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    <title>Financial Audit</title>
    <language>en</language>
    <copyright></copyright>
    <description>Personal finance nerd at heart! Making content to entertain and educate. Want to be on the show? Email us at casting@calebhammer.com Sponsorship and business inquiries: business@calebhammer.com

Get new episodes a week earlier on our YouTube channel!</description>
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    <itunes:author>Caleb Hammer</itunes:author>
    <itunes:summary>Personal finance nerd at heart! Making content to entertain and educate. Want to be on the show? Email us at casting@calebhammer.com Sponsorship and business inquiries: business@calebhammer.com

Get new episodes a week earlier on our YouTube channel!</itunes:summary>
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      <![CDATA[<p>Personal finance nerd at heart! Making content to entertain and educate. Want to be on the show? Email us at casting@calebhammer.com Sponsorship and business inquiries: business@calebhammer.com</p><p><br></p><p>Get new episodes a week earlier on our YouTube channel!</p>]]>
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    <itunes:owner>
      <itunes:name>Caleb Hammer</itunes:name>
      <itunes:email>calebhammer@creatorsagency.co</itunes:email>
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    <itunes:category text="Education">
      <itunes:category text="Self-Improvement"/>
    </itunes:category>
    <item>
      <title>Racist B*tch Has $0.02 To Her Name | Financial Audit</title>
      <description>💰 Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I CALLED HER DAD* - She owes him $35,000, and he is PISSED- he wants his money back *NOW* : ➡️ https://bit.ly/chpostshow

👉 FOLLOW TYLER: https://www.twitch.tv/iamlindo
=============================
👉 Checking &amp; Savings: GGet a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-website

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
=============================
*Education*
=============================
👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb 
⚡️Learn how to budget: https://bit.ly/4sspyGh 
⚡️Learn how to invest: https://bit.ly/41mr8OP 
⚡️Pay off your debt: https://bit.ly/41mr8OP 

=============================
*Check Out My Resources*
=============================
👉 Checking &amp; Savings: Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-youtube-disc
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get FREE MONEY by investing with Public! secure.moneymatchup.com/public-caleb
👉 Find the best credit cards for you with my quiz! cards.calebhammer.com/yt
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

=============================
*Chapters*
=============================
00:00 Intro
01:16 Job &amp; Income
06:40 She Is All Over The Place lol
11:45 "The Numbers Always Number"
18:00 Caleb's Patience Is Being TESTED So Hard
25:43 Shoutout To Joshua
27:10 Numbers Are Numbering Again lol
29:35 She's A F*cking Red Flag
36:13 YIIIKESS
43:30 Let's Get Back To Numbers Numbering
47:00 WE CALL THE EX-BOYFRIEND
54:35 Ah Yes, Shut Down A Well Performing Business
01:01:30 God Bless Caleb
01:08:30 Shoutout Santana
01:17:20 She's The Absolute Worst
01:25:57 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips
🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Apr 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6e0ce3a6-3e56-11f1-a83e-83976ca4e052/image/121935c33694d5d1418e6657dd1457c0.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I CALLED HER DAD* - She owes him $35,000, and he is PISSED- he wants his money back *NOW* : ➡️ https://bit.ly/chpostshow

👉 FOLLOW TYLER: https://www.twitch.tv/iamlindo
=============================
👉 Checking &amp; Savings: GGet a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-website

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
=============================
*Education*
=============================
👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb 
⚡️Learn how to budget: https://bit.ly/4sspyGh 
⚡️Learn how to invest: https://bit.ly/41mr8OP 
⚡️Pay off your debt: https://bit.ly/41mr8OP 

=============================
*Check Out My Resources*
=============================
👉 Checking &amp; Savings: Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-youtube-disc
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get FREE MONEY by investing with Public! secure.moneymatchup.com/public-caleb
👉 Find the best credit cards for you with my quiz! cards.calebhammer.com/yt
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

=============================
*Chapters*
=============================
00:00 Intro
01:16 Job &amp; Income
06:40 She Is All Over The Place lol
11:45 "The Numbers Always Number"
18:00 Caleb's Patience Is Being TESTED So Hard
25:43 Shoutout To Joshua
27:10 Numbers Are Numbering Again lol
29:35 She's A F*cking Red Flag
36:13 YIIIKESS
43:30 Let's Get Back To Numbers Numbering
47:00 WE CALL THE EX-BOYFRIEND
54:35 Ah Yes, Shut Down A Well Performing Business
01:01:30 God Bless Caleb
01:08:30 Shoutout Santana
01:17:20 She's The Absolute Worst
01:25:57 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips
🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I CALLED HER DAD* - She owes him $35,000, and he is PISSED- he wants his money back *NOW* : ➡️ https://bit.ly/chpostshow

👉 FOLLOW TYLER: https://www.twitch.tv/iamlindo
=============================
👉 Checking &amp; Savings: GGet a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-website

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
=============================
*Education*
=============================
👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb 
⚡️Learn how to budget: https://bit.ly/4sspyGh 
⚡️Learn how to invest: https://bit.ly/41mr8OP 
⚡️Pay off your debt: https://bit.ly/41mr8OP 

=============================
*Check Out My Resources*
=============================
👉 Checking &amp; Savings: Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-youtube-disc
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get FREE MONEY by investing with Public! secure.moneymatchup.com/public-caleb
👉 Find the best credit cards for you with my quiz! cards.calebhammer.com/yt
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

=============================
*Chapters*
=============================
00:00 Intro
01:16 Job &amp; Income
06:40 She Is All Over The Place lol
11:45 "The Numbers Always Number"
18:00 Caleb's Patience Is Being TESTED So Hard
25:43 Shoutout To Joshua
27:10 Numbers Are Numbering Again lol
29:35 She's A F*cking Red Flag
36:13 YIIIKESS
43:30 Let's Get Back To Numbers Numbering
47:00 WE CALL THE EX-BOYFRIEND
54:35 Ah Yes, Shut Down A Well Performing Business
01:01:30 God Bless Caleb
01:08:30 Shoutout Santana
01:17:20 She's The Absolute Worst
01:25:57 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips
🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5932</itunes:duration>
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    </item>
    <item>
      <title>Financial Audit's Most Evil Parents</title>
      <description>💰 Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I CALLED HER BOYFRIEND* - This man is a complete FAILURE POS, and I need to confront him... it went off the rails. Watch here: ➡️ https://bit.ly/chpostshow
=============================
👉 Checking &amp; Savings: GGet a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-website

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS
=============================
*Sponsors for This Video*
=============================
Get the free business guide, Demystifying AI, at https://netsuite.com/HAMMER.
Please make sure that the link is clickable and working.

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/CALEB to find and instantly book a top-rated doctor today.
=============================
*Education*
=============================
👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb 
⚡️Learn how to budget: https://bit.ly/4sspyGh 
⚡️Learn how to invest: https://bit.ly/41mr8OP 
⚡️Pay off your debt: https://bit.ly/41mr8OP 

=============================
*Check Out My Resources*
=============================
👉 Checking &amp; Savings: Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-youtube-disc
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get FREE MONEY by investing with Public! secure.moneymatchup.com/public-caleb
👉 Find the best credit cards for you with my quiz! cards.calebhammer.com/yt
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

=============================
*Chapters*
=============================
00:00 Intro
01:13 This Is Financial Audit History!!
04:25 Her And The Boyfriend Are Pathetic
07:20 Okay The Entire Family Is Just Weird
10:22 She Works Full-Time AND Cleans The House??
12:30 Something Sussy Is Going On Here..
14:50 She Should've Left YESTERDAY
23:40 They've Been Leeching For So Long
27:45 Gambling Makes An Appearance Again!!
31:20 Does Anyone Contribute Anything??
37:30 It's Not Adding Up..
41:56 How Do You ACCIDENTALLY Open A Credit Card???
43:50 That's A Lot Of Documents...
47:40 She's F*CKING VAPING SINCE 15??
54:36 SHES THE PROBLEM!!!
59:00 Gambling Is Ruining It All
01:16:30 Lawnmower Business?? LOL
01:18:40 The Papers NEVER END
01:28:30 Bullsh*t (Gambling) EVERYWHERE
01:35:03 Budget!!
01:41:18 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips
🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 20 Apr 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c87ae5c6-3cc2-11f1-99f7-93ec51c3558a/image/561c65cc7dfd4350d41d301d685d9090.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I CALLED HER BOYFRIEND* - This man is a complete FAILURE POS, and I need to confront him... it went off the rails. Watch here: ➡️ https://bit.ly/chpostshow
=============================
👉 Checking &amp; Savings: GGet a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-website

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS
=============================
*Sponsors for This Video*
=============================
Get the free business guide, Demystifying AI, at https://netsuite.com/HAMMER.
Please make sure that the link is clickable and working.

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/CALEB to find and instantly book a top-rated doctor today.
=============================
*Education*
=============================
👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb 
⚡️Learn how to budget: https://bit.ly/4sspyGh 
⚡️Learn how to invest: https://bit.ly/41mr8OP 
⚡️Pay off your debt: https://bit.ly/41mr8OP 

=============================
*Check Out My Resources*
=============================
👉 Checking &amp; Savings: Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-youtube-disc
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get FREE MONEY by investing with Public! secure.moneymatchup.com/public-caleb
👉 Find the best credit cards for you with my quiz! cards.calebhammer.com/yt
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

=============================
*Chapters*
=============================
00:00 Intro
01:13 This Is Financial Audit History!!
04:25 Her And The Boyfriend Are Pathetic
07:20 Okay The Entire Family Is Just Weird
10:22 She Works Full-Time AND Cleans The House??
12:30 Something Sussy Is Going On Here..
14:50 She Should've Left YESTERDAY
23:40 They've Been Leeching For So Long
27:45 Gambling Makes An Appearance Again!!
31:20 Does Anyone Contribute Anything??
37:30 It's Not Adding Up..
41:56 How Do You ACCIDENTALLY Open A Credit Card???
43:50 That's A Lot Of Documents...
47:40 She's F*CKING VAPING SINCE 15??
54:36 SHES THE PROBLEM!!!
59:00 Gambling Is Ruining It All
01:16:30 Lawnmower Business?? LOL
01:18:40 The Papers NEVER END
01:28:30 Bullsh*t (Gambling) EVERYWHERE
01:35:03 Budget!!
01:41:18 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips
🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I CALLED HER BOYFRIEND* - This man is a complete FAILURE POS, and I need to confront him... it went off the rails. Watch here: ➡️ https://bit.ly/chpostshow
=============================
👉 Checking &amp; Savings: GGet a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-website

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS
=============================
*Sponsors for This Video*
=============================
Get the free business guide, Demystifying AI, at https://netsuite.com/HAMMER.
Please make sure that the link is clickable and working.

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/CALEB to find and instantly book a top-rated doctor today.
=============================
*Education*
=============================
👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb 
⚡️Learn how to budget: https://bit.ly/4sspyGh 
⚡️Learn how to invest: https://bit.ly/41mr8OP 
⚡️Pay off your debt: https://bit.ly/41mr8OP 

=============================
*Check Out My Resources*
=============================
👉 Checking &amp; Savings: Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-youtube-disc
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get FREE MONEY by investing with Public! secure.moneymatchup.com/public-caleb
👉 Find the best credit cards for you with my quiz! cards.calebhammer.com/yt
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

=============================
*Chapters*
=============================
00:00 Intro
01:13 This Is Financial Audit History!!
04:25 Her And The Boyfriend Are Pathetic
07:20 Okay The Entire Family Is Just Weird
10:22 She Works Full-Time AND Cleans The House??
12:30 Something Sussy Is Going On Here..
14:50 She Should've Left YESTERDAY
23:40 They've Been Leeching For So Long
27:45 Gambling Makes An Appearance Again!!
31:20 Does Anyone Contribute Anything??
37:30 It's Not Adding Up..
41:56 How Do You ACCIDENTALLY Open A Credit Card???
43:50 That's A Lot Of Documents...
47:40 She's F*CKING VAPING SINCE 15??
54:36 SHES THE PROBLEM!!!
59:00 Gambling Is Ruining It All
01:16:30 Lawnmower Business?? LOL
01:18:40 The Papers NEVER END
01:28:30 Bullsh*t (Gambling) EVERYWHERE
01:35:03 Budget!!
01:41:18 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips
🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6087</itunes:duration>
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    </item>
    <item>
      <title>Togi Is Worth -$10,000,000 | Financial Audit</title>
      <description>💰 Download Dollarwise: automatic connections, clean budgeting, incredible insights, and a free trial: https://bit.ly/46fiDYP

*I actually did it* - I went against EVERYTHING I believe in and for the first time in my life... gambled... I did a 100% real coin flip for $10,000- see who wins, watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get FREE MONEY by investing with Public! secure.moneymatchup.com/public-caleb
👉 Find the best credit cards for you with my quiz! cards.calebhammer.com/yt
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:30 Aren't All Financial Audit Guests?
02:25 Income
02:55 Staff &amp; Costs
06:30 $1K A Month Is Wild lol
08:00 So.. Paid In Experience?
08:50 He Gambled Away His $2M HOUSE?
10:45 Unstoppable Force Meets Immovable Object
15:30 He Is Gambling Incarnate
19:30 Chat, Is He Cooking?
27:15 Shoutout Gerd
29:00 He's Not Ready For The Worst Case Scenario..
33:15 He Essentially Calling Caleb The Lebron Of Finances
35:45 -$900,000 Just Like That???
39:20 What Are Some Goals?
46:38 Shoutout David Goggins
46:36 Unstoppable Force Meets Immovable Object
49:00 Don't Do Dr*gs Kids
54:20 Its The Free Use Credit Card LMAO
01:01:40 First Class? For EVERYONE? Love That.
01:04:00 I've Never Seen Before
01:11:15 I Too Hate Adulting -Mika
01:17:10 Honestly, He's Just A Nice Kid
01:21:45 $20,000 On UBER EATS
01:24:30 GEEERD
01:30:00 Mom And Dad Are Fighting
01:36:15 Gameplan
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 17 Apr 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 Download Dollarwise: automatic connections, clean budgeting, incredible insights, and a free trial: https://bit.ly/46fiDYP

*I actually did it* - I went against EVERYTHING I believe in and for the first time in my life... gambled... I did a 100% real coin flip for $10,000- see who wins, watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get FREE MONEY by investing with Public! secure.moneymatchup.com/public-caleb
👉 Find the best credit cards for you with my quiz! cards.calebhammer.com/yt
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:30 Aren't All Financial Audit Guests?
02:25 Income
02:55 Staff &amp; Costs
06:30 $1K A Month Is Wild lol
08:00 So.. Paid In Experience?
08:50 He Gambled Away His $2M HOUSE?
10:45 Unstoppable Force Meets Immovable Object
15:30 He Is Gambling Incarnate
19:30 Chat, Is He Cooking?
27:15 Shoutout Gerd
29:00 He's Not Ready For The Worst Case Scenario..
33:15 He Essentially Calling Caleb The Lebron Of Finances
35:45 -$900,000 Just Like That???
39:20 What Are Some Goals?
46:38 Shoutout David Goggins
46:36 Unstoppable Force Meets Immovable Object
49:00 Don't Do Dr*gs Kids
54:20 Its The Free Use Credit Card LMAO
01:01:40 First Class? For EVERYONE? Love That.
01:04:00 I've Never Seen Before
01:11:15 I Too Hate Adulting -Mika
01:17:10 Honestly, He's Just A Nice Kid
01:21:45 $20,000 On UBER EATS
01:24:30 GEEERD
01:30:00 Mom And Dad Are Fighting
01:36:15 Gameplan
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 Download Dollarwise: automatic connections, clean budgeting, incredible insights, and a free trial: https://bit.ly/46fiDYP

*I actually did it* - I went against EVERYTHING I believe in and for the first time in my life... gambled... I did a 100% real coin flip for $10,000- see who wins, watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get FREE MONEY by investing with Public! secure.moneymatchup.com/public-caleb
👉 Find the best credit cards for you with my quiz! cards.calebhammer.com/yt
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:30 Aren't All Financial Audit Guests?
02:25 Income
02:55 Staff &amp; Costs
06:30 $1K A Month Is Wild lol
08:00 So.. Paid In Experience?
08:50 He Gambled Away His $2M HOUSE?
10:45 Unstoppable Force Meets Immovable Object
15:30 He Is Gambling Incarnate
19:30 Chat, Is He Cooking?
27:15 Shoutout Gerd
29:00 He's Not Ready For The Worst Case Scenario..
33:15 He Essentially Calling Caleb The Lebron Of Finances
35:45 -$900,000 Just Like That???
39:20 What Are Some Goals?
46:38 Shoutout David Goggins
46:36 Unstoppable Force Meets Immovable Object
49:00 Don't Do Dr*gs Kids
54:20 Its The Free Use Credit Card LMAO
01:01:40 First Class? For EVERYONE? Love That.
01:04:00 I've Never Seen Before
01:11:15 I Too Hate Adulting -Mika
01:17:10 Honestly, He's Just A Nice Kid
01:21:45 $20,000 On UBER EATS
01:24:30 GEEERD
01:30:00 Mom And Dad Are Fighting
01:36:15 Gameplan
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6769</itunes:duration>
      <guid isPermaLink="false"><![CDATA[cd311718-39cd-11f1-b6a7-93f707dad43f]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML4254432382.mp3?updated=1776429049" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Financial Audit's Most Abusive Mother</title>
      <description>💰 Change your life like 10's of thousands have with the budgeting app that'll finally get you on the right track- download and take the free trial: https://bit.ly/46fiDYP

*I CALL HER SISTER* - she fully confirms what we discussed in the episode... It's disgusting, and it's time for a MAJOR change. Watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:50 Caleb Springer, Baby!!
07:00 Chat, Don't Do Dr*gs (And Wear Condoms)
10:15 She's F*cking Vile... Lets Whiteboard It
16:50 HE FOUND OUT WITH A BABY MONITOR??? LOL
21:35 I Would Call CPS Too!!!
25:50 She's Collecting The Infinity Stones Of Trashy..
31:37 Let's Call The CURRENT Boyfriend (He's A F*cking Loser)
34:30 I Too Rely On Tax Refunds To Save My Life
38:30 What A Little Soy Boy
45:30 She Did NOT Just Do That In The Studio
54:40 LATE ON THE MORTGAGE???!!!
57:00 How Lazy Can You Be???
01:04:00 SINCE SEPTEMBER
01:11:00 Thank God She Used To Be Good With Them!!
01:13:45 Jumping Spiders??? Wtf
01:15:28 She Owes Money To EVERYONE
01:22:30 I Don't Think Caleb Likes Her
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Apr 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7335f798-38be-11f1-9e81-a76081e9d5f5/image/ccec918d4a483b1a0900148122428e8d.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 Change your life like 10's of thousands have with the budgeting app that'll finally get you on the right track- download and take the free trial: https://bit.ly/46fiDYP

*I CALL HER SISTER* - she fully confirms what we discussed in the episode... It's disgusting, and it's time for a MAJOR change. Watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:50 Caleb Springer, Baby!!
07:00 Chat, Don't Do Dr*gs (And Wear Condoms)
10:15 She's F*cking Vile... Lets Whiteboard It
16:50 HE FOUND OUT WITH A BABY MONITOR??? LOL
21:35 I Would Call CPS Too!!!
25:50 She's Collecting The Infinity Stones Of Trashy..
31:37 Let's Call The CURRENT Boyfriend (He's A F*cking Loser)
34:30 I Too Rely On Tax Refunds To Save My Life
38:30 What A Little Soy Boy
45:30 She Did NOT Just Do That In The Studio
54:40 LATE ON THE MORTGAGE???!!!
57:00 How Lazy Can You Be???
01:04:00 SINCE SEPTEMBER
01:11:00 Thank God She Used To Be Good With Them!!
01:13:45 Jumping Spiders??? Wtf
01:15:28 She Owes Money To EVERYONE
01:22:30 I Don't Think Caleb Likes Her
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 Change your life like 10's of thousands have with the budgeting app that'll finally get you on the right track- download and take the free trial: https://bit.ly/46fiDYP

*I CALL HER SISTER* - she fully confirms what we discussed in the episode... It's disgusting, and it's time for a MAJOR change. Watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:50 Caleb Springer, Baby!!
07:00 Chat, Don't Do Dr*gs (And Wear Condoms)
10:15 She's F*cking Vile... Lets Whiteboard It
16:50 HE FOUND OUT WITH A BABY MONITOR??? LOL
21:35 I Would Call CPS Too!!!
25:50 She's Collecting The Infinity Stones Of Trashy..
31:37 Let's Call The CURRENT Boyfriend (He's A F*cking Loser)
34:30 I Too Rely On Tax Refunds To Save My Life
38:30 What A Little Soy Boy
45:30 She Did NOT Just Do That In The Studio
54:40 LATE ON THE MORTGAGE???!!!
57:00 How Lazy Can You Be???
01:04:00 SINCE SEPTEMBER
01:11:00 Thank God She Used To Be Good With Them!!
01:13:45 Jumping Spiders??? Wtf
01:15:28 She Owes Money To EVERYONE
01:22:30 I Don't Think Caleb Likes Her
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5806</itunes:duration>
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    </item>
    <item>
      <title>This Has Never Happened Before | Financial Audit</title>
      <description>💰 Change your life like 10's of thousands have with the budgeting app that'll finally get you on the right track- download and take the free trial: https://bit.ly/46fiDYP

*I CALL HIS SURGAR BABY* - I fully confront her on why she is staying with this POS. Watch here: ➡️ https://bit.ly/chpostshow

 👉 Click HERE to get your FREE rugpull coin: https://calebhammer.com/april-fools-2026

*win $250 by completing this survey* I want to learn more about the audience here: https://docs.google.com/forms/d/e/1FAIpQLSfEBKedRbSSJC8pzGW5PHzcoDXznIXX-VrWILD-U1bHwx2ywA/viewform 4 randon people will each win $250. It should take 2-4 minutes to complete the survey. Responses close Sunday, April 4th.
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Start building credit with Kikoff today, and get your first month for as little as one dollar. That’s 80% off the normal price when you go to http://getkikoff.com/caleb today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:50 Job &amp; Income
03:35 Buddy Thinks Hes Too Good For Financial Audit (He Isn't)
05:40 HMMMM A YEAR YOU SAY
12:50 Shoutout To The VA
29:00 $550,000...
33:40 He Is Not That Guy
36:40 The Mental Gymnastic Here LMAO
48:45 Is This Even Legal?
50:00 Bro's Getting Cooked LOL
57:20 Buying Art From A Cruise Is F*cking Weird
01:09:50 Learning From His Mistakes? Sure Buddy.
01:13:00 HMMM GIRLFRIEND GETTING SPOILED
01:19:00 Let's See That Amazon Spending
01:23:59 Insane Emotional Cope Vehicles
01:26:00 F*ck This Guy lol
01:29:19 Budget!!
01:32:36 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 13 Apr 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c1a1f724-3747-11f1-9836-c757b3dfe83b/image/8dd6e6933794e978488912c5ff9b4029.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 Change your life like 10's of thousands have with the budgeting app that'll finally get you on the right track- download and take the free trial: https://bit.ly/46fiDYP

*I CALL HIS SURGAR BABY* - I fully confront her on why she is staying with this POS. Watch here: ➡️ https://bit.ly/chpostshow

 👉 Click HERE to get your FREE rugpull coin: https://calebhammer.com/april-fools-2026

*win $250 by completing this survey* I want to learn more about the audience here: https://docs.google.com/forms/d/e/1FAIpQLSfEBKedRbSSJC8pzGW5PHzcoDXznIXX-VrWILD-U1bHwx2ywA/viewform 4 randon people will each win $250. It should take 2-4 minutes to complete the survey. Responses close Sunday, April 4th.
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Start building credit with Kikoff today, and get your first month for as little as one dollar. That’s 80% off the normal price when you go to http://getkikoff.com/caleb today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:50 Job &amp; Income
03:35 Buddy Thinks Hes Too Good For Financial Audit (He Isn't)
05:40 HMMMM A YEAR YOU SAY
12:50 Shoutout To The VA
29:00 $550,000...
33:40 He Is Not That Guy
36:40 The Mental Gymnastic Here LMAO
48:45 Is This Even Legal?
50:00 Bro's Getting Cooked LOL
57:20 Buying Art From A Cruise Is F*cking Weird
01:09:50 Learning From His Mistakes? Sure Buddy.
01:13:00 HMMM GIRLFRIEND GETTING SPOILED
01:19:00 Let's See That Amazon Spending
01:23:59 Insane Emotional Cope Vehicles
01:26:00 F*ck This Guy lol
01:29:19 Budget!!
01:32:36 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 Change your life like 10's of thousands have with the budgeting app that'll finally get you on the right track- download and take the free trial: https://bit.ly/46fiDYP

*I CALL HIS SURGAR BABY* - I fully confront her on why she is staying with this POS. Watch here: ➡️ https://bit.ly/chpostshow

 👉 Click HERE to get your FREE rugpull coin: https://calebhammer.com/april-fools-2026

*win $250 by completing this survey* I want to learn more about the audience here: https://docs.google.com/forms/d/e/1FAIpQLSfEBKedRbSSJC8pzGW5PHzcoDXznIXX-VrWILD-U1bHwx2ywA/viewform 4 randon people will each win $250. It should take 2-4 minutes to complete the survey. Responses close Sunday, April 4th.
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Start building credit with Kikoff today, and get your first month for as little as one dollar. That’s 80% off the normal price when you go to http://getkikoff.com/caleb today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:50 Job &amp; Income
03:35 Buddy Thinks Hes Too Good For Financial Audit (He Isn't)
05:40 HMMMM A YEAR YOU SAY
12:50 Shoutout To The VA
29:00 $550,000...
33:40 He Is Not That Guy
36:40 The Mental Gymnastic Here LMAO
48:45 Is This Even Legal?
50:00 Bro's Getting Cooked LOL
57:20 Buying Art From A Cruise Is F*cking Weird
01:09:50 Learning From His Mistakes? Sure Buddy.
01:13:00 HMMM GIRLFRIEND GETTING SPOILED
01:19:00 Let's See That Amazon Spending
01:23:59 Insane Emotional Cope Vehicles
01:26:00 F*ck This Guy lol
01:29:19 Budget!!
01:32:36 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6080</itunes:duration>
      <guid isPermaLink="false"><![CDATA[c1a1f724-3747-11f1-9836-c757b3dfe83b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML5796488166.mp3?updated=1776093624" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Biggest Losers I've Ever Had On Financial Audit</title>
      <description>Get up to $350 with Chime®: https://chime.com/caleb Thanks Chime for sponsoring this video!

💰 *ENDING TODAY* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

He could not share this during the main episode... and it's disgusting. The amount of financial abuse this man is doing to his dad is disgusting, watch here: ➡️ https://bit.ly/chpostshow

*win $250 by completing this survey* I want to learn more about the audience here: https://docs.google.com/forms/d/e/1FAIpQLSfEBKedRbSSJC8pzGW5PHzcoDXznIXX-VrWILD-U1bHwx2ywA/viewform 4 randon people will each win $250. It should take 2-4 minutes to complete the survey. Responses close Sunday, April 4th.
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:24 Why Arkansas??
02:15 Jobs &amp; Income
03:55 50-Year-Old Man With.. Fomo??
07:50 That's Pretty Odd Ngl
10:19 Oh My God, His Dad Beyond Enables Him.
13:40 So He Doesn't Wanna Marry Her.. HMMMM
17:40 She's Not Connecting The Dots lol
20:16 I Really Don't Like These Two
28:10 I Love It When They Can't Get Their Lies Together lol
33:30 Wake Up LADY
36:37 She Loves Being Pregnant???
39:39 Maybe She's Staying To Keep Getting Spoiled?!?!?
43:33 13% Interest Rate Is GOOD??
52:05 Why Are YOU Here?
59:00 I Don't Think Caleb Likes Them
01:14:07 She Didn't Ask ANY Questions??
01:22:23 Valid Crashout Tbh
01:29:21 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 06 Apr 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7d476266-3144-11f1-96a4-c3e1d6deb71b/image/da4893b803ae7513847b446b236cf40a.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Get up to $350 with Chime®: https://chime.com/caleb Thanks Chime for sponsoring this video!

💰 *ENDING TODAY* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

He could not share this during the main episode... and it's disgusting. The amount of financial abuse this man is doing to his dad is disgusting, watch here: ➡️ https://bit.ly/chpostshow

*win $250 by completing this survey* I want to learn more about the audience here: https://docs.google.com/forms/d/e/1FAIpQLSfEBKedRbSSJC8pzGW5PHzcoDXznIXX-VrWILD-U1bHwx2ywA/viewform 4 randon people will each win $250. It should take 2-4 minutes to complete the survey. Responses close Sunday, April 4th.
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:24 Why Arkansas??
02:15 Jobs &amp; Income
03:55 50-Year-Old Man With.. Fomo??
07:50 That's Pretty Odd Ngl
10:19 Oh My God, His Dad Beyond Enables Him.
13:40 So He Doesn't Wanna Marry Her.. HMMMM
17:40 She's Not Connecting The Dots lol
20:16 I Really Don't Like These Two
28:10 I Love It When They Can't Get Their Lies Together lol
33:30 Wake Up LADY
36:37 She Loves Being Pregnant???
39:39 Maybe She's Staying To Keep Getting Spoiled?!?!?
43:33 13% Interest Rate Is GOOD??
52:05 Why Are YOU Here?
59:00 I Don't Think Caleb Likes Them
01:14:07 She Didn't Ask ANY Questions??
01:22:23 Valid Crashout Tbh
01:29:21 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Get up to $350 with Chime®: https://chime.com/caleb Thanks Chime for sponsoring this video!

💰 *ENDING TODAY* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

He could not share this during the main episode... and it's disgusting. The amount of financial abuse this man is doing to his dad is disgusting, watch here: ➡️ https://bit.ly/chpostshow

*win $250 by completing this survey* I want to learn more about the audience here: https://docs.google.com/forms/d/e/1FAIpQLSfEBKedRbSSJC8pzGW5PHzcoDXznIXX-VrWILD-U1bHwx2ywA/viewform 4 randon people will each win $250. It should take 2-4 minutes to complete the survey. Responses close Sunday, April 4th.
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:24 Why Arkansas??
02:15 Jobs &amp; Income
03:55 50-Year-Old Man With.. Fomo??
07:50 That's Pretty Odd Ngl
10:19 Oh My God, His Dad Beyond Enables Him.
13:40 So He Doesn't Wanna Marry Her.. HMMMM
17:40 She's Not Connecting The Dots lol
20:16 I Really Don't Like These Two
28:10 I Love It When They Can't Get Their Lies Together lol
33:30 Wake Up LADY
36:37 She Loves Being Pregnant???
39:39 Maybe She's Staying To Keep Getting Spoiled?!?!?
43:33 13% Interest Rate Is GOOD??
52:05 Why Are YOU Here?
59:00 I Don't Think Caleb Likes Them
01:14:07 She Didn't Ask ANY Questions??
01:22:23 Valid Crashout Tbh
01:29:21 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6159</itunes:duration>
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    </item>
    <item>
      <title>My 600-Lb. Audit | Financial Audit</title>
      <description>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

ohhh myyy goodnessssss... I call her husband and *FULLY EXPOSE HER* for her cheating, and the confrontation from him is *INSANE*- watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:58 Job &amp; Income
04:50 Fellas, Come On Now, Let's Spend Our Money Better.
08:34 Oh Hell Nah, She's Cheating On Her HUSBAND??
11:58 She F*cking DOORDASHED To The Studio.
12:45 That's Disgusting.
24:00 Hello Kettle, Meet Pot.
28:40 Calling Cheating A "Business Transaction" Is Wild lol
30:25 No Way She's Defending Taking Money From Grandma...
34:20 Different Weight Divisions
37:00 Don't Do Dr*gs, Kids.
38:45 RAW?? RAAAAAAAW???
47:40 She's So Toxic
56:00 AND SPOILED AF
59:00 The Caleb Gay Agenda Is Too Good lol
01:03:00 Oh My Goodness... We Brought A Scale
01:14:30 Thats A Weird Thing To Hide
01:23:00 I Don't Think Caleb Likes Her
01:27:55 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 03 Apr 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ea428eae-2f55-11f1-8a21-336e3c3d9fd0/image/0143150592146146412a334dfdedc636.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

ohhh myyy goodnessssss... I call her husband and *FULLY EXPOSE HER* for her cheating, and the confrontation from him is *INSANE*- watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:58 Job &amp; Income
04:50 Fellas, Come On Now, Let's Spend Our Money Better.
08:34 Oh Hell Nah, She's Cheating On Her HUSBAND??
11:58 She F*cking DOORDASHED To The Studio.
12:45 That's Disgusting.
24:00 Hello Kettle, Meet Pot.
28:40 Calling Cheating A "Business Transaction" Is Wild lol
30:25 No Way She's Defending Taking Money From Grandma...
34:20 Different Weight Divisions
37:00 Don't Do Dr*gs, Kids.
38:45 RAW?? RAAAAAAAW???
47:40 She's So Toxic
56:00 AND SPOILED AF
59:00 The Caleb Gay Agenda Is Too Good lol
01:03:00 Oh My Goodness... We Brought A Scale
01:14:30 Thats A Weird Thing To Hide
01:23:00 I Don't Think Caleb Likes Her
01:27:55 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

ohhh myyy goodnessssss... I call her husband and *FULLY EXPOSE HER* for her cheating, and the confrontation from him is *INSANE*- watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:58 Job &amp; Income
04:50 Fellas, Come On Now, Let's Spend Our Money Better.
08:34 Oh Hell Nah, She's Cheating On Her HUSBAND??
11:58 She F*cking DOORDASHED To The Studio.
12:45 That's Disgusting.
24:00 Hello Kettle, Meet Pot.
28:40 Calling Cheating A "Business Transaction" Is Wild lol
30:25 No Way She's Defending Taking Money From Grandma...
34:20 Different Weight Divisions
37:00 Don't Do Dr*gs, Kids.
38:45 RAW?? RAAAAAAAW???
47:40 She's So Toxic
56:00 AND SPOILED AF
59:00 The Caleb Gay Agenda Is Too Good lol
01:03:00 Oh My Goodness... We Brought A Scale
01:14:30 Thats A Weird Thing To Hide
01:23:00 I Don't Think Caleb Likes Her
01:27:55 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5919</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ea428eae-2f55-11f1-8a21-336e3c3d9fd0]]></guid>
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    </item>
    <item>
      <title>This Has Never Happened Before | Financial Audit</title>
      <description>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I CALLED HER EX WHO SHE BLAMED EVERYTHING ON* and he does not hold back, he completely exposes her BS and explodes... it's crazy, watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:15 Job &amp; Income
04:00 How Is This All His Fault?
11:36 She's Allowed To Vote btw
18:25 Went To LA After The Breakup??? HMMM.
25:30 She's Getting A Degree.. TO Make Less Money LOL
36:00 It's Like Pulling Teeth lol
47:40 The Balance Is EVEN HIGHER?!
51:30 The World Is NOT Out To Get You
57:24 She's Too Good For Sandwiches??
01:01:25 A Credit Card For Tuition Is Gnarly lol
01:10:55 Swifties Sure Are Something
01:16:50 Exposing Her Screen Time Is Wild
01:24:00 Yeah, Sell That Sh*t
01:28:24 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Apr 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I CALLED HER EX WHO SHE BLAMED EVERYTHING ON* and he does not hold back, he completely exposes her BS and explodes... it's crazy, watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:15 Job &amp; Income
04:00 How Is This All His Fault?
11:36 She's Allowed To Vote btw
18:25 Went To LA After The Breakup??? HMMM.
25:30 She's Getting A Degree.. TO Make Less Money LOL
36:00 It's Like Pulling Teeth lol
47:40 The Balance Is EVEN HIGHER?!
51:30 The World Is NOT Out To Get You
57:24 She's Too Good For Sandwiches??
01:01:25 A Credit Card For Tuition Is Gnarly lol
01:10:55 Swifties Sure Are Something
01:16:50 Exposing Her Screen Time Is Wild
01:24:00 Yeah, Sell That Sh*t
01:28:24 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I CALLED HER EX WHO SHE BLAMED EVERYTHING ON* and he does not hold back, he completely exposes her BS and explodes... it's crazy, watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:15 Job &amp; Income
04:00 How Is This All His Fault?
11:36 She's Allowed To Vote btw
18:25 Went To LA After The Breakup??? HMMM.
25:30 She's Getting A Degree.. TO Make Less Money LOL
36:00 It's Like Pulling Teeth lol
47:40 The Balance Is EVEN HIGHER?!
51:30 The World Is NOT Out To Get You
57:24 She's Too Good For Sandwiches??
01:01:25 A Credit Card For Tuition Is Gnarly lol
01:10:55 Swifties Sure Are Something
01:16:50 Exposing Her Screen Time Is Wild
01:24:00 Yeah, Sell That Sh*t
01:28:24 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6014</itunes:duration>
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    </item>
    <item>
      <title>I Exposed Her Cheating On Financial Audit</title>
      <description>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*BEST POST SHOW IN FINANCIAL AUDIT HISTORY* - I called the current boyfriend that she is (allegedly) cheating on, and the conversation goes off the rails- watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:25 Jobs &amp; Income
05:00 He's Kinda Pathetic NGL
07:24 THEY'RE NOT EVEN TOGETHER???
09:38 Okay This Is Just Weird, She Has A Boyfriend..
16:00 There's Too Much Going On lol
27:00 A Master WHAT Dynamic?
32:50 He Looks Like A Foot Guy
35:30 Caleb Was Not Ready For Any Of This lol
47:34 These Are GROWN ADULTS
55:00 Why Not Live With Your BOYFRIEND
59:40 Alcohol Bad, Don't Drink, Kids
01:03:50 Aww He Needed A Potty Break
01:14:00 So He DOES Have Credit lol
01:16:35 OF TOO LOOOL
01:23:00 The Word Choice Is Wild
01:30:27 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 30 Mar 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/654112de-2be0-11f1-84cc-dfbb2dd3154f/image/600ffa8bc33433f35f46005c42f3ff19.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*BEST POST SHOW IN FINANCIAL AUDIT HISTORY* - I called the current boyfriend that she is (allegedly) cheating on, and the conversation goes off the rails- watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:25 Jobs &amp; Income
05:00 He's Kinda Pathetic NGL
07:24 THEY'RE NOT EVEN TOGETHER???
09:38 Okay This Is Just Weird, She Has A Boyfriend..
16:00 There's Too Much Going On lol
27:00 A Master WHAT Dynamic?
32:50 He Looks Like A Foot Guy
35:30 Caleb Was Not Ready For Any Of This lol
47:34 These Are GROWN ADULTS
55:00 Why Not Live With Your BOYFRIEND
59:40 Alcohol Bad, Don't Drink, Kids
01:03:50 Aww He Needed A Potty Break
01:14:00 So He DOES Have Credit lol
01:16:35 OF TOO LOOOL
01:23:00 The Word Choice Is Wild
01:30:27 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*BEST POST SHOW IN FINANCIAL AUDIT HISTORY* - I called the current boyfriend that she is (allegedly) cheating on, and the conversation goes off the rails- watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:25 Jobs &amp; Income
05:00 He's Kinda Pathetic NGL
07:24 THEY'RE NOT EVEN TOGETHER???
09:38 Okay This Is Just Weird, She Has A Boyfriend..
16:00 There's Too Much Going On lol
27:00 A Master WHAT Dynamic?
32:50 He Looks Like A Foot Guy
35:30 Caleb Was Not Ready For Any Of This lol
47:34 These Are GROWN ADULTS
55:00 Why Not Live With Your BOYFRIEND
59:40 Alcohol Bad, Don't Drink, Kids
01:03:50 Aww He Needed A Potty Break
01:14:00 So He DOES Have Credit lol
01:16:35 OF TOO LOOOL
01:23:00 The Word Choice Is Wild
01:30:27 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6005</itunes:duration>
      <guid isPermaLink="false"><![CDATA[654112de-2be0-11f1-84cc-dfbb2dd3154f]]></guid>
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    </item>
    <item>
      <title>$418,000 Of Debt To "Flee Trumps America" | Financial Audit</title>
      <description>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

WAIT *WTF* - We found HINGE and BUMBLE premium on her phone, and she is messaging men behind his back like crazy. This is an insane post show... watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/CALEB to find and instantly book a top-rated doctor today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:40 Jobs &amp; Income
04:00 So He Subsidizes Them
06:10 And He Controls Them?
14:29 That's F*cking Crazy
21:25 DRAG HIM CALEB
27:04 Caleb's Classic Trap lol
30:45 Oh She Isn't A Saint Either
33:30 Degrees Aren't The Answer To Everything
39:15 His Family Is Beyond Toxic.
45:50 D1 Packpedal
54:32 Grown Woman BTW
01:01:45 oop she got triggered quick
01:09:50 The Jokes Write Themselves lol
01:21:00 Performative Champagne Socialist Fr Fr
01:34:00 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 27 Mar 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/dceb2bc8-299a-11f1-bad4-abf9efec6c9a/image/904f9adb01d7b1207a93646f1c1f34d9.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

WAIT *WTF* - We found HINGE and BUMBLE premium on her phone, and she is messaging men behind his back like crazy. This is an insane post show... watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/CALEB to find and instantly book a top-rated doctor today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:40 Jobs &amp; Income
04:00 So He Subsidizes Them
06:10 And He Controls Them?
14:29 That's F*cking Crazy
21:25 DRAG HIM CALEB
27:04 Caleb's Classic Trap lol
30:45 Oh She Isn't A Saint Either
33:30 Degrees Aren't The Answer To Everything
39:15 His Family Is Beyond Toxic.
45:50 D1 Packpedal
54:32 Grown Woman BTW
01:01:45 oop she got triggered quick
01:09:50 The Jokes Write Themselves lol
01:21:00 Performative Champagne Socialist Fr Fr
01:34:00 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

WAIT *WTF* - We found HINGE and BUMBLE premium on her phone, and she is messaging men behind his back like crazy. This is an insane post show... watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/CALEB to find and instantly book a top-rated doctor today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:40 Jobs &amp; Income
04:00 So He Subsidizes Them
06:10 And He Controls Them?
14:29 That's F*cking Crazy
21:25 DRAG HIM CALEB
27:04 Caleb's Classic Trap lol
30:45 Oh She Isn't A Saint Either
33:30 Degrees Aren't The Answer To Everything
39:15 His Family Is Beyond Toxic.
45:50 D1 Packpedal
54:32 Grown Woman BTW
01:01:45 oop she got triggered quick
01:09:50 The Jokes Write Themselves lol
01:21:00 Performative Champagne Socialist Fr Fr
01:34:00 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6464</itunes:duration>
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    </item>
    <item>
      <title>$120,000 Of Counter-Strike Debt | Financial Audit</title>
      <description>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*MOST INSANE POST SHOW EVERRRR* - I call his brother, and this is the first time he has heard his voice in YEARS- they are suing each other for hundreds of thousands of dollars, and I could not believe this one... watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:32 He Did WHAT?!
04:45 He Does Seem Like A Side Hustle Type Of Guy
08:19 Suing Family Is Kinda Wild lol
13:55 Job &amp; Income
14:40 "Mental Crisis".. Grow Up
20:00 Okay, So He's Kinda Dumb
26:45 CS:GO Gambling Is A Plague
29:45 We're Not Getting The Full Story
40:50 Side Hustle Mentality Needs To Be Studied
49:30 Blaming America For CS:GO Purchases Is Wild
01:00:26 How To Not Grow 101
01:10:00 That's Not Our F*cking Fault
01:16:00 Completely Valid Reaction From Caleb
01:23:20 Sir, That's A Loan.
01:28:00 That's A Financial Audit First lol
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Mar 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4f5469aa-2841-11f1-8bfb-331d8dd42262/image/cb0599c411730b4c02f36e38a9764481.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*MOST INSANE POST SHOW EVERRRR* - I call his brother, and this is the first time he has heard his voice in YEARS- they are suing each other for hundreds of thousands of dollars, and I could not believe this one... watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:32 He Did WHAT?!
04:45 He Does Seem Like A Side Hustle Type Of Guy
08:19 Suing Family Is Kinda Wild lol
13:55 Job &amp; Income
14:40 "Mental Crisis".. Grow Up
20:00 Okay, So He's Kinda Dumb
26:45 CS:GO Gambling Is A Plague
29:45 We're Not Getting The Full Story
40:50 Side Hustle Mentality Needs To Be Studied
49:30 Blaming America For CS:GO Purchases Is Wild
01:00:26 How To Not Grow 101
01:10:00 That's Not Our F*cking Fault
01:16:00 Completely Valid Reaction From Caleb
01:23:20 Sir, That's A Loan.
01:28:00 That's A Financial Audit First lol
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*MOST INSANE POST SHOW EVERRRR* - I call his brother, and this is the first time he has heard his voice in YEARS- they are suing each other for hundreds of thousands of dollars, and I could not believe this one... watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:32 He Did WHAT?!
04:45 He Does Seem Like A Side Hustle Type Of Guy
08:19 Suing Family Is Kinda Wild lol
13:55 Job &amp; Income
14:40 "Mental Crisis".. Grow Up
20:00 Okay, So He's Kinda Dumb
26:45 CS:GO Gambling Is A Plague
29:45 We're Not Getting The Full Story
40:50 Side Hustle Mentality Needs To Be Studied
49:30 Blaming America For CS:GO Purchases Is Wild
01:00:26 How To Not Grow 101
01:10:00 That's Not Our F*cking Fault
01:16:00 Completely Valid Reaction From Caleb
01:23:20 Sir, That's A Loan.
01:28:00 That's A Financial Audit First lol
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5784</itunes:duration>
      <guid isPermaLink="false"><![CDATA[4f5469aa-2841-11f1-8bfb-331d8dd42262]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML8173888044.mp3?updated=1774441896" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Failed OF Girl Has $8.10 In Her Checking Account | Financial Audit</title>
      <description>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

THESE TEXT MESSAGES  ARE *INSANNEEEEE* - But even worse, I call her mom and fully confront the fact that she uses her... It's disgusting. watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:45 Jobs &amp; Incomes
04:44 HMMM Why Is He So Hesitant
11:12 Ah That's Why lol
16:36 OOOP
22:50 Ginger Anarchist lol
26:50 Wake Up, She Could Be Gold Digging
31:00 He Fits The Description (Little Wacko)
37:55 Chat, Calebs Ranting Again
49:00 WAKE UP DUDE
55:30 What A F*cking Waste
01:09:00 They ALWAYS Have A Late Fee
01:16:00 Don't Smoke, Kids!
01:24:00 No Time LOL
01:30:00 It's Not That Serious Fellas
01:32:20 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 23 Mar 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8a80f228-26b6-11f1-bc2d-43d07ddfdeb7/image/996e1780643ed74b6fd9d6ecf37f3ea4.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

THESE TEXT MESSAGES  ARE *INSANNEEEEE* - But even worse, I call her mom and fully confront the fact that she uses her... It's disgusting. watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:45 Jobs &amp; Incomes
04:44 HMMM Why Is He So Hesitant
11:12 Ah That's Why lol
16:36 OOOP
22:50 Ginger Anarchist lol
26:50 Wake Up, She Could Be Gold Digging
31:00 He Fits The Description (Little Wacko)
37:55 Chat, Calebs Ranting Again
49:00 WAKE UP DUDE
55:30 What A F*cking Waste
01:09:00 They ALWAYS Have A Late Fee
01:16:00 Don't Smoke, Kids!
01:24:00 No Time LOL
01:30:00 It's Not That Serious Fellas
01:32:20 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *ENDING NEXT WEEK* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

THESE TEXT MESSAGES  ARE *INSANNEEEEE* - But even worse, I call her mom and fully confront the fact that she uses her... It's disgusting. watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:45 Jobs &amp; Incomes
04:44 HMMM Why Is He So Hesitant
11:12 Ah That's Why lol
16:36 OOOP
22:50 Ginger Anarchist lol
26:50 Wake Up, She Could Be Gold Digging
31:00 He Fits The Description (Little Wacko)
37:55 Chat, Calebs Ranting Again
49:00 WAKE UP DUDE
55:30 What A F*cking Waste
01:09:00 They ALWAYS Have A Late Fee
01:16:00 Don't Smoke, Kids!
01:24:00 No Time LOL
01:30:00 It's Not That Serious Fellas
01:32:20 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5941</itunes:duration>
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    </item>
    <item>
      <title>"Islam Is The Most Feminist Religion" | Financial Audit</title>
      <description>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

I'M GOING TO *DIEEEEEEEEEEEEEEE* - They called their realtor back in the post-show, and they either closed or got their offer accepted??? I'm so confused, and they are so stupid- watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:28 Jobs &amp; Income
05:30 From Christianity To Islam
13:45 Chat, You're All Muslim Now
18:12 Oh He's Just A Nerd
21:25 Walking Away Is Wild
28:19 The Jokes Write Themselves lol
32:20 OOOO He Snitchin'
36:50 Obesity Is Trauma?
38:20 Kinda Based NGL
44:25 TikTok Owns Her lol
50:30 Objectively He's Hiding Something
55:30 That Balance Is Ridiculous
58:30 Girl, Skincare Is Not Working
01:03:05 I Am Getting Metrosexual Vibes
01:19:00 "Everything Is Fine" While Having Affirm lol
01:32:07 Budget!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 20 Mar 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8b355002-23d1-11f1-871b-5f220edab357/image/512e06f824f0c4b69e1173a556f75582.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

I'M GOING TO *DIEEEEEEEEEEEEEEE* - They called their realtor back in the post-show, and they either closed or got their offer accepted??? I'm so confused, and they are so stupid- watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:28 Jobs &amp; Income
05:30 From Christianity To Islam
13:45 Chat, You're All Muslim Now
18:12 Oh He's Just A Nerd
21:25 Walking Away Is Wild
28:19 The Jokes Write Themselves lol
32:20 OOOO He Snitchin'
36:50 Obesity Is Trauma?
38:20 Kinda Based NGL
44:25 TikTok Owns Her lol
50:30 Objectively He's Hiding Something
55:30 That Balance Is Ridiculous
58:30 Girl, Skincare Is Not Working
01:03:05 I Am Getting Metrosexual Vibes
01:19:00 "Everything Is Fine" While Having Affirm lol
01:32:07 Budget!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

I'M GOING TO *DIEEEEEEEEEEEEEEE* - They called their realtor back in the post-show, and they either closed or got their offer accepted??? I'm so confused, and they are so stupid- watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:28 Jobs &amp; Income
05:30 From Christianity To Islam
13:45 Chat, You're All Muslim Now
18:12 Oh He's Just A Nerd
21:25 Walking Away Is Wild
28:19 The Jokes Write Themselves lol
32:20 OOOO He Snitchin'
36:50 Obesity Is Trauma?
38:20 Kinda Based NGL
44:25 TikTok Owns Her lol
50:30 Objectively He's Hiding Something
55:30 That Balance Is Ridiculous
58:30 Girl, Skincare Is Not Working
01:03:05 I Am Getting Metrosexual Vibes
01:19:00 "Everything Is Fine" While Having Affirm lol
01:32:07 Budget!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6203</itunes:duration>
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    </item>
    <item>
      <title>Pampered Princess Thinks Poverty Is Easy | Financial Audit</title>
      <description>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I MADE THE PHONE CALL* in the spotshow, and it's INSANE. I have to confront them on how SPOILED she is... will she change, and will they make her? - watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Start building credit with Kikoff today, and get your first month for as little as one dollar. That’s 80% off the normal price when you go to http://getkikoff.com/caleb today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:15 Job &amp; Income
03:35 Life Is Hard Wah Wah Wah
04:35 Growing Up Spoiled Is NOT An Excuse
08:45 Social Media Is A Facade
10:45 She's So Privileged It's Insane
17:15 Ladies, Is She Cooking Or Delusional?
26:24 Objectively Not Worth It BTW
35:50 Let's Talk To Her Man
51:00 There's Always A Late Fee..
57:00 What A Ridiculous Balance lol
01:11:00 Tf Is A JellyCat
01:23:00 She Is Learning Nothing
01:29:50 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Mar 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4e83d176-22d5-11f1-a145-47f1411e7267/image/ecc120dc351479b3299d63c12d3f633b.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I MADE THE PHONE CALL* in the spotshow, and it's INSANE. I have to confront them on how SPOILED she is... will she change, and will they make her? - watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Start building credit with Kikoff today, and get your first month for as little as one dollar. That’s 80% off the normal price when you go to http://getkikoff.com/caleb today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:15 Job &amp; Income
03:35 Life Is Hard Wah Wah Wah
04:35 Growing Up Spoiled Is NOT An Excuse
08:45 Social Media Is A Facade
10:45 She's So Privileged It's Insane
17:15 Ladies, Is She Cooking Or Delusional?
26:24 Objectively Not Worth It BTW
35:50 Let's Talk To Her Man
51:00 There's Always A Late Fee..
57:00 What A Ridiculous Balance lol
01:11:00 Tf Is A JellyCat
01:23:00 She Is Learning Nothing
01:29:50 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I MADE THE PHONE CALL* in the spotshow, and it's INSANE. I have to confront them on how SPOILED she is... will she change, and will they make her? - watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Start building credit with Kikoff today, and get your first month for as little as one dollar. That’s 80% off the normal price when you go to http://getkikoff.com/caleb today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:15 Job &amp; Income
03:35 Life Is Hard Wah Wah Wah
04:35 Growing Up Spoiled Is NOT An Excuse
08:45 Social Media Is A Facade
10:45 She's So Privileged It's Insane
17:15 Ladies, Is She Cooking Or Delusional?
26:24 Objectively Not Worth It BTW
35:50 Let's Talk To Her Man
51:00 There's Always A Late Fee..
57:00 What A Ridiculous Balance lol
01:11:00 Tf Is A JellyCat
01:23:00 She Is Learning Nothing
01:29:50 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6139</itunes:duration>
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    </item>
    <item>
      <title>They're So F*cked | Financial Audit</title>
      <description>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

Oh my goodness... this post is insane. I call *THE EX*, who is cucking him... and the things I learn are insane. Watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:48 There's An Ex-Husband.. Living With Them?!
09:00 She Jumped On His Ass Pretty Quick lol
14:00 She Declined A Promotion???
24:15 Headphone Game!!
30:00 Resentment Is Very Healthy For A Marriage lol
35:45 OOOP HIT SOME NERVES
46:50 Financial Audit History...
59:15 They're Not The Typical Disney Adults
01:12:35 They Use AfterPay For GROCERIES
01:15:30 And It Begins
01:26:15 Calebs Gonna Erupt.. And SHE SHARES AN ACCOUNT WITH HER EX

=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 16 Mar 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f4fa37be-211f-11f1-8ca5-c78cbc1d1d28/image/36e0cb1096d857b1fc892a976e2e5a07.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

Oh my goodness... this post is insane. I call *THE EX*, who is cucking him... and the things I learn are insane. Watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:48 There's An Ex-Husband.. Living With Them?!
09:00 She Jumped On His Ass Pretty Quick lol
14:00 She Declined A Promotion???
24:15 Headphone Game!!
30:00 Resentment Is Very Healthy For A Marriage lol
35:45 OOOP HIT SOME NERVES
46:50 Financial Audit History...
59:15 They're Not The Typical Disney Adults
01:12:35 They Use AfterPay For GROCERIES
01:15:30 And It Begins
01:26:15 Calebs Gonna Erupt.. And SHE SHARES AN ACCOUNT WITH HER EX

=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

Oh my goodness... this post is insane. I call *THE EX*, who is cucking him... and the things I learn are insane. Watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:48 There's An Ex-Husband.. Living With Them?!
09:00 She Jumped On His Ass Pretty Quick lol
14:00 She Declined A Promotion???
24:15 Headphone Game!!
30:00 Resentment Is Very Healthy For A Marriage lol
35:45 OOOP HIT SOME NERVES
46:50 Financial Audit History...
59:15 They're Not The Typical Disney Adults
01:12:35 They Use AfterPay For GROCERIES
01:15:30 And It Begins
01:26:15 Calebs Gonna Erupt.. And SHE SHARES AN ACCOUNT WITH HER EX

=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5932</itunes:duration>
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    </item>
    <item>
      <title>He's Hiding Everything From Her | Financial Audit</title>
      <description>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*NOOOOOOOOOOOOOO* - He plans on GAMBLING right after leaving the show, and she is ready to LEAVE- We fully expose how much he has lost... watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Get the free business guide, Demystifying AI, at https://netsuite.com/HAMMER.
Please make sure that the link is clickable and working.

Head to https://chime.com/calebhammer to get up to $350 and earn up to 3.00% APY with Chime® Thanks Chime for sponsoring this video!
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
02:10 Jobs &amp; Income
10:00 Nobody Is 100% Recession Proof
12:00 Not The Double Down lol
17:00 Okay A Sword Is Kinda Si- NOT OKAY
21:00 Please Gamble Responsible Everyone :slightly_smiling_face:
26:45 Not Even Close
28:55 Buddy, You're Garnished
30:30 Gambling And Drunk Driving, Dude's A Real Catch.
43:16 That's F*cking Insane
55:22 Every Sunday Huh? Good For Them.
01:02:10 TWO??
01:08:20 He Owes To EVERYONE!!
01:19:10 Is He Not A Bad Dad?
01:33:35 Budget!!
01:37:22 They're So F*cked
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 13 Mar 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a9087bf0-1edf-11f1-8334-0b0b7bdf1c3c/image/8902e9e7039ba2aed92c4685652bc134.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*NOOOOOOOOOOOOOO* - He plans on GAMBLING right after leaving the show, and she is ready to LEAVE- We fully expose how much he has lost... watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Get the free business guide, Demystifying AI, at https://netsuite.com/HAMMER.
Please make sure that the link is clickable and working.

Head to https://chime.com/calebhammer to get up to $350 and earn up to 3.00% APY with Chime® Thanks Chime for sponsoring this video!
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
02:10 Jobs &amp; Income
10:00 Nobody Is 100% Recession Proof
12:00 Not The Double Down lol
17:00 Okay A Sword Is Kinda Si- NOT OKAY
21:00 Please Gamble Responsible Everyone :slightly_smiling_face:
26:45 Not Even Close
28:55 Buddy, You're Garnished
30:30 Gambling And Drunk Driving, Dude's A Real Catch.
43:16 That's F*cking Insane
55:22 Every Sunday Huh? Good For Them.
01:02:10 TWO??
01:08:20 He Owes To EVERYONE!!
01:19:10 Is He Not A Bad Dad?
01:33:35 Budget!!
01:37:22 They're So F*cked
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*NOOOOOOOOOOOOOO* - He plans on GAMBLING right after leaving the show, and she is ready to LEAVE- We fully expose how much he has lost... watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Get the free business guide, Demystifying AI, at https://netsuite.com/HAMMER.
Please make sure that the link is clickable and working.

Head to https://chime.com/calebhammer to get up to $350 and earn up to 3.00% APY with Chime® Thanks Chime for sponsoring this video!
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
02:10 Jobs &amp; Income
10:00 Nobody Is 100% Recession Proof
12:00 Not The Double Down lol
17:00 Okay A Sword Is Kinda Si- NOT OKAY
21:00 Please Gamble Responsible Everyone :slightly_smiling_face:
26:45 Not Even Close
28:55 Buddy, You're Garnished
30:30 Gambling And Drunk Driving, Dude's A Real Catch.
43:16 That's F*cking Insane
55:22 Every Sunday Huh? Good For Them.
01:02:10 TWO??
01:08:20 He Owes To EVERYONE!!
01:19:10 Is He Not A Bad Dad?
01:33:35 Budget!!
01:37:22 They're So F*cked
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6489</itunes:duration>
      <guid isPermaLink="false"><![CDATA[a9087bf0-1edf-11f1-8334-0b0b7bdf1c3c]]></guid>
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    </item>
    <item>
      <title>Wannabe E-Girl Made $0.52 Last Month | Financial Audit</title>
      <description>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

oh... she's the dumbest person I've ever met. This post show is the dumbest thing I have ever witnessed. How does someone like this even exist??? Watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:26 Job &amp; Income
03:35 Documented Fall Off
10:20 Not Even A Dollar...
13:30 What Talent Are They Managing lol
15:56 Influencing Is A Plague
25:50 SURE! LET'S F*CKING DAYTRADE, THAT WILL WORK!!
29:10 What Is Happening
35:55 Valorant Deserves That Reaction From Caleb
39:20 E-Girl Doesn't Know She's An E-Girl..
50:40 Her Brother And Dad Called Back!!
01:07:00 It Was A Nice Car So That Makes It Okay!!
01:13:30 Other People Are Worse So That Makes It Okay!!
01:22:00 Checking Account Goes BRRR
01:24:10 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Mar 2026 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0be613fc-1ca3-11f1-9cbf-671574c17baf/image/e18dbc5fc4b4fc8a9c36e6bd2114ad86.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

oh... she's the dumbest person I've ever met. This post show is the dumbest thing I have ever witnessed. How does someone like this even exist??? Watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:26 Job &amp; Income
03:35 Documented Fall Off
10:20 Not Even A Dollar...
13:30 What Talent Are They Managing lol
15:56 Influencing Is A Plague
25:50 SURE! LET'S F*CKING DAYTRADE, THAT WILL WORK!!
29:10 What Is Happening
35:55 Valorant Deserves That Reaction From Caleb
39:20 E-Girl Doesn't Know She's An E-Girl..
50:40 Her Brother And Dad Called Back!!
01:07:00 It Was A Nice Car So That Makes It Okay!!
01:13:30 Other People Are Worse So That Makes It Okay!!
01:22:00 Checking Account Goes BRRR
01:24:10 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

oh... she's the dumbest person I've ever met. This post show is the dumbest thing I have ever witnessed. How does someone like this even exist??? Watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:26 Job &amp; Income
03:35 Documented Fall Off
10:20 Not Even A Dollar...
13:30 What Talent Are They Managing lol
15:56 Influencing Is A Plague
25:50 SURE! LET'S F*CKING DAYTRADE, THAT WILL WORK!!
29:10 What Is Happening
35:55 Valorant Deserves That Reaction From Caleb
39:20 E-Girl Doesn't Know She's An E-Girl..
50:40 Her Brother And Dad Called Back!!
01:07:00 It Was A Nice Car So That Makes It Okay!!
01:13:30 Other People Are Worse So That Makes It Okay!!
01:22:00 Checking Account Goes BRRR
01:24:10 Budget!!
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5633</itunes:duration>
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    </item>
    <item>
      <title>He Needs To Divorce Her | Financial Audit</title>
      <description>Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored 



💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP



The secrets are *crazyyyyyy* - they couldn't reveal all of this in the main show (too many eyes), but they fully let loose in the post-show... and wow, you are not prepared... watch here: ➡️ https://bit.ly/chpostshow

=============================

🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS

=============================

👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

=============================

*Sponsors for This Video*

=============================



=============================

Master Your Money with Caleb Hammer

=============================

⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer

⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch



=============================

*Check Out My Resources*

=============================

👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb

👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer

👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb

👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb

👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/

👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



=============================

*Chapters*

=============================

00:00 Intro

04:00 The Worst Business Owner Ever lol

11:40 She Wants The Trad Life But Won't Compromise..

19:40 They Lost The House???

24:00 17 People Is BRUTAL

29:30 They Can't Even Afford Groceries...

31:20 She Paid For HIS Employees AND Utilities Cut??

38:10 Aaaand We're Subsidizing Them

41:50 An Adult Making Decisions!!

46:20 She Does NOT Want Them To Succeed lol

56:00 Flipping On A CC Is Wild Work HAHA

59:00 wtf is going on

01:05:00 The Crashout Is Building Up..

01:15:40 Mormon Brains Broken

01:19:40 Paid Tutorial For Giving Birth??

01:23:40 $34,000????

01:28:00 Being Late On The Mortgage Is Pathetic.

01:32:00 Let The Crashout Commence

=============================

Want more content?

=============================

🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips



=============================

*Connect with me!*

=============================

TikTok: https://www.tiktok.com/@calebhammercomposer

X: https://x.com/sircalebhammer

IG: https://www.instagram.com/calebhammercomposer/

Facebook: https://www.facebook.com/calebhammercomposer/



=============================

*Want to be a guest on Financial Audit?*

=============================

👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply



*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.



Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 09 Mar 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/13302234-1bcb-11f1-af4f-d7509da6a687/image/5c3d9a6b3aa8aaab476e2d77bcb3be0b.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored 



💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP



The secrets are *crazyyyyyy* - they couldn't reveal all of this in the main show (too many eyes), but they fully let loose in the post-show... and wow, you are not prepared... watch here: ➡️ https://bit.ly/chpostshow

=============================

🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS

=============================

👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

=============================

*Sponsors for This Video*

=============================



=============================

Master Your Money with Caleb Hammer

=============================

⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer

⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch



=============================

*Check Out My Resources*

=============================

👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb

👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer

👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb

👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb

👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/

👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



=============================

*Chapters*

=============================

00:00 Intro

04:00 The Worst Business Owner Ever lol

11:40 She Wants The Trad Life But Won't Compromise..

19:40 They Lost The House???

24:00 17 People Is BRUTAL

29:30 They Can't Even Afford Groceries...

31:20 She Paid For HIS Employees AND Utilities Cut??

38:10 Aaaand We're Subsidizing Them

41:50 An Adult Making Decisions!!

46:20 She Does NOT Want Them To Succeed lol

56:00 Flipping On A CC Is Wild Work HAHA

59:00 wtf is going on

01:05:00 The Crashout Is Building Up..

01:15:40 Mormon Brains Broken

01:19:40 Paid Tutorial For Giving Birth??

01:23:40 $34,000????

01:28:00 Being Late On The Mortgage Is Pathetic.

01:32:00 Let The Crashout Commence

=============================

Want more content?

=============================

🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips



=============================

*Connect with me!*

=============================

TikTok: https://www.tiktok.com/@calebhammercomposer

X: https://x.com/sircalebhammer

IG: https://www.instagram.com/calebhammercomposer/

Facebook: https://www.facebook.com/calebhammercomposer/



=============================

*Want to be a guest on Financial Audit?*

=============================

👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply



*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.



Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored </p>
<p><br></p>
<p>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP</p>
<p><br></p>
<p>The secrets are *crazyyyyyy* - they couldn't reveal all of this in the main show (too many eyes), but they fully let loose in the post-show... and wow, you are not prepared... watch here: ➡️ https://bit.ly/chpostshow</p>
<p>=============================</p>
<p>🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS</p>
<p>=============================</p>
<p>👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus</p>
<p>🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb</p>
<p>=============================</p>
<p>*Sponsors for This Video*</p>
<p>=============================</p>
<p><br></p>
<p>=============================</p>
<p>Master Your Money with Caleb Hammer</p>
<p>=============================</p>
<p>⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer</p>
<p>⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch</p>
<p><br></p>
<p>=============================</p>
<p>*Check Out My Resources*</p>
<p>=============================</p>
<p>👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb</p>
<p>👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus</p>
<p>👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer</p>
<p>👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb</p>
<p>👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb</p>
<p>👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/</p>
<p>👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer</p>
<p>👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p>
<p><br></p>
<p>=============================</p>
<p>*Chapters*</p>
<p>=============================</p>
<p>00:00 Intro</p>
<p>04:00 The Worst Business Owner Ever lol</p>
<p>11:40 She Wants The Trad Life But Won't Compromise..</p>
<p>19:40 They Lost The House???</p>
<p>24:00 17 People Is BRUTAL</p>
<p>29:30 They Can't Even Afford Groceries...</p>
<p>31:20 She Paid For HIS Employees AND Utilities Cut??</p>
<p>38:10 Aaaand We're Subsidizing Them</p>
<p>41:50 An Adult Making Decisions!!</p>
<p>46:20 She Does NOT Want Them To Succeed lol</p>
<p>56:00 Flipping On A CC Is Wild Work HAHA</p>
<p>59:00 wtf is going on</p>
<p>01:05:00 The Crashout Is Building Up..</p>
<p>01:15:40 Mormon Brains Broken</p>
<p>01:19:40 Paid Tutorial For Giving Birth??</p>
<p>01:23:40 $34,000????</p>
<p>01:28:00 Being Late On The Mortgage Is Pathetic.</p>
<p>01:32:00 Let The Crashout Commence</p>
<p>=============================</p>
<p>Want more content?</p>
<p>=============================</p>
<p>🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips</p>
<p><br></p>
<p>=============================</p>
<p>*Connect with me!*</p>
<p>=============================</p>
<p>TikTok: https://www.tiktok.com/@calebhammercomposer</p>
<p>X: https://x.com/sircalebhammer</p>
<p>IG: https://www.instagram.com/calebhammercomposer/</p>
<p>Facebook: https://www.facebook.com/calebhammercomposer/</p>
<p><br></p>
<p>=============================</p>
<p>*Want to be a guest on Financial Audit?*</p>
<p>=============================</p>
<p>👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply</p>
<p><br></p>
<p>*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.</p>
<p><br></p>
<p>Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6153</itunes:duration>
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    </item>
    <item>
      <title>Crazy Ex-Girlfriend Is Mad I Won't F*ck Her | Financial Audit</title>
      <description>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I MADE HER CALL AND CONFRONT THE LADY WHO KICKED HER OUT OF HER COMMUNITY* It's absolutely insane, you need to see this- watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:25 Job &amp; Income
02:00 Lady Get Over Him!!
06:14 Caleb Got Flashed lol
09:00 She Weeeeirrd
15:40 The WHIPLASH Is Wild
34:30 Back To Business.. WHEW
38:50 Moving Is NOT That Expensive
47:10 That's F*cking Brutal
57:18 Why Do They Always Read Sm*t
01:05:00 Caleb's Blood Pressure lol
01:20:10 Budget!!
01:27:40 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Mar 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bef914cc-195f-11f1-810a-03d533e9f839/image/1ab729662186440fe090d9fa754484e2.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I MADE HER CALL AND CONFRONT THE LADY WHO KICKED HER OUT OF HER COMMUNITY* It's absolutely insane, you need to see this- watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:25 Job &amp; Income
02:00 Lady Get Over Him!!
06:14 Caleb Got Flashed lol
09:00 She Weeeeirrd
15:40 The WHIPLASH Is Wild
34:30 Back To Business.. WHEW
38:50 Moving Is NOT That Expensive
47:10 That's F*cking Brutal
57:18 Why Do They Always Read Sm*t
01:05:00 Caleb's Blood Pressure lol
01:20:10 Budget!!
01:27:40 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

*I MADE HER CALL AND CONFRONT THE LADY WHO KICKED HER OUT OF HER COMMUNITY* It's absolutely insane, you need to see this- watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:25 Job &amp; Income
02:00 Lady Get Over Him!!
06:14 Caleb Got Flashed lol
09:00 She Weeeeirrd
15:40 The WHIPLASH Is Wild
34:30 Back To Business.. WHEW
38:50 Moving Is NOT That Expensive
47:10 That's F*cking Brutal
57:18 Why Do They Always Read Sm*t
01:05:00 Caleb's Blood Pressure lol
01:20:10 Budget!!
01:27:40 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5719</itunes:duration>
      <guid isPermaLink="false"><![CDATA[bef914cc-195f-11f1-810a-03d533e9f839]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML2179017829.mp3?updated=1772806252" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Financial Audit's Most Disturbing Episode</title>
      <description>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

THIS POST SHOW IS *INSANNEEEEE* - We go deeper into his allegations, stealing things, violence... and so much more- I could not believe it: watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:23 Job &amp; Income
08:00 Bro Owns A House??
10:56 Oh He's A Simp Too lol
25:00 UUUUHH??
38:20 W Segue From Caleb
48:20 A F*cking HELOC
52:00 Why Are They Always Spoiled By The Parents Too..
01:00:20 CPS Needs To Step In
01:11:45 The Sh*ttiest Excuses Ever
01:18:30 You Can't Make This Up... ZIPTIES FOR WHAT
01:29:36 Budget!!
01:34:45 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Mar 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/38dff0cc-17d9-11f1-9bfd-9bfd864ed383/image/d2a8731e5ba485787f13348a12bf7552.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

THIS POST SHOW IS *INSANNEEEEE* - We go deeper into his allegations, stealing things, violence... and so much more- I could not believe it: watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:23 Job &amp; Income
08:00 Bro Owns A House??
10:56 Oh He's A Simp Too lol
25:00 UUUUHH??
38:20 W Segue From Caleb
48:20 A F*cking HELOC
52:00 Why Are They Always Spoiled By The Parents Too..
01:00:20 CPS Needs To Step In
01:11:45 The Sh*ttiest Excuses Ever
01:18:30 You Can't Make This Up... ZIPTIES FOR WHAT
01:29:36 Budget!!
01:34:45 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *Download Dollarwise- 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

THIS POST SHOW IS *INSANNEEEEE* - We go deeper into his allegations, stealing things, violence... and so much more- I could not believe it: watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:23 Job &amp; Income
08:00 Bro Owns A House??
10:56 Oh He's A Simp Too lol
25:00 UUUUHH??
38:20 W Segue From Caleb
48:20 A F*cking HELOC
52:00 Why Are They Always Spoiled By The Parents Too..
01:00:20 CPS Needs To Step In
01:11:45 The Sh*ttiest Excuses Ever
01:18:30 You Can't Make This Up... ZIPTIES FOR WHAT
01:29:36 Budget!!
01:34:45 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5889</itunes:duration>
      <guid isPermaLink="false"><![CDATA[38dff0cc-17d9-11f1-9bfd-9bfd864ed383]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML7863600485.mp3?updated=1772638834" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The CRAZIEST Reveal In Financial Audit History</title>
      <description>💰 *Download Dollarwise 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

THESE MESSAGES BETWEEN THEM ARE *INSANNEEEEE* - I go through all of their texts, and it's a complete mess. No way they are staying together... watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 02 Mar 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8da16eec-15ae-11f1-a8f8-e7d75bb22417/image/de1be2b2b45517b55cfebfaa13f637cb.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💰 *Download Dollarwise 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

THESE MESSAGES BETWEEN THEM ARE *INSANNEEEEE* - I go through all of their texts, and it's a complete mess. No way they are staying together... watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 *Download Dollarwise 6.0 Is Now LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

THESE MESSAGES BETWEEN THEM ARE *INSANNEEEEE* - I go through all of their texts, and it's a complete mess. No way they are staying together... watch here: ➡️ https://bit.ly/chpostshow
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5829</itunes:duration>
      <guid isPermaLink="false"><![CDATA[8da16eec-15ae-11f1-a8f8-e7d75bb22417]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML6538686184.mp3?updated=1772441881" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Failed OF Model In Debt For Taylor Swift | Financial Audit</title>
      <description>This post show is *INSANE* - her sister comes in and fully *confronts her* about user her mom, and it's brutallllll... watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:35 Job &amp; Income
05:00 How To Become A Single Mom 101
08:12 They Always Have One...
15:13 Snapchat Lowkey Crazy
20:50 That's Terrifying.. For $500?
33:00 Financial Audit's Worst Mother?
40:25 D1 Wh*re, We Support That
52:00 She's Missing The Point
56:00 Shoutout Big T. Swift
01:03:30 Feminism 101
01:05:15 35% And Money Owed To Everyone???
01:25:00 Budget
01:29:00 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips:  @calebhammerclips   

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 27 Feb 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/760164f4-13ec-11f1-a897-4b80d97fd6ac/image/ef6905c92f253fade2acf27b926422e2.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This post show is *INSANE* - her sister comes in and fully *confronts her* about user her mom, and it's brutallllll... watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:35 Job &amp; Income
05:00 How To Become A Single Mom 101
08:12 They Always Have One...
15:13 Snapchat Lowkey Crazy
20:50 That's Terrifying.. For $500?
33:00 Financial Audit's Worst Mother?
40:25 D1 Wh*re, We Support That
52:00 She's Missing The Point
56:00 Shoutout Big T. Swift
01:03:30 Feminism 101
01:05:15 35% And Money Owed To Everyone???
01:25:00 Budget
01:29:00 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips:  @calebhammerclips   

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This post show is *INSANE* - her sister comes in and fully *confronts her* about user her mom, and it's brutallllll... watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:35 Job &amp; Income
05:00 How To Become A Single Mom 101
08:12 They Always Have One...
15:13 Snapchat Lowkey Crazy
20:50 That's Terrifying.. For $500?
33:00 Financial Audit's Worst Mother?
40:25 D1 Wh*re, We Support That
52:00 She's Missing The Point
56:00 Shoutout Big T. Swift
01:03:30 Feminism 101
01:05:15 35% And Money Owed To Everyone???
01:25:00 Budget
01:29:00 Hammer Financial Score
=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: <a href="https://studio.youtube.com/channel/UCAqAp1uh_5-tmEimhSqtoyw"> @calebhammerclips </a>  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5740</itunes:duration>
      <guid isPermaLink="false"><![CDATA[760164f4-13ec-11f1-a897-4b80d97fd6ac]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML6308284770.mp3?updated=1772206868" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>I've Never Seen This Before | Financial Audit</title>
      <description>AN INCREDIBLE POST SHOWWWW- we called the parents to finally confront this insane enablement, watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
🔥 Get your $5 BONUS now with my link: https://bit.ly/fcxcalebhammer 
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Feb 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0c4a5c4a-1249-11f1-bfc4-f38749018c39/image/48b36cfa46c0b889ea0ae39f5b90bca9.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>AN INCREDIBLE POST SHOWWWW- we called the parents to finally confront this insane enablement, watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
🔥 Get your $5 BONUS now with my link: https://bit.ly/fcxcalebhammer 
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>AN INCREDIBLE POST SHOWWWW- we called the parents to finally confront this insane enablement, watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
🔥 Get your $5 BONUS now with my link: https://bit.ly/fcxcalebhammer 
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5743</itunes:duration>
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    </item>
    <item>
      <title>What The F*ck Is This? | Financial Audit</title>
      <description>FINALLY- she is able to tell us all the *wild* X-rated stuff about this insane guy... and it is legit *insane* ... Watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 20 Feb 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0ebbf88c-0ddd-11f1-b0af-a3f3685da076/image/bbe4eefe9c1c981d30022ca4803c255c.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>FINALLY- she is able to tell us all the *wild* X-rated stuff about this insane guy... and it is legit *insane* ... Watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>FINALLY- she is able to tell us all the *wild* X-rated stuff about this insane guy... and it is legit *insane* ... Watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Financial Audit's Most Abusive Husband</title>
      <description>Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored 

There was *never* been a more INSANE post-show than this. He gives his side of the DV events, and... well, things take a turn for the worse. If you ever watch a post-show, this should be *the one*... Watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/caleb to find and instantly book a top-rated doctor today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:12 Jobs &amp; Income
03:32 And It Begins.. (He's A Problem)
15:57 Shoutout Clash Of Clans
19:07 That's F*cked Up
26:20 Please Do NOT Have Children With This Guy
32:50 Nothing Is Ever His Fault
37:45 Let's Kick Him Out For A Bit
46:50 The Market Never Lies
52:32 Collections Left And Right... What A Joke
59:00 Hes So Manipulative
01:13:30 It's All Adding Up (He's Large)
01:19:50 That's Not An Excuse
01:23:23 He's Beyond Condescending
01:28:25 Budget!
01:31:27 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Feb 2026 16:45:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/00d2394e-0ce2-11f1-bc9a-0fe17f203dc8/image/418ec68f695a2909cf6b5cc46ce83eb4.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored 

There was *never* been a more INSANE post-show than this. He gives his side of the DV events, and... well, things take a turn for the worse. If you ever watch a post-show, this should be *the one*... Watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/caleb to find and instantly book a top-rated doctor today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:12 Jobs &amp; Income
03:32 And It Begins.. (He's A Problem)
15:57 Shoutout Clash Of Clans
19:07 That's F*cked Up
26:20 Please Do NOT Have Children With This Guy
32:50 Nothing Is Ever His Fault
37:45 Let's Kick Him Out For A Bit
46:50 The Market Never Lies
52:32 Collections Left And Right... What A Joke
59:00 Hes So Manipulative
01:13:30 It's All Adding Up (He's Large)
01:19:50 That's Not An Excuse
01:23:23 He's Beyond Condescending
01:28:25 Budget!
01:31:27 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored 

There was *never* been a more INSANE post-show than this. He gives his side of the DV events, and... well, things take a turn for the worse. If you ever watch a post-show, this should be *the one*... Watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/caleb to find and instantly book a top-rated doctor today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:12 Jobs &amp; Income
03:32 And It Begins.. (He's A Problem)
15:57 Shoutout Clash Of Clans
19:07 That's F*cked Up
26:20 Please Do NOT Have Children With This Guy
32:50 Nothing Is Ever His Fault
37:45 Let's Kick Him Out For A Bit
46:50 The Market Never Lies
52:32 Collections Left And Right... What A Joke
59:00 Hes So Manipulative
01:13:30 It's All Adding Up (He's Large)
01:19:50 That's Not An Excuse
01:23:23 He's Beyond Condescending
01:28:25 Budget!
01:31:27 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6024</itunes:duration>
      <guid isPermaLink="false"><![CDATA[00d2394e-0ce2-11f1-bc9a-0fe17f203dc8]]></guid>
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    </item>
    <item>
      <title>The Most Delusional Woman In Financial Audit History</title>
      <description>In this post show... I call him, and it allllll goes sideways... watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 13 Feb 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c48aaf90-08d9-11f1-8149-3f2e61831648/image/94643752834304ce9de26ca73778983a.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this post show... I call him, and it allllll goes sideways... watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this post show... I call him, and it allllll goes sideways... watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5857</itunes:duration>
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    </item>
    <item>
      <title>The Dumbest Guest In Financial Audit History</title>
      <description>AGHHH *SHE'S FUNDING A FELON* --- this is beyond crazy, she can't take care of herself, but she is so desperate for an evil man that *she is sending him all of her MONEYYYY* Watch post show here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Start banking smarter today through Chime® and get up to a $350 bonus here: https://chime.com/caleb Thanks to Chime for sponsoring this video!
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:00 Job &amp; Income(?)
06:10 Excuses Not Even 10 Minutes In
10:15 Nobody On The Show Is “Doing Fine”
12:38 Chat, Is She Cooking?
26:10 She’s A “Witch” Apparently30:42 Some Misogyny..?
36:30 I Too Travel To Tijuana When I Get Fatally Injured
40:52 SHE SAID THE THING
42:08 Christmas Is A LUXURY
50:06 More WITCH CRAFT
58:00 She’s Spending Like She GOT IT Like That
01:03:08 Beyond Spoiled
01:08:28 Its An Infinity Stone! (Expensive Water Filtration System &amp; Solar)
01:11:55 She’s In Denial LOL
01:24:43 Budget!
01:28:42 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Feb 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ff61672c-0752-11f1-91f3-27f8e8060cad/image/433d4bfdd55f39a0f01f1a6268912ab8.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>AGHHH *SHE'S FUNDING A FELON* --- this is beyond crazy, she can't take care of herself, but she is so desperate for an evil man that *she is sending him all of her MONEYYYY* Watch post show here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Start banking smarter today through Chime® and get up to a $350 bonus here: https://chime.com/caleb Thanks to Chime for sponsoring this video!
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:00 Job &amp; Income(?)
06:10 Excuses Not Even 10 Minutes In
10:15 Nobody On The Show Is “Doing Fine”
12:38 Chat, Is She Cooking?
26:10 She’s A “Witch” Apparently30:42 Some Misogyny..?
36:30 I Too Travel To Tijuana When I Get Fatally Injured
40:52 SHE SAID THE THING
42:08 Christmas Is A LUXURY
50:06 More WITCH CRAFT
58:00 She’s Spending Like She GOT IT Like That
01:03:08 Beyond Spoiled
01:08:28 Its An Infinity Stone! (Expensive Water Filtration System &amp; Solar)
01:11:55 She’s In Denial LOL
01:24:43 Budget!
01:28:42 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>AGHHH *SHE'S FUNDING A FELON* --- this is beyond crazy, she can't take care of herself, but she is so desperate for an evil man that *she is sending him all of her MONEYYYY* Watch post show here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Start banking smarter today through Chime® and get up to a $350 bonus here: https://chime.com/caleb Thanks to Chime for sponsoring this video!
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:00 Job &amp; Income(?)
06:10 Excuses Not Even 10 Minutes In
10:15 Nobody On The Show Is “Doing Fine”
12:38 Chat, Is She Cooking?
26:10 She’s A “Witch” Apparently30:42 Some Misogyny..?
36:30 I Too Travel To Tijuana When I Get Fatally Injured
40:52 SHE SAID THE THING
42:08 Christmas Is A LUXURY
50:06 More WITCH CRAFT
58:00 She’s Spending Like She GOT IT Like That
01:03:08 Beyond Spoiled
01:08:28 Its An Infinity Stone! (Expensive Water Filtration System &amp; Solar)
01:11:55 She’s In Denial LOL
01:24:43 Budget!
01:28:42 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5875</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ff61672c-0752-11f1-91f3-27f8e8060cad]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML4231009726.mp3?updated=1770820773" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Cheating Gold Digger Is Destroying His Life | Financial Audit</title>
      <description>I bring the sister on the post show... and it all blows up, full drama, chaos, it's wild... Watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get the free business guide, Demystifying AI, at https://netsuite.com/HAMMER. 
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 09 Feb 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8c1fa574-052e-11f1-915d-3bc640708166/image/f6e1e1e4e7e5eaa9a65df5e3697a61b5.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>I bring the sister on the post show... and it all blows up, full drama, chaos, it's wild... Watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get the free business guide, Demystifying AI, at https://netsuite.com/HAMMER. 
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>I bring the sister on the post show... and it all blows up, full drama, chaos, it's wild... Watch here: ➡️ https://bit.ly/chpostshow

💲 See what's new inside Dollarwise today → https://bit.ly/4ab6UM8
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get the free business guide, Demystifying AI, at https://netsuite.com/HAMMER. 
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5822</itunes:duration>
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    </item>
    <item>
      <title>I've Never Hated A More Vile Piece Of Trash | Financial Audit</title>
      <description>*FINAL DAY* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. What a crazy post show- I *CALL HIM*, and honestly... he's a full-on cuck. I confront the sh*t out of him...

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Preview
01:00 What An Interesting Start..
02:40 Intro
03:44 She Doesn't Go To Work Like That.. Thankfully
06:48 Income
08:15 What Even Is Goth
10:55 Sounds Like A Scam-
14:36 She Does Not Care
15:50 What TYPE Of Wedding?
19:00 $23,000?!?!
24:00 $50,000 Wedding...
27:06 This Is F*cking Weird lol
37:16 Let's Call The Husband
42:29 That's Actually Really Sweet
46:43 The F*ck Is "Body Modifications"
55:44 She's Doing Everything EXCEPT Grow Up
01:14:00 Money Owed To The IRS.. Classic
01:17:00 The Cope Is Insane
01:22:39 Budget
01:25:44 What's The Plan?
01:28:08 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Feb 2026 16:20:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/38ba9276-0368-11f1-8c21-9f3fe608e069/image/c56a6bb468d7165911ea389167425087.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*FINAL DAY* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. What a crazy post show- I *CALL HIM*, and honestly... he's a full-on cuck. I confront the sh*t out of him...

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Preview
01:00 What An Interesting Start..
02:40 Intro
03:44 She Doesn't Go To Work Like That.. Thankfully
06:48 Income
08:15 What Even Is Goth
10:55 Sounds Like A Scam-
14:36 She Does Not Care
15:50 What TYPE Of Wedding?
19:00 $23,000?!?!
24:00 $50,000 Wedding...
27:06 This Is F*cking Weird lol
37:16 Let's Call The Husband
42:29 That's Actually Really Sweet
46:43 The F*ck Is "Body Modifications"
55:44 She's Doing Everything EXCEPT Grow Up
01:14:00 Money Owed To The IRS.. Classic
01:17:00 The Cope Is Insane
01:22:39 Budget
01:25:44 What's The Plan?
01:28:08 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*FINAL DAY* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. What a crazy post show- I *CALL HIM*, and honestly... he's a full-on cuck. I confront the sh*t out of him...

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Preview
01:00 What An Interesting Start..
02:40 Intro
03:44 She Doesn't Go To Work Like That.. Thankfully
06:48 Income
08:15 What Even Is Goth
10:55 Sounds Like A Scam-
14:36 She Does Not Care
15:50 What TYPE Of Wedding?
19:00 $23,000?!?!
24:00 $50,000 Wedding...
27:06 This Is F*cking Weird lol
37:16 Let's Call The Husband
42:29 That's Actually Really Sweet
46:43 The F*ck Is "Body Modifications"
55:44 She's Doing Everything EXCEPT Grow Up
01:14:00 Money Owed To The IRS.. Classic
01:17:00 The Cope Is Insane
01:22:39 Budget
01:25:44 What's The Plan?
01:28:08 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5734</itunes:duration>
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    </item>
    <item>
      <title>I've Never Seen Anything Like This | Financial Audit</title>
      <description>💸 Download Dollarwise today: https://bit.ly/dollarwiseapp
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Feb 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/abeb64fa-013d-11f1-aa72-231c849393ed/image/61454013e16a24d4bee099ced15cc6d7.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>💸 Download Dollarwise today: https://bit.ly/dollarwiseapp
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💸 Download Dollarwise today: https://bit.ly/dollarwiseapp
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5811</itunes:duration>
      <guid isPermaLink="false"><![CDATA[abeb64fa-013d-11f1-aa72-231c849393ed]]></guid>
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    </item>
    <item>
      <title>Financial Audit's First Affair</title>
      <description>Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored 

*FINAL WEEK* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. Today's post show is crazyyyyyyy- okay, we dig way way way deeper into his hiding of p*rn from her, and it's the most insane thing I've ever witnessed in my life.

Oh, it's a gooooddddd post show- I make him call his dad and finally confess EVERYTHING. Absolutely incredible... Watch here: ➡️ https://bit.ly/chpostshow

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
00:54 Jobs &amp; Income
03:06 She’s Grinding &amp; They Boyfriend Is A Joke
15:45 DRAAAG HIM
27:32 Both Of Them Have No Idea Of What’s ACTUALLY Going On..
32:00 Juicy RECEIPTS Inbound
36:28 They Take Care Of His Siblings??!
42:20 Very Ironic (She Doesn’t Know Sh*t Either)
01:02:15 Christmas Is A Privilege, Lady.
01:06:15 Daaaamn, She Said Shut The F*ck Up
01:13:05 Theres A Disturbance In The Force
01:22:00 She Refuses To Baby Him
01:25:27 *dramatic vine boom*
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 02 Feb 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2ba927e6-0043-11f1-8749-c784a50abf3f/image/317a0d7a10738132db9f64f98f7d2c38.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored 

*FINAL WEEK* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. Today's post show is crazyyyyyyy- okay, we dig way way way deeper into his hiding of p*rn from her, and it's the most insane thing I've ever witnessed in my life.

Oh, it's a gooooddddd post show- I make him call his dad and finally confess EVERYTHING. Absolutely incredible... Watch here: ➡️ https://bit.ly/chpostshow

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
00:54 Jobs &amp; Income
03:06 She’s Grinding &amp; They Boyfriend Is A Joke
15:45 DRAAAG HIM
27:32 Both Of Them Have No Idea Of What’s ACTUALLY Going On..
32:00 Juicy RECEIPTS Inbound
36:28 They Take Care Of His Siblings??!
42:20 Very Ironic (She Doesn’t Know Sh*t Either)
01:02:15 Christmas Is A Privilege, Lady.
01:06:15 Daaaamn, She Said Shut The F*ck Up
01:13:05 Theres A Disturbance In The Force
01:22:00 She Refuses To Baby Him
01:25:27 *dramatic vine boom*
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored 

*FINAL WEEK* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. Today's post show is crazyyyyyyy- okay, we dig way way way deeper into his hiding of p*rn from her, and it's the most insane thing I've ever witnessed in my life.

Oh, it's a gooooddddd post show- I make him call his dad and finally confess EVERYTHING. Absolutely incredible... Watch here: ➡️ https://bit.ly/chpostshow

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp
=============================
🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS
=============================
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
00:54 Jobs &amp; Income
03:06 She’s Grinding &amp; They Boyfriend Is A Joke
15:45 DRAAAG HIM
27:32 Both Of Them Have No Idea Of What’s ACTUALLY Going On..
32:00 Juicy RECEIPTS Inbound
36:28 They Take Care Of His Siblings??!
42:20 Very Ironic (She Doesn’t Know Sh*t Either)
01:02:15 Christmas Is A Privilege, Lady.
01:06:15 Daaaamn, She Said Shut The F*ck Up
01:13:05 Theres A Disturbance In The Force
01:22:00 She Refuses To Baby Him
01:25:27 *dramatic vine boom*
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6174</itunes:duration>
      <guid isPermaLink="false"><![CDATA[2ba927e6-0043-11f1-8749-c784a50abf3f]]></guid>
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    </item>
    <item>
      <title>I F*cking Hate Her | Financial Audit</title>
      <description>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. Today's post show is crazyyyyyyy- she could not tell us this on the main episode, but she is buying some *stuff* you could not belive on her COORPERATE credit card- she is in *BIG TROUBLE* if they find out...

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================


=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 30 Jan 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/18c76706-fdd6-11f0-8aac-bfa21e9f85b7/image/7c7f4ba01e46544be51123e08abd23f1.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. Today's post show is crazyyyyyyy- she could not tell us this on the main episode, but she is buying some *stuff* you could not belive on her COORPERATE credit card- she is in *BIG TROUBLE* if they find out...

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================


=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. Today's post show is crazyyyyyyy- she could not tell us this on the main episode, but she is buying some *stuff* you could not belive on her COORPERATE credit card- she is in *BIG TROUBLE* if they find out...

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================


=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5948</itunes:duration>
      <guid isPermaLink="false"><![CDATA[18c76706-fdd6-11f0-8aac-bfa21e9f85b7]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML8296955343.mp3?updated=1769777679" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>How Is This Possible... | Financial Audit</title>
      <description>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, MY PRODUCER TELLS ME SHE IS SELLING FEET PICS FOR MONEY--- AGGGGGG WTF IS GOING ON?!?!?

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 26 Jan 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a905e0b0-fa6e-11f0-9b2c-63eb9ac8adcf/image/c3e96d75e050e3651ad2ebf690b87ffc.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, MY PRODUCER TELLS ME SHE IS SELLING FEET PICS FOR MONEY--- AGGGGGG WTF IS GOING ON?!?!?

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, MY PRODUCER TELLS ME SHE IS SELLING FEET PICS FOR MONEY--- AGGGGGG WTF IS GOING ON?!?!?

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5739</itunes:duration>
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    </item>
    <item>
      <title>The $770,000 Boob Job | Financial Audit</title>
      <description>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. THIS IS THE BEST POST SHOW EVERRRRR- we go and view her Air BNB, and it's a *MESS* you have to see this haha

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/caleb to find and instantly book a top-rated doctor today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:25 Job &amp; Income
06:47 Why Is She Here? (Her Expensive House Is An AirBnb)
12:48 She’s The Ultimate Girl Boss
15:45 She Bought The House.. For Her Ex-Boyfriend?
18:20 Why Isn’t She Living In Her Own House??
28:59 She’s Kinda Hitting On Caleb
32:10 Heard It Here Folks, Calebs Job Is Easy
35:19 She’s Past Due On The Mortgage (And Her Job Is A Sham)
39:10 So Much Was Saved.. Where Did It Go? (Plastic Surgery)
55:22 Reminder: We’re A Finance Show (How Does She Still Have A Job?)
59:14 Shoutout To The Jewish Community
01:01:23 Her Mentality Is Broken
01:08:15 It Got Worse…
01:15:48 The Queen Of Trying (Then Failing)
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 Jan 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/57d21cd8-f864-11f0-aadd-d3dca2bac1d7/image/ffbb652368710629916dd9ab9b69210b.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. THIS IS THE BEST POST SHOW EVERRRRR- we go and view her Air BNB, and it's a *MESS* you have to see this haha

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/caleb to find and instantly book a top-rated doctor today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:25 Job &amp; Income
06:47 Why Is She Here? (Her Expensive House Is An AirBnb)
12:48 She’s The Ultimate Girl Boss
15:45 She Bought The House.. For Her Ex-Boyfriend?
18:20 Why Isn’t She Living In Her Own House??
28:59 She’s Kinda Hitting On Caleb
32:10 Heard It Here Folks, Calebs Job Is Easy
35:19 She’s Past Due On The Mortgage (And Her Job Is A Sham)
39:10 So Much Was Saved.. Where Did It Go? (Plastic Surgery)
55:22 Reminder: We’re A Finance Show (How Does She Still Have A Job?)
59:14 Shoutout To The Jewish Community
01:01:23 Her Mentality Is Broken
01:08:15 It Got Worse…
01:15:48 The Queen Of Trying (Then Failing)
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. THIS IS THE BEST POST SHOW EVERRRRR- we go and view her Air BNB, and it's a *MESS* you have to see this haha

💸 Download Dollarwise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/caleb to find and instantly book a top-rated doctor today.
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
01:25 Job &amp; Income
06:47 Why Is She Here? (Her Expensive House Is An AirBnb)
12:48 She’s The Ultimate Girl Boss
15:45 She Bought The House.. For Her Ex-Boyfriend?
18:20 Why Isn’t She Living In Her Own House??
28:59 She’s Kinda Hitting On Caleb
32:10 Heard It Here Folks, Calebs Job Is Easy
35:19 She’s Past Due On The Mortgage (And Her Job Is A Sham)
39:10 So Much Was Saved.. Where Did It Go? (Plastic Surgery)
55:22 Reminder: We’re A Finance Show (How Does She Still Have A Job?)
59:14 Shoutout To The Jewish Community
01:01:23 Her Mentality Is Broken
01:08:15 It Got Worse…
01:15:48 The Queen Of Trying (Then Failing)
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5912</itunes:duration>
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    </item>
    <item>
      <title>$369,000 Of LGBTQIA+ Debt | Financial Audit</title>
      <description>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, I go over his resume, and it's a complete mess... PLUS the extra gay one keeps trying to get in the way, and I LOSE MY SH*T!!!

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get the free business guide, Demystifying AI, at https://netsuite.com/HAMMER
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer




=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Jan 2026 16:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, I go over his resume, and it's a complete mess... PLUS the extra gay one keeps trying to get in the way, and I LOSE MY SH*T!!!

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get the free business guide, Demystifying AI, at https://netsuite.com/HAMMER
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer




=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, I go over his resume, and it's a complete mess... PLUS the extra gay one keeps trying to get in the way, and I LOSE MY SH*T!!!

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get the free business guide, Demystifying AI, at https://netsuite.com/HAMMER
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer




=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6633</itunes:duration>
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    </item>
    <item>
      <title>I Might Get Banned For This | Financial Audit</title>
      <description>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, we learned she's not even paying her utilities!!! LA is fully enabling her, I'm so pissed.

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
00:57 She Wasted Money Right Before The Show (Stealing?)
03:49 Job &amp; Income
07:21 She’s Also A Professional Sugar-Baby
13:30 Explaining The Sugar-Baby Methods
20:00 She’s The Real Deal (Not A Fake Sugar-Baby)
26:20 Hinge Audit (Finance Show Btw)
30:10 Is She Overpriced?
35:05 Caleb Locked In
46:21 Phone Audit
48:58 More Sugar-Baby Techniques
51:00 Papas Upset
53:48 Hinge Audit
56:11 LA Is A Wild Place
01:00:17 BS CC Spending
01:08:48 “The Garage Fab Situation”
01:14:24 Shes Underwater On The Car
01:15:50 Much Dishonor
01:18:39 Checking &amp; Savings Accounts
01:24:30 Budget!!
01:29:02 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 Jan 2026 16:10:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/eb6d4c4c-f2f1-11f0-855c-47f8ba1379bb/image/86335989add8067d013c51234e9eb6cb.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, we learned she's not even paying her utilities!!! LA is fully enabling her, I'm so pissed.

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
00:57 She Wasted Money Right Before The Show (Stealing?)
03:49 Job &amp; Income
07:21 She’s Also A Professional Sugar-Baby
13:30 Explaining The Sugar-Baby Methods
20:00 She’s The Real Deal (Not A Fake Sugar-Baby)
26:20 Hinge Audit (Finance Show Btw)
30:10 Is She Overpriced?
35:05 Caleb Locked In
46:21 Phone Audit
48:58 More Sugar-Baby Techniques
51:00 Papas Upset
53:48 Hinge Audit
56:11 LA Is A Wild Place
01:00:17 BS CC Spending
01:08:48 “The Garage Fab Situation”
01:14:24 Shes Underwater On The Car
01:15:50 Much Dishonor
01:18:39 Checking &amp; Savings Accounts
01:24:30 Budget!!
01:29:02 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, we learned she's not even paying her utilities!!! LA is fully enabling her, I'm so pissed.

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
00:57 She Wasted Money Right Before The Show (Stealing?)
03:49 Job &amp; Income
07:21 She’s Also A Professional Sugar-Baby
13:30 Explaining The Sugar-Baby Methods
20:00 She’s The Real Deal (Not A Fake Sugar-Baby)
26:20 Hinge Audit (Finance Show Btw)
30:10 Is She Overpriced?
35:05 Caleb Locked In
46:21 Phone Audit
48:58 More Sugar-Baby Techniques
51:00 Papas Upset
53:48 Hinge Audit
56:11 LA Is A Wild Place
01:00:17 BS CC Spending
01:08:48 “The Garage Fab Situation”
01:14:24 Shes Underwater On The Car
01:15:50 Much Dishonor
01:18:39 Checking &amp; Savings Accounts
01:24:30 Budget!!
01:29:02 Hammer Financial Score
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5777</itunes:duration>
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    </item>
    <item>
      <title>I've Never Seen Anything Like This | Financial Audit</title>
      <description>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, he doubles down, and my producers and I completely crash out on him... wtf is wrong with him?!

Submit proof of purchase at https://hammerelite.com/proofofpurchase for reimbursement.

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

https://www.creator-campaign.com/3GWLPS/293Z4R/?uid=13&amp;sub1=yt
⬆️ Build up your credit score using Super ⬆️ 

Start banking smarter today through Chime® and get up to a $350 bonus here: https://chime.com/caleb Thanks to Chime for sponsoring this video!

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  



*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Jan 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e75ea836-f0c0-11f0-9e10-a77c3a0fd4a8/image/7b2fa5263e375adc6e15f031021ebf8e.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, he doubles down, and my producers and I completely crash out on him... wtf is wrong with him?!

Submit proof of purchase at https://hammerelite.com/proofofpurchase for reimbursement.

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

https://www.creator-campaign.com/3GWLPS/293Z4R/?uid=13&amp;sub1=yt
⬆️ Build up your credit score using Super ⬆️ 

Start banking smarter today through Chime® and get up to a $350 bonus here: https://chime.com/caleb Thanks to Chime for sponsoring this video!

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  



*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, he doubles down, and my producers and I completely crash out on him... wtf is wrong with him?!

Submit proof of purchase at https://hammerelite.com/proofofpurchase for reimbursement.

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

https://www.creator-campaign.com/3GWLPS/293Z4R/?uid=13&amp;sub1=yt
⬆️ Build up your credit score using Super ⬆️ 

Start banking smarter today through Chime® and get up to a $350 bonus here: https://chime.com/caleb Thanks to Chime for sponsoring this video!

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  



*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5955</itunes:duration>
      <guid isPermaLink="false"><![CDATA[e75ea836-f0c0-11f0-9e10-a77c3a0fd4a8]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML9606929834.mp3?updated=1768401044" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>They F*cking Hate Each Other | Financial Audit</title>
      <description>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, they lose their sh*t in the post-show, it's crazyyy... full fighting, calling out, hidden debt... no way this marriage lasts another 6 months

Submit proof of purchase at https://hammerelite.com/proofofpurchase for reimbursement.

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
11:15 that’s actually really pathetic
22:35 of course they were at Whataburger lol
33:38 even more pathetic wtf
49:38 shoutout fetty wap ig
58:34 what is this dudes problem
01:18:56 theyre playing the blame game
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 12 Jan 2026 16:12:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8da675ca-efcc-11f0-bcb9-833527ad61e3/image/c348bf643b811617893f9764143807e5.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, they lose their sh*t in the post-show, it's crazyyy... full fighting, calling out, hidden debt... no way this marriage lasts another 6 months

Submit proof of purchase at https://hammerelite.com/proofofpurchase for reimbursement.

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
11:15 that’s actually really pathetic
22:35 of course they were at Whataburger lol
33:38 even more pathetic wtf
49:38 shoutout fetty wap ig
58:34 what is this dudes problem
01:18:56 theyre playing the blame game
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, they lose their sh*t in the post-show, it's crazyyy... full fighting, calling out, hidden debt... no way this marriage lasts another 6 months

Submit proof of purchase at https://hammerelite.com/proofofpurchase for reimbursement.

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
11:15 that’s actually really pathetic
22:35 of course they were at Whataburger lol
33:38 even more pathetic wtf
49:38 shoutout fetty wap ig
58:34 what is this dudes problem
01:18:56 theyre playing the blame game
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5765</itunes:duration>
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    <item>
      <title>$74,000 For New Boobs | Financial Audit</title>
      <description>This is BY FAR the craziest post-show we have ever done. I bring in the boyfriend, and guess what? *SHE RECORDED THE FIGHT THEY HAD* about him not paying bills!!! It is absolutely insane. If you only ever watch one post-show, this one should be it... Watch here: ➡️ https://bit.ly/chpostshow

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
10:48 hes in the studio btw
22:04 problem solved! theyll figure it out
30:50 i mean if the shoe fits..
48:54 yiiikes
01:04:49 funny how that works..
01:28:42 Budget!!


=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 09 Jan 2026 16:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/3f1440f2-ed71-11f0-ba7f-0311250dcc9c/image/08d7dfb17e083889edc0ba3b8979a7fb.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This is BY FAR the craziest post-show we have ever done. I bring in the boyfriend, and guess what? *SHE RECORDED THE FIGHT THEY HAD* about him not paying bills!!! It is absolutely insane. If you only ever watch one post-show, this one should be it... Watch here: ➡️ https://bit.ly/chpostshow

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
10:48 hes in the studio btw
22:04 problem solved! theyll figure it out
30:50 i mean if the shoe fits..
48:54 yiiikes
01:04:49 funny how that works..
01:28:42 Budget!!


=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This is BY FAR the craziest post-show we have ever done. I bring in the boyfriend, and guess what? *SHE RECORDED THE FIGHT THEY HAD* about him not paying bills!!! It is absolutely insane. If you only ever watch one post-show, this one should be it... Watch here: ➡️ https://bit.ly/chpostshow

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
10:48 hes in the studio btw
22:04 problem solved! theyll figure it out
30:50 i mean if the shoe fits..
48:54 yiiikes
01:04:49 funny how that works..
01:28:42 Budget!!


=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6027</itunes:duration>
      <guid isPermaLink="false"><![CDATA[3f1440f2-ed71-11f0-ba7f-0311250dcc9c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML4503280362.mp3?updated=1767975344" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>The Truth About Financial Audit</title>
      <description>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored  

For this final post show of the year, the producers  and I sit down to reflect on the updates from these guests, gossip some bts stuff about some of them, and kinda lose our minds lol: Watch here: ➡️ https://bit.ly/chpostshow

🎟️ Save 50% on your FIRST 3 MONTHS with Master Your Money™: https://bit.ly/mym50
💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================

=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Jan 2026 16:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/22855c30-ebde-11f0-acc5-0375eb672738/image/d24366bfe0b7a45ad53fa769d197284e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored  

For this final post show of the year, the producers  and I sit down to reflect on the updates from these guests, gossip some bts stuff about some of them, and kinda lose our minds lol: Watch here: ➡️ https://bit.ly/chpostshow

🎟️ Save 50% on your FIRST 3 MONTHS with Master Your Money™: https://bit.ly/mym50
💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================

=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored  

For this final post show of the year, the producers  and I sit down to reflect on the updates from these guests, gossip some bts stuff about some of them, and kinda lose our minds lol: Watch here: ➡️ https://bit.ly/chpostshow

🎟️ Save 50% on your FIRST 3 MONTHS with Master Your Money™: https://bit.ly/mym50
💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================

=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>8152</itunes:duration>
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    </item>
    <item>
      <title>She's Back | Financial Audit</title>
      <description>WHOOAAA... she used to sell *WHAT* ?? All while her ex-sister-in-law (of 2 weeks) is going online and pushing a lootttt of narratives. This post show is *messy* ... Watch here: ➡️ https://bit.ly/chpostshow

🎟️ Save 50% on your FIRST 3 MONTHS with Master Your Money™: https://bit.ly/mym50
💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r Learn more: https://heliummobile.com

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/caleb to find and instantly book a top-rated doctor today.

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
09:03 what did she say???
36:20 strap in ladies and gentlemen
49:29 good for you caleb
01:02:49 the septum piercing is under fire
01:17:04 hes such a little troll lol
01:33:50 Budget!!! 
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 05 Jan 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/20dc90c8-ea4a-11f0-9674-f38c3b180e37/image/1ede69d8e0b52dd1d38dba74e66c9979.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>WHOOAAA... she used to sell *WHAT* ?? All while her ex-sister-in-law (of 2 weeks) is going online and pushing a lootttt of narratives. This post show is *messy* ... Watch here: ➡️ https://bit.ly/chpostshow

🎟️ Save 50% on your FIRST 3 MONTHS with Master Your Money™: https://bit.ly/mym50
💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r Learn more: https://heliummobile.com

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/caleb to find and instantly book a top-rated doctor today.

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
09:03 what did she say???
36:20 strap in ladies and gentlemen
49:29 good for you caleb
01:02:49 the septum piercing is under fire
01:17:04 hes such a little troll lol
01:33:50 Budget!!! 
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>WHOOAAA... she used to sell *WHAT* ?? All while her ex-sister-in-law (of 2 weeks) is going online and pushing a lootttt of narratives. This post show is *messy* ... Watch here: ➡️ https://bit.ly/chpostshow

🎟️ Save 50% on your FIRST 3 MONTHS with Master Your Money™: https://bit.ly/mym50
💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r Learn more: https://heliummobile.com

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/caleb to find and instantly book a top-rated doctor today.

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
09:03 what did she say???
36:20 strap in ladies and gentlemen
49:29 good for you caleb
01:02:49 the septum piercing is under fire
01:17:04 hes such a little troll lol
01:33:50 Budget!!! 
=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6638</itunes:duration>
      <guid isPermaLink="false"><![CDATA[20dc90c8-ea4a-11f0-9674-f38c3b180e37]]></guid>
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    </item>
    <item>
      <title>Illegal Immigrant Exploiting The System | Financial Audit</title>
      <description>WE COULD NOT TALK ABOUT THIS IN THE MAIN SHOW- I don't want to get demonized. Watch this post show ASAP: ➡️ https://bit.ly/chpostshow

⏩ Click here to fill out the YouTube Creator interest form: https://calebhammer.com/youtube

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
06:25 caleb brought out the GayFax
22:50 nope nope NOPE
42:00 cashapp OWNS her
54:15 owing money to daddy too???
01:09:45 oh shes too far gone lol
01:26:03 Budget!!


=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 02 Jan 2026 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/59d3c4e2-e7f1-11f0-a6e8-4bbcb910fbd1/image/de8a94fe500094db1d48812450e9139e.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>WE COULD NOT TALK ABOUT THIS IN THE MAIN SHOW- I don't want to get demonized. Watch this post show ASAP: ➡️ https://bit.ly/chpostshow

⏩ Click here to fill out the YouTube Creator interest form: https://calebhammer.com/youtube

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
06:25 caleb brought out the GayFax
22:50 nope nope NOPE
42:00 cashapp OWNS her
54:15 owing money to daddy too???
01:09:45 oh shes too far gone lol
01:26:03 Budget!!


=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>WE COULD NOT TALK ABOUT THIS IN THE MAIN SHOW- I don't want to get demonized. Watch this post show ASAP: ➡️ https://bit.ly/chpostshow

⏩ Click here to fill out the YouTube Creator interest form: https://calebhammer.com/youtube

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
06:25 caleb brought out the GayFax
22:50 nope nope NOPE
42:00 cashapp OWNS her
54:15 owing money to daddy too???
01:09:45 oh shes too far gone lol
01:26:03 Budget!!


=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5787</itunes:duration>
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    </item>
    <item>
      <title>I F*cking Hate Them | Financial Audit</title>
      <description>My whole team comes in the post show to call him out for being such a little cuck boy, while also they have to constantly fight her on EVERYTHING because she won't SHUT UP... Watch here: ➡️ https://bit.ly/chpostshow

⏩ Click here to fill out the YouTube Creator interest form: https://calebhammer.com/youtube

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r Learn more: https://heliummobile.com

Head to https://DrinkAG1.com/Caleb you’ll get the welcome kit, a Morning Personhat, a bottle of Vitamin D3+K2, a AG1 Flavor Sampler and you’ll get to trytheir new sleep supplement AGZ for free.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 22 Dec 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b5e7556e-def5-11f0-b8fb-ab1f22616627/image/19c715a1a60f45dc98eae46bcb2de5bd.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>My whole team comes in the post show to call him out for being such a little cuck boy, while also they have to constantly fight her on EVERYTHING because she won't SHUT UP... Watch here: ➡️ https://bit.ly/chpostshow

⏩ Click here to fill out the YouTube Creator interest form: https://calebhammer.com/youtube

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r Learn more: https://heliummobile.com

Head to https://DrinkAG1.com/Caleb you’ll get the welcome kit, a Morning Personhat, a bottle of Vitamin D3+K2, a AG1 Flavor Sampler and you’ll get to trytheir new sleep supplement AGZ for free.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>My whole team comes in the post show to call him out for being such a little cuck boy, while also they have to constantly fight her on EVERYTHING because she won't SHUT UP... Watch here: ➡️ https://bit.ly/chpostshow

⏩ Click here to fill out the YouTube Creator interest form: https://calebhammer.com/youtube

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r Learn more: https://heliummobile.com

Head to https://DrinkAG1.com/Caleb you’ll get the welcome kit, a Morning Personhat, a bottle of Vitamin D3+K2, a AG1 Flavor Sampler and you’ll get to trytheir new sleep supplement AGZ for free.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6763</itunes:duration>
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    </item>
    <item>
      <title>This Has Never Happened Before | Financial Audit</title>
      <description>AGHHHHHH my producer found out via her credit report that she *JUST* took out a loan with her boyfriend before coming on the show... *WHAT IS WRONG WITH HER?* Watch the post show here: ➡️ https://bit.ly/chpostshow

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
07:27 shes fishing for sympathy
20:24 what is this lady’s problem
31:01 weaponized incompetence
41:01 the juice is here
01:01:11 shes been ult’ing the entire conversation
01:23:47 Budget!!


=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 19 Dec 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/21db99aa-dce0-11f0-aa5a-f76eb4a91a4f/image/e3adf5c356232463ce7a887b70318171.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>AGHHHHHH my producer found out via her credit report that she *JUST* took out a loan with her boyfriend before coming on the show... *WHAT IS WRONG WITH HER?* Watch the post show here: ➡️ https://bit.ly/chpostshow

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
07:27 shes fishing for sympathy
20:24 what is this lady’s problem
31:01 weaponized incompetence
41:01 the juice is here
01:01:11 shes been ult’ing the entire conversation
01:23:47 Budget!!


=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>AGHHHHHH my producer found out via her credit report that she *JUST* took out a loan with her boyfriend before coming on the show... *WHAT IS WRONG WITH HER?* Watch the post show here: ➡️ https://bit.ly/chpostshow

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
07:27 shes fishing for sympathy
20:24 what is this lady’s problem
31:01 weaponized incompetence
41:01 the juice is here
01:01:11 shes been ult’ing the entire conversation
01:23:47 Budget!!


=============================
Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5726</itunes:duration>
      <guid isPermaLink="false"><![CDATA[21db99aa-dce0-11f0-aa5a-f76eb4a91a4f]]></guid>
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    </item>
    <item>
      <title>He Assaulted Me | Financial Audit</title>
      <description>In this post show, I bring in his best friend who came down with him, and we go into *EVERYTHING* - his friend has tried to help him, but he won't do sh*t...  It's so frustrating. Watch here: ➡️ https://bit.ly/chpostshow

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Dec 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/dbcdf596-da9d-11f0-9f33-b70e9aa2ec45/image/065d8d59b7cb9dafe715fab17f84e763.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In this post show, I bring in his best friend who came down with him, and we go into *EVERYTHING* - his friend has tried to help him, but he won't do sh*t...  It's so frustrating. Watch here: ➡️ https://bit.ly/chpostshow

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>In this post show, I bring in his best friend who came down with him, and we go into *EVERYTHING* - his friend has tried to help him, but he won't do sh*t...  It's so frustrating. Watch here: ➡️ https://bit.ly/chpostshow

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


Want more content?
=============================
🍿Caleb Hammer LIVE:    / @calebhammerlive
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

=============================

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5771</itunes:duration>
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    </item>
    <item>
      <title>Financial Audit's Messiest Divorce</title>
      <description>This post show is *CRAZZYYYYY* - he may have IMPREGNATED an other woman RIGHT AFTER she left him, and it's getting messyyyyyy- watch here: ➡️ https://bit.ly/chpostshow

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 15 Dec 2025 16:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/d7c35aba-d960-11f0-9b53-2b759d53836c/image/65c7734f82b5a56a044e361da8f3a8ce.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This post show is *CRAZZYYYYY* - he may have IMPREGNATED an other woman RIGHT AFTER she left him, and it's getting messyyyyyy- watch here: ➡️ https://bit.ly/chpostshow

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This post show is *CRAZZYYYYY* - he may have IMPREGNATED an other woman RIGHT AFTER she left him, and it's getting messyyyyyy- watch here: ➡️ https://bit.ly/chpostshow

💸 Download DollarWise today: https://bit.ly/dollarwiseapp

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6479</itunes:duration>
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    </item>
    <item>
      <title>$530,000 Of Taylor Swift Debt | Financial Audit</title>
      <description>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

*I CALLED THE EX HUSBAND* And here's the thing... he's ready to steal the house from her... the confrontation is huge in the post  show, Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
Our Sponsors for This Video
=============================

Download the free e-book demystifying AI at https://netsuite.com/HAMMER

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
Chapters:
=============================
00:00 Intro
08:24 correlation??
20:28 she said the thing!!
29:33 telling the math guy "its not math" lol
40:29 thats not a valid excuse lady
53:37 lol
01:09:18 LMAO
01:20:00 valid crashout ngl
=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
Connect with me!
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 12 Dec 2025 23:23:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

*I CALLED THE EX HUSBAND* And here's the thing... he's ready to steal the house from her... the confrontation is huge in the post  show, Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
Our Sponsors for This Video
=============================

Download the free e-book demystifying AI at https://netsuite.com/HAMMER

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
Chapters:
=============================
00:00 Intro
08:24 correlation??
20:28 she said the thing!!
29:33 telling the math guy "its not math" lol
40:29 thats not a valid excuse lady
53:37 lol
01:09:18 LMAO
01:20:00 valid crashout ngl
=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
Connect with me!
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

*I CALLED THE EX HUSBAND* And here's the thing... he's ready to steal the house from her... the confrontation is huge in the post  show, Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
Our Sponsors for This Video
=============================

Download the free e-book demystifying AI at https://netsuite.com/HAMMER

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
Chapters:
=============================
00:00 Intro
08:24 correlation??
20:28 she said the thing!!
29:33 telling the math guy "its not math" lol
40:29 thats not a valid excuse lady
53:37 lol
01:09:18 LMAO
01:20:00 valid crashout ngl
=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
Connect with me!
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6059</itunes:duration>
      <guid isPermaLink="false"><![CDATA[f79f1cb4-bbe9-11f0-b85a-1f872338d58e]]></guid>
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    </item>
    <item>
      <title>"Financial Audit Doesn't Work"</title>
      <description>Wait... wait wait... *WTF* ?!?! She owes her *TENANT* money!! How, and she can't even pay it back.. this post show is insane, watch here : ➡️ https://bit.ly/chpostshow



🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle



🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer



=============================

*Sponsors for This Video*

=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78



Wayfair. Every Style. Every Home. https://Wayfair.com



=============================

Master Your Money with Caleb Hammer

=============================

⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer

⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch



=============================

*Check Out My Resources*

=============================

👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb

👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer

👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb

👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb

👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/

👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



=============================

*Chapters*

=============================

00:00 Intro

05:05 nuance nuance nuance

16:40 red means stop, lady.

27:45 its really not a hard concept

37:20 oh brother

55:01 thats an awkward trip…

01:05:10 Seattle attitude lol

01:27:38 Budget!!

=============================

Want more content?

=============================

🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live

🍿 Livestream Cutdown VODs:    / @livecalebhammer  



=============================

*Connect with me!*

=============================

TikTok: https://x.com/sircalebhammer

IG: https://www.instagram.com/calebhammercomposer/

Facebook: https://www.facebook.com/calebhammercomposer/



=============================

*Want to be a guest on Financial Audit?*

=============================

👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply



*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.



Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 12 Dec 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a56723fc-d75e-11f0-b25e-1fc2e8b257b4/image/09081f387214c73e1e672f4ffde5b493.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Wait... wait wait... *WTF* ?!?! She owes her *TENANT* money!! How, and she can't even pay it back.. this post show is insane, watch here : ➡️ https://bit.ly/chpostshow



🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle



🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer



=============================

*Sponsors for This Video*

=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78



Wayfair. Every Style. Every Home. https://Wayfair.com



=============================

Master Your Money with Caleb Hammer

=============================

⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer

⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch



=============================

*Check Out My Resources*

=============================

👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb

👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer

👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb

👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb

👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/

👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer

👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



=============================

*Chapters*

=============================

00:00 Intro

05:05 nuance nuance nuance

16:40 red means stop, lady.

27:45 its really not a hard concept

37:20 oh brother

55:01 thats an awkward trip…

01:05:10 Seattle attitude lol

01:27:38 Budget!!

=============================

Want more content?

=============================

🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  

🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live

🍿 Livestream Cutdown VODs:    / @livecalebhammer  



=============================

*Connect with me!*

=============================

TikTok: https://x.com/sircalebhammer

IG: https://www.instagram.com/calebhammercomposer/

Facebook: https://www.facebook.com/calebhammercomposer/



=============================

*Want to be a guest on Financial Audit?*

=============================

👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply



*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.



Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Wait... wait wait... *WTF* ?!?! She owes her *TENANT* money!! How, and she can't even pay it back.. this post show is insane, watch here : ➡️ https://bit.ly/chpostshow</p>
<p><br></p>
<p>🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle</p>
<p><br></p>
<p>🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb</p>
<p>👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer</p>
<p><br></p>
<p>=============================</p>
<p>*Sponsors for This Video*</p>
<p>=============================</p>
<p>Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78</p>
<p><br></p>
<p>Wayfair. Every Style. Every Home. https://Wayfair.com</p>
<p><br></p>
<p>=============================</p>
<p>Master Your Money with Caleb Hammer</p>
<p>=============================</p>
<p>⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer</p>
<p>⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch</p>
<p><br></p>
<p>=============================</p>
<p>*Check Out My Resources*</p>
<p>=============================</p>
<p>👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb</p>
<p>👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer</p>
<p>👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer</p>
<p>👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb</p>
<p>👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb</p>
<p>👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/</p>
<p>👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer</p>
<p>👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p>
<p><br></p>
<p>=============================</p>
<p>*Chapters*</p>
<p>=============================</p>
<p>00:00 Intro</p>
<p>05:05 nuance nuance nuance</p>
<p>16:40 red means stop, lady.</p>
<p>27:45 its really not a hard concept</p>
<p>37:20 oh brother</p>
<p>55:01 thats an awkward trip…</p>
<p>01:05:10 Seattle attitude lol</p>
<p>01:27:38 Budget!!</p>
<p>=============================</p>
<p>Want more content?</p>
<p>=============================</p>
<p>🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  </p>
<p>🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live</p>
<p>🍿 Livestream Cutdown VODs:    / @livecalebhammer  </p>
<p><br></p>
<p>=============================</p>
<p>*Connect with me!*</p>
<p>=============================</p>
<p>TikTok: https://x.com/sircalebhammer</p>
<p>IG: https://www.instagram.com/calebhammercomposer/</p>
<p>Facebook: https://www.facebook.com/calebhammercomposer/</p>
<p><br></p>
<p>=============================</p>
<p>*Want to be a guest on Financial Audit?*</p>
<p>=============================</p>
<p>👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply</p>
<p><br></p>
<p>*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.</p>
<p><br></p>
<p>Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title>100+ Years Of Insane Debt | Financial Audit</title>
      <description>THE MOST *PERFECT* POST SHOW *EVER* --- I make him call his (husband?) friend and confess *EVERYTHING* , watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Dec 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4b3b03d2-d536-11f0-9c68-6f9d09ec72fc/image/d27c5bbc0555596fa53a1495fd674bda.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>THE MOST *PERFECT* POST SHOW *EVER* --- I make him call his (husband?) friend and confess *EVERYTHING* , watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>THE MOST *PERFECT* POST SHOW *EVER* --- I make him call his (husband?) friend and confess *EVERYTHING* , watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5924</itunes:duration>
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      <title>I Kicked Off His B*tch Wife | Financial Audit</title>
      <description>THE WEEK BEFORE COMING ON THE SHOW, THEY WENT INTO INSANE DEBT FOR SOME TIKTOK FURNITURE AND THEY HAVE SIX MONTHS TO PAY OFF OR IT BLOWS UP...... AGHHHHHH THIS POST SHOW IS INSANE, Watch here: ➡️ https://bit.ly/chpostshow

🎉 Black Friday: Save HUGE on Courses, Community, and more: https://calebhammer.com/specials
🎉 Black Friday: 20% OFF Site wide on ALL merch:  https://shop.calebhammer.com/

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/caleb to find and instantly book a top-rated doctor today.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 08 Dec 2025 06:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>THE WEEK BEFORE COMING ON THE SHOW, THEY WENT INTO INSANE DEBT FOR SOME TIKTOK FURNITURE AND THEY HAVE SIX MONTHS TO PAY OFF OR IT BLOWS UP...... AGHHHHHH THIS POST SHOW IS INSANE, Watch here: ➡️ https://bit.ly/chpostshow

🎉 Black Friday: Save HUGE on Courses, Community, and more: https://calebhammer.com/specials
🎉 Black Friday: 20% OFF Site wide on ALL merch:  https://shop.calebhammer.com/

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/caleb to find and instantly book a top-rated doctor today.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>THE WEEK BEFORE COMING ON THE SHOW, THEY WENT INTO INSANE DEBT FOR SOME TIKTOK FURNITURE AND THEY HAVE SIX MONTHS TO PAY OFF OR IT BLOWS UP...... AGHHHHHH THIS POST SHOW IS INSANE, Watch here: ➡️ https://bit.ly/chpostshow

🎉 Black Friday: Save HUGE on Courses, Community, and more: https://calebhammer.com/specials
🎉 Black Friday: 20% OFF Site wide on ALL merch:  https://shop.calebhammer.com/

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/caleb to find and instantly book a top-rated doctor today.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6633</itunes:duration>
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    <item>
      <title>This Has Never Happened Before | Financial Audit</title>
      <description>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

Sheeesssss *THE WORST* - I even tried to make a budget in the post-show, but she made me fully crash out. So much so that I had to call in a special guest... Papa Gut... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use code HAMMER35 to get a 20% OFF discount directly on Plaud products in the links below. This is the biggest discount of the year—save on your BFCM shopping now! @PlaudAI
- Plaud NotePin: https://bit.ly/4pi3Ao8- Plaud Amazon: https://amzn.to/4l95VzP#blackFriday #BFCM #plaud 

Start speaking a new language in 3 weeks with Babbel 🎉. Get up to 55% OFF your subscription here: https://Babbel.com/caleb

Download the free e-book demystifying AI at https://netsuite.com/HAMMER

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
11:17 shes deluuuuusional
25:40 not the sharpest tool in the shed
36:55 calebs kinda tweaking ngl
52:05 hello pot, meet kettle
01:08:11 DIE DIE DIE
01:22:34 hes so close to losing it lol


=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 05 Dec 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/667bafb4-d1e1-11f0-b93d-2307dd88508d/image/d3923ebbbbb382fe86adef1d374510d6.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

Sheeesssss *THE WORST* - I even tried to make a budget in the post-show, but she made me fully crash out. So much so that I had to call in a special guest... Papa Gut... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use code HAMMER35 to get a 20% OFF discount directly on Plaud products in the links below. This is the biggest discount of the year—save on your BFCM shopping now! @PlaudAI
- Plaud NotePin: https://bit.ly/4pi3Ao8- Plaud Amazon: https://amzn.to/4l95VzP#blackFriday #BFCM #plaud 

Start speaking a new language in 3 weeks with Babbel 🎉. Get up to 55% OFF your subscription here: https://Babbel.com/caleb

Download the free e-book demystifying AI at https://netsuite.com/HAMMER

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
11:17 shes deluuuuusional
25:40 not the sharpest tool in the shed
36:55 calebs kinda tweaking ngl
52:05 hello pot, meet kettle
01:08:11 DIE DIE DIE
01:22:34 hes so close to losing it lol


=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

Sheeesssss *THE WORST* - I even tried to make a budget in the post-show, but she made me fully crash out. So much so that I had to call in a special guest... Papa Gut... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use code HAMMER35 to get a 20% OFF discount directly on Plaud products in the links below. This is the biggest discount of the year—save on your BFCM shopping now! @PlaudAI
- Plaud NotePin: https://bit.ly/4pi3Ao8- Plaud Amazon: https://amzn.to/4l95VzP#blackFriday #BFCM #plaud 

Start speaking a new language in 3 weeks with Babbel 🎉. Get up to 55% OFF your subscription here: https://Babbel.com/caleb

Download the free e-book demystifying AI at https://netsuite.com/HAMMER

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
11:17 shes deluuuuusional
25:40 not the sharpest tool in the shed
36:55 calebs kinda tweaking ngl
52:05 hello pot, meet kettle
01:08:11 DIE DIE DIE
01:22:34 hes so close to losing it lol


=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5799</itunes:duration>
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    </item>
    <item>
      <title>Pathetic Simp Drowning In Debt For Busty Latinas | Financial Audit</title>
      <description>Oh wow, the texts and voice notes between him and his ex are CRAZY AF--- you need to watch this post show... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Head to https://DRINKAG1.com/CALEB to get a FREE Welcome Kit with an AG1 Flavor Sampler and a bottle of Vitamin D3 plus K2, when you first subscribe!

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================

=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Dec 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7d6cf072-cfb9-11f0-9df9-83349b5977c3/image/ab55aaf8d26698fd69415f8c48f1fcd8.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Oh wow, the texts and voice notes between him and his ex are CRAZY AF--- you need to watch this post show... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Head to https://DRINKAG1.com/CALEB to get a FREE Welcome Kit with an AG1 Flavor Sampler and a bottle of Vitamin D3 plus K2, when you first subscribe!

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================

=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Oh wow, the texts and voice notes between him and his ex are CRAZY AF--- you need to watch this post show... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Head to https://DRINKAG1.com/CALEB to get a FREE Welcome Kit with an AG1 Flavor Sampler and a bottle of Vitamin D3 plus K2, when you first subscribe!

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================

=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5841</itunes:duration>
      <guid isPermaLink="false"><![CDATA[7d6cf072-cfb9-11f0-9df9-83349b5977c3]]></guid>
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    </item>
    <item>
      <title>He's Back... | Financial Audit</title>
      <description>This is legit scary... we went through his emails more in the post show, and we found that he stalked our casting producer, Lindsey, the day she got hired (which was not public info)... this is legit f*cked up- watch here: ➡️ https://bit.ly/chpostshow

🎉 Black Friday: Save HUGE on Courses, Community, and more: https://calebhammer.com/specials
🎉 Black Friday: 20% OFF Site wide on ALL merch:  https://shop.calebhammer.com/

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Start banking smarter today through Chime® and get up to a $350 bonus here: https://chime.com/caleb Thanks to Chime for sponsoring this video!

Thanks to Henson Shaving for sponsoring this video! Head to https://hensonshaving.yt.link/RggFJtz and use code calebhammer to receive 100 blades for free (2+ years worth). Just make sure both products are in the cart for the code to take effect.

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 01 Dec 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ea785f52-ce25-11f0-8bc5-23d37b5169fa/image/72a519a53caeceecaf734317ad9d673a.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This is legit scary... we went through his emails more in the post show, and we found that he stalked our casting producer, Lindsey, the day she got hired (which was not public info)... this is legit f*cked up- watch here: ➡️ https://bit.ly/chpostshow

🎉 Black Friday: Save HUGE on Courses, Community, and more: https://calebhammer.com/specials
🎉 Black Friday: 20% OFF Site wide on ALL merch:  https://shop.calebhammer.com/

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Start banking smarter today through Chime® and get up to a $350 bonus here: https://chime.com/caleb Thanks to Chime for sponsoring this video!

Thanks to Henson Shaving for sponsoring this video! Head to https://hensonshaving.yt.link/RggFJtz and use code calebhammer to receive 100 blades for free (2+ years worth). Just make sure both products are in the cart for the code to take effect.

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This is legit scary... we went through his emails more in the post show, and we found that he stalked our casting producer, Lindsey, the day she got hired (which was not public info)... this is legit f*cked up- watch here: ➡️ https://bit.ly/chpostshow

🎉 Black Friday: Save HUGE on Courses, Community, and more: https://calebhammer.com/specials
🎉 Black Friday: 20% OFF Site wide on ALL merch:  https://shop.calebhammer.com/

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Start banking smarter today through Chime® and get up to a $350 bonus here: https://chime.com/caleb Thanks to Chime for sponsoring this video!

Thanks to Henson Shaving for sponsoring this video! Head to https://hensonshaving.yt.link/RggFJtz and use code calebhammer to receive 100 blades for free (2+ years worth). Just make sure both products are in the cart for the code to take effect.
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6027</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ea785f52-ce25-11f0-8bc5-23d37b5169fa]]></guid>
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    </item>
    <item>
      <title>He Treats His Wife Like A Dog | Financial Audit</title>
      <description>Oh, it's a gooooddddd post show- I make him call his dad and finally confess EVERYTHING. Absolutely incredible... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r

Learn more: https://heliummobile.com

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 24 Nov 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/5a1a5de2-c8f4-11f0-8201-7319d95cc336/image/b9fd2fc9a7c5f1fa07f8c76df8fe1e40.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Oh, it's a gooooddddd post show- I make him call his dad and finally confess EVERYTHING. Absolutely incredible... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r

Learn more: https://heliummobile.com

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Oh, it's a gooooddddd post show- I make him call his dad and finally confess EVERYTHING. Absolutely incredible... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r

Learn more: https://heliummobile.com

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5927</itunes:duration>
      <guid isPermaLink="false"><![CDATA[5a1a5de2-c8f4-11f0-8201-7319d95cc336]]></guid>
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    </item>
    <item>
      <title>The Most Hated Person In Financial Audit History</title>
      <description>This post show is just full on crash out - *I HATE HER* ... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to zocdoc.com/caleb to find and instantly book a top-rated doctor today #sponsored

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================

00:00 Intro
10:24 weaponized incompetence
18:30 ah yes Craiglist, perfect for financial advice
31:11 caught in 4K lol
47:45 $7K is kinda crazy no???
58:19 hello pot, meet kettle
01:12:40 chat, is she funny? 

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 21 Nov 2025 17:20:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7d5de4f4-c6f6-11f0-9bfb-a76ccdda23a8/image/96312c8032055f10456194acd2daeb11.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>This post show is just full on crash out - *I HATE HER* ... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to zocdoc.com/caleb to find and instantly book a top-rated doctor today #sponsored

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================

00:00 Intro
10:24 weaponized incompetence
18:30 ah yes Craiglist, perfect for financial advice
31:11 caught in 4K lol
47:45 $7K is kinda crazy no???
58:19 hello pot, meet kettle
01:12:40 chat, is she funny? 

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>This post show is just full on crash out - *I HATE HER* ... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to zocdoc.com/caleb to find and instantly book a top-rated doctor today #sponsored

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================

00:00 Intro
10:24 weaponized incompetence
18:30 ah yes Craiglist, perfect for financial advice
31:11 caught in 4K lol
47:45 $7K is kinda crazy no???
58:19 hello pot, meet kettle
01:12:40 chat, is she funny? 

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5869</itunes:duration>
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    <item>
      <title>My Biggest Crashout Yet | Financial Audit</title>
      <description>I call his "mystic" and fully confront her and call her out. It's a huge fight... this is the most intense post-show yet... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================

Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r

Learn more: https://heliummobile.com

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Nov 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/25cd46e2-c4c3-11f0-97ff-07645af57156/image/c1cd66fb7d2f32004d9d53a197df8bed.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>I call his "mystic" and fully confront her and call her out. It's a huge fight... this is the most intense post-show yet... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================

Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r

Learn more: https://heliummobile.com

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>I call his "mystic" and fully confront her and call her out. It's a huge fight... this is the most intense post-show yet... Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================

Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r

Learn more: https://heliummobile.com

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5753</itunes:duration>
      <guid isPermaLink="false"><![CDATA[25cd46e2-c4c3-11f0-97ff-07645af57156]]></guid>
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    </item>
    <item>
      <title>I Confronted The Governor Of Michigan | Financial Audit</title>
      <description>Join us for the post-show! The producers and I reflect on the conversation and give our brutally honest opinions. Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Our Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Thanks to Henson Shaving for sponsoring this video! Head to https://hensonshaving.yt.link/YJaiJ6g and use code calebhammer to receive 100 blades for free (2+ years worth). Just make sure both products are in the cart for the code to take effect.

=============================
*Master Your Money with Caleb Hammer*
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Gretchen Whitmer's socials*
=============================
Instagram: https://www.instagram.com/gewhitmer/
Facebook: https://www.facebook.com/GovGretchenWhitmer
YouTube: https://www.youtube.com/@governorgretchenwhitmer/featured
Twitter: https://x.com/GovWhitmer
TikTok: https://www.tiktok.com/@biggretchwhitmer
Threads: https://www.threads.com/@gewhitmer

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 18 Nov 2025 20:59:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2d7d10e8-be42-11f0-ae25-ff5375e8e1d8/image/345fa2a3930022c78cdb7f57408a545b.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Join us for the post-show! The producers and I reflect on the conversation and give our brutally honest opinions. Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Our Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Thanks to Henson Shaving for sponsoring this video! Head to https://hensonshaving.yt.link/YJaiJ6g and use code calebhammer to receive 100 blades for free (2+ years worth). Just make sure both products are in the cart for the code to take effect.

=============================
*Master Your Money with Caleb Hammer*
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Gretchen Whitmer's socials*
=============================
Instagram: https://www.instagram.com/gewhitmer/
Facebook: https://www.facebook.com/GovGretchenWhitmer
YouTube: https://www.youtube.com/@governorgretchenwhitmer/featured
Twitter: https://x.com/GovWhitmer
TikTok: https://www.tiktok.com/@biggretchwhitmer
Threads: https://www.threads.com/@gewhitmer

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Join us for the post-show! The producers and I reflect on the conversation and give our brutally honest opinions. Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Our Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Thanks to Henson Shaving for sponsoring this video! Head to https://hensonshaving.yt.link/YJaiJ6g and use code calebhammer to receive 100 blades for free (2+ years worth). Just make sure both products are in the cart for the code to take effect.

=============================
*Master Your Money with Caleb Hammer*
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Gretchen Whitmer's socials*
=============================
Instagram: https://www.instagram.com/gewhitmer/
Facebook: https://www.facebook.com/GovGretchenWhitmer
YouTube: https://www.youtube.com/@governorgretchenwhitmer/featured
Twitter: https://x.com/GovWhitmer
TikTok: https://www.tiktok.com/@biggretchwhitmer
Threads: https://www.threads.com/@gewhitmer

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4741</itunes:duration>
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    </item>
    <item>
      <title>Evil Husband Forces Wife Into $356,955 Of Debt | Financial Audit</title>
      <description>WAIT WAIT WAIT- after the application to be on the show (the documents we used) now *SHE HAS BUILT UP SEPARATE DEBT* This is insane, I need to punch something: Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 17 Nov 2025 09:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/9ed6f40a-c1aa-11f0-8620-2ba5963ed4d1/image/e86b084d64c8e7dbd09229ed5a97bf27.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>WAIT WAIT WAIT- after the application to be on the show (the documents we used) now *SHE HAS BUILT UP SEPARATE DEBT* This is insane, I need to punch something: Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>WAIT WAIT WAIT- after the application to be on the show (the documents we used) now *SHE HAS BUILT UP SEPARATE DEBT* This is insane, I need to punch something: Watch here: ➡️ https://bit.ly/chpostshow

🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6834</itunes:duration>
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    </item>
    <item>
      <title>The Most Racist Woman On Financial Audit</title>
      <description>Whooaaaa, she breaks the f*ck down in the post show... like full breakdown... this is wild. Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
04:51 excuse me?
17:55 Catholicism.
30:06 has the show peaked? lol
44:54 WHAT is happening
58:35 lol
01:14:00 *turns on xbox to drown out the arguing*

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 14 Nov 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Whooaaaa, she breaks the f*ck down in the post show... like full breakdown... this is wild. Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
04:51 excuse me?
17:55 Catholicism.
30:06 has the show peaked? lol
44:54 WHAT is happening
58:35 lol
01:14:00 *turns on xbox to drown out the arguing*

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Whooaaaa, she breaks the f*ck down in the post show... like full breakdown... this is wild. Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro
04:51 excuse me?
17:55 Catholicism.
30:06 has the show peaked? lol
44:54 WHAT is happening
58:35 lol
01:14:00 *turns on xbox to drown out the arguing*

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5984</itunes:duration>
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    <item>
      <title>Scumbag Admits To Beating His Wife | Financial Audit</title>
      <description>whatttt... this is the craziest post show ever ever ever... we find out she has a *PROTECTIVE ORDER AGAINST HIM* this is SO INSANE- Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Wayfair. Every Style. Every Home. https://Wayfair.com

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================


=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Nov 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/43a7fe3c-bf41-11f0-9b98-1b100517693f/image/e93313dbfc50b67b8c3602a43cff391e.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>whatttt... this is the craziest post show ever ever ever... we find out she has a *PROTECTIVE ORDER AGAINST HIM* this is SO INSANE- Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Wayfair. Every Style. Every Home. https://Wayfair.com

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================


=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>whatttt... this is the craziest post show ever ever ever... we find out she has a *PROTECTIVE ORDER AGAINST HIM* this is SO INSANE- Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
*Sponsors for This Video*
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Wayfair. Every Style. Every Home. https://Wayfair.com

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================


=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5655</itunes:duration>
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    <item>
      <title>Deadbeat Dad Steals Money From His Child | Financial Audit</title>
      <description>⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
Our Sponsors for This Video
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉https://app.heliummobile.com/o6WA/vdqufw1r

Learn more: https://heliummobile.com

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================


=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Nov 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b16c7fdc-b9b1-11f0-8c02-ebea26eea882/image/639719f7cf7d4ef2049fee7e4e85bb32.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
Our Sponsors for This Video
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉https://app.heliummobile.com/o6WA/vdqufw1r

Learn more: https://heliummobile.com

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================


=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>
⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
Our Sponsors for This Video
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉https://app.heliummobile.com/o6WA/vdqufw1r

Learn more: https://heliummobile.com

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================


=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title>This Has Never Happened Before | Financial Audit</title>
      <description>After the full rage walk off, we started to film the post show... halfway through, we got a knock. She came in and started acting like a b*tch... Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
Our Sponsors for This Video
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Sign up for the Gemini Credit Card:  https://Gemini.com/caleb

Sponsored by Gemini. Opinions are creator’s own. The Bitcoin Credit Card™ is a Gemini trademark, issued by WebBank. Rates &amp; Fees: gemini.com/legal/cardholder-agreement. Some exclusions apply to instant rewards; deposited when posted. 4% back on up to $300 spend/month for 1 year, then 1% on Gas, EV charging &amp; transit. Cycle refreshes 1st of month. Rewards Terms: gemini.com/legal/credit-card-rewards-agreement. Checking eligibility won’t impact credit; approval requires hard inquiry. Eligibility doesn’t guarantee approval. Rewards appreciation reflects some Gemini Cardholders (10/08/21–04/06/25) who held BTC ≥1 year. Results vary by spend, crypto, market. Crypto is volatile and may gain or lose value. Info is general, not investment advice. Past performance not indicative of future results. See here for full disclaimer: https://tinyurl.com/3vxd6hw2

Wayfair. Every Style. Every Home. https://Wayfair.com

Start speaking a new language in 3 weeks with Babbel 🎉. Get up to 55% OFF your subscription here: https://Babbel.com/caleb

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 03 Nov 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c2466a24-b890-11f0-9320-1780c0a60d7d/image/f70fa3496814bd463920c34db2c88636.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>After the full rage walk off, we started to film the post show... halfway through, we got a knock. She came in and started acting like a b*tch... Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
Our Sponsors for This Video
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Sign up for the Gemini Credit Card:  https://Gemini.com/caleb

Sponsored by Gemini. Opinions are creator’s own. The Bitcoin Credit Card™ is a Gemini trademark, issued by WebBank. Rates &amp; Fees: gemini.com/legal/cardholder-agreement. Some exclusions apply to instant rewards; deposited when posted. 4% back on up to $300 spend/month for 1 year, then 1% on Gas, EV charging &amp; transit. Cycle refreshes 1st of month. Rewards Terms: gemini.com/legal/credit-card-rewards-agreement. Checking eligibility won’t impact credit; approval requires hard inquiry. Eligibility doesn’t guarantee approval. Rewards appreciation reflects some Gemini Cardholders (10/08/21–04/06/25) who held BTC ≥1 year. Results vary by spend, crypto, market. Crypto is volatile and may gain or lose value. Info is general, not investment advice. Past performance not indicative of future results. See here for full disclaimer: https://tinyurl.com/3vxd6hw2

Wayfair. Every Style. Every Home. https://Wayfair.com

Start speaking a new language in 3 weeks with Babbel 🎉. Get up to 55% OFF your subscription here: https://Babbel.com/caleb

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>After the full rage walk off, we started to film the post show... halfway through, we got a knock. She came in and started acting like a b*tch... Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

=============================
Our Sponsors for This Video
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Sign up for the Gemini Credit Card:  https://Gemini.com/caleb

Sponsored by Gemini. Opinions are creator’s own. The Bitcoin Credit Card™ is a Gemini trademark, issued by WebBank. Rates &amp; Fees: gemini.com/legal/cardholder-agreement. Some exclusions apply to instant rewards; deposited when posted. 4% back on up to $300 spend/month for 1 year, then 1% on Gas, EV charging &amp; transit. Cycle refreshes 1st of month. Rewards Terms: gemini.com/legal/credit-card-rewards-agreement. Checking eligibility won’t impact credit; approval requires hard inquiry. Eligibility doesn’t guarantee approval. Rewards appreciation reflects some Gemini Cardholders (10/08/21–04/06/25) who held BTC ≥1 year. Results vary by spend, crypto, market. Crypto is volatile and may gain or lose value. Info is general, not investment advice. Past performance not indicative of future results. See here for full disclaimer: https://tinyurl.com/3vxd6hw2

Wayfair. Every Style. Every Home. https://Wayfair.com

Start speaking a new language in 3 weeks with Babbel 🎉. Get up to 55% OFF your subscription here: https://Babbel.com/caleb

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title>She Blames MAGA For Her Debt | Financial Audit</title>
      <description>*WTFFFF* - her bf (who she's going into business with) IS NOT EVEN PAYING HIS TAXES- we caught him, and confronted them... this is absolutely disgusting... Watch the post show here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb

=============================
Our Sponsors for This Video
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

👉 Grab your free seat to the 2-Day AI Mastermind: 
https://link.outskill.com/CALEBHAMMEROC1
🔐 100% Discount for the first 1000 people
💥 Dive deep into AI and Learn Automations, Build AI Agents, Make videos &amp; images – all for free!
🎁  Bonuses worth $5100+ if you join and attend

Get up to $350 when you open a Chime® Checking account: https://chime.com/caleb Thanks to Chime for sponsoring this video!

Use code HAMMERFB50 to get 50% OFF your first Factor box plus free breakfast for 1 year at https://bit.ly/3Hqn21N

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
Chapters:
=============================
00:00 Intro
09:35 cope harder buddy
20:34 lore accurate breakdown so far
37:16 shes stealing money from you
51:40 logical does not apply to this person lol
01:01:43 ooo spicy
01:28:25 Budget!!

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
Connect with me!
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 31 Oct 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*WTFFFF* - her bf (who she's going into business with) IS NOT EVEN PAYING HIS TAXES- we caught him, and confronted them... this is absolutely disgusting... Watch the post show here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb

=============================
Our Sponsors for This Video
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

👉 Grab your free seat to the 2-Day AI Mastermind: 
https://link.outskill.com/CALEBHAMMEROC1
🔐 100% Discount for the first 1000 people
💥 Dive deep into AI and Learn Automations, Build AI Agents, Make videos &amp; images – all for free!
🎁  Bonuses worth $5100+ if you join and attend

Get up to $350 when you open a Chime® Checking account: https://chime.com/caleb Thanks to Chime for sponsoring this video!

Use code HAMMERFB50 to get 50% OFF your first Factor box plus free breakfast for 1 year at https://bit.ly/3Hqn21N

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
Chapters:
=============================
00:00 Intro
09:35 cope harder buddy
20:34 lore accurate breakdown so far
37:16 shes stealing money from you
51:40 logical does not apply to this person lol
01:01:43 ooo spicy
01:28:25 Budget!!

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
Connect with me!
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*WTFFFF* - her bf (who she's going into business with) IS NOT EVEN PAYING HIS TAXES- we caught him, and confronted them... this is absolutely disgusting... Watch the post show here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb

=============================
Our Sponsors for This Video
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

👉 Grab your free seat to the 2-Day AI Mastermind: 
https://link.outskill.com/CALEBHAMMEROC1
🔐 100% Discount for the first 1000 people
💥 Dive deep into AI and Learn Automations, Build AI Agents, Make videos &amp; images – all for free!
🎁  Bonuses worth $5100+ if you join and attend

Get up to $350 when you open a Chime® Checking account: https://chime.com/caleb Thanks to Chime for sponsoring this video!

Use code HAMMERFB50 to get 50% OFF your first Factor box plus free breakfast for 1 year at https://bit.ly/3Hqn21N

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
Chapters:
=============================
00:00 Intro
09:35 cope harder buddy
20:34 lore accurate breakdown so far
37:16 shes stealing money from you
51:40 logical does not apply to this person lol
01:01:43 ooo spicy
01:28:25 Budget!!

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
Connect with me!
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5989</itunes:duration>
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    </item>
    <item>
      <title>Loser Freak Wants To Sleep With His Students | Financial Audit</title>
      <description>Okay... this is post show messy af. A guy and his boyfriend moved in with this guy, but the boyfriend is trying to cheat on his bf with this guy??? All while using him for rent????? What a mess... Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb

=============================
Our Sponsors for This Video
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉https://app.heliummobile.com/o6WA/vdqufw1r

Wayfair. Every Style. Every Home. https://Wayfair.com

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Oct 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ae628f10-b42b-11f0-91fb-afed96801d51/image/b78e2ca7ebb915df5906fcbae7b1db0e.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Okay... this is post show messy af. A guy and his boyfriend moved in with this guy, but the boyfriend is trying to cheat on his bf with this guy??? All while using him for rent????? What a mess... Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb

=============================
Our Sponsors for This Video
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉https://app.heliummobile.com/o6WA/vdqufw1r

Wayfair. Every Style. Every Home. https://Wayfair.com

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Okay... this is post show messy af. A guy and his boyfriend moved in with this guy, but the boyfriend is trying to cheat on his bf with this guy??? All while using him for rent????? What a mess... Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb

=============================
Our Sponsors for This Video
=============================
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download Helium Mobile and sign up with code CALEB 👉https://app.heliummobile.com/o6WA/vdqufw1r

Wayfair. Every Style. Every Home. https://Wayfair.com

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5855</itunes:duration>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML2236656996.mp3?updated=1761679990" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>These Illegal Immigrants Are F*cked | Financial Audit</title>
      <description>Ohhhh the drama is spicy af with bbno$... we go into full details in todays post show... this is absolutely crazy and has never been done in Financial Audit history... Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb

=============================
Our Sponsors for This Video
=============================
➡︎

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Open a Chime® Checking account, and earn up to 3.75% APY➡️chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 26 Oct 2025 23:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ohhhh the drama is spicy af with bbno$... we go into full details in todays post show... this is absolutely crazy and has never been done in Financial Audit history... Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb

=============================
Our Sponsors for This Video
=============================
➡︎

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Open a Chime® Checking account, and earn up to 3.75% APY➡️chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ohhhh the drama is spicy af with bbno$... we go into full details in todays post show... this is absolutely crazy and has never been done in Financial Audit history... Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb

=============================
Our Sponsors for This Video
=============================
➡︎

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Open a Chime® Checking account, and earn up to 3.75% APY➡️chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6326</itunes:duration>
      <guid isPermaLink="false"><![CDATA[d3394244-b33f-11f0-842c-eb19416b909c]]></guid>
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    </item>
    <item>
      <title>Financial Audit's First Furry</title>
      <description>Ohhhh the drama is spicy af with bbno$... we go into full details in todays post show... this is absolutely crazy and has never been done in Financial Audit history... Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb

=============================
Our Sponsors for This Video
=============================
➡︎Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
➡︎Go to zocdoc.com/caleb to find and instantly book a top-rated doctor today #sponsored 

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
Chapters:
=============================
00:00 Intro
09:25 why is it always taxes..
23:22 financial audit's biggest pissing contest
40:30 lil bro got his c*ck on google lmao
49:40 thats a decent chunk of change..
01:08:30 raising canes is kinda valid though
01:25:00 Budget!!

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
Connect with me!
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 24 Oct 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6f65bde0-b0df-11f0-96ed-abd0c0fefb44/image/89aaba5329bcfcd4f092fd5e59d14ad4.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Ohhhh the drama is spicy af with bbno$... we go into full details in todays post show... this is absolutely crazy and has never been done in Financial Audit history... Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb

=============================
Our Sponsors for This Video
=============================
➡︎Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
➡︎Go to zocdoc.com/caleb to find and instantly book a top-rated doctor today #sponsored 

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
Chapters:
=============================
00:00 Intro
09:25 why is it always taxes..
23:22 financial audit's biggest pissing contest
40:30 lil bro got his c*ck on google lmao
49:40 thats a decent chunk of change..
01:08:30 raising canes is kinda valid though
01:25:00 Budget!!

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
Connect with me!
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Ohhhh the drama is spicy af with bbno$... we go into full details in todays post show... this is absolutely crazy and has never been done in Financial Audit history... Watch here: ➡️ https://bit.ly/chpostshow

⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb

=============================
Our Sponsors for This Video
=============================
➡︎Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
➡︎Go to zocdoc.com/caleb to find and instantly book a top-rated doctor today #sponsored 

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
Check Out My Resources
=============================
👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉  Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
Chapters:
=============================
00:00 Intro
09:25 why is it always taxes..
23:22 financial audit's biggest pissing contest
40:30 lil bro got his c*ck on google lmao
49:40 thats a decent chunk of change..
01:08:30 raising canes is kinda valid though
01:25:00 Budget!!

=============================
Want more content?
=============================
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
Connect with me!
=============================
TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5833</itunes:duration>
      <guid isPermaLink="false"><![CDATA[6f65bde0-b0df-11f0-96ed-abd0c0fefb44]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML4271997924.mp3?updated=1761316669" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>I (almost) Gave Up.. | Financial Audit</title>
      <description>🍿 ohhh nooo, this post show is *insane* - I call his wife and fully expose him... she legit thinks he only had $4k of debt... this marriage is over, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

 💳 Get $50 for signing up with Current! 💳Sign up for Current with my link and get a free $50 bonus when you receive a qualifying direct deposit: https://current.com/hammer Terms and conditions apply. See https://current.com/legal_disclaimers for details.

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $350 when you open a Chime® Checking account, and earn up to 3.75% APY on your savings: chime.com/calebhammer

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Oct 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4a19d31c-af3d-11f0-87b7-6bfe4f21806c/image/0fe10298d4d759aa14d11a838ba12e65.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>🍿 ohhh nooo, this post show is *insane* - I call his wife and fully expose him... she legit thinks he only had $4k of debt... this marriage is over, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

 💳 Get $50 for signing up with Current! 💳Sign up for Current with my link and get a free $50 bonus when you receive a qualifying direct deposit: https://current.com/hammer Terms and conditions apply. See https://current.com/legal_disclaimers for details.

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $350 when you open a Chime® Checking account, and earn up to 3.75% APY on your savings: chime.com/calebhammer

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🍿 ohhh nooo, this post show is *insane* - I call his wife and fully expose him... she legit thinks he only had $4k of debt... this marriage is over, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

 💳 Get $50 for signing up with Current! 💳Sign up for Current with my link and get a free $50 bonus when you receive a qualifying direct deposit: https://current.com/hammer Terms and conditions apply. See https://current.com/legal_disclaimers for details.

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $350 when you open a Chime® Checking account, and earn up to 3.75% APY on your savings: chime.com/calebhammer

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer


▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6305</itunes:duration>
      <guid isPermaLink="false"><![CDATA[4a19d31c-af3d-11f0-87b7-6bfe4f21806c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML9608582384.mp3?updated=1761137169" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Most Insane Car Debt I’ve Ever Seen | Financial Audit</title>
      <description>🍿 woooowwwwww she's hiding EVEN MORE DEBT behind his back and he HAD NO IDEA... It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join



💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5



💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/



🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB



___________________________________________

▶SPONSORS:



Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78



You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer



___________________________________________

▶EDUCATION:



1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰



2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 20 Oct 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>🍿 woooowwwwww she's hiding EVEN MORE DEBT behind his back and he HAD NO IDEA... It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join



💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5



💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/



🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB



___________________________________________

▶SPONSORS:



Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78



You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer



___________________________________________

▶EDUCATION:



1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰



2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🍿 woooowwwwww she's hiding EVEN MORE DEBT behind his back and he HAD NO IDEA... It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p>
<p><br></p>
<p>💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5</p>
<p><br></p>
<p>💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/</p>
<p><br></p>
<p>🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB</p>
<p><br></p>
<p>___________________________________________</p>
<p>▶SPONSORS:</p>
<p><br></p>
<p>Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78</p>
<p><br></p>
<p>You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer</p>
<p><br></p>
<p>___________________________________________</p>
<p>▶EDUCATION:</p>
<p><br></p>
<p>1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰</p>
<p><br></p>
<p>2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6317</itunes:duration>
      <guid isPermaLink="false"><![CDATA[26482992-ad54-11f0-bbee-d7506d349e20]]></guid>
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    </item>
    <item>
      <title>$500,000 In Debt To Be Failed OF Model | Financial Audit</title>
      <description>🍿 woooowwwwww now she's borrowing money from her dad to pay her own mortgage... this is just so gross. It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $350 when you open a Chime® Checking account, and earn up to 3.75% APY on your savings: chime.com/calebhammer

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:19 DAAAMN
23:00 but wait, theres more!
35:40 wtf
52:20 again.. wtf
01:04:36 to lesbian or not lesbian
01:21:36 they always owe money to the IRS

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 17 Oct 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>🍿 woooowwwwww now she's borrowing money from her dad to pay her own mortgage... this is just so gross. It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $350 when you open a Chime® Checking account, and earn up to 3.75% APY on your savings: chime.com/calebhammer

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:19 DAAAMN
23:00 but wait, theres more!
35:40 wtf
52:20 again.. wtf
01:04:36 to lesbian or not lesbian
01:21:36 they always owe money to the IRS

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🍿 woooowwwwww now she's borrowing money from her dad to pay her own mortgage... this is just so gross. It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $350 when you open a Chime® Checking account, and earn up to 3.75% APY on your savings: chime.com/calebhammer

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:19 DAAAMN
23:00 but wait, theres more!
35:40 wtf
52:20 again.. wtf
01:04:36 to lesbian or not lesbian
01:21:36 they always owe money to the IRS

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5751</itunes:duration>
      <guid isPermaLink="false"><![CDATA[ccd5020a-ab54-11f0-b47a-43d4c3da80a3]]></guid>
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    </item>
    <item>
      <title>$70,000 In Debt Simping For E-Girls | Financial Audit</title>
      <description>🍿 He's hiding *a lot* from his girlfriend, so in todays post show, I made him finally call her and confront his lies... it blows up big time, she's the most angry spouce I've ever talked too... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $350 when you open a Chime® Checking account, and earn up to 3.75% APY on your savings: chime.com/calebhammer

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Oct 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a3441d26-a92a-11f0-a134-8b11b6d1ebe7/image/ee4ed56c73aa8742a629018bedaff653.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>🍿 He's hiding *a lot* from his girlfriend, so in todays post show, I made him finally call her and confront his lies... it blows up big time, she's the most angry spouce I've ever talked too... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $350 when you open a Chime® Checking account, and earn up to 3.75% APY on your savings: chime.com/calebhammer

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🍿 He's hiding *a lot* from his girlfriend, so in todays post show, I made him finally call her and confront his lies... it blows up big time, she's the most angry spouce I've ever talked too... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $350 when you open a Chime® Checking account, and earn up to 3.75% APY on your savings: chime.com/calebhammer

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6449</itunes:duration>
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    <item>
      <title>Str*pper Stormed Off Financial Audit</title>
      <description>🍿 WTFFFFFFF SHE IS MESSAGING OTHER GUYS BEHIND HIS BACK and sending N*DES ---- but even worse… I read the text messages between these two, and he’s evn more evil tgan he came accross in the main episode… watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Click this link https://boot.dev/?promo=CALEBHAMMER and use my code  CALEBHAMMER  to get 25% off your first payment for boot.dev

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize
___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 13 Oct 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>🍿 WTFFFFFFF SHE IS MESSAGING OTHER GUYS BEHIND HIS BACK and sending N*DES ---- but even worse… I read the text messages between these two, and he’s evn more evil tgan he came accross in the main episode… watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Click this link https://boot.dev/?promo=CALEBHAMMER and use my code  CALEBHAMMER  to get 25% off your first payment for boot.dev

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize
___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🍿 WTFFFFFFF SHE IS MESSAGING OTHER GUYS BEHIND HIS BACK and sending N*DES ---- but even worse… I read the text messages between these two, and he’s evn more evil tgan he came accross in the main episode… watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Click this link https://boot.dev/?promo=CALEBHAMMER and use my code  CALEBHAMMER  to get 25% off your first payment for boot.dev

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize
___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>8408</itunes:duration>
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      <title>He's So F*cked (I brought in his mom) | Financial Audit</title>
      <description>🍿 WTFFFFFFF SHE *FORCED* HIM TO TAKE MONEY OUT OF HIS RETIRMENT---- and there is *SECRET* IRS debt!!! WTFFFF watch the post show here: htDEtps://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
06:20 mama disagrees :eyes:
15:28 shes WHAT
24:25 chat, is he cooked
34:00 why are they kinda based lol
51:00 DRAG HERp
01:02:49 TLC get on this now
01:16:46 whoopsies
01:25:00 MUFFIN

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 10 Oct 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b5519a8a-a5d7-11f0-a258-63725c4a594c/image/5395e10139b9f970b54267dfae60af4d.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>🍿 WTFFFFFFF SHE *FORCED* HIM TO TAKE MONEY OUT OF HIS RETIRMENT---- and there is *SECRET* IRS debt!!! WTFFFF watch the post show here: htDEtps://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
06:20 mama disagrees :eyes:
15:28 shes WHAT
24:25 chat, is he cooked
34:00 why are they kinda based lol
51:00 DRAG HERp
01:02:49 TLC get on this now
01:16:46 whoopsies
01:25:00 MUFFIN

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🍿 WTFFFFFFF SHE *FORCED* HIM TO TAKE MONEY OUT OF HIS RETIRMENT---- and there is *SECRET* IRS debt!!! WTFFFF watch the post show here: htDEtps://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
06:20 mama disagrees :eyes:
15:28 shes WHAT
24:25 chat, is he cooked
34:00 why are they kinda based lol
51:00 DRAG HERp
01:02:49 TLC get on this now
01:16:46 whoopsies
01:25:00 MUFFIN

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6066</itunes:duration>
      <guid isPermaLink="false"><![CDATA[b5519a8a-a5d7-11f0-a258-63725c4a594c]]></guid>
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    <item>
      <title>$67,000 Of K-Pop Debt | Financial Audit</title>
      <description>🍿 This is EVIL- she is taking money from her PARENTS for her BS. It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Visit https://get.step.com/rM7X/5btxbw4i 
And get up to $250 before payday with Step EarlyPay! #StepPartner

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Oct 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/67badeaa-a3c3-11f0-b453-1f1572e296db/image/8438d3d3ecb237af1288ecb82f6b5aba.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>🍿 This is EVIL- she is taking money from her PARENTS for her BS. It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Visit https://get.step.com/rM7X/5btxbw4i 
And get up to $250 before payday with Step EarlyPay! #StepPartner

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🍿 This is EVIL- she is taking money from her PARENTS for her BS. It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Visit https://get.step.com/rM7X/5btxbw4i 
And get up to $250 before payday with Step EarlyPay! #StepPartner

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5933</itunes:duration>
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      <title>$300,000 Of Debt To "Flee Trump’s America" | Financial Audit </title>
      <description>🍿 This is crazyyyyyyy- we could not talk about this in the main show, but she fell into *THREE CULTS* before this guy... this post-show is insane. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

👉 Grab your free seat to the 2-Day AI Mastermind:  https://link.outskill.com/CALEBHAMMEROC1
🔐 100% Discount for the first 1000 people
💥 Dive deep into AI and Learn Automations, Build AI Agents, Make videos &amp; images – all for free!
🎁  Bonuses worth $5100+ if you join and attend

Go to zocdoc.com/caleb to find and instantly book a top-rated doctor today #sponsored 

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 06 Oct 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c6484df4-a260-11f0-884f-3371c0ee0d31/image/d392445fb5517053722f07bb3dde73e5.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>🍿 This is crazyyyyyyy- we could not talk about this in the main show, but she fell into *THREE CULTS* before this guy... this post-show is insane. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

👉 Grab your free seat to the 2-Day AI Mastermind:  https://link.outskill.com/CALEBHAMMEROC1
🔐 100% Discount for the first 1000 people
💥 Dive deep into AI and Learn Automations, Build AI Agents, Make videos &amp; images – all for free!
🎁  Bonuses worth $5100+ if you join and attend

Go to zocdoc.com/caleb to find and instantly book a top-rated doctor today #sponsored 

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🍿 This is crazyyyyyyy- we could not talk about this in the main show, but she fell into *THREE CULTS* before this guy... this post-show is insane. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

👉 Grab your free seat to the 2-Day AI Mastermind:  https://link.outskill.com/CALEBHAMMEROC1
🔐 100% Discount for the first 1000 people
💥 Dive deep into AI and Learn Automations, Build AI Agents, Make videos &amp; images – all for free!
🎁  Bonuses worth $5100+ if you join and attend

Go to zocdoc.com/caleb to find and instantly book a top-rated doctor today #sponsored 

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6426</itunes:duration>
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    <item>
      <title>No F*cking Way | Financial Audit</title>
      <description>🍿 WHATTTTTTTT- she just opened a *NEW AFFIRM* before filming for TIKTOK SHOP AGHJHHHH- you need to see this post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
07:33 she said the thing!
24:00 correlation??
38:33 *pretends to be shocked*
51:35 W justification
01:12:10 thats ridiculous lol

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 03 Oct 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>🍿 WHATTTTTTTT- she just opened a *NEW AFFIRM* before filming for TIKTOK SHOP AGHJHHHH- you need to see this post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
07:33 she said the thing!
24:00 correlation??
38:33 *pretends to be shocked*
51:35 W justification
01:12:10 thats ridiculous lol

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🍿 WHATTTTTTTT- she just opened a *NEW AFFIRM* before filming for TIKTOK SHOP AGHJHHHH- you need to see this post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
07:33 she said the thing!
24:00 correlation??
38:33 *pretends to be shocked*
51:35 W justification
01:12:10 thats ridiculous lol

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5742</itunes:duration>
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    </item>
    <item>
      <title>"Fascist America" Forced Him Into $22,000 Of Debt | Financial Audit</title>
      <description>🍿 This is a *SPICY* post-show- I call his girlfriend, and she fully fights him on cutting back on traveling and digs in on him for going out to eat. It's so juicy, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Get up to $350 when you open a Chime® Checking account: https://chime.com/caleb Thanks to Chime for sponsoring this video.

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro


▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 Oct 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0439cda0-9e32-11f0-8040-9fcf98850445/image/03a66297db949593bae521118c63dd8c.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>🍿 This is a *SPICY* post-show- I call his girlfriend, and she fully fights him on cutting back on traveling and digs in on him for going out to eat. It's so juicy, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Get up to $350 when you open a Chime® Checking account: https://chime.com/caleb Thanks to Chime for sponsoring this video.

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro


▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🍿 This is a *SPICY* post-show- I call his girlfriend, and she fully fights him on cutting back on traveling and digs in on him for going out to eat. It's so juicy, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶SPONSORS:

Get up to $350 when you open a Chime® Checking account: https://chime.com/caleb Thanks to Chime for sponsoring this video.

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro


▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6154</itunes:duration>
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    </item>
    <item>
      <title>Financial Audit's First Throuple</title>
      <description>Sign up for the Gemini Credit Card: https://Gemini.com/caleb
Sponsored by Gemini. Opinions are creator’s own. The Bitcoin Credit Card™ is a Gemini trademark, issued by WebBank. Rates &amp; Fees: gemini.com/legal/cardholder-agreement. Some exclusions apply to instant rewards; deposited when posted. 4% back on up to $300 spend/month for 1 year, then 1% on Gas, EV charging &amp; transit. Cycle refreshes 1st of month. Rewards Terms: gemini.com/legal/credit-card-rewards-agreement. Checking eligibility won’t impact credit; approval requires hard inquiry. Eligibility doesn’t guarantee approval. Rewards appreciation reflects some Gemini Cardholders (10/08/21–04/06/25) who held BTC ≥1 year. Results vary by spend, crypto, market. Crypto is volatile and may gain or lose value. Info is general, not investment advice. Past performance not indicative of future results. See here for full disclaimer: https://tinyurl.com/3vxd6hw2

🍿 woooowwwwww and I guess there is HIDDEN *FAMILY* DEBT- wtf!! It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 29 Sep 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Sign up for the Gemini Credit Card: https://Gemini.com/caleb
Sponsored by Gemini. Opinions are creator’s own. The Bitcoin Credit Card™ is a Gemini trademark, issued by WebBank. Rates &amp; Fees: gemini.com/legal/cardholder-agreement. Some exclusions apply to instant rewards; deposited when posted. 4% back on up to $300 spend/month for 1 year, then 1% on Gas, EV charging &amp; transit. Cycle refreshes 1st of month. Rewards Terms: gemini.com/legal/credit-card-rewards-agreement. Checking eligibility won’t impact credit; approval requires hard inquiry. Eligibility doesn’t guarantee approval. Rewards appreciation reflects some Gemini Cardholders (10/08/21–04/06/25) who held BTC ≥1 year. Results vary by spend, crypto, market. Crypto is volatile and may gain or lose value. Info is general, not investment advice. Past performance not indicative of future results. See here for full disclaimer: https://tinyurl.com/3vxd6hw2

🍿 woooowwwwww and I guess there is HIDDEN *FAMILY* DEBT- wtf!! It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sign up for the Gemini Credit Card: https://Gemini.com/caleb
Sponsored by Gemini. Opinions are creator’s own. The Bitcoin Credit Card™ is a Gemini trademark, issued by WebBank. Rates &amp; Fees: gemini.com/legal/cardholder-agreement. Some exclusions apply to instant rewards; deposited when posted. 4% back on up to $300 spend/month for 1 year, then 1% on Gas, EV charging &amp; transit. Cycle refreshes 1st of month. Rewards Terms: gemini.com/legal/credit-card-rewards-agreement. Checking eligibility won’t impact credit; approval requires hard inquiry. Eligibility doesn’t guarantee approval. Rewards appreciation reflects some Gemini Cardholders (10/08/21–04/06/25) who held BTC ≥1 year. Results vary by spend, crypto, market. Crypto is volatile and may gain or lose value. Info is general, not investment advice. Past performance not indicative of future results. See here for full disclaimer: https://tinyurl.com/3vxd6hw2

🍿 woooowwwwww and I guess there is HIDDEN *FAMILY* DEBT- wtf!! It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>8162</itunes:duration>
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    <item>
      <title>The Most Insane Debt I've Ever Seen | Financial Audit</title>
      <description>▶ CRAZIEST POST SHOW- *SHE HAS A SECRET DEBT BEHIND HIS BACK* This is insane. I fully expose her to him, and the conversation goes off the rails... things get exposed that I couldn't even imagine... wacth here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
05:46 lol
16:57 lol again
34:43 whats her f*cking problem
48:17 thats a first
01:06:48 the concept of friendship is foreign to the caleb
01:22:53 but wait! theres more

___________________________________________
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 26 Sep 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ CRAZIEST POST SHOW- *SHE HAS A SECRET DEBT BEHIND HIS BACK* This is insane. I fully expose her to him, and the conversation goes off the rails... things get exposed that I couldn't even imagine... wacth here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
05:46 lol
16:57 lol again
34:43 whats her f*cking problem
48:17 thats a first
01:06:48 the concept of friendship is foreign to the caleb
01:22:53 but wait! theres more

___________________________________________
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ CRAZIEST POST SHOW- *SHE HAS A SECRET DEBT BEHIND HIS BACK* This is insane. I fully expose her to him, and the conversation goes off the rails... things get exposed that I couldn't even imagine... wacth here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
05:46 lol
16:57 lol again
34:43 whats her f*cking problem
48:17 thats a first
01:06:48 the concept of friendship is foreign to the caleb
01:22:53 but wait! theres more

___________________________________________
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6026</itunes:duration>
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    </item>
    <item>
      <title>Most Batsh*t Crazy Woman I’ve Ever Met | Financial Audit</title>
      <description>▶ The story continues... and wow, she's the craziest woman I've ever met. She threatened to make MULTIPLE people cheat on their spouses... she's crazy. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Sep 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8bb0df30-98ab-11f0-b0cf-cf4740d0cb1a/image/e14f81e9037bf8e9da3939096e7a4662.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ The story continues... and wow, she's the craziest woman I've ever met. She threatened to make MULTIPLE people cheat on their spouses... she's crazy. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ The story continues... and wow, she's the craziest woman I've ever met. She threatened to make MULTIPLE people cheat on their spouses... she's crazy. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6138</itunes:duration>
      <guid isPermaLink="false"><![CDATA[8bb0df30-98ab-11f0-b0cf-cf4740d0cb1a]]></guid>
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    </item>
    <item>
      <title>$426,000+ A Year On Pokémon | Financial Audit</title>
      <description>Get your Plaud Note Pro Today! Use the code CALEB to get up to $10 off with selected Plaud products: https://bit.ly/462pMfp

▶ wowwww she has been sending money to her family behind his back, and he has NO IDEA- it all comes out in the post show, and it's wild, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

🔥 Sleep better and wake up refreshed with the Eight Sleep Pod 5!
💤 Get $350 OFF the Pod 5 Ultra or $200 OFF the Pod 5 Core when you use code HAMMER at checkout:
👉 https://www.eightsleep.com/hammer
The Pod 5 uses advanced cooling, heating, and sleep tracking technology to optimize your rest every night. Upgrade your sleep game today!

Try it FOR FREE at this exclusive web address: http://ZipRecruiter.com/caleb

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 22 Sep 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Get your Plaud Note Pro Today! Use the code CALEB to get up to $10 off with selected Plaud products: https://bit.ly/462pMfp

▶ wowwww she has been sending money to her family behind his back, and he has NO IDEA- it all comes out in the post show, and it's wild, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

🔥 Sleep better and wake up refreshed with the Eight Sleep Pod 5!
💤 Get $350 OFF the Pod 5 Ultra or $200 OFF the Pod 5 Core when you use code HAMMER at checkout:
👉 https://www.eightsleep.com/hammer
The Pod 5 uses advanced cooling, heating, and sleep tracking technology to optimize your rest every night. Upgrade your sleep game today!

Try it FOR FREE at this exclusive web address: http://ZipRecruiter.com/caleb

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Get your Plaud Note Pro Today! Use the code CALEB to get up to $10 off with selected Plaud products: https://bit.ly/462pMfp

▶ wowwww she has been sending money to her family behind his back, and he has NO IDEA- it all comes out in the post show, and it's wild, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

🔥 Sleep better and wake up refreshed with the Eight Sleep Pod 5!
💤 Get $350 OFF the Pod 5 Ultra or $200 OFF the Pod 5 Core when you use code HAMMER at checkout:
👉 https://www.eightsleep.com/hammer
The Pod 5 uses advanced cooling, heating, and sleep tracking technology to optimize your rest every night. Upgrade your sleep game today!

Try it FOR FREE at this exclusive web address: http://ZipRecruiter.com/caleb

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6322</itunes:duration>
      <guid isPermaLink="false"><![CDATA[eb1a2fd4-9735-11f0-b340-4f29dca0ee31]]></guid>
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    </item>
    <item>
      <title>$60,000+ For New Boobs | Financial Audit</title>
      <description>▶ wowwww wild post show. I call her BF, and he has noooo idea how bad this is. He's questioning the whole relationship now that she's exposed... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
11:06 excuses excuses excuses
24:39 the math is not mathing
33:10 thats f*cking wild lol
47:00 what a ridiculous number
01:04:30 taco bell isnt even good…
01:15:00 Budget!!

___________________________________________
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 19 Sep 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ wowwww wild post show. I call her BF, and he has noooo idea how bad this is. He's questioning the whole relationship now that she's exposed... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
11:06 excuses excuses excuses
24:39 the math is not mathing
33:10 thats f*cking wild lol
47:00 what a ridiculous number
01:04:30 taco bell isnt even good…
01:15:00 Budget!!

___________________________________________
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ wowwww wild post show. I call her BF, and he has noooo idea how bad this is. He's questioning the whole relationship now that she's exposed... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
11:06 excuses excuses excuses
24:39 the math is not mathing
33:10 thats f*cking wild lol
47:00 what a ridiculous number
01:04:30 taco bell isnt even good…
01:15:00 Budget!!

___________________________________________
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5488</itunes:duration>
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    </item>
    <item>
      <title>This Has Never Happened Before | Financial Audit</title>
      <description>▶ In today's post show, we talk about his GF... she's fully enabling him and he's milking her dry... It's disgusting. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Sep 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/779bd91c-93bc-11f0-a7a0-fbc7a6febd08/image/32f734b8a05860d626a9356db3355873.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ In today's post show, we talk about his GF... she's fully enabling him and he's milking her dry... It's disgusting. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ In today's post show, we talk about his GF... she's fully enabling him and he's milking her dry... It's disgusting. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5941</itunes:duration>
      <guid isPermaLink="false"><![CDATA[779bd91c-93bc-11f0-a7a0-fbc7a6febd08]]></guid>
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    </item>
    <item>
      <title>He Needs To Divorce Her | Financial Audit</title>
      <description>▶ oh guyyyssss, the text messages between him and his young coworker are willldddd- I go through them, and it's *much worse* than you could ever imagine. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download the CFO’s guide to AI and Machine Learning at https://netsuite.com/HAMMER

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 15 Sep 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ oh guyyyssss, the text messages between him and his young coworker are willldddd- I go through them, and it's *much worse* than you could ever imagine. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download the CFO’s guide to AI and Machine Learning at https://netsuite.com/HAMMER

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ oh guyyyssss, the text messages between him and his young coworker are willldddd- I go through them, and it's *much worse* than you could ever imagine. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download the CFO’s guide to AI and Machine Learning at https://netsuite.com/HAMMER

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5866</itunes:duration>
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    <item>
      <title>Pampered Princess Thinks Poverty Is Easy | Financial Audit </title>
      <description>▶ CRAZIEST POST SHOW- huge confrontation when I call the ex that cheated on her. Pretty sure he wants to kill me now: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join



▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/



▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.



▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5



___________________________________________

▶EDUCATION:



1. Get your own free Hammer Financial Score: https://www.calebhammer.com



2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/



___________________________________________

▶RESOURCES



1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.



2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay



3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer



4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb



5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)



6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/



7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer



8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



___________________________________________



▶More Content



1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups



2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive



3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer

___________________________________________

▶EXTRA



1. My socials: https://stan.store/calebhammer



2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply

___________________________________________



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.



▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 12 Sep 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ CRAZIEST POST SHOW- huge confrontation when I call the ex that cheated on her. Pretty sure he wants to kill me now: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join



▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/



▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.



▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5



___________________________________________

▶EDUCATION:



1. Get your own free Hammer Financial Score: https://www.calebhammer.com



2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/



___________________________________________

▶RESOURCES



1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.



2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay



3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer



4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb



5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)



6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/



7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer



8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



___________________________________________



▶More Content



1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups



2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive



3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer

___________________________________________

▶EXTRA



1. My socials: https://stan.store/calebhammer



2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply

___________________________________________



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.



▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ CRAZIEST POST SHOW- huge confrontation when I call the ex that cheated on her. Pretty sure he wants to kill me now: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p>
<p><br></p>
<p>▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/</p>
<p><br></p>
<p>▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.</p>
<p><br></p>
<p>▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5</p>
<p><br></p>
<p>___________________________________________</p>
<p>▶EDUCATION:</p>
<p><br></p>
<p>1. Get your own free Hammer Financial Score: https://www.calebhammer.com</p>
<p><br></p>
<p>2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/</p>
<p><br></p>
<p>___________________________________________</p>
<p>▶RESOURCES</p>
<p><br></p>
<p>1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.</p>
<p><br></p>
<p>2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay</p>
<p><br></p>
<p>3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer</p>
<p><br></p>
<p>4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p>
<p><br></p>
<p>5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p>
<p><br></p>
<p>6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p>
<p><br></p>
<p>7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p>
<p><br></p>
<p>8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p>
<p><br></p>
<p>___________________________________________</p>
<p><br></p>
<p>▶More Content</p>
<p><br></p>
<p>1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups</p>
<p><br></p>
<p>2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive</p>
<p><br></p>
<p>3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer</p>
<p>___________________________________________</p>
<p>▶EXTRA</p>
<p><br></p>
<p>1. My socials: https://stan.store/calebhammer</p>
<p><br></p>
<p>2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p>
<p>___________________________________________</p>
<p><br></p>
<p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.</p>
<p><br></p>
<p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title>My Lawyer Had To Step In | Financial Audit</title>
      <description>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ WTFFFF in todays post show I find out that he's even taking from his PARENTS --- what a DEADBEAT my goodness. Become a member: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/q33ryYdZKLc

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💳 Get $50 for signing up with Current! 💳Sign up for Current with my link and get a free $50 bonus when you receive a qualifying direct deposit: https://current.com/hammer Terms and conditions apply. See https://current.com/legal_disclaimers for details.

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month. 

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Sep 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7f51e9e4-8e3f-11f0-9226-23a914332504/image/4f21406d843470c7d7b2e2704b0042d1.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ WTFFFF in todays post show I find out that he's even taking from his PARENTS --- what a DEADBEAT my goodness. Become a member: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/q33ryYdZKLc

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💳 Get $50 for signing up with Current! 💳Sign up for Current with my link and get a free $50 bonus when you receive a qualifying direct deposit: https://current.com/hammer Terms and conditions apply. See https://current.com/legal_disclaimers for details.

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month. 

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ WTFFFF in todays post show I find out that he's even taking from his PARENTS --- what a DEADBEAT my goodness. Become a member: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/q33ryYdZKLc

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💳 Get $50 for signing up with Current! 💳Sign up for Current with my link and get a free $50 bonus when you receive a qualifying direct deposit: https://current.com/hammer Terms and conditions apply. See https://current.com/legal_disclaimers for details.

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month. 

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5983</itunes:duration>
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      <title>Most Batsh*t Insane Woman I’ve Ever Met | Financial Audit</title>
      <description>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

▶ *GET YOUR OWN HAMMER FINANCIAL SCORE* - Want to see where you stack against our guest? Get your free Hammer Financial Score: https://www.calebhammer.com

▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ We learned more about his and her criminal record, and honestly- she should go to jail. We went through his whole wrap sheet too and it's INSANE. Join Hammer Elite and watch todays post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/a9X1va89WCA

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKD!

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.   
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 08 Sep 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

▶ *GET YOUR OWN HAMMER FINANCIAL SCORE* - Want to see where you stack against our guest? Get your free Hammer Financial Score: https://www.calebhammer.com

▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ We learned more about his and her criminal record, and honestly- she should go to jail. We went through his whole wrap sheet too and it's INSANE. Join Hammer Elite and watch todays post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/a9X1va89WCA

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKD!

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.   
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

▶ *GET YOUR OWN HAMMER FINANCIAL SCORE* - Want to see where you stack against our guest? Get your free Hammer Financial Score: https://www.calebhammer.com

▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ We learned more about his and her criminal record, and honestly- she should go to jail. We went through his whole wrap sheet too and it's INSANE. Join Hammer Elite and watch todays post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/a9X1va89WCA

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKD!

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.   </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6008</itunes:duration>
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    <item>
      <title>I've Never Hated A More Vile Piece of Trash | Financial Audit</title>
      <description>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ I special post show... we expose what he could not talk about in the main show with his ex, and it is *INSANE*... this is a must-watch. Join Hammer Elite: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/xuqxAuKamwA

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 05 Sep 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ I special post show... we expose what he could not talk about in the main show with his ex, and it is *INSANE*... this is a must-watch. Join Hammer Elite: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/xuqxAuKamwA

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ I special post show... we expose what he could not talk about in the main show with his ex, and it is *INSANE*... this is a must-watch. Join Hammer Elite: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/xuqxAuKamwA

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5777</itunes:duration>
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    <item>
      <title>The First LGBT Divorce On Financial Audit</title>
      <description>▶▶ THEY ARE BEHIND ON THEIR TAXES--- BOTH OF THEMMMMM WHAT THE F*CK THIS IS INSNAE. Become a Member to watch the post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/dGcsIVsC2NM

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Try ZipRecruiter FOR FREE at this exclusive web address: http://ZipRecruiter.com/CALEB 

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Sep 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/de034196-88c1-11f0-9171-0ba5ad285bf4/image/66c366c20d867eb201288cb876b32e2a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶▶ THEY ARE BEHIND ON THEIR TAXES--- BOTH OF THEMMMMM WHAT THE F*CK THIS IS INSNAE. Become a Member to watch the post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/dGcsIVsC2NM

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Try ZipRecruiter FOR FREE at this exclusive web address: http://ZipRecruiter.com/CALEB 

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶▶ THEY ARE BEHIND ON THEIR TAXES--- BOTH OF THEMMMMM WHAT THE F*CK THIS IS INSNAE. Become a Member to watch the post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/dGcsIVsC2NM

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Try ZipRecruiter FOR FREE at this exclusive web address: http://ZipRecruiter.com/CALEB 

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>6081</itunes:duration>
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      <title>Gaslighting. Toxic. B*tch. | Financial Audit</title>
      <description>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ This is by far the most insane post show we've had in a long time. I call her BF and tell him about *EVERYTHING* - he's going to run. Join here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/q0vAgni7Yfw

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.   

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 29 Aug 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f0f4197c-84db-11f0-83a0-07e59d389a1f/image/bc6a60b0b34204a75b6f24555612c317.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ This is by far the most insane post show we've had in a long time. I call her BF and tell him about *EVERYTHING* - he's going to run. Join here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/q0vAgni7Yfw

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.   

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ This is by far the most insane post show we've had in a long time. I call her BF and tell him about *EVERYTHING* - he's going to run. Join here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join And Watch Todays Post Show: https://youtu.be/q0vAgni7Yfw

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.   
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5790</itunes:duration>
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    <item>
      <title>He Just Sucks… | Financial Audit</title>
      <description>▶▶ My producers FIGHT him in the post show, and I call his grandma to confront her on him paying her back- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________


▶EXTRA


Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Aug 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4d1882aa-82bc-11f0-a14b-5359ff7f76a9/image/3e3751ba35b843c5a86f0de0e126154f.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶▶ My producers FIGHT him in the post show, and I call his grandma to confront her on him paying her back- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________


▶EXTRA


Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶▶ My producers FIGHT him in the post show, and I call his grandma to confront her on him paying her back- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________


▶EXTRA
</p>
<p>Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5908</itunes:duration>
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    <item>
      <title>He Treats His Wife Like A Pet | Financial Audit</title>
      <description>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ Idk if she needed a break or what, but she *took the gloves off* in the post-show and confronted the f*ck out of him!!! Watch the post-show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

🔥 Sleep better and wake up refreshed with the Eight Sleep Pod 5!
💤 Get $350 OFF the Pod 5 Ultra or $200 OFF the Pod 5 Core when you use code HAMMER at checkout:
👉 https://www.eightsleep.com/hammer

The Pod 5 uses advanced cooling, heating, and sleep tracking technology to optimize your rest every night. Upgrade your sleep game today!

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 25 Aug 2025 08:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/3a5d5c48-810a-11f0-b15d-7b6f6a2d003b/image/79a5d180557a5d66788603e3288848c5.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ Idk if she needed a break or what, but she *took the gloves off* in the post-show and confronted the f*ck out of him!!! Watch the post-show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

🔥 Sleep better and wake up refreshed with the Eight Sleep Pod 5!
💤 Get $350 OFF the Pod 5 Ultra or $200 OFF the Pod 5 Core when you use code HAMMER at checkout:
👉 https://www.eightsleep.com/hammer

The Pod 5 uses advanced cooling, heating, and sleep tracking technology to optimize your rest every night. Upgrade your sleep game today!

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ Idk if she needed a break or what, but she *took the gloves off* in the post-show and confronted the f*ck out of him!!! Watch the post-show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

🔥 Sleep better and wake up refreshed with the Eight Sleep Pod 5!
💤 Get $350 OFF the Pod 5 Ultra or $200 OFF the Pod 5 Core when you use code HAMMER at checkout:
👉 https://www.eightsleep.com/hammer

The Pod 5 uses advanced cooling, heating, and sleep tracking technology to optimize your rest every night. Upgrade your sleep game today!

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6010</itunes:duration>
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    </item>
    <item>
      <title>Girl Math Final Boss </title>
      <description>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ SHE HAS A HIDDEN DEBT WTTFFFFFF- she has a BONUS loan with her bank, it's horrible, and it didn't even do anything to help her..., Watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 22 Aug 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/33058e5a-7f5e-11f0-be58-03e3503cee15/image/cdb82d541116c91df3fc3db2552654f5.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ SHE HAS A HIDDEN DEBT WTTFFFFFF- she has a BONUS loan with her bank, it's horrible, and it didn't even do anything to help her..., Watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ SHE HAS A HIDDEN DEBT WTTFFFFFF- she has a BONUS loan with her bank, it's horrible, and it didn't even do anything to help her..., Watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5718</itunes:duration>
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    </item>
    <item>
      <title>I've Finally Met My Match | Financial Audit</title>
      <description>▶▶ This post show is willdddd- I make him call his old boss and ask for his job back. I've never had a post show like this before, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

Pioneering global protection with tech you can trust. We are The Guild, and together, we won’t fear tomorrow. Learn more about The Guild at https://theguild.io/

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.   

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer




▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Aug 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶▶ This post show is willdddd- I make him call his old boss and ask for his job back. I've never had a post show like this before, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

Pioneering global protection with tech you can trust. We are The Guild, and together, we won’t fear tomorrow. Learn more about The Guild at https://theguild.io/

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.   

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer




▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶▶ This post show is willdddd- I make him call his old boss and ask for his job back. I've never had a post show like this before, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

Pioneering global protection with tech you can trust. We are The Guild, and together, we won’t fear tomorrow. Learn more about The Guild at https://theguild.io/

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.   

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer




▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5818</itunes:duration>
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    <item>
      <title>The Most Hated Couple In Financial Audit History</title>
      <description>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ It's time to confront the man... I pushed back on her all episode, now with my producers sharing *new* information about it, it's time to rage in the post-show... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

Pioneering global protection with tech you can trust. We are The Guild, and together, we won’t fear tomorrow. Learn more about The Guild at https://theguild.io/  

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad   @hiCapitalize  
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 18 Aug 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b64ec236-7b80-11f0-acd1-8bde948828ec/image/8187ea0c9c34734be3c1b7d9902221ca.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ It's time to confront the man... I pushed back on her all episode, now with my producers sharing *new* information about it, it's time to rage in the post-show... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

Pioneering global protection with tech you can trust. We are The Guild, and together, we won’t fear tomorrow. Learn more about The Guild at https://theguild.io/  

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad   @hiCapitalize  
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ It's time to confront the man... I pushed back on her all episode, now with my producers sharing *new* information about it, it's time to rage in the post-show... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

Pioneering global protection with tech you can trust. We are The Guild, and together, we won’t fear tomorrow. Learn more about The Guild at https://theguild.io/  

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad  <a href="https://studio.youtube.com/channel/UCcLL2vcczjSPr0_8bFUua9w"> @hiCapitalize </a> </p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5884</itunes:duration>
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    </item>
    <item>
      <title>He’s so f*cked (I secretly brought in his wife) | Financial Audit</title>
      <description>Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored 

▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ This post show is wild- I give her his phone to fully go through, and it gets juicy... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Try it FOR FREE at this exclusive web address: https://ZipRecruiter.com/CALEB

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
08:04 oooo hes gonna be in trouuuuble
21:11 lol
33:41 the words and actions are not lining up..
45:12 but wait, theres more!!
01:00:22 this dude bruh
01:15:54 i didnt even know car washes had memberships lol


▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 15 Aug 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored 

▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ This post show is wild- I give her his phone to fully go through, and it gets juicy... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Try it FOR FREE at this exclusive web address: https://ZipRecruiter.com/CALEB

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
08:04 oooo hes gonna be in trouuuuble
21:11 lol
33:41 the words and actions are not lining up..
45:12 but wait, theres more!!
01:00:22 this dude bruh
01:15:54 i didnt even know car washes had memberships lol


▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored 

▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ This post show is wild- I give her his phone to fully go through, and it gets juicy... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Try it FOR FREE at this exclusive web address: https://ZipRecruiter.com/CALEB

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
08:04 oooo hes gonna be in trouuuuble
21:11 lol
33:41 the words and actions are not lining up..
45:12 but wait, theres more!!
01:00:22 this dude bruh
01:15:54 i didnt even know car washes had memberships lol</p>
<p>
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5954</itunes:duration>
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      <title>Okay, I Think I’m Done… | Financial Audit</title>
      <description>▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.   

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Aug 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c7d1f428-77ad-11f0-95f3-83d29a8eda95/image/d723fe27af5782c25ea21a7dcea1734b.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.   

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.   

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5798</itunes:duration>
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    <item>
      <title>$350,000+ Of LGBT Debt | Financial Audit</title>
      <description>▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 11 Aug 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b20fbdaa-7627-11f0-9366-aba265984e54/image/86664f4dbab3cb3bbe09907f3e850b28.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5872</itunes:duration>
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    <item>
      <title>The Most Hated Woman In Financial Audit History</title>
      <description>Click this link https://boot.dev/?promo=CALEBHAMMER and use my code  CALEBHAMMER   to get 25% off your first payment for boot.dev

▶ *FINAL WEEK!!!!!!* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call the ex-husband... and let's just say, he's not happy... confrontation galore. 

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 04 Aug 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/01675174-70b0-11f0-920f-1b0bdded7605/image/2b2212f24d5770f5db65fa7d811e2f9c.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Click this link https://boot.dev/?promo=CALEBHAMMER and use my code  CALEBHAMMER   to get 25% off your first payment for boot.dev

▶ *FINAL WEEK!!!!!!* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call the ex-husband... and let's just say, he's not happy... confrontation galore. 

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click this link https://boot.dev/?promo=CALEBHAMMER and use my code  CALEBHAMMER   to get 25% off your first payment for boot.dev

▶ *FINAL WEEK!!!!!!* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call the ex-husband... and let's just say, he's not happy... confrontation galore. 

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5774</itunes:duration>
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    </item>
    <item>
      <title>She Came Here To Fight Me | Financial Audit</title>
      <description>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, *I BRING IN THE BOYFRIEND* - and the confrontation gets heated as I expose how bad her finances really are... he was not ready.

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://meetfabric.com/CALEB and apply today, risk-free

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com


1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 01 Aug 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, *I BRING IN THE BOYFRIEND* - and the confrontation gets heated as I expose how bad her finances really are... he was not ready.

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://meetfabric.com/CALEB and apply today, risk-free

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com


1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, *I BRING IN THE BOYFRIEND* - and the confrontation gets heated as I expose how bad her finances really are... he was not ready.

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://meetfabric.com/CALEB and apply today, risk-free

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com


1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6135</itunes:duration>
      <guid isPermaLink="false"><![CDATA[0c0db4ea-6e69-11f0-801c-7bd7faa43021]]></guid>
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    </item>
    <item>
      <title>She Came Here To Cancel Me | Financial Audit</title>
      <description>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, SHE HAS A PAYDAY LOAN SHE HID FROM ME- I freak the F out and have to destroy her entire existence...

Submit proof of purchase at https://hammerelite.com for reimbursement.


MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

 *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/



▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive





▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Jul 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, SHE HAS A PAYDAY LOAN SHE HID FROM ME- I freak the F out and have to destroy her entire existence...

Submit proof of purchase at https://hammerelite.com for reimbursement.


MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

 *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/



▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive





▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, SHE HAS A PAYDAY LOAN SHE HID FROM ME- I freak the F out and have to destroy her entire existence...

Submit proof of purchase at https://hammerelite.com for reimbursement.
</p>
<p>MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

 *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/



▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive





▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Scumbag Husband Destroys Marriage With Secret Debt | Financial Audit</title>
      <description>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, *THIS IS INSANNEEE* - they did not want this discussed in the main episode, but were okay with it in the post show... HE IS LITERALLY PAYING WOMEN BEHIND HER BACK TO RATE HIS D*CK.... ugh whattTTTTtttttaTTTT!!!!

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com


Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 28 Jul 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7a2251f8-6bbb-11f0-bd5b-4f501634c0a7/image/30982a282f9af9776e605415bc642858.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, *THIS IS INSANNEEE* - they did not want this discussed in the main episode, but were okay with it in the post show... HE IS LITERALLY PAYING WOMEN BEHIND HER BACK TO RATE HIS D*CK.... ugh whattTTTTtttttaTTTT!!!!

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com


Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, *THIS IS INSANNEEE* - they did not want this discussed in the main episode, but were okay with it in the post show... HE IS LITERALLY PAYING WOMEN BEHIND HER BACK TO RATE HIS D*CK.... ugh whattTTTTtttttaTTTT!!!!

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5738</itunes:duration>
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    <item>
      <title>"High-Value Woman" Is Actually For The Streets | Financial Audit</title>
      <description>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I CALL HER DAD AND CONFRONT HIM- and it's literally DISGUSTING. You don't want to miss this post show...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join


1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.
▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 25 Jul 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I CALL HER DAD AND CONFRONT HIM- and it's literally DISGUSTING. You don't want to miss this post show...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join


1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.
▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I CALL HER DAD AND CONFRONT HIM- and it's literally DISGUSTING. You don't want to miss this post show...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join


1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

1. *I'VE MOVED MY INVESTMENTS FROM THE OTHER APP* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

5. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

6. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.
▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5864</itunes:duration>
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      <title>Septum Piercing Freak Makes Financial Audit History</title>
      <description>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT'S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

 *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Build credit fast and get 80% off the first month or $1 for the first month at https://getkikoff.com/caleb  today. Thanks to Kikoff for sponsoring us!

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

 Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

*The best budgeting program online: https://calebhammer.com/budget

Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

 Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Jul 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT'S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

 *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Build credit fast and get 80% off the first month or $1 for the first month at https://getkikoff.com/caleb  today. Thanks to Kikoff for sponsoring us!

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

 Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

*The best budgeting program online: https://calebhammer.com/budget

Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

 Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT'S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

 *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Build credit fast and get 80% off the first month or $1 for the first month at https://getkikoff.com/caleb  today. Thanks to Kikoff for sponsoring us!

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

 Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

*The best budgeting program online: https://calebhammer.com/budget</p>
<p>Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

 Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5714</itunes:duration>
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    </item>
    <item>
      <title>She Sucks... | Financial Audit</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 21 Jul 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/3f36872e-663b-11f0-bb37-5b40f0f4ed69/image/2ab63461562839efe485d9568b21ab70.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6693</itunes:duration>
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    </item>
    <item>
      <title>It Finally Happened.. | Financial Audit</title>
      <description>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT'S THE FREAKIESTS AND NASTIEST THING EVERRRRR- her exes used to PAY her to peg them... and it got so freaking crazy and f'd up...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

Streamline your workflow with real-time transcription and AI-powered summaries.
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Go to https://meetfabric.com/CALEB and apply today, risk-free

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶EXTRA

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. My socials: https://stan.store/calebhammer

3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 18 Jul 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/75e01d66-6358-11f0-bc19-078053aa10d6/image/7c9eff7d3cd9a9c0dbd7697e73c46349.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT'S THE FREAKIESTS AND NASTIEST THING EVERRRRR- her exes used to PAY her to peg them... and it got so freaking crazy and f'd up...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

Streamline your workflow with real-time transcription and AI-powered summaries.
PLAUD NotePin is the best wearable AI note-taking device I have used to save time and boost efficiency.
PLAUD NotePin (Official, 22%OFF with the code "CALEB22") - https://bit.ly/4eJhJ9R
PLAUD NotePin (Amazon) - https://amzn.to/4l95VzP

🎙️ Automate Your Meetings &amp; Calls with Plaud Notepin!

Go to https://meetfabric.com/CALEB and apply today, risk-free

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶EXTRA

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. My socials: https://stan.store/calebhammer

3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT'S THE FREAKIESTS AND NASTIEST THING EVERRRRR- her exes used to PAY her to peg them... and it got so freaking crazy and f'd up...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

Streamline your workflow with real-time transcription and AI-powered summaries.
PLAUD NotePin is the best wearable AI note-taking device I have used to save time and boost efficiency.
PLAUD NotePin (Official, 22%OFF with the code "CALEB22") - https://bit.ly/4eJhJ9R
PLAUD NotePin (Amazon) - https://amzn.to/4l95VzP

🎙️ Automate Your Meetings &amp; Calls with Plaud Notepin!

Go to https://meetfabric.com/CALEB and apply today, risk-free

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p>
<p><br></p>
<p>▶EXTRA

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. My socials: https://stan.store/calebhammer

3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
<br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>$400,000+ Of LGBT Debt | Financial Audit</title>
      <description>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT GETS SO FREAKING WIERDDDD- we call his friend who made him come on the show, and the whole thing goes off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

*MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

🔥 Sleep better and wake up refreshed with the Eight Sleep Pod 5!
💤 Get $350 OFF the Pod 5 Ultra or $200 OFF the Pod 5 Core when you use code HAMMER at checkout:
👉 https://www.eightsleep.com/hammer

The Pod 5 uses advanced cooling, heating, and sleep tracking technology to optimize your rest every night. Upgrade your sleep game today!

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

EDUCATION:

Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

*The best budgeting program online: https://calebhammer.com/budget

Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/


RESOURCES

*I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Jul 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2f7f6146-6246-11f0-bf54-4b135a9bc858/image/2f9dfc7fb035db184dd1bfe77d3474ea.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT GETS SO FREAKING WIERDDDD- we call his friend who made him come on the show, and the whole thing goes off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

*MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

🔥 Sleep better and wake up refreshed with the Eight Sleep Pod 5!
💤 Get $350 OFF the Pod 5 Ultra or $200 OFF the Pod 5 Core when you use code HAMMER at checkout:
👉 https://www.eightsleep.com/hammer

The Pod 5 uses advanced cooling, heating, and sleep tracking technology to optimize your rest every night. Upgrade your sleep game today!

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

EDUCATION:

Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

*The best budgeting program online: https://calebhammer.com/budget

Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/


RESOURCES

*I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT GETS SO FREAKING WIERDDDD- we call his friend who made him come on the show, and the whole thing goes off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

*MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

*AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

🔥 Sleep better and wake up refreshed with the Eight Sleep Pod 5!
💤 Get $350 OFF the Pod 5 Ultra or $200 OFF the Pod 5 Core when you use code HAMMER at checkout:
👉 https://www.eightsleep.com/hammer

The Pod 5 uses advanced cooling, heating, and sleep tracking technology to optimize your rest every night. Upgrade your sleep game today!

Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

EDUCATION:

Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

*The best budgeting program online: https://calebhammer.com/budget

Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/
</p>
<p>RESOURCES

*I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5875</itunes:duration>
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    <item>
      <title>He Needs To Divorce Her | Financial Audit</title>
      <description>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 



*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call the husband... and it gets *INSANE*



Submit proof of purchase at https://hammerelite.com for reimbursement.



*MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!



Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.



 *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5



Go to https://www.ro.co/caleb to see if your insurance covers GLP-1s—for free.



Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay



Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join



Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/



*The best budgeting program online: https://calebhammer.com/budget



Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing



Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula



Everything you need for buying your first home to buy your first investment property:

https://calebhammer.com/realestate/



Get your own free Hammer Financial Score: https://www.calebhammer.com



*I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.



Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link



CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer



Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb



The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)



Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/



Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer



Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups



My socials: https://stan.store/calebhammer



Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply



*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.



Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 14 Jul 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 



*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call the husband... and it gets *INSANE*



Submit proof of purchase at https://hammerelite.com for reimbursement.



*MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!



Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.



 *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5



Go to https://www.ro.co/caleb to see if your insurance covers GLP-1s—for free.



Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay



Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join



Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/



*The best budgeting program online: https://calebhammer.com/budget



Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing



Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula



Everything you need for buying your first home to buy your first investment property:

https://calebhammer.com/realestate/



Get your own free Hammer Financial Score: https://www.calebhammer.com



*I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.



Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link



CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer



Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb



The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)



Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/



Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer



Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups



My socials: https://stan.store/calebhammer



Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply



*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.



Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored </p>
<p><br></p>
<p>*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call the husband... and it gets *INSANE*</p>
<p><br></p>
<p>Submit proof of purchase at https://hammerelite.com for reimbursement.</p>
<p><br></p>
<p>*MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!</p>
<p><br></p>
<p>Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.</p>
<p><br></p>
<p> *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5</p>
<p><br></p>
<p>Go to https://www.ro.co/caleb to see if your insurance covers GLP-1s—for free.</p>
<p><br></p>
<p>Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p>
<p><br></p>
<p>Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p>
<p><br></p>
<p>Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/</p>
<p><br></p>
<p>*The best budgeting program online: https://calebhammer.com/budget</p>
<p><br></p>
<p>Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing</p>
<p><br></p>
<p>Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p>
<p><br></p>
<p>Everything you need for buying your first home to buy your first investment property:</p>
<p>https://calebhammer.com/realestate/</p>
<p><br></p>
<p>Get your own free Hammer Financial Score: https://www.calebhammer.com</p>
<p><br></p>
<p>*I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.</p>
<p><br></p>
<p>Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p>
<p><br></p>
<p>CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer</p>
<p><br></p>
<p>Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p>
<p><br></p>
<p>The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p>
<p><br></p>
<p>Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p>
<p><br></p>
<p>Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p>
<p><br></p>
<p>Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p>
<p><br></p>
<p>Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups</p>
<p><br></p>
<p>My socials: https://stan.store/calebhammer</p>
<p><br></p>
<p>Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p>
<p><br></p>
<p>*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.</p>
<p><br></p>
<p>Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Spoiled. Toxic. B*tch. | Financial Audit</title>
      <description>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call the husband... and it gets *INSANE*



Submit proof of purchase at https://hammerelite.com for reimbursement.



▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!



▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.



▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5



Go to https://www.ro.co/caleb to see if your insurance covers GLP-1s—for free.



▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay



▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join



▶EDUCATION:



1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/



2. *The best budgeting program online: https://calebhammer.com/budget



3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing



4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula



5. Everything you need for buying your first home to buy your first investment property:

https://calebhammer.com/realestate/



6. Get your own free Hammer Financial Score: https://www.calebhammer.com



▶RESOURCES



1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.



2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link



3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer



4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb



5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)



6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/



7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer



8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶EXTRA



1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups



2. My socials: https://stan.store/calebhammer



3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.



▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 11 Jul 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2c1027de-5ddc-11f0-928f-676e1fae6e54/image/6de45d8448c314482e0b944c5e194109.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call the husband... and it gets *INSANE*



Submit proof of purchase at https://hammerelite.com for reimbursement.



▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!



▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.



▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5



Go to https://www.ro.co/caleb to see if your insurance covers GLP-1s—for free.



▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay



▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join



▶EDUCATION:



1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/



2. *The best budgeting program online: https://calebhammer.com/budget



3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing



4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula



5. Everything you need for buying your first home to buy your first investment property:

https://calebhammer.com/realestate/



6. Get your own free Hammer Financial Score: https://www.calebhammer.com



▶RESOURCES



1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.



2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link



3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer



4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb



5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)



6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/



7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer



8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



▶EXTRA



1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups



2. My socials: https://stan.store/calebhammer



3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply



▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.



▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call the husband... and it gets *INSANE*</p>
<p><br></p>
<p>Submit proof of purchase at https://hammerelite.com for reimbursement.</p>
<p><br></p>
<p>▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!</p>
<p><br></p>
<p>▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.</p>
<p><br></p>
<p>▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5</p>
<p><br></p>
<p>Go to https://www.ro.co/caleb to see if your insurance covers GLP-1s—for free.</p>
<p><br></p>
<p>▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p>
<p><br></p>
<p>▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p>
<p><br></p>
<p>▶EDUCATION:</p>
<p><br></p>
<p>1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/</p>
<p><br></p>
<p>2. *The best budgeting program online: https://calebhammer.com/budget</p>
<p><br></p>
<p>3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing</p>
<p><br></p>
<p>4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p>
<p><br></p>
<p>5. Everything you need for buying your first home to buy your first investment property:</p>
<p>https://calebhammer.com/realestate/</p>
<p><br></p>
<p>6. Get your own free Hammer Financial Score: https://www.calebhammer.com</p>
<p><br></p>
<p>▶RESOURCES</p>
<p><br></p>
<p>1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.</p>
<p><br></p>
<p>2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p>
<p><br></p>
<p>3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer</p>
<p><br></p>
<p>4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p>
<p><br></p>
<p>5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p>
<p><br></p>
<p>6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p>
<p><br></p>
<p>7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p>
<p><br></p>
<p>8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p>
<p><br></p>
<p>▶EXTRA</p>
<p><br></p>
<p>1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups</p>
<p><br></p>
<p>2. My socials: https://stan.store/calebhammer</p>
<p><br></p>
<p>3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p>
<p><br></p>
<p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.</p>
<p><br></p>
<p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5694</itunes:duration>
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    <item>
      <title>He's A Monster | Financial Audit</title>
      <link>https://youtu.be/SjwqyVQ3vd4</link>
      <description>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT'S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails... 

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

Go to https://meetfabric.com/CALEB and apply today, risk-free

Helium Mobile: Sign up (even for the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

Download Cash App Today: https://capl.onelink.me/vFut/huu2u4ia #CashAppPod *Referral Reward Disclaimer: As a Cash App partner, I may earn a commission when you sign up for a Cash App account. #ad 

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay


2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Jul 2025 15:00:00 -0000</pubDate>
      <itunes:title>He's A Monster | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/336b6f22-5cd1-11f0-b4d4-47d95b7489d8/image/fd5c934eef70257eecc9b2bbe2bb8deb.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.  React</itunes:subtitle>
      <itunes:summary>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT'S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails... 

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

Go to https://meetfabric.com/CALEB and apply today, risk-free

Helium Mobile: Sign up (even for the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

Download Cash App Today: https://capl.onelink.me/vFut/huu2u4ia #CashAppPod *Referral Reward Disclaimer: As a Cash App partner, I may earn a commission when you sign up for a Cash App account. #ad 

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay


2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT'S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails... 

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

Go to https://meetfabric.com/CALEB and apply today, risk-free

Helium Mobile: Sign up (even for the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

Download Cash App Today: https://capl.onelink.me/vFut/huu2u4ia #CashAppPod *Referral Reward Disclaimer: As a Cash App partner, I may earn a commission when you sign up for a Cash App account. #ad 

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay


2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6046</itunes:duration>
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    </item>
    <item>
      <title> M*lf Exploits Young Vulnerable Men | Financial Audit</title>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 07 Jul 2025 15:05:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/287623f2-5b3f-11f0-9ea3-e38575341621/image/db3e78d77c54dea23aa9466d3d82496a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5589</itunes:duration>
      <guid isPermaLink="false"><![CDATA[287623f2-5b3f-11f0-9ea3-e38575341621]]></guid>
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    </item>
    <item>
      <title>Sugar Baby Demands Money From Me | Financial Audit</title>
      <link>https://youtu.be/Nh9njL0cYng</link>
      <description>▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶I CONFRONT HER- her attraction to me is... weird, so I have to fully address everything. Watch the post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶ Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Streamline your workflow with real-time transcription and AI-powered summaries.
🛒 Get your Plaud Notepin today (use code CALEB for 10% off): https://bit.ly/4kCBemE
📦 Also available on Amazon: https://amzn.to/4l95VzP

🎙️ Automate Your Meetings &amp; Calls with Plaud Notepin!

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ ▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Jul 2025 15:05:00 -0000</pubDate>
      <itunes:title>Sugar Baby Demands Money From Me | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e17e6d22-5753-11f0-8ee8-53788fedc353/image/d0f1d615762703feeb22a88821efa21e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶I CONFRONT HER- her attraction to me is... weird, so I have to fully address everything. Watch the post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶ Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Streamline your workflow with real-time transcription and AI-powered summaries.
🛒 Get your Plaud Notepin today (use code CALEB for 10% off): https://bit.ly/4kCBemE
📦 Also available on Amazon: https://amzn.to/4l95VzP

🎙️ Automate Your Meetings &amp; Calls with Plaud Notepin!

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ ▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶I CONFRONT HER- her attraction to me is... weird, so I have to fully address everything. Watch the post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶ Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Streamline your workflow with real-time transcription and AI-powered summaries.
🛒 Get your Plaud Notepin today (use code CALEB for 10% off): https://bit.ly/4kCBemE
📦 Also available on Amazon: https://amzn.to/4l95VzP

🎙️ Automate Your Meetings &amp; Calls with Plaud Notepin!

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ ▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>6127</itunes:duration>
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    <item>
      <title>His Wife Stormed Off Financial Audit</title>
      <description>▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶Oh my goodness... he's been hiding stuff behind her back, and she goes for his THROAT- this is an intense post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

▶▶▶Download the *DollarWise Budgeting App* today *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay


___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

___________________________________________
▶EXTRA

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. My socials: https://stan.store/calebhammer

3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________


▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 30 Jun 2025 08:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4e5714f6-55bc-11f0-a861-7773f5ff1374/image/c8eeab382c12386f1f47696c5b7dd5f2.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶Oh my goodness... he's been hiding stuff behind her back, and she goes for his THROAT- this is an intense post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

▶▶▶Download the *DollarWise Budgeting App* today *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay


___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

___________________________________________
▶EXTRA

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. My socials: https://stan.store/calebhammer

3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________


▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶Oh my goodness... he's been hiding stuff behind her back, and she goes for his THROAT- this is an intense post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Helium Mobile: Sign up (even the FREE plan) &amp; get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r

▶▶▶Download the *DollarWise Budgeting App* today *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay


___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

___________________________________________
▶EXTRA

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. My socials: https://stan.store/calebhammer

3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________


▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6419</itunes:duration>
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    </item>
    <item>
      <title>The Most Bat-Sh*t Insane Woman In Financial Audit History</title>
      <link>https://youtu.be/4srrQJtLlQk</link>
      <description>▶I HAVE ALLLLL THE SCREENSHOTS- I call and confront the boyfriend- THIS POST SHOW IS INSANNEEEEE watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 27 Jun 2025 15:00:00 -0000</pubDate>
      <itunes:title>The Most Bat-Sh*t Insane Woman In Financial Audit History</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/429f40e2-5365-11f0-bb36-dfb358477e29/image/edb3a180e73071a0f64b956c82d8c6c4.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶I HAVE ALLLLL THE SCREENSHOTS- I call and confront the boyfriend- THIS POST SHOW IS INSANNEEEEE watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶I HAVE ALLLLL THE SCREENSHOTS- I call and confront the boyfriend- THIS POST SHOW IS INSANNEEEEE watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title>His Wife Chooses Pleasure Over Children | Financial Audit</title>
      <link>https://youtu.be/aj6SQiMKo9U</link>
      <description>▶Watch an extra 20 minutes of this episode, every post-show, exclusive financial audits, call-in show, live streams, and so much more here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Jun 2025 15:00:00 -0000</pubDate>
      <itunes:title>His Wife Chooses Pleasure Over Children | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6383c56c-51d5-11f0-9b73-1f86a44b3152/image/0c97341ec4a91b2756a24f4fb05a51dd.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.  React</itunes:subtitle>
      <itunes:summary>▶Watch an extra 20 minutes of this episode, every post-show, exclusive financial audits, call-in show, live streams, and so much more here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Watch an extra 20 minutes of this episode, every post-show, exclusive financial audits, call-in show, live streams, and so much more here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6099</itunes:duration>
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    </item>
    <item>
      <title>He’s More Disgusting Than Boogie2988 | Financial Audit</title>
      <link>https://youtu.be/zrw1-JBmHGI</link>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 23 Jun 2025 15:00:00 -0000</pubDate>
      <itunes:title>He’s More Disgusting Than Boogie2988 | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e4a35e10-503f-11f0-947d-03ff08ecc4db/image/aa22c65b0ecd9bdde529c42c31544c7a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5894</itunes:duration>
      <guid isPermaLink="false"><![CDATA[e4a35e10-503f-11f0-947d-03ff08ecc4db]]></guid>
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    </item>
    <item>
      <title>The Internet's Biggest Freak | Financial Audit</title>
      <description>▶WHYYYY dude is now addicted to buying USED skincare every week EWWW plus all his dating profiles are switched to poor asian countries so he can find one to bring over wtffffffff, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join



▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*



▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5



Build credit fast and get your first month FREE at https://getkikoff.com/caleb  today. Thanks to Kikoff for sponsoring us!



Go to https://meetfabric.com/CALEB and apply today, risk-free



1% Bonus For Life - Earn Up To $5,000 Every Year With Silo Markets: https://www.silomarkets.com/caleb



Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.



▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay



▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join



___________________________________________

▶EDUCATION:



1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/



2. *The best budgeting program online: https://calebhammer.com/budget



3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing



4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula



5. Everything you need for buying your first home to buy your first investment property:

https://calebhammer.com/realestate/



6. Get your own free Hammer Financial Score: https://www.calebhammer.com



___________________________________________

▶RESOURCES



1. https://www.webull.com/k/Caleb

Caleb Hammer (“Affiliate”) is compensated by Webull Financial LLC (“Webull”), member of FINRA and SIPC. Investing involves risk. More info at webull.com/disclosures



2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link



3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer



4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb



5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)



7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/



8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer



9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/



10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb

All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Jun 2025 15:00:00 -0000</pubDate>
      <itunes:title>The Internet's Biggest Freak | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2d2b87bc-4c52-11f0-86dd-2f845dd7414e/image/6b5aa7569a4ee7f1474b2b32a16c570a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶WHYYYY dude is now addicted to buying USED skincare every week EWWW plus all his dating profiles are switched to poor asian countries so he can find one to bring over wtffffffff, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join



▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*



▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5



Build credit fast and get your first month FREE at https://getkikoff.com/caleb  today. Thanks to Kikoff for sponsoring us!



Go to https://meetfabric.com/CALEB and apply today, risk-free



1% Bonus For Life - Earn Up To $5,000 Every Year With Silo Markets: https://www.silomarkets.com/caleb



Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.



▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay



▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join



___________________________________________

▶EDUCATION:



1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/



2. *The best budgeting program online: https://calebhammer.com/budget



3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing



4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula



5. Everything you need for buying your first home to buy your first investment property:

https://calebhammer.com/realestate/



6. Get your own free Hammer Financial Score: https://www.calebhammer.com



___________________________________________

▶RESOURCES



1. https://www.webull.com/k/Caleb

Caleb Hammer (“Affiliate”) is compensated by Webull Financial LLC (“Webull”), member of FINRA and SIPC. Investing involves risk. More info at webull.com/disclosures



2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link



3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer



4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb



5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer



6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)



7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/



8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer



9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/



10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb

All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶WHYYYY dude is now addicted to buying USED skincare every week EWWW plus all his dating profiles are switched to poor asian countries so he can find one to bring over wtffffffff, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p>
<p><br></p>
<p>▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p>
<p><br></p>
<p>▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p>
<p><br></p>
<p>Build credit fast and get your first month FREE at https://getkikoff.com/caleb  today. Thanks to Kikoff for sponsoring us!</p>
<p><br></p>
<p>Go to https://meetfabric.com/CALEB and apply today, risk-free</p>
<p><br></p>
<p>1% Bonus For Life - Earn Up To $5,000 Every Year With Silo Markets: https://www.silomarkets.com/caleb</p>
<p><br></p>
<p>Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.</p>
<p><br></p>
<p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p>
<p><br></p>
<p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p>
<p><br></p>
<p>___________________________________________</p>
<p>▶EDUCATION:</p>
<p><br></p>
<p>1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/</p>
<p><br></p>
<p>2. *The best budgeting program online: https://calebhammer.com/budget</p>
<p><br></p>
<p>3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing</p>
<p><br></p>
<p>4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p>
<p><br></p>
<p>5. Everything you need for buying your first home to buy your first investment property:</p>
<p>https://calebhammer.com/realestate/</p>
<p><br></p>
<p>6. Get your own free Hammer Financial Score: https://www.calebhammer.com</p>
<p><br></p>
<p>___________________________________________</p>
<p>▶RESOURCES</p>
<p><br></p>
<p>1. https://www.webull.com/k/Caleb</p>
<p>Caleb Hammer (“Affiliate”) is compensated by Webull Financial LLC (“Webull”), member of FINRA and SIPC. Investing involves risk. More info at webull.com/disclosures</p>
<p><br></p>
<p>2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p>
<p><br></p>
<p>3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer</p>
<p><br></p>
<p>4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p>
<p><br></p>
<p>5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p>
<p><br></p>
<p>6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p>
<p><br></p>
<p>7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p>
<p><br></p>
<p>8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p>
<p><br></p>
<p>9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/</p>
<p><br></p>
<p>10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb</p>
<p>All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>6232</itunes:duration>
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    </item>
    <item>
      <title>I Tried Saving Their Relationship, But She's A B*tch | Financial Audit</title>
      <link>https://youtu.be/XpxS8YQab64</link>
      <description>▶This post show is *INSANE* ... they slept with so many people, they are fighting, and I make the FINAL verdict on the future of their relationship, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 16 Jun 2025 15:00:00 -0000</pubDate>
      <itunes:title>I Tried Saving Their Relationship, But She's A B*tch | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a394a932-4abe-11f0-8f06-538b96495f38/image/329acca3eda4465d0f58f5b792432566.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶This post show is *INSANE* ... they slept with so many people, they are fighting, and I make the FINAL verdict on the future of their relationship, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶This post show is *INSANE* ... they slept with so many people, they are fighting, and I make the FINAL verdict on the future of their relationship, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    </item>
    <item>
      <title>Dave Ramsey Was Wrong, Now She's F*cked | Financial Audit</title>
      <link>https://youtu.be/jz21Lx9evQc</link>
      <description>▶SHE HID THIS FROM US THE WHOLE TIME!!! She OWES THE IRS and is going to go to a festival instead of paying her taxes... I'M DYING IN THIS POST SHOW Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored  @hiCapitalize  

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download the free e-book “Navigating Global Trade: 3 Insights for Leaders” at https://netsuite.com/HAMMER

Get an exclusive HighLevel 30-day trial: https://saaspreneur.com/calebhammer

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/

2. *Our budgeting program *20% off*: https://calebhammer.com/budget

3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property *20% off*:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 13 Jun 2025 15:00:00 -0000</pubDate>
      <itunes:title>Dave Ramsey Was Wrong, Now She's F*cked | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶SHE HID THIS FROM US THE WHOLE TIME!!! She OWES THE IRS and is going to go to a festival instead of paying her taxes... I'M DYING IN THIS POST SHOW Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored  @hiCapitalize  

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download the free e-book “Navigating Global Trade: 3 Insights for Leaders” at https://netsuite.com/HAMMER

Get an exclusive HighLevel 30-day trial: https://saaspreneur.com/calebhammer

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/

2. *Our budgeting program *20% off*: https://calebhammer.com/budget

3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property *20% off*:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶SHE HID THIS FROM US THE WHOLE TIME!!! She OWES THE IRS and is going to go to a festival instead of paying her taxes... I'M DYING IN THIS POST SHOW Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored <a href="https://studio.youtube.com/channel/UCcLL2vcczjSPr0_8bFUua9w"> @hiCapitalize </a> 

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Download the free e-book “Navigating Global Trade: 3 Insights for Leaders” at https://netsuite.com/HAMMER

Get an exclusive HighLevel 30-day trial: https://saaspreneur.com/calebhammer

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/

2. *Our budgeting program *20% off*: https://calebhammer.com/budget

3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property *20% off*:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6260</itunes:duration>
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      <title>Financial Audit’s Most Special Guest</title>
      <link>https://youtu.be/OF8k5vW1LdE</link>
      <description>▶lol we pull up his "dating apps" and go through the chats by his request and something... uhh... pops up that was not supposed to. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/

2. *Our budgeting program *20% off*: https://calebhammer.com/budget

3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property *20% off*:
https://calebhammer.com/realestate/
___________________________________________

Our Little Secret 🤫 : https://dollarwise.com/

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Jun 2025 14:00:00 -0000</pubDate>
      <itunes:title>Financial Audit’s Most Special Guest</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7b860204-46d3-11f0-bb33-f32bdd1d9f0b/image/63d89b24bd1de8479e577f66b50b274f.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶lol we pull up his "dating apps" and go through the chats by his request and something... uhh... pops up that was not supposed to. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/

2. *Our budgeting program *20% off*: https://calebhammer.com/budget

3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property *20% off*:
https://calebhammer.com/realestate/
___________________________________________

Our Little Secret 🤫 : https://dollarwise.com/

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶lol we pull up his "dating apps" and go through the chats by his request and something... uhh... pops up that was not supposed to. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/

2. *Our budgeting program *20% off*: https://calebhammer.com/budget

3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property *20% off*:
https://calebhammer.com/realestate/
___________________________________________

Our Little Secret 🤫 : https://dollarwise.com/

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>6431</itunes:duration>
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    </item>
    <item>
      <title>Financial Audit’s Biggest Gold Digger</title>
      <description>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

▶Secrets EXPOSED in the post show... she his purchases from him and she finally tells him and it BLOWS UP... you need to watch, check it out here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join


1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/

2. *Our budgeting program *20% off*: https://calebhammer.com/budget

3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property *20% off*:
https://calebhammer.com/realestate/

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link
2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer
3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb
4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)
6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/
7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/
9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 09 Jun 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/535a5040-453f-11f0-84f0-af0d9710296a/image/e6dcda6abeec025fecabad43b6c9fde7.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

▶Secrets EXPOSED in the post show... she his purchases from him and she finally tells him and it BLOWS UP... you need to watch, check it out here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join


1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/

2. *Our budgeting program *20% off*: https://calebhammer.com/budget

3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property *20% off*:
https://calebhammer.com/realestate/

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link
2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer
3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb
4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)
6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/
7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/
9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored 

▶Secrets EXPOSED in the post show... she his purchases from him and she finally tells him and it BLOWS UP... you need to watch, check it out here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join


1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/

2. *Our budgeting program *20% off*: https://calebhammer.com/budget

3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property *20% off*:
https://calebhammer.com/realestate/

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link
2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer
3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb
4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)
6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/
7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/
9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>7331</itunes:duration>
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    </item>
    <item>
      <title>Vile Piece Of Sh*t Can't Wait For Her Mom To Die | Financial Audit</title>
      <link>https://youtu.be/APb4X_E0_D8</link>
      <description>▶This is CRAZY- the real reason the husband did not come on is because HE HATES ME... I call him in the post-show, and we FIGHT. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

Visit https://get.step.com/rM7X/caleb
And get up to $250 from your next paycheck instantly with Step EarlyPay! #StepPartner

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/

2. *Our budgeting program *20% off*: https://calebhammer.com/budget

3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property *20% off*:
https://calebhammer.com/realestate/

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Jun 2025 15:00:00 -0000</pubDate>
      <itunes:title>Vile Piece Of Sh*t Can't Wait For Her Mom To Die | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b6e1019a-42e2-11f0-ae76-331af70c2ae8/image/30153a0fa2c3a303c924a2c025984a01.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶This is CRAZY- the real reason the husband did not come on is because HE HATES ME... I call him in the post-show, and we FIGHT. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

Visit https://get.step.com/rM7X/caleb
And get up to $250 from your next paycheck instantly with Step EarlyPay! #StepPartner

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/

2. *Our budgeting program *20% off*: https://calebhammer.com/budget

3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property *20% off*:
https://calebhammer.com/realestate/

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶This is CRAZY- the real reason the husband did not come on is because HE HATES ME... I call him in the post-show, and we FIGHT. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

Visit https://get.step.com/rM7X/caleb
And get up to $250 from your next paycheck instantly with Step EarlyPay! #StepPartner

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/

2. *Our budgeting program *20% off*: https://calebhammer.com/budget

3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property *20% off*:
https://calebhammer.com/realestate/

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6440</itunes:duration>
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    </item>
    <item>
      <title>Financial Audit: 90-Day Fiancé</title>
      <link>https://youtu.be/MnUvS_3TQ_I</link>
      <description>▶I CALL HER IN THE POST SHOW- all the way from Cameroon... It's juicy, the tea is piping hot, and it's just plain WTF wild... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://meetfabric.com/CALEB and apply today, risk-free

1% Bonus For Life - Earn Up To $5,000 Every Year With Silo Markets: https://www.silomarkets.com/caleb

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Jun 2025 15:00:00 -0000</pubDate>
      <itunes:title>Financial Audit: 90-Day Fiancé</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/cbd9a446-4155-11f0-b989-13c811113a86/image/b469ebba1a474f5d3f8bdec0ea700eb9.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶I CALL HER IN THE POST SHOW- all the way from Cameroon... It's juicy, the tea is piping hot, and it's just plain WTF wild... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://meetfabric.com/CALEB and apply today, risk-free

1% Bonus For Life - Earn Up To $5,000 Every Year With Silo Markets: https://www.silomarkets.com/caleb

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶I CALL HER IN THE POST SHOW- all the way from Cameroon... It's juicy, the tea is piping hot, and it's just plain WTF wild... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://meetfabric.com/CALEB and apply today, risk-free

1% Bonus For Life - Earn Up To $5,000 Every Year With Silo Markets: https://www.silomarkets.com/caleb

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5427</itunes:duration>
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    <item>
      <title>He Exploited Pr*stitutes, Now He's F*cked | Financial Audit</title>
      <link>https://youtu.be/2oUUimOf93M</link>
      <description>Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKD!

▶That's right... Per his request, we decided to do a REAL job interview for him to work at Hammer Media... and let's just say... You are going to want to watch this post show more than any other- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 02 Jun 2025 15:00:00 -0000</pubDate>
      <itunes:title>He Exploited Pr*stitutes, Now He's F*cked | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ab770e26-3fbd-11f0-8410-17573b21d7c1/image/c5d581bbc2d26c8155fbd65e32a66292.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKD!

▶That's right... Per his request, we decided to do a REAL job interview for him to work at Hammer Media... and let's just say... You are going to want to watch this post show more than any other- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKD!

▶That's right... Per his request, we decided to do a REAL job interview for him to work at Hammer Media... and let's just say... You are going to want to watch this post show more than any other- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6474</itunes:duration>
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    <item>
      <title>Dave Ramsey Was Wrong, Now She's F*cked | Financial Audit</title>
      <link>https://youtu.be/Tql6Zbnway0</link>
      <description>▶SHE HASN'T EVEN PAID OFF HER LAST COUCH- now she is looking to buy an even more expensive one... WHATTTT watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer 

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 30 May 2025 15:00:00 -0000</pubDate>
      <itunes:title>Dave Ramsey Was Wrong, Now She's F*cked | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/af366276-3d62-11f0-8584-af3b8954759f/image/684d90710793bbaadda3cf9ecad0a6bd.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶SHE HASN'T EVEN PAID OFF HER LAST COUCH- now she is looking to buy an even more expensive one... WHATTTT watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer 

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶SHE HASN'T EVEN PAID OFF HER LAST COUCH- now she is looking to buy an even more expensive one... WHATTTT watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer 

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6061</itunes:duration>
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    </item>
    <item>
      <title>Imbecile Knocked Her Up, Now She’s F*cked | Financial Audit</title>
      <link>https://youtu.be/FK66FJJCdzE</link>
      <description>▶WELP... there was a debt they hid from me... GROSS, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 May 2025 15:00:00 -0000</pubDate>
      <itunes:title>Imbecile Knocked Her Up, Now She’s F*cked | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/27734b5a-3bd3-11f0-baca-bbed9d118d73/image/564711d0c3316cc749df0ef026a4fcdc.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶WELP... there was a debt they hid from me... GROSS, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶WELP... there was a debt they hid from me... GROSS, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6974</itunes:duration>
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    <item>
      <title>I’m Going To Get Sued For This | Financial Audit</title>
      <link>https://youtu.be/EI2zydysq4I</link>
      <description>▶The most insane post-show we have ever filmed... her fiancé broke up with her over text and barraged her while we were filming the main episode... this is wild. Wach here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

1% Bonus For Life - Earn Up To $5,000 Every Year With Silo Markets: https://www.silomarkets.com/caleb

Go to https://www.ro.co/caleb to see if your insurance covers GLP-1s—for free.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 May 2025 14:00:00 -0000</pubDate>
      <itunes:title>I’m Going To Get Sued For This | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/3617cea6-37e1-11f0-927c-7b1f83a54b1c/image/d8533903a363e8a1e6f848d71ce8825b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The most insane post-show we have ever filmed... her fiancé broke up with her over text and barraged her while we were filming the main episode... this is wild. Wach here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

1% Bonus For Life - Earn Up To $5,000 Every Year With Silo Markets: https://www.silomarkets.com/caleb

Go to https://www.ro.co/caleb to see if your insurance covers GLP-1s—for free.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The most insane post-show we have ever filmed... her fiancé broke up with her over text and barraged her while we were filming the main episode... this is wild. Wach here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

1% Bonus For Life - Earn Up To $5,000 Every Year With Silo Markets: https://www.silomarkets.com/caleb

Go to https://www.ro.co/caleb to see if your insurance covers GLP-1s—for free.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6365</itunes:duration>
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    </item>
    <item>
      <title>F*ck This Pathological Liar | Financial Audit</title>
      <link>https://youtu.be/hahH337EkQA</link>
      <description>▶I bring the boyfriend into the post show and the drama get juiiccyyyyyy- Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Build credit fast and get your first month FREE at https://getkikoff.com/caleb  today. Thanks to Kikoff for sponsoring us!

Go to https://meetfabric.com/CALEB and apply today, risk-free

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 May 2025 15:00:00 -0000</pubDate>
      <itunes:title>F*ck This Pathological Liar | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ac46c09c-3650-11f0-bc81-578d76121c14/image/0e53c7c52fe11a0009ac3098943a627d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶I bring the boyfriend into the post show and the drama get juiiccyyyyyy- Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Build credit fast and get your first month FREE at https://getkikoff.com/caleb  today. Thanks to Kikoff for sponsoring us!

Go to https://meetfabric.com/CALEB and apply today, risk-free

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶I bring the boyfriend into the post show and the drama get juiiccyyyyyy- Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Build credit fast and get your first month FREE at https://getkikoff.com/caleb  today. Thanks to Kikoff for sponsoring us!

Go to https://meetfabric.com/CALEB and apply today, risk-free

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5816</itunes:duration>
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    <item>
      <title>He Came Here To Fight Me | Financial Audit</title>
      <description>▶WAIIITTTT- her student loans are PRIVATE and she can't even pay on them?!?! This is INSANE- watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

 Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 19 May 2025 15:00:00 -0000</pubDate>
      <itunes:title>He Came Here To Fight Me | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0ff26bea-34b8-11f0-a059-03392406cd95/image/af001ceda35c7ce364c9d7c7783647d0.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶WAIIITTTT- her student loans are PRIVATE and she can't even pay on them?!?! This is INSANE- watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

 Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶WAIIITTTT- her student loans are PRIVATE and she can't even pay on them?!?! This is INSANE- watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

 Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5938</itunes:duration>
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    </item>
    <item>
      <title>Okay, I Think I’m Done… | Financial Audit</title>
      <link>https://youtu.be/m-SETARrBCM</link>
      <description>▶She's out there BEEFING with NFL players and famous streamers... WTF IS THIS LADY- you need to watch the post show- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

Visit https://get.step.com/rM7X/caleb and sign up using the code “CALEB” for $5 free in your account upon opening. #StepPartner

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 May 2025 15:00:00 -0000</pubDate>
      <itunes:title>Okay, I Think I’m Done… | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1af13dca-3263-11f0-b542-b364f15518b4/image/4dad6e5dcba81d006e461ee572cb262d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶She's out there BEEFING with NFL players and famous streamers... WTF IS THIS LADY- you need to watch the post show- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

Visit https://get.step.com/rM7X/caleb and sign up using the code “CALEB” for $5 free in your account upon opening. #StepPartner

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶She's out there BEEFING with NFL players and famous streamers... WTF IS THIS LADY- you need to watch the post show- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Try Rocket Money for free: https://RocketMoney.com/caleb

Visit https://get.step.com/rM7X/caleb and sign up using the code “CALEB” for $5 free in your account upon opening. #StepPartner

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>6240</itunes:duration>
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    <item>
      <title>Privileged Freak Is A Certified Moron | Post Show</title>
      <link>https://youtu.be/sKfkU_y-vfg</link>
      <description>▶Wooowwww the producers come in and expose her for buying $1,000 a month in DR*GS and also basically manipulating her current man to stay with her... It's gross- watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Boost Speed, Cut Costs — Get Tidy Today! Try CleanMyMac free for 7 days and use my code CALEB for 20% off https://clnmy.com/CalebHammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 May 2025 15:00:00 -0000</pubDate>
      <itunes:title>Privileged Freak Is A Certified Moron | Post Show</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1dda7a44-3040-11f0-a892-b7fb128848be/image/1c977a44bba7c80d60cd6d7f6484a4c2.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶Wooowwww the producers come in and expose her for buying $1,000 a month in DR*GS and also basically manipulating her current man to stay with her... It's gross- watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Boost Speed, Cut Costs — Get Tidy Today! Try CleanMyMac free for 7 days and use my code CALEB for 20% off https://clnmy.com/CalebHammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Wooowwww the producers come in and expose her for buying $1,000 a month in DR*GS and also basically manipulating her current man to stay with her... It's gross- watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Boost Speed, Cut Costs — Get Tidy Today! Try CleanMyMac free for 7 days and use my code CALEB for 20% off https://clnmy.com/CalebHammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5386</itunes:duration>
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    <item>
      <title>Goth Gold Digger Exploits Beta Husband | Financial Audit</title>
      <description>Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.

▶THE PRODUCERS CAME IN AND TOLD ME THAT THEY ARE ONLY SURVIVING BECAUSE THEIR PARENTS GIVE THEM MONEY.... I AM PISSSSSEEDDDD, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 12 May 2025 14:00:00 -0000</pubDate>
      <itunes:title>Goth Gold Digger Exploits Beta Husband | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/35bd3c58-2f39-11f0-a2a5-ab7a69de3a07/image/79a2de97a0483f4290e688de7369e5a4.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.

▶THE PRODUCERS CAME IN AND TOLD ME THAT THEY ARE ONLY SURVIVING BECAUSE THEIR PARENTS GIVE THEM MONEY.... I AM PISSSSSEEDDDD, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.

▶THE PRODUCERS CAME IN AND TOLD ME THAT THEY ARE ONLY SURVIVING BECAUSE THEIR PARENTS GIVE THEM MONEY.... I AM PISSSSSEEDDDD, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5952</itunes:duration>
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    <item>
      <title>This Is Why You Pull Out | Financial Audit</title>
      <link>https://youtu.be/aKtjZxYXJE0</link>
      <description>▶SHE LIED... but it was, sad?? For one of the cards, her homeless mom kept taking money from her and we can't find her in Austin... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use the Caleb Hammer credit card finder for free today to find the credit card for your needs, powered by Agent.Ai : https://agent.ai/agent/Caleb-Hammer-Credit-Card-Finder

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 09 May 2025 15:00:00 -0000</pubDate>
      <itunes:title>This Is Why You Pull Out | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c622c03c-2ce2-11f0-b941-8b2c7dcd1968/image/9e1ceaed66e00cce46cd912805c16193.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶SHE LIED... but it was, sad?? For one of the cards, her homeless mom kept taking money from her and we can't find her in Austin... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use the Caleb Hammer credit card finder for free today to find the credit card for your needs, powered by Agent.Ai : https://agent.ai/agent/Caleb-Hammer-Credit-Card-Finder

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶SHE LIED... but it was, sad?? For one of the cards, her homeless mom kept taking money from her and we can't find her in Austin... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use the Caleb Hammer credit card finder for free today to find the credit card for your needs, powered by Agent.Ai : https://agent.ai/agent/Caleb-Hammer-Credit-Card-Finder

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5920</itunes:duration>
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    <item>
      <title>Financial Audit's Biggest Cuck</title>
      <link>https://youtu.be/ORPEKCap56Y</link>
      <description>▶oh... my... F*CK... his new girlfriend is INSANE- we bring her into the post-show and it becomes one of the wildest conversations I've ever had in my life... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://meetfabric.com/CALEB and apply today, risk-free

Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs: https://www.silomarkets.com/caleb

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 May 2025 14:00:00 -0000</pubDate>
      <itunes:title>Financial Audit's Biggest Cuck</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/53aadc1a-2ac1-11f0-9e28-83ed53710919/image/c4e4969df8bd61cb1cf8d35f340bb384.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶oh... my... F*CK... his new girlfriend is INSANE- we bring her into the post-show and it becomes one of the wildest conversations I've ever had in my life... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://meetfabric.com/CALEB and apply today, risk-free

Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs: https://www.silomarkets.com/caleb

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶oh... my... F*CK... his new girlfriend is INSANE- we bring her into the post-show and it becomes one of the wildest conversations I've ever had in my life... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Go to https://meetfabric.com/CALEB and apply today, risk-free

Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs: https://www.silomarkets.com/caleb

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5583</itunes:duration>
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    </item>
    <item>
      <title>Financial Audit’s Most Toxic Guest</title>
      <link>https://youtu.be/FRIXmQAYlXU</link>
      <description>▶they just fight fight fight, about gambling and gaming- they are at each others THROATS AGHHH watch post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 05 May 2025 15:00:00 -0000</pubDate>
      <itunes:title>Financial Audit’s Most Toxic Guest</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/53f7a5c8-29c1-11f0-b0e8-2f56f3ca566d/image/eb7ef62e36fe3b170a289c4f430ae236.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶they just fight fight fight, about gambling and gaming- they are at each others THROATS AGHHH watch post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶they just fight fight fight, about gambling and gaming- they are at each others THROATS AGHHH watch post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs. Terms apply: https://silomarkets.com/caleb
All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6827</itunes:duration>
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    </item>
    <item>
      <title>Trust Fund Princess From Hell | Financial Audit</title>
      <link>https://youtu.be/mYNPiDAwv-4</link>
      <description>▶Why are they not married?? Well... I think I know why. I call the boyfriend and expose all of her HORRIBLE finances, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Click this link https://start.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit

Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

Options trading is risky and not appropriate for everyone. Read the Options Disclosure Document (https://j.moomoo.com/017y9J) before trading. Options are complex and you may quickly lose the entire investment. Supporting docs for any claims will be furnished upon request.

Sign up for Helium Mobile with code CALEB and get $10 in Cloud Points—good for gift cards, food, travel, and more. Plus, for every friend you refer, you both get $10. No waitlist. Start earning: https://hellohelium.com/

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay
___________________________________________
▶EDUCATION: *FINAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 02 May 2025 15:00:00 -0000</pubDate>
      <itunes:title>Trust Fund Princess From Hell | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/abb079fa-2761-11f0-865e-ffd0bfa3c0de/image/dfe520c49918bd36115254d083119e47.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶Why are they not married?? Well... I think I know why. I call the boyfriend and expose all of her HORRIBLE finances, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Click this link https://start.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit

Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

Options trading is risky and not appropriate for everyone. Read the Options Disclosure Document (https://j.moomoo.com/017y9J) before trading. Options are complex and you may quickly lose the entire investment. Supporting docs for any claims will be furnished upon request.

Sign up for Helium Mobile with code CALEB and get $10 in Cloud Points—good for gift cards, food, travel, and more. Plus, for every friend you refer, you both get $10. No waitlist. Start earning: https://hellohelium.com/

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay
___________________________________________
▶EDUCATION: *FINAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Why are they not married?? Well... I think I know why. I call the boyfriend and expose all of her HORRIBLE finances, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Click this link https://start.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit

Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

Options trading is risky and not appropriate for everyone. Read the Options Disclosure Document (https://j.moomoo.com/017y9J) before trading. Options are complex and you may quickly lose the entire investment. Supporting docs for any claims will be furnished upon request.

Sign up for Helium Mobile with code CALEB and get $10 in Cloud Points—good for gift cards, food, travel, and more. Plus, for every friend you refer, you both get $10. No waitlist. Start earning: https://hellohelium.com/

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay
___________________________________________
▶EDUCATION: *FINAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6203</itunes:duration>
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      <title>She Manipulates Me For 1 Hour And 36 Minutes | Financial Audit</title>
      <link>https://youtu.be/EHKWOc7hNRA</link>
      <description>Try Rocket Money for free: https://RocketMoney.com/caleb
▶WOW- she is fully exposed. We catch her going on 2 international vacations soons SOOOO I call her DEADBEAT of a boyfriend and confront them both... Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*
▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5
Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs: https://www.silomarkets.com/caleb
Click this link https://start.moomoo.com/Calebto get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit.

Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

Options trading is risky and not appropriate for everyone. Read the Options Disclosure Document (https://j.moomoo.com/017y9J) before trading. Options are complex and you may quickly lose the entire investment. Supporting docs for any claims will be furnished upon request.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Apr 2025 15:00:00 -0000</pubDate>
      <itunes:title>She Manipulates Me For 1 Hour And 36 Minutes | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a7aa4662-25c5-11f0-9882-97c8c1198563/image/1ccf0a9e2e0fc4a8d1aa9493c278b2ff.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Try Rocket Money for free: https://RocketMoney.com/caleb
▶WOW- she is fully exposed. We catch her going on 2 international vacations soons SOOOO I call her DEADBEAT of a boyfriend and confront them both... Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*
▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5
Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs: https://www.silomarkets.com/caleb
Click this link https://start.moomoo.com/Calebto get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit.

Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

Options trading is risky and not appropriate for everyone. Read the Options Disclosure Document (https://j.moomoo.com/017y9J) before trading. Options are complex and you may quickly lose the entire investment. Supporting docs for any claims will be furnished upon request.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Rocket Money for free: https://RocketMoney.com/caleb
▶WOW- she is fully exposed. We catch her going on 2 international vacations soons SOOOO I call her DEADBEAT of a boyfriend and confront them both... Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*
▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5
Earn up to $5,000 in Cash Back every year on your Stocks &amp; ETFs: https://www.silomarkets.com/caleb
Click this link https://start.moomoo.com/Calebto get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit.

Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

Options trading is risky and not appropriate for everyone. Read the Options Disclosure Document (https://j.moomoo.com/017y9J) before trading. Options are complex and you may quickly lose the entire investment. Supporting docs for any claims will be furnished upon request.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6177</itunes:duration>
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    </item>
    <item>
      <title>Financial Audit's Biggest Crashout</title>
      <link>https://youtu.be/XiJkiHSbtsY</link>
      <description>▶THIS IS GROSSSS- we fully dive into her personal life and I find out exactly how many people she cheated with 🤮🤮🤮 : https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use the Caleb Hammer credit card finder for free today to find the credit card for your needs, powered by Agent.Ai : https://agent.ai/agent/Caleb-Hammer-Credit-Card-Finder

Get the Auraglow teeth whitening strips on Amazon https://go.auraglow.com/amazon/HdVo

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

8. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

9. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

10. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

11. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 28 Apr 2025 15:00:00 -0000</pubDate>
      <itunes:title>Financial Audit's Biggest Crashout</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2c1961dc-243e-11f0-a154-f31e15c4fda4/image/26a1844c66b1157f86bea9568a6f91ae.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶THIS IS GROSSSS- we fully dive into her personal life and I find out exactly how many people she cheated with 🤮🤮🤮 : https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use the Caleb Hammer credit card finder for free today to find the credit card for your needs, powered by Agent.Ai : https://agent.ai/agent/Caleb-Hammer-Credit-Card-Finder

Get the Auraglow teeth whitening strips on Amazon https://go.auraglow.com/amazon/HdVo

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

8. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

9. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

10. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

11. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶THIS IS GROSSSS- we fully dive into her personal life and I find out exactly how many people she cheated with 🤮🤮🤮 : https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use the Caleb Hammer credit card finder for free today to find the credit card for your needs, powered by Agent.Ai : https://agent.ai/agent/Caleb-Hammer-Credit-Card-Finder

Get the Auraglow teeth whitening strips on Amazon https://go.auraglow.com/amazon/HdVo

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

8. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

9. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

10. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

11. Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5914</itunes:duration>
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    </item>
    <item>
      <title>I Can't Do This Anymore | Financial Audit</title>
      <link>https://youtu.be/3UpqAuegyLQ</link>
      <description>▶We fight and fight and fight, but we help and call her boss to confront her... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Build credit fast and get your first month FREE at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

Go to https://meetfabric.com/CALEB and apply today, risk-free

Start your FREE trial at ShipStation.com/caleb

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 25 Apr 2025 15:00:00 -0000</pubDate>
      <itunes:title>I Can't Do This Anymore | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6d7ed094-21e1-11f0-9731-1f35c5adeb8d/image/9e5fce376d227f63308c4fc434632808.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶We fight and fight and fight, but we help and call her boss to confront her... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Build credit fast and get your first month FREE at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

Go to https://meetfabric.com/CALEB and apply today, risk-free

Start your FREE trial at ShipStation.com/caleb

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶We fight and fight and fight, but we help and call her boss to confront her... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p><p><br></p><p>Build credit fast and get your first month FREE at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!</p><p><br></p><p>Go to https://meetfabric.com/CALEB and apply today, risk-free</p><p><br></p><p>Start your FREE trial at ShipStation.com/caleb</p><p><br></p><p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>___________________________________________</p><p>▶EDUCATION: *FINANAL LOW PRICE CHANCE*</p><p><br></p><p>1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/</p><p><br></p><p>2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:</p><p>https://calebhammer.com/realestate/</p><p><br></p><p>6. Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>___________________________________________</p><p>▶RESOURCES</p><p><br></p><p>1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!</p><p><br></p><p>Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.</p><p><br></p><p>3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer</p><p><br></p><p>5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/</p><p><br></p><p>10. Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5378</itunes:duration>
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      <title>I Had To Kick This Dipsh*t Off Financial Audit</title>
      <link>https://youtu.be/K8hRaYZ5W4U</link>
      <description>I had to kick him off... and then the producers come in and tell me even *MORE* - texes, mug throwing, ENDLESS BS!!!! Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Apr 2025 15:00:00 -0000</pubDate>
      <itunes:title>I Had To Kick This Dipsh*t Off Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7f2e393a-204a-11f0-a0e9-db7e56cbb55c/image/f696aef9b026e451f43cf867ae7a41a0.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>I had to kick him off... and then the producers come in and tell me even *MORE* - texes, mug throwing, ENDLESS BS!!!! Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>I had to kick him off... and then the producers come in and tell me even *MORE* - texes, mug throwing, ENDLESS BS!!!! Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p><p><br></p><p>Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78</p><p><br></p><p>You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer</p><p><br></p><p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>___________________________________________</p><p>▶EDUCATION: *FINANAL LOW PRICE CHANCE*</p><p><br></p><p>1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/</p><p><br></p><p>2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:</p><p>https://calebhammer.com/realestate/</p><p><br></p><p>6. Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>___________________________________________</p><p>▶RESOURCES</p><p><br></p><p>1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!</p><p><br></p><p>Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.</p><p><br></p><p>3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer</p><p><br></p><p>5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/</p><p><br></p><p>10. Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5597</itunes:duration>
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    </item>
    <item>
      <title>Financial Audit’s Thirstiest Guest</title>
      <link>https://youtu.be/LwabE_l-syA</link>
      <description>▶SHE CHOSE TO SUPPORT TAYLOR SWIFT OVER HER OWN MOM, so freaking gross!!! Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get 10% off your perfect pair of boots with Tecovas, at https://Tecovas.com/HAMMER

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 18 Apr 2025 15:00:00 -0000</pubDate>
      <itunes:title>Financial Audit’s Thirstiest Guest</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c4ecde74-1c60-11f0-b564-73d4cb260535/image/d8e2e1173bf4aef9e0d601789523086b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶SHE CHOSE TO SUPPORT TAYLOR SWIFT OVER HER OWN MOM, so freaking gross!!! Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get 10% off your perfect pair of boots with Tecovas, at https://Tecovas.com/HAMMER

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶SHE CHOSE TO SUPPORT TAYLOR SWIFT OVER HER OWN MOM, so freaking gross!!! Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p><p><br></p><p>Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78</p><p><br></p><p>Get 10% off your perfect pair of boots with Tecovas, at https://Tecovas.com/HAMMER</p><p><br></p><p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>___________________________________________</p><p>▶EDUCATION: *FINANAL LOW PRICE CHANCE*</p><p><br></p><p>1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/</p><p><br></p><p>2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:</p><p>https://calebhammer.com/realestate/</p><p><br></p><p>6. Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>___________________________________________</p><p>▶RESOURCES</p><p><br></p><p>1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!</p><p><br></p><p>Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.</p><p><br></p><p>3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer</p><p><br></p><p>5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/</p><p><br></p><p>10. Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title>I Wasn't Expecting This... Transition… | Financial Audit</title>
      <link>https://youtu.be/IWdUdiGq-ro</link>
      <description>▶This is INANE- I bring the wife into the post-show, and it goes *NUCLEAR* - Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Apr 2025 15:00:00 -0000</pubDate>
      <itunes:title>I Wasn't Expecting This... Transition… | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/09466e94-1ad3-11f0-8ce5-03661aa179af/image/ce0f2a96b2e447daf1144f715f90796c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶This is INANE- I bring the wife into the post-show, and it goes *NUCLEAR* - Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶This is INANE- I bring the wife into the post-show, and it goes *NUCLEAR* - Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p><p><br></p><p>Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78</p><p><br></p><p>Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer</p><p><br></p><p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>___________________________________________</p><p>▶EDUCATION: *FINANAL LOW PRICE CHANCE*</p><p><br></p><p>1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/</p><p><br></p><p>2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:</p><p>https://calebhammer.com/realestate/</p><p><br></p><p>6. Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>___________________________________________</p><p>▶RESOURCES</p><p><br></p><p>1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!</p><p><br></p><p>Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.</p><p><br></p><p>3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer</p><p><br></p><p>5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/</p><p><br></p><p>10. Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title>Failed OF “Model” Is Batsh*t Crazy | Financial Audit</title>
      <link>https://youtu.be/9B9HoNQomgw</link>
      <description>Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.

▶We get to go into the crazy X-rated details in the post-show that would get the main episode de-monetized- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored  @hiCapitalize  

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 14 Apr 2025 15:00:00 -0000</pubDate>
      <itunes:title>Failed OF “Model” Is Batsh*t Crazy | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/d49b1aa2-193b-11f0-88fe-8b5b5b1139bb/image/d2c7f9b797374010e97dbb82e71715f6.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.

▶We get to go into the crazy X-rated details in the post-show that would get the main episode de-monetized- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored  @hiCapitalize  

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: *FINANAL LOW PRICE CHANCE*

1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/

2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget

3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.</p><p><br></p><p>▶We get to go into the crazy X-rated details in the post-show that would get the main episode de-monetized- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p><p><br></p><p>Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored <a href="https://studio.youtube.com/channel/UCcLL2vcczjSPr0_8bFUua9w"> @hiCapitalize </a> </p><p><br></p><p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>___________________________________________</p><p>▶EDUCATION: *FINANAL LOW PRICE CHANCE*</p><p><br></p><p>1. *LAST CALL FOR 40% OFF TOTAL DISCOUNT* Bundle my budgeting, debt, investing and real estate program https://calebhammer.com/classpack/</p><p><br></p><p>2. *LAST CALL FOR 25% OFF* The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3. *LAST CALL FOR 25% OFF* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4. *LAST CALL FOR 25% OFF* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5. *LAST CALL FOR 25% OFF* Everything you need for buying your first home to buy your first investment property:</p><p>https://calebhammer.com/realestate/</p><p><br></p><p>6. Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>___________________________________________</p><p>▶RESOURCES</p><p><br></p><p>1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!</p><p><br></p><p>Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.</p><p><br></p><p>3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer</p><p><br></p><p>5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/</p><p><br></p><p>10. Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5192</itunes:duration>
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    <item>
      <title>She’s Hiding $330,000 Debt From Overseas Husband | Financial Audit</title>
      <link>https://youtu.be/v5WMq19oJ9c</link>
      <description>▶Okay... I need to call the husband and get them to confront the truth. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: Bundle is 15% off!

1. Bundle my budgeting, debt, investing and real estate program for *15%* *off* : https://calebhammer.com/classpack/

2. The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buying your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 12 Apr 2025 15:00:00 -0000</pubDate>
      <itunes:title>She’s Hiding $330,000 Debt From Overseas Husband | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/5c80af00-16e3-11f0-9660-1fc2ac666fb6/image/1adb42fb93bf43bd1f5e844e73ce0444.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶Okay... I need to call the husband and get them to confront the truth. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION: Bundle is 15% off!

1. Bundle my budgeting, debt, investing and real estate program for *15%* *off* : https://calebhammer.com/classpack/

2. The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buying your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

10. Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Okay... I need to call the husband and get them to confront the truth. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p><p><br></p><p>Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78</p><p><br></p><p>Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer</p><p><br></p><p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>___________________________________________</p><p>▶EDUCATION: Bundle is 15% off!</p><p><br></p><p>1. Bundle my budgeting, debt, investing and real estate program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2. The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3. Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5. Everything you need for buying your first home to buying your first investment property:</p><p>https://calebhammer.com/realestate/</p><p><br></p><p>6. Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>___________________________________________</p><p>▶RESOURCES</p><p><br></p><p>1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2. Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!</p><p><br></p><p>Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.</p><p><br></p><p>3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer</p><p><br></p><p>5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/</p><p><br></p><p>10. Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5557</itunes:duration>
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    <item>
      <title>Financial Audit's Biggest Nutcase</title>
      <link>https://youtu.be/n5Wu-2tpdFc</link>
      <description>▶This is INSANE... apparently he's been convincing people to "invest" in his business... he's completely scamming them. I have to confront him. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use the Caleb Hammer credit card finder for free today to find the credit card for your needs, powered by Agent.Ai : https://agent.ai/agent/Caleb-Hammer-Credit-Card-Finder

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!
Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.
Any portfolio composition or transaction data is provided on a delay and may be incomplete. This material is for informational use only and is not a recommendation. All company analysis information is provided by third parties and not by Moomoo Financial Inc. Past performance does not guarantee future results.
▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay
▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶EDUCATION: Bundle is 15% off!
1. Bundle my budgeting, debt, investing and real estate program for *15%* *off* : https://calebhammer.com/classpack/
2. The best budgeting program online: https://calebhammer.com/budget
3. Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing
4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula
5. Everything you need for buying your first home to buying your first investment property:
https://calebhammer.com/realestate/
6. Get your own free Hammer Financial Score: [https://www.calebhammer.com](https://www.calebhammer.com/)
_______________________
1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Apr 2025 15:00:00 -0000</pubDate>
      <itunes:title>Financial Audit's Biggest Nutcase</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f952451c-1555-11f0-9acd-ef1f7e47fa4d/image/0f618a78348dfe57b83e3228113e7d5e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶This is INSANE... apparently he's been convincing people to "invest" in his business... he's completely scamming them. I have to confront him. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Use the Caleb Hammer credit card finder for free today to find the credit card for your needs, powered by Agent.Ai : https://agent.ai/agent/Caleb-Hammer-Credit-Card-Finder

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!
Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.
Any portfolio composition or transaction data is provided on a delay and may be incomplete. This material is for informational use only and is not a recommendation. All company analysis information is provided by third parties and not by Moomoo Financial Inc. Past performance does not guarantee future results.
▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay
▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶EDUCATION: Bundle is 15% off!
1. Bundle my budgeting, debt, investing and real estate program for *15%* *off* : https://calebhammer.com/classpack/
2. The best budgeting program online: https://calebhammer.com/budget
3. Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing
4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula
5. Everything you need for buying your first home to buying your first investment property:
https://calebhammer.com/realestate/
6. Get your own free Hammer Financial Score: [https://www.calebhammer.com](https://www.calebhammer.com/)
_______________________
1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶This is INSANE... apparently he's been convincing people to "invest" in his business... he's completely scamming them. I have to confront him. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>▶▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p><p><br></p><p>Use the Caleb Hammer credit card finder for free today to find the credit card for your needs, powered by Agent.Ai : https://agent.ai/agent/Caleb-Hammer-Credit-Card-Finder</p><p><br></p><p>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!</p><p>Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.</p><p>Any portfolio composition or transaction data is provided on a delay and may be incomplete. This material is for informational use only and is not a recommendation. All company analysis information is provided by third parties and not by Moomoo Financial Inc. Past performance does not guarantee future results.</p><p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p>▶EDUCATION: Bundle is 15% off!</p><p>1. Bundle my budgeting, debt, investing and real estate program for *15%* *off* : https://calebhammer.com/classpack/</p><p>2. The best budgeting program online: https://calebhammer.com/budget</p><p>3. Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p>4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p>5. Everything you need for buying your first home to buying your first investment property:</p><p>https://calebhammer.com/realestate/</p><p>6. Get your own free Hammer Financial Score: [https://www.calebhammer.com](https://www.calebhammer.com/)</p><p>_______________________</p><p>1. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5814</itunes:duration>
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    </item>
    <item>
      <title>Crybabies Try To Cancel Me | Financial Audit</title>
      <link>https://youtu.be/3Tu6z8ZxFQk</link>
      <description>▶ *FINAL DAY* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶It's time to discuss the things with them that would get us demonetized... the wild crazy stuff. Watch in todays Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

💳 Get $50 for signing up with Current! 💳
Sign up for Current with my link and get a free $50 bonus when you receive a qualifying direct deposit: https://current.com/caleb50/

Get access to GLP-1s online: http://ro.co/Caleb

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!
Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 07 Apr 2025 15:00:00 -0000</pubDate>
      <itunes:title>Crybabies Try To Cancel Me | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/5cc159c2-13c0-11f0-a64f-237f64efb627/image/92f94d4823b47cb93fcc6d0a4964746b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶ *FINAL DAY* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶It's time to discuss the things with them that would get us demonetized... the wild crazy stuff. Watch in todays Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

💳 Get $50 for signing up with Current! 💳
Sign up for Current with my link and get a free $50 bonus when you receive a qualifying direct deposit: https://current.com/caleb50/

Get access to GLP-1s online: http://ro.co/Caleb

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!
Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FINAL DAY* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/</p><p><br></p><p>▶It's time to discuss the things with them that would get us demonetized... the wild crazy stuff. Watch in todays Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>▶▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p><p><br></p><p>💳 Get $50 for signing up with Current! 💳</p><p>Sign up for Current with my link and get a free $50 bonus when you receive a qualifying direct deposit: https://current.com/caleb50/</p><p><br></p><p>Get access to GLP-1s online: http://ro.co/Caleb</p><p><br></p><p>Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!</p><p>Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. </p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6126</itunes:duration>
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    <item>
      <title>Financial Audit’s First Divorce</title>
      <link>https://youtu.be/CLhSWSW_jZs</link>
      <description>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶Well... this is it... they fully break down and admit they don't even want to be together anymore in todays Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

The credit building debit card: The next 10,000 people to sign up for Fizz with code: HAMMER25 get an extra 25% off: https://www.joinfizz.com/caleb  (paid ad; terms &amp; restr apply)

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 04 Apr 2025 15:00:00 -0000</pubDate>
      <itunes:title>Financial Audit’s First Divorce</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7971fc5e-1166-11f0-8601-b313dd37540e/image/83668671b6612d973dcc844844b688e1.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶Well... this is it... they fully break down and admit they don't even want to be together anymore in todays Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

▶▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5

Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

The credit building debit card: The next 10,000 people to sign up for Fizz with code: HAMMER25 get an extra 25% off: https://www.joinfizz.com/caleb  (paid ad; terms &amp; restr apply)

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/</p><p><br></p><p>▶Well... this is it... they fully break down and admit they don't even want to be together anymore in todays Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>▶▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!</p><p><br></p><p>Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.</p><p><br></p><p>The credit building debit card: The next 10,000 people to sign up for Fizz with code: HAMMER25 get an extra 25% off: https://www.joinfizz.com/caleb  (paid ad; terms &amp; restr apply)</p><p><br></p><p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p>_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>6622</itunes:duration>
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    <item>
      <title>The Biggest Losers In Financial Audit History</title>
      <link>https://youtu.be/fZTrKGGuLgY</link>
      <description>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶This is INSANE!!!!!! Dude just got rid of 4.2TB OF.... ummmm... pictures.... but guess what? His collection is starting back up again???Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

Any portfolio composition or transaction data is provided on a delay and may be incomplete. This material is for informational use only and is not a recommendation. All company analysis information is provided by third parties and not by Moomoo Financial Inc. Past performance does not guarantee future results.

Go to https://meetfabric.com/CALEB and apply today, risk-free

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Apr 2025 15:00:00 -0000</pubDate>
      <itunes:title>The Biggest Losers In Financial Audit History</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a8885c58-0fd2-11f0-b115-4b6f84b88b5e/image/4fd7db95180cd945d8c22cf5b5bc6622.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶This is INSANE!!!!!! Dude just got rid of 4.2TB OF.... ummmm... pictures.... but guess what? His collection is starting back up again???Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!

Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

Any portfolio composition or transaction data is provided on a delay and may be incomplete. This material is for informational use only and is not a recommendation. All company analysis information is provided by third parties and not by Moomoo Financial Inc. Past performance does not guarantee future results.

Go to https://meetfabric.com/CALEB and apply today, risk-free

▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/</p><p><br></p><p>▶This is INSANE!!!!!! Dude just got rid of 4.2TB OF.... ummmm... pictures.... but guess what? His collection is starting back up again???Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!</p><p><br></p><p>Terms and Conditions apply.  Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.</p><p><br></p><p>Any portfolio composition or transaction data is provided on a delay and may be incomplete. This material is for informational use only and is not a recommendation. All company analysis information is provided by third parties and not by Moomoo Financial Inc. Past performance does not guarantee future results.</p><p><br></p><p>Go to https://meetfabric.com/CALEB and apply today, risk-free</p><p><br></p><p>▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5342</itunes:duration>
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    <item>
      <title>Trans Socialists Hate America | Financial Audit</title>
      <link>https://youtu.be/AjALTvfWl5I</link>
      <description>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶But WAIT, the system is against them, right?! well... apparently they spend all their money on booze. I expose them in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Speed up your hiring right now with Indeed and get a $75 SPONSORED JOB CREDIT to get your jobs more visibility at https://indeed.com/caleb

Terms and conditions apply. Hiring? Indeed is all you need.

For a 20% discount on incredible earbuds use: https://buyraycon.com/calebhammer

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!
Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 31 Mar 2025 15:00:00 -0000</pubDate>
      <itunes:title>Trans Socialists Hate America | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/fb651f04-0e3f-11f0-bffe-c3cef87c28cf/image/37ec7b12079398090d8c501be4db0d32.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶But WAIT, the system is against them, right?! well... apparently they spend all their money on booze. I expose them in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

Speed up your hiring right now with Indeed and get a $75 SPONSORED JOB CREDIT to get your jobs more visibility at https://indeed.com/caleb

Terms and conditions apply. Hiring? Indeed is all you need.

For a 20% discount on incredible earbuds use: https://buyraycon.com/calebhammer

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!
Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/</p><p><br></p><p>▶But WAIT, the system is against them, right?! well... apparently they spend all their money on booze. I expose them in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW*</p><p><br></p><p>Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78</p><p><br></p><p>Speed up your hiring right now with Indeed and get a $75 SPONSORED JOB CREDIT to get your jobs more visibility at https://indeed.com/caleb</p><p><br></p><p>Terms and conditions apply. Hiring? Indeed is all you need.</p><p><br></p><p>For a 20% discount on incredible earbuds use: https://buyraycon.com/calebhammer</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to $150 in Cash Rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!!</p><p>Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5744</itunes:duration>
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    <item>
      <title>If Her Husband Sees This, He's Leaving | Financial Audit</title>
      <link>https://youtu.be/1nQtPrySt3E</link>
      <description>Try Rocket Money for free: https://RocketMoney.com/caleb

▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶OH I FOUND OUT SHE'S NOT EVEN PAYING HER TAXES.... ughhh, post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Helium Mobile is the only phone plan with plans starting at FREE that reward you. Break free from Big Telco and get access to Helium Mobile with the code CALEB: hellohelium.com

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 28 Mar 2025 15:00:00 -0000</pubDate>
      <itunes:title>If Her Husband Sees This, He's Leaving | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/77f011a6-0be2-11f0-9a71-3bbd12fc0168/image/f97b0761c6e747b9731a211856e2a185.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Try Rocket Money for free: https://RocketMoney.com/caleb

▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶OH I FOUND OUT SHE'S NOT EVEN PAYING HER TAXES.... ughhh, post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Helium Mobile is the only phone plan with plans starting at FREE that reward you. Break free from Big Telco and get access to Helium Mobile with the code CALEB: hellohelium.com

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Rocket Money for free: https://RocketMoney.com/caleb</p><p><br></p><p>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/</p><p><br></p><p>▶OH I FOUND OUT SHE'S NOT EVEN PAYING HER TAXES.... ughhh, post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Helium Mobile is the only phone plan with plans starting at FREE that reward you. Break free from Big Telco and get access to Helium Mobile with the code CALEB: hellohelium.com</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p>Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. </p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5081</itunes:duration>
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    <item>
      <title>I've Never Hated A More Vile Piece of Trash | Financial Audit</title>
      <link>https://youtu.be/-JleFY3zZNE</link>
      <description>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶This post show is crazzzyyyyy... he's pressuring women to... do very controversial things. He basically forces them to... WTF THIS IS INSANE watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Use Yrefy to refinance your private student loans today at: https://www.yrefy.com/hammer or call (888) Yrefy-78

The credit building debit card: The next 10,000 people to sign up for Fizz with code: HAMMER25 get an extra 25% off: https://www.joinfizz.com/caleb  (paid ad; terms &amp; restrictions apply)

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Mar 2025 15:00:00 -0000</pubDate>
      <itunes:title>I've Never Hated A More Vile Piece of Trash | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ddec5606-09b5-11f0-b1d9-773b515b6b15/image/9ac3c248c572fde53c8564a66c7e97ee.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶This post show is crazzzyyyyy... he's pressuring women to... do very controversial things. He basically forces them to... WTF THIS IS INSANE watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Use Yrefy to refinance your private student loans today at: https://www.yrefy.com/hammer or call (888) Yrefy-78

The credit building debit card: The next 10,000 people to sign up for Fizz with code: HAMMER25 get an extra 25% off: https://www.joinfizz.com/caleb  (paid ad; terms &amp; restrictions apply)

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/</p><p><br></p><p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>▶This post show is crazzzyyyyy... he's pressuring women to... do very controversial things. He basically forces them to... WTF THIS IS INSANE watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>Use Yrefy to refinance your private student loans today at: https://www.yrefy.com/hammer or call (888) Yrefy-78</p><p><br></p><p>The credit building debit card: The next 10,000 people to sign up for Fizz with code: HAMMER25 get an extra 25% off: https://www.joinfizz.com/caleb  (paid ad; terms &amp; restrictions apply)</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p>Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. </p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5915</itunes:duration>
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    <item>
      <title>Financial Audit’s Most Evil Guest</title>
      <link>https://youtu.be/JOYjUf_gHFw</link>
      <description>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶This relationship is *toxic* ... he ameks her cry all the time and she calls him out for yelling at her- watch the post-show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Use Yrefy to refinance your private student loans today at: yrefy.com/hammer or call (888) Yrefy-78

Get a 60-day free trial at https://www.shipstation.com/caleb. Thanks to ShipStation for sponsoring the show!

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 24 Mar 2025 15:00:00 -0000</pubDate>
      <itunes:title>Financial Audit’s Most Evil Guest</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/64fdc2a0-08bd-11f0-8cb4-bb17e47a5349/image/b8e0fa4da262a1702733b0dcb1c75557.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶This relationship is *toxic* ... he ameks her cry all the time and she calls him out for yelling at her- watch the post-show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Use Yrefy to refinance your private student loans today at: yrefy.com/hammer or call (888) Yrefy-78

Get a 60-day free trial at https://www.shipstation.com/caleb. Thanks to ShipStation for sponsoring the show!

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/</p><p><br></p><p>▶This relationship is *toxic* ... he ameks her cry all the time and she calls him out for yelling at her- watch the post-show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Use Yrefy to refinance your private student loans today at: yrefy.com/hammer or call (888) Yrefy-78</p><p><br></p><p>Get a 60-day free trial at https://www.shipstation.com/caleb. Thanks to ShipStation for sponsoring the show!</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p>Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. </p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6114</itunes:duration>
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    <item>
      <title>She Gaslights Me For 1 Hour and 35 Minutes | Financial Audit</title>
      <link>https://youtu.be/iJw0if_PHB8</link>
      <description>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶This post show is JUIICCYYYYY- we call and confront the ex, but the stuff we discover... *SHE LED TO US THE WHOLE TIME* https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Get your first month for a dollar at https://getkikoff.com/caleb today!

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 21 Mar 2025 15:00:00 -0000</pubDate>
      <itunes:title>She Gaslights Me For 1 Hour and 35 Minutes | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/05c840d2-0663-11f0-9da6-a7c8723343d8/image/2a18b5b3ba8e1d69286f7dd3364d0b62.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶This post show is JUIICCYYYYY- we call and confront the ex, but the stuff we discover... *SHE LED TO US THE WHOLE TIME* https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Get your first month for a dollar at https://getkikoff.com/caleb today!

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/</p><p><br></p><p>▶This post show is JUIICCYYYYY- we call and confront the ex, but the stuff we discover... *SHE LED TO US THE WHOLE TIME* https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Get your first month for a dollar at https://getkikoff.com/caleb today!</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p>Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. </p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6132</itunes:duration>
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    <item>
      <title>Financial Audit’s Most Special Guest</title>
      <link>https://youtu.be/Bq1f_LrSEVs</link>
      <description>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶The absolute WILD way she goes about tracking down every man she has been with *scares* me... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Go to 

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

https://meetfabric.com/CALEB and apply today, risk-free

Get access to GLP-1s online: http://ro.co/Caleb

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Mar 2025 15:00:00 -0000</pubDate>
      <itunes:title>Financial Audit’s Most Special Guest | Post Show</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/06696da0-04d2-11f0-97e4-6f04b5baa89f/image/d9056eeed9f85f37c12250851c19df39.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/

▶The absolute WILD way she goes about tracking down every man she has been with *scares* me... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Go to 

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

https://meetfabric.com/CALEB and apply today, risk-free

Get access to GLP-1s online: http://ro.co/Caleb

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCEMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (low launch price until end of month) https://calebhammer.com/realestate *OR* to sweeten the deal, my 4-class bundle is now nearly *40% off* !!!!!! Check it out here: https://calebhammer.com/classpack/</p><p><br></p><p>▶The absolute WILD way she goes about tracking down every man she has been with *scares* me... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Go to </p><p><br></p><p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>https://meetfabric.com/CALEB and apply today, risk-free</p><p><br></p><p>Get access to GLP-1s online: http://ro.co/Caleb</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p>Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. </p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5730</itunes:duration>
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    <item>
      <title>Goth Freak Is A Wannabe E-Girl | Financial Audit</title>
      <link>https://youtu.be/YRsedSA4CzM</link>
      <description>▶ *MAJOR ANNOUNCMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (33% off until the end of the month) https://calebhammer.com/realestate this is what I'm a master at- and I teach you everything down to the smallest detail, whether you're buying your first house or wanting to build your rental empire! The first 250 buyers get access to a free Q&amp;A with me on my Real Estate Portfolio.

▶I crash out harrrdddd in todays post-show, it's very embarrassing... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer/ or call (888) Yrefy-78

PDS Debt is offering a free debt analysis. Make this the year you take control of your debt. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer

Get the Auraglow teeth whitening strips on Amazon https://go.auraglow.com/amazon/HdVo

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit https://moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 17 Mar 2025 15:00:00 -0000</pubDate>
      <itunes:title>Goth Freak Is A Wannabe E-Girl | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/256097e6-033e-11f0-9c10-13b351013fc8/image/985b56eec7ceb0d76171d3383c2e3d8e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶ *MAJOR ANNOUNCMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (33% off until the end of the month) https://calebhammer.com/realestate this is what I'm a master at- and I teach you everything down to the smallest detail, whether you're buying your first house or wanting to build your rental empire! The first 250 buyers get access to a free Q&amp;A with me on my Real Estate Portfolio.

▶I crash out harrrdddd in todays post-show, it's very embarrassing... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer/ or call (888) Yrefy-78

PDS Debt is offering a free debt analysis. Make this the year you take control of your debt. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer

Get the Auraglow teeth whitening strips on Amazon https://go.auraglow.com/amazon/HdVo

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply
Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit https://moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *MAJOR ANNOUNCMENT* I'm super excited to be launching my MUCH ASKED FOR real estate program (33% off until the end of the month) https://calebhammer.com/realestate this is what I'm a master at- and I teach you everything down to the smallest detail, whether you're buying your first house or wanting to build your rental empire! The first 250 buyers get access to a free Q&amp;A with me on my Real Estate Portfolio.</p><p><br></p><p>▶I crash out harrrdddd in todays post-show, it's very embarrassing... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer/ or call (888) Yrefy-78</p><p><br></p><p>PDS Debt is offering a free debt analysis. Make this the year you take control of your debt. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer</p><p><br></p><p>Get the Auraglow teeth whitening strips on Amazon https://go.auraglow.com/amazon/HdVo</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p>Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit https://moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program. </p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5186</itunes:duration>
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    <item>
      <title>Pathetic Brat Thinks Shes Hot Sh*t | Financial Audit</title>
      <link>https://youtu.be/Bo6WDsq9Kbc</link>
      <description>▶I BRING IN THE BOYFRIEND... this gets beyond *intense* ... the drama is wild. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Speed up your hiring right now with Indeed and get a $75 SPONSORED JOB CREDIT to get your jobs more visibility at https://indeed.com/caleb
Terms and conditions apply. Hiring? Indeed is all you need.

Use Yrefy to refinance your private student loans today at: yrefy.com/hammer

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 14 Mar 2025 15:00:00 -0000</pubDate>
      <itunes:title>Pathetic Brat Thinks Shes Hot Sh*t | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/41ac0664-00e2-11f0-9bb2-fb3b71562105/image/b285ec96a427fe01b2acf6cd009b8689.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶I BRING IN THE BOYFRIEND... this gets beyond *intense* ... the drama is wild. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Speed up your hiring right now with Indeed and get a $75 SPONSORED JOB CREDIT to get your jobs more visibility at https://indeed.com/caleb
Terms and conditions apply. Hiring? Indeed is all you need.

Use Yrefy to refinance your private student loans today at: yrefy.com/hammer

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶I BRING IN THE BOYFRIEND... this gets beyond *intense* ... the drama is wild. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Speed up your hiring right now with Indeed and get a $75 SPONSORED JOB CREDIT to get your jobs more visibility at https://indeed.com/caleb</p><p>Terms and conditions apply. Hiring? Indeed is all you need.</p><p><br></p><p>Use Yrefy to refinance your private student loans today at: yrefy.com/hammer</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. </p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5378</itunes:duration>
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    <item>
      <title>“Straight” Mormon Hides Onlyf*ns From Wife | Financial Audit</title>
      <description>▶So what do you think? Is it his O F purchases or his friends? I call the friend and we find out..,. things get very weird: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Get access to GLP-1s online: http://ro.co/Caleb

Please make sure to follow all directives as specifically laid out here as the client is very picky and will ask to take down and repost if it’s not correct.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Mar 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/d6219420-ff53-11ef-bf13-e3b9335108bb/image/470a0947761fdd4ae525c68c86521075.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶So what do you think? Is it his O F purchases or his friends? I call the friend and we find out..,. things get very weird: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Get access to GLP-1s online: http://ro.co/Caleb

Please make sure to follow all directives as specifically laid out here as the client is very picky and will ask to take down and repost if it’s not correct.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶So what do you think? Is it his O F purchases or his friends? I call the friend and we find out..,. things get very weird: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Get access to GLP-1s online: http://ro.co/Caleb</p><p><br></p><p>Please make sure to follow all directives as specifically laid out here as the client is very picky and will ask to take down and repost if it’s not correct.</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. </p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6477</itunes:duration>
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    </item>
    <item>
      <title>120 Years To Fix This… | Financial Audit</title>
      <description>Stop leaving yourself vulnerable to data breaches and brokers. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed

WAIT... is it really all his fault, now he's planning to spend THOUSANDS on a bday party instead of helping to get out of debt... I'M ENRAGED, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 10 Mar 2025 15:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6ede0e9e-fdc1-11ef-a40c-7bfd626bea04/image/b819c6031e47feef77f04700b298dab3.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Stop leaving yourself vulnerable to data breaches and brokers. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed

WAIT... is it really all his fault, now he's planning to spend THOUSANDS on a bday party instead of helping to get out of debt... I'M ENRAGED, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Stop leaving yourself vulnerable to data breaches and brokers. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed</p><p><br></p><p>WAIT... is it really all his fault, now he's planning to spend THOUSANDS on a bday party instead of helping to get out of debt... I'M ENRAGED, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. </p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6329</itunes:duration>
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      <title>I Had To Kick This Insane Guest Off Financial Audit</title>
      <description>▶ *LAST DAY* - I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. In todays post show, I find out SHE IS WILDD... FROM O F TO BANGING ALL HER FRIENDS TO SO MUCH MORE.... wtf is actually happening....

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. 

Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.

 Get the Auraglow teeth whitening strips on Amazon https://go.auraglow.com/amazon/HdVo

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 07 Mar 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/085c152a-fb6a-11ef-b123-eff3ef965a44/image/2d89269c866399667430a6f36dafe20c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *LAST DAY* - I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. In todays post show, I find out SHE IS WILDD... FROM O F TO BANGING ALL HER FRIENDS TO SO MUCH MORE.... wtf is actually happening....

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. 

Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.

 Get the Auraglow teeth whitening strips on Amazon https://go.auraglow.com/amazon/HdVo

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *LAST DAY* - I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. In todays post show, I find out SHE IS WILDD... FROM O F TO BANGING ALL HER FRIENDS TO SO MUCH MORE.... wtf is actually happening....</p><p><br></p><p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>▶Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. </p><p><br></p><p>Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.</p><p><br></p><p> Get the Auraglow teeth whitening strips on Amazon https://go.auraglow.com/amazon/HdVo</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5337</itunes:duration>
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    <item>
      <title>Definitely “Straight” Male Hides Onlyf*ns From Wife |</title>
      <link>https://youtu.be/LbQezAVs_1k</link>
      <description>Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKD!

▶ FINAL WEEK - I am personally paying for your Hammer ELITE subscription for the first month 

https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. In todays post show, we find out he decides THE NIGHT BEFORE WE FILMED he dropped THOUSANDS at a b o o b club right here in Austin... WTFFFF

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)


▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Mar 2025 16:00:00 -0000</pubDate>
      <itunes:title>Definitely “Straight” Male Hides Onlyf*ns From Wife |</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/af001496-f9d8-11ef-b6fa-a7b5ec096f91/image/c0f695b2392e87eecda495d0fb89a90f.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKD!

▶ FINAL WEEK - I am personally paying for your Hammer ELITE subscription for the first month 

https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. In todays post show, we find out he decides THE NIGHT BEFORE WE FILMED he dropped THOUSANDS at a b o o b club right here in Austin... WTFFFF

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)


▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. 

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKD!</p><p><br></p><p>▶ FINAL WEEK - I am personally paying for your Hammer ELITE subscription for the first month </p><p><br></p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. In todays post show, we find out he decides THE NIGHT BEFORE WE FILMED he dropped THOUSANDS at a b o o b club right here in Austin... WTFFFF</p><p><br></p><p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply. </p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6206</itunes:duration>
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    <item>
      <title>Gold Digger Keeps Destroying This Mans Life | Financial Audit</title>
      <link>https://youtu.be/a62frmorwcc</link>
      <description>▶ *FINAL WEEK* - I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. In todays post show, we find out she decided it was time to start an O F and it got suppppperrr weird with his involvement... tea tea tea...

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 03 Mar 2025 16:00:00 -0000</pubDate>
      <itunes:title>Gold Digger Keeps Destroying This Mans Life | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b0d62b58-f842-11ef-8549-473eff93f474/image/f4f53f97ecd408d9727b4f83c2367988.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *FINAL WEEK* - I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. In todays post show, we find out she decided it was time to start an O F and it got suppppperrr weird with his involvement... tea tea tea...

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *FINAL WEEK* - I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. In todays post show, we find out she decided it was time to start an O F and it got suppppperrr weird with his involvement... tea tea tea...</p><p><br></p><p>▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>▶Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.</p><p><br></p><p>Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6245</itunes:duration>
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    <item>
      <title>Socialist Brat Thinks She's Entitled To Your Money | Financial Audit</title>
      <link>https://youtu.be/2yKkS2iNO2o</link>
      <description>▶ THAT'S * *RIGHT - I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. I bring in her long term boyfriend and he admits HE REFUSES TO MARRY HER- this confrontation is *insane* and was not at all what was expected...

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Go to https://meetfabric.com/CALEB and apply today, risk-free

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 28 Feb 2025 16:00:00 -0000</pubDate>
      <itunes:title>Socialist Brat Thinks She's Entitled To Your Money | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/14962220-f5ef-11ef-87ff-cb281d88ab6d/image/130f5696f9660730c77eae9d398797dd.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ THAT'S * *RIGHT - I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. I bring in her long term boyfriend and he admits HE REFUSES TO MARRY HER- this confrontation is *insane* and was not at all what was expected...

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Go to https://meetfabric.com/CALEB and apply today, risk-free

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ THAT'S * *RIGHT - I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. I bring in her long term boyfriend and he admits HE REFUSES TO MARRY HER- this confrontation is *insane* and was not at all what was expected...</p><p><br></p><p>▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Go to https://meetfabric.com/CALEB and apply today, risk-free</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6910</itunes:duration>
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    <item>
      <title>Financial Audit’s Dumbest Couple Ever</title>
      <description>▶ THAT'S * *RIGHT - I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. I FIND OUT IN THE POST SHOW THAT HE HAS A HIDDEN DEDT THAT SHE HAS NO IDEA ABOUT---- A DEBT TO HIS PREVIOUS EMPLOYER AHHHHHH 

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Helium Mobile is the only phone plan with plans starting at FREE that reward you. Break free from Big Telco and get access to Helium Mobile with the code CALEB: hellohelium.com

Find your perfect pair of boots with Tecovas, at https://Tecovas.com/HAMMER

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Feb 2025 16:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/fc2c7cbe-f456-11ef-94cd-43a9e60b9ddb/image/78e24b45f9448b09c6353884302b837b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ THAT'S * *RIGHT - I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. I FIND OUT IN THE POST SHOW THAT HE HAS A HIDDEN DEDT THAT SHE HAS NO IDEA ABOUT---- A DEBT TO HIS PREVIOUS EMPLOYER AHHHHHH 

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Helium Mobile is the only phone plan with plans starting at FREE that reward you. Break free from Big Telco and get access to Helium Mobile with the code CALEB: hellohelium.com

Find your perfect pair of boots with Tecovas, at https://Tecovas.com/HAMMER

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ THAT'S * *RIGHT - I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for ELITE and I'll send you a digital gift card covering the $10 cost. I FIND OUT IN THE POST SHOW THAT HE HAS A HIDDEN DEDT THAT SHE HAS NO IDEA ABOUT---- A DEBT TO HIS PREVIOUS EMPLOYER AHHHHHH </p><p><br></p><p>▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Helium Mobile is the only phone plan with plans starting at FREE that reward you. Break free from Big Telco and get access to Helium Mobile with the code CALEB: hellohelium.com</p><p><br></p><p>Find your perfect pair of boots with Tecovas, at https://Tecovas.com/HAMMER</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5539</itunes:duration>
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    <item>
      <title>She Had To Sneak Onto Financial Audit</title>
      <link>https://youtu.be/PFYfyr8SgGY</link>
      <description>Stop leaving yourself vulnerable to data breaches and brokers. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed 

▶ *THAT'S * *RIGHT* - I am *personally* *paying* for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. Todays post show is the *ultimate    * post show... she has hidden all this debt from him, and we physically bring him in and he finds out LIVE... it's insane.

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 24 Feb 2025 16:00:00 -0000</pubDate>
      <itunes:title>She Had To Sneak Onto Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c686e242-f2c2-11ef-b6ee-17fe75d887ec/image/d2b8493ac2bbc2ee435f468e1fedbe02.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Stop leaving yourself vulnerable to data breaches and brokers. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed 

▶ *THAT'S * *RIGHT* - I am *personally* *paying* for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. Todays post show is the *ultimate    * post show... she has hidden all this debt from him, and we physically bring him in and he finds out LIVE... it's insane.

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Stop leaving yourself vulnerable to data breaches and brokers. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed </p><p><br></p><p>▶ *THAT'S * *RIGHT* - I am *personally* *paying* for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. Todays post show is the *ultimate    * post show... she has hidden all this debt from him, and we physically bring him in and he finds out LIVE... it's insane.</p><p><br></p><p>▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>Securities are offered through Moomoo Financial Inc., Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. Visit moomoo.com/us/support/topic4_222 for information on the Cash Sweep Program.</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>If Her Husband Sees This, It's Over. | Financial Audit</title>
      <link>https://youtu.be/a67gd6apVFU</link>
      <description>▶ *THAT'S * *RIGHT* - I am *personally* *paying* for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In todays post show, I make her call and confess EVERYTHING to her husbands... it's WILD!

▶▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #ad ​⁠ @hiCapitalize  

Get your first month for a dollar at https://getkikoff.com/caleb today!

Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 21 Feb 2025 16:00:00 -0000</pubDate>
      <itunes:title>If Her Husband Sees This, It's Over. | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e1896cec-f068-11ef-9daf-bb4672029c76/image/4bb753d631fae3178120df86bbf24b9b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *THAT'S * *RIGHT* - I am *personally* *paying* for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In todays post show, I make her call and confess EVERYTHING to her husbands... it's WILD!

▶▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #ad ​⁠ @hiCapitalize  

Get your first month for a dollar at https://getkikoff.com/caleb today!

Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *THAT'S * *RIGHT* - I am *personally* *paying* for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In todays post show, I make her call and confess EVERYTHING to her husbands... it's WILD!</p><p><br></p><p>▶▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #ad ​⁠<a href="https://studio.youtube.com/channel/UCcLL2vcczjSPr0_8bFUua9w"> @hiCapitalize </a> </p><p><br></p><p>Get your first month for a dollar at https://getkikoff.com/caleb today!</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd!</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5665</itunes:duration>
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      <title>Childish Couple Won’t Stop Cheating On Each Other | Financial Audit</title>
      <link>https://youtu.be/PuNwCIXMmmk</link>
      <description>▶ *THAT'S * *RIGHT* - I am *personally* *paying* for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In todays post show, I confront the *cheater* ... it's disgusting, it's insane... it's the much watch post show of 2025!
▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)
Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.
Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC.
PDS Debt is offering a free debt analysis. Make this the year you take control of your debt. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer
Click https://money.com/caleb-discover to check out Money.com’s choice of CD with top tier interest rates, to get a return on your savings today!
Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.
▶▶ Download my budgeting app today: https://calebhammer.com/app
▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live
▶EDUCATION:
1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/
2) The best budgeting program online: https://calebhammer.com/budget
3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing
4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula
▶RESOURCES
1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link
2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply
3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb
4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer
5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)
6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!
7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/
8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 
10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 19 Feb 2025 16:00:00 -0000</pubDate>
      <itunes:title>Childish Couple Won’t Stop Cheating On Each Other | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f070cd32-eed7-11ef-ad23-5f3676f5e47b/image/f10588fdee219877991992e67a3ba700.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *THAT'S * *RIGHT* - I am *personally* *paying* for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In todays post show, I confront the *cheater* ... it's disgusting, it's insane... it's the much watch post show of 2025!
▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)
Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.
Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC.
PDS Debt is offering a free debt analysis. Make this the year you take control of your debt. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer
Click https://money.com/caleb-discover to check out Money.com’s choice of CD with top tier interest rates, to get a return on your savings today!
Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.
▶▶ Download my budgeting app today: https://calebhammer.com/app
▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live
▶EDUCATION:
1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/
2) The best budgeting program online: https://calebhammer.com/budget
3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing
4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula
▶RESOURCES
1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link
2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply
3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb
4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer
5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)
6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!
7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/
8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 
10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *THAT'S * *RIGHT* - I am *personally* *paying* for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In todays post show, I confront the *cheater* ... it's disgusting, it's insane... it's the much watch post show of 2025!</p><p>▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p>Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.</p><p>Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC.</p><p>PDS Debt is offering a free debt analysis. Make this the year you take control of your debt. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer</p><p>Click https://money.com/caleb-discover to check out Money.com’s choice of CD with top tier interest rates, to get a return on your savings today!</p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p>▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p>▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live</p><p>▶EDUCATION:</p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p>▶RESOURCES</p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>6158</itunes:duration>
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    <item>
      <title>$250,000 Down The Drain, For THIS?! | Financial Audit</title>
      <link>https://youtu.be/wukjb-ssKzw</link>
      <description>▶Sooooo she's hid it all from her husband, and in the post show I call him and confront the situation... we actually find out THE DAY we filmed she missed a car payment... WTFFFF watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ ▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Try Rocket Money for free: https://RocketMoney.com/caleb

Go to https://meetfabric.com/CALEB and apply today, risk-free

Tired of steep car insurance premiums? With Money.com, you can compare multiple car insurance options in just minutes and save big! Click here https://money.com/caleb-car-insurance to see options that could start helping you save money today.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 14 Feb 2025 16:00:00 -0000</pubDate>
      <itunes:title>$250,000 Down The Drain, For THIS?! | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6743d24a-eae8-11ef-88ea-374edb1c70e0/image/586f7dfe42ffda51c894687835eac98d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶Sooooo she's hid it all from her husband, and in the post show I call him and confront the situation... we actually find out THE DAY we filmed she missed a car payment... WTFFFF watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ ▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Try Rocket Money for free: https://RocketMoney.com/caleb

Go to https://meetfabric.com/CALEB and apply today, risk-free

Tired of steep car insurance premiums? With Money.com, you can compare multiple car insurance options in just minutes and save big! Click here https://money.com/caleb-car-insurance to see options that could start helping you save money today.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Sooooo she's hid it all from her husband, and in the post show I call him and confront the situation... we actually find out THE DAY we filmed she missed a car payment... WTFFFF watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶ ▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Try Rocket Money for free: https://RocketMoney.com/caleb</p><p><br></p><p>Go to https://meetfabric.com/CALEB and apply today, risk-free</p><p><br></p><p>Tired of steep car insurance premiums? With Money.com, you can compare multiple car insurance options in just minutes and save big! Click here https://money.com/caleb-car-insurance to see options that could start helping you save money today.</p><p><br></p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5473</itunes:duration>
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    <item>
      <title>The Most UNHINGED Financial Audit</title>
      <link>https://youtu.be/nYml-BwzB4Q</link>
      <description>Helium Mobile is the only phone plan with plans starting at FREE that reward you. Break free from Big Telco and get access to Helium Mobile with the code CALEB: hellohelium.com

▶▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Feb 2025 16:00:00 -0000</pubDate>
      <itunes:title>The Most UNHINGED Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/997b9150-e956-11ef-9408-cf3eef394a16/image/678a1998801a10b865a92df148f8fb05.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Helium Mobile is the only phone plan with plans starting at FREE that reward you. Break free from Big Telco and get access to Helium Mobile with the code CALEB: hellohelium.com

▶▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Helium Mobile is the only phone plan with plans starting at FREE that reward you. Break free from Big Telco and get access to Helium Mobile with the code CALEB: hellohelium.com</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5713</itunes:duration>
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      <title>Financial Infidelity EXPOSED Right Before Marriage | Financial Audit</title>
      <link>https://youtu.be/LM-pzTB7Fq4</link>
      <description>Stop leaving yourself vulnerable to data breaches and brokers. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed 

My partner Aura just launched their new "Are you smarter than a scammer?" quiz. Take the quiz and see if you’re as savvy as you think: https://bit.ly/aurasts

▶ Only the PRO gooners know what's going on in my dating life tea, and I spill all the beans in todays post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ ▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Unlock better refinancing options with Money.com! Click https://money.com/caleb-mortgage-purchase to see if you’re eligible for lower payments, shorting your term, or getting cash out of your mortgage.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
▶RESOURCES
1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link
2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply
3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 10 Feb 2025 16:00:00 -0000</pubDate>
      <itunes:title>Financial Infidelity EXPOSED Right Before Marriage | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/88360c7e-e7c4-11ef-a4be-83fa9a465195/image/c59068f53bec684c51531cbf3d6139d2.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Stop leaving yourself vulnerable to data breaches and brokers. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed 

My partner Aura just launched their new "Are you smarter than a scammer?" quiz. Take the quiz and see if you’re as savvy as you think: https://bit.ly/aurasts

▶ Only the PRO gooners know what's going on in my dating life tea, and I spill all the beans in todays post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ ▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Unlock better refinancing options with Money.com! Click https://money.com/caleb-mortgage-purchase to see if you’re eligible for lower payments, shorting your term, or getting cash out of your mortgage.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
▶RESOURCES
1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link
2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply
3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Stop leaving yourself vulnerable to data breaches and brokers. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed </p><p><br></p><p>My partner Aura just launched their new "Are you smarter than a scammer?" quiz. Take the quiz and see if you’re as savvy as you think: https://bit.ly/aurasts</p><p><br></p><p>▶ Only the PRO gooners know what's going on in my dating life tea, and I spill all the beans in todays post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶ ▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER</p><p><br></p><p>Unlock better refinancing options with Money.com! Click https://money.com/caleb-mortgage-purchase to see if you’re eligible for lower payments, shorting your term, or getting cash out of your mortgage.</p><p><br></p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>▶RESOURCES</p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5632</itunes:duration>
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    <item>
      <title>Pathetic Sugar-Baby Is Mad I Won’t Date Her | Financial Audit</title>
      <link>https://youtu.be/pfaUcT9RexY</link>
      <description>▶She officially shoots her shot in the post show and I give her my *real* answer. We also dive into the tea on what other fat person with lots of followers (you all know him) tried to slide into her DMs lolol watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Go to https://meetfabric.com/CALEB and apply today, risk-free

Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 07 Feb 2025 16:00:00 -0000</pubDate>
      <itunes:title>Pathetic Sugar-Baby Is Mad I Won’t Date Her | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8fc77aa8-e56d-11ef-ae83-8b34fb7a87ba/image/f7fa4dfabc3900ed110e064bf2f8e4ea.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶She officially shoots her shot in the post show and I give her my *real* answer. We also dive into the tea on what other fat person with lots of followers (you all know him) tried to slide into her DMs lolol watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Go to https://meetfabric.com/CALEB and apply today, risk-free

Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶She officially shoots her shot in the post show and I give her my *real* answer. We also dive into the tea on what other fat person with lots of followers (you all know him) tried to slide into her DMs lolol watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Go to https://meetfabric.com/CALEB and apply today, risk-free</p><p><br></p><p>Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.</p><p><br></p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Radical Femcel Is Literal Garbage | Financial Audit</title>
      <link>https://youtu.be/g4jxSXnAgzY</link>
      <description>▶ Last week, you thought you saw the craziest post-show yet- but now that's not true... I get her roommate on the phone and she starts going WILD yelling at me and fighting. It's fully Caleb Springer. Wildest one yet: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Get your first month for a dollar at https://getkikoff.com/caleb today!

Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Feb 2025 16:00:00 -0000</pubDate>
      <itunes:title>Radical Femcel Is Literal Garbage | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7d9ec492-e3d5-11ef-9977-5b10a7bad889/image/cae818862f9d0f62cdeb867ee1d0f046.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ Last week, you thought you saw the craziest post-show yet- but now that's not true... I get her roommate on the phone and she starts going WILD yelling at me and fighting. It's fully Caleb Springer. Wildest one yet: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Get your first month for a dollar at https://getkikoff.com/caleb today!

Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ Last week, you thought you saw the craziest post-show yet- but now that's not true... I get her roommate on the phone and she starts going WILD yelling at me and fighting. It's fully Caleb Springer. Wildest one yet: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Get your first month for a dollar at https://getkikoff.com/caleb today!</p><p><br></p><p>Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶ Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5527</itunes:duration>
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    <item>
      <title>Professional Redditor Treats His Wife Like A Pet | Financial Audit</title>
      <link>https://youtu.be/xiAg3qv6GcQ</link>
      <description>▶"MONEY DOESN'T MATTER" AGHHHHHHH I blow up on them an take them to the grave with me in todays post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored  @hiCapitalize  

Get access to GLP-1s online: http://ro.co/Caleb

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 03 Feb 2025 16:00:00 -0000</pubDate>
      <itunes:title>Professional Redditor Treats His Wife Like A Pet | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2fc0ecc2-e241-11ef-9eb3-9bc1b3f8e9ea/image/d3327fbae8d8a248cae0ff2c792088ef.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶"MONEY DOESN'T MATTER" AGHHHHHHH I blow up on them an take them to the grave with me in todays post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored  @hiCapitalize  

Get access to GLP-1s online: http://ro.co/Caleb

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶ Download my budgeting app today: https://calebhammer.com/app

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶"MONEY DOESN'T MATTER" AGHHHHHHH I blow up on them an take them to the grave with me in todays post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored <a href="https://studio.youtube.com/channel/UCcLL2vcczjSPr0_8bFUua9w"> @hiCapitalize </a> </p><p><br></p><p>Get access to GLP-1s online: http://ro.co/Caleb</p><p><br></p><p>Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5705</itunes:duration>
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      <title>Financial Audit’s Dumbest Guest Ever</title>
      <link>https://youtu.be/mu5AYrmEDNg</link>
      <description>▶This is BY FAR the most *insane* post show in our history, and it's 40 minutes long!!! I confront that cheating POS, and you will never be able to guess what disgusting truth is revealed... it is INSANEEEE https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 31 Jan 2025 16:00:00 -0000</pubDate>
      <itunes:title>Financial Audit’s Dumbest Guest Ever</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/cea4bc9a-dfe6-11ef-9947-4bfa2ea0aa34/image/d526e13bf3feb1109151c0b1b4d0f7a7.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶This is BY FAR the most *insane* post show in our history, and it's 40 minutes long!!! I confront that cheating POS, and you will never be able to guess what disgusting truth is revealed... it is INSANEEEE https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶This is BY FAR the most *insane* post show in our history, and it's 40 minutes long!!! I confront that cheating POS, and you will never be able to guess what disgusting truth is revealed... it is INSANEEEE https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5453</itunes:duration>
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    </item>
    <item>
      <title>Loser Thinks He’s Better Than You | Financial Audit</title>
      <link>https://youtu.be/XZeJIInxwk8</link>
      <description>▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶Guess what? F*ck him. WTF... in the post show I find out that he's not willing to give up his STUPID trips to get out of debt...I rage, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

Go to https://meetfabric.com/CALEB and apply today, risk-free

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

▶▶▶ Download my budgeting app today: https://calebhammer.com/app - don't over complicate this crap! All you need is an automated and SIMPLE budget. It's time to take control of your money for the first time in your life.

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 Jan 2025 16:00:00 -0000</pubDate>
      <itunes:title>Loser Thinks He’s Better Than You | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e0591ebe-de0a-11ef-a6d7-57e945f5717a/image/fae78640198aee1dd9534e4997f37f9b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

▶Guess what? F*ck him. WTF... in the post show I find out that he's not willing to give up his STUPID trips to get out of debt...I rage, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live

Go to https://meetfabric.com/CALEB and apply today, risk-free

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

▶▶▶ Download my budgeting app today: https://calebhammer.com/app - don't over complicate this crap! All you need is an automated and SIMPLE budget. It's time to take control of your money for the first time in your life.

▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)</p><p><br></p><p>▶Guess what? F*ck him. WTF... in the post show I find out that he's not willing to give up his STUPID trips to get out of debt...I rage, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live</p><p><br></p><p>Go to https://meetfabric.com/CALEB and apply today, risk-free</p><p><br></p><p>Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>▶▶▶ Download my budgeting app today: https://calebhammer.com/app - don't over complicate this crap! All you need is an automated and SIMPLE budget. It's time to take control of your money for the first time in your life.</p><p><br></p><p>▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5252</itunes:duration>
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      <title>Homewrecker Ruins EVERYTHING To Steal Married Old Men | Financial Audit</title>
      <link>https://youtu.be/6Q7huTV2RTk</link>
      <description>▶Download my budgeting app today: https://calebhammer.com/app - don't over complicate this crap! All you need is an automated and SIMPLE budget. It's time to take control of your money for the first time in your life.

***btw, some told me they had issues with getting past the password screen. Seems to be a minor bug affecting a minority of users. Just close the app and reopen it and you'll be logged in :) we will fix this issue by end-of-day!

▶We make her call him. That's right... the man that she f*cked around with and homewrecked... it's time for her to own this and confront the situation head-on... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

Visit moomoo.com/us/support/topic4_222 for more information on the Cash Sweep Program.

Go to https://meetfabric.com/CALEB and apply today, risk-free

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 27 Jan 2025 16:00:00 -0000</pubDate>
      <itunes:title>Homewrecker Ruins EVERYTHING To Steal Married Old Men | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶Download my budgeting app today: https://calebhammer.com/app - don't over complicate this crap! All you need is an automated and SIMPLE budget. It's time to take control of your money for the first time in your life.

***btw, some told me they had issues with getting past the password screen. Seems to be a minor bug affecting a minority of users. Just close the app and reopen it and you'll be logged in :) we will fix this issue by end-of-day!

▶We make her call him. That's right... the man that she f*cked around with and homewrecked... it's time for her to own this and confront the situation head-on... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

Visit moomoo.com/us/support/topic4_222 for more information on the Cash Sweep Program.

Go to https://meetfabric.com/CALEB and apply today, risk-free

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Download my budgeting app today: https://calebhammer.com/app - don't over complicate this crap! All you need is an automated and SIMPLE budget. It's time to take control of your money for the first time in your life.</p><p><br></p><p>***btw, some told me they had issues with getting past the password screen. Seems to be a minor bug affecting a minority of users. Just close the app and reopen it and you'll be logged in :) we will fix this issue by end-of-day!</p><p><br></p><p>▶We make her call him. That's right... the man that she f*cked around with and homewrecked... it's time for her to own this and confront the situation head-on... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>Visit moomoo.com/us/support/topic4_222 for more information on the Cash Sweep Program.</p><p><br></p><p>Go to https://meetfabric.com/CALEB and apply today, risk-free</p><p><br></p><p>Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5567</itunes:duration>
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    <item>
      <title>Financial Audit’s Most Vile Guest  | Financial Audit</title>
      <link>https://youtu.be/3SwByw2kvtY</link>
      <description>▶Instead of paying his lawyer and avoiding jail, I discover in the post show that he's blowing EVERYTHING on stupid PLAYING CARDS..... AGHHHHH, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

Try Rocket Money for free: https://RocketMoney.com/caleb

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

8) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 24 Jan 2025 16:00:00 -0000</pubDate>
      <itunes:title>Financial Audit’s Most Vile Guest  | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/fd3dc7e8-d9e9-11ef-87c0-bbc9832a7402/image/171e00fb7da1404ce6446a6a25e79340.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶Instead of paying his lawyer and avoiding jail, I discover in the post show that he's blowing EVERYTHING on stupid PLAYING CARDS..... AGHHHHH, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

Try Rocket Money for free: https://RocketMoney.com/caleb

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

7) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

8) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Instead of paying his lawyer and avoiding jail, I discover in the post show that he's blowing EVERYTHING on stupid PLAYING CARDS..... AGHHHHH, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>Try Rocket Money for free: https://RocketMoney.com/caleb</p><p><br></p><p>Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>7) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>8) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Mail-Order Bride Hates Her New Husband | Financial Audit</title>
      <link>https://youtu.be/JvXyPrXKpBI</link>
      <description>Stop leaving yourself vulnerable to data breaches and brokers. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed 

My partner Aura just launched their new "Are you smarter than a scammer?" quiz. Take the quiz and see if you’re as savvy as you think: https://bit.ly/aurasts

▶Once we had a break, this guy winds up his BS and starts blaming HER for everything!! We have to call his mom to confront his insanity, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

Click https://money.com/caleb-discover to check out Money.com’s choice of CD with top tier interest rates, to get a return on your savings today!

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 Jan 2025 16:00:00 -0000</pubDate>
      <itunes:title>Mail-Order Bride Hates Her New Husband | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/585eeaf2-d8d3-11ef-89ac-13c43fc02d50/image/7de55b3cc377f37c63e806621b57dae7.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Stop leaving yourself vulnerable to data breaches and brokers. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed 

My partner Aura just launched their new "Are you smarter than a scammer?" quiz. Take the quiz and see if you’re as savvy as you think: https://bit.ly/aurasts

▶Once we had a break, this guy winds up his BS and starts blaming HER for everything!! We have to call his mom to confront his insanity, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

Click https://money.com/caleb-discover to check out Money.com’s choice of CD with top tier interest rates, to get a return on your savings today!

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 

10) Build you own stan store: https://www.stan.store/?ref=CalebHammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Stop leaving yourself vulnerable to data breaches and brokers. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed </p><p><br></p><p>My partner Aura just launched their new "Are you smarter than a scammer?" quiz. Take the quiz and see if you’re as savvy as you think: https://bit.ly/aurasts</p><p><br></p><p>▶Once we had a break, this guy winds up his BS and starts blaming HER for everything!! We have to call his mom to confront his insanity, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>Click https://money.com/caleb-discover to check out Money.com’s choice of CD with top tier interest rates, to get a return on your savings today!</p><p><br></p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p><br></p><p>9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ </p><p><br></p><p>10) Build you own stan store: https://www.stan.store/?ref=CalebHammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4909</itunes:duration>
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    <item>
      <title>I've Never Hated A More Vile Piece of Trash | Financial Audit</title>
      <link>https://youtu.be/m_GiZsR3xAM</link>
      <description>▶This post show is *crazy* ... after stealing $1k a month from her dad for "substances ", I made her call and confess... it went a way you'll never expect, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

PDS Debt is offering a free debt analysis. Make this the year you take control of your debt. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer

Looking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. 
Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 17 Jan 2025 16:00:00 -0000</pubDate>
      <itunes:title>I've Never Hated A More Vile Piece of Trash | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a6f4ad5a-d45f-11ef-b506-0fdd1d878455/image/eda8f544ad38479074ac7fce9d6ae50a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶This post show is *crazy* ... after stealing $1k a month from her dad for "substances ", I made her call and confess... it went a way you'll never expect, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

PDS Debt is offering a free debt analysis. Make this the year you take control of your debt. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer

Looking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. 
Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶This post show is *crazy* ... after stealing $1k a month from her dad for "substances ", I made her call and confess... it went a way you'll never expect, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>PDS Debt is offering a free debt analysis. Make this the year you take control of your debt. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer</p><p><br></p><p>Looking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. </p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>6157</itunes:duration>
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      <title>Arrogant Freak Thinks He Knows More About Money Than Me | Financial Audit</title>
      <link>https://youtu.be/F_zbjzVojsI</link>
      <description>▶This dude keeps falling into PUMP AND DUMP scams and I completely expose him in today's post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

Go to https://meetfabric.com/CALEB and apply today, risk-free

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Jan 2025 16:00:00 -0000</pubDate>
      <itunes:title>Arrogant Freak Thinks He Knows More About Money Than Me | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a6a8aa64-d35a-11ef-9d99-9782ed202aa7/image/2d91c8fa960111eb9e94e30493ba331c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶This dude keeps falling into PUMP AND DUMP scams and I completely expose him in today's post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

Go to https://meetfabric.com/CALEB and apply today, risk-free

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶This dude keeps falling into PUMP AND DUMP scams and I completely expose him in today's post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>Go to https://meetfabric.com/CALEB and apply today, risk-free</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5054</itunes:duration>
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    <item>
      <title>Most Childish Couple I've Ever Had On Financial Audit</title>
      <link>https://youtu.be/By_guO7rAc4</link>
      <description>▶I found out they OWE DEBT for the wedding now and it RUINS EVERYTHING... watch the post-show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Check out the top CD rates here https://money.com/caleb-cds on Money.com to find secure, steady, and smart options for your money today!

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 13 Jan 2025 16:00:00 -0000</pubDate>
      <itunes:title>Most Childish Couple I've Ever Had On Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8a49cb76-d1c2-11ef-9318-ff64a9dafb97/image/139a004e782547c4106f928d457d65e2.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶I found out they OWE DEBT for the wedding now and it RUINS EVERYTHING... watch the post-show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Check out the top CD rates here https://money.com/caleb-cds on Money.com to find secure, steady, and smart options for your money today!

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶I found out they OWE DEBT for the wedding now and it RUINS EVERYTHING... watch the post-show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER</p><p><br></p><p>Check out the top CD rates here https://money.com/caleb-cds on Money.com to find secure, steady, and smart options for your money today!</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5361</itunes:duration>
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    </item>
    <item>
      <title>She’s Back | Financial Audit</title>
      <link>https://youtu.be/P9FcROIDzfk</link>
      <description>The credit building debit card: The first 10,000 people to sign up for Fizz with code: HAMMER10 get $10:https://www.joinfizz.com/caleb Now available on Android! (paid ad)

The best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 10 Jan 2025 16:00:00 -0000</pubDate>
      <itunes:title>She’s Back | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/fb97b582-cefb-11ef-ba6b-47a5ba36496b/image/03a7cf6820cfcf927a39aa1389cd2059.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>The credit building debit card: The first 10,000 people to sign up for Fizz with code: HAMMER10 get $10:https://www.joinfizz.com/caleb Now available on Android! (paid ad)

The best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The credit building debit card: The first 10,000 people to sign up for Fizz with code: HAMMER10 get $10:https://www.joinfizz.com/caleb Now available on Android! (paid ad)</p><p><br></p><p>The best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://soficreator.pxf.io/c/5535481/2083783/25681?adcampaigngroup=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4727</itunes:duration>
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    </item>
    <item>
      <title>Someone Finally Snapped On Financial Audit</title>
      <link>https://youtu.be/CNUNY77iorM</link>
      <description>▶Her family is not aware of how much she owes her mom... so I call her sister and make her finally confront this INSANE situation, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*

Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today!

Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets:
https://silomarkets.com/caleb

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*

2) *EOY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*

3) *EOY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*

4) *EOY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Jan 2025 16:00:00 -0000</pubDate>
      <itunes:title>Someone Finally Snapped On Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/24516294-cdd4-11ef-be8d-8fa589f4a2da/image/c64acf2645f44d3a5dee7f616c377482.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶Her family is not aware of how much she owes her mom... so I call her sister and make her finally confront this INSANE situation, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*

Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today!

Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets:
https://silomarkets.com/caleb

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*

2) *EOY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*

3) *EOY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*

4) *EOY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Her family is not aware of how much she owes her mom... so I call her sister and make her finally confront this INSANE situation, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶ *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*</p><p><br></p><p>Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today!</p><p><br></p><p>Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets:</p><p>https://silomarkets.com/caleb</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*</p><p><br></p><p>2) *EOY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*</p><p><br></p><p>3) *EOY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*</p><p><br></p><p>4) *EOY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5931</itunes:duration>
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    </item>
    <item>
      <title>Sorry Fellas, You Can't Fix Her | Financial Audit</title>
      <link>https://youtu.be/k1-pDvyCbbA</link>
      <description>Confronting her mom in the post show was *CRAZY* ... we've never had a phone call like this before... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored    @hiCapitalize  

Click the link https://relayfi.com/calebcashflow to enter Relay's $25K Cash Flow Glow Up Giveaway and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Go to https://meetfabric.com/CALEB and apply today, risk-free

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*

2) *EOY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*

3) *EOY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*

4) *EOY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 06 Jan 2025 16:00:00 -0000</pubDate>
      <itunes:title>Sorry Fellas, You Can't Fix Her | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f71b585a-cc40-11ef-910a-ff8c9a549015/image/f20933394d9f6916ac171afb220ea535.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Confronting her mom in the post show was *CRAZY* ... we've never had a phone call like this before... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*

Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored    @hiCapitalize  

Click the link https://relayfi.com/calebcashflow to enter Relay's $25K Cash Flow Glow Up Giveaway and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Go to https://meetfabric.com/CALEB and apply today, risk-free

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*

2) *EOY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*

3) *EOY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*

4) *EOY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Confronting her mom in the post show was *CRAZY* ... we've never had a phone call like this before... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>*EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*</p><p><br></p><p>Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #sponsored   <a href="https://studio.youtube.com/channel/UCcLL2vcczjSPr0_8bFUua9w"> @hiCapitalize </a> </p><p><br></p><p>Click the link https://relayfi.com/calebcashflow to enter Relay's $25K Cash Flow Glow Up Giveaway and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.</p><p><br></p><p>Go to https://meetfabric.com/CALEB and apply today, risk-free</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*</p><p><br></p><p>2) *EOY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*</p><p><br></p><p>3) *EOY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*</p><p><br></p><p>4) *EOY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5418</itunes:duration>
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    <item>
      <title>Ego-Maniac Thinks She Can Manifest Problems Away | Financial Audit</title>
      <link>https://youtu.be/uaiduF7mCZU</link>
      <description>She's always "messing around", sleeping with personal trainers and finding men on TikTok to "mess around" with... the tea is piping hot, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*

Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Stop wasting time and start creating with Crayo!  https://crayo.ai/?ref=HAMMER  Enter my code HAMMER at checkout for 20% off!
Only the first 100 people who use my link get the deal, so move fast!!

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*

2) *EOY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*

3) *EOY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*

4) *EOY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 03 Jan 2025 16:00:00 -0000</pubDate>
      <itunes:title>Ego-Maniac Thinks She Can Manifest Problems Away | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/35114494-c9e4-11ef-826b-a765e86c0efd/image/bb4b9cc409d729c9fdc89142c46e818e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>She's always "messing around", sleeping with personal trainers and finding men on TikTok to "mess around" with... the tea is piping hot, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*

Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Stop wasting time and start creating with Crayo!  https://crayo.ai/?ref=HAMMER  Enter my code HAMMER at checkout for 20% off!
Only the first 100 people who use my link get the deal, so move fast!!

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*

2) *EOY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*

3) *EOY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*

4) *EOY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>She's always "messing around", sleeping with personal trainers and finding men on TikTok to "mess around" with... the tea is piping hot, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>*EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*</p><p><br></p><p>Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER</p><p><br></p><p>Stop wasting time and start creating with Crayo!  https://crayo.ai/?ref=HAMMER  Enter my code HAMMER at checkout for 20% off!</p><p>Only the first 100 people who use my link get the deal, so move fast!!</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off*</p><p><br></p><p>2) *EOY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*</p><p><br></p><p>3) *EOY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*</p><p><br></p><p>4) *EOY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5760</itunes:duration>
      <guid isPermaLink="false"><![CDATA[35114494-c9e4-11ef-826b-a765e86c0efd]]></guid>
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    </item>
    <item>
      <title>I've Never Had An Update Like This</title>
      <link>https://youtu.be/9nZaT56hDR0</link>
      <description>Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today!

Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

Chapters:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 30 Dec 2024 16:00:00 -0000</pubDate>
      <itunes:title>I've Never Had An Update Like This</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/38954890-c660-11ef-a547-3f894fcf0c98/image/eb72ed8865cb62e073a0b3c244c98841.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today!

Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

Chapters:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today!</p><p><br></p><p>Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>Chapters:</p><p><br></p><p>00:00</p><p><br></p><p>_______________________</p><p><br></p><p>▶EXTRA</p><p><br></p><p>1) My website: https://calebhammer.com</p><p><br></p><p>2) My socials: https://linktr.ee/calebhammer</p><p><br></p><p>3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply</p><p>Any questions? Email casting@calebhammer.com</p><p>_______________________</p><p><br></p><p>▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</p><p><br></p><p>▶Sponsorship and business inquiries: business@calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>7296</itunes:duration>
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    <item>
      <title>Financial Audit's Most Toxic Couple</title>
      <link>https://youtu.be/Rqv07AVXDS0</link>
      <description>▶ She CAUGT him subbing to an endless amount of women on O F - she confronts him in this post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

Click the link https://relayfi.com/calebcashflow to enter Relay's $25K Cash Flow Glow Up Giveaway and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets:
https://silomarkets.com/caleb

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 23 Dec 2024 16:00:00 -0000</pubDate>
      <itunes:title>Financial Audit's Most Toxic Couple</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2904da38-bfe6-11ef-8d28-9b9acb5544c8/image/ade8a9fd8cf79e5536ba710c4869f77c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ She CAUGT him subbing to an endless amount of women on O F - she confronts him in this post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

Click the link https://relayfi.com/calebcashflow to enter Relay's $25K Cash Flow Glow Up Giveaway and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets:
https://silomarkets.com/caleb

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ She CAUGT him subbing to an endless amount of women on O F - she confronts him in this post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>Click the link https://relayfi.com/calebcashflow to enter Relay's $25K Cash Flow Glow Up Giveaway and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.</p><p><br></p><p>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER</p><p><br></p><p>Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets:</p><p>https://silomarkets.com/caleb</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5658</itunes:duration>
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    <item>
      <title>Delusional Lady Destroys Life To Hurt Her Ex | Financial Audit</title>
      <link>https://youtu.be/lC_2IfucHi8</link>
      <description>#sponsored Try  @YouTube   Premium for 2 months free by clicking the link! http://youtube.com/premium?cc=calebhammer&amp;utm_campaign=ytpcreator
Individual Premium Plan. Monthly paid subscription. Price per month varies. First 2 months free. Terms apply. Cancel anytime.

▶ She loves Taylor Swift &amp; thinks Taylor knows of her existence.. AND her relationships are TOXIC... she literally throws weapons at them, I need to call and report her watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Join us for the first-ever Financial Audit live in Austin, TX: https://calebhammer.com/live

▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 20 Dec 2024 16:00:00 -0000</pubDate>
      <itunes:title>Delusional Lady Destroys Life To Hurt Her Ex | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b3a61cac-bee1-11ef-a1f9-0385a2481104/image/2450383236f15164b851e104d7ce03e0.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>#sponsored Try  @YouTube   Premium for 2 months free by clicking the link! http://youtube.com/premium?cc=calebhammer&amp;utm_campaign=ytpcreator
Individual Premium Plan. Monthly paid subscription. Price per month varies. First 2 months free. Terms apply. Cancel anytime.

▶ She loves Taylor Swift &amp; thinks Taylor knows of her existence.. AND her relationships are TOXIC... she literally throws weapons at them, I need to call and report her watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Join us for the first-ever Financial Audit live in Austin, TX: https://calebhammer.com/live

▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>#sponsored Try <a href="https://studio.youtube.com/channel/UCBR8-60-B28hp2BmDPdntcQ"> @YouTube </a>  Premium for 2 months free by clicking the link! http://youtube.com/premium?cc=calebhammer&amp;utm_campaign=ytpcreator</p><p>Individual Premium Plan. Monthly paid subscription. Price per month varies. First 2 months free. Terms apply. Cancel anytime.</p><p><br></p><p>▶ She loves Taylor Swift &amp; thinks Taylor knows of her existence.. AND her relationships are TOXIC... she literally throws weapons at them, I need to call and report her watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Join us for the first-ever Financial Audit live in Austin, TX: https://calebhammer.com/live</p><p><br></p><p>▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>The Most Insane Thing I've Ever Heard | Financial Audit Follow Up</title>
      <link>https://www.youtube.com/watch?v=xAHuxxXgCCY</link>
      <description>Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize! ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=XPJ14mfiW10&amp;t=7s EDUCATION:1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/2) The best budgeting program online: https://calebhammer.com/budget3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________RESOURCES1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 19 Dec 2024 16:16:00 -0000</pubDate>
      <itunes:title>The Most Insane Thing I've Ever Heard | Financial Audit Follow Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ac859dca-be24-11ef-884d-a7632738e25b/image/47795fdbd97de13ec9df3e60d1f76fe5.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize! ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=XPJ14mfiW10&amp;t=7s EDUCATION:1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/2) The best budgeting program online: https://calebhammer.com/budget3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________RESOURCES1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Roll over your 401(k) at <a href="https://hicapitalize.com/financialaudit">https://hicapitalize.com/financialaudit</a> and see site for full terms. This video is sponsored by Capitalize! ORIGINAL EPISODE HERE: <a href="https://www.youtube.com/watch?v=XPJ14mfiW10&amp;t=7s">https://www.youtube.com/watch?v=XPJ14mfiW10&amp;t=7s</a> EDUCATION:1) Bundle my budgeting, debt + investing program for 25% off: <a href="https://calebhammer.com/classpack/">https://calebhammer.com/classpack/</a>2) The best budgeting program online: <a href="https://calebhammer.com/budget">https://calebhammer.com/budget</a>3) Get my investing class and I’ll give you a $100 moomoo cash reward: <a href="https://calebhammer.com/investing">https://calebhammer.com/investing</a>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: <a href="https://calebhammer.com/formula">https://calebhammer.com/formula</a>5) Get your own free Hammer Financial Score: <a href="https://www.calebhammer.com/">https://www.calebhammer.com</a></p><p>_______________________RESOURCES1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: <a href="https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand">https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand</a> *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link <a href="https://j.moomoo.com/Caleb">https://j.moomoo.com/Caleb</a> to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply3) Get $20 from Acorns for free: sign up to get your bonus <a href="https://acorns.com/caleb">https://acorns.com/caleb</a>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: <a href="https://coursecareers.com/a/calebhammer">https://coursecareers.com/a/calebhammer</a>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: <a href="https://www.joinfizz.com/caleb">https://www.joinfizz.com/caleb</a> (paid ad)6) Advising: Book your free strategy session <a href="https://dmnmny.co/caleb">https://dmnmny.co/caleb</a> to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB <a href="https://hellohelium.com/">https://hellohelium.com/</a>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: <a href="https://aura.com/hammer">https://aura.com/hammer</a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>1632</itunes:duration>
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    <item>
      <title>I've Never Met A Woman Like This | Financial Audit</title>
      <link>https://youtu.be/9Q8QF4PGRVA</link>
      <description>Worry less about your credit and enjoy the holidays more with Kikoff. For a limited time, get your first month FREE. Go to https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

The credit building debit card: The first 10,000 people to sign up for Fizz with code: HAMMER10 get $10:https://www.joinfizz.com/caleb Now available on Android! (paid ad)

▶I do it... I call her *mom* and confront this INSAIN situation... no one could predict how crazy this was going to be, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Join us for the first-ever Financial Audit live in Austin, TX: https://calebhammer.com/live

▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Dec 2024 16:00:00 -0000</pubDate>
      <itunes:title>I've Never Met A Woman Like This | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c2f89f74-bd54-11ef-a90e-e7a3ae2937a1/image/03621fc50e9866247ce3e9ccac3c5c53.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Worry less about your credit and enjoy the holidays more with Kikoff. For a limited time, get your first month FREE. Go to https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!

The credit building debit card: The first 10,000 people to sign up for Fizz with code: HAMMER10 get $10:https://www.joinfizz.com/caleb Now available on Android! (paid ad)

▶I do it... I call her *mom* and confront this INSAIN situation... no one could predict how crazy this was going to be, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Join us for the first-ever Financial Audit live in Austin, TX: https://calebhammer.com/live

▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Worry less about your credit and enjoy the holidays more with Kikoff. For a limited time, get your first month FREE. Go to https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!</p><p><br></p><p>The credit building debit card: The first 10,000 people to sign up for Fizz with code: HAMMER10 get $10:https://www.joinfizz.com/caleb Now available on Android! (paid ad)</p><p><br></p><p>▶I do it... I call her *mom* and confront this INSAIN situation... no one could predict how crazy this was going to be, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Join us for the first-ever Financial Audit live in Austin, TX: https://calebhammer.com/live</p><p><br></p><p>▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5779</itunes:duration>
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    <item>
      <title>Privileged Sugar-Baby Is A Vile Leech | Financial Audit</title>
      <link>https://youtu.be/z-IWkSTZtAY</link>
      <description>▶THE MOST INSANE SECRET WE HAVE EVER DISCOVERED IS REVEALED IN TODAY'S POST SHOW: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Join us for the first-ever Financial Audit live in Austin, TX: https://calebhammer.com/live

▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets:

https://silomarkets.com/caleb

PDS Debt is offering a free debt analysis. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer.

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 16 Dec 2024 16:00:00 -0000</pubDate>
      <itunes:title>Privileged Sugar-Baby Is A Vile Leech | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4940bea2-bbbd-11ef-8a72-ef05142b4230/image/4453b9686fbc170c299c6b092c0b14b9.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶THE MOST INSANE SECRET WE HAVE EVER DISCOVERED IS REVEALED IN TODAY'S POST SHOW: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶Join us for the first-ever Financial Audit live in Austin, TX: https://calebhammer.com/live

▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets:

https://silomarkets.com/caleb

PDS Debt is offering a free debt analysis. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer.

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶THE MOST INSANE SECRET WE HAVE EVER DISCOVERED IS REVEALED IN TODAY'S POST SHOW: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶▶Join us for the first-ever Financial Audit live in Austin, TX: https://calebhammer.com/live</p><p><br></p><p>▶Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets:</p><p><br></p><p>https://silomarkets.com/caleb</p><p><br></p><p>PDS Debt is offering a free debt analysis. It only takes thirty seconds. Get yours at https://PDSDebt.com/hammer.</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5694</itunes:duration>
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    <item>
      <title>Failed E-Girl Blames Men For Losing $250,000 | Financial Audit</title>
      <link>https://youtu.be/Z1O-52UEDts</link>
      <description>Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.

The conversation got worse... she has become insufferable, and I have to confess that I cannot stand her in today's post-show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

The best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) *CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

2) *CYBER* *MONDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*

3) *CYBER* *MONDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*

4) *CYBER* *MONDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*

5) *CYBER* *MONDAY* *SALE* Get your own free Hammer Financial Score: https://www.calebhammer.com *20%* *off*
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 13 Dec 2024 16:00:00 -0000</pubDate>
      <itunes:title>Failed E-Girl Blames Men For Losing $250,000 | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e6354a36-b8fa-11ef-828a-df9427ab39be/image/cf5c1091f3bce4797c097e8d39cc4962.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.

The conversation got worse... she has become insufferable, and I have to confess that I cannot stand her in today's post-show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

The best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) *CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

2) *CYBER* *MONDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*

3) *CYBER* *MONDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*

4) *CYBER* *MONDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*

5) *CYBER* *MONDAY* *SALE* Get your own free Hammer Financial Score: https://www.calebhammer.com *20%* *off*
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.</p><p><br></p><p>The conversation got worse... she has become insufferable, and I have to confess that I cannot stand her in today's post-show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>*CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A</p><p><br></p><p>The best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) *CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A</p><p><br></p><p>2) *CYBER* *MONDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*</p><p><br></p><p>3) *CYBER* *MONDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*</p><p><br></p><p>4) *CYBER* *MONDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*</p><p><br></p><p>5) *CYBER* *MONDAY* *SALE* Get your own free Hammer Financial Score: https://www.calebhammer.com *20%* *off*</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5193</itunes:duration>
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    </item>
    <item>
      <title>Wannabe Trans Victim Steals Money From EVERY Friend | Financial Audit</title>
      <link>https://youtu.be/mQlLFatS6O4</link>
      <description>Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.

THERE IS NO WAY TO FIX THIS PERSON... I have to call their BROTHER just to have a chance, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

Go to https://upliftdesk.com/caleb to check out their holiday gift guide and make the most of UPLIFT’s holiday sales with a special offer exclusive to our audience!

Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) *CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

2) *CYBER* *MONDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*

3) *CYBER* *MONDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*

4) *CYBER* *MONDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*

5) *CYBER* *MONDAY* *SALE* Get your own free Hammer Financial Score: https://www.calebhammer.com *20%* *off*
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Dec 2024 16:00:00 -0000</pubDate>
      <itunes:title>Wannabe Trans Victim Steals Money From EVERY Friend | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/30775664-b74a-11ef-8ef5-db7e24ad9aa9/image/ae10408ec2632d6c60e186abc1ef03e0.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.

THERE IS NO WAY TO FIX THIS PERSON... I have to call their BROTHER just to have a chance, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

Go to https://upliftdesk.com/caleb to check out their holiday gift guide and make the most of UPLIFT’s holiday sales with a special offer exclusive to our audience!

Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) *CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

2) *CYBER* *MONDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*

3) *CYBER* *MONDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*

4) *CYBER* *MONDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*

5) *CYBER* *MONDAY* *SALE* Get your own free Hammer Financial Score: https://www.calebhammer.com *20%* *off*
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.</p><p><br></p><p>THERE IS NO WAY TO FIX THIS PERSON... I have to call their BROTHER just to have a chance, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>*CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A</p><p><br></p><p>Go to https://upliftdesk.com/caleb to check out their holiday gift guide and make the most of UPLIFT’s holiday sales with a special offer exclusive to our audience!</p><p><br></p><p>Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.</p><p><br></p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) *CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A</p><p><br></p><p>2) *CYBER* *MONDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*</p><p><br></p><p>3) *CYBER* *MONDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*</p><p><br></p><p>4) *CYBER* *MONDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*</p><p><br></p><p>5) *CYBER* *MONDAY* *SALE* Get your own free Hammer Financial Score: https://www.calebhammer.com *20%* *off*</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4646</itunes:duration>
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    <item>
      <title>Scumbag Husband Destroys Marriage With Secret Debt | Financial Audit</title>
      <link>https://youtu.be/0Hu79S7N9ew</link>
      <description>There is lot's of family teaaaa and they KEEP FIGHTING EACH OTHER in todays post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

Start using Melio’s powerful tools to boost efficiency, gain more financial control, and peace of mind when it comes to your finances: https://go.melio.com/calebh24

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets:

https://silomarkets.com/caleb

▶EDUCATION:

1) *CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

2) *CYBER* *MONDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*

3) *CYBER* *MONDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*

4) *CYBER* *MONDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*

5) *CYBER* *MONDAY* *SALE* Get your own free Hammer Financial Score: https://www.calebhammer.com *20%* *off*
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 09 Dec 2024 16:00:00 -0000</pubDate>
      <itunes:title>Scumbag Husband Destroys Marriage With Secret Debt | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/79248a7c-b640-11ef-b99a-d78894349785/image/788cf191db0d426cdf85d289ae85527a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>There is lot's of family teaaaa and they KEEP FIGHTING EACH OTHER in todays post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

Start using Melio’s powerful tools to boost efficiency, gain more financial control, and peace of mind when it comes to your finances: https://go.melio.com/calebh24

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets:

https://silomarkets.com/caleb

▶EDUCATION:

1) *CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

2) *CYBER* *MONDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*

3) *CYBER* *MONDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*

4) *CYBER* *MONDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*

5) *CYBER* *MONDAY* *SALE* Get your own free Hammer Financial Score: https://www.calebhammer.com *20%* *off*
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>There is lot's of family teaaaa and they KEEP FIGHTING EACH OTHER in todays post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>*CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A</p><p><br></p><p>Start using Melio’s powerful tools to boost efficiency, gain more financial control, and peace of mind when it comes to your finances: https://go.melio.com/calebh24</p><p><br></p><p>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets:</p><p><br></p><p>https://silomarkets.com/caleb</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) *CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A</p><p><br></p><p>2) *CYBER* *MONDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*</p><p><br></p><p>3) *CYBER* *MONDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*</p><p><br></p><p>4) *CYBER* *MONDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*</p><p><br></p><p>5) *CYBER* *MONDAY* *SALE* Get your own free Hammer Financial Score: https://www.calebhammer.com *20%* *off*</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6013</itunes:duration>
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    <item>
      <title>Someone Finally Walked Off Financial Audit</title>
      <link>https://youtu.be/Ef8-HCLi58M</link>
      <description>WHAT A MOOCHER!!! She's not even paying *TAXES* his is CRAZY, watch the post show here https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*BLACK* *FRIDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Sign-up for Rakuten and get a $40 sign-up bonus: https://www.rakuten.com/r/CALEBH767

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) *BLACK* *FRIDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

2) *BLACK* *FRIDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget 20% off

3) *BLACK* *FRIDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 20% off

4) *BLACK* *FRIDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 20% off

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Dec 2024 16:00:00 -0000</pubDate>
      <itunes:title>Someone Finally Walked Off Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/abd7960a-b3e6-11ef-bd6d-cb0781be3057/image/aa06f391f7340a49dba6afd9c3d2d5b1.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>WHAT A MOOCHER!!! She's not even paying *TAXES* his is CRAZY, watch the post show here https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*BLACK* *FRIDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Sign-up for Rakuten and get a $40 sign-up bonus: https://www.rakuten.com/r/CALEBH767

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) *BLACK* *FRIDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A

2) *BLACK* *FRIDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget 20% off

3) *BLACK* *FRIDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 20% off

4) *BLACK* *FRIDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 20% off

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>WHAT A MOOCHER!!! She's not even paying *TAXES* his is CRAZY, watch the post show here https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>*BLACK* *FRIDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A</p><p><br></p><p>Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.</p><p><br></p><p>Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.</p><p><br></p><p>Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>Sign-up for Rakuten and get a $40 sign-up bonus: https://www.rakuten.com/r/CALEBH767</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) *BLACK* *FRIDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&amp;A</p><p><br></p><p>2) *BLACK* *FRIDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget 20% off</p><p><br></p><p>3) *BLACK* *FRIDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 20% off</p><p><br></p><p>4) *BLACK* *FRIDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 20% off</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6261</itunes:duration>
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      <title>Trans Socialist Blames Capitalism For Their Mistakes | Financial Audit</title>
      <link>https://youtu.be/YEfZavE3Cug</link>
      <description>▶Oh... my... AHHHHHH- a *HIDDEN* payday loan is discovered in todays post show AGGHHHHH, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

The credit building debit card: The first 10,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb Now available on Android! (paid ad)

Get access to GLP-1s online: http://ro.co/Caleb

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Dec 2024 16:00:00 -0000</pubDate>
      <itunes:title>Trans Socialist Blames Capitalism For Their Mistakes | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ba707dd8-b249-11ef-8a65-53944094e2cd/image/704cf2e4a787a97380c40bdbbe254262.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶Oh... my... AHHHHHH- a *HIDDEN* payday loan is discovered in todays post show AGGHHHHH, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

The credit building debit card: The first 10,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb Now available on Android! (paid ad)

Get access to GLP-1s online: http://ro.co/Caleb

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Oh... my... AHHHHHH- a *HIDDEN* payday loan is discovered in todays post show AGGHHHHH, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>The credit building debit card: The first 10,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb Now available on Android! (paid ad)</p><p><br></p><p>Get access to GLP-1s online: http://ro.co/Caleb</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5304</itunes:duration>
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    </item>
    <item>
      <title>The Impossible Financial Audit</title>
      <link>https://youtu.be/DvEgy5T0ePA</link>
      <description>▶ *I* *CALL* *THE* *WIFE* !!!! And guess what?? He lied to us... this crap is insane, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

PDS Debt is offering a free debt analysis. It only takes thirty seconds. Get yours at https://PDSDebt.com/caleb

Looking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. 
Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 02 Dec 2024 16:00:00 -0000</pubDate>
      <itunes:title>The Impossible Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8bec0f4a-b0be-11ef-a2b0-af8bfcf14818/image/e692a54ed6fa815f2465e1362a670114.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *I* *CALL* *THE* *WIFE* !!!! And guess what?? He lied to us... this crap is insane, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

PDS Debt is offering a free debt analysis. It only takes thirty seconds. Get yours at https://PDSDebt.com/caleb

Looking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. 
Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *I* *CALL* *THE* *WIFE* !!!! And guess what?? He lied to us... this crap is insane, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>PDS Debt is offering a free debt analysis. It only takes thirty seconds. Get yours at https://PDSDebt.com/caleb</p><p><br></p><p>Looking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. </p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>6200</itunes:duration>
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      <title>Entitled Gen-Z Girl Uses Payday Loans To Party | Financial Audit</title>
      <link>https://youtu.be/zn66XvD67Y4</link>
      <description>▶There's a major "friction" with her and her boyfriend with all of this, we confront the issue and get the TEA in today's post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Join us *LIVE* in Austin TX, Feb 22: https://calebhammer.com/live

▶The best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv 

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 25 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>Entitled Gen-Z Girl Uses Payday Loans To Party | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/285c3c06-ab3d-11ef-a442-0fb6e3c36a3e/image/0024fe0350a0fc50e84870c3280833b9.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶There's a major "friction" with her and her boyfriend with all of this, we confront the issue and get the TEA in today's post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Join us *LIVE* in Austin TX, Feb 22: https://calebhammer.com/live

▶The best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv 

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶There's a major "friction" with her and her boyfriend with all of this, we confront the issue and get the TEA in today's post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶Join us *LIVE* in Austin TX, Feb 22: https://calebhammer.com/live</p><p><br></p><p>▶The best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv </p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5134</itunes:duration>
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    <item>
      <title>I’m Done With Financial Audit</title>
      <link>https://youtu.be/j9J5ffzEKAU</link>
      <description>▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

▶▶WE FOUND OUT SHE HAS TO PAY HER MOM BACK *THOUSANNDDDSSSS* ... this is insane... we have to confront her somehow, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 22 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>I’m Done With Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f42ee050-a8e4-11ef-b05c-479344fceccc/image/0a9ac6e4ce37b1237a00de7f1ad7c030.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

▶▶WE FOUND OUT SHE HAS TO PAY HER MOM BACK *THOUSANNDDDSSSS* ... this is insane... we have to confront her somehow, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>▶▶WE FOUND OUT SHE HAS TO PAY HER MOM BACK *THOUSANNDDDSSSS* ... this is insane... we have to confront her somehow, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER</p><p><br></p><p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5191</itunes:duration>
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      <title>Frustrated Incel Desperate To Buy Women | Financial Audit</title>
      <link>https://youtu.be/tHjsd06tZ4g</link>
      <description>Get 50% off your first order of CookUnity meals — go to https://cookunity.com/caleb50 and use my code CALEB50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video!

▶▶Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

▶▶HE SPENT $10,000 ON HIS EX-GF TO BRING HER TO NY TO SLEEP WITH HER!!! WTFFFF watch post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Check out the top CD rates here https://money.com/caleb-cds on Money.com to find secure, steady, and smart options for your money today!

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 20 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>Frustrated Incel Desperate To Buy Women | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4d7bfd7a-a753-11ef-b611-fb89d8ecf8f1/image/26e1f50c73187507f9f4deb16e9fe9ab.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Get 50% off your first order of CookUnity meals — go to https://cookunity.com/caleb50 and use my code CALEB50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video!

▶▶Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

▶▶HE SPENT $10,000 ON HIS EX-GF TO BRING HER TO NY TO SLEEP WITH HER!!! WTFFFF watch post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Check out the top CD rates here https://money.com/caleb-cds on Money.com to find secure, steady, and smart options for your money today!

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Get 50% off your first order of CookUnity meals — go to https://cookunity.com/caleb50 and use my code CALEB50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video!</p><p><br></p><p>▶▶Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>▶▶HE SPENT $10,000 ON HIS EX-GF TO BRING HER TO NY TO SLEEP WITH HER!!! WTFFFF watch post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>Check out the top CD rates here https://money.com/caleb-cds on Money.com to find secure, steady, and smart options for your money today!</p><p><br></p><p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5407</itunes:duration>
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    <item>
      <title>Gen-Z Princess Thinks She's Smarter Than Me | Financial Audit</title>
      <link>https://youtu.be/nVLYYbnhG_k</link>
      <description>▶▶ LAST DAY TO GET 30% OFF MY DEBT PROGRAM: https://calebhammer.com/formula

▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

Click https://money.com/caleb-discover to check out Money.com’s choice of CD with top tier interest rates, to get a return on your savings today!

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 18 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>Gen-Z Princess Thinks She's Smarter Than Me | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/d96f4b6a-a5bf-11ef-9837-4b7bd2aa6c36/image/123a12cb80a9516618fe6aa471b0a3c7.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶▶ LAST DAY TO GET 30% OFF MY DEBT PROGRAM: https://calebhammer.com/formula

▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

Click https://money.com/caleb-discover to check out Money.com’s choice of CD with top tier interest rates, to get a return on your savings today!

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶▶ LAST DAY TO GET 30% OFF MY DEBT PROGRAM: https://calebhammer.com/formula</p><p><br></p><p>▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.</p><p><br></p><p>Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.</p><p><br></p><p>Click https://money.com/caleb-discover to check out Money.com’s choice of CD with top tier interest rates, to get a return on your savings today!</p><p><br></p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4903</itunes:duration>
      <guid isPermaLink="false"><![CDATA[d96f4b6a-a5bf-11ef-9837-4b7bd2aa6c36]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/HML3288923321.mp3?updated=1731946604" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Financial Audit’s Biggest Freak Show</title>
      <link>https://youtu.be/O03EQNSHEMY</link>
      <description>▶▶ Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

▶▶▶▶ We bring her BOYFRIEND into the post show, and guess what.... HE REFUSES TO CUT HER RENT TO HELP HER OUT ... this is absolutely insane, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.

Unlock better refinancing options with Money.com! Click https://money.com/caleb-mortgage-purchase to see if you’re eligible for lower payments, shorting your term, or getting cash out of your mortgage.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 15 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>Financial Audit’s Biggest Freak Show</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1cc470dc-a2d9-11ef-aaa4-2b80c98b4945/image/8aa7efc65b720400e734b626d3b8e381.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶▶ Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

▶▶▶▶ We bring her BOYFRIEND into the post show, and guess what.... HE REFUSES TO CUT HER RENT TO HELP HER OUT ... this is absolutely insane, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.

Unlock better refinancing options with Money.com! Click https://money.com/caleb-mortgage-purchase to see if you’re eligible for lower payments, shorting your term, or getting cash out of your mortgage.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶▶ Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>▶▶▶▶ We bring her BOYFRIEND into the post show, and guess what.... HE REFUSES TO CUT HER RENT TO HELP HER OUT ... this is absolutely insane, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.</p><p><br></p><p>Unlock better refinancing options with Money.com! Click https://money.com/caleb-mortgage-purchase to see if you’re eligible for lower payments, shorting your term, or getting cash out of your mortgage.</p><p><br></p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5223</itunes:duration>
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      <title>Controlling Karen Exploits Cuck Husband | Financial Audit</title>
      <link>https://youtu.be/FYv0P1Mbq0M</link>
      <description>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Tired of steep car insurance premiums? With Money.com, you can compare multiple car insurance options in just minutes and save big! Click here https://money.com/caleb-car-insurance to see options that could start helping you save money today.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

Lock in 5% with Silo before the Fed cuts rates again:

https://silomarkets.com/caleb

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>Controlling Karen Exploits Cuck Husband | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/00824594-a17f-11ef-8fed-3b99a5ae5746/image/d4ee0157a16a88efed8e0d5abb9be6a1.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Tired of steep car insurance premiums? With Money.com, you can compare multiple car insurance options in just minutes and save big! Click here https://money.com/caleb-car-insurance to see options that could start helping you save money today.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

Lock in 5% with Silo before the Fed cuts rates again:

https://silomarkets.com/caleb

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>Tired of steep car insurance premiums? With Money.com, you can compare multiple car insurance options in just minutes and save big! Click here https://money.com/caleb-car-insurance to see options that could start helping you save money today.</p><p><br></p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>Lock in 5% with Silo before the Fed cuts rates again:</p><p><br></p><p>https://silomarkets.com/caleb</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5482</itunes:duration>
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    <item>
      <title>Psycho Tried To Manipulate Me | Financial Audit</title>
      <link>https://youtu.be/YzOXIbRt3O8</link>
      <description>Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKD

Looking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. 
Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

Lock in 5% with Silo before the Fed cuts rates again:

https://silomarkets.com/caleb

▶▶▶Watch this episode's POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 11 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>Psycho Tried To Manipulate Me | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKD

Looking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. 
Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

Lock in 5% with Silo before the Fed cuts rates again:

https://silomarkets.com/caleb

▶▶▶Watch this episode's POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKD</p><p><br></p><p>Looking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. </p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>Lock in 5% with Silo before the Fed cuts rates again:</p><p><br></p><p>https://silomarkets.com/caleb</p><p><br></p><p>▶▶▶Watch this episode's POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5601</itunes:duration>
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      <title>I've Never Met A Woman Like This | Financial Audit</title>
      <link>https://youtu.be/dlLE0cItEpQ</link>
      <description>Try Rocket Money for free: https://RocketMoney.com/caleb

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Lock in 5% with Silo before the Fed cuts rates again:

https://silomarkets.com/caleb

▶▶▶Watch this episode's POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 08 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>I've Never Met A Woman Like This | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/21478818-9d5e-11ef-b3f8-53b2361fde7b/image/8a1e2730d3178124d08fec68e226e7a0.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Try Rocket Money for free: https://RocketMoney.com/caleb

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Lock in 5% with Silo before the Fed cuts rates again:

https://silomarkets.com/caleb

▶▶▶Watch this episode's POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Rocket Money for free: https://RocketMoney.com/caleb</p><p><br></p><p>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER</p><p><br></p><p>Lock in 5% with Silo before the Fed cuts rates again:</p><p><br></p><p>https://silomarkets.com/caleb</p><p><br></p><p>▶▶▶Watch this episode's POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>2) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula</p><p><br></p><p>5) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5680</itunes:duration>
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    <item>
      <title>Broke Loser Is Mad I Won’t Hire Him | Financial Audit</title>
      <link>https://youtu.be/ndvccYYM-Ww</link>
      <description>▶▶▶ Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today!

Getting access to GLP-1 medications shouldn’t be a stressful process, see if you’re a qualified candidate and go check out http://ro.co/Caleb today.

“Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://start.moomoo.com/01uJpi  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

▶▶▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>Broke Loser Is Mad I Won’t Hire Him | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/19a5119a-9bcc-11ef-bcb4-07c6f5b6e720/image/b8721f7fecbb2b7fc77de005d0b945a9.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶▶▶ Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today!

Getting access to GLP-1 medications shouldn’t be a stressful process, see if you’re a qualified candidate and go check out http://ro.co/Caleb today.

“Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://start.moomoo.com/01uJpi  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

▶▶▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶▶▶ Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today!</p><p><br></p><p>Getting access to GLP-1 medications shouldn’t be a stressful process, see if you’re a qualified candidate and go check out http://ro.co/Caleb today.</p><p><br></p><p>“Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://start.moomoo.com/01uJpi  to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula</p><p><br></p><p>▶▶▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5440</itunes:duration>
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      <title>Controlling Husband Exploits Young Bride To Serve Him | Financial Audit</title>
      <link>https://youtu.be/brZT5xzMTEo</link>
      <description>Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

Shop Beam early cyber access for up to 50% off when you click https://shopbeam.com/CalebHammer and use code HAMMER at checkout for a limited time only.

Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶▶▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 04 Nov 2024 16:00:00 -0000</pubDate>
      <itunes:title>Controlling Husband Exploits Young Bride To Serve Him | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ea998438-9894-11ef-9c03-e7a663d60546/image/854e5942d0bdd05d7f4f8af06704f1d2.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

Shop Beam early cyber access for up to 50% off when you click https://shopbeam.com/CalebHammer and use code HAMMER at checkout for a limited time only.

Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶▶▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>Shop Beam early cyber access for up to 50% off when you click https://shopbeam.com/CalebHammer and use code HAMMER at checkout for a limited time only.</p><p><br></p><p>Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.</p><p><br></p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>▶▶▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5148</itunes:duration>
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    <item>
      <title>Failed OF E-Girl Is A Leech | Financial Audit</title>
      <link>https://youtu.be/zQHarx9y9tE</link>
      <description>Get your first month for a dollar at https://getkikoff.com/caleb today!

▶ Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today!

Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. 

Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply.

$0 commission trading is available only to U.S. residents trading in the U.S. markets through Moomoo Financial Inc. Other fees may apply. For more information, visit moomoo.com/us/pricing

▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

▶▶▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 01 Nov 2024 15:00:00 -0000</pubDate>
      <itunes:title>Failed OF E-Girl Is A Leech | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Get your first month for a dollar at https://getkikoff.com/caleb today!

▶ Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today!

Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. 

Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply.

$0 commission trading is available only to U.S. residents trading in the U.S. markets through Moomoo Financial Inc. Other fees may apply. For more information, visit moomoo.com/us/pricing

▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

▶▶▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Get your first month for a dollar at https://getkikoff.com/caleb today!</p><p><br></p><p>▶ Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today!</p><p><br></p><p>Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. </p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 30 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply.</p><p><br></p><p>$0 commission trading is available only to U.S. residents trading in the U.S. markets through Moomoo Financial Inc. Other fees may apply. For more information, visit moomoo.com/us/pricing</p><p><br></p><p>▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula</p><p><br></p><p>▶▶▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5373</itunes:duration>
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    <item>
      <title>Tax Evading Freak Disgusts Me | Financial Audit</title>
      <link>https://youtu.be/z7CKzPdt5zw</link>
      <description>🌎 Get an exclusive 15% discount on Saily data plans! Use code calebhammer at checkout. Download Saily app or go to https://saily.com/calebhammer ⛵

Unlock better refinancing options with Money.com! Click https://money.com/caleb-mortgage-purchase to see if you’re eligible for lower payments, shorting your term, or getting cash out of your mortgage.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

▶▶▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 30 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>Tax Evading Freak Disgusts Me | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bc45dcf4-9645-11ef-ab63-576b92728769/image/b6decbf7be38c503f22f286151b2de88.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>🌎 Get an exclusive 15% discount on Saily data plans! Use code calebhammer at checkout. Download Saily app or go to https://saily.com/calebhammer ⛵

Unlock better refinancing options with Money.com! Click https://money.com/caleb-mortgage-purchase to see if you’re eligible for lower payments, shorting your term, or getting cash out of your mortgage.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

▶▶▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>🌎 Get an exclusive 15% discount on Saily data plans! Use code calebhammer at checkout. Download Saily app or go to https://saily.com/calebhammer ⛵</p><p><br></p><p>Unlock better refinancing options with Money.com! Click https://money.com/caleb-mortgage-purchase to see if you’re eligible for lower payments, shorting your term, or getting cash out of your mortgage.</p><p><br></p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula</p><p><br></p><p>▶▶▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4943</itunes:duration>
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      <title>Gold Digger Exploits Beta Husband | Financial Audit</title>
      <link>https://youtu.be/tkcUdMTyzhQ</link>
      <description>▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *25% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

Tired of steep car insurance premiums? With Money.com, you can compare multiple car insurance options in just minutes and save big! Click here https://money.com/caleb-car-insurance to see options that could start helping you save money today.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle ALL THREE classes for 25% off(limited time): https://calebhammer.com/classpack/

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 28 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>Gold Digger Exploits Beta Husband | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/393f7f6a-94db-11ef-b2d6-1731865f8834/image/3483646e01769aad17da7ff373d055fb.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *25% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

Tired of steep car insurance premiums? With Money.com, you can compare multiple car insurance options in just minutes and save big! Click here https://money.com/caleb-car-insurance to see options that could start helping you save money today.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.

▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle ALL THREE classes for 25% off(limited time): https://calebhammer.com/classpack/

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *25% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula</p><p><br></p><p>Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.</p><p><br></p><p>Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.</p><p><br></p><p>Tired of steep car insurance premiums? With Money.com, you can compare multiple car insurance options in just minutes and save big! Click here https://money.com/caleb-car-insurance to see options that could start helping you save money today.</p><p><br></p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p>▶Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle ALL THREE classes for 25% off(limited time): https://calebhammer.com/classpack/</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5195</itunes:duration>
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    <item>
      <title>Pregnant OF Trash Addicted To Payday Loans | Financial Audit</title>
      <link>https://youtu.be/iYZ2GxvNQUo</link>
      <description>Go to https://meetfabric.com/CALEB and apply today, risk-free!

Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.


▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *25% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle ALL THREE classes for 25% off(limited time): https://calebhammer.com/classpack/

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 25 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>Pregnant OF Trash Addicted To Payday Loans | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f1e0daa8-926c-11ef-ba70-27f4a74582e3/image/cc93e465cc1b9419d5466162300e96fe.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEB and apply today, risk-free!

Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.

Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.


▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *25% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle ALL THREE classes for 25% off(limited time): https://calebhammer.com/classpack/

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEB and apply today, risk-free!</p><p><br></p><p>Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.</p><p><br></p><p>Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.</p><p><br></p><p><br></p><p>▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *25% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle ALL THREE classes for 25% off(limited time): https://calebhammer.com/classpack/</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Failed Camgirl Is A Literal Clown | Financial Audit</title>
      <link>https://youtu.be/eUQsJlw5ZKQ</link>
      <description>▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program+investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 23 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>Failed Camgirl Is A Literal Clown | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/edfb9210-97c7-11ef-9acc-4bb0f4471d78/image/f3025c8ddeacdaa06a4be0477382cb7c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program+investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *NEW* ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula</p><p><br></p><p>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program+investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>4770</itunes:duration>
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      <title>Debt Princess Begs Daddy To Save Her | Financial Audit</title>
      <link>https://youtu.be/zNtY-msm9rE</link>
      <description>▶ *NEW* ---- Win with  GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 21 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>Debt Princess Begs Daddy To Save Her | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7c98a528-8f29-11ef-a71a-1b0de9dff803/image/2654e53ca85312df13781546cefced90.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶ *NEW* ---- Win with  GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶ *NEW* ---- Win with  GOOD debt and get out of BAD debt correctly, learn in my new program ( *35% off for a limited time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula</p><p><br></p><p>Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.</p><p><br></p><p>Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer</p><p><br></p><p>7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p><br></p><p>8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5319</itunes:duration>
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    <item>
      <title>This $400,000 Debt Will End Financial Audit</title>
      <link>https://youtu.be/Oq_jEnCUrVA</link>
      <description>Try Rocket Money for free: https://RocketMoney.com/caleb

Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas. 

▶ NEW ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( 35% off for a limited time ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 18 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>This $400,000 Debt Will End Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ad9d5a60-8cd6-11ef-864f-33d3889d8afd/image/95a015b97aa64581602d4e7e3b8c1aaa.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Try Rocket Money for free: https://RocketMoney.com/caleb

Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas. 

▶ NEW ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( 35% off for a limited time ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Rocket Money for free: https://RocketMoney.com/caleb</p><p><br></p><p>Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas. </p><p><br></p><p>▶ NEW ---- Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( 35% off for a limited time ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail: https://calebhammer.com/formula</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer</p><p><br></p><p>7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p><br></p><p>8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6895</itunes:duration>
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    </item>
    <item>
      <title>I Finally Had To Kick Someone Off Financial Audit</title>
      <link>https://youtu.be/IxxQcXhg-4w</link>
      <description>Use code HAMMER50 to get 50% OFF your first Factor box plus 20% off your next month of orders at https://bit.ly/4cx7q74!

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>I Finally Had To Kick Someone Off Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2f8229b6-8b3d-11ef-b282-47cc30f9e831/image/3ba97cd6727751c31a2131da8012bc08.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Use code HAMMER50 to get 50% OFF your first Factor box plus 20% off your next month of orders at https://bit.ly/4cx7q74!

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Use code HAMMER50 to get 50% OFF your first Factor box plus 20% off your next month of orders at https://bit.ly/4cx7q74!</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer</p><p><br></p><p>7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p><br></p><p>8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5018</itunes:duration>
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    </item>
    <item>
      <title>Financial Audit’s Final Boss</title>
      <link>https://youtu.be/7SCfHBL8zWE</link>
      <description>Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply
3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 14 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>Financial Audit’s Final Boss</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a2fa680e-8822-11ef-b4d2-9b2673ebfd8f/image/255e83fd835861b769f6719fd4b49172.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply
3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.</p><p><br></p><p>Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.</p><p><br></p><p>Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer</p><p><br></p><p>7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p><br></p><p>8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Valley-Girl Feels Oppressed Because She’s White | Financial Audit</title>
      <link>https://youtu.be/3K_lHCJl5n8</link>
      <description>Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit https://aura.com/hammer to start your two-week FREE trial

Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 11 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>Valley-Girl Feels Oppressed Because She’s White | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/412deea0-874d-11ef-a514-cb7b99dd44fb/image/4319f255c493fff7d3e57aea8e1cfcc1.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit https://aura.com/hammer to start your two-week FREE trial

Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit https://aura.com/hammer to start your two-week FREE trial</p><p><br></p><p>Click the link https://relayfi.com/calebhammer and get $100 when you sign up for a business checking account with Relay. Terms and conditions apply.</p><p><br></p><p>Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer</p><p><br></p><p>7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p><br></p><p>8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>4936</itunes:duration>
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      <title>He's My Arch-Nemesis | Financial Audit</title>
      <link>https://youtu.be/-RPchK9Xkzs</link>
      <description>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Go to  https://partner.ekster.com/calebhammer

Get up to 30% off using the code HAMMER at checkout for Ekster's Fall sale from September 26, 2024, to November 7, 2024.

Thank you @creatorsideology #ekster 

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>He's My Arch-Nemesis | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/16104efe-85c0-11ef-9647-eb67ec06e5c9/image/b295b43c667d15f4a8c14872813939d7.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Go to  https://partner.ekster.com/calebhammer

Get up to 30% off using the code HAMMER at checkout for Ekster's Fall sale from September 26, 2024, to November 7, 2024.

Thank you @creatorsideology #ekster 

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER</p><p><br></p><p>Go to  https://partner.ekster.com/calebhammer</p><p><br></p><p>Get up to 30% off using the code HAMMER at checkout for Ekster's Fall sale from September 26, 2024, to November 7, 2024.</p><p><br></p><p>Thank you @creatorsideology #ekster </p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer</p><p><br></p><p>7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p><br></p><p>8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4676</itunes:duration>
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    <item>
      <title>This One Will Make You Outraged | Financial Audit</title>
      <link>https://youtu.be/Wa-mQZHPHh4</link>
      <description>Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!  

Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 07 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>This One Will Make You Outraged | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/cb134264-84b4-11ef-af2e-1fd06996f02d/image/5c3d1413046b2c2c61d4ad392b588ec9.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!  

Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!


8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!  </p><p><br></p><p>Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p><br></p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer</p><p><br></p><p>7) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!</p><p><br></p><p><br></p><p>8) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>9) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4828</itunes:duration>
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    <item>
      <title>McDonald's Is More Important Than Her Child | Financial Audit</title>
      <link>https://youtu.be/_tyZGTMuJ6M</link>
      <description>▶4 people will win $250, fill out our community survey! https://forms.gle/UrKqAukoFacyq6Zc9

Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Fill out the survey here for a chance to win 1 of 4 $250 Gift Cards: https://forms.gle/RMwZ4KVoGisbrFWz9

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 04 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>McDonald's Is More Important Than Her Child | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/46b8d804-81d4-11ef-beb1-8bbe7f67607b/image/e1aa293cd606c95f97de96e04333e963.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>▶4 people will win $250, fill out our community survey! https://forms.gle/UrKqAukoFacyq6Zc9

Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Fill out the survey here for a chance to win 1 of 4 $250 Gift Cards: https://forms.gle/RMwZ4KVoGisbrFWz9

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶4 people will win $250, fill out our community survey! https://forms.gle/UrKqAukoFacyq6Zc9</p><p><br></p><p>Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer</p><p><br></p><p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>Fill out the survey here for a chance to win 1 of 4 $250 Gift Cards: https://forms.gle/RMwZ4KVoGisbrFWz9</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5341</itunes:duration>
      <guid isPermaLink="false"><![CDATA[46b8d804-81d4-11ef-beb1-8bbe7f67607b]]></guid>
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    </item>
    <item>
      <title>Gen-Z Scumbag Thinks He’s Better Than Me | Financial Audit</title>
      <link>https://youtu.be/3F0BgNE04lA</link>
      <description>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 02 Oct 2024 15:00:00 -0000</pubDate>
      <itunes:title>Gen-Z Scumbag Thinks He’s Better Than Me | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0492ea34-803d-11ef-8870-1be780bc6094/image/0234a22fda9c7dab217bbb8a58b3bcd6.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.
Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.</p><p>Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Pampered Princess Thinks Poverty Is Easy | Financial Audit</title>
      <link>https://youtu.be/t10zZuaGt1E</link>
      <description>Go to https://meetfabric.com/CALEB and apply today, risk-free! 

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 30 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>Pampered Princess Thinks Poverty Is Easy | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/017ec292-7ee8-11ef-a6ba-bbe96d59b99d/image/2f0d8f6a532840646c012ff2022adcd4.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEB and apply today, risk-free! 

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEB and apply today, risk-free! </p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>4545</itunes:duration>
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    <item>
      <title>Nasty Woman Deserves Jail Time | Financial Audit</title>
      <link>https://youtu.be/MRAw0Mbjwu4</link>
      <description>Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 27 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>Nasty Woman Deserves Jail Time | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/306a6226-7c3d-11ef-b168-b3995d0f9388/image/aad11a90868b218331332e5c036e2b5a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5846</itunes:duration>
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    <item>
      <title>Gen-Z Girl Going Into Debt To Bang Boomers | Financial Audit</title>
      <link>https://youtu.be/tMqLwj4KNGY</link>
      <description>The first 5,000 people to use coupon code CalebHammer will get 1GB SAILY DATA PLAN FOR FREE! Go to https://Saily.com/CalebHammer and download Saily to test it out for FREE

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 25 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>Gen-Z Girl Going Into Debt To Bang Boomers | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0b5ed8aa-7acf-11ef-ad9c-db684b2dcfac/image/29bba04354e59524db40dded47eefaea.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>The first 5,000 people to use coupon code CalebHammer will get 1GB SAILY DATA PLAN FOR FREE! Go to https://Saily.com/CalebHammer and download Saily to test it out for FREE

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>The first 5,000 people to use coupon code CalebHammer will get 1GB SAILY DATA PLAN FOR FREE! Go to https://Saily.com/CalebHammer and download Saily to test it out for FREE</p><p><br></p><p>Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Pink-Haired Freak Makes Me Lose My Mind | Financial Audit</title>
      <link>https://youtu.be/TAUP1lED4sQ</link>
      <description>👉 Register for ChatGPT &amp; AI workshop for FREE: https://web.growthschool.io/CHA
👉 100% Discount for first 1000 people 🔥
❤️ Reshare this with your friends who will need this 😇

✅ Join the Growthschool’s Top1% AI Community for regular updates: https://web.growthschool.io/CHAW

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 23 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>Pink-Haired Freak Makes Me Lose My Mind | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bd7904e4-791b-11ef-b90a-e37fa1139e81/image/884c062423a601016b6f39ce98a8721c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>👉 Register for ChatGPT &amp; AI workshop for FREE: https://web.growthschool.io/CHA
👉 100% Discount for first 1000 people 🔥
❤️ Reshare this with your friends who will need this 😇

✅ Join the Growthschool’s Top1% AI Community for regular updates: https://web.growthschool.io/CHAW

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>👉 Register for ChatGPT &amp; AI workshop for FREE: https://web.growthschool.io/CHA</p><p>👉 100% Discount for first 1000 people 🔥</p><p>❤️ Reshare this with your friends who will need this 😇</p><p><br></p><p>✅ Join the Growthschool’s Top1% AI Community for regular updates: https://web.growthschool.io/CHAW</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Entitled Brat “Is Too Good For Work” | Financial Audit</title>
      <link>https://youtu.be/lSGTIQbPNuk</link>
      <description>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/caleb. See site for full terms. This video is sponsored by Capitalize!

Use code HAMMER50 to get 50% OFF your first Factor box plus 20% off your next month of orders at https://bit.ly/4cx7q74!

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 20 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>Entitled Brat “Is Too Good For Work” | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/dda283fe-76db-11ef-9dde-4b5c6888b8d4/image/d3378d3fe86c98c5c4bd85b3ca18a41a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/caleb. See site for full terms. This video is sponsored by Capitalize!

Use code HAMMER50 to get 50% OFF your first Factor box plus 20% off your next month of orders at https://bit.ly/4cx7q74!

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/caleb. See site for full terms. This video is sponsored by Capitalize!</p><p><br></p><p>Use code HAMMER50 to get 50% OFF your first Factor box plus 20% off your next month of orders at https://bit.ly/4cx7q74!</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Pathetic Loser Borrows $450,000 To Date College Girls | Financial Audit</title>
      <link>https://youtu.be/2jWx8dwi9Gc</link>
      <description>Go to my sponsor https://tryclickup.co/hammer to organize all of your big projects and goals for free.

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>Pathetic Loser Borrows $450,000 To Date College Girls | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ea518850-7548-11ef-98f2-2f88ae9800c9/image/57a9c17d49cff9bbaba82be6ac8b5610.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to my sponsor https://tryclickup.co/hammer to organize all of your big projects and goals for free.

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to my sponsor https://tryclickup.co/hammer to organize all of your big projects and goals for free.</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>The Dumbest Couple I’ve Ever Met | Financial Audit</title>
      <link>https://youtu.be/u2rlcAcPzmk</link>
      <description>Go to https://meetfabric.com/CALEB and start investing in your child's future today!

Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/Caleb
______________________________

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 16 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>The Dumbest Couple I’ve Ever Met | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e36d4942-7238-11ef-8ecf-5b82559d4a6c/image/05c59aabb6553927cb6b69e1cc0e57c7.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEB and start investing in your child's future today!

Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/Caleb
______________________________

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEB and start investing in your child's future today!</p><p><br></p><p>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/Caleb</p><p>______________________________</p><p><br></p><p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>▶EDUCATION:</p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>$216,000+ In Debt, But Says “Gambling Is More Fun Than Growing Up” | Financial Audit</title>
      <link>https://youtu.be/SZOZ-9mss70</link>
      <description>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Try Rocket Money for free: https://RocketMoney.com/caleb

▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6. 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 13 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>$216,000+ In Debt, But Says “Gambling Is More Fun Than Growing Up” | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/43b84f88-715b-11ef-a767-0f644c5f815d/image/8d2835eed24c6d6652441ca1a572ac75.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Try Rocket Money for free: https://RocketMoney.com/caleb

▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6. 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>Try Rocket Money for free: https://RocketMoney.com/caleb</p><p><br></p><p>▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6. </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5088</itunes:duration>
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    <item>
      <title>I Finally Lost My Mind | Financial Audit</title>
      <link>https://youtu.be/Neh2Wd0Ksk8</link>
      <description>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit https://aura.com/hammer to start your two-week FREE trial.

Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer!

▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6. 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>I Finally Lost My Mind | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/6e245a1c-6faa-11ef-b048-4b5310644493/image/c579447e93fad23a14f355750d11c2a4.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit https://aura.com/hammer to start your two-week FREE trial.

Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer!

▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6. 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit https://aura.com/hammer to start your two-week FREE trial.</p><p><br></p><p>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer!</p><p><br></p><p>▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6. </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>6272</itunes:duration>
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      <title>Repulsive Sugar Baby Milks Men For Money | Financial Audit</title>
      <link>https://youtu.be/_i-WtPKTtPs</link>
      <description>Try Spot to secure your pet the coverage they deserve at https://money.com/caleb-spot

Watch this episodes POST SHOW here:

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 09 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>Repulsive Sugar Baby Milks Men For Money | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Try Spot to secure your pet the coverage they deserve at https://money.com/caleb-spot

Watch this episodes POST SHOW here:

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Spot to secure your pet the coverage they deserve at https://money.com/caleb-spot</p><p><br></p><p>Watch this episodes POST SHOW here:</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6 </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own free Hammer Financial Score: https://www.calebhammer.com</p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶OTHER CHANNELS:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Most Insane Person EVER | Financial Audit</title>
      <link>https://youtu.be/FMCUdHaEkwI</link>
      <description>Watch this episodes POST SHOW here: https://youtu.be/5jEsqxmZfks

Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/Caleb

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6. 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own Hammer Financial Score: https://www.calebhammer.com

_______________________

▶MORE FINANCIAL AUDIT
Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

23) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 06 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>Most Insane Person EVER | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/84642062-6bb5-11ef-8ba8-fb151b63cfeb/image/600f2b368010be9f387acaad332cf1e1.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Watch this episodes POST SHOW here: https://youtu.be/5jEsqxmZfks

Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/Caleb

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6. 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own Hammer Financial Score: https://www.calebhammer.com

_______________________

▶MORE FINANCIAL AUDIT
Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

23) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Watch this episodes POST SHOW here: https://youtu.be/5jEsqxmZfks</p><p><br></p><p>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/Caleb</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6. </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing</p><p><br></p><p>3) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>4) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>_______________________</p><p><br></p><p>▶MORE FINANCIAL AUDIT</p><p>Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶RESOURCES</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>23) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4998</itunes:duration>
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    <item>
      <title>Wannabe Hipster Knocks Up Literal Clown | Financial Audit</title>
      <link>https://youtu.be/j-CXxlqOuqc</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 04 Sep 2024 15:00:00 -0000</pubDate>
      <itunes:title>Wannabe Hipster Knocks Up Literal Clown | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/03d61768-6a4b-11ef-91fa-4bd23dfc6156/image/a7dc0bf66306fc51d29b805e0532d7bb.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Disgusting Degenerate Steals $40,000 From Everyone | Financial Audit</title>
      <link>https://youtu.be/Q4fQZqwXByU</link>
      <description>LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 30 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>Disgusting Degenerate Steals $40,000 From Everyone | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1d3364aa-6658-11ef-ab7a-37fabae40d88/image/e469b4cf67718ade3ec68e086f7cae77.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>This Walking STD Pisses Me Off | Financial Audit</title>
      <link>https://youtu.be/YxCHqaIBBz0</link>
      <description>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/Caleb

LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>This Walking STD Pisses Me Off | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/42f537ba-64a3-11ef-9cc5-07efe42e7137/image/a5c3ef605638a5719d09ef7dda01aca7.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/Caleb

LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/Caleb</p><p><br></p><p>LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
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    <item>
      <title>He’s Back... | Financial Audit</title>
      <link>https://youtu.be/UAelXi4AEhs</link>
      <description>Go to https://meetfabric.com/CALEB and apply today, risk-free!

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 26 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>He’s Back... | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/5a36e49c-619b-11ef-9cc1-cfa4527a64a3/image/20484fc98a38d06c088dadb568ed7570.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEB and apply today, risk-free!

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEB and apply today, risk-free!</p><p><br></p><p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5189</itunes:duration>
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      <title>White Girl Would Rather .. Like.. Eat Than Grow Up 💅🏻 | Financial Audit</title>
      <link>https://youtu.be/z-YJkMl5IGc</link>
      <description>Join my FREE 5-Day $1,000 Saving Challenge to learn easy steps for saving—no matter your income! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>White Girl Would Rather .. Like.. Eat Than Grow Up 💅🏻 | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/94c712be-60b8-11ef-929c-6f8a9c10b6b7/image/883c3fdedc46002d28ea56a95c5a1d4b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Join my FREE 5-Day $1,000 Saving Challenge to learn easy steps for saving—no matter your income! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Join my FREE 5-Day $1,000 Saving Challenge to learn easy steps for saving—no matter your income! (Limited spots available) https://calebhammer.com/challenge/</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle</p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>Pathetic Simp Drowning In Debt For Mail-Order Wife | Financial Audit</title>
      <link>https://youtu.be/hQCz9hN86r8</link>
      <description>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance

Thanks to Geologie for sponsoring this video! Head to https://geolog.ie/4cIbKjs and use HAMMER100 to get 100% off your first order of your personalized skincare trial set, and 50% off add-ons.

Check out Caleb's top 10 pet insurance picks at https://money.com/caleb-spot to protect and secure your pet's future today.

Join my FREE 5-Day $1,000 Saving Challenge to learn easy steps for saving—no matter your income! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online:https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  Bundle my budgeting program + investing program for over 15% off: https://calebhammer.com/bundle 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>Pathetic Simp Drowning In Debt For Mail-Order Wife | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/515287e2-5fc9-11ef-95a5-ff4b1bc773ff/image/c72a32f3001b17c1cd2ccbd818c57cc0.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance

Thanks to Geologie for sponsoring this video! Head to https://geolog.ie/4cIbKjs and use HAMMER100 to get 100% off your first order of your personalized skincare trial set, and 50% off add-ons.

Check out Caleb's top 10 pet insurance picks at https://money.com/caleb-spot to protect and secure your pet's future today.

Join my FREE 5-Day $1,000 Saving Challenge to learn easy steps for saving—no matter your income! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online:https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  Bundle my budgeting program + investing program for over 15% off: https://calebhammer.com/bundle 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance</p><p><br></p><p>Thanks to Geologie for sponsoring this video! Head to https://geolog.ie/4cIbKjs and use HAMMER100 to get 100% off your first order of your personalized skincare trial set, and 50% off add-ons.</p><p><br></p><p>Check out Caleb's top 10 pet insurance picks at https://money.com/caleb-spot to protect and secure your pet's future today.</p><p><br></p><p>Join my FREE 5-Day $1,000 Saving Challenge to learn easy steps for saving—no matter your income! (Limited spots available) https://calebhammer.com/challenge/</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online:https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  Bundle my budgeting program + investing program for over 15% off: https://calebhammer.com/bundle </p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4515</itunes:duration>
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    <item>
      <title>Unhinged Newlyweds Destined For Divorce | Financial Audit</title>
      <link>https://youtu.be/XM0r8O7QTZM</link>
      <description>Get your first month for a dollar at https://Getkikoff.com/caleb today!

Join my FREE 5-Day $1,000 Saving Challenge to learn easy steps for saving—no matter your income! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online:https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 19 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>Unhinged Newlyweds Destined For Divorce | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/acac7e06-59be-11ef-9961-af368729f924/image/26df363bb812d9bae11c1650874d2811.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Get your first month for a dollar at https://Getkikoff.com/caleb today!

Join my FREE 5-Day $1,000 Saving Challenge to learn easy steps for saving—no matter your income! (Limited spots available) https://calebhammer.com/challenge/

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online:https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Get your first month for a dollar at https://Getkikoff.com/caleb today!</p><p><br></p><p>Join my FREE 5-Day $1,000 Saving Challenge to learn easy steps for saving—no matter your income! (Limited spots available) https://calebhammer.com/challenge/</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online:https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>6503</itunes:duration>
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      <title>I’m Not Surprised She’s Single | Financial Audit</title>
      <link>https://youtu.be/LEmpS-2Fp_E</link>
      <description>Join my FREE 5-Day $1,000 Saving Challenge to learn easy steps for saving—no matter your income! (Limited spots available) https://calebhammer.com/challenge/

Check out Caleb's top 10 pet insurance picks at https://Money.com/calebs-pet-insurance to protect and secure your pet's future today.

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online:https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 16 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>I’m Not Surprised She’s Single | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/3226c24a-59be-11ef-915e-8f881719f237/image/703740e4364d9384d2c850cfe7a4c5c9.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Join my FREE 5-Day $1,000 Saving Challenge to learn easy steps for saving—no matter your income! (Limited spots available) https://calebhammer.com/challenge/

Check out Caleb's top 10 pet insurance picks at https://Money.com/calebs-pet-insurance to protect and secure your pet's future today.

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online:https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Join my FREE 5-Day $1,000 Saving Challenge to learn easy steps for saving—no matter your income! (Limited spots available) https://calebhammer.com/challenge/</p><p><br></p><p>Check out Caleb's top 10 pet insurance picks at https://Money.com/calebs-pet-insurance to protect and secure your pet's future today.</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online:https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5018</itunes:duration>
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    <item>
      <title>Desperate Incel Joins Pyramid Schemes To Get Laid | Financial Audit</title>
      <link>https://youtu.be/cAcpwZngBSA</link>
      <description>Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit https://aura.com/hammer to start your two-week FREE trial

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online:https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>Desperate Incel Joins Pyramid Schemes To Get Laid | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/c0eea4da-59bd-11ef-b4cc-bb74b5a56fe5/image/281ebc74b5256e6690fd9ed65a7e7ac7.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit https://aura.com/hammer to start your two-week FREE trial

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online:https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit https://aura.com/hammer to start your two-week FREE trial</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online:https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4569</itunes:duration>
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    <item>
      <title>Karen Wife Faces Financial Infidelity | Financial Audit</title>
      <link>https://youtu.be/t22V6SsOREw</link>
      <description>Go to https://meetfabric.com/CALEB and apply today, risk-free!

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online:https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 12 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>Karen Wife Faces Financial Infidelity | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/839d39f0-58b6-11ef-b3c1-0380c403f278/image/647d7ee6adb324dfd8309a88c04d9fe3.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEB and apply today, risk-free!

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

▶LIMITED TIME: 

1) The best budgeting program online:https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEB and apply today, risk-free!</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online:https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5832</itunes:duration>
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      <title>Professional Victim Is Pathetic | Financial Audit</title>
      <link>https://youtu.be/lEmpf-dBFfE</link>
      <description>Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

▶LIMITED TIME: 

1) The best budgeting program online:https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 09 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>Professional Victim Is Pathetic | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1c98f0ec-55f4-11ef-8004-47795d81620b/image/403dbdf1e5bcd4223a49ed1d9182536b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.

That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

▶LIMITED TIME: 

1) The best budgeting program online:https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.</p><p><br></p><p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month</p><p><br></p><p>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer</p><p><br></p><p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online:https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle:https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Other channels:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4717</itunes:duration>
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    <item>
      <title>The Dumbest Person I've Ever Met | Financial Audit</title>
      <link>https://youtu.be/ObGZ4-wdH64</link>
      <description>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this next month

Go to https://SAN.com/Caleb for unbiased, straight facts and to stay fully informed. Download through my link or search for “Straight Arrow News” 

Go to https://durable.co/calebhammer and build a website for free! Use my code CALEB30 to save 30% off your first 3 months. 

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>The Dumbest Person I've Ever Met | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/cf0de776-5042-11ef-93df-9b62e3434c56/image/85e2e5d80c1da3185b355a7570ae938c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this next month

Go to https://SAN.com/Caleb for unbiased, straight facts and to stay fully informed. Download through my link or search for “Straight Arrow News” 

Go to https://durable.co/calebhammer and build a website for free! Use my code CALEB30 to save 30% off your first 3 months. 

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this next month</p><p><br></p><p>Go to https://SAN.com/Caleb for unbiased, straight facts and to stay fully informed. Download through my link or search for “Straight Arrow News” </p><p><br></p><p>Go to https://durable.co/calebhammer and build a website for free! Use my code CALEB30 to save 30% off your first 3 months. </p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4662</itunes:duration>
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    </item>
    <item>
      <title>She'd Rather Cheat Than Grow Up | Financial Audit</title>
      <link>https://youtu.be/FO4CNg4cGUU</link>
      <description>▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 05 Aug 2024 14:00:00 -0000</pubDate>
      <itunes:title>She'd Rather Cheat Than Grow Up | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/59f5fc4e-5042-11ef-9947-bb4db12c5c8e/image/550fff7f77204dadcda06d80919eca5f.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4867</itunes:duration>
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    </item>
    <item>
      <title>Vile Cheater Has Secret Pregnancy And Loses Everything | Financial Audit</title>
      <link>https://youtu.be/NUjSq47qWok</link>
      <description>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply:https://j.moomoo.com/Caleb

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 02 Aug 2024 15:00:00 -0000</pubDate>
      <itunes:title>Vile Cheater Has Secret Pregnancy And Loses Everything | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/16b1b7b6-5042-11ef-9dcd-7f789d9a740f/image/b8d69d088fc0677cd17be618bb484ccd.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply:https://j.moomoo.com/Caleb

You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply:https://j.moomoo.com/Caleb</p><p><br></p><p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5006</itunes:duration>
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    <item>
      <title>Pathetic Loser Is “Too Good For Work” | Financial Audit</title>
      <link>https://youtu.be/6013M-TLAsM</link>
      <description>📚 Unlock Your Full Potential with Playbook! 📚
🔗 Link to Playbook: https://helloplaybook.com/caleb

Go to https://clickurl.ca/Caleb-Wiser to schedule a free consultation with a financial professional today.

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 31 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>Pathetic Loser Is “Too Good For Work” | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/41af553a-4ec2-11ef-8466-2b378ba1f157/image/6b72afa87e750ba3e620314f31de96e7.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>📚 Unlock Your Full Potential with Playbook! 📚
🔗 Link to Playbook: https://helloplaybook.com/caleb

Go to https://clickurl.ca/Caleb-Wiser to schedule a free consultation with a financial professional today.

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>📚 Unlock Your Full Potential with Playbook! 📚</p><p>🔗 Link to Playbook: https://helloplaybook.com/caleb</p><p><br></p><p>Go to https://clickurl.ca/Caleb-Wiser to schedule a free consultation with a financial professional today.</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4875</itunes:duration>
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    </item>
    <item>
      <title>Disgusting Degenerate Steals $200,000 From Mom | Financial Audit</title>
      <link>https://youtu.be/SaXE907M6-A</link>
      <description>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance 

Go to https://clickurl.ca/Caleb-Wiser to schedule a free consultation with a financial professional today.

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 29 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>Disgusting Degenerate Steals $200,000 From Mom | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ec31815e-4940-11ef-b79e-0787642cac00/image/e512cce30e07a7f1ec6128da8362402e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance 

Go to https://clickurl.ca/Caleb-Wiser to schedule a free consultation with a financial professional today.

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance </p><p><br></p><p>Go to https://clickurl.ca/Caleb-Wiser to schedule a free consultation with a financial professional today.</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Other channels:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5404</itunes:duration>
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    </item>
    <item>
      <title>Nasty Karen Hates Me | Financial Audit</title>
      <link>https://youtu.be/Dn7QJ1O2r70</link>
      <description>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/caleb. See site for full terms. This video is sponsored by Capitalize!

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 26 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>Nasty Karen Hates Me | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/df7b5294-4a91-11ef-a39e-7fb9cd75708d/image/19dfdec861ca744d6155587d4c280cb2.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/caleb. See site for full terms. This video is sponsored by Capitalize!

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/caleb. See site for full terms. This video is sponsored by Capitalize!</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4800</itunes:duration>
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    <item>
      <title>Unhinged Twink Nearly Makes Me Walk Out | Financial Audit</title>
      <link>https://youtu.be/nzaUl42_bVU</link>
      <description>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/Caleb

Thanks to Geologie for sponsoring this video! Head to https://geolog.ie/CALEB and use CALEB or HAMMER100 to get 100% off your first order of your personalized skincare trial set, and 50% off add-ons.

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>Unhinged Twink Nearly Makes Me Walk Out | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0c163afc-493f-11ef-88cd-f35dd497b94e/image/d615386b709975992b3026ad3d994d79.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/Caleb

Thanks to Geologie for sponsoring this video! Head to https://geolog.ie/CALEB and use CALEB or HAMMER100 to get 100% off your first order of your personalized skincare trial set, and 50% off add-ons.

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/Caleb</p><p><br></p><p>Thanks to Geologie for sponsoring this video! Head to https://geolog.ie/CALEB and use CALEB or HAMMER100 to get 100% off your first order of your personalized skincare trial set, and 50% off add-ons.</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5480</itunes:duration>
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    <item>
      <title>Homewrecker Steals Married Men And Loses Everything | Financial Audit</title>
      <link>https://youtu.be/2i3AgVllgi8</link>
      <description>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 22 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>Homewrecker Steals Married Men And Loses Everything | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e9ec177a-4633-11ef-98fe-4738b61fd393/image/72884362e49f3b0a3c50bc2fa18fbc49.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5253</itunes:duration>
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      <title>Her Dad Threatened My Life | Financial Audit</title>
      <link>https://youtu.be/L8i2ltFroiQ</link>
      <description>Use code HAMMER50 to get 50% OFF your first Factor box plus 20% off your next month of orders at https://bit.ly/4cx7q74

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 19 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>Her Dad Threatened My Life | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/49d20f9c-456b-11ef-b374-6372ad2f59ff/image/76ee9b43a247c01226ed045b575adc45.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Use code HAMMER50 to get 50% OFF your first Factor box plus 20% off your next month of orders at https://bit.ly/4cx7q74

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Use code HAMMER50 to get 50% OFF your first Factor box plus 20% off your next month of orders at https://bit.ly/4cx7q74</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer</p><p><br></p><p>5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Other channels:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5009</itunes:duration>
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    <item>
      <title>Dumb Blonde Lives in Delusion | Financial Audit</title>
      <link>https://youtu.be/VaVRgUcv3V0</link>
      <description>Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit https://aura.com/hammer to start your two-week FREE trial

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>Dumb Blonde Lives in Delusion | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/948e2c0c-43c5-11ef-8dd2-af66c57e40ea/image/c57543a30b780d720d43f7c866811b8f.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit https://aura.com/hammer to start your two-week FREE trial

▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Don’t sacrifice your privacy because it’s a chore to keep up with it. Our sponsor Aura makes it easy. Visit https://aura.com/hammer to start your two-week FREE trial</p><p><br></p><p>▶LIMITED TIME: </p><p><br></p><p>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget</p><p><br></p><p>2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4889</itunes:duration>
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    <item>
      <title>She Hates Her Husband, But Can’t Escape | Financial Audit</title>
      <link>https://youtu.be/53228vGQQpA</link>
      <description>Go to https://meetfabric.com/CALEB and start investing in your child's future today!

If you’re ever injured in an accident, you can check out Morgan &amp; Morgan. You can start your claim in just a click without having to leave your couch. To start your claim, visit: https://www.forthepeople.com/Caleb?s=86%3A4545

Start investing with EquityMultiple Today at https://equitymultiple.com/caleb-hammer to earn a 1% return boost on your first investment!

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 15 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>She Hates Her Husband, But Can’t Escape | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/de34dc78-4093-11ef-b54d-677e6ddd66cb/image/8e334ac1d0c177c2c59be01d275af68e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEB and start investing in your child's future today!

If you’re ever injured in an accident, you can check out Morgan &amp; Morgan. You can start your claim in just a click without having to leave your couch. To start your claim, visit: https://www.forthepeople.com/Caleb?s=86%3A4545

Start investing with EquityMultiple Today at https://equitymultiple.com/caleb-hammer to earn a 1% return boost on your first investment!

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEB and start investing in your child's future today!</p><p><br></p><p>If you’re ever injured in an accident, you can check out Morgan &amp; Morgan. You can start your claim in just a click without having to leave your couch. To start your claim, visit: https://www.forthepeople.com/Caleb?s=86%3A4545</p><p><br></p><p>Start investing with EquityMultiple Today at https://equitymultiple.com/caleb-hammer to earn a 1% return boost on your first investment!</p><p><br></p><p>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5762</itunes:duration>
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      <title>Failed OF “Model” Is A Literal Clown | Financial Audit</title>
      <link>https://youtu.be/pnkPeaoYRlw</link>
      <description>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 12 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>Failed OF “Model” Is A Literal Clown | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bd34b48a-3fee-11ef-960f-3be75735b3c1/image/73d129aa462eb59f9dc2a26f00fe8e25.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5488</itunes:duration>
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    <item>
      <title>He’s Choosing Xbox Over His Wife And Kid | Financial Audit</title>
      <link>https://youtu.be/vWO1-4utulA</link>
      <description>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer

Try Empower the all in one financial management tool for FREE today: https://personalcapital.sjv.io/Caleb

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>He’s Choosing Xbox Over His Wife And Kid | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8b5ebf0c-3ec5-11ef-9f11-1ff2df6c3acf/image/0223d1224e71ae7f7701b2b220bf6c4e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer

Try Empower the all in one financial management tool for FREE today: https://personalcapital.sjv.io/Caleb

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer</p><p><br></p><p>Try Empower the all in one financial management tool for FREE today: https://personalcapital.sjv.io/Caleb</p><p><br></p><p>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Other channels:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4367</itunes:duration>
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    <item>
      <title>I’ve Never Seen Anything Like This | Financial Audit</title>
      <link>https://youtu.be/kXTVVCO-DJw</link>
      <description>For FREE appetizers for life with HelloFresh, use code HAMMERAPPS at https://bit.ly/4cjwvBK! One appetizer item per box while subscription is active.

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 08 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>I’ve Never Seen Anything Like This | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/3fdf4c86-3b0f-11ef-a240-d3d2e0122072/image/ff61bd5047cfab5bbf7decd1308bf7f6.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>For FREE appetizers for life with HelloFresh, use code HAMMERAPPS at https://bit.ly/4cjwvBK! One appetizer item per box while subscription is active.

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>For FREE appetizers for life with HelloFresh, use code HAMMERAPPS at https://bit.ly/4cjwvBK! One appetizer item per box while subscription is active.</p><p><br></p><p>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5506</itunes:duration>
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    <item>
      <title>Degenerate Son Exploits Parents | Financial Audit</title>
      <link>https://youtu.be/UtSD5fE0uNE</link>
      <description>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>Degenerate Son Exploits Parents | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8661e4f0-38d2-11ef-b757-930c9429b22e/image/b373cfd98f8ca628a10d8f12f1380fab.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4862</itunes:duration>
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      <title>Loser Husband Blows All His Wife’s Money | Financial Audit</title>
      <link>https://youtu.be/bx6qSRXfmVc</link>
      <description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

Apply for Bill Spend &amp; Expense for FREE Today! http://bill.sjv.io/caleb

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 01 Jul 2024 15:00:00 -0000</pubDate>
      <itunes:title>Loser Husband Blows All His Wife’s Money | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a170b0e6-35b2-11ef-8f78-770a132ca889/image/2ef2f63a84725c110893c25a62a838cb.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.

Apply for Bill Spend &amp; Expense for FREE Today! http://bill.sjv.io/caleb

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.</p><p><br></p><p>Apply for Bill Spend &amp; Expense for FREE Today! http://bill.sjv.io/caleb</p><p><br></p><p>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4328</itunes:duration>
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      <title>Entitled Brat Is “Too Good For Work” | Financial Audit</title>
      <link>https://youtu.be/aAfdxOtsN78</link>
      <description>Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 28 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Entitled Brat Is “Too Good For Work” | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/71fd7a44-34e3-11ef-839b-77462a3538f7/image/539007cfde152004733adfc9c08c2085.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4547</itunes:duration>
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    </item>
    <item>
      <title>Wife Forced To Deal With Cuck Husband | Financial Audit</title>
      <link>https://youtu.be/3__DSOZdoUo</link>
      <description>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 26 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Wife Forced To Deal With Cuck Husband | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/f66fb076-3353-11ef-ac4f-2fe8f76fef34/image/031c14df3ad9576ddef9e6cde9dc84dc.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer</p><p><br></p><p>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/</p><p><br></p><p>Any questions? Email support@calebhammer.com</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com </p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6228</itunes:duration>
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      <title>Rejected Baby Mama Cant Survive Without A Man | Financial Audit</title>
      <link>https://youtu.be/eb2dwsrKCwQ</link>
      <description>Get your first month for a dollar at https://Getkikoff.com/caleb today!

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 24 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Rejected Baby Mama Cant Survive Without A Man | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0f6effe2-3029-11ef-9622-b31e7b44c499/image/51d044294760e5f536a81cce4e0c591b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Get your first month for a dollar at https://Getkikoff.com/caleb today!

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Get your first month for a dollar at https://Getkikoff.com/caleb today!</p><p><br></p><p>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! </p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4854</itunes:duration>
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    <item>
      <title>Professional Victim Is Pathetic | Financial Audit</title>
      <link>https://youtu.be/cj9qFsFzD7Q</link>
      <description>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance

Thanks to Geologie for sponsoring this video! Head to https://geolog.ie/3yzeEIC for 70% off your skincare trial set with code HAMMER. You can also pick up Geologie at Amazon or Target.

▶LIMITED TIME: Join our investing program at a $50 discount, and I will give you a $100 moomoo cash reward https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy!

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 21 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Professional Victim Is Pathetic | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8ff3793a-2f53-11ef-9ae5-f7fe4fa6a319/image/2bb9eee636d4506c19b8974200b00e07.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance

Thanks to Geologie for sponsoring this video! Head to https://geolog.ie/3yzeEIC for 70% off your skincare trial set with code HAMMER. You can also pick up Geologie at Amazon or Target.

▶LIMITED TIME: Join our investing program at a $50 discount, and I will give you a $100 moomoo cash reward https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy!

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance</p><p><br></p><p>Thanks to Geologie for sponsoring this video! Head to https://geolog.ie/3yzeEIC for 70% off your skincare trial set with code HAMMER. You can also pick up Geologie at Amazon or Target.</p><p><br></p><p>▶LIMITED TIME: Join our investing program at a $50 discount, and I will give you a $100 moomoo cash reward https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy!</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5289</itunes:duration>
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    <item>
      <title>The Dumbest Couple I’ve Ever Met | Financial Audit</title>
      <link>https://youtu.be/35gHJt89gOo</link>
      <description>If you’re ever injured in an accident, you can check out Morgan &amp; Morgan. You can start your claim in just a click without having to leave your couch. To start your claim, visit: https://www.forthepeople.com/Caleb?s=86%3A4545

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 17 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>The Dumbest Couple I’ve Ever Met | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/887cb34e-275e-11ef-8862-7fa48d7782d3/image/d57e6b1f245453d7ba9fcad18331469b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>If you’re ever injured in an accident, you can check out Morgan &amp; Morgan. You can start your claim in just a click without having to leave your couch. To start your claim, visit: https://www.forthepeople.com/Caleb?s=86%3A4545

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>If you’re ever injured in an accident, you can check out Morgan &amp; Morgan. You can start your claim in just a click without having to leave your couch. To start your claim, visit: https://www.forthepeople.com/Caleb?s=86%3A4545</p><p><br></p><p>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! </p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5640</itunes:duration>
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      <title>Debt To Nut And Won’t Stop | Financial Audit</title>
      <link>https://youtu.be/HtbRqMb5qRc</link>
      <description>Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 14 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Debt To Nut And Won’t Stop | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/43657b34-275d-11ef-aa0b-c7f25ae962c3/image/18eea2a469b4c4f1d3aa91fb8daced51.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.</p><p><br></p><p>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! </p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>I Had To Call This Failure's Mom | Financial Audit</title>
      <link>https://youtu.be/5yTRLCkKY9c</link>
      <description>Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 given to you in your investing account- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up to $147 next month. The first 250 who will join me for an exclusive live stream going over my real estate investing portfolio and strategy also sold out, but it went so fast we are opening it to the first 500 now, so there is still time!

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 12 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>I Had To Call This Failure's Mom | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a5677edc-2757-11ef-aa1b-3fcc64a5169d/image/6969b6ea14aa25ee47dc8fc4ae7ee307.jpeg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 given to you in your investing account- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up to $147 next month. The first 250 who will join me for an exclusive live stream going over my real estate investing portfolio and strategy also sold out, but it went so fast we are opening it to the first 500 now, so there is still time!

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.</p><p><br></p><p>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 given to you in your investing account- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up to $147 next month. The first 250 who will join me for an exclusive live stream going over my real estate investing portfolio and strategy also sold out, but it went so fast we are opening it to the first 500 now, so there is still time!</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5016</itunes:duration>
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    <item>
      <title>Controlling Karen Resents Her Deadbeat Husband</title>
      <link>https://youtu.be/e9VZRUjB698</link>
      <description>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 10 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Controlling Karen Resents Her Deadbeat Husband</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7396acd4-2450-11ef-94f3-e36b0cf66862/image/fd0e0005bf082d7d656507e10e0c6224.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! </p><p><br></p><p>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5889</itunes:duration>
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      <title>Wannabe Princess Leeches Off Everyone</title>
      <link>https://youtu.be/uPUHirZU4ig</link>
      <description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

Get your first month for a dollar at https://Getkikoff.com/caleb today!

Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 07 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Wannabe Princess Leeches Off Everyone</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b0a7760a-2449-11ef-ae4f-237c02e0aad3/image/64191365f4e81fce0c87fbeab2f6a1ef.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

Get your first month for a dollar at https://Getkikoff.com/caleb today!

Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/</p><p><br></p><p>Get your first month for a dollar at https://Getkikoff.com/caleb today!</p><p><br></p><p>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4292</itunes:duration>
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      <title>Incel Loser Forcefully Cucked By Wife</title>
      <link>https://youtu.be/zzqkVNE8AcU</link>
      <description>▶LIMITED TIME: Take our investing program and get $100 worth of stocks, hand picked by me. https://calebhammer.com/investing/

Start investing with EquityMultiple here equitymultiple.com/caleb-hammer to earn a 1% return boost on your first investment.

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Incel Loser Forcefully Cucked By Wife</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/625f8c22-22d1-11ef-8750-63809e952046/image/2eac7402aefd800056f7d06837adfe6d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶LIMITED TIME: Take our investing program and get $100 worth of stocks, hand picked by me. https://calebhammer.com/investing/

Start investing with EquityMultiple here equitymultiple.com/caleb-hammer to earn a 1% return boost on your first investment.

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶LIMITED TIME: Take our investing program and get $100 worth of stocks, hand picked by me. https://calebhammer.com/investing/</p><p><br></p><p>Start investing with EquityMultiple here equitymultiple.com/caleb-hammer to earn a 1% return boost on your first investment.</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4982</itunes:duration>
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    <item>
      <title>Disgusting Human Uses Parents For ℙ𝕠𝕣𝕟</title>
      <link>https://youtu.be/54d6HaAa8_Q</link>
      <description>Check if you can rollover your old retirement accounts now! https://clickurl.ca/Caleb-Capitalize

Click the link https://j.moomoo.com/00Bn5Z to get a 1.5% cash reward on your transferred assets (up to $300)

Offer conditions: https://www.moomoo.com/us/support/topic4_410

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 03 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Disgusting Human Uses Parents For ℙ𝕠𝕣𝕟</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/feae99ce-1dd1-11ef-a06c-f78b59f22b69/image/8ee0dd35c3621d60e5c4294b5478f3b3.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Check if you can rollover your old retirement accounts now! https://clickurl.ca/Caleb-Capitalize

Click the link https://j.moomoo.com/00Bn5Z to get a 1.5% cash reward on your transferred assets (up to $300)

Offer conditions: https://www.moomoo.com/us/support/topic4_410

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Check if you can rollover your old retirement accounts now! https://clickurl.ca/Caleb-Capitalize</p><p><br></p><p>Click the link https://j.moomoo.com/00Bn5Z to get a 1.5% cash reward on your transferred assets (up to $300)</p><p><br></p><p>Offer conditions: https://www.moomoo.com/us/support/topic4_410</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4342</itunes:duration>
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      <title>Ego-Maniac Thinks She’s Hot Sh*t</title>
      <link>https://youtu.be/eZ1rNYqSw7o</link>
      <description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 01 Jun 2024 15:00:00 -0000</pubDate>
      <itunes:title>Ego-Maniac Thinks She’s Hot Sh*t</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/fa8109e2-1dcf-11ef-9ca2-e37ff14b00c9/image/6eb73abbc0ad8949a62f1bbf30331060.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3907</itunes:duration>
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    <item>
      <title>Neglectful Mom Chooses Pleasure Over Children</title>
      <link>https://youtu.be/rbK8aRLLacA</link>
      <description>Click the link https://j.moomoo.com/00Bn5Z to get a 1.5% cash reward on your transferred assets (up to $300)

Offer conditions: https://www.moomoo.com/us/support/topic4_410

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 29 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Neglectful Mom Chooses Pleasure Over Children</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/300997ba-17b7-11ef-87b0-a766d6a30dc7/image/ea871c7e96d5764304276d7ebb349198.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Click the link https://j.moomoo.com/00Bn5Z to get a 1.5% cash reward on your transferred assets (up to $300)

Offer conditions: https://www.moomoo.com/us/support/topic4_410

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click the link https://j.moomoo.com/00Bn5Z to get a 1.5% cash reward on your transferred assets (up to $300)</p><p><br></p><p>Offer conditions: https://www.moomoo.com/us/support/topic4_410</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Other channels:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>4701</itunes:duration>
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    <item>
      <title>Frustrated Incel Buys Women Instead of Dating</title>
      <link>https://youtu.be/4xso2rqKccA</link>
      <description>Apply for Bill Spend &amp; Expense for FREE Today! http://bill.sjv.io/caleb

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 24 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Frustrated Incel Buys Women Instead of Dating</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a56c0f86-17be-11ef-a523-179c904da759/image/883937e661e9efdc61d3f4bbebfd7621.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Apply for Bill Spend &amp; Expense for FREE Today! http://bill.sjv.io/caleb

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Apply for Bill Spend &amp; Expense for FREE Today! http://bill.sjv.io/caleb</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Other channels:</p><p><br></p><p>1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney</p><p><br></p><p>3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p><br></p><p>3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3922</itunes:duration>
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    <item>
      <title>She'd Rather Eat Than Grow Up</title>
      <link>https://youtu.be/jvmKPAzX-5k</link>
      <description>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer3
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 22 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>She'd Rather Eat Than Grow Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/986ccfe0-17b5-11ef-bdb5-7b8e12b21c57/image/b64b58e8ba6d4d8d9369fc04196ee1b8.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer3
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer3</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>4335</itunes:duration>
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    <item>
      <title>Failed Artist Can't Handle Poverty</title>
      <link>https://youtu.be/5bF76oDyhQI</link>
      <description>Go to https://meetfabric.com/CALEB and apply today, risk-free!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 20 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Failed Artist Can't Handle Poverty</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e5e39074-113e-11ef-b985-e33770e6418e/image/64f9f6773aab54a69f9ca983f351fa54.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEB and apply today, risk-free!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEB and apply today, risk-free!</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4633</itunes:duration>
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    <item>
      <title>Debt Princess Begs Daddy To Save Her</title>
      <link>https://youtu.be/HidoXF_2V3s</link>
      <description>Sign-up for Rakuten and get a 10% Cash Back Boost 
-https://www.rakuten.com/r/CALEBH767

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 17 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Debt Princess Begs Daddy To Save Her</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8b72caa4-113b-11ef-a38f-1307d650faa4/image/cf4481dec19e23dc854c4d3075e7d76d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Sign-up for Rakuten and get a 10% Cash Back Boost 
-https://www.rakuten.com/r/CALEBH767

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sign-up for Rakuten and get a 10% Cash Back Boost </p><p>-https://www.rakuten.com/r/CALEBH767</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4339</itunes:duration>
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    </item>
    <item>
      <title>Delusional Model Is A Clown</title>
      <link>https://youtu.be/XPJ14mfiW10</link>
      <description>Go to our sponsor https://aura.com/hammer for your 14-day free trial and
 see where your personal information is being sold online!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Delusional Model Is A Clown</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e0a74c44-113a-11ef-911f-33501bd2f2b6/image/a41c34b78c46a2dcba51f392f0556dfc.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Go to our sponsor https://aura.com/hammer for your 14-day free trial and
 see where your personal information is being sold online!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to our sponsor https://aura.com/hammer for your 14-day free trial and</p><p> see where your personal information is being sold online!</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4720</itunes:duration>
      <guid isPermaLink="false"><![CDATA[e0a74c44-113a-11ef-911f-33501bd2f2b6]]></guid>
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    </item>
    <item>
      <title>Deceitful Husband Nearly Has Aneurysm</title>
      <link>https://youtu.be/aMkpDciyKvM</link>
      <description>Use code HAMMER50 to get 50% OFF your first Factor box plus 20% off your
 next box at https://bit.ly/3GF7Hqf!

If you’re ever injured in an accident, you can check out Morgan &amp; 
Morgan. You can start your claim in just a click without having to leave
 your couch. To start your claim, visit: 
https://www.forthepeople.com/Caleb?s=86%3A4545

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 13 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Deceitful Husband Nearly Has Aneurysm</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/45e3f7e0-0bc0-11ef-9f43-5f78490d3e5b/image/485e9a07e92b70ff5a47f28377bdcdd9.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Use code HAMMER50 to get 50% OFF your first Factor box plus 20% off your
 next box at https://bit.ly/3GF7Hqf!

If you’re ever injured in an accident, you can check out Morgan &amp; 
Morgan. You can start your claim in just a click without having to leave
 your couch. To start your claim, visit: 
https://www.forthepeople.com/Caleb?s=86%3A4545

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Use code HAMMER50 to get 50% OFF your first Factor box plus 20% off your</p><p> next box at https://bit.ly/3GF7Hqf!</p><p><br></p><p>If you’re ever injured in an accident, you can check out Morgan &amp; </p><p>Morgan. You can start your claim in just a click without having to leave</p><p> your couch. To start your claim, visit: </p><p>https://www.forthepeople.com/Caleb?s=86%3A4545</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4633</itunes:duration>
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    <item>
      <title>Most Entitled Person EVER</title>
      <link>https://youtu.be/t4VFgRd4gMw</link>
      <description>Sign up and get 30 days of FREE trial when using promo code CALEB at 
https://hellohelium.com/caleb – Fill out this form: 
https://forms.gle/NxPXzYCgoqPVnsUD9 for a chance to be selected in 
getting the remaining balance of your phone plan paid PLUS 6 months of 
Helium Mobile’s unlimited plan. 

Click the link https://j.moomoo.com/00Bn5Z to get a 1.5% cash reward on 
your transferred assets (up to $300)

Offer conditions: https://www.moomoo.com/us/support/topic4_410

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 10 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Most Entitled Person EVER</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ceb2b668-0bb8-11ef-b0c0-27df11462c99/image/c6e253f259ff2d7b03c0689c25629b50.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Sign up and get 30 days of FREE trial when using promo code CALEB at 
https://hellohelium.com/caleb – Fill out this form: 
https://forms.gle/NxPXzYCgoqPVnsUD9 for a chance to be selected in 
getting the remaining balance of your phone plan paid PLUS 6 months of 
Helium Mobile’s unlimited plan. 

Click the link https://j.moomoo.com/00Bn5Z to get a 1.5% cash reward on 
your transferred assets (up to $300)

Offer conditions: https://www.moomoo.com/us/support/topic4_410

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sign up and get 30 days of FREE trial when using promo code CALEB at </p><p>https://hellohelium.com/caleb – Fill out this form: </p><p>https://forms.gle/NxPXzYCgoqPVnsUD9 for a chance to be selected in </p><p>getting the remaining balance of your phone plan paid PLUS 6 months of </p><p>Helium Mobile’s unlimited plan. </p><p><br></p><p>Click the link https://j.moomoo.com/00Bn5Z to get a 1.5% cash reward on </p><p>your transferred assets (up to $300)</p><p><br></p><p>Offer conditions: https://www.moomoo.com/us/support/topic4_410</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4251</itunes:duration>
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    </item>
    <item>
      <title>Dumbest Guy I've Ever Met</title>
      <link>https://youtu.be/XHm5Kaue3i8</link>
      <description>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind 
flexible financing offer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Dumbest Guy I've Ever Met</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/86e271f0-0bbf-11ef-a7db-afeb58b14dd4/image/c6e253f259ff2d7b03c0689c25629b50.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind 
flexible financing offer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind </p><p>flexible financing offer</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4365</itunes:duration>
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      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER8888436513.mp3?updated=1719256613" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Blonde Manipulates Men Instead Of Working</title>
      <link>https://youtu.be/CSDBY-9vOl4</link>
      <description>Go to our sponsor https://aura.com/hammer for your 14-day free trial and
 see where your personal information is being sold online!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 06 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>Blonde Manipulates Men Instead Of Working</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/d46b15bc-070a-11ef-aa9f-e3314060bb50/image/216b3415957d968d056f389fa8cbb37f.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Go to our sponsor https://aura.com/hammer for your 14-day free trial and
 see where your personal information is being sold online!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to our sponsor https://aura.com/hammer for your 14-day free trial and</p><p> see where your personal information is being sold online!</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5424</itunes:duration>
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    </item>
    <item>
      <title>I’ve Never Encountered This Before</title>
      <link>https://youtu.be/j1LAYhkRp9c?feature=shared</link>
      <description>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind 
flexible financing offer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 03 May 2024 15:00:00 -0000</pubDate>
      <itunes:title>I’ve Never Encountered This Before</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/00eb2650-070a-11ef-ac81-1b491f11db91/image/06834d7a83c667dd75ca8ede8f0013dd.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind 
flexible financing offer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind </p><p>flexible financing offer</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>5203</itunes:duration>
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    <item>
      <title>I've Never Been Lied To This Much</title>
      <link>https://youtu.be/sY4TZ35PzKg</link>
      <description>Click the link https://j.moomoo.com/00Bn5Z to get a 1.5% cash reward on 
your transferred assets (up to $300)

Offer conditions: https://www.moomoo.com/us/support/topic4_410

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 01 May 2024 15:45:00 -0000</pubDate>
      <itunes:title>I've Never Been Lied To This Much</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7dccfa28-0704-11ef-81df-0ff65fecc7b9/image/133fd84efc11b85947f54a16244c12aa.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Click the link https://j.moomoo.com/00Bn5Z to get a 1.5% cash reward on 
your transferred assets (up to $300)

Offer conditions: https://www.moomoo.com/us/support/topic4_410

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click the link https://j.moomoo.com/00Bn5Z to get a 1.5% cash reward on </p><p>your transferred assets (up to $300)</p><p><br></p><p>Offer conditions: https://www.moomoo.com/us/support/topic4_410</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4698</itunes:duration>
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    </item>
    <item>
      <title>I Actually Hate Him</title>
      <link>https://youtu.be/oGxAdSZ46zI</link>
      <description>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind 
flexible financing offer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 29 Apr 2024 15:00:00 -0000</pubDate>
      <itunes:title>I Actually Hate Him</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/8526f1cc-01df-11ef-b510-ebe83fe0c9e4/image/0f40a14f5438ddfd1c3800246e0f4b31.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind 
flexible financing offer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind </p><p>flexible financing offer</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4617</itunes:duration>
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    </item>
    <item>
      <title>I Give Up</title>
      <link>https://youtu.be/jjsc2lZ-aoY</link>
      <description>Sign up and get 30 days of FREE trial when using promo code CALEB at 
https://hellohelium.com/caleb – Fill out this form: 
https://forms.gle/NxPXzYCgoqPVnsUD9 for a chance to be selected in 
getting the remaining balance of your phone plan paid PLUS 6 months of 
Helium Mobile’s unlimited plan.

Disclaimer: Paid advertisement. Data is unlimited but speeds may be 
slowed after 30GB usage per billing cycle. Additional taxes and fees 
apply. See terms and conditions. 
https://hellohelium.com/plan-terms-and-conditions

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 26 Apr 2024 15:00:00 -0000</pubDate>
      <itunes:title>I Give Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7f916a3a-01df-11ef-888a-3bb7103bfdd5/image/3a6fe77975621f8b98ab30df90acd9ee.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Sign up and get 30 days of FREE trial when using promo code CALEB at 
https://hellohelium.com/caleb – Fill out this form: 
https://forms.gle/NxPXzYCgoqPVnsUD9 for a chance to be selected in 
getting the remaining balance of your phone plan paid PLUS 6 months of 
Helium Mobile’s unlimited plan.

Disclaimer: Paid advertisement. Data is unlimited but speeds may be 
slowed after 30GB usage per billing cycle. Additional taxes and fees 
apply. See terms and conditions. 
https://hellohelium.com/plan-terms-and-conditions

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sign up and get 30 days of FREE trial when using promo code CALEB at </p><p>https://hellohelium.com/caleb – Fill out this form: </p><p>https://forms.gle/NxPXzYCgoqPVnsUD9 for a chance to be selected in </p><p>getting the remaining balance of your phone plan paid PLUS 6 months of </p><p>Helium Mobile’s unlimited plan.</p><p><br></p><p>Disclaimer: Paid advertisement. Data is unlimited but speeds may be </p><p>slowed after 30GB usage per billing cycle. Additional taxes and fees </p><p>apply. See terms and conditions. </p><p>https://hellohelium.com/plan-terms-and-conditions</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4849</itunes:duration>
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    <item>
      <title>Poverty From TikTok Brain Rot</title>
      <link>https://youtu.be/LSt6l3fWD2A</link>
      <description>Get 50% off your first order of CookUnity meals — go to 
https://cookunity.com/caleb50 and use my code CALEB50 at checkout to try
 them out for yourself!

Thanks to CookUnity for sponsoring this video! 
For an FAQ directly from the FTC, click here. For a summary of the FTC’s
 “Guides Concerning the Use of Endorsements and Testimonials in 
Advertising,” click here.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 24 Apr 2024 15:00:00 -0000</pubDate>
      <itunes:title>Poverty From TikTok Brain Rot</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bd5cf810-01d6-11ef-ab0e-cfb052169ec5/image/118115cded5fabe551188c55954c4f8b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Get 50% off your first order of CookUnity meals — go to 
https://cookunity.com/caleb50 and use my code CALEB50 at checkout to try
 them out for yourself!

Thanks to CookUnity for sponsoring this video! 
For an FAQ directly from the FTC, click here. For a summary of the FTC’s
 “Guides Concerning the Use of Endorsements and Testimonials in 
Advertising,” click here.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our certified coach: 
https://calebhammer.com/coaching

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Get 50% off your first order of CookUnity meals — go to </p><p>https://cookunity.com/caleb50 and use my code CALEB50 at checkout to try</p><p> them out for yourself!</p><p><br></p><p>Thanks to CookUnity for sponsoring this video! </p><p>For an FAQ directly from the FTC, click here. For a summary of the FTC’s</p><p> “Guides Concerning the Use of Endorsements and Testimonials in </p><p>Advertising,” click here.</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our certified coach: </p><p>https://calebhammer.com/coaching</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4079</itunes:duration>
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    <item>
      <title>Being Sued For Refusing To Pay Rent</title>
      <link>https://youtu.be/RpN79BsqXV4</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 22 Apr 2024 15:00:00 -0000</pubDate>
      <itunes:title>Being Sued For Refusing To Pay Rent</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a55f89f6-00b1-11ef-9813-bbcf03a4480f/image/20649192e98dd5e130cbbfafe1988f15.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3498</itunes:duration>
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    </item>
    <item>
      <title>20 Individual Debts - This is INSANE</title>
      <link>https://youtu.be/l5vidFdwMtk</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

Reward yourself for investing! Use code HAMMER23 and get a $10 bonus 
when you sign up for Voura using my link: 
https://voura.com/promo/calebhammer

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: 
https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 19 Apr 2024 15:07:00 -0000</pubDate>
      <itunes:title>20 Individual Debts - This is INSANE</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/78ceaba6-fe5e-11ee-93b9-1b2cc8b09f72/image/b6e854933b2f52e66f828075f50044d7.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

Reward yourself for investing! Use code HAMMER23 and get a $10 bonus 
when you sign up for Voura using my link: 
https://voura.com/promo/calebhammer

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: 
https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>Reward yourself for investing! Use code HAMMER23 and get a $10 bonus </p><p>when you sign up for Voura using my link: </p><p>https://voura.com/promo/calebhammer</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: </p><p>https://www.patreon.com/calebhammer</p><p><br></p><p>2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3938</itunes:duration>
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    <item>
      <title>Clueless Wife Suffers Financial Infidelity</title>
      <link>https://youtu.be/sRbz6yj7cZo</link>
      <description>Go to https://meetfabric.com/CALEB and apply today, risk-free!

Simplify your bill pay and keep your business on track with Melio!
Make your first payment today! https://go.melio.com/caleb 

If you’re ever injured in an accident, you can check out Morgan &amp; 
Morgan. You can start your claim in just a click without having to leave
 your couch. To start your claim, visit: 
https://www.forthepeople.com/Caleb?s=86%3A4545

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Apr 2024 17:41:00 -0000</pubDate>
      <itunes:title>Clueless Wife Suffers Financial Infidelity</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/4fa363ec-fbdf-11ee-9289-1fa0cb6cc918/image/8a7fa263d6aca8e3df1950cd22a2d9d0.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEB and apply today, risk-free!

Simplify your bill pay and keep your business on track with Melio!
Make your first payment today! https://go.melio.com/caleb 

If you’re ever injured in an accident, you can check out Morgan &amp; 
Morgan. You can start your claim in just a click without having to leave
 your couch. To start your claim, visit: 
https://www.forthepeople.com/Caleb?s=86%3A4545

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEB and apply today, risk-free!</p><p><br></p><p>Simplify your bill pay and keep your business on track with Melio!</p><p>Make your first payment today! https://go.melio.com/caleb </p><p><br></p><p>If you’re ever injured in an accident, you can check out Morgan &amp; </p><p>Morgan. You can start your claim in just a click without having to leave</p><p> your couch. To start your claim, visit: </p><p>https://www.forthepeople.com/Caleb?s=86%3A4545</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>5953</itunes:duration>
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    <item>
      <title>Disgusted By Sleazy Car Salesman</title>
      <link>https://youtu.be/EdQqpTHnzlQ</link>
      <description>Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional 
share bundle for deposits or 1.5% Cash Reward match ($300 max) on 
transfers: Offer conditions: moomoo.com/us/support/topic4_410

Stop data brokers from exposing your personal information. Go to my 
sponsor https://aura.com/hammer to get a 14-day free trial and see how 
much of yours is being sold.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Vlogs: https://www.youtube.com/@calebhammervlogs/videos

2) Hammer Productions mini-documentaries: https://www.youtube.com/@hammerprod/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 15 Apr 2024 15:00:00 -0000</pubDate>
      <itunes:title>Disgusted By Sleazy Car Salesman</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/07531a0c-f8d7-11ee-a03f-63117683c4df/image/726f942d1142f6a8c9778a0408da9507.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional 
share bundle for deposits or 1.5% Cash Reward match ($300 max) on 
transfers: Offer conditions: moomoo.com/us/support/topic4_410

Stop data brokers from exposing your personal information. Go to my 
sponsor https://aura.com/hammer to get a 14-day free trial and see how 
much of yours is being sold.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" 
fractional share bundle for deposits or 1.5% Cash Reward match ($300 
max) on transfers.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for 
Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Vlogs: https://www.youtube.com/@calebhammervlogs/videos

2) Hammer Productions mini-documentaries: https://www.youtube.com/@hammerprod/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" fractional </p><p>share bundle for deposits or 1.5% Cash Reward match ($300 max) on </p><p>transfers: Offer conditions: moomoo.com/us/support/topic4_410</p><p><br></p><p>Stop data brokers from exposing your personal information. Go to my </p><p>sponsor https://aura.com/hammer to get a 14-day free trial and see how </p><p>much of yours is being sold.</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click this link https://j.moomoo.com/00Bn5Z to get a "Mag 7" </p><p>fractional share bundle for deposits or 1.5% Cash Reward match ($300 </p><p>max) on transfers.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) The credit building debit card: First 100,000 people to sign up for </p><p>Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb</p><p><br></p><p>7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>8) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Vlogs: https://www.youtube.com/@calebhammervlogs/videos</p><p><br></p><p>2) Hammer Productions mini-documentaries: https://www.youtube.com/@hammerprod/videos</p><p><br></p><p>3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4925</itunes:duration>
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    <item>
      <title>Beta Boy Compensating With Stupid Car</title>
      <link>https://youtu.be/0-wS0lpul-U</link>
      <description>Get 35% OFF selected LLC plans with Tailor Brands here:
https://tailorbrands.go2cloud.org/SHCS

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click the link https://j.moomoo.com/00Bn5Z to get the "Mag 7" 
Fractional Bundle for deposits or get up to 1.5% cash rewards (max $300)
 on your transferred assets.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 12 Apr 2024 15:00:00 -0000</pubDate>
      <itunes:title>Beta Boy Compensating With Stupid Car</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/ec410356-f6cd-11ee-9d68-57ff570a985d/image/397636bb82644f12bc1faa29294cacc0.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Get 35% OFF selected LLC plans with Tailor Brands here:
https://tailorbrands.go2cloud.org/SHCS

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Click the link https://j.moomoo.com/00Bn5Z to get the "Mag 7" 
Fractional Bundle for deposits or get up to 1.5% cash rewards (max $300)
 on your transferred assets.

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Get 35% OFF selected LLC plans with Tailor Brands here:</p><p>https://tailorbrands.go2cloud.org/SHCS</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Click the link https://j.moomoo.com/00Bn5Z to get the "Mag 7" </p><p>Fractional Bundle for deposits or get up to 1.5% cash rewards (max $300)</p><p> on your transferred assets.</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4062</itunes:duration>
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    <item>
      <title>I Finally Met The Devil</title>
      <link>https://youtu.be/WNqH22Oncwk</link>
      <description>Check if you can rollover your old retirement accounts now! 
https://clickurl.ca/Caleb-Capitalize

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Apr 2024 15:00:00 -0000</pubDate>
      <itunes:title>I Finally Met The Devil</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b99eb03a-f540-11ee-8f12-97f9592f422f/image/7a2c691877943194b77ca7ac4092520e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Check if you can rollover your old retirement accounts now! 
https://clickurl.ca/Caleb-Capitalize

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Check if you can rollover your old retirement accounts now! </p><p>https://clickurl.ca/Caleb-Capitalize</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title>Delusional Dude Blames Everything On Girlfriend | Financial Audit</title>
      <link>https://youtu.be/XRDh4p73sj0</link>
      <description>Broaden your understanding of the financial “big picture” with Ground 
News. Go to https://ground.news/caleb and subscribe for less than  
$1/month or get 30% off unlimited access this month only.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 10 Apr 2024 14:34:00 -0000</pubDate>
      <itunes:title>Delusional Dude Blames Everything On Girlfriend | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/2e3fd79e-d4c0-11ee-92c8-8717a8b2ca98/image/5657661d68e12f20ebe4812508448802.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Broaden your understanding of the financial “big picture” with Ground 
News. Go to https://ground.news/caleb and subscribe for less than  
$1/month or get 30% off unlimited access this month only.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Broaden your understanding of the financial “big picture” with Ground </p><p>News. Go to https://ground.news/caleb and subscribe for less than  </p><p>$1/month or get 30% off unlimited access this month only.</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4505</itunes:duration>
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    </item>
    <item>
      <title>Trailer Trash Woman Stealing Welfare</title>
      <link>https://youtu.be/rbStIDrb3vU</link>
      <description>Sign up and get 30 days of FREE trial when using promo code CALEB at 
https://hellohelium.com/caleb

Disclaimer: Paid advertisement. Data is unlimited but speeds may be 
slowed after 30GB usage per billing cycle. Additional taxes and fees 
apply. See terms and conditions. 
https://hellohelium.com/plan-terms-and-conditions

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 08 Apr 2024 15:00:00 -0000</pubDate>
      <itunes:title>Trailer Trash Woman Stealing Welfare</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/d6e4e732-f2f1-11ee-b118-b7ab86a8cb7c/image/17abe488a6a49403a662bc23668f9928.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Sign up and get 30 days of FREE trial when using promo code CALEB at 
https://hellohelium.com/caleb

Disclaimer: Paid advertisement. Data is unlimited but speeds may be 
slowed after 30GB usage per billing cycle. Additional taxes and fees 
apply. See terms and conditions. 
https://hellohelium.com/plan-terms-and-conditions

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sign up and get 30 days of FREE trial when using promo code CALEB at </p><p>https://hellohelium.com/caleb</p><p><br></p><p>Disclaimer: Paid advertisement. Data is unlimited but speeds may be </p><p>slowed after 30GB usage per billing cycle. Additional taxes and fees </p><p>apply. See terms and conditions. </p><p>https://hellohelium.com/plan-terms-and-conditions</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4524</itunes:duration>
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    </item>
    <item>
      <title>Most Delusional Woman I've Ever Met</title>
      <link>https://youtu.be/xSO7yepbER4</link>
      <description>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 05 Apr 2024 15:00:00 -0000</pubDate>
      <itunes:title>Most Delusional Woman I've Ever Met</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/75182d92-f2ed-11ee-8673-83f4d5a80f94/image/b37f278273679db2d2706ccfdcb8df5e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus 
https://acorns.com/caleb

3) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

5) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Get $20 from Acorns for free: sign up to get your bonus </p><p>https://acorns.com/caleb</p><p><br></p><p>3) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>5) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>7) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <title>E-Girl Exploits Simp Army For Millions</title>
      <link>https://youtu.be/A9-JedX1Et4</link>
      <description>Start your content creation journey and try invideo AI for FREE here - 
https://invideo.io/i/CalebHammer

Take the Warby Parker Home Try-On Quiz and pick 5 pairs of frames to try
 on at home for free at https://WarbyParker.com/hammer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 03 Apr 2024 15:00:00 -0000</pubDate>
      <itunes:title>E-Girl Exploits Simp Army For Millions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/52d35412-f15f-11ee-bb7f-fbcf0ce0ca11/image/d747bcc04aa799ab9c107d48cb801f8d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Start your content creation journey and try invideo AI for FREE here - 
https://invideo.io/i/CalebHammer

Take the Warby Parker Home Try-On Quiz and pick 5 pairs of frames to try
 on at home for free at https://WarbyParker.com/hammer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Start your content creation journey and try invideo AI for FREE here - </p><p>https://invideo.io/i/CalebHammer</p><p><br></p><p>Take the Warby Parker Home Try-On Quiz and pick 5 pairs of frames to try</p><p> on at home for free at https://WarbyParker.com/hammer</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title>Wimpiest Momma’s Boy I’ve Ever Met</title>
      <link>https://youtu.be/RFYivaN1_V0</link>
      <description>Let our sponsor BetterHelp connect you to a therapist who can support 
you- all from the comfort of your own home. Visit 
https://betterhelp.com/calebhammer and enjoy a special discount on your 
first month.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 29 Mar 2024 15:00:00 -0000</pubDate>
      <itunes:title>Wimpiest Momma’s Boy I’ve Ever Met</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/91a9a222-ebb0-11ee-b4e0-37af1b039754/image/ec279c203d7aed9162245b1dd3f88fcb.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Let our sponsor BetterHelp connect you to a therapist who can support 
you- all from the comfort of your own home. Visit 
https://betterhelp.com/calebhammer and enjoy a special discount on your 
first month.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Let our sponsor BetterHelp connect you to a therapist who can support </p><p>you- all from the comfort of your own home. Visit </p><p>https://betterhelp.com/calebhammer and enjoy a special discount on your </p><p>first month.</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
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    <item>
      <title>Ignorant Wife Divorces Wimpy Cuck</title>
      <link>https://youtu.be/Zyyva0FacaQ</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 27 Mar 2024 15:00:00 -0000</pubDate>
      <itunes:title>Ignorant Wife Divorces Wimpy Cuck</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/9679178a-eab9-11ee-88c8-5bbd506f33af/image/7ed54b657e1fb1f431b47cab80fcbc88.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: 
https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶Watch the Financial Audit Post Show: </p><p>https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title>She's Dominating Me</title>
      <link>https://youtu.be/H26bvl0wYRY</link>
      <description>Sign up and get 30 days of FREE trial when using promo code CALEB at 
https://hellohelium.com/

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 25 Mar 2024 17:44:00 -0000</pubDate>
      <itunes:title>She's Dominating Me</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/9c91dfd6-e856-11ee-aa7f-43e4a403a61a/image/a32b84d10fa0753aaa3c89d58d8ab0d4.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Sign up and get 30 days of FREE trial when using promo code CALEB at 
https://hellohelium.com/

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sign up and get 30 days of FREE trial when using promo code CALEB at </p><p>https://hellohelium.com/</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>3959</itunes:duration>
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    <item>
      <title>It’s Insane That She Did This</title>
      <link>https://youtu.be/DwlQ_5A2mKU</link>
      <description>Trade – where great coffee meets your doorstep. Visit: 
https://www.drinktrade.com/caleb to get your hands on a free bag of 
roasted-to-order coffee

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 22 Mar 2024 17:40:00 -0000</pubDate>
      <itunes:title>It’s Insane That She Did This</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/218cbcde-e85b-11ee-baed-030643cba42f/image/e49c95e34bda3f8cd75cb0e6ee039de3.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Trade – where great coffee meets your doorstep. Visit: 
https://www.drinktrade.com/caleb to get your hands on a free bag of 
roasted-to-order coffee

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Trade – where great coffee meets your doorstep. Visit: </p><p>https://www.drinktrade.com/caleb to get your hands on a free bag of </p><p>roasted-to-order coffee</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join</p><p><br></p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4149</itunes:duration>
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    </item>
    <item>
      <title>She's Embarrassed By Man-child Husband</title>
      <link>https://youtu.be/nU1TgeDoCoA</link>
      <description>Go to https://meetfabric.com/CALEB and apply today, risk-free!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 18 Mar 2024 16:25:00 -0000</pubDate>
      <itunes:title>She's Embarrassed By Man-child Husband</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e795f87a-e534-11ee-a9eb-536998977c31/image/0ea4c6bf975a44513325b0252c5acc4e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEB and apply today, risk-free!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEB and apply today, risk-free!</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3830</itunes:duration>
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    <item>
      <title>Ignorant Woman Making Me More Stupider </title>
      <link>https://youtu.be/vBMMg3vy820</link>
      <description>Sign up for a $1 per month trial period at https://shopify.com/caleb

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 15 Mar 2024 16:10:00 -0000</pubDate>
      <itunes:title>Ignorant Woman Making Me More Stupider </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/bc788992-e2d6-11ee-bf7c-8bb529ee72e7/image/9627e0e3e74b692017527042e2b674b0.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Sign up for a $1 per month trial period at https://shopify.com/caleb

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My editors will edit your content into the best viral shorts you can 
find anywhere online https://calebhammer.com/shorts-editing/

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sign up for a $1 per month trial period at https://shopify.com/caleb</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My editors will edit your content into the best viral shorts you can </p><p>find anywhere online https://calebhammer.com/shorts-editing/</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4460</itunes:duration>
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    <item>
      <title>Asian Son Brings Dishonor To Family</title>
      <link>https://youtu.be/Hs6mj12FbY8</link>
      <description>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶My editors will edit your content into the best viral shorts you can find anywhere online https://calebhammer.com/shorts-editing/▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Mar 2024 15:00:00 -0000</pubDate>
      <itunes:title>Asian Son Brings Dishonor To Family</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/546296aa-e14f-11ee-90fa-f372acfb1764/image/5ef2150a60a7b2d5e7988f51f7f19012.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶My editors will edit your content into the best viral shorts you can find anywhere online https://calebhammer.com/shorts-editing/▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶My editors will edit your content into the best viral shorts you can find anywhere online https://calebhammer.com/shorts-editing/▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4389</itunes:duration>
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      <title>Dumb Naughty Dancer Blows My Mind </title>
      <link>https://youtu.be/sj9OOR7zCNY</link>
      <description>Use code HAMMER50 to get 50% OFF First Box and free wellness shots for life with any active subscription at  https://bit.ly/3GF7Hqf!▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 11 Mar 2024 20:42:00 -0000</pubDate>
      <itunes:title>Dumb Naughty Dancer Blows My Mind </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e0cfa2f2-dfc6-11ee-8f95-3fef7508c2b8/image/c729620690ae3ed1585ba6b120e3281b.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Use code HAMMER50 to get 50% OFF First Box and free wellness shots for life with any active subscription at  https://bit.ly/3GF7Hqf!▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Use code HAMMER50 to get 50% OFF First Box and free wellness shots for life with any active subscription at  https://bit.ly/3GF7Hqf!▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>4381</itunes:duration>
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      <title>Loser Makes Me Walk Out</title>
      <link>https://youtu.be/YmQg7vslbwM</link>
      <description>Sign up and get 30 days of FREE trial when using promo code CALEB at 
https://hellohelium.com/.*

*Disclaimer: Paid advertisement. Data is unlimited but speeds may be 
slowed after 30GB usage per billing cycle. Additional taxes and fees 
apply. See terms and conditions. 
https://hellohelium.com/plan-terms-and-conditions

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 08 Mar 2024 16:00:00 -0000</pubDate>
      <itunes:title>Loser Makes Me Walk Out</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/7eb5305a-dcec-11ee-bb6d-bbf448030668/image/8d59d6bf5f2a0f09a2b925beb469756a.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Sign up and get 30 days of FREE trial when using promo code CALEB at 
https://hellohelium.com/.*

*Disclaimer: Paid advertisement. Data is unlimited but speeds may be 
slowed after 30GB usage per billing cycle. Additional taxes and fees 
apply. See terms and conditions. 
https://hellohelium.com/plan-terms-and-conditions

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days
 of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sign up and get 30 days of FREE trial when using promo code CALEB at </p><p>https://hellohelium.com/.*</p><p><br></p><p>*Disclaimer: Paid advertisement. Data is unlimited but speeds may be </p><p>slowed after 30GB usage per billing cycle. Additional taxes and fees </p><p>apply. See terms and conditions. </p><p>https://hellohelium.com/plan-terms-and-conditions</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days</p><p> of FREE trial when using promo code CALEB https://hellohelium.com/</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4089</itunes:duration>
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    <item>
      <title>Clueless Failure Will Die In Poverty</title>
      <link>https://youtu.be/pOp3fOJQrJM</link>
      <description>Broaden your understanding of the financial “big picture” with Ground 
News. Go to https://ground.news/caleb and subscribe for less than  
$1/month or get 40% off unlimited access this month only.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 06 Mar 2024 16:00:00 -0000</pubDate>
      <itunes:title>Clueless Failure Will Die In Poverty</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/1ff54db4-dbcc-11ee-80a8-e31502d47c6f/image/da71d2ba807494b26d5e50036b37fe67.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Broaden your understanding of the financial “big picture” with Ground 
News. Go to https://ground.news/caleb and subscribe for less than  
$1/month or get 40% off unlimited access this month only.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Broaden your understanding of the financial “big picture” with Ground </p><p>News. Go to https://ground.news/caleb and subscribe for less than  </p><p>$1/month or get 40% off unlimited access this month only.</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3661</itunes:duration>
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    <item>
      <title>Ignorant Wife Faces Financial Infidelity | Financial Audit</title>
      <link>https://youtu.be/ODlX01a27Ew</link>
      <description>Protect your online privacy and security NOW and for free thanks to our 
sponsor Aura: https://aura.com/hammer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 04 Mar 2024 21:48:00 -0000</pubDate>
      <itunes:title>Ignorant Wife Faces Financial Infidelity | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/89f5032c-d9b4-11ee-8ad0-d3c4dfc2bf6c/image/1e8e8f5781b05fd27350beb2b7548b77.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Protect your online privacy and security NOW and for free thanks to our 
sponsor Aura: https://aura.com/hammer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Protect your online privacy and security NOW and for free thanks to our </p><p>sponsor Aura: https://aura.com/hammer</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3873</itunes:duration>
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    </item>
    <item>
      <title>Most Delusional Woman I've Ever Met | Financial Audit</title>
      <link>https://youtu.be/wAc1PrbUlgo</link>
      <description>Click this link to get up to 15 free stocks from moomoo U.S when you 
make a qualified deposit. Terms &amp; Conditions Apply: 
https://j.moomoo.com/00Bn5Z

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 01 Mar 2024 18:07:00 -0000</pubDate>
      <itunes:title>Most Delusional Woman I've Ever Met | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a72c00c0-d7e4-11ee-8a3a-9760cd0afed0/image/2457257cd54f21882d9628f7e49fe86c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Click this link to get up to 15 free stocks from moomoo U.S when you 
make a qualified deposit. Terms &amp; Conditions Apply: 
https://j.moomoo.com/00Bn5Z

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click this link to get up to 15 free stocks from moomoo U.S when you </p><p>make a qualified deposit. Terms &amp; Conditions Apply: </p><p>https://j.moomoo.com/00Bn5Z</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4145</itunes:duration>
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    </item>
    <item>
      <title>Wannabe Pop Star Won't Shut Up | Financial Audit</title>
      <link>https://youtu.be/Q_jMf5wRydg</link>
      <description>Sign up and get 30 days of FREE trial when using promo code CALEB at 
https://hellohelium.com/.*

*Disclaimer: Paid advertisement. Data is unlimited but speeds may be 
slowed after 30GB usage per billing cycle. Additional taxes and fees 
apply. See terms and conditions. 
https://hellohelium.com/plan-terms-and-conditions


▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 28 Feb 2024 19:03:00 -0000</pubDate>
      <itunes:title>Wannabe Pop Star Won't Shut Up | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/755d648c-d652-11ee-851f-8ba9257968e5/image/184fd7140458c10e7f68a0cbd5202eaa.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Sign up and get 30 days of FREE trial when using promo code CALEB at 
https://hellohelium.com/.*

*Disclaimer: Paid advertisement. Data is unlimited but speeds may be 
slowed after 30GB usage per billing cycle. Additional taxes and fees 
apply. See terms and conditions. 
https://hellohelium.com/plan-terms-and-conditions


▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Sign up and get 30 days of FREE trial when using promo code CALEB at </p><p>https://hellohelium.com/.*</p><p><br></p><p>*Disclaimer: Paid advertisement. Data is unlimited but speeds may be </p><p>slowed after 30GB usage per billing cycle. Additional taxes and fees </p><p>apply. See terms and conditions. </p><p>https://hellohelium.com/plan-terms-and-conditions</p><p><br></p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4150</itunes:duration>
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    </item>
    <item>
      <title>40-Year-Old Can't Afford To Survive</title>
      <link>https://youtu.be/4DfhMmfx-MA</link>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:11 Why... why why why :( 05:27 Mint Mobile 06:17 This is absolutely terrible... 10:18 THIS IS ALL BS 14:40 You're not taking care of yourself 16:00 Im scared for you... 17:28 IT JUST GETS WORSE 22:47 Why are you doing this?? 30:11 Keeping it from her husband... 34:24 You need to BUDGET 37:04 She's F'd 40:13 This can't be real... 43:40 This is terrifying  46:55 Please turn your life around! 50:23 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 26 Feb 2024 16:17:00 -0000</pubDate>
      <itunes:title>40-Year-Old Can't Afford To Survive</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>56</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/abafa1b0-c556-11ee-bc41-a753cc855fb2/image/ff462c7972112a3dd803c3f4bd8214ac.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:11 Why... why why why :( 05:27 Mint Mobile 06:17 This is absolutely terrible... 10:18 THIS IS ALL BS 14:40 You're not taking care of yourself 16:00 Im scared for you... 17:28 IT JUST GETS WORSE 22:47 Why are you doing this?? 30:11 Keeping it from her husband... 34:24 You need to BUDGET 37:04 She's F'd 40:13 This can't be real... 43:40 This is terrifying  46:55 Please turn your life around! 50:23 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:11 Why... why why why :( 05:27 Mint Mobile 06:17 This is absolutely terrible... 10:18 THIS IS ALL BS 14:40 You're not taking care of yourself 16:00 Im scared for you... 17:28 IT JUST GETS WORSE 22:47 Why are you doing this?? 30:11 Keeping it from her husband... 34:24 You need to BUDGET 37:04 She's F'd 40:13 This can't be real... 43:40 This is terrifying  46:55 Please turn your life around! 50:23 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3459</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[08846b6e-bb4e-4269-aebd-0e352837836a]]></guid>
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    </item>
    <item>
      <title>E-Girl Is Going To Die In Poverty</title>
      <link>https://youtu.be/1Qhvv-aI_Vo?feature=shared</link>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:20 No! Already?1 05:10 Kudos 06:55 The IRS wants their money! 12:47 What a Mess 17:19 SPEND SPEND SPEND 22:05 ...Im scared for you 28:20 Justification Justification Justification 33:10 Please Stop.... 38:25 You Need a Budget 42:25 Will you actually pay your taxes? 45:53 Please just do this 50:20 Clean up this mess 56:35 Final Thoughts 57:03 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 26 Feb 2024 16:15:00 -0000</pubDate>
      <itunes:title>E-Girl Is Going To Die In Poverty</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>60</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b3a4fcbc-c556-11ee-bc41-2b6eb14a4bc6/image/854018ffe10cc9c57f3907c943c99287.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:20 No! Already?1 05:10 Kudos 06:55 The IRS wants their money! 12:47 What a Mess 17:19 SPEND SPEND SPEND 22:05 ...Im scared for you 28:20 Justification Justification Justification 33:10 Please Stop.... 38:25 You Need a Budget 42:25 Will you actually pay your taxes? 45:53 Please just do this 50:20 Clean up this mess 56:35 Final Thoughts 57:03 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:20 No! Already?1 05:10 Kudos 06:55 The IRS wants their money! 12:47 What a Mess 17:19 SPEND SPEND SPEND 22:05 ...Im scared for you 28:20 Justification Justification Justification 33:10 Please Stop.... 38:25 You Need a Budget 42:25 Will you actually pay your taxes? 45:53 Please just do this 50:20 Clean up this mess 56:35 Final Thoughts 57:03 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3854</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>Clown Chooses Doordash Over Child Support | Financial Audit</title>
      <link>https://youtu.be/fJw2A6Qo-Ko</link>
      <description>Visit NetSuite.com/HAMMER to get your own KPI Checklist.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 23 Feb 2024 20:33:00 -0000</pubDate>
      <itunes:title>Clown Chooses Doordash Over Child Support | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/9f2c50da-d264-11ee-855a-0f902eb00d90/image/258f5c1f2d4c3775db540ed29f74bbab.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Visit NetSuite.com/HAMMER to get your own KPI Checklist.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Visit NetSuite.com/HAMMER to get your own KPI Checklist.</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>4347</itunes:duration>
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    <item>
      <title>Stupidest Guy I've Ever Met | Financial Audit</title>
      <link>https://youtu.be/EQhmtWH_yrQ</link>
      <description>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer3) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer4) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 22 Feb 2024 00:31:00 -0000</pubDate>
      <itunes:title>Stupidest Guy I've Ever Met | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer3) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer4) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer3) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer4) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3762</itunes:duration>
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    <item>
      <title>Homeless E-Begger Faces Jail Time | Financial Audit</title>
      <link>https://youtu.be/eLErEXpvdYY</link>
      <description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Feb 2024 23:00:00 -0000</pubDate>
      <itunes:title>Homeless E-Begger Faces Jail Time | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/342a22a0-d0f5-11ee-a8f9-33679e3f1381/image/9f3f991d1a4afd97d3b1a6aaad14f3b6.png?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>3827</itunes:duration>
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    </item>
    <item>
      <title>Man Baby Is Professional Victim | Financial Audit</title>
      <link>https://youtu.be/Ey5cmMBcjAQ</link>
      <description>Go to https://meetfabric.com/CALEB and apply today, risk-free!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Feb 2024 20:06:00 -0000</pubDate>
      <itunes:title>Man Baby Is Professional Victim | Financial Audit</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/af27a094-d06a-11ee-b404-8f37d3f12186/image/49e3cbea62f4bea4bb210a6c42f95f17.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Go to https://meetfabric.com/CALEB and apply today, risk-free!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Go to https://meetfabric.com/CALEB and apply today, risk-free!</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4453</itunes:duration>
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    </item>
    <item>
      <title>Broke Mom Is Mad I Won't Date Her</title>
      <link>https://youtu.be/8u54oGPzEkc</link>
      <description>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DITRY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 09 Feb 2024 16:00:00 -0000</pubDate>
      <itunes:title>Broke Mom Is Mad I Won't Date Her</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e4aec618-0894-11ef-be58-1faef4f2c89e/image/10e1bb0878892411d648e583175abb03.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DITRY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶DITRY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4759</itunes:duration>
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    </item>
    <item>
      <title>Delusional Model Is A Clown</title>
      <link>https://youtu.be/Svd6xAT0psg</link>
      <description>Protect your online privacy and security NOW and for free thanks to our 
sponsor Aura: https://aura.com/hammer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DITRY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Our other channels:

1) Vlogs: https://www.youtube.com/@calebhammervlogs/videos

2) Weekend Workplace Podcast: 
https://www.youtube.com/@WeekendWorkplace/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 05 Feb 2024 16:00:00 -0000</pubDate>
      <itunes:title>Delusional Model Is A Clown</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/b7c5f704-0bb7-11ef-8006-03de5c98f83f/image/7fe15a1987e3827d241b63719f57ffb8.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Protect your online privacy and security NOW and for free thanks to our 
sponsor Aura: https://aura.com/hammer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DITRY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Our other channels:

1) Vlogs: https://www.youtube.com/@calebhammervlogs/videos

2) Weekend Workplace Podcast: 
https://www.youtube.com/@WeekendWorkplace/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Protect your online privacy and security NOW and for free thanks to our </p><p>sponsor Aura: https://aura.com/hammer</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶DITRY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Our other channels:</p><p><br></p><p>1) Vlogs: https://www.youtube.com/@calebhammervlogs/videos</p><p><br></p><p>2) Weekend Workplace Podcast: </p><p>https://www.youtube.com/@WeekendWorkplace/videos</p><p><br></p><p>3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos</p><p>_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3918</itunes:duration>
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    </item>
    <item>
      <title>Bottle Girl Lives in Delusion</title>
      <link>https://youtu.be/OYf9lXIDYHY</link>
      <description>Visit https://Netsuite.com/HAMMER to get your own KPI Checklist.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: 
https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 29 Jan 2024 16:00:00 -0000</pubDate>
      <itunes:title>Bottle Girl Lives in Delusion</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/72f990b6-0894-11ef-b30d-035569d178fd/image/5f4428d0799400eef99237f8c7c23772.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Visit https://Netsuite.com/HAMMER to get your own KPI Checklist.

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: 
https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Visit https://Netsuite.com/HAMMER to get your own KPI Checklist.</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: </p><p>https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    </item>
    <item>
      <title>I Can't Believe She Showed Up Like This</title>
      <link>https://youtu.be/aoJdqhOxoqY</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: 
https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 22 Jan 2024 16:00:00 -0000</pubDate>
      <itunes:title>I Can't Believe She Showed Up Like This</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/af4b7488-0bde-11ef-8d10-73fe63c2e550/image/56b65c04f6ebf28306272f96f79b1676.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from 
moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: 
https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Click this link to get up to 15 free stocks from </p><p>moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: </p><p>https://www.patreon.com/calebhammer</p><p><br></p><p>2) Get your own Hammer Financial Score: https://www.calebhammer.com</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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    <item>
      <title>Grandma Is Dying In Poverty</title>
      <link>https://youtu.be/SglPEM3Y4Q0</link>
      <description>Use code HAMMER50 to get 50% off your first Factor box at 
https://bit.ly/3GF7Hqf!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 17 Jan 2024 16:00:00 -0000</pubDate>
      <itunes:title>Grandma Is Dying In Poverty</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/00dd5354-0bdd-11ef-91d7-5f585b3cb49e/image/b83fe97df5f3c37d24ba2d304c0cf11d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Use code HAMMER50 to get 50% off your first Factor box at 
https://bit.ly/3GF7Hqf!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Use code HAMMER50 to get 50% off your first Factor box at </p><p>https://bit.ly/3GF7Hqf!</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4188</itunes:duration>
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    </item>
    <item>
      <title>Dumb Blonde Can't Get Her Life Together</title>
      <link>https://youtu.be/neH3GuOglj0</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 05 Jan 2024 16:00:00 -0000</pubDate>
      <itunes:title>Dumb Blonde Can't Get Her Life Together</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/55caf8c8-0bb8-11ef-a8ab-3b9aa03742e2/image/32f77e3c33be25f5b5058197d0e3f247.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3294</itunes:duration>
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    </item>
    <item>
      <title>Dumb Stripper Blows My Mind</title>
      <link>https://youtu.be/9dtJOiYDYsY</link>
      <description>▶Protect your online privacy and security NOW and for free by checking 
out today's sponsor, Aura: https://aura.com/hammer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 18 Dec 2023 16:00:00 -0000</pubDate>
      <itunes:title>Dumb Stripper Blows My Mind</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/42856b12-0bdc-11ef-b885-6b14980f833c/image/507b3e1ba611d8f8e8f845166b87f3f9.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶Protect your online privacy and security NOW and for free by checking 
out today's sponsor, Aura: https://aura.com/hammer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶Protect your online privacy and security NOW and for free by checking </p><p>out today's sponsor, Aura: https://aura.com/hammer</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3466</itunes:duration>
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    </item>
    <item>
      <title>His Ex Destroyed His Life</title>
      <link>https://youtu.be/DioKgXv1Jwg</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

SoFi wants to help you take charge of your financial future, so they are
 giving one of you a grand prize of $5,000. All you have to do to enter 
is sign up for free credit score monitoring with SoFi by
visiting https://sofi.com/calebinsights

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 13 Dec 2023 16:00:00 -0000</pubDate>
      <itunes:title>His Ex Destroyed His Life</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/55ee068a-0bde-11ef-b9ec-aff1f1d824d3/image/56b65c04f6ebf28306272f96f79b1676.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

SoFi wants to help you take charge of your financial future, so they are
 giving one of you a grand prize of $5,000. All you have to do to enter 
is sign up for free credit score monitoring with SoFi by
visiting https://sofi.com/calebinsights

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>SoFi wants to help you take charge of your financial future, so they are</p><p> giving one of you a grand prize of $5,000. All you have to do to enter </p><p>is sign up for free credit score monitoring with SoFi by</p><p>visiting https://sofi.com/calebinsights</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3275</itunes:duration>
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    </item>
    <item>
      <title>Caleb Hammer Exposes Boogie2988</title>
      <link>https://youtu.be/i5hv1YNcYII</link>
      <description>💰 Get a chance to win FREE money with Kudos → 
https://joinkudos.com/caleb
💸  Contest winner announced on January 31st!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: 
https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 11 Dec 2023 16:00:00 -0000</pubDate>
      <itunes:title>Caleb Hammer Exposes Boogie2988</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/0bdca7e2-0894-11ef-8c8c-d36c992ec9af/image/ff47b499a333a708f2131217d606239e.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>💰 Get a chance to win FREE money with Kudos → 
https://joinkudos.com/caleb
💸  Contest winner announced on January 31st!

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: 
https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: 
https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>💰 Get a chance to win FREE money with Kudos → </p><p>https://joinkudos.com/caleb</p><p>💸  Contest winner announced on January 31st!</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶1-on-1 personal financial help with our licensed/certified coach: </p><p>https://calebhammer.com/coaching</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p><br></p><p>▶Fun things: </p><p><br></p><p>1) Exclusive episodes, private Discord, BTS, and a special thank you: </p><p>https://www.patreon.com/calebhammer</p><p><br></p><p>2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules</p><p><br></p><p>3) Merch: The most fun website: https://shop.calebhammer.com</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>6625</itunes:duration>
      <guid isPermaLink="false"><![CDATA[0bdca7e2-0894-11ef-8c8c-d36c992ec9af]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER9991254975.mp3?updated=1719260421" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Did Not Expect This Mess</title>
      <link>https://youtu.be/LUrKrsbw-20</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

Thanks to SoFi for sponsoring this episode! See if rates are competitive
 and if you can save money on your student loans by going to 
https://www.sofi.com/caleb

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 27 Nov 2023 16:00:00 -0000</pubDate>
      <itunes:title>Did Not Expect This Mess</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e54140bc-0bb7-11ef-8403-e7e3956e731b/image/d02b36b7f85ebc25c0dd1dc6bc56b448.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

Thanks to SoFi for sponsoring this episode! See if rates are competitive
 and if you can save money on your student loans by going to 
https://www.sofi.com/caleb

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>Thanks to SoFi for sponsoring this episode! See if rates are competitive</p><p> and if you can save money on your student loans by going to </p><p>https://www.sofi.com/caleb</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2807</itunes:duration>
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    </item>
    <item>
      <title>First Time This Has Ever Happened...</title>
      <link>https://youtu.be/6PA3wjJ-Skc</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

Try Rocket Money for free: https://RocketMoney.com/caleb  #rocketmoney #personalfinance
 

Click this link to get up to 15 free stocks from moomoo U.S when you 
make a qualified deposit. Terms &amp; Conditions Apply: 
https://j.moomoo.com/00Bn5Z

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 20 Nov 2023 16:00:00 -0000</pubDate>
      <itunes:title>First Time This Has Ever Happened...</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/a0f1a026-0bdc-11ef-b374-83fb7ee8977b/image/989fa1454de3f5aa91b6a535f83a3c50.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

Try Rocket Money for free: https://RocketMoney.com/caleb  #rocketmoney #personalfinance
 

Click this link to get up to 15 free stocks from moomoo U.S when you 
make a qualified deposit. Terms &amp; Conditions Apply: 
https://j.moomoo.com/00Bn5Z

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>Try Rocket Money for free: https://RocketMoney.com/caleb  #rocketmoney #personalfinance</p><p> </p><p><br></p><p>Click this link to get up to 15 free stocks from moomoo U.S when you </p><p>make a qualified deposit. Terms &amp; Conditions Apply: </p><p>https://j.moomoo.com/00Bn5Z</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4075</itunes:duration>
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    </item>
    <item>
      <title>He's All Over The Place</title>
      <link>https://youtu.be/HMU1kXhE-cA</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

Protect your online privacy and security NOW and for free by following 
my sponsor Aura: https://aura.com/hammer

Click this link to get up to 15 free stocks from moomoo U.S when you 
make a qualified deposit. Terms &amp; Conditions Apply: 
https://j.moomoo.com/00Bn5Z

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 17 Nov 2023 16:00:00 -0000</pubDate>
      <itunes:title>He's All Over The Place</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/122ed316-0bde-11ef-9bcd-670dbfe9ba46/image/4fe8e1ee3a2bdcf9968d2dfc60eec384.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

Protect your online privacy and security NOW and for free by following 
my sponsor Aura: https://aura.com/hammer

Click this link to get up to 15 free stocks from moomoo U.S when you 
make a qualified deposit. Terms &amp; Conditions Apply: 
https://j.moomoo.com/00Bn5Z

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>Protect your online privacy and security NOW and for free by following </p><p>my sponsor Aura: https://aura.com/hammer</p><p><br></p><p>Click this link to get up to 15 free stocks from moomoo U.S when you </p><p>make a qualified deposit. Terms &amp; Conditions Apply: </p><p>https://j.moomoo.com/00Bn5Z</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4233</itunes:duration>
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    </item>
    <item>
      <title>Being Sued For Refusing To Pay Rent</title>
      <link>https://youtu.be/RpN79BsqXV4</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 15 Nov 2023 16:00:00 -0000</pubDate>
      <itunes:title>Being Sued For Refusing To Pay Rent</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/e1ec7a2a-0893-11ef-a909-bf23400827c6/image/20649192e98dd5e130cbbfafe1988f15.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
_______________________
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p>_______________________</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3498</itunes:duration>
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    </item>
    <item>
      <title>He Can't Afford To Live, But At Least He Has Two STUPID Vehicles</title>
      <link>https://youtu.be/5LcOOWk9xVE</link>
      <description>Reward yourself for investing! Use code HAMMER23 and get a $10 bonus 
when you sign up for Voura using my link: 
https://voura.com/promo/calebhammer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 08 Nov 2023 16:00:00 -0000</pubDate>
      <itunes:title>He Can't Afford To Live, But At Least He Has Two STUPID Vehicles</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/5a048ee8-0bdd-11ef-99ce-bfa9bd4ceb2a/image/fe59b5ce01491d76cff3c637217a4b5c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>Reward yourself for investing! Use code HAMMER23 and get a $10 bonus 
when you sign up for Voura using my link: 
https://voura.com/promo/calebhammer

▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Reward yourself for investing! Use code HAMMER23 and get a $10 bonus </p><p>when you sign up for Voura using my link: </p><p>https://voura.com/promo/calebhammer</p><p><br></p><p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3953</itunes:duration>
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    </item>
    <item>
      <title>Business, You Call THIS A Business?!</title>
      <link>https://youtu.be/0-keVpuTIBc</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

Reward yourself for investing! Use code HAMMER23 and get a $10 bonus 
when you sign up for Voura using my link: 
https://voura.com/promo/calebhammer

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 23 Oct 2023 15:00:00 -0000</pubDate>
      <itunes:title>Business, You Call THIS A Business?!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/12389384-0895-11ef-8b03-47db4c4c8499/image/5dba6f7b9e66d7ab3087838957533b9c.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

Reward yourself for investing! Use code HAMMER23 and get a $10 bonus 
when you sign up for Voura using my link: 
https://voura.com/promo/calebhammer

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>Reward yourself for investing! Use code HAMMER23 and get a $10 bonus </p><p>when you sign up for Voura using my link: </p><p>https://voura.com/promo/calebhammer</p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3594</itunes:duration>
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    </item>
    <item>
      <title>Dude Is Going Into Debt To Mine Crypto</title>
      <link>https://youtu.be/CIg7twop-HI</link>
      <description>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

To compete for the prizes, head to https://opus.pro, sign up for a free 
account with your email, paste the video link, and hit get clips in 1 
click. 

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 18 Oct 2023 15:00:00 -0000</pubDate>
      <itunes:title>Dude Is Going Into Debt To Mine Crypto</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:image href="https://megaphone.imgix.net/podcasts/169a8dbc-0bb8-11ef-acc9-b7138ce18a81/image/d89a5db2f92902662443738d0710a77d.jpg?ixlib=rails-4.3.1&amp;max-w=3000&amp;max-h=3000&amp;fit=crop&amp;auto=format,compress"/>
      <itunes:subtitle>Having the conversations that I wish someone had with me over a decade ago.</itunes:subtitle>
      <itunes:summary>▶The best budgeting program online, at the most affordable price: 
https://go.calebhammer.com any questions? Email support@calebhammer.com

To compete for the prizes, head to https://opus.pro, sign up for a free 
account with your email, paste the video link, and hit get clips in 1 
click. 

▶My team and I will personally review your budget and put you on the 
right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and
 earn up to $250 when you sign up and set up direct deposits. Terms 
apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash 
Rewards using my link Terms &amp; Conditions Apply: 
https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from
 moomoo U.S when you make a qualified deposit. Terms &amp; Conditions 
Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your 
income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a
 plan starting as low as $15/month in just 15 minutes with my partner 
MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for
 free by following my link Aura: https://aura.com/hammer
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[<p>▶The best budgeting program online, at the most affordable price: </p><p>https://go.calebhammer.com any questions? Email support@calebhammer.com</p><p><br></p><p>To compete for the prizes, head to https://opus.pro, sign up for a free </p><p>account with your email, paste the video link, and hit get clips in 1 </p><p>click. </p><p><br></p><p>▶My team and I will personally review your budget and put you on the </p><p>right financial path going forward: https://go.calebhammer.com/review/</p><p>_______________________</p><p><br></p><p>▶Resources I use/would use (with discounts/sign-up bonuses):</p><p><br></p><p>1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and</p><p> earn up to $250 when you sign up and set up direct deposits. Terms </p><p>apply: https://sofi.com/hammer *affiliate link</p><p><br></p><p>2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash </p><p>Rewards using my link Terms &amp; Conditions Apply: </p><p>https://j.us.moomoo.com/00Cqzn</p><p><br></p><p>-For the sign up bonus, Click this link to get up to 15 free stocks from</p><p> moomoo U.S when you make a qualified deposit. Terms &amp; Conditions </p><p>Apply: https://j.moomoo.com/00Bn5Z</p><p><br></p><p>3) Coursecareers: Get qualified for a better job and increase your </p><p>income: https://coursecareers.com/a/calebhammer</p><p><br></p><p>4) Mint Mobile: Cellphone bills are too expensive, use my link to find a</p><p> plan starting as low as $15/month in just 15 minutes with my partner </p><p>MintMobile: https://mintmobile.com/hammer</p><p><br></p><p>5) Online security: Protect your online privacy and security NOW and for</p><p> free by following my link Aura: https://aura.com/hammer</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3534</itunes:duration>
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    </item>
    <item>
      <title>Her "Baby Daddy" Destroyed Her Life</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:12 Worst relationship in the world 09:25 This is more important than finances  11:42 SOFI 13:48 You don't have the income for this! 24:22 Holy checking account! 28:53 There's no excuse with this spending 34:18 AURA 38:14 You need a budget! 44:06 Please just do this 50:00 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 11 Oct 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>116</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:12 Worst relationship in the world 09:25 This is more important than finances  11:42 SOFI 13:48 You don't have the income for this! 24:22 Holy checking account! 28:53 There's no excuse with this spending 34:18 AURA 38:14 You need a budget! 44:06 Please just do this 50:00 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:12 Worst relationship in the world 09:25 This is more important than finances  11:42 SOFI 13:48 You don't have the income for this! 24:22 Holy checking account! 28:53 There's no excuse with this spending 34:18 AURA 38:14 You need a budget! 44:06 Please just do this 50:00 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3418</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[81d146e8-c47f-4a0a-a3f6-039e15714dd3]]></guid>
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    </item>
    <item>
      <title>He’s Single-Handedly Throwing Away Their Future</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps:00:00 Job and income 03:22 Diving right in! 07:22 What are we doing? 09:07 Do you even care? 14:47 Sondermind 19:32 What is your life, dude? 22:26 What does your GF have to say about this? 27:02 Smoking reality away 30:52 Here's your budget 34:14 Just follow this... 36:10 Credit Rating 41:10 What if it all goes South? 51:06 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 10 Oct 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>115</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps:00:00 Job and income 03:22 Diving right in! 07:22 What are we doing? 09:07 Do you even care? 14:47 Sondermind 19:32 What is your life, dude? 22:26 What does your GF have to say about this? 27:02 Smoking reality away 30:52 Here's your budget 34:14 Just follow this... 36:10 Credit Rating 41:10 What if it all goes South? 51:06 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps:00:00 Job and income 03:22 Diving right in! 07:22 What are we doing? 09:07 Do you even care? 14:47 Sondermind 19:32 What is your life, dude? 22:26 What does your GF have to say about this? 27:02 Smoking reality away 30:52 Here's your budget 34:14 Just follow this... 36:10 Credit Rating 41:10 What if it all goes South? 51:06 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3483</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[4bc3d65a-66eb-4288-84fb-6689bb1b3b62]]></guid>
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    </item>
    <item>
      <title>E-Girl Is Going To Die In Poverty, Again</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:30 Already with the excuses 10:22 This isn't looking good for you 14:50 Opus Clip 19:35 Your debt is haunting you 26:08 Don't you want to be free? 32:48 Your spending doesn't help 37:24 Last chance for survey! 40:44 So much BS 44:22 You need a budget! 49:26 Let's fix this! 53:24 SOFI 58:42 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 09 Oct 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>114</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:30 Already with the excuses 10:22 This isn't looking good for you 14:50 Opus Clip 19:35 Your debt is haunting you 26:08 Don't you want to be free? 32:48 Your spending doesn't help 37:24 Last chance for survey! 40:44 So much BS 44:22 You need a budget! 49:26 Let's fix this! 53:24 SOFI 58:42 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:30 Already with the excuses 10:22 This isn't looking good for you 14:50 Opus Clip 19:35 Your debt is haunting you 26:08 Don't you want to be free? 32:48 Your spending doesn't help 37:24 Last chance for survey! 40:44 So much BS 44:22 You need a budget! 49:26 Let's fix this! 53:24 SOFI 58:42 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3952</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[318af196-3f49-454d-9c9c-46ddffdd2575]]></guid>
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    </item>
    <item>
      <title>Missing Payments And Borrowing Every Cent From Her Friend To Survive</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:16 What is your mentality? 07:50 You're not making NEARLY enough 11:23 You don't have this 15:09 SOFI 19:02 Your parents are killing you 22:06 Endless spending! 28:25 Bring the hammer down on them 33:04 Your needs are over 80% 36:08 Here's the plan 40:46 AURA 44:59 It's THAT bad 50:17 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 24 Sep 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>99</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:16 What is your mentality? 07:50 You're not making NEARLY enough 11:23 You don't have this 15:09 SOFI 19:02 Your parents are killing you 22:06 Endless spending! 28:25 Bring the hammer down on them 33:04 Your needs are over 80% 36:08 Here's the plan 40:46 AURA 44:59 It's THAT bad 50:17 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:16 What is your mentality? 07:50 You're not making NEARLY enough 11:23 You don't have this 15:09 SOFI 19:02 Your parents are killing you 22:06 Endless spending! 28:25 Bring the hammer down on them 33:04 Your needs are over 80% 36:08 Here's the plan 40:46 AURA 44:59 It's THAT bad 50:17 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3434</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d6bc95c5-2b61-4322-a294-c486a3558897]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER8812706722.mp3?updated=1719260471" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Couple Choosing IVF Over Any Chance Of Retirement </title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:00 That is an expensive kid 10:10 SOFI 13:13 Your debts are INSANE 19:15 Why did you need this loan?! 23:00 Stop using credit cards! It's done 26:30 Owning a fashion store in Milan?! 31:40 Your savings is honestly silly 36:34 So you made a budget huh? 39:35 You gotta figure out this retirement 40:18 AURA 43:40 Another kid?! 48:34 Let's sort this out 57:11 Hammer Financial Scor  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 22 Sep 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>97</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:00 That is an expensive kid 10:10 SOFI 13:13 Your debts are INSANE 19:15 Why did you need this loan?! 23:00 Stop using credit cards! It's done 26:30 Owning a fashion store in Milan?! 31:40 Your savings is honestly silly 36:34 So you made a budget huh? 39:35 You gotta figure out this retirement 40:18 AURA 43:40 Another kid?! 48:34 Let's sort this out 57:11 Hammer Financial Scor  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:00 That is an expensive kid 10:10 SOFI 13:13 Your debts are INSANE 19:15 Why did you need this loan?! 23:00 Stop using credit cards! It's done 26:30 Owning a fashion store in Milan?! 31:40 Your savings is honestly silly 36:34 So you made a budget huh? 39:35 You gotta figure out this retirement 40:18 AURA 43:40 Another kid?! 48:34 Let's sort this out 57:11 Hammer Financial Scor  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3886</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[73609ffc-fbaf-419c-8fae-d7269b03a2ed]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER2123505927.mp3?updated=1719260593" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>He’s Choosing Eating Out Over A Place To Live</title>
      <description>Check out these fun things: Patreon:⁠ ⁠https://www.patreon.com/calebhammer⁠⁠  My socials:⁠ ⁠https://linktr.ee/calebhammer⁠⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:36 Living out of his car! 07:07 The vicious mental cycle 10:37 SOFI 14:30 How did we get here?! 17:55 You need to work NOW! 22:15 We have to overcome this 27:05 Merch 30:13 This is why we need therapy 34:35 AURA 36:08 Time to get active! 37:40 You need friends, bro 41:14 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 21 Sep 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>96</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon:⁠ ⁠https://www.patreon.com/calebhammer⁠⁠  My socials:⁠ ⁠https://linktr.ee/calebhammer⁠⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:36 Living out of his car! 07:07 The vicious mental cycle 10:37 SOFI 14:30 How did we get here?! 17:55 You need to work NOW! 22:15 We have to overcome this 27:05 Merch 30:13 This is why we need therapy 34:35 AURA 36:08 Time to get active! 37:40 You need friends, bro 41:14 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon:⁠ ⁠https://www.patreon.com/calebhammer⁠⁠  My socials:⁠ ⁠https://linktr.ee/calebhammer⁠⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:36 Living out of his car! 07:07 The vicious mental cycle 10:37 SOFI 14:30 How did we get here?! 17:55 You need to work NOW! 22:15 We have to overcome this 27:05 Merch 30:13 This is why we need therapy 34:35 AURA 36:08 Time to get active! 37:40 You need friends, bro 41:14 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2928</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[0874d5af-7f27-40e5-96a6-eaaaacce9d0c]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER3578087559.mp3?updated=1719260609" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Immature Child Refuses To Grow Up</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:20 Take responsibility for your work 12:59 Dude, what's going on here? 15:25 What even is your resume? 19:48 He's living a fantasy! 24:26 I'm going to lose it 32:26 Do you even care? 37:27 Let's get some reality here 41:36 He's dying on the Walmart floor 45:56 AURA 48:13 I'm just scared for you, man 52:48 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 18 Sep 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>93</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:20 Take responsibility for your work 12:59 Dude, what's going on here? 15:25 What even is your resume? 19:48 He's living a fantasy! 24:26 I'm going to lose it 32:26 Do you even care? 37:27 Let's get some reality here 41:36 He's dying on the Walmart floor 45:56 AURA 48:13 I'm just scared for you, man 52:48 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:20 Take responsibility for your work 12:59 Dude, what's going on here? 15:25 What even is your resume? 19:48 He's living a fantasy! 24:26 I'm going to lose it 32:26 Do you even care? 37:27 Let's get some reality here 41:36 He's dying on the Walmart floor 45:56 AURA 48:13 I'm just scared for you, man 52:48 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3521</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ee027aea-77bf-40de-986f-8fcb620b9218]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER5517695955.mp3?updated=1719260558" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Quits His Job Every 6 Months And Wonders Why He Can’t Afford To Live</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:05 And that’s why we go hard on people 12:47 SOFI 17:25 Wow that changes things 20:15 Says he doesn’t spend money on BS… Okay 17:27 I’m scared for your future 29:18 You need to budget 35:18 How are you surviving? 39:04 You might need to sell the house…. 41:49 Aura 47:19 This is what I’d do 50:27 Time to bust A** 53:33 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 16 Sep 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>91</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:05 And that’s why we go hard on people 12:47 SOFI 17:25 Wow that changes things 20:15 Says he doesn’t spend money on BS… Okay 17:27 I’m scared for your future 29:18 You need to budget 35:18 How are you surviving? 39:04 You might need to sell the house…. 41:49 Aura 47:19 This is what I’d do 50:27 Time to bust A** 53:33 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:05 And that’s why we go hard on people 12:47 SOFI 17:25 Wow that changes things 20:15 Says he doesn’t spend money on BS… Okay 17:27 I’m scared for your future 29:18 You need to budget 35:18 How are you surviving? 39:04 You might need to sell the house…. 41:49 Aura 47:19 This is what I’d do 50:27 Time to bust A** 53:33 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3647</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[3057439d-7a42-44b0-9452-784cb7b7322b]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER7593616270.mp3?updated=1719260688" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>She Keeps Choosing Debt Over Work</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:06 You make no money! 09:27 This is a mess 13:45 Stop using credit cards! 18:12 This is the worst bank to borrow from! 24:30 Spend Spend Spend 28:58 You need to budget! 35:40 Clean up this mess 44:05 Car problem from hell 52:10 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 07 Sep 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>82</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:06 You make no money! 09:27 This is a mess 13:45 Stop using credit cards! 18:12 This is the worst bank to borrow from! 24:30 Spend Spend Spend 28:58 You need to budget! 35:40 Clean up this mess 44:05 Car problem from hell 52:10 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:06 You make no money! 09:27 This is a mess 13:45 Stop using credit cards! 18:12 This is the worst bank to borrow from! 24:30 Spend Spend Spend 28:58 You need to budget! 35:40 Clean up this mess 44:05 Car problem from hell 52:10 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3565</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>33-Year-Old Won’t Stop Fighting With Me</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:08 Rocket Money 09:02 Please no... 15:00 Dude you have TERRIBLE debt 20:45 Spend spend spend 27:00 Why are you using credit cards? 35:00 At least you have this... 38:35 You need to budget! 42:39 Your expenses are INSANE! 44:06 Let's clean up this mess 49:15 Please just do this 54:11 What are we doing here? 1:06:05 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 04 Sep 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>79</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:08 Rocket Money 09:02 Please no... 15:00 Dude you have TERRIBLE debt 20:45 Spend spend spend 27:00 Why are you using credit cards? 35:00 At least you have this... 38:35 You need to budget! 42:39 Your expenses are INSANE! 44:06 Let's clean up this mess 49:15 Please just do this 54:11 What are we doing here? 1:06:05 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:08 Rocket Money 09:02 Please no... 15:00 Dude you have TERRIBLE debt 20:45 Spend spend spend 27:00 Why are you using credit cards? 35:00 At least you have this... 38:35 You need to budget! 42:39 Your expenses are INSANE! 44:06 Let's clean up this mess 49:15 Please just do this 54:11 What are we doing here? 1:06:05 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4419</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[870dd956-45bf-4df5-b7cf-662dbf0db83d]]></guid>
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    </item>
    <item>
      <title>Taking Out 3 Stupid Car Loans With 25% Interest Rates While Having No Money</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 05:52 Oh give me a break 09:50 I'm scared for you already 14:40 What a mess... 23:42 This is getting interesting 25:25 Spend Spend Spend 32:58 Do you even care? 34:28 You need to budget 40:40 Clean up this mess 48:55 Please just do this! 1:01:19 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 01 Sep 2023 21:35:02 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>76</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 05:52 Oh give me a break 09:50 I'm scared for you already 14:40 What a mess... 23:42 This is getting interesting 25:25 Spend Spend Spend 32:58 Do you even care? 34:28 You need to budget 40:40 Clean up this mess 48:55 Please just do this! 1:01:19 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 05:52 Oh give me a break 09:50 I'm scared for you already 14:40 What a mess... 23:42 This is getting interesting 25:25 Spend Spend Spend 32:58 Do you even care? 34:28 You need to budget 40:40 Clean up this mess 48:55 Please just do this! 1:01:19 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4130</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ccd542df-cb41-42b3-ac46-c9062a8f8c92]]></guid>
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    </item>
    <item>
      <title>Military Wife Is Choosing Eating Out Over Her Future</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:08 SOFI 07:24 Did you really need this? 11:15 Spend spend Spend 16:21 That must be rough 19:17 You need to budget 27:06 Please just do this 31:57 Clean up this mess 37:00 Absolutely not! 40:54 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 16 Aug 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>75</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:08 SOFI 07:24 Did you really need this? 11:15 Spend spend Spend 16:21 That must be rough 19:17 You need to budget 27:06 Please just do this 31:57 Clean up this mess 37:00 Absolutely not! 40:54 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:08 SOFI 07:24 Did you really need this? 11:15 Spend spend Spend 16:21 That must be rough 19:17 You need to budget 27:06 Please just do this 31:57 Clean up this mess 37:00 Absolutely not! 40:54 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2918</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[dd6c3d5b-494c-4765-be56-2d83cd033fd9]]></guid>
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    <item>
      <title>Why Would You Do THIS While In Debt?!</title>
      <description>Check out these fun things: Patreon:⁠ ⁠https://www.patreon.com/calebhammer⁠⁠  My socials:⁠ ⁠https://linktr.ee/calebhammer⁠⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:58 Factor 09:41 What a mess 12:58 Why are you BS spending?! 17:47 What's your problem?! 22:53 You need to budget 27:11 Please just do this 30:10 Your imported car is a problem! 33:26 Clean up this mess 37:50 Im scared for you 44:22 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 14 Aug 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>73</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon:⁠ ⁠https://www.patreon.com/calebhammer⁠⁠  My socials:⁠ ⁠https://linktr.ee/calebhammer⁠⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:58 Factor 09:41 What a mess 12:58 Why are you BS spending?! 17:47 What's your problem?! 22:53 You need to budget 27:11 Please just do this 30:10 Your imported car is a problem! 33:26 Clean up this mess 37:50 Im scared for you 44:22 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon:⁠ ⁠https://www.patreon.com/calebhammer⁠⁠  My socials:⁠ ⁠https://linktr.ee/calebhammer⁠⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:58 Factor 09:41 What a mess 12:58 Why are you BS spending?! 17:47 What's your problem?! 22:53 You need to budget 27:11 Please just do this 30:10 Your imported car is a problem! 33:26 Clean up this mess 37:50 Im scared for you 44:22 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3085</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[a185dff6-4a2f-4389-a833-7e316d76540a]]></guid>
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    </item>
    <item>
      <title>$100,000+ Private Student Loans, Yet Borrows For A Stupid Tesla</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 05:39 Student Loan Consolidation 06:51 Your degree is useless  10:02 What a mess... 15:41 Spend Spend Spend 17:39 There's MORE?! 21:30 More BS spending 26:36 You need to budget! 29:38 CLEAN UP THIS MESS 35:15 This is WILD 40:28 Please just do this...  44:13 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 13 Aug 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>72</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 05:39 Student Loan Consolidation 06:51 Your degree is useless  10:02 What a mess... 15:41 Spend Spend Spend 17:39 There's MORE?! 21:30 More BS spending 26:36 You need to budget! 29:38 CLEAN UP THIS MESS 35:15 This is WILD 40:28 Please just do this...  44:13 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 05:39 Student Loan Consolidation 06:51 Your degree is useless  10:02 What a mess... 15:41 Spend Spend Spend 17:39 There's MORE?! 21:30 More BS spending 26:36 You need to budget! 29:38 CLEAN UP THIS MESS 35:15 This is WILD 40:28 Please just do this...  44:13 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3128</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[8c8d40f5-9e99-4ed6-9663-ae82b0f4a1f9]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER6274770841.mp3?updated=1719260991" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>She's Going To Die In Poverty</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:00 SOFI 06:04 Your car was repo'd?! 09:50 WHAT A MESS 15:25 How is this possible?! 19:50 Spend spend spend... 26:00 Learn how to use a savings! 27:30 You need to budget! 29:50 CLEAN UP THIS MESS 38:42 Your income needs to not suck 46:13 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 12 Aug 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>71</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:00 SOFI 06:04 Your car was repo'd?! 09:50 WHAT A MESS 15:25 How is this possible?! 19:50 Spend spend spend... 26:00 Learn how to use a savings! 27:30 You need to budget! 29:50 CLEAN UP THIS MESS 38:42 Your income needs to not suck 46:13 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:00 SOFI 06:04 Your car was repo'd?! 09:50 WHAT A MESS 15:25 How is this possible?! 19:50 Spend spend spend... 26:00 Learn how to use a savings! 27:30 You need to budget! 29:50 CLEAN UP THIS MESS 38:42 Your income needs to not suck 46:13 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3212</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ba2bf323-9f84-4314-acfc-aec4fdef514e]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER3152226010.mp3?updated=1719261006" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Choosing Mountain Dew Over His Future </title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:38 So that's why you're in debt 11:18 What a mess... 15:00 You were addicted :/ 19:01 This is DEATH 23:40 SPEND SPEND SPEND 27:22 Checking for Diabetes 31:00 You need to budget 35:10 He's F'd... 40:00 Clean up this mess 51:52 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 10 Aug 2023 10:00:12 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>69</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:38 So that's why you're in debt 11:18 What a mess... 15:00 You were addicted :/ 19:01 This is DEATH 23:40 SPEND SPEND SPEND 27:22 Checking for Diabetes 31:00 You need to budget 35:10 He's F'd... 40:00 Clean up this mess 51:52 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:38 So that's why you're in debt 11:18 What a mess... 15:00 You were addicted :/ 19:01 This is DEATH 23:40 SPEND SPEND SPEND 27:22 Checking for Diabetes 31:00 You need to budget 35:10 He's F'd... 40:00 Clean up this mess 51:52 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3495</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>33-Year-Old Straight Up Isn’t Paying His Taxes</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:39 Opal 06:06 What a mess 11:07 Pay your taxes! 17:10 SPEND SPEND SPEND 20:32 I'm scared for you 23:10 You need to budget! 26:10 Are you serious? 31:10 Clean up this mess 36:22 Please just do this... 43:19 Don't even think about it  49:18 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 09 Aug 2023 10:00:12 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>68</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:39 Opal 06:06 What a mess 11:07 Pay your taxes! 17:10 SPEND SPEND SPEND 20:32 I'm scared for you 23:10 You need to budget! 26:10 Are you serious? 31:10 Clean up this mess 36:22 Please just do this... 43:19 Don't even think about it  49:18 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:39 Opal 06:06 What a mess 11:07 Pay your taxes! 17:10 SPEND SPEND SPEND 20:32 I'm scared for you 23:10 You need to budget! 26:10 Are you serious? 31:10 Clean up this mess 36:22 Please just do this... 43:19 Don't even think about it  49:18 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3383</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[ba449cfd-8f09-49dc-868b-c4f640d29b74]]></guid>
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    <item>
      <title>41-Year-Old Spends EVERYTHING On Fast Food</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:30 I mean... hardly what you think... 07:54 Spend Spend Spend 12:50 Please STOP STOP STOP 17:00 I'm scared for you... 20:50 This is a mess!!!! 24:42 You need to BUDGET 28:30 What a Financial Position! 34:00 Clean up this MESS! 39:04 Please just do this... 43:42 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 06 Aug 2023 10:00:09 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>65</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:30 I mean... hardly what you think... 07:54 Spend Spend Spend 12:50 Please STOP STOP STOP 17:00 I'm scared for you... 20:50 This is a mess!!!! 24:42 You need to BUDGET 28:30 What a Financial Position! 34:00 Clean up this MESS! 39:04 Please just do this... 43:42 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:30 I mean... hardly what you think... 07:54 Spend Spend Spend 12:50 Please STOP STOP STOP 17:00 I'm scared for you... 20:50 This is a mess!!!! 24:42 You need to BUDGET 28:30 What a Financial Position! 34:00 Clean up this MESS! 39:04 Please just do this... 43:42 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3052</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[fceb59de-917f-45d6-ac84-286bcf3909de]]></guid>
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    </item>
    <item>
      <title>Woman Has Everything In Collections</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 06:00 Already a mess! 12:00 I'm scared for you... 14:45 What a MESS 17:30 Spend Spend Spend... 20:30 She's F'd 23:50 MAKE IT STOP 28:38 Please just do this 30:00 You need a budget! 35:00 Your rent is KILLING YOU 36:44 Clean up this mess!!! 45:20 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 04 Aug 2023 10:00:36 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>63</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 06:00 Already a mess! 12:00 I'm scared for you... 14:45 What a MESS 17:30 Spend Spend Spend... 20:30 She's F'd 23:50 MAKE IT STOP 28:38 Please just do this 30:00 You need a budget! 35:00 Your rent is KILLING YOU 36:44 Clean up this mess!!! 45:20 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 06:00 Already a mess! 12:00 I'm scared for you... 14:45 What a MESS 17:30 Spend Spend Spend... 20:30 She's F'd 23:50 MAKE IT STOP 28:38 Please just do this 30:00 You need a budget! 35:00 Your rent is KILLING YOU 36:44 Clean up this mess!!! 45:20 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3168</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[b3cf2a01-70b6-4ffd-9908-4fd8d080fedf]]></guid>
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    </item>
    <item>
      <title>Making $20,000 A Year And Spending It All On Fast Food</title>
      <description>Check out these fun things: Patreon:⁠ ⁠https://www.patreon.com/calebhammer⁠⁠  My socials:⁠ ⁠https://linktr.ee/calebhammer⁠⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 05:21 Aura 07:19 Diving into BS Spending 12:35 Spend Spend Spend 18:20 Im Scared for you 21:36 Taking out Debt for Apple Games?! 25:39 Welp there's that... 29:36 Please No 33:39 You Need a Budget 36:15 Let's Clean up this MESS! 42:19 He can Do it 42:44 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 03 Aug 2023 10:00:12 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>62</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon:⁠ ⁠https://www.patreon.com/calebhammer⁠⁠  My socials:⁠ ⁠https://linktr.ee/calebhammer⁠⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 05:21 Aura 07:19 Diving into BS Spending 12:35 Spend Spend Spend 18:20 Im Scared for you 21:36 Taking out Debt for Apple Games?! 25:39 Welp there's that... 29:36 Please No 33:39 You Need a Budget 36:15 Let's Clean up this MESS! 42:19 He can Do it 42:44 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon:⁠ ⁠https://www.patreon.com/calebhammer⁠⁠  My socials:⁠ ⁠https://linktr.ee/calebhammer⁠⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 05:21 Aura 07:19 Diving into BS Spending 12:35 Spend Spend Spend 18:20 Im Scared for you 21:36 Taking out Debt for Apple Games?! 25:39 Welp there's that... 29:36 Please No 33:39 You Need a Budget 36:15 Let's Clean up this MESS! 42:19 He can Do it 42:44 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2984</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[00ea661b-1fc4-40fc-b6a2-d3fa1487e2da]]></guid>
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    </item>
    <item>
      <title>23-Year-Old Is Going To Drown In Debt FOREVER</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:49 Rocket Money 06:49 Ooppe… 10:00 Stupid debt! 12:05 INSANE spending 17:59 SPEND SPEND SPEND 22:57 Cut them up! 28:32 What a mess… 29:32 ITS TIME TO BUDGET! 33:40 He's F'd… 38:24 Please just try this… 45:55 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sun, 30 Jul 2023 10:00:20 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>58</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:49 Rocket Money 06:49 Ooppe… 10:00 Stupid debt! 12:05 INSANE spending 17:59 SPEND SPEND SPEND 22:57 Cut them up! 28:32 What a mess… 29:32 ITS TIME TO BUDGET! 33:40 He's F'd… 38:24 Please just try this… 45:55 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:49 Rocket Money 06:49 Ooppe… 10:00 Stupid debt! 12:05 INSANE spending 17:59 SPEND SPEND SPEND 22:57 Cut them up! 28:32 What a mess… 29:32 ITS TIME TO BUDGET! 33:40 He's F'd… 38:24 Please just try this… 45:55 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3186</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[adaeebda-c52a-43a1-ac83-868f67905594]]></guid>
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    </item>
    <item>
      <title>8 MAXED OUT Credit Cards</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 03:50 INSANE spending... 06:38 WHY?! WHY?! WHYYYY 09:51 Maxing out EVERY credit card possible 15:00 SPEND SPEND SPEND 19:36 Oh sure, let's just add some CAR DEBT too! 21:30 This just sucks... 23:22 BURN THEM ALL 26:27 You need to budget! 30:28 time to clean up your mess... 40:06 I'm scared for you... 44:00 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 21 Jul 2023 10:00:18 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>49</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 03:50 INSANE spending... 06:38 WHY?! WHY?! WHYYYY 09:51 Maxing out EVERY credit card possible 15:00 SPEND SPEND SPEND 19:36 Oh sure, let's just add some CAR DEBT too! 21:30 This just sucks... 23:22 BURN THEM ALL 26:27 You need to budget! 30:28 time to clean up your mess... 40:06 I'm scared for you... 44:00 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 03:50 INSANE spending... 06:38 WHY?! WHY?! WHYYYY 09:51 Maxing out EVERY credit card possible 15:00 SPEND SPEND SPEND 19:36 Oh sure, let's just add some CAR DEBT too! 21:30 This just sucks... 23:22 BURN THEM ALL 26:27 You need to budget! 30:28 time to clean up your mess... 40:06 I'm scared for you... 44:00 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3076</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[7cea396e-45c8-478e-95a8-4fb73a5e7ecb]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER4824386669.mp3?updated=1719261273" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>$1,000 In Minimum Monthly Payments Are Ruining Her Life</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 02:40 Her finances are really bad! 04:15 OVERDRAFTING 04:30 Public 06:05 OVERDRAFTING p2 08:50 HOW CAN YOU POSSIBLY JUSTIFY THIS 11:40 She wants to do YouTube 12:55 No retirement... 18:35 DISGUSTING personal loan! 23:35 Terrible credit car debt... 25:32 I made her cry 32:25 More credit card DEBT 38:40 I'm scared for your future... 46:00 COLLECTIONS 48:40 Budget, budget, budget! 54:45 CLEAN THIS UP 01:04:40 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 14 Jul 2023 10:00:27 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>42</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 02:40 Her finances are really bad! 04:15 OVERDRAFTING 04:30 Public 06:05 OVERDRAFTING p2 08:50 HOW CAN YOU POSSIBLY JUSTIFY THIS 11:40 She wants to do YouTube 12:55 No retirement... 18:35 DISGUSTING personal loan! 23:35 Terrible credit car debt... 25:32 I made her cry 32:25 More credit card DEBT 38:40 I'm scared for your future... 46:00 COLLECTIONS 48:40 Budget, budget, budget! 54:45 CLEAN THIS UP 01:04:40 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 02:40 Her finances are really bad! 04:15 OVERDRAFTING 04:30 Public 06:05 OVERDRAFTING p2 08:50 HOW CAN YOU POSSIBLY JUSTIFY THIS 11:40 She wants to do YouTube 12:55 No retirement... 18:35 DISGUSTING personal loan! 23:35 Terrible credit car debt... 25:32 I made her cry 32:25 More credit card DEBT 38:40 I'm scared for your future... 46:00 COLLECTIONS 48:40 Budget, budget, budget! 54:45 CLEAN THIS UP 01:04:40 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4295</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f8dcb425-6ac1-4863-978b-c15f8af899a8]]></guid>
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    </item>
    <item>
      <title>$1,000 Truck Payment With No Job</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 How he get's his monies 02:32 His parents moved in with him... 04:50 Debts, debts, and more debts! 06:07 Terrible trauma... 09:06 Checking account 10:15 STUPID credit card debt! 22:06 INSANE TRUCK DEBT AND MOTORCYCLE DEBT 27:20 These debts are CRAZY! 30:45 SELL THIS TRUCK NOWWW 34:32 Time to clean this mess up... 40:30 This is going to take a LONG time! 46:21 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Sat, 08 Jul 2023 10:00:33 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>36</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 How he get's his monies 02:32 His parents moved in with him... 04:50 Debts, debts, and more debts! 06:07 Terrible trauma... 09:06 Checking account 10:15 STUPID credit card debt! 22:06 INSANE TRUCK DEBT AND MOTORCYCLE DEBT 27:20 These debts are CRAZY! 30:45 SELL THIS TRUCK NOWWW 34:32 Time to clean this mess up... 40:30 This is going to take a LONG time! 46:21 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 How he get's his monies 02:32 His parents moved in with him... 04:50 Debts, debts, and more debts! 06:07 Terrible trauma... 09:06 Checking account 10:15 STUPID credit card debt! 22:06 INSANE TRUCK DEBT AND MOTORCYCLE DEBT 27:20 These debts are CRAZY! 30:45 SELL THIS TRUCK NOWWW 34:32 Time to clean this mess up... 40:30 This is going to take a LONG time! 46:21 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3195</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[e9340bc6-f8a1-4f93-abfd-5dd26475a0d2]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER1805567917.mp3?updated=1719261276" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>Taking Out Student Loans To Buy Fast Food 3 Times A Day</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Do you even know how much money you make?! 03:11 Graduate school 05:19 You look like... 05:54 Very bad spending! 06:55 GOING OUT TO EAT THREE TIMES A DAY 16:53 F YOUUUUU 17:35 Why holding CC interest?! 20:10 WHAT ARE YOU TALKING ABOUT 22:54 Very weird mortgage?? 27:30 Clean up this mess! 34:00 Get your crap together... 39:27 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 07 Jul 2023 10:00:31 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>35</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Do you even know how much money you make?! 03:11 Graduate school 05:19 You look like... 05:54 Very bad spending! 06:55 GOING OUT TO EAT THREE TIMES A DAY 16:53 F YOUUUUU 17:35 Why holding CC interest?! 20:10 WHAT ARE YOU TALKING ABOUT 22:54 Very weird mortgage?? 27:30 Clean up this mess! 34:00 Get your crap together... 39:27 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Do you even know how much money you make?! 03:11 Graduate school 05:19 You look like... 05:54 Very bad spending! 06:55 GOING OUT TO EAT THREE TIMES A DAY 16:53 F YOUUUUU 17:35 Why holding CC interest?! 20:10 WHAT ARE YOU TALKING ABOUT 22:54 Very weird mortgage?? 27:30 Clean up this mess! 34:00 Get your crap together... 39:27 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2782</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[9feb01a6-665e-496b-b42d-19682f40e9dc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER5279210046.mp3?updated=1719261260" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>31-Year-Old Immature Woman Refuses To Take Responsibility</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job, income, and school 03:30 Why do you even have a mess?? 07:40 You're CHOOSING to be immature 09:13 WHAT ARE YOU DOING 14:25 You're being STUPID! 17:30 What are you talking about?! 20:00 THIS DEBT IS STUPID. STUPID!!! 31:35 YOU'RE DROWNING 36:20 Clean this up... and GROW UP 42:00 I don't think you're going to fix a single thing... 47:46 Hammer Financial (pain) Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 06 Jul 2023 10:00:45 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>34</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job, income, and school 03:30 Why do you even have a mess?? 07:40 You're CHOOSING to be immature 09:13 WHAT ARE YOU DOING 14:25 You're being STUPID! 17:30 What are you talking about?! 20:00 THIS DEBT IS STUPID. STUPID!!! 31:35 YOU'RE DROWNING 36:20 Clean this up... and GROW UP 42:00 I don't think you're going to fix a single thing... 47:46 Hammer Financial (pain) Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job, income, and school 03:30 Why do you even have a mess?? 07:40 You're CHOOSING to be immature 09:13 WHAT ARE YOU DOING 14:25 You're being STUPID! 17:30 What are you talking about?! 20:00 THIS DEBT IS STUPID. STUPID!!! 31:35 YOU'RE DROWNING 36:20 Clean this up... and GROW UP 42:00 I don't think you're going to fix a single thing... 47:46 Hammer Financial (pain) Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3137</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[f80a049f-36a1-48c3-8a8d-e71d5acc1438]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER7198435790.mp3?updated=1719261313" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>31-Year-Old With More Debt Than Anyone Should Ever Have</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps:00:00 Job and income 01:49 MESS MESS MESS 03:30 Wasting all his money on FOOD! 07:15 CREDIT CARD INSANITY!!! 11:48 WHY DID YOU DO THIS DON'T DO THIS WHAT THE FFFFFF 16:34 Teeth debt... 17:19 Car debt! 20:18 PLEASE DON'T RUIN YOUR LIFE LIKE THIS!!! 27:58 German 28:24 ENDLESS EXPENSES 31:50 Get out of this mess... 36:55 Just SACRIFICE!  41:09: Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 05 Jul 2023 10:00:02 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>33</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps:00:00 Job and income 01:49 MESS MESS MESS 03:30 Wasting all his money on FOOD! 07:15 CREDIT CARD INSANITY!!! 11:48 WHY DID YOU DO THIS DON'T DO THIS WHAT THE FFFFFF 16:34 Teeth debt... 17:19 Car debt! 20:18 PLEASE DON'T RUIN YOUR LIFE LIKE THIS!!! 27:58 German 28:24 ENDLESS EXPENSES 31:50 Get out of this mess... 36:55 Just SACRIFICE!  41:09: Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps:00:00 Job and income 01:49 MESS MESS MESS 03:30 Wasting all his money on FOOD! 07:15 CREDIT CARD INSANITY!!! 11:48 WHY DID YOU DO THIS DON'T DO THIS WHAT THE FFFFFF 16:34 Teeth debt... 17:19 Car debt! 20:18 PLEASE DON'T RUIN YOUR LIFE LIKE THIS!!! 27:58 German 28:24 ENDLESS EXPENSES 31:50 Get out of this mess... 36:55 Just SACRIFICE!  41:09: Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2882</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[6231c245-0b3f-4750-8d83-6d694d9fb7cc]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER5061614162.mp3?updated=1719261418" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>He Has $2 In His Checking Account!</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 No one likes you 02:22 What's up? 04:14 Paycheck to paycheck 05:36 $2 IN CHECKING ACCOUNT!!! 08:00 Giving everyone money, when you have no money... 10:45 So-called "savings" 13:00 Credit card debt... 18:55 It's time to get help! 21:33 Let's build a budget 27:40 CLEAN THIS UP 31:20 This is going to take a long time... 34:45 You need to sacrifice to get there! 43:45 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Fri, 30 Jun 2023 10:00:18 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>28</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 No one likes you 02:22 What's up? 04:14 Paycheck to paycheck 05:36 $2 IN CHECKING ACCOUNT!!! 08:00 Giving everyone money, when you have no money... 10:45 So-called "savings" 13:00 Credit card debt... 18:55 It's time to get help! 21:33 Let's build a budget 27:40 CLEAN THIS UP 31:20 This is going to take a long time... 34:45 You need to sacrifice to get there! 43:45 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 No one likes you 02:22 What's up? 04:14 Paycheck to paycheck 05:36 $2 IN CHECKING ACCOUNT!!! 08:00 Giving everyone money, when you have no money... 10:45 So-called "savings" 13:00 Credit card debt... 18:55 It's time to get help! 21:33 Let's build a budget 27:40 CLEAN THIS UP 31:20 This is going to take a long time... 34:45 You need to sacrifice to get there! 43:45 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3031</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[d4a344b3-2f5f-45de-8edd-23200afaba81]]></guid>
      <enclosure url="https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/mgln.ai/e/94/claritaspod.com/measure/verifi.podscribe.com/rss/p/chtbl.com/track/289382/pfx.vpixl.com/j0JIg/rss.pdrl.fm/243632/traffic.megaphone.fm/ROOSTER5492336556.mp3?updated=1719261549" length="0" type="audio/mpeg"/>
    </item>
    <item>
      <title>24-Year-Old Is Drowning In Terrible Decisions</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job, income, and rent 01:45 EXPENSIVE public transportation 02:46 She has a spending addiction! 04:10 Spending EVERYTHING on Uber Eats!! 06:05 This is STUPID spending!!!!!!!!! 08:30 This is so unhealthy... 11:00 YOU NEED A WAKE-UP CALL 12:10 Taking out payday loans... 13:50 You need serious help 14:30 Credit score 14:50 Missing her credit card payments!!! 20:50 Student loans 22:15 STOPPED PAYING ON HER DEBT!!! 26:45 THIS IS INSANE  29:51 Time to clean up this MESS 32:25 Owing her mom THOUSANDS of dollars!!! 34:32 This is going to be so hard... 37:59 You need serious help 41:01 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 21 Jun 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>19</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job, income, and rent 01:45 EXPENSIVE public transportation 02:46 She has a spending addiction! 04:10 Spending EVERYTHING on Uber Eats!! 06:05 This is STUPID spending!!!!!!!!! 08:30 This is so unhealthy... 11:00 YOU NEED A WAKE-UP CALL 12:10 Taking out payday loans... 13:50 You need serious help 14:30 Credit score 14:50 Missing her credit card payments!!! 20:50 Student loans 22:15 STOPPED PAYING ON HER DEBT!!! 26:45 THIS IS INSANE  29:51 Time to clean up this MESS 32:25 Owing her mom THOUSANDS of dollars!!! 34:32 This is going to be so hard... 37:59 You need serious help 41:01 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job, income, and rent 01:45 EXPENSIVE public transportation 02:46 She has a spending addiction! 04:10 Spending EVERYTHING on Uber Eats!! 06:05 This is STUPID spending!!!!!!!!! 08:30 This is so unhealthy... 11:00 YOU NEED A WAKE-UP CALL 12:10 Taking out payday loans... 13:50 You need serious help 14:30 Credit score 14:50 Missing her credit card payments!!! 20:50 Student loans 22:15 STOPPED PAYING ON HER DEBT!!! 26:45 THIS IS INSANE  29:51 Time to clean up this MESS 32:25 Owing her mom THOUSANDS of dollars!!! 34:32 This is going to be so hard... 37:59 You need serious help 41:01 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2872</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>24-Year-Old Is Throwing Away His Entire Future</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 His "business" 02:30 Owning just a tiny % 03:50 Are you even making money?!?! 05:10 Does this business make money? 07:30 How are you even surviving?! 08:36 Betting everything on his business 10:10 Is there a plan?? 11:10 Throwing away your retirement!!! p1 13:07 Don't compare yourself to others!!!! 14:22 Throwing away your retirement!!! p2 15:30 What are you guys even doing?! 19:37 YOU HAVE NO MONEY!!!!!!!!!!!!!! 23:05 STUPID CREDIT CARD DEBT 25:50 YOU CANNOT AFFORD FOOD!!!!! 27:14 Credit score 27:45 On a MORTAGE with your FAMILY?! 31:00 His car is ruined and needs a new one... 32:10 It's time to SACRIFICE!! 36:00 The ignorance of personal finances 39:13 Clean this up... 43:03 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 19 Jun 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>17</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 His "business" 02:30 Owning just a tiny % 03:50 Are you even making money?!?! 05:10 Does this business make money? 07:30 How are you even surviving?! 08:36 Betting everything on his business 10:10 Is there a plan?? 11:10 Throwing away your retirement!!! p1 13:07 Don't compare yourself to others!!!! 14:22 Throwing away your retirement!!! p2 15:30 What are you guys even doing?! 19:37 YOU HAVE NO MONEY!!!!!!!!!!!!!! 23:05 STUPID CREDIT CARD DEBT 25:50 YOU CANNOT AFFORD FOOD!!!!! 27:14 Credit score 27:45 On a MORTAGE with your FAMILY?! 31:00 His car is ruined and needs a new one... 32:10 It's time to SACRIFICE!! 36:00 The ignorance of personal finances 39:13 Clean this up... 43:03 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 His "business" 02:30 Owning just a tiny % 03:50 Are you even making money?!?! 05:10 Does this business make money? 07:30 How are you even surviving?! 08:36 Betting everything on his business 10:10 Is there a plan?? 11:10 Throwing away your retirement!!! p1 13:07 Don't compare yourself to others!!!! 14:22 Throwing away your retirement!!! p2 15:30 What are you guys even doing?! 19:37 YOU HAVE NO MONEY!!!!!!!!!!!!!! 23:05 STUPID CREDIT CARD DEBT 25:50 YOU CANNOT AFFORD FOOD!!!!! 27:14 Credit score 27:45 On a MORTAGE with your FAMILY?! 31:00 His car is ruined and needs a new one... 32:10 It's time to SACRIFICE!! 36:00 The ignorance of personal finances 39:13 Clean this up... 43:03 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2999</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>29-Year-Old Comedian Refuses To Grow Up</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Unemployed  02:05 leaning on others to afford life 05:03 How long are you going to accept this life? 08:58 $100 a week before all of this 10:00 Checking account and runway... 14:15 TERRIBLE view of life 18:15 YOU ARE BEING IMMATURE  21:50 STOP COMPLAINING ABOUT WORK!!! 27:00 He refuses to do anything besides be a comedian... 28:45 Student loans from a SCAM school 31:20 How long until you GROW UP? 32:45 You're throwing away your ENTIRE financial future! 39:19 You're putting yourself over your children... 45:44 You actually have to work!!! 43:45 YOU DON'T UNDERSTAND!!! 59:44 Good luck dude... 01:02:10 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 14 Jun 2023 10:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>12</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Unemployed  02:05 leaning on others to afford life 05:03 How long are you going to accept this life? 08:58 $100 a week before all of this 10:00 Checking account and runway... 14:15 TERRIBLE view of life 18:15 YOU ARE BEING IMMATURE  21:50 STOP COMPLAINING ABOUT WORK!!! 27:00 He refuses to do anything besides be a comedian... 28:45 Student loans from a SCAM school 31:20 How long until you GROW UP? 32:45 You're throwing away your ENTIRE financial future! 39:19 You're putting yourself over your children... 45:44 You actually have to work!!! 43:45 YOU DON'T UNDERSTAND!!! 59:44 Good luck dude... 01:02:10 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Unemployed  02:05 leaning on others to afford life 05:03 How long are you going to accept this life? 08:58 $100 a week before all of this 10:00 Checking account and runway... 14:15 TERRIBLE view of life 18:15 YOU ARE BEING IMMATURE  21:50 STOP COMPLAINING ABOUT WORK!!! 27:00 He refuses to do anything besides be a comedian... 28:45 Student loans from a SCAM school 31:20 How long until you GROW UP? 32:45 You're throwing away your ENTIRE financial future! 39:19 You're putting yourself over your children... 45:44 You actually have to work!!! 43:45 YOU DON'T UNDERSTAND!!! 59:44 Good luck dude... 01:02:10 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>4146</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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    </item>
    <item>
      <title>45-Year-Old Lost ALL Of Her Money</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 05:10 She will never be able to retire 07:20 Her ex-husband destroyed her credit!! 09:45 Income decreasing?? 12:20 Checking account and ODD mortgage with her parents 14:14 Credit cards and spending (more troubles with her ex) 17:52 Most stressful way to manage money ever! 20:28 Savings losing her money? 25:00 Starting over on retirement at 45 because of ex!! 32:58 PAY OFF THE CAR DEBT TODAY 33:48 Credit score recovery 36:20 It's time to start cleaning up this mess... 43:00 Trying to pay for 4 kids' college... 50:09 It's time to get back on track! 59:16 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Tue, 13 Jun 2023 10:00:13 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>11</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 05:10 She will never be able to retire 07:20 Her ex-husband destroyed her credit!! 09:45 Income decreasing?? 12:20 Checking account and ODD mortgage with her parents 14:14 Credit cards and spending (more troubles with her ex) 17:52 Most stressful way to manage money ever! 20:28 Savings losing her money? 25:00 Starting over on retirement at 45 because of ex!! 32:58 PAY OFF THE CAR DEBT TODAY 33:48 Credit score recovery 36:20 It's time to start cleaning up this mess... 43:00 Trying to pay for 4 kids' college... 50:09 It's time to get back on track! 59:16 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 05:10 She will never be able to retire 07:20 Her ex-husband destroyed her credit!! 09:45 Income decreasing?? 12:20 Checking account and ODD mortgage with her parents 14:14 Credit cards and spending (more troubles with her ex) 17:52 Most stressful way to manage money ever! 20:28 Savings losing her money? 25:00 Starting over on retirement at 45 because of ex!! 32:58 PAY OFF THE CAR DEBT TODAY 33:48 Credit score recovery 36:20 It's time to start cleaning up this mess... 43:00 Trying to pay for 4 kids' college... 50:09 It's time to get back on track! 59:16 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3959</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[86e6729b-294e-4192-9250-ef51d6bfc814]]></guid>
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    </item>
    <item>
      <title>25-Year-Old Borrowing Terrible Debt For Her BOYFRIEND!</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 01:08 Drowning in debt from the past 03:38 Checking accounts and where money goes 04:53 He's trying to correct her budget 06:50 Checking accounts continued 08:09 Random savings? 09:23 TERRIBLE CREDIT CARD DEBT 12:42 Retirement... with 1.8% interest... 15:13 $18,923 CRAZY DEBT 17:00 Going to school all of a sudden??? 19:48 Control your money! 21:48 IT'S TIME TO GET REAL 22:55 DEBT ON A CAR FOR HER BOYFRIEND!!!! 26:20 IT'S TIME TO GET REAL p2 32:48 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Mon, 12 Jun 2023 18:00:00 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>10</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 01:08 Drowning in debt from the past 03:38 Checking accounts and where money goes 04:53 He's trying to correct her budget 06:50 Checking accounts continued 08:09 Random savings? 09:23 TERRIBLE CREDIT CARD DEBT 12:42 Retirement... with 1.8% interest... 15:13 $18,923 CRAZY DEBT 17:00 Going to school all of a sudden??? 19:48 Control your money! 21:48 IT'S TIME TO GET REAL 22:55 DEBT ON A CAR FOR HER BOYFRIEND!!!! 26:20 IT'S TIME TO GET REAL p2 32:48 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 01:08 Drowning in debt from the past 03:38 Checking accounts and where money goes 04:53 He's trying to correct her budget 06:50 Checking accounts continued 08:09 Random savings? 09:23 TERRIBLE CREDIT CARD DEBT 12:42 Retirement... with 1.8% interest... 15:13 $18,923 CRAZY DEBT 17:00 Going to school all of a sudden??? 19:48 Control your money! 21:48 IT'S TIME TO GET REAL 22:55 DEBT ON A CAR FOR HER BOYFRIEND!!!! 26:20 IT'S TIME TO GET REAL p2 32:48 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>2359</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[032f5cc4-bcee-4a7c-9ca2-5fec635cba39]]></guid>
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    </item>
    <item>
      <title>52 Year Old Has $0 And Is Stuck In A Pyramid Scheme</title>
      <description>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job (what job?) and income (what income???) 04:09 Starting a new business (pyramid scheme...) 05:44 From making millions to having $0 to his name 09:18 You have NO MONEY!!!! 14:12 Dying with $0 17:00 losing a ton of money on a job 19:26 WAIT, NEGATIVE MONEY?! 23:55 Collections and terrible credit score 30:27 Pyramid scheme p.2 35:00 Being evicted from their house 38:18 Hidden debts... 39:09 Pyramid scheme p.3 43:57 Are you going to survive?! 47:35 I'm terrified for your future... 51:33 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Thu, 08 Jun 2023 17:32:51 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>6</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job (what job?) and income (what income???) 04:09 Starting a new business (pyramid scheme...) 05:44 From making millions to having $0 to his name 09:18 You have NO MONEY!!!! 14:12 Dying with $0 17:00 losing a ton of money on a job 19:26 WAIT, NEGATIVE MONEY?! 23:55 Collections and terrible credit score 30:27 Pyramid scheme p.2 35:00 Being evicted from their house 38:18 Hidden debts... 39:09 Pyramid scheme p.3 43:57 Are you going to survive?! 47:35 I'm terrified for your future... 51:33 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job (what job?) and income (what income???) 04:09 Starting a new business (pyramid scheme...) 05:44 From making millions to having $0 to his name 09:18 You have NO MONEY!!!! 14:12 Dying with $0 17:00 losing a ton of money on a job 19:26 WAIT, NEGATIVE MONEY?! 23:55 Collections and terrible credit score 30:27 Pyramid scheme p.2 35:00 Being evicted from their house 38:18 Hidden debts... 39:09 Pyramid scheme p.3 43:57 Are you going to survive?! 47:35 I'm terrified for your future... 51:33 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
      </content:encoded>
      <itunes:duration>3540</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <guid isPermaLink="false"><![CDATA[958a8a40-766f-4e7a-94f8-aeb121bfa05d]]></guid>
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    </item>
    <item>
      <title>Immature 24 Year Old Doesn't Care If She Dies In Poverty</title>
      <description>Check out these fun things:  Patreon: https://www.patreon.com/calebhammer  My socials: https://linktr.ee/calebhammer  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________  Timestamps:  00:00 Job and income 03:00 Stopped going to college... 05:17 Do you want to be a server for the rest of your life?! 08:31 No plans to survive ... 09:45 Car debt, through her ex!! 12:30 Checking account and hidden debts 15:18 Credit cards and a lot of spending 19:22 Credit score 22:15 She refuses to act like an adult... 26:00 You're acting like an immature child! 28:00 You need to turn your life around... 30:00 You are SUCH A CHILD!!! 31:09 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Jun 2023 19:46:26 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>3</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things:  Patreon: https://www.patreon.com/calebhammer  My socials: https://linktr.ee/calebhammer  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________  Timestamps:  00:00 Job and income 03:00 Stopped going to college... 05:17 Do you want to be a server for the rest of your life?! 08:31 No plans to survive ... 09:45 Car debt, through her ex!! 12:30 Checking account and hidden debts 15:18 Credit cards and a lot of spending 19:22 Credit score 22:15 She refuses to act like an adult... 26:00 You're acting like an immature child! 28:00 You need to turn your life around... 30:00 You are SUCH A CHILD!!! 31:09 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things:  Patreon: https://www.patreon.com/calebhammer  My socials: https://linktr.ee/calebhammer  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________  Timestamps:  00:00 Job and income 03:00 Stopped going to college... 05:17 Do you want to be a server for the rest of your life?! 08:31 No plans to survive ... 09:45 Car debt, through her ex!! 12:30 Checking account and hidden debts 15:18 Credit cards and a lot of spending 19:22 Credit score 22:15 She refuses to act like an adult... 26:00 You're acting like an immature child! 28:00 You need to turn your life around... 30:00 You are SUCH A CHILD!!! 31:09 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>2291</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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      <title>Dropping Out Of School To Become An Actor Making $0</title>
      <description>Check out these fun things:  Patreon: https://www.patreon.com/calebhammer  My socials: https://linktr.ee/calebhammer  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________  Timestamps:  00:00 Are you even making money? 03:45 How are you even surviving?  04:55 Not paying taxes... 07:40 Can you actually become an actor?? 09:19 Dropping out of college... 12:58 Overdrafting his checking account! 19:02 You can't afford to not work!!! 21:53 Credit score and limits 24:00 Not prepared for an emergency 25:30 Not willing to sacrifice for his well-being at all 30:00 What are you going to do after the 99.9% chance you don't make it? 33:24 WORK A JOB! 34:20 Getting a degree and having a career  36:12 You choose wants over needs... 40:00 Closing your brain off to critical thinking! 41:42 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</description>
      <pubDate>Wed, 07 Jun 2023 19:28:41 -0000</pubDate>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:season>1</itunes:season>
      <itunes:episode>2</itunes:episode>
      <itunes:author>Caleb Hammer</itunes:author>
      <itunes:subtitle/>
      <itunes:summary>Check out these fun things:  Patreon: https://www.patreon.com/calebhammer  My socials: https://linktr.ee/calebhammer  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________  Timestamps:  00:00 Are you even making money? 03:45 How are you even surviving?  04:55 Not paying taxes... 07:40 Can you actually become an actor?? 09:19 Dropping out of college... 12:58 Overdrafting his checking account! 19:02 You can't afford to not work!!! 21:53 Credit score and limits 24:00 Not prepared for an emergency 25:30 Not willing to sacrifice for his well-being at all 30:00 What are you going to do after the 99.9% chance you don't make it? 33:24 WORK A JOB! 34:20 Getting a degree and having a career  36:12 You choose wants over needs... 40:00 Closing your brain off to critical thinking! 41:42 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices</itunes:summary>
      <content:encoded>
        <![CDATA[Check out these fun things:  Patreon: https://www.patreon.com/calebhammer  My socials: https://linktr.ee/calebhammer  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________  Timestamps:  00:00 Are you even making money? 03:45 How are you even surviving?  04:55 Not paying taxes... 07:40 Can you actually become an actor?? 09:19 Dropping out of college... 12:58 Overdrafting his checking account! 19:02 You can't afford to not work!!! 21:53 Credit score and limits 24:00 Not prepared for an emergency 25:30 Not willing to sacrifice for his well-being at all 30:00 What are you going to do after the 99.9% chance you don't make it? 33:24 WORK A JOB! 34:20 Getting a degree and having a career  36:12 You choose wants over needs... 40:00 Closing your brain off to critical thinking! 41:42 Hammer Financial Score  ---   Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices<p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>]]>
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      <itunes:duration>2905</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
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