversifying Residency - Building a Global Safety Net

Sun, 15 Oct 2023 23:00:00 -0000

Rob discusses the importance of diversifying residency and building a global safety net. Drawing from his personal experience of obtaining temporary residency in Mexico, he emphasises the need to have a backup plan in case of unforeseen events or challenges in one's home country, and explores various ways to obtain secondary residencies or passports, such as through financial means, marriage, or ancestry.

KEY TAKEAWAYS

Diversifying residency and obtaining a secondary passport is crucial for building a global safety net. It is important to have a plan B in case something goes wrong in your home country.
There are multiple ways to obtain a secondary residency or passport, such as through financial means, marriage, changing religion, or ancestry.
Having a secondary residency or passport provides flexibility and options for yourself, your family, and your business.
It is important to not put all your eggs in one basket and to explore the possibility of obtaining a secondary residency or passport.

BEST MOMENTS

"Having a Mexican residency, or temporary residency, I should say, having that now is crucial."

"What if something were to happen in the UK? Going back to our geography, we're in the middle of some global superpowers."

"I hate being taxed. I absolutely despise being taxed. You probably do too. Why? Because at the same time, we're in a situation where we've got tax, tax, tax, tax, tax."

"It's crucial to have plan B. If you've got it for business, you need it for life." VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://progressivepropertyreferral.com/live-multiple-streams-of-property-income-peterborough-20-22-october-2023-1694096212/AMB4692

The EU Housing Crisis Is Here - Here's Why...

Wed, 11 Oct 2023 23:00:00 -0000

Get your free ticket for 3 days of GREAT property education and networking. 20th - 22nd October:

Rob talks about the housing crisis in Europe, focusing on an article from France 24, highlighting the soaring costs, lack of supply, and high interest rates that are pricing out renters and deterring prospective buyers. Rob draws parallels to the housing crisis in the UK and attribute it to government responses to the pandemic.

KEY TAKEAWAYS

There is a housing crisis in Europe, with soaring costs, high interest rates, and a lack of supply.
The crisis is not limited to Europe, as similar issues are also happening in the UK and other parts of the world.
The demand for housing is higher than the supply, leading to increased prices.
Government responses to the pandemic, such as furlough schemes and printing currency, have contributed to the housing crisis.

BEST MOMENTS

"Soaring costs across the EU are pricing out renters, deterring prospective buyers, preventing new homes from being built."

"The French capital is now the second most expensive city in the EU, behind Dublin."

"Large numbers of aspiring homeowners are now putting extra pressure on the strained rental market. Demand higher than supply, voila."

"Please do not continue to blame Russia for the rest of the EU situation. It's your own government that's gotten you into this mess."

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://progressivepropertyreferral.com/live-multiple-streams-of-property-income-peterborough-20-22-october-2023-1694096212/AMB4692

1 Big NO For Insulating Your Home

Sun, 08 Oct 2023 23:00:00 -0000

Get your free ticket for 3 days of GREAT property education and networking. 20th - 22nd October:

Rob discusses a major mistake to avoid when it comes to insulating homes and rental properties. - the issue of using spray foam insulation in the roof, which can have serious long-term consequences...

KEY TAKEAWAYS

Spray foam insulation in the roof can have serious long-term consequences on the structure of the property, specifically the timbers in the roof. It can cause rotting and affect the overall integrity of the roof.

Foam insulation can potentially trap condensation in the roof space if installed incorrectly, leading to further problems for the property.

Some mortgage companies, especially high street lenders, are starting to reject properties that have foam insulation in the roof. This can create complications and additional costs for the borrower.

It is important to satisfy the lender's requirements when applying for a mortgage. The property needs to be in good working order and meet the lender's standards for suitability as security for the mortgage.

BEST MOMENTS

"This is a massive no-no as far as I'm concerned…over a long period of time, that can affect the timbers in the roof."

"Foam insulation in the roof…a lot of lenders, mainly high street lenders, are rejecting properties that have foam insulation in the roof."

"It can potentially cause problems for property if it traps condensation in the roof space…lenders will be looking at that and they sometimes just like taking the easy option."

"Not all lenders are going to reject it, but again, it's just going to create complications."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://progressivepropertyreferral.com/live-multiple-streams-of-property-income-peterborough-20-22-october-2023-1694096212/AMB4692

Sub 6% Mortgages Again - But They Will NOT Last

Wed, 04 Oct 2023 23:00:00 -0000

Get your free ticket for 3 days of GREAT property education and networking. 20th - 22nd October:

Rob discusses the recent mortgage rate cuts and the potential impact of inflation on the housing market.

While the news of mortgage rates dipping below 6% may seem positive, Rob expresses skepticism due to the possibility of double or triple dip inflation, explaining that the rising costs of fuel and utilities are indicators of potential inflationary pressures...

KEY TAKEAWAYS

Mortgage rates have recently seen a cut, with the average five-year fixed mortgage rate dipping below 6%.
Inflation, particularly driven by rising fuel costs, may negate the benefits of the current mortgage rate cuts.
Rob predicts that mortgage rates may continue to increase in the coming years, even if the Bank of England does not raise the base rate, no doubt due to the greed of banks.
Halifax is set to launch a five-year fixed rate at 4.93%, which would be the cheapest on the market. However, it is noted that deals at even cheaper rates may be available for those with a deposit of over 40%.

BEST MOMENTS

"Although this is a welcome cut to an extent, what we've discussed on the podcast recently with inflation, either gonna double or triple dip, then this seemingly bit of good news in reality is gonna get washed away with a tide of bad news moving forward."

"I have a feeling that the next few years are going to be quite rocky and that these rates are going to continue to increase moving forward. Even if the Bank of England don't necessarily increase the base rate, I've got a feeling mortgage companies will increase their rates."

"Deals are available at substantially cheaper rates as well possibly, especially for those with more than 40% equity or 40% deposit."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Empty Commercial Property On The Increase - Opportunity Is Here

Sun, 01 Oct 2023 23:00:00 -0000

Rob looks into the topic of commercial property and discuss an interesting article about London's office market, highlighting that London's office space is currently experiencing its highest vacancy rates in 30 years, with a 20% contraction in office usage due to post-pandemic hybrid working and a preference for greener buildings in the suburbs.

Rob discusses the fact that this trend presents significant opportunities for investors and developers, as commercial property giants like land securities are downgraded by analysts.

KEY TAKEAWAYS

London's office market is experiencing a rent recession, with the highest levels of empty space in 30 years. This is due to a 20% contraction in office usage, driven by post-pandemic hybrid working and a preference for greener buildings in the suburbs.
Commercial property giants like land securities have been downgraded by analysts, indicating the negative impact on the market.
The upcoming years will see a significant amount of commercial real estate in the US and UK needing to be refinanced. This presents opportunities for investors to negotiate deals and acquire assets from financial institutions looking to offload liabilities.
Despite potential higher interest rates in refinancing, as long as the return on investment (ROI) remains higher than the expenses, investors can still be in a positive position.

BEST MOMENTS

"London's office market is in a rent recession as volumes of empty space across the West End, City and Canary Wharf hit a 30-year high."

"People are starting to figure out that actually working from home isn't the worst thing in the world to do, depending on what job you're doing."

"They have, I believe they've got trillions, certainly billions, possibly trillions of real estate that needs to be refinanced at some point."

"The mainstream media are now starting to pick up a lot more on the fact that commercial property space is becoming emptier in and around London."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Bank of England keep rates the same - but it's still not good news

Wed, 27 Sep 2023 23:00:00 -0000

The Bank of England surprised quite a few people recently by keeping the base rate at 5.25%. With a multitude of reasons floating around as to why they have decided to do that, Rob is here to give you his own personal spin on why that's happened.

KEY TAKEAWAYS

The Bank of England has decided to keep the base interest rate at 5.25%, which is the first time it has remained stagnant since November 2021.
Despite some people getting excited about the rate remaining the same, there are indications that a second wave of inflation is on the horizon, particularly due to the rising price of oil.
The current economic data may show some improvement, but the underlying supply factor has not changed, which could contribute to further inflationary pressures.
The upcoming general election in 2024 in the UK is seen as a potential saving grace, as it is unlikely to cause significant disruptions like the US election, which could impact economic policies and decisions.

BEST MOMENTS

"There's going to be a second wave of inflation coming our way very, very soon."

"With MMT, it's just not going to work. It's just not working, and it's not going to work moving forwards either."

"Don't be surprised when that interest rate in the next couple of months, or the inflation rate, I should say, increases."

"We have a general election due for next year, 2024. And we're highly unlikely to shoot ourselves in the foot like the USA are going to."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

BIG NEWS for Oil Boilers and Carbon Emissions

Sun, 24 Sep 2023 23:00:00 -0000

Rob discusses the proposed oil boiler ban set to take effect in 2026 and its potential impact on rural households in the UK. He highlights the concerns raised by homeowners who rely on oil boilers, particularly those living in areas without access to mains gas, and explores a trial taking place in a small hamlet in Cornwall, where residents are using hydrotreated vegetable oil as an alternative to kerosene.

KEY TAKEAWAYS

There is a proposed oil boiler ban from 2026 that will affect about 1.7 million households in rural areas that rely on kerosene or heating oil for heating.
The ban is driven by concerns about carbon emissions and climate change.
A trial in Cornwall is using hydrotreated vegetable oil as a substitute for kerosene in oil boilers, which produces 88% fewer carbon emissions.
Some homeowners are resistant to the ban, citing the high cost of alternative heating options like heat pumps and the impracticality of making energy-efficient upgrades to older buildings.

BEST MOMENTS

"There's an interesting sample, basically, that's happening down in Cornwall in a tiny hamlet "

"Official figures, whether you want to believe them or not, it's up to you, show that vegetable oil produces 88% fewer carbon emissions than kerosene."

"I hate throwing something away that's working. That boiler could go on for another 5 or 10 years, and it's serviced every year."

"In three years' time, the government is saying, thou shalt not have an oil boiler. Thou shalt only have an air source heat pump."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Freehold vs Leasehold - The Pros And Cons Of Both

Wed, 20 Sep 2023 23:00:00 -0000

Rob talks about the advantages and disadvantages of both freehold and leasehold properties, highlighting a news article about leaseholders in London being hit with unexpected service charges. Rob delves into the benefits of freehold properties, such as ownership of the land and building without the need for permissions or additional costs.

KEY TAKEAWAYS

Leasehold properties come with the disadvantage of potential unexpected service charges, as highlighted in the article discussed in the podcast episode.
Freehold properties offer more freedom and flexibility as the owner has complete ownership of the land and building, without the need for permissions or additional costs like ground rent and service charges.
Leasehold properties provide some advantages, such as not being solely responsible for major repairs or disasters that may occur in the building, as the costs are shared among leaseholders through service charges.
However, leasehold properties also come with the disadvantage of having to renew leases at some point, as well as the additional costs of ground rent and service charges, which can impact both homeowners and landlords.

BEST MOMENTS

"The housing sector is not perfect, yet there are some significant advantages and disadvantages of both freehold and leasehold."

"If you want to put up a picture frame, for example, in your home, you're not going to have to get permission from yourself to do that. You might need to get permission from your wife, though, just in case."

"The disadvantages of leaseholds is that they normally come with ground rent, they normally come with service charges. And that can have an impact on your yield, that can have an impact on your cash flow."

"The big advantage of a freehold is you've got the freedom. You've got the freedom to do things. You don't have to ask many people if you need to do something, which is good."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

High Street Lenders Reducing Rates and 1 BIG RED FLAG - with Marc Champ

Sun, 17 Sep 2023 23:00:00 -0000

Rob is joined once more by Mark Champ of Wharf Financial to discuss the current state of the property market, including the impact of the Bank of England base rate increase and the reduction of mortgage rates by some lenders. Mark shares that developers are cautious and looking to reduce land prices, while vendors are resistant. They also touch on the potential negative impact of global events, such as the situation in China, and the need for investors to be creative and take calculated risks.

KEY TAKEAWAYS

Developers are becoming more cautious and looking to reduce the prices they pay for land, leading to a stalemate with vendors.
Despite the potential for another Bank of England base rate increase, some lenders are actually reducing their mortgage rates to attract more business.
The specialist market has seen stable rates, with only slight increases in bridging rates.
There may be a shift of power economically on a global scale, with countries like Brazil, India, China, and South Africa coming together on a more unified page of beliefs and policies.

BEST MOMENTS

"I think there could be a shift of power economically on a global scale soon."

"I think initially negative because it would scare people, it would spook people."

"Be fearful when others are greedy and greedy when others are fearful."

"I think we're both saying it's opportunities. Whatever market you're in, you've just got to find them."

"We don't want to constantly come across as being negative when we do these things, but we have to be realistic."

VALUABLE RESOURCES

Wharf Financial - https://www.wharffinancial.co.uk

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

UK Mortgage Borrowing Down - No Soft Landing - Recession Looming

Wed, 13 Sep 2023 23:00:00 -0000

Rob discusses the current state of the UK housing market and its potential implications for the economy, focussing upon the decrease in mortgage borrowing and the challenges faced by homebuyers due to higher interest rates. Rob also mentions that lending is tightening, which could have negative effects on the economy and references comments from Karen Ward, an advisor to the chancellor, who predicts that central banks may push Western economies into recession to combat inflation.

KEY TAKEAWAYS

UK mortgage borrowing is decreasing, making it more challenging for homebuyers to afford a home. This is due to higher interest rates and tightening lending criteria.
Karen Ward, an advisor to the chancellor and a strategist at JPMorgan Asset Management, predicts that central banks will push Western economies into recession to combat inflation. This suggests that the UK and global economies may face a significant downturn.
The decrease in mortgage lending and tightening of credit and finance in the UK indicate a slowing down of the market and potential recession. Soft landings are unlikely, and the recession is expected to be severe.
Despite the gloomy outlook, the recession will also create opportunities for investors. People may be motivated to sell properties, and there will be potential for profitable investments.
It is crucial to stay informed and be aware of the true state of the economy, as mainstream media may not accurately represent the situation. Being prepared and taking caution can help navigate through the challenges and seize opportunities during the recession.

BEST MOMENTS

"There is more gloom to come with central banks set to push Western economies into recession in order to be sure of winning the battle against inflation."

"We're in for something that I think is going to be like Armageddon. I don't say that lightly, and I don't want that to happen."

"The screw is being tightened by Bank of England, probably the government, and other things behind the scenes."

"It's going to be a time where a lot of people will be affected at the same time. It's going to be a great opportunity to quite literally cash in on everything that's going on."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

3 Key Reasons Why Landlords Are Selling Up

Sun, 10 Sep 2023 23:00:00 -0000

Rob talks about the three key reasons why landlords are choosing to sell their properties. He highlights the challenges landlords are facing, including increased mortgage costs, higher taxes, and uncertainty surrounding legislative changes, and sheds light on the difficulties landlords are currently experiencing and the potential implications for the rental market.

KEY TAKEAWAYS

Landlords are facing challenges that are causing them to sell their properties, including increased mortgage costs, higher taxes, and uncertainty about legislative changes.

The supply of rental housing is decreasing as landlords sell more properties than they are buying, leading to potential increases in rent prices.

Increased mortgage costs are impacting landlords' cash flow and profitability, making it more difficult for them to sustain their property businesses.

Higher taxes, such as the stamp duty surcharge and the reduction in tax relief on mortgage interest, are adding additional financial burdens for landlords.

Uncertainty surrounding legislation, particularly regarding energy performance certificates and the Renters Reform Bill, is causing indecisiveness among landlords and potentially making it more challenging for them to manage their properties and tenants.

BEST MOMENTS

"Landlords are taking an absolute battering."

"Supply of rental housing is probably decreasing."

"Increased mortgage costs have been a bit of a pain in the backside."

"Higher taxes are another cost of business, not an ideal cost of business, but a cost of business nonetheless."

"The Renters Reform Bill is just another pin in the voodoo doll, another pain in the backside thing."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

https://www.msn.com/en-gb/money/homeandproperty/the-four-pressures-making-landlords-sell-up/ar-AA1g1VGI?cvid=c4aa068f7826452fd7ff7b6d73d5b16c&ocid=winp2fptaskbar&ei=7

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

UK Housing Showing Signs Of Cracking

Wed, 06 Sep 2023 23:00:00 -0000

Rob discusses the concerning signs of the UK housing market starting to crack, referencing various news articles reporting a decline in house sales, with transactions down 21% year on year between April and July. Rob also mentions the correction in house prices and the potential for further interest rate increases by the Bank of England.

KEY TAKEAWAYS

The UK housing market is showing signs of cracking, with house sales falling and prices starting to correct.

Mainstream media outlets have been reporting on the decline in house sales and prices, indicating that the situation is not favourable.

Factors such as mortgage rate increases, house builders slowing down, and economic issues in China can have a ripple effect on the UK housing market.

The Bank of England is expected to raise interest rates, which may further impact the housing market, although the full effect may not be felt for 12 to 18 months.

BEST MOMENTS

"The UK housing market is now showing signs of starting to crack."

"House sales have fallen to the lowest level since the pandemic."

"House prices are starting to correct somewhat."

"China, one of the biggest economies in the world, is going to have a ripple effect."

"The UK housing market is showing signs of cracking and it's going to continue to do that moving forwards."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Challenges in the Financial Market - with Marc Champ

Sun, 03 Sep 2023 23:00:00 -0000

Rob is joined once more by Marc Champ of Wharf Financial to discuss the current challenges in the financial industry, the difficulties they have been facing in recent weeks, including inflexible lending parameters and stricter criteria for loan approvals, and the potential impact of global events, such as the bankruptcy of Chinese property companies, on the property market.

KEY TAKEAWAYS

August is a difficult month for deals in the financial industry, as many people take holidays, leading to delays and challenges in getting deals through.
Lenders have become less flexible and more stringent in their lending parameters, making it harder to get deals approved.
There has been a decrease in property valuations and an increase in stress test requirements, making it tougher to get deals over the line.
The increase in interest rates was predicted and is causing some nervousness among borrowers, but it is seen as a necessary adjustment to ensure responsible lending and discourage easy borrowing.

BEST MOMENTS

"Where it is tricky, that's where the good people make their money. There's opportunities and there will be more."

"I think the rates are actually at a level where they probably should be to ensure that you actually have to have a good amount of skin in the game to be able to make money."

"And it's such an easy system to use. And again, we had a run through on Wednesday night showing a room of 50 people. And they were all just amazed by how quickly you can get terms for development finance."

"I think it's very important when people are looking at funding to check who the broker is, check who the lender is and where their funding is coming from."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.moneysavingexpert.com/credit-cards/travel-credit-cards/#top

Hola From Mexico - Top Debit and Credit Cards To Use Abroad

Wed, 30 Aug 2023 23:00:00 -0000

Rob discusses the frustration of being charged excessive fees by banks when using debit or credit cards abroad. He shares his personal experience of being in Mexico for an extended period and wanting to find the best banking options to avoid unnecessary charges.

KEY TAKEAWAYS

Avoid using standard debit cards from banks like TSB, Bank of Scotland, Lloyds, and Halifax when traveling abroad, as they charge high fees for cash withdrawals and spending.

Consider using debit cards like First Direct, Chase, or Starling for fee-free overseas spending and ATM withdrawals. These cards have no non-sterling transaction fees, non-sterling cash fees, or ATM withdrawal fees.

For credit cards, the Barclaycard Rewards Credit Card (Visa) and Halifax Clarity Mastercard are recommended for use abroad. Both cards offer fee-free spending and competitive exchange rates. However, it is advised not to withdraw cash using credit cards due to high interest rates.

Research and compare different cards to find the best option for your specific needs and preferences.

BEST MOMENTS

"Are you fed up with getting screwed over by your bank left, right and centre when you're abroad and you are getting fee after fee after fee just for withdrawing your own cash or spending your own cash?"

"I like the best deal that I can possibly get, especially when it comes to being able to live my life as normally as I can in a different country."

"So there are obviously loads and loads of credit cards and debit cards out there. All of them are going to have their pros and cons."

"Be smarter and you'll end up saving quite a bit of currency in the long run."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

UK Rents Rise Highest Since 2016 - But Comparables Only Started In 2016...

Sun, 27 Aug 2023 23:00:00 -0000

Rob talks about the recent rise in UK rents, which have reached their highest level since comparable records began in 2016, but also highlighting the fact that it does not account for the thousands or millions of years of climate data that have not been recorded...

KEY TAKEAWAYS

UK rents have risen at the highest rate since 2016, indicating a surge in rental prices.

The high demand for rental properties and a decrease in the supply of available properties are the main reasons behind the rent increase.

Landlords are selling their properties due to increased regulations and taxes, further reducing the supply of rental properties.

The North West region of England has seen the highest increase in rental inquiries, followed by Scotland, the South West, the West Midlands, and the East of England.

BEST MOMENTS

"I'm going to take this episode, take this information with a pinch of salt because comparable records only began in 2016."

"When you have got a high demand for something and your supply of that product becomes restricted, then prices are going to go up. Basic economics, that's why we're seeing a surge in rental prices."

"High demand for tenants at the same time as landlords reducing the number of available properties is one of the key reasons behind the rent increase."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Commercial Property: The Next BIG Opportunity

Wed, 23 Aug 2023 23:00:00 -0000

Rob discusses the upcoming commercial property opportunities in the next few years due to the economic challenges that lie ahead, and highlights the potential benefits for house builders and property investors in light of proposed changes to development rights.

KEY TAKEAWAYS

Commercial property is expected to be a significant opportunity in the next few years due to the economic challenges ahead.

Changes to development rights are being proposed, which can benefit house builders in finding and acquiring deals more easily.

WeWork and other shared office spaces have experienced a decline in tenants, indicating potential opportunities in the commercial property market.

BEST MOMENTS

"Commercial opportunities are going to be humongous in the next couple of years."

"Commercial property is going to be the next biggest opportunity."

"If we know the right people are in the right place at the right time, that's where we can scoop up potentially a lot of property moving forwards."

"Commercial property, probably the next big, big opportunity."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Oil Boiler Ban

Sun, 20 Aug 2023 23:00:00 -0000

Rob discusses the proposed oil boiler ban set to take effect in 2026. The ban will primarily impact those living in rural areas who rely on oil boilers for heating. However, it will also affect landlords operating in regions such as East Anglia and Cornwall. Rob highlights the irony that the environmental secretary, who is proposing the ban, may face backlash from her own constituents who heavily rely on oil boilers.

KEY TAKEAWAYS

The UK government is proposing to phase out oil boilers by 2026 as part of their net zero emissions goals.
This ban on oil boilers will primarily affect those living in rural areas where there is no access to mains gas.
The alternative heating options being promoted, such as heat source pumps, predominantly run on electricity, which can be problematic in the event of a grid failure.
The cost of replacing oil boilers with heat pumps or other alternatives will likely be borne by homeowners or funded by local councils, potentially leading to increased financial burdens for individuals and future generations.

BEST MOMENTS

"The irony that we'll go into is that one of the people proposing this might be facing a backlash in their own constituency."

"And all of this in the drive of this crazy daft net zero 2050."

"Phasing out oil boilers, is it a good thing to do? I'd argue probably not, because the alternative isn't suitable."

"At some point, the government, I hope, I sincerely hope, will wake up and realize that net zero isn't going to work, this climate change stuff isn't going to work."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Big Changes Planned For Permitted Development Rights

Wed, 16 Aug 2023 23:00:00 -0000

Rob talks about the big changes that are planned for permitted development rights and how they will impact the commercial property sector. This episode provides valuable insights into the potential changes in the commercial property sector and the opportunities they may bring.

KEY TAKEAWAYS

Proposed changes to permitted development rights in the commercial property sector could create new opportunities for acquiring land and converting buildings into residential units.
Changes to Class MA could potentially double the floor space limit or remove it altogether, allowing for the conversion of larger buildings such as department stores.
Hotels (currently classified as C1) may be able to be converted to residential (C3) under permitted development, potentially streamlining the process and removing the need for full planning permission.
Limits on floor space for hot food takeaways, betting offices, amusement arcades, and casinos (Class N) may be increased or removed, providing more flexibility for conversions.
The proposed changes also include increasing the number of flats that can be created above commercial properties (Class G), doubling the number of dwellings that can be created from agricultural buildings (Class Q), and making it easier to add extensions to commercial buildings (Class A).

BEST MOMENTS

"When we started this journey years ago, the idea of making it even to episode 100 was quite a daunting prospect and now we are at episode 400."

"It does feel quite surreal and we can only do that thanks to your support, for you to keep believing in us and also from the amount of content suggestion that we actually get from listeners as well."

"Here's to another 400 episodes in some way, shape or form."

"If all these things do happen, it creates a lot of opportunities for you and I in order to acquire land, current buildings, and to be able to convert them into residential units a lot easier than it might already be able to do so."

"Having these proposals, assuming these proposals are accepted, what that will mean moving forwards is a lot more opportunity. So adding dwellings here, adding dwellings there, changing A to B, for example, changing hotels to residential dwellings, all of these things are going to become a lot easier for you, becomes a lot easier for us, and also helps us to create more dwellings for the population to use."

VALUABLE RESOURCES

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

UK Housebuilders Facing Challenges - Big Recession Ahead

Sun, 13 Aug 2023 23:00:00 -0000

In this podcast episode, Rob discusses the challenges currently faced by UK house builders. Citing falling demand, rising interest rates, labor shortages, and high material and wage costs, the episode highlights the difficulties smaller house builders are experiencing in particular.

KEY TAKEWAYS

UK house builders are facing challenges in the current market, including falling demand, rising interest rates, labor shortages, high material and wage costs.

It is taking longer for people to sell their houses, resulting in longer exchange times for new home purchases.

The rate of house building is slowing down, with some major builders planning to build fewer homes this year.

Economic warning signs, such as the yield curve in the USA inverting and bank downgrades, suggest a potential economic downturn.

BEST MOMENTS

"We've said for a little while that we can see that the economy is slowing down, despite all these BS numbers that we're being fed."

"The rate of house building seems to be slowing down for all of the reasons we mentioned at the start of the episode."

"It is highly possible that [a Wall Street crash] could happen again without a shadow of a doubt and that will take a lot of recovery time."

"All of these economic warning signs are here. What doesn't help is when government comes out with data to say, hey, the economy is growing at 0.2% or whatever it is, citing extra bank holidays that we've had."

GET YOUR DEVELOPMENT FINANCE HERE:

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

UK House Prices Fall At Sharpest Rate In 14 years

Wed, 09 Aug 2023 23:00:00 -0000

In this podcast episode, Rob discusses the recent news that UK house prices have fallen at the sharpest rate in 14 years. He provides his own perspective on the situation, highlighting that the decline in prices during the summer months is not surprising and may even be a positive correction.

TAKEAWAYS

UK house prices have experienced the sharpest decline in 14 years, with a drop of 3.8%, the largest since July 2009.

Mortgage interest rates remain high, making affordability a challenge for house buyers.

The average price for a home in the UK is around £260,000, which is £13,000 below the peak in August last year.

The housing market has been subdued, with fewer completed housing transactions in June compared to the previous year.

There is a belief that the UK is heading towards a full-on recession, supported by market data and the expectation of increasing interest rates.

BEST MOMENTS

"A lot of it goes on to report that many first-time buyers should welcome a drop in house prices, which have climbed in recent years."

"My stance and our stance at Property Nomads is that they'll probably keep increasing rates until they break something."

"Let's keep it YouTube friendly."

"There's always opportunities out there. Keep doing your homework, keep networking, keep speaking to people."

VALUABLE RESOURCES

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

The Rental CRISIS is HERE - 30 Viewings Per Property

Sun, 06 Aug 2023 23:00:00 -0000

With a recent news report stating that up to thirty people per rental property are now vying for the chance at each property, has the UK's biggest rental crisis ever finally appeared? In this show, Rob tells you everything you need to know

KEY TAKEAWAYS

Rents are increasing due to supply and demand imbalance. Some renters are spending months trying to find places to rent, and are fighting it out with groups of up to thirty other people.
The average number of enquiries about rental properties has more then than tripled from 6 in 2019, to between 20-30 in 2023.
The tumultuous property market and regulations have incentivised landlords to sell up. The amount of rental stock is decreasing.

BEST MOMENTS

'It's getting crazier and crazier to find a place to rent in the UK'

'Supply is much, much lower than demand'

VALUABLE RESOURCES

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

UK Basic Housing Economics 101

Wed, 02 Aug 2023 23:00:00 -0000

Rob delivers a simple overview of the UK housing market, and the fundamental facts you need to focus on amid the media's distorted narrative.

KEY TAKEAWAYS

Supply of property in the UK is much lower than the demand. Many blame this on migrants but this is not the issue.
The fact is that we have reached a point on this island where even if net migration was at zero, we still do not have enough affordable housing to cater to the population, which is constantly growing.
The challenge we face with housing is that not enough are being built. The costs of building, plus interest rates are playing a huge part when it comes to why.

BEST MOMENTS

'It will take twenty years for the supply of property to meet demand'

'There are far more fundamental issues'

VALUABLE RESOURCES

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

More Planning Laws To Be Relaxed, With Usual Backlash From The Masses

Sun, 30 Jul 2023 23:00:00 -0000

Michael Gove is looking to relax planning rules in order to create more homes in city centres, and it has sparked an explosive reaction from the public - but why? In this episode, Rob talks about why these new relaxed rules are actually a good thing.

KEY TAKEAWAYS

Betting shops and empty retail units are to be allowed to be converted into residential property, which is a very good way of recycling the high street.
Critics of the plan are stating that conversions are generally low quality, but this depends on who is doing it, and when it is being done.

BEST MOMENTS

'We can generate and build new homes'

'Supply is much lower than demand, so the ball works in our favour'

VALUABLE RESOURCES

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

Do Solar Panels Add Value To Your Home?

Wed, 26 Jul 2023 23:00:00 -0000

Many install solar panels in the belief that it will add value to their home in the long term, but is this true? In this episode, Rob answers the burning question on everyone's mind...

KEY TAKEAWAYS

Many think that if they spend X on solar panels, then the value of their homes will rise exponentially. In some cases though, the value of your homes can decrease if they're added.
The property market is the one and only true factor that can influence the value of your home, not the trimmings we add.
If you are installing solar panels to add value, then think again. If you're doing it because you want to generate power, be more sustainable and reduce bills, then they work wonderfully.

BEST MOMENTS

'All of these questions need to be answered'

'The market will value your home for you'

VALUABLE RESOURCES

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

GOLD STANDARD COMING BACK - BANK ON BRICS

Sun, 23 Jul 2023 23:00:00 -0000

The Gold Standard is likely to return in due course, and all thanks to the BRICS nations, who meet in August of 2023, to put the wheels into motion on something that could have a profound impact on the rest of the world. In this episode, Rob exposes the truth, and tells you how it may impact you in the future.

KEY TAKEAWAYS

President took the dollar from the Gold Standard in 1971, which resulted in a floating currency mechanism. Since then currency has debased exponentially.
The BRICS nations (Brazil, Russia, India, China and South Africa) have had enough of the US using the dollar as a weapon. People are rising up.
During the time of the gold standard inflation was minimal averaging around 1-2% and the world was seeing a general sense of prosperity.

BEST MOMENTS

'We've had a lot of inflation, greed and messing around'

'Let's go back and install some form of sound money system'

'The East are playing a game of chess. Us in the West are playing a game of draughts'

VALUABLE RESOURCES

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

New Development Finance Tool - with Marc Champ of Wharf Financial

Wed, 19 Jul 2023 23:00:00 -0000

Marc Champ of Wharf Financial joins Rob to discuss a new development finance tool that aims to ease the process for those in search of ways to enable and verify projects more quickly.

KEY TAKEAWAYS

We're about to see many more high street lenders moving away from fixed rate terms, which will mean refinancing on a mass scale.
The Bank Of England will keep increasing rates, with effects and changes not being seen for up to 12-18 months. They will keep going until something breaks.
When the media reports on adverse conditions, many opt to believe the worst case scenarios, meaning that a sense of panic often reigns.

BEST MOMENTS

'We've been beating this drum for a while'

'Those rates keep going up. Maybe it's worth biting the bullet'

'There are a lot of people waiting for it to tip over the edge'

VALUABLE RESOURCES

Wharf Financial – https://linktr.ee/wharffinancials

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

Mortgage Rates Soar to Highest Level in 15 years

Sun, 16 Jul 2023 23:00:00 -0000

Mortgage rates have now soared to the highest level seen in fifteen years, and the average rate on a two year fixed deal is 6.6%, meaning misery for many. But why has this happened, and what can we do to escape from it? IN this episode, Rob breaks down the reasons, and more importantly, the causes of this tragic situation.

KEY TAKEAWAYS

The virus brought on a black swan event that handed complete control to the powers on high, meaning that they can manipulate our lives at will.
Quantitative easing has messed up the economy, and will only continue to do so. Things are bad, and need a fundamental change in order to fix.
We are now in a situation where there’s far too much currency floating around, and the only tool we have is to raise interest rates. It’s a desperate move.

BEST MOMENTS

'People got lazy….’

‘Because of NATO policy, we’ve pushed Russia to the brink’

‘The government response meant no more Russian oil’

VALUABLE RESOURCES

Wharf Financial – https://linktr.ee/wharffinancials

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

A Dictatorial WARNING - Farage Locked Out Of UK Accounts

Wed, 12 Jul 2023 23:00:00 -0000

The UK is facing a dictatorial warning in the wake of Nigel Farage being locked out of his bank accounts due to his political beliefs. How far can this go, and why should you be worried? In this episode, Rob tells you why this should terrify each and every one of you.

KEY TAKEAWAYS

If this situation is not stopped now, then simply disagreeing with the governments could result is us being financially stranded.
The more and more that we hand over control to the powers on high, the more we open ourselves up to the slippery slope of dictators.

BEST MOMENTS

'The fight back needs to begin with you and I'

'This is the danger that we are facing'

VALUABLE RESOURCES

Progressive Serviced Accommodation Event - https://www.progressiveproperty.co.uk/property-courses/serviced-accommodation-discovery/

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

Cashless Society: The Fightback Begins

Sun, 09 Jul 2023 23:00:00 -0000

Rob explores the concept of central banks and why going cashless is certainly no benefit to society, despite the lies we're being sold.

KEY TAKEAWAYS

The powers on high are doing all they can to control us by any means possible. The World Economic forum in particular are pushing us towards a cashless society.
If we're a cashless society, then we have less control over our money. Everything becomes digital, which means that everything we do or purchase is logged and used against us.

BEST MOMENTS

'There's a lot of control going on behind the scenes'

'The challenge is that it's starting to happen now'

VALUABLE RESOURCES

Progressive Serviced Accommodation Event - https://www.progressiveproperty.co.uk/property-courses/serviced-accommodation-discovery/

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

GOOD - UK Is No Longer A World Leader On Climate Change

Wed, 05 Jul 2023 23:00:00 -0000

Following the news that the UK is officially no longer a leader when it comes to global climate change, Rob talks about why this is most certainly a good thing.

KEY TAKEAWAYS

Government backing for new coal, airport expansions and slow progress on heat pumps mean that the Uk has lost its leadership on climate issues.
We have far more important issues to worry about in the UK, such as the collapse of Thames Water, pollution of our seas and rivers and the costly clean-up being passed on to us.
The country needs infrastructure, but is being held up at every turn by environmentalists, who are keeping our wallets hostage.

BEST MOMENTS

'This is all a big bunch of nonsense'

'Because of a butterfly a nuclear plant won't get built'

VALUABLE RESOURCES

Progressive Serviced Accommodation Event - https://www.progressiveproperty.co.uk/property-courses/serviced-accommodation-discovery/

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US

https://www.msn.com/en-gb/money/other/rent-warning-millions-facing-huge-hikes-this-year-as-landlords-forced-out-property-market-exodus/ar-AA1aaesL?cvid=713fc2a4ff4441aab123fd1a0f8cb9b8&ocid=winp2fptaskbar&ei=7

Massive EV Lies - Why EVs Are NOT The Solution To A Greener Planet

Sun, 02 Jul 2023 23:00:00 -0000

Many hail electric vehicles as the salvation of mankind and a pathway to a cleaner planet, but what is the truth? In this episode, Rob smashes the myths that the powers on high are using to make us buy electric vehicles...

KEY TAKEAWAYS

Electric vehicles are being sold as the pinnacle of travel - that they're wonderful for the environment. These claims are false.
We don't seem to be taking into account the massive damage to the planet in order to harvest the resources needed to make an EV. Mining is wrecking the planet, and it's being driven ever forward more aggressively in order to meet EV demand.
Batteries are not easy to recycle, so it follows that the larger the battery, the more difficult it will be to dispose of.

BEST MOMENTS

'The negatives are under the banner of climate change'

'EVs are really not good for the environment'

VALUABLE RESOURCES

Progressive Serviced Accommodation Event - https://www.progressiveproperty.co.uk/property-courses/serviced-accommodation-discovery/

PODCAST DESCRIPTION

Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

PROPERTY BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

ANOTHER Interest Rate Increase, Inflation High - Yet The Masses Are Still Surprised

Wed, 28 Jun 2023 23:00:00 -0000

The Bank Of England shocked the nation last week with a half percent increase to 5%, yet inflation still remains high. In this episode, Rob talks about why their measures seem to be having little impact, and discusses the public's reaction.

KEY TAKEAWAYS

Inflation can't hope to fall because of the supply issue. What the government needs to do is apply the long term approach in order to make things easier.
We are on a hypocritical climate change program, but we're not building nuclear power plants, which is a strategic mistake.

BEST MOMENTS

'There are a multitude of reasons why things are the way they are'

'Inflation is not going away any time soon'

VALUABLE RESOURCES

Progressive Serviced Accommodation Event - https://www.progressiveproperty.co.uk/property-courses/serviced-accommodation-discovery/

PODCAST DESCRIPTION

Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

PROPERTY BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

Decisions That Define Unlocking the Secrets of Effective Decision Making - with #1 USA Realtor Kyle Seyboth

Sun, 25 Jun 2023 23:00:00 -0000

With over a decade's worth of deals in the real estate industry, Kyle Seyboth has taken the Rhode Island and Southern Massachusetts real estate market by storm. Kyle Seyboth, who sold over 500 units and over 140 Million dollars worth of real estate in 2019. is amongst the top realtors in Rhode Island. For the past 3 years, he has earned Top Selling Agent Nationwide for Keller Williams.
Kyle joins Rob today for a special episode, in which he discusses decision-making as a business skill, and the ways in which he uses decisions in order to help boost his business prospects.

KEY TAKEAWAYS

Focus purely upon income-generating activities, and leave other tasks to those with those specific skills. You hire people for a reason.
Once you make a decision you have to live with it ands give it time to come to fruition. You can chop and change if you don't get instant results.
Many fail to make quick decisions and hesitate too long, By the time they've made a choice, the opportunity may have passed you by.
You can't have a "what if" mentality. You have to live inside an abundance mentality, which dictates that there is always another opportunity.

BEST MOMENTS
'I enjoy the process of business and the process of growth'
'I focus only on income-generating activities'
'The decision-making process is something that has to be made relatively quickly'
'Have a vision, have a strategy and see it through to fruition'

VALUABLE RESOURCES
https://progressivesuccess.online/podcast-summit-june-2023/AMB4692

ABOUT THE GUEST
Broker Owner of Century 21 Limitless and affiliated offices, Kyle Seyboth is one of the most trusted and top-selling realtors in Rhode Island. He truly values the trust that his clients place in him and is committed to working hard for every home buyer and seller. His responsiveness to clients and expertise of the local residential and commercial real estate market has earned him #1 Realtor Nationwide by Wall Street Journal/ Real Trends for 2019. He was also nominated Top 10 National Real Estate Producer by Wall Street Journal/ Real Trends from 2018-2020. Kyle was recognized as the Top Realtor for Keller Williams Realty from 2016-2019 and Rhode Island’s Housing’s Realtor of the Year. In 2022, Kyle sold 448 units resulting in over $179 million in sales. In 2021, Kyle sold 575 units resulting in over $227 million in sales. In both 2019 and 2020, he sold over 500 units resulting in over 140 million in sales. As a seasoned property investor as well, he is also sought by real estate investors looking to grow their portfolio in RI and MA.

PODCAST DESCRIPTION

Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

PROPERTY BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

Sunak Blames Bailey and BOE for High Rates - He Should Blame Himself

Wed, 21 Jun 2023 23:00:00 -0000

Rob discusses the fact that Prime Minister Rishi Sunak seems to be blaming the Bank Of England and Andrew Bailey for the high interest rates, when in fact he should be turning the blame upon himself...

KEY TAKEAWAYS

The government borrowing is now at the highest point it has been since 2008. The governor of the Bank Of England, Andrew Bailey, has said a review is incoming as to why the Bank has been so wrong-footed by inflation.
When a pandemic-style event happens, any government will likely tell its central bank to begin printing money in order to prop up a weak economy.

BEST MOMENTS
'He should have done a lot more about this a long time ago'
'A three year old could tell you that prices will go up'

PODCAST DESCRIPTION

Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

PROPERTY BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

Mortgage Madness and Supply Chain Issues - with Marc Champ of Wharf Financial

Sun, 18 Jun 2023 23:00:00 -0000

Marc Champ of Wharf Financial joins Rob to discuss the current chaos in the mortgage sector, and how a significant drop in stock has caused a marked injury to the investing market.

KEY TAKEAWAYS

Property finance enquiries have dropped significantly, and the queries that are being made seem to be tentative ones. Rates have gone up, and exiting to a longer term deal is far more difficult.
Businesses are being squeezed and are in search of new cashflow streams. The issues come from companies demanding longer payment terms - a gap that needs to be funded.
When rates are increased, the benefits are often not seen or felt for as long as twelve months. They are following modern monetary theory, meaning to tame inflation, but largely this is ineffectual.

BEST MOMENTS
'Trading business gives a different perspective on the market'
'The quality of enquiry has gone down'
'There will likely be another base rate increase'

VALUABLE RESOURCES
https://progressivesuccess.online/podcast-summit-june-2023/AMB4692
Marc Champ @ Wharf Financial
E-mail = info@wharffinancial.co.uk
Phone = 0208 895 6677
Social Media = @wharffinancials
Website = https://www.wharffinancial.co.uk
https://linktr.ee/wharffinancials

PODCAST DESCRIPTION

Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

PROPERTY BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

Housing Alert - Gap Between Sold House Prices And Asking Prices is 22 Percent - Here's Why

Wed, 14 Jun 2023 23:00:00 -0000

There's a growing disparity between the prices being asked for houses and the eventual selling prices - sometimes as large as 22 percent! but why is this new phenomenon occurring so frequently? In this episode, Rob explains it all

KEY TAKEAWAYS

We've seen the Bank Of England base rate go from zero to around five percent - an unprecedented hike - as well as lockdowns, financial stimulus and tumultuous economic conditions. All of this has led to an increase in house prices.
Quantitive easing may have aided the economy in the short term, but we are now seeing the impact in the market and financial sectors.

BEST MOMENTS

'There's only so much we can take'

'The market has hit a peak and now it's starting to come down'

VALUABLE RESOURCES

Multiple Streams Of Property income - https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION

Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

PROPERTY BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

Beyond the Hype - Navigating the Future of AI

Sun, 11 Jun 2023 23:00:00 -0000

AI is playing n increasingly major role in shaping the way we work and create, but is it really a force for good, and how useful is it as a tool? In this episode, Rob breaks down this new phenomenon and gives you the truth about what to expect

KEY TAKEAWAYS

AI is incredibly powerful, as has been proved by people's conversations with services such as Chat GPT. It's knowledge base and way of communicating is unparalleled.
The key factor that people seem to forget during this time of experimentation is productivity. People are expected to lose their jobs to AI, which is where the governmental pushback is happening.
Making people redundant means a loss of income for not just people, but for the governments, who are about to lose income tax contributions.

BEST MOMENTS
It's scary the amount of information it's got'
'Think about what's happening to government revenue'

VALUABLE RESOURCES
Multiple Streams Of Property income - https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION

Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

PROPERTY BOOKS

Property FAQs = https://amzn.to/3MWfcL4

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST

Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

The Price Cap Conundrum - Debunking Sunak's Approach

Wed, 07 Jun 2023 23:00:00 -0000

Rishi Sunak is attempting to implement price controls for supermarket food in a concerted effort to stifle the rise in food inflation. But can it work? In this episode, Rob tells you everything you need to know.

KEY TAKEAWAYS

Sunak wants supermarkets to introduce price caps on foods, so as to help with the cost of living crisis. This has been done before and has not worked.
Whoever is in charge of the government are equally as bad as each other. People also do not wish to learn from what has happened before - the cycle repeats itself.
If you are facing a price cap, then who is to say that the government won't keep this going on other sectors. If you're thinkig of buying farmland and producing, then why would you?

BEST MOMENTS

'Price caps don't work. There's a number of reasons why they don't work'

'People decide to want to bring in price caps when really they should let the free market sort it out'

There's a supply and demand imbalance'

VALUABLE RESOURCES

Multiple Streams Of Property income - https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

Is the Rise of Serviced Accommodation Threatening the BTL Market?

Sun, 04 Jun 2023 23:00:00 -0000

Serviced accommodation is a hot property strategy right now for investors, but what is it doing to the Buy-To-Let sector? In this episode, Rob talks about everything you need to understand

KEY TAKEAWAYS

Many state that Serviced Accommodation is destroying the Buy To Let sector, but we need to understand why it’s become prominent in the first place.
Staycations are becoming the norm in Britain due to the rising costs of travel, the new restrictions caused by Brexit, and the wholesale rediscovering of the beauty of the country we live in.

BEST MOMENTS
‘We need to look at the property market in general’
‘Landlords are now getting to the stage of “I’ve had enough of this”’

VALUABLE RESOURCES
Multiple Streams Of Property income - https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

Macro, Money, Metals and More

Wed, 31 May 2023 23:00:00 -0000

Rob explains the new direction of the show, and the focus points that you can tune into in order to create more wealth, and broaden your investing horizons.

KEY TAKEAWAYS

By focussing upon different asset classes and investing opportunities, you will be able to increase the wealth-making potential ahead of you.
Monday and Thursday episodes will remain the norm, but stay tuned - if news happens, then this show will pounce upon it and report accordingly.

BEST MOMENTS

'This is going to be part of Property Nomads going forward'

‘This is going to be life changing’

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

The 1 BIG Difference Between Currency and Money

Sun, 28 May 2023 23:00:00 -0000

Rob explains the crucial difference between currency and money, and why we should seek to differentiate between the two when discussing wealth and finance.

KEY TAKEAWAYS

The main characteristic of currency is that it's a unit of trade, it's portable, it is durable, divisible and fungible.
Money shares the same characteristics as currency, but it is also a storer of value. Since the early 1910s, the dollar and pound have lost 97-98% of their value as a currency, whereas money itself has provably maintained its purchasing power.

BEST MOMENTS

'Most of the world is getting very confused about this'

'This is the key difference'

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

TRAVEL: 6 Great UK Rail Journeys You Have To Do

Wed, 24 May 2023 23:00:00 -0000

Rob runs through the six most amazing UK-based railway journeys that you should make sure you take in your lifetime

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

PODCAST CHANGES FROM 1ST JUNE - ALL DETAILS HERE

Wed, 24 May 2023 09:47:36 -0000

Rob talks about the changes coming to the show, including an exciting name change, some alterations to the format, and a deeper focus on currency, money and investing strategies.

KEY TAKEAWAYS

The show's name will be changing to Property Nomads, and there will be some slight changes to the podcast's logo.
The travel shows on a Thursday will be altered until new travel content is available. Once more journeys are undertaken, the show will be back with the stories!
As the team have grown, so too have their interests, which means a new, broader set of guidance and information for the listener base.

BEST MOMENTS

'We have gone through every place that we've memories of'

'As time has gone on, our interests have changed'

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

Is Buy-To-Let Dead or Alive?

Sun, 21 May 2023 23:00:00 -0000

Buy-to-let as a business strategy is one of the more popular forms of property investing, but is it slowly on the wane? In this episode, Rob cuts through the chaotic information out there and tells you everything you need to know.

KEY TAKEAWAYS

If you are buying individual units and renting them out one by one, then Buy-To-Let has certainly become more challenging due to increased maintenance costs and interest rates.
If you are cash rich and not interested in using bank finance, buy-to-let may still be a viable option for you.
Whether BTL works for you will also depend on how you are acquiring the property in the first place. If you are buying a group of investments, such as a block of flats, you instantly have more rental income, offsetting the cost of traditional borrowing.

BEST MOMENTS

'All of these factors have made things trickier'

'The chances are that buy to let is going to be alive and kicking'

'As costs go up you need to be able to offset them somehow'

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

TRAVEL: Don't Judge An Airline By Its Cover

Wed, 17 May 2023 23:00:00 -0000

We all love a bargain when it comes to holidays, but you have to aware of what you’re being charged when it comes to air travel. In this episode, Rob tells you everything you need to know when it comes to booking that all-important flight.

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

Rental Armageddon Is Approaching - Quickly

Sun, 14 May 2023 23:00:00 -0000

There is a looming crisis in the rental sector – one that may present a nightmare for landlords – but how can we circumvent it? In this episode, Rob tells you everything you need to know.

KEY TAKEAWAYS

Around seven million homes in the UK are being rented out to people. Forecasts say that around 100,000 homes will quit the market every year, but this is likely to be an underestimate.
Landlords selling their portfolios will have a negative impact. One of the main reasons for the sales in the change in the EPC legislation.

BEST MOMENTS

‘Landlords are selling up – they have been for a little while now’

‘There’s a lot of property out there which will be nowhere near that level’

VALUABLE RESOURCES

Rent Warning -

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

TRAVEL: UK Rail v UK Flights - A Working Example Of Why Flying Is Better

Wed, 10 May 2023 23:00:00 -0000

Rob discusses why flying will always the better options when it comes to UK travel, both in terms of time and affordability.

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

This Is WHY Mass Commercial To Residential Opportunities Are Coming Up

Sun, 07 May 2023 23:00:00 -0000

The market suddenly seems to be flooded and overwhelmed with opportunities to turn commercial properties into residential ones. but why is this? In this episode, Rob breaks down the reasons, and talks about why now might be a boom time for canny investors.

KEY TAKEAWAYS

In the past few years, lockdowns and economic instability have led to a serious downturn in retail and commercial units being needed. Also, remote working has become the norm.
Simply put, if there are less people required in the office, then larger units will no longer be affordable or sensible. The business landscape is literally changing before our eyes.

BEST MOMENTS

'There will be even more opportunities moving forward'

'This is going to be happening up and down the country'

'They are looking to reduce office space'

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

TRAVEL: Cost of UK Domestic Air Travel Down - Here's Why

Wed, 03 May 2023 23:00:00 -0000

Rob dives deep into why the cost of domestic air travel in the UK has fallen sharply, and how you can best take advantage.

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

EPC C by 2028 - Common Sense Might Be Starting To Prevail

Sun, 30 Apr 2023 23:00:00 -0000

There has been for households to reach a target of C on an EPC rating by 2025, and many have long thought it unfeasible. In this episode, Rob talks about why there may be light at the end of the tunnel for landlords now that common sense seems to be being considered.

KEY TAKEAWAYS

The government have had great ideas, but no way of funding them. The cost should never have been heaped upon landlords.
While the time scale seems to have been relaxed, this is by no means a victory for landlords. We are merely delaying the inevitable.
This delay does not solve all issues. Over the last year or so, landlords have been vacating the market, putting more pressure on the rental sector.

BEST MOMENTS

'The costs of bringing homes up to modern day standards is quite difficult'

'It's very unlikely now to be 2025 - chances are now it's going to be 2028'

'If you don't meet the rating by 2028, landlords can be fined up to £30,000'

VALUABLE RESOURCES

https://www.property118.com/landlords-will-have-until-2028-to-hit-epc-target-claim/

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

TRAVEL: 8 Dos and Do Nots Of Travel

Wed, 26 Apr 2023 23:00:00 -0000

Rob talks you through the eight things you must always do, and the things you must definitely avoid when you’re on your own journey around the world.

ABOUT US
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

PROPERTY BOOKS
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

EVENT MENTIONED ON PODCAST
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

PODCAST DESCRIPTION
Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude!

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast
SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

Mould Part 2 - The Solutions

Sun, 23 Apr 2023 23:00:00 -0000

Rob returns to the subject of mould in your properties, this time with a focus on the solutions you can put to practical use that will keep your home mould-free.

KEY TAKEAWAYS

Factors that may play into the state of the mould in a home include when it was built, what type of construction it is, and the materials used.
Mould can often be avoided by tenants who understand that ventilation matters. It might simply be a case of explaining the dangers of condensation and an unventilated space.
Trickle vents are smaller vents built into windows that allow your house to breathe without having the window explicitly open.
If you see condensation forming, remove it at once. Managing condensation is the key to making sure that mould does not form.

BEST MOMENTS

'The two main types of damp and rising and penetrative'

'Replacing the air is quite important'

'The solutions really depend on where the mould is coming from'

'You've always got to be on top of condensation'

ABOUT THE HOST

Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: 4 Ways To Obtain A Second Passport Or Citizenship

Wed, 19 Apr 2023 23:00:00 -0000

Having explained the benefits of having a second passport or citizenship, Rob now lists the four most effective ways to obtain either or both.

ABOUT THE HOST

Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Mould Part 1: The Causes

Sun, 16 Apr 2023 23:00:00 -0000

As one of the UK's most successful investors, Rob has come up against his share of challenges, and one of the fiercest opponents when it comes to properties is mould. In this episode, Rob talks about what causes it, which may help you to prevent it from taking hold in your house.

KEY TAKEAWAYS

Mould can cause a great deal of issues, and can negatively impact health in a very big way. It isn't just a stain on a wall.
Mould generally occurs when a cold air front hits a warm air front. It starts as condensation which then settles - bacteria grows - mould appears.
Excessive damp can cause mould - rising damp or penetrating damp. A lack of ventilation is also another huge factor.

BEST MOMENTS

'Mould is pretty much a pain in the backside'

'The wetness feeds up the walls, and if not treated properly, you're then going to end up with mould'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Second Passports and Second Residencies - Why You Need To Consider Them

Wed, 12 Apr 2023 23:00:00 -0000

Many people around the world are the holders of multiple passports, and even have residencies in different countries around the world. but what is the benefit of this? In this episode, Rob tells you why it might be something you may want to consider for yourself.

KEY TAKEAWAYS

Having multiple passports and residences gives you the flexibility to decide if you want to relocate, depending on the current state of the country in which you live.
Diversifying in business is always wise and the wisdom out there advises you to. it's the same with living and life. Give yourself a better chance by diversifying your life and where you live.
Dual citizenship and passports gives you options, and options are always the wisest course of action in any pursuit.

BEST MOMENTS

'To have that flexibility is always nice'

'It means your eggs are not always in one basket'

'People don't take the time to understand or think about it'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Happy Easter, and a Brief Property Market Update

Sun, 09 Apr 2023 23:00:00 -0000

With a holiday upon our doorstep, Rob takes the opportunity to wish you all a very Happy Easter, as well as provide you with a small property market update, including the recent planning obstacles that have arisen, and how they will affect you.

KEY TAKEAWAYS

More red tape in planning will mean that sales of new homes are due to fall. Stricter regulations always mean a dip in accessibility.
We need more housing to fulfil the shortfall in what's available, and yet local councils make it nigh on impossible to build without going through a laborious set of regulations.
Foxed mortgages rates are falling to a six month low. This is still rather high, but it's fascinating that they have fallen during this tumultuous period

BEST MOMENTS

'Inflation is here to stay. It isn't going away any time soon'

'There are tough market conditions at the moment, that will continue going forward'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: First UK City Tourist Tax, UK Staycations and Cheap EU City Breaks

Wed, 05 Apr 2023 23:00:00 -0000

With the advent of the first UK city tourist tax, Rob talks about its implications, as well as the best UK staycations to take and the most reasonable EU city breaks out there.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

EPC-C By 2025 - How To Improve Your EPC Ratings

Sun, 02 Apr 2023 23:00:00 -0000

The government are set on achieving an EPC rating of C by 2025, but how feasible is this? In this episode, Rob shares some practical ways you can use to start improving the EPC rating on your home.

KEY TAKEAWAYS

An energy performance certificate outlines how energy efficient your home is. The lowest rating is a G, which means inefficiency and A is incredible efficient.
If a property has an F or G rating on the scale, it is considered un-lettable. From December 2028 all rental properties must have a rating of C or above.
Lighting is a great place to start when looking for ways to improve. Also look at loft insulation and whether it is accessible.
Replacing a boiler is easier said than done, but installing an up to date combi-boiler will significantly improve your rating.

BEST MOMENTS

'The standard applies to all residential properties'

'My concern for people is how are they meant to do this?'

'There are loads of ways to improve an energy rating'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: 9 Saving Tips For Cheap City Break Trips

Wed, 29 Mar 2023 23:00:00 -0000

As an experienced traveller, Rob shares a host of top tips that’ll have you city-hopping around the globe in no time!

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Net Zero Housing by 2035 - Why It's Unlikely To Be Achieved

Sun, 26 Mar 2023 23:00:00 -0000

In the UK we have a target of net-zero housing, to be achieved by 2035, but it feasible, and even achievable? In this episode, Rob talks you through why he believes it's a target we're likely to miss...

KEY TAKEAWAYS

Man-made climate change does not exist. It's part of a bigger cycle during which the earth heats up and cools down.
Every house and home in the UK needs to be carbon neutral by 2035. This is hardly achievable or sustainable due to the many myriad types of houses out there, all with their own issues.
Making sure that homes are compliant requires labour costs and material costs. Households seem to be expected to foot this bill, but where is the money coming from?

BEST MOMENTS

'It's all part of this drive to save the world'

'This is uneconomic for most households'

'It did make me laugh that they called the report "Hitting A Brick Wall"'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: The Top 5 Places We've Ever Seen

Thu, 23 Mar 2023 00:00:00 -0000

Rob is here with the Property Nomads’ personal top five destinations in terms of travel

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Pros And Cons Of Installing Heat Pumps (way more cons)

Mon, 20 Mar 2023 00:00:00 -0000

The latest trend that seems to sweeping through property investing, is the installation of heat pumps, but as Rob relates in this episode, the cons may well outweigh the pros...

KEY TAKEAWAYS

In the UK, a lot of the housing is very old, and the current boom in heat pumps is being driven by climate fear-mongers. Yet we as residents are being expected to foot the bill.
People fail to consider the literal material cost of building a heat pump. These materials have to be mined, and the effects are devastating.
A lot of UK houses are terraced units, which are mostly deep but not wide. There isn't much space, and so planning rules and regulations for heat pumps are difficult due to the boundary requirements.

BEST MOMENTS

'There are not many pros and a lot of cons when it comes to installing heat pumps'

'It's okay saying it, but implementing it is quite difficult to do'

'Your outdoor space might be non-existent or minimal'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Wine, Sun And Elegance - Turin 2023

Thu, 16 Mar 2023 00:00:00 -0000

Rob reports on the sun-drenched beauty and elegance of Turin and its many gifts to the curious traveller.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Why Does No-one Ever Consider The Financial Cost Of Green Actions?

Mon, 13 Mar 2023 00:00:00 -0000

When it comes to eco-policy and green policies, why does no one consider the true cost behind it all? In this episode, Rob talks about the real financial impact of these radical policies, and the cost to our society.

KEY TAKEAWAYS

Investors know that the only way to get ahead in the world is to make sure that you're getting the best return on your investment.
Like it or not, the companies that provide the best return on your investment are concerns such tobacco. We need to ask what the real financial cost is of producing these environmental businesses.
The media insist that eco concerns should be the most important concern in society, but we're paying the bill. We're working from an emotional point of view.

BEST MOMENTS

'If you're an investor, you need to get the best return you possibly can'

'The mainstream media narrative isn't helping'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: The Top Five Buildings and Structures We've Seen

Thu, 09 Mar 2023 00:00:00 -0000

Architecture and design are a big draw when it comes to travelling the world, and in this episode, Rob talks about the top five places he’s been in terms of beauty and visual appeal.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

How The Push For Renewables Will Affect The Commodities Market

Mon, 06 Mar 2023 00:00:00 -0000

Rob talks about how the recent drive towards eco-friendly energy production will impact the commodities market in surprising ways that many are not even considering yet.

KEY TAKEAWAYS

The challenge that many are not considering to its full potential right now, is that the very act of creating renewable energy is having a devastating effect upon the environment
The blinkered view of governmental mandates on eco-friendliness is causing irreparable harm to the citizens suffering through the cost of it.
The demand for the raw materials involved is not going to stop and the chain is not elastic. The impacts are permanent, as well as the bureaucratic nonsense involved.

BEST MOMENTS

'I want to emphasise the eco aspect of this'

'We are on this drive towards carbon neutral'

'The hypocrisy of it is incredibly rife'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: The Top Five Countries We've Visited

Thu, 02 Mar 2023 00:00:00 -0000

Rob shares our definitive list of the top five countries weve visited in our vast experience as a globetrotter, explaining why you need to make sure you hit these spots when you begin your own journey around the world.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Why Taxing The Rich Is NOT The Answer To Our Economic Problems

Mon, 27 Feb 2023 00:00:00 -0000

Many believe that we can make up for the financial deficits in our economy by applying higher taxes to the wealthy. But as Rob explains in this episode, that is not the answer to our financial woes, and in fact might even prove even more detrimental...

KEY TAKEAWAYS

The people in control of the tax systems don't necessarily have your best interests at heart. The systems don't work for people like us.
Levies on goods and services and subsidies that contribute towards production - this has never changed across the centuries. Governments need money to add to the infrastructure.
Politicians are not there to look after their people. they are simply there to inefficiently distribute funds so as to secure more funds.

BEST MOMENTS

'You've got to think about the people making the taxes'

'This isn't a tax lesson - this isn't what this is about'

'You need money to win wars'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

ETIAS visa info - https://www.msn.com/en-gb/travel/news/heathrow-and-gatwick-uk-travellers-will-be-forced-to-pay-extra-to-fly-to-these-30-countries-in-2023/ar-AA16asPX?cvid=1cfb2316e8d946fbc6ade599aca50600&ocid=winp2fptaskbar

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Travelling To Europe Soon? You'll Need One Of These

Thu, 23 Feb 2023 00:00:00 -0000

As some of the most experienced globe-trotters out there, The Property Nomads are well versed in the essentials when it comes to travel. In this episode, Rob details the essential item you’ll DEFINITELY require when you set out in Europe!

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

VALUABLE RESOURCES

Travel Map - https://www.kayak.com/travel-restrictions?

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

BIG EVENT +2nd Charge Lending And Mortgage Deals Up - With Marc Champ

Mon, 20 Feb 2023 00:00:00 -0000

Learn how to use the current market situation to get the best mortgage deal.

In this episode, Rob and Marc Champ explain what is happening with the various types of mortgages and share ways you can take advantage of the current situation to secure the best deals. As well as explaining how to sign up for their Introduction to Property Development event, which they are hosting on 9th March, in London.

KEY TAKEAWAYS

The number of mortgage deals are up as things return to normal. Refinancing is playing a role too as is the fact that more developers are building rather than renovating.
Bigger deposits are helping borrowers to beat the far higher stress tests.
Using 2nd charge mortgages is enabling people who are on very tight budgets to get into renovating. It is a strategy that works but one that comes with some serious risks, which Marc explains.

BEST MOMENTS

'Recession avoided, that’s probably going to play out quite negatively this year. '

'If you’re looking for a fixed rate, you’re probably going to be paying about 2% higher on a variable rate. '

'If you’ve got to refinance this year, maybe start that process a bit earlier.'

An Introduction to Property Development Evening tickets:

For Tickets - please go to https://www.eventbrite.com/e/introduction-to-property-development-tickets-516788687877

An Introduction to Property Development Evening speaker details and more

We all know that navigating the Property Development market can be difficult, even without the volatility we're seeing today. Starting a career in this environment can be daunting. Not knowing where to begin can sometimes make you question if you even want to proceed.

For those of you in this position we've teamed up with Avamore Capital to deliver an evening that should highlight the right steps to take for developers in the beginning of their career and help give them the confidence to progress boldly.

We will have a wide variety of speakers who will go through the development process from start to finish, offering clarity on where the best place is to begin and what will be needed to make it as seamless a journey as possible, with little to no speed bumps. From a financial perspective and the funding, through to valuation, surveying and all the legal elements, we've got everything you would need covered.

The event will take place at the Auditorium, Huckletree Shoreditch, Alphabeta Building, 18 Finsbury Square, London EC2A 1AH, on 9th March 2023 from 6pm-8pm. The cost will be £40 per person.

The speakers will include:

Marc Champ, from Wharf Financial

D'mitri Zaprzala, from Avamore Capital - Securing finance

Kerry Nickols from Kepaga - The Developer Mindset

Anderson Wilde & Harris - Understanding the valuation process

David Hartnett - Searching, evaluating, and acquiring your site

Juliet Baboolal from Seddons - Streamlining the legal process

Luke Masters from Sillence Hurn

In addition to an informative evening there will be a networking event afterwards, where you can meet like-minded people and ask any questions you may still have

You can secure your ticket at Eventbrite

We look forward to you joining us. If you do have any questions please email abigail@wharffinancial.co.uk

EPISODE RESOURCES

Marc Champ @ Wharf Financial

E-mail = info@wharffinancial.co.uk

Phone = 0208 895 6677

Social Media = @wharffinancials

Money Weekly = https://moneyweek.com/

Donations for Wharf Financial charity cycle challenge: https://www.justgiving.com/fundraising/wharffinancialn2challenge

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: 6 Top Travel Tips So You Don't Waste Your Holidays

Thu, 16 Feb 2023 00:00:00 -0000

As an experienced traveller, Rob shares his personal six best tips to stick to when you’re traversing the world, so as to make sure that your trip is the best it can be.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Is Green Energy Really The Way Forward?

Mon, 13 Feb 2023 00:00:00 -0000

With many declaring that green energy is the best way to make life and the economy sustainable, Rob discusses the reality behind the situation, and asks if we can really place our future in the hands of green energy?

KEY TAKEAWAYS

No one is arguing that the planet can, and will, be made a better, more sustainable environment for us to live on. What is flawed is the way in which we are being shoved towards it.
Even green energy technology needs to be made of something. In many cases, raw materials can be incredible destructive to mine and produce.
If green energy solutions are the way forward then they need to be made affordable. Most people simply cannot afford to spend out on initiatives that will only save money for generations to come.

BEST MOMENTS

'We can make the planet a better, greener and more efficient place'

'They're not telling us they make solar panels'

'The odds of landlords being able to afford things are highly unlikely'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Playing football with Thierry Henry, Alex Scott, Shay Given + Jimmy Bullard

Thu, 09 Feb 2023 00:00:00 -0000

Rob recounts the astounding moment in which the property nomads found themselves playing football with some of the greatest names ever to kick a ball.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

3 Reasons Why The UK Property Market Is Attractive RIGHT NOW

Mon, 06 Feb 2023 00:00:00 -0000

Rob lists his top three reasons why you should be taking a different view of the UK property market, and why now might be the wisest time to chase those investing ambitions!

KEY TAKEAWAYS

Depending on the currency you're using as an overseas investor, buying UK property might actually be far cheaper at the moment due to the waning strength of the pound.
The Land Registry adds a further level of security to property deals. Having those locked in rights makes investing from abroad very attractive.
The UK is relatively stable in terms of politics in that we are not in a tumultuous phase of government

BEST MOMENTS

'It's all about buying low and selling high'

'We have to put things into perspective'

'From a foreign point of view, the UK market is quite attractive at the moment'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Zoos, Trekking and Zagreb

Thu, 02 Feb 2023 00:00:00 -0000

Rob backtracks to his time in Zagreb after completing University in 2010.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Tax and Knowledge - Why A Power Team Will Help You Save A Lot Of Cash

Mon, 30 Jan 2023 00:00:00 -0000

Rob explains the value of a power team, and how you can not only harness their skills and potential while investing in property, but also save yourself vital cash reserves when it matters most.

KEY TAKEAWAYS

In terms of tax and knowledge, having a tax advisor is critical. Everyone has a different situation, and ensuring you're only spending what you have to on tax means you have more money to invest.
As investors, we are not used to keeping on top of every new development in tax laws, whereas a tax specialist will be

BEST MOMENTS

'If you're not planning properly then it can come back and bit you'

'£7000 was much better than £31000!'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: 4 Things That Make Non-League Football Better Than Premier League Football

Thu, 26 Jan 2023 00:00:00 -0000

Rob shares his top four reasons why non-league football is far more exciting and innovative than Premier League or higher-level football and sport.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Is Property Really Doomed?

Mon, 23 Jan 2023 00:00:00 -0000

Is property doomed as an investment strategy?

In this episode, Rob talks you through a balanced argument about why people may think so, and why there still might be reasons to be positive about property.

KEY TAKEAWAYS

The virus, whether we like it or not, has changed the way the world works, and has impacted the government's financial response to the market.
If you increase the currency supply, but not the demand aspect, what will happen is you will create less demand, more supply. Money needs to move in order to keep the economy flowing.
The expected market correction will create a dip in prices. We are also moving away from a very long period of interest rates, which cannot fail to have an effect

BEST MOMENTS

'We're not here to lie to you or beat around the bush'

'Property has had a mini renaissance'

'You have to make that call from a strategic point of view'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL - The summer that could have been part 2 - England v Italy - Euro 2021

Thu, 19 Jan 2023 00:00:00 -0000

Rob continues his story of “The Summer That Could’ve Been” – the delayed Euro 2020 football tournament which was later staged in 2021, split across multiple European countries, and the thrilling, yet heartbreaking climax to the conclusion of the tournament..

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

10% inflation - 2022 predictions review + 2023 predictions - with Marc Champ of Wharf Financial

Mon, 16 Jan 2023 00:00:00 -0000

Marc Champ of Wharf Financial joins Rob in order to go through some of their predictions for 2022, and how they panned out in the long term, as well as some of their thoughts about what could happen in 2023.

KEY TAKEAWAYS

Bridging lenders did indeed find things more difficult in 2022. Around September there were funding problems that caused a cease altogether in some cases. This can only increase.
Inflation reached a high of 10% in 2022, but there was no re-emergence of a more dangerous COVID variant, which means that life can start to return to normal on the trajectory in which it has been.
If we keep the focus on what we're doing and maximise the impact we're having, then we increase our chances to thrive. Ignore external factors and control what you can within your sphere.
For 2023, inflation should stabilise at about 10% throughout the year, there will be some kind of housing price correction, and the BOE base rate will hit 5%

BEST MOMENTS

'Everybody's looking for an angle'

'People don't want to sell assets if they can help it'

'The margins are so small now for bridgers'

'The world will never return to normality because we're told more pointless stuff'

EPISODE RESOURCES

Marc Champ @ Wharf Financial

E-mail = info@wharffinancial.co.uk

Phone = 0208 895 6677

Social Media = @wharffinancials

Money Weekly = https://moneyweek.com/

Donations for Wharf Financial charity cycle challenge: https://www.justgiving.com/fundraising/wharffinancialn2challenge

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

TRAVEL - The summer that could have been Part 1 - England v Denmark - Euro 2021

Thu, 12 Jan 2023 00:00:00 -0000

Rob talks about “The Summer That Could’ve Been” – the delayed Euro 2020 football tournament which was later staged in 2021, split across multiple European countries, and his personal experiences during the England v Denmark game that proved so decisive and inspiring.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

The Advantages Of Efficiency

Mon, 09 Jan 2023 00:00:00 -0000

Especially in the new year, it's always advantageous to consider a mental reset in order to optimise our efficiency levels. but how can we best achieve this? In this episode, Rob tells you how you can reboot, reframe and make the most of the year ahead.

KEY TAKEAWAYS

People from previous generations often say that their times were a lot harder, and this was born from hardship. Hardship can actually increase resilience and make us more efficient.
Becoming more efficient in your business will inevitably mean that you've adopted processes and systems that have allowed this to happen.
Becoming efficient is about planning for the future and not being derailed when challenges occur.

BEST MOMENTS

'Being more efficient can only be a good thing'

'Efficiency helps to streamline processes and ultimately puts more cash in your pocket as well'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Mexico, Cornwall, Mining and Pasties - Pachuca v Monterrey

Thu, 05 Jan 2023 00:00:00 -0000

To kick off the new year, Rob discusses his trip to Pachuca – the sporting event he attended, the mining museum and its fascinating heritage, and the curious connection to a very famous English coastal area…

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

2023: What's Coming And How To Prepare And Protect Yourself

Mon, 02 Jan 2023 00:00:00 -0000

With the advent of a new year comes the all-important questions about what it may hold. In this episode, Rob talks you through what to expect in 2023 when it comes to investing and business, and how best to ensure that your year ahead is safe, secure and prosperous.

KEY TAKEAWAYS

A recession is due to come, and may already have been hitting the market during the tail end of last year. We have yet to really see retail investors pumping into the market yet.
Expect more mass psychosis from the powers on high. This is hardly surprising as they are trying their best to make as much money while the world burns, so expect more misinformation and coercion.
There will be a lot more currency chasing fewer goods and services. This will lead to sustained inflation, and has led from macro-economic policy.

BEST MOMENTS

'Let's make this year the best year we can possibly make it'

'We need to be realists'

'This is something that will go on in years going forward'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Cold Weather Games Part 2: Barcelona v Real Sociedad - MESSI's Record Breaking Season

Thu, 29 Dec 2022 00:00:00 -0000

In the second of a special two-part mini-series, Rob recounts his experiences at cold weather Games, with a focus this time upon the match between Barcelona and Real Sociedad, and the surprising ferocity of an unexpected wind in one of Europe’s most renowned sunspots.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

4 Ways To Ensure A Productive Festive Period

Mon, 26 Dec 2022 00:00:00 -0000

The festive break is a chance for us all to recharge our creative batteries, but as Rob explains in this episode, there are several ways in which you can make the most of the rest while still remaining productive and effective, so as to come back brighter in the new year.

KEY TAKEAWAYS

Plan for the future. How do you envision the year to come? How are you connecting with yourself and others, and which goals are you hoping to achieve?
You can consume wisdom even in your downtime. Dig out the books and audiobooks that you think can benefit you and take some time to absorb the knowledge within.
Take a look at what is going on in the world and take appropriate action. Look at the state of economies and investment markets and adjust your own concerns so as to ready yourself for any tough times ahead.

BEST MOMENTS

'These are the sorts of things that we're working on'

'We're taking that time to plan for the future'

'It's always good to be up to date with information'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Cold Weather Games Part 1 - Vienna + Bratislava

Thu, 22 Dec 2022 00:00:00 -0000

In the first of a special two-part mini-series, Rob recounts his experiences at cold weather games, this time in Vienna – the city itself, the culture, and the temperature…

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Top 5 Podcasts To Pay Attention To Right Now

Mon, 19 Dec 2022 00:00:00 -0000

Rob lists the top five podcasts you need to be paying attention to right now - including a rebel streak, outspoken financial advice, and outside-the-box thinking that could help you to achieve more and think differently.

KEY TAKEAWAYS

The Rebel Capitalist show is about the world economic forum and how oil and the global market affect everything that's going on.
The Peter Schiff show, where Peter is an outspoken ex-banker and real estate giant, who's on the money when it comes to all things financial.
Palisades Gold Radio - a variety of interviews that help to illuminate the people we think we know.
Quoth The Raven features Chris Irons being totally natural and cutting through the BS out there. Outspoken is good!
Eurodollar University with Jeff Snyder - your place for all things modern money and monetary science.

BEST MOMENTS

'There is a reason why I am listening to these podcasts'

'These are done by very smart people'

'These are people who have a rebel streak in them'

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL - Queue jumping and the greatest noise ever - Copa Libertadores Final 2014 - Nacional v San Lorenzo

Thu, 15 Dec 2022 00:00:00 -0000

Rob explores one of his favourite ever travel experiences – visiting the Copa Libertadores Final 2014 where he saw Nacional play San Lorenzo, including the perils faced by a subtle change in time zones, and all the thrills of seeing such a momentous sporting event.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

House prices sliding, opportunities rife - with Marc Champ of Wharf Financial

Mon, 12 Dec 2022 00:00:00 -0000

Rob is joined by Marc Champ of Wharf Financial to discuss the economic news of the moment, including the new state of property prices and how they seem to be sliding down slightly, mortgage rates and their slow return to normality, and how we should be using this time of unease to seize upon opportunities in the property market.

KEY TAKEAWAYS

Expectations were that deals would dry up with the falling of house prices, but this hasn't proved true. People are still looking for ways to maximise value and sell/buy.
Consumer duty is about protecting customers and making sure they're kept up to date on what's going on at all times. The new SLAs are not in the spirit of this so called duty, and this needs to change.
There are always ways to add value, and always opportunities to take advantage of, no matter what the time of year is, and no matter what the state of the market is. Look for the opportunities in your own portfolio.

BEST MOMENTS

'This has been a different month to anything I've ever experienced'

'Banks need to take a long, hard look at themselves'

'Property continues to be an attractive investment'

EPISODE RESOURCES

Marc Champ @ Wharf Financial

E-mail = info@wharffinancial.co.uk

Phone = 0208 895 6677

Social Media = @wharffinancials

Website = https://www.wharffinancial.co.uk

Money Weekly = https://moneyweek.com/

Donations for Wharf Financial charity cycle challenge: https://www.justgiving.com/fundraising/wharffinancialn2challenge

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL - CONCACAF Champions League Final 2022 - Pumas UNAM v Seattle Sounders

Thu, 08 Dec 2022 00:00:00 -0000

In this episode, Rob talks about how being in the right place at the right time led to him and the future Mrs. Property Nomads Podcast attending the CONCACAF Champions League Final. An evening match that despite the ferocious rain had an electric atmosphere and an incredibly enthusiastic and noisy crowd. Rob also provides an insight into what to see and do in the incredible Mexico City.

ABOUT THE HOST
Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES
https://uk.soccerway.com/

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Stop Being Climate Criminals And Start Providing Solutions

Mon, 05 Dec 2022 00:00:00 -0000

For upcoming episodes, Rob is spending a bit of time sharing his thoughts on the current political and macroeconomic climate. He is kicking back against the misinformation that currently permeates the mainstream media and sharing his thoughts on important subjects that affect the world economy and other aspects of our lives.
This episode is about the tactics used by climate protests. As well as the need to be realistic about how the switch to cleaner energy sources happens and which power sources the world uses.

KEY TAKEAWAYS

The world economy cannot be sustained simply by putting up solar panels and building wind farms.
Stopping the traffic creates more pollution. Lorries have to keep their fridges running, people keep their engines on to stay warm.
It is not possible to stop using oil overnight, it is used in so many products.
Protesting is not an effective way to find solutions. The world needs answers not blocking traffic.

BEST MOMENTS

‘The overall answer is not wind and solar, it alone will not run the world economy.’

‘Wake up, smell the coffee and realise that this process is going to take a long, long time, you're not just going to cut off oil overnight.’

‘Get off your climate high horse, okay. Stop criminalising things and start providing some solutions.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Estadio Azteca - One of The Most Iconic Football Stadiums in The World

Thu, 01 Dec 2022 00:00:00 -0000

In this episode, Rob and the future Mrs Property Nomad visit one of the world's most iconic stadiums, the Estadio Azteca. One of just two stadiums to have hosted two World Cup finals. It is also the site of the Maradona “Hand of God” incident. Its funky roof, massive stands and a crazy thunderstorm made for a memorable experience. So good that they went back for more.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Social Media Masterclass - Reaching 25 million People in Under 100 days - with Aaron Knightley

Mon, 28 Nov 2022 01:00:00 -0000

In this episode, Rob sits down to speak to Aaron Knightley who turned himself into a social media phenomenon by producing videos that have been watched over 100 million times on TikTok. Achieving this within an incredibly short period. He is also a hugely successful author, podcaster, and entrepreneur. In this episode, he explains how he has done this and how you can do the same and start earning big from the many lucrative brand deals that are currently available. While also generating new clients for your core business(es).

KEY TAKEAWAYS

It took Aaron 4.5 months to reach 100 million views on TikTok.
His latest viral video reached 30 million people in under 90 days.
You must post consistently and be in it for the long term.
Testing is key to achieving this success.
Not every video will take off even when you know what you are doing.
Be consistent about posting. You can repurpose most of your content.
Having multiple touchpoints for your business is very lucrative, but only if you channel those audiences into a proper sales funnel.
If a video goes viral, you will need to employ a team to help you.
Your content must be relatable, and/or pull on the heartstrings.
You only have 4 seconds to make an impact.
Invest in good branding it will help you to land sponsorship and improve recognition.
The money you can make by going viral on social media far outstrips what you can make with other assets. Aaron shares the figures, in the podcast.
Start broad and split things up into different streams as you learn what works and what you enjoy.

BEST MOMENTS

‘Not only can you generate new clients, but the number of brand deals that are on the table at the moment, that's where it becomes really lucrative.’

‘We’re in a real opportunity where growth can happen really quickly if you're managing your time correctly and if you're putting energy into certain areas.’

‘You can have as much chance of going viral as I did. If you consistently put in the work.’

‘An entrepreneur is someone who creates things and moves with the times.’

EPISODE RESOURCES

Instagram - https://www.instagram.com/aaronknightleyofficial/

Website - https://www.aaronknightley.co.uk/

LinkedIn - https://www.linkedin.com/in/knightleyinvestments

TikTok - https://www.tiktok.com/@aaron_knightley

YouTube - https://www.youtube.com/channel/UCttBXcMPASo45sKhM9pLoIg/videos

Books - https://www.amazon.co.uk/s?i=digital-text&rh=p_27%3AAaron+Knightley&s=relevancerank&text=Aaron+Knightley&ref=dp_byline_sr_ebooks_1

The Roundtable Podcast - https://podcasts.apple.com/us/podcast/the-round-table-podcast/id1623573257

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL - Europa League Final 2019 in Baku, Azerbaijan

Thu, 24 Nov 2022 01:00:00 -0000

In this episode, Rob focuses on watching the 2019 Europa League final in Azerbaijan, providing him and Aaron to get their first experience of Muslim culture. They indulged in some tea drinking despite there being several bars serving alcohol, real kebabs, and a goal-filled London Derby on a lovely warm Baku evening.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Top Energy Saving Tips With Rob Nezard

Mon, 21 Nov 2022 00:00:00 -0000

In this episode, Rob sits down to speak to Rob Nezard of UK radiators. He talks about how to get the best out of radiators. Explaining how to choose the right type and size for the type of fuel you use, where you are in the country and the size of your rooms. Rob also shares several other excellent energy-saving tips, which could save you 40% on your heating bill at certain points in the year.

KEY TAKEAWAYS

Radiators can be run using any type of boiler, be that gas or oil or any other kind of fuel.
Right now, mains gas is the most efficient. But if your home is well-insulated, heat pumps can be a good option.
It is not enough to simply look at the DRU rating, you must correlate it back to the operating temperature of your system.
Look at the delta rating. Rob explains how that rating system works.
Leaving air in your system can increase energy usage by 6%. So, bleed your system regularly.
Reducing flow temperature can save you between 10 and 40%. Most people can do this for at least some of the winter. Rob explains more, in the episode.
Weather compensation controllers can be a worthwhile investment.
There are several low-cost ways to keep more of the heat you produce inside your property.

BEST MOMENTS
‘At the moment, gas central heating systems are more efficient, they're cheaper to run.’
‘A lower temperature radiator will provide as much heat to the room as a smaller radiator at a higher temperature.’
‘The delta rating in very simple terms is just the difference between the room temperature and the temperature of the water in your heating system.’

EPISODE RESOURCES

Website: http://www.ukradiators.com

LinkedIn Page: https://www.linkedin.com/in/rob-nezard-98173361/

Facebook: https://www.facebook.com/ukradiators

Instagram: https://www.instagram.com/ukradiators/

TikTok : https://www.tiktok.com/@ukradiators

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE
www.tpnpodcast.com

SHOP
www.tpnpodcast.com/shop

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: World Cup Bucket List - Brazil 2014 - England v Costa Rica

Thu, 17 Nov 2022 00:00:00 -0000

England did not win the world cup in Brazil 2014 on Rob´s birthday, with him watching. But the match he did get to see was still memorable and proved to be a great way to tick off a football bucket list item.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE
www.tpnpodcast.com

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: BoE Raises Rates + Mortgage Market Reaction - with Marc Champ of Wharf Financial

Tue, 15 Nov 2022 01:00:00 -0000

In this episode, Rob sits down for his weekly chat with Marc Champ of Wharf Financial. Marc is a member of the advisory board for the National Association of Commercial Finance Brokers (NACFB), with 20 years of experience in the industry. During this episode, they discuss the recent Bank of England interest rate rises. In particular how the mortgage market has responded to it and what that means for property investors, developers, and entrepreneurs.

KEY TAKEAWAYS

The rates of mortgages have jumped up by much more than the base rate.
In many cases, they are asking 6/7% despite the base rate only being 3%.
Most expect the rate to continue to increase quickly, but Marc explains that there is a possible set of circumstances which could stop that from happening.
If you need a mortgage, ask the lender where they get their money. You want to be borrowing from a stable company.
It is not enough to simply borrow from the lender that offers the best rate.
Despite demand continuing to outstrip supply in the UK, house prices are still highly likely to plateau or fall. But that demand should push them up again.
If you still can't afford to buy, prepare for the next downturn. Save and educate yourself, so you are ready.

BEST MOMENTS

‘I'm not saying the rates are going to come down any time soon. But maybe they're not going to be quite as bad as some people are thinking.’

‘Take advice.’

‘There will be times where there's less money available as we are at the moment and that will cause a little bit of a reduction or plateau of house prices.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Marc Champ @ Wharf Financial

E-mail = info@wharffinancial.co.uk

Phone = 0208 895 6677

Social Media = @wharffinancials

Website = https://www.wharffinancial.co.uk

Money Weekly = https://moneyweek.com/

Donations for Wharf Financial charity cycle challenge: https://www.justgiving.com/fundraising/wharffinancialn2challenge

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL - Rangers Vs Celtic - Old Firm Derby - Glasgow 2022

Thu, 10 Nov 2022 00:00:00 -0000

For this episode, Rob welcomes you to Scotland as he reminisces about attending one of the most hotly contested Old Firm Derbies, in the world. The rivalry between the Rangers and Celtic fans is intense, which always makes for an interesting and colourful spectacle. He, Aaron, and their mates were lucky enough to time their visit in a way that enabled them to watch all 4 of Glasgow´s premier teams play, in one weekend. A weekend that included plenty of whiskeys, a doner kebab pie, a burger served in a doughnut, a visit to the botanic gardens, and several other unusual experiences.

BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4

WEBSITE
www.tpnpodcast.com

SOCIAL MEDIA
Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg
Patreon - https://www.patreon.com/tpnpodcast

PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: Market Macro Madness - How to Prepare For Upcoming Corrections

Mon, 07 Nov 2022 00:00:00 -0000

In this episode, Rob takes a look at all the different things that are going on in the world at the moment. He explains why he feels that we are heading into dark times and why it is not all doom and gloom for property investors. As well as sharing how he has/is preparing his business and personal finances to weather the storm. Rob is not a financial expert so you will need to do a bit more research to be able to work out whether his approach is also right for you.

KEY TAKEAWAYS

It is good to be prepared for periods of financial unrest.
Understanding macroeconomics is highly beneficial for property investors.
There is nothing wrong with inflation from a property investment point of view. In fact, it’s a good thing.
If your mortgage interest rate goes from 2/3 % to 6/7% that will have a significant impact on a landlord's cash flow.
If you have not re-mortgaged yet, it may be worth talking to your broker to find out if they think it is right for you.
Investigate other forms of investment, e.g., metals, stocks or crypto or other types of property development.
Educate yourself about alternative investments and macroeconomics.

BEST MOMENTS
‘With energy rationing potentially coming up quite literally, we're going to be heading into dark times.’
‘You need to understand the macroeconomics behind what's going on.’
‘Please don't get scared by this. There is always something you can do to protect yourself.’

EPISODE RESOURCES
Macro Voices Podcast - https://www.macrovoices.com/podcasts-collection/macrovoices-podcasts
Dig Deep Podcast - https://digdeeptheminingpodcast.com/
Rebel Capitalist Podcast - https://podcasts.apple.com/us/podcast/the-rebel-capitalist-show/

BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4

WEBSITE
www.tpnpodcast.com

PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: Wandering Carmarthen, Dublin + Belfast

Thu, 03 Nov 2022 00:00:00 -0000

For this episode, Rob and Aaron’s football odyssey takes them to West Wales, Ireland, and Northern Ireland. Starting with Carmarthen, where they got to see John Hartson in action and witnessed an extraordinary free kick. Before moving on to Dublin. A visit that involved sampling whiskey, visiting the Guinness factory, and enjoying the Temple Bar area. Finishing up in Belfast, where they got to enjoy The Giant's Causeway, an impromptu tour provided by a local taxi driver and a bit more whiskey tourism.

BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4

WEBSITE
www.tpnpodcast.com

PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

Getting Started in Property Through Land Development with Jerome Roith

Mon, 31 Oct 2022 00:00:00 -0000

In this episode, Rob breaks new ground by talking to Jerome Roith about land development. Jerome started his career working in an estate agency and moved on to become a commercial property consultant. In 2013, he and his partner used the new permitted development rules to convert offices into residential. Now, he mainly develops land and teaches others how to do the same.

He explains why acquiring land and developing it is so lucrative, including plots without prior planning permission. During the podcast, he explains what type of land to look for and how to develop it.

KEY TAKEAWAYS

Brownfield land is the easiest to get planning permission for and has the most flexible planning strategy.
Be careful about what is under the ground.
Growing a business and hitting critical mass is the way to make money.
Generally speaking, the harder it is to get planning the greater the rewards. This business model is not for the risk-averse.
Most of the UK is greenbelt. It is extremely hard to get planning on this land, but not impossible.
There is a fair amount of competition in this sector.
It is taking longer and costing more to get planning. Cashflow is a potential issue Jerome explains why in the podcast.
This is a lump-sum business model.
Assessing the site properly and crunching the numbers is crucial.

BEST MOMENTS

‘I started understanding the benefit of buying something without planning permission. ´

‘If the site is under a hectare in size, they legally have to determine the application within 8 weeks.’

‘Do not be afraid to ask for help.’

EPISODE RESOURCES

Website: https://www.propertyplanninggain.co.uk/

LinkedIn: https://www.linkedin.com/in/jerome-roith-158828b/?originalSubdomain=uk

Instagram: https://www.instagram.com/propertyplanninggain/

Facebook: https://www.facebook.com/people/Property-Planning-Gain/100078722151643/

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: The 3 M's - Manchester, Munich + Milan

Thu, 27 Oct 2022 00:00:00 -0000

In this episode, Rob shares memories of his and Aaron’s first three footballing odyssey games. Matches in Manchester, Munich, and Milan during 2010 and 2011. A story that includes a volcanic eruption, two-night games, sitting in the player’s seats in the AC Milan player´s dressing room and being able to drink while watching the game in Munich.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: We Just Got Paid to Buy a House - MIMO REALLY WORKS!!

Sun, 23 Oct 2022 23:00:00 -0000

In this episode, Rob shares an example of the fact that the MIMO (Money In, Money Out) principle works. Proof positive that it is possible to make these deals. He explains how this golden goose of property investment works and provides insight into how you can also take advantage of these opportunities.
KEY TAKEAWAYS

Rob´s first MIMO experience was as a result of a Buy Refurb Refinance (BRR) project.
You do not have to necessarily get all of the cash you put in back, for a deal to be worth doing.
Building strong relationships with agents helps you to be told about the best deals.

BEST MOMENTS
‘MIMO or money in, money out works.’
‘If you are in it for the long run as well, then chances are, over time, inflation is going to increase the asset price.’
‘Know the right people and be ready to strike when you can get the deals.’
ABOUT THE HOST
Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.
BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4
WEBSITE
www.tpnpodcast.com
SHOP
www.tpnpodcast.com/shop
SOCIAL MEDIA
Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg
Patreon - https://www.patreon.com/tpnpodcast
PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: 53 Games, 53 Countries - The initial idea

Wed, 19 Oct 2022 23:00:00 -0000

In this episode, Rob explains how he and Aaron came up with an idea that enabled them to combine two of their biggest passions – Travel and Football. A moment, which ended up quite literally transforming their lives. It’s a notable example of how setting a simple goal, and then pursuing it regardless opens up a world of opportunity for you.
ABOUT THE HOST
Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.
BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4
WEBSITE
www.tpnpodcast.com
SHOP
www.tpnpodcast.com/shop
SOCIAL MEDIA
Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg
Patreon - https://www.patreon.com/tpnpodcast
PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: The GREAT Holiday Let Crackdown

Sun, 16 Oct 2022 23:00:00 -0000

In this episode, Rob digs into the facts behind a recent story that says councils will soon have the right to double council tax bills on second homes, not in use. As well as on those that are let out for at least 70 days a year.
He looks at the situation from several angles. Including, providing understanding on how it would impact accidental landlords, holiday let owners and others. Rob also talks about why so many people are opting for green mortgages.
KEY TAKEAWAYS

Locals in tourist hotspots have had their complaints heard.
Higher tax bills and limits on visitor numbers are muted in a government crackdown.
In Wales, the necessary legal framework to charge holiday lets more council tax are already in place.
There are also moves to increase the land transaction rate on holiday lets.
There are always legal ways to minimise the impact of any rule changes.
In some parts of the UK, 16% of properties are second homes.
The green mortgage market is going to grow fast.
The EPC software has flaws which are slowing the rate at which landlords and homeowners are going green.

BEST MOMENTS
‘The glut of properties in the region (South England) means investors could face heavy losses.’
‘Owners will need to apply for a licence from the local authority.’
‘There is a surge in green mortgages.’
ABOUT THE HOST
Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.
BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4
WEBSITE
www.tpnpodcast.com
SHOP
www.tpnpodcast.com/shop
SOCIAL MEDIA
Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg
Patreon - https://www.patreon.com/tpnpodcast
PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: Turin 2023 + Travel Podcast Plans

Wed, 12 Oct 2022 23:00:00 -0000

Rob and Aaron have always loved to travel, but it was their goal to watch 53 football games in 53 countries that lit a fire under them and led to the creation of this podcast. It is those travel experiences he is planning to share with you, over the next few months. Including looking at how the experience of attending live matches has changed in each country over the years and how the game has evolved.
Even if you do not like football, don´t worry the content will still be interesting and relevant to you. Rob is also going to talk about his new travel adventures, including his upcoming wedding, in Mexico. So, stick with him as he dives even deeper into his wonderful archive of travel experiences.
ABOUT THE HOST
Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.
BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4
WEBSITE
www.tpnpodcast.com
SHOP
www.tpnpodcast.com/shop
SOCIAL MEDIA
Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg
Patreon - https://www.patreon.com/tpnpodcast
PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: Dangers of Property Gurus And Why You MUST Do Due Diligence

Sun, 09 Oct 2022 23:00:00 -0000

In this episode, Rob talks about why if you are going to invest in property projects you must always do your due diligence. He does not name any names but shares examples of how some property gurus misappropriate or lose other people’s money. Then, provide you with some tips to help you to do your homework before actually investing.
KEY TAKEAWAYS

One company had £43 million of assets but had taken on £60 million in debts.
With investing never lose sight of the fact that your capital is at risk.
Never, ever rush into property investments.
Every industry has bad eggs, people who are running Ponzi schemes, and the property business is no different.
Getting a contract does not solve every issue but it can help if things go wrong.
Just because people speak at property events and are very well known don’t just assume they are OK. Still do your due diligence.

BEST MOMENTS
‘You’ve got to really do your homework on the people that you want to work with.’
‘I’m not here beating up every property guru … There are some fantastic people that will work with you.’
‘Make sure you understand the deal and what the exit strategies are.’
ABOUT THE HOST
Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.
BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4
WEBSITE
www.tpnpodcast.com
SHOP
www.tpnpodcast.com/shop
SOCIAL MEDIA
Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg
Patreon - https://www.patreon.com/tpnpodcast
PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: Mexico 2022 + Top Tips for Staying Safe Abroad

Wed, 05 Oct 2022 23:00:00 -0000

For this travel episode, Rob switches from sharing his and Aaron´s historical travel experiences to talking about their more recent adventures. This one, is all about Rob´s visit to Mexico in 2022. A trip which ended in a proposal of marriage.
His 7-week itinerary included spending time in Mexico City, the UNESCO city of Puebla, Oaxaca, Chiapas, San Cristóbal de Las Casas, and Merida, Yucatán. As well as trips to the Waterfalls of Chiflón, the stunning Lagunas de Montebello, the Chinkultic Archaeological Area, and the Toniná Ruins.
Rob also shares a few tips to help you to stay safe during your travels and tells you where you can taste the best tacos, chocolate and mezcal.
ABOUT THE HOST
Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.
BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4
WEBSITE
www.tpnpodcast.com
SHOP
www.tpnpodcast.com/shop
SOCIAL MEDIA
Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg
Patreon - https://www.patreon.com/tpnpodcast
PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: Monthly Broker Call With Marc Champ – Tax Cuts, Rate Increases, Stamp Duty Cuts And More

Sun, 02 Oct 2022 23:00:00 -0000

In this episode, Rob once again sits down with Marc Champ of Wharf Financials to discuss the mini-budget and the impact they think it is likely to have. Particularly on property purchases and those who are involved in the sector.
KEY TAKEAWAYS

Marc believes two different strategies are being played out, which contradict each other.
The Bank of England is trying to leave people with less spare cash to spend to bring down inflation. But tax cuts do the opposite, they give people more money to spend.
There will be a lot of repossessions, which will create opportunities for others.
Supply issues need to be addressed.
There will be a lot more foreign investors buying property in the UK.
The fact demand for mortgages is so high is slowing things down.
Brokers have to be even more careful to package things properly to secure the loan.
The rate is going to go up.
If you need a bridging loan, be extra careful about borrowing from a stable lender that has good funding lines.
Don't overleveraged. Right now, it is particularly dangerous to do so.

BEST MOMENTS
‘The Bank of England's job is to make borrowing more expensive and that will bring down inflation.’
‘In times of low confidence that is when the real problems occur.’
‘Bridging lenders will probably have increased finance costs.’
‘Never question the cost of a shovel when you are digging for gold.’
ABOUT THE HOST
Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.
EPISODE RESOURCES
Marc Champ @ Wharf Financial
E-mail = info@wharffinancial.co.uk
Phone = 0208 895 6677
Social Media = @wharffinancials
Website = https://www.wharffinancial.co.uk
Money Weekly = https://moneyweek.com/
Donations for Wharf Financial charity cycle challenge: https://www.justgiving.com/fundraising/wharffinancialn2challenge
BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4
WEBSITE
www.tpnpodcast.com
SHOP
www.tpnpodcast.com/shop
SOCIAL MEDIA
Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg
Patreon - https://www.patreon.com/tpnpodcast
PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: 2020 - Yucatan Part 2 - Jaguars, Jungles And Crocodiles

Wed, 28 Sep 2022 23:00:00 -0000

Surprise! Jaguars and crocodiles can be extremely dangerous animals. When dealing with them, be sensible and don’t do anything too stupid……..
ABOUT THE HOST
Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.
BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4
WEBSITE
www.tpnpodcast.com
SHOP
www.tpnpodcast.com/shop
SOCIAL MEDIA
Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg
Patreon - https://www.patreon.com/tpnpodcast
PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: The Biggest Challenges Facing The Social Housing Sector -Sep Social Housing Series With Neil Goodrich Episode 4

Sun, 25 Sep 2022 23:00:00 -0000

In this episode, Rob sits down with Neil Goodrich to finish off their 4-part series about the state of social housing in the UK. They round things up by discussing the many challenges the sector is facing, including some of the changes they are making to navigate what many in the industry are calling the “perfect storm.”
Rob uses his EPC expertise to talk through the practicalities of upgrading social housing to make it more environmentally friendly.
KEY TAKEAWAYS

The sector is in a very tricky situation. Both internal and external factors are having an extremely negative impact.
The cost-of-living crisis is having a significant impact on the social housing sector.
Even if social housing organisations raise rents to reflect higher costs, the situation their tenants are in means that most of them will end up getting into deeper rent arrears.
Changes in legislation will require most organisations to make significant changes to their housing stock, which means a lot of capital expenditure.
The way EPC ratings are being handled is a classic case of “good idea, bad idea when it is in action.” Why is explained in the podcast.
There is probably going to be a drop in the number of units built by housing associations.

BEST MOMENTS
‘As a sector, we have come off of a multi-year cut in the rents that we can charge.’
‘That requires massively upgrading a large amount of our stock by better insulating, putting in more efficient windows and doors…..’
‘We are coming up to the last decade of gas boilers being installed by default into properties, yet you still have this bizarre incentive to retain them.’
ABOUT THE HOST
Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.
EPISODE RESOURCES
Neil Goodrich Twitter: @NGoodrichHsg
Housing - https://www.insidehousing.co.uk/
BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4
WEBSITE
www.tpnpodcast.com
SHOP
www.tpnpodcast.com/shop
SOCIAL MEDIA
Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg
Patreon - https://www.patreon.com/tpnpodcast
PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: Yucatan Part 1 - Temples, Flamingos And Being Mexican

Wed, 21 Sep 2022 23:00:00 -0000

We’re back in the Yucatan but this time it is Rob and the future Mrs Property Nomads Podcast. We revisit the same place with the famous LEMON SMELLING sauce – which leads to a case of Montezuma’s revenge.
ABOUT THE HOST
Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.
BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4
WEBSITE
www.tpnpodcast.com
SHOP
www.tpnpodcast.com/shop
SOCIAL MEDIA
Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWx
Patreon - https://www.patreon.com/tpnpodcast
PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: Are Housing Associations Getting Too Big? - Social Housing September Series With Neil Goodrich

Sun, 18 Sep 2022 23:00:00 -0000

In the 3rd episode of the TPNP UK Housing Association series, Rob and Neil Goodrich sit down to discuss whether they are getting too big and unwieldy. They look at examples of both types of associations to tease out the answer to the question: are housing associations, in the UK, getting too big? As well as using their experience to provide their take on what the ideal size for this type of organisation is.
KEY TAKEAWAYS

Being a small organisation does not automatically mean you will be a good housing association.
Big and large associations both have distinct advantages and disadvantages.
Big associations not fulfilling their obligations have a significant negative impact on society, because they are affecting so many families (tenants).
The type of housing stock an association owns has a significant impact on how many units it can physically run efficiently.
If an aspect of the association is not working well, e.g., the repair service is inefficient. You can fix the issue fast with 50 units. When you have 125,000 units, sorting things out is like climbing a mountain.
When housing associations merge, they tend to carry on using their separate systems, which is part of the reason things go wrong. Neil demonstrates why that is, in the podcast.
The UK needs both big and large organisations. For example, a small association that tackles housing for a sector of society with special needs makes sense.

BEST MOMENTS
‘There is an argument that when you get to around 50/60,000 units, you get too big to manage effectively… but there are advantages and disadvantages.’
‘Somewhere around 50 to 60,000 units does feel like the right balance.’
‘Being big is not necessarily a problem, it's about being effective.’
EPISODE RESOURCES
Neil Goodrich Twitter: @NGoodrichHsg
Inside Housing - https://www.insidehousing.co.uk/
ABOUT THE HOST
Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.
BOOKS
Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQs = https://amzn.to/3MWfcL4
WEBSITE
www.tpnpodcast.com
SHOP
www.tpnpodcast.com/shop
SOCIAL MEDIA
Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg
Patreon - https://www.patreon.com/tpnpodcast
PODCAST
The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: 9 Top Travel Tips

Wed, 14 Sep 2022 23:00:00 -0000

From looking like you are NOT lost to learning the local language, we cover our 9 top travel tips in this episode.

ABOUT THE HOST

Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Are Housing Associations Developers or Providers of Social Housing? With Neil Goodrich

Sun, 11 Sep 2022 23:00:00 -0000

In this episode, Rob once again sits down with Neil Goodrich who has studied and worked in the social housing sector for a decade. He currently works for a medium-to-large housing association and is the former chair of the CIA´s futures board.

During this episode, they take a look at whether housing associations are developers or simply providers of social housing. The answer to this question has a significant impact on how they run things and the standard of housing that they offer.

KEY TAKEAWAYS

There are several types of social housing providers in the UK. Some are developers while others are simply providers.
The more generic, bigger housing associations tend to fall into the developer category.
For the fiscal year of 2019/20, 50% of all affordable housing was delivered via section 106, built by the private sector.
If you slow down the rate at which private sector housing is built, the knock-on effect is less social housing.
In 1980/81 housing associations completed 9% of social housing. Now it is 17%. Sounds like substantial progress, but as Neil explains in the episode, which is not necessarily the case.
The planning system is contributing to the difficulties faced in building social housing.
There are nearly three-quarters of a million people living in, often unfit homes and B&B rooms.

BEST MOMENTS

‘Developers …go out and buy land…. Then, either build on it themselves or commission someone to do it.’

‘Most councils are dinosaurs when it comes to planning.’

‘Failure to reform housing has been one of the major policy disasters for this country.’

‘If you want more social housing, you need more private housing.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Neil Goodrich Twitter: @NGoodrichHsg

Inside Housing - https://www.insidehousing.co.uk/

https://www.ukhousingreview.org.uk/

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Concussions, Beating up a Bus And The End of The Road

Wed, 07 Sep 2022 23:00:00 -0000

When getting kicked out of a club it is probably not a good idea to take it out on a bus. We also saw a great 3-3 football game and nearly got take-off at the local water park.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: The Changing Nature of Housing Regulation With Neil Goodrich - Social Housing September Series 1

Sun, 04 Sep 2022 23:00:00 -0000

In the first of a four-part series about social housing, Rob sits down to speak with Neil Goodrich. Neil is a housing professional who has studied the subject of social housing for a decade. He works for a medium to large housing association in the Midlands, Southwest and East and is the former chair of the CIA´s futures board.

He and Rob discuss how the way regulations are changing is impacting the social housing sector.

KEY TAKEAWAYS

England, Northern Ireland, Scotland, and Wales all have separate legislative and regulatory housing bodies.
In England, housing associations were effectively self-governing, when it comes to consumer standards.
Around 2012, the capital budget for social housing was cut by 60%, yet they were told to build more houses. That meant the only option was to cut costs, which inevitably reduced standards.
There used to be one housing officer per 100/200 units. Now, it is one per 1,000/2,000, making it impossible to do the job properly.
There are promising changes in regulations coming that will tighten things up again.
Fines will no longer be capped.
Inspections for housing associations are back.
There will be a named individual responsible for health and safety.

BEST MOMENTS

‘I live, sleep, breathe social housing.’

‘There are only some very specific instances whereby the regulator can actually intervene in a proactive manner.’

‘The drivers for social housing providers are cash and politics based, you do not operate in a vacuum.’

‘There has been a significant recognition that change needs to happen.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Neil Goodrich Twitter: @NGoodrichHsg

Inside Housing - https://www.insidehousing.co.uk/

Gavin Barwell Books - https://www.amazon.co.uk/Gavin-Barwell/e/B09231FCDJ?ref=sr_ntt_srch_lnk_1&qid=1661974280&sr=8-1

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Swimming in Cenotes And Sauce That Smells Like Cif

Wed, 31 Aug 2022 23:00:00 -0000

It’s incredibly beautiful to have a cenote all to yourself and even better when you finish the day off with probably what was the hottest sauce known to man. Or at least the hottest sauce ever known to Aaron. IT SMELT LIKE LEMONS!

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Accidental Landlords Could be Given Tax Relief

Sun, 28 Aug 2022 23:00:00 -0000

In this episode, Rob talks about how proposed changes to the tax rules could benefit accidental landlords. As well as the impact this change is likely to have on the UK property market.

KEY TAKEAWAYS

About 40 to 45% of landlords are accidental landlords. They inherit their property.
Accidental landlords make up around 20$ of the private rental sector.
Being a landlord can be quite daunting. There's a lot of rules and regulations.
There are personal tax implications to becoming an accidental landlord.
If capital gains tax is eliminated for accidental landlords more are likely to sell which is likely to stimulate the housing market.

BEST MOMENTS

‘This could be a big game changer, in the property market.’

‘You´ve got more income coming in, you´ve got to pay tax on that rental income. That can create issues.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Relaxing in Merida, Trains + Chichen Itza

Wed, 24 Aug 2022 23:00:00 -0000

The heat in Merida got the better of us but we were able to learn how to make tortillas, visit a train museum (YAY) and also experience the wonders of Chichen Itza.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Automation and systemisation masterclass - with Sam Watterson

Mon, 22 Aug 2022 00:00:00 -0000

In this episode, Rob sits down to speak to Sam Watterson the owner of Watts & Co, a Leeds-based Lettings and Property Investment Agency. He is a landlord himself, a podcaster and a mentor that teaches people how to invest in and run all kinds of property businesses. Sam explains how having systems in place and automating as much as possible has enabled his business to grow fast.

He explains what a CRM is and how property developers can use it. As well as sharing how he uses Zapier and If This Then That (IFTT) and explaining what tools you need to get started with automating your business.

KEY TAKEAWAYS

A lot of businesses have a CRM system but don´t link it up to automate text messages or emails.
You make your money when you are face-to-face selling not when you are doing admin.
Link trees are a powerful way to share past projects and other things potential investors are interested in.
As soon as you have to do something twice, automate it.
Using an Open CRM makes it extremely easy to link it up to your other tech,
Zapier is ideal for linking two pieces of software together and using IFTT.
If you want to scale automate.
Let your system do the heavy lifting.
When you systemise and automate, you make fewer mistakes, which results in your client having a better experience.

BEST MOMENTS

‘When it comes to technology, a lot of people barely scratch the surface.’

‘Having a CRM system that is customisable and links with all of your other apps is invaluable.’

‘Start small with the fundamental brains of the operation.’

‘Being a technophobe is not an excuse. You are in business to make money.’

EPISODE RESOURCES

bit.ly/SWLinkTree

https://linktr.ee/

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Don't touch the GREEN SAUCE

Wed, 17 Aug 2022 23:00:00 -0000

Mexico is famed for its cuisine but please be careful of the sauces before putting them on your food. You never know what is going to happen……

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Successful Investing from Abroad + Auction Property Tips With John The Expat Property Guy

Sun, 14 Aug 2022 23:00:00 -0000

In this episode, Rob sits down to speak with John – The Expat Property Guy who is also known as the Banksy of podcasting. He is based in Hong Kong but invests in UK property.

John talks about the highs and lows of his journey of investing in property, from abroad. He and Rob discuss HMOs, new builds, the buy-refurbish-refinance model, SA, holiday lets and student accommodation. John also explains how using auctions you can buy wholesale rather than retail.

KEY TAKEAWAYS

Be careful to double-check what your financial advisors tell you. John´s was giving advice that was in his own interests rather than theirs.
When done right, selling at an auction can be lucrative.
You need to dig deep when doing your research.
Find out why the property is in an auction. Ask, what is it that they are trying to hide?
You need a decent team in the UK to handle everything for you.
Ask for 4 or 5 references and call them all before hiring someone.
Buying off-plan in the UK usually means you pay more than you should.
Setting out the expectations of what you want from the people who you work with is particularly important when you are working at a distance.

BEST MOMENTS

‘We made the classic expat mistake of looking at new build properties, a terrible idea.’

‘There are unscrupulous people out there and they will take advantage of you.’

‘It’s all about obtaining things for wholesale prices rather than retail prices.’

EPISODE RESOURCES

Hear how John gets on at www.expatpropertystory.com

Blink by Malcolm Gladwell - https://www.amazon.co.uk/Blink-Power-Thinking-Without/dp/0141014598/

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Tikal and GIANT PYRAMIDS

Wed, 10 Aug 2022 23:00:00 -0000

Visiting the tallest (supposedly) pyramid built by the Maya along with the wonderful complex at Tikal, taught us a lot about the Maya. A truly magnificent sight.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Mortgage Affordability Test Scrapped - Is UK Property Investing Becoming Easier with Marc Champ

Mon, 08 Aug 2022 00:00:00 -0000

In this episode, Rob once again sits down with Marc Champ of Wharf Financials to discuss a couple of recent changes that will have a significant impact on the UK property market. Including, The Bank of England´s plan to scrap the mortgage affordability test.

As well as the story that house prices have defied expectation and hit record highs.

KEY TAKEAWAYS

Marc´s customers, who are mainly buying in the North of the UK, have not really reacted to the scraping of the mortgage affordability test.
The lifting of the restriction does free things up for first-time buyers.
Inflation, particularly the rising price of materials, means the profit margin needs to be high enough to absorb those potential extra costs.
The supply of properties is set to increase. Marc explains why.
Remember change creates opportunity. Some of which are discussed in the podcast.

BEST MOMENTS

‘We´ve not seen customers benefit from it or have any issues because I think the lenders were already acting responsibly.’

‘If you only have a skinny profit, think about it very carefully. Prices will go up.’

‘A downturn in the market creates more opportunities.’

‘We have seen a lot of refinancing.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Marc Champ @ Wharf Financial

E-mail = info@wharffinancial.co.uk

Phone = 0208 895 6677

Social Media = @wharffinancials

Website = https://www.wharffinancial.co.uk

Money Weekly = https://moneyweek.com/

Donations for Wharf Financial charity cycle challenge: https://www.justgiving.com/fundraising/wharffinancialn2challenge

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Rock Diving + Tubing a Lot of Rain

Wed, 03 Aug 2022 23:00:00 -0000

Semuc Champey offered us a lot. Tubing, belly flopping into the river (not recommended) and exquisite rock pools were among some of the crazy activities in this idyllic setting in the heart of Guatemala.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: No-fault Evictions to be Banned in England

Sun, 31 Jul 2022 23:00:00 -0000

In this episode, Rob explains why it has been decided to ban no-fault evictions in England as part of the proposed Renters Reform Bill 2022. He looks at both sides of the argument and at how this and other things that have been outlined in the bill are likely to impact both tenants and landlords.

KEY TAKEAWAYS

Going through the court system to evict a bad tenant is costly and extremely time-consuming.
Families with children or pets tend to stay in the same property far longer.
For landlords, a watertight Assured Shorthold Tenancy agreement will protect you from most of the potential negative fallout.
Rent refunds for unhealthy accommodation are OK, but what happens if the tenant has made the property unhealthy e.g., not used ventilation, which has led to mould.
When it comes to safety there needs to be some clarification about what is safe.

BEST MOMENTS

‘We allow pets in our properties anyway.’

‘If you´ve got a watertight AST, the chances are that you’ll be absolutely fine.’

‘How do you define unhealthy? If it is unhealthy because the tenant has made it unhealthy, what do you do?’

‘Arbitrary rent review clauses, I am not a fan of that.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Antigua de Guatemala + Lago Atitlan

Wed, 27 Jul 2022 23:00:00 -0000

Watching the sunrise over Lago Atitlan and freezing our knackers off was an enjoyable experience, along with smoking cigars and watching the New England Patriots (yes…. them a lot again) win the Super Bowl against Seattle.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Financing Deals Using Angel Investors And Joint Venture Finance

Sun, 24 Jul 2022 23:00:00 -0000

In this episode, Rob sits down for an in-depth conversation with John – The Expat Property Guy who is based in Asia but still invests in UK property. He and Rob discuss the ins and outs of financing a property. They discuss using angel investors, joint venture partners, friends, and family. As well as the ins and outs of drawing up a contract, working out when to repay an investor, how to find investors and much more.

KEY TAKEAWAYS

Most property investors need to look for finance, at some stage.
People collaborate with you because they like you.
It is safer to draw up formal contracts.
Cash enables you to act quickly.
Using cash enables you to buy properties others cannot consider buying.
In the current economic climate, you must be incredibly careful when using the BRR model. Rob explains why in the podcast.
You have got to find out what is important to your investor.
Always have your eyes open, you never know what is going to fall in your lap.

BEST MOMENTS

‘Property investors usually run out of their own money at some stage and then they look for private finance.’

‘Investors need to know how they are going to get their money back.’

‘You need to have an idea of what's happening at a macro level.’

‘We always prefer to have the finance lined up, then go and hunt down a deal.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Hello Maya, Coffee And Chocolates

Wed, 20 Jul 2022 23:00:00 -0000

Our first contact with the Maya. Copan Ruinas, getting ideas for tattoos and taking time to chill out in a lovely part of the world.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Social Housing History + Right to Buy - With Neil Goodrich

Sun, 17 Jul 2022 23:00:00 -0000

In this episode, Rob sits down to speak with Neil Goodrich, the former chair of the Chartered Institute of Housing (CIH) Futures. Neil starts by providing a potted history of social housing and housing associations, in the UK. Then, explain the criteria for the right-to-buy scheme.

He and Rob then discuss the 2022 Social Housing White Paper. Focusing on what would happen if housing associations were forced to sell their stock off in a comparable way to the council house Right to Buy scheme.

KEY TAKEAWAYS

In 1981, in England, around 27% of homes fell into the social housing category.
Now, only 16% of English housing stock is for social use.
Right to Buy was made worse when the treasury took some of the receipts generated by those sales. Leaving councils with few funds to build new social housing.
In the seventies, new building methods were used. Some of which were so bad that the houses only lasted a couple of decades.
Now, most social housing is provided by housing associations.
Right to buy is a significant discount on the market value of a council house.
Around a quarter to one-third of all right-to-buy properties end up being privately rented out.
Forcing housing associations to sell their stock is not desirable. Neil explains why, in the podcast.

BEST MOMENTS

‘82% of housing associations, in England, are less than one thousand units.’

‘Only 247 housing associations own 95% of the stock.’

‘I would scrap it. I don't see any workable way of ensuring like for like, one for one replacement.’

EPISODE RESOURCES

Neil Goodrich Twitter: @NGoodrichHsg

Inside Housing - https://www.insidehousing.co.uk/

Vicky Spratt Tenants - https://blackwells.co.uk/bookshop/product/9781788161275?gC=5a105e8b&gclid=Cj0KCQjw2MWVBhCQARIsAIjbwoPXyIrI6Mq1kHOE5ITztAfc6UFAZ0kyMeK5WH22ngQo0kpLBSnMpN8aAsJjEALw_wcB

John Boughton Municipal Dreams -

https://www.waterstones.com/book/municipal-dreams/john-boughton//9781784787400?awaid=3787&utm_source=redbrain&utm_medium=shopping&utm_campaign=css&gclid=Cj0KCQjw2MWVBhCQARIsAIjbwoMMcjkF0ci6l7Ci5cN2QqW08ZydVc0qp9iunn_CAbG-6FA5gFok_KEaAgahEALw_wcB

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Swimming with Dolphins + PADI Certificates

Wed, 13 Jul 2022 23:00:00 -0000

Having successfully got through Honduras, we take a week out on Utila where Aaron gets his PADI certificate and Rob goes off to explore the island and enjoy island life.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: The Legal Sixpack with Law Firm Owner, Investor and Developer Tim Bishop

Mon, 11 Jul 2022 00:00:00 -0000

In this episode, Rob sits down with Tim Bishop of Bonallack & Bishop solicitor to talk about what he calls “The Legal Sixpack.” The essential documents that every property business owner or developer needs to have in place to safeguard their business. Tim is also a developer, so understands first-hand the potential pitfalls of buying, developing, and running properties. Plus, of course, his work as a solicitor provides him with further insights into potential issues and how having the right legal documents in place mitigates most of the risks.

KEY TAKEAWAYS

Look at having the right contracts as a form of insurance. You hope you never need them, but if you do, you will be glad they were there.
You need an up-to-date will. What do you want to happen to your business should you die?
Getting a will is an essential part of long-term planning for a business.
Lasting powers of attorney are essential to allow someone to make decisions about your business if you are incapacitated.
You always need an exit plan.
Protect your intellectual property e.g., your website.
If you have staff, you do need an employment contract.

BEST MOMENTS

‘These documents, however boring, are essential.’

‘Only 70% of people have valid, up-to-date wills.’

‘You always need a plan B.’

EPISODE RESOURCES

Bonallack & Bishop contact details

Mainline: (01722) 422300

Website: https://www.bishopslaw.co.uk

Email: enquiries@bishopslaw.com

Linked in: https://www.linkedin.com/company/bonallack-&-bishop-solicitors/

Facebook https://www.facebook.com/BonallackandBishop

Tim Bishop email: tim.bishop@bishopslaw.com

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Mad Dash Through Honduras

Wed, 06 Jul 2022 23:00:00 -0000

Could we get from Esteli to La Ceiba (Northern Honduras) in 1 day? Or would we end up getting stuck in the most dangerous city in the world, at that time?

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Lender Security +Bridging Applications Down With Marc Champ of Wharf Financial

Sun, 03 Jul 2022 23:00:00 -0000

In this episode, Rob once again sits down with Marc Champ of Wharf Financial to discuss the current economic climate. In particular, how what is happening is likely to impact property owners and investors.

KEY TAKEAWAYS

Rising rates and inflation are starting to make lenders think twice about lending.
Interest in commercial property is growing fast.
There have been 50% fewer bridging loan applications in Q1, than expected.
In London, first time leases for businesses have increased drastically. Marc explains what that means for the market.
You now need to be especially careful about who you borrow from.
Valuers are challenging more things lately, so make sure that you do your due diligence.

BEST MOMENTS

‘Rates have gone up, inflation has gone up and lenders are becoming a bit more wobbly.’

‘Increasingly people are realising that they are on a variable rate and they want to refinance.’

‘People are sitting on their hands.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Marc Champ @ Wharf Financial

E-mail = info@wharffinancial.co.uk

Phone = 0208 895 6677

Social Media = @wharffinancials

Website = https://www.wharffinancial.co.uk

Money Weekly = https://moneyweek.com/

Donations for Wharf Financial charity cycle challenge: https://www.justgiving.com/fundraising/wharffinancialn2challenge

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs =https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Peering Into Active Volcanoes + Volcano Boarding + NFL

Wed, 29 Jun 2022 23:00:00 -0000

Looking into an active volcano is impressive. The red, orange, and amber bubbling away is something we will never forget. And those damn New England Patriots are at it again!

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Impacts of Buying in Overvalued Markets - with Stefan Tsvetkov

Mon, 27 Jun 2022 00:00:00 -0000

In this episode, Rob speaks with Stefan Tsvetkov, the founder of Realty Quant. A company that brings data-driven and quantitative techniques to the real estate industry. Stefan explains, in-depth, how economic crises impact housing markets. Explaining things like why the crash takes years to pan out and unfolds very differently in overvalued areas than it does in undervalued markets.

They also discuss what type of data gathering and analysis tasks can be automated. As well as talking about the impact demographics is having on the market in both the long and short term.

KEY TAKEAWAYS

Automating data analysis is a highly effective way to glean and gain valuable insight from that data.
Stefan automates underwriting, valuation, and some aspects of the marketing processes.
Usually buying in areas with shrinking populations is not wise.
The change in age demographics means you might have to shift in terms of which type of assets you buy.
Historically real estate crashes take place in slow motion. For example, in the US it took 4.5 years to bottom out.
In an overvalued area, the crash, bottoming out process, can take even longer.
Stop looking at market prices and conditions nationally. The market is much more nuanced than that, drill down into areas.
There are always opportunities, you just need to know how to find them.

BEST MOMENTS

‘Valuing house algorithmically is very, very challenging, but possible.’

‘There seems to be some overvaluation, in the UK.’

‘If one just takes pricing commercials and tries to find a deviation from historical levels you can detect the overall prices in the UK.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Market valuations data: https://www.realtyquant.com/analytics

Data-driven real estate investing course: https://www.realtyquant.com/academy

Invest with us: https://www.realtyquant.com/invest

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: The Most Dangerous Border Crossing In The World

Wed, 22 Jun 2022 23:00:00 -0000

Always do your border crossings in daylight. We learnt this the hard way between Costa Rica and Nicaragua. Where would we end up? How would we get there?

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Potential Housing And Economic Meltdown - Richard Black of Home:Work

Sun, 19 Jun 2022 23:00:00 -0000

In this episode, Rob talks to Richard Black who started his working life as a researcher and then became a reporter and presenter for some of the world's leading TV channels and radio show providers. During that time, he became interested in property development, a passion that he now pursues full time.

Over the years, he has tried out many different property development models. In the episode, they discuss why Richard is not currently adding to his portfolio, and why the bubble is likely to burst soon. As well as why Richard is concerned about the way people are borrowing and what will happen when fixed-rate periods end.

KEY TAKEAWAYS

Property is a very long-term game.
At some point, the property bubble will burst.
Everything that is being purchased at the moment is borrowed.
People are borrowing far more than they can hope to pay back.
A lot of people are forgetting that all investment comes with risk, including property.
To get on the property ladder, you have to compromise.

BEST MOMENTS

‘I´ve always made my best gains in times when the market has been troubled.’

‘Property generally tends to double in value, every decade.’

‘When people buy property, they have usually spent a six-figure sum of money in less than a quarter of an hour.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

INSTA: @homework

Podcast: https://podcasts.apple.com/us/podcast/home-work-property-podcast/

Facebook: https://www.facebook.com/RichBlackRadio/

Facebook: https://www.facebook.com/HomeWork-106079948583274

Twitter: @richardblackuk

Websites: www.richardblack.co.uk

www.thehomework.co.uk

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Christmas + New Year in Panama + Bocas Del Toro

Wed, 15 Jun 2022 23:00:00 -0000

We enjoy a little bit of luxury in Panama City before having a wild night for New Year and then a come down on Bocas del Toro.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

https://linktr.ee/Allthingspropertywithrach

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Best Ways to Get Started in Property With Rachel Ollington

Sun, 12 Jun 2022 23:00:00 -0000

In this episode, Rob sits down to speak to Rachel Ollington who runs her own estate agency business and is also a landlord. Her passion is helping first-time buyers to get on the property ladder, and this is the main subject she and Rob speak about today. Dispelling several myths, as they do so.

They also discuss how to leverage that first home, so you can use it to get involved in property investment too and how students can get a mortgage while still at university.

KEY TAKEAWAYS

Stop believing that you will never get on the property ladder. That is a myth.
Many students can qualify for a University mortgage.
There are mortgages out there for all kinds of professions and circumstances.
There are lots of government and lender schemes to help you to get on the property ladder.
Parents tend to give advice about buying a house that is out of date. Often, the last time they bought was 20 years ago.
In some circumstances, renting for a short time makes sense.
Start building your credit score asap and look after it.
Buying in an up-and-coming area, means your property accrues value without you doing anything.
Look at the bigger picture. If you can´t afford the property you want, just buy what you can afford, for now.

BEST MOMENTS

‘There is a massive, massive knowledge gap about buying your first property.’

‘Not everyone classes their own home as an asset.’

‘Within a couple of years of looking, you can buy your own house.’

‘Pool your resources and buy something together.’

EPISODE RESOURCES

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Snorkelling with Hammerheads + Nasty Boat Journeys

Wed, 08 Jun 2022 23:00:00 -0000

When getting a boat, make sure you do not drink milkshakes just before you get on. IT WILL END UP IN DISASTER.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

NEWS - 9 inflation, global food shortages + BOE failings

Sun, 05 Jun 2022 23:00:00 -0000

In this episode, Rob tries out a new format. One that listeners have been asking for. He shares details of the latest news stories and developments that are likely to impact the property industry over the coming months.

He reviews what is happening with inflation, the war in Ukraine, and potential upcoming issues with food supply. As well as several other things that impact the cost of living and, therefore, how much they can pay for homes and housing.

KEY TAKEAWAYS

Inflation is running rife.
New asset bubbles are being created and some are on the brink of bursting.
Despite the difficulties the property industry is still doing relatively well.
It is still worth hedging. Rob is not a financial advisor but suggests some things you can look into, during the episode.
What is happening with the food supply is concerning.
Inflation will erode the debt.
If interest rates rise, we may well still see a Volcker shock as we did in the eighties.

BEST MOMENTS

‘We are now starting to see the effects of all this currency printing.’

‘Russia and China are thinking very, very long term.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

Patreon - https://www.patreon.com/tpnpodcast

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL - GIANT TORTOISES and Epic Manta Rays

Wed, 01 Jun 2022 23:00:00 -0000

The Galapagos is full of fun and entertaining animals. We explore Giant Tortoises in their natural habitat as well as other species unique to the Galapagos. Oh……and Rob gets chased by a pelican.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Women In Property + Managing a £65 Million Portfolio with Laura Darling

Sun, 29 May 2022 23:00:00 -0000

In this episode, Rob speaks to Laura Darling who is a Group Executive at Star Group Property, where she works directly with the MD. Laura started her property career, while still at school. She has hands-on experience in most aspects of the property industry. Currently, she is a key part of a team that manages a property portfolio which is valued at £65 million. One that includes commercial as well as residential properties abroad.

Laura explains what it was like to be a young mother working in what was, at the time, almost exclusively male. She shares details of how she coped with some of the extra challenges she faced. Then, talks about how working in property has changed and how women can get started and thrive in the industry.

KEY TAKEAWAYS

As a woman, colleagues, and clients frequently underestimated Laura´s abilities. She explains how she turned that to her advantage.
There are so many more opportunities now. Although, some roles are still mainly filled by men.
The internet is a great place to learn more about working in the property industry.
Attending networking events is a highly effective way to find opportunities and learn.
Believing in yourself is a big part of being successful.
Always be ready to learn. Nobody knows it all.

BEST MOMENTS

‘Sometimes being underestimated is a good thing.’

‘Now, there are so many opportunities.’

‘I´m the worst for putting myself down and not believing in myself.’

‘Every day is a school day…there is always something else out there to learn.’

EPISODE RESOURCES

Star Group Property Info

Star Property Group

Mainline: 01273 526800

Website: https://www.star-property-investments.com

hello@star-property.co.uk

deals@star-property.co.uk

Laura Darling

DDI 01273 806247

Mob: 07917 161707

laura@star-property.co.uk

Max Scott

max@star-property.co.uk

Instagram starpropertyuk

Linked in: Star Property Investment and Management

TPNP episode with Max Scott as a guest: https://omny.fm/shows/the-property-nomads/property-title-splitting-auctions-and-building-a-m

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Partybus + the Flagstaff of South America

Wed, 25 May 2022 23:00:00 -0000

Sorry Guayaquill but you really are the Flagstaff of South America. Hadn’t done a party bus for a few years so Banos seemed like a good place to reacquaint ourselves with drinking and transport 😊

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: The Game-Changing Property Store App With Jake Barlow

Sun, 22 May 2022 23:00:00 -0000

In this episode, Rob speaks to Jake Barlow the founder of the Property Store App, which makes property management simple. They talk through how to run your property portfolio efficiently.

Jake explains how he and his partner successfully built up a property portfolio during the CoVid crisis and while travelling. Something that meant doing most things remotely. An experience that led to the creation of their Property Store App. Jake shares details of some of the most important features.

During the episode, Jake also explains how he was able to use the PPR (Personal Private Residence) method to build a property portfolio in a fast and tax-efficient way.

KEY TAKEAWAYS

Having a good team is the key to investing in property remotely.
PPR is a very efficient way to grow a property portfolio. Jake explains how the method works.
As your property portfolio grows your systems and processes will too.
Unfortunately, the fact that things evolve means that the processes are not as efficient as they could be.
You need data to make decisions, but when you have lots, it takes up a lot of brain space and overwhelms you. The app stops that happening.
It can take ages to gather the data you need. Fortunately, most of that process can be automated.
Taking time out to put systems in place, pays dividends. It frees you up.
The app has a viewing management feature that lays your route out in the most efficient way and tells you what time to book the viewings.
Much of the data you typically glean online can be automatically gathered by the app.
The software is drag and drop and you can create new tasks automatically.

BEST MOMENTS

‘We are releasing a feature that will allow you to, at the click of a button, produce the investor pack.’

‘Investing in property is not rocket science once you´ve done it a couple of times it’s pretty much the same.’

‘Having lots of data to make informed decisions is good, but also painful if you do not have the systems in place to manage it all.’

ABOUT THE HOST

EPISODE RESOURCES

Buckle up, sit tight, and enjoy the ride that is life.

The Property Store App Discount Code

Link: https://www.property-store.co.uk/join-the-waitlist

Code: Nomads

Website: https://www.property-store.co.uk/

Instagram: https://www.instagram.com/propertystoreltd/

LinkedIn: https://www.linkedin.com/company/property-store-saas/

LinkedIn Badger and Nash: https://uk.linkedin.com/company/badger-and-nash

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: 4 seasons in Bogota And The Future Mrs Property Nomads Podcast

Wed, 18 May 2022 23:00:00 -0000

Normally you do not set out to travel the world to find a future spouse, but you never really know what is going to happen. We also explore the red-light district and 4 seasons in a day on Mount Monserrat which overlooks Bogota.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: 10 Ways to Relax And De-stress

Sun, 15 May 2022 23:00:00 -0000

In this episode, Rob shares his top ten ways to deal with stress, when it builds up. Simple things you can do to reset yourself mentally and help to release the tension that has built up in your body. All of which, if practised regularly, can stop you from reaching the point where you are too stressed out.

KEY TAKEAWAYS

Everyone needs to relax and destress. It is highly beneficial.
Getting close to nature and walking are both really good for you.
Take a break from your tech for a few hours.
Journaling is highly effective. Rob explains his approach and why he has two journals.
Weirdly, it takes time to get used to taking time to relax. So, make sure you persevere.
Close your eyes for five minutes, pause and think about something specific and practice mindfulness.
Staring out of the window is a great way to take a mental break.

BEST MOMENTS

‘You might find it tough to relax. But don´t worry, there are a lot of others in the same boat.’

‘Do something creative.’

‘If you´re not in the moment, you don't always appreciate what's going on.’

‘Stretching relaxes your body.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Hunting Escobar and a knife in our face

Wed, 11 May 2022 23:00:00 -0000

Escobar had come and gone but his memory and imprint in Medellin is in full force. We also happened to be in the right place at the right time again for football. (Surprise, surprise).

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

https://www.ofgem.gov.uk/environmental-and-social-schemes/boiler-upgrade-scheme-bus

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Energy efficiency grant funding opportunities with Tim Beecher of BHESCo

Sun, 08 May 2022 23:00:00 -0000

In this episode, Rob, and Tim Beecher of BHESCo talk about what is going on with improving the energy efficiency of UK housing stock. In particular, how BHESCo helps property owners to achieve this by taking advantage of the various funding sources.

Much of the podcast is about how the new eco regulations are going to impact landlords and landladies. But they also talk about how homeowners can make their homes eco-friendlier without spending too much. They discuss what the changes are, and how grants can be accessed.

As well as talking about some of the challenges homeowners face when trying to improve their EPC ratings.

KEY TAKEAWAYS

There is a lot of funding available to improve the energy efficiency of your property.
The funding and grants systems are still difficult to understand and access.
The new eco-board should improve the situation and BHESco can help groups successfully navigate the system.
The local authority delivery scheme is there to facilitate the creation of low energy performance homes.
Homeowners and social housing groups can access several schemes, details of which are discussed in the podcast.
Some of the schemes are specifically designed for those on benefits or low incomes.
Some schemes e.g., the biomass boiler one are only available for rural properties.
Your local authority can tell you about the schemes and grants that are available in your area.
It is extremely hard to achieve a good energy rating if you rely on bottled gas.

BEST MOMENTS

‘There is a lot of funding available… but, getting your hands on it is actually quite difficult.’

‘Your energy supplier has got some availability to help with certain things.’

‘We need that cross-party collaboration.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Community Energy:

BHESCo (www.bhesco.co.uk)

Retrofit Streets https://bhesco.co.uk/retrofit-streets

E-mail: info@bhesco.co.uk

Tel: 01273 284470

Outside of Brighton:

Community Energy England (CEE): https://communityenergyengland.org/

Renewables:

Find an MCS certified installer: https://mcscertified.com/find-an-installer/

Smart Export Guarantee (SEG) for Solar PV (battery storage)/Wind/Hydro/AD/ MicroCHP: https://www.ofgem.gov.uk/environmental-and-social-schemes/smart-export-guarantee-seg

Retrofit/ Energy Efficiency:

Find a Trustmark Approved Installer for Retrofit Projects: https://www.trustmark.org.uk/homeowners

Minimum Energy Efficiency Standards (MEES) for Landlords: https://www.elmhurstenergy.co.uk/minimum-energy-efficiency-standards-mees-for-landlords

Grants:

Boiler Upgrade Scheme (BUS) for renewable heat generation:

https://www.gov.uk/guidance/check-if-you-may-be-eligible-for-the-boiler-upgrade-scheme-from-april-2022

LAD3 & HUG1 grants: Sustainable Warmth Competition for Local Authorities (LAs): https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/993972/sustainable-warmth-competition-guidance.pdf

https://www.yesenergysolutions.co.uk/advice/home-upgrade-grant-(hug)/the-sustainable-warmth-competition-an-application-for-lad3-and-hug

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Nazca Lines, Sand Boarding and LimaT36 - 42 degrees, sun, sea, reunion, and the sea was too hot to get in

Wed, 04 May 2022 23:00:00 -0000

Even by Rob’s toe-dipping standards, the sea was too hot to get in! Also, find out why you should ALWAYS heed the advice of hostel workers.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: High Street Opportunities And More Madness With Marc Champ of Wharf Financial

Sun, 01 May 2022 23:00:00 -0000

In this episode, Rob sits down with Marc Champ of Wharf Financial for their monthly property financing and opportunities round up. They talk about which fixed deals currently offer the best value and an unusual trend that is likely to impact mortgage rates.

KEY TAKEAWAYS

Strangely, a 10-year fixed rate can be slightly better than a 2-year deal. Marc explains why.
Something slightly weird is happening with mortgage interest rates in the UK.
Having a fixed rate has cons as well as pros.
The rate of retail failures is accelerating which means lots of opportunities for property developers.
There are so many business opportunities and there is no barrier to entry.
Many of the UK High Street banks have become more risk-averse, but FinTech financing is still relatively easy to secure.

BEST MOMENTS

‘At the moment, a 10-year fixed is cheaper than a 2-year deal.’

‘Expect the unexpected.’

‘There will be more opportunities for commercial to residential.’

‘There will never be an easy fix for the supply and demand of housing in the UK.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Marc Champ @ Wharf Financial

E-mail = info@wharffinancial.co.uk

Phone = 0208 895 6677

Social Media = @wharffinancials

Website = https://www.wharffinancial.co.uk

Money Weekly = https://moneyweek.com/

Donations for Wharf Financial charity cycle challenge: https://www.justgiving.com/fundraising/wharffinancialn2challenge

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: The 99 Hour Bus Journey + Bull Penis Soup

Wed, 27 Apr 2022 23:00:00 -0000

Yes, yes, yes, Bull Penis soup really is a thing. Not really a lot to say or do when you have a bull penis staring at you in the face.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Top Tips for Credit Score Building - with PAVE CEO and Co-Founder Sho Sugihara

Sun, 24 Apr 2022 23:00:00 -0000

In this episode, Rob looks at how to achieve a good credit score, which makes securing the finance you need to buy property a lot cheaper and easier. To do this he speaks to Sho Sugihara who is the co-founder and CEO of PAVE. He is an award-winning app provider that empowers people to improve their current and future financial situation. Doing so by building a better credit score and managing their finances proactively.

They cover what a credit score is, the impact it has on your ability to borrow money, and how to improve yours. Sho shares examples of simple things people do that destroys their credit score. For example, maxing out their student credit card. He explains how PAVE provides its customers with ongoing, tailored guidance and support to enable them to improve their credit scores, manage their finances, and avoid expensive debt.

KEY TAKEAWAYS

Typically, the higher your credit score is the easier and cheaper it will be for you to borrow money.
The three major credit bureaus in the UK use different factors to determine your score. In the episode, Sho explains what those factors are.
Most people are unaware of the negative long-term ramifications of simple things like missing a credit card payment.
Lenders typically look at scores from all three credit bureaus, so you need a good score with them all.
It is vital to understand the impact of using too much of the credit you have available to you.
Maxing out credit cards can be damaging.
CCJs and IBAs can easily take 200 to 300 points off your score.
Even if you rent and move a lot, register to vote every single time.
Be especially careful with shared bills and joint accounts.
Lowering credit utilization before applying for a mortgage can save you money.
Always pay on time.
The PAVE app is different from other products. It is particularly helpful for people who are not typical citizens e.g., self-employed, returning ex-pats, or immigrants.
PAVE only lends to people in situations that improve their credit score.

BEST MOMENTS

‘At the moment, about 15 to 20% of the adult population can end up having an insufficient credit history.’

‘The better the credit score, the better the rate (interest).’

‘Missing a broadband payment is one of the top three reasons someone damages their credit file.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

PAVE Credit score to interest rate calculator: https://bit.ly/3MjnxYc

PAVE website: https://www.paveapp.com/

Email Sho: sho@paveapp.com

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL : Nazca Lines, Sand Boarding And Lima

Wed, 20 Apr 2022 23:00:00 -0000

Sometimes we just do not learn lessons. Seeing the Nazca Lines whilst still remotely high was an experience of a lifetime. Sandboarding and a few regrets are outlined on this part of the trip.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: 6 Rules to Delegate Tasks Effectively

Sun, 17 Apr 2022 23:00:00 -0000

In this episode, Rob speaks about how to delegate. He explains why it is important not to try to do everything. A mistake he has made himself.

Rob provides you with a set of simple rules you can use to ensure you delegate the right tasks and do so in the most efficient way possible.

KEY TAKEAWAYS

Delegating properly frees up your time to do the income-generating tasks that are so vital for your business.
Delegating empowers your team and provides them with the chance to learn new skills.
Allow people to make mistakes. It's going to happen and is the only way for them to learn.
Nobody can do everything.
Communicate why the task needs to be done. What the result needs to be and why.
If you have a non-revenue generating task for which nobody is trained, send someone away for that training.
Be clear about who is responsible.

BEST MOMENTS

‘If you delegate properly, it will be time-efficient for you.’

‘Delegating builds trust.’

‘You want to put round pegs in round holes.’

‘Check the results and provide constructive feedback.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Arequipa, Colca Canyon, And Hiking Hangovers

Wed, 13 Apr 2022 23:00:00 -0000

Having parted ways for a short period of time, I would highly recommend that you do not play beer pong until 03:00 only to then have to get up at 06:00 to do a 3-day hike. No bueno!

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Title Splitting, Auctions, And Building a Multifaceted Business - with Max Scott of Star Group Property

Sun, 10 Apr 2022 23:00:00 -0000

In this episode, Rob speaks with Max Scott of Star Group Property. They discuss how to take a title and split it in a way that enables you to create several properties, which can then be sold separately for a higher profit. Scott also shares several lesser-known auction tips that are designed to help you to beat other bidders.

They round up the episode by talking about some of the challenges property investors face. Max explains how he and the Star Property team have developed processes and created supporting businesses to overcome them.

KEY TAKEAWAYS

Title splitting is a bit like taking a multi-pack, opening it, then selling each unit individually.
Splitting a title instantly adds value to the property you bought.
Title splitting can also have tax advantages.
It is rarely a good idea to buy at auction without having the money ready.
Take your time when reading the legal pack.
Putting in an offer pre-auction for an overpriced property is an effective strategy. Max explains how it works, in the podcast.
Learn how to solve problems that scare other buyers off to secure bargains. Max provides examples.
Being able to move fast gives you an edge. Honing your processes and employing the right professionals is essential.
Don´t prevaricate. Be ready to try things. Max explains how to decide when to do this.
Don't try to get rich quick, with property you have to take the long-term view.
Understand the power of compounding.

BEST MOMENTS

‘You can create an uplift of 10/15%, which is there straight away.’

‘At an auction, you are looking for anomalies that you know you can solve e.g., a tenant in arrears.’

‘We lose every day, and we win every day. But we win more than we lose.’

‘We only invest for cash flow.’

Star Group Property Info

Mainline: 01273 526800

Website: https://www.star-property-investments.com

Email: hello@star-property.co.uk

Email: deals@star-property.co.uk

Max Scott

max@star-property.co.uk

Instagram: https://www.instagram.com/starpropertyuk/

Linked in: https://es.linkedin.com/company/star-property-uk

Laura Darling

DDI 01273 806247

Mob: 07917 161707

Email: laura@star-property.co.uk

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL : Machu Picchu And Parting Ways

Wed, 06 Apr 2022 23:00:00 -0000

Would we ever see Machu Picchu? Especially when it was covered in clouds and fog upon our arrival. What would happen as we traversed the valley to find it.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

Property FAQ = https://www.amazon.co.uk/PROPERTY-FAQs-Frequently-Property-Questions/dp/183834909X/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1647417267&sr=8-1

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: 7 Deadly Sins of Construction (And how to avoid them) With Ian Rogers

Sun, 03 Apr 2022 23:00:00 -0000

In this episode, Rob speaks to Ian Rogers. Over the past 40 years, Ian has been involved in over $200 million worth of construction and over $5.5 billion in capital projects. Currently, he is working on government projects in Barbados, while also working internationally as a consultant.

Ian and Rob look at the costliest mistakes made when managing construction projects. Errors that cause untold damage whether it is a single dwelling, a hotel, an HMO, or a piece of infrastructure that is being built. Mistakes that regularly derail otherwise viable projects. Ian highlights each issue and shares some effective ways to avoid them being a problem for your construction project.

KEY TAKEAWAYS

Over 80% of construction projects fail.
Research is vital, followed by sound planning.
Understanding how the building is going to be used is essential. It ensures that the necessary facilities are included in the design.
Carry out an initial feasibility study and put together a framework spec before calling a designer.
The better the briefing, the better the design will be.
Build specs need to be detailed enough to stop the contractor from cutting corners to make a higher profit.
Think about the costs of running a building, at the design stage. A glass frontage may look great, but it can leave the owner with huge power bills.
Not scheduling out your timeline properly has numerous negative impacts, which are discussed during the podcast.
Labour availability is a serious issue for any development.
Don´t do things using only drawings and specs. Always put a contract together.
Keep a record of everything, including the details of issues as they arise.

BEST MOMENTS

‘On average, 80% of construction projects fail.’

‘Excessive change orders come primarily from not thinking the project through.’

‘At the very beginning of any project, look at the viability of what you’re trying to achieve.’

‘The contractor needs to be told that we need to know everything, Bad news, good news, everything.’

‘When property is done properly – everyone wins.’

EPISODE RESOURCES

Website: https://www.ianjrogers.com/

Property Done Properly Podcast: https://www.podchaser.com/podcasts/property-done-properly-4237740

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

Property FAQ = https://www.amazon.co.uk/PROPERTY-FAQs-Frequently-Property-Questions/dp/183834909X/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1647417267&sr=8-1

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Moray Circles, Terrace Farming + Ollantaytambo

Wed, 30 Mar 2022 23:00:00 -0000

Inca Terrace farming is extraordinary, along with the pink granite temples that sit on the site of Ollantaytambo. Find out what we learnt about it all.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Mezzanine Finance Explained + March Market Update - With Marc Champ of Wharf Financial

Sun, 27 Mar 2022 23:00:00 -0000

In this episode, Rob sits down with Marc Champ from Wharf Financial for their monthly property market and financing roundup. During the episode, they dive deep into the subject of mezzanine finance.

Plus, as usual, they discuss the current state of the property market and what is likely to happen in the next few months. In this episode, they discuss the impact the invasion of Ukraine, combined with inflation and the threat of rate rises is likely to have

KEY TAKEAWAYS

Property conferences and festivals are excellent places to network, meet new lenders and learn about new opportunities.
Increases in energy costs are fuelling further material cost hikes.
The cost of living and energy price rises may delay mortgage rate rises.
Some in the industry are experiencing more down valuations. Why this is happening is discussed during the episode.
Mezzanine finance is not an exotic or complicated financing option.
When used correctly, mezz financing is a powerful and effective tool.
The mezz just sits behind your normal lender and provides a little top-up.
Not all primary lenders will work with mezzanine financiers.
When using mezz financing make sure you have enough assets and funds available to cope with any fluctuations.

BEST MOMENTS

‘To increase people's mortgage payments would be a double whammy, so I think it’ll be held back a little.’

‘The market was so hit last year, after the stamp duty holiday, that it's got to relax a little bit.’

‘People think of mezz finance as an exotic product, and it isn´t.’

‘Have enough assets and funds in the background to cope with any fluctuations. These can happen pretty quickly.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Marc Champ @ Wharf Financial

E-mail = info@wharffinancial.co.uk

Phone = 0208 895 6677

Social Media = @wharffinancials

Website = https://www.wharffinancial.co.uk

Money Weekly = https://moneyweek.com/

MAPIC International Property Festival: https://www.mapic.com/

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

Property FAQs = https://amzn.to/3MWfcL4

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Cusco, Saqsaywaman + The Greatest Game of Football

Thu, 24 Mar 2022 00:00:00 -0000

Inca engineering and construction is some of the finest in the world, especially as they did not have any binding material to put their buildings together. We also witness a game of football that has EVERYTHING!

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL
Property FAQ = https://www.amazon.co.uk/PROPERTY-FAQs-Frequently-Property-Questions/dp/183834909X/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1647417267&sr=8-1

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: Book Launch - 11 x Mentoring Calls Up For Grabs - Property FAQs

Mon, 21 Mar 2022 00:00:00 -0000

Our PROPERTY FAQs book is HERE. We have some great bonuses available.

Just buy the book on Amazon (https://amzn.to/3MWfcL4) now and tag us on Instagram (https://www.instagram.com/thepropertynomadspodcast/ ) to get access.

TRAVEL: Sunsets at Lake Titicaca + the road to Cusco

Thu, 17 Mar 2022 00:00:00 -0000

You heard about our best sunrise in Easter Island and now is the time for the best sunset at Lake Titicaca. Tranquillity, serenity and so much more. And will we ever make it to Cusco?

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE
www.tpnpodcast.com

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: Navigating Property Market Chaos With Award-Winning Property Business Savoys Properties

Mon, 14 Mar 2022 00:00:00 -0000

In this episode, Rob speaks with Malkit Purewal and Sanjay Kumar of Savoys Properties who refurbish and manage properties across the UK. They specialise in creating and running high-end, boutique-style, all-inclusive, yet affordable properties. Doing so for themselves and clients. In the past 2 years, they have won 5 highly respected property industry awards.

They explain why after over 20 years in the business they feel that today's market conditions are especially chaotic. Malkit and Sanjay also talk about how Savoys is managing soaring materials costs, a shortage of suitable properties, and higher levels of competition. Doing so by thinking outside of the box and being one of the first to understand legislation changes. An approach that has enabled them to continue to grow and remain highly profitable.

KEY TAKEAWAYS

The pandemic made people realise they cannot rely on one source of income. Leading to far more people investing in property.
Fear of inflation is now leading to people using their savings to buy property, which is continuing to fuel prices.
Making deals work is harder than it was e.g., the cost of materials rising on average by 25% during project completion.
There are still opportunities out there. In the podcast, some of the strategies Savoy´s use to do this are shared.
Digging deep into the legislation and planning rules can result in your uncovering a viable and innovative approach. One that others have missed.
Right now, there are a lot of commercial opportunities available.
Know what your angle is and plan your exit for each deal.
For HMOs, fixing utility and mortgage costs works particularly well, especially if you have a fairly large portfolio.
Proposed UK planning reforms will further transform the market. How, is discussed, during the podcast.
Aim to be the first to understand the new planning rules to gain an edge over your competitors.

BEST MOMENTS

‘Property prices have risen at a faster rate than we´ve probably experienced in the last 10 years.’

‘There´s always opportunities, whether the market is doing really great or not.’

‘Our perception is that most of the country will become article four, which creates a sort of goldmine.’

EPISODE RESOURCES

Web: http://www.savoysproperties.co.uk
Instagram: https://www.instagram.com/savoysproperties
LinkedIn: https://www.linkedin.com/company/savoys-properties/

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE
www.tpnpodcast.com

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL - T28 - Cycling the DEATH ROAD

Thu, 10 Mar 2022 00:00:00 -0000

One of the most dangerous roads in the world and we cycled it. We share our experience about dealing with imminent death along with having fun at the same time.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Running successful HMOs with Matt Baker of The HMO Platform

Mon, 07 Mar 2022 00:00:00 -0000

In this episode, Rob is joined by Matt Baker. Matt is the co-founder of Scott Baker properties, the HMO platform, and Head of Business Development at ko home. He is also the author of The Next-Level Landlord. Matt has taken the HMO and co-living models in new directions. Increasing profitability while fully meeting the changing needs of modern tenants.

Matt and Rob talk about raising finance for your first property, quickly overcoming roadblocks, and setting yourself up for HMO success. During the episode, Matt walks the audience through how to choose an HMO property. He also explains the difference between licensing and planning and provides some tips on how to navigate both processes. They also discuss article 4, councils charging council tax per room and how to manage rising energy costs.

KEY TAKEAWAYS

When you are faced with a business issue, don´t get upset. Simply ask what is the solution, what can I do to move this along?
A lot of professionals, e.g., solicitors are not used to thinking outside the box, so you may have to prompt them to do so.
Putting the tenant’s (your client´s) needs at the heart of what you do always produces the best results.
If you make a mistake, write it down in a register. Along with what you will do differently, next time.
When deciding if HMO will work in a particular town or city, the demographics of the population is an essential consideration.
HMO planning and licensing are different things. Matt explains how and provides some tips to help you to navigate each process.
Facility standards are high, but usually, you can come up with a solution.
Most tenants understand that rising energy prices mean higher rents.
Some councils are classifying HMOs as individual apartments for council tax purposes.
Never underestimate the importance of space, including outdoors and good storage.
Often it is best not to skimp on size to squeeze an extra bedroom in. Matt explains why, in the podcast.
Never use a letting agency that does not specialise in HMO.

BEST MOMENTS

‘It really comes down to that tenant first mentality, which really embodies the idea of co-living.’

‘Licensing and planning are two very different things.’

‘HMOs are tricky but highly rewarding.’

‘If you´re going to get an agent, they must be specialist HMO agents.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

ABOUT THE GUEST

MATT BAKER

Bio

Co-founder of Scott Baker Properties, The HMO Platform, Head of Business Development at co:home, and #1 Best Selling author of Next Level Landlord. Matt is a specialist in Next Level HMO® and coliving developments. He is recognised in the property industry as one of the country’s leading HMO and coliving educators.

Starting life as a musician, Matt has always had a creative side, composing, and performing as a pianist in numerous collaborations. He also grew and sold a successful music education business.

Matt aims to create meaningful relationships within his property development and training businesses. This customer-first approach has led to the successful creation of a £5 million property portfolio in his first 4 years of investment, using the majority of investor finance.

Matt’s wider vision is to have a positive impact on shared living communities across the globe to create lifelong peace of mind and well-being for both tenant and landlord.

Contributor:

HMO Magazine
YPN Magazine
Coliving Insights

Features:

PIN Network Meeting
ExPat Radio
Inside Property Investing Podcast

Social Media Links

Personal @clearlymattbaker
Linked In: https://www.linkedin.com/in/clearlymattbaker/
Instagram: https://www.instagram.com/clearlymattbaker/
Facebook: https://www.facebook.com/clearlymattbaker.property/
Website: https://www.thehmoplatform.co.uk/
Next Level Landlord book: https://www.amazon.co.uk/Next-Level-Landlord-Develop-Co-Living/dp/B09KY815QQ

The HMO Platform @thehmoplatform

Linked In: https://www.linkedin.com/company/the-hmo-platform/
Instagram: https://www.instagram.com/thehmoplatform/
Facebook: https://www.facebook.com/thehmoplatform/
Website: https://www.thehmoplatform.co.uk/
HMO Licensing episode: https://www.youtube.com/watch?v=f2nF4JZq0EE

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: T27 - Sucre, Human Sacrifices and La Paz

Thu, 03 Mar 2022 00:00:00 -0000

Do they really still practice human sacrifices in Bolivia? We believe they do. Join us on this walking tour where Rob gets wows from the locals as well as seeing the sites of Sucre.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: 8 Tips For Remote Property Investing With Sean The Property Tax Accountant

Mon, 28 Feb 2022 00:00:00 -0000

In this episode, Rob sits down once again to talk with Sean – The Property Tax Accountant. Sean is a qualified chartered accountant who has 20+ years of experience. He specialises in providing advice to all kinds of landlords. Including, HMO, Buy to Let, serviced accommodation, and more. His is a digital business, Sean splits his time between the UK and the Caribbean while advising people from across the world and running his property portfolio.

Today, he and Rob, focus on running an investment property portfolio while travelling or living abroad. The subjects they cover include choosing the right strategy, managing time-zone differences, tax implications, solving funding challenges, and remote landlord technology.

KEY TAKEAWAYS

Being clear about what you want to get out of property investing will help you to choose the right property investment strategy.
Long-term simple tenant agreements are ideal for remote managing.
Think about the tax implications of being abroad for long periods. Some of which are discussed in the podcast.
If you are abroad long enough you can end up as a non-resident taxpayer meaning lenders will treat you as an Expat, which creates challenges.
For remote buyers, comprehensive surveys are invaluable.
Have someone trusted on the ground to liaise and carry out certain high trust tasks.
Tap into the power of technology. In the podcast, Sean shares some apps and systems he uses.

BEST MOMENTS

‘Choose the right strategy for your circumstances.’

‘Lenders will typically see those individuals (non-resident taxpayers) as higher risk.’

‘Go with an agent that does lettings only.’

‘Making Tax Digital is coming down the line in a couple of years.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Sean The Property Accountant
Instagram: https://www.instagram.com/property_tax_accountant_uk/
Website: https://propertytaxaccountant.uk
Hammock: https://www.usehammock.com/
QuickBooks Online: https://quickbooks.intuit.com/online/

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: T26 – TRAINS, Salt Flats + Silver

Thu, 24 Feb 2022 00:00:00 -0000

Trains, planes, and automobiles? Scrap that. How about trains, salt flats and silver? That is a much better trio.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Lend Invest exclusive with the director of BTL Andy Virgo - Green mortgages and more

Mon, 21 Feb 2022 00:00:00 -0000

In this episode, Rob is once again joined by Marc Champ of Wharf Financial. They sit down to speak with Andy Virgo who after working in the banking finance sector for many years, set up his own brokerage in 2006. Today, he is the director of Buy To Let at Lend Invest.

They discuss how Lend Invest has been able to greatly speed up the property finance application process and are securing funding for a high percentage of their customers. As well as how they are creating products that address problems landlords face and are frequently doing so before their competitors do so. For example, their 7-year and 10-year fixed pay rate product and green mortgages. All of which is discussed in the podcast, along with the topic of EPC ratings and how it impacts securing finance in the future.

KEY TAKEAWAYS

Not being hamstrung by PRA enables them to be more flexible and to be able to say yes to more applications. Examples are shared, in the podcast.
The entire application process can be done online.
Usually, the whole finance process is completed within 14 days or less
Lend Invest has used technology to greatly simplify the application process.
Currently, around 40% of applications are for their 7-year fixed pay rate product.
Valuing HMOs on an investment basis brings many benefits.
Lenders are already starting to reward landlords with high EPC ratings.
Green mortgages are invariably cheaper.
Environmental standards are only going to get stricter. Landlords need to factor this in and understand that lenders are already starting to do so.
Lend Invest is developing several new products, including one for private homeowners.

BEST MOMENTS

‘The aim of the business is to disrupt.’

‘We´ve got funding lines with JP Morgan, Citibank, National Australia Bank, and many others.’

‘We help landlords grow their portfolio.’

‘We´re an intermediary only led business, we don’t give advice ourselves.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Marc Champ @ Wharf Financial

E-mail = info@wharffinancial.co.uk

Phone = 0208 895 6677

Social Media = @wharffinancials

Website = https://www.wharffinancial.co.uk

Money Weekly = https://moneyweek.com/

https://www.lendinvest.com/

For access to BTL mortgages then please speak to your mortgage broker

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: T25 - Soup, Flamingos and Coloured Lagos

Thu, 17 Feb 2022 00:00:00 -0000

From chickens, dogs and frogs on the collective, to 0km road signs to 5,000m above sea level, Bolivia had it all and also lead us to decide that Bolivians seemingly have a better quality of life than we do

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Structuring Development deals + managing vendor expectations - with Sam Murphy of Highfield Investments

Mon, 14 Feb 2022 00:00:00 -0000

This is the 2nd part of Rob´s interview with Sam Murphy of Highfield Investments. Sam´s company has been involved in closing over a billion pounds worth of property development deals of all kinds.

Rob and Sam discuss a wide range of subjects. Including, how deals are structured, what the options are when it comes to selling or buying investment and development property. Sam also speaks about what is going on in the UK property market, right now. Including, what the challenges are and what 2022 is likely to look like.

KEY TAKEAWAYS

Regardless of the deal you are putting together, be certain you are dealing with the actual decision-makers.
There is no point in accepting an option offer from someone who does not have the necessary expertise to, for example, get planning.
You need to market a property in a way that attracts interest from people that can actually buy, rather than tire kickers.
To determine the true value of a deal, map out the strong, medium, and realistic end value and costs. How to do this is explained in the podcast.
Get planning before you sell. If you don´t you won´t get full value.
Option sales are attractive to buyers. Typically, they pay more, so everyone wins.
Package what you have well and sell it via a professional agent.
Letters are a really strong way to communicate.
Bear in mind that often there is more than one decision-maker selling the land or site. You can leverage that.

BEST MOMENTS

‘We engage either on or off-market, depending on the deal.’

‘One of our main roles is educating owners to what they´ve got and what it´s worth.’

‘If you want to get all of the money (full value), you need to get planning yourself.’

‘The market is really, really strong.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Website: https://highfield-investments.co.uk/
Email: tim.mercer@highfield-investments.co.uk
Linkedin: https://www.linkedin.com/in/highfield-investments-172826a1/
Instagram: tim_mercer_commercial

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE
www.tpnpodcast.com

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: Feminist Conventions + don't drink at ALTITUDE

Thu, 10 Feb 2022 00:00:00 -0000

The less we spoke, the easier we got on with everyone around us. We explore parts of Northern Argentina including Salta and San Salvador de Jujuy. We also make a brilliant decision to somewhat divert our journey.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE
www.tpnpodcast.com

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: How to get started in Property Development and how to work with commercial agents - with Sam Murphy of Highfield Investments

Mon, 07 Feb 2022 00:00:00 -0000

In this episode, Rob speaks to Sam Murphy of Highfield Investments, in the first of a two-part podcast series. He has worked in the field of property development and finance for many years. During this time, Rob has gained experience in every aspect of acquisitions and disposals for all types of buildings. Highfield Investments has handled over a £ billion worth of deals.

In this episode, they talk about how Sam established Highfield Investments. Including lessons that he learned on the way that any entrepreneur can benefit from as well. They also discuss, how a beginner can learn about and get involved in property development, raise capital, and approach agents with deals.

KEY TAKEAWAYS

Always be learning.
If you don´t know, don´t be embarrassed. Just ask.
Even when you can do all of the work yourself, it is still worth employing a team. Sam explains why he has done that, in the podcast.
Networking and being around people you can learn from are extremely important.
For someone they have not lent to before, the banks expect to see a large % of the money being put up by the borrower.
There are ways to get started with property developing even if you do not have a lot of upfront money. Sam shares some examples.
Understand who owns the building and who owns the money.
The auctions are a particularly good place to learn and meet people who can educate you.

BEST MOMENTS

‘We did 72 deals the year before Brexit and they ranged from 142 units down to a garage.’

‘Cut your teeth on the smaller stuff, and then gradually build yourself up.’

‘Back things up in writing. Always create letters, after phone calls.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Website: https://highfield-investments.co.uk/
Email: tim.mercer@highfield-investments.co.uk
Linkedin: https://www.linkedin.com/in/highfield-investments-172826a1/
Instagram: tim_mercer_commercial

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE
www.tpnpodcast.com

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: Mendoza - BEST WINE EVER!

Thu, 03 Feb 2022 00:00:00 -0000

This is what happens when you turn up for a wine tour for 20-25 people and there turns out to be only 3 of you #drunk by 10:30.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE
www.tpnpodcast.com

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: 5 ways to Prepare For a Property Market Crash

Mon, 31 Jan 2022 00:00:00 -0000

In this episode, Rob shares five ways both property business owners and homeowners can prepare for a property market crash. It is information anyone can use to stand a good chance of insulating themselves against the worst effects of such a situation.

Rob is not being all doom and gloom here, just pragmatic. He is not a qualified financial advisor. But he is a successful property investor who works proactively to anticipate potential issues and guard against them.

KEY TAKEAWAYS

Speak to your mortgage advisor now, to get their take on the situation.
Don´t automatically dismiss the idea of remortgaging, if advised to do so. It is a hassle, but for some, it will be important.
Stress-test your portfolio. Do a what-if exercise to see how strong your business would be if interest rates rose.
Work to keep your emergency cash reserves intact.
Consider diversifying your assets.
Keep an even closer eye on your finances.
There are always opportunities when markets crash. Be ready to take advantage of them.

BEST MOMENTS

‘What does your portfolio look like if the mortgage interest rates went up?’

‘Opportunities are around us all the time when markets crash.’

‘You should have three to six months of savings behind you.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE
www.tpnpodcast.com

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: High in the Andes + Dollar Azul Part 2

Thu, 27 Jan 2022 00:00:00 -0000

When travelling very fast downhill from a high altitude, you WILL fall asleep. Also, when in a place you do not know very well, keep an eye out for landmarks as they may help you get home.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: 5 Top UK Train Travel Tips

Mon, 24 Jan 2022 00:00:00 -0000

In this episode, Rob shares some of the tips he uses to travel by train at a discount. It’s a great way to arrive at your destination feeling relaxed, meet new people, or get a load of stuff done while traveling. Getting back into rail travel has many potential benefits and using Rob´s tips you will be pleasantly surprised by how cheap it can be.

KEY TAKEAWAYS

Virtually everyone can qualify for a railcard that will save them money. In the episode, Rob tells you which ones to check out first.
Network railcards are particularly good. Rob explains how you can use it to get discounts for people who are traveling with you.
Check out the railcard app.
When staying somewhere as a tourist investigate local area railcard discounts.
Book early.
It is easy to claim rail travel as a business expense.

BEST MOMENTS

‘There are nine different railcards available.’

‘Look out for Day Ranger offers.’

‘Use the various rail company websites to save more money.’

EPISODE RESOURCES

https://www.nationalrail.co.uk/times_fares/ticket_types/Train_Tickets.aspx
https://www.railcard.co.uk/

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: Easter Island Part 2 - Sunrises + Maoi statues

Thu, 20 Jan 2022 00:00:00 -0000

We witness probably the best sunrise that we have ever witnessed along with learning more about Maoi, Ahu’s, and island life. Santiago awaits…..

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: 6 Predictions for 2022 with Marc Champ of Wharf Financial

Mon, 17 Jan 2022 00:00:00 -0000

In this episode, Rob sits down for his monthly interview with Marc Champ of Wharf Financial. He explains why it has got easier for some sorts of property investors to borrow and how to take advantage of this fact. As well as sharing an easy and low-cost way to get KYC done.

They discuss why the property market is hotter than it is normally post-Christmas. As well as talking through the impact inflation and new mortgage products will have. Including fifty-year mortgages.

KEY TAKEAWAYS

There has been far more investor interest than normal since Christmas.
Rates for small property investors have improved and the environmentally friendly push is creating opportunities too.
We can expect to see 50-year mortgages becoming widely available.
The bridging loan business is going to face some challenges this year.
House prices are still likely to go up. In the podcast, March and Rob discuss why.
At some point, the Bank of England base rate will rise.

BEST MOMENTS

‘The rates have been cut a bit on this “vanilla” specialist area.’

‘My second prediction is that there is going to be a lot more QE happening.’

‘You need tough times to have the good times in the economy.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Marc Champ @ Wharf Financial
E-mail = info@wharffinancial.co.uk
Phone = 0208 895 6677
Social Media = @wharffinancials
Website = https://www.wharffinancial.co.uk
Money Weekly = https://moneyweek.com/

Post Office Know Your Customer (KYC) service - https://www.postoffice.co.uk/identity/in-branch-verification-service

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: Easter Island Part 1 - Orongo, Ranu Kao + Ahus

Thu, 13 Jan 2022 00:00:00 -0000

In the middle of nowhere, surrounded by the vast openness of the South Pacific Ocean, Rapa Nui stands in its desolate and intriguing beauty.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE
www.tpnpodcast.com

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: 6 Top Tax Tips with Sean the Property Tax Accountant - Part 1

Mon, 10 Jan 2022 00:00:00 -0000

In this episode, Rob sits down to talk to Sean - The Property Tax Accountant. He is a chartered accountant with 20 years of experience. Sean specialises in providing advice to landlords, property flippers, those following a BRRRR model, and holiday let or serviced accommodation owners. His is a digital business, so he can advise people across the world and is himself a property investor.

The tax tips he shares in this podcast are laser-focused and based on experience and up-to-date information on how the legislation is applied in the real world. He covers some of the less common taxes, the ones that catch people out. As well as, capital allowances.

KEY TAKEAWAYS

When it comes to tax matters investors and business owners need to start with the end goal in mind. Why is explained in the podcast.
The tips are purely educational. Before applying them, business owners should seek individual advice that is tailored to their specific circumstances.
Keep a complete record of all financial transactions from the start. It is the best way to avoid being seen as a tax evader by HMRC.
Track the performance of each property throughout the year. To do this you need up-to-date accounts.
Set up a separate bank account for your business.
Use a proper system to keep your books. In the podcast, Sean recommends one.
Pay the VAT. Sean explains why this is so important, in the podcast.
There are many allowances that property business owners can take advantage of some of which Sean talks about, in the podcast.
Think about who owns the company, sometimes adding spouses, even children as shareholders have benefits. But there are pitfalls too.
A little knowledge is dangerous, so put together a team of experts from the start. Mortgage experts, property accountants, and solicitors.
Don´t appoint a generalist accountant or a cut-price one. Usually, it turns out to be a false economy.
If the advice you are hearing does not sound right, ask questions. Don´t be afraid to challenge your experts.

BEST MOMENTS

‘The purpose of the tips is to enable you to make great decisions at the right time, based on reliable data.’

‘Skip the discount and pay VAT… it´s tax evasion.’

‘HMRC does not accept ignorance or naivety as a valid excuse.’

‘The beauty about paying a salary from your company is that salary then potentially becomes tax-deductible.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Sean The Property Accountant

Instagram: https://www.instagram.com/property_tax_accountant_uk/

Website: https://propertytaxaccountant.uk/

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: Endangered Penguins, The Pacific, And Even More Magical Buses

Thu, 06 Jan 2022 00:00:00 -0000

Isla Grande de Chiloe offered a lot, including endangered penguins, otters carrying crabs, a magical bus, and a massive plate of Salchipapas.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: The Opportunistic Road Ahead

Mon, 03 Jan 2022 00:00:00 -0000

In this episode, Rob shares his 2022 predictions, thoughts, and ideas. He shares a mindset tip to help you to get the most out of the coming year. Rob also talks about how several government housing initiatives and the class E changes can be leveraged by property businesses. He also covers several commercial properties and serviced accommodation opportunities. As well as suggesting some other investment vehicles you may want to educate yourself about.

KEY TAKEAWAYS

Don´t surround yourself with negative people.
There are always opportunities regardless of what happens with the economy.
Several of the UK government's initiatives represent opportunities for property businesses. In the podcast, Rob shares details of some of them.
Take advantage of the class E changes, while others are still trying to work out how to do so.
Surprisingly, demand for offices is on the rise in some areas.
Continue to build up wealth and create several streams of income.
Educate yourself about other investment opportunities e.g., precious metals, cryptocurrencies, commodities and possibly mining too. (NB Rob is not a financial advisor – these are only suggestions)
Keep an eye on the global picture.
Educate yourself about economics and diversify your assets.
Attack 2022 with more vigour.

BEST MOMENTS

‘The new class E … has created a lot of change in the commercial world.’

‘It’s up to us as developers, investors, and property people to take advantage again.’

‘Educate yourself.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: The Switzerland of South America - San Carlos de Bariloche

Thu, 30 Dec 2021 00:00:00 -0000

Mountains, chocolate, hiking, and great food. No wonder San Carlos de Bariloche was our favourite place to hang out.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: Recap - Opportunities and Positivity

Mon, 27 Dec 2021 00:00:00 -0000

In this episode, Rob looks back at 2021. He reflects on the financial situation and the impact that is likely to have in 2022. Sharing how he is planning to protect himself and his family from that potential fallout. He also talks about some of the opportunities that have emerged and how to take advantage of them.

KEY TAKEAWAYS

At some point, there will be a price to pay for all of the stimulus provided by the Bank of England.
Higher interest rates and inflation are highly likely but do some research on the subject yourself.
There are opportunities as restrictions have eased e.g., more tourists and more staycations.
Borrowing is still quite easy and worth taking advantage of.
For property investors, inflation has a potential upside. Rob explains in the podcast why and how to take advantage of this.

BEST MOMENTS

‘I am just going to focus on accumulating assets.’

‘Lending is still relatively inexpensive.’

‘You’ve got to enjoy inflation to an extent. It’ll push up the value of your assets, to an extent.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

TRAVEL: Southern Right Whales + Elephant Seals in Peninsula Valdes

Thu, 23 Dec 2021 00:00:00 -0000

Seeing whales up close and personal in Argentina was brilliant, along with the mighty elephant seals at the Peninsula Valdes. We enjoyed our time in the tiny part of Wales that is nestled in Southern Argentina.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/
Facebook - https://www.facebook.com/ThePropertyNomadsPodcast
YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:
I-Tunes = apple.co/3bHNn5G
Stitcher = bit.ly/3cFQVqe
Spotify = spoti.fi/2XaZliP

PROPERTY: 6 Xmas Portfolio Planning Tips

Mon, 20 Dec 2021 00:00:00 -0000

In this episode, Rob shares six tips any property owner can use to get themselves ahead for 2022, by taking advantage of the Christmas break.

KEY TAKEAWAYS

Don’t wait until January to plan for 2022. The gap between Christmas and New Year is an ideal time to do it.
If you wait until January, you are 2 or 3 weeks behind other people.
Use the Christmas break to catch up and learn by listening to inspiring podcasts and audiobooks.
Consider reading physical books. It avoids eyestrain and can be more relaxing.
Take some time out to plan with any business partners you have.
Write your goals down. In the podcast, Rob explains why you need to write them down instead of doing it electronically.
Network, but be sure to do it effectively.
December can be a good month to find deals, as others kick back and slow down.

BEST MOMENTS

‘Take time to relax yourself, chill.’

‘Setting goals is way more effective when you get them down on paper.’

‘Know your why.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCsPHirn9lxiFAgKUDUTJfkQ

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: T16 - La Bombonera, cheap food and lip piercing in Buenos Aires

Thu, 16 Dec 2021 00:00:00 -0000

Boca Juniors stadium tour, ridiculously cheap food and drink as well as staying at an awesome hostel. Sometimes an awesome hotel or hostel can really make a trip!

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCsPHirn9lxiFAgKUDUTJfkQ

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: UK Mortgage and Economic News with Marc Champ of Wharf Financial

Mon, 13 Dec 2021 00:00:00 -0000

In this episode, Rob discusses UK mortgage and economic news with Marc Champ of Wharf Financials who sources competitively priced finance for property investors and developers. They talk about current sales and financing trends. As well as about what the end of the Coronavirus Business Interruption Loan Scheme (CBILS) and other stimuli is likely to have.

Rob and Marc discuss some of the financing options and the importance of understanding your long-term goal. As well as sharing their take on potential interest rate hikes.

KEY TAKEAWAYS

December is a good time to speak to agents and do your research. It is usually quite quiet.
Many developers buy early in the year so that the deal is complete in time for work to start as soon as the weather is better.
The ending of CBILS and other stimuli means that many businesses are having to refinance. Including property firms.
Currently, rates for commercial property finance are quite high.
There needs to be more time for the downturn to start to emerge. The next few months are likely to be a bit rocky.
There are some cracking long-term rates out there, but you need to be aware of the early repayment charges.
When deciding on what type of mortgage you sign up for, think about your long-term goals.
When there is uncertainty, financing niches are created. There is evidence that is happening. Marc shares an example, in the podcast.

BEST MOMENTS

‘August and December usually are quieter months.’

‘CBILS is coming to an end, now. People have had their interest-free year.’

‘There is a lot of stimulus coming to an end.’

‘It comes down to what are you doing it for. What’s the end goal?’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

Marc Champ @ Wharf Financial

E-mail = info@wharffinancial.co.uk

Phone = 0208 895 6677

Social Media = @wharffinancials

Money Weekly = https://moneyweek.com/

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL -Dollar Azul, men with guns (again), and cheap wine

Thu, 09 Dec 2021 00:57:00 -0000

Getting some magical dollars whilst being confronted by men with guns was a rewarding experience, especially as it resulted in Argentina being the cheapest country that we visited on our travels. Yes…cheaper than Bolivia!

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Inside Mindset, Property+ Hull with Dan Cooper

Mon, 06 Dec 2021 00:00:00 -0000

In this episode, Rob is interviewed by Dan Cooper who is himself a property deal maker and developer in Hull. As well as a podcaster. They discuss how and why they each started their property businesses. As they do this, they share tips that anyone can use to set up and run any kind of company.

Rob and Dan talk about how travel broadened their minds and pushed them to overcome challenges. Then discuss how everyone can improve their mindset and build skills that will benefit them in life as well as in business or at work.

KEY TAKEAWAYS

Investing in property is still a viable way to set up a highly profitable business.
The right Joint Venture can greatly accelerate the growth of your business.
You need to believe in yourself. Mindset really does matter.
Stay away from negative people. In the podcast, they discuss why these matters and how to do it without isolating anyone.
When you are around entrepreneurs your mindset automatically improves.
Thinking about issues as challenges rather than as problems drastically changes your mindset for the better.
Don´t over study and analyse. It is only when you take action that things click and change.
Becoming as tax efficient as possible is a good way to increase how much you make.
Think of ways to turn your knowledge into assets that can earn you money e.g., books.
Stop looking for the unicorn deal.
Invest and diversify now while you still can, to protect yourself and your business for the future.

BEST MOMENTS

‘Do your homework, do your due diligence.’

‘If you are around negative people for most of the time that will rub off on you.’

‘You can learn so much, but only by applying it will you see the changes.’

EPISODES RESOURCES

Ryan Halliday Mindset Books - https://www.amazon.co.uk/Ryan-Holiday/

Meditations by Marcus Aurelius - https://www.amazon.co.uk/Meditations-Penguin-Classics-Marcus-Aurelius/dp/0140449337/

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Montevideo + Colonia del Sacramento

Thu, 02 Dec 2021 14:54:00 -0000

Watching football at the stadium that hosted the first-ever World Cup Final in 1930. We see out our final days in Uruguay at the wonderfully peaceful Colonia del Sacramento.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: 6 Great Books and Courses I've Read or Listened to Recently

Mon, 29 Nov 2021 00:00:00 -0000

In this episode, Rob shares the details of six books and courses that have helped him recently. As well as sharing the titles, he quickly outlines what he learned from each one so that you can potentially do the same.

KEY TAKEAWAYS

We all tend to make decisions emotionally, adding rationale to the process helps you to make better choices.
Rob recommends a book to help you to understand what is possible when putting together an efficient tax strategy for any business.
For property investors, there is a recommendation to help them to manage their personal tax planning as well as doing so for their businesses.
Don´t let yourself take the eye off the ball. Keep learning and building a strong financial future for yourself.
Get into the habit of paying yourself first. Putting aside 10% to invest or save every single month.

BEST MOMENTS

‘Try to make yourself think like an economist. Look at the pros, look at the cons.’

‘Having money gives you more choices.’

‘Once you get used to something you tend to take your eye off the ball.’

‘If you utilise debt wisely… the chances are that is going to have a positive impact on your future.’

EPISODE RESOURCES

Thinking Like An Economist by Randall Bartlett - https://www.amazon.co.uk/Thinking-Like-Economist-Rational-Decision/dp/B00DTV3R1G/

The Great Tax Robbery by Richard Brooks - https://www.amazon.co.uk/Great-Tax-Robbery-Britain-Business-ebook/dp/B07ZWP1PXB/

The Black Death by Dorsey Armstrong - https://www.amazon.co.uk/Black-Death-Worlds-Devastating-Plague/dp/B01FWOO3FQ/

Property Investors’ Tax Guide by Shaz Nawaz - https://www.amazon.co.uk/Property-Investors-Tax-Guide-Progressive/dp/B09FQCKQY4/

Hidden Secrets of Money with Mike Maloney - https://www.youtube.com/c/Goldsilver

Rich Dad´s Increase Your Financial IQ by Robert T Kiyosaki - https://www.amazon.co.uk/Rich-Dads-Increase-Your-Financial/dp/B00EEDANIS/

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Whales, walking and more magical buses

Thu, 25 Nov 2021 00:00:00 -0000

The first time that we had ever seen a whale in its natural habitat. Plus, miles and miles of walking around Uruguay meant that we had to rely on some more magical buses to come to our rescue.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

PROPERTY: Smallbone to Pick #6 - Woke society, Insulate Britain, Middle Laners + more

Mon, 22 Nov 2021 00:00:00 -0000

In this episode, which is a part of his Smallbone to Pick series, Rob comments on some of the recent changes in society. Six things that are bugging him at the moment. Including totalitarianism, woke society in general and people only thinking of themselves and their point of view. As well as sharing some interesting facts about the Pandora papers scandal.

KEY TAKEAWAYS

Many of us feel that the world has gone crazy.
Most of the so-called illegal UK property transactions revealed in the Pandora Papers were not illegal. Anyone can legally buy UK property in the same tax-efficient way.
As individuals, we are not aware enough of where relatively little changes in norms and rules can take us. In the podcast, Rob shares several examples of this.
Our freedom is being taken away day-by-day by totalitarianism.
We need to make a stand for freedom.
As a society we are soft.

BEST MOMENTS

‘We´re being taken for granted.’

‘People are not thinking for themselves.’

‘In our society, there is always going to be differences.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Nothing is Impossible

Thu, 18 Nov 2021 00:00:00 -0000

The Lonely Planet guide, at that time, said that traversing the plains of Northern Uruguay was pretty much impossible. We set out to try and dispel that myth. Let’s see what happens…….

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Efficient Tax Planning with Shaz Nawaz

Mon, 15 Nov 2021 00:00:00 -0000

In this episode, Rob speaks with Shaz Nawaz who is the author of The Property Investors Tax Guide. A man who works as an accountant and advisor every single day. He also invests in property himself.

He covers many subjects in the podcast. Including, choosing the right company structure from the ten or so options that are available, understanding joint ventures and how to grow and diversify without tax issues. As well as providing a simple explanation of the 150% land remediation relief, stamp duty land tax (SDLT) and how to use capital allowances for commercial deals. Including how to generate two sets of capital allowances for serviced accommodation businesses.

KEY TAKEAWAYS

Shaz has been working with successful business owners, in particular, property investors for nearly two decades.
Spread the risk by diversifying your property portfolio and models.
Before entering a joint venture (JV) speak to tax specialists e.g., someone to help you with VAT and company tax.
Don´t rely on what you read online or in books. You need someone to step you through the different options.
The tax and company structure you choose is likely to evolve as your life situation changes.
Look at talking to a tax specialist and gaining an understanding of the options as an investment in yourself and your future.
Fixing tax structure mistakes is typically extremely expensive.
Even if you have a good advisor, take the time to educate yourself about tax. That will prompt you to ask questions and discuss things that would otherwise not be discussed.
Set up regular reviews with your tax advisor. This makes sure that as your goals evolve so does their advice, when necessary.
A good tax accountant will help you to work out the tax cost pros and cons of individual deals.
Any commercial property deal opens up the chance to claim capital allowances.
In the podcast, Shaz shares numerous examples of how to save tax in many many different scenarios.
Employ different specialists for the different property strategies you use.

BEST MOMENTS

‘Have a holistic strategy where you´ve got your risk diversified.’

‘Get clarity from day one, go to a specialist property tax accountant.’

‘Always start with the exit in mind.’

‘There is a lot of opportunity in SDLT.’

EPISODE RESOURCES

◉ Tax Advice News Letter - https://bit.ly/TaxWiseNewsLetter

◉ Join my Property Facebook Group here - https://bit.ly/ShazTaxFBGroup

◉ Subscribe Now: https://bit.ly/ShazNawazSubscribe ----

◉ Amazon Book Links: https://bit.ly/ShazNawazBooks ----

◉ My Website: http://www.shaznawaz.co.uk

◉ My Property Tax Website: http://www.entrustpropertytax.co.uk

◉ My Accountancy Website: http://www.aa-accountants.co.uk

◉ Instagram: https://www.instagram.com/shaz_nawaz_1/

◉ Facebook: https://www.facebook.com/TheProfitsWi...

◉ Linkedin: https://uk.linkedin.com/in/shaznawaz

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Visiting Paraguay’s only UNESCO site

Thu, 11 Nov 2021 00:00:00 -0000

Note to self. When going out for the day to visit remote places, make sure that you are well prepared with water, food, cash, and a plan B. And always have faith in Collectivos!

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

November Property Market, Cheaper Bridging + Mortgages - with Marc Champ of Wharf Financial

Mon, 08 Nov 2021 00:00:00 -0000

In this episode, Rob is joined by Marc Champ the managing director of Wharf Financial. A brokerage firm that won an award in 2021 in the bridging commercial sector. He is going to be a regular guest on the podcast and will be contributing to Rob´s new book.

They talk about how property entrepreneurs can secure finance in the current climate. Discussing the potential rate rises; the impact inflation has on property deals, bridging loans and other specialist mortgage products. As well as how you can get lower rates by applying for green mortgages. Marc also talks about long-term wealth management for property entrepreneurs.

KEY TAKEAWAYS

Marc Champ will be sharing his property financing and wealth management knowledge on the podcast, each month.
Inflation is the key to whether interest rates will actually rise.
When working out if a project is viable you have to be realistic about inflation. For example, factoring in the rising cost of labour and materials.
The fact that you can potentially leverage a property investment makes it attractive. But it has to be the right deal.
Bridging rates have fallen over the past 2 years as new lenders enter the market.
Some specialist lenders have also dropped their rates because there is a lot of competition in that market.
It is now possible to leverage your EPC rating to reduce the rate you pay with some lenders. How that can be done is discussed in the podcast.
The amount of money a client saves using a broker usually more than covers the fee.
Brokers introduce their clients to the professionals they need to grow a business.
They also offer broader financial advice. He shares some examples in the podcast.

BEST MOMENTS

‘You need a broker to get your deal done.’

‘Everything screams opportunity to me.’

‘A broker is the hub in the centre of the wheel ….’

‘You need to think about the bigger (financial) picture, for each deal you do.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES AND BOOK RECOMMENDATIONS

Marc Champ @ Wharf Financial

E-mail = info@wharffinancial.co.uk

Phone = 0208 895 6677

Social Media = @wharffinancials

Jewish Trade Expo - https://www.jtrade.co.uk/

The Bitcoin Standard - https://www.amazon.co.uk/Bitcoin-Standard-Decentralized-Alternative-Central-ebook/dp/B07BPM3GZQ

How to Own the World by Andrew Craig - https://www.amazon.co.uk/How-Own-World-Thinking-Investing/dp/B07KJZ7VBH/

The Naked Trader - https://www.amazon.co.uk/Naked-Trader-5th-Anyone-Trading/dp/B07ZDFTLKJ

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Football marathon in Asuncion and magical buses

Thu, 04 Nov 2021 00:00:00 -0000

When going to a different country – double-check the time zones. We spent a day in Paraguay on the wrong time!

Loads of football in Asuncion, including 3 games in 4 days, getting marched to the front of the ticket queue because we were white as well as crazy drinking stories featuring our old friend Old Tradi.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

8 Ways to Become a More Effective Networker

Mon, 01 Nov 2021 00:00:00 -0000

In this episode, Rob explains how to quickly improve your networking skills. Including several tips that you can put into action immediately.

KEY TAKEAWAYS

Regularly contact people that are already in your circle or network.
Reconnect with those you have lost touch with.
Remember that networking is about win-wins, helping each other.
Understand what others need from you as well as what you need from them.
Be an active listener. Rob explains how to do that in the podcast.
Don´t just talk business. Discuss other things that you have in common.
Use social media, but make sure you are doing it in the right way.
Rob shares his contact details so that you can connect directly with him.

BEST MOMENTS

‘If you identify what needs that they have, you will become better at helping them.’

‘Listen more than talk.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

Rob@tpnpodcast.com

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Penguins in Brazil + Toucan Pink Eye

Wed, 27 Oct 2021 23:00:00 -0000

Hands down the funniest story you will probably hear. Toucan Pink Eye at Foz do Iguacu just makes me cry thinking about it. The falls at Iguacu are stunning, so too were the random penguins in Florianaopolis. Our time in Brazil comes to an end.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

We're starting Commercial Conversions in Sussex

Sun, 24 Oct 2021 23:00:00 -0000

In this episode, Rob explains why he and Aaron are diversifying and starting to invest in commercial conversions. He shares how they are using what they have already built as a springboard for this new business model. It is a short episode, but it is still packed with valuable information that any entrepreneur can benefit from.

KEY TAKEAWAYS

Investing time in building a power team and networking makes it a lot easier to incorporate new business models.
For commercial conversions, there is a window of opportunity.
Network, keep your ears and eyes open and always be watching out for new and different opportunities.
Demand for housing is high including for converted properties.
Start by investigating areas that you are already familiar with.

BEST MOMENTS

‘We´ve spent a bit of time deliberating and putting the components in place.’

‘We have surrounded ourselves with the right people and will not be struggling to do everything ourselves.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: ULTRAS + ´Express Train´

Wed, 20 Oct 2021 23:00:00 -0000

Sao Paolo came and went and so to did Curitiba. We ended up in a football ‘ultras’ bar in Curitiba and enjoyed what probably has to be the slowest express train the world has ever known.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

The Top 8 Mistakes People Make When Asking for Money

Sun, 17 Oct 2021 23:00:00 -0000

In this episode, Rob talks about securing cash to grow your business. He shares some of the mistakes he and Aaron have made when raising finance. Rob explains how you can avoid doing the same as well as providing some additional advice to enhance your negotiation skills.

KEY TAKEAWAYS

Try to raise finance well in advance. You don´t want to put yourself under unnecessary pressure.
Stay connected. Share what you are working on with your network. Including what you are researching.
Always have an example you can show potential investors.
Demonstrate that you have done your homework.
Create an engaging and interesting pitch.
People will only invest if they like you.
Aim to have investors on tap. Keep people coming back.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

BEST MOMENTS

‘Don´t speak to people if you’ve just got a fancy and fluffy idea in your head.’

‘Don´t put all of your eggs in one basket.’

‘Don´t raise too much or too little.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: The Death of Brazilian Football

Wed, 13 Oct 2021 23:00:00 -0000

Having watched England lose to Italy on penalties (surprise surprise), at Euro 2020, gave us some appreciation of how the Brazilians must have felt in 2014 after their 1-7 battering by Germany. It must have been even worse in 1950……

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Time Spent v Time Invested - why you need to know the difference

Sun, 10 Oct 2021 23:00:00 -0000

In this episode, Rob explains an important concept that a lot of entrepreneurs struggle to understand. Something that creates unnecessary stress in their lives and makes it extremely difficult to grow their business beyond a certain point. Every entrepreneur needs to stop trying to do everything themselves and be willing to pay others to take on certain tasks.

Rob defines how to quantify time spent. Then how to do the same for time invested. Ending the episode by explaining how to use this understanding and information to decide which tasks you need to start delegating to or contracting out to others.

KEY TAKEAWAYS

Salaried work is just one example of time spent.
When you exchange your time for remuneration that is also time spent. But so is doing unpaid tasks for your business.
Time invested is what you do to accumulate assets that are designed to provide you with ongoing income without your having to regularly spend a lot of time on them.
Learn to leverage your time.
Hiring others is a good way to enable you to make better use of your time.
Simplify your systems.
Play to your strengths to make more efficient use of your time.
Don´t get side-tracked, when you do that, you lose focus and lose time.
Stop focusing on how much you are paying someone. Instead, look at it as an investment and think about the time you have saved.
Bit by bit start delegating.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

BEST MOMENTS

‘Time spent is when you are in effect exchanging your time for money.’

‘Leveraging is another way to invest your time.’

‘Instead of saying I can´t afford this, ask yourself how can I afford this?’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Cake or Death the Road to Rio Part 1

Wed, 06 Oct 2021 23:00:00 -0000

Incredibly excited to get to a World Cup and a new part of the world, but the journey almost did not go ahead thanks to the shenanigans at Heathrow Airport. Spoiler alert – problem got solved.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

The Bitcoin Standard by Saifedean Ammous

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

SmallBone to Pick #5 - Stupid TikTok Investment Advice + 1 book you MUST read

Sun, 03 Oct 2021 23:00:00 -0000

In this episode, Rob explains why you have to be extremely careful when listening to investment advice on TikTok. Particularly, advice about bitcoin and other digital currencies and certain forms of metal investments. Rob points out the dangers and provides you with ways to avoid the pitfalls.

KEY TAKEAWAYS

Before investing in anything do your research rather than just listening to others.
With digital currencies, you must understand the underlying technology.
In the podcast, Rob recommends several books that will help you to learn about making wise decisions when investing.
Following a Tiktokers, gut feeling is clearly stupid. They whip you up emotionally, which can easily lead to your making unwise decisions.
Become an intelligent investor, not one that makes decisions based on emotions.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

BEST MOMENTS

‘When on social media be careful about getting into an emotional state and making unwise decisions.’

‘If you’re a gold or silver investor.. you need to have it in your hand physically.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

EPISODE RESOURCES

What is Money Podcast by Robert Breedlove

The Intelligent Investor by Benjamin Graham

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Travel: 2011 - Locked in hotel bathrooms, Atlanta to New York

Wed, 29 Sep 2021 23:00:00 -0000

Locking yourself (accidentally) in a hotel bathroom and then having the maintenance man laugh uncontrollably in amazement is something I’ll never forget. We take in the East Coast including a random US Civil War coincidence and reflecting on our first trip.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT DETAILS

Please can you get the new editor to insert the following links etc in the shownotes for all future episodes. (some thinks might need hyperlinking your end)

BOOKS

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Property FAQ's 4 - Mortgages, How to Add Value to a Property

Sun, 26 Sep 2021 23:00:00 -0000

In this episode, Rob continues with his Property FAQ series. He covers several important topics including how to choose the right mortgage, identify lucrative areas to invest in and work out the return on your investment. Below is a quick overview of the questions he answers in this episode, as well as a few key tips and tricks that he shares.

This is the 4th in Rob´s Property FAQ series. If you would like to hear the others do so by navigating your way back to episodes 188, 192 and 195.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

KEY TAKEAWAYS

Is an interest-only mortgage better than a repayment mortgage?
Inflation plays a role in deciding which type of mortgage a property entrepreneur should use. Rob explains why that is in the podcast.
Should I use other people´s money to invest?
Can I invest in my area?
Understand what type of property business model is likely to work best in each area.
What is the best way to keep up with property news? – Rob shares several sources in this episode.
How can I work out the yield/return on a property? Rob explains the 3 main options and how he and Aaron do it.
How do I find a good rental area?
Be aware that even in towns and cities where rental demand is high, there are streets or areas people don´t want to live in.
How can value be added to a property?

BEST MOMENTS

‘Speak to your broker and know why you are investing in property and what you want to achieve.’

‘You can always use a blend of finances, as well.’

‘Research, research, research….it really is essential.’

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

BOOKS

Buy To Let: How to Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: 2011 - Vegas, Sport + American Hospitality

Wed, 22 Sep 2021 23:00:00 -0000

The land of Hopes and Dreams, The Grand Canyon, The Hoover Dam, and superb American Hospitality. After 35ish hours in transit, we land in Los Angeles and slowly start making our way across the USA using buses and trains.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT DETAILS

www.facebook.com/koveproperties

Project Management hints and tips with Daniel Duffield of KOVE properties

Sun, 19 Sep 2021 23:00:00 -0000

In this episode, Rob speaks to Daniel Duffield the co-founder of KOVE Properties and KOVE Estates. He is an architect by trade, who joined up with Jez Wood to shake up the way rentals are done in the UK. They do things differently to provide tenants with safe, secure homes at the same time providing services and building portfolios for property developers and investors to enable them to do this.

Daniel and Rob discuss how he went from being an architect to founding KOVE properties. They discuss the mistakes they made and how they handled things in ways that enabled them to learn and turn things into a positive. Daniel explains how he hires and manages tradespeople for multiple projects for multiple clients. They also discuss two easy ways to get started working in property. In particular, how to build experience.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

KEY TAKEAWAYS

Always give as much value as you can and help as many people as you can. When you do that, great things happen.
Having a positive mindset makes you someone people want to be around and work with.
Even if a friend recommends a tradesperson, still take the time to check them out before hiring them.
Never skip the research process. Often, it only takes an hour.
Own up to your mistakes, offer a solution and pay to fix the problem. Clients appreciate honesty and will want to work with you over the long term.
Even when you hire good builders you need to keep a check on them. If you don´t the quality is likely to slip.
Don´t be afraid to lean on professionals. Risk equals cost.
Spend your time doing the income-generating tasks and hire others to do the rest.
Don’t be afraid to work for free to learn how the property business works.

BEST MOMENTS

‘Just give as much value as you can.’

‘People will work with you because they like you.’

‘A lot of builders are good at doing the job but are not as organised as you would be.’

‘The biggest learnings are when you mess up and you will mess up.’

GUEST RESOURCES

www.instagram.com/koveproperties

https://koveestates.co.uk/

https://www.facebook.com/KOVEEstates

https://www.instagram.com/koveestates/

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

TRAVEL: 2011 - The Killing Fields, Smuggling and Angkor Wat

Wed, 15 Sep 2021 23:00:00 -0000

Taking in a plethora of extraordinary sites from the S21 Detention Centre and the Killing Fields in Phnom Penh to the Angkor Wat temple complex. South-East Asia has a LOT to offer. Just be careful when crossing borders………and when dining with cats!

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

CONTACT DETAILS

BOOKS

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

https://www.derekarden.co.uk/

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Increase your profits by negotiating like a pro - with Derek Arden

Sun, 12 Sep 2021 23:00:00 -0000

In this episode, Rob speaks to the award-winning speaker, negotiating expert and author Derek Arden. They discuss how improving your negotiation skills can drastically increase your profits.

Derek shares several approaches that any business owner can use. Including the dumb is smart, time constraint and using slightly odd numbers to get better deals techniques. He does this primarily using examples that relate to buying, selling, and running properties. Making it easy for landlords and property developers to immediately implement much of what he shares in the podcast.

KEY TAKEAWAYS

Everything is negotiable. It depends on how you go about it and how you ask.
Understanding the psychology of the person you are negotiating with is essential.
Create win-win deals.
Regardless of what you are negotiating for, be prepared.
Making a stupidly low offer rarely works. The other person is highly likely to have a negative emotional response to that.
Don´t be arrogant.
It´s five times harder to lie with body language than it is with words. So, train yourself to pick up on body language.
Getting someone to run something past you a 2nd time is a good way to uncover anything they are not being honest about.
Time constraints can be used tactically to get a better deal. But make sure you don´t fall foul of them yourself.
Run deals past someone you trust to provide you with a sounding board.
Make sure that you look the part e.g. like you can afford to buy the property you are looking at.
All negotiations involve some conflict, don´t be scared of it, just be prepared to handle it.
Learn from your mistakes, we all make them.
If something does not feel right, listen to that gut feeling.

BEST MOMENTS

‘Everybody gets light bulb moments, the real trick in life is to take notice and take action.’

‘Keep your eyes and ears open. Practice real sensory acuity.’

‘80% of the concession to negotiation generally comes in the last 20% of the negotiation time.’

GUEST RESOURCES

action@derekarden.co.uk

https://www.negotiatorspodcast.com/

Win-Win = https://amzn.to/3jtJcRW

Everything is Negotiable by Gavin Kennedy

The Intelligent Investor by Benjamin Graham

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

BOOKS

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Women of the night, tortoises, and drinking

Wed, 08 Sep 2021 23:00:00 -0000

Have you ever been accosted by a woman of the night in a foreign country? Have you had too much to drink when you should not have done? Young + travel inexperience showed in Hong Kong, China, and Vietnam.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

BOOKS

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Property FAQ's 3 - Multiple Streams, Power Teams + Top Tips

Sun, 05 Sep 2021 23:00:00 -0000

In this episode, Rob answers more of the most common questions he and his business partner get asked. He covers entrepreneurship, property investment and how to build multiple streams of income. Importantly, Rob also talks about how to build a power team, which is essential if you want to grow your business. He shares more than a dozen ways landlords, developers and property investors can diversify their income sources.

Here is a round-up of some of the specific questions he answers in this podcast, along with a few of the tips he shares.

KEY TAKEAWAYS

How can you have multiple streams of property investments?
What are the typical running costs for a property?
Open a separate account and put a % of your profits into it each month, so you can dip into it during quiet periods.
How do you source good tradespeople?
Lettings agents want to work with reliable people. So, often, they can put you in touch with good tradespeople.
What do you need to successfully obtain the relevant property certificates and carry out the necessary tenant checks?
What do I need to make the buy to let business model work?
What types of professionals, tradespeople and employees will I need to run my business?
What’s the difference between freehold and leasehold?

BEST MOMENTS

‘Become focused on one pillar, build it up, then outsource it and build another.’

‘You have to calculate for void periods that may happen.’

‘If the van is in good condition, the chances are that their work is going to reflect their van.’

‘If something goes wrong it goes wrong…don’t worry just deal with it.’

VALUABLE RESOURCES

The Property Nomads Website

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

BOOKS

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

TRAVEL: Where It All Started

Wed, 01 Sep 2021 23:00:00 -0000

FINALLY! TRAVEL IS HERE! Tune in on Thursdays to hear crazy travel stories- Things that we have never told people before. Join us as we recreate our steps in Southeast Asia/USA in 2011 and then in South + Central America in 2014/2015. All of this will lead to the Middle East in late 2022.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

BOOKS

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Will Economies and Property Markets Crash?

Sun, 29 Aug 2021 23:00:00 -0000

DESCRIPTION

In this episode, Rob talks about why he feels that economies and the property markets are likely to crash. He explains what has happened historically to back up this view. As well as touching upon when he thinks that may happen. Finishing up the episode by sharing details of what you can do to insulate yourself from this situation.

KEY TAKEAWAYS

Most countries have printed a lot of currency to get through CoVid. This has almost inevitable consequences.
At some point, fiat currencies correct themselves, so they fall in value.
The UK housing market has seen double-digit growth, which is not sustainable.
Even without today´s economic pressures, UK property prices crash every circa 18 years.
Recognise that drastic change creates opportunities and be ready to take advantage of them.
Use your time wisely now, to learn, so that you are ready for any change.

BEST MOMENTS

‘There is not a successful fiat currency.’

‘When you just print money and push it to market, inflation will rise.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

BOOKS

Buy To Let: How To Get Started = https://amzn.to/3genjle

101 Top Property Tips = https://amzn.to/2NxuAQL

WEBSITE

SHOP

The Hundred Page Book by Mike Capuzzi

SOCIAL MEDIA

Instagram - https://www.instagram.com/thepropertynomadspodcast/

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

PODCAST

The Property Nomads Podcast:

I-Tunes = apple.co/3bHNn5G

Stitcher = bit.ly/3cFQVqe

Spotify = spoti.fi/2XaZliP

Top Tips for Converting Leads into Sales & Lets with Neil Whitfield

Sun, 22 Aug 2021 23:00:00 -0000

In this episode, Rob speaks to Neil Whitfield who has built a letting agency and sold it for a 6-figure sum. He is also the author of the best-selling book – The Ultimate Property Listing, which provides landlords with practical advice and tips to help them to improve the conversion rate of their existing lettings. He and Rob discuss how to differentiate yourself from the competition, better understand your customer and demonstrate that your property is right for them.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

KEY TAKEAWAYS

Neil focuses on the quality of his service, not on price. A decision that served him well.
Be honest and transparent.
Over-deliver for your landlords, tenants, or other types of customers.
A listing is an advert and should be treated as such. Don´t take shortcuts, get the graphics, photos, and copy right.
Always lead with the best internal photo. Tenants are not that interested in what the front door looks like.
You only have 200 to 300 characters for the short description. So, use them wisely.
Use the listing to focus potential tenants’ attention on what is important to them and demonstrate that what you offer provides them with that.
When writing copy bear in mind the emotional needs of the person you are trying to reach. Neil provides several examples, in the podcast.
Differentiate yourself by working to service your ideal tenant, landlord or customer. This enables you to focus and provide them with a service that excels and beats your competitors.
Once you properly understand your customer, everything else falls into place.
Consistency is key.
If your message is terrible, you will fail to move your potential customer to action. Regardless of the medium you are using be it Facebook, print ads or Twitter.

BEST MOMENTS

‘You can steal a march and get ahead of 99% of agents.’

‘Always lead with your best internal photo.’

‘By doing that you are creating various touchpoints, which will create a sense of familiarity and make a sale more likely.’

EPISODE RESOURCES

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

GUEST RESOURCES

The Ultimate Property Listing - https://amzn.to/3Bigc6u

Website: www.neilwhitfield.com

Facebook: www.facebook.com/neil.whitfield.18

LinkedIn: www.linkedin.com/in/neilwhitfield

Email: neil@neilwhitfield.com

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Property FAQ's 2 - Company Structures, Mistakes and Strategies

Sun, 15 Aug 2021 23:00:00 -0000

In this episode, which is the 2nd in Rob´s FAQ series, Rob provides answers for the most common property investor questions. He also goes over a few common mistakes and describes strategies that property investors can use to avoid making them. Rob provides an insight into how to handle builders and whether you should set up a Ltd company. As well as answering the questions listed below.

KEY TAKEAWAYS

Should I buy property in a personal name or as a Ltd company?
What property strategies are available?
Which property strategy is right for a new investor?
What can go wrong in property? – Rob covers some of the big issues and explains how to set yourself up to avoid most of them.
If things go wrong with a property, remember you still own the land.
Everyone makes mistakes. You need the mental fortitude to learn from them, find a solution and move forwards.
How can you work out what the true value of a property is?
What is the best type of property training?
How can I manage builders properly?

BEST MOMENTS

‘Buy to Let is in many ways a slower strategy.’

‘It’s important to learn from the mistakes of others.’

‘Research, research, research is number one for understanding the true value of a property.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

https://irtsurveys.co.uk/

Making Net-Zero Carbon Emissions Grants and Funding Far More Accessible with Stewart Little of IRT Surveys

Mon, 09 Aug 2021 00:00:00 -0000

In this episode, Rob speaks to Stewart Little of IRT surveys. A firm that specialises in carrying out thermal imaging surveys, which landlords then use to improve insulation and make their buildings more airtight. They actively help owners to play a role in saving the planet without having to spend a fortune to do so by explaining the options to them and sharing details of funding when it is available. Doing this using the latest thermal tech and the special software they have developed.

They discuss who his clients are, the role incentives and laws are playing in making people invest in energy conservation for their properties. Stewart shares details of a new software package IRT are developing. It will tell every homeowner which options they can use. Then explain what funding is available for each one and put them in touch with a properly qualified fitter.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

KEY TAKEAWAYS

IRT provides individual thermal surveys for property owners.
In Scotland, anyone can secure an interest-free loan to improve the energy efficiency of any property.
Most people do not know about many of the schemes that are designed to help people to insulate their homes.
Unfortunately, the forms needed to apply for most of these schemes is time-consuming.
Many people know about common measures like loft insulation but are less well educated about things like automated air bricks.
Fixing one hole through which energy leaks out, e.g., the floor only increases how much is lost elsewhere, e.g., through the walls.
With climate change, every little thing helps. Even only boiling enough water for your drinks makes a difference.
There is no need for fuel poverty, in 2021. Proper insulation and usage habits make consumption low enough for that not to happen.

BEST MOMENTS

‘I see a house as a bucket with holes in it. You can buy green energy and pour it in. But it is no good if it all leaks out.’

‘If you are a general member of the public, it’s a minefield, it’s so complicated.’

‘With a thermal image, you can see the insulation and any gaps.’

GUEST RESOURCES

https://www.linkedin.com/company/irt-surveys-ltd./

https://www.cih.org/blogs-and-articles/to-build-or-not-to-build-that-is-the-doric

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Principles of International Property Investing with Lukasz Bryzyski

Sun, 01 Aug 2021 23:00:00 -0000

In this episode, Rob speaks to Lukasz Bryzyski who is an international landlord that is based in Belgium (or is that Sweden) but invests mainly in the UK and Poland. He explains why he decided to do that and how you can potentially do the same. During the podcast, Rob and Lucas compare how they invest in property, identify the differences, and share some tips.

KEY TAKEAWAYS

The UK still offers a good return for investors.
It is easy to hire professionals in the UK to do everything for you. This is not the case in other countries.
In Sweden and Poland, there is less property-related data available online, which makes it far harder to research things like price and demographics.
There are far more lenders in the UK than there are in many other countries.
In Sweden, lenders look at you as an individual rather than as a business, which makes financing harder to secure.
The housing market is very buoyant in Poland, at the moment, with average increases of 10%.
Never assume things work the same. For example, in Sweden, it is very very hard to get rid of bad tenants.
To start with, as a non-UK resident you can expect to pay a higher interest rate.
Having property in other countries can help you to spread your risk.
When investing, it is important to do a what-if spreadsheet, so you can see if you could, for example, survive an interest rate hike.
International investors follow the numbers. They do not care where they buy in the UK.
When you invest remotely you need to hire a good team. Real experts.
If you can get your experts working together. When you do they will play a role in overseeing each other’s work and picking up any issues.

BEST MOMENTS

‘I think there is over 2000 lenders in the UK.’

‘The principles, location, location, location, networking, finding the place, the people and the finance are pretty much the same everywhere.’

‘Focus on your team and make sure that you surround yourself with people who are actually experts.’

GUEST RESOURCES

www.momentumpropertyeducation.com

lukasz@momentumpropertyeducation.com

YouTube: https://www.youtube.com/c/MomentumPropertyEducation

Facebook: https://www.facebook.com/momentumpropertyeducation/

Free course

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Property FAQ's + your questions answered - Part 1

Sun, 25 Jul 2021 23:00:00 -0000

Rob gets asked a lot of questions about property investment and management. In this podcast, he goes through some of the more popular ones and answers them. Often, in detail. Sharing some golden tips as he does and the details of where you can find out more.

The questions answered in this podcast include:

KEY TAKEAWAYS

How will I know if I can get a buy to let mortgage? – Rob covers some of the issues and explains the best way to get past them.
Should I put a property in my name or register it using company details? – Rob briefly covers some of the tax-related factors that could influence this decision.
What loan to value should I go for? Is 75% still the right approach for most borrowers?
How should I onboard tenants?
How much cash do you need to get started in property? – at this point, Rob also talks about different ways to raise finance.
Rob explains why he and Aaron decided to invest in Hull. In doing so, he provides a long list of things investors should consider before deciding where to buy.
How can someone invest in an area that is far away from where they live? – Rob shares how he and Aaron leverage people, trust, and processes to do exactly that.
If you have any questions, you want Rob to answer in future podcasts you can email him.

BEST MOMENTS

‘If you don´t have the knowledge of something in the first place, it is easy for someone to pull the wool over your eyes. So, do your own homework.’

‘Ultimately, if demand is higher than supply, you will be fine.’

EPISODE RESOURCES

Email: rob@tpnpodcast.com/

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Euro 2021 Semi-Final and Final - Rob Reflects

Wed, 21 Jul 2021 23:00:00 -0000

In this episode, Rob talks about how he and Aaron took a risk which led to them being at the stadium to see England play in the semi-finals and the finals of Euro 2020. The way they secured their tickets got him thinking. He realised that there were lessons in that story for everyone. Including him and Aaron.

He also gives his listeners a flavour of what he will be covering in future podcasts.

KEY TAKEAWAYS

Sometimes it is good to take risks. Often, the rewards outweigh the risk.
Being involved in or attending a major event is energising and inspiring.
In life, you need to take the opportunities when they are offered to you.
Sometimes that will mean not worrying about the details of how you are going to do it.
You don´t want to end up looking back with regret.

BEST MOMENTS

‘When you´re thinking about experiences and opportunities, take them.’

‘There is nothing worse than looking back with regret.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

7 Ways to be Happier and to De-stress

Sun, 18 Jul 2021 23:00:00 -0000

In this episode, Rob shares some of the techniques he has found that helps him to de-stress and stay happier. They are all relatively easy to implement, especially when you use the practical tips that Rob provides.

Sign Up For MSOPI Here: https://bit.ly/msopi-nomad

KEY TAKEAWAYS

Happiness is when what you think, what you say and what you do are in harmony. (Mahatma Ghandi)
Ignore negative people. Negativity embeds itself in your mind and system
Don´t engage too much with mass media. It tends to all be negative.
Stop overthinking and over analysing. It creates unnecessary stress.
Think mainly about the now.
You are the only one who can make you happy, stop relying on others to do it for you.
Learning to delegate tasks you don´t like, relieves stress and makes you happier.
Think constructively about the challenges you have faced and are facing.
Giving yourself chance to let your feelings out, including the negative ones, is essential.

BEST MOMENTS

‘Don´t pay too much attention to mass media and negative people.’

‘If you struggle with decision making and have a relatively simple decision to make, give yourself 30 seconds to decide.’

‘Do what you enjoy doing.’

EPISODE RESOURCES

Alexander the Great Books - https://www.amazon.co.uk/s?k=alexander+the+great&ref=nb_sb_noss_1

Books about Marcus Aurelius and stoicism - https://www.amazon.co.uk/s?k=Marcus+Aurelius&i=stripbooks&ref=nb_sb_noss_2

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Inflation - Why Property Investors should love it

Sun, 11 Jul 2021 23:00:00 -0000

In this episode, Rob explains why inflation can be a good thing for property investors. He explains what inflation is and why the current situation means it is highly likely to happen. As well as covering the impact it has on the economy in both the short and long-term, including on house prices.

KEY TAKEAWAYS

Inflation should be viewed as a positive thing for property investors.
Houses tend to go up in value when there is inflation.
In the episode, Rob shares an example of how inflation impacts house values and mortgage costs.
Provided you don´t re-mortgage your debt levels remain the same, while the value of your portfolio increases.
Think about locking in a long-term fixed rate for your mortgage. Speak to your broker asap and let them advise you about whether this is viable and wise for you.
Speak to your financial advisor about hedging too. Rob suggests a way you might want to do this, in the podcast.
Right now, look at property investing over the long term.

BEST MOMENTS

‘Inflation is the ultimate stealth tax.’

‘Let inflation do the work for you.’

EPISODE RESOURCES

Dominic Frisby´s books on Amazon - https://www.amazon.co.uk/s?k=dominic+frisby&crid=DJVRBXMHASRP&sprefix=dominic+fris%2Caps%2C324&ref=nb_sb_ss_ts-doa-p_1_12

VALUABLE RESOURCES

Daylight Robbery https://amzn.to/3Bd2TV7

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Jordan B Peterson Podcast

Latest on Evictions, Breathing Space Initiative and Market Update

Sun, 04 Jul 2021 23:00:00 -0000

In this episode, Rob provides an overview of how the UK eviction law has changed. He explains the impact this is likely to have on landlords. Rob covers the subject of notice periods in-depth, including exceptions.

He rounds up the podcast by sharing his take on where the UK housing market is likely to go in the next few months. Explaining why he has come to that conclusion and sharing why he is still interested in investing in the UK market, for the long term.

KEY TAKEAWAYS

The pandemic has created a new environment for both landlords and tenants.
There is a huge backlog of court cases, including evictions.
Even under normal circumstances, most landlords end up having to evict problem tenants.
As of the 1st of June – the notice period for most cases is now 4 months.
There is latitude for more serious cases, for example, those that relate to anti-social behaviour. Rob covers all of these, in the podcast.
Landlords and creditors need to be aware of the latest breathing space scheme details.
It makes sense to use a property specialist to prepare tenant paperwork. Rob demonstrates why that is, in the podcast.
Many financial professionals believe there is a housing bubble, in the UK.
Prices could continue to go up, for a while, because there is still more demand than supply.
The UK is still viewed as being a safe place to invest.
In the long run, property that you rent out is likely to still be a good investment.
Rob will be covering the subject of how inflation will affect house prices in next week´s episode.

BEST MOMENTS

‘Dealing with a problem tenant is going to be one of those things.’

‘If there are issues with the paperwork that could make the whole section 8 thing void anyway.’

EPISODE RESOURCES

Debt Respite Scheme (Breathing Space Initiative) - https://www.gov.uk/government/publications/debt-respite-scheme-breathing-space-guidance/debt-respite-scheme-breathing-space-guidance-for-creditors

VALUABLE RESOURCES

The Property Nomads Website

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Facebook

Instagram

Twitter

5 Podcasts you HAVE to check out

Sun, 27 Jun 2021 23:00:00 -0000

In this episode, Rob shares 5 excellent podcasts, that he has personally benefited from tuning into. He explains why, surprisingly, he and Aaron don´t listen to that many other property podcasts. As well as sharing how those that he recommends have helped him in his personal life as well as in business.

KEY TAKEAWAYS

Listening to a range of podcasts is a great way to open up your mind.
The right podcasts enable you to gain insight into complex subjects that have the potential to impact your life in big ways.
Shows that feature an array of guests are great options. You are constantly exposed to new information and points of view.
Sharing those shows that help you the most with friends, family, and colleagues is a win-win.
It helps those that you share with, the podcaster and you.
When those you rely on in life better understand your outlook, they are more likely to buy into your plans and actively support you along the way.

BEST MOMENTS

‘Life´s too short Enjoy the opportunities, while you can.’

‘Get yourself involved in something. Learn from people. Get yourself trained.’

EPISODE RESOURCES

Fleeing North Korea Episode with Yeonmi Park - Jordan B Peterson Podcast

Tim Ferriss Podcast

George Gammon Podcast – The Rebel Capitalist Show

Robert Breedlove Podcast – The What is Money Show

Episode 1 of the Dominic Frisby series on the What is Money Show

The Rich Dad Poor Dad Radio Show

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Property Truth or Dare by John Penquet

Using Property and Economic Data to Invest in Property Wisely - with John Penquet

Sun, 20 Jun 2021 23:00:00 -0000

In this episode, Rob speaks to John Penquet who is a leading figure in the field of researching and forecasting the UK property market. He provides the Property Market Forecast (PMF). A report that correctly predicted what was going to happen during the CoVid crisis. He is also an author.

John invests to fill gaps in the market. Where demand is high and supply is low, prioritising providing the kinds of properties people are crying out for. He invests nationally and chooses where to invest and when using data and analytics. In the podcast, John shares details of this approach. He also shares his take on the current high demand for property. Including how long he expects that trend to last.

KEY TAKEAWAYS

Most property investors are not good at using data and analytics to inform their business decisions.
You need to be aware of the risks of investing in property as well as the benefits.
It is not wise to blindly follow. The strategy that worked last year may not work now.
Not many people understand the macroeconomics of their country and how that affects the property market.
Many of us lose sight of the fact that not all properties increase in value at the same time or rate.
There are places where prices are going up by 24%. Yet other postcodes are falling by 3%.
John looks at growth and demand and does so at the postcode level.
The UK property market is finally adjusting and is doing so at an accelerated rate.
If the demand is there and there isn´t supply, you are going to make money.
When you add value i.e., providing what people really need, your property becomes more valuable.
Generally, when the level of indebtedness increases, house prices go up.
We should continue to see growth for a while yet.
Inflationary pressure would have a big impact on the property market. Inflation is likely to be a reality at some point.
No matter what stage the market is at there are always opportunities.
If you do not have a business plan, you need to write one now.
If you are not using hard data, you need to start doing so.

BEST MOMENTS

‘In our industry, there´s such a misunderstanding of how to use analytics and how to use data.’

‘We can provide the property types and solutions that our entire population and economy needs.’

‘Making sure that you buy the thing that people want is important.’

GUEST RESOURCES

https://www.ultimate-landlord.com

Ultimate Landlord Property Market Report

Training

Ultimate Landlord Facebook Group

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Facebook
Instagram
Twitter

Optimum Energy Solutions for Property Owners

Sun, 13 Jun 2021 23:00:00 -0000

In this episode, Rob talks to Clive Archer and Marc Youle Grayling who are the directors of Optimum Energy. For more than 15 years they have been working actively in the heat pump and renewable technology sectors. Optimum Energy has gained a reputation for tackling unusual or large renewable energy installations others avoid.

Today, they are sharing their knowledge by training others and taking part in podcasts like this one. They explain how heat pumps work, why they are so efficient, the renewable heat incentive scheme, and some other ways to cover the installation cost. As well as busting, some heat pump myths.

KEY TAKEAWAYS

Clive and Marc have been asked by the government to educate people about renewable energy.
Heat pumps have been in use in the UK since the 1950s.
There isn´t a property that cannot have a heat pump.
With the government grants that are available demand for heat pumps is on the increase.
Typically, the output of heat energy you get from a heat pump is between 2.5 and 4 times the amount of electrical energy you use to run it.
They work efficiently down to -20.
Heat pumps work with existing heat systems – radiators and underfloor heating.
They save a lot of CO2 and usually also reduce a property´s heating bill.
The domestic renewable heat incentive (RHI) scheme can be used by some to help to cover the cost.
Do your research and hire a reliable installer who will tailor what they install to your needs.
Heat pumps need to be carefully sized to the building. If they are not, they will not work properly.

BEST MOMENTS

‘Awareness (of climate change) has increased exponentially over the last 12 months.’

‘The efficiencies of heat pumps are very, very good in comparison to a normal boiler.’

‘Basically, a heat pump is a fridge in reverse.’

EPISODE RESOURCES

An introduction to air source heat pumps - https://youtu.be/XU73LP4ffYE

Email - info@optimum.uk.com

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

https://www.bbc.co.uk/news/science-environment-57149059

How Climate Change Will Affect Your Portfolio

Sun, 06 Jun 2021 23:00:00 -0000

In this episode, Rob briefly looks at what climate change is likely to mean for the property market. He has read the International Energy Agency´s (IEA) Net Zero by 2050 report and has spoken to several experts. He is now sharing his understanding of what is likely to happen. Rob talks through how switching from fossil to cleaner fuels will affect property owners.

KEY TAKEAWAYS

Being aware of what is going on with climate change is wise for all property owners.
How our homes are powered is going to be affected by climate change.
To reach the International Energy Agency´s (IEA) Net Zero by 2050 target, everyone has to do their part.
The use of fossil fuels will need to decrease dramatically.
In the UK, gas is the main form of fuel. The IEA proposals could mean that you will not be able to replace a gas boiler.
Clean electric is the way things are moving.
Air source heat pumps are one possibility, as are ground source heat pumps.
There are likely to be government schemes to help property owners to transition to other forms of energy.
Alternative energy for property will be discussed in-depth in future TPN podcasts, including interviews with experts.

BEST MOMENTS

‘In order to get to net zero carbon emissions by 2050, everyone needs to do their part.’

‘Electricity is cleaner. Electricity is relatively straightforward to generate.’

‘Read the Net Zero by 2050 IEA report and have a think about how that could affect the property industry.’

EPISODE RESOURCES

https://www.iea.org/reports/net-zero-by-2050

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Macroeconomics 101 - Time to Look at Non-Property Related Markets

Sun, 30 May 2021 23:00:00 -0000

In this episode, Rob shares his opinion of what is happening in the UK property market right now. He explains why he is concerned that the market has been over-stimulated. Then outlines some of the negative consequences that may arise as a result. He provides his take on what is likely to happen to the economy and explains what he is doing to diversify and protect himself from some of the financial fallout.

Rob is not an IFA, so is not offering financial guidance in this podcast. He is simply sharing his take on the situation based on his many years of experience of investing in the UK property market.

KEY TAKEAWAYS

There was a lot of pent-up demand created by CoVid, so buyers are chasing a small stock of houses.
Competition is stiff, discounts are rare, and bidding wars are starting to happen.
The stamp duty break has potentially overstimulated the UK property market.
Investors need to think about whether the current situation is sustainable.
With soaring prices, you need to be more cautious to ensure that you do not end up overpaying.
Bear in mind that if you need to refinance in a bear market you might have a problem.
The way most governments responded to the crisis means that there is highly likely to be massive economic fallout.
If you do not understand what normally happens when governments print masses of money, fill that gap in your knowledge.
It is worth seeing if you can hedge yourself against the mass inflation that is possibly going to happen.
It is always worth periodically seeing if it makes sense to diversify.
Demand for property looks set to continue to outstrip supply for a good while yet.
Now is a good time to speak to an IFA to help you to reassess what you are doing.

BEST MOMENTS

‘Prices are spiralling, they´re going up and up and up. The competition out there is tougher and tougher.’

‘You might want to look at the general macroeconomics and how much you can hedge yourself against mass inflation.’

‘Enjoy the good times, but also prepare for when it´s not going to be so good.’

‘Is it time to look at something else rather than property? You can be the judge of that.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Interest Only or Repayment Mortgages - It's your call

Sun, 23 May 2021 23:00:00 -0000

In this episode, Rob looks at two types of mortgages - repayment and interest-only. He walks you quickly through the differences. Including, pointing out a few of the pros and cons of each option.

Rob uses a hypothetical £100,000 house to demonstrate the difference between the two options in terms of cash flow and potential equity. He does not give monetary advice in the podcast, but certainly provides valuable information you can use to build up your understanding of mortgages.

KEY TAKEAWAYS

Rob is not a qualified financial advisor, so does not offer financial advice in this podcast. But still provides valuable information anyone can use.
Whether a repayment or an interest-only mortgage is right for you depends on many factors.
Most homeowners pay the interest and the capital back. Not every investor wants to do the same.
Many brokers suggest that property investors use interest-only mortgages. Rob provides an insight into why that is.
Some investors like to pay down the capital to create more equity over the long term.
Cashflow is an important consideration. Something Rob explains in the podcast.
Interest-only mortgages have the potential to enable you to leverage the banks' money.
There is no right or wrong strategy. Do what works for you and your business.
When deciding which mortgage is right for you get some input from a qualified financial advisor.

BEST MOMENTS

‘Inflation, over time will generally increase the price of your home.’

‘In the middle of a market dip it might be harder to refinance, but if you’ve paid off some of your mortgages it might be easier.’

‘Do what works for you, speak to your broker.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

6 Ways to Add Value to a Property

Sun, 16 May 2021 23:00:00 -0000

In this episode, Rob quickly shares 6 ways anyone can add value to a property that they own. Importantly, he also explains how to make sure that each of the suggested improvements is right for your specific property and market. Thus, ensuring that you get a good return on the money you invest in each upgrade.

KEY TAKEAWAYS

Virtually every property has the potential to be improved and made more valuable or desirable.
Which improvements you focus on making first depends on your target market.
Kitchens and bathrooms are good places to start. Rob explains what to focus on, in the podcast.
A new kitchen does not have to be expensive. Sometimes freshening up the units is enough.
If you want to create another bedroom, make sure it meets the needs and demands of the target market.
Remember the basics. Appearance matters.
Think about the first impression a property makes.
Investigate open-plan living options.
If you want to extend, think about what that space could be used for. Make sure it will work in that area.
Rob shares a way to add a considerable amount of value to a block of freehold flats.

BEST MOMENTS

‘As investors, we should all know our target market.’

‘A lick of paint. Do the basics, new carpets, décor, spruce it up a bit.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

https://www.elmhurstenergy.co.uk/

C ratings for EPCs, Green Homes Grant plus more with Stuart Fairlie of Elmhurst Energy

Sun, 09 May 2021 23:00:00 -0000

In this episode, Rob speaks to Stuart Fairlie who is the Technical and Operations Director at Elmhurst Energy. They discuss how the way the upcoming changes to the Energy Performance Certificates (EPC) system is likely to impact property portfolio owners and ordinary households.

The episode includes an explanation of how EPC ratings work and where the way energy is managed in properties is likely to go as the government works to make homes greener. It also includes numerous tips you can use to improve your energy rating.

KEY TAKEAWAYS

The UK has the least energy-efficient buildings in Western Europe. Changing this is a key government goal.
You can get quite a hefty fine for not having an EPC.
If a property is rated F or G, in most cases, you will not be able to start a new tenancy. At least in England and Wales.
There are several legitimate ways to get around this issue, which are explained in the podcast.
In coming years, the government is likely to stop new tenancies for C and D-rated properties as well.
To get a better energy rating you always have to invest in the building.
Your energy assessor will tell you which improvements will give you the biggest bang for your buck.
Improving the fabric of the building e.g., upgrading the insulation is the key to a good rating.
Normally modern boilers and cylinders worth looking at changing.
The government will be using legislation to encourage ordinary homeowners to make their current homes more energy efficient.
Mortgage lenders are starting to be asked to consider environmental factors when lending.
New build energy efficiency legislation is due to be upgraded at the end of 2021 and come into full effect from June next year.
All countries in the UK have changes to the legislation planned.
When energy legislation is tightened there is normally funding available to help. Some of the sources for this are discussed in the podcast.

BEST MOMENTS

‘You're gonna have to start to invest in the property to get it to be to be more energy-efficient.’

‘All roads are leading to more energy-efficient buildings.’

‘We've been pushing recently that you should show all of the different metrics on the UPC because people are motivated by different things.’

‘For energy improvement, there´s always some form of funding there.’

EPISODE RESOURCES

Twitter: @ElmhurstEnergy

Elmhurst Energy Facebook

Elmhurst Energy LinkedIn

MEES guides for landlords

rob@tpnpodcast.com

VALUABLE RESOURCES

The Property Nomads Website

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Facebook

Instagram

Twitter

Advantages of using sourcing agents - Rob on the Pengaflode Podcast by Nana Piesie

Sun, 02 May 2021 23:00:00 -0000

In this podcast, Rob is interviewed by Nana Piesie who invests in UK property. He is based in Sweden but travels widely and spends most of his time working on the road. Rob and Nana discuss why Rob decided to invest in 3 cities/towns that are located within a geographical area that is shaped like a triangle.

Rob explains why he uses property sourcers. As well as the questions and checks he employs to vet them and make sure they are not scammers. Including how much he pays them. They discuss the impact that CoVid has had on the property market. Including, how Rob thinks things will pan out for the next few years.

KEY TAKEAWAYS

It makes sense to diversify your property investment portfolio and own properties in more than one town or city.
Always analyze the numbers before each investment.
Towns and cities that are well-connected transport-wise generally have plenty of demand for rental properties.
You need to carefully vet property sourcers before you start working with them. Rob shares the questions that he asks them and some of the checks he carries out.
When you use a sourcer you still need to do your due diligence for each property.
Know your strengths and focus on doing work that plays to those, outsource or let your business partner do the rest.
It is still possible to take an investor's cash, park it in a property for a few years, revalue and give the investor their cashback with a profit.
When seeking finance, overvalue the property slightly to make sure you end up with what you need.
You want your property to be the best in the street.
The changes in stamp duty have given the UK property market a boost. That will end soon, at which point the bubble is likely to burst.
There are opportunities in property regardless of the economic climate.
If you have sound cash flow you can ride out most economic storms.
You are never going to be able to time your investments perfectly.
Looking for and filling gaps in the market is the best approach for any business model.

BEST MOMENTS

‘We didn´t want to put all of our eggs in the same basket and have it (properties) in the same place.’

‘You need to be aware of what you are good at and what you are not…focus on your strengths.’

‘You make your money when you buy, in property.’

EPISODE RESOURCES

Pengaflöde Podcast links:

iTunes - https://podcasts.apple.com/ca/podcast/pengafl%C3%B6de-podcast/id1486931865

Stitcher - https://www.stitcher.com/podcast/pengaflode-podcast

Spotify - https://open.spotify.com/show/1UFSJKznkHiiVMtxgpRmRV?si=L39JDuK2RtSANZ-aJYf5UQ

RSS - https://feeds.acast.com/public/shows/5dc451dfb008bf0b720928ea

Rob´s podcast about the economic impact of CoVid crisis on the UK property market

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Momentum Investing Podcast

Interview with Daniel Wood adapting and coming up with deals to tempt any investor

Sun, 25 Apr 2021 23:00:00 -0000

In this episode, Rob speaks to Daniel Wood who is on the board of Momentum Property Education. He is also the owner of multiple blocks of flats, HMOs, commercial units, and a golf course.

Daniel shares details of the mistakes he and his partners made that led to a £400,000 loss, during the early days of their property development journey. He explains how with the guidance of Kim Kiyosaki of The Rich Dad Company they were able to turn the situation around, pay off that debt, become profitable, and set up a property investment education program. He shares tips that any entrepreneur or property investor can benefit from using. For example, he compares three types of packages you could put together and explains which one works for which type of investor.

KEY TAKEAWAYS

Being an entrepreneur provides you with an incredible level of freedom.
Carrying out proper due diligence is essential regardless of the market you are involved in.
Listen to your gut. If something does not feel quite right, don´t do the deal.
In tough situations, don´t try to hide from things. Face up to what is happening and work to solve the issue.
How you structure your debt is vitally important, especially when there are project delays.
Understanding whether your investor is a risk-taker or risk-averse enables you to put together a deal that will tempt them.
If you make an investor a partner treat them as such. Share every decision and update them about everything.
Reinvesting what you make is an incredibly powerful way to quickly create a large portfolio. So, learn about compounding and use it in your business.
Get yourself a mentor.
Don´t become a perpetual student, take action.
Build a quality team, from the start.

BEST MOMENTS

‘You´re your own boss, the only person you have to answer to is yourself, your clients, and the business.’

‘It´s your decision what you do and how you grow.’

‘You need to structure your debt smarter.’

‘Get yourself a mentor who can guide you down the path and help you to succeed.’

EPISODE RESOURCES

Rich Dad Poor Dad

www.momentumpropertyeducation.com

YouTube Momentum Investing and Kim Kiyosaki

Momentum Property Education Facebook

International Property Investors Facebook Group

Free property investment course (Momentum Gift)

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

https://www.targetfive.co.uk/

Top Tips for Property Development and Conversion success - with Tina Wenham of Target 5

Sun, 18 Apr 2021 23:00:00 -0000

In this podcast, Rob speaks to Tina Wenham of Target Five. Tina has worked in the property industry for more than 20 years and has been the president of Brighton and Hove estate agents since 2018. She shares examples of the 400+ development projects they have completed themselves and for clients.

Explaining the process that they use to ensure that each project is profitable. Tina covers funding, planning, and problem-solving. As well as how to spot and respond effectively to trends at an early stage.

KEY TAKEAWAYS

Everyone makes mistakes when developing properties. Learn from them and move on.
You need to build in contingency. Otherwise, unexpected problems and rule changes can catch you out.
Get your services connected early in the project.
When developing properties for the rental market, use products, and techniques that create durable finishes that are easy to clean down.
There is no point in coming up with a beautiful design that is not going to get through the planning process.
Proper research will save you time and money in the end.
Know your target market and research what is already available in the area so you can match or beat that standard.
There is now a market for young professionals who want to live in shared accommodation.
Understand that the market is always shifting, what works now may not work in a few years. Spot the trends early and adapt.
Even if you can look at a property and more or less know the numbers, fill in the spreadsheet and double-check your instinct is right.
Think about whether you can get finance before pursuing a property.
Don´t overstretch yourself.
Once you have done a few projects, you will have knowledge that you can share as a way of generating more wealth.
Creating win-win situations for you, tenants and investors is a highly effective way to make money.

BEST MOMENTS

‘We always look at how we can mitigate and pivot on problems...to make sure it (a project) makes money.’

‘Do your research and employ professionals to advise you.’

‘It is about leveraging your cash, time, and experience.’

EPISODE RESOURCES

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

7 Pillars of Wealth - and a quick budget review - with Kevin Whelan of Wealthbuilders

Sun, 11 Apr 2021 23:00:00 -0000

In this podcast, Rob speaks to Kevin Whelan from Wealthbuilders. An expert at leveraging the funds and assets that most of the population already owns to generate wealth. Rob and Kevin discuss how virtually anyone can do this. Kevin outlines what the 7 pillars of wealth are and how to build them into your life. Doing so in a way that enables you to create a recurring income that can be maintained with only a small ongoing time commitment. They cover a long list of subjects including how to leverage the value of your home, pension, skills, and other assets. Kevin also talks about creating businesses that generate recurring income almost on autopilot. As well as how to profit from intellectual property.

Rob and Kevin wrap things up by briefly looking at the latest UK budget. They discuss the need to be ready for the changes that will inevitably come and touch on how to do it.

KEY TAKEAWAYS

Most people are caught in the “time for money” cycle. They do not realize it is possible to generate a recurring income that requires only a small ongoing time commitment from them.
It takes about 5 years for someone to build to the point where they have enough recurring income to be financially secure.
The fact that there are dozens of ways to make money from property makes it a great wealth-generating asset.
You need to put together a proper plan and work on it actively to achieve financial security and wealth.
The first step is to understand what the 7 pillars of wealth are. Kevin explains what they are in the podcast.
Over time, everyone can build these pillars. But you need to understand which ones you can achieve first and start by focusing on those.
There are many ways to leverage what you own to make money. You can for example rent out a room in your home.
Pensions are the most overlooked leverageable asset people have.
Sharing your knowledge and repackaging information can be used to create intellectual assets that will generate wealth.
Collaborating with others is an effective way to generate wealth in ways that would otherwise not be possible for you.
Maintain momentum – never let a month pass without doing something to grow your wealth.
Get started right away. If you don´t, you never will, there will never be a perfect time to do so.
Even in times of financial crisis, there are always opportunities, so you never need to stand still.
Become tax-savvy to make the most of each opportunity and your profits.
Build a strong network. That way you will always have the right person to turn to when you have a problem to solve.
Seek out a community that will support and encourage you on your wealth journey.

BEST MOMENTS

‘95% of the population just don´t get financially independent. They get caught in the time for money trap.’

‘There´s no point in having knowledge if you don´t act on it.’

‘By the way, it's recurring income, not passive income.’

‘Nobody gets wealthy without leveraging and you can leverage everything.’

EPISODE RESOURCES

Who Not How

wealthbuilders.co.uk

ssasalliance.org

Email - hello@weatlhtbuilder.co.uk

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Why April 6th is the start of the UK tax year - I promise it's interesting!

Sun, 04 Apr 2021 23:00:00 -0000

This is a slightly quirky, but fascinating podcast from Rob. If you have ever wondered why the UK personal tax year starts on April 6th instead of January 1st as it does in so many other countries, Rob has the answer. It is more complex and interesting than you could ever imagine, it involves a pope, a king, and 11 lost days.

KEY TAKEAWAYS

In the 15th century, the UK´s year was divided into 4 quarters starting on the 25 of December, March, etc.
The 25th of March was the start of the year.
At that time, the Julian calendar was used by the UK. Whereas Europe used the Gregorian calendar which aligned with the lunar year.
After several hundred years of the UK using a different calendar, they were out of sync with Europe by 11 days.
The treasury´s efforts to realign the UK with Europe is what created today´s tax year start. Just listen to the podcast to get the full story.

BEST MOMENTS

‘Most of the world, quite sensibly… chooses to have their taxes start on New Year´s Day.’

‘March 25th, Ladies day that was the start of the new year (UK).’

‘Everyone adopted the Gregorian calendar. However, England at the time did not do so.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

SmallBone To Pick #4 - STOP COMPLAINING and turn negatives into positives!

Sun, 28 Mar 2021 23:00:00 -0000

In this podcast, Rob talks about the importance of turning negatives into positives. Including providing a few examples of how this can be done. Rob also explains why it is important to look out for signs that negativity and anger are becoming prevalent feelings and how to stop them from dominating.

KEY TAKEAWAYS

It is easy to let focusing on the negative become the norm without realizing you are doing it.
Look out for and tackle negative ways of thinking quickly.
If you catch yourself complaining, stop and talk yourself down. There is no point complaining.
Irritating and bad things are going to happen to you. It is impossible to stop that, but you can control how you react.
It is not healthy to react with anger if someone does something like cut you up on the motorway.
Focus on the positive things in your life.
You can control your emotions, what you say, and how you say it.

BEST MOMENTS

‘If someone says or does something, fine that´s their opinion, not an issue. How can I see the positive on that?’

‘If you are complaining about something, stop complaining straight away.’

‘Don’t play the victim, play the victor.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

MSE´s Academy of Money Open University course

Basic Budgeting - Get it right and watch you and your business flourish

Mon, 22 Mar 2021 00:00:00 -0000

In this podcast, Rob talks about some of the things he learned while taking Martin Lewis´MSE´s Academy of Money course on Open University. That course is all about the basics of budgeting and how applying them to your business and personal life will help you to flourish. Including recognizing the difference between good and bad debt and how to leverage good debt to invest in cash-generating assets.

KEY TAKEAWAYS

If you budget properly and live within your means you should end up with surplus income.
You should not be scared of debt. But do need to understand the difference between bad and good debt.
When you are financially disciplined in your personal life you will be in your business too.
To purchase property, you use good debt from the bank to get assets.
Set aside money in a reserve account for things that can go wrong e.g., you need new tyres for your car.
All landlords need cash reserves to use for emergency repairs and improving a property when it becomes empty. For example, installing a new boiler.

BEST MOMENTS

‘If you budget properly then you´ll end up with surplus income.’

‘The whole point of property investing ...you use good debt from the bank to purchase assets, cash-flowing assets.’

‘If you use debt wisely you will have a great time.’

PODCAST RESOURCES

The Richest Man in Babylon by George S Clason

The money podcast by Rob Moore

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Electrical Standards and Regulations EXPLAINED - with NAPIT

Mon, 15 Mar 2021 00:00:00 -0000

In this podcast, Rob speaks to Charlotte Lee and Frank Bertie from the National Association of Professional Inspectors and Testers (NAPIT). They discuss how landlords with properties in England can get the necessary inspections carried out to acquire the electrical safety report that is now needed under the latest Electrical Standards Regulations. Including, how to hire someone who is properly qualified to carry out the inspection.

They also briefly go through the main reasons a property may fail an inspection. As well as speaking about how to rectify issues. For example, what to do if you have an installation that does not comply with the 18th edition of the wiring regulations is discussed along with other scenarios.

KEY TAKEAWAYS

From 1st April 2021, the July 2020 changes to the electrical standards regulations will be applied to all specified existing tenancies in England. Rather than just to new tenancies, as was the case before.
Scotland: In Scotland, since the 1st of December 2015 under sections 13(4A) and 19B (4) of the Housing (Scotland) Act 2006, private landlords are responsible for ensuring that an electrical safety inspection with an Electrical Installation Condition Report (EICR) of their property to be carried out by a registered electrician at least every five years.
All tenancies will require a safety report called an Electrical Installation Condition Report to be in place.
Every 5 years a new inspection and Electrical Installation Condition Report will be required.
If a property is unsatisfactory the landlord has 28 days to fix any issues.
The person who carried out the EICR inspection does not necessarily have to do the remedial work.
Electrical Installation or Remedial Work: Under the Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020, landlords are required to use qualified and competent electrical contractors to undertake both the inspection and test and also any remedial or further investigative work which is identified.
The search facility on: https://www.electricalcompetentperson.co.uk/allows you to search for an electrical company who is qualified and competent to undertake electrical installation or electrical inspection work. If you choose not to use a registered business, a checklist should be signed by the contractor to verify their competence.
There is a limited list of tenancies that are not covered by the new regulations.
Covid may make it difficult to carry out these inspections e.g., if tenants are shielding, but landlords will need to conclusively demonstrate that they have tried to comply with the regulations.
The local authority has to be provided with a copy of the report within 7 days of inspection. As do your tenants, within 28 days of the inspection.
In a few cases, an Electrical Installation Certificate (EIC) can still be used. This topic is discussed in detail in the podcast.
It is the landlord´s responsibility to check that the inspector is properly qualified and competent to carry out the inspection.
Even if you use a letting agent, the regulations state that the landlord is still ultimately responsible for compliance with the regulations.
Landlords should keep a copy of the complete paper (or digital) trail to prove that they are fulfilling their responsibilities.

BEST MOMENTS

‘(The regulation changes) will apply to all specified tenancies from the 1st of April 2021.’

‘A lot of buy-to-let landlords have not had it before. Now they’ve got to get it done.’

‘A valid EIC rather than an EICR … can be used if the house has undergone a full rewire.’

EPISODE RESOURCES

nta@napit.org.uk

https://www.electricalcompetentperson.co.uk/ - to find a competent inspector in England

VALUABLE RESOURCES

The Property Nomads Website

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Facebook

Instagram

Twitter

7 Figure Brand Building With Liv Conlon

Mon, 08 Mar 2021 00:00:00 -0000

This podcast is the last episode in Rob´s women in business series. Today, he speaks to Liv Conlon who made her first million as a teenager. To date, she has won 10 business and entrepreneurial awards and runs two successful businesses. She shares her journey and details of some of the challenges she has faced along the way. In particular, Rob asks her about those that relate to her being so young and a woman working in a male-dominated industry.

Liv explains how she tapped into the power of mentorship and quickly outsourcing and building a strong team to grow fast. As well as how she uses both old school and social media to build her personal brand. Liv shares details of her upcoming book, a step-by-step guide to building a 7-figure brand.

KEY TAKEAWAYS

Home staging is now a high-demand service. Property owners now understand that it adds thousands to a property’s value.
There is an element of luck involved in business success, but it only works because you take the leap.
Sharing your story, your journey, is powerful. It catches people´s attention and drives your brand.
When you harness the power of the media; you can do a lot of good and achieve a lot.
Aligning yourself with successful people inspires you.
Mentorship is key to propelling yourself forward.
Being yourself and recognizing your abilities automatically leads to you being noticed and respected.
One of women's biggest fears is being judged by other women.
You can use people telling you that you cannot do something to spur you on.
It is important to recognize that you can´t do everything and outsource things.
If you try to do everything yourself, you will slow your rate of growth.
Focus on what you are good at.
Interviewing people for a podcast is a great way to continually get inspiration.

BEST MOMENTS

‘Being able to identify it as being the right thing to do and then being able to take the leap is essential.’

‘So, when you actually start to harness the power of the media, you can use it in such good ways to help people as well.’

‘I´ve always tried to align myself with really successful people.’

‘The more action you are taking the more successful you become.’

PODCAST RESOURCES

TheEPCregister – to check your current rating

rob@tpnpodcasts.com – to contact Rob about carrying out an energy inspection and advising you on making improvements.

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

GUEST RESOURCES

Too Big for your Boots – Liv Conlon

Deep Work – Rules for Focused Success in a Distracted World by Cal Newport

High-Performance Habits by Brendon Burchard

Liv Conlon´s Podcast

ABOUT THE GUEST

Liv Conlon, a Young Entrepreneur of the year, is the founder of two successful businesses. She has, to date, won 10 business and entrepreneurial awards. Liv made her first million at the age of 19 and has founded two successful businesses. Unsurprisingly, her achieving all of that before the age of 21 got her noticed. So much so that you ended up having dinner with the UK Prime Minister.

She started her first business, ThePropertyStagers, at 16. She saw an opportunity that had been missed for decades by others and filled that gap by offering her service on a national scale. Liv Conlon of who is the CEO is also getting noticed, Liv and her business are regularly featured in the media.

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Embracing life challenges - with Flora Russo

Fri, 26 Feb 2021 00:00:00 -0000

This podcast is a part of Rob´s women in business series. Today, he speaks to Flora Russo who is a property sourcer and buy-to-let landlord. Flora took the daunting decision to move from Italy to the UK in 2013. Initially, she continued to work in IT. But soon decided to switch to property. Flora explains why she gave up a well-paid job to do so and shares tips to help others who want to do something similar. Including how she overcame big hurdles like the language barrier. Flora also provides an insight into the sourcing and buy-to-let businesses as well as how she thinks the market will develop in 2021.

KEY TAKEAWAYS

Getting outside of your comfort zone is a good way to push yourself and learn.
Life is not just about making money.
Travelling broadens the mind it helps you to look at things from a different perspective in all areas of your life.
When you are setting goals, you need to understand your why.
It is your why which provides the fuel and momentum you need to get things done.
Documenting your journey on social media is a powerful way to grow your network.
Social media is a great way to raise funds for projects.
Property sourcing is challenging at the moment because there is so little stock available.
There is still huge interest in buying into the UK market.
Once you have a team in the area you work in and you have the processes in place you can easily grow.
Have a big goal but break it down into small actions and work on it every day.
You do not have to be special to be a business success.

BEST MOMENTS

‘We really only have one shot, and we have to make the most of it.’

‘When you set your goals, you need to have your why mind engaged.’

‘Estate agents work with so many investors, so building a relationship is very important.’

‘Believe in yourself, find a way, and do it.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

EPISODE RESOURCES

Rich Dad Poor Dad

GUEST RESOURCES

https://www.instagram.com/florarussoproperty/

https://www.facebook.com/flora.russo.965

https://www.facebook.com/EmpireResidentialConsultingLtd

https://empireresidential.co.uk/

https://www.linkedin.com/in/flora-russo-property-investor-north-east-uk-25811b14/

flora@empireresidential.co.uk

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

https://youtu.be/30NKWgTrevM

Modelling, Accounting and Property Success with Rachel of CSEE Investments

Mon, 22 Feb 2021 00:00:00 -0000

This podcast is the 2nd episode in Rob´s women in business series. Today, he speaks to Rachel of CSEE Investments. She is a successful property developer who has used the skills she learned as a model and an accountant to progress fast within the industry. Rachel explains how she got started in the property industry and shares what her plans for this year are. Including talking about the large multifunctional 7-bed property she is developing and the deal she has made with Target Five.

Rachel´s strong personal brand is a big part of her success. During the podcast, she explains how she has leveraged social media to build her business and brand alongside each other.

KEY TAKEAWAYS

• Modeling as a child and making money gave Rachel the entrepreneurial bug.
• You do not have to define yourself in narrow terms, you can be more than one thing at once.
• Everyone looks back and sees opportunities they have missed. You need to look at these situations as learning experiences, rather than beat yourself up.
• For property developers, social media is a powerful tool.
• If you have more than one business - set up social media channels for each one.
• On your personal brand social media channels, you can potentially talk about all of the things you do.
• It is easy to end up working from the moment you wake up to the moment you go to sleep. You need to add structure to your day to avoid doing this.
• It is important not to take on too much.
• You can do a lot of reading, but you can only know if something is right for you when you do it.
• Be yourself in business.
• Anyone can break through any barriers in life regardless of what they do or what their background is.

BEST MOMENTS
‘Something that I am working on at the moment is trying to put a bit more structure into my day.’
‘I do believe that you shouldn´t overload yourself.’
‘For me, success is being happy.’
‘Have the confidence to be yourself because it will serve you well.’

EPISODE RESOURCES

Cseeinvestments.com

Instagram @cseeinvestments

YouTube: CSEEinvestments

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

www.instagram.com/elitedwellings

Women in Business Series Ep1 - Mary Osman from Elite Dwellings

Mon, 15 Feb 2021 00:00:00 -0000

In this podcast, Rob speaks to Mary Osman of Elite Dwellings. A firm that develops high-quality homes in Yorkshire. She is one of the entrepreneurs he is speaking to as part of his women in business series. Mary is an architect and director of Elite Dwellings and a lecturer at Leeds Beckett University, the MSA, and the UNSW.

Rob and Mary discuss what it is like to be a woman working in male-dominated industries. Mary shares some of the challenges she faced and how she overcame them. They also talk about the potential issues people of colour can face and how those can be reduced and overcome.

KEY TAKEAWAYS

Becoming an architect takes a minimum of 7 years, so property owners can be confident that they have good reasons for the advice they provide.
It is best not to put all of your eggs in one basket.
When you work in an industry that has few female role models, it is hard to find mentors.
Male construction workers over a certain age still don´t expect to see a female architect working on a project.
Being judged by some just because she is a woman was not great, but it did make Mary push harder and learn faster.
Most negative experiences can be turned into positives.
Building knowledge will help you to become more confident.
Be proud of what you do and don´t be afraid to show it.
The more confident you are in yourself the more opportunities you will get.
When you are involved in the property world your online persona is especially important.
On social media lots of people in the property world like to hear from females, which is a great opportunity.

BEST MOMENTS

‘It was really important to prove that I knew it because there were so many people judging me.’

‘The more confidence I´ve built in myself, the more abilities and opportunities I´ve had.’

GUEST CONTACT METHODS

www.facebook.com/elitedwellings

Email: contact@elitedwellings.co.uk

www.elitedwellings.co.uk

EPISODE RESOURCES

Rich Dad Poor Dad

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Dealing with damp + condensation in your home

Mon, 08 Feb 2021 00:00:00 -0000

In this podcast, Rob explains how to tell whether you have damp or condensation problems in your properties. He shares practical and affordable ways to tackle both types of damp and condensation. Actions that will protect the value of your property and help to ensure that your tenants have a comfortable and safe place to live.

KEY TAKEAWAYS

Damp and condensation are two different things.
You need to understand whether you are dealing with damp or condensation to be able to choose the right solution.
There are two kinds of damp – rising and penetrating damp.
Rising damp rarely goes above 1.5 meters.
Penetrating damp can occur at any level in the structure of a building.
When dealing with damp you need to identify the underlying cause. Rob explains how in the podcast.
When dealing with rising damp it is wise to get the underneath of the property inspected.
Sometimes having a new damp course put in is not enough to tackle the underlying issue.
Keep your building properly watertight, get little things like loose tiles fixed quickly.
Poor ventilation is normally the underlying cause of condensation.
Condensation can soon turn into black mould, which is a health issue. So, condensation is not something you should ignore.
Educate your tenants about the connection between condensation and mould.
Provide your tenants with what they need to keep your property ventilated e.g., mechanical extraction and vents.

BEST MOMENTS

‘Rising damp comes up from the bottom of the property and it's normally vertical …penetrating damp is more than likely going to be horizontal.’

‘If you don't have trickle vents on the windows, it might be worth getting them.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

AutoStamper App for Android

6 Top Tips for Effectively Managing Empty Properties + Long Refurbs

Mon, 01 Feb 2021 00:00:00 -0000

In this podcast, Rob explains how to manage properties that you think are going to be empty for a while. Either because of long refurbs or because of a tenancy changeover. Including, handling energy companies and the council.

Rob also briefly covers taking advantage of green schemes to improve the property further at a lower cost. Including a potential pitfall that you need to factor in when deciding whether to do this or not.

KEY TAKEAWAYS

Investigate whether switching energy tariffs will benefit you.
Look out for energy companies automatically switching you to an emergency tariff after a month or two.
Try to get off of the emergency tariff if you do get put on one.
Be proactive about the council tax. Check it and ask for a discount if a property is empty.
Even if you use an agent, don´t rely on them handling things like final meter readings properly.
Insist that date-stamped photos are taken of meter readings when tenants leave, and when new ones move in.
Make a note of tenancy change over dates, so you can deal effectively with energy suppliers and the council.
Make it clear to the tenant that even if they get up and leave before the tenancy ends, they are liable for the bills for the full duration.
Take advantage of any available improvement grants.
With green schemes be aware of how long it may take to get the insulation done and consider if that is likely to keep the property empty for longer.

BEST MOMENTS

‘Be productive and switch tariffs if you´ve got a long refurb or the property becomes empty for a while.’

‘Make a note of tenancy change dates.’

‘Take photos of your meter readings (when changing tenants).’

PODCAST RESOURCES

AutoStamper Timestamp Camera App for Apple

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

6 Measures To Improve Your Portfolio’s Thermal Efficiency

Fri, 29 Jan 2021 00:00:00 -0000

In this podcast, Rob uses his training and expertise to show you how to improve the thermal efficiency of your properties. A move that will save you money, make them more attractive to clients and ensure that you comply with all regulations. He shares how to identify areas for improvement. As well as ways to keep the cost down, including several funding sources.

KEY TAKEAWAYS

If your loft insulation is currently less than 100mms thick you can potentially get it topped up for free. Rob explains how in the podcast.
Cavity or external wall insulation can be expensive, but if your tenants are on benefits you may be able to get help with the cost.
Both solid and suspended floors can be insulated.
Fixing draughts helps.
Take steps to stop heat from being lost through your windows and doors. Rob tells you how in the podcast.
Post-2002 double glazing makes a huge difference to a property´s energy efficiency.
If your property is in a conservation area or listed check before you change things like your windows and boiler flue.
Investigate upgrading the boiler and heating,
Look out for government schemes and take advantage of them where possible.

BEST MOMENTS

‘Loft insulation is the least expensive measure that there is.’

‘Check your EPC, that will tell you what you have got.’

‘Keep an eye out for government schemes and take advantage of them.’

PODCAST RESOURCES

https://www.cocuun.co/ - Government funding for improving thermal properties of a building

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

This 1 Person Is The Reason Why You Should NOT Compare Yourself To Others

Mon, 25 Jan 2021 00:00:00 -0000

In this podcast, Rob talks about the importance of being yourself, doing things your way, and celebrating your achievements. Rather than constantly comparing yourself to others, which can lead to your feeling disheartened, losing momentum, and beginning to fail. He demonstrates why this is important by looking at the example of Alexander the Great.

KEY TAKEAWAYS

Alexander the Great never lost a battle, yet he did not always do things the conventional way.
Thousands of years later, some of his controversial battle strategies are still being taught.
In just under 13 years, after becoming king, Alexander the Great created a vast empire.
If you are comparing yourself with your peers feeling that you have not achieved much just remember none of those peers have ever achieved as much as Alexander the Great did.
Constantly comparing yourself with others is pointless, everyone´s circumstances are different.
Focusing on what others are doing instead of what you are doing is a quick way to lose your mojo.

BEST MOMENTS

‘At the end of the day, comparing yourself to others is dangerous.’

‘When creating this podcast, we don´t compare ourselves with others. It´s all about supporting you.’

‘Don't beat yourself up by constantly comparing yourself to others.’

PODCAST RESOURCES

TheEPCregister – to check your current rating

rob@tpnpodcasts.com – to contact Rob about carrying out an energy inspection and advising you on making improvements.

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

PODCAST RESOURCES

https://learnodo-newtonic.com/alexander-the-great-accomplishments

https://www.britannica.com/biography/Alexander-the-Great

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Bank on Yourself - Finance your lifestyle and your deals - with Sarry Ibrahim

Fri, 22 Jan 2021 00:00:00 -0000

In this podcast, Rob speaks to Sarry Ibraim the creator of the Bank on Yourself system. He has spent many years working as a financial advisor helping people make a range of extremely important finance-related decisions. They discuss the Bank on Yourself strategy (aka the Infinite Banking Concept) in some detail. A strategy which involves using a dividend-paying whole life insurance policy as an alternative to borrowing from banks and other financial institutions. Potentially you can draw down funds that can then be invested in real estates and other assets. During the podcast, Sarry explains exactly what kinds of insurance policies you need to buy to be able to put the strategy into action.

KEY TAKEAWAYS

It does not matter where in the world you are from, the Bank on Yourself strategy is likely to be viable.
Dividend-paying whole life insurance policies have the potential be used to create the liquidity you need to grow your real estate portfolio.
The Bank on Yourself strategy will only work if you buy the right type of policy. Sarry explains what you need to look for in the podcast.
Which policy you buy and how you use it is very much dependent on your current financial situation and future goals.
With some policies it is possible to borrow out of it almost immediately you have paid the one-time premium.
You can get interest and dividends that add up to far more than the interest you pay when borrowing the money.
These kinds of policy are potentially a good way to diversify your financial affairs.
You never have to qualify for the loan when you borrow from the insurance company. The policy is self-collateralized.
There is no restriction on how you can use the money you borrow.
You can potentially become your own mortgage broker.
Some people eventually get into private lending too.
It is not as liquid as a checking account, but you still only have to wait a few days for your money.
In some countries, it is possible to use the Bank on Yourself strategy to protect your assets.
Using whole life insurance policies has the potential to be a tax-friendly way to pass money onto the next generation.

BEST MOMENTS

‘It doesn´t matter where in the world you´re from you can use the “Bank on yourself” strategy.’

‘You can earn more on your money while you are using it.’

‘There´s no restriction on how you use that money.’

‘You never have to qualify for a loan with the insurance company.’

VALUABLE RESOURCES

TheEPCregister – to check your current rating

rob@tpnpodcasts.com – to contact Rob about carrying out an energy inspection and advising you on making improvements.

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

GUEST RESOURCES

TheEPCregister – to check your current rating

rob@tpnpodcasts.com – to contact Rob about carrying out an energy inspection and advising you on making improvements.

Bank on Yourself by Pamela Yellen

Becoming Your own Banker – Nelson Nash

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

6 Top Tips for Surviving Lockdowns

Mon, 18 Jan 2021 00:00:00 -0000

In this podcast, Rob shares 6 tips to help you to thrive rather than just survive during lockdowns. He explains how to turn what could potentially be a disastrous situation for you and your business into a win. Rob does not sugar coat the situation, so all of the tips he shares are practical, relatively easy to implement, and, most importantly, highly effective.

KEY TAKEAWAYS

Opportunities exist regardless of the situation we are facing.
Scale and grow your business.
Share your skills and earn from doing so.
Sit down and create a couple of backup plans for your business.
Look ahead and try to foresee the opportunities and have a plan in place to take advantage of them.
Learn new skills. Podcasts and books are great for doing this.
If your business is running OK, take the spare time you have to learn a new skill.
Don´t wallow in negative stories. You can be aware of what is going on without spending all day on social media doom scrolling.
Pay attention to your mental health.
Don´t become isolated. Stay in touch with people.

BEST MOMENTS

‘For every sort of challenge in the world, there will always be opportunities.’

‘Stop doom scrolling - Doom scrolling is when you are going through social media to find the worst stories possible.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Top Mistakes We Have Made In Property

Fri, 15 Jan 2021 00:00:00 -0000

In this podcast, Rob shares some of the mistakes he and Aaron have made while investing in property. Including overpaying on sourcing, missing structural issues, and paying too much for work. Rob explains how they have learned from those mistakes and what changes they have made to the way they work to avoid making them again.

KEY TAKEAWAYS

Everyone makes at least some mistakes when investing in property.
You will make most of your mistakes early in your business journey, but don´t relax too much. Even experienced investors make mistakes.
You can get past most mistakes, so they are not disasters.
Always learn from your mistakes.
Check builders' quotes but bear in mind the time cost of carrying out those checks and learning how to do those tasks yourself.
You need to avoid analysis paralysis. At some point, you have to stop your research and take action.
Put checking processes in place and be sure to carry each one out properly.
Understand your limitations and seek help from others with the skills and knowledge you are lacking.
Recognize your weaknesses – if you overthink things, allow your partner to step in and stop you when they see you doing it.
Learn from the mistakes of others

BEST MOMENTS

‘It is unlikely that your first property will the best you ever have. But you just need to do it.’

‘You need to avoid analysis paralysis.’

‘Not understanding your skills and not understanding yourself can lead to your making more mistakes.’

PODCAST RESOURCES

TheEPCregister – to check your current rating

rob@tpnpodcasts.com – to contact Rob about carrying out an energy inspection and advising you on making improvements.

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

EPC AND Electrical Safety Regulations - Changes You NEED to be Aware of

Mon, 11 Jan 2021 00:00:00 -0000

In this podcast, Rob explains how property owners can comply with the existing and upcoming changes to energy ratings and electrical certifications. He covers the subjects in detail and provides several ways to find out more so that you can comply. As well as suggesting improvements you can make to ensure that your property meets the new standards and gains a high Energy Performance Certificate (EPC).

KEY TAKEAWAYS

The Minimum Energy Efficiency Standards (MEES) means that generally speaking a property with an EPC rating lower than E cannot be occupied by a new tenant.
There are a tiny number of exceptions to the MEES tenancy limitations – Rob explains what they are, in the podcast.
In the future, the government is likely to require all properties to meet the EPC C standard.
If you have a F or G grade property you are now required to spend up to a maximum of £3,500 to bring it up to the E grade standard.
Use the EPC register website to get ideas of changes you can make to upgrade your rating.
Many low-cost improvements can make a huge difference to your rating e.g., draft excluders.
Look for funding to help you with the energy saving improvements you want to make.
The new electrical standards require landlords of rented properties to have inspections carried out regularly.
For existing tenancies, the new requirement came into force for June 2020, for new ones it is April 2021.
Rob is planning an in-depth podcast that covers the new electrical standards regs.

BEST MOMENTS

‘If you're currently E grade (EPC) or above, then there's not too much to worry about.’

‘If the government is going to contribute a hefty amount to you for improving your property or your portfolio, then it's certainly worth looking at.’

‘We're providing homes for people to build their lives in. And if we can do that as safely and as securely as possible, then we are doing our duty.’

PODCAST RESOURCES

TheEPCregister – to check your current rating

rob@tpnpodcasts.com – to contact Rob about carrying out an energy inspection and advising you on making improvements.

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Kay Hallinan - Building A Portfolio From Singapore

Fri, 08 Jan 2021 00:00:00 -0000

In this podcast, Rob speaks to Kay Hallinan a British expat who is a director of OAT Properties Ltd. Despite living in Singapore, she and her husband have still been able to build and run a UK-based property investment portfolio. Kay explains how she has used technology and networking to overcome the issues they faced. As well as how they get mortgages despite being expats which has helped them to continue to diversify their property portfolio.

Kay also speaks about how she handled the fact that her husband was at one stage worried about investing in UK property. They also share their take on where the property market is likely to go over the next few years.

KEY TAKEAWAYS

Living abroad is not an insurmountable barrier to investing in property in the UK.
It helps to have someone in the UK to look at and check out properties for you.
Diversifying your portfolio is essential, but you need to be particularly careful with your research.
If you are an expat you will typically have to pay more for a mortgage. But, in time, you can get the rates down.
Using a portfolio mortgage provider makes life a lot easier, but you do need to do your research carefully.
Using sourcing agents can work but finding one that does not fluff the numbers and actually offers value is not easy.
Expats need to bear in mind potential extra costs – for example, some countries charge a surcharge for foreign investors.
Use social media to learn about property investment in the country you are thinking of investing in.

BEST MOMENTS

‘My father-in-law lived close to the investment area we were interested in. So, we use him to view for us.’

‘Expats generally have to pay more for our mortgages than if we were living and working in the UK.’

‘We managed to secure a portfolio lending. It´s not exactly portfolio but it's a much better rate.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

GUEST CONTACT METHOD

Kay Hallinan Facebook

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Accidental Landlords to Full Time Property Investing - Gary + Kirsty of Ormad Properties

Mon, 04 Jan 2021 00:00:00 -0000

In this podcast, Rob speaks to Gary Neilsen and Kirsty Wilson of Ormad Properties, Leeds. They talk about their buy-to-let property business and how they managed to expand their business during the CoVid period.

Gary and Kirsty explain how they have juggled corporate jobs and having children with running their property business. As well as the steps they are taking to grow their skillset and turn this business into their only job.

KEY TAKEAWAYS

Becoming accidental landlords opened their eyes to the potential of investing in properties.
They invested in 3 properties before taking a break while they had 2 children.
Having a complementary skill set really helps when running a business with a partner.
CoVid has created issues, but it has created opportunities as well. Your mindset must be positive.
Planning far enough ahead is essential when things go wrong you need that flex space.
Spread your risk.
If you work with another business, do your own due diligence.
Plan out your personal time as well as your work time at the start of each week.
Pay for proper advice when deciding which company structure to use.
Never forget your tenants, you need to provide them with nice, safe, and suitable homes.
You need to push yourself out of your comfort zone because that helps you to progress.
Focus on one thing and avoid the shiny penny syndrome.

BEST MOMENTS

‘Having complementary skill sets, I think that's fundamental for anyone that's going into business.’

‘When you're on a project, your, your action might be in the day-to-day, but your mind needs to be in the next steps ahead.’

‘Practical experience on the ground is invaluable. There is only so much that you can learn online.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

GUEST RESOURCES

kirsty@ormadpropertysolutions.co.uk

Gary Neilson - Facebook

Kirsty Wilson - Facebook

gary@ormadpropertysolutions.co.uk

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Money In Money Out Successes with Chris Evans

Fri, 01 Jan 2021 00:00:00 -0000

In this podcast Rob kicks off his Getting Started with Property Investment. He talks to Chris Evans who is still working as a solicitor, while building a buy to let business with his partner Anya who also works full-time. They are doing this primarily as a pension pot and manage all of their properties themselves.

Chris explains why they take out 2-year mortgages, instead of using angel investors and refinancing after six months. He also shares why he targets commercial or bank sales.

KEY TAKEAWAYS

Putting together a proper property pack really helps when you are seeking finance.
Buying bank sale properties means no chain and no risk of being gazumped.
There is a great need for social housing and counsels need more properties too, which are both potential opportunities.
If you are happy investing in just one or only a few properties that is OK.
There is no right or wrong way to run a property business.

BEST MOMENTS

‘We've found that we've actually got more money out by leaving it two years, because the property values have increased.’

‘If you abide by the law, you're not doing shady stuff, etc, there's no right or wrong way to do property.’

‘Make sure you do all the right things, in terms of when you set the tenancy up e.g., use all the NRA documents.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Building a 7 Figure Property Empire, Mindset, Books and 2021 - JV Podcast episode with Ryan Luke

Mon, 28 Dec 2020 00:00:00 -0000

In this podcast, Rob sits down to speak to Ryan Luke, whose main focus is providing SA accommodation for contractors. They discuss the impact that CoVid has had on his business and take a look at what both of them think 2021 has to offer. Including, what opportunities they are planning on pursuing. Ryan also shares how to take a unit, upgrade it, get a tenant in, and get the money he invested back, in as little as 10 weeks.

Rob and Ryan also discuss how they have managed to grow both of their businesses so quickly. They share their different mindsets, some of the books they have read to help them to do that and how they run things day-to-day.

KEY TAKEAWAYS

For Ryan, the impact of CoVid has been mixed. But some months they did better than ever before, and new opportunities have opened up.
Over holiday-periods people are renting houses so that they can see family without the risk of staying in the same house.
The stamp duty break has helped to stimulate the housing market.
Lockdown has made some people realise they are living in the wrong property. Some are taking action and moving now or will do so soon.
Stop wasting time on tinkering, instead focus on the tasks that will push your business forward.
Learn to relinquish control and hire people to do the things you don´t need to take care of yourself.
Don´t be a course junkie. Those who take action are the ones that succeed.
Most successful entrepreneurs read a lot of books; they are always learning. If you are short on time use something like Blinklist.
Blocks of flats work well for SA.
Well-researched bridging loans can work out to be good value when they enable you to move faster and complete more deals.

BEST MOMENTS

‘When you bitch and moan and make excuses, you just waste so much energy.’

‘Focus on the tasks that move your business forward, each week, and just nail them.’

‘Think of staff as an investment, not as an expense.’

‘The great thing about property is you can run it from your phone.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

101 Top Property Tips by Rob Smallbone and Aaron Devoy (Amazon)

GUEST RESOURCES

Straight Line Leadership – Tools for Living in Turbulent Times by Dusan Djukich

How to Win Friends and Influence People by Dale Carnegie

Blinklist

GUEST CONTACT METHODS

Property Empire Facebook Group

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Merry Christmas from The Property Nomads Podcast

Fri, 25 Dec 2020 00:00:00 -0000

In this podcast, Rob wishes everyone happy holidays and those who celebrate it a Merry Christmas. He also suggests a few books to read, or listen to, over the break in-between spending time with your family and friends or catching up with them digitally.

KEY TAKEAWAYS

Take the time to celebrate and to reflect.
Relax, enjoy your time off.
Take the time to learn something new.
Maybe read or listen to Rob´s (and Aaron´s) books and give him some feedback by leaving a review.

BEST MOMENTS

‘We are eternally grateful to you for listening to the show, reading the books and providing feedback.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

Buy to Let: How to Get Started – By Rob Smallbone (Audible)

101 Top Property Tips: Real-Life Practical Tips from Successful Investors – By Rob Smallbone and Aaron Devoy

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Our Portfolio and Our Plans

Mon, 21 Dec 2020 00:00:00 -0000

In this podcast, Rob answers a couple of the questions that his podcast listeners often ask. Including elaborating on which property business models he and Aaron are currently involved in. As well as what they are planning to do in the future. In this section of the podcast, he reveals several interesting opportunities other investors could potentially take advantage of too.

KEY TAKEAWAYS

Rob and Aaron started their property business, in 2016.
They have tried several approaches but have gone full circle and come back to the model they first started with.
Ninety per cent of their portfolio is Buy to Let. Mostly in 3 towns in the North of England.
They are currently investing in blocks of flats. In the podcast, Rob explains how they are planning to make that new model work.
Rob feels that the market is due a correction and shares how they are preparing to weather that potential storm.
Regardless of what happens, there will always be opportunities.
Rob and Aaron also monetise the business in other ways.
Rob is also training as an energy assessor. A skill that fits well with property investing and should also provide networking opportunities.

BEST MOMENTS

‘There's always going to be opportunities in the market one way or another.’

‘We've locked in our mortgages for certainly for you know, five years,’

‘From a property point of view, obviously do your own homework, do your own due diligence.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

GUEST RESOURCES

ABOUT THE GUEST

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Top Tips for Starting your podcast - with James Sahota of J2 Hub Podcast

Mon, 14 Dec 2020 00:00:00 -0000

In this episode, Rob discusses how to create and launch a podcast show with James Sahota. His J2 hub podcast is rated 5 out of 5 on Apple´s podcast platform. They talk about how to come up with subjects to cover, and the right way to use advertising to monetize your podcast.

James is also a property investor, so he and Rob discuss what they are currently investing in and why they are doing so. They then wrap things up by talking about how they raise finance for their projects. In particular how they convince investors to repeatedly work with them.

KEY TAKEAWAYS

Get ahead on your podcast schedule.
Interviewing people is a great way to learn yourself.
Do not miss an episode, if you don´t deliver as promised you will lose your audience.
There is a huge and growing demand for podcasts.
If you want to get business results out of podcasting, treat it as a business.
Invest in a reliable way to capture and save your recording as well as a good mic.
Be yourself and take note of feedback – good and bad.
Advertising during your podcasts can work. Provided it is for something that is truly helpful and relevant to your audience.
Spread your investments. That way if things go wrong in one area you can still make a profit in other areas.
Don´t get too easily distracted, choose a property investment model that suits your skillset and stick with it until you are successful.
People will only lend to you if they like you.
Investors will always want to work with people who have a good track record that is easy to check.
Be honest, if you are not, you will get caught out and ruin your reputation. At which point raising funds will be more difficult.
Don´t be embarrassed about asking people for finance - after all the investment opportunity you are offering them is far better than what the banks provide.

BEST MOMENTS

‘With podcasting, consistency is key.’

‘Follow one course, one form of property investment, until successful. Do what works for your skillsets.’

‘Find reliable investors, people you like to work with, people who like to work with you - it's a two-way street.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

OTHER RESOURCES

J2 Hub Podcast on Apple Podcast

J2 Hub Facebook Page

The Zoom H1n

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Can You Avoid Lockdown Fines Using Article 61 of The 1215 Magna Carta?

Thu, 10 Dec 2020 00:00:00 -0000

In this podcast, Rob shares his opinion on whether business owners really can use article 61 of the 1215 Manga Carta to avoid having to pay lockdown related fines. He explains which clauses contained in the various versions of the Magna Carta are still on the statute book. Then considers what this means for those business owners who felt they could continue to trade despite the lockdown rules.

KEY TAKEAWAYS

Some shop owners have been arguing that Article 61 of the Magna Carta enables them not to consent to being fined for CoVid lockdown breeches.
It was designed to protect the rights of the barons rather than the rights of the common people.
Today, only 4 clauses of the original Magna Carta that are on the statute books today.
Those 4 clauses come from the 1225 version of the Magna Carta, not the 1215 one.
The 1225 version of the Magna Carta does not contain article 61.
You need to consult a lawyer before deciding whether to buck the system or not.

BEST MOMENTS

‘The 1215 Magna Carta is effectively no longer valid. It's actually the 1225 Magna Carta…...’

‘Having dived into this a little bit, I would say that it's not valid, so I wouldn't recommend going down that route.’

‘Of course, I'm not a lawyer, please do not take this as legal advice.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

International Property Market Update with Rachel Jensen from ECI Development of Belize

Mon, 07 Dec 2020 00:00:00 -0000

Today, Rob welcomes Rachel Jensen from ECI Development. A property firm that is involved in the Latin American market. She is currently based in English-speaking Belize. In this podcast, they discuss what is going on in the property market in and around Belize. Rachel highlights some of the opportunities that exist in this developing country and suggest some ways to take advantage of them.

They discuss the effect that the CoVid crisis has had on the area. Rachel explains why demand for property is currently stable and why it is likely to grow quickly, in the near future.

KEY TAKEAWAYS

The CoVid crisis has increased interest in the Belize property market.
CoVid has prompted people to finally follow their dream or to change their lives in other ways. For many that means moving.
Prices have not dropped in Belize.
Many people are taking their money out of stocks and investing in real estate.
Many people are moving to parts of the world where the cost of living is more affordable.
If you are moving to a developing country, you need to ask more questions. Rachel shares several examples, in the podcast.
If you are a forward-thinking investor buying in an emerging area makes sense.
There are still opportunities in places like Belize.
Your move does not have to be permanent.
Rent before you buy.
The world is a changing place, it is becoming really easy to own properties abroad.

BEST MOMENTS

‘CoVid has given people time to do a bit more research and find options that work for them.’

‘Work the options. Have a plan B so that when the market does rebound you will be ready.’

‘There are additional considerations you do have to think about when you're looking for property abroad.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

GUEST RESOURCES

Global Property Resource Kit

The Belize Handbook

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

QuickCast #6 - 3 Ways NOT to Waste December in Your Business

Fri, 04 Dec 2020 00:00:00 -0000

In his 6th QuickCast Rob talks about the tendency for people involved in the property business to slow down a bit during December. He explains why this is not a good idea and shares 3 things you can do during this relatively quiet and slow month to strengthen your business. So that you can do even better during 2021.

KEY TAKEAWAYS

For most property businesses December is a quiet time, especially deals wise, but that does not mean you should just sit back and relax.
Use the time to plan and reset your targets for the next year and the longer term.
Planning well ensures that on the first of January you will be ready to take action.
Review your systems and processes, so you that you work more efficiently next year.
Review how the previous year went. Be honest and identify where you can improve and make the necessary changes to do so.

BEST MOMENTS

‘Don´t waste the time around Christmas, instead use it to get ahead.’

‘Number one is to take time and plan effectively. Look at your targets, look at your strategy.’

‘Systems and processes, look at them, what's worked, what hasn't worked.’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Rob's 2021 Economic and Housing prediction

Mon, 30 Nov 2020 00:00:00 -0000

In this podcast, Rob shares his predictions for how the housing market will behave in 2021 with James Sahota of the J2 Hub Podcast. He covers how recent legislative changes, the CoVid crisis and the economic fallout is likely to affect things. Including, how inflation could work out to be a good thing for some property investors. As will some of the other opportunities that are likely to emerge.

KEY TAKEAWAYS

With property, no matter how bad things look there are always opportunities.
Things change fast, new legislation and administrative changes can open up opportunities almost overnight, especially changes in the planning law.
The great unknown is the virus.
Lockdowns have stopped people from working as normal, which means that many have far less cash available.
At some point, the policy of printing money is going to devalue currencies.
Many governments will raise taxes, especially stealth taxes.
Inflation is likely to play a significant role too, which could actually be good for long-term property owners who want to refinance.
The stamp duty break has led to the housing market becoming quite artificial. At some point, the bubble will burst.
A fall in house prices will create opportunities as well as challenges.
Historically, when there have been big depressions, a lot of smart people have made money.

BEST MOMENTS

‘There are always opportunities, it doesn´t matter what stage of the housing cycle we are in.’

‘My concern is that the housing market is becoming quite artificial and we all know what happens to bubbles.’

‘Try and have a bit of an understanding of the economics and work with it.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

OTHER RESOURCES

J2 Hub Podcast on Apple Podcast

J2 Hub Facebook Page -

Parliament Limited by Martin Williams

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

SmallBone To Pick #3 - Stop Blaming Others for Where You Are in Life

Fri, 27 Nov 2020 00:00:00 -0000

In this Smallbone to Pick podcast, Rob talks about the many benefits of not blaming others for where you are in life. He explains how to break out of this negative habit, so that you can make progress and achieve your life and business goals faster.

KEY TAKEAWAYS

It is all too easy to blame others, we are all prone to doing it.
If you have a negative trait or habit, you need to take responsibility for it.
Asking yourself what is behind your negative habits or traits, is the first step to making positive change.
When things go wrong in life or business, it is important to pause and ask yourself why.
Look at what you could have done better
If you don't look at how you can improve, you're never going to improve

BEST MOMENTS

‘You got to take responsibility.’

‘Look at what you could have done better.’

‘Take the responsibility, stop blaming others and you'll find that you will have a way more fulfilling life.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

https://tpnpodcast.com/

rob@https://tpnpodcast.com

Unexplained Wealth Order BBC news story

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

3 Top Tips for making your investment life easier - with Marc Champ of Wharf Financial

Mon, 23 Nov 2020 00:00:00 -0000

Rob is joined by Marc Champ who is a property finance broker. He provides an insight into the way lenders look at things when deciding who to lend to and how much they lend.

They discuss how to hire the right professionals and build a strong relationship with them. So that it is easy to keep the lines of communication open between them and you, which improves the chances of being improved and getting a fast decision. Marc and Rob also talk about the right way to realistically value your property and prepare any loan application to greatly improve your chance of success.

KEY TAKEAWAYS

When you buy a property as an investment you need the right team of professionals behind you. An accountant, solicitor, and a broker to handle the financing.
When you know your team well and they know each other the lines of communication are strong, which prevents issues and speeds things up.
The relationships you have with these professionals will be long-term. Especially if you are working on a development project.
Each type of lending organization will ask different questions.
If you are planning to borrow you need to get your personal and business finances in order.
Keep an eye on your credit score and quickly sort out any issues.
Take your credit score details with you when you speak to a broker, it makes a good impression.
Reduce delays by anticipating possible questions lenders may have. Then provide your broker with the information they need to answer them.
Do your research and come up with a realistic valuation, over-egging the valuation is not helpful.
Think about where the price is going to go in the long-term as well as the short-term.
Do your due diligence and be realistic about the state of the market and where it may go in the future.

BEST MOMENTS

‘Being able to translate lender speak into solicitor speak into customer speak is something that is really important.’

‘Do your research early, make sure you've got your facts and figures on hand and that you know what lenders are going to ask in advance.’

‘Don't over-egg what you think the value is going to be.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

GUEST RESOURCES

E-mail: marc@wharffinancial.co.uk

Marc´s website - WharfFinancial

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Interview with Nana Piesie from Miracle Properties – Investing in UK Properties from Abroad

Mon, 16 Nov 2020 00:00:00 -0000

Rob is joined by Nana Piesie, from Sweden. Despite his location, he co-founded Miracle Properties and began investing in the UK property market. In this episode, he explains why he and his partner picked the UK, instead of the Swedish markets.

Nana talks about dealing with property sourcers and other professionals in the UK, good and bad. He also shares some of the strategies he uses when buying property abroad. Strategies that are equally as effective for people who are investing in their home country, outside of areas that they know well.

KEY TAKEAWAYS

The UK market offers more flexibility when it comes to property business models.
Nana visited the UK to learn about the market, rather than rely on remote forms of communication. He explains why in the podcast.
It is OK to use sourcers, but you must still do your research.
Property is a people business.
You have to do your homework on the professionals you use as well as on the properties
It is never wise to rush the process, slow down think, and give yourself time to think.
Before investing from abroad, take the time to understand how the business model you are thinking of using works on the ground. Usually, it is quite different from what you are told.
Be a critic, ask basic questions, like how do I know that they own the property?

BEST MOMENTS

‘I think you need to go that extra mile when you invest overseas, you really want to learn about the investment area,’

‘Property is a people business.’

‘Slow down and think about the long-run.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

GUEST RESOURCES

E-MAIL

podcast@miraclepropertiesltd.com

SOCIAL MEDIA

Youtube : https://www.youtube.com/channel/UCX47jkL2qUfz n59fsZwGo6w?view_as=subscriber

facebook :https://www.facebook.com/miraclepropertiesltd/

instagram: https://www.instagram.com/miracle_properties_ltd/

linkedin :https://www.linkedin.com/company/miracle-properties-ltd

PODCAST

Pengaflöde Podcast:

I-Tunes = https://podcasts.apple.com/ca/podcast/pengafl%C3%B6de-podcast/id1486931865

Stitcher = https://www.stitcher.com/podcast/pengaflode-podcast

Spotify = https://open.spotify.com/show/1UFSJKznkHiiVMtxgpRmRV?si=L39JDuK2RtSANZ-aJYf5UQ

Rss : https://feeds.acast.com/public/shows/5dc451dfb008bf0b720928ea

WEBSITE

http://miraclepropertiesltd.com/

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

BE QUICK - Your Chance to Appear on The Property Nomads Podcast

Fri, 13 Nov 2020 00:00:00 -0000

In this quick episode, Rob explains how you can appear in one of his podcasts. Regardless of where in your property investment journey you are, Rob wants to hear from you. He knows that everyone´s experience is different. So, everyone will have useful things to share with the TPN audience.

KEY TAKEAWAYS

We can learn from each other.
Everyone has something valuable to share, things that will be of interest and helpful to others.
It does not whether you have just got started with property investment or have been doing it for years, Rob wants to hear from you.
You have until the 30th of November 2020 to get in touch with Rob.
Tell Rob you are interested in appearing on the podcast, by sending an email to rob@tpnpodcast.com

BEST MOMENTS

‘Everyone has something valuable to share.’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

How to Win Friends and Influence People - Dale Carnegie

The 4-Hour Work Week - Timothy Ferriss

Email rob@tpnpodcast.com to tell Rob you want to appear on The Property Nomad podcast

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

THE NEW platform to find your next investment property - with Truffull co-founder Jonathan Barker

Mon, 09 Nov 2020 00:00:00 -0000

Rob is joined by Jonathan Barker the co-founder of Truffull the innovative property search engine that has been designed specifically for property investors. They talk about how it is different from RightMove, Zoopla and other tools or methods people have used in the past to find investment and development opportunities.

They also discuss why and how Jonathan, who is a surveyor and has managed a property portfolio, ended up creating this tool. As well as how he is marketing and growing this new brand and some of the features they are planning to add.

KEY TAKEAWAYS

Truffull is a search engine specifically developed for property investors, so they do not have to look through everything in the market.
It is designed for all kinds of property investors, including those just getting started in the business.
This search engine allows people from all countries to research the UK market.
In time, Truffull plans to expand and enable investors and developers to find opportunities outside of the UK.
Early bird users can lock in a low lifetime price, details are in the podcast.
All kinds of people can create listings on Truffull, including private individuals.
The platform includes calculators to help people to make more informed decisions.
Despite the rule differences, the search engine and calculators cover all of the countries of the UK.

BEST MOMENTS

‘Whether you are just starting out investing or you're already a seasoned professional, the platform has been designed to work for everyone.’

‘That's always been a key goal for us to not just serve people based here in the UK, but of course, people in other countries.’

‘We provide additional knowledge and confidence so people can actually deal and find those properties that they're after.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

Truffull.co.uk

ABOUT THE GUEST

Truffull.co.uk is a recently launched portal specifically listing properties that are suitable for property investors and developers across the UK. The portal went live in April 2018 and has been building up the number of agents to list on Truffull as well as investors and developers visiting the website to view the latest opportunities.

The portal has been co-founded by Jonny Barker who is a commercial property surveyor by trade but saw a gap in the market to create a portal specifically for investors and developers. Jonny has had his own personal experience in redeveloping a small residential portfolio and can see the benefits Truffull brings to both agents selling and perspective investor/developer buyers.

Jonathan Barker on LinkedIn

Truffull on Twitter

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Top 7 Economics and Investment Based Podcasts and YouTube Channels to Listen to Right Now

Mon, 02 Nov 2020 00:00:00 -0000

In this podcast, Rob shares some of the podcasts and YouTube channels he follows to hone his understanding of how global and national economics work. He educates himself in this way to help him to work out what is likely to happen next as things unfold on the world stage. Doing this enables him to adjust his long-term property investment and management approach. It also helps him to futureproof his business and take advantage of emerging trends. He is sharing these valuable resources to make it easy for his listeners to do something similar.

KEY TAKEAWAYS

It is wise to understand economics and to be able to recognize the cycles and at what stage(s) we are at.
Regardless of what is going on in the world, there are always opportunities.
Educating yourself is investing in yourself.
Keep an eye on America, what happens there really does have a massive effect on what happens globally.
Learn from history - most of what we are seeing now has happened before.
There are particular similarities between what is happening now and what happened in 1929.
It is important to question what you are hearing and seek out what informed people who are in a neutral position have to say.

BEST MOMENTS

‘There are always opportunities no matter what stage of the market cycle we are in.’

‘ When you combine history and economics, all the stuff that's happening now effectively has happened before.’

‘This is one of those times in life where it's important to be a contrarian.’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Stansbury Research YouTube channel

Money Week Podcast

The Investor´s Chronicle

Stephanomics Podcast

The Great Depression After The 1929 Financial Crash -Impossible Peace - Timeline

The Untold Stories of The Great Depression - When the World Breaks - Timeline

Understanding the Global Unease After World War One - Timeline

Dig Deep – The Mining Podcast

Gold and Silver with Mike Maloney YouTube channel

Kitco News YouTube channel

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

QuickCast #5 - Highly Effective Work Habits ANYBODY can do

Thu, 29 Oct 2020 00:00:00 -0000

In his 5th QuickCast Rob talks about effective performance habits anyone can adopt. He explains the need for clarity, how to clear your mind, set the right business goals and reach them. In this podcast, Rob shares 7 of the work habits he has adopted which have enabled him to quickly set up and grow a successful property company.

KEY TAKEAWAYS

Setting goals and targets provides you with direction and clarity.
You need to be clear in your mind about what problems you want to solve for your customers or what business model you are trying to exploit.
Learn to find win-wins that you can leverage to influence others to help you to achieve your targets and goals.
Using the right language, knowing how to say something, will turn you into a more effective communicator.
Have the courage to push the boundaries. In the podcast, Rob explains how to push yourself out of your comfort zone without overstressing yourself.
You do not have to work 24 hours a day to increase productivity.
To be truly productive you need enough energy. In the podcast, Rob shares how he recharges and manages his energy levels.
Create urgency to drive yourself forwards.
Learn to feed your mind.

BEST MOMENTS

‘Every day should be a day in which we get better so we can thrive.’

‘It´s not what you say it is the way you say it.’

‘Have the right mindset, read the right books, listen to the right material. Be around the right people.’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

How to Win Friends and Influence People - Dale Carnegie

The 4-Hour Work Week - Timothy Ferriss

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

How COVID-19 is changing Section 21 + Section 8 notices - with Alex Cook of Helix Law

Mon, 26 Oct 2020 00:00:00 -0000

Rob is joined by Alex Cook of Helix Law to deep dive into the subject of evictions, post-Co-vid. They briefly review what the conviction process was pre-Co-vid. Then take an in-depth look at how it needs to be handled under the new rule. As well as discuss what direction legislation and processes are likely to go in the future.

Including, what would happen if section 21 evictions were to no longer be possible. As well as the negative impact an eviction process that is too long could have on landlords, tenants, and the availability of housing. They also briefly discuss the impact far longer minimum rental terms can have. Plus, how using stamp duty to stimulate the housing market could backfire.

KEY TAKEAWAYS

Only around 1% of rentals end up with the need to evict.
Pre-CoVid, the eviction process, which has been successfully working since 1988, was clear and easy to follow.
Post-CoVid the government issued legislation on the fly – pausing evictions and extending the notice period. The details and impact of this is discussed in-depth.
Both notice periods are 6 months as a starting point, for England, apart from a few exceptional circumstances.
There is no doubt that there will be a huge bottleneck when it becomes possible to evict again.
The “us versus them” narrative is becoming worse, despite most landlords actively working to avoid evictions.
If it were only possible to use section 8 to evict things would be bad for tenants as well as landlords.
Those tenants evicted under section 8 are categorized as making themselves voluntarily homeless, so cannot get help to be re-housed.
Making it far more difficult for landlords to run a viable business is going to cause a shortage of housing.
Landlords need to get more organised and vocal about the impact some of these changes will have on them, tenants, and the housing supply.
In the short term, landlords who are evicting are likely to have to provide more information and jump through more hoops.
There is also likely to be a formal obligation for mediation before going to court
Evictions may end up being handled by a dedicated court.

BEST MOMENTS

‘Landlords don't have a business without tenants, most landlords and investors know that, so they don't want to proceed claims.’

‘People need to know that if people don't honour the deal that has been struck in terms of paying rent, that ultimately, they can regain their assets.’

‘If you turn off private investor landlords, who is going to fill that gap?’

‘Landlords probably need to get a little bit more organised and a little bit more vocal about the impacts that some of these decisions have.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ALEX COOK´S ARTICLES

https://inews.co.uk/news/analysis/evictions-ban-end-landlords-held-hostage-problem-tenants-582814

https://www.bloomberg.com/news/articles/2020-08-11/returning-to-work-the-challenges-bosses-are-facing-and-how-to-solve-them

https://www.landlordzone.co.uk/news/30000-landlords-have-been-trapped-by-the-governments-evictions-ban-claims-lawyer/

https://www.commercialtrust.co.uk/news/eviction-ban-extended/

ABOUT ALEX COOK

For over 13 years, Alex Cook, Director of Helix Law, has specialized in commercial and complex property litigation — acting for investors and landlords across the UK and internationally.

Having been instructed in, or supervised, hundreds of landlord and tenant disputes, he's remained active throughout the coronavirus crisis, providing legal advice and resolving issues for landlords and investors involved in such disputes. He’s also currently assisting the Sunday Times on an article to be published soon.

CONTACT METHODS FOR GUEST

Website

Email: ac@helix-law.com

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

SmallBone To Pick #2 - Learn from your mistakes (and don't support the NY Jets)

Wed, 21 Oct 2020 23:00:00 -0000

In his 2nd SmallBone to Pick podcast, Rob talks about the importance of learning from your mistakes and how to do it. He shares some tips on how to look back when something goes wrong and effectively assess how you got into that situation. To ask yourself what steps you took to get there, to determine things like if it was having the wrong people in the wrong place or something else. Using two sporting analogies he demonstrates how important the right management is.

KEY TAKEAWAYS

Everyone needs to get into the habit of learning from their mistakes.
Ask yourself if you had the right team members in the right roles.
Success comes from the top.
Change takes time, but the right strategies applied consistently will always improve things.
Often analyzing your mistakes will lead to structural and strategy changes, but it is always worth the effort.
Seeing the same mistakes being made again and again is frustrating it is not good for staff morale and company culture.

BEST MOMENTS

‘Make sure that you learn from your mistakes.’

‘Learn from the mistakes that others have made, as well.’

‘To change get a structure in place, get a strategy in place and be consistent.’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Building Strong Business Partnerships Through Shared Experiences

Sun, 18 Oct 2020 23:00:00 -0000

In this episode, Rob once again hooks up with his business partner Aaron Devoy to talk all things property, launch some new podcast shows and share some of their travel stories. In this mixed content episode, they discuss how they have successfully managed to combine running a business with friendship. What it takes to create a sound business partnership.

They explain how each of them plays to their strengths, handle mistakes proactively and challenge each other when necessary. Aaron speaks briefly about his early work as a risk compliance manager has influenced his approach to buying and developing properties with Aaron. They share how they started Devoy & Smallbone Properties Ltd and have grown it to the point where investors re-invest regularly.

KEY TAKEAWAYS

If as business partners, you are not challenging each other you are not offering each other everything that you can.
When you make a business error it is important to look at the process that led you to make that mistake.
With any business partnership, it pays to recognize each other’s strengths and organize responsibilities accordingly.
You need to do your due diligence to be sure of what you are buying or planning to develop actually is a sound investment.
In the property business, it is all too easy to get distracted and try to do too many things at once. Usually, the best approach is to develop one strategy at a time.
It makes business sense to pay people to do the mundane tasks. Your time and expertise are far more valuable than what you pay them.
Being open, honest, and building strong relationships with investors always pays off, eventually you reach the point where funding is no longer an issue.

BEST MOMENTS

‘You´ve got to do your due diligence, doing homework is something that takes time, but it is essential.’

‘Sticking to one particular thing is probably the hardest thing. It pays to do so. ´

´Pay someone to do the things that you don´t want to do.’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOSTS

Rob Smallbone and Aaron Devoy, the hosts of The Property Nomads Podcast, are on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?

Rob and Aaron just want to make a huge difference to people around the world. They are here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. They’ve travelled, explored, and invested. And they’re not planning on stopping these activities anytime soon.

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Facebook – Aaron Devoy

LinkedIn – Rob Smallbone

SmallBone To Pick #1 - Fake wealth and fake social media

Wed, 14 Oct 2020 23:00:00 -0000

In this podcast, Rob SmallBone tries out his new “Small Bone to Pick” format. This one is Rob´s take on the recent news story about a UK property investor who ended up with an Unexplained Wealth Order. He explains what they are, how they are used, and how easy it is to end up with one, especially if you are conspicuous about your wealth.

Rob also speaks about how the UK government´s Bounce Back Loans system was abused by criminals. As well as why you need to be cautious about how you consume and use social media.

KEY TAKEAWAYS

Successful businesspeople need to be aware of what Unexplained Wealth Orders are.
Even someone who does not appear to have criminal connections can potentially be asked to explain their wealth by the authorities.
People who own a lot of properties can be asked to explain how they got the funds to buy them.
Rob explains how indulging in “fake it until you make it” behaviour on social media can backfire on you.
Rob introduces his plans to start a travel podcast and to offer his listeners a weekly book recommendation.

BEST MOMENTS

‘If you've obtained your wealth perfectly normally there is nothing wrong with that.’

‘Question both sides, question the capitalist side, question the socialist side as well.'

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

https://tpnpodcast.com/

rob@https://tpnpodcast.com

Unexplained Wealth Order BBC news story

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

£10,000 FREE Green Homes Grants Are Live - How to Qualify

Sun, 11 Oct 2020 23:00:00 -0000

In this podcast, Rob takes an in-depth look at the government´s Green Homes Grants. He explains what they are, who can get them, and how to qualify. As well as sharing the details of a contractor who is approved to carry out work for the scheme. Invaluable information for those landlords whose properties are in a part of England where no local installers have qualified to be accepted by the scheme.

Rob rounds up the episode by giving you a taste of what is to come. Including two new styles of podcasts, he is planning to roll out.

KEY TAKEAWAYS

The £5,000 FREE Green Homes Grants are now available, once that primary project is complete you can apply for a further £5,000 for a secondary project, so £10,000 is the max.
This cash is available for home improvements that improve a home´s energy efficiency.
Primary improvements include insulation and the installation of low carbon heating systems.
Secondary improvements includes things like draught-proofing or double glazing.
All residential landlords and homeowners in England can apply.
The grant can be used to pay for between two thirds to 100% of the improvement.
You need to use approved installers to receive the money – Rob shares details of a firm that works nationwide.
All of the work needs to be completed by 31st March 2021.
Rob introduces his new “Small Bone to Pick” podcast and his new “Quick Cast” series.
In upcoming podcasts, Rob will be covering the international property market and will be interviewing James Sahota from The J2 Hub.
He also announces that he will be looking at the legal implications of the changes in eviction notices with Alex Cook of Helix Law in an upcoming podcast.

BEST MOMENTS

‘The £10,000 free green homes grants are now live.’

‘Homeowners and all residential landlords in England can apply.'

‘If you're lucky enough to get the primary improvement done, then you will be eligible for a secondary improvement.'

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

How to apply for the government´s Green Homes Grant scheme

https://enviroac.co.uk/

Enviro AC contact number - 01482420253

ABOUT THE HOST

Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's traveled, explored, and invested. And he's not planning on stopping these activities anytime soon.

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Short Term Social Housing with Bronwen Vearncombe

Sun, 04 Oct 2020 23:00:00 -0000

Rob is with Bronwen Vearncombe who discusses the niche and very successful property strategy that she invests in.

Short term social housing provides a roof over someone’s head in an emergency situation from a week to several months depending on the particular circumstances.

Bronwen shares the business model she has developed and explains why getting involved in providing social housing can be very worthwhile for everyone involved if you know how to approach it and what you can offer that will make a difference.

KEY TAKEAWAYS

Local authorities have a demand for this type of short term let.
Look at large bed and breakfast type properties and alongside this do your research about the demand.
A purchase lease can be a good strategy for this type of purchase.
It’s a commercial trading business and the property is commercial.
It’s a transactional relationship and the council is our customer.
We have a live-in manager on site and there are cooking facilities available.
Our costs include cleaning and ongoing maintenance and this is a significant amount
Providing a practical home instead of hostel-type accommodation has proved very successful.
People are able to successfully move through short term temporary housing and onto longer-term solutions.
It’s providing a service that is very much needed.
The positives outweigh the negatives and any occasional issues are supported by the local authority.

BEST MOMENTS

‘We have driven and implemented significant change in the properties’

‘We wanted to house people in a decent way’

‘It’s not going to be a person’s home but it can be a practical and decent step along the way’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Property Investing Foundation

Bronwen’s Facebook Page - https://www.facebook.com/propinvfoundation

Email Bronwen at bronwen@propertyinvestingfoundation.com

Bronwen Vearncombe LinkedIn

ABOUT THE HOST

Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?

Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business and life and to inspire you to achieve your goals, dreams and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Secrets to successful cask whiskey investment with Martin Littler

Wed, 30 Sep 2020 23:00:00 -0000

Rob is joined by Martin Littler who is an independent antique consultant and whiskey broker. He specialises in helping people to realise the best price for their antiques, prestige goods and investment products. They dive deep into the world of whiskey investment, touch on how to realise a good return for other goods too. As well as discuss strategies for success that apply regardless of the kind of business or investment model you are involved in.

KEY TAKEAWAYS

Using a brokerage service cuts out the auction house and enables the seller to avoid losing about 40% in fees.
Adding value and finding a gap in the market are two ways entrepreneurs can make money in all situations.
You make your money when you buy - this applies whether you are buying property, whiskey, or antiques.
In the past decade, whiskey has gone from being a drink to being a collector´s item that has status.
Whiskey investment is always long-term, you have no choice but to wait 20 or 30 years to release the value.
Regardless of what investment you want to make you have to educate yourself and understand the market or be prepared to be ripped off.
There is no point in buying bottles of whiskey and keeping them, everyone is doing it, so that market is mostly saturated.
Buying whiskey casks is still potentially highly profitable, but you need guidance, it is all too easy to pay too much.
Pay attention to how the whiskey is stored and taken care of, a lot can be lost through leakage alone.
Make sure the cask is really in your name and cannot be re-sold

BEST MOMENTS

‘Even though you have got the same item, it can have different values in different markets.’

‘You make your money when you buy.’

‘What's exciting about whiskey is it's just transformed from being a drink to a status symbol. So, what you're looking is an industry in its infancy’

VALUABLE RESOURCES

Buy to Let: How to Get Started – By Rob Smallbone (Amazon)

Cask Whiskey Guide by Mark Littler

CONTACT METHODS FOR GUEST

Contact

Mark Littler´s Website

YouTube

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

Be a Continuous Learner and Work on Your Mindset to Become a Better Property Developer with Shirley Campbell

Sun, 27 Sep 2020 23:00:00 -0000

Today Rob is joined by Shirley Campbell, an innovative and successful property developer and renovator who has an impressive track record. They start by discussing how Shirley got started in the industry and overcame the fact that nobody would lend to her. She explains how she built her skill set as a way of ensuring she was not ripped off.

Shirley is not afraid to tackle complex projects, that others would avoid. She shares how she approaches these situations and makes a profit. Ron and Shirley also compare renovating a property in Australia with doing the same in the UK.

KEY TAKEAWAYS

Doing your research is important, it helps you to uncover opportunities and be sure of what you are getting into.
Back and trust yourself.
Find a coach to take your business to the next level.
Carry on educating yourself, so that you can understand the entire process and take responsibility for more aspects of your projects.
Learning the skills and trades yourself will greatly improve your ability to negotiate a good price and avoid being ripped off.
Build relationships with the professionals and tradespeople you use – you are going to be working with them repeatedly.
Don´t give up or take no for an answer – you just need to find the right way around the situation.
Things will go wrong, you may even lose your business, but that does not mean you shouldn´t carry on or start again.
Maximise what you earn by using your skills in different ways - Shirley wrote books and created a how-to course.
Having the right mindset is essential for property development.

BEST MOMENTS

‘Every single project that I did, I learned another skill. And what that did is that also improved my ability to negotiate’

‘Don't take no for an answer. It just means that you haven't found the right way to get around the problem.’

‘Mindset goes hand in hand in renovation and property investing, you need to believe you need to be goal orientated.’

VALUABLE RESOURCES

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Guest books

Articles and other books or sites mentioned in the podcast

ABOUT THE GUEST

Shirley Campbell is an innovative property investor and renovator. She started her business in Western Australia and has also worked in the UK. Through her coaching programme and books, Shirley teaches people across the world to successfully source, renovate and flip properties.

Her Intentional Renovation Mastery Program is available on her website and the 3 books she has written can be found on Amazon. Shirley earned her Real Estate Sales Representative license and believes in taking a hands-on approach. She has personally handled most aspects of the buying, renovating process, including conducting her own settlements and sub-divisions. Shirley also has experience of demolishing old properties and building new homes on the site.

CONTACT METHODS FOR GUEST

ABOUT THE HOST

Buckle up, sit tight, and enjoy the ride that is life.

CONTACT METHOD

The FinCEN files and more National Lockdowns are on the way!

Wed, 23 Sep 2020 23:00:00 -0000

In this episode, for a change, Rob talks about current affairs. Specifically, the FinCEN file financial and money-laundering scandal and the likelihood of there being more large scale CoVid lockdowns. He provides an overview of both subjects and shares several sources of further information.

As well as explaining how growing your understanding of these matters can help you to manage the fallout from them. To do so in a way that enables you to protect your family and business. As well as spot opportunities early so that you can take advantage of them and continue to thrive in these difficult times.

KEY TAKEAWAYS

The FinCen files reveal that banks are still not taking effective action to stop dirty money being moved and laundered.
Financial institutions and the banks have allowed fraudsters to move millions of dollars of stolen money around the world.
The banks are responding differently in different places, for example, the UK is a high-risk jurisdiction compared to say Cyprus
It is highly likely that more large-scale, possibly national, CoVid lockdowns are on their way
Even though we are living through bad times, opportunities still exist, you just need to recognise them and act
It is worth studying the history of epidemics and lockdowns to improve your understanding so you can spot opportunities faster than others

BEST MOMENTS

‘$2 trillion worth of transactions going around some of the world's biggest banks, they've allowed criminals to move dirty money around the world’

‘I do believe that there are more national lockdowns on the way.’

‘In negative times in recessions it is possible to make a lot of cash, there is always going to be opportunity’

VALUABLE RESOURCES -

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Collusion: How the Bankers Rigged the World – Nomi Prins

Capitalism vs Socialism: Comparing Economic Systems - The Great Courses

Parliament Ltd: A journey to the dark heart of British politics - Martin Williams

Moneyland: Why Thieves and Crooks Now Rule the World and How to Take It Back – Oliver Bullough

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Is There a Right Way to React to a Period of Self-Isolation and Lockdown?

Sun, 20 Sep 2020 23:00:00 -0000

In this episode, Rob talks about the impact self-isolating for an operation is having on him and the way he works. He explains why you have to be careful not to get into a position where the CoVid crisis completely stalls the progress of your business. Rob demonstrates that there are always opportunities you can pursue, even if you decide to stay at home as much as possible to protect yourself and your family. He shares what he is doing to stay strong mentally, emotionally, and physically, so he has the energy to continue to grow his business.

KEY TAKEAWAYS

Sometimes sitting on your hands is the right thing to do, but you need to be careful not to stall completely, you have to constantly reassess things.
Even if you are stuck at home there are still opportunities to build your business
Don´t waste your time watching rubbish TV, instead, focus on growing your skillset
Make sure you look after yourself physically and mentally too, so you have the energy to work effectively.
Take time to stay in touch with others, even if you cannot physically go out you need not be isolated.
Create a proper routine for yourself, this will help you to be more productive as well as enable you to stay healthier and happier.
The world has dealt with epidemics before, history repeats itself, this is another cycle, one that we will come out of soon.

BEST MOMENTS

‘You’ve just got to be as pragmatic as possible and work out the risks versus the rewards.’

‘Put time in your diary to have a chat with people, don´t become isolated.’

There are always opportunities, always look on the positive side of things.’

VALUABLE RESOURCES -

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Is The Housing Market Becoming a Big Bubble?

Wed, 16 Sep 2020 23:00:00 -0000

In this episode, Rob talks about the impact that the change in the stamp duty rules has had on the UK housing market. He explains how other factors, such as interest rates, Covid, Brexit, quantitative easing and new planning rules are changing things too. As well as discussing the politics behind the rule changes that are partially responsible for driving demand. Finishing up by looking at whether demand and prices are likely to continue to grow and how to take advantage of any opportunities that may emerge as a result of this potentially volatile period.

KEY TAKEAWAYS

The scrapping of stamp duty, until March 2021, has generated more demand and buoyancy in the market
In some areas, pent-up demand is leading to bidding wars
Some buy to let buyers are struggling to find properties to add to their portfolios
You have to factor in what will happen if a lot of people end up out of work and are unable to borrow or re-mortgage
Property investors have to understand the bigger picture now, more than ever before
It is highly likely that the housing bubble will burst
There will be a financial reckoning, but opportunities will also emerge
You may still want to buy, but think about what could happen 6 to 12 months out to make sure that you are not overpaying now

BEST MOMENTS

‘If there's a lot of liquidity in the market there are two ways to sort it out, inflation and or raising taxes.’

‘Now there will be opportunities but just analyse it properly and understand what's going on’

‘is the housing market becoming a big bubble? I believe so I believe it´s going to go horribly wrong at some point’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

CONTACT METHOD -

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

The Key to the Right Property Systems

Sun, 13 Sep 2020 23:00:00 -0000

Rob is with Richard Van Ommen founder of the Katana group and the No.1 expert in Property systems.

They discuss why systems are vital if you want to achieve scalable success and the role mindset, perspective and beliefs play in achieving what you want.

Richard explains how opening your mind to a new perspective can help you to see things as they are, presenting you with the opportunity to take action.

The majority of people recognise that property is the best investment but success comes for those who feel the fear but do it anyway and Richard shares great advice on how to be an individual who is taking action and achieving success.

KEY TAKEAWAYS

To make any business successful you have to have replicable results, a good process means you can do this.
Every system we have built is easily scalable.
The details of every core step mean that people have a full overview of what they

have to do.

Not using the right systems and processes can lead to demotivation and negative impact on those around you.
You need to open your mind to new perspectives and beliefs
You should look at how things serve you to learn and evolve.
You need to have the right mindset and beliefs.
Using a proven system leverages other people’s mistakes so you can move forward successfully.
Invest in yourself and your future and look at the return you get from it.
The sooner you start the sooner you will get where you want to go.
The people who have the most wealth and the most success are the people who have invested in themselves.

BEST MOMENTS

‘People look back on it and wonder how they’ve done it so easily’

‘You need to see things as they are’

‘I want to help people to stop sleepwalking into poverty in older age’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

The Way of the Peaceful Warrior - Dan Millman

Katana Group

Katana Training

- TrueVals

- Trust Bricks System

To get Richard's e-book then please sign up to one of Katana's free events

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Finance, Business Growth and Economic Outlook with Scott Marshall of Roma Finance

Wed, 09 Sep 2020 23:00:00 -0000

Rob is with Scott Marshall of Roma Finance. With over fifteen years of experience in finance, Scott is an expert in specialist lending that focuses on the customer being at the centre of the process.

They discuss the range of funding available to property developers including some of the specialist options pioneered by Roma Finance which was founded by Scott in 2008.

They also take a look at how the property market may be affected as the markets change in response to the current economic landscape.

KEY TAKEAWAYS

Currently, with 8 different funding lines, we are able to lend on a range of different properties and deal types.
We pioneered backing smaller property developers who specialise in sub million deals.
It’s all about the person, a good customer will add value and make a good deal better.
We have a history of doing the right thing for the right people at the right time in the right way.
It’s important to get to know each customer, their background and their story. We want to back people who can add value with good projects.
We meet every one of our customers to understand what they are trying to do.
If a deal can be structured in the right way everyone benefits through the project.
We pioneered, as a lender, the use of insurance as a sword, not a shield.
We asked ‘How can insurance be used to simplify and shorten the lending process?’
Open banking is another way we have effectively speeded up the process and we have used technology and detail to bring the best to our customers.
There is a huge amount of liquidity currently and property is often the area that it is deployed. People who are smart will be looking for opportunities now.

BEST MOMENTS

‘We are the Daimler of the lending business because the customers enjoy the process’

‘We are in for interesting times and this is when people can make real money’

‘Volatility creates opportunities’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Roma Finance

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Part 3: Know Your Developer - 15 Must Ask Questions when Buying Property Abroad - with Mike Cobb ECI Development

Sun, 06 Sep 2020 23:00:00 -0000

Mike Cobb has shared hugely important information and advice in the trilogy of podcasts focusing on the 15 must ask questions when buying abroad. The episodes cover the three principles anyone must adhere to when buying abroad – ‘buy what you see’, ‘own community’ and in this episode ‘know your developer’

Mike shares great content on knowing your developer answering the key questions - How are you going to build your home from thousands of miles away? How do you know the developers are professional? Is there a sewage system and how is security being arranged?

He also explains the various types of property title in Latin America and how to make sure your property has good title in this episode packed with great advice and information.

KEY TAKEAWAYS

Who can oversee the building of your home? - standards and expectations mean it’s important to have a local architect review plans from overseas.
Always contract an independent third-party engineering firm to verify that it’s being built to the standards on the plan.
Do the developers have a track record? - ask to see their business plan
As the consumer, you have the right to see the financials – have they got the money in place to complete the project in the way they say they are going to.
What is the infrastructure? – is there a sewer system understanding who is doing this and putting in infrastructure is vital.
What kind of security is available? - is it a gated community? if there are security measures in place you need to understand how much this will cost and how it will be paid for.
What kind of title will there be? – good title means there will be no challenges to the ownership. To ensure you get good title hire your own lawyer and then pay for another lawyer to check the work.
Questionable title means there is a story associated with it and should be avoided.
Other types of title exist across Latin America and these vary being country by country-specific.
It’s important to work with the right professionals to ensure you get what you’re expecting.

BEST MOMENTS

‘When you buy property - date for a while, get engaged for a while to get married for a long time’

‘Surround yourself with the relevant professionals’

‘The vast amount of property in Latin America has good title’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE GUEST

CHIEF EXECUTIVE OFFICER

Michael K. Cobb, Co-Founder

At the height of a successful career in the computer industry, Mr. Cobb left to pursue more pioneering opportunities in the emerging real estate markets of Central America. In 1996, he and his business partner formed a company, Exotic Caye International, to provide loans to North Americans purchasing properties in Belize, Honduras and throughout the region.

As the need for capital outstripped the supply, the mortgage company was converted to an international bank under the jurisdiction of Belize. It continues to provide mortgage services but has expanded its services to encompass the full realm of financial products.

Mr. Cobb also saw the need for a regional real estate company that would serve the Baby Boomer consumer with a North American standard product for the next 2 decades. He led the group into real estate development and created a holding company for several properties including a resort on Ambergris Caye, Belize. In August of 2000, Exotic Caye purchased 3.5 miles of Pacific Beachfront property due west of Managua, Nicaragua. This master-planned community hosts world-class infrastructure, homes and condominium units. In February of 2006, the ECI Development group acquired 1100 acres and 3km of coastline in Costa Rica, setting the stage for expansion into this popular market. Most recently they merged their Belize property with a much larger parcel and have begun to develop 200 condominiums units on Ambergris Caye, Belize.

Additionally, Michael has spoken at hundreds of international conferences about real estate financing and development. He has acted as a consultant to The Oxford Club and gives counsel to various real estate projects throughout Central America.

CONTACT METHOD

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

How to be a Property Gamechanger - with Stephanie Taylor

Wed, 02 Sep 2020 23:00:00 -0000

Rob is with Stephanie Taylor who is Co-Founder of HMO Heaven and Rent 2 Rent Success

In the last few years, she’s bought a mix of multi-unit blocks, HMOs and commercial units with a focus on bringing beautiful, affordable homes to market.

Stephanie launched Rent 2 Rent Success to inspire others to Believe Bigger, Be Bolder and Be Gamechangers for Good through the power of ethical property investment. Her focus is on using property to do good in our community and in the world.

She shares her story and the mission she is on to inspire others to become property game-changers.

KEY TAKEAWAYS

Getting into property was about gaining more freedom.
We systemised very quickly and used automation to make the process operate smoothly.
We utilised the cash flow from rent to rent to effectively systemise and build a buy to let portfolio.
Living in the area that you are investing in has huge advantages as you are able to easily be involved in the business.
You have to start with the end in mind so you know which way to develop your business.
You need to know what your skills are and what you want to do within your business
Buying multi-unit blocks is a great way to increase and grow your portfolio.
We are always looking for the next opportunities.
I thought that I couldn’t get started in property because I didn’t have a lot of money but the world of property hugely exciting with amazing opportunities.
My purpose has found me and it’s to inspire people to know there is more inside them than they ever think.
My purpose is to inspire others to believe bigger, be bolder and become game-changers.

BEST MOMENTS

‘Rent to rent is about giving exceptional value’

‘There are people out there who are gamechangers in property’

‘I believe my purpose has found me and it’s to inspire people to know there is more inside them than they ever think’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

The Rent 2 Rent Success Property Podcast

ABOUT THE GUEST

Stephanie Taylor is Co-Founder of HMO Heaven and Rent 2 Rent Success.

HMO Heaven is a leading HMO management and development company in Wales.

Stephanie, along with sister and business partner, Nicky grew HMO Heaven and secured contracts worth over £2m in under 3 years.

In the last few years, she’s bought a mix of multi-unit blocks, HMOs and commercial units with a focus on bringing beautiful, affordable homes to market.

Stephanie debunks the myth that you need large sums of money to get started in property though her inspirational YouTube videos and talks.

Her book Rent to Rent Success – The Ultimate Guide to Creating Consistent Cashflow, Escaping the 9-5 and Living Life on Your Terms will be published in late 2020.

HMO Heaven https://hmoheaven.co.uk

Rent 2 Rent Success https://rent2rentsuccess.com

Property Gamechangers http://propertygamechangers.com

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

How To Buy Gold And Silver Safely And Securely

Sun, 30 Aug 2020 23:00:00 -0000

Rob is delving further into buying gold and silver and explaining why it’s important to understand how it is ‘a hedge against stupid people and the global economy’.

Everyone needs to be in control of their own finances and buying gold and silver is a way of achieving this and protecting yourself against a system which has been shown to be fraudulent.

Find out how to buy and effectively store gold and silver outside of the system along with other great tips in this informative episode.

KEY TAKEAWAYS

Buying gold and silver is a hedge against stupid people and the global economy.
You should be in control of your finances and investments.
You can buy and hold, never thinking about it again with it just being passed through the generations.
You can buy and sell when the market is strong - this is specialised and you need to undertake extensive research.
There are no barriers to buying gold and silver – it can be purchased easily from a reputable dealer.
As a UK citizen, there is no VAT on gold.
There is no capital gains tax payable on purchasing gold coins or bars
If you buy and take receipt of silver VAT is payable, if you buy and then purchase storage for silver there is no VAT.
Storage is a personal choice you can store it with you or pay for it to be professionally stored.
You need to store your gold and silver somewhere outside of the system.
You need to be able to physically own the gold and silver.

BEST MOMENTS

‘Gold and silver are a hedge against stupid people’

It’s a finite resource and will stop being available at some point in the future’

‘There are no barriers to buying gold and silver’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Hidden Secrets of Money - YouTube, Mike Maloney

GoldSilver website

The New Case for Gold - James Rickards

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

A Rant about This Fraudulent System & How to Protect Yourself with Gold and Silver

Wed, 26 Aug 2020 23:00:00 -0000

Rob discusses where the world is now and looks at why the current system isn’t working. History demonstrates that the cycles of finance are repeated and if you study what’s gone on in previous cycles you will understand that the things that have happened before will happen again because of the system and greed.

Confidence in the system is built on people having belief but is that belief misplaced or justified? If you want to get out of the system gold and silver are a good way of protecting yourself and Rob explains exactly how to successfully buy and be responsible for your investments.

KEY TAKEAWAYS

We talk about wanting more autonomy and freedom but governments are taking away cash so they can monitor more of what we are doing.
The whole system is a lie and completely fraudulent.
Cash is often associated with negative things like drugs and cartels.
Buying gold, silver and other metals is about getting out of the system
The psychology in the market is crucial and much is based on how much confidence people have in the system.
It’s important to study what’s gone on in previous cycles, these things have happened before and will happen again.
One way to get out of the system is to buy gold.
If you have gold or silver and there is a financial collapse you are out of the system.
There are no barriers to buying gold and silver.
The dollar has had its time so it puts us all at risk.
You have to be able to work with the cycle and understand that everything is not what it seems.
Now is the time to look carefully and know where you are and understand that you alone are responsible for your investments.

BEST MOMENTS

‘The federal reserve is effectively a massive cartel’

‘I’m not confident in the system at all its all lies, smoke and mirrors fuelled by greed and people not knowing what’s going on’

‘It’s scary to be part of the system, every time people think it will be different but it never is’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Hidden Secrets of Money - YouTube, Mike Maloney

The Creature from Jekyll Island by G. Edward Griffin

GoldSilver website

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Part 2: Own Community - 15 Must Ask Questions when Buying Property Abroad - with Mike Cobb ECI Development

Sun, 23 Aug 2020 23:00:00 -0000

In this second episode of the trilogy examining 15 Must Ask Questions with Mike Cobb the questions are focused on achieving community when buying abroad.

Mike takes us through the questions you need to ask about the building and zoning requirements, third spaces, infrastructure, security and common areas to make sure it’s possible for a community to be nurtured and developed.

Often people purchase a property or piece of land and find its not part of any community

It’s just one of a few properties along a beach, the majority of humans want to be around others, to be part of a tribe so it’s vital you know what to ask to make sure you can access and be a part of a new community.

KEY TAKEAWAYS

Are there any building requirements of any kind, is there any zoning? - No building requirements can result in speculative land buying which is then not developed.

No zoning will mean that everyone can choose what they do with their land.

Are third spaces planned? What amenities are there?- If there are no communal spaces where people can gather and socialise then its more challenging to grow and foster community.
What is the infrastructure? - The community you are leaving is a vital part of your life, you need to be able to maintain relationships with existing community, friends and family.
What security is in place? - A level of municipal security will need to be provided by the developer or owners association.
Are the homeowner’s fees high enough to support the amenities, infrastructure, security and municipal functions that are being provided? - Often developers set low initial fees but these can be unrealistic over the longer term.
Are there greenbelt and common areas? - These areas add to wellbeing and help increase and maintain property prices. Make sure these are going to happen, it’s not a possibility the developer will change the use.

BEST MOMENTS

‘When you buy property outside a highly regulated environment it is buyer beware’

‘Make sure the amenities where people get together exist, buy what you see to be able to experience community’

‘98% of us want social interaction but it doesn’t just happen’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE GUEST

CHIEF EXECUTIVE OFFICER

Michael K. Cobb, Co-Founder

As the need for capital outstripped the supply, the mortgage company was converted to an international bank under the jurisdiction of Belize. It continues to provide mortgage services, but has expanded its services to encompass the full realm of financial products.

Mr. Cobb also saw the need for a regional real estate company that would serve the Baby Boomer consumer with a North American standard product for the next 2 decades. He led the group into real estate development and created a holding company for several properties including a resort on Ambergris Caye, Belize. In August of 2000, Exotic Caye purchased 3.5 miles of Pacific Beachfront property due west of Managua, Nicaragua. This master-planned community hosts world class infrastructure, homes and condominium units. In February of 2006, the ECI Development group acquired 1100 acres and 3km of coastline in Costa Rica, setting the stage for expansion into this popular market. Most recently they merged their Belize property with a much larger parcel and have begun to develop 200 condominiums units on Ambergris Caye, Belize.

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Raise £3.5m of JV Finance like a Pro - with Tim Matcham

Wed, 19 Aug 2020 23:00:00 -0000

Rob is talking to Tim Matcham who has raised over 3.5 million in joint venture finance and is the author of ‘How to Attract Armchair Investors’

Tim explains how it’s vital to understand your own skillset and strengths and look for others who can complement what you have to offer on your entrepreneurial journey to success and why property is all about the people and the relationships you build with them.

Ultimately it’s all about building trust and sharing values to ensure that relationships go beyond any specific project and Tim offers great insight into what it takes to get it right and work with people who like and trust you because there are many different ways to invest in property and getting the right match is always the key to success.

KEY TAKEAWAYS

If you can connect someone with cash with someone who has knowledge it’s a match made in heaven.
It was about finding a strategy that worked for me and I started with the end in mind.
Having clarity about the starting point was vital for me.
If you understand your skillset you understand the areas that you are strong in and can seek others who compliment your skills.
If you want to be entrepreneurial you need to put yourself first and be in a place of strength as this means you are much better placed to help others.
Property is all about people and I’m always looking to build relationships beyond any specific project.
It’s about leveraging your strength to achieve what you want to achieve.
People buy people, they buy into the relationship with you.
An investor is interested in how you are going to solve problems and in the relationship you build with them.
There are many different ways to invest in property and if you can get the right match people will want to work with you because they like and trust you.
You don’t need to see everyone as an investor only those who share your values.
Group together with others who have complementary skills, whatever the situation there are always options.

BEST MOMENTS

‘Understanding your skill and how that can be best utilised by others whilst putting yourself at the centre is key’

If you understand what makes you strong you can work effectively with others

‘My nice people will be different from your nice people’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

How to Attract Armchair Investors For Property - Tim Matcham

https://www.propertyfinance.coach/property-nomads

Tim Matcham LinkedIn

'Special offer just for listeners of The Property Nomads Podcast https://www.propertyfinance.coach/property-nomads - this gives you £150 off of the retail price. Making the course just £599 inc. vat!'

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

4 Top Tips To Help You Write A Book

Sun, 16 Aug 2020 23:00:00 -0000

As the best-selling author of ‘ Buy To Let: How To Get Started’ and co-author of 101 Top Property Tips Rob knows what it takes to write a successful book and in this episode, he shares 4 top tips that will help you to get started.

If you start with the end in mind, know who your audience is, structure your book and factor in time to work consistently and with discipline, you can get started with confidence.

KEY TAKEAWAYS

Start with the end in mind – what are you trying to achieve? Who will read your book?
Know your audience - What do you want people to get from your book?
Who is your audience, who is going to read your book? Who is the avatar you need to engage?
You need to carefully think about it and get into the mind of the person who will be reading your book
Structure your book - What is the reader going to want to know about?
What do you need to include in your book? Use this to break the book into manageable segments.
Factor in time - Make time and have the discipline to stick to the time slots you have allocated.
Putting time into your diary and writing consistently is key to being able to achieve a book.

BEST MOMENTS

‘For me, writing books is great fun’

‘There is a misconception out there that writing a book is difficult to do and it’s not’

‘Everyone has a book inside them’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Building A 0 To 6 Figure Buy To Let And Sourcing Business With Anthony Hunter

Wed, 12 Aug 2020 23:00:00 -0000

Rob is in conversation with Anthony Hunter co-founder with his brother of Chant Properties. Together they have built a successful portfolio of residential buy to let properties.

As someone who started out in property when he was very young Anthony shares his inspirational story and some great advice on how to not only get started but grow and maintain a long term property wealth strategy. Anthony is an advocate for self-education and his continuous learning and self-development are an integral part of his journey to success.

KEY TAKEAWAYS

We undertook a lot of self-education and learnt you can acquire property without having any money
It’s just about having the right mindset and knowing the right people.
As your confidence grows your self-belief grows alongside it.
If the risk is high then so is the reward.
Start with the end in mind.
As you grow security around what you already have becomes more important.
Property is a long term strategy, long term wealth accumulation.
If you have different strategies for different parts of the property cycle then you are in a stronger position overall, over time.
Sales has changed and people want to buy from someone they like. Sales is about helping someone to make a decision they want to make.
You can’t do a bad deal with a good person.
When you pay a sourcing agent you are paying for the relationships they have built meaning they have access to good property deals.

BEST MOMENTS

‘I just identified with him and thought that if a normal bloke like him could do it so could I’

‘I got into property with my brother because we bring completely opposite skill sets to the business’

‘We’ve had so many deals from people who have analysis paralysis’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Chant Properties website

Anthony Hunter Instagram

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

15 Must Ask Questions when Buying Property Abroad - with Mike Cobb Part 1

Sun, 09 Aug 2020 23:00:00 -0000

In this first episode of an exciting trilogy with Mike Cobb of ECI development, the first 5 must ask questions are explained. These questions are all about what you can see – the infrastructure, the amenities, the access and of particular importance, but often overlooked, the quality of the engineering in place for stormwater management.

We don’t know what we don’t know and we approach property with assumptions, which is a dangerous thing to do. Mike shares great advice about only ever buying what you can see and why this is crucial when buying overseas because assuming could easily mean you don’t get what you want or need.

KEY TAKEAWAYS

Is there year-round access to the property?

We assume that there will be access all year round but this is not always true in some countries dependent on the climate.

How long does it take to drive to the amenities?

It is the time rather than the distance that is key in developing countries.

What public infrastructure exists?

How can you get to the property and what back up infrastructure is part of the property.

Stormwater, has the engineering been installed properly?

Stormwater and its management is a key part of any development in the tropics

Is there enough water and does the developer have the water rights?

In many countries, you have to have a licence to mine it.

Is there enough water pressure for your needs at the property?

Is the home plumbed with hot water?

In Latin America there will be hot water the master suite but not usually in the other bathrooms or the kitchen.

How long does it take to get to medical care?

This is something that people view differently but you do need to have an understanding of what you want and would feel was acceptable for your needs.

BEST MOMENTS

‘As a consumer, the best time to buy property is in the rainy season’

‘Have you asked about stormwater management?’

‘When we buy property overseas it is the relationship you have with the developer and their longevity that is crucial’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE GUEST

CHIEF EXECUTIVE OFFICER

Michael K. Cobb, Co-Founder

As the need for capital outstripped the supply, the mortgage company was converted to an international bank under the jurisdiction of Belize. It continues to provide mortgage services, but has expanded its services to encompass the full realm of financial products.

Mr. Cobb also saw the need for a regional real estate company that would serve the Baby Boomer consumer with a North American standard product for the next 2 decades. He led the group into real estate development and created a holding company for several properties including a resort on Ambergris Caye, Belize. In August of 2000, Exotic Caye purchased 3.5 miles of Pacific Beachfront property due west of Managua, Nicaragua. This master-planned community hosts world class infrastructure, homes and condominium units. In February of 2006, the ECI Development group acquired 1100 acres and 3km of coastline in Costa Rica, setting the stage for expansion into this popular market. Most recently they merged their Belize property with a much larger parcel and have begun to develop 200 condominiums units on Ambergris Caye, Belize.

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Investing in Properties with Pensions with James Hadley

Wed, 05 Aug 2020 23:00:00 -0000

Rob is with James Hadley who specialises exclusively in pensions for property investors and is the author of ‘The Power of Pensions’.

They discuss how the right type of pension can be used effectively as a tool within your business and why it’s vital to seek advice from an expert to make sure you are getting advice that is accurate and tailored to suit your needs.

Many business people remain unaware of the power of pensions as a financial tool in any business and James shares the difference between traditional pension schemes, SSIPS and SSAS’s in this informative episode that will help any business owner look at their pension in a new light.

KEY TAKEAWAYS

You should take control of your own pension and your own destiny.
Most people want to create financial freedom and a legacy
Property is a get rich slowly strategy
When someone is within a traditional managed pension scheme if something goes wrong there is often a safety net.
When people move into SIPPs and SSAS they are responsible for their own investment decisions.
If you spend enough time analysing the problem there is always a solution.
There are a number of differences between a SIPP and a SSAS
Self-invested personal pension (SIPP) an occupational scheme with everyone having their own sub-trust and own asset pool, it is run by an FCA regulated trustee.
A SSAS is an occupational pension scheme set up by an employer and each SSAS is individually registered. There is not always a regulated trustee in place.
Everyone’s situation is different and as long as the person can make sense of their own decisions then this is all that matters.
Until people have in excess of £50,000 then a SSAS is usually not a good option.

BEST MOMENTS

‘Property investors are typically keen on self-development so they are usually good at researching what they are doing’

‘I see tax payable as a drain on cash flow’

‘We focus exclusively on pensions for property investors’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

https://www.amazon.co.uk/Power-Pensions-Secure-financial-powerful-ebook/dp/B089G45LKF

James Hadley LinkedIn

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Football, Travelling + Practical Travel Tips With Jessica Malone Aka Soccer Sabbatical

Sun, 02 Aug 2020 23:00:00 -0000

In this episode, Rob is with Jessica Malone who has travelled the world as an avid fan of the game of football.

In this in-depth discussion, she shares both her experiences of watching football matches in various places around the world and some great tips on the best ways to plan football travel.

It can be easy as a football fan to concentrate solely on your own country’s football league but there is so much out there and each country’s football is, as Jessica explains, very exciting and unique with much to offer any fan of the game.

KEY TAKEAWAYS

The attraction of being able to watch football around the world was compelling.
It was about going to countries I’d never been to and having new experiences and it was all driven by football.
I’m motivated by wanting to see football.
I travelled internationally for work and this allowed me to use my air miles to fund my travel for football.
When I took a break from work I knew that on the other side of my travels I would be able to find work again.
It can be challenging to get tickets but my love of the sport means I’m always prepared to put in the planning and work to get tickets.
I want to, through sharing my stories, change the perception of women at football.
South American football is really underrated, Brazil is a great environment to

watch football in.

There’s a lot more to the world of football than just the premier league and anyone can get out there and find it through sports travel.

BEST MOMENTS

‘I had never seen anything like it, it did have a different feel from the get-go’

‘There’s a lot more to the world of football than just the premier league’

‘A dream trip would be through Portugal and Morocco to catch some games there’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Soccer Sabbatical Instagram

HomeFans website

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

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Istanbul + How to Monetise YOUR Podcast - With Robin Pierson of The History of Byzantium Podcast

Sun, 26 Jul 2020 23:00:00 -0000

Rob is with Robin Pierson host of ‘The History of Byzantium’ podcast. They discuss how Robin nurtured and built his audience and was then able to effectively monetise the podcast.

Podcasting has now moved into the advertising mainstream and there are great opportunities to monetise, Robin shares some great advice and information on how to start a podcast, work out who will be your listeners and nurture your audience along with the best ways to monetise.

KEY TAKEAWAYS

Over the last 4 years, podcasts have changed massively as people, including celebrities,
realised they could make money out of them.
When you work with the freemium model you are producing largely free content and occasionally charging and approximately 10% of your audience will pay.
The podcast market has moved into the advertising mainstream.
Companies now stitch adverts that are appropriate for the country into podcasts
Podcasting is all about the immediacy of listeners.
Between direct support from listeners and advertising, I’m now able to make a full time living from the podcast.
It’s vital to nurture your audience and the product I’m selling is the podcast.
A narrative usually takes around 5 days to create and the more I read and research the better the podcast narrative is.
I don’t advertise the podcast because the type of content is something people will specifically seek out.
There is a sense where people think about the roman empire as they would a football team they follow, they know the outcome but still want to relive the experience
Make a show that is specific to you and see if there is anyone out there who is like you and wants to listen to it.

BEST MOMENTS

‘On the tours, being able to stand in front of interested people and share what I know and am interested in is a great thrill’

‘Travel is all about broadening your horizons and experiences’

‘Make a show that you would want to listen to’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

The History of Byzantium Podcast

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

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A Massive Thank You and Changes to The Show

Wed, 22 Jul 2020 23:00:00 -0000

Rob has a massive thank you to those who have already bought ‘101 Top Property Tips and sent great feedback. It’s available as both a paperback and in the Kindle store on Amazon and has great content curated from a variety of property people with extensive and wide-ranging experiences.

Rob also shares exciting changes to the podcast in the coming months and a sneak peek at some of the great interviews and episodes also lined up.

KEY TAKEAWAYS

101 Top Property Tips is available now on Amazon in paperback and in the kindle store.
Over 50 different property people have shared their top tips along with fascinating stories.
It is packed with great content from a variety of people who are involved in property in a range of different ways.
Moving forward there will be 2 episodes a week during August and September.
We are predominately a property based podcast and our values have always been property, prosperity and networking.
There will be a wider focus providing great content and value for listeners.

BEST MOMENTS

‘It’s a cracking investment there is so much good quality content from a variety of property-related people’

‘If you enjoy listening share the podcast with your friends and leave a review’

‘We are always here to work with you and listen to your feedback’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

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The Importance Of Building A Successful Brand - With Nicole Bremner

Sun, 19 Jul 2020 23:00:00 -0000

Nicole is an experienced property developer with a boutique property development company and extensive expertise in building a personal brand. She speaks at events globally, is a best-selling author and has a passion for sailing.

Nicole and Rob discuss her property journey and how to develop and grow a successful and authentic personal brand.

Nicole shares great content and practical advice about building community and the importance of getting started and being prolific, not perfect on the journey to being who you want to be.

KEY TAKEAWAYS

For me, success is about living the life you really want to live. It hasn’t been a linear journey I have experienced highs and lows.
It’s taken over 4 years to build my audience, It’s about offering something a bit different that is providing value to others.
It’s all about showing and sharing a different lifestyle that inspires other people.
You need to understand why you are building your brand.
Social media and building a community is a two-way process.
Responding to others is an important part of building your community.
You can only effectively focus on 3 social media platforms.
It’s about following people and engaging with them.
Build a community and get to know them individually.
Time management is crucial.
You need to post authentic content dedicated to each platform it doesn’t work posting the same content across different platforms.
It’s infinitely better to use a scheduling system. Start by focusing on one platform and develop and grow your own true voice.
Who do you want to be online? Who you are to others is not necessarily who you are to your family and those close to you.
Be prolific, not perfect it’s all trial and error.

BEST MOMENTS

‘I love being in front of people and it’s gratifying when people like what you do’

‘Grow your authentic and true self’

‘I respond to everyone’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Instagram: http://instagram.com/nsbremner

YouTube: https://www.youtube.com/c/NicoleBremner

YouTube: https://www.youtube.com/c/SailingSavvy

Facebook: http://facebook.com/nicolesbremner

Twitter: https://twitter.com/nicolebremner/

Pinterest: https://www.pinterest.co.uk/NSBremner/

Just Do It, Art Williams YouTube

Bricking It by Nicole Bremner

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

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101 Top Property Tips is HERE

Tue, 14 Jul 2020 23:00:00 -0000

It’s available now and Rob gives an insight into his new book ‘101 Top Property Tips’.

Whether you are just starting out in property or an experienced investor, Property Tips has something for you and there is a special gift offer if you are one of the first 30 to purchase as the book hits Amazon.

KEY TAKEAWAYS

101 Top Property Tips is now available on Amazon as either a download or paperback version.
50+ contributors discuss their journeys and share great top tips to help you to avoid the mistakes they made.
Whether you are a beginner in property, just curious or a seasoned professional in the property arena there will be something for you to take away.
As a special thankyou from Rob, send proof of purchase and if you are one of the first 30 you will receive a complimentary gift.
101 Top Property Tips is a concise, practical and useful book for anyone in property.

BEST MOMENTS

‘101 Top Property Tips is designed to help you avoid the mistakes others have made in property’

‘There is something for everyone whatever their experience to take away’

‘Concise and practical, a really useful book’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Rob@TPNpodcast.com

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

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Expertcast 7 Commercial Conversions With Neil Scroxton of Scroxton & Partners

Sun, 12 Jul 2020 23:00:00 -0000

Neil Scroxton is an Architect with 20+ years of experience and extensive expertise in the arena of commercial conversions. He shares his own journey and explains why it’s vital that architects are commercially minded in order to effectively advise their clients.

He talks with Rob about why it’s important to understand what you are trying to achieve and have the right team in place if you want to be a successful developer.

Every project is about time, cost and quality and you can successfully get the balance right if you know how to look for the opportunities and build the right relationships.

KEY TAKEAWAYS

A commercial conversion is taking an office space and converting it into a residential space.
Most planning consultants essentially just deal with the paperwork of changing one building from one class to another, not the implementation.
Having someone from an architectural point of view early on is very helpful as it is in the implementation that the money lies.
Investors need to understand what they need to do and change to meet the requirements for a residential property.
Whatever the project due diligence is the most important thing.
Expect to upgrade everything then you will not be disappointed with the work you have to undertake.
Look for somewhere that is on the border between residential and commercial areas.
If you spend more time investing in building relationships with people working with you then you will get more back. Having the right mentality is key.
Many deals are ruined and lost because people haven’t built the right relationships to be able to sustain and complete the development process successfully.
The change of use guidance document provides clear information about the types of properties available but you need an expert to get the most out of it.
Section 106 looks at local amenities and the impact any development may have on the local community.
Developers have to look for opportunities to save money but accept the costs that come with development.
If you are trying to build a deal pipeline don’t get involved in the day to day on-site, pay someone else to do this
Every project is about time, cost and quality. Understand what you are trying to achieve and use the right team and approach for the project.

BEST MOMENTS

‘You should look at these buildings as a structural framework’

‘Make sure you know who you are working with, technicians and architects are different’

‘The reason my time costs money is because I make people extraordinary amounts of money’

‘If you want to be a developer you pay the right people and are in a position to move on and be looking for the next deal’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE GUEST

Neil Scroxton BArch, Dip Arch, March, RIBA

With 20+ years of experience in the property industry, Neil Scroxton has worked on most of the popular development strategies and planning/permitted development gain plays.

Having started in drawing offices at the age of 14 and designed and built his parents’ house at the age of 19, Neil Qualified as an Architect and founded Scroxton & Partners (previously MatchBox Architects) at the age of 27. As a planning, architecture and construction management consultancy, the practice now constructs projects up to £50m in construction budget, while still keeping their hand in with smaller developments of under 10 units.

Neil strongly believes that an Architect needs to be commercially minded and have invested in property themselves so that they can properly advise clients. Nothing trains you better in property than getting your own fingers burnt!

CONTACT METHOD

01933 697 822
n.scroxton@scroxtonandpartners.co.uk
scroxtonandpartners.co.uk

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

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Expertcast 6 - HMO's and HMO Compliance with Ian Denston

Sun, 05 Jul 2020 23:00:00 -0000

In this episode of the Expertcast series, Rob is with Ian Denston Environmental Health Officer and Landlord who specialises in the housing side of Environmental Health including HMOs.

Ian trains landlords on HMO compliance and shares key advice for anyone who is an HMO landlord or looking to become one. There is a considerable amount of regulation around HMOs and getting it right and being compliant is very necessary as it’s an area where strict liability applies and tenants may not be in a position to look after themselves.

Ian and Rob discuss both the challenges and the rewards of HMOs in this informative episode packed with great advice and content.

KEY TAKEAWAYS

HMOs are a regulatory nightmare so it’s important to understand what you are doing
The one environmental factor that affects people more than anything is housing
The system of inspection and regulations applies to every property even your own home. There are inherent risks in the home because we spend large amounts of time there.
You have to protect tenants because they may not be able to protect themselves.
There are 2 main areas for regulations with HMOs, planning and environmental health.
If you have an HMO that doesn’t require a licence you are still subject to the HMO regulations.
Councils do look at landlords for income and a way to achieve this is through cost for non-compliance.
Penalty notices are civil offences and when pursued the council gets the money.
It’s up to the landlord to find out what they need to do to be compliant and if you don’t do something because you didn’t know you are still responsible.
The one area that is well funded is HMO licensing because of the income it gets from landlords.
You have to invest in yourself and your knowledge because the consequences of not knowing are significant.
If you have an HMO that needs a licence and you haven’t got one then the tenants can claim the rent back for up to a year.

BEST MOMENTS

‘You can turbocharge your property investments if you have HMOs and they are run well’

‘Strict liability is where it’s no defence to say you didn’t know’

‘The difference between a licenced HMO and an unlicensed HMO is the cost of the licence’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

www.Ehhs-uk.co.uk

Email office@ehhs-uk.co.uk

ABOUT THE GUEST

Ian Denston

Ian is a Chartered Environmental Health Officer with over 30 years of experience in the sector. Ian is also a landlord, has run a lettings agency for over 10 years and has also been teaching investors for nearly 15 years. Ian specialises in the housing side of Environmental Health including HMOs.

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

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Expertcast 5 - International Real Estate Developments with Michael K. Cobb

Sun, 28 Jun 2020 23:00:00 -0000

Rob is with CEO and Co-Founder of ECI Developments Michael K Cobb, who at the height of a hugely successful career in the computer industry decided to make a complete change and move into real estate in the emerging markets of Central America.

Along with his business partner he now builds inspired residences for adventurous souls and in this episode shares his journey and explains why it’s important to understand you don’t know what you don’t know and that you have to forget what you think you know when moving forward into any new venture.

This is a revolutionary time for how people live and work globally and when you can work remotely you can choose to live somewhere that will bring you a higher quality of life.

KEY TAKEAWAYS

Sometimes we are required to be physically present in a location but many roles can be successfully maintained from any location.
This is a moment in time when we will look back at it as a sea of change in the way we work and in working remotely.
You have to be a practitioner at something for 10,000 hours before you can become a master.
It all began by hearing about a need, seeing a need in the marketplace and finding a way to serve the need for the consumer.
Where ever you buy property in the world there is risk. When you buy property overseas the risks are still there but are different.
We don’t know what we don’t know and we have to forget what we think we know. If you use this as your approach you will bring humility to any project.
We looked at the pathway of progress patterns that had occurred previously across British colony countries and used them as an indicator of what might happen.
If you see challenges as opportunities and ways to learn then you have a mindset ready for adventure.
Investing a small part of your portfolio in a different country is prudent because the diversification of assets reduces overall risk.
When you can work from anywhere in the world you can choose to live somewhere and achieve a higher quality of life and a lower cost of living.
This is a revolutionary time in global real estate as people change how they live and work globally.

BEST MOMENTS

‘This is a pivotal time when people who want to live elsewhere in the world will be able to’

‘We saw a need in the marketplace and looked at ways to service the need’

‘We build village-style developments. In Nicaragua, we took pasture and a cattle farm and turned it into a village by the sea’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Global Property resource Kit - https://info.ecidevelopment.com/eci-info-new-gap-robert-smallbone
Master Handbook Landing page - https://info.ecidevelopment.com/devoy-smallbone-properties-eci-country-handbooks-0-1
Belize Country handbook - https://info.grandbaymen.com/irerp-belize-handbook-robert-smallbone
Panama Country Handbook - https://info.ecidevelopment.com/irerp-panama-handbook-robert-smallbone
Nicaragua Country handbook - https://info.granpacifica.com/irrep-nicaragua-handbook-robert-smallbone

Website = www.ecidevelopment.com

ABOUT THE GUEST

Michael K. Cobb

At the height of a successful career in the computer industry, Mr Cobb left to pursue more pioneering opportunities in the emerging real estate markets of Central America. In 1996, he and his business partner formed a company, Exotic Caye International, to provide loans to North Americans purchasing properties in Belize, Honduras and throughout the region.

Mr Cobb also saw the need for a regional real estate company that would serve the Baby Boomer consumer with a North American standard product for the next 2 decades. He led the group into real estate development and created a holding company for several properties including a resort on Ambergris Caye, Belize. In August of 2000, Exotic Caye purchased 3.5 miles of Pacific Beachfront property due west of Managua, Nicaragua. This master-planned community hosts world-class infrastructure, homes and condominium units. In February of 2006, the ECI Development group acquired 1100 acres and 3km of coastline in Costa Rica, setting the stage for expansion into this popular market. Most recently they merged their Belize property with a much larger parcel and have begun to develop 200 condominiums units on Ambergris Caye, Belize.

CONTACT METHOD

ABOUT THE HOST

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30 Years of Hurt - 4 Lessons to Take-Away From Liverpool Winning The League

Fri, 26 Jun 2020 08:21:00 -0000

"In the words of Journey; Don't Stop Believing"
-Rob Smallbone

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

www.Tpnpodcast.com/blog

The Property Teacher

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

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Expertcast 4 - Buy To Lets with Peter Jones

Sun, 21 Jun 2020 23:00:00 -0000

In this Expertcast, Rob talks all things Buy to Let with Peter Jones ‘The Property Teacher’ -successful author and serial property investor.

Peter shares his property journey and explains why and how Buy to Let can be a successful strategy for all property entrepreneurs.

How investors choose their area and what makes a property desirable as a Buy to Let along with why you must understand what your goals are and what you ultimately want to achieve are all discussed by Peter and Rob in this informative episode packed with invaluable content.

KEY TAKEAWAYS

Buy to let is buying a property and then renting it out to a tenant
There is a sweet spot with property it’s all about finding property ‘where they are aren’t too good and they aren’t too bad’
You have to understand what your strategy is and why you have chosen property investment.
You need to know what you want to achieve and work backwards from that.
Lots of people buy property because they think that’s what they should do but they don’t know why they are doing it.
You should view on average 40 properties a month, offer on 12 and hopefully get one.
If you get multiple offers accepted you are offering too much if you get nothing you are probably offering too low.
It can take years to build a good team, its trial and error and experience. There is huge power in having the right team and skillset around you.
Buy to Let is not always exciting but it’s a proven, solid model that works.

BEST MOMENTS

‘When you understand the process and what’s out there you can do anything’

‘Strategy should be running everything’

‘In every time and market, there are opportunities’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

www.Tpnpodcast.com/blog

The Property Teacher

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

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Expertcast 3 - Sourcing with Janice Minihan

Sun, 14 Jun 2020 23:00:00 -0000

Rob is in conversation with Janice Minihan who is a successful entrepreneur in property deal sourcing. They discuss her journey to property success and how property allowed her to get creative and pursue exciting opportunities.

Property sourcing is about being able to fulfil a client’s criteria for a property and reputable deal sourcers work with the trust and confidence of their clients built through their positive relationships and networking. It’s all about reputation when you grow as a deal sourcer and understanding that your network is your net worth.

KEY TAKEAWAYS

It’s important the investor goes from wanting to buy a property, to having a property that generates income for them.
As a sourcer you have to be able to adapt and find the right deal for the investor.
Networking is key, it’s all about the relationships you build with others.
Off-market and direct to vendor leads will come through your network. It’s a win for you and a win for them.
Fees vary according to the deal. Larger deals may be a percentage whereas single property deals will usually be completed by a sourcer for a set fee.
A reputable sourcer will never ask for the complete sourcing fee upfront.
If you give a good service your reputation will grow and you will be able over time to command a higher fee.
A legitimate sourcer will be regulated having professional indemnity insurance, be registered for anti-money laundering, be a member of the NRLA, be part of the property redress scheme and registered for data protection with the ICO.
It’s important to be regulated, know your numbers, build relationships and your network and invest in yourself and your education.
If you take the time to develop your skills then you are helping people to get what they want and you are getting something you want.

BEST MOMENTS

‘If you can’t get clear answers from the sourcer then they may not be the sourcer for you’

‘If you treat it like a business you will get business results if you treat it like a hobby you’ll get hobby results’

‘Know your numbers otherwise you won’t get any deals’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

www.minihangroup.co.uk

The Property Deal Store

ABOUT THE GUEST

Janice Minihan is an entrepreneur who eats, breathes and lives property. With a teaching career spanning 15 years, property was her next favourite thing to do alongside that for 7 years. After having a family, she became very disillusioned with the education system and decided to pursue property in earnest after moving to the UK from Australia in 2014, get educated in the various strategies out there and set to work improving life for her family establishing several businesses in 5 years.

CONTACT METHOD

www.minihangroup.co.uk

Janice Minihan

Director

Property Transformation Specialists

ABOUT THE HOST

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Relaunch of Buy To Let How To Get Started - Special Offer

Tue, 09 Jun 2020 23:00:00 -0000

BUY TO LET: HOW TO GET STARTED has been officially relaunched!! And we have a VERY special offer just for listeners of this podcast. Visit www.TPNpodcast.com/shop and purchase the Ebook version of the book! The first 5 to do so will receive a ticket to a strategy day of your choice! This strategy day will give you an amazing head start into your property journey. The first person to buy the Ebook will receive a 1 hour mentoring session with yours truly!

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

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Expertcast 2 - Flipping with Susannah Cole

Sun, 07 Jun 2020 23:00:00 -0000

Rob is in conversation with Susannah Cole one of the UK’s most successful self-made property investors.

With a passion for all things property, she specialises in flipping properties and discusses how with determination and the right knowledge anyone can become successful and make money from property.

As someone who began her business at the kitchen table, Susannah knows exactly what it takes and shares some of the highs and the learning experiences she has had on her journey to a multi-million-pound property portfolio.

KEY TAKEAWAYS

There is creativity, flexibility and stability with property
I started out purchasing and creatively renovating wrecks of houses each time doubling up my investment through the market and adding value. A lot of it was creativity and making very individual houses.
For flipping there are 2 specific markets – the cookie-cutter ‘rinse and repeat’ putting in the same things every time, this is a mass-market approach.
Bespoke flipping is about a very individualised approach it’s a thing of love but is adored by the British market
You need to understand you are retailing with houses.
The cookie-cutter approach is a good starting strategy.
The whole atmosphere and prestige are key requirements for the bespoke strategy.
The data is really important you have to know what’s going on in your area.
The critical thing is finding the property discounted. Buying discounted means you have a safety margin
Cities and towns are better because there is more fluidity with people, property and options.
Flipping can be effective in a much wider way – you can add value through joint venturing and flipping commercial properties and land.
It’s important to communicate and discuss all options and risks with JV partners.
Flipping is about generating lump sums of cash that can then be used to fund other things.

BEST MOMENTS

‘It’s about building relationships’

‘There is always a plan B so a property only ever has 8 weeks exposure on the market before it moves to a rental’

‘I’ve always viewed flipping as a retailing houses’

‘You must never refurbish for yourself when you are flipping don’t spend on anything you don’t need to’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

The Good Property Company

Susannah Cole Linkedin

ABOUT THE GUEST

Susannah Cole

Susannah is. Starting her first business at the age of 22 she knew she had an entrepreneurial spirit which could not be constrained by a J.O.B (Just over broke). Breaking out of the corporate lifestyle she followed her dreams and took the risk to set up the Good Property Company which she has now been running for over ten years.

With determination and the right knowledge, Susannah believes anyone can make millions from property. It is possible to succeed even with very little money starting out. It only took Susannah 3 ½ years to become a property millionaire, and in her first 3 months as a deal packager, she made £12k as a kitchen table start-up with a phone, a kettle and computer. Susannah went on to source, buy or let out more than 200 properties with a value of £45million and an agreed purchase price of £30million (before refurb). She then invested her capital to develop her multi-million-pound property portfolio consisting of HMO’s, single lets and serviced accommodation.

Susannah has made a huge impact within the property community and her success is unprecedented. She has been featured in well-known property magazines such as Property Investor News and Your Property Network and has provided advice on podcasts such as Property Hub, Inside Property Investing and Tej Talks. Susannah's passion for property is infectious and she loves to give back and share her knowledge through her live workshops and group mentoring programme. Susannah's top priority is to help others to achieve (and hopefully surpass) her own successes! Susannah has already taught hundreds of mentees, many of whom have gone on to become very successful in property.

Whether you are new to property or a seasoned property developer looking to increase your property knowledge and expand your horizons - Susannah is there to help.

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Expertcast 1 – Serviced Accommodation with Tsen Wharton of Adaero Property

Sun, 31 May 2020 23:00:00 -0000

In this first Expertcast Tsen Wharton is talking all things serviced accommodation. As a property entrepreneur Tsen is on a journey of continuous growth and property is what gives him the opportunity to be the best the version of himself and consistently reach to achieve more.

He shares the model he and his business partner have developed and refined over time and discusses both the advantages and challenges of serviced accommodation. Ultimately all property strategies can work very well but it’s vital to understand which is right for you.

KEY TAKEAWAYS

Serviced accommodation is a fully-fledged hospitality business.
You have guests that pay by the night for a bed and the associated services. They are not tenants they are guests, it’s a business operator and client relationship.
The price to pay by the night is a premium compared to the rent from a tenant.
Rent to rent operators are capitalising on taking property and repurposing it for a different market
Most people associate serviced accommodation with the traditional holiday lets but there are many wide and varied demands for serviced accommodation.
Identify where the demand is first this could be near a hospital or a contractor market if there is development taking place.
It should all start with identifying the audience you are going to serve with your serviced accommodation.
The category of serviced accommodation is determined by the local authority. It is recommended that you get in touch with the planning office to find out about licensing for the area.
100% disclosure is important in acquiring property for serviced accommodation.
Many landlords are positive about their properties being taken on as corporate lets for serviced accommodation.
All property strategies can work very well but it’s important to understand which is right for you – for some serviced accommodation will be the perfect answer.

BEST MOMENTS

‘We are in the business of providing solutions’

‘What is your ‘why’ and does serviced accommodation fit that?’

‘We have proved our model and our marketplace’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Predictable Property Profits by Tsen Wharton

www.adaeroservicedaccommodation.com

tsen@adaeroproperty.com

ABOUT THE GUEST

Tsen Wharton

Tsen Wharton is a full-time property entrepreneur, actively investing each year in property, and his own self-development, to add increasingly more value into the marketplace.

Tsen discovered personal development and property education in his early twenties and a few years later bought his first investment property. Alongside a 10 year career spanning media sales and recruitment, Tsen built up a rental portfolio of properties that eventually gave him the freedom to leave the world of employment in 2014 and start a software business serving recruiters.

Tsen’s focus today is 100% on property, from active investing to business growth and mentoring through mastermind groups. With his business partner Chris Dornan, Tsen runs a successful Serviced Accommodation business and has a property portfolio spanning single lets, HMOs, Serviced apartments and commercial property. He is on a journey of continuous growth, facilitated by serving others through property investing, teaching and mentoring.

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

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New Intro, New Books And What To Expect From The Forthcoming Expertcast Series

Sat, 30 May 2020 23:00:00 -0000

It’s an exciting time for the Property Nomads podcast! As well as a fascinating new line of episodes entitled the ‘Expertcast’ series, and some inspiring and informative new books, there are other changes on the way, too. In this week’s mini-sode, Rob talks you through all the changes you can expect to see very soon!

KEY TAKEAWAYS

A new website is now up and running at tpnpodcast.comfeaturing blogs, a newly designed store, and many other new services.
The Expertcast series will be a series of interviews covering a vast array of topics, featuring a multitude of inspiring guests, all centred around property strategies.
Feedback is welcome in any form. It allows us to grow and develop in ways we may not have previously considered. But it must always be constructive.

BEST MOMENTS

‘We’re going to make this a lot simpler, going forward’

’There’s going to be something to take away from every single episode’

‘We’re here to help you as best we can'

VALUABLE RESOURCES

To register for the Off-Shore Escape Summit go to www.tpnpodcast.com/blog

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Rob Smallbone and Aaron Devoy, the hosts of The Property Nomads Podcast, are on a global mission to guide your success. Success can happen in many ways, shapes and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?

Rob and Aaron just want to make a huge difference to people around the world. They are here to guide your success in property, business and life and to inspire you to achieve your goals, dreams and visions. They’ve travelled, explored, and invested. And they’re not planning on stopping these activities anytime soon.

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

1st June - 5th June. The Offshore Escape Summit is HERE (and other questions)

Wed, 27 May 2020 23:00:00 -0000

=> FREE SUMMIT TICKET - https://www.offshoreescape.com/?ac=wisgcRrl

In episode 99 of the Property Nomads Rob was with Mikkel Thorup best-selling author and international speaker. Mikkel is about to host the upcoming Offshore Escape Summit which is taking place online at the start of June and Rob shares exciting details about how and why you should take part in this global online event.

Whether you are interested in your personal freedom or have already looked at what’s happening in the world and begun your journey to true freedom this conference will have something for you.

KEY TAKEAWAYS

26+ offshore experts with decades of experience will reveal how to;
Build generational wealth
Pay zero taxes legally
Invest in gold and property
Get a second passport
The summit aims to set you up for a life of freedom and wealth
Takes place from the 1 June to the 5 June with seminars between 3pm and 5pm daily.
It’s free to register and watch live.
You can upgrade to VIP and gain lifetime access to the presentation recordings plus many other bonuses.

BEST MOMENTS

‘I believe that people pay too much tax so if you can pay less legally it’s something to look at’

‘You are in control of your destiny’

‘If you can do things legally why not’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

www.Tpnpodcast.com/blog

FREE SUMMIT TICKET – Offshore Escape Summit 2020

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Mining, Metals and Money with Rob Tyson - Host of the Dig Deep Podcast

Sun, 24 May 2020 23:00:00 -0000

In this fascinating episode, Rob is with Rob Tyson host of the Dig Deep Mining Podcast and specialised recruiter for the mining Industry.

They discuss the places across the world where mining is a core industry and what it takes to develop a new mine and the many benefits it can bring to a community over time.

They also talk macroeconomics and the role mining plays across the global community.

This is a great listen and has something for everyone - we usually don’t really think too much about it but the reality is everything we have in the world begins by being mined or farmed, listen in and enjoy.

KEY TAKEAWAYS

In the mining industry, a lot of companies are holding at the moment and waiting to see what will happen.
Currently, most ex-pats are working remotely running mines. The changes in working patterns mean ex-pat recruitment in the mining industry will be changed forever.
The role of an ex-pat is usually to train someone from the country in around 2 years to take over their role.
Mining is a primary industry and anything in the world is either mined or farmed.
It takes a long time to build a mine and you have to remember the importance of working alongside the community and contributing to it.
The majority of local people are positive if they can see the benefit. Infrastructure is vastly improved with the creation of a mine.
Educating children about how mining contributes to the world economy.
In any situation, there are opportunities if you know how and where to look for them.
My podcast is about interviewing technical people from different aspects of the mining industry.
Interviewing and listening to my guests is helping to increase my knowledge.
My challenge is getting the podcast to more people who are involved in the mining industry so they can benefit from the content and information.

BEST MOMENTS

‘There is always an ulterior motive where money is concerned’

‘If you do a podcast you have to have a purpose’

‘Expat recruitment will be changed forever’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

The Dig Deep Mining Podcast

Email Rob Tyson at rob@mining-international.org

Rob Tyson LinkedIn

Mining International Official Website

Mining International’s Twitter

Mining International’s Facebook

James Rickards Books

The Road to Ruin: The Global Elites' Secret Plan for the Next Financial Crisis: What the Global Elite Knows About the Next Financial Crisis

Aftermath: Seven Secrets of Wealth Preservation in the Coming Chaos

The New Case for Gold

Currency Wars: The Making of the Next Global Crises

The Death of Money: The Coming Collapse of the International Monetary System

Michael Maloney Books

Guide To Investing in Gold & Silver: Protect Your Financial Future

Gold Rush 2020: Why the time to invest in gold is right now

Hidden Secrets of Money Series

https://www.youtube.com/playlist?list=PLE88E9ICdipidHkTehs1VbFzgwrq1jkUJ

https://goldsilver.com/

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

100th Episode - COVID-19, Commercial Conversions + Macroeconomics with Mark Homer

Sun, 17 May 2020 23:00:00 -0000

This is episode 100 and Rob has a very special guest. Mark Homer is a hugely successful Property Developer, Co-Founder of Progressive Property and best-selling author.

They discuss what Mark has been doing throughout this unusual period and what he thinks will happen moving forward.

Mark keeps a very close eye on what’s going on financially and this is a fascinating listen as he discusses and shares great content and commentary on where we are now and what it might look like moving forward.

KEY TAKEAWAYS

The model of buy, refurbishment and rent was the strategy that really worked for me. It’s all about the leverage you can get.
I have a successful strategy but am always interested to learn about something different
I like to find someone who is doing something successfully then model on that.
Property is opportunity led we may now see more commercial coming to market.
Big changes will also bring big opportunities.
There are lots of layers in the COVID situation and there can only be a broad overview of how to move forward because no one has all the facts.
Coming out of this will be in part guided by the media and how long they continue with a negative message.
There is money available for borrowing
It’s all about confidence
We have carried on working on our construction projects throughout this pandemic but have had plenty of challenges around supplies.
Lots of self-employed people continued to work because they had to otherwise they had no income at all.
There is nothing legally to stop you from opening your office. It’s about finding your way around the issues.

BEST MOMENTS

‘With construction, the challenges came with getting materials as suppliers closed’

‘There are lots of variables and we don’t know what they are at the moment’

‘Have a successful strategy but always be interested to learn’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Progressive Property website

Mark Homer LinkedIn

Warren Buffet Berkshire Hathaway Annual Meeting

Bank of England Monetary Policy Report Youtube

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Offshore Markets & Dual Citizenship, How to Pay Less Tax - Interview with Mikkel Thorup

Sun, 10 May 2020 23:00:00 -0000

Rob is in conversation with Mikkel Thorup, Number 1 best-selling author of ‘Ex-Pat Secrets’, host of the Expat Money Show podcast and director of Escape Artists.com the world’s oldest offshore website.

They discuss how Mikkel has been in perpetual travel for over twenty years and has travelled to over 100 countries and in doing this has circumnavigated the globe more than 400 times. With such extensive knowledge as a global citizen, Mikkel offers great insights into the communities of the world and shares great advice on how and why you should move your money offshore to reduce tax.

Mikkel also shares some great offers for the Offshore Escape Conference, listen in, enjoy and learn.

KEY TAKEAWAYS

An ex-pat is someone who lives outside of their country of origin and often lives in more than one country.
An offshore market or jurisdiction is anywhere outside of your place of birth and they share particular advantages – very favourable tax laws with low or zero tax and strong asset protection laws.
There can be large tax benefits from having a second citizenship. The quick way – make a donation to a country in exchange for citizenship and the passport that comes with this.
Live in the country for an extended amount of time and after 5 years apply for citizenship.
The lucky method is being born in a country and growing up in a different one or if your grandparents or parents were born in a different country.
If you have your business online and you work out of western Europe you will be paying 40-50% of your revenue in taxes.
Ultimately everyone is the same and want the same things to be safe, have a roof over their head and be able to provide for their family.
If you want to diversify your portfolio and own properties in different currencies then this is a great time to invest.

BEST MOMENTS

‘All the places I have lived have a special place in my heart’

‘I actively find ways to reduce your tax and I do this by moving your money offshore’

‘As a libertarian, the 2 tenants I follow are ‘do not encroach on others and do what you say you will do’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Landlord Today website

Expat Money Show

Escape Artist website & Bookstore : Your promo code: 20NOMADS (this code will give you 20% off of bookstore products)

Expat Secrets by Mikkel Thorup

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

5 Updates From the Property Market

Sun, 03 May 2020 23:00:00 -0000

Rob is sharing some updates from the Property market in this unprecedented time of a global pandemic. The information is both predictable in some areas and unexpected in others.

Rob explains both the expected and unexpected in this episode because it’s all about understanding what’s behind the headline, listen in for some great content.

KEY TAKEAWAYS

Demand from new prospective renters has hit the highest recorded level for February – More people are shifting towards renting.
Rents are continuing to increase year on year - If you are running a property business and your basic costs are increasing then this will need to be passed on.
Number of landlords selling buy to let properties has risen – A combination of factors with increased barriers for landlords.
A 2% increase in the number of late rental payments - People who are furloughed are not going out.
Average monthly rents across the UK have only increased by an average of only 7.5% during the second quarter of the year – Increases in rent will be over a longer period.

BEST MOMENTS

‘If property is all you’ve got then to negate the changes in your bottom line the cost will be passed on’

‘More people are shifting towards renting’

‘The population will continue to increase in our lifetime’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Landlord Today website

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

4 Ways to Grow Your Property Business NOW!

Sun, 26 Apr 2020 23:00:00 -0000

These are strange times as people come to terms with potentially having more time than they’ve ever had before but how can you use this opportunity?

Rob shares 4 great ways you can effectively utilise the time you have at the moment.

There are always opportunities and moving forward is key, listen in and hear how you can connect with more people, read more, get your systems sorted and buy property instead of sitting in front of the TV!

KEY TAKEAWAYS

Do more social media and generic networking – speak to people on the phone touch base and find out if they are looking for something or have a potential project in mind
Systems and processes – does everything work well, there is always room to improve so use this time to improve your systems and processes
Read and listen to more books – take advantage of the time to read more, listen more and learn more.
Buy property – if you have cash in the bank you could be buying below market price properties and building your portfolio.

BEST MOMENTS

‘We are doing due diligence on everything’

‘Connect with more people you never know what it may lead to in the future’

‘It’s a golden opportunity to buy if you can operate with cash’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

The Top 5 Books You Should Read Now!

Sun, 19 Apr 2020 23:00:00 -0000

As we all continue to ‘stay at home’ because of COVID19 in these very unusual times, Rob looks at the extended time opportunities we all have and shares his top 5 books to read or listen to now.

This is a great curated selection that encompasses wide-ranging ideas and will get anyone thinking more about the way the world is, listen in and enjoy.

KEY TAKEAWAYS

Mastering the Market Cycle – Howard Marks, this is all about working out what’s going to happen when.
Currency Wars – James Rickards, a great read that examines what macroeconomically each country is doing.
The Big Drop, How to Grow Your Wealth in the Coming Collapse – James Rickards, this will educate you even further about how you can grow your wealth even when everything else is crumbling.
The Creature From Jekyll island - G Edward Griffin, this is all about how the federal reserve effectively controls the world and the relationship there is with key families who have immense power.
Prisoners of Geography - Tim Marshall, this text goes against macroeconomics but looks at the pragmatic geography of countries around the world and he makes us thinks about things in a completely different way.

BEST MOMENTS

‘I’m very sceptical that the world is not as it seems’

‘It’s a fantastic book’

‘I love the concept of this book’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

New Property Service - Matching Developers and Investors

Sun, 12 Apr 2020 23:00:00 -0000

In this episode Rob talks about the most valuable things that YOU can do during lockdown to make the most out of your time. He talks about how spending your time in the right way NOW can massively increase your chances of finding investment or the perfect deal in property.

Rob also outlines his new plans to bring investors and deal finders together, allowing you to find your ideal JV partner. Contact Rob at Rob@thepropertynomads.com

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Embracing Autism and Corona Advice!

Sun, 05 Apr 2020 23:00:00 -0000

When you start out in property this is a question you will want to know the answer to, and in this episode, Rob as an experienced and successful property entrepreneur shares the answer and the reasons why ultimately it’s all about the relationships.

As we all continue to stay at home this period of lockdown is a great opportunity to use social media to find deals and speak to investors because you can continue to develop and grow those vital relationships even without the actual face to face.

KEY TAKEAWAYS

Deal versus the money what comes first?
There will always be opportunities in the market, whether it’s a bull or bear market.
When you are getting started in property it’s the most frequently asked question.
An investor will either want to see something you’ve already done or some decent numbers on paper.
Property is always about building relationships.
If you are going through an estate agent they like to see proof of funds.
Work on getting some form of income first because it gives you more power.
There will always be opportunities in the market whatever the other challenges.

BEST MOMENTS

‘One of my highest values is security I like to know the money is there first’

‘You can utilise the time to further your education and help others’

‘There will always be opportunities in the market’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

8 Golden Rules of Podcasting

Sun, 29 Mar 2020 23:00:00 -0000

Because of the Covid-19 outbreak, a lot of people have gone into self-quarantine or self-isolation. And, as many people follow the protocol, there is also a perceived significant increase of people resorting to podcasts just to entertain themselves. For people who want to help and bring awareness to the crisis while they get their content out there, podcasting is the way to go!

In this episode of The Property Nomads Podcast, Rob shares the 8 Golden Rules of Podcasting. His consistent creation of relevant property/real estate content has gained him the traction he deserves throughout the time. Be one of the lucky people who hears his secrets when you tune in.

KEY TAKEAWAYS

Last year, the number of podcast listeners grew by 24%. In the UK alone, there are over 7.4 million podcast listeners. Those numbers tell a lot on how promising podcasting is as a medium.
If public speaking isn’t your strongest suit, or your introversion is getting in your way, you’ll be amazed to know that podcasting is easier than you thought when creating content. All you need is a working mic, and of course, your flawless storytelling on anything you’re passionate about.
8 Golden Rules of Podcasting:
- Have a Concept. Focus on a niche.
- Know why you are setting up your podcast.
- Treat it like a business.
- Never miss an episode!
- Note the 3 C’s of Podcasting: Commitment, Congruency, and Credibility.
- Do not compare yourself to others.
- Diarise your time.
- Have fun podcasting!

BEST MOMENTS

“There’s many people getting into podcasting. It’s becoming more and more of an attraction.”
“If you treat something like a hobby, you’re going to get hobby results. If you treat your podcast like a business, you create a business mindset.”
“People love routine; people love to be able to listen to the same podcast week in, week out.”
“If you like what you do, and you do what you like, you’ll absolutely be fine.”
“Keep trying new things and love the competition.”

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Autism Tests Done - Euro 2020 Cancelled - What is Going on With The Website?

Mon, 23 Mar 2020 00:00:00 -0000

This time on The Property nomad Podcast, Rob gives a quick update on his recent diagnosis with Autism, talking about his journey and how it is affecting his life. Rob gives some advice towards those who are suffering with mental illness in the light of the Corona Virus (COVID19), where people may be feeling especially lonely and vulnerable.

Rob also gives updates on the podcast, laying out plans for the future (Episode #100 is not far away!) and how the podcast is changing around Covid-19. Rob also gives updates on the newsletter and website.

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

An Entrepreneur Masterclass - with Jay Dhillon

Mon, 16 Mar 2020 00:00:00 -0000

This week, Rob is joined by entrepreneur, podcaster and Prince’s Trust ambassador, Jay Dhillon.

There aren’t many who know more about investment and business strategy than Jay, a man with his finger on the pulse of all things property. In this special conversation, Rob talks to Jay about a range of subjects, including how the Coronavirus outbreak is likely to affect the world of property, the importance of preparation in today’s world, the power of podcasting in building your brand, and the story behind his incredible career as a mentor to some of the most successful entrepreneurs in the world.

KEY TAKEAWAYS

The Coronavirus outbreak has the potential to cause a crash, but Jay is cautious. Panic and speculation are far more likely to invoke trouble than the virus itself.
Preparation is what helped Jay to survive the last recession. Do all you can to survive, and ask yourself the question: If my supply chain disappeared tomorrow, could I survive?
As a business-owner, you need to make sure that you’re the one who can take advantage of your competitor’s poor planning in these circumstances, and not the other way around. Business has to go on, so make sure you’re the one doing so.
Jay built a successful business and then sold it, allowing him a rare insight into the entire process of entrepreneurship that many do not have. It has made him one of the most sought-after coaches in the world.
The difference between a good coach and a good mentor is that a mentor usually teaches by relating a real-life example, which is much more effective in terms of instruction.
One of the greatest things to come out of podcasting is that Jay has built relationships, formed connections, and created a legacy that will last and endure.
Be patient. If you’re consistent in your approach, and take your time, you’ll succeed. Don’t just look for quick wins. Find a strategy that works for you and stick to it.

BEST MOMENTS

‘Preparation is so important now’

’Some hard decisions had to be made’

‘We’re buying the business, not the business owner’

‘If I’m going to mentor, then this is my challenge’

‘Doing it is the most important thing’

‘Look at yourself. Have you been going up or down?’

‘Be patient and learn to pivot'

‘What are you going to do today?’

‘KMF – Keep Moving Forward’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

The Business Mentor Podcast - https://www.jay-dhillon.com/podcast

Jay Dhillon’s website - https://www.jay-dhillon.com

Jay Dhillon YouTube - https://www.youtube.com/channel/UCNRouhFVktGDQcCRAzoHydQ

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

The Property Nomads Podcast NEEDS YOU! Want to be on The TPN Podcast AND be a Part of a New Project?

Mon, 09 Mar 2020 00:00:00 -0000

The Property Nomads Podcast Needs You!

There are 2 elements to todays episode!

Thank you (the listeners!) for all the tips and feedback. It’s going to make for a fantastic book and wealth of knowledge for anybody who reads/listens to it!
We are starting a Mini-Series! This mini-series is going to be an in-depth deep dive into specialist areas. Rob wants to know if you are a specialist in a niche area, such as Serviced Accommodation, HMO’s, Land, Commercial Conversions, Deal Sourcing (etc!); If you have a stack of case studies (good and bad!), he wants to hear from you for this series!

Maybe you know someone who would be really suited? Again, get them in contact with rob

rob@thepropertynomads.com

The plan is to interview people and go in-depth on their area of expertise. We may even transcribe and create a book!

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Stuart Lordan Of Lord Panda Property!

Mon, 02 Mar 2020 00:00:00 -0000

This week, Rob talks to husband, entrepreneur, podcaster and property investor, Stuart Lordan, the founder of Lord Panda Property.

Stuart’s success has been built on the back of some wise decisions, some canny investments, and by overcoming a variety of obstacles. The reasons behind his property ventures are all too familiar; wanting to provide an alternative income in order to support his family, and to increase the amount of time spent with them.

In today’s show, Stuart discusses his motivations, the perils of expecting to “get rick quick”, the value of patience, and the importance of effective systems and processes, and how they can make all the difference to your property business.

KEY TAKEAWAYS

Stuart’s property journey began when he looked at a number of different avenues in order to create a sustainable, alternative source of income.
Stuart’s first love is his family, but although he was working to provide them with a better life, the time away from them in order to do so didn’t make any sense. Why put so much effort into providing for a family you never see?
Property investment is often seen as a get-rich-quick scheme that nets instant and substantial rewards. But the real rewards are for the more patient investors. The long game is the one worth playing.
It’s important to do the groundwork in the areas you wish to invest in. Speak to agents. Speak to local people. Read the local newspapers. Get a feel for the area.
Transparency and honesty are key in building relationships. Maintaining a good relationship with your power team is crucial in finding the best deals and creating success.
Systems and processes are a vital component of ensuring that your property ventures function at their maximum potential. One property at a time will serve you better in the long run.
Focus and strategy are all very well in property. But what happens if it all goes wrong? Contingency plans and backups should be as essential part of your property business.

BEST MOMENTS

’There was an incongruence there that needed solving’

‘Once you have that momentum, it’s very hard to shift’

‘Get under the skin of those fundamentals’

‘It’s not rocket science - just treat others as you would wish to be treated’

‘Without processes in place, it’s very difficult to know where you stand'

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Lord Panda Property - http://www.lordpandaproperty.co.uk

Stuart Lorden LinkedIn - https://www.linkedin.com/in/stuartlordan/?originalSubdomain=uk

Executive Juice Podcast - https://executivejuice.com

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

From Teacher to BTL + HMO Property Investor - plus Bamboo Scaffolding - with Joanne O'Connor

Mon, 24 Feb 2020 00:00:00 -0000

Joanne O’Connor is an incredibly successful property investor, having built her empire on Buy-To-Lets and HMOs, but life wasn’t always that way. For over ten years, Joanne had devoted herself to teaching, instructing younger minds all over the world. But she soon became disillusioned with the trends in teaching methodology.

It was then that she decided to strike out on her own and establish an entirely new career path in property. Listen as Joanne talks about her incredible journey from the classroom to investment; how she did it, and how you can do it, too.

KEY TAKEAWAYS

There’s far too much pressure on teachers to dedicate their entire lives to the profession for very little reward. Working that hard should yield far better results, and a far more secure future.

Joanne was attracted to the idea of owning something that could provide a passive income, and which would continue to do so. Property seemed like the ideal choice.

At the beginning of a property journey, the options before you can become a little overwhelming. Joanne recommends taking one step at a time. Commercial conversions, HMOs etc can all come later. Take your first step before you overwhelm yourself.

It’s okay to leave some money in a property, despite the advice out there. Just make sure it works for you.

The process becomes easier each time. Not just that, but the lessons you learn from each deal, help to make the subsequent deals go more smoothly thereafter.

It’s great to have a mentor on your property journey; someone who can reassure you at the right times, and who has walked the path before you. It can lift you when you need it the most.

Property is slowly affording Joanne and her family the lifestyle she has always wanted. She can, to an extent, pick her working hours, and is almost at the point in her life when she can let the business run without her, and travel.

When dealing with finance, be as prepared as possible, You should always expect that they’re going to ask for everything twice, and everything at the very last minute.

Don’t listen to people who aren’t doing it. Make sure you take advice from people who’ve trodden the path, and who are living the life that you want to live.

BEST MOMENTS

‘I felt like I was sacrificing a lot, and not for much reward’

’Those deals aren’t impossible to find’

‘It’s like a snowball effect’

‘I’m not bothered about fancy cars. I just want to be able to look after people’

‘You should expect everything to take two or three times longer than you expect it to!’

VALUABLE RESOURCES

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Joanne’s Facebook Group - https://www.facebook.com/groups/TESTeacherEscapeStrategies/

Joanne O’Connor LinkedIn - https://www.linkedin.com/in/joanneroconnor/

Reach - www.reachukproperties.net

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Law of Attraction Vs. Genetics - Which Path YOU Should Follow

Mon, 17 Feb 2020 00:00:00 -0000

‘It’s vital to get in control of your time’

Rob is exploring the law of attraction versus Genetics in this episode.

He reflects on how gaining a better understanding of yourself and your values is a key element in working out the balance between the law of attraction and genetics.

This episode has some great advice on how you can get focused on a task so that you can achieve more in the journey towards your chosen goals listen in to find out more.

KEY TAKEAWAYS

Law of attraction – if you personally believe it, it will happen.
Having a focus and understanding how you work is important
If your preferred and effective way of working is to be without external noise then you should set up your working environment to facilitate this
Review what you are good at and what is more challenging, it’s vital you understand yourself.
When you establish your preferred approach to work it is then important to conquer your fear of missing out as this could encourage distraction.
When you are focusing make yourself less available to others, turn off your notifications.
You will then be in control of your time.
Knowing who you are and working with your values is vital.
Understanding your values and who you are will enable you to identify and focus on your strengths.
You are yourself, be yourself and work with your strengths and get others to help with your weaknesses.
Be true to how you work and who you are and you will be able to get more done.
It’s about finding the balance
Law of attraction versus genetics they both work but you must understand who you are and keep moving forward.

BEST MOMENTS

‘I choose to work with a small group of people’

‘In the property business, there are always opportunities so it’s vital to not fear missing out’

‘Focus on your strengths’

VALUABLE RESOURCES

https://podcasts.apple.com/gb/podcast/the-property-nomads-podcast/id1440016017

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Kingsway Mortgages - https://www.kingswaymortgages.co.uk

Liam Johnston LinkedIn - https://www.linkedin.com/in/liam-johnston-89338228/?originalSubdomain=uk

lmj@kingswaymortgages.co.uk

Liam Johnston - 0203 1373527

The Law of Attraction Rhonda Byrne

Deep Work by Cal Newport

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Quick Cast 4 - Why Valentines Day is BS

Fri, 14 Feb 2020 00:00:00 -0000

DO NOT LISTEN TO THIS WITH YOUR OTHER HALF. In this episode Rob explains why he believes valentines day isn’t worth the build up.

KEY TAKEAWAYS

All of the build up for one day to show your love to your partner/spouse is a load of rubbish. You should be showing them how much you love them every day no matter what day it is.
You should be working consistently, give and take, as a team and partnership. So you don’t need to dedicate one day of the year to do this.
You wouldn’t dedicate 1 day a year to show how much you love your business; you do it all year around.
You need to be able to love yourself and work on yourself in order to be able to love someone else. This could be by listening audio books for examples.
This doesn’t mean chocolates, flowers and gifts etc… every single day but you shouldn’t need one specific day in order to do this for your partner.

BEST MOMENTS

‘You should be showing your love consistently’

‘There’s going to be good days and bad days.’

‘To love others, you must love yourself first’

VALUABLE RESOURCES

Matthew's Hub

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

TPN Exclusive! Be a Part of The Top Property Tips book!!

Mon, 10 Feb 2020 00:00:00 -0000

Just a quick episode to help Rob with his next project!

Rob wants to know YOUR top property tips. Whether you are a knowledgable veteran property investor, or recently started your property journey; Rob wants to know it all!

By providing Rob with your tip, you are in with a chance to win a copy of Rob’s next book! If Rob uses your tip, you will be sent a free copy when the book is published!

If you are happy for your tip to be included in Rob’s book, simply email Rob at rob@thepropertynomads.com. In the email heading put “My top property tip” and answer the following in the email;

1. What is your top property tip?

2. Why is that your top property tip?

Remember to provide as much information as possible, followed by your name and socials! Finally, to be in with a chance to be included in Rob’s book, please include the necessary disclaimer to say you are happy that the content provided is included in Rob’s book!

By the end of February, the entry to this promotion will be closed! So make sure you get your Tips in first!

VALUABLE RESOURCES

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Quick Cast 3: Why there is NO Right or Wrong in Property Investing

Thu, 06 Feb 2020 00:00:00 -0000

In this episode Rob discusses why there is no clear cut answer to what property investing techniques are good and which ones are bad. He also explains why this is the case and how you can start investing into property yourself.

KEY TAKEAWAYS

You hear a lot of people say that some property investing techniques are better than others. This is all rubbish because it all depends on the area rather than the technique itself. It’s also dependant on how you want your life to be run and how you want it to be like.
It’s important to share your success however it’s not about how many properties you have in your portfolio.
There is no right or wrong in property investing. You don’t have to have a certain amount of properties, deals or SA’s in order to be successful.
Only focus on one course at a time and get good at one strategy before starting on the next. Don’t try and do multiple different strategies all at once.
Don’t let other people control or belittle your dreams or goals. As long as you achieve what you want to achieve ethically then you’ll be fine.
Don’t get too caught up on what people are doing on social media because it’s so much easier to say but not do.
Everyone wants and has different lifestyles so don’t focus on their goals, focus on yours.

BEST MOMENTS

‘It’s down to the area’.

‘It’s whatever works for you’

‘It’s whatever makes you happy’.

‘Don’t fear competition’.

VALUABLE RESOURCES

Matthew's Hub

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Don't Suffer in Silence - Rob Opens up About Unofficial Autism Diagnosis

Mon, 03 Feb 2020 00:00:00 -0000

In this very personal episode, Rob opens up about his unofficial autism diagnosis and how potentially knowing that he may be on the spectrum for autism has helped bring clarity and understanding to something he had a feeling about before.

He reflects on why it’s so important not to keep your concerns and worries to yourself – there is power and change in talking to someone even if it is a massive challenge.

Rob shares how this unofficial diagnosis explains why his skill set is centred around writing and analysis and why he prefers to only have a focused line of communication with others, rather than a widespread social media presence.

KEY TAKEAWAYS

I took too much on and was trying to juggle too many different things and ultimately the pressure became too much
If you can feel yourself slipping downwards you have to do something about it.
I had the mental fortitude to face it and deal with it
A lot of us are scared of judgement, we worry about what others think of us.
My podcast is a sounding board, I feel very comfortable in front of the microphone -
there is no judgement.
Working with your own values and aligning yourself with who you truly are is the only way to achieve congruency in life.
If you are suffering with something, then tell someone it’s important to remember no one is perfect.
Open up to the right people and chat.
People will be there to help you if they know about your challenges.

BEST MOMENTS

‘Being in property and around amazing people day in and day out means you gain the mental fortitude’

‘It explains why I like things in black and white and why I don’t like change’

‘My mum is like my knight in shining armour’

VALUABLE RESOURCES

Matthew's Hub

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Kingsway Mortgages - https://www.kingswaymortgages.co.uk

Liam Johnston LinkedIn - https://www.linkedin.com/in/liam-johnston-89338228/?originalSubdomain=uk

lmj@kingswaymortgages.co.uk

Liam Johnston - 0203 1373527

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Important TPN Update! - Podcast Not Affected

Fri, 31 Jan 2020 00:00:00 -0000

This episode is focused on an update from Rob and the Property Nomads podcast. Matt and Rachael have unfortunately left the Property Nomads however Rob will be keeping the Podcast going with more exciting joint ventures, interviews and great content. Another book is also on it's way so keep a look out!

VALUABLE RESOURCES

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Rob@thepropertynomads.com

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

The 6-Month-Mortgage Myth Busted, Plus What Makes A Good Mortgage Broker? – with Liam Johnston of Kingsway Mortgages

Mon, 27 Jan 2020 00:00:00 -0000

Liam Johnston is a mortgage broker with several years’ experience, and more than a few strategies to share, that have been picked up along the way on his highly successful property journey.

Liam joins Rob today to offer some fantastic practical advice to all investors, regardless of their experience levels, to share a wealth of guidance when it comes to choosing your mortgage broker, and also to bust a few myths, most namely the “6 Month Mortgage”. Is it real?

KEY TAKEAWAYS

Lots of lenders out there now are aligning themselves with digital. The market is changing, and certainly embracing new technology in order to reach their customers more effectively.

The benefit of having a mortgage in a limited company’s name, is that you can offset a lot of the costs against the rental income.

Rates are more than likely going to fall again soon, as mortgage companies compete for market share by making themselves more attractive.

Residential mortgages are regulated, so they always are based on a person’s income. The exception is Buy-To-Let mortgages, which have no minimum requirements.

Mortgage brokers are essentially agents, who gather as much knowledge as possible about the client, and then use it get them the best deal possible from an array of lenders.

Bridge-To-Lets - The idea behind this is that the bridging finance is there to use until the property in in an inhabitable condition.

A Light Refurb is typically classified as internal work to the house, generally involving the bathroom, kitchen, windows, doors etc. Heavy Refurb projects tend to be more structural.

BEST MOMENTS

‘It’s always best to speak first to your accountant’

’There are still always hurdles to get over’

‘It’s all about using our knowledge of the market’

‘You need to know where your end goal is'

VALUABLE RESOURCES

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

Kingsway Mortgages - https://www.kingswaymortgages.co.uk

Liam Johnston LinkedIn - https://www.linkedin.com/in/liam-johnston-89338228/?originalSubdomain=uk

lmj@kingswaymortgages.co.uk

Liam Johnston - 0203 1373527

ABOUT THE HOST

Rob Smallbone, Rachael Taylor and Matt McSherry, the hosts of The Property Nomads Podcast, are on a global mission to guide your success. Success can happen in many ways, shapes and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?

Rob, Rachael & Matt just want to make a huge difference to people around the world. They are here to guide your success in property, business and life and to inspire you to achieve your goals, dreams and visions. They’ve travelled, explored, and invested. And they’re not planning on stopping these activities anytime soon.

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Are All Builders a Big Pain in The Arse. Top Tips For Dealing With Builders (Speaking From Experience) With Dan Clarke

Mon, 20 Jan 2020 00:00:00 -0000

Rob is with Dan Clarke from Clarke and Clarke Properties and host of the Babble podcast. They discuss the importance of getting the right team in place for any successful refurbishment. Any power team in property will include the builder so finding the right one is key.

Dan and Rob share their personal experiences both good and bad and explain in detail what’s important when working with a builder to make sure you get exactly what you want at the end of the project.

You don’t have to be in the town or city you are investing in – if you can visibly see what’s going on through WhatsApp, photos and there is a level of trust and good communication with your builder it can work brilliantly, listen in and find out what you need to do

KEY TAKEAWAYS

Communication is a huge part of working successfully with builders
There needs to be trust but this can be lost very easily.
You have to protect yourself t every step along the way
Get a project manager in for your first project and then shadow them – what software are they using.
Always keep the lines of communication open.
Don’t react emotionally, it never ends well
Building your own power team is key
If you can build a team with great trust and communication then you’ve cracked it.
Know what you want - Be specific the more specific you can be about exactly what you want the easier it is to get exactly the result you expect.
Decide whether you or your business partner will be the communicator as one line of communication can really help ensure things are clear.
Finance – If you pay in arrears, with payment at the end of each week, you can see the standard of work on-site before making payment.
Letting agents can make good project managers it’s in their skill set and they enjoy all the nitty-gritty of rushing around with the added incentive of getting the rental contract at the end of the refurbishment.
Get everything in writing and don’t be afraid to ask a question more than once.

BEST MOMENTS

‘There was no communication and builders were picking up from other builders combined with us manging the middle part of the build from away’

‘The first one talked the talk, did the initial rip out, put up the partitioning and then went insolvent’

‘Communication is a huge part of working successfully with builders’

VALUABLE RESOURCES

The Property Nomads

Email Rob at rob@thepropertynomads.com

Daniel Clarke LinkedIn

ABOUT THE HOSTS

Rob Smallbone and Matt McSherry, the hosts of The Property Nomads Podcast, are on a global mission to guide your success. Success can happen in many ways, shapes and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?

Rob & Matt are just two guys who want to make a huge difference to people around the world. Rob & Matt are here to guide your success in property, business and life and to inspire you to achieve your goals, dreams and visions. They’ve travelled, explored, and invested. And they’re not planning on stopping these activities anytime soon. Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Connect with The Property Nomads!

Dealing With Adversity And Why Isn't Rob on Social Media

Mon, 13 Jan 2020 00:00:00 -0000

What is adversity? - it’s dealing with a setback or a series of misfortunes or could be explained as ‘when the sh#t hits the fan.

Rob is solo and explaining the best way to deal with the inevitable adversity that we all meet at some time in our lives.

Believing in yourself, being prepared and understanding mistakes are learning opportunities are all part of dealing with adversity and Rob shares how you can effectively navigate your way through adversity in any part of your life

Rob also answers the question ‘why are you not on social media? Listen in to find out the answer and how to deal positively with the adversity in your life.

KEY TAKEAWAYS

Adversity is a series of misfortunes and in property it could be a down valuation, a broken boiler and non-payment.
With adversity it’s important to accept it will happen.
When you learn to accept its inevitability you will be better equipped to deal with it because it will happen you just don’t know when.
Believe in yourself and your ability to deal with any challenges that arise.
Having business partners allows you to share views and find a solution.
Always look for the positives in any situation - there will always some that can be found.
Try to learn from mistakes - they are opportunities to review and move forward in your learning.
If you change your mindset every situation will be a learning opportunity.

BEST MOMENTS

‘Believe in yourself and that you have the ability to deal with any challenges that arise’

‘With adversity, it’s important to accept it will happen’

‘Always trying to look for the positives in anything is vital’

VALUABLE RESOURCES

The Property Nomads

Email Rob at rob@thepropertynomads.com

Deep Work Cal Newport

ABOUT THE HOSTS

CONTACT METHOD

Connect with The Property Nomads!

Work hard Vs Work Smart: Which One SHOULD You Do?

Mon, 06 Jan 2020 00:00:00 -0000

Don’t give in to the 8-to-5—plus more for others, sadly—work just because everyone else is doing it. You can work for yourself at the very least time you could ever think of.

In this episode of The Property Nomads Podcast, we discuss more on the perpetual debate of working hard and working smart. Though it’s obvious that working smart is the better option, most of us can’t really choose it easily because of the scarcity of resources and the lack of knowledge. So, today, let’s be enlightened on how we can transition from working hard to working smart by knowing the pros and cons and many more

Achieving work-life balance shouldn’t be as complex as everyone thinks. Tune in.

KEY TAKEAWAYS

Working hard equals more hours and less leverage. Instead of allotting some time for more important tasks, rest, or other leisurely activities, your time goes to work. Aside from this, you also consume more energy which might cause some complications to your health.
Also, since you let work take so much of your schedule, there’s a high chance that you get side-tracked from your absolute goals for your future. What’s your top priority? Does your current setup work for you? Rob urges you to reassess and arrange your goals in four categories according to your priorities. Always work on the important tasks first.
Working smart equals more leverage and fewer difficulties. Hire an expert who can help you do the tasks that take up so much of your time. Consider using innovative systems inside your business. Not only do you save your resources, but you also ensure the high quality of the work.
When you have the extra time, you also get the chance to nurture your relationships or just be with yourself and get some clarity for your visions for the future.

BEST MOMENTS

“Working hard is not necessarily the best way forward.”
“Take the steps to make sure we’re focusing on urgent and important tasks all the time.”
“Work on the right things.”
“If you can make your life simple, life can be more rewarding.”

VALUABLE RESOURCES

The Property Nomads
Email Rob at rob@thepropertynomads.com

ABOUT THE GUEST

Natalie Arabella Bailey

Natalie is the founder of Gold Star Life. This goes way back to her background in health and fitness. She is a Certified Personal Trainer and knows how to look after other people’s needs. It's this level of care, and a genuine desire to help people that brought out her skills to help you get more done and bring on your success.

Natalie is an explorer and loves to travel, making new friends along the way.

She is also the Co-founder of Bailey Enterprises Property and is keen to help people live happy and fulfilled lives.

Having a strong network and connections is important to her, and she wants to bring the skills she has learnt to your life as people are better together.

(Source: https://goldstar.life/)

ABOUT THE HOSTS

CONTACT METHOD

Connect with The Property Nomads!

The Danger Of Keeping Up With The Joneses

Mon, 30 Dec 2019 00:00:00 -0000

It’s easy to look at other people and wish that we were in their shoes. Perhaps they’re successful, financially independent, or content in their relationships, but as Rob explains in this week’s show, things may not always be as they appear, and their path to success may be incompatible with the life you personally lead.

It’s always good to have goals in life, but by following Rob’s insights you can make sure you never lose sight of the most important thing; to be yourself.

KEY TAKEAWAYS

Sometimes the success that other people have attained is not immediately possible for others. This can have a negative mental effect on people. Social media is a catalyst for this, as it presents a sometimes unrealistic version of life.
Kevin Clifton recently gave an example of almost taking a certain job in order to quiet his critics. He thankfully realised in time, though, that he really didn’t want to take the job, and that he was only considering it in order to please others.
There will always be someone out there with a greater level of success. Treat these people as aspirational instead of as antagonists. Carve your own path.
Some key questions you need to be asking yourself, and which can help you to design your life:
- What do you want out of your life?
- What is your why?
- What does this look like and feel like for you?
Sticking to a strategy is perfectly acceptable. Don’t be ashamed. Be proud. Be congruent. Do what is right for you. Follow your path; it’s your life.

BEST MOMENTS

‘He was only going to take the job to shut other people up’

’There is always going to be someone out there who’s more successful than you’

’Success leaves clues’

’There is no shame in sticking to your own strategy’

VALUABLE RESOURCES

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

Merry Christmas From The Property Nomads!

Wed, 25 Dec 2019 00:00:00 -0000

Have a fabulous Christmas, take time with your family and rest before the beginning of 2020! We at the Property Nomads hope you’ve had a fantastic year and thank you for listening and working with ourselves

-Matt, Rob & Rachel!

ABOUT THE HOSTS

CONTACT METHOD

Connect with The Property Nomads!

10 things that take Zero Talent but will get you 100% respect

Mon, 23 Dec 2019 00:00:00 -0000

There are many things in life that we can do for free, and which will earn maximum respect from others. Rob’s here today to share with you a list of ten things you can do that will grow your esteem in not just business, but life in general.

We all make instinctive judgments, but by following these ten guidelines, you can present a better you to the world, and by doing so, grow both personally and professionally.

KEY TAKEAWAYS

Be on time - It costs nothing to be on time. Being on time shows respect for the person you’ve arranged to meet.

Be prepared - Preparation denotes professionalism. Doing your homework shows your commitment and dedication.

Maximum effort - No matter how trivial the task, make sure you give it your all.

Good body language - Poor physicality can signal poor intentions, and can subconsciously put others at unease.

Being high energy - Energy equals enthusiasm. Property is a people business, and people are attracted to energy.

Have a positive attitude - Positivity breeds positivity. Spread happiness wherever you go, and people will remember you.

Be passionate - Being inspired and passionate about what you do is hugely attractive. Know your purpose and live up to it.

Be coachable - If you're coachable, then people will want to work with you. People love to know that their knowledge is usable and transferrable, so let the knowledge in!

Do extra - Fulfil your requirements and go one extra. Do more and you’ll feel energised. Energy attracts...

Have a strong work ethic - Know your purpose and work to your best ability. You’ll be respected far more by everyone if they know you can be counted upon.

BEST MOMENTS

‘Even if we don’t say we do, we judge people all the time’

‘Put 100% into everything you do’

’Some people are like the Energiser Bunny!’

‘Any event in your life is objective’

‘It doesn’t take any talent to be passionate’

‘If you put 100% into it, you’ll get 100% out of it'

VALUABLE RESOURCES

Buy To Let: How To Get Started – By Rob Smallbone (Amazon)

ABOUT THE HOST

Buckle up, sit tight and enjoy the ride that is life.

CONTACT METHOD

How to fly first class for FREE and utilise air miles and hotel points effectively - with Rob Burgess from Head For Points

Mon, 16 Dec 2019 00:00:00 -0000

Rob talks to Rob Burgess of Head For Points, a leading UK expert in frequent flyer miles and loyalty schemes, who’s joined this fascinating conversation to talk about the genesis of Head For Points, which was built upon a strategy to effectively utilise the air miles sitting dormant in the UK, and the ways in which it can help you to make the most of the miles you’re accumulating.

KEY TAKEAWAYS

Rob’s background was in banking, and after accumulating a wealth of frequent flyer miles, began to wonder what exactly to do with them.

There are five million people in the UK with an active Avios account, but only five thousand people who have a Flyer Talk account. This is quite a discrepancy, which proves that only a small percentage use their Avios account effectively.

Avios is the British Airways frequent flyers currency, which originated in 2015. It is viewed and used as a currency earned by flying through British Airways and its partners.

There are certain strategies you should use in order to maximise your frequent flyer miles. Switching your credit cards to Avios friendly services and booking hotels through specific portals will see to it that you receive the maximum amount of points.

BA is the only airline, globally, which guarantees to release a certain number of seats for redemption; two business class and four economy class seats each flight. In order to rely on those seats, you are required to book.

Reward Flight Finder screen-scrapes the BA website, pulls out all Avios flight inventory, and presents it in a very easy to search format. More importantly, you can set up alerts.

If you have a BA Gold Card, you can have seats on any flight with Avios. Rob talks to many Gold Card holders and they don’t seem to be aware of this incredible benefit.

Remember to shop for deals, too. Don't rely solely on air miles. Airlines hold sales on tickets that can far outstrip saving made by using air miles. Keep your eyes open and shop around.

BEST MOMENTS

‘People talk in what looks like secret code’

‘For many people, a couple of nights in five-star hotel is just as attractive’

‘You shouldn’t value something at more than you’re prepared to pay for it'

VALUABLE RESOURCES