The STR Home Financing Podcast https://hospitality.fm/ en Jeff Chisum Join your host, Jeff Chisum, as he covers the best short-term rental investing and purchasing tips and tricks for your ever growing vacation rental portfolio! Financing solutions, strategies to building a legacy, wealth through vacation properties and all the above, this is the podcast for you to press play, take some notes, and dive right in! https://megaphone.imgix.net/podcasts/0399ba0e-6d0c-11ed-9d73-8fcad82892d7/image/STR_Home_Financing_Podcast_Logo_New_Square.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress The STR Home Financing Podcast https://hospitality.fm/ no episodic Jeff Chisum Join your host, Jeff Chisum, as he covers the best short-term rental investing and purchasing tips and tricks for your ever growing vacation rental portfolio! Financing solutions, strategies to building a legacy, wealth through vacation properties and all the above, this is the podcast for you to press play, take some notes, and dive right in! Join your host, Jeff Chisum, as he covers the best short-term rental investing and purchasing tips and tricks for your ever growing vacation rental portfolio! Financing solutions, strategies to building a legacy, wealth through vacation properties and all the above, this is the podcast for you to press play, take some notes, and dive right in!

]]> Jeff Chisum wil@slicktalkmedia.com Ep #67 What else should I be asking? In this episode, What Else Should I Be Asking?, we unpack two often-overlooked yet critical topics that every short-term rental investor needs to understand before buying their next property. First, we dive into the importance of local regulations and zoning laws—how they can make or break your investment and why you must do more than a quick Google search. Then, we break down the financing side of STRs, including loan types that work best for vacation rental properties and how to avoid common pitfalls with second home and DSCR loans. If you’re serious about building wealth through STRs, this episode will help you ask smarter questions and make more confident decisions. Are you considering buying a short-term rental? This episode is your checklist of what you didn’t know you needed to know. www.strhomefinancing.com Wed, 21 May 2025 07:00:00 -0000 full Jeff Chisum In this episode, What Else Should I Be Asking?, we unpack two often-overlooked yet critical topics that every short-term rental investor needs to understand before buying their next property. First, we dive into the importance of local regulations and zoning laws—how they can make or break your investment and why you must do more than a quick Google search. Then, we break down the financing side of STRs, including loan types that work best for vacation rental properties and how to avoid common pitfalls with second home and DSCR loans. If you’re serious about building wealth through STRs, this episode will help you ask smarter questions and make more confident decisions. Are you considering buying a short-term rental? This episode is your checklist of what you didn’t know you needed to know. www.strhomefinancing.com In this episode, What Else Should I Be Asking?, we unpack two often-overlooked yet critical topics that every short-term rental investor needs to understand before buying their next property. First, we dive into the importance of local regulations and zoning laws—how they can make or break your investment and why you must do more than a quick Google search. Then, we break down the financing side of STRs, including loan types that work best for vacation rental properties and how to avoid common pitfalls with second home and DSCR loans. If you’re serious about building wealth through STRs, this episode will help you ask smarter questions and make more confident decisions. Are you considering buying a short-term rental? This episode is your checklist of what you didn’t know you needed to know.


www.strhomefinancing.com

]]> 444 Ep #66 Pre-Approved, Re-Checked: Why It Matters Again In this episode Jeff revisits the topic of the mortgage pre-approval process. Jeff explains the timing behind revisiting this topic, noting the busy period his team has been experiencing, resulting in potentially recording their third best month ever. The episode highlights the importance of the pre-approval process in today's market where opportunities abound, including more listings, price reductions, and better negotiation terms. Jeff contrasts a thorough pre-approval process with inadequate ones prone to errors and misunderstandings, emphasizing the precision and detail his team involves. The process at STR Home Financing includes a personal consultation, a detailed application, a soft pull on credit, and a verification of all qualifying information to avoid any issues during the contract period. Jeff stresses the importance of being prepared and having all necessary information at hand to take action when the right property becomes available. He advises potential buyers to go through this comprehensive process to avoid any regrets about missed opportunities in the future. The episode is packed with practical advice and underscores the value of thorough preparation and proactive engagement in the real estate investment market. www.strhomefinancing.com Wed, 14 May 2025 07:00:00 -0000 full Jeff Chisum In this episode Jeff revisits the topic of the mortgage pre-approval process. Jeff explains the timing behind revisiting this topic, noting the busy period his team has been experiencing, resulting in potentially recording their third best month ever. The episode highlights the importance of the pre-approval process in today's market where opportunities abound, including more listings, price reductions, and better negotiation terms. Jeff contrasts a thorough pre-approval process with inadequate ones prone to errors and misunderstandings, emphasizing the precision and detail his team involves. The process at STR Home Financing includes a personal consultation, a detailed application, a soft pull on credit, and a verification of all qualifying information to avoid any issues during the contract period. Jeff stresses the importance of being prepared and having all necessary information at hand to take action when the right property becomes available. He advises potential buyers to go through this comprehensive process to avoid any regrets about missed opportunities in the future. The episode is packed with practical advice and underscores the value of thorough preparation and proactive engagement in the real estate investment market. www.strhomefinancing.com In this episode Jeff revisits the topic of the mortgage pre-approval process. Jeff explains the timing behind revisiting this topic, noting the busy period his team has been experiencing, resulting in potentially recording their third best month ever. The episode highlights the importance of the pre-approval process in today's market where opportunities abound, including more listings, price reductions, and better negotiation terms. Jeff contrasts a thorough pre-approval process with inadequate ones prone to errors and misunderstandings, emphasizing the precision and detail his team involves. The process at STR Home Financing includes a personal consultation, a detailed application, a soft pull on credit, and a verification of all qualifying information to avoid any issues during the contract period. Jeff stresses the importance of being prepared and having all necessary information at hand to take action when the right property becomes available. He advises potential buyers to go through this comprehensive process to avoid any regrets about missed opportunities in the future. The episode is packed with practical advice and underscores the value of thorough preparation and proactive engagement in the real estate investment market. www.strhomefinancing.com

]]> 703 Ep #65 Money, Money, Money! Funding your short-term rental or vacation home isn’t just about having cash in the bank—it’s about knowing where your money can come from. In this episode, I’ll break down the acceptable sources of funds for financing your STR, including savings, gifts, equity from other properties, and even creative strategies that many investors overlook. Understanding these options can make all the difference in getting your deal approved and maximizing your investment potential. If you’re serious about buying your next STR the right way, this episode is a must-listen! www.strhomefinancing.com Wed, 19 Feb 2025 08:00:00 -0000 full 65 Jeff Chisum Funding your short-term rental or vacation home isn’t just about having cash in the bank—it’s about knowing where your money can come from. In this episode, I’ll break down the acceptable sources of funds for financing your STR, including savings, gifts, equity from other properties, and even creative strategies that many investors overlook. Understanding these options can make all the difference in getting your deal approved and maximizing your investment potential. If you’re serious about buying your next STR the right way, this episode is a must-listen! www.strhomefinancing.com Funding your short-term rental or vacation home isn’t just about having cash in the bank—it’s about knowing where your money can come from. In this episode, I’ll break down the acceptable sources of funds for financing your STR, including savings, gifts, equity from other properties, and even creative strategies that many investors overlook. Understanding these options can make all the difference in getting your deal approved and maximizing your investment potential. If you’re serious about buying your next STR the right way, this episode is a must-listen!


www.strhomefinancing.com

]]> 682 Ep #64 Be Like Elon Musk Looking Back to Move Forward – STR Home Financing Strategies In this episode, we’re taking a step back to leap forward. I’ll be diving into why reviewing your past moves in short-term rental ownership is the key to unlocking bigger wins in the future. We’ll talk about how adopting an Elon Musk mindset—committing to solving your biggest problem—can transform your investment strategy. Plus, I’ll break down a practical game plan to capitalize on your biggest opportunities, one step at a time, at a pace of one per week. Whether you’re scaling your STR portfolio or just getting started, this episode is packed with insights to help you build momentum and maximize success. Tune in and let’s get to work! www.strhomefinancing.com Wed, 12 Feb 2025 08:00:00 -0000 full 64 Jeff Chisum Looking Back to Move Forward – STR Home Financing Strategies In this episode, we’re taking a step back to leap forward. I’ll be diving into why reviewing your past moves in short-term rental ownership is the key to unlocking bigger wins in the future. We’ll talk about how adopting an Elon Musk mindset—committing to solving your biggest problem—can transform your investment strategy. Plus, I’ll break down a practical game plan to capitalize on your biggest opportunities, one step at a time, at a pace of one per week. Whether you’re scaling your STR portfolio or just getting started, this episode is packed with insights to help you build momentum and maximize success. Tune in and let’s get to work! www.strhomefinancing.com Looking Back to Move Forward – STR Home Financing Strategies

In this episode, we’re taking a step back to leap forward. I’ll be diving into why reviewing your past moves in short-term rental ownership is the key to unlocking bigger wins in the future. We’ll talk about how adopting an Elon Musk mindset—committing to solving your biggest problem—can transform your investment strategy. Plus, I’ll break down a practical game plan to capitalize on your biggest opportunities, one step at a time, at a pace of one per week. Whether you’re scaling your STR portfolio or just getting started, this episode is packed with insights to help you build momentum and maximize success. Tune in and let’s get to work!


www.strhomefinancing.com

]]> 568 Ep #63 How To Keep Cash In Your Pocket In this episode of STR Home Financing with Jeff Chisum, we dive into two powerful strategies that can help you maximize cash flow and minimize out-of-pocket expenses when purchasing a short-term rental: seller concessions and cosmetic appearance allowances. Jeff breaks down how negotiating seller concessions can significantly reduce your out of pocket for closing costs, allowing you to allocate more capital toward renovations, furnishings, or reserves. He also explores how cosmetic appearance allowances—a lesser-known yet highly effective tactic—can be leveraged to offset necessary property upgrades while keeping more money in your pocket. If you're an investor looking to optimize your financial strategy in today’s market, this episode is packed with actionable insights that can give you an edge. Tune in and learn how to structure deals that preserve liquidity and boost your return on investment! www.strhomefinancing.com Wed, 05 Feb 2025 08:00:00 -0000 full 63 Jeff Chisum In this episode of STR Home Financing with Jeff Chisum, we dive into two powerful strategies that can help you maximize cash flow and minimize out-of-pocket expenses when purchasing a short-term rental: seller concessions and cosmetic appearance allowances. Jeff breaks down how negotiating seller concessions can significantly reduce your out of pocket for closing costs, allowing you to allocate more capital toward renovations, furnishings, or reserves. He also explores how cosmetic appearance allowances—a lesser-known yet highly effective tactic—can be leveraged to offset necessary property upgrades while keeping more money in your pocket. If you're an investor looking to optimize your financial strategy in today’s market, this episode is packed with actionable insights that can give you an edge. Tune in and learn how to structure deals that preserve liquidity and boost your return on investment! www.strhomefinancing.com In this episode of STR Home Financing with Jeff Chisum, we dive into two powerful strategies that can help you maximize cash flow and minimize out-of-pocket expenses when purchasing a short-term rental: seller concessions and cosmetic appearance allowances.

Jeff breaks down how negotiating seller concessions can significantly reduce your out of pocket for closing costs, allowing you to allocate more capital toward renovations, furnishings, or reserves. He also explores how cosmetic appearance allowances—a lesser-known yet highly effective tactic—can be leveraged to offset necessary property upgrades while keeping more money in your pocket.

If you're an investor looking to optimize your financial strategy in today’s market, this episode is packed with actionable insights that can give you an edge. Tune in and learn how to structure deals that preserve liquidity and boost your return on investment!


www.strhomefinancing.com

]]> 758 Ep #62 Bonus Depreciation 🚀 BIG TAX NEWS for STR Investors! 🚀 In Episode 62 of STR Home Financing, we’re diving into the history of the short-term rental (STR) loophole and its powerful impact on bonus depreciation. We’ll break down: ✅ How the 2017 Tax Cuts and Jobs Act created this game-changing tax advantage ✅ Why the bonus depreciation benefit has been phasing out since 2023 ✅ The exciting possibility that the Trump administration could bring it back! If you own or are thinking about investing in STRs, this episode is a must-listen to stay ahead of the latest tax strategies that could impact your business. 🎙️ 🎧 Tune in now and learn how to maximize your real estate tax benefits! #STRHomeFinancing #RealEstateInvesting #TaxStrategy #BonusDepreciation #ShortTermRentals www.strhomefinancing.com Wed, 29 Jan 2025 08:00:00 -0000 full 62 Jeff Chisum 🚀 BIG TAX NEWS for STR Investors! 🚀 In Episode 62 of STR Home Financing, we’re diving into the history of the short-term rental (STR) loophole and its powerful impact on bonus depreciation. We’ll break down: ✅ How the 2017 Tax Cuts and Jobs Act created this game-changing tax advantage ✅ Why the bonus depreciation benefit has been phasing out since 2023 ✅ The exciting possibility that the Trump administration could bring it back! If you own or are thinking about investing in STRs, this episode is a must-listen to stay ahead of the latest tax strategies that could impact your business. 🎙️ 🎧 Tune in now and learn how to maximize your real estate tax benefits! #STRHomeFinancing #RealEstateInvesting #TaxStrategy #BonusDepreciation #ShortTermRentals www.strhomefinancing.com 🚀 BIG TAX NEWS for STR Investors! 🚀

In Episode 62 of STR Home Financing, we’re diving into the history of the short-term rental (STR) loophole and its powerful impact on bonus depreciation. We’ll break down:

✅ How the 2017 Tax Cuts and Jobs Act created this game-changing tax advantage

✅ Why the bonus depreciation benefit has been phasing out since 2023

✅ The exciting possibility that the Trump administration could bring it back!

If you own or are thinking about investing in STRs, this episode is a must-listen to stay ahead of the latest tax strategies that could impact your business. 🎙️

🎧 Tune in now and learn how to maximize your real estate tax benefits!

#STRHomeFinancing #RealEstateInvesting #TaxStrategy #BonusDepreciation #ShortTermRentals


www.strhomefinancing.com

]]> 521 Ep #61 Where Do You Stand in 2025 In this episode of the STR Home Financing Podcast, host Jeff Chisum kicks off the new year with a timely discussion on mindset, goal-setting, and taking actionable steps toward your dreams. Jeff reflects on "National Quitters Day," observed on January 10th, when many people abandon their New Year’s resolutions. Instead of resolutions, Jeff and his wife focus on setting meaningful, sustainable goals that drive progress throughout the year. For those aiming to purchase a vacation home in 2025, this episode emphasizes the importance of preparation and taking the first step: getting pre-approved for financing. Jeff explains how setting clear financial goals and starting the pre-approval process can help you move confidently toward owning your dream property. Whether you're setting personal goals or looking to invest in a vacation home, this episode offers the motivation and insights to help you make 2025 your most successful year yet. Don’t miss it! https://www.strhomefinancing.com/ Wed, 22 Jan 2025 08:00:00 -0000 full 61 Jeff Chisum In this episode of the STR Home Financing Podcast, host Jeff Chisum kicks off the new year with a timely discussion on mindset, goal-setting, and taking actionable steps toward your dreams. Jeff reflects on "National Quitters Day," observed on January 10th, when many people abandon their New Year’s resolutions. Instead of resolutions, Jeff and his wife focus on setting meaningful, sustainable goals that drive progress throughout the year. For those aiming to purchase a vacation home in 2025, this episode emphasizes the importance of preparation and taking the first step: getting pre-approved for financing. Jeff explains how setting clear financial goals and starting the pre-approval process can help you move confidently toward owning your dream property. Whether you're setting personal goals or looking to invest in a vacation home, this episode offers the motivation and insights to help you make 2025 your most successful year yet. Don’t miss it! https://www.strhomefinancing.com/ In this episode of the STR Home Financing Podcast, host Jeff Chisum kicks off the new year with a timely discussion on mindset, goal-setting, and taking actionable steps toward your dreams. Jeff reflects on "National Quitters Day," observed on January 10th, when many people abandon their New Year’s resolutions. Instead of resolutions, Jeff and his wife focus on setting meaningful, sustainable goals that drive progress throughout the year.

For those aiming to purchase a vacation home in 2025, this episode emphasizes the importance of preparation and taking the first step: getting pre-approved for financing. Jeff explains how setting clear financial goals and starting the pre-approval process can help you move confidently toward owning your dream property.

Whether you're setting personal goals or looking to invest in a vacation home, this episode offers the motivation and insights to help you make 2025 your most successful year yet. Don’t miss it!


https://www.strhomefinancing.com/

]]> 497 Ep #60 The Biggest News of 2025...Possibly In this groundbreaking episode of STR Home Financing, we dive into what could be the most significant development for investors and second-home buyers in recent history: the removal of the PSPAs (Preferred Stock Purchase Agreements) that capped Fannie Mae and Freddie Mac's ability to purchase investment property and second-home loans. This change opens new doors for financing opportunities, offering more flexibility, improved terms, and greater accessibility for buyers looking to build their real estate portfolios. Join me as I break down what this means for you as an investor, how it could impact your financing options, and why this game-changing shift could redefine the landscape for second-home and short-term rental financing. If you're in the market or just curious about how these updates could shape your next move, this is one episode you won’t want to miss! Tune in now to stay ahead of the curve! https://www.strhomefinancing.com/ Wed, 15 Jan 2025 08:00:00 -0000 full 60 Jeff Chisum In this groundbreaking episode of STR Home Financing, we dive into what could be the most significant development for investors and second-home buyers in recent history: the removal of the PSPAs (Preferred Stock Purchase Agreements) that capped Fannie Mae and Freddie Mac's ability to purchase investment property and second-home loans. This change opens new doors for financing opportunities, offering more flexibility, improved terms, and greater accessibility for buyers looking to build their real estate portfolios. Join me as I break down what this means for you as an investor, how it could impact your financing options, and why this game-changing shift could redefine the landscape for second-home and short-term rental financing. If you're in the market or just curious about how these updates could shape your next move, this is one episode you won’t want to miss! Tune in now to stay ahead of the curve! https://www.strhomefinancing.com/ In this groundbreaking episode of STR Home Financing, we dive into what could be the most significant development for investors and second-home buyers in recent history: the removal of the PSPAs (Preferred Stock Purchase Agreements) that capped Fannie Mae and Freddie Mac's ability to purchase investment property and second-home loans.

This change opens new doors for financing opportunities, offering more flexibility, improved terms, and greater accessibility for buyers looking to build their real estate portfolios.

Join me as I break down what this means for you as an investor, how it could impact your financing options, and why this game-changing shift could redefine the landscape for second-home and short-term rental financing.

If you're in the market or just curious about how these updates could shape your next move, this is one episode you won’t want to miss!

Tune in now to stay ahead of the curve!


https://www.strhomefinancing.com/

]]> 653 Ep #59 Interview with Dr. Rachel Gainsbrugh In this episode of STR Home Financing, host Jeff Chisum sits down with Dr. Rachel Gainsbrugh, founder of Short Term Gems, to explore her journey in the short-term rental (STR) industry. Dr. Rachel shares insights into her involvement in the STR community, her recent television appearance, and how Short Term Gems assists property owners in streamlining rental management through effective systems. She also delves into tax strategies and offers advice on overcoming the fear of investing in real estate. Connect with Dr. Rachel Gainsbrugh: Instagram: @short.term.gems Book a 1:1 Strategy Session: shorttermgems.com/book Website: shorttermgems.com Tune in to gain expert insights from Dr. Rachel Gainsbrugh on effectively managing short-term rentals, leveraging tax strategies, and confidently stepping into real estate investment. https://www.strhomefinancing.com/ Wed, 18 Dec 2024 08:00:00 -0000 full 59 Jeff Chisum In this episode of STR Home Financing, host Jeff Chisum sits down with Dr. Rachel Gainsbrugh, founder of Short Term Gems, to explore her journey in the short-term rental (STR) industry. Dr. Rachel shares insights into her involvement in the STR community, her recent television appearance, and how Short Term Gems assists property owners in streamlining rental management through effective systems. She also delves into tax strategies and offers advice on overcoming the fear of investing in real estate. Connect with Dr. Rachel Gainsbrugh: Instagram: @short.term.gems Book a 1:1 Strategy Session: shorttermgems.com/book Website: shorttermgems.com Tune in to gain expert insights from Dr. Rachel Gainsbrugh on effectively managing short-term rentals, leveraging tax strategies, and confidently stepping into real estate investment. https://www.strhomefinancing.com/ In this episode of STR Home Financing, host Jeff Chisum sits down with Dr. Rachel Gainsbrugh, founder of Short Term Gems, to explore her journey in the short-term rental (STR) industry. Dr. Rachel shares insights into her involvement in the STR community, her recent television appearance, and how Short Term Gems assists property owners in streamlining rental management through effective systems. She also delves into tax strategies and offers advice on overcoming the fear of investing in real estate. Connect with Dr. Rachel Gainsbrugh:

  1. Instagram: @short.term.gems
  2. Book a 1:1 Strategy Session: shorttermgems.com/book
  3. Website: shorttermgems.com

Tune in to gain expert insights from Dr. Rachel Gainsbrugh on effectively managing short-term rentals, leveraging tax strategies, and confidently stepping into real estate investment.


https://www.strhomefinancing.com/

]]> 973 Ep #58 Reigns on DSCR Loosening Welcome to Episode 58 of the podcast! Today, we’re diving into some exciting updates for investors, especially those using Debt Service Coverage Ratio (DSCR) loans. The reigns on DSCR loans have been loosened, and there are some key changes you’ll want to know about. We’re talking about reduced cash-out seasoning from 12 to 6 months, increased interested party contributions, and new guidelines for gift funds. We’ll also cover how minimum credit score requirements have shifted, changes to maximum loan-to-value (LTV) ratios, and increased cash-out limits. If you're an investor or thinking about expanding your portfolio, this episode will give you the insights you need to take advantage of these new opportunities! https://www.strhomefinancing.com/ Wed, 02 Oct 2024 07:00:00 -0000 full 58 Jeff Chisum Welcome to Episode 58 of the podcast! Today, we’re diving into some exciting updates for investors, especially those using Debt Service Coverage Ratio (DSCR) loans. The reigns on DSCR loans have been loosened, and there are some key changes you’ll want to know about. We’re talking about reduced cash-out seasoning from 12 to 6 months, increased interested party contributions, and new guidelines for gift funds. We’ll also cover how minimum credit score requirements have shifted, changes to maximum loan-to-value (LTV) ratios, and increased cash-out limits. If you're an investor or thinking about expanding your portfolio, this episode will give you the insights you need to take advantage of these new opportunities! https://www.strhomefinancing.com/ Welcome to Episode 58 of the podcast! Today, we’re diving into some exciting updates for investors, especially those using Debt Service Coverage Ratio (DSCR) loans. The reigns on DSCR loans have been loosened, and there are some key changes you’ll want to know about. We’re talking about reduced cash-out seasoning from 12 to 6 months, increased interested party contributions, and new guidelines for gift funds. We’ll also cover how minimum credit score requirements have shifted, changes to maximum loan-to-value (LTV) ratios, and increased cash-out limits. If you're an investor or thinking about expanding your portfolio, this episode will give you the insights you need to take advantage of these new opportunities!


https://www.strhomefinancing.com/

]]> 529 Ep #57 Interview with Gil Chan CEO & Founder of CraftedStays I’m excited to be joined by a special guest, Gil Chan, the CEO and Owner of CraftedStays. In this episode, we’ll dive into how CraftedStays is providing simple, effective solutions for property owners looking to build direct booking websites. We’ll also talk about maximizing conversion rates and, most importantly, how to become less reliant on OTAs like Airbnb and Vrbo. If you’re a short-term rental host or looking to optimize your business, this is an episode you don’t want to miss! https://www.strhomefinancing.com/ Wed, 25 Sep 2024 07:00:00 -0000 full 57 Jeff Chisum I’m excited to be joined by a special guest, Gil Chan, the CEO and Owner of CraftedStays. In this episode, we’ll dive into how CraftedStays is providing simple, effective solutions for property owners looking to build direct booking websites. We’ll also talk about maximizing conversion rates and, most importantly, how to become less reliant on OTAs like Airbnb and Vrbo. If you’re a short-term rental host or looking to optimize your business, this is an episode you don’t want to miss! https://www.strhomefinancing.com/ I’m excited to be joined by a special guest, Gil Chan, the CEO and Owner of CraftedStays. In this episode, we’ll dive into how CraftedStays is providing simple, effective solutions for property owners looking to build direct booking websites. We’ll also talk about maximizing conversion rates and, most importantly, how to become less reliant on OTAs like Airbnb and Vrbo. If you’re a short-term rental host or looking to optimize your business, this is an episode you don’t want to miss!


https://www.strhomefinancing.com/

]]> 720 Ep #56 What Does the recent Fed Cut Mean For You In today’s episode, we break down the recent Fed fund rate cut – the first since 2020! With the Federal Reserve lowering rates by 50 basis points, we explore what this means for the housing market, mortgage rates, and home equity lines of credit (HELOCs). We’ll discuss how this move could impact borrowing costs, the potential for mortgage rates to drop further, and why now might be the time to act before the market heats up. Whether you’re a homebuyer, investor, or looking to refinance, this episode will help you understand the road ahead. Tune in to get all the details! https://www.strhomefinancing.com/ Fri, 20 Sep 2024 15:26:10 -0000 full 56 Jeff Chisum In today’s episode, we break down the recent Fed fund rate cut – the first since 2020! With the Federal Reserve lowering rates by 50 basis points, we explore what this means for the housing market, mortgage rates, and home equity lines of credit (HELOCs). We’ll discuss how this move could impact borrowing costs, the potential for mortgage rates to drop further, and why now might be the time to act before the market heats up. Whether you’re a homebuyer, investor, or looking to refinance, this episode will help you understand the road ahead. Tune in to get all the details! https://www.strhomefinancing.com/ In today’s episode, we break down the recent Fed fund rate cut – the first since 2020! With the Federal Reserve lowering rates by 50 basis points, we explore what this means for the housing market, mortgage rates, and home equity lines of credit (HELOCs). We’ll discuss how this move could impact borrowing costs, the potential for mortgage rates to drop further, and why now might be the time to act before the market heats up. Whether you’re a homebuyer, investor, or looking to refinance, this episode will help you understand the road ahead. Tune in to get all the details!


https://www.strhomefinancing.com/

]]> 273 Ep #55 Have you had your annual personal fiscal exam? In this episode, we explore why an annual mortgage review is crucial for every homeowner. As the financial landscape changes, so do interest rates, loan programs, and your personal financial goals. An annual review helps ensure that your mortgage aligns with your current situation and can uncover opportunities to save money, pay off your loan faster, or leverage your home equity. Join us as we discuss the benefits of regularly assessing your mortgage, how the process works, and why staying proactive can make a significant difference in your long-term financial health. Whether you're a first-time homeowner or an experienced investor, this episode will provide valuable insights into maximizing your mortgage strategy. I am always happy to jump on a call www.STRHomeFinancing.com Wed, 28 Aug 2024 20:41:09 -0000 full 55 Jeff Chisum In this episode, we explore why an annual mortgage review is crucial for every homeowner. As the financial landscape changes, so do interest rates, loan programs, and your personal financial goals. An annual review helps ensure that your mortgage aligns with your current situation and can uncover opportunities to save money, pay off your loan faster, or leverage your home equity. Join us as we discuss the benefits of regularly assessing your mortgage, how the process works, and why staying proactive can make a significant difference in your long-term financial health. Whether you're a first-time homeowner or an experienced investor, this episode will provide valuable insights into maximizing your mortgage strategy. I am always happy to jump on a call www.STRHomeFinancing.com In this episode, we explore why an annual mortgage review is crucial for every homeowner. As the financial landscape changes, so do interest rates, loan programs, and your personal financial goals. An annual review helps ensure that your mortgage aligns with your current situation and can uncover opportunities to save money, pay off your loan faster, or leverage your home equity. Join us as we discuss the benefits of regularly assessing your mortgage, how the process works, and why staying proactive can make a significant difference in your long-term financial health. Whether you're a first-time homeowner or an experienced investor, this episode will provide valuable insights into maximizing your mortgage strategy.


I am always happy to jump on a call www.STRHomeFinancing.com

]]> 520 Ep #54 Mortgage Lane or Tax Lane with Ryan Bakke In this episode, we're diving into the often confusing world of second home occupancy loans and how they intersect with IRS rules. Understanding the nuances between lender requirements and tax regulations can be tricky, especially for those looking to invest in vacation properties. To help clarify these complexities, I'm joined by CPA Ryan Bakke, an expert in tax strategy and real estate. Together, we'll break down the key differences, discuss common misconceptions, and offer practical advice for navigating both lender policies and tax obligations. Whether you're a current or prospective second homebuyer, this episode is packed with valuable insights to help you make informed decisions. https://www.learnlikeacpa.com/store I am always happy to jump on a call www.STRHomeFinancing.com Wed, 21 Aug 2024 07:00:00 -0000 full 54 Jeff Chisum In this episode, we're diving into the often confusing world of second home occupancy loans and how they intersect with IRS rules. Understanding the nuances between lender requirements and tax regulations can be tricky, especially for those looking to invest in vacation properties. To help clarify these complexities, I'm joined by CPA Ryan Bakke, an expert in tax strategy and real estate. Together, we'll break down the key differences, discuss common misconceptions, and offer practical advice for navigating both lender policies and tax obligations. Whether you're a current or prospective second homebuyer, this episode is packed with valuable insights to help you make informed decisions. https://www.learnlikeacpa.com/store I am always happy to jump on a call www.STRHomeFinancing.com In this episode, we're diving into the often confusing world of second home occupancy loans and how they intersect with IRS rules. Understanding the nuances between lender requirements and tax regulations can be tricky, especially for those looking to invest in vacation properties. To help clarify these complexities, I'm joined by CPA Ryan Bakke, an expert in tax strategy and real estate. Together, we'll break down the key differences, discuss common misconceptions, and offer practical advice for navigating both lender policies and tax obligations. Whether you're a current or prospective second homebuyer, this episode is packed with valuable insights to help you make informed decisions.


https://www.learnlikeacpa.com/store


I am always happy to jump on a call www.STRHomeFinancing.com

]]> 1216 Ep #53 Beware of DSCR Lender Advertising Ever had a DSCR lender tell you that a DSCR loan will not report on your personal credit? Things you should know... I am always happy to jump on a call www.STRHomeFinancing.com Wed, 14 Aug 2024 07:00:00 -0000 full 53 Jeff Chisum Ever had a DSCR lender tell you that a DSCR loan will not report on your personal credit? Things you should know... I am always happy to jump on a call www.STRHomeFinancing.com Ever had a DSCR lender tell you that a DSCR loan will not report on your personal credit? Things you should know...


I am always happy to jump on a call www.STRHomeFinancing.com

]]> 723 Ep #52 Transferring Title Jeff explores the critical topic of title transfers, focusing on its implications for short-term rental property owners. He addresses common concerns about triggering the 'due on sale' clause when transferring property titles to an LLC, highlighting the policies set by Fannie Mae. Jeff clarifies permissible title transfers, emphasizing the importance of maintaining control or majority ownership, and provides valuable insights for mitigating personal risk while maximizing investment opportunities in the short-term rental market. I am always happy to jump on a call www.STRHomeFinancing.com Wed, 07 Aug 2024 07:00:00 -0000 full 52 Jeff Chisum Jeff explores the critical topic of title transfers, focusing on its implications for short-term rental property owners. He addresses common concerns about triggering the 'due on sale' clause when transferring property titles to an LLC, highlighting the policies set by Fannie Mae. Jeff clarifies permissible title transfers, emphasizing the importance of maintaining control or majority ownership, and provides valuable insights for mitigating personal risk while maximizing investment opportunities in the short-term rental market. I am always happy to jump on a call www.STRHomeFinancing.com Jeff explores the critical topic of title transfers, focusing on its implications for short-term rental property owners. He addresses common concerns about triggering the 'due on sale' clause when transferring property titles to an LLC, highlighting the policies set by Fannie Mae. Jeff clarifies permissible title transfers, emphasizing the importance of maintaining control or majority ownership, and provides valuable insights for mitigating personal risk while maximizing investment opportunities in the short-term rental market.


I am always happy to jump on a call www.STRHomeFinancing.com

]]> 508 Ep #51 Beware of Advertising My favorite subject? Education clients on the true information around STR financing. In episode #51 I walk through a "marketing" piece designed to steer people towards DSCR. I blow up their efforts. I am always happy to jump on a call www.STRHomeFinancing.com Wed, 31 Jul 2024 07:00:00 -0000 full 51 Jeff Chisum My favorite subject? Education clients on the true information around STR financing. In episode #51 I walk through a "marketing" piece designed to steer people towards DSCR. I blow up their efforts. I am always happy to jump on a call www.STRHomeFinancing.com My favorite subject? Education clients on the true information around STR financing. In episode #51 I walk through a "marketing" piece designed to steer people towards DSCR. I blow up their efforts.


I am always happy to jump on a call www.STRHomeFinancing.com

]]> 770 Ep #50 Shopping For DSCR Loans In Episode #50 we cover the key questions to ask when shopping for a DSCR loan Here are the questions I mentioned when interviewing a DSCR lender What are your rates, costs, fees and minimum down payment What ratios are you looking for What data do you use to prove the ratio Can you use STR data Are you delegated with the investor or will the investor be processing, underwrite, order appraisal, close and fund the loan Do you lock up front What can change the rate/cost/required down from beginning to end I am always happy to jump on a call www.STRHomeFinancing.com Wed, 03 Jul 2024 07:00:00 -0000 full 50 Jeff Chisum In Episode #50 we cover the key questions to ask when shopping for a DSCR loan Here are the questions I mentioned when interviewing a DSCR lender What are your rates, costs, fees and minimum down payment What ratios are you looking for What data do you use to prove the ratio Can you use STR data Are you delegated with the investor or will the investor be processing, underwrite, order appraisal, close and fund the loan Do you lock up front What can change the rate/cost/required down from beginning to end I am always happy to jump on a call www.STRHomeFinancing.com In Episode #50 we cover the key questions to ask when shopping for a DSCR loan


Here are the questions I mentioned when interviewing a DSCR lender

  1. What are your rates, costs, fees and minimum down payment
  2. What ratios are you looking for
  3. What data do you use to prove the ratio
  4. Can you use STR data
  5. Are you delegated with the investor or will the investor be processing, underwrite, order appraisal, close and fund the loan
  6. Do you lock up front
  7. What can change the rate/cost/required down from beginning to end


I am always happy to jump on a call www.STRHomeFinancing.com

]]> 794 Ep #49 DSCR Revisited DSCR revisited! We walk through the basics of a DSCR loan and what it's used for I am always happy to jump on a call www.STRHomeFinancing.com Wed, 26 Jun 2024 07:00:00 -0000 full 49 Jeff Chisum DSCR revisited! We walk through the basics of a DSCR loan and what it's used for I am always happy to jump on a call www.STRHomeFinancing.com DSCR revisited! We walk through the basics of a DSCR loan and what it's used for


I am always happy to jump on a call www.STRHomeFinancing.com

]]> 421 Ep #48 I Don't Want An Escrow Account! Crossed the hurdle of verifying you have 80% loan to value with the mortgage servicer? Don't want an escrow account? In this episode learn the next step of taking control of paying your own taxes and insurance. Wed, 22 May 2024 07:00:00 -0000 full 48 Jeff Chisum Crossed the hurdle of verifying you have 80% loan to value with the mortgage servicer? Don't want an escrow account? In this episode learn the next step of taking control of paying your own taxes and insurance. Crossed the hurdle of verifying you have 80% loan to value with the mortgage servicer? Don't want an escrow account? In this episode learn the next step of taking control of paying your own taxes and insurance.

]]> 334 EP #47 How To Get Rid Of PMI In Less Than a Year Fannie Mae policy on removing PMI https://servicing-guide.fanniemae.com/svc/b-8.1-04/termination-conventional-mortgage-insurance Freddie Mac policy on removing PMI https://guide.freddiemac.com/app/guide/section/8203.2 Fannie Mae loan look up tool https://yourhome.fanniemae.com/calculators-tools/loan-lookup Freddie Mac loan look up tool https://myhome.freddiemac.com/resources/loanlookup Wed, 15 May 2024 07:00:00 -0000 full 47 Jeff Chisum Fannie Mae policy on removing PMI https://servicing-guide.fanniemae.com/svc/b-8.1-04/termination-conventional-mortgage-insurance Freddie Mac policy on removing PMI https://guide.freddiemac.com/app/guide/section/8203.2 Fannie Mae loan look up tool https://yourhome.fanniemae.com/calculators-tools/loan-lookup Freddie Mac loan look up tool https://myhome.freddiemac.com/resources/loanlookup Fannie Mae policy on removing PMI https://servicing-guide.fanniemae.com/svc/b-8.1-04/termination-conventional-mortgage-insurance


Freddie Mac policy on removing PMI https://guide.freddiemac.com/app/guide/section/8203.2


Fannie Mae loan look up tool https://yourhome.fanniemae.com/calculators-tools/loan-lookup


Freddie Mac loan look up tool https://myhome.freddiemac.com/resources/loanlookup

]]> 547 Ep #46 Can I Use A Property Manager? Common misinformation in the STR world is that If you are using the second home occupancy loan you can't have a property manager. What's the truth?! Wed, 17 Apr 2024 07:00:00 -0000 full 46 Jeff Chisum Common misinformation in the STR world is that If you are using the second home occupancy loan you can't have a property manager. What's the truth?! Common misinformation in the STR world is that If you are using the second home occupancy loan you can't have a property manager. What's the truth?!

]]> 370 Ep #45 Mindset, Vision and Taking Action Have goals to purchase a STR in 2024. Hope this episode helps in sharing my journey to change my Mindset which gave me vision and led to me taking action. Wed, 31 Jan 2024 08:00:00 -0000 full 45 Jeff Chisum Have goals to purchase a STR in 2024. Hope this episode helps in sharing my journey to change my Mindset which gave me vision and led to me taking action. Have goals to purchase a STR in 2024. Hope this episode helps in sharing my journey to change my Mindset which gave me vision and led to me taking action.

]]> 623 Ep #44 Market Update 2024 New conforming loan limits and what that looks like when it come to structuring the 10% Down Second Home Occupancy Loan Wed, 24 Jan 2024 08:00:00 -0000 full 44 Jeff Chisum New conforming loan limits and what that looks like when it come to structuring the 10% Down Second Home Occupancy Loan New conforming loan limits and what that looks like when it come to structuring the 10% Down Second Home Occupancy Loan

]]> 412 Ep #43 5% Down For A Four Unit Property?! One of the biggest changes in loan products in the past decade presents big opportunities to build wealth through real estate. Need ideas how to help your grown children to invest in real estate? This may be it! Always happy to schedule a consult call at www.STRHomeFinancing.com Wed, 22 Nov 2023 08:00:00 -0000 full 43 Jeff Chisum One of the biggest changes in loan products in the past decade presents big opportunities to build wealth through real estate. Need ideas how to help your grown children to invest in real estate? This may be it! Always happy to schedule a consult call at www.STRHomeFinancing.com One of the biggest changes in loan products in the past decade presents big opportunities to build wealth through real estate. Need ideas how to help your grown children to invest in real estate? This may be it!


Always happy to schedule a consult call at www.STRHomeFinancing.com

]]> 524 Ep #42 Market Update New conforming loan limits announced for 2025 and effective Nov 1st!   Always happy to schedule a consult call at www.STRHomeFinancing.com Wed, 15 Nov 2023 15:06:00 -0000 full 42 Jeff Chisum New conforming loan limits announced for 2025 and effective Nov 1st!   Always happy to schedule a consult call at www.STRHomeFinancing.com New conforming loan limits announced for 2025 and effective Nov 1st!  


Always happy to schedule a consult call at www.STRHomeFinancing.com

]]> 210 Ep #41 Kissimmee Florida with Shane O'Conner On Episode #41 we get to explore Kissimmee Florida with STR Expert Shan O'Connor. Realtor, Investor, Operator shane@alchemyreinc.com www.vacationalchemy.com IG: vacation.alchemy IG: oc_dreams19 Always happy to schedule a consult call at www.STRHomeFinancing.com Wed, 11 Oct 2023 07:00:00 -0000 full 41 Jeff Chisum On Episode #41 we get to explore Kissimmee Florida with STR Expert Shan O'Connor. Realtor, Investor, Operator shane@alchemyreinc.com www.vacationalchemy.com IG: vacation.alchemy IG: oc_dreams19 Always happy to schedule a consult call at www.STRHomeFinancing.com On Episode #41 we get to explore Kissimmee Florida with STR Expert Shan O'Connor. Realtor, Investor, Operator


shane@alchemyreinc.com

www.vacationalchemy.com

IG: vacation.alchemy

IG: oc_dreams19


Always happy to schedule a consult call at www.STRHomeFinancing.com

]]> 921 Ep #40 The Texas Gulf Coast Episode #40 guest Suzie Austin from the Texas Gulf Coast! Wed, 04 Oct 2023 07:00:00 -0000 full 40 Jeff Chisum Episode #40 guest Suzie Austin from the Texas Gulf Coast! Episode #40 guest Suzie Austin from the Texas Gulf Coast!

]]> 523 Ep #39 The Kentucky Bourbon Trail with Toni Boer Ep #39 The Kentucky Bourbon Trail with Toni Boer Wed, 27 Sep 2023 07:00:00 -0000 full 39 Jeff Chisum Ep #39 The Kentucky Bourbon Trail with Toni Boer Ep #39 The Kentucky Bourbon Trail with Toni Boer

]]> 847 Ep #38 Three Most Important Things with HostGpo Ep #38 Three Most Important Things with HostGPO. Today I interview Jen Sexton with HostGPO about easier ways to getting a property set up with amenities, supplies and continuing consistency of a guest's overall experience. Wed, 20 Sep 2023 07:00:00 -0000 full 38 Jeff Chisum Ep #38 Three Most Important Things with HostGPO. Today I interview Jen Sexton with HostGPO about easier ways to getting a property set up with amenities, supplies and continuing consistency of a guest's overall experience. Ep #38 Three Most Important Things with HostGPO. Today I interview Jen Sexton with HostGPO about easier ways to getting a property set up with amenities, supplies and continuing consistency of a guest's overall experience.

]]> 653 Ep #37 Three Most Important Things (Part 2 Refinance) In Ep #37 Three Most Important Things (Part 2 Refinance) I present additional information that should be considered if you plan on refinancing into a lower rate when the opportunity presents itself. Wed, 13 Sep 2023 07:00:00 -0000 full 37 Jeff Chisum In Ep #37 Three Most Important Things (Part 2 Refinance) I present additional information that should be considered if you plan on refinancing into a lower rate when the opportunity presents itself. In Ep #37 Three Most Important Things (Part 2 Refinance) I present additional information that should be considered if you plan on refinancing into a lower rate when the opportunity presents itself.

]]> 291 Ep #36 Three Most Important Things with Mark McDaniel Episode #36 Three Most Important with Mark McDaniel Catch Mark on his podcast Good Endeavor STR Podcast Wed, 30 Aug 2023 07:00:00 -0000 full 36 Jeff Chisum Episode #36 Three Most Important with Mark McDaniel Catch Mark on his podcast Good Endeavor STR Podcast Episode #36 Three Most Important with Mark McDaniel


Catch Mark on his podcast Good Endeavor STR Podcast

]]> 783 Ep #35 Interview with Thanks For Visiting In this segment of "Three Things You Should Know" I interview Sarah Karakaian from "Thank For Visiting" where she shares three things that can keep you from failing in the STR space. Be sure to check out what these ladies are doing at www.tfvcon.com https://www.instagram.com/thanksforvisiting_/ https://podcasts.apple.com/us/podcast/thanks-for-visiting/id1451872835 Wed, 16 Aug 2023 07:00:00 -0000 full 36 Jeff Chisum In this segment of "Three Things You Should Know" I interview Sarah Karakaian from "Thank For Visiting" where she shares three things that can keep you from failing in the STR space. Be sure to check out what these ladies are doing at www.tfvcon.com https://www.instagram.com/thanksforvisiting_/ https://podcasts.apple.com/us/podcast/thanks-for-visiting/id1451872835 In this segment of "Three Things You Should Know" I interview Sarah Karakaian from "Thank For Visiting" where she shares three things that can keep you from failing in the STR space.


Be sure to check out what these ladies are doing at

www.tfvcon.com


https://www.instagram.com/thanksforvisiting_/


https://podcasts.apple.com/us/podcast/thanks-for-visiting/id1451872835

]]> 702 Ep #34 3 Most Important Things To Know When Rates Drop 3 Most Important Things To Know When Rates Drop I am always happy to jump on a call www.STRHomeFinancing.com Wed, 09 Aug 2023 07:00:00 -0000 full 34 Jeff Chisum 3 Most Important Things To Know When Rates Drop I am always happy to jump on a call www.STRHomeFinancing.com 3 Most Important Things To Know When Rates Drop


I am always happy to jump on a call www.STRHomeFinancing.com

]]> 502 Ep #33 Interview With Shawn Moore Ways to connect with Shawn Moore https://vodyssey.com/ I am always happy to jump on a call www.STRHomeFinancing.com Wed, 05 Jul 2023 08:00:00 -0000 full 33 Jeff Chisum Ways to connect with Shawn Moore https://vodyssey.com/ I am always happy to jump on a call www.STRHomeFinancing.com Ways to connect with Shawn Moore


https://vodyssey.com/


I am always happy to jump on a call www.STRHomeFinancing.com

]]> 906 Ep #32 10% Down Is NOT Dead 10% Down Is NOT Dead! I am always happy to jump on a call www.STRHomeFinancing.com Wed, 28 Jun 2023 07:00:00 -0000 full 32 Jeff Chisum 10% Down Is NOT Dead! I am always happy to jump on a call www.STRHomeFinancing.com 10% Down Is NOT Dead!


I am always happy to jump on a call www.STRHomeFinancing.com

]]> 495 Ep #31 Interview with Mark Simpson Want to get away from being so dependent on AirBnB and VRBO, etc... to get business? Today is a must listen to episode as I interview Mark Simpson from Boostly. Ways to connect with Mark boostly.co.uk/pms boostly.co.uk I am always happy to jump on a call www.STRHomeFinancing.com Wed, 21 Jun 2023 07:00:00 -0000 full 31 Jeff Chisum Want to get away from being so dependent on AirBnB and VRBO, etc... to get business? Today is a must listen to episode as I interview Mark Simpson from Boostly. Ways to connect with Mark boostly.co.uk/pms boostly.co.uk I am always happy to jump on a call www.STRHomeFinancing.com Want to get away from being so dependent on AirBnB and VRBO, etc... to get business? Today is a must listen to episode as I interview Mark Simpson from Boostly.


Ways to connect with Mark


boostly.co.uk/pms

boostly.co.uk


I am always happy to jump on a call www.STRHomeFinancing.com

]]> 559 Ep #30 Interview with Kenny Bedwell A question I get all the time is "Where are people investing in STR's" my usual response is "Sorry that's not my lane". In this episode I interview Kenny Bedwell, CEO of STR Insights. Kenny explains the three most important things to know when it comes to researching areas and how STR Insights brings a solution to that common question of "Where are the best places to invest" Want to connect with our guest? Instagram: @strinsights Facebook: The STR Data Host  Website: strinsights.com Wed, 14 Jun 2023 07:00:00 -0000 full 30 Jeff Chisum A question I get all the time is "Where are people investing in STR's" my usual response is "Sorry that's not my lane". In this episode I interview Kenny Bedwell, CEO of STR Insights. Kenny explains the three most important things to know when it comes to researching areas and how STR Insights brings a solution to that common question of "Where are the best places to invest" Want to connect with our guest? Instagram: @strinsights Facebook: The STR Data Host  Website: strinsights.com A question I get all the time is "Where are people investing in STR's" my usual response is "Sorry that's not my lane". In this episode I interview Kenny Bedwell, CEO of STR Insights. Kenny explains the three most important things to know when it comes to researching areas and how STR Insights brings a solution to that common question of "Where are the best places to invest"


Want to connect with our guest?


Instagram: @strinsights

Facebook: The STR Data Host 

Website: strinsights.com

]]> 607 Ep #29 Interview with Rachel Gainsbrugh Guest want Luxury when they stay in a property. How do we do that and not spend a fortune? In today's episode I interview Dr. Rachel Gainsbrugh and she share three things you can do to add "luxury" to your STR without breaking the bank. Wed, 07 Jun 2023 07:00:00 -0000 full 29 Jeff Chisum Guest want Luxury when they stay in a property. How do we do that and not spend a fortune? In today's episode I interview Dr. Rachel Gainsbrugh and she share three things you can do to add "luxury" to your STR without breaking the bank. Guest want Luxury when they stay in a property. How do we do that and not spend a fortune? In today's episode I interview Dr. Rachel Gainsbrugh and she share three things you can do to add "luxury" to your STR without breaking the bank.

]]> 613 Ep #28 Interview with Stacey St. John In this installment of "Three Things You Should Know" I interview Stacey St John from Female STR Investors. Stacey is an STR Owner, STR Property Manager and Coach. She shares the 3 most important things to have in an STR property. Facebook Group: https://www.facebook.com/groups/femalestrinvestors Website: https://staceystjohn.com/ Email: hello@staceystjohn.com Wed, 31 May 2023 07:00:00 -0000 full 28 Jeff Chisum In this installment of "Three Things You Should Know" I interview Stacey St John from Female STR Investors. Stacey is an STR Owner, STR Property Manager and Coach. She shares the 3 most important things to have in an STR property. Facebook Group: https://www.facebook.com/groups/femalestrinvestors Website: https://staceystjohn.com/ Email: hello@staceystjohn.com In this installment of "Three Things You Should Know" I interview Stacey St John from Female STR Investors. Stacey is an STR Owner, STR Property Manager and Coach. She shares the 3 most important things to have in an STR property.



Facebook Group: https://www.facebook.com/groups/femalestrinvestors

Website: https://staceystjohn.com/

Email: hello@staceystjohn.com

]]> 629 Ep #27 Interview with Brandon Thompson The Three Most Important Things to Know when analyzing a deal. In this episode I interview Brandon Thompson who has been in real estate investing for 20 years. Brandon shares his knowledge on what you need to do when looking at buying a STR. Theliveoakcapital.com   @brandongthompson on Instagram   Facebook.com/brandgt  Wed, 24 May 2023 07:00:00 -0000 full 27 Jeff Chisum The Three Most Important Things to Know when analyzing a deal. In this episode I interview Brandon Thompson who has been in real estate investing for 20 years. Brandon shares his knowledge on what you need to do when looking at buying a STR. Theliveoakcapital.com   @brandongthompson on Instagram   Facebook.com/brandgt  The Three Most Important Things to Know when analyzing a deal. In this episode I interview Brandon Thompson who has been in real estate investing for 20 years. Brandon shares his knowledge on what you need to do when looking at buying a STR.


Theliveoakcapital.com

 

@brandongthompson on Instagram

 

Facebook.com/brandgt 


]]> 586 Ep #26 Interview with Mike Sjogren In this installment of "Three Things You Should Know" our guest is Michael Sjogren with STR Secrets. Michael shares why it's important to surrounds yourself with people that have been there and done that. Successfully! Best ways to get in touch with Michael www.STRsecrets.com - free resources and trainings Podcast - Short Term Rental Secrets on all major platforms - https://open.spotify.com/show/36yO9B4IHxbC8Sbhp1hVPK?si=db3c2eae367241f9 Instagram - @the_airbnbguy FB group - https://www.facebook.com/groups/STRentalsecrets Wed, 17 May 2023 07:00:00 -0000 full 26 Jeff Chisum In this installment of "Three Things You Should Know" our guest is Michael Sjogren with STR Secrets. Michael shares why it's important to surrounds yourself with people that have been there and done that. Successfully! Best ways to get in touch with Michael www.STRsecrets.com - free resources and trainings Podcast - Short Term Rental Secrets on all major platforms - https://open.spotify.com/show/36yO9B4IHxbC8Sbhp1hVPK?si=db3c2eae367241f9 Instagram - @the_airbnbguy FB group - https://www.facebook.com/groups/STRentalsecrets In this installment of "Three Things You Should Know" our guest is Michael Sjogren with STR Secrets. Michael shares why it's important to surrounds yourself with people that have been there and done that. Successfully!


Best ways to get in touch with Michael


  1. www.STRsecrets.com - free resources and trainings
  2. Podcast - Short Term Rental Secrets on all major platforms - https://open.spotify.com/show/36yO9B4IHxbC8Sbhp1hVPK?si=db3c2eae367241f9
  3. Instagram - @the_airbnbguy
  4. FB group - https://www.facebook.com/groups/STRentalsecrets
]]> 585 Ep #25 Interview with Tyler Coon In this installment of "Three Things You Should Know" our guest is Tyler Coon with Savvy Realty. Tyler shares why it's important to only work with a Realtor who is an STR Expert. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 10 May 2023 07:00:00 -0000 full 26 Jeff Chisum In this installment of "Three Things You Should Know" our guest is Tyler Coon with Savvy Realty. Tyler shares why it's important to only work with a Realtor who is an STR Expert. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com In this installment of "Three Things You Should Know" our guest is Tyler Coon with Savvy Realty. Tyler shares why it's important to only work with a Realtor who is an STR Expert.


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 1023 Ep #24 Interview with Ryan Duffy Another installment of "Three Things You Should Know". I interview Ryan Duffy from NW Arkansas. Builder, STR Realtor and owner of a property management company. Ryan shares the exciting things going on in NW Arkansas/SE Missouri along with three reason why you should work with a Realtor who specializes in STR properties. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 03 May 2023 07:00:00 -0000 full 24 Jeff Chisum Another installment of "Three Things You Should Know". I interview Ryan Duffy from NW Arkansas. Builder, STR Realtor and owner of a property management company. Ryan shares the exciting things going on in NW Arkansas/SE Missouri along with three reason why you should work with a Realtor who specializes in STR properties. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Another installment of "Three Things You Should Know". I interview Ryan Duffy from NW Arkansas. Builder, STR Realtor and owner of a property management company. Ryan shares the exciting things going on in NW Arkansas/SE Missouri along with three reason why you should work with a Realtor who specializes in STR properties.


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 929 Ep #23 Interview with Alex Sabio My guest on this episode of "Three Things You Should Know" is Alex Sabio from Healthcare Professionals Investing in Real Estate. Alex talks about diversification, exit strategy and return on energy. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 26 Apr 2023 07:00:00 -0000 full 23 Jeff Chisum My guest on this episode of "Three Things You Should Know" is Alex Sabio from Healthcare Professionals Investing in Real Estate. Alex talks about diversification, exit strategy and return on energy. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com My guest on this episode of "Three Things You Should Know" is Alex Sabio from Healthcare Professionals Investing in Real Estate. Alex talks about diversification, exit strategy and return on energy.


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 423 Ep #22 Interview with Bill Faeth Another installment of "Three Things You Should Know" I interview Bill Faeth from Build Short Term Rental Wealth. Bill shares some great advice on diversification and analyzing. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com https://www.facebook.com/groups/284886002732508 Wed, 19 Apr 2023 07:00:00 -0000 full 22 Jeff Chisum Another installment of "Three Things You Should Know" I interview Bill Faeth from Build Short Term Rental Wealth. Bill shares some great advice on diversification and analyzing. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com https://www.facebook.com/groups/284886002732508 Another installment of "Three Things You Should Know" I interview Bill Faeth from Build Short Term Rental Wealth. Bill shares some great advice on diversification and analyzing.

Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

https://www.facebook.com/groups/284886002732508

]]> 713 Ep #21 Interview with Ryan Bakke Want to buy an STR? One of your first conversations should be with a CPA that specializes in working with investors. Today I interview Ryan Bakke CPA who share "Three Things You Should Know" Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Connect with Ryan on Facebook https://m.facebook.com/groups/taxstrategyforinvestors/?ref=share&mibextid=uc01c0 Wed, 12 Apr 2023 07:00:00 -0000 full 21 Jeff Chisum Want to buy an STR? One of your first conversations should be with a CPA that specializes in working with investors. Today I interview Ryan Bakke CPA who share "Three Things You Should Know" Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Connect with Ryan on Facebook https://m.facebook.com/groups/taxstrategyforinvestors/?ref=share&mibextid=uc01c0 Want to buy an STR? One of your first conversations should be with a CPA that specializes in working with investors. Today I interview Ryan Bakke CPA who share "Three Things You Should Know"

Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

Connect with Ryan on Facebook

https://m.facebook.com/groups/taxstrategyforinvestors/?ref=share&mibextid=uc01c0

]]> 721 Ep #20 Interview with Lu Ann Blough What is a 1031 Exchange? How do you sell Real Estate and not have to pay capital gains? In Episode 20 our guest is Lu Ann Blough with Exchange Resource Group. Lu Ann shares the Three Most Important Things about a 1031 Exchange Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Want to connect with Lu Ann? Email: luann@erg1031.com Phone: 972-863-1031 Facebook: https://www.facebook.com/groups/530580507384295 Wed, 05 Apr 2023 07:00:00 -0000 full 20 Jeff Chisum What is a 1031 Exchange? How do you sell Real Estate and not have to pay capital gains? In Episode 20 our guest is Lu Ann Blough with Exchange Resource Group. Lu Ann shares the Three Most Important Things about a 1031 Exchange Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Want to connect with Lu Ann? Email: luann@erg1031.com Phone: 972-863-1031 Facebook: https://www.facebook.com/groups/530580507384295 What is a 1031 Exchange? How do you sell Real Estate and not have to pay capital gains? In Episode 20 our guest is Lu Ann Blough with Exchange Resource Group. Lu Ann shares the Three Most Important Things about a 1031 Exchange


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com


Want to connect with Lu Ann?


Email: luann@erg1031.com

Phone: 972-863-1031

Facebook: https://www.facebook.com/groups/530580507384295

]]> 426 EP #19 Interview with Chiagozie Fawole An honor to have as my first guest Dr. Chiagozie Fawole. Wife, Mom, Pediatric Anesthesiologist, Real Estate Investor, Coach Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Ways to connect: www.thestrpodcast.com https://www.workwithme2021.com/strcalculator/ https://www.facebook.com/chiagozie.ononiwu Thu, 30 Mar 2023 14:31:00 -0000 full 19 Jeff Chisum An honor to have as my first guest Dr. Chiagozie Fawole. Wife, Mom, Pediatric Anesthesiologist, Real Estate Investor, Coach Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Ways to connect: www.thestrpodcast.com https://www.workwithme2021.com/strcalculator/ https://www.facebook.com/chiagozie.ononiwu An honor to have as my first guest Dr. Chiagozie Fawole. Wife, Mom, Pediatric Anesthesiologist, Real Estate Investor, Coach

Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

Ways to connect:

www.thestrpodcast.com

https://www.workwithme2021.com/strcalculator/

https://www.facebook.com/chiagozie.ononiwu


]]> 618 Ep #18 Special STR Insurance? In Ep #18 I discuss insurances around the STR space. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 22 Mar 2023 07:00:00 -0000 full 18 Jeff Chisum In Ep #18 I discuss insurances around the STR space. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com In Ep #18 I discuss insurances around the STR space. You don't want to miss it!


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 424 Ep #17 Scaling In Ep #17 I discuss the process of scaling. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 15 Mar 2023 07:00:00 -0000 full 17 Jeff Chisum In Ep #17 I discuss the process of scaling. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com In Ep #17 I discuss the process of scaling. You don't want to miss it!


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 544 Ep #16 How To Win A Deal In Ep #16 I discuss what you should do if you want to win a deal. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 08 Mar 2023 08:00:00 -0000 full 16 Jeff Chisum In Ep #16 I discuss what you should do if you want to win a deal. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com In Ep #16 I discuss what you should do if you want to win a deal. You don't want to miss it!


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 480 Ep #15 Don't have enough for down and renovation? In Ep #15 I discuss what you should do if you don't have enough for a down payment an renovation costs. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 01 Mar 2023 08:00:00 -0000 full 15 Jeff Chisum In Ep #15 I discuss what you should do if you don't have enough for a down payment an renovation costs. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com In Ep #15 I discuss what you should do if you don't have enough for a down payment an renovation costs. You don't want to miss it!


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 481 Ep #14 How We Bought Our Second STR In Ep #14 I discuss how we bought our second STR. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 22 Feb 2023 08:00:00 -0000 full 14 Jeff Chisum In Ep #14 I discuss how we bought our second STR. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com In Ep #14 I discuss how we bought our second STR. You don't want to miss it!


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 512 Ep #13 When Should I Get Pre Approved In Ep #13 we discuss the timing of when to get pre-approved and why earlier is better to set you up for success Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 15 Feb 2023 08:00:00 -0000 full 13 Jeff Chisum In Ep #13 we discuss the timing of when to get pre-approved and why earlier is better to set you up for success Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com In Ep #13 we discuss the timing of when to get pre-approved and why earlier is better to set you up for success


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 426 Ep #12 My Realtor Says I Need To Use A Local Mortgage Person In Ep #12 we discuss why a Realtor would insist that someone use their local mortgage person and why that may not be to your benefit. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 08 Feb 2023 08:00:00 -0000 full 12 Jeff Chisum In Ep #12 we discuss why a Realtor would insist that someone use their local mortgage person and why that may not be to your benefit. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com In Ep #12 we discuss why a Realtor would insist that someone use their local mortgage person and why that may not be to your benefit.


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 321 Ep #11 Identifying The Right Realtor In Episode #11 we cover the reasons and ways to identify a Realtor who is a STR Expert! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 01 Feb 2023 08:00:00 -0000 full 11 Jeff Chisum In Episode #11 we cover the reasons and ways to identify a Realtor who is a STR Expert! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com In Episode #11 we cover the reasons and ways to identify a Realtor who is a STR Expert!


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 512 Ep #10 Networking For Off Market Properties In Ep 10 we cover ways to create a network that will lead you to off market deals before they hit the MLS. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 25 Jan 2023 08:00:00 -0000 full 10 Jeff Chisum In Ep 10 we cover ways to create a network that will lead you to off market deals before they hit the MLS. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com In Ep 10 we cover ways to create a network that will lead you to off market deals before they hit the MLS.


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 369 Ep # 9 How Much Cash Do I Really Need? In Episode #9 we cover the topic of budgeting for cash resources needed to buy a vacation home/STR.   Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 18 Jan 2023 08:00:00 -0000 full 9 Jeff Chisum In Episode #9 we cover the topic of budgeting for cash resources needed to buy a vacation home/STR.   Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com In Episode #9 we cover the topic of budgeting for cash resources needed to buy a vacation home/STR.  


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 275 #8 - Creating Your Own Down Payment Bank How many cups of coffee do you need to skip, how many rounds of golf do you need to forego in order to save enough money so you can buy that dream vacation home/STR property? It today's episode find out why that answer can be ZERO! Wed, 11 Jan 2023 08:00:00 -0000 full 8 Jeff Chisum How many cups of coffee do you need to skip, how many rounds of golf do you need to forego in order to save enough money so you can buy that dream vacation home/STR property? It today's episode find out why that answer can be ZERO! How many cups of coffee do you need to skip, how many rounds of golf do you need to forego in order to save enough money so you can buy that dream vacation home/STR property? It today's episode find out why that answer can be ZERO!

]]> 561 #7 - I'm Self Employed, How Do I Buy an STR? You never fill like you fit in the "conventional" financing box or you want to find faster ways to scale. DSCR may be your solution Always happy to schedule a consult call at www.STRHomeFinancing.com Our podcast Is doing a survey to get to know our listeners more! Use this link to fill out the survey! Wed, 04 Jan 2023 08:00:00 -0000 full 7 Jeff Chisum You never fill like you fit in the "conventional" financing box or you want to find faster ways to scale. DSCR may be your solution Always happy to schedule a consult call at www.STRHomeFinancing.com Our podcast Is doing a survey to get to know our listeners more! Use this link to fill out the survey! You never fill like you fit in the "conventional" financing box or you want to find faster ways to scale. DSCR may be your solution


Always happy to schedule a consult call at www.STRHomeFinancing.com


Our podcast Is doing a survey to get to know our listeners more! Use this link to fill out the survey!

]]> 438 #6 - Financing To Build A Portfolio The majority of the clients that I work with are not just looking to buy one properties. Typically we are road mapping how to build a portfolio. Go big or go home!   Always open for a consult call. Please schedule through my website www.STRHomeFinancing.com Wed, 28 Dec 2022 08:00:00 -0000 full 6 Jeff Chisum The majority of the clients that I work with are not just looking to buy one properties. Typically we are road mapping how to build a portfolio. Go big or go home!   Always open for a consult call. Please schedule through my website www.STRHomeFinancing.com The majority of the clients that I work with are not just looking to buy one properties. Typically we are road mapping how to build a portfolio.


Go big or go home!  


Always open for a consult call. Please schedule through my website www.STRHomeFinancing.com

]]> 473 #5 - 10% Down? Yeah I can do that! Keep more cash in your pocket, you may need it. Always open for a consult call. Please schedule through my website www.STRHomeFinancing.com Wed, 21 Dec 2022 08:00:00 -0000 full 5 Jeff Chisum Keep more cash in your pocket, you may need it. Always open for a consult call. Please schedule through my website www.STRHomeFinancing.com Keep more cash in your pocket, you may need it.


Always open for a consult call. Please schedule through my website www.STRHomeFinancing.com

]]> 388 #4 - So Much Bad Information Out There! What is the truth around the policy for 10% Down Second Home Occupancy Loan? Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Wed, 14 Dec 2022 08:00:00 -0000 full 4 Jeff Chisum What is the truth around the policy for 10% Down Second Home Occupancy Loan? Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com What is the truth around the policy for 10% Down Second Home Occupancy Loan?


Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

]]> 451 #3 - The Truth About The 10% Second Home Product https://www.strhomefinancing.com/ My loan officer said I couldn't do that! The truth from a pro about the 10% down second home loan Wed, 07 Dec 2022 08:30:00 -0000 full 1 3 Jeff Chisum My loan officer said I couldn't do that! The truth from a pro about the 10% down second home loan My loan officer said I couldn't do that!

The truth from a pro about the 10% down second home loan

]]> 544 #2 - Run to the Market!! https://www.strhomefinancing.com/ What the heck is a 2/1 buydown and how do I get it? Make it easy to calculate the sellers concession needed for a 2/1 buydown. Request through our website www.STRHomeFinancing.com Wed, 07 Dec 2022 08:00:00 -0000 full 1 2 Jeff Chisum What the heck is a 2/1 buydown and how do I get it? Make it easy to calculate the sellers concession needed for a 2/1 buydown. Request through our website www.STRHomeFinancing.com What the heck is a 2/1 buydown and how do I get it?

Make it easy to calculate the sellers concession needed for a 2/1 buydown.

Request through our website www.STRHomeFinancing.com

]]> 499 #1 - Building a Legacy: Sometimes is about what you know On today's episode, the first episode of The STR Home Financing Podcast, Jeff Chisum sits down to discuss the importance of building a legacy. You don't want to miss this episode! Tue, 06 Dec 2022 00:49:00 -0000 full 1 1 Jeff Chisum On today's episode, the first episode of The STR Home Financing Podcast, Jeff Chisum sits down to discuss the importance of building a legacy. You don't want to miss this episode! On today's episode, the first episode of The STR Home Financing Podcast, Jeff Chisum sits down to discuss the importance of building a legacy. You don't want to miss this episode!

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