In this episode, we discuss how Ben and his wife paid off $80,000 of debt in just two years, increased their household income from $110,000 to more than $250,000, and built a seven figure investment portfolio while raising two young daughters.

We explore the power of tracking your net worth, investing in low cost index funds, and staying focused during the “messy middle” of family life. We also talk about why supply chain careers can be lucrative, how generosity plays a role in their financial plan, and why discipline matters more than motivation when building wealth.

If you want practical guidance on increasing your income, growing your investments, and building long term family wealth, this episode is for you.

Want to build wealth and design a life around what matters most? Grab my book Own Your Time: https://marriagekidsandmoney.com/book

In This Episode You’ll Learn:

• How Ben and his wife paid off $80,000 of debt in two years
• Why increasing your income accelerates wealth building
• How they grew their net worth to $1.8 million by age 34
• Their simple low cost index fund investing strategy
• Why tracking your net worth monthly matters
• How generosity and intentional living fit into their financial plan

Resources Mentioned:

• Monarch Money to track your net worth: https://marriagekidsandmoney.com/monarchmoney
• Leave a voicemail for the show: https://marriagekidsandmoney.com/voicemail

Podcast Credits:
Host: Andy Hill
Editor: Johnny Sohl
Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we talk with Bo Hanson, co-host of The Money Guy Show and partner/co-founder of Abound Wealth Management, about where Coast FIRE can go wrong and how families can avoid common mistakes.

Bo shares why conservative assumptions matter, how lifestyle inflation can change your Coast FIRE numbers, and why it’s important to know what you’re actually moving toward before you take your foot off the gas. We also discuss marriage, kids, tax diversification, burnout, and how to build a financial plan that supports a fulfilling life today and tomorrow.

RESOURCES

• The Money Guy Show – Free financial resources, calculators, and educational content from Bo Hanson and the Money Guy team.
• Marriage Kids and Money – Connect with Andy Hill and explore family finance resources.

HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s listener, Chris, is in that exact spot.

At 36 years old with $860,000 invested, two young kids, and a strong financial foundation, he’s done the math. He knows he’s on track. But mentally, he can’t shake the feeling that if he stops investing, he’s falling behind.

In this episode, we break down a 5-step approach to confidently step into Coast FIRE and start reclaiming your time today:

• Why this isn’t a math problem — it’s a belief problem
• How to validate your Coast FIRE number
• The mindset shift from money investing → time investing
• Why you don’t have to stop… just step down
• How to use your financial freedom to improve your family life now

Then, in the second half of the episode, we are joined by financial planner and author Jamie Bosse to discuss how to raise financially confident kids:

• When to start teaching kids about money
• Simple ways to introduce investing to tweens and teens
• The best account options for kids (UTMA, Roth IRA, 529s & more)
• How to guide kids away from speculation and toward long-term investing

If you’ve ever thought, “I know I have enough… but I can’t slow down,” or you want to raise financially savvy kids — this episode is for you.

📘 Investing for Tweens by Jamie Bosse
https://amzn.to/41Q4lev

📘 Own Your Time by Andy Hill
https://marriagekidsandmoney.com/book

🎤 Leave a question for the show
https://marriagekidsandmoney.com/voicemail

Instagram: @marriagekidsandmoney LinkedIn: @AndyHillMKM

Podcast Credits: Host: Andy Hill

Guest: Jamie Bosse Editor: Johnny Sohl

Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Abhi shares how he went from a traditional employee mindset to accelerating his income through strategic job changes and multiple streams of income. After moving to the United States from India, he leaned into opportunity, developed new skills, and embraced discomfort to grow both professionally and financially.

We talk about how he and his wife work together as a team, combining his corporate career in software engineering with her creative business to increase their household income. Abhi also breaks down how real estate became the foundation of his wealth, including buying fixer uppers, building rental income, and scaling his portfolio across multiple states.

If you are looking to grow your income, invest in real estate, or build generational wealth for your family, this conversation offers both practical strategies and inspiring perspective.

Want to build wealth and design a life around what matters most? Grab my book Own Your Time: https://marriagekidsandmoney.com/book

In This Episode You’ll Learn:

• How Abhi built a $1.3 million net worth by 38
• Why switching jobs can accelerate your income growth
• How side hustles can add significant income over time
• The basics of buying and renting out fixer upper properties
• How to think about generational wealth and financial independence
• The mindset shift from employee to wealth builder

Resources Mentioned:

• Divine Studio Henna Business: https://divine-studio.net
• Monarch Money to track your net worth: https://marriagekidsandmoney.com/monarchmoney
• Leave a voicemail for the show: https://marriagekidsandmoney.com/voicemail

Podcast Credits:
Host: Andy Hill Editor: Johnny Sohl

Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we sit down with personal finance educator Liz Enriquez from Ambitious Adulting to discuss how she and her husband reached Coast FIRE with nearly $1 million invested by age 35. We break down the habits, mindset, and income strategies that helped them build wealth over nearly two decades, starting with small contributions and growing into a powerful investing system.

Liz shares how growing up in an immigrant household shaped her money mindset, why she focused on maintaining a high savings rate early on, and how multiple income streams accelerated their progress. We also dive into the Canadian investing landscape, including TFSAs, RRSPs, and how to think about diversification across accounts.

Now that they’ve reached Coast FIRE, Liz opens up about the emotional side of slowing down, reducing their savings rate, and designing a more flexible lifestyle. From her husband leaving a high-stress job to work part-time at a pizza shop to prioritizing time with their son, this conversation highlights what life can look like when your investments are working for you.

If you’re working toward financial independence or wondering what happens after you hit your number, this episode will give you both the strategy and the perspective to keep going.

Resources & Links

Ambitious Adulting (Liz Enriquez): https://www.instagram.com/ambitiousadulting/
Coast FIRE Calculator: https://marriagekidsandmoney.com/calculators/coast-fire/
Own Your Time (Andy’s Book): https://marriagekidsandmoney.com/book

Credits

Host: Andy Hill Editor: Johnny Sohl

Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

We discuss why overworking has become so common, how it affects our mental and physical well-being, and what practical steps you can take to regain control. Guy shares simple, science-backed strategies to help you set boundaries, quiet your mind after work, and reconnect with the parts of your life that matter most.

If you’ve ever felt like work is crowding out everything else, this conversation will help you reset, refocus, and build a healthier relationship with your time. Learn more in Guy’s latest book, Mind Over Grind → https://amzn.to/48zLic2

RESOURCES

• Own Your Time – Order my first book today!
• MKM Coaching – Get 1-on-1 support with your family finance journey.
• Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement.
• Mortgage Payoff Calculator – See how fast you can become mortgage free.
• YouTube – Subscribe for free to watch videos of episodes and interviews.

GUEST RESOURCE

• Mind Over Grind by Guy Winch – Break free from overwork and reclaim your time.

HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS
Editor: Johnny Sohl
Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we explore one of life’s most personal decisions: whether to grow your family. We walk through a thoughtful 7-step framework to help you and your partner decide if a third child is right for you—covering emotional readiness, relationship strength, finances, and the value of time.

Then, we’re joined by educator and author Shelley Branine to talk about how families can avoid student loan debt. We dive into why college costs have skyrocketed and how strategies like dual enrollment can help students earn college credits in high school—often at little to no cost.

If you’re thinking about expanding your family or planning for your child’s education, this episode will give you clarity, confidence, and practical next steps.

Resources and Links 📚

📖My new book, "Own Your Time" 

https://marriagekidsandmoney.com/ownyourtimeamazon

📞Voicemail for Questions: Leave a voicemail at ⁠marriagekidsmoney.com/voicemail⁠ to have your question answered on the show!

💻 Sponsors and Additional Resources

⁠⁠https://marriagekidsandmoney.com/resources⁠⁠

👉Connect with me on social media:

LinkedIn: ⁠AndyHillMKM⁠

Instagram: ⁠MarriageKidsAndMoney⁠

CREDITS

Editor: Johnny Sohl

Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

Scott, founder of Magnetic Real Estate and author of The Pursuit of Home, shares why so many buyers feel stuck and how to overcome that fear with the right preparation and mindset. We discuss how to save for a down payment, get pre-approved, choose the right real estate agent, and navigate the emotional side of buying a home as a couple.

If you’ve been sitting on the sidelines wondering when to buy or how to start, this episode will help you take your next step toward homeownership with clarity and confidence.

RESOURCES

• Andy Hill's book Own Your Time

  The Pursuit of Home (Book) – Scott Harris’ guide to navigating the home buying journey.

HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we sit down with certified financial educator Suzy May to discuss how she and her husband reached Coast FIRE with $900,000 invested before age 40. We talk about how starting early, maintaining a strong savings rate, and investing consistently allowed their portfolio to grow to a point where they no longer need to aggressively contribute to retirement.

Suzy shares how Coast FIRE has given their family the freedom to slow down, work less, and design a life filled with travel, flexibility, and meaningful time with their kids. We also discuss the emotional shift that happens when you move from wealth building to wealth enjoying and how families can define success beyond the numbers.

If you’ve ever wondered what happens after you build a strong investment foundation, this conversation will give you a real-life look at how Coast FIRE can create more options for your family.

Carpe Diem!

Resources & Links

Own Your Time (Andy’s book): https://marriagekidsandmoney.com/book
Suzy May Website: https://suzymaywander.com
Wander World School Podcast: www.wanderworldschool.com
Monarch Money: https://marriagekidsandmoney.com/monarchmoney

Credits

Host: Andy Hill
Editor: Johnny Sohl

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we break down how they built wealth starting with a modest income, avoided lifestyle inflation, and reached financial independence in their 30s. Kristy and Bryce share how their $1 million portfolio doubled while they were retired, how geographic arbitrage helped them control spending, and why investing early matters more than earning a six figure salary.

We also talk about becoming parents after reaching FI, the real cost of raising a child, and how marketing pressures families into overspending. If you have ever worried that kids will derail your financial goals, this conversation will challenge that narrative.

Most importantly, Kristy and Bryce explain how financial independence gave them the ultimate gift, time, especially during one of the most difficult seasons of their lives.

Want to build wealth and design a life around what matters most? Grab my book Own Your Time: https://marriagekidsandmoney.com/book

In This Episode You’ll Learn:

• How they reached $1 million in their 30s and grew it to $2.9 million

• Why avoiding lifestyle inflation accelerates wealth building

• The difference between investable assets and home equity

• How travel helped lower their annual expenses

• The real cost of raising a child

• Why financial independence is about buying back your time

Resources Mentioned:

• Parent Like a Millionaire Without Being One: https://amzn.to/4rbbKPM

• Millennial Revolution Blog: https://www.millennial-revolution.com

• Free Investment Workshop: https://www.millennial-revolution.com/investworkshop

• Monarch Money to track your net worth: https://marriagekidsandmoney.com/monarchmoney

• Leave a voicemail for the show: https://marriagekidsandmoney.com/voicemail

Podcast Credits:
Host: Andy Hill
Editor: Johnny Sohl

Carpe Diem!

Learn more about your ad choices. Visit megaphone.fm/adchoices

After finally reading my new book Own Your Time, she shares her honest and emotional reaction including the chapter that made her cry. We talk about the embarrassment of discussing money, the tension we felt during our debt payoff journey, and what it really takes to pursue financial independence as a married couple.

Nicole opens up about growing up with money insecurity, why sharing our financial story felt vulnerable, and how we found a healthier middle ground on our path to time freedom. We also discuss why money should not be taboo, how to avoid pushing your spouse too far in the pursuit of financial independence, and what wealth truly feels like today.

If you are in the messy middle of career, kids, and financial stress, this conversation is for you.

Resources Mentioned

Own Your Time by Andy Hill
https://marriagekidsandmoney.com/book

Leave us a voicemail for a future episode
https://marriagekidsandmoney.com/voicemail

Learn more about your ad choices. Visit megaphone.fm/adchoices

Brad Barrett retired in 2015 at age 35 after a 13 year career as an accountant. Since then, he’s spent the last decade experimenting with early retirement, building ChooseFI into one of the largest personal finance podcasts in the world, and refining what a meaningful life actually looks like after financial independence.

In this episode, Brad shares what pushed him toward financial independence, the key financial decisions that accelerated his path, and the surprising lessons he’s learned after 10+ years of optional work. We also talk about balance, identity, intentional living, and why some people stay one more year longer than they need to.

If you’re pursuing financial independence or wondering what life really looks like on the other side, this conversation will challenge you to think deeper about time, money, and what truly matters.

Want to build wealth and design a life around what matters most? Grab my book Own Your Time: https://marriagekidsandmoney.com/book

In This Episode You’ll Learn:

• Why Brad started pursuing financial independence in his 20s

• The financial decisions that helped him retire at 35

• How to think differently about spending and intentionality

• What early retirement is really like after the honeymoon phase

• Why “one more year” can cost more than you think

Resources Mentioned:

• ChooseFI Podcast: https://choosefi.com

• ChooseFI Local Groups: https://choosefi.com/local

• Monarch Money (track your net worth): https://marriagekidsandmoney.com/monarchmoney

• Leave a voicemail for the show: https://marriagekidsandmoney.com/voicemail

Podcast Credits:
Host: Andy Hill Editor: Johnny Sohl

Carpe Diem.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Justin shares how growing up with a scarcity mindset shaped his financial habits, why tracking your net worth changes everything, and the simple total stock market index fund strategy that fueled his growth. If you’ve ever felt behind financially or wondered whether financial independence is possible for you, this conversation will give you both tactical steps and mindset shifts.

Want to build wealth and design a life around what matters most? Check out my book Own Your Time: https://marriagekidsandmoney.com/book

In This Episode You’ll Learn:

• How Justin built a $2.8 million net worth by 35

• His simple index fund investing approach

• The income journey from military to corporate

• What early retirement actually looks like

• How to overcome a scarcity mindset

Resources Mentioned:

• The Financial Independence Show: https://thefishow.com/

• Saving Sherpa: https://saving-sherpa.com/

• Monarch Money (track your net worth): https://marriagekidsandmoney.com/monarchmoney

• Leave a voicemail for the show: https://marriagekidsandmoney.com/voicemail

Podcast Credits:
Host: Andy Hill
Editor: Johnny Sohl
Artwork: Kayli Johnson

Learn more about your ad choices. Visit megaphone.fm/adchoices

We also discuss the tension between saving and enjoying life today, especially while managing the realities of family expenses. Along the way, we highlight the importance of financial education and staying flexible as plans evolve.

If you’ve ever wondered whether you’re starting too late, unsure how to balance today’s needs with tomorrow’s goals, or questioning what financial independence really looks like, then this episode is for you.

00:00 The Importance of Saving and Compound Interest

02:58 Achieving Coast Fire: Jesse's Journey

06:02 Understanding Investments and Financial Education

09:01 Income Growth and Financial Decisions

11:57 Balancing Spending and Budgeting

14:57 Managing Family Expenses and Lifestyle Inflation

18:03 The Flexibility of Financial Planning

20:54 Generational Wealth and Parenting Perspectives

24:04 Future Goals and Family Focus

27:11 Key Takeaways for Financial Success

Resources and Links 📚

📖My new book, "Own Your Time" 

https://marriagekidsandmoney.com/book

🎙️ Jesse Cramer's podcast:

Personal Finance for Long Term Investors

💻 Jesse Cramer's blog: 

⁠Best Interest Blog⁠

💻 Sponsors and Additional Resources

https://marriagekidsandmoney.com/resources

📞Voicemail for Questions:

Leave a voicemail at marriagekidsmoney.com/voicemail to have your question answered on the show!

👉Connect with me on social media:

LinkedIn: Andy Hill, MKM

Instagram and Facebook: MarriageKidsAndMoney

Credits

Editor: Johnny Sohl

Podcast Artwork: Kayli Johnson

Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we sit down with Lee Benson, author of Value Creation Kid, to talk about turning everyday responsibilities into growth opportunities. Lee shares how chores, family meetings, and shared decision making can create a culture of leadership, accountability, and value creation at home.

We wrap things up with practical steps families can take today, including involving kids in financial decisions and setting clear expectations that foster independence. Whether you are raising preschoolers or teens, this episode will help you shift from protecting to preparing your kids for life.

Visit dinnertable.com to learn more about building a value driven family culture.

CHAPTERS 🎧

0:00 - Introduction and Guest Welcome
1:33 - Why Parents Avoid Struggle
3:18 - Healthy vs. Unhealthy Struggles
5:04 - Lee Benson's Personal Story
9:04 - Connecting with Kids on Values
10:34 - Family Meetings and Leadership
13:30 - The Role of Family Dinners
16:09 - Running the Household as a Team
19:51 - Chores, Allowances, and Money Mindset
24:32 - Conclusion and Call to Action

Resources and Links 📚

📖My new book, "Own Your Time" 

https://marriagekidsandmoney.com/ownyourtimeamazon

💻 Sponsors and Additional Resources

https://marriagekidsandmoney.com/resources

📞Voicemail for Questions: Leave a voicemail at marriagekidsmoney.com/voicemail to have your question answered on the show!

👉Connect with me on social media:

LinkedIn: AndyHillMKM

Instagram and Facebook: MarriageKidsAndMoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Next, we sit down with Anthony Rojas from Georgia for our Net Worth Win segment. Anthony shares how his family built an $868,000 net worth by age 39, the financial lessons shaped by his upbringing, and how he and his wife are using money to create stability, generosity, and meaningful experiences for their growing family.

We wrap things up with a Money Quiz featuring Calvin. Together, we test his knowledge on net worth, investing, and YouTube monetization so kids and parents can learn and play along together.

Chapters 🎧

0:00 Introduction and Episode Overview 

1:29 Listener Question from Liz 

2:51 Tax Buckets Explained 

11:52 Anthony Rojas's Net Worth Journey 

21:38 Building Generational Wealth 

31:03 Money Quiz with Calvin Hill 

Resources and Links 📚

📖My new book, "Own Your Time" 

https://marriagekidsandmoney.com/ownyourtimeamazon

📞Voicemail for Questions: Leave a voicemail at marriagekidsmoney.com/voicemail to have your question answered on the show!

🎙️Anthony Rojas's Podcast: Listen to Anthony's podcast, Unknown Variables

🍑Nectarine Financial Advisors: Recommended for advice-only financial planning. Visit marriagekidsmoney.com/Nectarine for more information.

💻 Sponsors and Additional Resources

⁠https://marriagekidsandmoney.com/resources⁠

👉Connect with me on social media:

LinkedIn: AndyHillMKM

Instagram and Facebook: MarriageKidsAndMoney

Credits

Editor: Johnny Sohl

Podcast Artwork: Kayli Johnson

Learn more about your ad choices. Visit megaphone.fm/adchoices

We cover how to effectively use 401(k)s, Roth IRAs, HSAs, and taxable accounts together, plus key tactics like the Rule of 55, Roth conversions, and tax arbitrage that can dramatically lower your lifetime tax rate. Sean makes complex tax planning simple and actionable for anyone pursuing FIRE.

Whether you’re just starting your wealth-building journey or planning an early retirement, this episode delivers practical strategies to grow wealth faster and design a flexible, purpose-driven financial future.

CHAPTERS 🎧

00:00 – Welcome & Episode Overview

01:10 – Best Accounts for Early Retirement

02:45 – Why Traditional 401(k)s Still Matter

04:55 – Accessing Retirement Money Before 59½

07:10 – Roth IRAs for Early Retirement Flexibility

11:45 – Using Taxable Accounts to Retire Early

14:10 – Tax Rate Arbitrage & Keeping Taxes Low

18:45 – HSAs, ACA Planning, and Early Retirement

23:10 – Financial Independence with Purpose

26:00 – Net Worth Win: $4.8M by Age 29

27:45 – Cody Berman’s FIRE Origin Story

32:00 – Quitting Corporate & Scaling Income Fast

37:00 – Building Multiple Income Streams

41:45 – Net Worth & Asset Breakdown

46:25 – Debt, Risk, and Long-Term Wealth Strategy

50:55 – Spending, Lifestyle, and Life After FI

52:55 – Advice for Your 20s & Getting Started

55:00 – Final Thoughts & Where to Connect

Resources and Links 📚

My new book, "Own Your Time" - https://marriagekidsandmoney.com/book

Sponsors and Additional Resources

https://marriagekidsandmoney.com/resources

FI Tax Guy (Sean’s blog & tax planning resources): https://fitaxguy.com/

Cody Berman’s official site (passive income guides & resources): https://codydberman.com/

The Financial Independence Show (podcast by Cody Berman & Justin Taylor): https://podcasts.apple.com/us/podcast/the-financial-independence-show/id1434155196

Gold City Ventures (Cody’s company focused on passive income and online business): https://goldcityventures.com/

Gold City Ventures on YouTube: https://www.youtube.com/c/goldcityventures

Credits

Editor: Johnny Sohl

Podcast Artwork: Kayli Johnson

NOTE:

The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Andy and Marriage Kids and Money do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

We're joined by Mike English, who shares his real-life path to reaching Coast FIRE in his 30s and what that decision changed about his life and priorities. Plus, Calvin joins Andy and hops on the mic for a fun and meaningful conversation about why investing early actually matters. They talk investment strategies, financial independence, and how to think long-term about building wealth that lasts.

If you’ve ever wondered whether you’re saving enough, questioned the pressure to grind forever, or thought about what kind of money story you want your kids to grow up with, this episode might shift how you think about the road to financial freedom.

Chapters 🎧

00:00 Introduction to Coast Fire

01:15 Understanding Coast Fire by Age 30, 40, and 50

12:08 Interview with Mike English: Achieving Coast Fire

34:04 Good Word with Calvin: Celebrating Financial Literacy

Resources and Links 📚

My new book, "Own Your Time" - https://marriagekidsandmoney.com/ownyourtimeamazon

Try our FREE Coast FIRE Calculator 📱

https://marriagekidsandmoney.com/calculators/coast-fire/

Sponsors and Additional Resources

https://marriagekidsandmoney.com/resources

Credits

Editor: Johnny Sohl

Podcast Artwork: Kayli Johnson

Learn more about your ad choices. Visit megaphone.fm/adchoices

Larry shares how to interrupt that drift and become more intentional at home, strengthen your marriage, and build deeper connections with your kids. We also dive into practical habits, mindset shifts, and simple actions dads can take right now to create a more fulfilling family life.

If you’re a husband or father who wants to show up better for the people who matter most, this conversation is for you.

Resources and Links 📚

The Dad Edge: https://thedadedge.com/

Larry's New Book : The Pursuit of Legendary Fatherhood

https://amzn.to/3Zgszx2

My new book, "Own Your Time" - https://marriagekidsandmoney.com/ownyourtimeamazon

Sponsors and Additional Resources

https://marriagekidsandmoney.com/resources

Credits

Editor: Johnny Sohl

Podcast Artwork: Kayli Johnson

Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s episode, I sit down with Blake Edwards from Georgia, who has built an $865,000 net worth by age 31. Blake breaks down how intentional income growth, living below their means, and staying aligned as a couple helped accelerate their wealth. He also shares a transparent look at his family’s assets, approach to generosity, and what generational wealth really means to him beyond the numbers.

I wrap up with a Money Quiz, testing my son Calvin on Stranger Things revenue, compound interest, and the gap between race prizes and investment returns.

If you want real-life inspiration and practical proof that calm, consistent investing works, even with a busy family and W-2 jobs, this episode will encourage you to stay the course and keep moving forward.

Chapters 🎧

0:00 Intro

1:19 Hannah's Question: Getting Started with Investing

11:49 Meet Blake Edwards

12:32 Blake's Motivation for Building Wealth

14:03 Partnership and Shared Values

15:54 Career Trajectory and Income Growth

18:58 Asset Breakdown: Where the Money Is

20:28 Getting Started: The Roth IRA Journey

23:48 Liabilities: The Mortgage Decision

26:14 Generational Wealth and Values

28:31 Future Goals and Dreams

30:04 The Power of Giving

31:25 Advice: Intentionality and Education

33:57 Building Quiet Wealth with W2 Jobs

35:29 Money Quiz: Calvin's Financial Education

Resources 📚

Own Your Time

https://marriagekidsandmoney.com/book

Track Your Spending and Net Worth with Monarch Money

https://marriagekidsandmoney.com/monarchmoney

Coast FIRE Calculator

https://marriagekidsandmoney.com/calculators/coast-fire/

HOW WE MAKE MONEY + DISCLAIMER ⚠️

This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.

Opinions are our own.

Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.

Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

Credits 🎙️

Podcast Artwork: Kayli Groves Johnson

Editor: Johnny Sohl

Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s episode, Anders Skagerberg shares how he and his wife reached Coast FIRE in their early thirties and made the intentional decision to downshift. Instead of continuing to save aggressively, they chose to prioritize time, flexibility, and family while letting compound growth work in the background. Anders explains what Coast FIRE really looks like in real life and how it gave his family options instead of pressure.

This episode is part of our Best of MKM series and was originally recorded in 2023. A short clip from this conversation took off on YouTube, so we decided to bring you the full story. Anders breaks down his Coast FIRE numbers, the accounts he uses, how he and his wife communicate about money, and why taking the Coast FIRE exit does not have to be permanent.

If you are Coast FIRE curious or wondering whether you can have both freedom today and security tomorrow, this conversation will help you think differently about what is possible.

CHAPTERS 🎧
0:00 Intro
0:41 Meet Anders Skagerberg
2:08 Coast FIRE Five
3:06 Retirement projections
4:41 Current household spending
5:43 What motivated Anders to start investing
6:46 Lessons from the Great Financial Crisis
9:02 How their investments are structured
10:43 Why tax diversification matters
11:50 How they communicate about money as a couple
13:03 Taking the Coast FIRE exit
15:12 Life after downshifting
16:30 One step to start your Coast FIRE journey
17:14 Where to find Anders online

RESOURCES 📚
Own Your Time
https://marriagekidsandmoney.com/book

Track Your Spending and Net Worth with Monarch Money
https://marriagekidsandmoney.com/monarchmoney

Coast FIRE Calculator
https://marriagekidsandmoney.com/calculators/coast-fire/

HOW WE MAKE MONEY + DISCLAIMER ⚠️
This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.
Opinions are our own.
Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

CREDITS 🎙️
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl

Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s episode, Joshua Weekley shares how he and his wife built a net worth of nearly $1 million by age 35 without extreme deprivation or risky bets. Instead of chasing shortcuts, Joshua focused on consistent habits, automation, and learning how to control his money so it could support the life he wanted with his family.

This episode is part of our Best of MKM series and was originally released last year. It quickly became one of our most popular and highly viewed interviews because of its honesty, relatability, and practical approach to wealth building. Joshua opens up about growing up around money stress, learning from what his parents did and did not do with finances, and why net worth became a powerful motivator for reclaiming his time.

He also breaks down exactly where his money is today, including home equity, retirement accounts, brokerage investments, and cash. Most importantly, he explains why wealth is built milestone by milestone, not overnight.

If you are working toward your first $1,000 emergency fund or closing in on your first million, this conversation is a powerful reminder that every step forward matters.

CHAPTERS 🎧
0:00 Intro
0:20 Why milestones matter more than a million
1:46 Joshua’s motivation for building wealth
2:58 Income journey from serving to engineering
3:50 Household income growth over time
4:06 Net worth breakdown at nearly $1 million
4:45 Investing vs saving early on
5:51 Avoiding analysis paralysis with automation
6:36 Current debts and mortgage balance
7:26 Tracking net worth after Mint
8:49 Generational wealth plans for his kids
10:07 Teaching money skills over inheritance
10:55 How wealth created more family experiences
12:19 Advice for getting started from zero
13:45 Why emergency funds are a major milestone
14:35 How to connect with Joshua

RESOURCES 📚
Own Your Time
https://marriagekidsandmoney.com/book

Track Your Spending and Net Worth with Monarch Money
https://marriagekidsandmoney.com/monarchmoney

Mortgage Free Payoff Calculator
https://marriagekidsandmoney.com/calculators/mortgage-payoff/

HOW WE MAKE MONEY + DISCLAIMER ⚠️
This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.
Opinions are our own.
Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

CREDITS 🎙️
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl

Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s episode, Ken and Mary Okoroafor from The Humble Penny share how they became mortgage free in one of the most expensive cities in the world: London. They paid off the equivalent of nearly $475,000 in just seven years, and the ripple effects changed everything. Ken and Mary open up about the peace of mind they gained, how their work and family life transformed, what mortgage freedom made possible for their children, and why this choice unlocked a new lifestyle filled with flexibility, purpose, and joy.

This Best of MKM conversation is one of the most inspiring mortgage free stories we have ever featured. If you want to eliminate stress, design a more intentional family life, and build generational wealth with confidence, this episode will light a fire under you.

CHAPTERS 🎧
0:00 Intro
0:34 Meet Ken and Mary Okoroafor
1:50 Mortgage Free Three
2:40 Why they became mortgage free
4:10 How cost of living shaped their decisions
5:43 How they paid off their mortgage in seven years
8:03 Living on one income and side hustles
9:41 Cutting costs and intentional lifestyle choices
10:51 Working together as a couple
12:39 Celebrating the mortgage free moment
15:26 How their work life changed
18:14 What life looks like today
20:11 Why this freedom would not be possible with a mortgage
21:58 Generational wealth and their children
24:20 Being present as parents
26:00 Their book Financial Joy
27:00 Where to find The Humble Penny

RESOURCES 📚
Own Your Time
https://marriagekidsandmoney.com/book

Track Your Spending and Net Worth with Monarch Money
https://marriagekidsandmoney.com/monarchmoney

Mortgage Free Payoff Calculator
https://marriagekidsandmoney.com/calculators/mortgage-payoff/

The Humble Penny
https://thehumblepenny.com

Financial Joy Book
https://amzn.to/48jWREN

The Humble Penny YouTube Channel
https://www.youtube.com/thehumblepenny

HOW WE MAKE MONEY + DISCLAIMER ⚠️
This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.
Opinions are our own.
Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

CREDITS 🎙️
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl

Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s episode, Marko Zlatic from Whiteboard Finance shares how he and his wife reached Coast FIRE in their mid-thirties with over $730,000 invested. Marco breaks down the exact moves that got them there, from early investing habits to their simple index fund strategy to building a life that blends ambition with balance. He also opens up about parenting, marriage, culture, and why he believes Coast Fire is the most realistic financial independence path for families.

This Best of MKM episode earned more than 40,000 YouTube views when it first aired, and for good reason. It is transparent, motivating, and packed with actionable takeaways for anyone aiming to build wealth while still enjoying life today.

CHAPTERS 🎧
0:00 Intro
0:35 Meet Marko Zlatic of Whiteboard Finance
2:09 Coast Fire Five
3:30 Retirement projections
3:58 Current expenses
4:15 How Marko started investing
5:11 When he shifted to index funds
6:20 Money dynamics in marriage
7:52 What is inside Marko’s portfolio
8:31 Pre tax, taxable and Roth strategy
9:42 529s and kids plans
11:35 His take on bonds
12:45 How Coast Fire changed his mindset
14:03 Why Coast Fire is perfect for parents
15:51 Balancing FIRE with living well
17:37 What excites Marko about the next 15 years
19:20 A life philosophy rooted in purpose
20:25 Where to find Marko online

RESOURCES 📚
Own Your Time
https://marriagekidsandmoney.com/book

Track Your Net Worth with Empower
https://marriagekidsandmoney.com/empower

Whiteboard Finance YouTube Channel
https://www.youtube.com/whiteboardfinance

Whiteboard Finance Instagram
https://www.instagram.com/whiteboardfinance

HOW WE MAKE MONEY + DISCLAIMER ⚠️
This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.
Opinions are our own.
Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

CREDITS 🎙️
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl

Learn more about your ad choices. Visit megaphone.fm/adchoices

Today you’ll hear how Lauren and Stephen Keys, creators of Trip of a Lifestyle, built a million dollar net worth in their early thirties and used it to create a flexible, travel-filled life. They didn’t wait for traditional retirement at 65. They didn’t burn out on the way to FIRE. Instead, they created a lifestyle where they work less, live more, and let their money do the heavy lifting.

This conversation originally aired last year and quickly became one of our most-watched interviews, so it felt like the perfect Best of MKM feature for this holiday week. Lauren and Stephen share how they avoided lifestyle creep, traveled the world cheaply, took mini retirements, paid off two homes, and built more confidence with each dollar saved.

If you're dreaming of more time freedom, this story will show you what’s possible.

CHAPTERS 🎧
0:00 Intro
0:26 Meet Lauren and Stephen Keys
2:00 The moment that changed everything
4:15 Early moves that accelerated their wealth
5:11 Avoiding lifestyle creep
6:50 How they travel constantly without overspending
9:03 Their first six month mini retirement in Hawaii
10:42 Visiting every national park
12:17 Leaving full-time work
13:38 Life at a million-dollar net worth
15:36 Why they still choose to work
16:38 Rethinking traditional retirement
18:05 Breaking down their million dollar portfolio
19:20 Paying off homes vs investing
21:39 Looking ahead to the next decade
22:57 One step couples can take today
23:20 Where to find Lauren and Stephen

RESOURCES 📚
Own Your Time
https://marriagekidsandmoney.com/book

Track Your Net Worth with Empower
https://marriagekidsandmoney.com/empower

Trip of a Lifestyle
https://www.tripofalifestyle.com

Cram Better tutoring
https://crambetter.com

Trip of a Lifestyle Financial Roadmap
https://www.tripofalifestyle.com/roadmap

HOW WE MAKE MONEY + DISCLAIMER ⚠️
This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.
Opinions are our own.
Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

CREDITS 🎙️
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl

Learn more about your ad choices. Visit megaphone.fm/adchoices

Then we sit down with Angela Rozmyn from Women’s Personal Finance to learn how she and her husband reached Coast Fire in their thirties and how intentional living shaped their journey. Angela shares transparent details about their investing, lifestyle choices, and the trade-offs that helped them create more time freedom as parents.

We close with a heartwarming Good Word story featuring Calvin and a Today.com piece about a baker who delivers free birthday cakes to his neighbors experiencing homelessness. It is a powerful reminder that even small acts of kindness can make a big difference.

If you want more margin to live generously, check out Own Your Time at https://marriagekidsandmoney.com/ownyourtimeamazon

Chapters
0:00 Welcome to the show
0:24 Five family giving traditions
9:05 Coast Fire Couple interview with Angela Rozmyn
38:30 Where to find Angela online
39:02 The Good Word with Calvin
40:55 Today.com good news story
43:45 Final thoughts

Resources and Links
Women’s Personal Finance (Angela Rozmyn)
https://womenspersonalfinance.org/

Baker delivers free birthday cakes to homeless people
https://www.today.com/food/people/baker-delivers-free-birthday-cakes-to-homeless-people-rcna235965

Own Your Time - New book: https://marriagekidsandmoney.com/ownyourtimeamazon

Crew: https://marriagekidsandmoney.com/crew

Sponsors and additional resources
https://marriagekidsandmoney.com/sponsors

Disclaimer
This show is for entertainment purposes only. Be sure to seek out a professional for your specific financial situation.
As an Amazon Associate, I earn from qualifying purchases.

Credits
Editor: Johnny Sohl
Podcast Artwork: Kayli Johnson

Learn more about your ad choices. Visit megaphone.fm/adchoices

Our guests, Heather and Douglas Bonaparth, are a married couple who know both the financial and emotional sides of money. Heather is a lawyer turned writer, and Douglas is a nationally recognized financial advisor and founder of Bonafide Wealth. Together, they co-authored Money Together, a book that helps couples create equity in their relationships and communicate more effectively about finances.

We discuss how to approach tough conversations about spending, why understanding your financial beginnings matters, and how to replace accusation with curiosity. Heather and Douglas also share practical advice on balancing contributions at home and work, maintaining fairness when one partner earns more, and building a marriage rooted in empathy and shared goals.

PODCAST CHAPTERS

00:00 – Welcome and introduction
01:00 – Why money can be a sticky subject in marriage
02:00 – How our beginnings shape our money beliefs
03:30 – Common money conflicts in relationships
05:15 – The importance of curiosity and empathy
06:30 – Setting the right time and place for money talks
08:00 – Start with wins, not criticism
09:00 – Turning money conversations into teamwork
10:45 – Redefining contribution beyond income
13:00 – Creating fairness at home and in finances
15:30 – Building equity in your marriage
17:30 – Moving away from traditional gender roles
19:30 – Balancing breadwinning and identity
22:30 – Power dynamics and redefining success
25:00 – Learning from couples who do it right
27:00 – How to start small and lead with vulnerability
29:00 – The role of time, communication, and empathy
31:30 – About the book Money Together and where to learn more

RESOURCES & NOTES

📚 Money Together by Heather and Douglas Bonaparth – Learn how to create fairness and become an unstoppable financial team: https://amzn.to/3JH4tHO

🌐 Heather and Douglas Bonaparth – DoMoneyTogether.com – Explore their resources, newsletter, and more insights for couples.

💰 Sponsors, Deals & Partners – See all current offers in one place: https://marriagekidsandmoney.com/sponsors
📘 Own Your Time – Pre-order our first book: https://marriagekidsandmoney.com/book
▶️ YouTube – Subscribe to watch videos and interviews: https://www.youtube.com/marriagekidsandmoney

HOW WE MAKE MONEY + DISCLAIMER

This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.

Opinions are our own.

Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.

Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl

Learn more about your ad choices. Visit megaphone.fm/adchoices

With more than 20 years in the mortgage industry and a large social media following, Rebecca has leveraged her expertise to create multiple income streams, including coaching, consulting, and speaking, which bring in an additional $5,000–$7,500 per month.

She joins us to discuss how solopreneurship has allowed her to build a balanced life, the lessons she’s learned from market ups and downs, and how others can design a career that fits their family goals. We also cover her favorite tools, the biggest mistake she’s made on her journey, and what retirement looks like now that she’s truly “work optional.”

CHAPTERS

00:00 – Introduction
00:25 – Meet Rebecca Richardson, The Mortgage Mentor
01:15 – How she got started in the mortgage business
03:00 – Transitioning into a solopreneur-style career
04:30 – Balancing autonomy with company structure
05:55 – The freedom to design her own business and schedule
07:45 – Lessons from 2008 and adapting to market changes
09:25 – Staying nimble in uncertain housing markets
11:30 – How mortgage originators make money
12:50 – Building multiple income streams through content and coaching
13:45 – Earning $15K–$20K per month in mortgage income
14:25 – Adding $5K–$7.5K per month from consulting and speaking
15:30 – Running a lean, efficient business
16:45 – Learning to outsource and protect her time
18:00 – How long it takes to build income consistency as a loan officer
19:30 – Why this career path offers flexibility for parents
21:45 – Rebecca’s advice for aspiring mortgage originators
23:15 – Solopreneur High Five: tools, AI, mistakes, hobbies, and retirement
29:00 – Her best advice for aspiring solopreneurs
29:45 – Where to find Rebecca online

RESOURCES & NOTES

🌐 Rebecca Richardson – The Mortgage Mentor: https://www.themortgagementor.co

💰 Sponsors, Deals & Partners – See all current offers in one place: https://marriagekidsandmoney.com/sponsors
📘 Own Your Time – Pre-order our first book: https://marriagekidsandmoney.com/book
💼 Gusto – The payroll and benefits platform built for small business owners: https://marriagekidsandmoney.com/gusto
▶️ YouTube – Subscribe to watch episodes and interviews: https://www.youtube.com/marriagekidsandmoney

HOW WE MAKE MONEY + DISCLAIMER

This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.

Opinions are our own.

Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.

Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

CREDITS
Editor: Johnny Sohl
Podcast Artwork: Kayli Johnson

Learn more about your ad choices. Visit megaphone.fm/adchoices

After years of paying off debt, many families wonder what to do next. In this episode, we answer a question from Brian in Michigan, who just became debt-free with his wife and wants to know how to make the most of their extra $1,000 per month.

We share five time freedom moves to help families use that money wisely, from building an emergency fund and reassessing insurance coverage to investing for Coast FIRE and starting a 529 plan for their new baby’s future. We also discuss how to avoid lifestyle inflation and use money to buy time, not things.

Then, in our Be The Change segment, we talk with Keith Wargo, President and CEO of Autism Speaks, about financial planning for families with special needs children and how their organization supports parents navigating the system.

Finally, we wrap up with a fun Money Quiz featuring Calvin Hill, testing his financial knowledge on debt, giving, and net worth.

PODCAST CHAPTERS

00:00 – Use money to buy time, not things
00:22 – Welcome and episode overview
01:00 – Question of the month from Brian in Michigan
02:10 – Step 1: Build savings and your safety net
03:40 – Step 2: Reassess insurance coverage
05:00 – The power of protecting your family
06:20 – Step 3: Invest for Coast FIRE
07:30 – Our Coast FIRE journey and growth
09:00 – Step 4: Start a 529 plan for your child’s future
10:00 – Lump sum investing and early start benefits
11:00 – Step 5: Focus on time freedom, not lifestyle inflation
14:00 – Be The Change with Autism Speaks
15:00 – Financial planning for special needs families
16:45 – ABLE accounts and special needs trusts
23:00 – How to get started with financial planning
25:30 – How to support Autism Speaks
28:20 – Money Quiz with Calvin Hill
34:20 – Closing message: time, freedom, and family

RESOURCES & NOTES

💰 Crew – Family-friendly banking with high-yield savings, kids’ debit cards, and shared budgeting for couples: https://marriagekidsandmoney.com/crew

💙 Autism Speaks – Learn more or donate to support families: https://www.autismspeaks.org

📘 Own Your Time – Pre-order our first book: https://marriagekidsandmoney.com/book
💰 Sponsors, Deals & Partners – See all current offers in one place: https://marriagekidsandmoney.com/sponsors
▶️ YouTube – Subscribe to watch videos and interviews: https://www.youtube.com/marriagekidsandmoney

HOW WE MAKE MONEY + DISCLAIMER

This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.

Opinions are our own.

Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.

Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl

Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s episode, Leisa Peterson, author of The Mindful Millionaire and The Money Catalyst, joins us to explore how our early money beliefs can hold us back and how to create a healthier, more abundant relationship with money. Leisa shares how she overcame her own scarcity mindset, the impact it had on her marriage, and practical steps you can take to enjoy your wealth and your life with more freedom and trust.

Then, in our Net Worth Win segment, we meet Sushant Thakray from North Carolina. Sushant and his wife Amrita have built a $3 million net worth in their 40s and achieved financial independence after years of living below their means, investing steadily, and staying debt-free. He explains how they grew from $30,000 of student debt to full financial freedom, how they’re passing money lessons to their kids, and what life looks like now that he’s “retired from corporate life, but not from life.”

RESOURCES

👉 Sponsors, Deals & Partners – See all current offers in one place: https://marriagekidsandmoney.com/sponsors

📚 Leisa Peterson – The Mindful Millionaire & The Money Catalyst: https://amzn.to/4nvXGP9
📺 Sushant Thakray – Money with Swabi (YouTube): https://www.youtube.com/@Moneywithswabi
📘 Own Your Time – Pre-order Andy’s new book: https://marriagekidsandmoney.com/book

PODCAST CHAPTERS

00:00 – Leisa Peterson on overcoming scarcity thinking
00:28 – Today’s two segments overview
01:15 – Defining a scarcity mindset
02:10 – How early money beliefs shape our behavior
04:30 – Moving toward abundance and trust
06:30 – Recognizing scarcity triggers
07:10 – Leisa’s “candy bar” story and breaking old patterns
09:45 – Parenting and passing down money beliefs
10:50 – How to identify your money story and triggers
12:30 – Scarcity and marriage dynamics
15:30 – Navigating abundance vs. frugality in relationships
16:20 – The $4,000 New Zealand trip that changed everything
18:15 – First steps to embracing abundance
20:20 – Finding joy and celebrating life’s moments
21:30 – Leisa’s new book: The Money Catalyst
23:25 – Introducing Net Worth Win: Sushant Thakray
24:00 – From average student to millionaire mindset
25:00 – Motivation shifting from money to freedom
26:20 – Paying off $30,000 in student loans
27:45 – Living below their means and saving for freedom
29:45 – Retiring from corporate life, not from purpose
30:20 – Breaking down a $3 million net worth
32:10 – Teaching his kids about money and investing early
34:00 – Generational wealth through knowledge and mindset
36:00 – Redefining retirement and designing a free life
37:30 – Advice for new investors and wealth builders
38:40 – Connect with Sushant and his Money with Swabi channel
39:35 – Andy’s update on Own Your Time book pre-orders
39:50 – Quote of the Week: Eckhart Tolle on gratitude and abundance

HOW WE MAKE MONEY + DISCLAIMER

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered professional advice.

Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Solopreneur Life, Kristin shares how she went from a $30K church salary to $30K months, what pushed her to finally raise her rates, and the mindset shifts that helped her design a business and a life on her own terms.

You will learn how photographers can build profitable, flexible careers through clear vision, intentional pricing, and smart outsourcing. Kristin also opens up about single parenting, work life balance, and how she uses creativity and travel to inspire both her art and her business coaching.

If you have ever dreamed of turning your artistic passion into a full time business, this episode will show you what is possible.

⏱️ CHAPTERS
00:00 Intro – Why more people are choosing solopreneurship
01:10 Kristin’s origin story: from youth director to photographer
04:20 Hitting a $30K month after being told she had hit her career cap
07:45 How photographers actually make money
10:20 Breaking down her income and salary today
14:10 Working 20 hours a week and homeschooling her son
17:20 Raising rates from $5K to $25K weddings
20:40 What new photographers can realistically earn
22:45 Why photography can be ideal for parents
24:40 Solopreneur High Five: tools, outsourcing, AI, and freedom
36:45 Her advice for new photographers – start before you are ready
38:40 Where to connect with Kristin Sweeting

💡 RESOURCES AND NOTES

Connect with Kristin Sweeting
📸 Instagram: https://www.instagram.com/kristinsweeting
🎧 Podcast: Dangerous Creatives – https://dangerschool.com/podcast

Solopreneur Tools I Love
💼 Gusto – Payroll and benefits made easy: https://marriagekidsandmoney.com/gusto
🏦 Live Oak Bank – Small business banking built for entrepreneurs: https://marriagekidsandmoney.com/liveoakbank
🎙️ Riverside – Professional quality podcast and video recording: https://marriagekidsandmoney.com/riverside
💰 Monarch Money – Best budgeting app for solopreneurs and families: https://marriagekidsandmoney.com/monarchmoney

Recommended Resources
📘 Own Your Time by Andy Hill – 10 Financial Steps to Put Your Family First and Escape the Corporate Grind: https://marriagekidsandmoney.com/book
🎧 More episodes on solopreneur success: https://marriagekidsandmoney.com/epcats/create-a-solopreneur-life/

Credits
🎬 Editor: Johnny Sohl
🎨 Podcast Artwork: Kayli Johnson

⚠️ Disclaimer and Disclosure
Information shared on this podcast may come from financial, business, or creative professionals, but it should not be considered professional advice specific to you or your situation. Always consult with your own professional before making decisions related to your finances or business.

Some of the resources mentioned may contain affiliate links, which means if you choose to make a purchase through those links, Marriage Kids and Money, Andy Hill and Solopreneur Life may earn a commission at no additional cost to you. These partnerships help support the show and allow us to continue creating valuable content for solopreneurs.

Learn more about your ad choices. Visit megaphone.fm/adchoices

First, we count down the Top 5 Best Budget Apps for Families and Couples to simplify your money life. From EveryDollar to Monarch Money, discover which tools make it easiest to budget together, track goals, and finally stay on the same page financially.

Then, we talk with Blair Hickman and Mariah Hudler, a California couple who reached Coast FIRE with $2 million invested. They share how teamwork, consistency, and transparency helped them triple their net worth and transition into a semi-retired lifestyle focused on health, travel, and family time.

Finally, Andy and his son Calvin Hill close the show with The Good Word, a heartwarming story about kindness from the Good News Movement and a reminder to appreciate the present moment.

RESOURCES

👉 Sponsors, Deals & Partners – See all current offers in one place: https://marriagekidsandmoney.com/sponsors

🎥 Good News Movement: Mia’s Story – Watch the uplifting video shared in The Good Word:
https://www.instagram.com/reel/DPgoyaQjvpR/

TOP 5 BUDGET APPS FOR FAMILIES AND COUPLES
(These are affiliate links, which means we may earn a commission if you decide to sign up. There’s no extra cost to you and it helps support the show.)

1. 💰 Monarch Money – Our top pick for couples and families. Try it free for 7 days and get 50% off your first year: https://marriagekidsandmoney.com/monarchmoney

2. 📊 YNAB (You Need A Budget) – Proactive budgeting system with a 34-day free trial: https://marriagekidsandmoney.com/ynab

3. 📱 Simplifi by Quicken – Clean, easy-to-use design for busy families. Includes a 30-day free trial: https://marriagekidsandmoney.com/simplifi

4. 🏦 Crew – Family banking and kids’ debit cards with high-yield checking. Free to use: https://marriagekidsandmoney.com/crew

5. 💳 EveryDollar – Simple zero-based budgeting from Ramsey Solutions. Premium plan includes a 14-day free trial: https://marriagekidsandmoney.com/everydollar

GUEST RESOURCES
🌐 Mariah Hudler – Coru Financial Therapy: https://www.korufinancialtherapy.com
🌐 My Financially Flexible Life: https://myfinanciallyflexiblelife.com

PODCAST CHAPTERS

00:00 – Intro and welcome
00:18 – Today’s three segments overview
00:52 – Are you and your spouse tired of money stress?
01:25 – The Top 5 Best Budget Apps for Families and Couples
02:00 – #5 EveryDollar
03:20 – #4 Crew
05:05 – #3 Simplifi by Quicken
06:20 – #2 YNAB (You Need A Budget)
07:15 – #1 Monarch Money
08:52 – Coast FIRE Couple: Mariah Hudler and Blair Hickman
09:45 – Their $2M journey to Coast FIRE
12:00 – How they built trust and transparency around money
19:00 – Reaching semi-retirement and living on purpose
24:00 – Building wealth through pensions, 457Bs, and index funds
33:00 – Teaching their son Bo about saving and investing
36:00 – Planning a 7-month move to New Zealand
39:30 – Advice for those nervous to slow investing
41:00 – Becoming “Optionaires”
43:00 – How to connect with Mariah
44:20 – The Good Word with Calvin Hill
46:40 – Mia’s story and the power of empathy
49:40 – Closing quote from Seneca

HOW WE MAKE MONEY + DISCLAIMER

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered professional advice.

Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

Jillian shares how families can take extended breaks from work — to rest, travel, or explore new goals — without derailing their financial independence journey. We discuss the emotional and financial benefits of pausing your career, how to negotiate time off with your employer, and ways to plan mini retirements with kids.

If you’re feeling burned out or stuck in the grind, this episode will inspire you to design more space, adventure, and joy into your family’s financial plan.

RESOURCES
⁠Sponsors, Deals, and Partners that Support the Show

• Sponsors, Deals & Partners – See all current offers in one place.

MKM RESOURCES

• Own Your Time – Pre-order my first book today!

• MKM Coaching – Get 1-on-1 support with your family finance journey.

• Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement.

• Mortgage Payoff Calculator – See how fast you can become mortgage free.

• YouTube – Subscribe for free to watch videos of episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS & AFFILIATES)

• Monarch Money – Best budget app for families & couples.

• Empower – Free portfolio tracker.

• Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link).

• Ethos – Affordable term life insurance.

• Trust & Will – Convenient estate planning made easy.

GUEST RESOURCES

• Retire Often (Book) – Learn how to design a life filled with mini retirements.

• RetireOften.com – Explore Jillian’s podcast, blog, and mini retirement tools.

Podcast Chapters
00:00 – Intro
01:00 – What is a mini retirement and why it’s trending
02:20 – Why burnout is pushing families toward mini retirements
03:00 – Is the traditional 40-year career model dead?
04:30 – Why employers may welcome your mini retirement
06:00 – How to negotiate a one-month break from work
08:10 – How to address employer concerns with solutions
09:30 – Budgeting for a mini retirement
10:05 – Real-life example: living abroad for the cost of childcare
11:10 – Emotional recovery and resetting after burnout
12:45 – Planning affordable breaks earlier in your financial journey
14:00 – Jillian’s personal mini retirement story
15:00 – Making the most of parental leave and family bonding time
16:30 – Negotiating flexible work or part-time transitions
18:00 – Exit negotiations: how to leave your job on your terms
20:20 – Creating part-time roles and consulting opportunities
22:20 – What is a family gap year and how to plan one
23:40 – Practicing travel and flexibility with kids
25:30 – The FI dilemma: does taking time off derail your goals?
27:00 – Why mini retirements can accelerate your financial growth
28:50 – Mini retirements as wealth-building opportunities
30:00 – About Jillian’s book Retire Often
31:00 – Final thoughts and where to learn more

HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

Jannese shares how she turned her food blog, Delish D’Lites, into a $10,000-per-month business that allowed her to leave her corporate engineering career and design a life on her own terms. She also breaks down how new creators can find their niche, diversify income through ads and affiliates, and build long-term passive income online.

If you’ve ever dreamed of turning your passion into a profitable business, this conversation will inspire you to take that first step. To learn more, check out her Jumpstart Your Blog Bootcamp.

RESOURCES & NOTES
Solopreneur tools, guest links, and favorite resources to help you build your solo business

GUEST LINKS

• Yo Quiero Dinero Podcast – Learn from Jannese’s money and business insights.

• Delish D’Lites – Discover her viral Puerto Rican food blog.

• Jumpstart Your Blog Bootcamp – Jannese’s signature course for aspiring bloggers.

SOLOPRENEUR TOOLS WE LOVE

• Monarch Money – The best app to manage your business and personal budget in one place.

• Gusto – Payroll and benefits made easy for solopreneurs hiring contractors or employees.

• Riverside – Record high-quality remote podcasts and videos.

• Belay – Virtual assistants and bookkeeping support for entrepreneurs.

• Live Oak Bank – High-yield business savings accounts.

RECOMMENDED RESOURCES
Visit our full list of partners and deals: Sponsors & Resources

Podcast Chapters
00:00 – Stay curious: the mindset that fuels success
00:24 – Jannese Torres on finding freedom through solopreneurship
01:00 – From corporate engineer to creative entrepreneur
02:15 – How her food blog began as a hobby
03:30 – The turning point: making her first $10,000
05:00 – Balancing a full-time job while building her business
07:00 – Quitting her corporate career with confidence
09:40 – Financial prep before leaving a steady paycheck
11:40 – The biggest differences between solopreneurship and corporate life
13:00 – How food bloggers make money (ads, affiliates, sponsors)
15:40 – Diversifying income as a blogger
17:00 – Passive income that continues to pay
18:30 – Building flexibility and time freedom as a parent
20:30 – How to stand out in today’s AI-driven content world
23:40 – The Solopreneur High Five rapid-fire segment
25:30 – Favorite solopreneur tools and apps
27:00 – Lessons from her biggest mistakes
28:45 – Redefining retirement as “work optional”
30:15 – How to start your own food or lifestyle blog today
31:10 – Where to find Jannese and her online resources

HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS
Editor: Johnny Sohl
Podcast Artwork: Kayli Johnson

Learn more about your ad choices. Visit megaphone.fm/adchoices

We also feature Naseema McElroy, founder of Financially Intentional, who paid off $1 million of debt and built a $1 million net worth by age 44. She shares how she’s teaching her kids about ownership, investing early, and building generational wealth.

Finally, we wrap up with a fun money quiz with Calvin, testing his knowledge about investing, scholarships, and how to grow wealth over time.

RESOURCES
⁠Sponsors, Deals, and Partners that Support the Show

• Sponsors, Deals & Partners – See all current offers in one place.

MKM RESOURCES

• Own Your Time – Pre-order my first book today!

• MKM Coaching – Get 1-on-1 support with your family finance journey.

• Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement.

• Mortgage Payoff Calculator – See how fast you can become mortgage free.

• YouTube – Subscribe for free to watch videos of episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS & AFFILIATES)

• Monarch Money – Best budget app for families & couples.

• Empower – Free portfolio tracker.

• Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link).

• Ethos – Affordable term life insurance.

• Trust & Will – Convenient estate planning made easy.

Podcast Chapters
00:00 – Generational wealth and the true legacy worth investing in
00:21 – Welcome and episode overview
00:49 – Net Worth Win: Naseema McElroy of Financially Intentional
01:15 – Listener question: how to invest for a newborn
01:40 – Step 1: Secure your own finances first
02:45 – Step 2: Protect your family with life insurance, a will, and credit freezes
04:30 – Step 3: Open a 529 college savings plan
06:30 – Step 4: Consider a UTMA or UGMA custodial account
08:00 – Step 5: Add a custodial Roth IRA once your child has earned income
09:20 – Teaching kids the power of compounding
10:00 – Recap: five steps for investing for newborns
11:10 – Naseema McElroy on paying off $1M of debt
13:20 – Investing for herself and her children
15:20 – Building wealth through retirement accounts and home equity
18:00 – Teaching her kids to invest and own stocks
23:00 – Employing kids in your business for Roth IRA contributions
24:00 – Why starting early matters for generational wealth
25:20 – Naseema’s advice: start now, don’t wait
26:57 – Money Quiz with Calvin Hill

HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

In the second half, we sit down with Jessica and Corey Fick of The Fioneers, who reached Coast FIRE in their early 30s. They share how they built a million-dollar portfolio, left corporate jobs that no longer fit their lives, and created a business that supports the lifestyle they truly want.

If you are just starting out with your 401k or aiming for Coast FIRE, this episode will give you both the tactical steps and the long-term inspiration to succeed.

RESOURCES
⁠Sponsors, Deals, and Partners that Support the Show

• Sponsors, Deals & Partners – See all current offers in one place.

MKM RESOURCES

• Own Your Time – Pre-order my first book today!

• MKM Coaching – Get 1-on-1 support with your family finance journey.

• Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement.

• Mortgage Payoff Calculator – See how fast you can become mortgage free.

• YouTube – Subscribe for free to watch videos of episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS & AFFILIATES)

• Monarch Money – Best budget app for families & couples.

• Empower – Free portfolio tracker.

• Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link).

• Ethos – Affordable term life insurance.

• Trust & Will – Convenient estate planning made easy.

Podcast Chapters
00:00 – Why your 401k match is part of your compensation
00:28 – Welcome and overview of today’s episode
01:00 – Introduction to Zina Kumok
02:15 – What a 401k is and why it matters
03:30 – Understanding employer matches
05:00 – Choosing investments in your 401k
06:30 – Risk tolerance and diversification explained
08:30 – Automating your 401k contributions
09:20 – Alternatives to a 401k (IRA, HSA, brokerage)
13:00 – The importance of capturing your employer match
14:30 – Where to connect with Zina Kumok
15:17 – Coast FIRE couple spotlight: Jessica and Corey Fick
16:20 – The Coast FIRE Five
18:00 – Their journey from early investing to Coast FIRE
22:30 – How burnout pushed them to redesign their lives
25:00 – Reaching Coast FIRE and slowing contributions
27:00 – What their portfolio looks like today
29:30 – Household income range over 15 years
31:30 – Growing investments without new contributions
33:30 – How they control expenses in New England
35:20 – Advice for others pursuing Coast FIRE
37:10 – Why Coast FIRE is more approachable than full FIRE
40:00 – Where to learn more from The Fioneers

HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

We explore the rise and fall of her blogging income, how she balances digital nomad life with raising a child, and why she’s now aiming for early retirement at age 45. If you’ve considered travel blogging or you’ve been hit by the same algorithm changes, this conversation is packed with insight on how to adapt, pivot, and thrive as a solopreneur.

⏱️ Podcast Chapters

00:00 – Intro: Travel blogging hit hard by AI
00:35 – Meet Corritta Lewis: Digital nomad + travel blogger
02:00 – Laid off during the pandemic… then launched the blog
03:30 – From 13¢ to $7K/month: How Corritta scaled her income
05:00 – Juggling full-time work and travel content creation
06:30 – Consulting work and digital nomad flexibility
07:30 – Financial stability, travel insurance, and raising a kid on the road
08:45 – How affiliate links + ads powered her blog income
10:00 – The impact of Google AI: $7K/month drops to $1K/month
11:20 – Why she’s not sure blogging is worth it in 2025
12:30 – Corritta’s pivot into HR tech consulting
13:30 – “I didn’t know I liked writing…”
14:15 – Tools she uses to run her solopreneur life
15:00 – Mistakes: Delaying, lowballing, and not knowing her worth
16:30 – FIRE plans: 80% of the way there at age 36
17:30 – Real estate vs. stock market for financial freedom
18:40 – Raising a world-schooled son and dealing with “reverse culture shock”
20:00 – The future: Antarctica, early retirement, and living on their terms
21:30 – Where to connect with Corritta

🔗 Resources & Notes

👤 Guest Links – Corritta Lewis

🌍 It’s a Family Thing Blog – Follow Corritta’s travel adventures and family travel tips
📸 @itzafamilything on Instagram – See where Corritta and her family are heading next
🎥 It’s a Family Thing on YouTube – Travel content and global family living

🚀 Solopreneur Resources

🎯 Own Your Time – Pre-order my book and escape the corporate grind
📅 Solopreneur Coaching – 1-on-1 support for growing your business
📺 Solopreneur Life on YouTube – Subscribe for weekly interviews and tips
💼 Sponsors, Deals & Resources – See all offers that support this show

💼 Recommended Tools for Solopreneurs

📊 Monarch Money – Best budget app for solopreneurs and families
🏦 Live Oak Bank – Business savings accounts with strong APY
👥 Belay – Virtual assistants and staffing for growing solo businesses
📋 Gusto – Solo payroll and benefits made simple
🎙 Riverside – Record high-quality podcasts and interviews remotely
💼 More Sponsor Offers – Explore all partner discounts and recommendations

💰 How We Make Money + Disclaimer

This show may contain affiliate links or links from our advertisers, where we earn a commission if you click and make a purchase. This comes at no extra cost to you and helps support our mission to empower solopreneurs with freedom and financial confidence. Thank you for supporting this small business!
👉 Full list of sponsors and deals

Disclaimer: This show is for entertainment purposes only. Be sure to seek out a professional who knows your situation best before making any financial decisions.

🎧 Credits

Editor: Johnny Sohl
Podcast Artwork: Kayli Johnson

Learn more about your ad choices. Visit megaphone.fm/adchoices

First, we count down the Top 5 Best Budget Apps for Families and Couples, including ⁠Monarch Money⁠, our number one pick for building a shared budget that actually works. Discover how these apps make money tracking simple and family friendly, with features like shared dashboards, digital envelopes, and kids’ debit cards.

Then, we talk with ⁠Blair Hickman⁠ and ⁠Mariah Hudler⁠ about how they hit Coast FIRE in California with $2 million invested, a pension, and a part-time lifestyle that lets them focus on family, health, and adventure. They explain how decades of consistency turned into financial freedom and how being “optionaires” gives them time to live fully today.

Finally, we close with The Good Word, a heartwarming story about compassion and community that reminds us to be there for one another during difficult times.

Sponsors, Deals, and Partners that Support the Show
👉 Sponsors, Deals & Partners – See all current offers in one place.

🎥 Good News Movement: Mia’s Story – Watch the uplifting video shared in The Good Word.

(These are affiliate links, which means we may earn a commission if you decide to sign up. There’s no extra cost to you and it helps support the show.)

1. 💰 Monarch Money – Our top pick for couples and families. Try it free for 7 days and get 50% off your first year with this link.

2. 📊 YNAB (You Need A Budget) – Proactive budgeting system with a 34-day free trial.

3. 📱 Simplifi by Quicken – Clean, easy-to-use design for busy families. Includes a 30-day free trial.

4. 🏦 Crew – Family banking and kids’ debit cards with high-yield checking. Free to use.

5. 💳 EveryDollar – Simple zero-based budgeting from Ramsey Solutions. Premium plan includes a 14-day free trial.

📘 Own Your Time – Pre-order our first book today.
🎯 MKM Coaching – Get 1-on-1 support with your family finance journey.
🔥 Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement.
🏠 Mortgage Payoff Calculator – See how fast you can become mortgage free.
▶️ YouTube – Subscribe for free to watch videos of episodes and interviews.

💰 Monarch Money – Best budget app for families and couples.
📊 Empower – Free portfolio tracker.
🏦 Crew – HYSA banking built for families (Get an extra 0.5% APY with our partner link).
❤️ Ethos – Affordable term life insurance.
📝 Trust & Will – Convenient estate planning made easy.

🌐 Mariah Hudler
🌐 My Financially Flexible Life

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

To help us rethink our approach, Andy Hill sits down with Nick Maggiulli, COO of Ritholtz Wealth Management and bestselling author of The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life (get it here). Nick explains his “wealth levels” framework, the six stages of net worth, and how your financial strategy should evolve at each step.

Whether you’re just starting out or on your way to millionaire status, this conversation will help you identify pitfalls, focus on the right levers, and take practical steps to keep climbing.

RESOURCES
⁠Sponsors, Deals, and Partners that Support the Show

• Sponsors, Deals & Partners – See all current offers in one place.

MKM RESOURCES

• Own Your Time – Pre-order my first book today!

• MKM Coaching – Get 1-on-1 support with your family finance journey.

• Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement.

• Mortgage Payoff Calculator – See how fast you can become mortgage free.

• YouTube – Subscribe for free to watch videos of episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS & AFFILIATES)

• Monarch Money – Best budget app for families & couples.

• Empower – Free portfolio tracker.

• Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link).

• Ethos – Affordable term life insurance.

• Trust & Will – Convenient estate planning made easy.

• The Wealth Ladder (Book) – Learn Nick Maggiulli’s strategies for every wealth level.

Podcast Chapters
00:00 – Why working harder isn’t always the answer
00:30 – Introduction to Nick Maggiulli & The Wealth Ladder
02:00 – Why effort alone doesn’t guarantee wealth
04:30 – Defining the “Wealth Ladder” framework
06:30 – The six levels of wealth in America
09:00 – Why income is the biggest driver of wealth
10:30 – Spending freedom at different wealth levels
13:00 – When investing starts to accelerate wealth building
15:00 – Level 3 realities: income vs. investments
18:00 – Homeownership as an asset vs. consumption good
20:30 – Pitfalls of ego-driven spending in Level 3
24:00 – What separates Level 3 from Level 4 wealth builders
26:00 – Nick’s personal journey to Level 4
28:00 – Mistakes and lessons learned along the way
30:20 – Solopreneurship and scaling outside your 9-to-5
32:00 – Advice for frustrated wealth builders
33:40 – Where to get The Wealth Ladder

HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation, Matt explains what AI really means for employees, solopreneurs, and parents. He shares how workers can future-proof their careers, why solopreneurs have a once-in-a-lifetime opportunity to build businesses faster than ever, and how parents can prepare their children for a world where AI is everywhere.

If you’re feeling both excited and overwhelmed by AI, this episode will give you clarity, perspective, and actionable steps for your family’s future. Grab Matt’s book Generation AI here → https://amzn.to/42jAXxR

RESOURCES
⁠Sponsors, Deals, and Partners that Support the Show

• Sponsors, Deals & Partners – See all current offers in one place.

MKM RESOURCES

• Own Your Time – Pre-order my first book today!

• MKM Coaching – Get 1-on-1 support with your family finance journey.

• Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement.

• Mortgage Payoff Calculator – See how fast you can become mortgage free.

• YouTube – Subscribe for free to watch videos of episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS & AFFILIATES)

• Monarch Money – Best budget app for families & couples.

• Empower – Free portfolio tracker.

• Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link).

• Ethos – Affordable term life insurance.

• Trust & Will – Convenient estate planning made easy.

• Generation AI (Book) – Learn more in Matt Britton’s latest book.

Podcast Chapters
00:00 – The evolution of AI and jobs it replaces
01:00 – Introduction to Matt Britton & his new book Generation AI
02:00 – What AI really means today
04:00 – Is AI a fad or here to stay?
06:30 – How AI impacts employees: who should be concerned
08:30 – Future-proofing your career with AI
10:30 – AI as a personal life tool
12:00 – Opportunities for solopreneurs with AI
14:00 – Matt Britton’s journey with AI adoption
15:45 – Why now is the best time to dive in
16:00 – Preparing kids (Gen Alpha) for an AI future
18:20 – AI in schools: private vs. public adoption
20:30 – Is college still worth it in the age of AI?
22:00 – Jobs that may not exist by 2030
24:00 – Human skills that remain valuable
26:00 – One step to start embracing AI today
27:45 – About Generation AI and where to find it
28:17 – Closing thoughts and listener support

HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

We also highlight Sunny and Sunmarie Burns from the FamVestor YouTube channel, who grew their net worth to over $3 million in their 30s while raising five kids. They reveal how frugal living, real estate investing, and shared family goals helped them achieve financial freedom.

Finally, Andy brings his son Calvin on for a fun money quiz, testing his knowledge of financial independence and teaching lessons the whole family can enjoy.

Podcast Chapters:
00:00 – Intro: Why relationships come first on the FIRE journey
01:00 – Listener question: How do I get my spouse on board with financial independence?
02:15 – Common mistakes Andy made early in his marriage
04:20 – Step 1: Ask your spouse fun life questions
06:50 – Step 2: Share your passions and desires too
09:30 – Step 3: Define FIRE together on your own terms
09:32 – Net Worth Win: Sunny & Sun Marie Burns (FamVestor)
13:00 – Saving $75k by living with family
15:00 – Their first house hack and rental property
20:45 – Building wealth through 12 rental units
25:40 – Breaking down their $3M+ net worth
27:40 – Generational wealth for their kids
31:40 – Life after leaving a corporate career
34:39 – Key advice for aspiring families
36:53 – Where to find Sunny & Sun Marie online
38:01 – Money Quiz with Calvin Hill
45:56 – Closing quote from Maya Angelou

RESOURCES
⁠Sponsors, Deals, and Partners that Support the Show

• Sponsors, Deals & Partners – See all current offers in one place.

MKM RESOURCES

• Own Your Time – Pre-order my first book today!

• MKM Coaching – Get 1-on-1 support with your family finance journey.

• Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement.

• Mortgage Payoff Calculator – See how fast you can become mortgage free.

• YouTube – Subscribe for free to watch videos of episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS & AFFILIATES)

• Monarch Money – Best budget app for families & couples.

• Empower – Free portfolio tracker.

• Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link).

• Ethos – Affordable term life insurance.

• Trust & Will – Convenient estate planning made easy.

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this “Best of MKM” episode from 2022, I sit down with Jordan Grumet, a hospice doctor and author of Taking Stock, to explore how confronting death can help us live more intentionally.

Jordan shares powerful stories from his hospice work, the deep regrets he’s heard at the end of life, and how we can avoid them by embracing purpose, identity, and connection now.

We discuss the trap of chasing net worth and job titles, the tension between FIRE and YOLO, and practical frameworks to align your money with what truly matters. Whether you’re striving toward financial independence or simply seeking more meaning in your day-to-day, this episode will help you pause, reflect, and act with intention.

If you’ve ever felt stuck on autopilot, this conversation with Jordan Grumet is a wake-up call to reassess your priorities and build a life with fewer regrets.

Resources

⁠⁠⁠⁠⁠Sponsors, Deals and Partners⁠⁠⁠⁠⁠

MKM RESOURCES:

• ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Own Your Time⁠⁠⁠⁠: Pre-order my first book today!

• ⁠⁠⁠⁠MKM Coaching⁠⁠⁠⁠⁠⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠⁠⁠⁠⁠⁠⁠Coast FIRE Calculator⁠⁠⁠⁠⁠⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠⁠⁠⁠⁠⁠⁠Mortgage Payoff Calculator⁠⁠⁠⁠⁠⁠⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠⁠⁠⁠⁠⁠⁠Monarch Money⁠⁠⁠⁠⁠⁠⁠ - Best Budget App for Families & Couples

• ⁠⁠⁠⁠⁠⁠⁠Empower⁠⁠⁠⁠⁠⁠⁠ - Free Portfolio Tracker

• ⁠⁠⁠⁠⁠⁠Cr⁠ew⁠⁠⁠⁠⁠⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠⁠⁠⁠⁠⁠⁠Ethos⁠⁠⁠⁠⁠⁠⁠ - Affordable Term Life Insurance

• ⁠⁠⁠⁠⁠⁠⁠Trust & Will⁠⁠⁠⁠⁠⁠ ⁠- Convenient Estate Planning

CHAPTERS

00:00 – Regret and mortality: a powerful lens
01:30 – Intro to Jordan Grumet and the regret free life
03:00 – Stories from hospice: what people really regret
06:00 – Purpose, people, and climbing your “Everest”
08:00 – The hedonic treadmill and false financial goals
10:30 – FIRE vs. YOLO: where’s the balance?
12:30 – How to decide when to spend vs. save
14:30 – Fear-based planning: what scares you most?
17:00 – Finding the middle ground: Slow FI, Coast FI, Barista FI
20:00 – Subtraction: designing your life through removal
23:00 – Building purpose in early careers
26:00 – Modeling fulfillment for your kids
28:00 – Two life-changing exercises to reduce regret
31:00 – Where to find Taking Stock and connect with Jordan

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

From understanding needs vs. wants to saving, giving, and making smart spending decisions, Liz outlines fun and effective ways to build lifelong financial habits in children. She also tackles common questions around allowances, chores, and how parents can be positive money role models, even if they don’t feel financially perfect themselves.

If you’re ready to help your kids build confidence, generosity, and gratitude with money, this episode is packed with actionable advice and inspiration for families.

Resources

⁠⁠⁠⁠Sponsors, Deals and Partners⁠⁠⁠⁠

MKM RESOURCES:

• ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Own Your Time⁠⁠⁠: Pre-order my first book today!

• ⁠⁠⁠MKM Coaching⁠⁠⁠⁠⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠⁠⁠⁠⁠⁠Coast FIRE Calculator⁠⁠⁠⁠⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠⁠⁠⁠⁠⁠Mortgage Payoff Calculator⁠⁠⁠⁠⁠⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠⁠⁠⁠⁠⁠Monarch Money⁠⁠⁠⁠⁠⁠ - Best Budget App for Families & Couples

• ⁠⁠⁠⁠⁠⁠Empower⁠⁠⁠⁠⁠⁠ - Free Portfolio Tracker

• ⁠⁠⁠⁠⁠Cr⁠ew⁠⁠⁠⁠⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠⁠⁠⁠⁠⁠Ethos⁠⁠⁠⁠⁠⁠ - Affordable Term Life Insurance

• ⁠⁠⁠⁠⁠⁠Trust & Will⁠⁠⁠⁠⁠ ⁠- Convenient Estate Planning

CHAPTERS

00:00 – Teaching kids the basics of money 02:00 – Why childhood shapes money habits 06:45 – When to start money lessons 08:30 – Needs vs. wants activity 09:45 – Teaching priorities and decision-making 10:45 – Allowance vs. chores debate 12:30 – Save, spend, share jars 13:45 – Making saving fun for kids 15:30 – Encouraging generosity and giving 18:15 – Teaching gratitude with money 20:00 – Helping kids appreciate wealth 21:00 – Parents teaching money (even if not perfect) 22:15 – Simple ways to start today 23:00 – Where to find Liz Frazier’s book

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this “Best of MKM” episode from 2020, I talk with entrepreneur and author Mark Timm about the powerful concept of work-life integration. After years of chasing “balance” and falling short, Mark had a breakthrough moment: instead of separating work and family, what if he integrated the two?

Mark shares how he legally incorporated his family, started holding intentional family meetings, and brought the same leadership skills he used in business into his home life. The result? A stronger marriage, deeper connections with his six kids, and a thriving family culture with a mission of its own.

If you’re struggling to juggle your career and your personal life, this episode with Mark Timm will inspire you to lead at home like you do at work—and build something extraordinary with the people who matter most.

Resources

⁠⁠⁠Sponsors, Deals and Partners⁠⁠⁠

MKM RESOURCES:

• ⁠⁠⁠⁠⁠⁠⁠⁠⁠Own Your Time⁠⁠: Pre-order my first book today!

• ⁠⁠MKM Coaching⁠⁠⁠⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠⁠⁠⁠⁠Coast FIRE Calculator⁠⁠⁠⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠⁠⁠⁠⁠Mortgage Payoff Calculator⁠⁠⁠⁠⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠⁠⁠⁠⁠Monarch Money⁠⁠⁠⁠⁠ - Best Budget App for Families & Couples

• ⁠⁠⁠⁠⁠Empower⁠⁠⁠⁠⁠ - Free Portfolio Tracker

• ⁠⁠⁠⁠Cr⁠ew⁠⁠⁠⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠⁠⁠⁠⁠Ethos⁠⁠⁠⁠⁠ - Affordable Term Life Insurance

• ⁠⁠⁠⁠⁠Trust & Will⁠⁠⁠⁠ ⁠- Convenient Estate Planning

CHAPTERS

00:00 – The courage to be vulnerable
01:30 – Introduction to Mark Timm and the concept of work life integration
03:00 – Why work-life balance is a myth
05:00 – Mark’s “driveway moment” of realization
07:00 – Incorporating his family as a business
09:00 – How family meetings transformed communication
12:00 – Creating a family mission: Love God, Live Right, Lead All Out
14:30 – From discipline to leadership: Family court
16:00 – Traveling with his kids to create deeper bonds
19:00 – Involving the family in business and decision-making
21:00 – How work life integration strengthened his marriage
23:00 – The power of showing, not just telling
25:00 – Why vulnerability is leadership
27:00 – Creating unity in a blended family
29:00 – First steps for families ready to integrate
32:00 – How to connect with Mark Timm and get the book

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this “Best of MKM” episode from 2019, psychiatrist Dr. Laura Dabney shares her insights on why money arguments go deeper than dollars—and how to address the feelings behind the finances. Dr. Dabney explains why our childhood experiences shape our money mindset, how to express emotions without blame, and what to do when your spouse isn’t on the same page.

Whether it’s a surprise boat purchase or hidden debt, she offers tools to help couples move beyond the surface and truly communicate. This conversation is full of “a-ha” moments and practical advice for parents and partners trying to build trust and teamwork.

If disagreements around money in marriage are stressing you out, this episode with Dr. Laura Dabney is a must-listen.

Resources

⁠⁠Sponsors, Deals and Partners⁠⁠

MKM RESOURCES:

• ⁠⁠⁠⁠⁠⁠Own Your Time⁠: Pre-order my first book today!

• ⁠MKM Coaching⁠⁠⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠⁠⁠⁠Coast FIRE Calculator⁠⁠⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠⁠⁠⁠Mortgage Payoff Calculator⁠⁠⁠⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠⁠⁠⁠YouTube⁠⁠⁠⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠⁠⁠⁠Monarch Money⁠⁠⁠⁠ - Best Budget App for Families & Couples

• ⁠⁠⁠⁠Empower⁠⁠⁠⁠ - Free Portfolio Tracker

• ⁠⁠⁠Cr⁠ew⁠⁠⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠⁠⁠⁠Ethos⁠⁠⁠⁠ - Affordable Term Life Insurance

• ⁠⁠⁠⁠Trust & Will⁠⁠⁠ ⁠- Convenient Estate Planning

CHAPTERS

00:00 – How emotions—not dollars—spark financial fights 01:40 – Introduction to Dr. Laura Dabney 03:00 – Childhood roots of money conflict 04:30 – Learning to identify and express feelings 06:30 – How to talk about big purchases 09:00 – Communication strategy: “I feel X when you do Y” 11:30 – Making time for emotional check-ins as parents 13:45 – How tech affects emotional connection 15:30 – Red flags to watch in serious relationships 17:30 – Boundaries and when to seek therapy 20:00 – Counseling alone when your spouse won’t come 22:30 – Why money classes may miss the root issue 24:00 – Dr. Dabney’s book recommendations and resources

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Best of MKM episode, we explore how to reclaim our focus, strengthen our relationships, and find balance in a world full of digital distractions.

Author and speaker Mark Ostach joins me to talk about digital wellness—what it means, why it matters, and how small shifts can make a huge difference in our marriages, parenting, and personal health. From setting boundaries with email to modeling good tech habits for our kids, Mark shares practical strategies to help us become more present at home and less consumed by screens.

This conversation originally aired in 2022, but it’s just as powerful today. As part of our Best of MKM series, I’m excited to bring back this timeless chat with Mark, the author of Courage to Connect.

Resources

⁠Sponsors, Deals and Partners⁠

Chapters

00:00 – Introduction
01:30 – What Digital Wellness Really Means
04:00 – The “Holy Trinity” of Checking & Digital Distraction
06:30 – Early Struggles That Sparked Mark’s Mission
07:50 – Impact of Screen Time on Marriage & Family Life
09:40 – Modeling Healthy Tech Habits for Kids
11:50 – Coping with Distraction & Digital Stress
13:30 – Small Steps Toward Digital Wellness
17:00 – Morning Routines & Phone Boundaries
18:00 – Healthy Ways to Use Social Media
20:00 – Managing Email & Avoiding Overwhelm
23:50 – When Should Kids Get Their First Devices?
25:00 – Parents as “Paparazzi” & Memory vs. Instagram
28:30 – Predictions for the Future of Digital Wellness
32:30 – One Simple Step You Can Take Today
34:00 – Where to Find Courage to Connect

MKM RESOURCES:

• ⁠⁠⁠Own Your Time: Pre-order my first book today!

• MKM Coaching⁠⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠⁠⁠Coast FIRE Calculator⁠⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠⁠⁠Mortgage Payoff Calculator⁠⁠⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠⁠⁠YouTube⁠⁠⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠⁠⁠Monarch Money⁠⁠⁠ - Best Budget App for Families & Couples

• ⁠⁠⁠Empower⁠⁠⁠ - Free Portfolio Tracker

• ⁠⁠Cr⁠ew⁠⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠⁠⁠Ethos⁠⁠⁠ - Affordable Term Life Insurance

• ⁠⁠⁠Trust & Will⁠⁠⁠ - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

Then, financial planner Madison Sharick shares how she and her husband hit Coast FIRE in their 30s — while raising two young kids! 💡 Whether you're a future parent or already knee-deep in diapers, this episode is packed with practical money moves to help your family thrive.

EPISODE RESOURCES

Sponsors, Deals and Partners

Ask Questions, Save Money, Make More (Matt's book): https://amzn.to/4mg7mgb (affiliate)

Matt Schulz: https://www.mattschulz.com/

Nectarine (Advice Only Financial Planners): ⁠⁠https://marriagekidsandmoney.com/nectarine⁠ (affiliate)

Madi Minds Money: ⁠https://madimanagesmoney.com/

CHAPTERS

00:00 – Is the cost of raising a child worth it?
00:33 – Show introduction and episode preview
01:09 – Meet Matt Schulz, LendingTree financial expert
02:10 – How much does it cost to raise a child?
03:20 – Why these rising costs impact family planning
04:13 – How fast is the cost increasing?
05:30 – Most and least expensive states to raise a child
07:46 – Major cost drivers: daycare and housing
09:00 – Average percentage of income spent on child expenses
10:30 – Where to begin: budgeting basics for new parents
12:00 – Smart moves to save on childcare
13:50 – Debt management tips to free up cash
16:00 – Should high costs stop you from having kids?
18:00 – Coast FIRE segment
20:11 – Meet Madison: Coast FIRE at 35 with kids
21:33 – Retirement projections and 4% rule
22:45 – The motivation behind early investing
24:00 – How Madison and Jake built wealth
26:50 – Madison’s career path and income
28:15 – Combining income as a couple
29:45 – Career vs. parenting: striking a balance
33:15 – How Madison financially prepared to quit her job
35:09 – Pausing contributions and strategic Roth conversion
36:15 – Generational wealth planning
37:30 – College planning with 529s
38:45 – Financial literacy goals for her daughters
39:20 – Easy step to start Coast FIRE journey
40:20 – Where to find Madison and her financial advice
41:01 – Closing thoughts and inspirational quote

MKM RESOURCES:

• ⁠⁠MKM Coaching⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠⁠Coast FIRE Calculator⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠⁠Mortgage Payoff Calculator⁠⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠⁠YouTube⁠⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠⁠Monarch Money⁠⁠ - Best Budget App for Families & Couples

• ⁠⁠Empower⁠⁠ - Free Portfolio Tracker

• ⁠Cr⁠ew⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠⁠Ethos⁠⁠ - Affordable Term Life Insurance

• ⁠⁠Trust & Will⁠⁠ - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Denis shares how he grew multiple YouTube channels, why evergreen content is his secret weapon, and what solopreneurship really looks like behind the scenes.

✅ You’ll Learn:

• How Denis got started (and what failed)

• When he realized YouTube could replace his day job

• 4 ways YouTubers actually make money

• What a typical week looks like as a solo creator

• His top advice for beginners (and what mistakes to avoid)

Whether you're dreaming of leaving your 9–5 or growing your side hustle, Denis's journey is packed with tips, transparency, and inspiration.

Resources:

• ⁠⁠⁠Sponsors + Partners + Deals⁠⁠⁠
• TruFinancials (Denis's YouTube Channel): ⁠https://www.youtube.com/TruFinancials
• YouTube Passive Income Podcast (Denis's Podcast): https://podcasts.apple.com/nz/podcast/youtube-passive-income-by-ranking/id1735315505

Chapters

00:00 – Why Most People Quit Too Early
00:22 – Introduction to Denis Trufin and His YouTube Journey
01:00 – How a Lack of Time Control Sparked His Entrepreneurial Drive
01:56 – Early Attempts and Failures on YouTube
03:00 – Personal Finance Channel Launch and Initial Struggles
03:36 – Earning Ad Revenue After 7–8 Months
04:15 – Working in Retail Before YouTube
05:08 – The Moment Denis Decided to Quit His Job
07:06 – How His Immigrant Parents Inspired Him
07:40 – What Solopreneurship Means to Denis
08:41 – Using Content to Help Others With Finances
09:58 – Four Ways to Make Money on YouTube
11:31 – What Makes Up Denis’s YouTube Income
12:16 – Making $10K/Month Through Mostly Passive Income
14:03 – Why Evergreen Content Wins Over Trendy Topics
15:48 – Is $10K Enough for a Comfortable Life?
17:00 – Typical Work Week as a Full-Time YouTuber
18:50 – How Long It Takes to Succeed on YouTube
21:00 – Do You Need Passion to Start a Channel?
21:30 – The Power of Evergreen and Staying Niche
22:40 – Solopreneur High Five: Favorite Tools
23:55 – Outsourcing to Stay Focused
25:11 – Biggest Mistake: Not Niching Down Sooner
27:10 – Life Outside of YouTube and Supporting a Nonprofit
28:34 – What Retirement Means to a Solopreneur
29:44 – Final Advice: Stick With It
30:25 – Where to Find Denis Trufin Online

MKM RESOURCES:

• ⁠⁠⁠MKM Coaching⁠⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠⁠⁠Coast FIRE Calculator⁠⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠⁠⁠Mortgage Payoff Calculator⁠⁠⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠⁠⁠YouTube⁠⁠⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠⁠⁠Monarch Money⁠⁠⁠ - Best Budget App for Families & Couples

• ⁠⁠⁠Empower⁠⁠⁠ - Free Portfolio Tracker

• ⁠⁠⁠Crew⁠⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠⁠⁠Ethos⁠⁠⁠ - Affordable Term Life Insurance

• ⁠⁠⁠Trust & Will⁠ ⁠⁠- Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

• Opinions are the creators alone.

• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Kayli Johnson

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Also in this episode:

• A Net Worth Win from Vinny in New Zealand, who grew his family’s net worth to over $1 million NZD by age 55

• "Good Word" segment with my son Calvin about the health benefits of running and why it can add 12 years to your life

Whether you're just getting started with investing or need inspiration to stay on track, this episode will help you build wealth and strengthen your family tree!

Resources:

Podcast Chapters:

00:00 – Intro
01:00 – Why Now Is a Good Time to Invest
02:29 – Reason #1: Waiting Could Cost You More
04:50 – Real Example: VFIAX Price Drops and Recovery
06:10 – Reason #2: No One Can Predict the Market
07:00 – Reason #3: The Market Rises in the Long Run
07:50 – Reason #4: Investing Favors Those Who Start Early
09:00 – Reason #5: You Might Already Be Investing
11:00 – IRAs, Rollovers, and Consolidation
11:51 – Reason #6: Dollar Cost Averaging Works
13:00 – When NOT to Invest: No Emergency Fund or High Interest Debt
15:00 – Net Worth Win: Vinny & Denise from New Zealand
17:00 – From Debt to Financial Transformation
20:00 – Partnering on the Budget as a Couple
22:30 – Net Worth Breakdown and Lean FIRE Goals
25:46 – How to Reach Lean FIRE in Four Years
27:38 – Monthly Net Worth Tracking: Vinny’s #1 Tip
28:30 – Project Frugal YouTube Channel
29:58 – The Good Word with Calvin Hill
30:57 – Good News: Running Can Add 12 Years to Your Life
35:50 – Time Ownership and Andy’s New Book

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

• Opinions are the creators alone.

• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Kayli Johnson

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Jessica shares how both big T and little T traumas influence our financial decisions, the role of generational trauma in our money mindset, and how unhealed emotional wounds can lead to cycles of overspending, fear, and financial stress. She also opens up about her own personal journey of self-discovery, the power of therapy in reshaping her financial mindset, and actionable steps you can take to break free from unhealthy money patterns.

If you’ve ever felt anxiety, guilt, or shame around money, this conversation will help you unpack the past and move forward with financial confidence.

Listen now to start healing your money story!

RESOURCES:

• Sponsors + Partners + Deals
• Everything but Money (book): https://amzn.to/3Da02Cg (affiliate)

CHAPTERS:

00:00 – Introduction to the Episode

01:00 – What is Money Trauma?

02:26 – The Difference Between Big T and Little T Trauma

04:52 – How Trauma Affects Our Financial Decisions

07:00 – Childhood Money Trauma and How It Shapes Us

09:35 – Generational Trauma and Its Lasting Impact

12:07 – Can Money Trauma Be Used as Motivation?

16:17 – The Power of Therapy: EMDR & Internal Family Systems (IFS)

18:26 – Jessica’s Personal Experience with Childhood Trauma

24:32 – Mindfulness, Meditation, and Daily Practices for Healing

27:05 – Overcoming Negative Self-Talk and Imposter Syndrome

29:20 – One Small Step to Start Healing Money Trauma

30:20 – How Parents Can Avoid Passing Money Trauma to Their Kids

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
• Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
• YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• Monarch Money - Best Budget App for Families & Couples
• Empower - Free Portfolio Tracker
• Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
• Ethos - Affordable Term Life Insurance
• Trust & Will - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Johnny Sohl
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Grant shares his incredible journey from feeling stuck in corporate life to building multiple businesses, reaching financial independence by 30, and crafting a life centered around what he loves—including owning a bookstore and spending meaningful time with his family.

If you’re curious about starting a business, finding peace beyond just chasing money, or learning how to build an “empire” that truly fits your life, this is a must-listen conversation.

Resources:

• ⁠⁠Sponsors + Partners + Deals⁠⁠
• Inner Entrepreneur (book): https://amzn.to/4l7v6D9 (affiliate)

Chapters

00:00 – Why People Get Stuck in Unfulfilling Careers

00:42 – Welcome to the Show & Introduction of Grant Sabatier

01:58 – Why Entrepreneurship is a Powerful Path to Financial Independence

04:08 – Is Now a Good Time to Start a Business?

07:40 – Using Entrepreneurship to Create Peace, Not Just Money

11:59 – Grant’s Journey: From Digital Marketing to Multi-Millionaire

14:24 – Selling Millennial Money and Building MMG Media Group

18:55 – Levels of Entrepreneurship: Solopreneur to Empire

23:17 – Avoiding Growth Traps & Building a Business That Fits Your Life

24:43 – A Typical Week in Grant’s Life as a Dad and Entrepreneur

29:40 – Parenting, Balance, and Being a Role Model for Your Kids

32:03 – Advice for Aspiring Entrepreneurs: Trust Yourself and Start Small

37:35 – Where to Find Grant’s Book “Inner Entrepreneur”

MKM RESOURCES:

• ⁠⁠MKM Coaching⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠⁠Coast FIRE Calculator⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠⁠Mortgage Payoff Calculator⁠⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠⁠YouTube⁠⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠⁠Monarch Money⁠⁠ - Best Budget App for Families & Couples

• ⁠⁠Empower⁠⁠ - Free Portfolio Tracker

• ⁠⁠Crew⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠⁠Ethos⁠⁠ - Affordable Term Life Insurance

• ⁠⁠Trust & Will⁠ ⁠- Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

• Opinions are the creators alone.

• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Kayli Johnson

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we sit down with William Green, author of Richer, Wiser, Happier, to uncover the timeless principles he's learned from interviewing legends like Charlie Munger, Howard Marks, and Bill Miller.

Rather than chasing hot tips or quick wins, William reveals how traits like emotional control, simplicity, and avoiding big mistakes can help you build wealth—and a more meaningful life.

We discuss the difference between gambling and investing, the wisdom of indexing for most families, and why subtracting noise can lead to clarity and success. Whether you're just starting out or well along your financial journey, this conversation offers valuable takeaways for life and money.

If you want to become richer, wiser, happier, this episode with William Green is a must-listen.

RESOURCES:

• ⁠⁠Sponsors + Partners + Deals⁠⁠
• Richer, Wiser, Happier (book): https://amzn.to/4kkLq2e (affiliate)

Chapters

00:00 – Timeless wisdom and survival in investing
01:00 – Introduction to William Green and his journey
03:30 – The surprising philosophical nature of top investors
06:00 – Learning from failure: The Bill Miller story
08:30 – The power of accepting impermanence (Mujo & Howard Marks)
11:30 – Gambling vs. investing: Lessons from a young William
14:30 – The Buffett playbook and indexing for most families
18:00 – The art of subtraction and simplifying your financial life
22:00 – Defining a rich life: Health, relationships, peace of mind
25:00 – Charlie Munger’s key principle: Invert, always invert
28:30 – How to survive financial storms: Diversify and avoid leverage
32:00 – Dogged incremental progress and being “number one-ish”
36:00 – William’s biggest takeaway from 25 years of interviews
38:00 – Where to find Richer, Wiser, Happier and his podcast

MKM RESOURCES:

• ⁠⁠MKM Coaching⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠⁠Coast FIRE Calculator⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠⁠Mortgage Payoff Calculator⁠⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠⁠YouTube⁠⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠⁠Monarch Money⁠⁠ - Best Budget App for Families & Couples

• ⁠⁠Empower⁠⁠ - Free Portfolio Tracker

• ⁠⁠Crew⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠⁠Ethos⁠⁠ - Affordable Term Life Insurance

• ⁠⁠Trust & Will⁠ ⁠- Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

• Opinions are the creators alone.

• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Kayli Johnson

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

First, Kelly Palmer—a financial planner and founder of The Wealthy Parent—joins the show to break down how to choose a 529 plan. She shares the pros and cons of different education savings options, the impact of the new SECURE Act updates, and why she’s a proud 529 mom herself. If you’ve been feeling overwhelmed by college savings decisions, this segment is full of clear, practical guidance.

Then, in our Net Worth Win segment, Shang Saavedra from Save My Cents reveals how she and her husband built a net worth north of $2 million by age 39. From a revenge-of-the-nerd money mindset to embracing FIRE, Shang’s story is packed with lessons on frugal living, dual-income saving strategies, and long-term thinking.

Whether you're focused on education planning or financial independence, this episode delivers actionable tips and real-life inspiration.

EPISODE RESOURCES

Nectarine (Advice Only Financial Planners): ⁠https://marriagekidsandmoney.com/nectarine (affiliate)

The Wealthy Parent: https://thewealthyparent.com  ⁠

Wealth is a Mindset (Book): https://amzn.to/3FQT0nh (affiliate)

Save My Cents (Shang Saavedra's Website): https://savemycents.com/

CHAPTERS

00:00 – Introduction
01:00 – How to Choose a 529 Plan
05:20 – Tax Benefits and State-Specific Rules
09:00 – SECURE Act Updates and New Roth IRA Rollovers
13:45 – 529s vs UTMAs and Roth IRAs for Kids
18:00 – Final Thoughts from Kelly Palmer
20:30 – Net Worth Win: Shang Saavedra
24:15 – The Mindset Shift Behind Wealth Building
29:30 – Living on One Income and Saving the Other
33:00 – Renting by Choice and Real Estate Insights
36:00 – Teaching Generational Wealth Through Habits
38:30 – Future Goals and Advice for Parents

MKM RESOURCES:

• ⁠MKM Coaching⁠: Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠Monarch Money⁠ - Best Budget App for Families & Couples

• ⁠Empower⁠ - Free Portfolio Tracker

• Cr⁠ew⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠Ethos⁠ - Affordable Term Life Insurance

• ⁠Trust & Will⁠ - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Listeners will learn how Colin transitioned from a 9-to-5 job into solopreneurship, the steps he took to scale his business, and how he now enjoys a flexible lifestyle that prioritizes family, freedom, and fulfillment.

If you're a parent looking to escape the corporate grind and design a business on your own terms, this episode is packed with insights and encouragement.

EPISODE RESOURCES:

• ⁠Sponsors + Partners + Deals⁠

• Colin Graves (website): https://colingraves.com

MKM RESOURCES:

• ⁠MKM Coaching:⁠ Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠Monarch Money⁠ - Best Budget App for Families & Couples

• ⁠Empower⁠ - Free Portfolio Tracker

• ⁠Crew ⁠- HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠Ethos⁠ - Affordable Term Life Insurance

• ⁠Trust & Will ⁠- Convenient Estate Planning

CHAPTERS

00:00 – Life after corporate: Embracing flexibility
00:16 – Meet Colin Graves: From bank manager to solopreneur
01:40 – A toxic boss sparked the journey
03:22 – Starting with blogging and side hustles
05:20 – Defining a vision with his wife
06:30 – Turning freelance writing into a real business
08:45 – Putting in the hours and finding "comfortable torture"
10:18 – Landing multiple clients at FinCon
12:45 – Making the leap to full-time solopreneur
14:30 – Life after quitting the 9-to-5
16:30 – How freelance writers earn income
17:25 – Income breakdown: $150K/year as a solopreneur
18:20 – Time management and weekly hours
20:33 – Taking spontaneous family trips
22:00 – What new freelance writers can expect to earn
24:15 – Why $500/month from freelancing is powerful
26:07 – Favorite solopreneur tool: Wise
27:30 – Outsourcing help and using ChatGPT
30:27 – His biggest mistake: Getting too comfortable
32:50 – Life outside work: music, biking, and disc golf
34:23 – Rethinking retirement as a solopreneur
36:29 – How to connect with Colin and get coaching

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

• Opinions are the creators alone.

• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Next, we’re back with our Coast FIRE Family segment. This month, we’re featuring Jason Edwards from Rhode Island. Jason and his wife Amber reached Coast FIRE with $1.2 million invested. He shares how they did it, the role adoption played in their journey, and how they're now focusing on building generational wealth.

Lastly, my son Calvin joins me for another “Good Word” segment. With school wrapping up, we're talking about generosity, favorite teachers, and celebrating the good in the world—because sometimes, you just need a little positivity.

Resources Mentioned:

• Coast FIRE Calculator
  Crunch your numbers and find out how close you are to achieving Coast FIRE:
  👉 marriagekidsandmoney.com/calculators/coast-fire

• Empower
  Track your net worth and financial progress for free:
  👉 marriagekidsandmoney.com/empower

• Monarch Money
  Budget and plan your financial goals as a couple:
  👉 marriagekidsandmoney.com/monarchmoney

• Nectarine Financial
  Get fee-only, fiduciary advice with no product pitches:
  👉 marriagekidsandmoney.com/nectarine (or include affiliate link if available)

Podcast Chapters:

• 00:00 – Introduction: What Retirement Means to You

• 01:00 – Segment 1: Coast FIRE vs. Traditional Retirement

• 09:00 – Planning Your Retirement: Tools and Tips

• 12:50 – Segment 2: Jason Edwards' Coast FIRE Journey

• 13:45 – Jason’s Investment Strategy & Net Worth Breakdown

• 20:25 – Work, Income, and Family Expenses

• 24:00 – Adoption and Raising a Child

• 25:50 – Experiences Over Excess: Jason’s Retirement Philosophy

• 27:30 – Generational Wealth and Legacy Goals

• 29:45 – Advice for Future Coast FIRE Achievers

• 30:59 – Segment 3: A Good Word with Calvin Hill

• 33:00 – A Story of Student Generosity and Apple’s Support

• 34:15 – Celebrating Great Teachers

  35:45 – Final Thoughts and Quote of the Day

Learn more about your ad choices. Visit megaphone.fm/adchoices

RESOURCES:

• ⁠Sponsors + Partners + Deals⁠
• The Simple Path to Wealth (book): ⁠https://amzn.to/3ZBDGS2 (affiliate)

Chapters

00:00 – The Simplest Investing Advice You’ll Ever Hear
00:36 – Why So Few People Invest in the Stock Market
01:53 – Why Investing Feels So Complicated (Thanks, Wall Street)
03:06 – Index Funds 101: Why They Work
04:57 – How Index Funds Are Self-Cleansing
06:10 – Avoiding Analysis Paralysis: Stick to One Fund
08:17 – Do You Need to Switch Brokerages for Better Funds?
09:30 – Should You Add International Stocks? JL’s Take
12:02 – Set It and Forget It: The Power of Automation
15:42 – The “Tweaky Path” vs. The Simple Path
16:16 – Filtering Out Financial Fear in the Media
20:22 – Investing: A Psychological Game
22:45 – 50 Years of Market Returns: What the Data Really Says
27:48 – FU Money: Your Runway to Solopreneurship and Freedom
29:42 – Buying Freedom vs. Buying Stuff
31:47 – Is This Time Really Different? (Spoiler: It’s Not)
33:46 – Planning for Black Swans? Or Betting on the 99%?
35:25 – How to Get Started Today: One Simple Step
36:48 – Where to Find the Updated Book and More Resources

MKM RESOURCES:

• ⁠MKM Coaching⁠: Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠Monarch Money⁠ - Best Budget App for Families & Couples

• ⁠Empower⁠ - Free Portfolio Tracker

• ⁠Crew⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠Ethos⁠ - Affordable Term Life Insurance

• ⁠Trust & Will ⁠- Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

• Opinions are the creators alone.

• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Kayli Johnson

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you're starting your first business, juggling multiple podcasts, or just looking to reclaim some peace of mind, Pat’s approach to learning less but achieving more might be just the antidote you need.

Resources:

• ⁠Sponsors + Partners + Deals⁠
• Lean Learning (book): ⁠https://amzn.to/3Hs6JkG (affiliate)

Chapters

00:00 – Introduction to Lean Learning and Overcoming Information Overload
01:40 – Meet Pat Flynn: Entrepreneur, Author, Father, and Back to the Future Fan
04:12 – How Information Obesity is Slowing Us Down
06:25 – What is Lean Learning? A Golf Story That Explains It All
08:26 – Public Speaking, Force Functions, and Learning One Skill at a Time
10:42 – The Microsoft Word Ebook That Made $200K: Just-in-Time Learning in Action
12:42 – The Double Meaning of “Lean” and the Power of Focus
13:50 – What Should Solopreneurs Do With Their Newfound Time?
14:55 – The “One-One-One” Strategy for Starting a Business
17:09 – Solopreneur Pitfalls: Fear, Procrastination, and Why We Over-Plan
19:10 – Fishing with One Jig: A Metaphor for Mastery
21:17 – Alternatives to Information Overload While Driving or Exercising
23:36 – Why Taking Action > Passive Learning
25:37 – Where to Find Pat’s Book “Lean Learning”
27:00 – Why Focusing on One Project at a Time Delivers Faster Results
29:00 – Wrap-Up and Final Thoughts

MKM RESOURCES:

• ⁠MKM Coaching⁠: Want 1-on-1 support with your family finance journey? Book a time with me today.

• ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement.

• ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free.

• ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• ⁠Monarch Money⁠ - Best Budget App for Families & Couples

• ⁠Empower⁠ - Free Portfolio Tracker

• ⁠Crew⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• ⁠Ethos⁠ - Affordable Term Life Insurance

• ⁠Trust & Will ⁠- Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

• Opinions are the creators alone.

• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Kayli Johnson

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy also interviews Brittany Flammer, a financial coach, YouTuber, and mom of five, who has grown her family’s net worth to over $850,000 by age 39—despite a modest household income.

👩‍👧‍👦 Brittany shares:

• How she and her husband prioritized financial freedom over flashy spending

• The smart money habits that helped them grow their net worth on an average of $40K/year

• How they're raising financially capable kids without fully funding college

• Why giving, budgeting, and intentionality have been cornerstones of their success

• Their roadmap to becoming millionaires soon

Last but not least, Andy's son Calvin Hill joins for a Money Quiz. They are covering school coming to a close, net worth topics and enjoying summer.

EPISODE RESOURCES:

• Sponsors + Partners + Deals

• Brittany Flammer (website): https://brittanyflammer.com/

CHAPTERS

00:00 – Use Your Money According to Your Values
00:25 – Welcome & Today’s Three-Part Show Outline
01:00 – Listener Question: Mortgage vs. Saving vs. Investing
02:24 – Sam’s Voicemail: Conflicted About Mortgage Strategy
03:20 – Breaking Down the 3 Options: Save, Invest, or Pay Off Mortgage
05:45 – How Much Emergency Savings is Enough?
07:30 – Coast FIRE Explained & Retirement Account Strategy
09:50 – When and Why to Pay Off Your Mortgage
11:30 – Step-by-Step Financial Independence Roadmap
12:38 – Net Worth Win Segment: Brittany Flammer Interview
13:40 – Brittany’s Motivation: Security & Freedom
15:00 – Building Wealth on a Modest Income
16:45 – Saving, Budgeting, and Investing from the Start
18:30 – Net Worth Breakdown: Cash, Investments, and Home Equity
20:15 – Reaching $858K Net Worth and Nearing $1M
21:00 – Generational Wealth: Teaching Kids About Money
24:45 – Budgeting, Saving, and College Planning with 5 Kids
27:00 – Teaching Generosity and the Habit of Giving
29:45 – Advice for Others: Just Get Started
30:59 – Where to Connect with Brittany Flammer
31:40 – Money Quiz Segment with Calvin
34:50 – Calvin's Money Lessons and Omnifix Cubes
35:35 – What Is Net Worth? Calvin’s $11K at Age 11
37:40 – How Many Days Are in Summer Vacation?
38:20 – Final Quote & Show Wrap-Up

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.

• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!

• Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.

• Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.

• YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• Monarch Money - Best Budget App for Families & Couples

• Empower - Free Portfolio Tracker

• Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• Ethos - Affordable Term Life Insurance

• Trust & Will - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

• Opinions are the creators alone.

• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

First, Robert Farrington, founder of The College Investor, shares urgent updates on the resumption of student loan default collections, what borrowers need to know right now, and smart strategies for managing debt amid confusing government changes.

Then, we switch gears with Jordan Biesinger, a Coast FIRE success story. Jordan and his wife hit Coast FIRE in their 20s and chose to move to China for a simpler, more financially free life. He shares exactly how they did it—and how you can too.

EPISODE RESOURCES

Robert Farrington (Website): https://thecollegeinvestor.com

Jordan Biesinger (YouTube): https://youtube.com/@BiesingerFIREJourney

CHAPTERS

00:00 - Intro
01:30 - The Return of Student Loan Collections
02:50 - What Happens If You Default on Student Loans
04:20 - Forbearance vs. Default: Key Differences
05:45 - Don’t Count on Future Forgiveness
07:00 - The Trillion-Dollar Student Loan Problem
08:00 - The SAVE Plan: Dead or Alive?
09:40 - Using the Forbearance Window Wisely
10:40 - Alternatives to the SAVE Plan
12:00 - How to Find Out Who You Owe
13:40 - Increasing Income and Cutting Big Expenses
15:45 - Is College Still a Smart Investment?
18:00 - The ROI Reality of a College Degree
19:30 - Where to Find More Help from The College Investor
21:00 - Coast Fire Family: Jordan’s Journey Begins
21:45 - The Coast Fire 5 with Jordan
23:00 - How Real Estate and Frugality Fueled Their FIRE
25:30 - From Student Loans to Coast FIRE
27:00 - Index Funds and Simple Investing
28:30 - Income Growth Through Career and Side Hustles
30:00 - Life and Work Abroad After Coast FIRE
31:30 - Investing Beyond Retirement
32:30 - Teaching Financial Literacy to the Next Generation
33:45 - Why They Chose to Move to China
35:30 - Coast FIRE as a Path to Flexibility and Healing
36:30 - Life in China and Living Simply
37:30 - Final Advice for Achieving Coast FIRE

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.

• Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.

• Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.

• YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• Monarch Money - Best Budget App for Families & Couples

• Empower - Free Portfolio Tracker

• Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• Ethos - Affordable Term Life Insurance

• Trust & Will - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Bread & Wine episode, Andy and Nicole discuss how their time has been swallowed up recently, how they are fighting back, and how you can own your time, too. 

MKM RESOURCES

**Sponsors + Partners + Deals: ⁠https://www.marriagekidsandmoney.com/sponsors⁠

⁠Leave a Review: Apple Podcasts⁠

⁠Leave a Rating: Spotify⁠

⁠Instagram⁠: Follow our IG channel

OTHER EPISODES YOU MIGHT LIKE

⁠Die With Zero: When FIRE Meets YOLO⁠

⁠Reflecting on Dave Ramsey's Baby Steps 10 Years Later⁠

⁠Are We Morons for Paying Off Our Mortgage Early?⁠

DISCLAIMER

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS

Podcast Artwork: Kayli Johnson

Creative Director / Show Director: Nicole Hill

Editor: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this powerful episode, Sam shares how fear helped him build wealth, leave a high-stress Wall Street job, and create true financial independence. Whether you're just getting started or trying to level up your savings rate, this conversation will inspire you to use fear—not as a crutch, but as a catalyst.

RESOURCES:

• Sponsors + Partners + Deals
• Millionaire Milestones (book): https://amzn.to/4jOuh1n (affiliate)

CHAPTERS

00:00 – The Role of Fear in Hard Times
00:20 – Show Intro: Using Fear to Drive Financial Action
01:30 – Should Families Be Fearful of Today’s Economy?
02:30 – How Fear Can Be a Powerful Motivator
03:40 – When Fear Becomes Paralysis
04:15 – The Concept of “Return on Effort”
05:15 – What is a Saving Rate and Why it Matters
06:30 – How to Calculate Your Saving Rate
07:45 – Sam’s Saving Journey: From Goldman Sachs to FIRE
10:00 – Facing the Financial Crisis and Learning from It
11:15 – The Fear During 2008 and Lessons for 2025
12:50 – Investment Strategies: Beyond the 401(k)
13:45 – The Utility of Stocks vs. Real Estate Investing
15:15 – Reaching Financial Independence and Negotiating a Severance
17:20 – Financial Independence with Kids: The New Fear
18:15 – The Dual Unemployed Parents Dilemma
20:00 – Optimal Parental Anxiety and Letting Go
21:00 – One Final Piece of Advice for Struggling Families
22:00 – Understanding Bear Markets and Historical Cycles
23:00 – Where to Find “Millionaire Milestones” by Sam Dogen
23:20 – Andy’s Top 3 Takeaways from the Interview
25:25 – Closing Credits and Final Thoughts

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.

• Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.

• Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.

• YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• Monarch Money - Best Budget App for Families & Couples

• Empower - Free Portfolio Tracker

• Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• Ethos - Affordable Term Life Insurance

• Trust & Will - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

• Opinions are the creators alone.

• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Kayli Johnson

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Second, we’re back with our Net Worth Win segment. This month, we’re featuring Michelle Onaka from Intentional Money Life. Michelle has grown her net worth to $900k by 37 years old. We’ll learn how she did it and how this helps her family travel more.

Last, my son Calvin will be reading the month's review and I’ll quiz him with some money questions. We're talking about recessions, investing, and going on our first cruise!

EPISODE RESOURCES:

• Sponsors + Partners + Deals

• Michelle Onaka (website): https://Intentionalmoneylife.com

CHAPTERS

00:00 - Intro
01:30 - Coast FIRE Amid Market Turmoil
02:46 - Revisiting 2021 Coast FIRE Numbers
04:17 - Impact of Market Downturn on Retirement Outlook
05:03 - 6 Ways We're Keeping Coast FIRE Alive
11:46 - Interview: Michelle Onaka’s $900K Net Worth Journey
13:19 - Motivation Behind Michelle’s Wealth Building
15:55 - From Low Income to Six Figures
18:16 - Smart Saving and Investing Habits
20:18 - What’s in Michelle’s $1M+ Asset Portfolio
22:37 - Liabilities and Mortgage Strategy
23:58 - Teaching Kids About Generational Wealth
25:51 - Why Their Kids’ Accounts Are in Their Names
27:36 - The Future: More Travel, Less Work
29:30 - How to Connect with Michelle Onaka
33:31 - Calvin’s 3-Question Money Quiz
37:17 - Social Shout-Out & Book Giveaway
38:10 - Final Thoughts

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.

• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!

• Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.

• Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.

• YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• Monarch Money - Best Budget App for Families & Couples

• Empower - Free Portfolio Tracker

• Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• Ethos - Affordable Term Life Insurance

• Trust & Will - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

• Opinions are the creators alone.

• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Isabelle Hau, author of Love to Learn and Executive Director at Stanford's Accelerator for Learning, joins the show to break down how paid leave improves the lives of parents, children, and workplaces.

Also, Stacey Blackshear from Virginia shares how she and her husband achieved Coast Fire with $500k by 40 years old — and how it's helping them create more time and freedom for their growing family!

EPISODE RESOURCES

Isabelle Hau (Website): https://www.isabellehau.com/

Stacy Blackshear (Website): https://www.rewirebehavior.com

CHAPTERS

0:00 - Open
2:30 - What is Paid Parental Leave and Why It Matters
3:40 - Benefits for Children and Parents
7:00 - The U.S. Paid Leave Problem: 80% Without Access
8:00 - Why Other Countries Get It Right (and We Don't)
9:00 - Companies Leading the Way on Paid Leave
10:30 - Paid Leave’s Impact on Retention and Productivity
11:30 - Ideal Time Off: 12 Weeks to 6 Months
13:00 - The Rising Importance of Paternity Leave
14:30 - Advice for Workers and Employers
16:50 - Isabelle Hau's New Book and Final Thoughts
17:30 - Stacey Blackshear - Coast Fire
19:00 - Financial Lessons from Divorce and New Beginnings
21:00 - Investing Smartly and Building Wealth
25:00 - Slowing Down Work to Focus on Family
28:00 - Teaching Good Money Habits to Kids
32:30 - Stacey’s Advice for Financial Freedom
34:15 - How to Connect with Stacey

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.

• Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.

• Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.

• YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• Monarch Money - Best Budget App for Families & Couples

• Empower - Free Portfolio Tracker

• Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

• Ethos - Affordable Term Life Insurance

• Trust & Will - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

• Opinions are the creators alone.

• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa

• Editor: Johnny Sohl

• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Second, we’re back with our Mortgage Free Family segment! This month we’re featuring Sandra Park from Texas. She’s going to share how she paid off her mortgage in his 40s and how it allowed her more cash flow and the ability to help her son pay for college.

Last, we're sharing the Good Word once again. My son Calvin and I are sharing the latest World Happiness Report, how the United States ranks, and how service to others matters.

EPISODE RESOURCES:

• Sponsors + Partners + Deals
• Sandra Park: https://engineerherpath.com
• Good Word Story - CNBC: https://www.cnbc.com/2025/03/19/world-happiness-report-2025-finland-is-the-happiest-country.html

CHAPTERS

00:00 – Intro

01:50 – Step 1: Shore Up Your Emergency Fund

04:35 – Step 2: Continue Investing According to Your Plan

05:50 – Step 3: Reduce Expenses, Not Your Happiness

11:30 – Step 4: Earn More Without Burning Out

13:55 – Step 5: Be Generous Where It's Needed

16:40 – Mortgage-Free Family: Interview with Sandra Park

17:45 – Sandra's Mortgage-Free Journey

20:00 – Budgeting, Downsizing, and Mindset Shifts

29:00 – Post-Mortgage Life and Financial Freedom

32:50 – Generational Wealth and Lessons for the Next Generation

38:00 – Good News Segment with Calvin Hill

46:35 – Shoutout of the Month

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
• Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
• YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• Monarch Money - Best Budget App for Families & Couples
• Empower - Free Portfolio Tracker
• Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
• Ethos - Affordable Term Life Insurance
• Trust & Will - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Johnny Sohl
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Crosby breaks down why financial success alone won’t bring happiness and how our beliefs, relationships, and personal growth play a crucial role in our well-being. He shares fascinating insights on why some of the wealthiest people still feel unfulfilled, the psychological traps we fall into when chasing money, and practical ways to balance financial goals with a meaningful life.

If you’re striving for financial success but don’t want to lose sight of what truly matters, this conversation is a must-listen.

Listen now to redefine your wealth and purpose!

#Wealth #DrDanielCrosby #MoneyMindset #FinancialWellness

RESOURCES:

• Sponsors + Partners + Deals
• The Soul of Wealth (book): https://amzn.to/3FcQh6K (affiliate)

EPISODE CHAPTERS:

00:00 – Introduction to the Episode

01:02 – Why Do We Believe Money Will Make Us Happy?

03:01 – How Money Can Buy Happiness (But Only to a Point)

07:07 – Dr. Daniel Crosby’s Personal Struggle with Money vs. Meaning

08:40 – The Five Pillars of Happiness and Where Money Fits In

11:49 – How to Find Balance Between Wealth and Purpose

12:14 – The Three B’s of Meaning: Believing, Belonging, and Becoming

17:41 – Teaching Kids About Wealth and Meaning

20:58 – The Reality of Generational Wealth

24:19 – One Actionable Step to Prioritize Meaning Alongside Wealth

25:08 – Where to Find Dr. Daniel Crosby and Soul of Wealth

GUEST BIO - Dr. Daniel Crosby:

Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller.

His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into 14 languages. His third book, The Behavioral Investor, was Axiom's best investment book of 2019 and is a comprehensive look at the neurology, physiology and psychology of sound financial decision-making.

His latest book, The Soul of Wealth, is an exploration of money and meaning. When he's not decoding market psychology, Daniel is a father of 3, a fanatical follower of the St. Louis Cardinals, an explorer of the American South, and an amateur hot sauce chef.

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
• Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
• YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• Monarch Money - Best Budget App for Families & Couples
• Empower - Free Portfolio Tracker
• Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
• Ethos - Affordable Term Life Insurance
• Trust & Will - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Johnny Sohl
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

RESOURCES:

• Sponsors + Partners + Deals
• A Richer Retirement (book): https://amzn.to/4iWzaVJ (affiliate)

CHAPTERS

00:00 – Intro – Bill Bengen

01:53 – What is the 4% rule?

04:01 – The rise of the 4% rule

05:17 – Evolving to the 5% rule

06:59 – Over-saving and regret

08:45 – Advice for young savers

10:31 – Thoughts on the 8% rule

12:34 – Portfolio allocation in retirement

13:55 – Downsides of 3% withdrawal rate

14:28 – Bill's personal withdrawal strategy

15:55 – Natural increase in withdrawal rate

17:38 – How to take your foot off the gas

19:16 – Long-term investing advice

20:35 – New book details

22:22 – Andy’s 3 takeaways from the conversation

26:52 – Credits and closing quote

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
• Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
• YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• Monarch Money - Best Budget App for Families & Couples
• Empower - Free Portfolio Tracker
• Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
• Ethos - Affordable Term Life Insurance
• Trust & Will - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Kayli Groves
• Editor: Johnny Sohl
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

RESOURCES:

Sponsors + Partners + Deals

CHAPTERS

00:00 – Introduction: More Than Your Job

01:10 – Meet Simone Stolzoff & The Premise of The Good Enough Job

02:20 – Workism and Our Cultural Identity

04:30 – The Historical Shift in Work's Role

06:00 – The Risks of Overidentifying with Work

08:20 – Story of Kay He: The Wall Street Banker Burnout

11:00 – Simone’s Personal Journey with Career Identity

13:40 – What Makes a Job 'Good Enough'?

15:40 – Identity Diversification: The Key to Resilience

18:30 – Practical Advice to Reclaim Life from Work

20:45 – Where to Find Simone & The Good Enough Job

21:15 – Closing Thoughts & Dalai Lama Quote

MKM RESOURCES:

MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.

Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!

Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.

Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.

YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

Monarch Money - Best Budget App for Families & Couples

Empower - Free Portfolio Tracker

Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

Ethos - Affordable Term Life Insurance

Trust & Will - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Liz Theresa

Editor: Johnny Sohl

Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

RESOURCES:

Sponsors + Partners + Deals

CHAPTERS

00:00 – Intro

02:20 – Kathryn Hanna Coast FIRE FIve

05:00 – How She Got Started

07:40 – Divorce & Coast Fire

09:00 – Investing Strategy

11:30 – Flexibility After Divorce

13:30 – Financial Independence in Marriage

14:50 – Single Mom Budgeting

16:45 – What’s Next

18:30 – One Step to Start

21:00 – Connect with Kathryn

22:25 – Chris Luger Introduction

23:00 – Mortgage-Free Three

24:15 – Why Go Mortgage-Free

26:30 – Divorce Sparked Change

30:00 – Real Estate Growth

32:15 – Retirement Contributions

34:00 – Is Paying Off Smart?

36:30 – Step One: Track Spending

38:00 – Connect with Chris

39:00 – Final Thoughts

MKM RESOURCES:

MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.

Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!

Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.

Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.

YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

Monarch Money - Best Budget App for Families & Couples

Empower - Free Portfolio Tracker

Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

Ethos - Affordable Term Life Insurance

Trust & Will - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Liz Theresa

Editor: Johnny Sohl

Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

🔹 How Maggie and her husband retired early after 20 years in corporate roles

🔹 Navigating the identity shift that comes with early retirement

🔹 The power of avoiding lifestyle inflation and maximizing savings

🔹 Building a meaningful life post-retirement—beyond binge-watching TV

🔹 Teaching kids financial responsibility and work ethic

EPISODE RESOURCES

Maggie Tucker (Website): https://insideoutmoney.org

Nik Johnson (Website): https://EverydayMoneyHeroes.com

MKM RESOURCES:

MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.

Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!

Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.

Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.

YouTube: Subscribe for free to watch videos of these episodes and interviews.

GUEST BIO - MAGGIE TUCKER

Maggie Tucker retired early in 2022 at 41 after 20 years in corporate leadership. She and her husband leveraged financial freedom to embrace a new chapter in life. Maggie is the founder and host of Inside Out Money, a personal finance podcast focused on redefining wealth through mindset shifts, not just math. Formerly the co-host of Friends on FIRE, she believes open money conversations lead to better decisions and a happier life. Passionate about minimalism and simple living, she now spends her time with family, traveling, volunteering, and managing rental properties.

GUEST BIO - Nik Johnson

Nik Johnson is the founder and host of the Everyday Money Heroes podcast, a platform dedicated to inspiring and educating individuals on achieving financial independence. His fascination with the mechanics of money began in childhood, driving his passion to help others optimize their finances to reclaim their time. Through his podcast, Nik shares practical advice and motivational stories, empowering listeners to take control of their financial journeys.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

Monarch Money - Best Budget App for Families & Couples

Empower - Free Portfolio Tracker

Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link

Ethos - Affordable Term Life Insurance

Trust & Will - Convenient Estate Planning

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Liz Theresa

Editor: Johnny Sohl

Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Klontz shares his personal journey from financial struggle to success, the critical lessons he learned along the way, and actionable steps you can take today to shift your thinking and build lasting wealth. Whether you're an employee, an entrepreneur, or simply looking to break free from financial stress, this conversation will change the way you view money.

#MoneyMindset #DrBradKlontz #ThinkRich #FinancialFreedom

RESOURCES:

• Sponsors + Partners + Deals
• Start Thinking Rich: 21 Harsh Truths That Will Take You from Broke to Rich (book): https://amzn.to/41zrnpk (affiliate)

GUEST BIO - Dr. Brad Klontz:

Dr. Brad Klontz, Psy.D., CFP®, is a renowned financial psychologist and Managing Principal at Your Mental Wealth Advisors. He serves as an Associate Professor of Practice at Creighton University's Heider College of Business and is a Fellow of the American Psychological Association. Dr. Klontz has co-authored several influential books on financial psychology, including "Money Mammoth," "Mind Over Money," and "Start Thinking Rich." His work has been featured in prominent media outlets such as ABC News' 20/20, Good Morning America, USA Today, The Wall Street Journal, and The New York Times. In addition to his academic and writing endeavors, Dr. Klontz co-founded the Financial Psychology Institute and has served as President of the Hawaii Psychological Association.

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
• Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
• YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• Monarch Money - Best Budget App for Families & Couples
• Empower - Free Portfolio Tracker
• Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
• Ethos - Affordable Term Life Insurance
• Trust & Will - Convenient Estate Planning

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Johnny Sohl
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Second, we’re back with our Net Worth Win segment. This month, we’re featuring Jackie Cummings Koski from the Catching Up To FI Podcast. Jackie has grown her net worth to $1.8 million by 54 years old. We’ll learn how she did it and what generational wealth means to her as a mother.

Last, my son Calvin will be reading the month's review and I’ll quiz him with some money questions. We're talking about Women's History Month, net worth, and visiting Cancun!

EPISODE RESOURCES:

• Sponsors + Partners + Deals
• FIRE for Dummies (book): https://amzn.to/41PHiS5 (affiliate)
• Jackie Cummings Koski (podcast): https://catchinguptofi.com

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
• Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
• YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• Monarch Money - Best Budget App for Families & Couples
• Empower - Free Portfolio Tracker
• Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
• Ethos - Affordable Term Life Insurance
• Trust & Will - Convenient Estate Planning

GUEST BIO:

Jackie Cummings Koski is a financial educator, author, and F.I.R.E. advocate who achieved a $1M+ net worth despite earning under six figures. Raised in a modest household, she pursued financial literacy, earning a master's in Personal Financial Planning. As a single mother, she wrote Money Letters 2 My Daughter to teach financial principles. Now a CFP, AFC, and Certified Health Savings Advisor, she co-hosts the Catching Up to FI podcast and has been featured on CNBC, MarketWatch, and the Rachael Ray Show. Jackie is dedicated to empowering others through financial education.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Johnny Sohl
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joe Saul-Sehy, Co-Host of Stacking Benjamins, joins the show again to help us answer this big question. 

Also, Jace Mattinson from Texas (and the Millionaires Unveiled Podcast) shares how he and his wife grew their investments to over $1,000,000 and how this impacts their family journey in the future.

EPISODE RESOURCES

Joe Saul-Sehy (Podcast): https://www.stackingbenjamins.com/

Stacking Benjamins Benefits Guide (Resource): https://www.stackingbenjamins.com/benefits-influencer/

Jace Mattinson (Podcast): https://millionairesunveiled.com/

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
• Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
• YouTube: Subscribe for free to watch videos of these episodes and interviews.

RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):

• Monarch Money - Best Budget App for Families & Couples
• Empower - Free Portfolio Tracker
• Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
• Ethos - Affordable Term Life Insurance
• Trust & Will - Convenient Estate Planning

GUEST BIO - Joe Saul-Sehy:

Joe Saul-Sehy learned from failure.

Destroying his credit immediately after leaving home, he had to learn about money the hard way—and much of it as he was telling other people how to manage their money, as a financial advisor. After 16 years in the industry he moved to financial media, creating Stacking Benjamins, one of the most listened to podcasts in the personal finance sphere.

Kiplinger has called the show the “best personal finance podcast” and Fast Company has described it as striking a “great balance between fun and functional.” Joe lives in Texarkana with his spouse, Cheryl, and cat, Cooper, recording shows in his mom’s basement next door.

GUEST BIO - Jace Mattinson:

Jace Mattinson hosts the Millionaires Unveiled Podcast where they interview “everyday millionaires.” Stories included are those of doctors, lawyers, accountants, firemen, police officers, military members, real estate investors, and more.

Outside of the podcast, Jace is the CFO of a building materials company and has five kids. He and his family reside in Austin, Texas.

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Liz Theresa

Editor: Johnny Sohl

Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Second, we’re back with our Mortgage Free Family segment! This month we’re featuring JJ Buckner from Missouri. He’s going to share how he paid off his mortgage in his 30s and how it allowed him more family time and time to grow as a solopreneur.

Last, we're sharing the Good Word once again. My son Calvin and I are sharing details on Mackenzie Scott's philanthropy mission, the Giving Pledge, and how Calvin likes to give back.

EPISODE RESOURCES:

• Sponsors + Partners + Deals
• Monarch (free trial): https://marriagekidsandmoney.com/monarchmoney (affiliate)
• Empower (net worth tracker): https://marriagekidsandmoney.com/empower (affiliate)
• Trust & Will: https://marriagekidsandmoney.com/trustandwill (affiliate)
• Ethos (term life insurance): https://marriagekidsandmoney.com/ethos (affiliate)
• JJ Buckner: https://www.youtube.com/c/JJBuckner
• Good Word Story (CNBC): https://www.cnbc.com/2024/12/20/mackenzie-scott-announced-another-2-billion-dollars-in-2024-donations.html

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• YouTube: Subscribe for free to watch videos of these episodes and interviews.
• Instagram: Follow our IG channel.

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Podcast Doctors
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

RESOURCES:

• Sponsors + Partners + Deals
• The Purpose Code (book): https://amzn.to/416q5TV (affiliate)

GUEST BIO - Jordan Grumet:

Jordan Grumet, MD, is an internal medicine physician turned author and podcast host. After earning his medical degree from Northwestern University, he practiced in Northbrook, Illinois, and now serves as associate medical director at Unity Hospice. In 2018, he launched the Earn & Invest podcast, which won the 2019 Plutus Award for Best New Personal Finance Podcast. His first book, Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life, was published in August 2022. His second book, The Purpose Code, is out now.

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• YouTube: Subscribe for free to watch videos of these episodes and interviews.
• Instagram: Follow our IG channel

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Kayli Groves
• Editor: Podcast Doctors
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Second, we’re back with our Net Worth Win segment.

This month, we’re featuring Nicole Stanley from Massachusetts. Nicole and her husband Jake became a half millionaire couple at the age of 31! Listen up to hear how they did it.

Last, my son Calvin will be reading the month's review and I’ll quiz him with some money questions. We're talking about Black History Month, investing, and the Super Bowl ... with no Lions :(

EPISODE RESOURCES:

• Sponsors + Partners + Deals
• Nicole Stanley (website): https://www.arise.financial/

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• YouTube: Subscribe for free to watch videos of these episodes and interviews.
• Instagram: Follow our IG channel.
• Voicemail: Leave your questions or comments here.
• Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Podcast Doctors
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Bread & Wine episode, Andy and Nicole discuss if they gifts they are giving are really intended for the person receiving them. 

MKM RESOURCES

**Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors

Leave a Review: Apple Podcasts

Leave a Rating: Spotify

Instagram: Follow our IG channel

OTHER EPISODES YOU MIGHT LIKE

Die With Zero: When FIRE Meets YOLO

Reflecting on Dave Ramsey's Baby Steps 10 Years Later

Are We Morons for Paying Off Our Mortgage Early?

DISCLAIMER

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS

Podcast Artwork: Kayli Johnson

Creative Director / Show Director: Nicole Hill

Editor: Andy Hill

Learn more about your ad choices. Visit megaphone.fm/adchoices

Meghan Rabuse, the Family Finance Mom, joins the show again to help us answer this big question. 

Also, Larry Sprung from New York shares how he and his wife paid off their $1 million home and what they plan to do with the extra money!

RESOURCES

Meghan Rabuse (Website): https://www.familyfinancemom.com 

Larry Sprung (Website): https://www.mitlinfinancial.com/

GUEST BIO - Meghan Rabuse

Meghan spent nearly a decade as a Financial Analyst, before spending the last decade as a SAHM to three little ones.

She shares simple money tips for moms to help their family reach their financial goals by building a financial plan they can LIVE with!

GUEST BIO - Larry Sprung

Larry Sprung, CFP®, is the founder and wealth advisor at Mitlin Financial, Inc., with over 26 years of experience in financial planning and asset management. He is the author of the bestselling book Financial Planning Made Personal and hosts the Mitlin Money Mindset® podcast. Recognized as an Investopedia Top 100 Financial Advisor from 2021 to 2023, Larry is also a member of the Forbes Advisor Banking Advisory Board.

A dedicated mental health advocate, Larry has served on the National Board of the American Foundation for Suicide Prevention and co-founded the Keith Milano Memorial Fund, raising over $1.7 million. A graduate of Binghamton University, he combines professional expertise with a passion for community and well-being.

MKM RESOURCES

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!

MKM Coaching: Request a free 15-minute consultation today

YouTube: Subscribe for free to watch videos of these episodes and interviews

Instagram: Follow our IG channel

Voicemail: Leave your questions or comments here 

HOW WE MAKE MONEY + DISCLAIMER

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS

Research & Writing: Andy Hill

Podcast Artwork: Kayli Groves

Editor: Podcast Doctors

Podcast Management: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Second, we’re going to have a conversation with Nina Robinson from Michigan. She’s going to share how she achieved Coast FIRE with $600k invested in her and if this achievement changes her plans for the future.

Last, we're sharing the Good Word once again. My son Calvin and I are having a conversation about ... the S&P 500 performance from 2024 and the generational wealth investing lessons we learned.

EPISODE RESOURCES:

• Sponsors + Partners + Deals
• Coast FIRE Calculator: https://marriagekidsandmoney.com/calculators/coast-fire/
• Endless Fridays with Nina: https://www.youtube.com/@EndlessFridaysWithNina
• Good Word Story (Schwab): https://www.schwab.com/learn/story/it-was-very-good-year

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• YouTube: Subscribe for free to watch videos of these episodes and interviews.
• Instagram: Follow our IG channel.

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Kayli Johnson
• Editor: Podcast Doctors
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

RESOURCES:

• Sponsors + Partners + Deals
• Green Chef - Get up to $180 of free meals: https://marriagekidsandmoney.com/greenchef

GUEST BIO - Jen Smith and Jill Sirianni:

Jen Smith and Jill Sirianni are co-hosts of the Frugal Friends Podcast, offering practical advice on frugality, intentional spending, and financial independence. Jen, a personal finance author, paid off $78,000 of debt in two years and has been featured in Forbes and Money Magazine. Jill, a licensed clinical social worker, cleared $60,000 of debt while combining her mental health expertise with personal finance strategies. Together, they wrote Buy What You Love Without Going Broke, helping others align spending with their values.

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• YouTube: Subscribe for free to watch videos of these episodes and interviews.
• Instagram: Follow our IG channel

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Podcast Doctors
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Second, we’re back with our Net Worth Win segment.

This month, we’re featuring Stefanie Gonzales, originally from Texas. Stefanie and her husband Joseph became a millionaire couple at the age of 40! Listen up to hear how they did it.

Last, my son Calvin will be reading the month's review and I’ll quiz him with some money questions. We're talking about holiday spending, investing, and Fortnite.

EPISODE RESOURCES:

• Sponsors + Partners + Deals
• Monarch Money (free trial): https://www.marriagekidsandmoney.com/monarchmoney (affiliate)
• ProjectionLab (free trial): https://www.marriagekidsandmoney.com/projectionlab (affiliate)
• Stefanie Gonzales (website): https://www.womenswealtheffect.com/
• Crew: https://www.marriagekidsandmoney.com/crew (sponsor)
• Natasha Preston Books: https://amzn.to/47WKTPu (affiliate)

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• YouTube: Subscribe for free to watch videos of these episodes and interviews.
• Instagram: Follow our IG channel.
• Voicemail: Leave your questions or comments here.
• Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Podcast Doctors
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

EPISODE RESOURCES:

Coast FIRE Calculator: https://marriagekidsandmoney.com/calculators/coast-fire/

Financial Tortoise (YouTube): https://www.youtube.com/c/taekimfinancialtortoise 

#BigTipTuesday Details: https://marriagekidsandmoney.com/why-were-giving-100-tips-this-holiday-season-and-why-we-want-you-to-join-us/

Voicemail: https://marriagekidsandmoney.com/voicemail (tell me about your #BigTipTuesday adventures!)

SHOW INFORMATION:

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Kayli Groves

Editor: Johnny Sohl

Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

They are the writers behind “The 80/80 Marriage: A New Model for a Happier, Stronger Relationship”. In this BEST OF MKM episode from 2021, Nate and Kaley review how radical generosity can create a happier relationship and what to do when your partner isn't contributing enough.

EPISODE RESOURCES:

Recommended Resources

80/80 Marriage (book): https://amzn.to/4gsU2mm (affiliate)

#BigTipTuesday Details: https://marriagekidsandmoney.com/why-were-giving-100-tips-this-holiday-season-and-why-we-want-you-to-join-us/

Voicemail: https://marriagekidsandmoney.com/voicemail (tell me about your #BigTipTuesday adventures!)

GUEST BIO - Nate Klemp

Nate Klemp is a writer, philosopher, and entrepreneur. Along with his wife Kaley, he is the author of the newly released The 80/80 Marriage: A New Model for a Happier, Stronger Marriage (Penguin Radom House). He is also the co-author, with Eric Langshur, of the New York Times Bestseller Start Here: Master the Lifelong Habit of Wellbeing and is a regular contributor for Inc. Magazine, Fast Company, and Mindful.

He is also a founding partner at Mindful, one of the world's largest mindfulness media and training companies. Nate holds a B.A. and M.A. in philosophy from Stanford University and a PhD from Princeton University.

GUEST BIO - Kaley Klemp

Kaley Klemp is coauthor of The 80/80 Marriage. She is also one of the nation's leading experts on small-group dynamics and leadership development, a TEDx speaker, and the author of three other books, including the Amazon Bestseller The 15 Commitments of Conscious Leadership, The Drama-Free Office, and 13 Guidelines for Effective Teams.

A favorite with Young Presidents Organization (YPO) forums and chapters, Kaley has facilitated retreats for more than 400 member and spouse forums throughout the world. Kaley is a graduate of Stanford University, where she earned a B.A. in International Relations and an M.A. in Sociology, with a focus on Organizational Behavior.

SHOW INFORMATION:

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Kayli Groves

Editor: Johnny Sohl

Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this "Best of Marriage Kids and Money" episode, I share my interview with Andrew Giancola on The Personal Finance Podcast. We discuss Coast FIRE and how it has allowed us to work less and live more.

EPISODE RESOURCES:

Recommended Resources

Make My Kid a Millionaire: https://www.makemykidamillionaire.com/sa

The Personal Finance Podcast: https://thepersonalfinancepodcast.com/

SHOW INFORMATION:

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Kayli Groves

Editor: Podcast Doctors

Podcast Assistant: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re not familiar with Ramsey Solutions, this is a company owned by Dave Ramsey, the personal finance guru that many people know. 

Jade and George are personalities on Dave’s team and they both joined me this year to share their unique stories about becoming debt free and mortgage free. 

Both of these interviews were very popular on our YouTube channel so I thought I would share them with you all today AND hopefully it’ll motivate you on your debt free and mortgage free journeys. 

EPISODE RESOURCES:

Recommended Resources

Jade Warshaw: https://www.ramseysolutions.com/jade-warshaw

George Kamel (book): https://amzn.to/3Ztn1ir (affiliate)

George Kamel: https://www.ramseysolutions.com/george-kamel

#BigTipTuesday Details: https://marriagekidsandmoney.com/why-were-giving-100-tips-this-holiday-season-and-why-we-want-you-to-join-us/

Voicemail: https://marriagekidsandmoney.com/voicemail (tell me about your #BigTipTuesday adventures!)

GUEST BIO - Jade Warshaw

Ever since paying off over $460,000 in debt with my husband, Sam, I’ve been coaching others on how to pay off their own debt by shifting their mindset, beliefs and actions around money. I absolutely love talking to people about all things finance (especially if there’s food involved), and I can’t wait to get to know you!

GUEST BIO - George Kamel

George Kamel is a Ramsey Personality and personal finance expert. Since 2013, he has served on the Ramsey team speaking nationwide and cohosting The Ramsey Show and Smart Money Happy Hour podcast. George educates and entertains on his YouTube channel, exposing the financial system designed to keep you broke.

SHOW INFORMATION:

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Kayli Groves

Editor: Podcast Doctors

Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Depending on your stage in your FIRE journey, this message can be challenging to hear. Let's discuss that today.

Second, I've got another MKM Challenge for our community focused on generosity!

EPISODE RESOURCES:

Recommended Resources

#BigTipTuesday Details: https://marriagekidsandmoney.com/why-were-giving-100-tips-this-holiday-season-and-why-we-want-you-to-join-us/

Voicemail: https://marriagekidsandmoney.com/voicemail (tell me about your #BigTipTuesday adventures!)

SHOW INFORMATION:

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Kayli Groves

Editor: Podcast Doctors

Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this "Best of Marriage Kids and Money" episode, I share my interview on the Catching Up To FI Podcast with Bill Yount and Jackie Cummings-Koski. We discuss the steps we took as a family to find our version of financial independence with kids.

EPISODE RESOURCES:

Recommended Resources

Make My Kid a Millionaire: https://www.makemykidamillionaire.com/sa

Catching Up To FI Podcast: https://catchinguptofi.com/

SHOW INFORMATION:

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Kayli Groves

Editor: Podcast Doctors

Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Second, we’re back with our Mortgage Free Family segment! This month we’re featuring Andrew Dewar from Canada. He’s going to share how he paid off his mortgage in his 30s and how it allowed him more family time and time freedom in general. 

Last, we're sharing the Good Word once again. My son Calvin and I are sharing how some neighborhood kids in Michigan gave one family an incredible Halloween surprise.

EPISODE RESOURCES:

• Sponsors + Partners + Deals
• Five Year You: https://fiveyearyou.com/
• Good Word Story (Good News Network): https://www.goodnewsnetwork.org/kids-leave-halloween-candy-on-doorstep-after-noticing-sign-about-sons-hospitalization-leaving-family-overwhelmed/

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• YouTube: Subscribe for free to watch videos of these episodes and interviews.
• Instagram: Follow our IG channel.

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Podcast Doctors
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Second, we’re back with our Be The Change segment.

This month, we’re featuring Help Us Adopt, a national non-profit financial grant program that awards grants up to $30,000 to help couples and individuals (regardless of ethnicity, gender, marital status, race, or sexual orientation) with the cost of their adoptions.

Founder Becky Fawcett is here to introduce the organization, and we’re also discussing the real costs of adoption. 

Last, my daughter Zoey will be reading the month's review and I’ll quiz her with some money questions. We're talking about investing in the stock market, how long it takes for your investments to double, and YouTubers.

EPISODE RESOURCES:

• Sponsors + Partners + Deals
• Help Us Adopt: https://www.helpusadopt.org/
• CaseOh (YouTube): https://www.youtube.com/@caseoh_

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• YouTube: Subscribe for free to watch videos of these episodes and interviews.
• Instagram: Follow our IG channel.
• Voicemail: Leave your questions or comments here.
• Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Kayli Johnson
• Editor: Podcast Doctors
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Author and Financial Educator John Hope Bryant shares why this myth exists and the truth about the wealth-building power of long-term real estate ownership.

RESOURCES:

• Sponsors + Partners + Deals

GUEST BIO - John Hope Bryant:

John Hope Bryant is an American entrepreneur, thought leader, philanthropic executive, and a leading expert in financial and economic inclusion.

He is responsible for financial literacy becoming the official policy of the U.S. federal government (President George W. Bush and Obama), and is the only American citizen to inspire the renaming of a White House campus building; US Treasury Annex, to Freedman’s Bank Building, in honor of Lincoln’s unfinished work to teach freed slaves about money, in 1865.

His latest book “Financial Literacy For All: Disrupting Struggle, Advancing Financial Freedom, and Building a New American Middle Class” is available now. 

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• YouTube: Subscribe for free to watch videos of these episodes and interviews.
• Instagram: Follow our IG channel

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Podcast Doctors
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Also, Rachel Lawrence from Monarch Money shares how to budget as a couple and how Monarch Money can support the process.

RESOURCES

**Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors

25 Ways to Save on Daycare (Article): https://marriagekidsandmoney.com/ways-parents-save-money-daycare/

Monarch Money (Free Trial): https://www.marriagekidsandmoney.com/monarchmoney (affiliate)

GUEST BIO - Rachel Lawrence

Rachel Lawrence currently serves as the Head of Advice & Planning at Monarch, a collaborative personal finance app. She is also the founder of both Reverie Wealth and Plan Ventures. Before Monarch, Rachel worked as the Director of Coaching at Ellevest and Director of Financial Planning at Advizr. She is a certified financial planner and holds a Master of Science in Financial Planning. With over 15+ years of experience, Rachel has expertise in countless areas including budgeting, debt management, retirement planning, investing, and more.

MKM RESOURCES

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!

MKM Coaching: Request a free 15-minute consultation today

YouTube: Subscribe for free to watch videos of these episodes and interviews

Instagram: Follow our IG channel

HOW WE MAKE MONEY + DISCLAIMER

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS

Research & Writing: Andy Hill

Podcast Artwork: Liz Theresa

Editor: Podcast Doctors

Podcast Management: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Second, we’re back with our Coast FIRE Family segment. This month, we're featuring Marko Zlatic from The Whiteboard Finance YouTube Channel. Marko and his wife recently achieved Coast FIRE in their 30s! He's going to share how they did it and how this impacts their family journey going forward.

Last, we're sharing the Good Word once again. My son Calvin and I are having a conversation about ... Millennial Dads and how parenting has changed over the past few generations.

EPISODE RESOURCES:

• Sponsors + Partners + Deals
• Whiteboard Finance: https://www.youtube.com/@WhiteBoardFinance/
• Good Word Story (Motherly): https://www.mother.ly/parenting/millennial-dads-spend-more-time-with-their-kids/

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• YouTube: Subscribe for free to watch videos of these episodes and interviews.
• Instagram: Follow our IG channel.

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Podcast Doctors
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Author and Financial Educator Paul Merriman shares how we can use index funds to become millionaires. He shares a variety of index fund portfolios including the 2-Fund Portfolio and 4-Fund Portfolio.

RESOURCES:

• Sponsors + Partners + Deals
• Trust & Will (sponsor)

GUEST BIO - Paul Merriman:

Paul Merriman sold his investment advisory practice and founded a financial education foundation designed to help do-it-yourself investors of all ages improve their investment returns. He's the author of 8 books including "We're Talking Millions! 12 Simple Ways to Supercharge Your Retirement".

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• YouTube: Subscribe for free to watch videos of these episodes and interviews.
• Instagram: Follow our IG channel

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Podcast Doctors
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Second, we’re back with our Net Worth Win segment.

This month, we’re featuring Joshua Weekley from Arizona. Joshua and his wife Carly increased their net worth to $950,000 by at 35 years old! Listen up to hear how they did it.

Last, my daughter Zoey will be reading the month's review and I’ll quiz her with some money questions. We're talking about personal finance classes in high school, budgeting, and young adult literature.

EPISODE RESOURCES:

• Sponsors + Partners + Deals
• Monarch Money (free trial): https://www.marriagekidsandmoney.com/monarchmoney (affiliate)
• YNAB (free trial): https://www.marriagekidsandmoney.com/ynab (affiliate)
• Simplifi: https://www.marriagekidsandmoney.com/simplifi (affiliate)
• Trust & Will: https://www.trustandwill.com/mkm (sponsor)
• Natasha Preston Books: https://amzn.to/47WKTPu (affiliate)

MKM RESOURCES:

• MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
• Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
• YouTube: Subscribe for free to watch videos of these episodes and interviews.
• Instagram: Follow our IG channel.
• Voicemail: Leave your questions or comments here.
• Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION: 

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. 

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com 

HOST BIO: 

Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. 

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.   

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

HOW WE MAKE MONEY + DISCLAIMER:

• This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
• Opinions are the creators alone.
• Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
• Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

• Podcast Artwork: Liz Theresa
• Editor: Podcast Doctors
• Podcast Support: Nev Maraj

Learn more about your ad choices. Visit megaphone.fm/adchoices

Second, we’re back with our Mortgage Free Family segment. This month, we're featuring Ken and Mary Okoroafor from The Humble Penny. Ken and Mary recently became mortgage free in London! They are going to share how they did it and what this means for their generational wealth plans going forward.

Last, we're sharing the Good Word once again. My son Calvin and I are having a conversation about ... if someone steals something can they be forgiven if they return it?