The Rachel Cruze Show

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Most Common Questions I Get on Saving and Investing

Mon, 23 Mar 2026 10:00:00 -0000

📈 Check out the Investment Calculator!

In today’s episode, I’m answering the top five questions I get about saving and investing so you can finally overcome the paycheck-to-paycheck cycle and build wealth.

Next Steps:

🎥 Watch my video Worst Ways to Invest Your Money [JS1] .

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

📊 Connect with a SmartVestor Pro investing professional today!

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Everything You Need to Know About Budgeting in 11 Minutes

Fri, 20 Mar 2026 10:00:00 -0000

💵 Start your free budget today. Download the EveryDollar app!

The biggest mistake people make with their money is not having a plan. So today, I’m going to share the most common excuses I hear when it comes to budgeting and give you the five-step plan you need to start building wealth.

Next Steps:

🎥 Watch my video Top 4 Budget Categories We All Neglect.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Simple Cure to Comparison Culture

Wed, 18 Mar 2026 10:00:00 -0000

📖 Teach your kids contentment with my Kids Book Bundle.

Winning with money is both tactical and emotional, and mindset is behind every practical step. Today, I’m going to walk through four things you need to understand about mindset in order to build lasting wealth.

Next Steps:

🎥 Watch my video What Happy People Know About Money (With Dr. Arthur Brooks).

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 More Unhinged Ways to Make Extra Money

Mon, 16 Mar 2026 10:00:00 -0000

💻 Take the Side Hustle Quiz today!

Looking for ways to make extra money to reach your financial goals? In today’s episode, I’m reacting to a list of seven unhinged side hustles my team found on the internet.

Next Steps:

🎥 Watch my video 5 Underrated Tips to Help You Pay Off Debt FAST.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Signs You’re More Financially Responsible Than You Think

Fri, 13 Mar 2026 10:00:00 -0000

💵 Start your free budget today. Download the EveryDollar app!

Caring about your money is the first step toward lasting financial peace. And if you clicked on this episode, you’re already more financially aware than the average Joe. So today, I’m sharing five signs you might be doing better than you think!

Next Steps:

🎥 Watch my video How Do You Compare Financially to the Average American (2026 Edition).

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Mortgage Myth: Is It Really “Good Debt”?

Wed, 11 Mar 2026 10:00:00 -0000

🏠 Check out the Mortgage Payoff Calculator!

Is mortgage debt really “good debt”? In today’s episode, I’m breaking down what people claim is “good debt” and share the only kind of debt I give my stamp of approval for, with a few caveats.

Next Steps:

🎥 Watch my video 5 Popular Money Myths That Keep You Broke.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Expenses That Are Keeping You From Becoming a Millionaire

Mon, 09 Mar 2026 10:00:00 -0000

📈 Check out the Investment Calculator!

In today’s episode, I’m reacting to an article that shared the monthly expenses that Dave Ramsey has said are destroying your retirement. Plus I’ll share what you should do instead to avoid ruining your retirement.

Next Steps:

🎥 Watch my video 7 Places Frugal People Never Spend Their Money.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Myth of Passive Income (What No One Tells You)

Fri, 06 Mar 2026 11:00:00 -0000

👩🏻‍💻 Take the Side Hustle Quiz!

The idea of earning passive income seems to be everywhere lately. I recently saw a reel that perfectly called out the problem with influencers pushing this trend. So today, I’m going to react to that reel and break down what no one is telling you about passive income.

Next Steps:

🎥 Watch my video Why Being Boring Is the Best Way to Build Wealth.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Things My Family Did That I Thought Were Normal Growing Up

Wed, 04 Mar 2026 11:00:00 -0000

📖 Teach your kids contentment with my Kids Book Bundle.

Growing up as Dave Ramsey’s daughter, we definitely did things a little differently! So in today’s episode, I’m sharing six things my family did when I was growing up that I totally thought were normal.

Next Steps:

🎥 Watch my video 9 Things to Do Differently With Your Money in 2026 With Dave Ramsey.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can You Have Too Much Money in the Bank? (My Answer May Shock You)

Mon, 02 Mar 2026 11:00:00 -0000

📊 Connect with a SmartVestor Pro investing professional today!

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Is it possible to have too much money in the bank? In today’s episode, I answer that question and share where I think the best place is to keep your money.

Next Steps:

🎥 Watch my video 7 Financial Habits You’re Neglecting (Costing You Thousands).

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Christine Caine: The Faith to Flourish

Fri, 27 Feb 2026 11:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

On today’s episode, I had the honor of sitting down with Christine Caine to discuss how your spiritual roots affect how you handle money and how you can have the faith to flourish.

Next Steps:

🎥 Watch my video What Happy People Know About Money (With Dr. Arthur Brooks).

📖 Check out Christine Caine’s book The Faith to Flourish.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

This Industry Wants You Trapped (Don’t Fall for It!)

Wed, 25 Feb 2026 11:00:00 -0000

🚗 Check out the Ramsey Car Guide!

In today’s episode, I’m reacting to a video all about the shady things car salesmen do to trap people with car loans. I’ll also share the best way to buy a car and avoid the car loan trap altogether.

Next Steps:

🎥 Watch my video 5 Home Upgrades That Pay You Back (and 4 to Skip!).

💻 Crunch your numbers with the Investment Calculator!

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Excuses Broke People Make (And It’s Costing You!)

Mon, 23 Feb 2026 11:00:00 -0000

🛳️ Set sail with Rachel on the Live Like No One Else Cruise! Book your cabin today.

Building wealth is a challenge, but sometimes the excuse-making can go a little too far and stand in the way of progress. In this episode, I’m reacting to common excuses I hear from people who feel stuck with their money and how to shift that mindset to something better.

Next Steps:

🎥 Watch my video 6 Financial Mistakes Made by High Income Earners.

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Reacting to Self-Made Millionaires on TikTok (Are They for Real?)

Fri, 20 Feb 2026 11:00:00 -0000

🛳️ Set sail with Rachel on the Live Like No One Else Cruise! Book your cabin today.

In this episode, I’m reacting to TikToks from “self-made millionaires” and breaking down what advice actually works and what could send you off track. Let’s separate the smart money moves from the risky ones so you can build wealth the right way.

Next Steps:

🎥 Watch my video 7 Signs You’re Actually Ahead Financially.

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. John Delony and I Answer Your Questions About Money and Marriage

Wed, 18 Feb 2026 11:00:00 -0000

❤️ Connect with your spouse at the Money and Marriage Getaway. Grab your tickets today!

Dr. John Delony and I are answering your unfiltered questions about money, marriage and everything in between—from conflict and communication to retirement and parenting. This episode is full of practical wisdom to help you and your spouse build a stronger marriage on purpose.

Next Steps:

🎥 Watch my video Money Lessons We’ve Learned in 15 Years of Marriage (With Winston Cruze).

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

🛳️ Set sail with Rachel on the Live Like No One Else Cruise! Book your cabin today.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Simple Food Hacks That Could Save You $100+ a Month

Mon, 16 Feb 2026 11:00:00 -0000

🛒 Snag Rachel’s free Meal Planner and Grocery Savings Guide!

Food is one of the easiest places we tend to overspend, so I’m sharing some simple grocery and meal-planning hacks that could save you $100 or more every month. These small shifts can make a big difference in your budget—without making life harder.

Next Steps:

🎥 Watch my video Average Family Grocery Budget (Are You Over or Under?).

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

🛳️ Set sail with Rachel on the Live Like No One Else Cruise! Book your cabin today.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Have Millennials Officially Given Up? These Spending Stats Are Wild!

Fri, 13 Feb 2026 11:00:00 -0000

🏠 Find out how much house you can afford with the Mortgage Calculator.

I saw an article titled, “I Can’t Afford a House, so Why Don’t I Just Be Gorgeous?” And honestly, that perfectly sums up the mindset a lot of millennials are stuck in. In this episode, I’m breaking down the thinking behind that mindset. Plus, I’m sharing how to stop chasing quick fixes and start making real progress toward big financial goals.

Next Steps:

🎥 Watch my video 5 Popular Money Myths That Keep You Broke.

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Boomers’ Retirement Savings Should Be Your Wake-Up Call

Wed, 11 Feb 2026 11:00:00 -0000

💰 Do you know your investments’ earning potential? Plug in your numbers to get started.

I recently saw a stat about boomers’ retirement funds that shocked me. So today, let’s talk about where boomers are, where you are, and what I’d do if I were nearing retirement and needed to get back on track.

Next Steps:

🎥 Watch my video: Crucial Retirement Decisions You Need to Make by Age.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

We Asked 1000 People About Their Money (I Was Shocked!)

Mon, 09 Feb 2026 11:00:00 -0000

📈Are you on track with the Baby Steps? Get a free personalized plan.

We asked 1,000 people about their money, and the results honestly shocked me! In this episode, I break down the data and share three simple ways to make sure stress and a negative net worth don’t become your normal.

Next Steps:

🎥 Watch my video How Do You Compare Financially to the Average American? (2026 Edition).

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Creative Date Night Ideas From Free to $500+

Fri, 06 Feb 2026 11:00:00 -0000

🚢 Set sail with me on the Live Like No One Else Cruise! Book your cabin today.

What if I told you that you could plan fun, memorable date nights at any price? Well, that’s exactly what I’m doing! Here are 23 creative date night ideas to try for every Baby Step or budget level. Let’s get into it!

Next Steps:

🎥 Watch my video 3 Best Marriage Tips We’ve Ever Received.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💭 Want a deeper connection with your spouse? Pick up Questions for Humans: Couples.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

If You Want to Become a Millionaire, Do This in 2026!

Wed, 04 Feb 2026 11:00:00 -0000

📈 Use the Investment Calculator to see how your money can grow over time.

In this episode, I’m breaking down a few simple money moves people often overlook that can put you on the path to becoming a millionaire. None of it is flashy, but if you focus on the right habits and stay consistent, you can start building real, lasting wealth this year.

Next Steps:

🎥 Watch my video Why Being Boring Is the Best Way to Build Wealth.

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Things You Should Absolutely Say No to This Month

Mon, 02 Feb 2026 11:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

In this episode, I’m calling out a few spending traps that sneak into our budgets once the year gets going. If you’re ready to stop wasting money and free up some extra cash without feeling deprived, this one’s for you.

Next Steps:

🎥 Watch my video 10 Minutes of People Living Frugally and Winning.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors[JS4] :

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

The One Bank Account Most People Overlook (It’s Costing You)

Fri, 30 Jan 2026 11:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

When it comes to making the most of your money, where you put your money matters just as much as how you spend it. So today, I’m breaking down the three bank accounts everyone needs—and one of them you may be overlooking.

Next Steps:

🎥 Watch my video Here’s When Saving Your Money Is a Bad Idea.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Most Unhinged Ways to Make Extra Money

Wed, 28 Jan 2026 11:00:00 -0000

📝 Take the free Side Hustle Quiz!

I recently asked people on Instagram to comment the most unhinged ways they make extra money. Today, we’re looking at what everyone had to say.

Next Steps:

🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Common Money Practices Keeping You Broke

Mon, 26 Jan 2026 11:00:00 -0000

🏠 Crunch your numbers with this free Mortgage Calculator.

When it comes to money, some harmful habits have become way too normal. So here are five common money practices that are really just lies holding you back!

Next Steps:

🎥 Watch my video The Worst Ways to Pay Off Your Debt.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Grow Your Wealth with These 5 Boring Habits

Fri, 23 Jan 2026 11:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

In this episode, I’m breaking down the five simple, kind of boring habits that have helped me build real wealth—and showing how these basics can completely change your financial life. If you’re ready to grow your money with confidence and consistency, this one’s for you!

Next Steps:

🎥 Watch my video 10 Minutes of People Living Frugally and Winning.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Purchases Quiet Millionaires Never Make

Wed, 21 Jan 2026 11:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

If you’re trying to build wealth but are still left wondering where chunks of money go every month, it might be time to rethink your money habits. Here are six things wealthy people never spend money on.

Next Steps:

🎥 Watch my video Why You Should Spend Like No One Is Watching.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

This Annual “Dream Date” Will Change Your Marriage (and Money)

Mon, 19 Jan 2026 11:00:00 -0000

🛡️ Are you protected with the right insurance? Take Ramsey’s five-minute Coverage Checkup.

In this episode, Winston and I share how our annual “Dream Date” has transformed our marriage and our money. We share what we do every year to get aligned on our goals, budget and big dreams. If you’re craving clarity and connection heading into 2026, you’ll love this episode.

Next Steps:

🎥 Watch my video Money Lessons We’ve Learned in 15 Years of Marriage (With Winston Cruze).

📑 Check your credit report for free.

💵 Start your free budget today. Download the EveryDollar app!

📈Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Crucial Conversations to Have About Money

Fri, 16 Jan 2026 11:00:00 -0000

📚 Grab my Kids Book Bundle to get all three of my children’s books!

Talking about money doesn’t have to be weird or taboo. In this episode, I’m walking you through five super important money conversations to have with the people in your life so you can strengthen your relationships and feel more confident about your financial future.

Next Steps:

🎥 Watch my video The 3-Step Formula for Finding a Job You Love (With Ken Coleman).

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Government Changes That Impact Your Money in 2026 (Here’s What to Do)

Wed, 14 Jan 2026 11:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

On today’s episode, we’re talking about changes the government is making in 2026 that will impact your money—and what you can do about it. Let’s get into it!

Next Steps:

🎥 Watch my video 6 Simple Ways to Become More Disciplined With Your Money.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Things To Do Differently With Your Money in 2026 with Dave Ramsey

Mon, 12 Jan 2026 11:00:00 -0000

✅ Are you paying too much for insurance? Find out in five minutes.

It’s time to whip your money into shape! In this episode, Dave Ramsey joins me to talk about what you can do differently with your money in 2026.

Next Steps:

🎥 Watch my video These People Found an Extra $3,015 a Month (Here’s How).

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Reacting to the Top Money Predictions for 2026

Fri, 09 Jan 2026 11:00:00 -0000

💵 Start your free budget today. Download the EveryDollar app!

In this episode, I’m breaking down the biggest money predictions for 2026 and showing you how to take control and win with money in the new year.

Next Steps:

🎥 Watch my video Questionable Money Hacks I Now Swear By.

📈Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Underrated Tips to Help You Pay Off Debt FAST

Wed, 07 Jan 2026 11:00:00 -0000

💸 Find ways to make more money. Take our Side Hustle Quiz!

In this episode, I’m sharing five underrated, super practical hacks that’ll help you pay off debt FAST—so you can take control of your money and finally breathe again.

Next Steps:

🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month.

💵 Start your free budget today. Download the EveryDollar app!

📈Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Worst Ways to Invest Your Money in 2026

Mon, 05 Jan 2026 11:00:00 -0000

💰 Plan and build wealth for the future with Ramsey’s Complete Guide to Investing.

When it comes to money, you need to be aware of the don’ts just as much as the do’s. Today, I’m sharing the worst ways to invest your money so you can avoid the traps and start building wealth the right way.

Next Steps:

🎥 Watch my video 6 Questions That Reveal if You Can Retire Early.

💵 Start your free budget today! Download the EveryDollar app.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Do You Compare Financially to the Average American? (2026 Edition)

Fri, 02 Jan 2026 11:00:00 -0000

💻 Join the Take Back Your Money in 2026 livestream! Register for free.

In this video, I break down how the average American is handling their money—so you can see how you stack up. Then, I’ll give you some simple steps to start making real progress with your own finances.

Next Steps:

📈 Are you on track with the Baby Steps? Get a free personalized plan.

🎥 Watch my video Become Financially Literate in 8 Minutes

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

These Unscripted Ramsey Show Clips Still Make Me Laugh

Wed, 31 Dec 2025 10:00:00 -0000

💻 Join the Take Back Your Money in 2026 livestream! Register for free.

The situations I find myself in while working with my dad will never fail to make me laugh! Let’s relive some of my favorite moments from The Ramsey Show this past year.

Next Steps:

🎥 Watch my video This Call Left Dave Ramsey Speechless (My Reaction).

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Amazon Purchases from 2025 (Plus One I Regret)

Mon, 29 Dec 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

If you’re an Amazon person like me, you know that feeling you get when you make an awesome purchase! Here are my top nine Amazon finds from 2025, plus one I regret. Links below!

Next Steps:

🎥 Watch my video How to Actually Enjoy Your Life (Even on a Budget).

💵 Start your free budget today. Download the EveryDollar app!

🔗 Product links:

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Top 4 Budget Categories We All Neglect

Fri, 26 Dec 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

In this episode, I’m breaking down the four sneaky budget categories we all tend to overlook—yes, even me! Then I’ll show you some simple ways to tighten things up and take back control of your spending.

Next Steps:

🎥 Watch my video 6 Simple Ways to Become More Disciplined With Your Money.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

The 5 Lists I Make After Christmas (and You Should Too!)

Wed, 24 Dec 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

After every Christmas, I sit down and make five simple lists that help me reset my mindset, my money and my priorities for the new year. So[JS3] today, I’m going to share those with you to help you stay focused, have peace, and be ready to start 2026 strong.

Next Steps:

🎥 Watch my video Create Your First Budget in 5 Simple Steps.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Reasons You’re Grocery Shopping the Wrong Way

Mon, 22 Dec 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

In this episode, I’m breaking down seven common grocery shopping mistakes (including my Parmesan cheese epiphany!) and sharing simple ways to shop smarter, save money, and make your budget actually work.

Next Steps:

🎥 Watch my video Average Family Grocery Budget (Are You Over or Under?).

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📊 Connect with a SmartVestor Pro investing professional today!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Most Middle-Class Retirement Plans Fail (And How to Fix It)

Fri, 19 Dec 2025 10:00:00 -0000

💡 Learn how to invest wisely with our Complete Guide to Investing.

Planning for retirement can feel overwhelming, but it doesn’t have to be. In this episode, I’m walking you through the biggest retirement mistakes that keep the middle class from building wealth—and what you can do to invest wisely and feel confident about your future.

Next Steps:

🎥 Watch my video Become Financially Literate in 8 Minutes.

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rating Popular Gifts for Her and Him (My Honest Thoughts!)

Wed, 17 Dec 2025 10:00:00 -0000

💍 Build a stronger, more intimate marriage. Sign up for the Ramsey Money & Marriage Getaway today!

It’s gift-giving season! In today’s episode, I’m reacting to the top five rated gifts for her and the top five rated gifts for him. Let’s get into it!

Next Steps:

🎥 Watch my video Money Lessons We’ve Learned in 15 Years of Marriage (with Winston Cruze).

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Home Upgrades That Pay You Back (and 4 to Skip!)

Mon, 15 Dec 2025 10:00:00 -0000

🏡 Need help with all things real estate? Get access to a RamseyTrusted® pro in your area.

Owning a home is a major financial win . . . and a huge responsibility. In today’s episode, we’re discussing which home upgrades get you your money’s worth and which ones don’t.

Next Steps:

🎥 Watch my video Building vs. Buying a House: Which Is Better?

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Avoid These 5 Money Conflicts in Your Marriage

Fri, 12 Dec 2025 10:00:00 -0000

❤️ Get your tickets to our Money & Marriage Getaway!

Money and marriage don’t have to be complicated! In this episode, I’m sharing five common money mistakes that could be hurting your relationship and how to fix them—so you and your spouse can win with money together. 🤝

Next Steps:

🎥 Watch my video: 3 Best Marriage Tips We’ve Ever Received

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📘 Grab your copy of What No One Tells You About Money!

Learn more about your ad choices. Visit megaphone.fm/adchoices

“What I Wish I Knew Before Paying Off Debt” (With Jade Warshaw)

Wed, 10 Dec 2025 10:00:00 -0000

I sat down with my friend Jade Warshaw to talk about the highs, lows and real emotions behind her debt-free journey—and her brand-new book, What No One Tells You About Money.

Next Steps:

🎥 Watch my video Become Financially Literate in 8 Minutes.

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Items Under $50 That Will Actually Improve Your Life

Mon, 08 Dec 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

You don’t need to buy every new product that’s out there just to keep up with the Joneses! But it’s safe to say some purchases are worth the money. So today, I’ll share seven items that have actually improved my life.

Next Steps:

🎥 Watch my video 8 Things I Stopped Buying (and You Should Too).
💵 Start your free budget today. Download the EveryDollar app!

My favorite products under $50:

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Subtle Signs You’re on Track to Be a Millionaire

Fri, 05 Dec 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

In this episode, I’m sharing seven surprising signs that you’re on your way to becoming a millionaire—no lottery ticket required. You’ll see how small, intentional choices with your money can add up to lasting wealth and peace of mind.

Next Steps:

🎥 Watch my video 5 Simple Habits “Quiet Millionaires” Swear By.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Talking About Money Can Actually Bring You Closer

Wed, 03 Dec 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

On today’s episode, Niro Feliciano and I talk about how to navigate common money problems in your relationships. Let’s get into it!

Next Steps:

🎥 Watch my video Create a Calm-ish Holiday Season With These Simple Habits.

💵 Start your free budget today. Download the EveryDollar app!

Learn more about Niro Feliciano.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Financial Mistakes Made by High Income Earners

Mon, 01 Dec 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

If you’re thinking that having a six-figure income makes you immune to debt, think again! On today’s episode we’re discussing why having a high income does not equal building wealth.

Next Steps:

🎥 Watch my video 10 Secrets of People Who Never Overspend (According to ChatGPT)

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Financial Habits You’re Neglecting (Costing You Thousands!)

Fri, 28 Nov 2025 10:00:00 -0000

✅ Get the coverage you need from a source you trust. Learn more about RamseyTrusted® insurance pros and providers.

If you feel like you understand money, but you can’t quite get ahead, this episode is for you. Today, we’re talking about seven common money mistakes that could be costing you thousands.

Next Steps:

🎥 Watch my video Why Being Boring Is The Best Way to Build Wealth.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

💰 Saving for retirement? Keep track of your money with Ramsey's Investment Calculator.

🧸 Protect your family when it matters most. Create a will in 20 minutes or less.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Money Lies That Will Never Build You Wealth

Wed, 26 Nov 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

I hear from people all the time who believe toxic money myths, and it’s keeping them broke! In this episode, I’m breaking down five common money lies that will never help you build wealth.

Next Steps:

🎥 Watch my video Unexpected Ways Money Might Be Ruining Your Life.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a 7-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Places Frugal People Never Spend Their Money

Mon, 24 Nov 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

As a natural spender, I had to know where my frugal friends draw the line when it comes to spending. I asked Instagram, and you guys did not disappoint! Let’s unpack the top seven answers together.

Next Steps:

🎥 Watch my video 5 Ways to Cut Costs (Even If You Love to Spend).

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Crucial Black Friday Tips to Remember

Fri, 21 Nov 2025 10:00:00 -0000

🏷️ Check out Ramsey's 2025 Black Friday deals.

If you want to take advantage of Black Friday, but it also feels overwhelming, this episode is for you! Here are five tips to keep in mind for the biggest shopping weekend of the year.

Next Steps:

🎥 Watch my video How to Actually Enjoy Your Life (Even on a Budget).
💵 The simplest way to budget. Download the EveryDollar app for free!
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a 7-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Do These Money-Saving Hacks from Parents Actually Work?

Wed, 19 Nov 2025 10:00:00 -0000

📚Check out my Kids Book Bundle!

I’m always in the market for a good budget-friendly parenting tip. So in this episode, I’m reacting to money-saving parenting hacks—plus, I’ll share two of my own.

Next Steps:

🎥 Watch my video Every Mom Struggles With This . . . but No One Talks About It.
💵 The simplest way to budget. Download the EveryDollar app for free!
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a 7-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Cosigning Nightmare(s) That Will Make You Think Twice

Mon, 17 Nov 2025 10:00:00 -0000

🎄 Enter the 2025 Ramsey Christmas Giveaway!

Cosigning is one of the things I warn people against the most! In this episode, I cover some of the messiest cosigning situations I’ve seen and why it’s a recipe for disaster.

Next Steps:

🎥 Watch my video 3 Healthy Money Boundaries to Set With Family.
💵 Start your free budget today. Download the EveryDollar app!
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a 7-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Happy People Know About Money (With Dr. Arthur Brooks)

Fri, 14 Nov 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

On today’s episode, I had the honor of sitting down with Dr. Arthur Brooks to discuss the emotions around money and how you can improve your relationship with money to create a life you love. Let’s dive in!

Next Steps:

🎥 Watch my video Easy Ways to Diffuse Conflict in Tough Conversations (With Jefferson Fisher).
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a 7-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Minutes of People Living Frugally and Winning

Wed, 12 Nov 2025 10:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Watching your spending isn’t just for those of you in Baby Step 2! In this episode, I’m celebrating people living frugally in all stages of life.

Next Steps:

🎥 Watch my video 8 Things I Stopped Buying (and You Should Too).
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for 47% off.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why You Should Spend Like No One Is Watching

Mon, 10 Nov 2025 10:00:00 -0000

📓 Start your 90-day journey to loving your life with my Contentment Journal.

Are your spending habits motivated by impressing people? In this episode, I’m going to walk you through how to get out of the comparison pit so you can live a life you love.

Next Steps:

🎥 Watch my video The Surprising Cost of Today’s Beauty Standards.
📈 Are you on track with the Baby Steps? Get a free personalized plan.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for 47% off.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Crucial Retirement Decisions You Need to Make by Age

Fri, 07 Nov 2025 10:00:00 -0000

💰 Check out Ramsey’s Complete Guide to Investing .

The retirement process can feel complicated, but it’s something everyone faces at some point. So in this episode, find out seven age-specific rules you need to know as you prepare—no matter how close or far away you are.

Next Steps:

🎥 Watch my video 5 Simple Habits Quiet Millionaires Swear By .

💵 Start your free budget today! Download the EveryDollar app.

⚕️ Talk with a RamseyTrusted® Medicare advisor.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries today!
Get 20% off your DeleteMe plan when you join.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for 47% off.

Explore More From Ramsey Network:🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Ridiculous Money Expectations That Could End The Friendship

Wed, 05 Nov 2025 10:00:00 -0000

Gen Z and millennials are skipping major social events because of the cost. (That sounds extreme, but also . . . relatable?) Let’s talk about the cost of friendship and how to make sure your finances and relationships thrive.

Next Steps:

🎥 Watch my video Every Mom Struggles With This but No One Talks About It.
💵 Create your free budget today. Download the EveryDollar app and find more margin.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a 7-day free trial.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What I Plan to Say Yes and No To This Holiday Season

Mon, 03 Nov 2025 10:00:00 -0000

🎄 Enter Ramsey's $5,000 Cash Giveaway.

Okay, deep breaths, everyone—the holidays are approaching. But no need to panic. Here’s a quick little reset to get your mind (and your money) in the right place before the busyness begins. This is what I’m planning to say yes and no to this holiday season.

Next Steps:

🎥 Watch my video 6 Things I Teach About Money That Will Make You Angry or Wealthy.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Turn to Minno for kids shows you can trust. Use code RACHEL for 47% off.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Common Things People Overlook When Trying to Build Wealth

Fri, 31 Oct 2025 09:00:00 -0000

Even if you feel confident with the basics of wealth building, you may be missing the mark in some areas. Today, I’m unpacking common things people tend to overlook when trying to build wealth.

Next Steps:

🎥 Watch my video 6 Money Hacks You Should Never Trust (They’re Traps!).

💵 Create your free budget today. Download the EveryDollar app.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Feeling Financially Stuck? Take This 3-Minute Assessment

Wed, 29 Oct 2025 09:00:00 -0000

If you're feeling financially stuck, what you need is a personalized plan. In today's episode, I'm going to walk you through how to improve your financial situation in just three minutes.

Next Steps:

🎥 Watch my video: Searching for the Right Side Hustle for You? Watch This!

💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries today!

Get 20% off your DeleteMe plan when you join.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 The simplest way to budget. Download the EveryDollar app today!

Learn more about your ad choices. Visit megaphone.fm/adchoices

These People Found an Extra $3,015 a Month (Here’s How)

Mon, 27 Oct 2025 09:00:00 -0000

Would you believe me if I said you could find over $3,000 in your budget in just 15 minutes? Yep, it’s true! And in today’s episode, I’m going to show you how.

Next Steps:

🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Answering Your Burning Money Questions

Fri, 24 Oct 2025 09:00:00 -0000

One of my favorite things about my job is that I get the chance to talk with you guys as you’re working on your money goals in real time. So today, I’m answering your burning money questions!

Next Steps:

🎥 Watch my video: TikTok Has Strong Opinions About This Controversial Marriage Topic

💵 Start your free budget today! Download the EveryDollar app.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries today!

Get 20% off your DeleteMe plan when you join.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Create a Calm-ish Holiday Season With These Simple Habits

Wed, 22 Oct 2025 09:00:00 -0000

The holidays are hectic, but they don’t have to be! In this episode, I sit down with Niro Feliciano. She’s a cognitive psychotherapist, an expert on anxiety and brain science, and a wife and mom of four. We discuss how you can create a less frantic holiday season and enjoy the time you have with your loved ones. Let’s get into it!

Next Steps:

🎥 Watch my video: 3 Healthy Money Boundaries to Set With Family

💵 The simplest way to budget. Download the EveryDollar app for free!

Check out Niro Feliciano’s book All Is Calmish today!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Questionable Money Hacks I Now Swear By

Mon, 20 Oct 2025 09:00:00 -0000

Sometimes I’m guilty of leaning too far into the “If it ain’t broke, don’t fix it” mindset. But I have definitely changed my tune on some new money hacks over the years. So today, I’m sharing a few of those with you.

Next Steps:

🎥 Watch my video 6 Things I Teach About Money That Will Make You Angry or Wealthy.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Take Control of Your Finances in 20 Minutes

Fri, 17 Oct 2025 09:00:00 -0000

If worrying about your finances is taking over your life, stay calm! In today's episode, I'm going to share a few simple ways to find immediate relief from your financial stress that only take 20 minutes.

Next Steps:

🎥 Watch my video: 5 Powerful Ways to Redefine Wealth (It’s Not Just Money)

💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Average Family Grocery Budget (Are You Over or Under?)

Wed, 15 Oct 2025 09:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

We all have to buy groceries every month, but how much should we be budgeting for it? In this episode, find out if your grocery spending is above or below average—and how you can save money on food every month.

Next Steps:

🎥 Watch my video 5 Quick Ways to Cut Costs (Even if You Love to Spend).

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Surprising Cost of Everyday Expenses in 1995

Mon, 13 Oct 2025 09:00:00 -0000

Ever wondered how much babysitting rates (and everything else) have changed over the years? Today, I’m comparing some costs of everyday life in 1995 to 2025—and the numbers might shock you.

Next Steps:

🎥 Watch my video 9 Tiny Habits That Actually Improved My Life (And Money).

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Simple Ways to Become More Disciplined with Your Money

Fri, 10 Oct 2025 09:00:00 -0000

I hate to be the bearer of boring news, but the key to almost anything you wish would change about your life is . . . discipline—and money is no exception. In this episode, I'll give you six simple ways to become more disciplined with your money.

Next Steps:

🎥 Watch my video 9 Tiny Habits That Actually Improved My Life (and Money).

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Find an Extra $1000 in Your Budget This Month

Wed, 08 Oct 2025 09:00:00 -0000

🔍 Looking for extra margin in your monthly budget? Try our free Money Finder Challenge.

What if I told you the extra cash you need is already in your monthly budget? Yep, in today’s episode, I’ll show you how you can free up $1,000 of margin in just a few simple steps.

Next Steps:

🎥 Watch my video: Searching for the Right Side Hustle for You? Watch This!

💵 The simplest way to budget. Download the EveryDollar app for free!

📈 Are you on track with the Baby Steps? Get a free personalized plan!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are the Boomers to Blame for Our Debt Obsession?

Mon, 06 Oct 2025 09:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Sure, the baby boomers may have normalized debt, but are they really to blame for our modern-day money struggles? Let’s talk about it on today’s episode.

Next Steps:

🎥 Watch my video 7 Money Lessons From Boomers’ Wins and Regrets.

Connect With Our Sponsors:  

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show  

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Master Class on Financial Literacy in 8 Minutes

Fri, 03 Oct 2025 09:00:00 -0000

Financial literacy is the first step when it comes to building wealth. And believe it or not, it’s simpler than most people think! So today, I’m giving you a crash course in all things personal finance.

Next Steps:

🎥 Watch my video Create Your First Budget in 5 Simple Steps.

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Escape the Toxic Thoughts Wrecking Your Life (With Judah Smith)

Wed, 01 Oct 2025 09:00:00 -0000

I’m extra excited for today’s episode because Pastor Judah Smith is joining us to talk about how our negative thoughts can affect all aspects of our lives—including money—and how to shift that mindset.

Next Steps:

🎥 Watch my video Why Less Really Is More—in Money, Faith and Beyond.

💵 Start your free budget today. Download the EveryDollar app!

📕 Check out Judah’s new book with Dr. Les Parrott.

⛪️ Check out the Churchome app.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

My Only Exception to This Controversial Money Debate

Mon, 29 Sep 2025 09:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Prenups are a highly debated topic, and you guys know my take—your and your spouse’s money should be viewed as your money together. But . . . are there exceptions? Let’s talk about it on today’s episode.

Next Steps:

🎥 Watch my video The Only Exceptions to My “No Debt” Policy.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is My Algorithm Sabotaging My Spending?

Fri, 26 Sep 2025 09:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Is social media responsible for busting your budget? Maybe! On today’s episode, we'll talk about how the videos in your algorithm steal your hard-earned cash and what you can do to avoid it.

Next Steps:

🎥 Watch my video Why Less Really Is More—in Money, Faith and Beyond.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Lessons That Changed My Mindset Around Money

Wed, 24 Sep 2025 09:00:00 -0000

Sometimes religion feels like a taboo topic, but around 85% of the global population is religious in some way. So today, I want to share five ways my faith has influenced the way I view and handle money.

Next Steps:

🎥 Watch my video 5 Powerful Ways to Redefine Wealth (It’s Not Just Money).

💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial Red Flags in Dating (Never Settle on These!)

Mon, 22 Sep 2025 09:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Money and relationships can feel like a gray area, but there are red flags to look out for. In this episode, find out which financial habits I would never recommend compromising on.

Next Steps:

🎥 Watch my video The BIGGEST Mistakes Newlyweds Make in the First Year.
💵 This is the simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Here’s When Saving Your Money Is a Bad Idea

Fri, 19 Sep 2025 09:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

I know this may be a shocker coming from me, but saving your money can go too far. In this video, find out 3 things to keep in mind as you save and spend wisely.

Next Steps:

🎥 Watch my video Toxic Money Lies That Are Keeping You Broke
💵 This is the simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Ranking Your Financial Habits Using Gen Z Slang

Wed, 17 Sep 2025 09:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Ever wonder what your Gen Z friends are actually saying? In this video, learn the latest slang as I rate financial habits using Gen Z lingo.

Next Steps:

🎥 Watch my video 7 Signs You Are WAY Above Average
💵 This is the simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Signs You’re Better at Money Than You Think

Mon, 15 Sep 2025 09:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Do you ever wonder if you’re actually doing okay financially? In this video, you'll learn 6 signs that show you’re better with money than you think.

Next Steps:

🎥 Watch my video Are Your Habits Broke, Average or Wealthy?
💵 This is the simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sharing Hot Takes on Controversial Money Topics

Fri, 12 Sep 2025 09:00:00 -0000

🏠 Buy a home confidently with the Ramsey Real Estate Hub.

Money can be a controversial issue . . . and sometimes, that’s what makes it fun! In this video, we’re leaning in, and I’m sharing my hot takes on some spicy financial topics.

Next Steps:

🎥 Watch my video 6 Things I Teach About Money That'll Make You Angry or Wealthy.
📈 Are you on track with the Baby Steps? Get a free personalized plan.
💵 This is the simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💰 George Kamel [AP1] [JS2]

💵 The simplest way to budget. Download the EveryDollar app for free!

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Secrets of People Who Never Overspend (According to ChatGPT)

Wed, 10 Sep 2025 09:00:00 -0000

Ever wonder how some people always seem to stay on budget no matter what? In this episode, we’ll look at 10 secrets of people who never overspend—according to ChatGPT.

Next Steps:

🎥 Watch my video My Honest Advice to Someone Who Wants Financial Freedom.
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

What I Spent in a Weekend (This Is Real Life!)

Mon, 08 Sep 2025 09:00:00 -0000

💵 The simplest way to budget. Download the EveryDollar app for free!

You’ve got to track your expenses to win with money—even on the weekends. In this episode, I’m jumping on the trend and sharing what I spent in a weekend so you can see what a recent lake weekend cost us.

Next Steps:

🎥 Watch my video How to Actually Enjoy Your Life (Even on a Budget).

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Questions That Reveal If You Can Retire Early

Fri, 05 Sep 2025 09:00:00 -0000

📈 Use Ramsey’s free Investment Calculator to track your progress.

Ever wonder how close you are to retirement? Or, if you know it’s far off, ever wonder what you need to do to get there? Find out with these six simple questions.

Next Steps:

🎥 Watch my video 9 Questions to Help You Choose the Right Financial Advisor.

💵 The simplest way to budget. Download the EveryDollar app for free!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💰 Get connected with a SmartVestor Pro in your area.

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Connect With Our Sponsors:  

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Most Unexpected Financial Lessons I've Learned

Wed, 03 Sep 2025 09:00:00 -0000

📖 Teach your kids contentment with my Kids Book Bundle.

Sometimes, the most unexpected people can teach you some pretty big lessons. In this episode, find out four unexpected money lessons my kids have taught me—that you can learn from too.

Next Steps:

🎥 Watch my video Money Lessons We’ve Learned in 15 Years of Marriage.

💵 The simplest way to budget. Download the EveryDollar app for free!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Surprising Cost of Today’s Beauty Standards (My Reaction)

Mon, 01 Sep 2025 09:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Today’s beauty standards can cost you a fortune. In this video, find out the three crucial questions to ask yourself when you’re faced with “beauty standard” spending.

Next Steps:

🎥 Watch my video How to Turn Comparison Into a Wealth-Building Strategy.

💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Being Boring is the Best Way to Build Wealth

Fri, 29 Aug 2025 09:00:00 -0000

💰 Find out how much your money could grow over time with the Investment Calculator.

In this episode, find out how to build enough wealth to retire at 55 and live your best life. (Spoiler alert: It’s pretty boring, but it works every time.)

Next Steps:

🎥 Watch my video How to Invest the Right Way in 2025.

💵 The simplest way to budget. Download the EveryDollar app for free!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Best Marriage Tips We’ve Ever Received

Wed, 27 Aug 2025 09:00:00 -0000

❤️ Claim your spot at Money & Marriage Getaway!

My husband and I aren’t newlyweds anymore, but we’re still learning new things about marriage every day. So today, find out three of the best pieces of money and marriage advice we’ve gotten—and how they can apply to you.

Next Steps:

🎥 Watch my video The Biggest Mistakes Newlyweds Make in the First Year

💵 The simplest way to budget. Download the EveryDollar app for free!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Simple Habits “Quiet Millionaires” Swear By

Mon, 25 Aug 2025 09:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

When it comes to stealth wealth, it’s all about the daily routines. Today, I’m sharing five simple habits “quiet millionaires” swear by so you can apply them to your life and money.

Next Steps:

🎥 Watch my video 10 Habits That Scream “I’m Trying to Look Wealthy” (My Reaction)

💵 The simplest way to budget. Download the EveryDollar app for free!

📘 Get Baby Steps Millionaires in hardcover.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Easy Ways to Diffuse Conflict In Tough Conversations (With Jefferson Fisher)

Fri, 22 Aug 2025 09:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Money affects every part of life—your identity, your habits, even your communication. That’s why in this episode, lawyer and communication expert Jefferson Fisher is here to teach us how to have healthy communication and conflict around money.

Next Steps:

🎥 Watch my video Do This Now to Avoid Money Problems in Your Marriage Later.

💵 The simplest way to budget. Download the EveryDollar app for free!

📚 Learn more about Jefferson Fisher.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Reacting to Your Wildest “Mom Spending” Confessions

Wed, 20 Aug 2025 09:00:00 -0000

📚 Check out my Kids Book Bundle!

Sometimes as a parent, you spend money on some crazy things. In this episode, I’m sharing a boundary I had to put in place in our house, plus reacting to 12 of your wildest “mom spending” confessions.

Next Steps:

🎥 Watch my video My Go-To Parenting Strategy for Avoiding Entitled Kids.

💵 The simplest way to budget. Download the EveryDollar app for free!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Money Hacks You Should Never Trust (They're Traps!)

Mon, 18 Aug 2025 09:00:00 -0000

🛡️ Find out if you’re protected with the Coverage Checkup.

There are way too many risky money strategies out there. So in this episode, find out six financial traps you should never trust—and more importantly, what to do instead.

Next Steps:

🎥 Watch my video The Billion-Dollar Scheme You Didn't Know You Were a Part Of.

💵 The simplest way to budget. Download the EveryDollar app for free!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

You’re Defining Success All Wrong (And It’s Costing You)

Fri, 15 Aug 2025 09:00:00 -0000

Are you chasing success—or just the illusion of it? Discover why luxury spending is hurting your finances and how to break free with three simple mindset shifts.

Next Steps:

🎥 Watch my video Why Your Income Doesn’t Guarantee Wealth.

💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 The simplest way to budget. Download the EveryDollar app for free!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Searching for the Right Side Hustle for You? Watch This!

Wed, 13 Aug 2025 09:00:00 -0000

👩🏻‍💻 Take the Side Hustle Quiz!

A side hustle is a great step to boost your income. So in this episode, I’m rating a list of side hustles . . . based on how likely I am to try them. Plus, you’ll learn about a custom tool that helps you figure out the perfect side gig for you.

Next Steps:

🎥 Watch my video Save $5,000 in 3 Months?! (4 Easy Money Challenges to Try).

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

This Call Left Dave Ramsey Speechless (My Reaction)

Mon, 11 Aug 2025 09:00:00 -0000

There is one parenting question I get all the time, and it recently left Dave Ramsey speechless. In today’s episode, you’ll learn six things to keep in mind when answering this for yourself.

Next Steps:

🎥 Watch my video Two Times I’ve Disagreed With Dave Ramsey.

💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 The simplest way to budget. Download the EveryDollar app for free!

Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Things I Stopped Buying (and You Should Too)

Fri, 08 Aug 2025 09:00:00 -0000

In this episode, I’ll go over eight things I stopped buying—and you should too if you’re trying to reevaluate your spending habits and save some money.

Next Steps:

🎥 Watch my video I Didn't Budget for 2 Weeks—Here's What Happened.
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 The simplest way to budget. Download the EveryDollar app for free!

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Moment That Exposes Who You Really Are

Wed, 06 Aug 2025 09:00:00 -0000

If all your material things were taken from you, what would you have left? In this episode, I unpack a recent conversation with my husband about what you can actually control and count on in life

Next Steps:

🎥 Watch my video What Your 7 Money Tendencies Say About You.
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 The simplest way to budget. Download the EveryDollar app for free!

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Reasons You Think a Budget Won’t Work for You

Mon, 04 Aug 2025 09:00:00 -0000

Think a budget isn’t for you? In this episode, I’ll break down five common reasons people say a budget won’t work for them—and why these excuses don’t hold up.

Next Steps:

🎥 Watch my video Create Your First Budget in 5 Simple Steps.
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 The simplest way to budget. Download the EveryDollar app for free!

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Midyear Money Reset You Didn’t Know You Needed

Fri, 01 Aug 2025 09:00:00 -0000

You don’t have to wait for a new year to start fresh with your life and money! In this episode, you’ll learn five simple ways to reset this fall so you can finish the year strong.

Next Steps:

🎥 Watch my video I Didn’t Budget for 2 Weeks—Here’s What Happened.
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

The 3 Step Formula For Finding A Job You Love (With Ken Coleman)

Wed, 30 Jul 2025 09:00:00 -0000

💼 Find out what you were born to do. Take the Get Clear Career Assessment.

Today’s special guest is my friend, professional development expert Ken Coleman! In this episode, find out the answers to questions like how to find the job that’s right for you and how to know when it’s time to move on to something new.

Next Steps:

🎥 Watch my video Why “I’ll Be Happy When . . .” Is a Lie.
💵 The simplest way to budget. Download the EveryDollar app for free!
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 The simplest way to budget. Download the EveryDollar app for free!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Listener Confessions: Craziest “It Was on Sale” Purchases

Mon, 28 Jul 2025 09:00:00 -0000

Have you ever bought something totally random just because it was on sale? In this episode, I’ll react to the craziest impulse buys from listeners and what we can learn from these confessions.

Next Steps:

🎥 Watch my video Why “I’ll Be Happy When . . .” Is a Lie.
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 The simplest way to budget. Download the EveryDollar app for free!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to Be a Stay-at-Home Parent? Start With These Questions

Fri, 25 Jul 2025 09:00:00 -0000

Trying to decide whether to be a working parent or a stay-at-home parent? In this episode, I’ll share five questions that will help you and your spouse make the best choice for your family.

Next Steps:

🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month.
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

TikTok Has Strong Opinions About This Controversial Marriage Topic

Wed, 23 Jul 2025 09:00:00 -0000

I believe married couples should share finances . . . but the internet doesn’t always agree. In this episode, watch my reaction to a TikTok on this controversial marriage topic and get my take on the top comments.

Next Steps:

🎥 Watch my video 6 Things I Teach About Money That’ll Make You Angry or Wealthy.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 The simplest way to budget. Download the EveryDollar app for free!

Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Tiny Habits That Actually Improved My Life (And Money)

Mon, 21 Jul 2025 12:00:00 -0000

You don’t need a secret formula to win with money—just some consistency! In this episode, you’ll learn nine simple habits that will totally transform your life and money.

Next Steps:

🎥 Watch my video How I Budget, Invest, Save and Spend My Money.
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

When Did We Start Paying for Stuff That Used to Be Free?

Fri, 18 Jul 2025 12:00:00 -0000

From airline snacks to shopping bags, is nothing free anymore? 😩 In this episode, I’ll react to 10 things that used to be free—and explain how to keep these expenses from wrecking your budget.

Next Steps:

🎥 Watch my video 11 Items Frugal People Aren’t Buying Anymore.

💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show 

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Reacting to Celebs’ Thoughts on Nepo-Babies and Spoiled Kids

Wed, 16 Jul 2025 12:00:00 -0000

I’ll be the first to admit there are real advantages to being a nepo baby. In this episode, I react to what a few A-list celebs have said about nepotism and unpack what this means for any parent.

Next Steps:

🎥 Watch my video What Everybody Gets Wrong About Generational Wealth.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Building Vs. Buying a House: Which Is Better?

Mon, 14 Jul 2025 12:00:00 -0000

🛡️Find all the tools to reach your home goals in our Real Estate Home Base.

Torn between building your dream home or buying one that’s move-in ready? 🏡 In this episode, you’ll learn the pros and cons of both so you can make the wisest choice for your family.

Next Steps:

🎥 Watch my video 5 Mistakes to Avoid When Selling Your Home.
📈 Are you on track with the Baby Steps? Get a free personalized plan.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show 

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Every Mom Struggles with This. . . But No One Talks About It

Fri, 11 Jul 2025 13:00:00 -0000

Do you ever feel like being a mom has taken over your whole life? In this episode, you’ll learn four powerful truths every mom needs to hear when you feel like you’re getting it wrong.

Next Steps:

🎥 Watch my video Classroom Parent vs. Venmo Parent? (Settling the Debate).
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show  

Learn more about your ad choices. Visit megaphone.fm/adchoices

Biggest Financial Mistakes When Buying a Car (With The Car Mom)

Wed, 09 Jul 2025 10:00:00 -0000

🚙 Get the free Ramsey Car Guide.

In this special episode, The Car Mom’s Kelly Stumpe shares the biggest mistake you can make when buying a car, tips on finding the right “mom car,” plus how to do it all with confidence.

Next Steps:

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 The simplest way to budget. Download the EveryDollar app for free!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Toxic Money Lies That Are Keeping You Broke

Mon, 07 Jul 2025 10:00:00 -0000

Have you started to believe the lie that you’re just “bad with money”? In this episode, I’ll debunk five toxic money lies that may be keeping you stuck so you can start winning financially.

Next Steps:

🎥 Watch my video The Worst Ways to Pay Off Your Debt.
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Less Really Is More—in Money, Faith and Beyond

Fri, 04 Jul 2025 10:00:00 -0000

📚 Get Rachel Cruze’s Kids Book Bundle.

I’m typically a quantity over quality kind of girl—except for these four areas of life. In this episode, find out where less really is more so you can make space for what matters most.

Next Steps:

🎥 Watch my video 5 Quick Ways to Cut Costs (Even if You Love to Spend).
📈 Are you on track with the Baby Steps? Get a free personalized plan.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💰 Invest in your future with a Smartvestor Pro.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Annual Dream Date My Husband and I Never Skip

Wed, 02 Jul 2025 10:00:00 -0000

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

There’s one thing my husband and I do every year that's been a game changer in our marriage. In this episode, learn about our “Dream Date” and how it can bring you closer to where you want to be.

Next Steps:

🎥 Watch my video 5 Ways to Maximize Your Money in a Dual-Income Household.
📈 Are you on track with the Baby Steps? Get a free personalized plan.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why So Many High Earners Still Live Paycheck to Paycheck

Mon, 30 Jun 2025 10:00:00 -0000

If it still feels like you’re living paycheck to paycheck even though your income has gone up, listen up. In this episode, you’ll learn four surprising reasons high earners feel financially stressed and how you can break the cycle.

Next Steps:

🎥 Watch my video 10 Habits That Scream “I’m Trying to Look Wealthy” (My Reaction)
🏡 Compare cities with the Cost of Living Calculator.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Marrying Into Debt: How Much Is Too Much?

Fri, 27 Jun 2025 10:00:00 -0000

Should debt be a deal breaker when you’re thinking about marrying someone? In this episode, let’s talk about what it feels like to have a significant other in a different financial situation than you and how to move forward together with confidence.

Next Steps:

🎥 Watch my video This Couple Turned Paying Off $32,000 Into a Game (My Reaction).
💍 Get away with your spouse for Ramsey’s Money & Marriage Getaway
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why I Never Panic When the Stock Market Dips (And You Shouldn’t Either!)

Wed, 25 Jun 2025 10:00:00 -0000

The stock market has its ups and downs, but that doesn’t mean you need to panic. In this episode, find out why it’s better to focus on the long game when it comes to investing.

Next Steps:

🎥 Watch my video Why the Housing Market Might Feel Impossible Right Now.
💰 Invest in your future with a Smartvestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

💵 The simplest way to budget. Download the EveryDollar app for free

Connect With Our Sponsors:

• Learn more about Christian Healthcare Ministries.

• Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Unexpected Ways Money Might Be Ruining Your Life

Mon, 23 Jun 2025 10:00:00 -0000

✍️ Start your 90-day journey to lasting contentment with The Contentment Journal.

Money can be a blessing, but without intentionality, it can do more harm than you realize. In this episode, find out three ways money might be hurting you and what you can do to take back control.

Next Steps:

Connect With Our Sponsors:

Learn more about ⁠Christian Healthcare Ministries⁠.
Get 20% off when you join ⁠DeleteMe⁠.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

💵 The simplest way to budget. Download the EveryDollar app for free!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Actually Enjoy Your Life (Even on a Budget)

Fri, 20 Jun 2025 10:00:00 -0000

Yes, you can still have fun on a budget—and I can prove it! In this episode, find out how Winston and I make the most of our money and why a budget actually helps you enjoy life more.

Next Steps:

🎥 Watch my video 8 Mistakes You’re Making With Everyday Expenses.
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Lessons We’ve Learned in 15 Years of Marriage (With Winston Cruze)

Wed, 18 Jun 2025 10:00:00 -0000

💍 Get your tickets for our Money & Marriage Getaway happening February 12–14, 2026.

Today’s special guest is my amazing husband, Winston Cruze! In this episode, we’ll share the biggest lessons we’ve learned in 15 years of marriage, plus how you can grow even stronger in your relationship.

Next Steps:

🎥 Watch my video Money Habits You Need to Change Right Now (With Dave Ramsey).
📈 Are you on track with the Baby Steps? Get a free personalized plan.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What America’s #1 Wealth Killer Is Actually Costing You

Mon, 16 Jun 2025 10:00:00 -0000

Could the #1 wealth killer in your life be parked in your garage? In this episode, find out why your car could be keeping you broke, plus the right way to own one instead.

Next Steps:

🎥 Watch my video 10 Things Quickly Becoming Too Expensive for the Middle Class.
💰 Find out your earning potential with the Investment Calculator.
🚙 Get our free Ramsey Car Guide.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Powerful Ways to Redefine Wealth (It’s Not Just Money)

Fri, 13 Jun 2025 10:00:00 -0000

Let’s be real—money can be helpful, but it’s not going to magically solve all your problems. In this episode, you’ll learn five important areas where you might already be wealthier than you think.

Next Steps:

💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video 8 Subtle Ways to Spot a “Quiet Millionaire.”

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Proven Plan That Helped Her Pay Off $460,000 In Debt (with Jade Warshaw)

Wed, 11 Jun 2025 10:00:00 -0000

The truth is, debt is a thief, but not everyone is taught that. In this episode, my friend Jade Warshaw shares how she learned this the hard way—including the steps she took to pay off $460,000 in debt and why they can work for you too.

Next Steps:

💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video Why 51% of Americans Are Struggling in Their Finances.
🎤 Follow Jade Warshaw on Instagram @jadewarshaw.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tips for Navigating Routine Changes as a Busy Parent

Mon, 09 Jun 2025 10:00:00 -0000

If you’re someone who thrives on structure, changes to your routine can totally throw you off. In this episode, you’ll learn five practical tips to help stay on track with your time and money, no matter what season you’re in.

Next Steps:

💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video Parents Are Spending How Much on Kids Birthdays?

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

When to Say “No” According to Dave Ramsey (Are These Legit?)

Fri, 06 Jun 2025 10:00:00 -0000

I found a list of “13 Times Dave Ramsey Wants You to Say No” and I couldn’t resist sharing my thoughts! In this episode, I’ll give my take on each one, plus three “Dave nos” I heard growing up.

Next Steps:

💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video The Two Times I’ve Disagreed with Dave Ramsey.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

My Favorite Apps I Use Every Single Day

Wed, 04 Jun 2025 10:00:00 -0000

I know technology gets a bad rap sometimes—but it can actually make life a lot easier! In this episode, find out the seven apps I can’t live without and why technology isn’t all bad.

Next Steps:

💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video 7 Purchases That Significantly Improved My Life.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

16 Ways to STOP Throwing Your Money Away

Mon, 02 Jun 2025 10:00:00 -0000

No matter how much money you make, it’s way too easy to overspend. In this episode, learn 16 practical ways to stop wasting your money so you can build wealth instead.

Next Steps:

💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The BIGGEST Mistakes Newlyweds Make in the First Year

Fri, 30 May 2025 10:00:00 -0000

If you’re engaged or recently married, you’ve probably heard all the classic marriage advice. But in this episode, you’re going to learn five common mistakes newlyweds make and how you can avoid them altogether!

Next Steps:

💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video The Real Reason Everyone Seems Wealthier Than You.

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

I Didn't Budget for 2 Weeks – Here's What Happened

Wed, 28 May 2025 10:00:00 -0000

So, I didn’t budget for two whole weeks, and you guys won’t believe what happened! In this episode, find out my biggest takeaways from this experiment so you can keep your spending in check without the stress.

Next Steps:

💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video How to Survive Grocery Shopping in 2025.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Signs You Are WAY Above Average (Shocking Money Stats!)

Mon, 26 May 2025 10:00:00 -0000

You might not feel rich, but you may be doing better with money than you realize! In this episode, find out seven signs that prove you’re actually ahead of the average American.

Next Steps:

💰 Pay off your home faster with the Mortgage Payoff Calculator.
🎥 Watch my video Create Your First Budget in 5 Simple Steps.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Rest Feels Unproductive (And Why That’s a Lie)

Fri, 23 May 2025 10:00:00 -0000

Let’s be real—sometimes, rest can feel like one more thing on your to-do list. In this episode, you’ll learn what true rest really looks like and how it can actually help you win with money.

Next Steps:

🎥 Watch my video 6 Lies Culture Tells Us About Money.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why People with the Same Income End Up Rich or Broke

Wed, 21 May 2025 10:00:00 -0000

Winning with money isn’t about how much you make—it’s about how you manage it. In this episode, find out which four habits could be keeping you broke, no matter your income level.

Next Steps:

🎥 Watch my video 45% of Americans Are Taking On Debt for THIS?
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Billion-Dollar Scheme You Didn't Know You Were a Part Of

Mon, 19 May 2025 10:00:00 -0000

Credit cards might feel like just a normal part of life—but should they be? In this episode, you’ll learn the hard truth about how this industry works and why it’s intentionally keeping you behind financially.

Next Steps:

🎥 Watch my video The True Price of Living With Debt.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why “I’ll Be Happy When. . .” Is a Lie

Fri, 16 May 2025 10:00:00 -0000

Thinking “I’ll be happy when I have more money” never leads anywhere good. In this episode, find out three simple ways to break out of that cycle and start experiencing joy that lasts.

Next Steps:

🎥 Watch my video 6 Minimalist Habits That Improve Your Life and Money.
✍️ Start your 90-day journey toward contentment. Get The Contentment Journal.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Hidden Financial Challenges Wealthy Parents Face

Wed, 14 May 2025 10:00:00 -0000

There’s one money struggle almost all wealthy families can relate to. In this episode, you’ll learn what this unexpected challenge is, plus five ways to raise financially wise kids.

Next Steps:

🎥 Watch my video What Everybody Gets Wrong About Generational Wealth.
📔 Pick up a copy of my kids book I'm Glad for What I Have.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Things I Teach About Money That’ll Make You Angry or Wealthy

Mon, 12 May 2025 10:00:00 -0000

In this episode, let’s lean into the controversy. Find out which of my money teachings people hate the most—plus why I still stand by them (and why you should too!).

Next Steps:

🎥 Watch my video My Most Hated Financial Advice: Eating at Home.
💰 Invest in your future with a SmartVestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
💵 The simplest way to budget. Download the EveryDollar app for free!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop Feeling Behind While Scrolling Social Media (My Honest Advice)

Fri, 09 May 2025 10:00:00 -0000

Summer break is such a gift—until comparison starts creeping in. In this episode, you’ll learn four ways to stop the comparison spiral before it steals your peace and your paycheck.

Next Steps:

🎥 Watch my video The Real Reason Everyone Seems Wealthier Than You.
💵 The simplest way to budget: Download the EveryDollar app for free!
📓 Start your 90-day journey toward contentment with The Contentment Journal.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Two Times I’ve Disagreed with Dave Ramsey

Wed, 07 May 2025 10:00:00 -0000

Believe it or not, I don’t always agree with Dave Ramsey on money advice! Today, I’ll react to two times this happened recently—plus clue you in on how Dave really feels about Taylor Swift.

Next Steps:

🎥 Watch my video How to Never Pay Full Price Again With Dave Ramsey.
🎥 Watch this clip, Dave Ramsey Responds to Rachel Cruze’s Financial Advice.
🎥 Watch this clip, Dave Ramsey and Rachel Cruze Disagree on This Call!
💵 The simplest way to budget. Download the EveryDollar app for free!
💰 Reach your money goals with Financial Peace University.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Do This Now to Avoid Money Problems in Your Marriage Later

Mon, 05 May 2025 10:00:00 -0000

Debt or no debt, money fights are real! In this episode, you’ll learn how to talk about money in your relationship, plus four financial red flags you shouldn’t ignore. 🚩

Next Steps:

🎥 Watch my video Should You Combine Accounts With Your Spouse?
💰 Beat debt and build wealth faster with Financial Peace University.
💵 Make budgeting simple. Download the EveryDollar app for free!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Mastering Your Money Changes Everything (with Lewis Howes)

Fri, 02 May 2025 09:00:00 -0000

In this special episode, podcast host and bestselling author Lewis Howes unpacks some powerful insights about telling your money where to go. Plus, find out why the right money mindset is the key that unlocks the financial future you really want.

Next Steps:

· 🎥 Watch my video Harvard Professor Reveals the Real Reason You Want More Money.

·✍️️ Learn more about Lewis Howes.

· 📗 Get Lewis Howes’ book Make Money Easy.

· 💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

21 Budget-Friendly Housewarming Gifts They’ll Love

Wed, 30 Apr 2025 09:00:00 -0000

I know you love celebrating your friends, but you don’t have to blow your budget doing it! In this episode, I’ll share 21 housewarming gift ideas under $25 so you can celebrate without the stress.

Next Steps:

· 🎥 Watch my video 9 One-Time Purchases That Can Save You Hundreds.

· 📔 Read my article 21 Housewarming Gifts They’ll Love for Under $25.

· 💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

· 🏥 Learn more about Christian Healthcare Ministries.

· 🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Where Dave Ramsey’s Baby Steps Really Came From

Mon, 28 Apr 2025 09:00:00 -0000

Ever wondered how Dave Ramsey created the Baby Steps? In this episode, you’ll hear the incredible backstory, plus how these seven proven steps can change your finances forever.

Next Steps:

· 🎥 Watch my video The Fastest Way to Become a Millionaire (With Dave Ramsey).

· 💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

· 🏥 Learn more about Christian Healthcare Ministries.

· 🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Quick Ways to Cut Costs (Even If You Love to Spend)

Fri, 25 Apr 2025 10:00:00 -0000

Cutting costs is tough when you love to spend—trust me, I get it! But in today’s episode, you’ll learn five super simple money-saving tips that even spenders will actually want to stick to.

Next Steps:

🎥 Watch my video How I Budget, Invest, Save and Spend My Money.
🍽️ Save time and money on groceries with the free Meal Planner & Grocery Savings Guide.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Times This Underrated Savings Hack Changed My Life

Wed, 23 Apr 2025 10:00:00 -0000

There are tons of ways to save, but one of the biggest money-savers out there flies totally under the radar. In this episode, find out which savings hack no one is talking about and how to use it to your advantage.

Next Steps:

🎥 Watch my video How to Save $4,000 Fast.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Habits That Scream “I’m Trying to Look Wealthy” (My Reaction)

Mon, 21 Apr 2025 10:00:00 -0000

Do you want to actually be rich or just look rich? In this episode, I’ll react to 10 habits that scream, “I’m trying to look wealthy.” Plus, find out how to build real wealth instead!

Next Steps:

🎥 Watch my video Create Your First Budget in 5 Simple Steps.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

When Spending Extra to Save Time Is 100% Worth It

Fri, 18 Apr 2025 10:00:00 -0000

What if your budget could actually improve your quality of life? In this episode, you’ll learn four practical ways your budget can buy back time and help you create more balance in life.

Next Steps:

🎥 Watch my video 11 Things You’ll Regret Buying Cheap (Learn From My Mistakes!).
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The “Money Talk” Every Family Needs to Have

Wed, 16 Apr 2025 10:00:00 -0000

Talking about the future with your aging parents might feel tough—but it’s one of the best ways to care for them. In this episode, find out how to have “the money talk” in six steps so everyone can feel confident and prepared.

Next Steps:

🎥 Watch my video 3 Healthy Money Boundaries to Set With Family.
🛡️Create your will online today with our RamseyTrusted® partner Mama Bear Legal Forms.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Social Media Memes Expose Our Toxic Money Habits

Mon, 14 Apr 2025 10:00:00 -0000

Let’s be real—there are some money fails we can all relate to. In this episode, discover six important money lessons hidden inside social media memes. Trust me, you’ll want to remember these!

Next Steps:

🎥 Watch my video 5 Simple Habits for Building Wealth (This Made Me a Millionaire).
Follow Rachel Cruze (@rachelcruze) on Instagram.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Ways to Maximize Your Money in a Dual-Income Household

Fri, 11 Apr 2025 10:00:00 -0000

Managing finances with your spouse doesn’t have to feel stressful! In this episode, you’ll learn five steps for navigating money together and maximizing a dual income.

Next Steps:

🎥 Watch my video How to Invest the Right Way in 2025.
📘 Get my book Know Yourself, Know Your Money.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Things Quickly Becoming Too Expensive for the Middle Class

Wed, 09 Apr 2025 10:00:00 -0000

If rising prices have you concerned, you’re not alone! In this episode, find out 10 things people think are becoming too expensive for the middle class, plus how to afford your life no matter what you make.

Next Steps

🎥 Watch my video What Income Puts You in Upper, Middle and Lower Class?
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

13 Everyday Products That Were Actually Worth the Money

Mon, 07 Apr 2025 10:00:00 -0000

Have you ever spent money and had serious regret about it later? Well, not today! In this episode, find out 13 everyday purchases I swear by and why they’re worth every penny.

Next Steps:

🛍️ Shop Rachel’s home purchases on Amazon.
🎥 Watch my video 6 Minimalist Habits That Improve Your Life and Money.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

8 New Money Scams to Watch Out For

Fri, 04 Apr 2025 10:00:00 -0000

Have you noticed money scams just keep getting sneakier? In this episode, find out how to spot eight common money scams so you can protect your wallet.

Next Steps:

🎥 Watch my video How Airlines and Other Retailers Are Robbing You Blind.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Money Lessons They Don’t Teach in High School

Wed, 02 Apr 2025 10:00:00 -0000

If you learned more about pi in high school than how to file your taxes, you’re not alone! In this episode, you’ll learn five important financial lessons everyone should have learned a long time ago.

Next Steps:

💰 Beat debt and build wealth faster with Financial Peace University.
📚 Find the right curriculum for you with Ramsey Education.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Mistakes You’re Making with Everyday Expenses

Mon, 31 Mar 2025 10:00:00 -0000

We can’t escape the basic cost of living, but there are ways to spend less! In this episode, find out how to save on everyday essentials so that you have more money for everything else.

Next Steps:

🎥 Watch my video 4 Ways You’re Ruining Your Budget (Without Realizing It).
🏠 Calculate your monthly payment with our Mortgage Calculator.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Save $5,000 in 3 Months?! (4 Easy Money Challenges to Try)

Fri, 28 Mar 2025 10:00:00 -0000

If you have a savings goal, the key to reaching it is going all in—even if it’s just for a short season! In this episode, you’ll learn four money challenges you can start today to help you pile up cash fast.

Next Steps:

🎥 Watch my video Find an Extra $400 in Your Budget in Just 24 Hours.
💰Take the 24-Hour Money Finder Challenge!
💸 Save $5,000 with the 100 Envelope Challenge.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show  

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why the Housing Market Might Feel Impossible Right Now

Wed, 26 Mar 2025 10:00:00 -0000

Does it feel like the housing market is totally out of control? In this episode, we’ll dive deep into what’s really happening out there and what it means for buyers and sellers right now.

Next Steps:

🏠 Reach your home goals with our Real Estate Home Base.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Money Lessons from Boomers’ Wins and Regrets

Mon, 24 Mar 2025 10:00:00 -0000

The truth is, there’s something every generation can teach us about personal finance. In this episode, find out seven surprising money lessons we can learn from boomers—including what to do and what to avoid.

Next Steps:

🎥 Watch my video 7 Valuable Life Lessons I Swear By.
💰 Find out your earning potential with the Investment Calculator.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Money Habits That Will Change Your Life (If You Actually Do Them)

Fri, 21 Mar 2025 10:00:00 -0000

Let’s be real—knowing what to do with your money and actually doing it are two different things. That’s why in this episode, I’m calling out five commonsense money habits you can start today that’ll help you reach your goals.

Next Steps:

🎥 Watch my video What’s the Catch With 0% Interest?
💸 Join Financial Peace University, the fastest way to beat debt and build wealth.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Numbers Everyone MUST Know Before Retiring

Wed, 19 Mar 2025 10:00:00 -0000

Investing for retirement can feel overwhelming, but it doesn’t have to be! In this episode, you’ll learn five key numbers everyone should know so you can prepare for the future with confidence.

Next Steps:

🎥 Watch my video How to Invest the Right Way in 2025.
💰 Invest in your future with a Smartvestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

My Honest Advice to Someone Who Wants Financial Freedom

Mon, 17 Mar 2025 10:00:00 -0000

If you really want to win with money, belief alone isn’t enough to change your bank account. In this episode, I’ll share my honest advice for spending wisely so you can experience true peace.

Next Steps:

🎥 Watch my video The Fastest Way to Pay Off Debt in 2025.
💰 Find out your earning potential with the Investment Calculator.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Drastic Ways People Are Trying to Save Money (My Reaction)

Fri, 14 Mar 2025 10:00:00 -0000

Is living on a cruise ship a creative money-saving hack or just plain crazy? In this episode, I’m reacting to some of the wildest things people have tried to save a buck. Plus, you’ll learn how to actually save more in your everyday life.

Next Steps:

🎥 Watch my video The Worst Ways to Pay Off Your Debt.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tempting Money Traps That Are Too Good To Be True

Wed, 12 Mar 2025 10:00:00 -0000

I know credit card miles seem like free travel . . . but are they really? In this episode, you’ll learn five sneaky money traps to avoid if you want to win with money.

Next Steps:

🎥 Watch my video How Airlines and Other Retailers Are Robbing You Blind.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Be a Millionaire on a Low Salary

Mon, 10 Mar 2025 10:00:00 -0000

Even if you never make a crazy high salary, you can still be a millionaire. In this episode, find out how actual people with everyday jobs built their wealth so you can get started today.

Next Steps:

💰 Find out your earning potential with the Investment Calculator.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Turn Comparison into a Wealth Building Strategy

Fri, 07 Mar 2025 11:00:00 -0000

Instead of letting comparison steal your joy, let it be the motivation you need to reach your money goals. In this episode, find out four ways to turn the temptation to compare into financial progress.

Next Steps:

🎥 Watch my video How Do Your Monthly Expenses Compare to the Average American’s?
📘 Start your journey toward contentment with The Contentment Journal.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

This Couple Turned Paying Off $32,000 Into a Game (My Reaction)

Wed, 05 Mar 2025 11:00:00 -0000

Sometimes it pays to get creative (literally!). In this episode, hear about how one couple’s “game” changed everything about their approach to money—and could change yours too.

Next Steps:

🎥 Watch my video The Fastest Way to Pay Off Debt in 2025.
💰 Start winning with money! Enroll in Financial Peace University.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Your 7 Money Tendencies Say About You

Mon, 03 Mar 2025 11:00:00 -0000

Some of us are natural savers and some of us (🙋‍♀️) are natural spenders. In this episode, find out what your money tendencies are, plus how to be the best version of your type.

Next Steps:

🎥 Watch my video Money Habits You Need to Change Right Now (with Dave Ramsey
📗 Read my book Know Yourself, Know Your Money.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Manage Your Money So You Never Go Broke

Fri, 28 Feb 2025 11:00:00 -0000

The fear of going totally broke is real, but it doesn’t have to be your reality! In this episode, you’ll learn steps to take control of your money so you can start building wealth for the future.

Next Steps:

💰 Purchase your tickets for the Investing Essential virtual eventInvesting Essentials virtual event, March 4-5!
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How a Mortgage Actually Works

Wed, 26 Feb 2025 11:00:00 -0000

Buying a house is exciting, but it also comes with a lot of questions. In this episode, find out everything you need to know about mortgages so you can shop for a home with confidence.

Next Steps:

🎥 Watch my video Easy Ways to Pay Off Your Mortgage Early.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Creative Side Hustles for An Extra $1,000 a Month

Mon, 24 Feb 2025 08:00:00 -0000

In this episode, find out which seven side hustle ideas you can try to earn an extra $1,000 per month and make progress on your money goals.

Next Steps:

🎥 Watch my video Create Your First Budget in 5 Simple Steps.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Simple Habits for Building Wealth (This Made Me a Millionaire)

Fri, 21 Feb 2025 08:00:00 -0000

When it comes to building wealth, consistency is key. In this episode, you’ll learn five simple habits you can start today that are guaranteed to grow your net worth.

Next Steps:

🎥 Watch my video My Annual Investment Routine.
💵 Start your free budget today. Download the EveryDollar app!
💰 Find out your earning potential with the Investment Calculator.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show  

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Reasons Your Insurance Coverage Might Not Be Enough

Wed, 19 Feb 2025 08:00:00 -0000

The last thing you want is to realize too late that you don’t have the coverage you need. In this episode, find out which six life events mean it’s time to review your insurance and make sure you’re still protected.

Next Steps:

🚙 Are you protected? Take our 5-Minute Coverage Checkup!
🛡️Protect yourself from identity theft with Zander insurance.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show  

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Major Money Villains Hiding in Plain Sight

Mon, 17 Feb 2025 08:00:00 -0000

You’ve probably heard people talk about “good debt,” but the truth is . . . it’s still debt. In this episode, I’m exposing three industries that use this kind of language to prey on consumers so you can avoid these everyday traps and start winning with money.

Next Steps:

🎥 Watch my video 10 Great Cars Under $10K.
💵 Start your free budget today. Download the EveryDollar app!
👩‍🎓 Watch Ramsey Solutions’ documentary, Borrowed Future.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Explore More From Ramsey Network:

🎙️ The Ramsey Show  

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

11 Items Frugal People Aren’t Buying Anymore

Fri, 14 Feb 2025 08:00:00 -0000

You might be frugal if . . . you stopped ordering pizzas and started making your own instead. In this episode, I’ll share 11 funny (and surprising) things frugal people are giving up and three things you can do to stay on budget.

Next Steps:

🎥 Watch my video How to Handle the Rising Cost of Groceries.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Much Cash In the Bank Is Too Much (or Too Little)?

Wed, 12 Feb 2025 08:00:00 -0000

Cash in the bank is great, but is it ever possible to have too much? In this episode, find out what to keep in your checking and savings accounts and how to maximize your money so it works for you.

Next Steps:

🎥 Watch my video 22 Expenses to Cut That You Won’t Even Miss.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Ways You’re Losing Money Without Realizing It

Mon, 10 Feb 2025 08:00:00 -0000

📈 Are you on track with the Baby Steps? Get a free personalized plan.

Could you be losing out on money and not even know it? In this episode, I’m reacting to a list of reasons why this can happen. Plus, you’ll learn three ways to hold on to more of your money in the first place.

Next Steps:

🎥 Watch my video 4 Ways You’re Ruining Your Budget (Without Realizing It).
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Subtle Ways to Spot a “Quiet Millionaire”

Fri, 07 Feb 2025 08:00:00 -0000

In this episode, I’m reacting to eight signs that someone might be a “quiet millionaire.” Plus, find out what we can learn about building wealth from their choices.

Next Steps:

💵 Start your free budget today. Download the EveryDollar app!
🎥 Watch my video 4 Ways You’re Ruining Your Budget (Without Realizing It).
💰 Beat debt and build wealth starting today with Financial Peace University.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

4 Essential Expenses to Prioritize Despite Inflation

Wed, 05 Feb 2025 08:00:00 -0000

From the grocery store to the gas pump, we’re all feeling the squeeze of inflation one way or another! In this episode, learn how to afford four essential expenses without busting your budget.

Next Steps:

💵 Start your free budget today. Download the EveryDollar app!
🎥 Watch my video Home Upgrades That Are (and Aren’t) Worth the Money.
🍽️ Start saving time and money with my Meal Planner & Grocery Savings Guide.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are Your Habits Broke, Average or Wealthy?

Mon, 03 Feb 2025 08:00:00 -0000

Would your money habits say you’re broke, average or wealthy? In this episode, find out where you currently fall and how to adopt “wealthy” habits that will lead to lasting peace.

Next Steps:

💵 Start your free budget today. Download the EveryDollar app!
🎥 Watch my video What Is Stealth Wealth (and Do You Have It?)

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Celebrities Get Right (and Wrong) About Money

Fri, 31 Jan 2025 09:00:00 -0000

Did you know LeBron James is a big-time saver? In this episode, find out which money lessons we should take from our favorite celebs (and which ones we shouldn’t). Plus, don’t miss my top tip for building wealth whether you’re in the limelight or not.

Next Steps:

💵 Start your free budget today. Download the EveryDollar app!
🎥 Watch my video How Do You Compare Financially to the Average American?

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Minimalist Habits that Improve Your Life and Money

Wed, 29 Jan 2025 09:00:00 -0000

There’s more to a minimalist lifestyle than just decluttering your home! In this episode, you’ll learn six minimalist habits you can start today to simplify your life and maximize your money.

Next Steps:

💵 Start your free budget today. Download the EveryDollar app!
🎥 Watch my video Life-Changing Lessons I’ve Learned From Minimalists.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are Women Becoming Wealthier than Men?

Mon, 27 Jan 2025 09:00:00 -0000

Did you know women are now becoming wealthier than ever before? In this episode, find out the real reason why, plus seven basics everyone needs to know for managing their money and building wealth.

Next Steps:

💵 Start your free budget today. Download the EveryDollar app!
🎥 Watch my video What Everybody Gets Wrong About Generational Wealth.
💵 Start investing in your future with a Smartvestor Pro!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Income Puts You In Upper, Middle and Lower Class?

Fri, 24 Jan 2025 09:00:00 -0000

Ever wonder how your income compares to that of the average American? In this episode, find out how you stack up, plus get three tips for growing wealth regardless of what you make.

Next Steps:

💵 Start your free budget today. Download the EveryDollar app!
🎥 Watch my video 22 Expenses to Cut That You Won’t Even Miss.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show 

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

The True Price of Living with Debt

Wed, 22 Jan 2025 09:00:00 -0000

What if I told you that debt is costing you way more than you realize? In this episode, find out the hidden cost of owing money and one question that could change your perspective.

Next Steps:

💵 Start your free budget today. Download the EveryDollar app!
🎥 Watch my video The Only Exceptions to My “No Debt” Policy.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Learn more about your ad choices. Visit megaphone.fm/adchoices

The One Cost of Living Rule I Swear By

Mon, 20 Jan 2025 09:00:00 -0000

I know it may feel like your goal of owning a home is a moving target, but don’t lose hope! In this episode, you’ll learn one cost of living rule to never break, plus three things to consider before buying a home.

Next Steps:

💵 Start your free budget today. Download the EveryDollar app!
🛡️ Stay on top of real estate updates with RamseyTrusted housing market trends.
🎥 Watch my video Home Upgrades That Are (and Aren’t) Worth the Money.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Questions to Help You Choose the Right Financial Advisors

Fri, 17 Jan 2025 09:00:00 -0000

When you have questions about money, it’s important to ask someone you can trust. That’s why in today’s episode, I’m sharing the three types of financial pros you need, plus three questions to help you choose the right pro for you.

Next Steps:

🛡️ Find financial services you can count on with RamseyTrusted.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Find an Extra $400 in Your Budget in Just 24 Hours

Wed, 15 Jan 2025 09:00:00 -0000

What if I told you that you have more money than you think? In this episode, you’ll learn how to uncover extra cash in just one day with the 24-Hour Money Finder Challenge.

Next Steps:

💰 Take the 24-Hour Money Finder Challenge.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show 

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Worst Ways to Pay Off Your Debt

Mon, 13 Jan 2025 09:00:00 -0000

Is there ever a bad way to get rid of your debt? (Spoiler alert: Yes!) That’s why I’m talking about the five worst ways to pay off debt that you’ll want to avoid.

Next Steps:

🎥 Watch my video The Financial Trend That Is Robbing You Blind.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Invest the Right Way in 2025

Fri, 10 Jan 2025 09:00:00 -0000

Investing is one of the best ways to set yourself up for the future, but how do you start? In this episode, find out how to invest the right way and make the most of your money in 2025.

Next Steps:

🎥 Watch my video My Annual Investment Routine.
💸 Connect with a SmartVestor Pro for free.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Reacting to the Top 5 Money Predictions for 2025

Wed, 08 Jan 2025 09:00:00 -0000

In today’s episode, I’ll react to the top five money predictions for 2025 and share my thoughts on what they mean for you.

Next Steps:

🎥 Watch my video 5 Numbers You Must Track to Build Wealth.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show 

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Habits You Need to Change Right Now (with Dave Ramsey)

Mon, 06 Jan 2025 09:00:00 -0000

Are you ready for a fresh start when it comes to your money? In this special episode, Dave Ramsey joins me to share money habits you can start changing today.

Next Steps:

🎥 Watch my video 22 Expenses to Cut That You Won’t Even Miss.
💰 Register to watch our Ramsey Livestream: Take Control of Your Money.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

28% of Credit Card Users Have This Problem

Fri, 03 Jan 2025 09:00:00 -0000

If you went overboard during the holidays and you’re carrying debt into the new year, it’s time to get busy! Find out three steps to ditch debt fast, plus how to avoid it for good in the future.

Next Steps:

🎥 Watch my video 5 Ways to Get Out of Debt Faster.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why You Shouldn’t Make New Year's Resolutions This Year

Wed, 01 Jan 2025 09:00:00 -0000

Tired of giving up on your New Year’s Resolutions three weeks into every year? Well, you’re in luck because there’s actually a better way to reach your goals. In this episode, learn how to make real progress on your money goals in 2025.

Next Steps:

🎥 Watch my video This Habit Is Keeping You Broke.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show 

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Do Your Monthly Expenses Compare to the Average American’s?

Mon, 30 Dec 2024 09:00:00 -0000

Did you know the average American spends over $1,000 a month just on transportation? Find out how the rest of your monthly spending categories compares to those of the average American. Plus, learn three ways you can create margin in your budget.

Next Steps:

🎥 Watch my video 22 Expenses to Cut That You Won’t Even Miss.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From the Ramsey Show:

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

The 7 Stages of Wealth Building (Where Do You Fall?)

Fri, 27 Dec 2024 09:00:00 -0000

💵 Start your free budget today. Download the EveryDollar app.

Wealth building is a journey. Let’s talk about the seven stages of wealth building that consistently take people from broke to millionaire so you can see exactly where you’re at and what’s next.

Next Steps:

🎥 Watch my video to find out How I Would Budget $7,000 a Month.  
💸 Learn how to build wealth with Financial Peace University.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

Learn more about your ad choices. Visit megaphone.fm/adchoices

FINISH THE LYRICS: Popular Christmas Songs Quiz

Wed, 25 Dec 2024 09:00:00 -0000

💵 Start your free budget today. Download the EveryDollar app!

Play along as I find out whether I really know the words to these classic Christmas hits. Plus, stick around for my number one tip on how to have a successful Christmas.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

Learn more about your ad choices. Visit megaphone.fm/adchoices

45% of Americans Are Taking On Debt for THIS?

Mon, 23 Dec 2024 09:00:00 -0000

💵 Start your free budget today. Download the EveryDollar app!

Are amazing experiences worth going into debt? Find out if you’re falling for one of the four myths that lead people to choose fun over financial peace.

Next Steps:

🎥 Watch my video to find out The Right Way to Do a Monthly Budget.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Luxury Brands Are Getting You to Spend More

Fri, 20 Dec 2024 09:00:00 -0000

💵 Start your free budget today. Download the EveryDollar app!

Having nice things isn’t bad, but too much of a good thing can become a problem. Find out how luxury brands are getting you to spend more. Plus, get practical tips for spotting these marketing schemes.

Next Steps:

🎥 Watch my video How Do You Compare Financially to the Average American?

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Fastest Way To Pay Off Debt in 2025

Wed, 18 Dec 2024 09:00:00 -0000

What if your goal to become debt-free in 2025 is closer than you think? In this episode, you’ll learn how to finally ditch your debt in the new year with six action steps you can start today.

Next Steps:

🎥 Watch my video 10 Mistakes That Can Derail Your Debt Payoff.
💰 Find extra money with the Money Finder Challenge.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show 

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Healthy Money Boundaries to Set With Family

Mon, 16 Dec 2024 09:00:00 -0000

Have you ever lent money to a family member and later regretted it? In this episode, you’ll learn three important money boundaries for healthy relationships. Plus, we’ll talk about when it’s okay for family and money to mix.

Next Steps:

🎥 Watch my video 5 Frugal Habits to Cut Your Expenses in Half.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How I Budget, Invest, Save and Spend My Money

Fri, 13 Dec 2024 09:00:00 -0000

So you sat down and made your budget (take a deep breath)—now what? In today’s episode, you’ll learn how I budget, invest, save and spend money, as well as how to build these habits in your own life.

Next Steps:

🎥 Watch my video Do This EVERY Time You Get Paid (Paycheck Routine).

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Survive Grocery Shopping in 2025

Wed, 11 Dec 2024 09:00:00 -0000

If you feel like your grocery budget isn’t going as far as it used to even though you’re buying the same stuff—you’re right! In this episode, get my Survival Guide to Grocery Shopping in 2025 for easy ways to save when shopping for food.

Next Steps:

🎥 Watch my video 7 Target Shopping Hacks You’re Missing Out On.
🛒 Save time and money on groceries with the Meal Planner & Grocery Savings Guide.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Easy Habits to Build Wealth Faster

Mon, 09 Dec 2024 09:00:00 -0000

Sometimes an unexpected sale at Macy’s is all it takes to derail your budget. If you can relate, find out five easy habits to keep you on track financially.

Next Step:

🎥 Watch my video 7 Target Shopping Hacks You’re Missing Out On.
💸 Check out the 24-Hour Money Finder Challenge

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Real Reason Everyone Seems Wealthier Than You

Fri, 06 Dec 2024 09:00:00 -0000

Have you ever compared your old Corolla to a friend’s new Mercedez and felt behind financially? In this episode, find out five common reasons why others may appear wealthier (even if they aren’t).

Next Steps:

🎥 Watch my video How Do You Compare Financially to the Average American?
📕 Read my book Love Your Life, Not Theirs—now 30% off for 50 Days of Christmas Deals!

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Create Your First Budget In 5 Simple Steps

Wed, 04 Dec 2024 09:00:00 -0000

Creating your first budget is easier than you might think. In today’s episode, you’ll learn how to budget like a pro in five simple steps.

Next Step:

🎥 Watch my video How to Stop Going Over Budget on Groceries.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Americans Are Spending Money Faster Than Ever Before

Mon, 02 Dec 2024 09:00:00 -0000

We used to have to wait for stores to open, but online shopping has made it possible to spend 24-7! In this episode, you’ll learn five tips for sticking to your budget when the urge to splurge strikes.

Next Step:

🎥 Watch my video Signs You’re Addicted to Shopping (With Dr. John Delony).

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show  

💵 Sign up for EveryDollar today to create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why 51% of Americans Are Struggling In Their Finances

Fri, 29 Nov 2024 09:00:00 -0000

We surveyed Americans to learn more about their money behaviors and, guys, the insights are eye-opening! In this episode, you’ll find out what’s keeping people broke and, more importantly, what we can do about it.

Next Steps:

🎥 Watch my video Do This EVERY Time You Get Paid (Paycheck Routine).
💸 Learn how to win with money by enrolling in Financial Peace University.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Viral Money Trend I’m Loving Right Now

Wed, 27 Nov 2024 09:00:00 -0000

Wondering what the “underconsumption core” trend is all about? In this episode, find out what it is, what’s driving it, and three ways to avoid getting sucked into consumer culture.

Next Steps:

🎥 Watch my video The Financial Trend That Is Robbing You Blind.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Expert Reacts to Viral Real Housewives TikTok

Mon, 25 Nov 2024 09:00:00 -0000

For all my reality TV fans, this episode is for you. Today, I’m reacting to a viral clip from the Real Housewives and sharing money lessons we can all learn from their conversation.

Next Steps:

🎥 Watch my video Financial Expert Reacts to Love Is Blind Money Fight.
📘 Shift your mindset in 90 days with The Contentment Journal, now 30% off for the 50 Days of Christmas Deals Sale.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Parents Are Spending How Much on Kids' Birthdays?

Fri, 22 Nov 2024 09:00:00 -0000

Are you more excited about that pricey balloon arch for your kid’s birthday party than they are? In this episode, find out how to throw a memorable (and affordable!) birthday celebration your kid will love.

Next Steps:

🎥 Watch my video “3 Places You Overspend (Without Even Knowing It)”
📙 Pick up a copy of my new kids book, I’m Glad When I Can Share

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should Kids Get Paid for Household Chores?

Wed, 20 Nov 2024 09:00:00 -0000

Should kids be paid for doing chores? I’ll share my honest opinion. Plus, you’ll learn how to teach your kids money management from a young age.

Next Steps:

🎥 Watch my video “Why Are Millionaires Leaving Their Kids Nothing?”
📙 Pick up a copy of my new kids book, I’m Glad When I Can Share

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Lie That’s Holding You Back Financially

Mon, 18 Nov 2024 09:00:00 -0000

Is perfectionism keeping you from achieving your money goals? In this episode, you’ll learn three things to remember when perfection tries to stop you in your tracks and how you can stay motivated.

Next Steps:

🎥 Watch my video 7 Investing Mistakes to Avoid This Year.
💰 Reach your money goals with Financial Peace University.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Classroom Parent vs. Venmo Parent? (Settling the Debate)

Fri, 15 Nov 2024 09:00:00 -0000

Whether you’re a “Venmo parent” or a “classroom parent,” we all want to show up for our kids without judgment. Well, today I’m putting the “Venmo vs. classroom parent” debate to rest, plus you’ll learn four things to remember the next time you feel tempted to compare.

Next Steps:

🎥 Watch my video My Most Hated Financial Advice: Eating at Home.
📘 Check out my kids books I’m Glad for Where I Am, and I’m Glad for What I Have.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

When to Move Out of Your Parents’ House

Wed, 13 Nov 2024 09:00:00 -0000

Hanging out with Mom and Dad can be comforting, but is living with your parents actually holding you back? In this episode, learn five important steps that will prepare anyone to thrive in life on their own.

Next Steps:

🎥 Watch my video “The Right Way to Do a Monthly Budget”

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

11 Things You'll Regret Buying Cheap (Learn from My Mistakes!)

Mon, 11 Nov 2024 09:00:00 -0000

Spending more for a quality item that lasts can be a great way to save money in the long run. In this episode, find out which 11 purchases are worth the extra investment.

Next Steps:

🎥 Watch my video 9 One-Time Purchases That Can Save You Hundreds.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Trying to Look Rich Will Actually Make You Broke

Fri, 08 Nov 2024 09:00:00 -0000

Blowing your savings on that designer purse may feel good in the moment, but in the end, trying to look rich will leave you stressed (and in debt)! In this episode, find out what living above your means is really costing you.

Next Steps:

🎥 Watch my video What Is Stealth Wealth (and Do You Have It)?

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is It Still Possible for Gen X to Retire?

Wed, 06 Nov 2024 09:00:00 -0000

If you’re approaching retirement age but don’t have quite enough saved to stop working just yet—don’t panic. In this episode, I’ll share some important steps Gen X and above can take to get ready for their golden years.

Next Steps:

🎥 Watch my video Investing for Total Beginners.
💰 Find out what’s possible with the Investment Calculator!
💸 Invest in your future with a SmartVestor Pro.

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Reasons to Rent Instead of Buy

Mon, 04 Nov 2024 09:00:00 -0000

I know when all your friends are buying new homes, comparison can creep in and make you feel like you’re falling behind. But in this episode, find out why it may actually be wiser to rent for a season.

Next Steps:

🎥 Watch my video Weird Things People Do to Save Money (Including Me!).

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Political Money Facts That Will Shock You

Fri, 01 Nov 2024 08:00:00 -0000

Have you ever wondered how much White House staff and government officials actually get paid? In this episode, find out the surprising salaries of the bigwigs in Washington, D.C.

Next Steps:

· 🎥 Watch my video Reacting to an NFL Player’s Paycheck.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.

· 🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

New Build vs. Pre-Owned Home: Which Should You Buy?

Wed, 30 Oct 2024 08:00:00 -0000

Few purchases are as exciting (and important) as buying a home. Whether you’re in the market or just starting your research, get answers to your questions about when to buy and how to find the right home.

Next Steps:

🎥 Watch my video “Easy Ways to Pay Off Your Mortgage Early.”
🛡️ Work with a RamseyTrusted real estate agent.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Movie Quotes to Remember This Election Season

Mon, 28 Oct 2024 08:00:00 -0000

With November approaching, I know the election is on everyone’s minds. That’s why I want to share three classic movie quotes about politics and money you’ll want to remember this season.

Next Steps:

🎥 Watch my video How Do You Compare Financially to the Average American?

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Signs You're No Longer Middle Class (My Reaction)

Fri, 25 Oct 2024 08:00:00 -0000

Even if you feel like you’re “middle class,” you might have leveled up financially and not even know it. In this episode, learn how to manage any income level like the “upper class.”

Next Steps:

🎥 Watch my video 15 Things the Middle Class Can’t Afford Anymore.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Financial Struggle No One's Talking About (With Marcy Bursac)

Wed, 23 Oct 2024 08:00:00 -0000

If you have a heart for adoption but feel overwhelmed by the process (and the costs), you’re not alone. In this special episode, author Marcy Bursac shares her tips as a foster mom.

Next Steps:

🎥 Watch my video How to Double Your Money (Here’s What It Takes).
🧑‍🧑‍🧒 Learn more about adopting through foster care.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is It Wise to Keep Your Money in an Online Bank?

Mon, 21 Oct 2024 08:00:00 -0000

Could where you bank actually be impacting your money? In this episode, I’ll break down the pros and cons of online banking to help you make the best choice.

Next Steps:

· 🎥 Watch my video Why You Shouldn’t Save Your Money in This Account.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.

· 🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don’t Let These Holiday Expenses Sneak Up on You

Fri, 18 Oct 2024 08:00:00 -0000

Between holiday travel, decorating and all the festivities, these last few months of the year can get expensive quick! In this episode, learn my tips for how to enjoy this season without breaking your budget.

Next Steps:

🎥 Watch my video What I Refuse to Spend Money on This Holiday Season.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Delicious and Affordable Fall Recipes (With Jade Warshaw)

Wed, 16 Oct 2024 08:00:00 -0000

In this episode, money expert and certified foodie Jade Warshaw is joining me to talk about our favorite affordable fall recipes.

Next Steps:

🎥 Watch my video Top 10 Things People Waste Money on in the Fall.
Crumb cake recipe
Jade’s tortellini soup recipe
Buffalo cauliflower dip recipe
Orzo broccoli casserole recipe
Honey whipped feta with garlic herb-roasted olives recipe

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Ways to Reset Your Life (and Money) Before the Year Ends

Mon, 14 Oct 2024 08:00:00 -0000

A fresh haircut, a clean car, an empty inbox—some things in life make you feel brand new.

In this episode, you’ll learn five ways to reset your life and money that will leave you feeling at ease and ready for the new year.

Next Steps:

🎥 Watch my video 5 Budget Reset Habits to Help You Win in 2024.
📘 Stay focused with the 2025 Ramsey Goal Planner.

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Financial Lessons That Have Changed My Life

Fri, 11 Oct 2024 08:00:00 -0000

Not once have I ever regretted choosing experiences over things. In this episode, find out why, plus five other financial lessons that have made all the difference for me.

Next Steps:

· 💸 Reach your money goals with Financial Peace University!

Connect With Our Sponsors:

· 🏥 Learn more about Christian Healthcare Ministries.

· 🔒 Get 20% off when you join DeleteMe.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should We Really Want to “Die With Zero”? (My Honest Opinion)

Wed, 09 Oct 2024 08:00:00 -0000

How should your money habits change as you age? In today’s episode, find out what the book Die With Zero suggests—plus what I think is a better plan.

Next Steps:

· 🎥 Watch my video This Book Changed How I Think About Money

Connect With Our Sponsors:

🏥 Learn more about Christian Healthcare Ministries

· 🔒 Get 20% off when you join DeleteMe

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Everybody Gets Wrong About Generational Wealth

Mon, 07 Oct 2024 08:00:00 -0000

You don’t need a big inheritance to start building a legacy. Be encouraged that generational wealth can start with you! Check out this episode for three tips on how you can single-handedly change your family tree.

Next Steps:

· 🎥 Watch my video “Easy Ways to Build Generational Wealth.”

· 💸 Reach your money goals with Financial Peace University!

Connect With Our Sponsors:

· 🏥 Learn more about Christian Healthcare Ministries

· 🔒 Get 20% off when you join DeleteMe

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Target Shopping Hacks You're Missing Out On

Fri, 04 Oct 2024 08:00:00 -0000

If you love Target as much as I do, then here are seven shopping (and saving) hacks you need to take advantage of the next time you go. (As if we needed any more reasons to love Target!)

Next Steps:

· 🎥 Watch my video Why Stores Are Changing Their Return Policies.

Connect With Our Sponsors:

· 🏥 Learn more about Christian Healthcare Ministries.

· 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Harvard Professor Reveals The Real Reason You Want More Money

Wed, 02 Oct 2024 08:00:00 -0000

Did you know that how you use your money can impact your happiness? Find out how you can achieve lasting financial happiness in this interview with social scientist Dr. Arthur Brooks.

Next Steps:

· 🎥 Watch my video What It Actually Costs to Live Happily in America.

Connect With Our Sponsors:

· 🏥 Learn more about Christian Healthcare Ministries.

· 🔒Remove your personal information from the web and get 20% off your DeleteMe plan.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Valuable Life Lessons I Swear By

Mon, 30 Sep 2024 08:00:00 -0000

From money to marriage to health, today’s episode touches on some of life’s most important topics. Find out seven valuable lessons I’ve learned that will benefit you in every stage of life.

Next Steps:

· 🎥 Watch my video Life-Changing Lessons I’ve Learned From Minimalists.

· 💍 Save the date for Money & Marriage Date Night!

Connect With Our Sponsors:

· 🏥 Learn more about Christian Healthcare Ministries.

· 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan.

Listen to More From Ramsey Network:

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Purchases That Significantly Improved My Life

Fri, 27 Sep 2024 08:00:00 -0000

What was the last purchase you made that had a big impact on your life? In this video, I’ll share some of my own life-changing purchases that were more than worth the money.

Next Steps:

· 🎥 Watch my video Popular Products That Are a Waste of Money.

· 💸 Take control of your money with Financial Peace University.

Connect With Our Sponsors:

· 🏥 Learn more about Christian Healthcare Ministries.

· 🔒Remove your personal information from the web and get 20% off your DeleteMe plan.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Uncomfortable Truths I’ve Learned About Money

Wed, 25 Sep 2024 08:00:00 -0000

What if some of your assumptions about money were hurting you financially? Today, we’re talking about uncomfortable money truths that will help you handle anything life throws your way.

Next Steps:

· 🎥 Watch my video 8 Things to Do Differently With Your Money in 2024.

· ✅ Take the Coverage Checkup today.

Connect With Our Sponsors:

· 🏥 Learn more about Christian Healthcare Ministries.

· 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan.

Listen to More From Ramsey Network:

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Americans Don’t Want to Be Millionaires

Mon, 23 Sep 2024 08:00:00 -0000

Would you rather sacrifice your lifestyle to become a millionaire ASAP or enjoy a comfortable life now? In this episode, learn why setting yourself up for success financially can lead to both.

Next Steps:

· 🎥 Watch my video What Is Stealth Wealth (and Do You Have It)?

· 💰 Find out what’s possible with the Investment Calculator!

Connect With Our Sponsors:

· 🏥 Learn more about Christian Healthcare Ministries.

· 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan.

Listen to More From Ramsey Network:

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Outsmart Sneaky Retailers and Save Money

Mon, 16 Sep 2024 08:00:00 -0000

From monitoring your browsing history to making it even easier to spend, companies are always finding new ways to take more of your money. But you still have the final say about what you spend! In this episode, find out how to avoid spending traps and save your money for the life you want.

In This Episode:

· How to Save $4,000 Fast

· How Airlines and Other Retailers Are Robbing You Blind

· The $687 Billion Problem No One’s Talking About

Connect With Our Sponsors:

· 🏥 Learn more about Christian Healthcare Ministries.

· 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today to create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tips for Finishing the Year Stress-Free and Financially Secure

Mon, 09 Sep 2024 08:00:00 -0000

These last few months of the year are prime time for overspending! In this episode, you’ll learn how to be intentional with your money in every season and make a game plan to stay on target.

In This Episode:

· How to Finish the Year Financially Strong

· 8 Ways to Beat Financial Stress

· Is $186K Enough to Make You Financially Secure Today?

Connect With Our sponsors:

· 🏥 Learn more about Christian Healthcare Ministries.

· 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan.

Listen to More From Ramsey Network:

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Everything You Need to Know About Investing in 28 Minutes

Mon, 02 Sep 2024 08:00:00 -0000

Whether you’re brand-new to investing or you’ve been at it for a while, there’s always more to learn about saving for retirement. In this episode, get answers to the most common investing questions so you can maximize your money.

In this episode:

· Answers to My Most-Asked Questions on Investing

· How to Invest With Just $100

· Why You Should Never Handle Your Finances Alone

Next Steps:

· 💰 Find out what’s possible with the Investment Calculator!

· 💸 Invest in your future with a SmartVestor Pro!

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Connect With Our Sponsors:

· 🏥 Learn more about Christian Healthcare Ministries.

· 🔒Remove your personal information from the web and get 20% off your DeleteMe plan.

Listen to More From Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Become Financially Smarter Than the Average American

Mon, 26 Aug 2024 08:00:00 -0000

Anyone else feel like life’s been expensive lately? While we can’t control inflation, we can change our relationship with money. Find out the simple steps you can take to make the most of your income and get ahead with money.

In this episode:

· Proven Ways to Stop Living Paycheck to Paycheck

· Why People Are Skipping Meals (And It’s Not a Diet!)

· How Do You Compare Financially to the Average American?

Next Steps:

· 🛒 Save time and money weekly with the Grocery Savings Guide.

· 📗 Read our article “How Much Should I Have in Savings?”

· 💰 Find out what’s possible with the Investment Calculator!

· 🏠 Make a plan with the Mortgage Payoff Calculator.

· 👩‍🎓 Pay off your loans faster with the Student Loan Payoff Calculator.

· 💰 Get ready for retirement with the Retirement Calculator.

The Sponsors:

· 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan.

· 🏥 Learn more about Christian Healthcare Ministries.

· 🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.

Listen to more from Ramsey Network:

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Simple Ways to Clean Up Your Spending

Mon, 19 Aug 2024 08:00:00 -0000

Think of your budget like the foundation of a house—your budget must be solid before you can reach your money goals and build wealth! That’s why today you’ll learn ways to make budgeting quick and painless and prevent overspending before it starts.

In This Episode:

· 3 Ways to Quickly Simplify Your Budget

· How to Make Budgeting Effortless

· 5 Proven Ways to Stop Overspending

Offers From Today’s Sponsors

· 🏥 Learn more about Christian Healthcare Ministries!

· 🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are You Falling for These Everyday Money Traps?

Mon, 12 Aug 2024 08:00:00 -0000

Have you noticed that there are a million ways for your money to end up anywhere besides your bank account? That’s why today I’m revealing some common money traps and widely held money beliefs that aren’t doing you or your bank account any favors.

In This Episode:

· Why Stores Are Changing Their Return Policies

· 5 Signs Your Spouse Might Be Guilty of Financial Infidelity

· 6 Lies Culture Tells Us About Money

Next Steps

· 💸 Learn to win with money by enrolling in Financial Peace University.

· 💒 Strengthen your marriage and finances together. Tickets are now on sale for the 2025 Money & Marriage Getaway!

· 🛡️ Connect with a RamseyTrusted pro today!

Offers From Today’s Sponsors

· 🏥 Learn more about Christian Healthcare Ministries today!

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Owning a Car Can Kill Your Budget (and What to Do About It)

Mon, 05 Aug 2024 08:00:00 -0000

From rising insurance prices to increased inflation rates, there are countless factors that affect the cost of owning a car these days. So this week, I’m sharing practical ways to take control of your money in the auto section of your budget.

In This Episode:

· Why It Hurts More Than Ever to Own a Car

· Top 11 Worst Cars to Have During Inflation

· This 9-Minute Video Could Save You Hundreds

Next Steps

· 💰 Check out the Ramsey Car Guide.

· 💸 Take the 5-Minute Coverage Checkup.

Offers From Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries today!

· 🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

📈 The EntreLeadership Podcast

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Wealth Building Habits That the 1% Swear By

Mon, 29 Jul 2024 08:00:00 -0000

This episode is all about smart money habits that help you build wealth. I’ll explore the concept of "stealth wealth," talk about the perks of sticking with your investments, and break down the 75/10/15 approach to budgeting.

In This Episode:

· What Is Stealth Wealth (and Do You Have It?)

· 3 Reasons to Ride Out the Investing Roller Coaster

· Does the 75/10/15 Rule Actually Work?

Next Steps

· 💰 Find out your investments’ earning potential! Use the Ramsey Investment Calculator to predict your future nest egg: https://ter.li/b0fs9c

Offer From Today's Sponsor

· 🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Common Money Mistakes (and How to Avoid Them)

Mon, 22 Jul 2024 08:00:00 -0000

From surprising exceptions to my "no debt" rule, to maximizing your home's sale, to the real costs of car loans—today, I'm sharing tips to help you avoid common money mistakes when making big financial decisions.

In This Episode:

· The Only Exceptions to My “No Debt” Policy

· 5 Mistakes to Avoid When Selling Your Home

· The Worst Investing Mistake You Can Make

Next Steps

· 🎥 Watch my video on mistakes to avoid when paying off debt.

· 🔨 Head to my video to find out which home upgrades aren’t worth your money.

· 🚙 Check out my video on 10 great cars you can get for under $10,000.

· 🏡 Sell your home with confidence! Partner with a RamseyTrusted real estate agent.

Offer From Today's Sponsor

· 🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Smart Ways to Make Your Everyday Life (and Budget) Easier

Mon, 15 Jul 2024 08:00:00 -0000

This week, I'm sharing budget-friendly tips for eating on the go, the unexpected lessons my kids learned at Chuck E. Cheese, and five one-minute habits for a stress-free life. You'll learn tricks to stay organized and keep your finances on point, plus advice for living each day with gratitude.

In This Episode:

· Why Has Fast Food Gotten So Expensive?

· 3 Lessons Chuck E. Cheese Taught My Kids

· 5 One-Minute Habits to Keep Your Life Clutter-Free

Next Steps

· 🎥 Watch my video on where to shop for the best deals to beat rising food costs.

· 🎥 Check out my video where I give tips for keeping things minimal when you have kids.

· 🎥 Go to my video where I share life-changing lessons I’ve learned from minimalists.

· 💙 Pick up a copy of my new kids book, I'm Glad for Where I Am.

· ☺️ Grab a copy of my other kids book, I’m Glad for What I Have.

Offers From Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries.

· 🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

📈 The EntreLeadership Podcast

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Fool-Proof Ways to Get Your Spending In Check

Mon, 08 Jul 2024 08:00:00 -0000

From costly marketing gimmicks and unnecessary impulse buys to hidden budgeting mistakes—in this episode, I'll share smart "spaving" tips, effective budgeting advice, and what's truly worth your money.

In This Episode:

· Does Spending Money to Save Money Actually Work?

· Why Do We Buy Things We Don’t Need?

· 4 Ways You’re Ruining Your Budget (Without Realizing It)

Next Steps

· 🎥 Watch my video where I reveal the money trap I fell into and share ways to avoid it.

· 🛍️ Check out my video on the 7 things I won’t be buying this year.

· 💵 Go to my video about 5 lessons I’ve learned from budgeting.

· 💸 Learn to win with money by enrolling in Financial Peace University.

Offers From Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries.

· 🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Start your free budget today. Download the EveryDollar app!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Actually Build Wealth on a High Income

Mon, 01 Jul 2024 08:00:00 -0000

This week, I unpack the reasons some high earners struggle to save, reveal five financial numbers you should keep track of, and provide strategies to transform your income into long-lasting wealth. I also share clever tips for smart money management that will set you up for financial peace.

In This Episode:

· 5 Reasons Wealthy People Are Living Paycheck to Paycheck

· How to Actually Build Wealth on a High Income

· 5 Numbers You Must Track to Build Wealth

Next Steps

· 🎥 Watch my video to learn how to create a budget from scratch.

· 🏡 Go to my video for easy ways to pay off your mortgage early.

· 💰 Navigate your investments with expert guidance from SmartVestor Pro.

*Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

· 📊 Track your saving progress with the help our Investment Calculator.

Offers From Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💸The Ramsey Show Highlights

💵 Create a free budget. Sign up for EveryDollar today!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Spend Your Money Without Wasting It

Mon, 24 Jun 2024 08:00:00 -0000

Join in this week’s episode as I share my favorite brand name splurges, dish on popular products that aren't worth their price tag, and reveal signs that you might own too much stuff—it’s all about learning how to spend smart!

In This Episode:

· Brand Name Products That Are Worth the Money

· Popular Products That Are a Waste of Money

· 9 Sneaky Signs You Own Too Much Stuff

Next Steps

· 🎥 Watch my video on the Amazon picks I’m currently loving and hating.

· 🩺 Check out my video on which types of insurance you do and don’t need.

· 💵 Go to my video with Minimal Mom where we reveal what we don’t spend money on.

· 🚑 Get a free quote! Shop for health coverage you can trust from Zander Insurance.

Offers From Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries.

· 🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

📈 The EntreLeadership Podcast

💵 Sign up for EveryDollar today. Create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Habits That Boost Your Wealth-Building Progress

Mon, 17 Jun 2024 08:00:00 -0000

This week, I'm talking about what to do once you’ve saved your first $1,000, revealing the hidden truth behind 0% interest deals, and exploring successful investing routines. I weigh in on some popular financial advice, offer smart steps for saving, and share habits that help grow your wealth.

In This Episode:

· 5 Things to Do After Saving $1000

· What’s the Catch With 0% Interest?

· My Annual Investment Routine

Next Steps

· 🎥 Watch my video on 25 fast ways to save $1,000.

· 🚗 Check out my video on five cars to never waste your money.

· 💵 Go to my video revealing six legit ways to earn passive income.

· 💸 Learn to win with money by enrolling in Financial Peace University.

· 💰 Navigate your investments with expert guidance from SmartVestor Pro.

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Offers From Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries.

· 🧩 Use code Rachel20 for 20% off your TruPlay annual subscription

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today. Create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Clever Hacks to Help You Thrive Financially

Mon, 10 Jun 2024 08:00:00 -0000

Learning how to save and invest your money the right way is a crucial step toward achieving financial security—and more importantly, financial peace. Here’s how you can get started at any level.

Next Steps

· 📈 Connect with a SmartVestor Pro in your area today!

· 💻 Start building wealth with Financial Peace University.

Offers From Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries.

· 🧩 Use code Rachel20 for 20% off your TruPlay annual subscription

Listen to More From Ramsey Network

🎙️ The Ramsey Show  

💡 The Rachel Cruze Show

💵 Sign up for EveryDollar today. Create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop Technology From Controlling Your Life (and Money)

Mon, 03 Jun 2024 08:00:00 -0000

In this week's episode, I'm talking about fun ways to get little ones to love playing outside, unpacking "money dysmorphia" with tips for a healthy money mindset, and responding to your most-asked Instagram questions on finance and more.

In This Episode:

Five ways to really get kids off screens (with Ginny Yurich)
The real reason you feel behind financially
The top five questions I get asked on Instagram

Next Steps

🎥 Watch my video on 21 fun and budget-friendly things to do with kids.
😊 Check out my video on how feeling fulfilled can help save you money.
💰 Go to my video where I break down which budgeting method actually works.
📔 Pick up a copy of my new kids book, I'm Glad for Where I Am.
✅ Keep up with Ginny Yurich on Instagram.
📖 Grab a copy of Ginny’s book Until the Streetlights Come On.
🌱 Listen to Rachel’s guest episode with Ginny on The 1000 Hours Outside Podcast.
📚 Shop for my recent reads below!
Wild Things: The Art of Nurturing Boys
The Women
The Teacher

Offers From Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today. Create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Conversations That Can Affect Your Home and Your Marriage

Mon, 27 May 2024 08:00:00 -0000

From talking about money in your marriage, to smart insights on home refinancing, to which home renovations really add value—in this week's episode, I'm sharing my tips for navigating major financial decisions with confidence.

In This Episode:

· How to Talk About Money in Your Marriage (Without Ending It)

· Is Refinancing Always a Good Idea?

· Home Upgrades That Are (and Aren’t) Worth the Money

Next Steps

· 🎥 Watch my video on my most hated financial advice .

· 🤫 Check out my interview with my husband on TRS about real estate.

· ✅ Go to my video on the weird things people do to save money.

· 🏠 Find financing options with the trusted pros at Churchill Mortgage.

· 💵 Make a monthly budget today with my favorite budgeting app, EveryDollar.

· 💰 Use our calculator to calculate your mortgage payoff date.

Offers From Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today. Create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Level Up Your Everyday Money Habits

Mon, 20 May 2024 08:00:00 -0000

In this week’s episode, I unpack the ins and outs of wealth-building, financial self-care, and savvy grocery shopping. I give my honest opinions on the 7 Baby Steps, guide you through a financial self-care routine that’ll help you build a life you love, and expose some grocery shopping mistakes that can cost you.

In this episode:

· Rating My Own Financial Advice

· 10 Ways You’ve Been Grocery Shopping All Wrong (With Jade Warshaw)

· The Ultimate Financial Self-Care Routine

Next Steps

· 🎥 Watch my video on how to set up a budget using EveryDollar.

· 🤫 Check out my video with Jade Warsaw on the secrets to overcoming six-figure debt.

· ✅ Keep up with Jade Warshaw on Instagram.

· 💸 Find out what to do with the money in your paycheck.

· 🎓 Learn to win with money by enrolling in Financial Peace University.

Offer From Today's Sponsor

· 🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today - Create a free Budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

What to Do When Inflation Wrecks Your Budget

Mon, 13 May 2024 08:00:00 -0000

Sometimes, you have to wonder, “When did things get so expensive?” In this episode, find out how to keep inflation from ruining your budget, including tips on:

- Feeding your family for less than $100 in a week

- Which expenses you can easily cut from your budget

- How to manage affording childcare

Next Steps

· 🎥 Watch my The Right Way To Do A No Spend Challenge video to try a “No Spend” month!

· 📔 Pick up a copy of my new kids book I'm Glad For What I Have!

· 💵 Start saving on groceries with my favorite budgeting app, EveryDollar!

Offers from Today's Sponsors

· 🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today. Create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Avoid These Popular Debt Trends

Mon, 06 May 2024 08:00:00 -0000

This episode is one huge PSA! I’ll go over some of the worst debt trends and traps that steal your paycheck—and what you can do to steer clear of them so you can use your money to create a life you love.

In This Episode:

· Financial Goals That Are Impossible With Debt

· The Sad Reality of Credit Card Rewards

· The Financial Trend That Is Robbing You Blind

Next Steps:

· 📈 Check out the Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator

· 🏡 Work with Churchill Mortgage to buy a home without a credit score: https://www.ramseysolutions.com/real-estate/mortgage-loans

· 💸 Take Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace

· 🎥 Watch “How Financially Smart Are You?" here: https://www.youtube.com/watch?v=MOU0tPd_8RE

Offers From Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today. Create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

12 Financial Fails Everyone’s Guilty Of

Mon, 29 Apr 2024 08:00:00 -0000

From getting sucked in to one too many sales to overspending on our summer wardrobe (hello, trendy new sunglasses), we’ve all made money mistakes at some point. In this week’s episode, I’m sharing twelve common financial fails—so we can be extra careful about avoiding them!

In This Episode:

· 5 Sneaky Ways Stores Make You Spend More

· 3 Job-Hopping Errors That Will Impact Your Wallet

· 4 Financial Mistakes People Are About to Make

Next Steps:

· 🛒 Are you wasting money at your favorite stores? https://www.youtube.com/watch?v=Z1dksNiuToo

· 📉 Get investing help from a pro: https://www.ramseysolutions.com/retirement/dave-ramsey-smartvestor?campaign_name=SV_PaidSearch&gad_source=1&gclid=CjwKCAjwoPOwBhAeEiwAJuXRh8IOa2FUC2pOZdDm-qKuFyQm0BuAlOFjHD3hyl56H_E1JWeLYpEJMRoCim4QAvD_BwE

· 🤩 Set financial goals at any income level: https://youtu.be/9q-UTjlP3hI

· 😎 Check out these affordable staycation ideas: https://www.ramseysolutions.com/saving/staycation-ideas

· 📚 Try these tech-free summer activities that your kids will actually like: https://www.youtube.com/watch?v=qYSe-2ZRxzU

· 🐰 Spark family conversations about gratitude with my latest kids book: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/

Offers From Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today. Create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Be Smart With Your Money (and Enjoy Your Life)

Mon, 22 Apr 2024 08:00:00 -0000

Show Description

It’s time to get realistic about your money. From the cost of happy living to budgeting secrets to choosing the right financial goals for your stage of life—here are practical steps you can take to build wealth and live a life of financial peace along the way.

In This Episode

· What It Actually Costs to Live Happily in America

· 5 Lessons From 15 Years of Budgeting

· How to Set Financial Goals at Any Income Level

Next Steps

· 🏡 Find out which Baby Step you’re on: https://www.ramseysolutions.com/get-started/gs/app/assessment

· 👛 Shop the Rachel Cruze Wallet: https://store.ramseysolutions.com/money/budgeting-tools/rachel-cruze-wallet-camel/

· 🏧 Watch me critique someone’s budget: https://www.youtube.com/watch?v=ADH1inzM1Fc

· 📉 Plan or track your progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator

· 📲 Connect with a SmartVestor Pro: https://www.ramseysolutions.com/retirement/dave-ramsey-smartvestor?campaign_name=SV_PaidSearch&gad_source=1&gclid=Cj0KCQjwztOwBhD7ARIsAPDKnkAqZ48eXBf2_Np4awFIESNJLFW7sznuHp4FQnnz5Xci2hV40oQ8ZCwaAkytEALw_wcB

Offers From Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today. Create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Smart Saving and Spending Tips to Try

Mon, 15 Apr 2024 08:00:00 -0000

Show Description

To win with money, you have to be intentional. From buying a car the smart way to cutting out unnecessary expenses, I’m sharing my favorite tips for saving and spending. Plus, here’s how to know if you’re keeping your money in the right place.

In This Episode

· 10 Cars You Should Never Waste Your Money On

· 10 Things Frugal People Avoid at All Costs

· 2 Budget Categories Everyone Must Have

Next Steps

· 🚙 Here are 10 cars under 10K: https://www.youtube.com/watch?v=2xFFsnW913M

· 🙌🏼 Check out the Ramsey Car Guide: https://www.ramseysolutions.com/insurance/car-guide

· 📚 Preorder my new kids book: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/

· 🤩 Find more creative ways to save money: https://www.youtube.com/watch?v=eN2bt91r5BQ

Offers From Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today. Create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Who Really Wants to Be a Millionaire

Mon, 08 Apr 2024 08:00:00 -0000

Show Description

Sometimes making more money creates more problems—but reaching your financial goals is still worth it. Today’s episode covers all the things you wouldn’t expect about millionaires. From investment habits to frugal car choices, you don’t want to miss it!

In This Episode

· Things People Don’t Know About Millionaires

· Become a Millionaire Making Less Than $60,000

· 4 Sneaky Problems With Making More Money

Next Steps

· 🧐 Learn how I invested my money in 2023: https://www.youtube.com/watch?v=49hhHXAMFqo

· 🤯 This single mom paid off $180,000 of debt: https://www.youtube.com/watch?v=P-FebWGJjWw

· 💻 Start your wealth-building journey with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fiqS0Xl9cnP74k0AoehKs8PjbdhfdkF6m8OcsuqAxEQxq_QBlswI1saAgqcEALw_wcB

· ✅ Find out which Baby Step you’re on and what to do next: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fj4T77fPCb9M4N8vAYj2V5GaI3YD3ALZi57RHLo7tiGYX_O0sKPozIaAs0sEALw_wcB

Offers From Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today - Create a free Budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Make Your Money Work Smarter, Not Harder

Mon, 01 Apr 2024 08:00:00 -0000

Show Description

It’s no secret that everyone’s financial situation is different. But there are three money topics that relate to almost everyone on the planet: taxes, income and housing. Learn how to instantly make smarter money decisions in your everyday life.

In This Episode

· I Explain the Tax System in Under 10 Minutes

· My Most Hated Financial Advice: Side Hustles

· Renting vs. Buying

Next Steps

🧠 Need help with your taxes? https://www.ramseysolutions.com/taxes/tax-services

😳 Want to hear more financial hot takes? https://www.youtube.com/watch?v=wSsZt04NIJU

🚙 Need a cheap, reliable car? https://www.youtube.com/watch?v=2xFFsnW913M

Offers from Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today. Create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Build Wealth That Will Change Your Family Tree

Mon, 25 Mar 2024 08:00:00 -0000

Show Description

Does leaving your kids money help or hurt them in the long run? Do ancient wealth-building habits still apply today? And how do you know what kind of money advice actually works? I’m sharing my thoughts on all of this and more.

Next Steps

📕 Grab a copy of my kids book I’m Glad for What I Have: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpaQJTMavJXLa5OguBhnEKV4epQHwAO0i7SEPMgqLCl89uWmoHXMGeIaAoHxEALw_wcB

🎥 Check out my episode on setting your kids up for financial freedom: https://www.youtube.com/watch?v=WObMxA2Y6M0

🤔 Watch my video about millionaires who aren’t leaving their kids any money: [SP1]

✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar

💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB

Offers from Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today. Create a free budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Clever Tips for Saving and Spending Anyone Can Use

Mon, 18 Mar 2024 08:00:00 -0000

Show Description

Want to learn clever tricks for saving money? This week I’m sharing wealth building lessons that anyone can take advantage of. I’ll also show you four easy ways to save $1,000 and give you some fun date night ideas that won’t break the bank!

In this episode:

· 3 Wealth-Building Hacks Anyone Can Use

· 4 Ways to Easily Save $1,000 in a Month

· 5 Cheap Date Nights You’ll Actually Want to Go On

Next Steps

🏡 Find out how much house you can afford with Ramsey’s Mortgage Calculator: https://www.ramseysolutions.com/real-estate/mortgage-calculator

📈 Track your investment progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator

🍎 Check out my Groceries Saving Guide: https://www.ramseysolutions.com/budgeting/meal-planner

💲 Find extra money with the 14-Day Money Finder: https://www.ramseysolutions.com/saving/moneyfinder

✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar

Offers from Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network

🎙️ The Ramsey Show

💵 Sign up for EveryDollar today - Create a free Budget!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Practical Ways to Reduce Your Financial Stress

Mon, 11 Mar 2024 08:00:00 -0000

Want to stress less about money? This week, I’ll share the simple money habit that will reduce your money stress by 38%. Plus, you’ll find out where to invest your money so it can grow completely on its own (yup—even while you sleep), and you’ll also learn four simple ways to pay off your mortgage early.

In this episode:

· Easy Ways to Pay Off Your Mortgage Early

· How to Reduce Your Financial Stress by 38% (Proven Plan)

· 6 Legit Ways to Earn Passive Income

Next Steps

🎥 Watch my Hidden Ways Homeownership Can Lose You Money [KB1] video.

🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video.

➡️ Join Financial Peace University, the #1 personal finance class in America that’s helped nearly 10 million people.

➡️ Invest in your future with a SmartVestor Pro.

🎥 Watch my How Investing Can Actually Lose You Money (Get This Right) video.

Offers From Today's Sponsors

🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network

🎙️ The Ramsey Show

[KB1]“Homeownership” should be one word. But I also want to make sure our wording here matches the title of the YouTube video.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Weird Things You Can Do to Save Money

Mon, 04 Mar 2024 09:00:00 -0000

Ditch paper towels for reusable rags? Cut the end off the toothpaste tube? This week, I’m reacting to some the of weirdest things people do to save money (and fessing up to my own). Plus, I’ll share a few proactive things you can do today to save on unavoidable future expenses, and what to do if you’re completely out of money.

In this episode:

· Weird Things People Do to Save Money (Including Me!)

· How to Save on Life’s Unavoidable Expenses

· If I Lost All My Money Today, Here Is What I Would Do

Next Steps

● Find cash you didn’t know you had with my 14-Day Money Finder.

● 🎥 Watch my Find Out What Everybody Gets Wrong About Budgeting video.

● 🏠 Do you have the right coverage for your needs? Find out in just five minutes.

● 💵 Try my favorite budgeting app, EveryDollar.

● 🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video.

Offers from Today's Sponsors

● 🏥 Learn more about Christian Healthcare Ministries today.

Listen to more From Ramsey Network

🎙️ The Ramsey Show

Learn more about your ad choices. Visit megaphone.fm/adchoices

How To Be More Intentional With Your Money, Starting Now!

Mon, 26 Feb 2024 09:00:00 -0000

Are you paying taxes you don’t owe? This week, I’ll walk you through the “hacks” and write-offs you’ll want to know about before you do your taxes. Plus, I’ll show you why a zero-based budget is the best kind for your money and how to avoid losing money when buying a home.

In this episode:

· How to (Legally) Get Out of Paying Taxes

· 4 Budgeting Methods (and Which One Actually Works)

· Hidden Ways Homeownership Can Lose You Money

Next Steps

● 🎥 Watch my “Taxes Made Easy!” video.

● ➡️ Don’t let tricky taxes overwhelm you—get a pro.

● 🎥 Watch my “Getting Started: How to Use EveryDollar” video.

● 💵 Try my favorite budgeting app, EveryDollar.

● 🎥 Watch my “How Much Home Can You Actually Afford?” video.

● ➡️ Use our free Mortgage Calculator to figure out how much your monthly payment would be.

Offers From Today's Sponsors

● 🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network:

🎙️ The Ramsey Show

💡 The Rachel Cruze Show

https://www.ramseysolutions.com/company/policies/privacy-policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money and Lifestyle Habits That Are Wasting Your Paycheck

Mon, 19 Feb 2024 09:00:00 -0000

Want to pay off your debt faster? Stick around! This week, you’ll learn five ways to speed up your debt payoff. Plus, don’t miss my #1 tip for never running out of money before your next paycheck, and Nisha Vora joins me to share some of her favorite grocery shopping hacks and affordable, healthy recipes.

What you get in this episode:

· Do this EVERY Time You Get Paid (Paycheck Routine)

· Grocery Store Hacks That Save You Money (with Nisha Vora)

· 5 Proven Ways to Speed Up Your Debt Payoff

Helpful Resources:

· Follow Nisha on Instagram at @rainbowplantlife

· Watch my What Everybody Gets Wrong About Budgeting video.

· Watch my 12 Ways to Cut Your Grocery Bill in Half video.

· Watch my How I Would Budget $3,600 a Month video.

· Start budgeting for free with EveryDollar.

· Learn more about Christian Healthcare Ministries.

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.

· Learn more about your ad choices: https://www.megaphone.fm/adchoices

· Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Habits to Avoid That Could Destroy Your Marriage

Mon, 12 Feb 2024 09:00:00 -0000

Not in love with the way your spouse handles money? This week, Dr. John Delony stops by to answer your questions about money and marriage. Plus, I’ll share my most hated financial advice and give you one crucial rule to help you take control of your money.

What you get in this episode:

Manage Your Money Easily With This One Rule
How Money Can Make or Break Your Relationships (with Dr. John Delony)
My Most Hated Financial Advice: Combining Finances

Helpful Resources:

Watch 15 Practical Budgeting Tips.
Try my favorite budgeting app— EveryDollar .
Join John and Rachel at Money & Marriage Getaway.
Watch 5 Areas That Can Make or Break Your Financial Success (with Dr. John Delony).
Hear more from John on The Dr. John Delony Show or follow him at @johndelony.
Watch 5 Crucial Money Questions to Ask Your Significant Other.

The following sponsors have paid for the programming you are viewing:

Christian Healthcare Ministries.

Learn more about your ad choices: https://megaphone.spotify.com/about-advertisements

Ramsey Solutions Privacy Policy:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Easy Ways to Build Wealth and Keep It

Mon, 05 Feb 2024 09:00:00 -0000

The idea that wealthy people always live in mega-mansions and wear $500 jeans is a myth. Being successful with money is as simple as having the right mindset and following a few basic principles. I’ll share more about it in this episode. Plus, you’ll hear three investing mistakes to avoid and small things you can do right now to double your money (the first one might surprise you!).

What you get in this episode:

· Investing Traps That Could Actually Lose You Money

· 5 Easy Ways to Build Generational Wealth

· How to Double Your Money (Here’s What It Takes)

Helpful Resources:

· Discover your earning potential with the Ramsey Solutions Investment Calculator.

· Watch my How to Create a Budget From Scratch video, then start budgeting for free with EveryDollar.

· Navigate the ups and downs of the market with an investment pro in your area.

· Learn more about Christian Healthcare Ministries.

· Learn more about your ad choices: https://www.megaphone.fm/adchoices

· Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Proven Methods to Getting Out of Debt (That Actually Work)

Mon, 29 Jan 2024 09:00:00 -0000

With thousands of voices telling you how to handle your money (lookin’ at you, TikTok), it can start to feel overwhelming. The good news? Money doesn’t have to be like that. Today, I’ll talk about just five things you need to do to win with money. Plus, Jade Warshaw joins me in the studio, and you’ll hear an emotional moment from The Ramsey Show.

What you get in this episode:

How to Escape Debt at Any Income Level
The Secret to Overcoming 6-Figure Debt
5 Ways to Achieve Financial Goals

Helpful Resources:

Get Jade Warshaw’s new book, Money Is Not a Math Problem. Then, listen to how she paid off $460,000 in debt.
Start budgeting for free with EveryDollar.
Learn more about Christian Healthcare Ministries.

Christian Healthcare Ministries.

Learn more about your ad choices: https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Overlooked Expenses That Are Stealing Your Paycheck

Mon, 22 Jan 2024 09:00:00 -0000

You know that anxious feeling you get every time you open your bank app to check your balance? If you do, it’s probably because you’re living paycheck to paycheck. This week, I’ll show you how to get to the end of your month and still have money in the bank. Plus, we’ll talk about five expenses that will wreck your car budget and how to spend your money with your future in mind.

What you get in this episode:

How to Stop Living Paycheck to Paycheck
5 Sneaky Expenses People Overlook When Buying a Car
Appreciating vs. Depreciating Assets for Beginners

Helpful Resources:

Start budgeting for free with EveryDollar.
Get the Ramsey Car Guide.
Discover your earning potential with our Investment Calculator (it’s free!).
Learn more about Christian Healthcare Ministries.

Christian Healthcare Ministries.

Learn more about your ad choices: https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-

policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

How I’m Prioritizing My Spending in 2024

Mon, 15 Jan 2024 09:00:00 -0000

If you want to ditch debt and save money, you’ve got to be intentional with every dollar you have. That’s why Dawn Madsen—aka The Minimal Mom—and I are listing off the things we won’t be spending money on in 2024. Plus, I’ll share a few Amazon buys I’m loving and the money advice that can transform your mental health.

What you get in this episode:

· Things We Won’t Spend Money on in 2024 (with The Minimal Mom)

· My Most Hated Financial Advice: Giving

· What I’m Loving (and Hating) From Amazon Right Now

Helpful Resources:

· Follow Dawn Madsen at @the.minimal.mom.

· Watch the 10 Best Amazon Purchases Under $20 with But First, Coffee.

· Start budgeting for free with EveryDollar.

· Learn more about Christian Healthcare Ministries.

· Learn more about your ad choices: https://www.megaphone.fm/adchoices

· Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Proven Budgeting Habits for Building Long-Term Wealth

Mon, 08 Jan 2024 09:00:00 -0000

Building wealth is easier than you think. This week, I’ll weigh in on the “soft saving” trend and share some investing tips that will set you up for success in 2024. Plus, George Kamel joins me in the studio to tell you about how he went from negative net worth to millionaire in just 10 years.

What you get in this episode:

Why Gen Z May Never Retire

How to Break Free From Broke (with George Kamel)

7 Investing Mistakes to Avoid This Year

Helpful Resources:

Preorder George’s new book, Breaking Free From Broke.

Start budgeting for free with EveryDollar.

Learn more about Christian Healthcare Ministries.

Learn more about your ad choices: https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-

policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

What to Do Differently With Your Money in 2024 (with Dave Ramsey)

Mon, 01 Jan 2024 09:00:00 -0000

It’s a New Year's tradition: Dave Ramsey joins me to welcome the new year and talk about everything you need to know to win with money in 2024. Plus, I’ll share smart money tips that will help you have financial peace no matter what challenges the new year brings your way.

What you get in this episode:

· 8 Things to Do Differently With Money in 2024 with Dave Ramsey

· 4 Simple Budgeting Tricks to Never Overdraft Again

· How Financially Smart Are You? (Money Quiz)

Helpful Resources:

· Watch or listen to Dave Ramsey now on The Ramsey Show.

· Get the Rachel Cruze Wallet with cash envelopers.

· Start budgeting for free with EveryDollar.

· Learn more about Christian Healthcare Ministries.

Learn more about your ad choices: https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Expert Tips to Become Financially Smarter in the New Year

Mon, 25 Dec 2023 09:00:00 -0000

“The best way to spread Christmas cheer . . .” is quoting our favorite Christmas movies and taking money lessons from them. (Everyone does this, right? Is it just me?) Plus, we’ll talk budgeting tips and ideas that will get you fired up to make 2024 your best year yet. Start working these expert tips today and you’ll benefit from them all year long.

What you get in this episode:

· Money Lessons From My Favorite Christmas Movies

· 5 Budget Reset Habits to Help You Win in 2024

· How to Become Financially Smarter Than 40% of People

Helpful Resources:

· Start budgeting for free with EveryDollar.

· Get Tapple at Walmart or wherever you buy board games.

· Learn more about Christian Healthcare Ministries.

Learn more about your ad choices: https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

These Money and Life Habits Are Draining Your Wallet with Michael Easter

Mon, 18 Dec 2023 09:00:00 -0000

Winning with money is 20% knowledge and 80% behavior. That’s why I’m excited to sit down with one of my favorite authors to talk about how to break bad habits and change our mindset—specifically around money. Plus, I’ll talk about budgeting and one big mistake I see everybody making.

What you get in this episode:

· What Everybody Gets Wrong About Budgeting

· How Comfort and Scarcity Drain Your Life and Wallet (with Michael Easter)

Helpful Resources:

· Start budgeting for free with EveryDollar.

· Follow Michael Easter and check out his new book, Scarcity Brain.

· Get Tapple at Walmart or wherever you buy board games.

· Learn more about Christian Healthcare Ministries.

Learn more about your ad choices: https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Easy Ways to Cut Your Grocery Bill in Half

Mon, 11 Dec 2023 09:00:00 -0000

We all need to eat, but we don’t have to fall into the traps of spending too much money on food. When it comes to groceries, there are a lot of ways to cut back and create more room in your budget. I'll share my favorites with you today. Plus, you’ll hear my money (and food) advice that always stirs up the haters, and why I love Aldi so much.

What you get in this episode:

· 12 Ways to Cut Your Grocery Bill in Half

· How Far Does $50 Go at America's Cheapest Grocery Store?

· My Most Hated Financial Advice: Eating at Home

Helpful Resources:

· Start saving with my Meal Planner & Grocery Savings Guide.

· Start budgeting for free with EveryDollar.

· Get Tapple at Walmart or wherever you buy board games.

· Learn more about Christian Healthcare Ministries.

Learn more about your ad choices: https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Finally End Money Fights With Your Spouse with Communication Expert Jefferson Fisher

Mon, 04 Dec 2023 09:00:00 -0000

“Talking about money is so romantic!” said no one ever. But since love can’t pay the bills, there are a few conversations you need to have with your significant other. Today, we’re talking about what those conversations are and how to have them in a way that can break the tension without breaking up your relationship. Plus, I’ll share six generosity-inspired and budget-friendly gift ideas.

What you get in this episode:

· 5 Crucial Money Questions to Ask Your Significant Other

· How to Finally End Money Fights With Your Spouse (with Jefferson Fisher)

· Minimalist Gift Ideas That People Will Love

Helpful Resources:

· Follow Jefferson Fisher on Instagram.

· Start budgeting for free with EveryDollar.

· Get Tapple at Walmart or wherever you buy board games.

· Learn more about Christian Healthcare Ministries.

· Learn more about your ad choices: https://www.megaphone.fm/adchoices

· Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Never Pay Full Price Again with Dave Ramsey

Mon, 27 Nov 2023 09:00:00 -0000

I love a deal, but I don’t love haggling for one. It’s not hard—you just have to know how. And no one knows how to get a deal better than Dave Ramsey! Today, Dave’s sharing the do’s and don’ts of negotiation, you’ll learn what not to say when you walk into a car dealership, and I’ll tell you why I don’t play the points game when it comes to travel.

What you get in this episode:

· How to Never Pay Full Price Again with Dave Ramsey

· Things You Should Avoid Saying When Buying a Car

· Travel Hacking: Why It’s Not for Me

Helpful Resources:

· Buy, sell or maintain a car with the Ramsey Car Guide.

· Hear more from Dave Ramsey on The Ramsey Show.

· Check out Financial Peace University, the fastest way to beat debt and build wealth.

· Start budgeting for free with EveryDollar.

· Learn more about Christian Healthcare Ministries.

· Try BetterHelp today.

Learn more about your ad choices: https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

In-Store, Delivery and At-Home Grocery Budget Hacks

Mon, 20 Nov 2023 09:00:00 -0000

Nothing says “holiday spirit” like trampling a total stranger at the grocery store to get the last can of cranberry sauce on sale. Guys, we can do better! Tune in for new ideas, tips and a 30-day challenge to help you keep your grocery budget in check.

What you get in this episode:

· Are You Making These 7 Grocery Shopping Mistakes?

· We Put Kroger and Instacart to the Test

· Does This Hack Actually Save You Money on Groceries?

Helpful Resources:

· Start saving with my Meal Planner & Grocery Savings Guide.

· Start making memories. Go NOW and get Tapple at Walmart.

· Start budgeting for free with EveryDollar.

· Learn more about Christian Healthcare Ministries today.

· Try BetterHelp today.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Choose Contentment This Holiday Season

Wed, 15 Nov 2023 22:06:00 -0000

Holiday “deals” are coming for your cash—are you ready? Today, I’ll share what I won’t be spending money on this season and what I plan to do instead. Plus, I’m looking back at my very first video to see if I still agree with my own advice on raising grateful kids.

What you get in this episode:

· Do I Agree With My Own Money Advice 10 Years Later?

· What I Refuse to Spend Money on This Holiday Season

Helpful Resources:

· Start budgeting for free with EveryDollar.

· Pick up a copy of my new kids book, I’m Glad For What I Have.

· Start making memories. Go NOW and get Telestrations or Tapple at Walmart.

· Learn more about Christian Healthcare Ministries today.

· Try BetterHelp today.

Learn more about your ad choices: https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Making Money Isn’t Enough—Learn How to Manage It

Mon, 06 Nov 2023 09:00:00 -0000

Having a large salary doesn’t mean you’re building wealth, and earning a smaller income doesn’t mean you can’t manage it well. Anyone can win with money if they have the right tools—here’s what to do.

What You Get in This Episode:

· Making $330,000 and Still Broke? (My Reaction)

· This Habit Is Keeping You Broke

· How to Find $2,500 in Your Budget

Helpful Resources:

· Try BetterHelp today!

· Check out Christian Healthcare Ministries.

· Start budgeting for free with EveryDollar.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

’90s Money Rules, Contentment and My Budget Must-Haves

Mon, 30 Oct 2023 08:00:00 -0000

We may have rocked some questionable fashion in the ’90s but when it comes to our money, we got a few things right. I’ll share what we got right, the four things you should always have in your budget, and the money lesson I had to learn the hard way.

What you get in this episode:

· ’90s Money Principles That Still Work Today

· 4 Things You Must Include in Your Budget

· The Money Trap I Fell Into (and How to Avoid It)

Helpful Resources:

· Grab Telestrations at your local Walmart.

· Try BetterHelp today!

· Check out Christian Healthcare Ministries

· Start budgeting for free with EveryDollar.

· See your earning potential with our Investment Calculator.

· Learn more about my journey to contentment in my book Love Your Life, Not Theirs.

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: The Op Games, Better Help and Christian Healthcare Ministries.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Simple Habits to Live More Minimally (and Have More Peace)

Mon, 23 Oct 2023 08:00:00 -0000

When it comes to saving money, it’s all about simplicity. Which is why I’m sharing nine practical money habits for you to try if your budget is in need of a reset. Also, let’s unpack the one question we’ve all asked: Will making more money solve my problems?

What You Get in This Episode:

· 5 Frugal Habits to Cut Your Expenses in Half

· 4 Things Minimalists Do to Build Wealth

· Will Making More Money Solve Your Problems?

Helpful Resources:

· Grab Telestrations at your local Walmart.

· Try BetterHelp today!

· Check out Christian Healthcare Ministries.

· Start budgeting for free with EveryDollar.

· Get on the waitlist for Rachel’s new kids book, I'm Glad for What I Have

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Kristen McGowan's YouTube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Hack Retail and Protect Your Wallet

Mon, 16 Oct 2023 08:00:00 -0000

No matter how different our budgets look, shopping is a part of everyone’s monthly spending plan. From IKEA’s best deals to Target’s marketing tactics—this episode is all about pro tips for being a budget-conscious consumer online and in-store.

What You Get in this Episode:

6 Affordable IKEA Finds (You Wouldn't Think Were Real)
5 Clever Ways Target Gets You to Spend More
Online vs. In-Store Shopping: Which is Best?

Helpful Resources

Better Help

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Spot Hidden Costs and Money Traps

Mon, 09 Oct 2023 08:00:00 -0000

Being smart with money means you have to know where to cut back and where it's actually worth it to spend top dollar—from big life events to your breakfast cereal. In this episode, learn what it really costs to have a baby today, things people commonly get wrong about money, and whether buying generic could save you big . . . but is it worth it?

What you get in this episode:

· What Does It Cost to Have a Baby Today?

· 5 Things People Get Wrong About Money

· Is Buying Generic Brand Groceries Really Worth It?

Helpful Resources:

· Better Help

· Financial Peace University

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Two Terrible Habits Keeping You in Debt

Mon, 02 Oct 2023 08:00:00 -0000

When it comes to monthly spending, it can be easy to settle for “just getting by.” But wasting your paycheck on minimum payments forever is no way to live (or budget!)—here’s what to do instead.

What You Get in this Episode:

· Why the Majority of People Will Stay Broke

· How Minimum Payments Take Years of Your Life

Helpful Resources:

Ramsey Solutions Privacy Policy [SP1]

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Best Money Habits to Make Sure You Don’t Retire Broke

Mon, 25 Sep 2023 08:00:00 -0000

The money habits you have today could affect the rest of your life . . . including retirement. So, how do you know you’re setting yourself up for success when it comes time to hang up your suit and spend your days with your toes in the sand? In this episode, we’ll cover the reason why most Americans won’t be able to afford to retire and the habits you can start now that will ensure you’ll live a life you love when it’s time for retirement. Plus, Dr. John Delony and I talk about how getting rid of debt improves your mental health.

What you get in this episode:

- Why 70% of Americans Won’t Retire

- 4 Money Habits to Master Before 40

- The Psychological Impact of Crushing Debt with Dr. John Delony

Helpful Resources:

· Start making memories now and purchase Telestrations today!

· Follow Dr. John Delony

· Preorder Dr. John Delony’s new book, Building a Non-Anxious Life, now.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Develop a Millionaire Mindset

Mon, 18 Sep 2023 08:00:00 -0000

Building wealth is all about your mindset—what you believe. It’s possible to have a millionaire mindset even if you’re trying to get out of debt. In this episode, I’ll tell you exactly how to create a millionaire mindset and reveal the most common mistakes I saw people make while I was teaching Financial Peace University. By the end, you’ll believe the right things about money that will help you reach your goals.

What you get in this episode:

· How to Create a Millionaire Mindset

· 5 Mistakes I Saw While Teaching a Personal Finance Course

Helpful Resources:

· Net Worth Calculator

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Best Budget Practices (No Matter Your Salary)

Mon, 11 Sep 2023 08:00:00 -0000

I say it all the time: You need to have a budget! But how do you know your budget is getting you where you want to go with your money goals? In this episode, I share how I budget each month, how you can figure out your net worth, and why the six-figure salary everybody wants isn’t what it used to be.

What you get in this episode:

· How I manage my money each month

· How to quickly calculate your net worth

· Why six figures isn't what it used to be

Helpful Resources:

· Net Worth Calculator

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Make Your Money Work for You

Mon, 04 Sep 2023 08:00:00 -0000

Becoming a millionaire doesn’t happen overnight, but with discipline and smart choices, it’s totally possible to reach your money goals. Today, I’ll walk you through how you can start investing (even if you’re a beginner), show you the money magic trick that actually works, and debunk the popular 50/30/20 rule.

What you get in this episode:

· Investing for Total Beginners

· The Money Magic Trick That Will Make You Rich

· Why I Wouldn’t Recommend the 50/30/20 Rule

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Lessons for Building Wealth From Scratch

Mon, 28 Aug 2023 08:00:00 -0000

Money goals require planning, taking on side hustles, and thinking differently about how you spend. In this episode, you’ll learn how to create a budget from scratch, what side hustles you could try (and which ones you should avoid), and how Rachel advises people on major purchases.

What you get in this episode:

How to Create a Budget From Scratch
The Best (and Worst) Side Hustles Ranked
Advising People on Major Purchases

Helpful Resources:

· Op Games

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Red Flags and Surprises That Could Slow Down Your Money Goals

Mon, 21 Aug 2023 08:00:00 -0000

Think you have what it takes to be a millionaire? If you’ve got big money goals, then the last thing you need to do is make bad decisions that will slow you down. Watch out for these red flags that could be keeping you from becoming wealthy.

What you get in this episode:

· 5 Signs That You Will (or Won’t) Be Wealthy

· Are Credit Card Rewards Going Away?

· Why 37% of Americans Are in Financial Trouble

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Reach Your Money Goals (and Still Have a Life)

Mon, 14 Aug 2023 08:00:00 -0000

Here’s a little-known secret: Winning with money is only 20% math—the other 80% is all about your choices. And the best time to start making smart money choices is right now! Today, I’ll show you how to get started, share some helpful tools, and walk you through a few options to consider in order to reach your goals and create a life you love.

What you get in this episode:

· How to Save Your First $100,000

· Can You Afford a Bigger Home?

· Is the FIRE Movement Too Good to Be True?

Helpful Resources:

· Start budgeting for free with EveryDollar.

· Find a Ramsey Trusted Real Estate Agent near you.

· See your earning potential with our Investment Calculator.

· Learn more about Christian Healthcare Ministries today!

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Best and Worst Things to Do With Your Money

Mon, 07 Aug 2023 08:00:00 -0000

Take advantage of 2023’s high interest rates and put them to work for you! I’ll tell you how. Also in this episode, you’ll hear about one place you should never—really, never—keep your money and why denial isn’t just a river in Egypt (and other things I’ve learned hosting The Ramsey Show).

What you get in this episode:

· The LAST Place You Want to Keep Your Money

· What I’ve Learned Hosting 1,000+ Hours of The Ramsey Show

· Are You Missing Out on Free Money?

Helpful Resources:

· Learn more about Christian Healthcare Ministries today!

· Take back control of your money with Financial Peace University.

· Start budgeting for free with EveryDollar.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Major Misconceptions Keeping You From Building Wealth

Mon, 31 Jul 2023 08:00:00 -0000

Your comfort zone can feel like your best friend . . . but actually be your worst enemy when it comes to being smart with money. In this episode, you’ll find out what I’m learning about comfort, get a breakdown of how to budget a tight income, and challenge your gender stereotypes around money.

What you get in this episode:

· 5 Impactful Things I'm Learning Right Now

· How I Would Budget $3,600 a Month

· Controversial Gender Stereotypes Around Money

Helpful Resources:

· Ramsey Car Guide

· Ops Games

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Hacks That Seem Too Good to Be True (but WORK!)

Mon, 24 Jul 2023 08:00:00 -0000

Building wealth doesn’t always have to mean diving headfirst into a side hustle. Today, I’ll share the smart money decisions you can make to start building wealth through everyday decisions. You’ll learn the best places to buy a used car, how to cook delicious meals on a budget, and tips for paying off your mortgage early.

What you get in this episode:

· 10 Great Cars Under $10K

· Can $41 REALLY Buy 24 Meals? (with Frugal Fit Mom)

· The Simple Hack to Ditching Your Mortgage Fast

Helpful Resources:

· Ramsey Car Guide

· Follow Frugal Fit Mom

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Budget Better, Buy Smarter, and Boost Your Savings

Mon, 17 Jul 2023 08:00:00 -0000

Your biggest wealth-building tool is your income, and a great way to increase your wealth is to spend (and save) wisely. In this episode, you’ll get some tips and tricks you can start using today to help you win with money. I’m sharing how I would budget $12,000 a month, the things you should stop buying, and eight easy ways to increase your savings.

What you get in this episode:

· How I Would Budget $12,000 a Month

· Things Minimalists Never Buy

· 8 Easy Ways to Increase Your Savings

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Actually Make Your Money Go Farther

Mon, 10 Jul 2023 08:00:00 -0000

Winning with money is not about the size of your paycheck. It's about how you spend it. Today I’ll share a few smart money tips, like how to get the best deal on a car, the difference between building wealth and being rich, and why you should always have a little “fun” in your budget.

What you get in this episode:

· Worst Time to Buy a New Car?

· This Book Changed How I Think About Money

· I Always Keep This in My Budget

Helpful Resources:

· Ramsey Car Guide

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Questions I Hear All the Time (and My Answers)

Mon, 03 Jul 2023 08:00:00 -0000

When it comes to money questions, I’ve heard it all. Questions like . . . “Should we combine bank accounts?” or “Do the Baby Steps really apply to me?” In this episode, I’ll answer those burning money questions, plus we’ll talk about what to do if your emergency fund doesn’t cover your emergency.

What you get in this episode:

· The Top 5 Money Questions I Get Asked

· Will a Home Garden REALLY Save You Money?

· How to Survive a Financial Emergency

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Habits to Save Money and Simplify Your Life

Mon, 26 Jun 2023 08:00:00 -0000

Yes, you can create a life you love without keeping up with the Joneses. Contrary to popular opinion (and your Instagram feed), more stuff does not always equal more happiness. Today, I’ll share my best tips and habits to help you save money and keep things simple.

What you get in this episode:

· Should You Choose a Career vs. Children?

· Can You Be Minimal With Kids?

· Can You Have a Social Life Without Going Broke?

Helpful Resources:

· Carly Jean Los Angeles with code “Rachel”

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tips for Taking Control When Your Money Is a Mess

Mon, 19 Jun 2023 08:00:00 -0000

When it comes to a money mess, a budget is your best friend. A budget is simply a plan to pay off debt and ditch money stress for good. It’s not as hard as you think, and I’m going to walk you through it. Plus, Dr. John Delony stops by to talk about what to do if you think you may be a “shopaholic.”

What you get in this episode:

· How I Would Budget $7,000/Month

· 100 People Reveal Their Debt Amount (My Reaction)

· Signs You’re Addicted to Shopping with Dr. John Delony

Helpful Resources:

· Follow Dr. John Delony on Instagram or on Youtube

· Carly Jean Los Angeles with code “Rachel”

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Afford the Life You Really Want

Mon, 12 Jun 2023 08:00:00 -0000

Can you afford a home in this economy? You can . . . if you have a plan for your money (aka a budget). In this episode, I’ll share six reasons why I, a spender at heart, love my budget. Plus, we’ll go over the best time for you to buy a home and a few tips to make moving easier.

What you get in this episode:

· 6 Reasons You Should Start a Budget Today

· Moving Stressors No One Talks About (with George Kamel)

· Is It Possible to Afford a Home in Our Economy?

Helpful Resources:

Carly Jean Los Angeles with code “Rachel”

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Secrets to Staying Financially Stable in America Today

Mon, 05 Jun 2023 08:00:00 -0000

Some people blame all their financial troubles on the government, others get stuck in a shame cycle trying to cope with money stress. The truth is, lots of factors affect your money—some are in your control, and some are not. Here’s what you can do to make sure your future is financially stable.

What You Get in this Episode:

How Credit Cards Keep You Broke
3 Mistakes That Sabotage Your Finances
Do You Still Qualify as Middle Class in America?

Helpful Resources:

Carly Jean Los Angeles With Code “Rachel”

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can’t Get Ahead Financially? (Here’s What to Do)

Mon, 29 May 2023 08:00:00 -0000

When it comes to handling money, a lot of us just want to know what’s “normal.” But the truth is, normal isn’t always what’s best. Here’s what you can do to move forward and finally achieve the money goals you always hoped were possible.

What You Get in This Episode:

Which Generation Feels Financially Trapped?
Do You Feel Behind Financially? (With Minimal Mom)
“How College Students Spend $100” (My Reaction)

Helpful Resources:

Carly Jean Los Angeles with code “Rachel”

Enter The Ramsey Cash Giveaway for a chance at $3,000!

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Millionaire Money Habits That Give You the Freedom to Spend Later

Mon, 22 May 2023 08:00:00 -0000

Today’s episode is all about choosing your spending habits wisely. I’m talking about where to invest your money when you want to build wealth, how to stay on budget during and after buying a home, and how to know when it’s worth it to splurge on products.

What You Get in this Episode:

3 Places You Should Intentionally Invest
5 Things I Said No to Before I Paid Off My Home
Luxury Products I Think Are Totally Worth It

Helpful Resources:

Carly Jean Los Angeles with code “Rachel”

Enter The Ramsey Cash Giveaway for a chance at $3,000!

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Wealth-Building Skills You Wish You’d Learned Earlier

Mon, 15 May 2023 08:00:00 -0000

Budgeting and saving and teaching, oh my! We’re going to talk about some smart money habits you should put into place . . . and how to pass them on to the next generation. Plus, I’m sharing tips for cleaning up your budget, elevating your savings game, and teaching your kids how to do the same.

What You Get in This Episode:

16 Ways to Stay on Budget (Even When It’s Hard)
How to Double Your Savings Fast
Money Skills You Should’ve Learned as a Kid

Helpful Resources:

Carly Jean Los Angeles with code “Rachel”

Enter The Ramsey Cash Giveaway for a chance at $3,000!

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Right Way to Spend Your Money on Wants AND Needs

Mon, 08 May 2023 08:00:00 -0000

Boundaries in certain areas create margin in others, so today we’re covering everything from minimalism to paid-for vacations. Learn what to stop doing, start doing, and keep doing when it comes to your spending.

What you get in this episode:

Is Revenge Spending Wrecking Your Budget?
Life-Changing Lessons I’ve Learned From Minimalists
How to Cash Flow an Unforgettable Vacation in 90 Days

Helpful Resources:

Carly Jean Los Angeles with code “Rachel”

Enter The Ramsey Cash Giveaway for a chance at $3,000!

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Hard Truth Behind Today’s Money Stats

Mon, 01 May 2023 08:00:00 -0000

If you’re feeling weighed down with money woes, like minimum payments, retirement savings or investment uncertainty, today’s episode is a must-listen! I’m debunking common myths about living with long-term debt, the state of the economy, and a potential retirement crisis on the horizon.

What You Get in this Episode:

The Ugly Truth About Minimum Payments
Are We Still in a Recession?
Why 75% of Americans Will Never Retire

Helpful Resources:

Carly Jean Los Angeles with code “Rachel”

Enter The Ramsey Cash Giveaway for a chance at $3,000!

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Secret to Boosting Your Home's Value

Mon, 24 Apr 2023 08:00:00 -0000

Today’s episode is all about the biggest financial asset most of us have: our home. We’ll start by covering how to figure out how much your home is worth. After that, I’ll share proven ways to boost your home’s value, as well as which upgrades aren’t worth the money.

What you get in this episode:

· How to Actually Determine the Value of Your Home

· Proven Ways to Boost Your Home’s Value

· 9 Home Upgrades That Aren't Worth Your Money

Helpful Resources:

Carly Jean with code “Rachel”

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Save or Splurge? How to Handle Big-Ticket Items

Mon, 17 Apr 2023 08:00:00 -0000

When it comes to big-ticket items, we always want to know if the expense was worth it. In this episode, I’m sharing what I really think of my Tesla (plus a story my dad doesn’t even know!). We’ll also talk about what happens when people splurge on cars a little too often, and I’ll go over how I’m saving for my next big trip.

In this episode:

· The Story Not Even Dave Ramsey Knows

· Could This Cause the Car Industry to Collapse?

· The Dream Vacation I'm Saving For

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Tricks to Ditching Debt Fast

Mon, 10 Apr 2023 08:00:00 -0000

Imagine a life where you can stop spending your money on debt payments and every paycheck is yours to spend instead. That’s what this episode is all about. We look at a popular debt payoff method called the debt avalanche, the sneaky ways your credit card is keeping you broke, as well as how to become financially independent once and for all.

What you get in this episode:

· Why I Never Recommend the Debt Avalanche Method

· Secrets Credit Card Companies Don’t Want You to Know

· Are Millennials Too Dependent Financially?

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Is (And Isn't) Worth Your Money

Mon, 03 Apr 2023 08:00:00 -0000

What are the right things to use your money on? That’s what we’re covering in this episode, starting with how Winston and I are currently investing. I also react to a YouTuber’s claims about what the middle class should be able to afford and reveal some products I just don’t think are worth the hype.

What you get in this episode:

· How I'm Investing in 2023

· 15 Things the Middle Class Can't Afford Anymore

· 3 Products That Aren't Worth the Hype

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mon, 27 Feb 2023 09:00:00 -0000

Most people never feel like they have enough time or money. And I get it! But today is about the best ways to spend both of those things. I’m sharing my five favorite ways to buy back time. Then, we’ll cover the ins and outs of an all-cash budget and have some fun diving into the wild financials of the wedding industry.

In this episode:

· 5 Ways I Buy Back My Time

· How I Created an All-Cash Budget

· How Weddings Became a Multibillion-Dollar Industry

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Make Progress With Your Money (Even When America's Not)

Mon, 20 Feb 2023 09:00:00 -0000

No matter what culture, social media or economists are telling you, you can make progress with your money. First, we’ll look at why some people are claiming America is doomed financially—plus what the data really says. Then, financial expert George Kamel joins me for a conversation about the sneaky habit stealing our paycheck: lifestyle creep.

In this episode:

· Can America Recover Financially?

· The Sneaky Habit Stealing Your Paycheck (With George Kamel)

Helpful Resources:

Smart Money Happy Hour

Follow George Kamel

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Surprising Things I’m Learning About Money Right Now

Mon, 13 Feb 2023 09:00:00 -0000

No matter where you are on your debt-free journey, there is always something new to learn about money. Today, we’re talking investing, kids’ money habits and more. Plus, I chat with Kallie Branciforte (who you may know as But First, Coffee) about affordable Amazon products that are worth every penny.

In This Episode: 

· 3 Things I’m Learning About Money Right Now

· Best 10 Amazon Products Under $20 with But First, Coffee

· How to Break Bad Money Habits

Helpful Resources:

· Financial Peace University

Learn more about your ad choices. https://www.megaphone.fm/adchoices

· Christian Healthcare Ministries

Learn more about your ad choices. Visit megaphone.fm/adchoices

22 Creative Side Hustles that Actually Make You Money

Mon, 06 Feb 2023 09:00:00 -0000

In this episode, we’re making money, reading books and taking names! First, did you know you can get paid every month just for driving your car? We’re talking easy, money-making side hustles that anyone can do. Then, Courtney and I share what we learned about money from our favorite fiction reads.

In This Episode: 

· Side Hustles Anyone Can Do to Earn Extra Cash

· Hidden Money Lessons in Popular Books (with Courtney Dyksterhouse)

Helpful Resources:

· Financial Peace University

· EveryDollar

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

What I Will (And Won’t) Do With My Money This Year

Mon, 30 Jan 2023 09:00:00 -0000

Today’s episode is all about the best things to do with your money. I share what I’m not spending money on this year, and we look at whether Minority Mindset’s Jaspreet Singh gives trustworthy advice on what you should do with your next paycheck. Then I dive into why I’ll never, ever use a credit card. (Spoiler alert: They’re shadier than you realize.)

In this episode:

· 6 Things I’m Not Buying This Year

· Why I Will Never Use a Credit Card

· Should You Do This When You Get Paid?

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Invest (and Rest) Like a Rich Person

Mon, 23 Jan 2023 09:00:00 -0000

Let’s talk about how to build wealth (and still go on vacation!) in 2023. I’ll share with you guys how the rich invest, explain everything you need to know about the Fed, and show you how you can afford to go on vacation this year.

Here's what we’ll cover:

- How the Rich Invest Their Wealth

- What Is the Fed? (And Why You Should Care)

- How to Afford Vacation in 2023

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Right (and Wrong) Ways to Buy Happiness

Mon, 16 Jan 2023 09:00:00 -0000

In this episode, we talk about how money affects your overall well-being. First, we look at what a minimalism expert says about how to buy happiness (is it possible?). Next, I sit down with Dr. John Delony to discuss the mental, relational and physical ways money impacts your life. And then we look at the habits keeping high-income earners broke.

In this episode:

· 3 Ways You Can Actually Buy Happiness

· 5 Areas That Can Make or Break Your Financial Success (With Dr. John Delony)

· Why People Making $200K Are Still Broke

Helpful Resources:

The Dr. John Delony Show

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Save Money Without Even Trying

Mon, 09 Jan 2023 09:00:00 -0000

You guys will love this episode because it’s all about super easy ways to save a lot. First, we talk about how to save $100 every month without even trying. Then, we go over eight one-time purchases that will save you big in the long run. To wrap up, we cover tips for spending less on the budget-buster that affects everyone: groceries.

In this episode:

· How to Save $100 Every Month (Super Easy)

· 8 One-Time Purchases That Can Save You Hundreds

· How to Stop Going Over Budget on Groceries

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

What to Do Differently With Your Money in 2023 with Dave Ramsey

Mon, 02 Jan 2023 09:00:00 -0000

Happy New Year, friends! To kick off 2023, we’re talking with the one and only Dave Ramsey about the best things to do with your money this year. We’ll also tackle how you can get out of debt even faster (including some great ideas for side hustles).

In this episode:

· 5 Ways to Get Out of Debt Faster

· 12 Things to Do Differently With Your Money in 2023 with Dave Ramsey

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Know if You Won Financially in 2022 and Start the New Year Strong

Mon, 26 Dec 2022 09:00:00 -0000

Can you believe 2022 is almost over? Let’s check in to see how we did on our financial goals over the past year and set ourselves up for success in the new year. We’ll go over how to know if you won with money in 2022, how to organize your home and your finances, and how to know when (or if) you need to change your homeowners insurance. Can’t wait to ring in 2023 with you guys!

In this episode:

· How to Know if You Won Financially in 2022

· How to Declutter Your Home and Budget After the Holidays with Minimal Mom

· The Major Financial Risk You May Be Living in Right Now

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mon, 14 Nov 2022 09:00:00 -0000

This is a fun one, you guys! We’ll talk about the priciest places to live in the world, and then my friend George Kamel will join me to talk about our bougie pets (and how to save on pet care).

In this episode:

· Most Expensive Places to Live in the World

· How Much Having a Pet Is Actually Costing You with George Kamel

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Key to Hitting Your Money Goals and Building Wealth

Mon, 07 Nov 2022 09:00:00 -0000

Let’s talk about the strategies that will help you build wealth the right way! We’ll cover when (and if) you should ever pause investing, the different types of financial accounts we should all have, and how to make true progress with your money goals. You’ve got this!

In this episode:

· Here’s When Investing Can Keep You From Building Wealth

· 6 Financial Accounts You Need to Build Wealth

· The Key to Hitting Your Money Goals

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Life-Changing Money Habits You Can Implement This Week

Mon, 31 Oct 2022 08:00:00 -0000

Let’s talk about some good (and not-so-good) money habits, plus some practices and mindsets to have when it comes to your finances. We’ll also take a look at how a high-earning CEO spends her income, the mental patterns that might be holding you back from building wealth, and what can you do in just one weekend to help you feel more confident with money!

In this episode:

· The Worst Money Mindsets That Keep You Broke

· How a New York CEO Spends Her $180K Income

· How to Take Control of Your Finances in One Weekend

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Impulse Buying, Amazon Regrets, Online Scams: How to Avoid Them

Mon, 24 Oct 2022 08:00:00 -0000

There are all kinds of money traps and pitfalls that can cause you to give up more of your income, and we all need to be aware of them! So let’s talk through the dangers of impulse spending, Amazon buys you should never waste money on, and how to spot all the red flags when it comes to Craigslist and Facebook Marketplace scams. Stay alert, you guys!

Here’s what’s coming up:

· How You’re Losing $3,700 a Year Without Knowing It

· 5 Amazon Products You Shouldn’t Buy with But First, Coffee

· Online Money-Making Methods That Are Total Scams

Helpful Resources:

But First, Coffee

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Budget and Invest Your Money to Build Wealth and Reduce Stress

Mon, 17 Oct 2022 08:00:00 -0000

Today’s episode is all about helping you get the most out of your money. We’ll go over some great tips for making your dollar go further (especially at the dollar store), and then we’ll talk about how to set and reach your investing goals.

Here’s what’s coming up:

· How I Invest 30% and You Can Too

· How to Make Your Dollar Go Further During Inflation with Do It on a Dime

Helpful Resources:

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Impact of Shrinkflation and Things I Won’t Waste Money on This Fall

Mon, 10 Oct 2022 08:00:00 -0000

This is a fun one—but we also go over some serious money-wasters to be on the lookout for! We'll talk about what shrinkflation is and why you might be a victim of it and some things we tend to waste money on in the fall (looking at you, pricey fall decor).

Here’s what’s coming up:

· How to Spot Shrinkflation

· Top 10 Things People Waste Money On in the Fall

Helpful Resources:

Learn more about your ad choices.

Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Habits That Will Always Keep You Broke

Mon, 03 Oct 2022 08:00:00 -0000

Let’s talk about how to change our mindset and our habits when it comes to finances—so we can start making our money work for us instead of the other way around. We’ll go over nine money habits to break ASAP, the seven states with the highest credit card debt, and a mental trick that will shift your perspective on wealth. Don’t miss this one!

In this episode:

· 9 Habits That Will Always Keep You Broke

· 7 Places With the Highest Credit Card Debt

· This Changed My Entire Perspective on Wealth

Helpful Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Make Progress on Your Money Goals in a Down Market

Mon, 26 Sep 2022 08:00:00 -0000

This episode is all about being as smart as possible with your hard-earned income! We’ll talk about what to do when the market’s down (hint: don’t panic) and how to pay off your debt in less than two years so you can start building wealth for the future. Then, we’ll wrap up with a conversation on buyer’s remorse and how to avoid it at all costs.

In this episode:

· 8 Best Financial Practices to Have in a Down Market

· How to Pay Off $23,000 of Debt in Less Than 2 Years

· 6 Ways I Avoid Buyer’s Remorse

Helpful Resources:

Meal Planner & Grocery Savings Guide

Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonus Episode: Is Convenience Culture Worth Being Broke?

Thu, 22 Sep 2022 09:00:00 -0000

Hey guys! I’m so excited to announce mine and George’s brand new podcast, Smart Money Happy Hour is officially live! Like any good happy hour, we start with a drink, and then give you our hot take on pop culture, what’s going on in the world and of course…money. Check out this first episode and subscribe to Smart Money Happy Hour to get in on the fun!

Scroll! Swipe! Spend? Rachel Cruze and George Kamel pour one out for the convenience culture trends making us BROKE (hello, Amazon Prime).

In This Episode:

Feel-good free shipping, influencer recs and other things that make us say, “Take my money!”
George’s super SMART secret weapon for avoiding impulse buys
Rachel and George may or may not plead guilty to accidental theft

Helpful Resources:

Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.
Do you have a Guilty As Charged question for Rachel and George? Send a direct message to @rachelcruze or @georgekamel on Instagram!

This Week’s Happy Hour Special:

Basil Gimlet

6 fresh basil leaves
1 ounce lime juice
3/4 ounce simple syrup
1 1/2 ounces gin

In a cocktail shaker, muddle five basil leaves with lime juice and simple syrup. Add ice and gin. Shake it like a Polaroid picture. Strain and top with remaining basil. *clink*

Learn more about your ad choices. Visit megaphone.fm/adchoices

27 Money-Saving Food Hacks Most People Don’t Know About

Mon, 19 Sep 2022 07:00:00 -0000

Get ready to see BIG savings in your food budget! Join me to hear about the deals, fast-food secrets, and cash-saving hacks that will help you take control of your money and create a life you love.

Here’s the lineup:

Save Big at Aldi by Spotting THIS
18 Money Hacks for Underrated Fast-Food Chains

Helpful Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Biggest Financial Mistakes Americans Are Making Right Now

Mon, 12 Sep 2022 07:00:00 -0000

The economy may suck right now, but your bank account balance doesn’t have to. Let’s talk about how to avoid making big mistakes with your money. I’ll cover the crypto meltdown, the impact of upcoming elections, and why buy now, pay later companies are losing money (and if you use them, you are too).

In this episode:

Is This the End for Crypto?
Why the Government Shouldn’t Be in Charge of Your Finances
The Biggest Financial Mistake Americans Are Making Right Now

Helpful Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should You Avoid These Popular Money Moves?

Mon, 05 Sep 2022 07:00:00 -0000

Get ready to hear my hot take on the FIRE movement! Plus, we’ll talk about inflation and some strategies for dealing with it, and I’ll react to a hilariously honest video about credit card companies.

In this episode:

· Was It a Mistake to Pull Your Money Out of the Market?

· Is It Really Possible to Retire Before 35?

· The Video Credit Card Companies Don’t Want You to See

Helpful Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Inflation Has Changed the Middle Class

Mon, 29 Aug 2022 07:00:00 -0000

How much money do you need to be “financially comfortable”? Inflation has reshaped the middle class, but there’s plenty you can do to keep your financial peace. From groceries and utilities to your everyday choices and “fun money”—we’ve got tips to help you save money and create a life you love!

Here’s what’s coming up:

Does America Still Have a Middle Class?
The Four Keys to Financial Security
Sneaky Ways Movie Theatres Rip You Off

Helpful Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Life-Changing Habits That Can Save You Time and Money

Mon, 22 Aug 2022 07:00:00 -0000

Forming good habits is one of the best ways to stay in control of your money and create a life you love for the long term—so let’s talk about some of those wealth-building and time-saving habits. Plus, we’ll find out the top 10 things people get wrong about money.

In this episode:

· The Best Money Habits to Have Before Your 30s

· One Routine That Can Save You Time and Money with Clean Mama

· The Top 10 Things People Get Wrong About Money

Helpful Resources:

How Well Do You Know Money? Quiz

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Inflation-Proof Your Grocery Budget

Mon, 15 Aug 2022 07:00:00 -0000

Looking for more ways to save money on groceries? You can beat inflation without sacrificing the healthy food choices you love. I’ll show you how!

In this episode:

· Beat Rising Food Costs by Shopping Here

· 10 Healthy Food Swaps on a Budget with George Kamel

Helpful resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Major Money Stressors and What to Do About Them

Mon, 08 Aug 2022 07:00:00 -0000

Let’s be real: Anything money-related can be pretty stressful these days, but having a clear plan can really help. We’ll walk through some tips to help you deal with high interest, save money by decluttering, and understand why it’s so important to have a will.

In this episode:

· 5 Things With the Highest Interest Rates Right Now

· 5 Essential Things You Need to Declutter Your Home with Clutterbug

· 5 Things That Happen to Your Money When You Die

Helpful Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Keep More of Your Money in Your Wallet

Mon, 01 Aug 2022 07:00:00 -0000

If you’re trying to make (and save) money quickly, this episode will give you some great tips and strategies. Plus, we’ll talk about the main reason people go bankrupt here in the U.S., and what you can do to avoid or lessen some of those expenses!

Here’s what’s coming up:

· 15 Ways to Make $10,000 Fast

· The #1 Reason People Go Bankrupt

Helpful Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Traps to Avoid So You Can Build Wealth

Mon, 25 Jul 2022 07:00:00 -0000

Is financial peace in your 30s even possible? Absolutely! In this episode, I’ll show you how to face the fears that make most 30-somethings do stupid things with money. Plus, we’ll talk about whether or not credit cards are offering you a false sense of security. You may be surprised to learn how much debt actually costs you.

Here’s what’s coming up:

· 5 Money Fears People Have in Their 30s (and How to Avoid Them)

· This Is the True Cost of Debt

· The Credit Card Traps Everyone Falls for but You Don’t Have To

Helpful Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonus Episode: Is the Housing Market Going to Crash? A Real Estate Reality Check.

Fri, 22 Jul 2022 11:00:00 -0000

Alright, so the real estate market has people freaking out and feeling uncertain about buying and selling a home. Maybe you're feeling the same way—and that's understandable when opinions are coming at you from every direction. It's time for a reality check about what's really happening—so you know how to navigate the market.

Get Ramsey Real Estate Recommendations here: https://bit.ly/3n9bhyR

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Take Control of Your Money in the Midst of Rising Inflation

Mon, 18 Jul 2022 07:00:00 -0000

Inflation stinks, but it doesn’t have to push you into debt. I’ll show you how to buy a house (yep, in this market), make a little more room in your grocery budget, and save for emergencies—all while living within your means.

Here’s what on deck:

· How to Buy a Home Right Now With Zero Regret

· Why Are Groceries So Expensive?

· Will This Much Cover an Emergency?

Helpful Resources:

Real Estate Reality Check

Meal Planner and Grocery Savings Guide

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Actually Make Your Money Go Farther with George Kamel

Mon, 11 Jul 2022 07:00:00 -0000

We’re breaking down three lies you’ve been told about what it means to “be good with your money.” Plus, find out if that reward program is really worth it and nine things that I absolutely will not buy.

Here’s what on deck:

· Lies We've Been Told About Being Good With Money

· Do Loyalty Programs Really Save You Money?

· 9 Things I Refuse to Spend Money On

Helpful Resources:

Sponsor a student's financial literacy curriculum!

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Best and Worst Money Habits with The Minimalists

Mon, 04 Jul 2022 07:00:00 -0000

Let’s go over some serious do’s and don’ts for building wealth! We’ll talk about the habits of successful millionaires (and how you can become a millionaire too). Then, I have a great conversation with The Minimalists on how to tell if you might actually be a hoarder, and how that might be affecting your bank account.

In this episode:

· Habits of Successful Millionaires

· 5 Surprising Signs You’re a Hoarder and Losing Money (with The Minimalists)

Helpful Resources:

Baby Steps Millionaires

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Biggest Money Wasters and How to Avoid Them with Minimal Mom

Mon, 27 Jun 2022 07:00:00 -0000

Things are getting out of hand! Tune in to hear my thoughts on the new microchip payment option, how social media is lying to you (and taking your paycheck too), and 10 things you can declutter from your home today.

In this episode:

· The Creepiest New Payment Method

· The Top 10 Money Wasters in Our Houses with Minimal Mom

· The Biggest Housing Trap You Should Be Avoiding

Helpful Resources:

· The Minimal Mom on YouTube

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Habits That Will Keep You From Overspending with George Kamel

Mon, 20 Jun 2022 07:00:00 -0000

Let’s talk about a new money trend I’ve seen making the rounds on social media lately. Plus, my friend George Kamel and I will let you in on our biggest money regrets. And we’ll wrap up by talking about how to make a no-spend challenge more enjoyable!

In this episode:

· Are Money Trends Actually New

· We Reveal Our Top Money Regrets with George Kamel

· The Right Way to Do a No-Spend Challenge

Helpful Resources:

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Truth About Women and Money

Mon, 13 Jun 2022 07:00:00 -0000

What’s the real truth about how women handle money? We’ll talk about that. Plus, I’ll have an awesome conversation about finance and community with Jennie Allen.

In this episode:

· The Truth About Women and Money

· Game-Changing Advice to Boost Your Money Goals with Jennie Allen

Helpful Resources:

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

A Recession May Be Coming: Here’s Why You Shouldn’t Panic

Mon, 06 Jun 2022 07:00:00 -0000

Recession: It’s the big, scary word everyone’s been bringing up lately. Is this something we should freak out about? We’ll talk about that in this episode—plus we’ll answer all your car questions with Kelly Stumpe (aka The Car Mom)! And we’ll wrap up by revealing one big strategy people are using to save money right now.

In this episode:

A Recession May Be Coming: Here’s Why You Shouldn’t Panic
All Your Car Questions Answered with Kelly Stumpe
Should You Go This Far to Make More Money?

Helpful Resources:

Follow Kelly Stumpe

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How the Global Economy Is Affecting Your Bank Account

Mon, 30 May 2022 07:00:00 -0000

You guys, this stuff can be really heavy and confusing—but we’re going to unpack it in a simple way so you can use this info to help you save money. We’ll talk about how you can protect your bank account even when the global economy and inflation are making things feel unstable (plus, we’ll go over some tips for saving on groceries)! And we’ll wrap up by talking about how to beat the cycle of living paycheck to paycheck, no matter how much money you make.

In this episode:

Why the Global Economy Means More to You Than You Think
How to Beat Inflation at the Grocery Store with Frugal Fit Mom
Why Wealthy People Are Actually Living Paycheck to Paycheck

Helpful Resources:

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

2 Ways You’re Missing Out on Making More Money with Ken Coleman

Mon, 23 May 2022 07:00:00 -0000

Let’s get some more money in your bank account! First, we’ll talk about some huge myths that could be holding you back from winning with money. Then, my friend and fellow Ramsey Personality Ken Coleman joins me to walk you through some best practices for increasing your salary. This conversation is so good, you guys.

In this episode:

4 Major Money Myths BUSTED
The Best Way to Increase Your Salary with Ken Coleman

Helpful Resources:

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Best and Worst Way to Shop with George Kamel

Mon, 16 May 2022 07:00:00 -0000

Prepare your hearts to be shocked when we go over nine unexpected things you can get with buy now, pay later services—you guys will not believe what you can make payments on these days. Zero out of 10, would not recommend! Then, my friend George Kamel joins me to talk about some products we definitely think are worth the money.

In this episode:

9 Crazy Things People Use Afterpay For
12 Products We Can’t Live Without (with George Kamel)

Helpful Resources:

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Metaverse and College Degrees: Are They a Waste of Money?

Mon, 09 May 2022 07:30:00 -0000

We’re tackling some big topics on the show today—everything from the metaverse to student loan forgiveness (yep, we’re going there). What does it all mean, and how does it impact your money? Let’s find out!

In this episode:

Is the Metaverse a Waste of Money?
Is Student Loan Forgiveness a Myth?

Helpful Resources:

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

What’s Going On With the American Economy? with Jason Tartick

Mon, 02 May 2022 07:00:00 -0000

Okay, if you know me, you know I’m just a little obsessed with all things The Bachelor. And in this episode, I get to have a great conversation with Bachelor Nation’s Jason Tartick about everything from his experiences on the show to inflation and personal finance! I also cover whether or not the dollar is collapsing and walk you through some tips on protecting your bank account from constantly rising prices.

In this episode:

Is the American Dollar Collapsing?
I Talk Money With Bachelor Nation’s Jason Tartick
Bulletproof Your Finances From Inflation

Helpful Resources:

Own Your Past, Change Your Future

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The #1 Thing Keeping You From Building Wealth with Dr. John Delony

Mon, 25 Apr 2022 07:00:00 -0000

We all want to build wealth, right? But there are a few things that can either speed up or get in the way of that process—let’s talk about them. We’ll go over the reasons why debt is NOT a wealth-building tool, I’ll talk with my friend Dr. John Delony about something that’s super important to include in your budget, and we’ll compare the top budgeting apps so you can start taking control of your money as quickly as possible!

In this episode:

Why You Can’t Build Wealth With Debt
Why Every American Should Have THIS in Their Budget with Dr. John Delony
I Compared the Top Budgeting Apps (Here’s What I Found)

Helpful Resources:

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Top Money Mistakes People Are Making (and How to Avoid Them)

Mon, 18 Apr 2022 07:00:00 -0000

Let’s talk about how to protect yourself (and your bank account) from some common money pitfalls! We’ll go over some major mistakes people make when buying a house, and then I’ll sit down with Ramsey SmartVestor Pro Chase Keen to talk about the top investing do’s and don’ts. We’ll wrap up with nine money mistakes you can’t afford to make. Don’t miss it!

In this episode:

Top Mistakes People Make When Buying a Home
The Thing Every Wealthy Person Has
9 Money Mistakes People Make (and How to Avoid Them)

Helpful Resources:

Ramsey Home Buyers Guide

Ramsey SmartVestor

Audience Survey

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Reprogram Your Brain to Save Money with Dr. Caroline Leaf

Mon, 11 Apr 2022 07:00:00 -0000

Let’s talk about money mindset! First, we’ll go over some ways to make major progress when paying off debt, and then I get to talk with communication pathologist and clinical neuroscientist Dr. Caroline Leaf about the connection between money and our brains. Don’t miss this episode!

In this episode:

4 BIG Ways to Speed Up Debt Payoff
How Millionaires Think About Money with Dr. Caroline Leaf

Helpful Resources:

Ramsey+

Audience Survey

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Trends That Are Draining Your Bank Account (and What to Do About It)

Mon, 04 Apr 2022 07:00:00 -0000

There are some crazy things going on in the world right now—let’s talk about what that means for your money! We’ll walk through what to do about the super high prices we’re seeing, how to avoid lifestyle inflation, and whether or not sports betting is a good money move. Plus, I’ll react to an insane clip from the TV show Love Is Blind!

In this episode:

Inflation Is the Highest It’s Been in 40 Years (What to Do About It!)
Is Sports Betting Worth It? with George Kamel
Financial Expert Reacts to Love Is Blind Money Fight

Helpful Resources:

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

12 Trending Side Hustles to Bring in Extra Cash

Mon, 28 Mar 2022 07:00:00 -0000

Whether you’re trying to pay off debt, save for a big purchase, or just put some extra cash in your wallet, this episode is all about helping you do that. We’ll go over 10 side hustles that are super popular right now, talk with my friend Christina Muscari about the fun and simple process of flipping furniture, and highlight 15 things you might already have in your home that you could sell for a lot of money. Let’s do this!

In this episode:

10 Side Hustles Trending Right Now
How She Flips Furniture for Extra Cash (And You Can Too!)
15 Items in Your Home That Can Make You Money

Helpful Resources:

Pretty Distressed

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Best Ways to Save Money Eating Out and at Home

Mon, 21 Mar 2022 07:00:00 -0000

We all love food, but it’s no secret that food costs have been up lately, which can make that budget category pretty tight. That’s why I’ve got your back with some practical ways to save on eating out AND eating at home. We’ll compare Trader Joe’s to Whole Foods, go over some of the best bougie fast-food hacks, and show you how to save a ton on Easter baskets!

In this episode:

Trader Joe’s vs. Whole Foods: Which Is Actually Cheaper?
Top 4 Bougie Fast-Food Hacks (with George Kamel)
How I Save $136 on My Kids’ Easter Baskets

Helpful Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

What I’m Not Spending Money on Right Now

Mon, 14 Mar 2022 07:00:00 -0000

You guys know I love saving money, and I love helping you save money too. So, in this episode, we’re talking about some things I’m NOT spending money on right now. We’ll talk about 10 money wasters, some top secret savings tips for Walmart shoppers, and whether or not meal subscriptions are worth the cash. Get ready to save!

In this episode:

10 Things I’m Not Wasting Money on This Year
10 Secret Ways to Save at Walmart
Are Meal Subscriptions Worth It?

Helpful Resources:

Meal Planner & Grocery Savings Guide

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Actually Be Successful With Your Money with Mallory Ervin

Mon, 07 Mar 2022 08:00:00 -0000

My friend Mallory Ervin joins me in this episode for a great conversation about contentment, money and the true definition of success (yeah, it got deep). I’ll also answer some of your biggest money questions and show you how to save a ton of cash in just 14 days!

In this episode:

Top 7 Money Questions Answered
The Lies You Believe About Success and Money
Get $2,000 Back in Your Budget in 2 Weeks!

Helpful Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Ways to Put Money Back in Your Pocket

Mon, 28 Feb 2022 08:00:00 -0000

Today, we’ll be talking about how to get more of your money back in your pocket (because you deserve to hold on to your hard-earned income)! We’ll cover how to maximize your tax refund, pay off debt in unexpected ways, and crush your budget even when your income is inconsistent. You’ve got this!

In this episode:

How to Turn Your Tax Refund Into $1,000,000
11 Creative Ways to Pay Off Debt
How to Budget With an Inconsistent Income

Helpful Resources:

Ramsey SmartTax

5 DIY Cleaning Products to Save You Money

NEW Champagne Rachel Cruze Wallet

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Ultimate Guide to Saving Money on Groceries

Mon, 21 Feb 2022 08:00:00 -0000

Are you tired of how expensive groceries are? Me too. But there are plenty of practical ways to save! In this episode, we’ll talk through grocery savings hacks, the cheapest grocery stores, and whether or not it pays to buy in bulk.

In this episode:

Top 10 Cheapest Grocery Stores
The Grocery Savings Hack You Haven’t Tried
Buying in Bulk: Is It Worth It?

Helpful Resources:

Meal Planner & Grocery Savings Guide

How to Start a Lucrative Side Hustle

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Have More Fun With Your Money in 2022

Mon, 14 Feb 2022 08:00:00 -0000

Can you really make money on TikTok? George Kamel is here with the answer! Also in this episode: Double your savings in a year and squeeze the most Disney fun into every dollar of your vacation budget.

You’ll learn:

How to Double Your Savings Account This Year
How to Make Money on TikTok (with George Kamel)
The Cheapest Way to Go to Disney World

Helpful Resources:

Ramsey Trusted

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Put Hundreds of Dollars Back Into Your Budget

Mon, 07 Feb 2022 08:00:00 -0000

There’s no such thing as free money—or is there? In this episode, learn what you don’t need to buy for baby’s first year (and a few things you do), how to spend less at the gas pump, and which money-saving apps give you cash back for buying things you actually need.

Coming up:

How to Save Hundreds in Your Baby’s First Year
10 Money-Saving Apps You Need Today
9 Easy Ways to Save on Gas Right Now

Helpful Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Stop Being Stressed About Money in 2022

Mon, 31 Jan 2022 08:00:00 -0000

When you ditch debt, you ditch stress. (And who doesn’t want less stress?) This week, Dr. John Delony shares how the stress of debt impacts your mental health and marriage, I’ll show you how to simplify your budget, and then we’ll go over some Valentine’s Day deals you won’t want to miss.

Here’s the lineup:

7 Ways to Simplify Your Budget
Top 5 Ways Debt Affects Your Mental Health
The Best Valentine’s Day Deals at Target

Resources:

Money & Marriage Valentine’s Day Edition

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Grow Your Money Mindset with George Kamel

Mon, 24 Jan 2022 08:00:00 -0000

What’s the key to taking the situation you’re in and doing something great with it? Find out in my conversation with George Kamel. You’ll also hear why cash is still the best way to buy a car, plus everything you need to know about your taxes in 2022.

In this episode:

5 Steps to Buy a Used Car With Cash
The Crazy Secret to Having More Money
How to Stop the Government From Stealing Your Money

Resources:

Ramsey Car Guide

Ramsey SmartTax

Learn more about your ad choices. Visit megaphone.fm/adchoices

Practical Tips to Simplify Your Budget

Mon, 17 Jan 2022 08:00:00 -0000

Your money does what you tell it to do. With a little intentionality, you can make your money go a lot further—we’ll show you how!

Listen in to learn:

3 Places You Overspend (Without Even Knowing It)
15 Practical Budgeting Tips
7 Things That Are Keeping You Broke

Download my FREE Meal Planner and Grocery Savings Guide

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Fastest Right Way to Become a Millionaire with Dave Ramsey

Mon, 10 Jan 2022 08:00:00 -0000

Pandemic proof your budget with practical advice on how to save more money, pick up a side hustle and invest your income the right way.

In this episode, you’ll learn:

How to keep yourself from going broke
The fastest right way to become a millionaire
How to start a lucrative side hustle

Resources:

Baby Steps Millionaires by Dave Ramsey
EveryDollar

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Take Control of Your Money in 2022 with Dave Ramsey

Mon, 03 Jan 2022 08:30:00 -0000

This is the year to get out of debt, take control of your money, and create the life you love. Ready to get started?

In this episode, you’ll hear:

10 things to do differently with your money in 2022 with Dave Ramsey
How to save $1,000 in a month
How to get out of debt NOW

Helpful Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Save More Money in 2022 with Christy Wright

Mon, 27 Dec 2021 08:30:00 -0000

2022 is right around the corner, and it’s the perfect time to save more money!

In this episode:

How to Have More Time and Money in 2022
Top 10 Used Cars for 2022

Helpful Resources:

Christy Wright’s 2022 Goal Planner
Get a money plan for real life! Start your free trial of Ramsey+: https://bit.ly/3Cl1ETy

Kelly Blue Book: Best Used Family Cars Under $15,000

Learn more about your ad choices. Visit megaphone.fm/adchoices

What REALLY Matters During Christmas with Lisa and John Bevere

Mon, 20 Dec 2021 08:30:00 -0000

Lisa and John Bevere join Rachel to reflect on the things that will make your family Christmas meaningful—like being together, creating traditions, and giving generously.

MessengerInternational.org

Learn more about your ad choices. Visit megaphone.fm/adchoices

Did the Pandemic Kill the American Dream? (with Ken Coleman)

Mon, 13 Dec 2021 08:00:00 -0000

Don’t let big changes stand in the way of reaching your money goals. If you’re switching jobs, worried about student loans, or learning how to live debt-free, this episode is full of practical help and tools for you.

Here’s the lineup:

Did the Pandemic Kill the American Dream? (with Ken Coleman)
Student Loan Relief Is Ending (Here’s What to Do)
I’m Nervous to Spend Money. Should I Be?

Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Stop Overspending on the Holidays

Mon, 06 Dec 2021 08:00:00 -0000

Put high quality, personalized, and beautifully wrapped gifts under your tree without busting your holiday budget.

In this episode, you’ll find out:

How to Wrap a Beautiful Gift Without Breaking the Bank

Are You Wasting Money on These 11 Hot Products?

Are Home Repairs an “Emergency”?

Resources:

How to Build the Ultimate Cheese Board on a Budget

Try our favorite budgeting app, EveryDollar!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Keep Your Holiday Spirit Up and Expenses Down

Mon, 29 Nov 2021 08:00:00 -0000

This Christmas, spend more time and less money. Get tips on how to keep expenses down in December, and how to make Christmas about spending more of your time—not money—on your kids (they want you more than stuff anyway).

In this episode:

How to Keep Your Expenses Down This Winter
How to Avoid Spoiling Your Kids at Christmas
My Husband and I Disagree on the Mortgage (What Should We Do?)

Resources:

Term Life Insurance from Zander: https://www.ramseysolutions.com/insurance/term-life-insurance

The Rachel Cruze Meal Planner & Grocery Savings Guide: https://www.ramseysolutions.com/budgeting/meal-planner

Learn more about your ad choices. Visit megaphone.fm/adchoices

What to Do to End the Year Debt-Free

Mon, 22 Nov 2021 08:00:00 -0000

Regret-proof your Christmas season and learn the ins and outs of debt, get affordable gift ideas, and give your child the most important gift of all.

In this episode, Rachel shares:

Everything you need to know about debt
25 unique gifts under $25
The best $100 you can spend as a parent

Questions for Humans Conversation Cards

Know Yourself, Know Your Money by Rachel Cruze

The 14-Day Money Finder

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Stop Overspending on Food with Cassy Joy Garcia

Mon, 15 Nov 2021 08:00:00 -0000

Believe it or not, you can feed and entertain friends and family without breaking the bank—or your Christmas spirit.

In this episode, Rachel shares:

Are You Wasting Money on Your Pinterest Party?
2 Family Meals You Won’t Believe are This Cheap! with Cassy Joy Garcia
5 Holiday Side Dishes Under $5

Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

20 Shopping Secrets the Stores Won’t Tell You with George Kamel

Mon, 08 Nov 2021 08:00:00 -0000

Want in on a secret? How about 20 secrets on how to save more and spend less—while you shop! We’re going to pull back the curtain on a few common marketing tricks to avoid and show you some easy ways to be a savvy shopper at one of your favorite stores.

In this episode, you’ll learn:

Secret ways to save money at Kohl’s
Top ways companies go after your money (with George Kamel)
If there’s ever a good reason to keep a credit card

EveryDollar: bit.ly/3BTfvAg

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Big Ways to Save Money This Winter with Dr. Axe

Mon, 01 Nov 2021 07:00:00 -0000

You've come to the right place! We’ll talk about major ways to save on seasonal expenses— like holiday travel, staying healthy during cold and flu season, and even skin care—without upsetting your dermatologist.

In this episode, you’ll learn:

17 ways to save money on a road trip
How to boost your immune system on a budget (with Dr. Axe)
Why you’re spending too much on skin care

Christy Wright’s New Book, Take Back Your Time

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why You Were Made for More with Max Lucado

Mon, 25 Oct 2021 07:00:00 -0000

Do you wish you were wiser with money and your life as whole? In this episode, we’ll talk about wise spending and budgeting. Plus, “America’s Pastor” Max Lucado will teach us about the incredible biblical story of Esther. Whether you’ve heard it before or not, get ready to be equipped and empowered.

In this episode, you’ll learn:

Are you wasting money at these stores?
Do Christians really have influence? with Max Lucado
How to budget if you get paid weekly

EveryDollar: bit.ly/3BTfvAg

Get Started Assessment: bit.ly/2YulVI5

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Stay on Track Financially and Spiritually with Christine Caine

Mon, 18 Oct 2021 07:00:00 -0000

Have you ever wondered, How did I get here? You’re not alone—life has made us question a lot since 2020. That’s why I’m so excited for you to hear this episode. I’ll help you take control of your money, and my friend Christine Caine will help you get your faith back on track.

Tune in to find out:

Is your budget ready for Christmas?
What to do when you doubt God with Christine Caine
How to save money on gifts (for every occasion!)

RC Wallet: bit.ly/3iLIy1k

Ramsey+ bit.ly/3EoHI3V

Learn more about your ad choices. Visit megaphone.fm/adchoices

Spending, Saving and Investing: What You Need to Know

Mon, 11 Oct 2021 07:00:00 -0000

Does stressing over money ever keep you up at night? Let’s be real—taking control of your money is hard! Make your money journey a little easier with fun conversations about spending, saving and investing.

In this episode, you’ll hear:

Five spending habits you need to break TODAY
How to save $1,000 on your cell phone plan with George Kamel
What you should do with your retirement funds

Zander Insurance: https://www.zanderins.com/term-life-insurance/instant-quotes?utm_campaign=rachel-cruze-show&utm_source=podcast&utm_medium=partner&utm_content=&utm_term=

Ramsey+: https://bit.ly/3EoHI3V

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Intentionality Matters When It Comes to Your Money

Mon, 04 Oct 2021 07:00:00 -0000

Are you living a life you love? If your answer is “Not yet,” you might be missing intentionality. The solution is to do life on purpose. You’ll learn how to be intentional in every area as we simplify food, money and planning vacations!

Listen in for:

Meal planning in 10 easy steps
Debit card myths and truths
How to plan vacations both you and your budget will love

Find me on Instagram: bit.ly/3h7wwPi

Join my Official Rachel Cruze Community: bit.ly/38LbX6D

Try EveryDollar: bit.ly/3BTfvAg

Learn more about your ad choices. Visit megaphone.fm/adchoices

Add $1,000 to Your Savings Fast—Here’s How

Mon, 27 Sep 2021 07:00:00 -0000

Wish you could put money in savings? You're in the right place! Saving $1,000 may seem crazy hard, but you can do it—I'll show you how!

Listen in for:

25 ways to stack $1,000 super fast (How fast? Have-more-cash-in-the-bank-by-the-end-of-the-episode fast!)
Easy tricks to make more money selling your stuff
When and how you should invest in a rental house

Find me on Instagram bit.ly/3h7wwPi

Join my Official Rachel Cruze Community bit.ly/38LbX6D

Zander Insurance: bit.ly/3EHhwS2

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Save On the Top 3 Budget Busters with George Kamel

Mon, 20 Sep 2021 07:00:00 -0000

We all love the finer things in life—food, travel and cars—but sometimes they can take our budgets for a ride.

In this episode, you’ll hear:

14 ways to cut your grocery bill in half (seriously!)
How to save big on flights, hotels and more with help from Ramsey Personality and self-proclaimed travel hacker George Kamel
How much you should spend on a car, no matter what season of life you’re in

Find me on Instagram bit.ly/3h7wwPi

Join my Official Rachel Cruze Community bit.ly/38LbX6D

Connect:

Listen to The Fine Print bit.ly/3l8D6WC

Resources:

EveryDollar: bit.ly/3BTfvAg

Auto insurance you can trust: bit.ly/3BY8YnP

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Shop on a Small Budget with Alison Lumbatis

Mon, 13 Sep 2021 07:00:00 -0000

Some areas of life are stressful—but shopping shouldn’t be one of them.

In this episode, you’ll learn how to:

Save big at Target.
Up your fashion game on a budget (with Alison Lumbatis).
Enjoy your money guilt-free after a season of cutting back.

Find me on Instagram bit.ly/3h7wwPi

Join my Official Rachel Cruze Community bit.ly/38LbX6D

Connect:

Alison @_getyourprettyon bit.ly/3BOuf3b

Resources:

EveryDollar: bit.ly/3A45Be4

Here’s another episode with apps that will help you save big! bit.ly/3haWYHv

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are You Wasting Money on These Trends? With Nadiya Blair

Mon, 06 Sep 2021 07:00:00 -0000

Want to be inspired? Listen in to these incredible shopping, college savings, and affordable date night tips!

In this episode, you’ll learn:

Which new trends might be stealing your paycheck
How to pay for college and still have a life
How much you should spend on date night while you’re getting out of debt

Follow me on Instagram @RachelCruze and join the Official Rachel Cruze Community on Facebook: bit.ly/2USEfIW

Resources:

Zander Insurance: https://www.zanderins.com/term-life-insurance/instant-quotes?utm_campaign=rachel-cruze-show&utm_source=podcast&utm_medium=partner&utm_content=&utm_term=

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Ultimate Guide to Mortgages

Mon, 30 Aug 2021 07:00:00 -0000

Dreaming of a new house is fun. But home loans? Those can be scary.

This episode will help you make sure home ownership is a blessing. You’ll learn:

Everything you need to know about mortgages
If refinancing is right for you
And when you should start teaching your kids about money

Follow me on Instagram @RachelCruze and join the Official Rachel Cruze Community on Facebook: bit.ly/3mhDHaL

Resources:

Ramsey+: bit.ly/3A45Be4

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Cut Your Food Budget in Half with Abby Turner

Mon, 23 Aug 2021 07:00:00 -0000

Want to save even more on food? Save and entertain with these cost-cutting tips!

Five simple recipes you can make for $15 or less
How to entertain friends for less with help from cook and author Abby Turner
How much you should spend on groceries—plus tips to save big on the grocery budget

Follow me on Instagram @RachelCruze and join the Official Rachel Cruze Community on Facebook.

Connect:

Visit Abby Turner’s website: https://atabletopaffair.com/

Resources:
Start a free trial of Ramsey+! https://bit.ly/3A45Be4

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Ultimate Guide to Securing Your Future with Ken Coleman

Mon, 16 Aug 2021 06:00:00 -0000

Is your job stressing you out? Then you need America’s Career Coach, Ken Coleman!

In this episode:

Ken and I talked about working moms and the pandemic, childcare problems, and why people are quitting their jobs.
I took a deep dive into the best savings accounts.
And, I answer a question about the right time to use the Emergency Fund.

Follow me on Instagram @RachelCruze and join the Official Rachel Cruze Community on Facebook.

Connect:

@Ken Coleman on Facebook.

Resources:

Get Ken’s new book: From Paycheck to Purpose

Ramsey+

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Everything Really More Expensive in 2021?

Mon, 09 Aug 2021 05:30:00 -0000

In this episode of The Rachel Cruze Show, you’ll learn:

Why might feel broke right now
Which is better: renting or buying? (with Courtney Dyksterhouse and George Kamel)
How much you should spend on kids’ sports and hobbies

Connect with Ramsey Personality Courtney Dyksterhouse on Instagram @courtneydyksterhouse

Connect with Ramsey Personality and host of The Fine Print podcast, George Kamel, on Instagram @georgekamel

Resources:

Zander Life Insurance

Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyday Savings Hacks Your Budget Will Love

Mon, 02 Aug 2021 05:30:00 -0000

We all want to save time and money, so let’s dive in to how to do just that with our hair, money-saving apps and more. In this episode of The Rachel Cruze Show, you’ll learn:

Insider secrets for saving money on hair care
Which apps will save you money (with George Kamel)
How to decide if you should sell your house

Stay connected with Ramsey Personality and host of The Fine Print podcast, George Kamel, on Instagram

Resources:

EveryDollar
Ramsey+

Learn more about your ad choices. Visit megaphone.fm/adchoices

How This Investment Could Change Your Family Tree with Christy Wright

Mon, 19 Jul 2021 05:30:00 -0000

Life balance is not about doing more. It’s about doing what matters. In this episode of The Rachel Cruze Show, you’ll learn:

How anyone can make their kid a millionaire (yes, really!)
Five practical steps for finding balance in this crazy life (with Christy Wright)
The right time to sell your car

Resources:
Investment Calculator

Learn more about your ad choices. Visit megaphone.fm/adchoices

A Conversation About Money and Minimalism (with The Minimalists)

Mon, 05 Jul 2021 05:30:00 -0000

Embracing minimalism can dramatically transform your money habits and your whole life. In this episode of The Rachel Cruze Show, you’ll learn:

The money conversation you need to have TODAY
How minimalism can help you get out of debt faster (with The Minimalists)
Where investment properties fall in the Ramsey Baby Steps

Resources:
Zander Life Insurance
The Minimalists

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Best Way to Invest in Your Future with Dr. Axe

Mon, 21 Jun 2021 05:30:00 -0000

Our health impacts our money, and our money impacts our health. In this episode of The Rachel Cruze Show, you’ll learn:

The secret to living healthy on a budget with Dr. Axe
Six types of insurance you need and two you don’t
When you should prioritize paying for your kids’ college

Resources:
Zander Life Insurance
Dr. Axe Website

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money and Relationship Advice You Can’t Afford to Ignore

Mon, 07 Jun 2021 05:30:00 -0000

Money is never just about dollars and cents. It reflects what you value in life! In this episode of The Rachel Cruze Show, you’ll learn:

My top three pieces of money advice for the stage of life you’re in
Finding forgiveness after trauma with Lysa TerKeurst
How to make do when money is tight

Resources:
Zander life insurance

Know Yourself Money Assessment

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Protect Your Marriage From Money Problems

Mon, 24 May 2021 05:30:00 -0000

In this episode of The Rachel Cruze Show, you’ll learn:

The key to winning every argument with your spouse
How money problems affect your mental health with Ramsey Personality John Delony
If there is ever a good time to stop paying extra on your mortgage

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Build the Life You Want

Mon, 10 May 2021 05:30:00 -0000

The whole point of taking control of your money is to create a life you love, and that’s the focus of this episode. You’ll learn:

How to transform your finances with some 30-minute money habits
Five key practices to create a life you love with guest Emily Ley
Whether or not you should tithe when you’re in debt

Resources:
Zander Insurance

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Get Serious About Your Debt Payoff TODAY

Mon, 26 Apr 2021 05:30:00 -0000

In this episode of The Rachel Cruze Show, you’ll learn:

Four ways people are stealing your money and you don’t even know it
How to shift your mindset about debt
How to live a debt-free lifestyle

Resources:
Zander Insurance

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Make More Money and Lower Anxiety in 2021

Mon, 12 Apr 2021 05:30:00 -0000

The last year has been mentally and financially stressful for so many Americans, which is why I've been so excited to release this episode. I want to help you reclaim your finances and your life right now. In this episode, you'll learn:

The most lucrative side gigs of 2021 that will help you increase your income on your own terms
How to save money on an irregular income
Practical tips for dealing with anxiety for kids and adults

Resources:
Minno
Start Your Free Trial of Ramsey+

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Use the Enneagram to Save Money

Mon, 29 Mar 2021 05:30:00 -0000

Some of us are spenders and some of us are savers, and we all have room to grow! So, in this episode of The Rachel Cruze Show, we’re talking about how to save money using the Enneagram, how to cut your expenses, and more. You’ll learn:

How to save more money based on your Enneagram type
Eight ways to cut your expenses in half
How your childhood affects the way you approach money today

Resources:

Start your free trial of Ramsey+

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Use the Power of Habit to Become a Millionaire

Mon, 15 Mar 2021 05:30:00 -0000

You don’t know what you don’t know, but that means you have to learn. Especially if you want to become a millionaire! So, in this episode of The Rachel Cruze Show, you’ll learn:

5 simple things millionaires do for their money
Money habits that are costing you a fortune with bestselling author Charles Duhigg
How to find your “why” in regards to your money

Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money and Life Lessons with Matthew McConaughey

Mon, 01 Mar 2021 06:30:00 -0000

Matthew McConaughey has lived a life most of us can only imagine, so I was thrilled to talk to him about all of it: money, fame, parenting, minimalism, staying true to your values and so much more. In this episode of The Rachel Cruze Show, you’ll learn:

5 money mistakes that can ruin your relationships
Life lessons from Academy Award-winner and author Matthew McConaughey
How to get your spouse on-board with paying off debt

Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Born Bankrupt: What We Learned From Our Parents’ Money Struggles

Mon, 15 Feb 2021 06:30:00 -0000

My sister, Denise, and brother, Daniel, are on the show! We grew up as Ramsey kids, but our journey with money might be a little different than you expect. So, in this episode of The Rachel Cruze Show, you’ll learn:

What we learned about money firsthand from Dave and Sharon Ramsey
The difference between a credit card and a debit card
How to deal with debt in marriage

Resources:

Zander Identity Theft

Learn more about your ad choices. Visit megaphone.fm/adchoices

The #1 Way to Have More Fun In Your Life

Mon, 01 Feb 2021 06:30:00 -0000

In this episode of The Rachel Cruze Show, you’ll learn:

How to have more fun with Annie F. Downs
How to use sinking funds to reach your goals
A refresher on the debt snowball and why it works

Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Take Control of Your Money in 2021

Mon, 18 Jan 2021 06:30:00 -0000

In this episode of The Rachel Cruze Show, you’ll learn:

The first step to changing your financial future
20 easy ways to save $1,000
10 things to do differently with your money in 2021 with my dad, Dave Ramsey
How to save for your first car

Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Actually Make Progress With Your Money This Year

Mon, 04 Jan 2021 06:30:00 -0000

In this episode of The Rachel Cruze Show, you’ll learn:

Seven ways to fix your money problems
The key to changing your money behaviors for good with Dr. Henry Cloud
How to handle your money in the midst of grief

Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why 2020 Made Us Better

Mon, 21 Dec 2020 06:30:00 -0000

In this episode of The Rachel Cruze Show, you’ll learn:

Three things that were actually good about 2020
What it means to balance faith and success with my guest, singer-songwriter Matthew West
How to plan for a baby during Baby Step 2

Resources:

Know Yourself, Know Your Money
Tuft and Needle

Learn more about your ad choices. Visit megaphone.fm/adchoices

Knowing This About Yourself Will Make You Better With Money

Mon, 07 Dec 2020 06:30:00 -0000

In this episode of The Rachel Cruze Show, you’ll learn:

Which of the 7 Money Tendencies are impacting the way you spend or save
How to teach your kids about money in a healthy way with Ken Coleman
The right time to refinance your house

Resources:
Minno
Tuft & Needle

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Ways to Fight Money Fears

Mon, 23 Nov 2020 06:30:00 -0000

In this episode of The Rachel Cruze Show, you’ll learn:

How to have grace when you or others mess up with money
Practical ways to deal with your top money fears with Dr. John Delony
My thoughts on paying for graduate school

Resources:
Minno
Tuft and Needle

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Secret to Mastering Your Money with Chris Hogan

Mon, 09 Nov 2020 06:30:00 -0000

In this episode of The Rachel Cruze Show, you’ll learn:

Which of the Four Money Classrooms you grew up in
The Seven Money Tendencies that are affecting your bank account
Financial expert Chris Hogan’s surprising money habits
How to communicate about money in your relationships

Resources:

Rachel Cruze Wallet
Just Between Friends
Tuft and Needle

Take my new money quiz

Learn more about your ad choices. Visit megaphone.fm/adchoices

Meet the Makers Behind My New Wallet

Mon, 26 Oct 2020 05:30:00 -0000

In this episode of The Rachel Cruze Show, you’ll learn:

How to use journaling to accomplish your goals
The purpose behind my new Rachel Cruze Wallet
How Mel Murray started JOYN and is changing the lives of vulnerable people in India

Resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Find Happiness Right Where You Are (With Jamie Ivey)

Mon, 12 Oct 2020 05:30:00 -0000

Jamie Ivey is the dynamic host of The Happy Hour podcast, and I’m so thrilled to have her on mine! In this episode, we talk about:

How to be faithful and fulfilled in whatever season you’re in
The lies comparison feeds us as women
What to do with your money during major life-change

Stay connected with Jamie on Instagram: @jamieivey.

Sponsors:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Cope With Anxiety (With Rebekah Lyons)

Mon, 28 Sep 2020 05:30:00 -0000

Rebekah Lyons is an incredible author and speaker who helps people overcome anxiety. In this interview, we talk about:

The physical symptoms of stress
What my first panic attack was like
The four steps to beat anxiety

You guys, clarity changes everything—so if you’re dealing with worry, stress or anxiety, I hope you find the rest you need in this video.

Stay connected with Rebekah Lyons

Just Between Friends
Tuft and Needle

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Save More and Spend Less—The Psychology of Money

Mon, 14 Sep 2020 05:30:00 -0000

Control starts with clarity. That's why you need to understand the psychology of money if you really want to save more and spend less. In this episode, I’m talking to psychologist and author Marcus Buckingham about how psychology, fear and our own brains impact our money decisions.

Resources:

Tuft & Needle: https://bit.ly/3cwWAy1

Connect with Marcus Buckingham

Get my new book, Know Yourself, Know Your Money

— Zander Insurance

— Tuft & Needle

Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s Talk About Racism . . .

Mon, 31 Aug 2020 05:30:00 -0000

Ramsey Personality Anthony ONeal is a good friend of mine, and in this episode, we talk about racial tension in our country, white privilege and how white people can show our black friends we care.

Follow Anthony on Instagram: @anthonyoneal

Get 25% off Bethany’s Be Present course

Learn more about your ad choices. Visit megaphone.fm/adchoices

Going Through a Tough Season? Here’s How to Make It Through!

Mon, 17 Aug 2020 05:30:00 -0000

In this episode of The Rachel Cruze Show, you’ll learn:

Four tips you need to get through a tough season from pro surfer Bethany Hamilton
What to do with your money when you’re going through divorce
How the pandemic is impacting spending habits in America, and how to make this your best financial year ever anyway

Resources:

Get a peek at my new book for free

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Do You Handle Money the Way You Do?

Mon, 03 Aug 2020 05:00:00 -0000

Ever wonder why you make the same decisions over and over when it comes to money? If you want to better understand why you handle money the way you do, listen to this episode.

You’ll learn:

The eight core emotions and how they impact your money from counseling expert Dr. Chip Dodd
An exciting announcement about one of my biggest aha! moments around money
When and how to let go of the gazelle-intense mindset

Resources:

Dr. Chip Dodd

Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop Fighting About Money and Start Doing This . . .

Mon, 20 Jul 2020 05:30:00 -0000

Unfortunately, money is the number one issue married couples fight about.1 But if you truly want to create a life you love, you can’t sweep the money topic under the rug. So, in the latest episode of The Rachel Cruze Show, you’ll learn:

How to use conflict to improve your marriage
The one marriage issue I won’t budge on
A step-by-step plan on how to stop fighting about money
How to make long-term money goals with your spouse

- Zander Insurance

- Mama Bear Legal Forms

- Tuft & Needle

Mama Bear Legal Forms

Ramsey Preferred Coaches

Learn more about your ad choices. Visit megaphone.fm/adchoices

Have Your Dream Wedding for $8,000 (Or Less!)

Mon, 06 Jul 2020 05:30:00 -0000

Your wedding day is one of the most expensive days of your life—but if you know me, you know I’m going to help you do it for less. Like, way less. In the latest episode of The Rachel Cruze Show, you’ll learn:

How to save 300% on your wedding reception
My step-by-step guide to creating a wedding budget that actually works
Four wedding lies everyone believes and how to keep them from ruining your marriage

— Zander Insurance

Helpful Links:

Get my Wedding Gift Bundle here

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Pandemic Was Your Wake-Up Call. Now Do This . . .

Mon, 22 Jun 2020 05:30:00 -0000

If the country has woken up to anything during the pandemic, it’s the importance of having an emergency fund. So, if you’re feeling the stress of a lack of savings, you’re not alone. The good news is, I’m here to help you get in a stronger financial position. And my dad, financial guru Dave Ramsey, is here to help too!

In this episode of The Rachel Cruze Show, you’ll learn:

What to do if you have a financial crisis on your hands
How to rebuild your emergency fund from my dad, Dave Ramsey
How one couple saved $13,000 in just nine months

— Zander Insurance

— Mama Bear Legal

Helpful Links:

Start your free trial of a Financial Peace Membership here

Mama Bear Legal

Join my official Facebook community

Get more of Dave Ramsey's money advice: daveramsey.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Ways to Live a Financially Healthy Life

Mon, 08 Jun 2020 05:30:00 -0000

Are you living the life you wish you were? Or do you feel like your finances are holding you back from creating a life you love? There’s only one person who can turn things around for you: you!

It's time to put on your grown-up pants, make healthy changes, and take control of your money. In this episode of The Rachel Cruze Show, you’ll learn:

Five ways to improve your financial health right now
How to improve your emotional health with help from Ramsey Personality, Dr. John Delony
How the pandemic has impacted other people working the Ramsey Baby Steps

— Zander Insurance

Stay connected with John Delony

Start your free trial of a Financial Peace Membership here

Join my official Facebook community

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Overcome Fear in Your Money and Your Marriage

Mon, 25 May 2020 05:30:00 -0000

You guys! It’s the first-ever live episode of The Rachel Cruze Show!

In this very special episode, you’ll learn:

How to overcome fear in your relationships with help from my guest, Patsy Clairmont
Why I’m terrified of dolphins (yes, really)
How one couple became debt-free while planning their wedding and even losing a job

— Zander Insurance

Stay connected with Patsy at https://patsyclairmont.com/

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Raise Good Kids Without Breaking the Bank

Mon, 11 May 2020 05:30:00 -0000

Kids aren’t cheap, but they don’t have to make you broke either. So, let’s talk about how to save some serious money on your kids!

In this episode of The Rachel Cruze Show, we’ll talk about:

Four things new moms feel pressured to buy but don’t actually need
Stories from real students who went to college debt-free
Why you don’t have to be busy to be the best mom

— Zander Insurance

Resources (everything mentioned in this episode):

Follow Linsey Davis on Instagram: @linseytdavis

Learn more about your ad choices. Visit megaphone.fm/adchoices

Quarantine Life: What to Do About Kids, Celebrations and “Free” Money

Mon, 04 May 2020 05:30:00 -0000

Coronavirus has us all doing things a little differently. For me, one of those things has been podcasting from my house! So, here’s a BONUS episode of The Rachel Cruze Show—quarantine edition.

In this episode, you’ll learn:

How to still have fun celebrating big events during a quarantine
Six free ways to entertain your kids at home right now
The smartest thing to do with your stimulus check

Join my Facebook Community: https://www.facebook.com/groups/rachelcruze/

Get more free activities for kids: https://www.daveramsey.com/blog/things-to-do-with-kids

Get the Financial Peace University Free Trial: https://www.financialpeace.com/

Learn more about your ad choices. Visit megaphone.fm/adchoices

What the American Dream Is Costing You

Mon, 27 Apr 2020 05:30:00 -0000

Given the current state of our country, you might think the American dream is gone forever. I know so many people are just trying to get by and can't even focus on getting ahead. Even though I filmed this episode weeks before coronavirus hit, I think this message is more important now than ever.

In this episode of The Rachel Cruze Show, we’ll talk about:

How the American dream has changed over the years
The hardest step to getting out of debt and how to overcome it
Max Lucado’s simple secrets to a happy life

— Zander Insurance

Resources (everything mentioned in this episode):

Start reading my Contentment Journal for free

https://maxlucado.com/

Learn more about your ad choices. Visit megaphone.fm/adchoices

What to Do When Your Budget's Not Working

Mon, 13 Apr 2020 05:30:00 -0000

When you look at your budget, does it spark joy?

If you aren’t already living on a budget, the most important thing you can do for you and your family right now is to make one. Or if it’s been a while since you looked at your numbers, now is the time to adjust.

In this episode of The Rachel Cruze Show, you’ll learn:

Three ways to refresh your budget
How Alex and Todd paid off $16K of debt in just nine months
How to organize the messiest rooms in your house

— Zander Insurance

Resources (everything mentioned in this episode):

Learn about the 7 Baby Steps here

14-Day Money Finder

Total Money Makeover

Give Other People Hope

Womansday.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

What To Do With Your Money During the Coronavirus | A Message of Hope

Mon, 30 Mar 2020 23:00:00 -0000

It’s crazy out there, and you’re probably wondering what to do about your money right now. So I'm here to give you five super practical, super clear things you can do with your money during this pandemic.

Don’t panic.
Get On a Budget.
Focus On Your Four Walls.
Cut out all unnecessary expenses.
If you’ve lost income, stockpile cash.

You CAN do this. Because guess what: Hope is greater than fear. And I’m all about hope.

Now’s the perfect time to get the plan and tools you need for your money. These deals will help you create a budget, keep your family on track, find new and meaningful work, and give generously. No matter where you are, hope is here: https://www.daveramsey.com/store/hope

If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

A Message of Hope Series: Dave Ramsey, Rachel Cruze, Ken Coleman

Fri, 27 Mar 2020 02:45:58 -0000

It’s scary out there, but hope is greater than fear. In times of crisis, facts are your friends. So get the facts and other common sense guidance on life and money from thought leaders Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal and John Delony.

daveramsey.com/hope

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money-Saving Tips for Busy Moms

Mon, 16 Mar 2020 05:30:00 -0000

Being a mom is the best job I have, but let’s be real—sometimes, it’s really hard. So, this episode of The Rachel Cruze Show is all about making your life a little easier.

Today, you’ll learn:

7 ways to save money on your morning routine
Things no one tells you about being a mom
How to give yourself grace as you navigate this crazy thing called “life balance”

Resources:

The Contentment Journal

Learn more about your ad choices. Visit megaphone.fm/adchoices

4 Steps That Will Secure Your Financial Future

Mon, 02 Mar 2020 06:30:00 -0000

This is the final episode in my series covering the Ramsey Baby Steps, and Dave Ramsey and Chris Hogan are back to help me out and make me laugh. Baby Steps 4–7 are the whole reason you make so many sacrifices in the first three steps. On this part of your money journey, you’re truly securing your financial future.

In this episode of The Rachel Cruze Show, you’ll learn:

The best way to fund your retirement
3 ways your kids can graduate college debt-free
Why keeping your mortgage is a
How to have the most fun you’ll ever have with money

— Zander Insurance

Resources (everything mentioned in this episode):

Financial Peace University
Find an Investing Pro You Can Trust

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Bulletproof Your Emergency Fund

Mon, 17 Feb 2020 06:30:00 -0000

This is the third episode in my series covering the Ramsey Baby Steps, and I’m going to be real with you: Baby Step 3 is hard. As you save up three to six months of expenses for your emergency fund, there aren’t any quick wins or milestones. But it’s your last big sprint before you finally get to build wealth and give like no one else, so I’m here to keep you motivated!

In this episode of The Rachel Cruze Show, you’ll learn:

3 keys to having a bulletproof emergency fund
How to find cold hard cash in your freezer
A money tendency I used to be really immature about

— Zander Insurance

Resources (everything mentioned in this episode):

Zander Insurance
Financial Peace University

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Fastest Way to Pay Off All Your Debt

Mon, 03 Feb 2020 06:30:00 -0000

This is the second episode in a series covering the Ramsey Baby Steps, and my guest is the man who started it all—my dad, Dave Ramsey! He’s here to get you pumped up for Baby Step 2: Pay off your debt.

In this episode of The Rachel Cruze Show, you’ll learn:

The absolute best method for getting out of debt
Whether or not it’s really harder to get out of debt now more than ever
How one couple paid off $85,000 using the Ramsey Baby Steps

The Plan to Get Out of Debt and Build Wealth

The Free Budgeting App

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Save $1,000 Fast

Mon, 20 Jan 2020 06:30:00 -0000

We’re kicking off the new year with a special series covering the Ramsey Baby Steps. So let’s start at the beginning! Baby Step 1 will be your first step toward never worrying about money again: Save a $1,000 emergency fund.

In this episode of The Rachel Cruze Show, you’ll learn:

How to cover unexpected expenses when they pop up
26 super specific ways to save $1,000
How guacamole changed my mind about money

My Favorite Budgeting App

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Make a Budget That Actually Works for You

Mon, 06 Jan 2020 06:30:00 -0000

A lot of people see a budget as something that limits your freedom—I know, because I used to be one of them. But once budgeting becomes part of your everyday life, it actually gives you permission to spend! A budget doesn’t limit your freedom—it gives you freedom.

In this episode of The Rachel Cruze Show, you’ll learn:

Three steps to make budgeting easier for you than it’s ever been
How to get your spouse on board with budgeting with you
How one couple learned to budget their inconsistent income, and how you can too

My Favorite Budgeting App

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Best (and Worst 😂 ) Show Moments of 2019

Mon, 23 Dec 2019 06:30:00 -0000

As 2019 comes to an end, I want to share some of my favorite moments from the show with you—and some of the funniest ones you haven’t even seen yet!

In this episode of The Rachel Cruze Show, you’ll learn:

What REALLY goes on behind the scenes of The Rachel Cruze Show in my year-end blooper reel
The biggest savings hacks you probably don’t know about
All the secrets of The Bachelor and The Bachelorette from former Bachelorette Kaitlyn Bristowe
How one couple managed to have the most fun ever with their family while they were getting out of debt

Learn more about your ad choices. Visit megaphone.fm/adchoices

My Favorite Things of 2019

Mon, 09 Dec 2019 06:30:00 -0000

It’s that time of year when I like to look back on all the things—both big and small—that make me happy and grateful. And I’m so excited to tell you about them!

In this episode of The Rachel Cruze Show, you’ll learn:

10 things that made my life so much better in 2019
How paying with cash and budgeting saved one couple hundreds of dollars a month
Favorite things from my Facebook Community that will save you money

Churchill Mortgage

Woman’s Day

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Mistakes That Can Ruin Your Relationships

Mon, 25 Nov 2019 06:30:00 -0000

Money touches every area of our lives, and even if we don’t realize it, it affects our relationships too. That’s why I want to spend some time helping you navigate the way money can play out in your friendships, family and marriage.

In this episode of The Rachel Cruze Show, you’ll learn:

Three times the show Friends taught us about how not to handle money within relationships.
Expert advice from Dr. Henry Cloud on how to protect your time and money during the holiday season when your family feels entitled to all of it. (Hey people-pleasers, this segment is especially for you!)
The best gift my family gives me every year.
How money fights actually made one couple closer than ever before.

Money & Marriage event tickets

Henry Cloud’s website

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't Let Christmas Sleigh Your Budget

Mon, 11 Nov 2019 06:30:00 -0000

It’s November—which means Thanksgiving and Christmas are right around the corner! Does that make you excited . . . or just overwhelmed?

If you feel like the holidays are another reminder that you don’t have the time or money to make your holiday table perfect, make your Christmas tree Instagram-worthy, or even shop for presents, I created this episode just for you.

In this episode of The Rachel Cruze Show, you’ll learn:

Incredible insights from Emily Ley on how to make the most of your holidays with less. You guys, this interview is a must-watch for everyone.
Why the Cruzes are saying no to buying toys this Christmas.
How much most people spend on the holidays and how to keep boundaries around your Christmas budget.

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programing. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing:

RESOURCES:

All Cash Christmas Printable

The Contentment Journal

Emily Ley’s website

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Afford Your Adoption

Mon, 28 Oct 2019 05:30:00 -0000

Have you ever dreamed about the possibility of adopting, but then thought, Well, I couldn’t afford that?

I think adoption is awesome, but I know it can be super expensive. It’s a deeply personal conviction, and money shouldn’t be the obstacle that’s holding you back.

If adoption is something you’re considering, I want to help you do it debt-free. In this episode of The Rachel Cruze Show, you’ll learn:

Author and speaker Lisa Harper’s emotional journey walking through the international adoption process as a single woman
Extremely practical steps and creative ways (that really surprised me!) to raise money for your adoption from author Julie Gumm
My personal dream and goals surrounding adoption

Even if you think adoption isn’t for you, you probably know someone who could use the valuable information in this episode! My guests this week really opened my eyes to new ways to make adopting a child a possibility for anyone, so go ahead and forward this to your friends!

Resources (everything mentioned in this episode):

My Favorite Budgeting App

Lisa Harper’s Website

Julie Gumm’s Website

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are These 4 Insecurities Destroying Your Budget?

Mon, 14 Oct 2019 05:30:00 -0000

So, in this episode of The Rachel Cruze Show, you’ll learn:

The insecurity that 90% of women feel ashamed of and which industry is profiting the most from it
How to keep insecurities from ruining your marriage
How one woman’s spending habits led her into $40K in debt—and what gave her a wake-up call

Resources (everything mentioned in this episode):

The New York Times article on honeymoons

Les Parrott’s website

Learn more about your ad choices. Visit megaphone.fm/adchoices

Student Loan Crisis! Is There Hope?

Mon, 30 Sep 2019 05:30:00 -0000

Student loan debt is costing Americans trillions of dollars and now surpasses every other type of consumer debt.1 People rarely talk about student loans anymore without attaching the word crisis to it. If you’re in the depths of your own student loan crisis, I want to show you how to get out of debt fast!

In the latest episode of The Rachel Cruze Show, you’ll learn:

Four simple ways to pay off your student loan debt faster
The reality about student loan forgiveness that politicians won’t tell you
How to go to college without going into debt

Plus, my friend and bestselling author Anthony ONeal will be here to answer questions about student loans and payments from people just like you.

— Zander Insurance

Resources (everything mentioned in this episode):

Debt-Free Degree

Adjusting your tax withholding video

How Long Does It Take to Pay Off Student Loans

BONUS LISTEN: Borrowed Future Podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Your Car Busting Your Budget?

Mon, 16 Sep 2019 05:30:00 -0000

Wondering why you can’t get ahead? Look in your driveway! Over the past decade, car debt has gone up 60%, and the average car payment is now $554!

I don’t want car loans to steal from your future! In the latest episode of The Rachel Cruze Show, you’ll learn:

Why financing a car is the worst financial decision you can make
How to pay off your current car and pay cash for your next one
How to save real money on car repairs—a mechanic shares his secrets

Resources (everything mentioned in this episode):

ELP

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are You Wasting Money on These Popular Trends?

Tue, 03 Sep 2019 05:30:00 -0000

We love keeping up with the latest clothes, shows and gadgets. But what is our obsession with trends really costing us?

In the latest episode of The Rachel Cruze Show, we’re taking on trends. You’ll learn:

Trends you’re probably wasting money on without even thinking about it
The biggest money-wasting trend (in my opinion) that gets me riled up over and over again
The real cost of being on reality TV, plus show secrets from former Bachelorette Kaitlyn Bristowe

Resources (everything mentioned in this episode):

Contentment Journal / LYLNT Bundle

Woman’s Day

TimeShare Exit

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Pay Off All Your Credit Card Debt FAST

Mon, 19 Aug 2019 05:30:00 -0000

What would your life look like if you didn’t have any credit card payments? If you had a pile of money saved up in the bank? If you owned your stuff instead of it owning you?

You guys—that life is possible!

So, in the latest episode of The Rachel Cruze Show, I’m going to show you how to live debt free. You’ll learn:

The number one proven method for getting out of debt
How one couple dug their way out of almost $40,000 in credit card debt
10 ways to stay super motivated while getting out of debt

RESOURCES

Contentment Journal

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Ugly Truth About Credit Cards

Mon, 05 Aug 2019 05:30:00 -0000

Millions of Americans are being duped by credit card companies every day. And, you guys, I’ve had it! So, in the latest episode of The Rachel Cruze Show, I’m going to expose credit cards for what they really are. You’ll learn:

Lies you’ve probably heard about credit cards
The truth no one is telling you about credit card points
How to buy a house without a credit score

Resources:

What Affects Your Credit Score Article

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Things Society Doesn’t Want You to Know About Money

Mon, 22 Jul 2019 05:30:00 -0000

In our culture today, you might hear people say things like:

“It’s impossible to graduate from college without taking out student loans.”

“You can’t buy a car or have nice things without debt.”

“The only way to become a millionaire is to be born into a rich family.”

But believe it or not, our culture doesn’t always tell the truth. Shocking, I know. So, in the latest episode of The Rachel Cruze Show, I’m going to set the record straight. You’ll learn:

Three truths society doesn’t tell you about money
How a school teacher paid off $40,000 of debt in just 14 months
The proven plan to become a millionaire, no matter your income

Resources (everything mentioned in this episode):

Become a Financial Peace University Coordinator!

The 7 Baby Steps

SmartVestor Pro

Investment Calculator

Everyday Millionaires

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don’t Let Your Parents’ Money Mistakes Stress You Out

Mon, 08 Jul 2019 05:30:00 -0000

Your parents’ money choices will affect you in one way or another, but talking to them about it can be hard. Maybe the very thought of having that conversation intimidates you, or maybe you’ve tried before and it didn’t go well. So in the latest episode of The Rachel Cruze Show, you’ll learn:

Four key questions to ask your parents right now about their finances
A step-by-step plan for getting your parents and your whole family on the same page when it comes to money
How to deepen your relationship with aging parents and create memorable moments with them that will stay with you forever

5-Minute Coverage Checkup

Will Prep Checklist

Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop Letting Food Eat Up Your Budget

Mon, 24 Jun 2019 05:30:00 -0000

Food is one of the biggest budget-busters out there, so this is a category where we can all cut back! If you can save just a couple hundred dollars a month in your food budget, you’ll be amazed at how much faster you can get out of debt and build up that emergency fund. So in this episode, you’ll learn:

How to adjust your food budget based on the season of life you’re in
How much the average family spends on groceries and where you land on the spectrum
Easy meal plans that feed a family for under $125 per week from my guest, Debt Kickin’ Mom
Mouth-watering summer recipes that will keep your food budget in check

Resources (everything mentioned in this episode):

Debt Kickin’ Mom’s Powerful Story

Chef Marlon’s Recipes

Learn more about your ad choices. Visit megaphone.fm/adchoices

Started from the Bottom Now They’re Here

Mon, 10 Jun 2019 05:30:00 -0000

Getting to a place of financial freedom is hard. That’s why it’s so important to remember what you’re working toward—and that success isn’t just for yourself. In this episode, you’ll hear some of the most inspiring and motivating stories we’ve ever had on the show. You’ll learn:

The decision my dad made that completely changed my life
The keys to overcoming adversity and staying motivated from podcast host Lewis Howes
The one thing successful people do to stay happy
How small-business owner Judy Zimmerman paid off $750,000 of debt and changed her family tree in more ways than one

Resources (everything mentioned in this episode):

Are you a Nerd or a Free Spirit?

Lewis Howes’s Podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Any Personality Type Can Win With Money

Mon, 27 May 2019 05:30:00 -0000

Do you ever wonder why you keep making the same mistakes with money? I want to shed some light on your personality type so you can make real progress! In this episode, you’ll learn:

Whether you’re a Spender or a Saver and whether you’re a Nerd or a Free Spirit—and how to avoid pitfalls for each type
All about my favorite personality typing system, the Enneagram, from Enneagram expert and author Ian Cron
How to gain self-awareness and use your personality type to win with money

Resources:

Ian Cron’s Typology Podcast

Ian Cron’s Enneagram Assessment

My Facebook Group

Learn more about your ad choices. Visit megaphone.fm/adchoices

Ways to Change Your Life and Money Right Now!

Mon, 13 May 2019 05:30:00 -0000

If you want to change your life, you need to prepare your heart for this: Change isn’t easy. But you know what else? It’s worth it. In this episode, you’ll learn:

Why most people struggle to make lasting change, and what you can do to be different.
How a family of six hit rock bottom before paying off $77,460 in 36 months—and what changes they made to make it happen.
Practical steps you can take to overcome fear and find a career you love.

Resources (everything mentioned in this episode):

The Proximity Principle - (Start reading for free)

Learn more about your ad choices. Visit megaphone.fm/adchoices

Real Talk With My Mom, Sharon Ramsey

Wed, 08 May 2019 05:30:00 -0000

My mom, Sharon, is the keeper of all the Ramsey family stories. She was there when she and my dad, Dave Ramsey, declared bankruptcy. She was the one who had to stretch their very tight, getting-out-of-debt grocery budget to feed and diaper us three kids. At times, she even felt guilty for staying at home with us instead of working outside the home to bring in money.

She also spills the tea about our family camping trips and the moment she knew I was just a bit different than my siblings! I can’t wait for you to hear her side of the story in this special Mother’s Day episode.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tips for Saving Money on Everyday Items

Mon, 29 Apr 2019 05:30:00 -0000

Is saving money on everyday items a struggle? You work too hard for the money you have for one trip to the store to eat it all up! So in this episode, I’m going to help you shop smarter. You’ll learn:

The shopping hack almost no one knows about
Budget-friendly meals with healthy ingredients (that taste amazing too!)
My money-saving tips to budgeting, spending and shopping for clothes

Resources (everything mentioned in this episode):

The Contentment Journal

Get Jenna's Recipes

Learn more about your ad choices. Visit megaphone.fm/adchoices

Christine Caine Drops Wisdom for Creating a Life You Love

Mon, 22 Apr 2019 05:30:00 -0000

Christine Caine is one of my favorite people ever, and she was gracious enough to let me in on all her wisdom and record it to share with you! Our conversation was so rich. In this episode, you’ll learn:

why you shouldn’t feel guilty for delegating and asking for help
how to stop the comparisons and see your life’s meaning, significance and worth
the incredible and radical ways Christine’s ministry is literally saving women around the world

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Go to Disney Without Debt

Mon, 15 Apr 2019 05:30:00 -0000

Disney World is one of my favorite places on earth, but it can cost a small fortune. Good news is, it doesn’t have to! In this episode, you’ll learn:

How to know if you, your family and your bank account are actually ready to go to Disney.
Twenty-one ways to save time and money at Disney—I’m talking thousands of dollars and hours of time saved!
The best-kept Disney dining secrets from our Disney food expert, Rachel Bshero.

Resources (everything mentioned in this episode):

The Contentment Journal

Churchill Mortgage

The Contentment Journal

Show Notes – Download the Disney Savings Goal Tracker

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Teach Your Kids About Money

Mon, 01 Apr 2019 05:30:00 -0000

If you don’t set the foundation for what your kids learn about money, they’ll pick it up somewhere else. So in this episode, you’ll find out:

How to teach your kids about money the way I learned from my dad, Dave Ramsey
The best ways to break down the walls between you and your teen to make a real connection (Guest: teen and millennial expert Anthony ONeal)
How a family of four paid off $303,000 in debt and got their kids involved in their debt-free journey

Resources:

Start reading The Contentment Journal for Free

Buy The Contentment Journal

Smart Parent event
Smart Money Smart Kids

The Graduate Survival Guide

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Live Rich No Matter How Much Money You Have

Mon, 18 Mar 2019 05:30:00 -0000

What does being rich really look like? It’s more attainable than you may think! Research shows there are three things wealthy people have in common, and in this episode I’ll reveal what they are so you can live rich, too.

You’ll learn how to:

Build wealth in America today
Practice a daily habit that’s my secret to a rich life
Enrich not just your bank account but your marriage as well (Guest: Dr. Les Parrott, co-creator of eHarmony)
Live and give like no one else
Find contentment and happiness in every season you’re in

Resources (everything mentioned in this episode):

Get a sneak peek of the new Contentment Journal!

Buy The Contentment Journal

Money & Marriage Event

Learn more about your ad choices. Visit megaphone.fm/adchoices

4 Keys to Having Great Relationships

Mon, 11 Mar 2019 05:30:00 -0000

Today’s episode is a conversation Dr. Henry Cloud and I had backstage at The Smart Conference, where he taught me the four keys to having healthy relationships. This is something I hear again and again that people want in their lives! Maybe for you that means to put up some boundaries so that others stop taking advantage of you. Maybe you need to let go of perfectionism. Whatever your situation looks like, this episode will give you the truth we all need.

Resources (everything mentioned in this episode):

Get a personal Boundaries mentor

Learn more about your ad choices. Visit megaphone.fm/adchoices

Travel Tips That Will Save You Money

Mon, 04 Mar 2019 06:30:00 -0000

The one thing that’s always true about traveling is that it costs money. Whether you love it (like I do!) or hate it, it seems like there’s always one reason or another to spend money going somewhere! Maybe you’re planning a honeymoon or a beach vacation. Maybe you’re getting out of debt and can’t spend much but have to travel to a family reunion or an out-of-town wedding. In this episode, we’re going to talk about how you can travel cheaper.

You’ll learn how to:

take a vacation without going into debt
travel like a pro using insider secrets from our expert guest, travel agent Rachel Lackey
spend less money on your next flight
get the absolute best deal on hotels and lodging
avoid the most common mistakes people make when planning a trip

Download Rachel's Vacation Budget Worksheet

Get Your Copy of Love Your Life, Not Theirs

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Love Your Home (And Afford It, Too)

Mon, 18 Feb 2019 06:30:00 -0000

Buying a house is the biggest financial investment most people will ever make, but your home is a big deal for other reasons too. It’s the place where you lay your head down to sleep at night, where you prepare your meals, and where you raise your kids. It’s where your life happens! So, I don’t want this to be something stressful in your life. I want it to be a place of joy.

In this episode, you’ll learn how to:

make the most of the space and furniture you have
decide when the time is right to buy a new home
avoid red flags during the home-buying process
pay off your mortgage early

If you’re buying or selling a home in the near future, connect with an ELP today.

And get the best mortgage or refi for you and your family with my friends at Churchill Mortgage.

Get tickets to see Rachel at her Money & Marriage event here!

Be prepared for your future with term life insurance from Zander here.

Download the Down Payment Goal Tracker

Learn more about your ad choices. Visit megaphone.fm/adchoices

My 4 Guiding Principles for Parenting

Mon, 11 Feb 2019 06:30:00 -0000

This episode is a little different! I actually recorded it sitting on the floor in my closet, sharing my thoughts on life balance and the struggles we face as parents. We’ll talk through why you don’t need to do everything, how to be the best version of yourself for your kids and how to give yourself grace when you mess up.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Give Yourself a Raise This Year

Mon, 04 Feb 2019 06:30:00 -0000

Do you wish you had more money? Wouldn’t that make it a little easier to reach your financial goals in 2019? You’ve come to the right place, because this episode is all about how to give yourself a raise this year!

In this episode, you’ll learn how to:

Avoid the most common tax mistake that’s probably costing you money right now
Have more money today without even getting a raise
Find contentment in all areas of life using one simple method from my guest, Annie F. Downs

Resources (everything mentioned in this episode):

Financial Peace University
EveryDollar
Connect with an ELP Tax Pro
Take the Tax Quiz
Annie F. Downs’s “That Sounds Fun” podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

Lies People Believe About Getting Out of Debt

Mon, 21 Jan 2019 07:00:00 -0000

I’m going to let you in on a secret: You can actually enjoy your life while you’re getting out of debt!

Getting out of debt may be uncomfortable. It’s pretty countercultural. And it definitely requires discipline. But believe it or not, millions of people have gotten out of debt and didn’t hate their lives in the process. This episode is all about super practical ways to love your life while getting out of debt!

Here are some of the lies you might hear about getting out of debt:

“You can’t find a nice, affordable used car.”

“You can’t eat healthy on a budget.”

“It’s too hard to have fun when you’re getting out of debt.”

One of the lies you might tell yourself is that you’re the only one stressed or struggling with your money. But that’s not true, and if you need a safe space to have all the feelings about it, check out my Facebook community for encouragement.

Resources:

Learn Rachel's Simple Rules of Successful Negotiating