Money Rehab with Nicole Lapin

The SpaceX IPO Is Coming. Here's Everything You Need To Know About IPO Risks and Rewards

Wed, 22 Apr 2026 16:01:00 -0000

The SpaceX IPO will likely be the largest public offering in history... But before you get excited, Nicole breaks down how the IPO machine actually works, and why some of the smartest people in finance say the system is rigged against you.

Nicole walks through the full IPO process step by step: what underwriters actually do (and what they charge for it), how the roadshow and book-building work, and why the price you'll pay on IPO day is not the price institutional investors paid. She also covers what SpaceX employees need to know right now about their equity, stock options, RSUs, lockup periods, and the tax surprises that can blindside you before you sell a single share.

Then, Nicole shares the framework she uses to evaluate any IPO, including the two sections of the S-1 prospectus most retail investors skip, and explains how you can get in on SpaceX before the IPO.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers today:

00:00 Are You Ready for Some Money Rehab?

00:04 The SpaceX IPO: Just How Historic Is It?

01:08 How the IPO Process Actually Works

02:12 What Underwriters Do (and What They Cost)

03:04 The Roadshow and How IPO Pricing Works

03:45 NYSE vs. NASDAQ: Where Will SpaceX List?

04:25 Why Companies Go Public

05:14 What SpaceX Employees Need to Know About Their Equity

06:00 Lockup Periods Explained

07:06 Three Things Every Employee Must Do Before an IPO

08:06 Is the IPO System Rigged? Bill Gurley's Argument

10:00 The Figma Example: How Retail Investors Got Burned

11:19 How to Evaluate Any IPO Before You Invest

13:27 Watch the Lockup Expiration Date

14:09 Tip You Can Take Straight to the Bank

All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Emma Grede’s Guide to Getting Paid What You Deserve and Building Unicorns

Mon, 20 Apr 2026 15:43:00 -0000

Emma Grede built a business and media empire (including brands like Good American and SKIMS) without a safety net. Today, she joins Nicole to pull back the curtain on the money mindset, negotiation tactics, and hard-won lessons that got her there.

Emma gets raw about paying herself £45K while paying a male hire £150K to do a worse job, the moment Good American sold $1 million worth of inventory on day one (and why her investors turned on her by noon), and creative strategies she’s used to close major deals. She and Nicole also dig into Emma's exact playbook for negotiating a raise, the traps women fall into with money, and why Emma never lends money — she just gives it.

Then they get into the taboos: prenups, the questions people should stop asking female founders, and whether financial planning and family planning should ever be kept separate.

Pick up Emma's amazing book Start With Yourself

Listen to Emma’s inspiring podcast Aspire

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers with Emma:

00:00 Are You Ready for Some Money Rehab?

03:39 Emma's Early Money Mistakes

06:00 The £45K vs. £150K Lesson

07:12 Learning the Language of Business

10:34 What Wealthy People Know About Investing

11:48 Good American's $1M Day One — and the Investor Critique

15:39 What Money Can't Buy (But People Think It Can)

18:13 Does Money Buy Happiness?

19:00 Emma's Secret to Always Asking for More

19:48 The Natalie Portman / Dior Negotiation Story

21:58 The Secret to Great Negotiations

22:30 Negotiating a Prenup at a Restaurant

24:33 Protecting What You Build During Marriage

26:45 Raise Negotiation Role Play

33:18 What NOT to Say When Asking for a Raise

35:01 Questions Female Founders Get That Men Never Do

38:20 The "Army of Help" and Financial Family Planning

40:34 Raising Wealthy Kids Without Ruining Them

43:59 Emma’s Early Hustle

46:00 Secure the Bag

53:15 What’s Next For Emma

01:01:39 Emma Grede's Tip You Can Take Straight to the Bank

Jennie Garth on Negotiation Lessons From 90210 and Habits That Are Quietly Costing You

Wed, 15 Apr 2026 07:00:00 -0000

Jennie Garth went from working on bean fields for 25 cents an hour to buying her first home as a teenager after landing the role of Kelly Taylor in 90210. When she hit it big, people tried to tell her that she didn’t need to know about her finances. Today, she shares the money lessons she learned the hard way.

Jennie and Nicole dig into the psychology behind money: why a scarcity mindset can literally choke off your income, what "Tall Poppy Syndrome" is and why high-achieving women keep cutting themselves down, and how negative self-talk about money doesn't just hurt you… it hurts your kids, too. Jennie also shares why she and her husband Dave don’t combine finances, how she’s embracing the “I Choose Me” philosophy, and the parenting advice she’d give any new mom.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Get Jennie's memoir I Choose Me

Here's what Nicole covers with Jennie:

00:00 Are You Ready for Some Money Rehab?

01:47 Jennie's First Job and Early Money Memories

04:19 Faking It in Every Money Meeting

07:24 The 90210 Pay Gap and the Power of Negotiating as a Team

10:23 Being the "Hollywood Daughter" and Tall Poppy Syndrome

14:46 “Fear Is False Evidence Appearing Real”

17:03 How a Scarcity Mindset Literally Stops the Flow of Money

19:15 How Other People's Words Become Your Financial Self-Talk

20:26 Raising Money-Smart Daughters

23:55 How Jennie Inspired Nicole to Start Her Own Wealth Management Firm

25:41 When Three Suits Walk Into the Room

26:32 Jennie and Dave's Very Different Money Personalities

28:44 Why She Bought Her First Husband a Harley and a Music Studio

30:00 Did She Have to Unlearn That Money Can't Buy Love?

32:23 Secure the Bag

36:34 Advice for New Moms: Choose Yourself Too

37:33 Jennie's Last "I Choose Me" Moment

How to Use AI to Understand the World and Get Ahead with GNOMI Founder Eva Cicinyte

Mon, 13 Apr 2026 07:00:00 -0000

AI isn't coming… it's already here, and it's already reshaping how we work and build wealth. Nicole's prediction: the winners of the next decade will be the techno-optimists, the people who learn to leverage AI to make more money, scale their time, and outsource distractions. Today, Nicole is partnering with Eva Cicinyte to show you exactly how.

Eva is the founder of GNOMI, an AI news agent designed to help people understand what matters in real time. Eva and Nicole break down why traditional news is broken beyond repair, how AI might actually be our best weapon against deepfakes, and why Eva built a feature that gives everyday investors access to the kind of real-time market intelligence that used to be reserved for Wall Street pros.

Then, Eva and Nicole get raw about what it really takes to build a company while building a family. Eva reveals why she kept her pregnancy a secret and shares the story of the conference call she refused to hang up, even as she went intp labor.

Try GNOMI and start with Finance Mode

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers with Eva:

00:00 Are You Ready for Some Money Rehab?

01:10 Why Traditional News is Broken

03:35 How Eva Turned an Unconventional Background Into a Superpower

10:00 The GNOMI Origin Story

13:42 Why Every Founder Should Vibe Code

15:02 GNOMI vs. ChatGPT: What's the Actual Difference?

20:15 Real-Time Financial News You Can Use

30:20 When You Need a Patent and What They Actually Cost

34:08 Raising Millions From One Investor

37:15 Will AI Kill Traditional News?

38:00 The Pregnancy She Kept Private

47:33 Raising Daughters in an AI World

52:30 Women in AI

54:18 The Future of News

55:00 Eva's Tip You Can Take Straight to the Bank

How Mr. Beast Built a $2.6 Billion Empire on YouTube

Fri, 10 Apr 2026 07:00:00 -0000

Jimmy Donaldson (aka Mr. Beast) built a billion dollar content empire on YouTube. Today, Nicole breaks down how he actually did it, and more importantly, what lessons retail investors can apply to their own portfolio.

Nicole pulls back the curtain on the Mr. Beast business model: why his YouTube videos are actually loss leaders, how Feastables became the real money maker, and why he intentionally lost money on his Amazon deal.

And if you think none of this applies to you because you have no interest in going viral? Nicole closes with three concrete ways to invest in the creator economy right now, no camera required.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers today:

00:00 Are you ready for some Money Rehab?

00:18 Mr. Beast By the Numbers

02:44 Jimmy Donaldson's Origin Story

04:13 How the Mr. Beast Business Model Actually Works

05:16 Economics of Feastables

06:00 The Beast Games Amazon Deal

08:08The $5.2 Billion Valuation

08:38 3 Ways to Invest in the Creator Economy

11:31 Tip You Can Take Straight to the Bank

All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis

Mon, 06 Apr 2026 07:00:00 -0000

Tax Day is right around the corner, and tax strategist Karlton Dennis is here to make sure you don't leave a single dollar on the table. Today he breaks down the legal loopholes that you can still take advantage of before the filing deadline and the long-game moves that can keep thousands in your pocket.

Nicole and Karlton cover tax strategies for both W2 employees and entrepreneurs, how parents can use the tax code to build wealth for their kids and new deductions from the Big, Beautiful Bill that you should definitely be taking advantage of. Plus, Nicole and Karlton break down viral hacks like the Range Rover write-off, the Augusta Rule that lets you pay yourself tax-free, short-term rental deductions, and putting your kids on payroll.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Follow Karlton on Instagram and YouTube

Work with Karlton

Here's what Nicole covers with Karlton:

00:00 Are You Ready for Some Money Rehab?

02:00 Last-Minute Tax Moves Before the Filing Deadline

02:38 Bonus Depreciation and the Big Beautiful Bill

03:26 The Range Rover Write-Off: How the Math Actually Works

05:26 The Best Part of the Tax Code for Entrepreneurs

07:26 How Karlton Writes Off Clothing

08:38 When Should a Side Hustler Set Up an LLC?

10:45 IRS Red Flags

12:01 What Actually Happens During an IRS Audit

13:28 Why Karlton Thinks of the IRS Like a Dentist

15:09 How to Pay 0% in Income Taxes (And Why That's Not Always the Goal)

17:00 How Elon and Trump Avoid Taxes

18:02 Short-Term Rentals 101

25:35 The Augusta Rule: Pay Yourself $28K Tax-Free

28:28 Why Karlton Is Obsessed with S-Corps

30:19 The QBI Deduction and How to Maximize It

31:26 What to Think About When Forming an Entity

36:35 QSBS: The Exit Strategy That Could Save You $40M in Taxes

40:38 How to Make Your Kids Millionaires

44:53 The Backdoor Roth IRA Explained

46:10 Self-Directed Roths and the Peter Thiel Strategy

49:29 How to Get Tax Breaks for Watching Movies

53:36 The Tax Scam to Avoid Right Now: Charitable LLCs

55:27 Why AI Is Not Your Tax Advisor

50:07 Karlton's Tip You Can Take Straight to the Bank

How to Invest During a Crisis: Oil, the Dollar, and What to Do Right Now with Lauren Simmons

Wed, 01 Apr 2026 07:00:00 -0000

The price of oil is skyrocketing— and the ripple effects are spreading fast. Today, Nicole sits down with Lauren Simmons, former trader on the floor of the New York Stock Exchange, to break down exactly what's driving market volatility right now and what you should actually be doing with your money.

Lauren and Nicole get into why the Petrodollar system is cracking, whether the U.S. dollar is still a safe haven (Lauren's honest answer might surprise you), and where big institutional investors are quietly moving their money. Lauren also opens up about her own portfolio — why she put 10% into gold and silver, why she's steering clear of Bitcoin, and her take on the AI bubble question. This episode was taped on 3.26.26.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Check out Lauren’s personal finance book Make Money Move

Here's what Nicole covers with Lauren:

00:00 Are You Ready for Some Money Rehab?

00:18 Why Oil Prices Are Exploding Right Now

01:24 Why Americans Pay Global Oil Prices No Matter What

02:01 The Petrodollar System Explained

03:25 Is the Dollar's Reign as Safe Haven Over?

06:13 Why Volatile Markets Are Actually Wealth-Building Opportunities

07:35 Brent Crude 101

09:00 How Often Should You Actually Check Your Portfolio?

10:09 How Much Oil Should Be in Your Portfolio?

11:36 Why Lauren Is Skeptical of the Dollar Right Now

13:19 Gold, Silver, and Lauren's Actual Portfolio

15:06 How to Start Investing in Metals ETFs

15:55 Bitcoin: Bullish or Bearish?

17:10 The Crypto Wash Sale Rule Loophole Nicole Is Using

20:07 Could the Dollar Lose Reserve Currency Status?

22:00 International ETFs as a Dollar Hedge (VXUS)

22:12 Defense and Energy Stocks: XLE and Dividend Strategy

26:00 How to Invest With Your Values (ESG and Its Limits)

28:39 What Sectors Lauren Is Bullish On Right Now

29:00 Why Lauren Is Avoiding Pure-Play AI Stocks

31:00 Is There an AI Bubble?

33:00 The Energy Problem Powering (and Threatening) AI

34:53 Lauren Simmons' Tip You Can Take Straight to the Bank

Inheritance Myths Debunked

Mon, 23 Mar 2026 07:00:00 -0000

Today, Nicole debunks the most viral myths about inheritance and gift taxes, and walks you through exactly how these taxes work, when they actually kick in, and the totally legal strategies wealthy families use to pass on as much as possible to their heirs.

Nicole breaks down the difference between gift tax, estate tax, and inheritance tax; explains the $19,000 annual gift exclusion and the $15 million lifetime exemption; and covers the states that will still come after you even when the IRS won't. Then she gets into the tools the ultra-wealthy use, like irrevocable trusts and Family Limited Partnerships, to legally minimize what they owe. Plus, she shares one simple, free move that anyone can make right now to protect their family's inheritance… no lawyer required.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers today:

00:00 Are You Ready for Some Money Rehab?

00:18 Why TikTok's Inheritance Advice Is Wrong

00:53 Gift Tax 101: The $19,000 Annual Exclusion

02:24 Gift Splitting for Married Couples

02:48 The $15 Million Lifetime Exemption Explained

04:21 Estate Tax vs. Inheritance Tax: What's the Difference?

05:25 Which States Have Inheritance Tax?

05:47 How the Wealthy Minimize Estate Taxes 06:09 Irrevocable Trusts Explained

06:51 Family Limited Partnerships Explained

07:43 The IRS Isn't Out to Get You — But It Won't Help You Either

08:04 Tip You Can Take Straight to the Bank

7 Investing Lessons from Warren Buffett

Mon, 16 Mar 2026 07:00:00 -0000

Warren Buffett just stepped down as CEO of Berkshire Hathaway and the investing world is holding its breath. Today, Nicole breaks down the frameworks that turned a $1,000 investment in 1965 into over $30 million, and how you can apply them whether you have $100 or $100 million.

She walks through the most iconic trades of Buffett's career, from Coca-Cola to Apple to his rare misses, and extracts seven timeless investing principles that have nothing to do with hot tips or market timing. Then Nicole turns to what's next: who is Berkshire’s new CEO Greg Abel, what does he inherit, and what does a nearly $400 billion cash pile signal about Berkshire's future direction?

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers today:

00:00 Are You Ready for Some Money Rehab?

00:18 The End of an Era: Buffett Retires

01:03 The $30 Million Case for Long-Term Investing

01:27 Buffett's Simple (But Not Easy) Framework

02:00 The Coca-Cola Investment and Brand Loyalty as a Moat

02:53 The McDonald's Play

03:16 The Apple Surprise

04:12 Buffett's Misses

04:59 7 Investing Lessons You Can Use Right Now

06:03 Enter Greg Abel: Berkshire's Next Chapter

06:55 The $400 Billion Question

07:32 Tip You Can Take Straight to the Bank

Trading Options 101 with NFL Linebacker Turned Wall Street MVP Pete Najarian

Wed, 11 Mar 2026 07:00:00 -0000

Pete Najarian is an NFL linebacker turned successful options trader and today he joins Money Rehab to break down exactly what's happening in the markets right now, where the big opportunities are hiding, and how to read the signals that the pros don't talk about on TV.

Then Pete walks Nicole through a complete options crash course: calls vs. puts, covered calls, naked positions, spreads, and how Warren Buffett secretly uses options to build his biggest positions. He even pulls up Nicole's actual options account live and breaks down what he sees.

Then the conversation gets deeper. Pete opens up about losing his dream home, whether he’d run for governor of Minnesota, and the surprisingly simple investing philosophy that's driven all of his success.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Follow Pete and learn more at Market Rebellion

Here's what Nicole covers with Pete:

00:00 Are You Ready for Some Money Rehab?

01:33 Nicole and Pete's History on the Chicago Trading Floor

03:13 Wolf of Wall Street Era

07:20 Where Pete Is Bullish Right Now

09:30 How to Read Unusual Options Activity (UOA)

11:17 Options 101: Calls, Puts, and Plain English Explanations

12:46 How to Use Options as Portfolio Insurance

16:17 How Warren Buffett Actually Uses Options

18:18 Creating Your Own Dividend Stream with Covered Calls

22:17 Pete Reviews Nicole's Options Account

23:40 Insider Trading and Options

26:12 Are Options Just Gambling?

34:18 Pete's Rules for Protecting Yourself

42:48 Secure the Bag

49:00 Pete on Politics and the Future of Investing in Sports

52:23 Pete Najarian's Tip You Can Take Straight to the Bank

All investing involves risk, including loss of principal. Options trading involves additional risks and is not suitable for all investors. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

Are We in an AI Bubble? Here's the Honest Answer

Mon, 09 Mar 2026 07:00:00 -0000

Are we in an AI bubble? It's the trillion-dollar question — and depending on who you ask, you'll get completely opposite answers. Today, Nicole cuts through the noise and takes an honest look at what's actually happening inside the AI market right now.

She breaks down why sky-high valuations on AI companies are giving investors serious dot com bubble déjà vu, the circular financing deals that are inflating demand, and why the fact that Nvidia drove roughly a fifth of the S&P 500's gains in 2025 should have every investor paying attention. But she also makes the case for why this moment is fundamentally different from 1999 and what that means for your portfolio.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers today:

00:00 Are You Ready for Some Money Rehab?

00:24 Both Sides of the AI Bubble Debate

00:44 How Much Money Is Actually Flowing Into AI

01:12 What Sky-High PE Ratios Really Mean

02:14 Dot Com Bubble Déjà Vu

03:32 Circular Financing

03:59 The Warren Buffett Market Indicator

04:19 What's Actually Different This Time

05:10 The Real Risks

05:36 Nicole's Honest Verdict

06:33 Tip You Can Take Straight to the Bank

The War in Iran Is Coming for Your Wallet

Fri, 06 Mar 2026 08:00:00 -0000

Over the weekend, the US and Israel launched coordinated strikes on Iran, killing the Supreme Leader and triggering a wave of retaliatory missiles across the region. This is the biggest military escalation the Middle East has seen in a generation, and it's already moving markets.

Today, Nicole traces the financial chain reaction from the collapse of the 2015 nuclear deal all the way to Monday's market open, and breaks down exactly what this conflict means for your portfolio right now. Oil is surging, gold is spiking, defense stocks are climbing — and travel stocks are getting crushed. Nicole explains why markets recovered faster than expected, what the historical pattern tells us about what comes next, and the one scenario that should actually worry you.

She also breaks down the specific assets that go up and the ones that go down when the US is in conflict in the Middle East and makes the case for why you don't have to play offense, but you absolutely need to know how to play defense.

Here's what Nicole covers today:

00:00 Are You Ready for Some Money Rehab?

00:16 How We Got Here

02:32 The Ceasefire That Didn't Hold

03:02 The Strait of Hormuz: The World's Most Critical Choke Point

03:46 Will This Be a Long War?

04:36 How This Hits Your Wallet:

08:09 Why Travel and Tourism Stocks Get Hit

09:26 The Historical Pattern Every Investor Should Know

10:20 The Risks That Could Change Everything

10:50 Tip You Can Take Straight to the Bank

Legendary Venture Capitalist Bill Gurley on the AI Bubble, Why IPOs Feel Rigged and How to Find Your Dream Job

Wed, 04 Mar 2026 08:00:00 -0000

Bill Gurley is a Wall Street and Silicon Valley legend. He’s the analyst who led the Amazon IPO and went on to become one of the most successful VCs of all time and an early investor in Uber, Zillow, and GrubHub. Today, he joins Nicole to answer the biggest questions on investors' minds right now.

Bill doesn't mince words: yes, we're in an AI bubble— and he explains exactly why, from circular spending deals that smell like Enron to the speculative behavior that always follows a real wave of innovation. He breaks down why the IPO system is rigged against retail investors, what tokenization could do to fix it, and what a SpaceX IPO would actually mean for everyday investors. He also shares the one market sector he thinks is quietly becoming a buy, and the specific Chinese battery stock he personally owns.

Then the conversation shifts to Bill's new book, Runnin’ Down a Dream, and his surprisingly personal framework for building a career you actually love. He shares the question he asked himself twice that changed the entire course of his life, his research on career regret, and why chasing passion is a competitive advantage.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Get Bill's book Runnin’ Down a Dream

Here's what Nicole covers with Bill:

00:00 Are You Ready for Some Money Rehab?

01:12 SpaceX + xAI: What Elon's Deal Really Means

03:18 Why Retail Investors Keep Getting Shut Out of the Best Companies

05:55 The IPO System Is Rigged

08:36 Inside the Amazon IPO

10:40 Are We in an AI Bubble?

16:30 AI vs. the Dot-Com Bubble

21:15 Which AI Tools Bill Actually Uses

22:00 Bill's Take on AGI Hype

23:30 Where Bill Sees Opportunity Outside of Tech

27:30 The Chinese Battery Stock Bill Personally Owns

28:45 How to Evaluate Stock Options as an Employee

31:50 The Hidden Value of Joining a Fast-Growing Company

33:15 Buy Side vs. Sell Side Analysts

35:40 The Question That Changed Bill's Career Twice

38:00 Why Following Your Passion Is a Competitive Advantage

42:00 How Tito's Vodka Started with a Blank Sheet of Paper

45:20 Bill's Next Chapter: A Policy Institute

48:00 Nuclear Energy, Healthcare, and the Issues Bill Wants to Fix

51:06 Bill Gurley's Tip You Can Take Straight to the Bank

Trump Wants to Cap Credit Card Interest at 10%. Here's What That Actually Means for You.

Mon, 02 Mar 2026 08:00:00 -0000

President Trump wants to cap credit card interest rates at 10%, and if you're one of the millions of Americans drowning in credit card debt, that sounds like a dream. But Nicole breaks down why this proposal might not be the hero story it seems, and what you should actually be doing right now while Washington debates.

Nicole explains the real reason a rate cap could backfire, why people with lower credit scores could end up worse off, and the actionable moves you can make today (no legislation required). From the debt avalanche method to balance transfers, personal loans, and a surprisingly simple phone call that could save you thousands, this episode is your full playbook for escaping the high-interest debt trap.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here's what Nicole covers today:

00:00 Are You Ready for Some Money Rehab?

00:16 Trump's 10% Credit Card Rate Cap, Explained

01:17 Why This Isn't the Win It Sounds Like

02:10 Who Could Lose Access to Credit Entirely

02:52 The Payday Loan Trap Nobody's Talking About

03:12 What You Can Do Right Now

03:53 Know Your APR

04:31 The Debt Avalanche Method

05:09 Balance Transfer Cards and Consolidation Loans

06:27 How to Negotiate Your Interest Rate

07:01 Why Even $25 Extra a Month Matters

07:41 Tip You Can Take Straight to the Bank

Science-Backed Hacks For Growing Wealth with Jon Levy

Thu, 26 Feb 2026 08:09:00 -0000

Behavioral scientist and bestselling author Jon Levy is back to unpack how we can leverage our own psychology to build wealth. He explains why publicly announcing your financial goals can actually sabotage them, how “if-then” plans outperform willpower, and why adopting the identity of “I’m an investor” can become a self-fulfilling prophecy. Then Nicole asks Jon what the science says about whether jerks make better CEOs, and he shares research-backed strategies for becoming a stronger leader.

He also gets personal: how growing up as the child of immigrants affected his money mindset, the road to becoming debt-free in eight years, and the amount of money he needs in his bank account to feel safe. Nicole and Jon also discuss how financial frameworks like the sunk cost fallacy apply to relationships and whether your partner might be the best investment you’ll ever make.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Get Jon’s latest book Team Intelligence

Here’s what Nicole covers with Jon:

00:00 Are You Ready for Some Money Rehab?

01:47 Jon’s Famous Dinners Explained

04:17 Why Money is a Mental Puzzle, Not a Math Problem

06:16 Why Sharing Goals Fails

07:56 From Housing Markets to Dating Markets

09:42 Is Your Partner the Most Important Financial Decision You’ll Make?

15:09 Jon’s Leap From Debt to Social Currency

33:37 Money Values in Marriage

38:01 Should You Quit the Zombie Job?

39:27 The Chicken/Egg Problem with Success

45:25 Do CEOs Need to Be Jerks to be Successful?

49:53 What Makes a Leader

58:12 How Self Deprecation Erodes Trust

01:06:57 Jon Levy’s Tip You Can Take Straight to the Bank

College Is Expensive. Here’s How Smart Parents Plan for It.

Mon, 23 Feb 2026 08:00:00 -0000

Four-year college isn’t the default anymore… but saving for your kid’s future absolutely is.

Today, Nicole breaks down the modern playbook for affording college whether your kid is a newborn, or if they’re applying to colleges now. This is your simple guide to 529 plans, custodial accounts, Coverdells, prepaid tuition plans, and the newest government-backed savings option making headlines. If you’ve ever wondered, “What happens to a 529 plan if my kid doesn’t go to college?” Nicole will teach you a smart move there, too.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here’s what Nicole covers today:

00:00 Are You Ready for Some Money Rehab?

01:11 Where To Start If You Have a Newborn

01:28 Everything You Need to Know About 529s

04:44 Where To Start If Your Kid Is in Grade School

05:42 The Pros and Cons of Custodial Accounts

08:17 Where to Start if Your Kid Is in High School

10:32 Tip You Can Take Straight to the Bank

Lucy Guo’s Billionaire Playbook: Startup Secrets, Hidden Money Rules, and the Power of FOMO

Wed, 18 Feb 2026 08:00:00 -0000

Lucy Guo built one of the most talked-about AI companies in the world before most people finish college. Then, she made headlines when she dethroned Taylor Swift as the youngest self-made female billionaire. Today, she joins Nicole to talk about how she grew wealth, and how you can borrow the money lessons that only show up after you’ve already “made it.”

Lucy tells Nicole about growing up bullied for not being able to afford the cool brands, scrappy strategies she used to save money when she was building her first company, and navigating the strange attention of being labeled a billionaire while most of that wealth still isn’t liquid. She explains the routines that kept her disciplined, the hard boundaries she set around lending money after getting burned, and stories of her wild money hacks like booking refundable flights to eat free meals in the airport lounges.

Nicole and Lucy also dive into the hidden playbook of startup money and the creator economy: how Lucy’s fundraising secret is to manufacture FOMO, why the wealthy borrow instead of sell, and the monetization strategy all creators should adopt.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Keep up with Lucy on Instagram and learn more about Passes

Here’s what Nicole covers with Lucy:
00:00 Are You Ready for Some Money Rehab?

01:17 Lucy’s Routine and the Impact of Success on Hustle

03:39 Childhood Bullying05:08 Lucy’s Confidence Reset

08:20 Unpacking “Paper Wealth” and Liquidity

13:40 Should You Lend Money to Friends?

14:35 Lucy’s Investing Thesis

18:34 FOMO Strategy in Fundraising

22:22 Billionaire Money Tips

25:03 The Robbery Attempt

27:38 Money Saving Hacks

33:43 Stigma Around “Work Hard, Play Hard”

37:24 Passes and the Creator Economy

53:45 Lucy Guo’s Tip You Can Take Straight to the Bank

Can Airbnb Hosting Really Make Your Taxable Income $0? | Bonus Depreciation Explained

Mon, 16 Feb 2026 08:00:00 -0000

Today, Nicole breaks down the viral tax strategy everyone on social media is talking about — the claim that buying a short-term rental can legally wipe out your taxes.

She explains the simple idea behind bonus depreciation, why it creates massive upfront write-offs, and how real estate investors use upgrades and accounting strategy to dramatically lower taxable income. But she also pulls back the curtain on the part influencers skip: why a $0 tax bill doesn’t automatically mean you made money, how much cash you still need to spend, and the risks hiding behind the hype.

The Money Rehab Episode About Whether Home Ownership is Overrated

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

00:00 Are You Ready for Some Money Rehab?

00:53 Bonus Depreciation 101

03:10 What Changed with the Big Beautiful Bill

03:38 What Qualifies (and What Doesn’t)

04:22 Fact-Checking the Viral Airbnb Example

05:37 The Caveats

05:54 Cost Segregation Study Workaround

07:36 Don’t Let the Tax Tail Wag the Dog’

09:10 Tip You Can Take Straight to the Bank

Neil Patel Risked His Parents’ Life Savings… Then Built a $100M Marketing Empire. Here’s How He Did It

Wed, 11 Feb 2026 08:00:00 -0000

Neil Patel’s origin story involves borrowing from his parents’ life savings to keep his startup alive. Not only did his plan work, but he built a million-dollar company, advised companies including Amazon, Google, and Microsoft— and, he paid his parents back.

Today, Neil breaks down the money lessons he learned once he made it big. He shares why he still drives a minivan despite being able to afford something bougie, the unusual way he teaches his kids about taxes, and the important distinction he makes between success and wealth.

Then, Nicole and Neil get tactical and dig into the future of getting discovered online. Neil explains why traditional search is dead and how to adapt, what founders can do if they have a $0 marketing budget, and the SEO do’s and don’ts of naming your business.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Check out Answer the Public, the free tool Neil mentioned in this conversation

Find more of Neil’s work and resources here

Here’s what Nicole covers with Neil:

00:00 Are You Ready for Some Money Rehab?

01:09 Launching Crazy Egg and Borrowing From Parents

06:42 Next Ventures and Kissmetrics

09:43 Do’s and Don’ts of Naming Businesses

15:31 NP Digital’s Massive Success vs Personal Success

21:19 Neil’s Perspective on Wealth, and the “Big R” Framework

29:32 Hot Takes on Money

30:07 Teaching Taxes Through Ice Cream

32:15 Living with Less and Financial Goals

38:45 Trust Funds and Regrets

42:09 Actionable Digital Marketing Advice for Business Owners

42:26 Choose Your Fighter: Email List, Website or Instagram?

44:59 Why Traditional Search is Dead

46:59 SEO vs AEO

55:29 Marketing Tips for a $0 Budget

01:00:49 Tip You Can Take Straight to the Bank

The Money Trail of the Epstein Files

Mon, 09 Feb 2026 07:08:00 -0000

Millions of pages from the Epstein files have been unsealed, but they leave behind even more unanswered questions about how the money and criminal network actually worked. Today, Nicole traces the financial trail behind Jeffrey Epstein’s fortune—what we know, what prosecutors could never fully explain, and how a man with no real business amassed hundreds of millions of dollars.

Nicole breaks down Epstein’s mysterious rise from Wall Street suit to shadowy “financial consultant,” the ultra-wealthy clients who funded the majority of his income, and the explosive reputational fallout that continues to ripple across corporations, universities, and global power players. She also sets straight the rumors that Epstein created Bitcoin, and explains the real financial consequences of association in today’s markets.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here’s what Nicole covers today:

00:00 Are You Ready for Some Money Rehab?

00:18 The Epstein Files: A Who's Who of Power

00:58 Following Epstein's Money Trail

04:42 Financial Fallout of the Epstein Files

06:20 The Bitcoin Theory

07:28 Ongoing Legal Battles and Reputational Risks

09:22 The Power of Survivors

Dirty Money, Tax Loopholes and Legit Lessons in the Art World

Mon, 02 Feb 2026 05:00:00 -0000

For some collectors, art is about beauty, meaning, and power. For others, it’s a convenient place to clean dirty money.

Today, Nicole breaks down the hidden financial playbook behind the global art market, and why some billionaires treat paintings less like décor and more like offshore bank accounts. From subjective valuations and private appraisals to tax-free warehouses, art-backed loans, and regulatory gray zones, this episode walks through the exact five-step system the ultra-wealthy can use to store, grow, and sometimes quietly clean massive amounts of cash.

You’ll hear how a $5 million painting can magically become a $20 million asset on paper, why some of the world’s most valuable art never leaves storage, and how auction houses legally facilitate transactions that banks never could. Then Nicole pulls it back to real life — what this reveals about how wealth actually moves, why valuation is often narrative-driven, and how everyday investors can borrow the thinking without needing a Picasso or a private jet.

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here’s what Nicole covers today:

00:00 Are You Ready for Some Money Rehab?

00:18 Art as an Investment

01:14 How the Wealthy Buy Art

02:18 Freeports and Tax Havens

03:20 Reappraisal and Inflating Art Value

04:46 Using Art as a Financial Tool

06:16 Money Laundering Through Art

07:16 Lessons for Everyday Investors

08:17 Investing in Art Without Millions

How to Build $100K in Five Years

Thu, 29 Jan 2026 08:00:00 -0000

Your first $100,000 in investing feels impossible—until you see the math. Today, Nicole breaks down why the first $100K is the hardest money you’ll ever make, what changes mathematically once you cross it, and the path to get there… without a hot stock tip, crypto bro, or dumb luck.

Nicole walks through a real, doable five-year plan based on the average U.S. salary —including exactly how much to invest each month, where to put your money, and how the beautiful power of compound interest quietly accelerates behind the scenes.

Try Nicole’s Compound Interest Calculator

Check out Nicole’s financial literacy course The Money School

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Here’s what Nicole covers today:

00:00 Are You Ready for Some Money Rehab?

00:18 Why Your First $100K Is the Hardest

02:53 Year-by-Year Investment Plan

03:05 Year 1: Building the Habit

04:00 Year 2: Gaining Momentum

04:33 Year 3: Growth Year

04:59 Year 4: Push Harder

05:37 Year 5: Reaching the Goal

06:00 Reality Check: Life Throws Curveballs

06:33 Passive Income

07:20 Your Next Steps and Resources

Broke, Bullied, and Then... Christina Aguilera Called: Hollywood Hair Stylist Chris Appleton’s Story

Thu, 22 Jan 2026 08:00:00 -0000

From Kim Kardashian, J.Lo, and Ariana Grande, Chris Appleton has styled the biggest names in Hollywood, but his journey getting there was not easy. Today, Chris opens up about the hustle it took to go from a small-town salon in the UK to red carpets, and the bumps in the road along the way.

Chris shares the financial trauma, internal battles, and deep personal work it took to get to the top—and stay there. He gets vulnerable about the struggles behind the success: coming out after being in a heterosexual relationship, the breakthrough moment with Christina Aguilera that allowed him to beat his imposter syndrome, and why the word “fine” isn’t in his vocabulary.

Mental Health and Suicide Prevention Resources

Find video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram

Check Out Chris’ Book Your Roots Don’t Define You

Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective

Here’s what Nicole talks about with Chris:

00:00 Money Rehab Presents: Chris Appleton

03:01 Childhood Struggles and Financial Trauma

06:53 Telling the Hater Inside to Quiet Down

10:54 Navigating a Scarcity Mindset

13:44 Chris’ Erewhon Smoothie

16:27 Chris’ Early Hustle Days and Evading Train Conductors

21:52 Moving to LA and Chris’ Big Break with Christina Aguilera

26:07 Chris’ Coming Out Story and Hitting Rock Bottom

32:05 Why “Fine” Isn’t Fine

34:52 Why the Hair Salon Feels Like Therapy

38:01 How Chris Built His Reputation and How to Sell the Sizzle

41:46 Lessons from Kim Kardashian

44:42 Chris’ Take on Marriage, Relationships and Self Love

45:01 The Importance of Self-Love and Selectivity

48:46 Chris’ Tip Listeners Can Take Straight to the Bank

How Kindness Became a Billion-Dollar Business Strategy with Daniel Lubetzky

Mon, 12 Jan 2026 05:55:00 -0000

Is kindness an asset or a liability in business? Daniel Lubetsky—founder of Kind Snacks—makes a strong case for kindness as a competitive edge. He joins Nicole to share the behind-the-scenes story of buying out a private equity firm for $220 million to preserve his direction, the difference between being nice and being kind, and why values-driven leadership isn’t just idealistic—it’s strategic. Plus, how he’s helping the next generation of founders build principled, profitable businesses through Camino Partners and Shark Tank.

Keep up with Daniel on Instagram

Learn more about Camino Partners

Read Daniel's Op Ed

How to Stop Overpaying the IRS

Fri, 09 Jan 2026 08:00:00 -0000

Today, Nicole rips the veil off one of the most costly mistakes you're probably making with your money—and no, it's not skipping some secret tax loophole. It's way more basic than that: leveraging how tax brackets work. And avoiding tax talk? It’s bleeding your paycheck dry. Nicole breaks down how the system really messes with you if you’re not paying attention, and how a few strategic (and totally legal) moves can stop the IRS from taking more than its fair share. Bottom line: this episode could be the difference between donating thousands to the government... or keeping it in your wallet.

Caught on Tape: A $100K Insurance Shock Uncovered

Tue, 06 Jan 2026 10:31:00 -0000

Today, Jonathan Aguilera who we're calling the “Robinhood of life insurance”—pulls back the curtain on how certain life insurance policies, especially Indexed Universal Life (IUL), are often misunderstood, aggressively sold— or even predatory.

Jonathan has gone viral for helping policyholders get refunds on problematic policies, and today, you get to be a fly on the wall during a live call with a policyholder and the insurer, as Nicole and Jonathan work to help this policyholder get back $100K.

Science-Backed Financial New Year's Resolutions That Work

Wed, 31 Dec 2025 05:00:00 -0000

Every New Year, the same tired money resolutions rear their heads: “Make a budget,” “Save more,” “Track spending.” While those tips aren’t wrong, they’re also not going to change your financial life unless they’re backed by a strategy that actually works with your brain—not against it. In this episode, Nicole cuts through the noise and shares three New Year’s money resolutions that are rooted in behavioral science, psychology, and real research on human behavior. These aren’t just feel-good goals—they’re practical, proven shifts that will help you create lasting financial change without relying on willpower alone.

Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.

If You Do the Chores, He Gets the Promotion: The Hidden Economics of Domestic Labor with Eve Rodsky

Mon, 22 Dec 2025 15:49:00 -0000

Women report doing 64% of the domestic labor in their household and the 73% of the mental labor. Eve Rodsky, author of the book and movement Fair Play, has championed not only this research, but also strategies to level the playing field.

Today, Nicole and Eve talk about how to make your relationship more fair— and the financial consequences if you don't.

Click here to learn more about Eve's work, click here to find Fair Play resources.

How to Create an Investing Plan Like a Billionaire— Even If You're Not One Yet

Wed, 17 Dec 2025 08:00:00 -0000

Have you ever wondered how Warren Buffett came up with his investment strategy? Today, Nicole pulls back the curtain. In this episode, Nicole breaks down how the investing pros create their investing theses, how they stress-test their own ideas, and three famous real-world examples that paid off. Then, Nicole will explain how you can create your own strategy— and how to easily execute on it... today.

When Renting Makes More Sense Than Buying

Tue, 09 Dec 2025 05:00:00 -0000

Today, Nicole unpacks one of her hottest personal finance takes: buying a house is not always an investment. Today, she breaks down the numbers to show when renting makes more sense than buying.

Nicole's Cheat Sheet to Reading Stock Charts

Mon, 01 Dec 2025 08:00:00 -0000

Today, Nicole breaks down all stock market lingo you need to decode investments —like market cap, and P/E ratio—and shows you how they actually work in real-life trading, using a deep dive into a real example of a stock that got... weird.

You'll learn how to spot a stock’s highs, lows, and everything in between… plus why relying on just one type of analysis (technical OR fundamental) is like trying to fly a plane with one wing.

Check out Nicole's course The Money School and use promo code MONEYREHAB to secure the course for $99

From Losing Dream Jobs to Booking First-Class Flights: Reinventing Success with Daryn Kagan and The Miles Husband

Mon, 24 Nov 2025 13:25:00 -0000

Today Nicole sits down with celebrated journalist Daryn Kagan and her husband, Trent Swanson—though around here, we call him The Miles Husband.

Daryn reflects on the highs of her career as a news anchor and what it felt like when CNN didn’t renew her contract. She shares how she navigated that turning point, what it taught her about financial security, and how she redefined success. Daryn also gives her strategy for creating the role you want and shares a message for anyone still waiting on their dream career, relationship, or family.

Then, Trent breaks down how a little curiosity about credit card points turned into a full-on travel hacking strategy that now has the couple flying around the world in luxury for next to nothing... and how you can, too!

Listen to Daryn’s episode Call Me Friend, and start with the episode where Daryn interviews Nicole

Check out more from The Miles Husband

How to Find a 401(k) From an Old Job— and Boost It!

Wed, 19 Nov 2025 08:00:00 -0000

If you leave a job, you're probably focused on your next move, not tracking down that old 401(k). But those old 401(k)s are your money. And if you don’t find them, manage them, or move them where they can grow smarter and harder for you, you’re leaving cash on the table.

Today, Nicole walks you through exactly how to track down a lost 401(k) and roll it over into a new retirement account — with all the details, step-by-step, so you don’t make expensive mistakes.

Rollover your old 401(k) and earn a 1% boost at public.com/moneyrehab

If your old employer went out of business, check the National Registry of Unclaimed Retirement Benefits and the Department of Labor's Abandoned Plan Search

Past Money Rehab episode on the difference between a Roth IRA and a Traditional IRA

This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms here.

The Financial and Emotional Cost of Choosing the Wrong Partner: Pattie Ehsaei’s Story of Survival and Power

Mon, 17 Nov 2025 05:50:00 -0000

Pattie Ehsaei’s life may look picture-perfect now—she’s a financial exec, lawyer, and author—but it’s been shaped by unimaginable tragedy. Pattie grew up watching her mom depend entirely on her dad financially, a dynamic that turned toxic and ended in unimaginable tragedy. Later, Pattie found herself in a financially abusive relationship of her own, repeating painful patterns until she broke the cycle.

Today, she shares the lessons she’s learned about love, money, and power—wisdom she’s also laid out in her book, Never Date a Broke Dude. Nicole and Pattie talk about why who you choose as a partner is the biggest financial decision you’ll ever make, how stay-at-home parents can protect their financial autonomy, and how to spot the money red flags that don’t always look like red flags. And yes—they also get into why Pattie says you should never date a broke dude.

Today’s episode contains descriptions of intimate partner violence and suicide. Please take care while listening. If you or someone you know is in an abusive relationship, or is struggling with their mental health, here are some resources:

Relationship Abuse Hotline: 800.799.SAFE

National Suicide Prevention Hotline: 800-273-TALK (8255)

Immigration for Sale: The $100K Visa, Trump’s Gold Card, and the New Price of the American Dream

Thu, 13 Nov 2025 08:00:00 -0000

Immigration is dominating headlines—but not just for political reasons. Today, Nicole breaks down the economic side of immigration, and the Trump administration’s strategy to monetize the American dream. From the new $100,000 fee for skilled foreign worker visas to the ultra-elite “Trump Gold Card” offering U.S. residency for $1 million, Nicole unpacks the numbers behind the policies. Could these controversial programs really generate $100 billion in revenue? Or are we pricing out the very talent and innovation that made America an economic powerhouse?

Heather Dubrow on Real Estate Wins and Fails, First-Date Refunds and Financial Red Flags

Mon, 10 Nov 2025 08:00:00 -0000

Heather Dubrow (Real Housewives of Orange County) is the real deal; she’s built wealth, made mistakes, learned the hard way, and she’s not afraid to talk about any of it. Today, Nicole and Heather dive into the Dubrows' recent real estate wins and failures, how she and her husband divide financial roles, and how they rebuilt trust after being scammed out of $2 million. Plus, because Heather is the most hilarious, Nicole gets Heather's hot takes on viral money stories.

A Crisis of Financial Confidence is Reshaping the American Dream— Here's How to Navigate It, With U.S. Bank

Fri, 07 Nov 2025 08:00:00 -0000

This episode gets personal. A new survey from U.S. Bank found that many Americans are making smart choices with their money, but many feel progress is elusive because the goals people care about (buying a home, retiring comfortably, building wealth), depend on economic forces beyond their control. Today, Nicole helps you learn the research-backed strategies to improve confidence and work towards your financial goals.

To help unpack these strategies, Nicole is joined by U.S. Bank's Scott Ford, Head of Wealth Management at U.S. Bank, and Kate Phelan, California Regional Director of Strategic Wealth Planning and Advice. They cover how to prepare for buying a home, what to prioritize at different life stages, how to approach retirement in a world where it’s getting longer and less predictable, and what small money wins you can start today to build real momentum. They also talk about how to prepare for disaster, and Nicole opens up about rebuilding her life and studio after losing her home in the LA fires.

Whether you’re rebuilding from life’s curveballs or just trying to get your financial footing, this episode is packed with real-world advice and heart.

Read about U.S. Bank's findings

Learn how U.S. Bank can help you with your financial goals

How To Rewire Your Brain for Success, Make (A Lot) More Money and Supercharge Your Confidence with Mimi Bouchard

Wed, 05 Nov 2025 08:00:00 -0000

Try Activations with a free 14-day trial and exclusive discount at activations.com/moneyrehab.

Today, Nicole talks to Mimi Bouchard. She has built a practical, science-backed system for rewiring your brain to create real change in your life. Mimi shares hacks for productivity and confidence, the neuroscience behind manifestation, and how a quick audio pep-talk helped her get out of her own way and build real wealth.

From Crypto to Embryos and Pets: What You Can and Can't Put in a Prenup with Laura Wasser

Mon, 03 Nov 2025 08:00:00 -0000

Nicole has long said that everyone— not just celebrities or billionaires—should have a prenup, and to make that case, she’s joined by the GOAT of divorce law: Laura Wasser. Known for representing A-listers like Kim Kardashian, Johnny Depp, and Britney Spears, Laura brings more than just star power—she’s a fierce advocate for smarter, healthier relationships built on clear communication, especially around money.

In their conversation, Nicole and Laura dive into everything from crypto and pet custody to embryos and outrageous prenup clauses—yes, including rumors like the alleged “addiction clause” in Nicole Kidman and Keith Urban’s agreement. Laura also shares some of the wildest prenup requests she’s encountered and offers a refreshingly honest take on why asking for a prenup (or postnup) isn't divorce planning, it's marriage planning.

What the Greatest Investors Are Investing In Right Now

Thu, 30 Oct 2025 15:53:00 -0000

Nicole breaks down the latest moves from three of the biggest names in investing—Bill Ackman, Cathie Wood, and Warren Buffett—and reveals what you can actually learn from watching the pros. Copying their portfolios might sound like a shortcut to success, but it’s not a cheat code—it’s homework. Nicole shows how studying their strategies can help you spot market themes, understand investor psychology, and fine-tune your own approach. From Ackman’s conviction bets to Cathie’s innovation plays to Buffett’s timeless discipline, you’ll walk away knowing how to learn from the best… while making your own money moves.

All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Open to the Public Investing Inc, member FINRA & SIPC. Not investment advice. Availability of the Investment Plans tool on Public.com is not a recommendation or endorsement of the tool. Public.com does not provide investment, tax or legal advice. For additional disclosures about Investment Plans, go to public.com/disclosures.

Beyond Selling Sunset: Emma Hernan on Setting the Record Straight, Bootstrapping and Running a Family Business

Mon, 27 Oct 2025 07:10:00 -0000

If you only know Emma Hernan from Selling Sunset, buckle up—because that's just part of her story. Emma isn’t just a reality TV star and luxury real estate agent; she’s a self-made business powerhouse who started investing in her family company as a teen and went on to build a vertically integrated food empire from scratch.

In this episode, Emma opens up what it’s really like running a family business, and why she believes in being her own rich boyfriend. Of course, we talk Selling Sunset too—how the show’s fame reshaped her life, the financial realities behind filming, and the drama that’s about to explode this season. Bonus: if you’re watching on Spotify or YouTube, you’ll spot her adorable dog trying (and succeeding) to steal the spotlight.

Wall Street News Roundup: Amazon Broke the Internet, Student Loan Forgiveness and Bryan Cranston vs Open AI

Thu, 23 Oct 2025 20:24:00 -0000

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks the good news on student loan forgiveness, OpenAI's new video tech and backlash, and how Amazon broke the internet— but not their stock price.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Turning Brows Into a Billion-Dollar Business: Anastasia Soare on Building Anastasia Beverly Hills

Tue, 21 Oct 2025 06:00:00 -0000

Today, Nicole sits down with the woman Oprah crowned “the Queen of Brows,” Anastasia Soare—founder of Anastasia Beverly Hills. Anastasia’s story is the definition of the American Dream: she grew up in communist Romania, came to the U.S. with $0, and built one of the most successful beauty brands in the world—now valued at a reported $3 billion. She shares how she negotiated her first business deals, what financial moves she made before betting on herself, and how she cultivated a celebrity client list that includes Kris Jenner, Jennifer Lopez, and Hailey Bieber. Plus, Nicole and Anastasia play a special round of Bullish or Bearish on today’s hottest beauty trends.

Buy her book, Raising Brows, out now!

Wall Street News Roundup: Recession Watch, Escalating Tariff War and a Missing $2 Billion

Fri, 17 Oct 2025 20:10:00 -0000

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks how the markets are reacting to the escalating tariff war, why some experts are back on recession watch and a cautionary tale of a missing $2 billion in the latest corporate scandal.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Suffering From "Money Dysmorphia?" Heres How To Cure It

Wed, 15 Oct 2025 16:15:00 -0000

A recent study done by Credit Karma found that nearly one-third of Americans grapple with money dysmorphia— a state of distorted perception of one's financial health, caused by the relentless comparison with depictions of wealth online. Today, Nicole unpacks the biggest source of this condition and how we can cure it ourselves.

Kate Somerville on Choosing a Path and Learning from Scams

Tue, 14 Oct 2025 06:35:00 -0000

Originally aired on 10.29.21

For most of her childhood, Kate Somerville struggled with the tumultuous hand she was dealt. Then, in one moment, she received advice that turned her life around. Listen to hear that advice, and how it led to her starting her eponymous skincare brand.

A Multimillion Dollar Deal, a Product Recall and a New Chapter: Gwen Whiting on the Good, the Bad and the Ugly of Acquisitions

Mon, 13 Oct 2025 12:22:00 -0000

Founders often talk about an acquisition as the ultimate business goal. But Gwen Whiting knows M&A isn't always the fairytale it's made out to be.

Gwen cofounded The Laundress, grew it into a cleaning empire, and sold the company to Unilever for a reported $100 million. But then... the product recall happened.

Gwen tells Nicole about the scrappy days of launching and scaling The Laundress without investor capital, and the cautionary tales from the Unilever deal. Gwen talks about how she's approaching her new venture The Fill differently— and why she's not building it to sell. Then, Gwen opens up about her experience as one of the survivors of sexual assault by Dr. Robert Hadden, and what talking with other survivors taught her the power of collective action.

Learn more about The Fill

Unilever's response to the product recall

Gwen's piece about learning her OBGYN was a predator

What It's Like To Stay Together For the Kids— and the Mortgage Rate

Thu, 09 Oct 2025 15:06:00 -0000

Would you live with your ex to keep a 2% mortgage rate? That’s the question Morgan Dickson and her ex-husband faced— and ultimately said yes. But for them, the decision wasn’t just about dollars and cents. Keeping the home was the best decision for their kids—but the real estate market has become an unexpected character in their story.

Today, Nicole sits down with Morgan , whose story recently went viral after being featured in The Wall Street Journal. Morgan talks about how the interest rate “lock-in effect" played a role in her and her ex's living arrangements, and how they manage expenses as a divorced couple cohabitating. Then, Nicole and Morgan dive into the economics of divorce, and what happens when personal and financial decisions become intertwined.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Wall Street News Roundup: Taylor's Banner Weekend, Charlie Javice Goes to Prison and Government Shutdown Watch

Wed, 08 Oct 2025 13:44:00 -0000

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks the latest on the government shutdown, why Charlie Javice is going to prison and the economics of Taylor Swift's new album

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Settling the Rent Vs Buy Debate and 3 Rules of Investing in Real Estate with Paul Mark Morris

Tue, 07 Oct 2025 13:42:00 -0000

Is renting really throwing money away? That is just one of the hot real estate topics Nicole gets into today with Paul Mark Morris— real estate expert and host of the podcast Radical Wealth Plan. Nicole and Paul talk about whether now is a good time to buy, Paul's three rules of real estate and whether 1031 exchanges are as cool as they seem on TikTok. Plus, Paul also gives a masterclass in the art and science of closing a sale.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

"I Quit Gambling... Now What?" (Listener Intervention)

Mon, 06 Oct 2025 12:33:00 -0000

With the rise and legalization of sports betting platforms, gambling has never been easier— and compulsive gambling has never had a lower barrier to entry. Today, Nicole talks to a Money Rehabber who has had many highs and devastating lows over a decades-long career of gambling. Today, he shares how he’s building a healthier relationship with money, and they make a financial plan that helps him pave the way for a better financial future.

If you or someone you know is struggling with a gambling problem, check out the recourses at the National Center for Problematic Gambling

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

How This Government Shutdown Will Affect Your Wallet

Thu, 02 Oct 2025 15:58:00 -0000

Today, Nicole explains why the government shut down, how long it may last, and how your wallet will be affected.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

The Double-Edged Sword of the "Shark Tank Effect" with Club Penguin Cofounder Lane Merrifield

Wed, 01 Oct 2025 13:41:00 -0000

Do you have a problem that’s bugging you? That might be the exact thing that puts you on the path to starting a business. This is what Nicole is talking about today with Lane Merrifield, one of the cofounders of the beloved children’s game Club Penguin. Nicole and Lane talk about the most important considerations for anyone making products for kids— and, beyond that, advice for any entrepreneur solving a problem. Plus, Nicole and Lane deconstruct the "Shark Tank Effect" and tease apart when this phenomenon helps entrepreneurs... and when it doesn't.

To meet Lane and get his expert insight on your business, book him on ⁠Intro.co⁠.

This episode was recorded in 2024.

Which Political Party Is Better For the Stock Market? Senator Elizabeth Warren Pt 2

Tue, 30 Sep 2025 12:49:00 -0000

In the second part of their conversation, Nicole and Senator Warren talk about some of the most nuanced financial topics of the moment: How should the government balance democratization of wealth and regulation? And, where's the line between oversight and interference? Plus, Senator Warren shares her thoughts on the future of the Democratic party, and whether she'll run for President.

Senator Elizabeth Warren on The Fight to Ban Stock Trading in Congress (Pt 1)

Mon, 29 Sep 2025 07:00:00 -0000

Insider trading in Congress doesn’t just feel like an uneven playing field— it feels like a rigged game. Is the answer banning lawmakers from trading individual stocks? Senator Elizabeth Warren thinks so.

Today, Nicole talks with Senator Warren about the new bipartisan Restore Trust in Congress Act that would ban Congressional stock trading, whether it will pass— and what it says about our leadership if it doesn’t. Plus, Senator Warren talks about the latest Fed drama and the important balance between Fed interference and Fed oversight.

Make sure to come back tomorrow for part two, where Senator Warren and Nicole discuss whether trading should come with a warning label and the future of the Democratic party.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Wall Street News Roundup: Is President Biden Broke? Plus, Airline Drama and New Trends in Unemployment

Wed, 24 Sep 2025 07:00:00 -0000

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks Spirit Airline's latest bankruptcy, the latest trends in unemployment data and whether President Biden needs Money Rehab.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Invest Like the Best: Three Pro Tips from Famed Investors Ray Dalio, Warren Buffett, and Michael Burry

Tue, 23 Sep 2025 14:09:00 -0000

Want to invest like the best? Today, Nicole shares tips from three of the greatest investors of our time: Ray Dalio, Warren Buffett, and Michael Burry.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

How Maggie Q Went From Spending $0.75 per Day to Hollywood Stardom and a Wellness Empire

Mon, 22 Sep 2025 09:52:00 -0000

You’ve seen Maggie Q on the big screen in Mission Impossible III, Nikita, and now in the Bosch spin-off Ballard—but what you haven’t seen is the money hustle behind the scenes. Until now.

Today, Maggie joins Nicole to share her extraordinary journey from being broke to building real wealth, financial independence, and a wellness empire. She opens up about the scrappy ways she saved money, how Jackie Chan changed her life, and the financial (and emotional) fallout of losing her home in a mudslide. Plus, she takes us inside the launch of her wellness brand, Activated You, and opens up about relationships, legacy, and the question of whether she wants to have kids.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

How the Rich Pass Down Tax-Free Wealth

Fri, 19 Sep 2025 07:00:00 -0000

You've probably heard the saying "the rich get richer." And you know what? It is true - because the rich know how to pass on wealth tax free. Today, Nicole shares three ways the 1% pass on generational wealth, and how you can too!

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

3 Secrets to Building Generational Wealth and Everything You Want To Know About Working With a Financial Planner

Thu, 18 Sep 2025 13:48:00 -0000

Today, Nicole tackles one of the most important, but often intimidating, questions in personal finance: should I have a financial planner? If the answer is “yes” (and lets be honest, it probably is!), that sets off a domino effect of other questions: When I’m looking for a financial planner, what questions should I ask? Do I have to be rich to get started? What can a financial planner actually do to help me? To answer all of those questions and more, Nicole is joined by Adrianna Adams, Head of Financial Planning at Domain Money, to cut through the noise and deliver the straight talk on how to find the right financial planner, and what to expect once you do.

But Nicole and Adrianna don’t just tell you what a financial planner can help with— they show you. Nicole asks Adrianna for insight on her #1 financial goal: how to set her daughter up for success. They talk custodial brokerages, the new Trump Accounts, trusts, and yes—even how to legally put your baby on payroll. This conversation got so good, Nicole’s husband jumped in to get all the useful details!

To have your own free conversation with Adrianna or the other financial planners at Domain Money, start here.

This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial planner before making any financial decisions or investments.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Wall Street News Roundup: Shaky Jobs Reports, New Rules for Public Companies and Elon Musk Trillion Dollar Pay Package

Wed, 17 Sep 2025 07:00:00 -0000

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks the good, the bad and the ugly in the latest jobs report. Plus, she breaks down the implications of President Trump's idea to change quarterly reporting requirements for public companies and talks Elon Musk's latest Tesla shares shopping spree.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

"I'm in LOVE with an Apartment I Can't Afford. Can I Negotiate?"

Tue, 16 Sep 2025 12:50:00 -0000

Let’s set the scene. You just toured four apartments with a broker. It’s the end of the day and you’re tired. You liked all of the apartments, but weren’t crazy about any of them. Then, your broker says: “Actually, there’s just one last apartment I want to show you.” And then, all of a sudden, you’re there. In your dream apartment. There’s just one tiny detail: it’s out of your budget. Sound familiar? That’s what one of our producers Mike is going through now. Today, Nicole helps him make his next move (literally).

Originally aired 3/3/22

Kevin O'Leary (Shark Tank) on Tips For Growing Wealth, Labubu and FTX

Mon, 15 Sep 2025 07:00:00 -0000

Kevin O’Leary, AKA Mr. Wonderful, joins Nicole for a wide-ranging, no-BS conversation about building wealth, protecting it, and enjoying it (but maybe not with a $5 coffee… or maybe yes?). They debate whether people should treat themselves to that latte, unpack the investment rule that shaped Kevin’s fortune, and dive deep into today’s economic landmines—from real estate and crypto to celebrity prenups and the collectibles craze (spoiler: Kevin’s Labubu is worth way more to him than you think). If you're a newbie investor, you won't want to miss where Kevin says he'd invest $1,000 right now.

Plus: Kevin shares personal stories on his marriage, prenups, and how his mother’s money wisdom still guides his financial decisions today.

Nicole and Kevin cover:

00:00 Kevin O'Leary's Legacy and Investment Philosophy

12:41 Collectables and Labubu

15:55 The FTX Fallout and Where Kevin Stands with SBF

23:03 Real Estate and Advice For Homebuyers

24:44 Prenups and Financial Identity

30:44 Marriage and Money

39:21 The Coffee Debate: Small Indulgences vs. Financial Discipline

47:08 Economic Outlook and Elon

50:51 Entrepreneurship and the American Dream

54:05 The Importance of Stepping Out of Your Comfort Zone

56:32 How to Show Money Rehab Some Love

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Is the Housing Market Finally Improving—Or Is It a State of Emergency? With Jon Grauman

Fri, 12 Sep 2025 14:26:00 -0000

Everyone on Wall Street is wondering how the Fed meeting next week is going to affect interest rates— but on Main Street, the big question is: how will the Fed meeting affect mortgage rates? Today Nicole is joined by expert real estate agent Jon Grauman (Resident Group) to talk about whether the Fed meeting will affect interest rates, the speculation that we may be headed for a housing correction in some major real estate hubs, Treasury Secretary Scott Bessent’s proposal to declare housing a state of emergency– and, of course, what these headlines mean for you.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

How to Have $1 Million By The Time You Retire

Thu, 11 Sep 2025 04:00:00 -0000

Today, Nicole cracks the code to the million-dollar question. Literally. How much do you need to invest—and when—to retire with $1 million in the bank?

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Wall Street News Roundup: IPO Winter is Over, RFK vs Tylenol and Interest Rates

Wed, 10 Sep 2025 14:53:00 -0000

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks why the six upcoming IPOs mark an exciting new chapter in the market, RFK's upcoming report on Tylenol and an interest rate prediction for the Fed meeting next week.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms⁠⁠⁠ ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

"I Want to Buy a House and Have Four Kids— Is My $130K Enough?"

Tue, 09 Sep 2025 15:38:00 -0000

Today’s guest is a fellow financial nerd in the best way— she’s in her early 30s, she and her partner are crushing it with no debt, strong savings, and even own a rental property. But like so many of us, she’s wondering: Are we doing enough? Are we doing it right? And how do we afford the life we want without falling into a trap of financial FOMO? Today, Nicole talks her through it— from buying a house, to starting a family, with some fun purchases in between.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

How to Buy Happiness with Dr. Arthur Brooks

Mon, 08 Sep 2025 07:00:00 -0000

We talk a lot on this show about building wealth. But if we’re not also building a life that makes us happy, what’s the point? Today's guest Dr. Arthur Brooks, one of the world’s leading voices on the science of human happiness, joins Nicole to explain how money can help— and hurt— our pursuit of happiness.

Check out Arthur's latest book The Happiness Files

Watch Arthur's show Office Hours

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Wall Street News Roundup: State of Emergency on Housing, Vegas' Tourism Problem and Illegal Tariffs

Fri, 05 Sep 2025 07:00:00 -0000

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks why the tourism industry in the US is suffering, the consequences of the new ruling that would reverse (and refund!) the Trump tariffs and whether housing in the United States really is a state of emergency.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms⁠⁠ ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Inside The Fed and the Future of Interest Rates and More with Austan Goolsbee, President of the Federal Reserve Bank of Chicago

Thu, 04 Sep 2025 07:00:00 -0000

Today, we’re pulling back the curtain on one of the most powerful institutions in the global economy: the Federal Reserve. The Fed’s meeting later this month isn’t the only reason the central bank is in the headlines. Between President Trump’s push to oust both the BLS Commissioner and Fed Governor Lisa Cook, and his mounting public pressure on Fed Chair Jerome Powell, all eyes are on the Fed like never before. In this special joint episode of Money Rehab and Mo News, Nicole and Mosh are joined by Austan Goolsbee, FOMC member and President of the Federal Reserve Bank of Chicago.

Goolsbee shares what it’s like to be in historic Fed meetings, breaks down the balancing act between inflation and interest rates, and weighs in on the critical role of the Fed’s independence. They also dig into whether the data that guides these billion-dollar decisions is still up to snuff in 2025, and what interest rates might actually look like in the months ahead. If you want to know where interest rates—and the economy—are headed, this is the episode to take to the bank.

Subscribe to Mo News

Follow Austan Goolsbee's work

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

The Spousal IRA: the Retirement Account Every Full-Time Parent Needs

Wed, 03 Sep 2025 11:37:00 -0000

Some retirement options (like 401ks) can only be funded with contributions from income. So where does that leave full-time parents and homemakers? Luckily, there is a solution. Nicole breaks down the retirement option every spouse not earning income needs to know, and even how to include it in a prenup.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

How to Make an All-Cash Offer on a House (Even If You Don't Have the Cash)

Tue, 02 Sep 2025 07:00:00 -0000

No cash? No problem! Today, Nicole explains the money moves that can help you make an all-cash offer on a home... even if you don't have the $!

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Three Celebrity Financial Flops: Lessons From the Rich and the Famous

Fri, 29 Aug 2025 10:49:00 -0000

What do 50 Cent, Nicolas Cage and Kim Basinger have in common? They all had high-profile bankruptcies that left lessons all of us should incorporate into our financial lives. Today, Nicole takes us through what went wrong, so we can get it right.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Wall Street News Roundup: Cracker Barrel Meltdown, Claire's Bankruptcy and Taylor Swift's Engagement

Wed, 27 Aug 2025 14:05:00 -0000

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks why people are so mad about the Cracker Barrel rebrand, why Claire's is filing for bankruptcy (again) and what's at stake in Taylor Swift's prenup.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms⁠ ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

A Will Isn't Enough to Skip a Probate Nightmare— You Need This

Tue, 26 Aug 2025 05:17:00 -0000

When someone passes away, their assets can get locked up in probate court—leaving loved ones stuck in a legal and financial mess. Today, Nicole breaks down what probate really means, why a will alone won’t keep your family out of it, and the smart moves you can make right now to protect what you’ve built.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

"I Just Got a Raise. What's The Best Thing To Do With This New Money?"

Mon, 25 Aug 2025 12:30:00 -0000

If you get a raise, or take a distribution on a huge stock, or win the lottery, the first thing you do is celebrate. Obviously. The next thing you do is ask yourself: what do I do now? Or, better yet: what do I do now that will make this money grow into more money? That's what today’s Money Rehabber is asking herself, and Nicole helps her find answers.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

How Hollywood’s Wildest Assistant Stories Sparked a Community—and a Business with Assistants vs. Agents Founder Warner Bailey

Thu, 21 Aug 2025 14:44:00 -0000

Is being an assistant in Hollywood as wild as it looks in the movies? Warner Bailey, the founder of the popular community Assistants vs. Agents, can confirm it is— and has the stories to back it up.

Years ago, while working as an assistant at a major agency, Warner created Assistants vs. Agents—a then-anonymous Instagram account that shared the real-life stories of assistants working in entertainment. Today, Warner tells Nicole how he scaled the account to over 100K followers, gathered insights about pay disparities in entertainment and unpacks the different ways transform a community into a business.

Follow Assistants vs Agents

Check out the AVA job board

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Wall Street News Roundup: The Government's 15% Cut From Nvidia, Intel's Bad Year and Trouble at Yieldstreet

Wed, 20 Aug 2025 06:40:00 -0000

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks why the U.S. government will now get a cut from Nvidia (and what the Constitution has to say about it), what Intel's very bad year means for investors, and lessons from trouble at Yieldstreet.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

5 New Tips for Back to School Shopping

Tue, 19 Aug 2025 07:00:00 -0000

Forget the old, tired back to school shopping hacks you hear every year— today, Nicole is sharing five tips that will change the way you shop this season.

Get three more back to school savings tips when you subscribe to Nicole's newsletter.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Entrepreneur. Builder. Governor? Rick Caruso on LA Fires and Running Government Like a Business

Fri, 15 Aug 2025 07:34:00 -0000

Today, Nicole records her first interview from her rebuilt studio—seven months after losing her home in the LA fires—and her guest, Rick Caruso, is the perfect person to mark the moment.

Known for developing iconic LA institutions like The Grove and Palisades Village, Caruso has also become a key figure in the city’s wildfire recovery. Nicole and Rick break down what went wrong during the wildfires, the financial fallout for homeowners, and who should be held accountable. They also discuss how families can safeguard their homes and wealth—and of course, Nicole asks the question on everyone’s mind: will we see Rick on the ballot for mayor— or even governor?

00:00 Meet Rick Caruso

01:05 Rick Caruso's Background and Philanthropy

02:05 What Went Wrong in the LA Fires

06:17 Legal Issues and Victim Settlement Funds

08:32 Should There Be a Recall?

09:45 Do's and Don'ts of Running Government Like a Business

15:40 Steadfast LA and Community Rebuilding

22:11 Challenges with SBA Loans

23:05 Should LA Give Up the Olympics?

25:01 Caruso for Governor?

31:09 Who Doesn't Text Rick Caruso Back

36:59 Advice to Help Families Protect Themselves From Disaster

39:26 How to Show Money Rehab Some Love

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms⁠ ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Wall Street News Roundup: Fannie Mae and Freddie Mac on the Path to IPO, Why Electricity Is Getting More Expensive and Good News on Interest Rates

Wed, 13 Aug 2025 13:50:00 -0000

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks what’s at stake with the potential IPO of mortgage giants Fannie Mae and Freddie Mac, why electricity prices are going up and good news on interest rates.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Can Biohacking Make You More Successful? With Casper Co-Founder Neil Parikh

Tue, 12 Aug 2025 06:25:00 -0000

Have you noticed that there is a very bizarre trend happening in the entrepreneurship space? There is a very specific bro-y entrepreneur who is super into biohacking. Why is this one particular type of person so obsessed with these health hacks? And, an even bigger question: are these entrepreneurs onto something? To answer these questions, Nicole talks to Neil Parikh, one of the co-founders of Casper.

Want to chat one-on-one with Neil about your business? Book him on Intro at ⁠https://intro.co/neilparikh

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Pat Flynn on Profiting from Pokémon, Raising Financially Savvy Kids and Lean Learning

Fri, 08 Aug 2025 07:00:00 -0000

You probably know Pat Flynn from Smart Passive Income, the platform he created to help entrepreneurs win— but today, you'll meet a new side of him. Nicole dives into Pat’s fascinating business venture in the world of Pokémon cards and unpacks how his new book Lean Learning offers a powerful, stress-free strategy for tackling your goals. Plus, he breaks down how this framework can be a game-changer for teaching your kids financial literacy. From rare collectibles to real-world money wins, this convo will give you a fresh new way to think about making— and hitting— your financial goals.

Check out Pat's latest book Learn Learning

Discover Pat's Pokemon world

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Who Is Winning the Trade War? With Michael Batnick (Ritholtz Wealth Management)

Thu, 07 Aug 2025 05:01:00 -0000

Today Nicole taps into market insights with Michael Batnick, Managing Partner at Ritholtz Wealth Management and cohost of The Compound and Friends podcast—alongside Money Rehab regular, Josh Brown. Nicole and Michael dive into whether the fallout from Trump-era tariffs and the “TACO Trade” has run its course, and where interest rates might be headed next. Plus, in a round of Bullish or Bearish, Michael shares his takes on some of the market’s buzziest names, including Palantir, UPS and American Eagle.

For more Michael, subscribe to The Compound and Friends

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Wall Street News Roundup: Why the BLS Commissioner Was Fired, Why Elon Musk Isn't Getting Paid and Another Boeing Strike

Wed, 06 Aug 2025 13:30:00 -0000

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks why the BLS Commissioner was fired, the latest setback in the Boeing saga and why Elon Musk hasn't got a paycheck from Tesla in eight years.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Insider Tips For Buying a Car in this Market with The Car Dealership Guy

Mon, 04 Aug 2025 15:56:00 -0000

Today Nicole sits down with Yossi Levi—aka Car Dealership Guy—for a no-fluff breakdown of what’s really happening in the car market and everything you need to know if you're car shopping. They unpack how the new Liberation Day tariffs are impacting prices, what’s still negotiable at the dealership, and whether used cars are feeling the heat, too. Plus, Yossi weighs in on viral tax hacks like the G-Wagon deduction and a new write-off in Trump’s latest tax proposal that could save you big. And yes, Nicole asks what he drives—because obviously.

Follow Car Dealership Guy

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠here⁠⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Money News Roundup: Financial Trail of the Epstein Case, Meme Stocks Are Back and Bad News for the Housing Market

Thu, 31 Jul 2025 17:32:00 -0000

Nicole brings you the latest financial news that will affect you— and your wallet. Today she follows the money trail of the Epstein case, the meme stock revival (and whether you should get in on it) and a not-so-happy update on the housing market.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠here⁠⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

What Warren Buffett Is Buying, Selling… and Whether You Should, Too

Wed, 30 Jul 2025 07:00:00 -0000

Warren Buffett, one of the most successful investors of our time, has been making some major portfolio moves. He's trimming down big names like Apple and Bank of America, and quietly loading up on Domino’s Pizza and Sirius XM. Today, Nicole breaks down exactly what Buffett’s doing, why he’s doing it, and whether you should follow.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠here⁠⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

What You Need to Know About Private Equity In Your 401(k)

Tue, 29 Jul 2025 02:44:00 -0000

For decades, the private equity world has been a velvet-roped party — only open to billionaires, pensions, and endowments. But that might be changing. This month, a new executive order made it easier for private equity (and other high-growth, high-risk assets) to land in your 401(k). On the surface, it looks like access. But Nicole breaks down what’s really going on behind the scenes… and why private equity is suddenly rolling out the red carpet for retail investors like you.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠here⁠.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Wall Street Roundup: How Polymarket Is Blurring the Lines Between Investing and Gambling—and Why It's Dangerous

Fri, 25 Jul 2025 05:31:00 -0000

It’s time for Nicole's weekly roundup of the biggest headlines on Wall Street and how they will affect your wallet. First, Nicole unpacks the resurgence of Polymarket, the prediction market platform that’s finding its way back into the U.S. after a run-in with regulators. What does it mean for the future of betting on politics, sports, and —even Vogue? Then, she breaks down the bipartisan GENIUS Act: a new bill that could finally bring clarity—and legitimacy—to stablecoins in the U.S. And in the world of high-end flexing, Nicole digs into the cooling market for luxury watches and what it signals for alternative assets.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Don't Fall Behind on Retirement Planning: How to Use Individual Retirement Accounts (IRAs) Like a Pro

Thu, 24 Jul 2025 07:00:00 -0000

More than half of Americans feel behind on retirement savings, but the good news is, it’s never too late to level up your strategy.

Today, Nicole walks you through Individual Retirement Accounts (IRAs): what they are, how they work, and how they can help you build real wealth for retirement. She unpacks the key differences between Traditional and Roth IRAs, how to choose the right one (or both!), and what tax implications to keep in mind. Plus, Nicole shares a workaround for high earners and shows you how to open your own IRA today. Whether you're just starting out or optimizing your retirement game plan, this episode has something for you.

Ready? Open an IRA today.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms here.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

How to Afford Healthcare, Ongoing Medical Care and Aging

Wed, 23 Jul 2025 07:00:00 -0000

In this episode, Nicole answers questions from a listener around how to afford care for her stage 4 cancer diagnosis.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

"I Was Diagnosed With Stage 4 Cancer. How Do I Protect My Dependents?"

Tue, 22 Jul 2025 07:00:00 -0000

Today’s episode is one of the most powerful we’ve ever done on Money Rehab. Nicole sits down with a listener named Erin, who reached out after being diagnosed with stage 4 breast cancer. Her message was simple, yet profound: “I need to get my finances in order to make sure my loved ones are taken care of.”

What follows is a raw, courageous conversation about life, money, and legacy. Erin shares her fears, her love for her family, and the steps she’s taking to give them financial peace of mind. Nicole brings in attorney Veronica Escobar to walk through the essentials of estate planning—from wills and trusts, to power of attorney and beyond.

This is not just a conversation about preparing for death. It’s about taking control, even in moments when everything feels uncertain. It’s about how we can use money as a tool to protect the people we love.

This episode is for anyone who wants to plan ahead, not out of fear, but out of love. It’s an emotional listen, but an essential one.

Tomorrow’s episode will be a follow-up, where Nicole answers Erin’s questions about saving for medical care. But today, we focus on what Erin wanted most: peace of mind for her family.

Check out the company Nicole connected Erin with for estate planning, Trust and Will, here

Learn more about Veronica Escobar’s work and practice here

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

"Should I Stop Investing In Oil Even Though It Makes Me Money?"

Mon, 21 Jul 2025 11:51:00 -0000

Nicole answers an email from a listener who wants to know: will renewable energy companies ever outperform oil? Nicole's advice goes beyond market trends, and gets at the heart at the responsibility we have to both our financial future— and the future of the planet.

Find Barron's list of top ESG companies here: https://www.barrons.com/articles/most-sustainable-esg-us-companies-1b5f70fd

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Wall Street Roundup: Robinhood's Tokenized Stocks, Paramount’s Power Moves, and a Reality Check on Inflation

Thu, 17 Jul 2025 06:07:00 -0000

It’s time for Nicole's weekly roundup of the biggest headlines on Wall Street and how they will affect your wallet. Nicole breaks down Robinhood’s buzzy new launch of tokenized stocks in Europe—what that actually means, why it might matter for the future of investing, and what private companies like OpenAI and SpaceX have to do with it. Then, she dives into the Paramount-Skydance merger saga, which has it all: nepo babies, political drama, and regulatory power plays. Finally, we cut through the headlines about rising inflation and explain what really matters for your wallet.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Earnings Reports 101: What They Are, Why They Matter, and What CEOs Are Saying This Quarter with Tim Seymour

Wed, 16 Jul 2025 06:50:00 -0000

Every quarter, public companies drop their earnings reports—a financial report card that can make or break stock prices in an instant. But unless you speak fluent Wall Street, these reports can feel like they’re written in another language. Today, we’re translating.

Nicole breaks down what an earnings report actually is, why it matters, and how to read between the lines of those buttoned-up earnings calls. And to help make sense of what this earnings season is revealing about the economy at large, Nicole calls in Tim Seymour—investor, founder of Seymour Asset Management, and CNBC’s Fast Money regular.

They unpack the top takeaways from this quarter’s biggest earnings, what stories are flying under the radar, and where the smart money is moving right now. Plus, Tim shares which stocks he’s bullish and bearish on.

Follow Tim's work here. Find Tim's investing disclosures here.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Paige Adams-Geller, Founder, on Overcoming Financial Trauma and Creating a Denim Empire

Mon, 14 Jul 2025 14:37:00 -0000

Originally aired 3.21.21

Fashion mogul and denim maven Paige Adams-Gellar (yes, the creator of PAIGE jeans) discuss how she built her business by trusting her gut, literally working through trauma, and the power of asking for help.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

6 Months After the LA Fires: What Nicole Wishes She Knew Before Her House Burned Down

Fri, 11 Jul 2025 18:06:00 -0000

Six months ago, Nicole Lapin lost her home in the LA fires. Today, she opens up about what the last six months have really looked like: the emotional toll, the bureaucratic maze of FEMA and SBA, the painful process of replacing IDs and legal documents, and the financial strain of waiting on insurance. But this isn’t just a story of loss—it's a roadmap for anyone facing a crisis. Nicole shares hard-won lessons, must-do prep work (digital go-bags are non-negotiable), and why asking for help is not weakness—it’s strategy. Plus, she pulls back the curtain on the systemic cracks in disaster recovery that often go unspoken.

*APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change.

See terms of IRA Match Program here: public.com/disclosures/ira-match.

Are IPOs Still Buying Opportunities? Ed Elson on the State of IPOs and that Big, Beautiful Bill

Mon, 07 Jul 2025 17:51:00 -0000

2025 was hyped as the big comeback year for IPOs—but the reality might not be so simple. In this episode, Nicole sits down with Ed Elson, Scott Galloway's cohost of the Prof G Markets podcast, to unpack who really profits when companies go public and what retail investors need to watch out for. They also dive into how the Big, Beautiful Bill could make it even harder for younger generations to build wealth.

Listen to Prof G Markets here.

00:00 Defining IPOs and 2025 Trends

01:14 Meet Ed Elson

03:04 Unpacking Recent IPOs and The Critique

07:20 Challenges for Retail Investors Looking at IPOs

17:56 The Mechanics of Going Public

30:34 Why Accredited Investor Framework Is Nonsense

32:22 Ed Elson's Prof G Origin Story

34:11 The Emotional Value of Money

36:34 Why the Big, Beautiful Bill Wealth Transfer from Young to Old

41:46 Trump's Crypto Projects

46:21 Bullish or Bearish Game

55:41 Career Advice

What Jessica Szohr Learned About Wealth in Gossip Girl and the Money Trail of Entertainment

Wed, 02 Jul 2025 14:40:00 -0000

Jessica Szohr has starred in Gossip Girl, The Orville, Shameless, and more—but she’s never talked about the money lessons she’s learned behind the scenes… until now. In this episode, Jessica opens up about what she learned about money modeling as a child, the financial realities of Hollywood, and how Gossip Girl shaped her perspective on wealth and status. She shares untold behind the scenes stories from the set, like the unbelievable way she was discovered, and reflects on the loss of her costar Michelle Trachtenberg. It’s a candid, surprising, and deeply human conversation about fame, finances, and finding your voice.

"Should I Sell My House To Be More Financially Free?" (Listener Intervention)

Tue, 01 Jul 2025 13:49:00 -0000

Today, Nicole talks to Money Rehabber Chelsey, who wants to know whether she should sell her dream home to give herself more financial freedom. Nicole talks Chelsey through whether she's overextending herself financially with a pricey mortgage... and spoiler alert: they have a major breakthrough.

Go B.I.G. or Go Home

Mon, 30 Jun 2025 14:23:00 -0000

As you get more familiar with investing, you’ll see public companies generally divided into two groups with respect to investors: growth stocks and value stocks. Nicole explains the difference, and what it has to do with an embarrassing moment at CNN. Happens to the best of us, right?

Biggest Headlines on Wall Street: Good News in Real Estate and Why the U.S. Steel Acquisition Matters

Thu, 26 Jun 2025 07:00:00 -0000

Each week, Nicole breaks down the biggest headlines on Wall Street and how they're affected your wallet. Today she covers: the real and fake Fed headlines, good news on real estate and why Nippon Steal's acquisition of U.S. Steel matters.

Will the "MAGA Accounts," the Proposed $1,000 Investment Accounts for Newborns Help or Hurt the Economy?

Wed, 25 Jun 2025 15:47:00 -0000

The House-approved Big Beautiful Bill introduces "Trump Accounts," formerly known as "MAGA Accounts," tax-advantaged investment accounts that the government would seed with $1,000 investments for newborns. Today, Nicole explains how these accounts would work, who is eligible, and the economic impact.

For Nicole's overview of the other economic proposals in the Big Beautiful Bill, listen here.

The Fate of Medicaid and the Latest on the Big, Beautiful Bill

Tue, 24 Jun 2025 08:40:00 -0000

The version of President Trump's Big, Beautiful Bill that passed in the House will not pass in the Senate, primarily because of sticking points around the future of Medicaid, a tax break that's giving us FOMO, and, of course, the national debt. Today, Nicole explains what parts of the bill are changing, and how it may affect your health insurance.

Who Gets Custody of the Instagram? The Money Trail of Influencer Divorces with Jackie Combs

Thu, 19 Jun 2025 07:00:00 -0000

When influencer couples break up, who gets the followers? Today Nicole is joined by celebrity divorce attorney Jackie Combs to unpack what really goes down when digital empires built on love and likes have to be divided. Nicole and Jackie cover brand prenups, postnups, and how to legally—and financially—protect yourself when business and romance mix. Whether you’re sharing a bank account or a TikTok account, this one’s for you.

Follow Jackie’s work here.

Today you’ll hear about:

00:00 Money Rehab Contest

01:06 Meet Celebrity Divorce Attorney Jackie Combs

01:22 Financial Lessons from Celebrity Divorces

01:40 Navigating Brand Prenups and Postnups

02:13 Legal Nuances of Influencer Divorces

02:54 Prenups for Content Creators

03:24 Dividing Digital Empires in Divorce

04:14 Protecting Intellectual Property

08:04 How Social Media Brands Get Valued

13:29 Financial Risks and Scandals

19:42 Dividing Luxury Assets

22:11 Parental Guidance on Prenups

24:41 Forecasting Legal Costs

26:03 How to Choose the Right Lawyer

27:26 (Sadly) Unenforceable Clauses in Prenups

34:11 Final Tips

The content in this episode is for entertainment purposes only and should not be considered legal or financial advice

How War in the Middle East Affects the Stock Market— and Your Wallet

Fri, 13 Jun 2025 22:54:00 -0000

Whenever there's conflict in the Middle East, you can expect to see changes in oil prices, stock market swings, and economic uncertainty. So today, Nicole explains why — and what history tells us about what will happen next

Listen to Nicole's episode about ETFs here.

Listen to today's episode of Mo News here.

President Trump and Elon Musk's Billion-Dollar Breakup

Fri, 13 Jun 2025 15:09:00 -0000

Of all the celebrity couples to split this year… did we really think Trump and Elon were going to be one of them?

Today Nicole is unpacking some of the breaking headlines that have had the biggest impact on the stock market with Dan Nathan (principal at RiskReversal Advisors). They cover how the Trump-Musk fallout will affect Musk’s companies, the TACO trade and what Dan is bullish on right now.

Find more of Dan's work here.

Rare Earths, Real Problems: Why Your Next Car Will Cost More | Wall Street Wrap-Up

Thu, 12 Jun 2025 16:07:00 -0000

Today, Nicole is breaking down the top headlines in finance and how they’re affecting your wallet. In this edition of our Wall Street wrap-up:

Why car prices are about to spike (again) thanks to a not-so-rare mineral
The Bitcoin ETF boom and why crypto is suddenly looking… safe?
And what the May jobs report isn’t telling you about the job market

Plus, Nicole will tell you how these headlines hit your bottom line—and what to do next if you’re job hunting, investing, or car shopping.

How Not Talking About Money Is Stopping You From Making It | Aspire with Emma Grede

Wed, 11 Jun 2025 13:49:00 -0000

Today, we have a special treat: Nicole in the hot seat. You’ll hear Nicole as a guest on the new podcast Aspire with Emma Grede. Nicole and serial entrepreneur Emma Grede (SKIMS, Good American) break down why avoiding financial talk can hold you back and how learning key terms like ROI and APY can instantly boost your confidence. Nicole shares how she paid off debt using the avalanche method, and together they explore practical investing tips, from automating your finances to why renting might sometimes be the smarter move. Nicole also opens up about losing her home in the LA wildfires and how that life-changing moment helped her shift from scarcity to abundance. This episode is packed with actionable strategies to help you build financial confidence and take control of your money—no matter where you're starting.

Subscribe to Aspire with Emma Grede, wherever you get your podcasts.

Should You Quit Your Job? Here's The Formula from Nicole Walters

Tue, 10 Jun 2025 07:00:00 -0000

This episode checks all of the boxes. Want the secret sauce to being a bigger player at your company? Check. Are you thinking about starting your own thing and want the formula to determine whether you can leave your job behind? Check. Are you raising kiddos and want help teaching them the value of a dollar? Check, check and check. The reason this episode has everything is because it features the incredible and wise entrepreneur Nicole Walters. And when the Nicoles get together, they leave no stone unturned.

Originally aired 10/05/2023

“I Want To Be a Millionaire in Two Years… What’s the Roadmap?”

Mon, 09 Jun 2025 07:00:00 -0000

Everybody wants to be a millionaire… but how do you actually get there? That’s what today’s listener, award-winning journalist and entrepreneur Suzanne Kianpour, wants to know. Today, Nicole shares a candid conversation she had with Suzanne at the end of 2024, where they unpacked how to set meaningful money goals—and, more importantly, how to build a realistic roadmap to reach them. Plus, at the time, Suzanne was also in full-on wedding planning mode, so naturally, she wanted all the tips on how to (legally) deduct wedding expenses. And Nicole delivered.

Find Suzanne's work here

00:00 Why Nicole DIYs Financial Reviews

02:06 Suzanne's Financial Story and Future Goals

05:00 The Cost of Wedding Planning

07:35 How to Set Actionable Financial Goals

15:56 Strategies and Tips for Investing

22:45 Legit Tax Deductions for Weddings

27:39 Millionaire Game Plan

Taylor’s Version: The Million-Dollar Plot Twist

Thu, 05 Jun 2025 07:00:00 -0000

When Taylor Swift announced she had officially bought back the masters to her music catalog, it wasn’t just a win for Swifties—it was a seismic moment for the entertainment business. Today, Nicole unpacks the multimillion-dollar money trail behind the scenes, from record labels to private equity firms, and explains how Swift outmaneuvered the industry to reclaim her life’s work. It’s a story about ownership, leverage, and beating the system—plus, Nicole shares how listeners can invest in music royalties themselves. Because when it comes to showbiz… the business part matters most.

How Trump's Big, Beautiful Bill Could Affect Your Wallet

Wed, 04 Jun 2025 17:02:00 -0000

Elon Musk called it “a disgusting abomination.” Trump calls it “The Big, Beautiful Bill.” Either way, Washington is on fire with debate over the latest federal budget proposal—clocking in at over 1,000 pages, with a July 4th deadline and trillions of dollars on the line. Today, Nicole breaks down what’s actually in the bill, what it would mean for your money, and why it’s facing backlash from both sides of the aisle. From deep cuts to Medicaid and food stamps, to the expansion of Trump’s 2017 tax cuts, to that new “Trump Account” baby savings plan—this episode is your primer on the bill that could reshape the economy.

Sextortion: The Darkest Deepfake Scams, How to Protect Yourself and Laurie Segall's Hunt for “Mr. Deepfakes”

Tue, 03 Jun 2025 05:47:00 -0000

In the U.S., the cost of cybercrime in 2025 is estimated to hit $639.2 billion— up from $452.3 billion in 2024—an alarming surge fueled in large part by advancements in AI. Today, Nicole sits down with tech journalist Laurie Segall to uncover one of the darkest AI-driven scams: a disturbing scheme where scammers generate fake nude images to extort their victims. In this conversation, Laurie breaks down the most common deepfake crimes and scams, how to spot them, and how to protect yourself. She also shares the jaw-dropping story of her investigation into a shadowy figure known as “Mr. Deepfakes,” a man she describes as one of the most dangerous people on the internet, and what happened when she tracked him down and confronted him face-to-face.

Nicole and Laurie zoom out to ask even bigger questions: What does this mean for women, for democracy, and for the future of AI? Spoiler alert: we are still very much in the Wild West.

Follow Laurie’s work, and her investigation into Mr. Deepfakes here.

Does Your Spouse Need Money Rehab? Here's What To Do

Mon, 02 Jun 2025 15:23:00 -0000

eaky. Problems don't always arise from big juicy secrets. Sometimes they arise when a couple is super compatible and in love— but just has different expectations on money and work. Nicole answers a question from a listener struggling with that exact problem, and gives three solutions.

Here is the episode on calculating your target retirement nest egg Nicole mentioned: https://link.chtbl.com/vRoxmrAe

Here is the episode on asking for a raise: https://link.chtbl.com/2d-VX_FY

Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"

Fri, 30 May 2025 14:13:00 -0000

This is the crossover episode we’ve been waiting for! Today Nicole is joined by the trailblazers behind the financial literacy empire Earn Your Leisure, Troy Millings and Rashad Bilal. This conversation was just as deep and far-reaching as we knew it would be. They talk about the U.S.-China trade war, the insider trading mess in Washington and whether finance can really be democratized. And they get personal; they cover financial trauma, money dysmorphia, and the push-pull of relationships and money. You don't want to miss this one!

Get Troy and Rashad’s awesome book You Deserve To Be Rich here!

Where The Rich Move to Avoid Taxes

Thu, 29 May 2025 14:10:00 -0000

Lowering your tax bill can change your life (true story!). Nicole breaks down which states have the best tax codes, and how the rich use those tax perks to keep more money in their pockets - and how you can too!

Some Good News on the Stock Market

Wed, 28 May 2025 17:41:00 -0000

After some really messy economic headlines for the last few months, we may actually have some good news. To break it down, Nicole is joined by Ryan Detrick, the Chief Market Strategist at Carson Group. Today, Ryan shares some signs he’s seeing in the market that nearly always indicate good news ahead… and whether this time could be different.

Ray Dalio (Part 2): Principles of Happiness, Grief, and What Money Can’t Buy

Fri, 23 May 2025 07:00:00 -0000

In part two of Nicole’s conversation with Ray Dalio (founder of Bridgewater Associates and architect of the All Weather Portfolio), they move beyond the markets and into the personal. While part one tackled the economy, inflation, and portfolio strategy, this episode is all about legacy, happiness, and the limits of what money can buy. Ray opens up about the worst moment of his life, how he defines success, and what he hopes the next generation takes from his journey. It’s a rare side of one of the world’s most influential investors—and a conversation that will stick with you long after the episode ends.

Pre-order Ray's latest book How Countries Go Broke ⁠here⁠. Find all of Ray's books ⁠here⁠.

Ray Dalio (Part 1): Turning His Investing Principles Into a $150 Billion Hedge Fund

Thu, 22 May 2025 07:00:00 -0000

If you started investing any time within the last five years, it’s probably felt like a steady stream of firsts—between a global pandemic, changing interest rates, inflation, war, and recession fears, it’s been one plot twist after another. But it’s not a new story—it’s the same economic movie on repeat. And if you understand the principles behind it, you can learn to master the markets. That’s where today's guest Ray Dalio comes in. He’s the founder of Bridgewater Associates—the world’s largest hedge fund with over $150 billion under management—and the author of New York Times bestsellers like Principles, that’s become required reading from Wall Street to Silicon Valley. Ray literally wrote the book on how to invest through any cycle—and today, he’s here to teach you how.

Pre-order Ray's latest book How Countries Go Broke here. Find all of Ray's books here.

Why the Right Time to Build Wealth is Now

Tue, 20 May 2025 07:00:00 -0000

When’s the right time to start building wealth? Spoiler alert: the sooner, the better. But what if you feel like you’re not making enough, or you have too many expenses, or investing just feels too intimidating?

Today, Nicole helps a Money Rehabber break through those doubts and put a plan in place to start growing wealth ASAP. Plus, we’ll unpack a new Bank of America survey that shows 95% of Gen Z and Millennials are living within their means—so if you’re worried you’re behind, you might be doing better than you think.

Learn more with Bank of America where you can get access to tools and solutions and view your Bank of America banking account online in one place. Get started at bofa.com/FinancialNextSteps

Introducing Our Newest Show: Social Currency with Sammi Cohen

Mon, 19 May 2025 14:45:00 -0000

Today, we're sharing the first episode of MNN's newest podcast Social Currency with Sammi Cohen.

In her first episode, Sammi sits down with entrepreneur Ty Haney. Ty shares what she wishes she knew as a first-time founder while building the brand Outdoor Voices, the dark side of VC and the most important lesson she’s learned on equity as a founder. She also shares the latest on her new ventures—Joggy, a clean energy brand, and TYB, a platform redefining what community-powered business looks like.

If you've ever launched, led, or lost something you built, this one will hit home.

Follow Sammi on Instagram here

Follow Ty on Instagram here

Check out TYB here and Joggy here

Here’s what Sammi covers today with Ty:

00:00 How Ty Haney Scaled Outdoor Voices to $100M

02:05 How to Build Community within your Business

06:17 The Curse of the Girlboss Era

08:41 The Trap of Growth Versus Profitability

21:13 The Importance of Equity as a Founder

23:27 Second Acts: TYB and Joggy

29:37 The Value Proposition of Joggy

32:21 The Value Proposition of TYB

46:00 Insights and Reflections

48:52 Social Currency Corner

49:58 Advice for Founders

“Don’t Be a (Lifestyle) Creep! How to Use Your Raise to Build Wealth”

Thu, 15 May 2025 07:00:00 -0000

A raise is cause for celebration, but if you’re not careful, it can also lead to lifestyle creep—a sneaky culprit that keeps you living paycheck to paycheck, even with a bigger paycheck. Today, Nicole helps a Money Rehabber design a game plan to maximize their raise, pay down debt, and hit their financial goals without falling into the lifestyle creep trap.

If you’re ready to automate your budget, boost your savings, and stay on track, Bank of America has the tools to help. Learn more at bofa.com/FinancialNextSteps.

Holy Finances and a Financial Hole: the Money Trail of the Vatican

Mon, 12 May 2025 13:33:00 -0000

Today, Nicole is pulling back the curtain on a financial institution you probably didn’t expect to see on this show: Vatican City. In this episode, Nicole dives into the financial story of the Catholic Church under Pope Francis: the scandals, the reforms, the setbacks—and what this means for Pope Leo and the future of the church.

Say “I Do” To a Joint Bank Account? Sharna Burgess on Wedding Planning and Financial Planning

Tue, 06 May 2025 07:14:00 -0000

Nicole’s a bit of a romantic— especially when it comes to conversations about financial and family planning. Today, she’s joined by Sharna Burgess (cohost of the Oldish podcast, Dancing with the Stars alum), who is having these conversations now with her fiancé, actor Brian Austin Green. Sharna shares how finances are factoring into their wedding planning, how a business manager played a key role in her love story, and whether she and Brian are considering continuing to grow their family. Plus, Nicole gives her favorite strategies for setting good financial habits as a couple.

If you and your spouse decide to open a joint account, you should check out Bank of America. You can even turn it into a date night! Because making smart money decisions together is an investment in your relationship. And honestly, what’s more romantic than that?

Nicole’s partner Bank of America is the one stop shop where you can get guidance, tools, solutions, and view your Bank of America banking and manage your Merrill investing accounts online in one place. To learn more, go to: http://bofa.com/FinancialNextSteps⁠.

Introducing: Scams, Money, & Murder

Fri, 02 May 2025 07:00:00 -0000

Hosted by Nicole Lapin the podcast Scams, Money, and Murder dives into the dark side of finance. From cutthroat con artists to billion-dollar scams, and even murder, Nicole will take you through the world’s wildest financial crimes -- or talk to the experts who studied them, and the victims that survived them.

Scams, Money, and Murder with Nicole Lapin is a Crime House Original Podcast, powered by PAVE Studios. Follow now wherever you get your podcasts. New episodes drop every Thursday. For more content, follow us on Instagram and TikTok @crimehouse.

Insider Trading in Politics Is a Bigger Problem Than We Thought

Wed, 30 Apr 2025 06:37:00 -0000

The portfolios of members of Congress outperform the S&P 500 by 17%. That's not smart investing— that's insider trading. Today, Nicole shares some jaw-dropping examples of insider trading in Washington, and how we can use politicians' investment disclosures to predict the future.

How to Use Your Budget Now to Meet Your Future Financial Goals

Tue, 29 Apr 2025 07:00:00 -0000

How do you work towards multiple financial goals at once? The answer isn’t some money move that your future self will need to make… the answer lies within the money moves you are making now. Right now. And we’ll show you how to make those money moves, with help from Bank of America, who Nicole partnered with for this episode.

Whatever goals you’re working towards, long-term or short-term, Bank of America Corporation has tools to help you get there at http://bofa.com/FinancialNextSteps.

The Latest on China and How Lighter Tariffs Will Affect Your Wallet with Fred P. Hochberg

Fri, 25 Apr 2025 18:29:00 -0000

After a wave of not-so-great headlines on tariffs, we finally have some good news: the Trump Administration is signaling cuts to the new tariffs on Chinese goods. But what does that actually mean for your bank account? To follow the money trail, Nicole brings back Fred P. Hochberg—former President of the Export-Import Bank and Acting Administrator of the Small Business Administration—who has spent his career at the intersection of business and public policy. Fred and Nicole break down how tariff policy should work to benefit Americans, what happens if these cuts don’t happen, and how it all could affect prices (yes, including what you’ll pay for Christmas presents this year).

Fred's book is an amazing read to understand the current moment! Check it out here: https://www.simonandschuster.com/books/Trade-Is-Not-a-Four-Letter-Word/Fred-P-Hochberg/9781982127374

Hot Take on Interest Rates & Why Trump and the Fed Are Fighting

Thu, 24 Apr 2025 07:00:00 -0000

The biggest feud on reality TV this week... is Trump vs Fed Chair Jerome Powell. The issue at the core of this beef? Interest rates. President Trump is pressuring the Fed to lower rates, but today, Nicole shares her hot take: we don't want lower rates.

Why the Value of the Dollar is Slipping and Why It Matters

Wed, 23 Apr 2025 21:16:00 -0000

Nicole explains why the value of the dollar is going down and how it will affect your wallet.

Why the Dollar is Slipping and Navigating What’s Actually Moving Markets with Karen Finerman

Mon, 21 Apr 2025 07:11:00 -0000

After a whirlwind of headline whiplash over the last month, last week in the economy felt... quieter. But quieter doesn’t mean unimportant. Instead of chasing breaking news, we’re settling into the “new normal”—whatever that ends up meaning in this cycle. So what do investors need to know now that the dust has (somewhat) settled? To help answer that, Nicole is joined by Karen Finerman (CEO of Metropolitan Capital Advisors, founding panelist of CNBC’s Fast Money, and host of How She Does It). They dive into the current state of the dollar, what tariffs could mean for your money, and Karen’s best-performing stock pick of 2025 so far.

Tariff Loophole or Not: Buying Directly From Chinese Manufacturers

Thu, 17 Apr 2025 14:55:00 -0000

There are tons of tariff loophole videos going viral right now, taken by people claiming to be manufacturers in China. These people say that you can bypass the tariffs through buying your favorite Chinese-made products (think Lululemon yoga pants to Louis Vuitton bags) straight from them. Today, Nicole explains if those are legit, which tariff loophole is going away and how these videos will affect consumers and investors alike.

How to Save for Retirement If You're Self-Employed: No 401(k), No Problem

Mon, 14 Apr 2025 16:46:00 -0000

Today’s caller is living the freelance dream—flexible schedule, creative freedom, but… zero employer retirement benefits. If you’re self-employed and wondering how the heck you’re supposed to save for retirement without a 401(k), this episode is for you. Nicole breaks down the best retirement accounts for freelancers, how to reverse-engineer your savings plan, and how to turn “irregular income” into “regular savings.” Because yes, you can have a dreamy retirement, even without a W-2.

To open your Traditional or Roth IRA today, go to public.com/moneyrehab

Paid endorsement for Open to the Public Investing, Inc., member FINRA & SIPC. This information is for educational purposes only and is not tax or investment advice. Consult your tax advisor for individual considerations. Visit the IRS website for more information on the limitations and tax benefits of Traditional and Roth IRAs. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC.

*Terms and Conditions apply.

*APY as of 6/20/24, subject to change.

Are We Back to 2008? With The Big Short's Steve Eisman

Fri, 11 Apr 2025 15:08:00 -0000

Is 2008 repeating itself? That’s the big question in the headlines, and today Nicole is talking to the perfect person to answer that question.

Steve Eisman doesn’t need much of an introduction—he’s the investor who famously saw what no one else saw in 2008 and bet against the market before the crash (he was portrayed by Steve Carell in The Big Short). Today, Steve tells Nicole whether he thinks history is repeating itself, whether we're on-track for a recession, and his thoughts for new investors.

Check out Steve's new podcast here: https://podcasts.apple.com/us/podcast/the-eisman-playbook/id1806975494

It's Not a Trade War— It's a Yield War. Here's Why That Matters

Thu, 10 Apr 2025 16:52:00 -0000

We are all feeling the market whiplash— today, Nicole explains why that whiplash is happening, and the possibility that the stock market crash was not collateral damage, but the point all along.

Economy Anxiety? Here's How to Invest in Foreign Markets

Wed, 09 Apr 2025 16:41:00 -0000

Consumer confidence in the U.S. is shaky right now—and with ongoing tariff drama and mixed economic signals, it’s no surprise investors are feeling uneasy. But here’s the thing: the U.S. is not your only option. Today, Nicole explains why looking beyond U.S. borders could be the smartest move for your portfolio right now. From “blue-chip” countries like Japan and Germany to emerging markets like India and Mexico, Nicole breaks down the best global investment plays, how to access them (spoiler: ETFs are your friend), and the tax traps to avoid. Diversification isn’t just smart—it’s essential.

Calling the Bear: How Carter Braxton Worth Predicted the Market Drop and What Comes Next

Tue, 08 Apr 2025 07:03:00 -0000

Carter Braxton Worth, legendary chart analyst and guest on today’s episode, made headlines when he called the current bear market back in February—weeks before the major sell-off in early March. Nicole and Carter dig into what he was seeing in the charts that signaled the downturn, what the market is saying post-"Liberation Day," and how tariffs could impact key industries. They also break down what it actually means to be in a bear market, why panic isn’t a plan, and which sectors could be your portfolio’s new MVPs.

For part two of this conversation, a visual breakdown of Carter’s chart analysis, click here: https://www.youtube.com/watch?v=R6WPrXAIFac

Find Carter's work here: https://www.worthcharting.com/

Market Downturn Explained and Bear Market Investment Strategies

Mon, 07 Apr 2025 15:54:00 -0000

The market just took a nosedive, and tariffs announced by President Trump are at the center of it all. In this episode, Nicole breaks down how those tariffs rattled the global economy, what that means for prices and industries here at home, and—most importantly—what you can do to protect your hard-earned money. She'll share why she's still bullish on the long-term market outlook, how to take advantage of the dip, and the funds worth watching if you're creating a portfolio built to last.

00:20 Understanding the Market Crash

01:12 Impact of Tariffs on the Market

04:06 Investment Strategies During a Downturn

07:39 Recommended Funds to Research

09:29 Final Tips

How to Recession-Proof Your Finances

Mon, 07 Apr 2025 03:20:00 -0000

Today Nicole answers the #1 question she's been getting lately: what do I do with my money when the economy gets shaky? Nicole shares the investments that have historically stood the test of time during recessions, and even thrived in high-inflation environments

Will the New Tariffs Tank the Economy?

Fri, 04 Apr 2025 07:00:00 -0000

The stock market just had its worst day since 2020, and Trump’s proposed “Liberation Day” tariffs are at the center of the storm. The administration is arguing that these sweeping international tariffs will be a win for American workers—promising to bring manufacturing back home, reduce the trade deficit, and generate revenue. But history—and economics—tell a more complicated story.

Today, Nicole is joined by investor, author and podcaster James Altucher to break down what these tariffs will mean for the U.S. economy. Together, they dig into the real-world impact on inflation, jobs, trade relationships, and the markets. Is this the beginning of a new era of economic strength, or a fast track to recession?

To check out James' podcast, click HERE.

To subscribe to James' newsletter, click HERE.

For all other James things, go HERE.

Demystifying Shareholder Activism and Why Some Investors Are Mad at Elon

Thu, 03 Apr 2025 07:00:00 -0000

If you’ve got a 401(k) or invest using Nicole’s Index Funds and Chill approach, chances are you’re a shareholder in major companies like Berkshire Hathaway or Tesla—and that means you have power. You can vote on who runs these companies, how they operate, and where your money goes. But most of us don’t use that power, and while we sit it out, others are stepping in—often to push agendas, not better business. Today, Nicole is joined by Nell Minow—an expert in corporate governance—to break down what shareholder activism should be, what it’s becoming, and why your retirement account might be more influential than you think. Oh, and she’s also got some thoughts on Tesla and Elon Musk… you won't want to miss it.

Here are resources from Nell on proxy voting:

https://www.iconikapp.com/as-you-sow

https://theshareholdercommons.com/potb/

How Margin Borrowing Can Supercharge or Destroy Your Investments

Tue, 01 Apr 2025 07:00:00 -0000

With margin borrowing, you can give your investments a boost— but if you're not careful, you could also lose more than you gain. Nicole explains the concept, and whether it's a money move you should make.

The Biggest Investment Mistake You Can Make

Thu, 27 Mar 2025 07:00:00 -0000

Today, Nicole is unpacking the most expensive investment mistake you can make — and it's not what you think!

What Professional Investors Are Doing Right Now with Kevin Simpson

Tue, 25 Mar 2025 07:00:00 -0000

Earliest this month, the stock market had its worst day in years. Is this the beginning of the recession we’ve been bracing for? That’s just part of what Nicole covers today with Kevin Simpson, the Founder and Chief Executive Officer of Capital Wealth Planning, an investment advisory firm with $10 billion of assets under management. Kevin and Nicole cover what moves pro investors make during stock market crashes, and where he’s seeing opportunities right now. Plus, Kevin gives his take on the stocks that are causing the biggest stir on The Street.

Learn more about Kevin's work here: https://kevinsimpson.com/

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

Bonds 101: How to Add Stability (and Income!) to Your Portfolio

Thu, 20 Mar 2025 13:14:00 -0000

Stocks get all the attention, but bonds? They deserve some love too. If the latest market swings have you feeling a little queasy, bonds can help balance your portfolio and create a steady stream of passive income. In today’s episode, Nicole sits down with a Money Rehabber who wants to start investing in bonds but isn’t sure where to begin. Nicole breaks down bond basics, key terms, and how to build a bond strategy that works for you.

To start investing in bonds today, go to public.com/moneyrehab

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main

Advisory services for Treasury Accounts are provided by Public Advisors, an SEC-registered investment adviser. Public Advisors and Public Investing are affiliates and both charge a fee for their respective services. For more details, see Public Advisors’ Form CRS, Form ADV Part 2A, Fee Schedule, and Treasury Account page.

A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6.6% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 3/12/2025. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule.

Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more.

*Terms and Conditions apply.

Talking About Money Stresses Me Out. Can It Get Easier? (Listener Intervention)

Mon, 17 Mar 2025 07:00:00 -0000

Does talking about money stress you out? You’re not alone. Today’s Money Rehabber feels like his financial health would benefit from open communication about money with his friends and family… but [s/he] just can’t start the conversation. Today, Nicole helps him practice those conversations so that the real deal is easier.

Once you’re ready to take action on what you learn in these conversations, Bank of America Corporation has you covered. Find all the tools you need for your financial support at http://bofa.com/FinancialNextSteps.

3 Easy Ways to Make Passive Income From Investing

Fri, 14 Mar 2025 07:00:00 -0000

You’ve heard the old investing advice: “buy low, sell high.” But what if we told you that selling isn’t the only way to make money from your investments? Today, Nicole breaks down three easy, low-maintenance ways to generate income: bonds, high-yield cash accounts, and dividend stocks. Whether you’re looking to diversify your portfolio or just want your money working for you while you do literally anything else, this episode has you covered.

To start exploring your passive income options today, go to public.com/moneyrehab

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main

*4.1% APY as of 2/4/25. APY is variable and subject to change.

Is This a Recession?

Tue, 11 Mar 2025 15:32:00 -0000

Wall Street just had its worst trading day in years by some metrics, and the sell-off was broad and brutal. Today, Nicole explains how bad it really was, why this happened in the first place, what will happen next, and what you should do to protect your money.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

Should You Invest in Commodities? Here’s the Tea (and the Oil and the Gold…)

Fri, 07 Mar 2025 22:34:00 -0000

Today, Nicole is going to tell you about the investment hiding in plain sight: commodities.

To learn more investing strategies, order Nicole's new book The Money School HERE!

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

Portfolio Playbooks: How the Greats Invest Their Money

Tue, 04 Mar 2025 19:03:00 -0000

You may have seen the news last week that the consumer confidence index fell by 7 points this month, marking the largest drop since August 2021. Translation? People are getting nervous about a recession. But here’s the thing—you don’t have to panic just because the economy is. Even if you’re skeptical about the marco-economy, you can create confidence in your own micro-economy by taking the reins of your investments. So today, Nicole is showing you four asset allocation strategies designed to help you weather any financial environment. In other words: four recipes for a portfolio that provides growth in good economic times, and stability in tough economic times.

Pre-order Nicole's upcoming book The Money School HERE!

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

Master Your Investments Once and For All

Mon, 03 Mar 2025 16:31:00 -0000

Today, Nicole makes a special announcement — and along the way, teaches you why interest rates can help you keep your finger on the pulse of the best investments available in any economic climate.

Pre-order Nicole's upcoming book The Money School HERE!

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

Catt Sadler and Law Mother: Saving Your Wealth and Health During Divorce

Fri, 28 Feb 2025 08:00:00 -0000

This week, Money Rehab is hosted by Pamela Maass Garrett, aka Law Mother, attorney and money expert.

Divorce, of course, is a legal process— but it's also an emotional one. Today, Pamela shares seven tips for protecting your wealth during divorce. Then, Pamela is joined by phenomenal journalist and podcaster Catt Sadler for a conversation on protecting your mental health during divorce.

Pamela Maass Garrett, aka Law Mother, is an attorney and money expert helping you grow and protect your wealth through her bestselling book Legally Ever After and her upcoming Wealthy Ever After book and app.

Subscribe to Catt’s podcast here: https://podcasts.apple.com/us/podcast/catt-sadler-now/id1562073520

Find Pam’s freebies here: https://www.lawmotherco.com/moneyrehab

Follow Pam here: https://www.instagram.com/lawmotherco/

If you or someone you know is in an abusive relationship, find resources here or call 1-800-799-SAFE

The content in this episode is for entertainment purposes only, please consult an advisor before making any financial or investment decisions.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

Wildfire Wake-Up Call: How To Protect Your Home and Finances If Disaster Strikes

Thu, 27 Feb 2025 08:00:00 -0000

This week, Money Rehab is hosted by Pamela Maass Garrett, aka Law Mother, attorney and money expert.

The recent wildfires in Los Angeles have forced many families to face the unimaginable reality of losing their homes. But even for those who still have a roof over their heads, this is a wake up call. If disaster strikes, will your insurance company actually have your back? Today, Pamela is joined by Susan Minamizono, a lawyer who helps homeowners fight for the payouts they deserve. Whether you've lost everything in the fires, or just want to make sure your policy is solid, this conversation is for you.

Find Pam’s freebies here: https://www.lawmotherco.com/moneyrehab

Follow Pam here: https://www.instagram.com/lawmotherco/

Learn more about Susan’s work here: https://lsw-legal.com/attorney/susan-minamizono/

The content in this episode is for entertainment purposes only, please consult an advisor before making any financial or investment decisions.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

4 Secrets for Making Your Kids Rich with "Law Mother" Pamela Maass Garrett

Wed, 26 Feb 2025 08:00:00 -0000

For the rest of the week, Money Rehab will be hosted by Pamela Maass Garrett, aka Law Mother, attorney and money expert. Today, Pamela reveals the four powerful strategies she uses to build lasting wealth for her kids—and how you can apply them to secure a strong financial future for the children in your life.

Find Pam’s freebies here: https://www.lawmotherco.com/moneyrehab

Follow Pam here: https://www.instagram.com/lawmotherco/

The content in this episode is for entertainment purposes only, please consult an advisor before making any financial or investment decisions.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main.

Trump’s Tariffs and What They Mean for Your Wallet

Tue, 25 Feb 2025 08:00:00 -0000

You've seen the headlines about the Trump Tariffs. Today, Nicole explains how they're going to affect your wallet, and what you can do to protect yourself.

Fleeing the LA Wildfires with My Newborn

Wed, 19 Feb 2025 19:33:00 -0000

As you know, many parts of Los Angeles were devastated by recent wildfires. Nicole is taking a deep breath, and sharing her story.

Inside a Florist's Valentine's Day with Jim McCann, Founder & Chairman at 1-800 Flowers.com

Fri, 14 Feb 2025 19:46:00 -0000

On today's special Valentine's Day episode, Nicole is joined by Jim McCann, Founder & Chairman at 1-800 Flowers.com. After this conversation, you'll never see flowers the same, and you'll definitely stop and smell the roses— we guarantee it. Plus, Jim has the best tip around saving on Valentine's Day we've ever heard. You can't afford to miss this one!

The Money Playbook of a NFL-Player-Turned-Financial-Guru: How Brandon Copeland to Manage Money Like a Pro

Mon, 10 Feb 2025 16:30:00 -0000

Before Brandon Copeland was at the NFL, he was tackling a business education at Wharton. Now, he's back on his finance game and ready to nerd out with Nicole. Brandon tells Nicole how he bucked the trend and turned his NFL money into real wealth, how much he made his first year at the NFL, and what he thinks of the new NFL and private equity opportunities.

Check out Brandon's new book here: YourMoneyPlaybook.com

How to Use Body Language as a Secret Weapon in Your Career

Fri, 07 Feb 2025 18:06:00 -0000

This week, Money Rehab is hosted by Minda Harts, bestselling author and expert who helps organizations build cultures of trust and belonging through her speaking, writing, and innovative Trust Catalyst game. In each episode this week, she’s focusing on one of the seven “trust languages” she's determined to be essential to a healthy workplace.

Did you know that what you're telling your coworkers might be completely overshadowed by what you're... not saying? Today, Minda is joined by body language expert Linda Clemons who shares the nonverbal cues you should— and shouldn't— be using to succeed at work.

Learn more about Linda's work here.
Pre-order Minda’s upcoming book, Talk to Me Nice: The Seven Trust Languages for a Better Workplace, here.
Follow Minda on LinkedIn here.
Learn more about Minda’s work here.

How to Repair Broken Trust with Carl Lentz

Thu, 06 Feb 2025 08:00:00 -0000

So far this week, Minda has been joined by two academic experts on trust. Today, she’s joined by another kind of expert — though, his expertise comes not from studying trust, but from living it. Today, Minda is joined by Carl Lentz to talk about the trust language “transparency.” You may know Carl from his time as the Lead Pastor of the church Hillsong, where he was a spiritual advisor to many, including celebrities like Justin Bieber. In this conversation, Carl shares his advice on how leaders can repair trust once it’s been lost, and gives the exact language you can use when trying to earn someone’s trust back.

Listen to Carl’s podcast here.
Pre-order Minda’s upcoming book, Talk to Me Nice: The Seven Trust Languages for a Better Workplace, here.
Follow Minda on LinkedIn here.
Learn more about Minda’s work here.

Trust Issues at Work? Here's What to Say with Rachel Botsman

Wed, 05 Feb 2025 08:00:00 -0000

Today, Minda is joined by Rachel Botsman to talk about the trust language “psychological security,” and much more. Rachel is a world-renowned expert on trust; she didn’t just write the book on trust— she's written three. In this conversation, Rachel shares key insights from the stories she’s uncovered in her research about how to build trust at work, tips for creating a workplace environment with psychological security, and best practices for handling some common workplace scenarios where trust issues might arise.

Find Rachel’s latest audiobook here.
Subscribe to Rachel’s newsletter here.
Pre-order Minda’s upcoming book, Talk to Me Nice: The Seven Trust Languages for a Better Workplace, here.
Follow Minda on LinkedIn here.
Learn more about Minda’s work here.

How To Be the Kind of Leader People Trust With Simon Sinek

Tue, 04 Feb 2025 08:00:00 -0000

Today, Minda is joined by Simon Sinek to talk about the trust language “follow-through.” In addition to being a renowned author and speaker, Simon is a sought-after expert on helping executives become better leaders— and today, he is passing those skills onto us. Simon gives step-by-step advice on how leaders should tackle common situations at work where trust hangs in the balance; like, how to announce an ambitious new initiative, or, how to respond when a colleague is struggling with their role within the team. Plus, Simon gives the best analogy on leadership we’ve ever heard (and it involves brushing your teeth).

Listen to Simon’s podcast here.
Learn more about Simon’s work here.
Pre-order Minda’s upcoming book, Talk to Me Nice: The Seven Trust Languages for a Better Workplace, here.
Follow Minda on LinkedIn here.
Learn more about Minda’s work here.

The Seven Trust Languages for a Better Workplace with Minda Harts

Mon, 03 Feb 2025 08:00:00 -0000

All week, you're going to hear a deep dive on trust. She interviews fascinating guests on how to build trust in the workplace, how to rebuild trust once it’s lost, and why trust is a business imperative. But first, you need to get to know Minda. So, in today’s episode, Money Rehab’s Executive Producer Morgan Lavoie sits down with Minda to learn Minda's seven "trust languages" for a better workplace, why there is a trust crisis workplace culture, and how to mend trust issues.

Pre-order Minda’s upcoming book, Talk to Me Nice: The Seven Trust Languages for a Better Workplace, here.
Follow Minda on LinkedIn here.
Learn more about Minda’s work here.

How to Rewire Your Brain to Overcome "Broke Baggage" with Claire Wasserman

Fri, 31 Jan 2025 16:40:00 -0000

This week, Money Rehab is hosted by Claire Wasserman, the founder and author of Ladies Get Paid, a coaching practice newsletter and podcast dedicated to helping women embrace their worth inside and out.

Today, Claire tells you how to rewire your brain to fight negative thought patterns around money— or, as Claire calls it "broke baggage." In this episode, Claire gives actionable strategies you can use next time you're feeling anxious about money. Claire even demonstrates how to use those strategies on a money challenge in her own life that's making her anxious. If she can do it, you can too.

Subscribe to the Ladies Get Paid newsletter: https://pages.ladiesgetpaid.com/subscribe
Subscribe to the Ladies Get Paid podcast: https://open.spotify.com/show/30LXsAsZztDFUV8YpVXulb
Access Earn Better: How to Negotiate Your Salary Like a Pro video course (use code MONEYREHAB for $50 off!): https://ladiesgetpaid.carrd.co/
Check out all the Ladies Get Paid offerings: https://www.coachmeclaire.com/
Connect with Claire for private coaching: https://www.coachmeclaire.com/coaching
Follow Ladies Get Paid on Instagram: https://instagram.com/ladiesgetpaid
Follow Claire on LinkedIn: https://www.linkedin.com/in/clairewasserman/

“I’ve Been Stuck in the Same Job For Years. Coach Me!" with Claire Wasserman

Thu, 30 Jan 2025 08:32:00 -0000

Today, you'll be a fly on the wall for one of Claire’s coaching sessions with an anonymous caller who is feeling stalled in her career. This caller, we’ll call her J, has been stuck in the same role with the same pay for the past four years. This episode is perfect for anybody who is looking to grow— grow their paycheck, grow their title, grow their skillset. If you just said, "that's me," Claire has practical strategies for your next move.

Subscribe to the Ladies Get Paid newsletter: https://pages.ladiesgetpaid.com/subscribe
Subscribe to the Ladies Get Paid podcast: https://open.spotify.com/show/30LXsAsZztDFUV8YpVXulb
Access Earn Better: How to Negotiate Your Salary Like a Pro video course (use code MONEYREHAB for $50 off!): https://ladiesgetpaid.carrd.co/
Check out all the Ladies Get Paid offerings: https://www.coachmeclaire.com/
Connect with Claire for private coaching: https://www.coachmeclaire.com/coaching
Follow Ladies Get Paid on Instagram: https://instagram.com/ladiesgetpaid
Follow Claire on LinkedIn: https://www.linkedin.com/in/clairewasserman/

"I Feel Guilty Asking For More Money. Am I Wrong? Coach Me!" with Claire Wasserman

Wed, 29 Jan 2025 06:48:00 -0000

Today, you'll be a fly on the wall for one of Claire’s coaching sessions with an anonymous caller who is struggling to charge what she's worth. This caller, we’ll call her Danielle, has had a rollercoaster of a relationship with money. She has gone from making very little and being on food stamps to making over six figures. Now, she runs her own business, but is struggling to charge market prices because she worries that would mean taking money away from the people she wants to help. Claire gives Danielle a new framework to understand why charging her real value doesn't hurt, but actually helps, her clients. Plus, Claire shares advice for anyone wondering how to value their work.

Subscribe to the Ladies Get Paid newsletter: https://pages.ladiesgetpaid.com/subscribe
Subscribe to the Ladies Get Paid podcast: https://open.spotify.com/show/30LXsAsZztDFUV8YpVXulb
Access Earn Better: How to Negotiate Your Salary Like a Pro video course (use code MONEYREHAB for $50 off!): https://ladiesgetpaid.carrd.co/
Check out all the Ladies Get Paid offerings: https://www.coachmeclaire.com/
Connect with Claire for private coaching: https://www.coachmeclaire.com/coaching
Follow Ladies Get Paid on Instagram: https://instagram.com/ladiesgetpaid
Follow Claire on LinkedIn: https://www.linkedin.com/in/clairewasserman/

"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman

Tue, 28 Jan 2025 08:00:00 -0000

Today, you'll be a fly on the wall for one of Claire’s coaching sessions with an anonymous caller who needs help making a career pivot. This caller, we’ll call her Katie, has been interviewing for positions in a new field, but keeps getting rejected in favor of other candidates with more traditional experience… and now, she feels defeated. Claire gives Katie tips on how to frame her experience to show that her skills really are transferable and that the learning curve will be minimal. Claire also shares strategies around how to be more creative in finding new opportunities. This episode is for anyone who is considering a career pivot or is in the throes of a job search and is losing steam. Don't worry, Claire has you covered.

Subscribe to the Ladies Get Paid newsletter: https://pages.ladiesgetpaid.com/subscribe
Subscribe to the Ladies Get Paid podcast: https://open.spotify.com/show/30LXsAsZztDFUV8YpVXulb
Access Earn Better: How to Negotiate Your Salary Like a Pro video course (use code MONEYREHAB for $50 off!): https://ladiesgetpaid.carrd.co/
Check out all the Ladies Get Paid offerings: https://www.coachmeclaire.com/
Connect with Claire for private coaching: https://www.coachmeclaire.com/coaching
Follow Ladies Get Paid on Instagram: https://instagram.com/ladiesgetpaid
Follow Claire on LinkedIn: https://www.linkedin.com/in/clairewasserman/

How to Get the Raise You Deserve with Claire Wasserman

Mon, 27 Jan 2025 20:24:00 -0000

This week, Money Rehab is hosted by Claire Wasserman, career coach, bestselling author, and co-founder of the community Ladies Get Paid (where Claire helps women do exactly that!). Today, you'll hear an episode Nicole and Claire taped together before Nicole went on maternity leave. In this conversation, Claire shares the exact language you should use when negotiating a compensation package at a new job or a raise, what perks you can ask for if a company can't afford the salary you want, and many more tips to help improve your work, wealth and worth.

Subscribe to the Ladies Get Paid newsletter: https://pages.ladiesgetpaid.com/subscribe
Subscribe to the Ladies Get Paid podcast: https://open.spotify.com/show/30LXsAsZztDFUV8YpVXulb
Access Earn Better: How to Negotiate Your Salary Like a Pro video course (use code MONEYREHAB for $50 off!): https://ladiesgetpaid.carrd.co/
Check out all the Ladies Get Paid offerings: https://www.coachmeclaire.com/
Connect with Claire for private coaching: https://www.coachmeclaire.com/coaching
Follow Ladies Get Paid on Instagram: https://instagram.com/ladiesgetpaid
Follow Claire on LinkedIn: https://www.linkedin.com/in/clairewasserman/

Declassifying JFK, RFK, MLK Assassination Docs; Trump Deportations; Hegseth Confirmation; New SoCal Fires; Oscar Noms

Fri, 24 Jan 2025 14:24:00 -0000

The Money Rehab guest hosts this week are Mosh Oinounou and Jill Wagner, journalists and cohosts of the independent news podcast Mo News. All week, you'll hear their non-partisan, conversational breakdown of the top news and breaking news stories. Today, they cover:

– Welcome to Mo News (00:00)

– Trump Threatens Sanctions, Tariffs on Russia if Putin Won’t End War in Ukraine (03:30)

– White House Orders Government DEI Employees To Be Placed On Leave (08:20)

– Trump Orders Federal Workers Back To Office 5 Days A Week (17:45)

– Student Fatally Shoots 1 Student, Wounds Another at Nashville High School (13:30)

– Israel Starting To Negotiate Phase Two Of Hostage/Ceasefire Deal (15:25)

– Prince Harry Settles Lawsuit With Murdoch's News Group For Apology, "Substantial Damages" (19:00)

– CNN To Lay Off Employees As Post-Inauguration Transformation Begins (21:30)

– Netflix Hikes Prices As Its Lead Widens Over Other Streaming Services (24:10)

– On This Day In History (26:30)

—

Mosheh Oinounou (@mosheh) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022.

Jill Wagner (@jillrwagner) is an Emmy and Murrow award-winning journalist. She's currently the Managing Editor of the Mo News newsletter and previously worked as a reporter for CBS News, Cheddar News, and News 12. She also co-founded the Need2Know newsletter, and has made it a goal to drop a Seinfeld reference into every Mo News podcast.

Follow Mo News on all platforms:

Website: www.mo.news
Instagram: https://www.instagram.com/mosheh/
Daily Newsletter: https://www.mo.news/newsletter
Youtube: https://www.youtube.com/@monews
Twitter: https://twitter.com/mosheh
TikTok: https://www.tiktok.com/@mosheh
Facebook: https://www.facebook.com/MoshehNews
Snapchat: https://t.snapchat.com/pO9xpLY9

Nashville School Shooting; Ukraine Peace Plan; Trump’s Anti-DEI Push; Prince Harry Settlement; CNN Layoffs; Netflix Hikes Prices

Thu, 23 Jan 2025 13:34:00 -0000